Podcasts about gen xers

We've officially hit Peak 65, the historic moment when more Americans than ever are turning 65. But retirement in 2025 looks nothing like it used to. In this eye-opening episode of Your Money Map, Jean Chatzky sits down with generational researcher Jason Dorsey to explore how Baby Boomers, Gen Xers, and even Millennials are rethinking retirement — financially, emotionally, and socially.

Generation X may be headed toward retirement unprepared. According to recent studies, Gen Xers have lower savings, higher debt, and less financial confidence than other generations. In this week's Fastest 4 Minutes in Finance, Scott Inman breaks down the numbers and shares 4 practical action steps every Gen Xer should take right now to avoid falling behind: Eliminate Debt – Why creating margin is the single biggest move you can make. Build a Real Emergency Fund – How much you actually need and why it matters. Don't Count on an Inheritance – The risks of relying on future wealth transfers. Make a Retirement Plan – How to project your savings into real income for the future. Retirement success doesn't happen by accident.

Dual Takeaway:This episode is a two-for-one: inspiration for escaping corporate and practical fitness guidance for living longer, stronger, and on your own terms.What happens when you realize corporate life just isn't for you—before it consumes decades of your career? Greg Bogdanski found out early. After stints in investment banking and consumer goods, Greg walked away to follow his lifelong passion for health and fitness. Today, he runs a growing training facility in Tennessee, helping athletes and adults build strength, resilience, and confidence.In this conversation, Greg shares the lessons he learned from leaving corporate early, the challenges of opening a gym from scratch, and how fitness principles apply to GenX escapees looking for longevity and freedom.We discuss: • Why Greg knew corporate wasn't his long-term path • How he turned a side passion into a business—starting with training kids in a park • The role of experimentation and iteration when launching something new • Marketing strategies that are working for small gyms today (Instagram, Facebook, email) • The importance of play, movement, and mental resilience for kids (and adults) • Fitness and longevity tips for GenXers: • Why walking is the most underrated exercise • How to structure a simple 3-day strength training plan • The 80/20 approach to cardio and nutrition • Why building a plan—whether in business or fitness—is the key to freedomConnect with Greg: • Instagram: https://www.instagram.com/greg_bogdanski_iii/ • https://www.instagram.com/peak_performancetraining_tn/

Safiya is one clumsy coffee spill away from catastrophe. A Gen Xer who hasn't yet embraced the cloud, she stores thousands of digital files, documents, and photos on devices with maxed-out storage limits. On today's episode, Carvell Wallace brings on Caitlin McGarry, senior editor at Wirecutter. Caitlin talks with Safiya about practical ways to delete and organize—and how we can all build healthier habits in our digital lives.  Ready to dive even deeper? Explore these resources:  How to Organize Your Digital Files Digital Clutter Can Be Overwhelming. Here's How to Clean Up. Your Phone's Camera Roll Is a Mess. Here's How to Clean It Up. How to Organize Desktop Apps Don't Be a Digital Hoarder If you liked this episode, check out How To Be a Lazy Genius and How To Rethink Screen Time Do you have a problem that needs solving? Send us a note at howto@slate.com or leave us a voicemail at 646-495-4001 and we might have you on the show. Subscribe for free on Apple, Spotify, or wherever you listen. The show is produced by Rosemary Belson, with Kevin Bendis and Sophie Summergrad. Our technical director is Merritt Jacob and our supervising producer is Joel Meyer. Get more of How To! with Slate Plus! Join for exclusive bonus episodes of How To! and ad-free listening on all your favorite Slate podcasts. Subscribe from the How To! show page on Apple Podcasts or Spotify. Or, visit slate.com/howtoplus for access wherever you listen. Learn more about your ad choices. Visit megaphone.fm/adchoices

Safiya is one clumsy coffee spill away from catastrophe. A Gen Xer who hasn't yet embraced the cloud, she stores thousands of digital files, documents, and photos on devices with maxed-out storage limits. On today's episode, Carvell Wallace brings on Caitlin McGarry, senior editor at Wirecutter. Caitlin talks with Safiya about practical ways to delete and organize—and how we can all build healthier habits in our digital lives.  Ready to dive even deeper? Explore these resources:  How to Organize Your Digital Files Digital Clutter Can Be Overwhelming. Here's How to Clean Up. Your Phone's Camera Roll Is a Mess. Here's How to Clean It Up. How to Organize Desktop Apps Don't Be a Digital Hoarder If you liked this episode, check out How To Be a Lazy Genius and How To Rethink Screen Time Do you have a problem that needs solving? Send us a note at howto@slate.com or leave us a voicemail at 646-495-4001 and we might have you on the show. Subscribe for free on Apple, Spotify, or wherever you listen. The show is produced by Rosemary Belson, with Kevin Bendis and Sophie Summergrad. Our technical director is Merritt Jacob and our supervising producer is Joel Meyer. Get more of How To! with Slate Plus! Join for exclusive bonus episodes of How To! and ad-free listening on all your favorite Slate podcasts. Subscribe from the How To! show page on Apple Podcasts or Spotify. Or, visit slate.com/howtoplus for access wherever you listen. Learn more about your ad choices. Visit megaphone.fm/adchoices

Safiya is one clumsy coffee spill away from catastrophe. A Gen Xer who hasn't yet embraced the cloud, she stores thousands of digital files, documents, and photos on devices with maxed-out storage limits. On today's episode, Carvell Wallace brings on Caitlin McGarry, senior editor at Wirecutter. Caitlin talks with Safiya about practical ways to delete and organize—and how we can all build healthier habits in our digital lives.  Ready to dive even deeper? Explore these resources:  How to Organize Your Digital Files Digital Clutter Can Be Overwhelming. Here's How to Clean Up. Your Phone's Camera Roll Is a Mess. Here's How to Clean It Up. How to Organize Desktop Apps Don't Be a Digital Hoarder If you liked this episode, check out How To Be a Lazy Genius and How To Rethink Screen Time Do you have a problem that needs solving? Send us a note at howto@slate.com or leave us a voicemail at 646-495-4001 and we might have you on the show. Subscribe for free on Apple, Spotify, or wherever you listen. The show is produced by Rosemary Belson, with Kevin Bendis and Sophie Summergrad. Our technical director is Merritt Jacob and our supervising producer is Joel Meyer. Get more of How To! with Slate Plus! Join for exclusive bonus episodes of How To! and ad-free listening on all your favorite Slate podcasts. Subscribe from the How To! show page on Apple Podcasts or Spotify. Or, visit slate.com/howtoplus for access wherever you listen. Learn more about your ad choices. Visit megaphone.fm/adchoices

Safiya is one clumsy coffee spill away from catastrophe. A Gen Xer who hasn't yet embraced the cloud, she stores thousands of digital files, documents, and photos on devices with maxed-out storage limits. On today's episode, Carvell Wallace brings on Caitlin McGarry, senior editor at Wirecutter. Caitlin talks with Safiya about practical ways to delete and organize—and how we can all build healthier habits in our digital lives.  Ready to dive even deeper? Explore these resources:  How to Organize Your Digital Files Digital Clutter Can Be Overwhelming. Here's How to Clean Up. Your Phone's Camera Roll Is a Mess. Here's How to Clean It Up. How to Organize Desktop Apps Don't Be a Digital Hoarder If you liked this episode, check out How To Be a Lazy Genius and How To Rethink Screen Time Do you have a problem that needs solving? Send us a note at howto@slate.com or leave us a voicemail at 646-495-4001 and we might have you on the show. Subscribe for free on Apple, Spotify, or wherever you listen. The show is produced by Rosemary Belson, with Kevin Bendis and Sophie Summergrad. Our technical director is Merritt Jacob and our supervising producer is Joel Meyer. Get more of How To! with Slate Plus! Join for exclusive bonus episodes of How To! and ad-free listening on all your favorite Slate podcasts. Subscribe from the How To! show page on Apple Podcasts or Spotify. Or, visit slate.com/howtoplus for access wherever you listen. Learn more about your ad choices. Visit megaphone.fm/adchoices

Safiya is one clumsy coffee spill away from catastrophe. A Gen Xer who hasn't yet embraced the cloud, she stores thousands of digital files, documents, and photos on devices with maxed-out storage limits. On today's episode, Carvell Wallace brings on Caitlin McGarry, senior editor at Wirecutter. Caitlin talks with Safiya about practical ways to delete and organize—and how we can all build healthier habits in our digital lives.  Ready to dive even deeper? Explore these resources:  How to Organize Your Digital Files Digital Clutter Can Be Overwhelming. Here's How to Clean Up. Your Phone's Camera Roll Is a Mess. Here's How to Clean It Up. How to Organize Desktop Apps Don't Be a Digital Hoarder If you liked this episode, check out How To Be a Lazy Genius and How To Rethink Screen Time Do you have a problem that needs solving? Send us a note at howto@slate.com or leave us a voicemail at 646-495-4001 and we might have you on the show. Subscribe for free on Apple, Spotify, or wherever you listen. The show is produced by Rosemary Belson, with Kevin Bendis and Sophie Summergrad. Our technical director is Merritt Jacob and our supervising producer is Joel Meyer. Get more of How To! with Slate Plus! Join for exclusive bonus episodes of How To! and ad-free listening on all your favorite Slate podcasts. Subscribe from the How To! show page on Apple Podcasts or Spotify. Or, visit slate.com/howtoplus for access wherever you listen. Learn more about your ad choices. Visit megaphone.fm/adchoices

You don't need a plan if you've got the right people in your corner.I loved this chat with Brett Trainor, who walked away from corporate life and found something even better—freedom, purpose, and a community of support. Brett shares how his journey unfolded not through strategy, but through relationships. From his first freelance gig to building the Escapee Collective for Gen Xers ready to do work on their own terms, Brett proves that connection is the true currency. We talked about the mistakes he made early on, how Tiktok became an unexpected launchpad, and why your old network might just be your greatest asset. If you're navigating change or considering a shift, this conversation is packed with insight, encouragement, and a reminder that you're never doing it alone.Highlights:1. Relationships Are Your Launchpad - Brett's first freelance gig came from someone he hadn't spoken to in 15 years. Your past connections hold future value.2. How Tiktok Ignited a Movement - He built a Gen X audience of over 70,000 by simply sharing personal stories—no dancing required.3. From Crickets to Community - The Escapee Collective started as a Slack group and evolved into a paid, engaged support hub for corporate escapees.4. LinkedIn Is Still King - He uses Tiktok to funnel people to LinkedIn, where meaningful B2B connections and collaboration actually happen.5. The Power of Being Helpful First - Brett now leads with generosity—offering value without the hard sell—and it pays back in community and credibility.Connect with Brett:Website: https://www.bretttrainor.com/ LinkedIn: https://www.linkedin.com/in/bretttrainor/ TikTok: https://www.tiktok.com/@the_corporate_escapeeInstagram: https://www.instagram.com/bretttrainor/ In appreciation for being here, I have some gifts for you:A LinkedIn Checklist for setting up your fully optimized Profile:An opportunity to test drive the Follow Up system I recommend by checking this presentation page - you won't regret it. AND … Don't forget to connect with me on LinkedIn and be eligible for my complimentary LinkedIn profile audit – I do one each month for a lucky listener!Connect with me:http://JanicePorter.comhttps://www.linkedin.com/in/janiceporter/https://www.facebook.com/janiceporter1https://www.instagram.com/socjanice/Thanks for listening!Thanks so much for listening to our podcast! If you enjoyed this episode andthink that others could benefit from listening, please share it using the socialmedia buttons on this...

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Listen to today's podcast... What does the makeup of your team look like? Are they mostly from the Baby Boomer or Generation X era? Do you have any Gen Y's or even Millennials working for you? For the first time in contemporary history, there are four generations in the workforce — Baby Boomers, Gen X, Millennials and Gen Z. With employees ranging in age from their late teens to their 70s, leaders must tailor their management styles to fit their multi-generational workforce, who work with different value sets and expectations of each other. This age difference can make it a bit more challenging for leaders to handle. Take One Action Today To Build Your #Resiliency!  Here are today's Tips For Building Resiliency and Celebrating our diverse workforce on Baby Boomer Recognition Day Don't confuse your teams by phrasing orders as suggestions: Boomer managers are often reluctant to give clear, direct, specific instructions. Although you really mean “Do it,” often we use phrases such as “You might want to consider…”, or “Have you thought about…” Gen Xers and New Millennials (Gen Yers) hear these as suggestions. They're caught off guard when you're later surprised to find out they didn't carry out your directive in they way that you intended. Talk with them about more than just work. Be a leader, not a friend: Knowing and being interested in your employees isn't the same as becoming their friends. What they're looking for is a role model, a mentor, and a leader—not a buddy. Reward good work quickly: Gen X and Y employees are used to instant feedback and gratification. Think knowledge exchange, not knowledge transfer. As technology changes, your younger generations have the upper hand and experience. Allow them to shine as they show others how to adapt. With 4 generations in the workplace, a strong leader can juggle these vastly different expectations, communication needs, and views about the workplace. If you like today's wellness tips, let me know. You can leave me a review on amazon or through your #alexa app. Looking for more ways to build your resiliency? Take my free on-line resiliency test at worksmartlivesmart.com under the resources and courses tab. #mentalhealth #hr

What does “retirement” really look like for Gen Xers—and why do so many struggle with it?In this episode, I sit down with Joy Levin, market research consultant turned retirement coach, who helps Gen X professionals design their encore years with purpose, connection, and freedom.We dive into:Why retirement is no longer a five-year chapter but a 30-year journey—and what that means for planning.How our latchkey kid upbringing shaped Gen X resilience, adaptability, and desire for freedom.The social side of retirement—why isolation is one of the biggest post-corporate risks and how to avoid it.Common mistakes people make when transitioning out of corporate life.How to create your own “portfolio life” built on purpose, flexibility, and joy.Why couples need to plan their next chapter together—before one person books the world trip and the other says, “But what about the grandkids?”Whether you're years away from leaving corporate or already in your next chapter, Joy's insights will help you think bigger, plan smarter, and make the most of the decades ahead.Connect with Joy Levin: • LinkedIn: Joy Levin • Website: Gen X Exec Encore

In this episode, Taniel is joined by financial planning expert Lori Atwood, founder of Fearless Finance. Together, they dive deep into the essential steps for financially preparing to retire in Mexico. From accumulating enough cash for your move, navigating investment liquidations, and tackling the real-life costs of relocating, Lori shares invaluable, unbiased advice for Americans dreaming of a life under the Mexican sun. Whether you're a Gen Xer looking to invest or a boomer ready to leap, this episode breaks down the planning process into practical, bite-sized steps.  Lori offers her guidance on managing money across borders, handling exchange rate fluctuations, and aligning your retirement vision with your financial reality. If you want to design your dream retirement abroad, this conversation is packed with expert insights you can't afford to miss. Key Moments:  00:00 "Fearless Finance: Hourly Financial Planning" 05:45 Pre-Retirement Financial Planning Steps 09:21 Tourist vs. Resident Mindset Transition 12:13 Managing International Funds Efficiently 14:31 Retirement Planning and Asset Evaluation 16:24 US-Mexico Banking for Expats 20:42 Optimal Emergency Fund Recommendation 23:35 Financial Planning Conflict Explained Don't miss out on a free webinar, where experts cover everything you need to know about relocating to Mexico—from the best places to live to essential healthcare information for expats. Register at dreamretirementinmexico.com/webinar.   Want to own a home in Mexico? Start your journey with confidence – download your FREE Taniel Chemsian Properties Buyer's Guide now for expert tips and clear steps to make it happen! Click here -  https://tanielchemsian.com/buyers-guide-podbean/   Contact Information: Email: info@tanielchemsian.com Website: www.tanielchemsian.com Mex Office: +52.322.688.7435

Zeke and Terri, a married couple in their 50s, decided that the empty nest wasn't the end of the adventure... it was just the beginning. After raising kids and building careers, they chose to design a bold new chapter: one filled with travel, curiosity, and embracing the unknown. Through their YouTube channel ,Zeke and Terri's Midlife Adventures, they inspire others over 50 to explore the world on their own terms, whether that's boating through the canals of France, navigating a new city, or simply saying “yes” to midlife reinvention.Terri is also the author of Piloting Your Life, a book for women over 40 who are ready to reclaim their power and design and live a life of their own creation. She's spoken on midlife transformation, entrepreneurship, and disrupting the status quo for GenX women.Their story resonates with GenXers, empty nesters, and midlife dreamers who want more freedom, fun, and purpose. And after nearly divorcing after 25 years of marriage, they accidentally rebooted their relationship through sex, honesty, and a willingness to rewrite their own rules. That unexpected intimacy opened the door to more joy, adventure, and alignment than they ever imagined.They bring humor, vulnerability, and real-life experience to conversations about freedom, relationships, aging boldly, and what it means to live life unapologetically. If you enjoy real talk about reinvention and what's possible in the second half of life, take a listen to this conversation.Check them out here:https://www.zekeandterri.com/https://www.instagram.com/zekeandterri/https://www.youtube.com/@ZekeandTerrihttps://www.facebook.com/zekeandterrihttps://www.tiktok.com/@zekeandterrihttp://www.malcolmteasdale.com

We're rewinding to April 2020 for a fun and fiery discussion with the Return to the '80s Brat Pack—Lizzie Newton, Del Roehling, and me—as we take on the 1985 Brat Pack classic St. Elmo's Fire. Recorded in the middle of lockdown, this episode is full of laughs, unexpected takes, and a whole lot of side tangents—from Rob Lowe's dangly earring and Demi Moore's pink apartment, to the characters we loved (or loved to hate). Lizzie shares why she kept expecting the bar to literally burst into flames, Del questions why anyone liked these characters at all, and I revisit the movie with fresh eyes after not seeing it for decades. We cover:

Episode Summary:Think UGC (User Generated Content) is only for 20-somethings? Think again.In this episode, I'm joined by Megan Collier—UGC creator, coach, and champion for Gen Xers and Boomers who want to turn their creativity into a revenue stream. Megan shares how she went from scrolling TikTok with just 200 followers to replacing her six-figure corporate income in just 14 months.We break down exactly what UGC is, why brands want creators over traditional actors, and how YOU can get started—no big following required. If you've ever wondered whether you could make money creating content from home (without becoming an influencer), this conversation will open your eyes to what's possible.What You'll Learn in This Episode: • What UGC is (and isn't) — and why brands are spending big on it • How Megan replaced her six-figure corporate income with UGC in 14 months • Why Gen Xers and Boomers are in high demand in this space • How to build a simple portfolio (even with zero experience) • Where to find your first UGC clients • The right way to pitch brands so you stand out • Pricing tips, contracts, and the AI “likeness” clause you must watch forWhether you want a creative outlet, extra cash, or a full-time business, UGC could be your next big opportunity.Connect with Megan: • TikTok & Instagram: @megan_ugc • Ultimate UGC Course: Learn More Here

What happens when a former investigator who spent 26 years keeping her true self hidden decides at age 50 to let it all out on social media? Meet Sherri Dindal, who transformed from living life behind a mask to becoming The Real Slim Sherri, amassing 5.7 million followers by showing up with raw authenticity, humor and hard-won wisdom that's inspiring a generation of GenXers to reclaim their right to take up space. Her story reveals how two brushes with death led to an extraordinary reinvention, proving it's never too late to become who you truly are.You can find Sherri at: Connect with Sherri | Wholesome Hippy | Episode TranscriptIf you LOVED this episode, you'll also love the conversations we had with Karen Walrond about rewriting the mid-life narrative to one of joy, grace and possibility.Check out our offerings & partners: Join My New Writing Project: Awake at the WheelVisit Our Sponsor Page For Great Resources & Discount CodesCheck out our offerings & partners: Beam Dream Powder: Visit https://shopbeam.com/GOODLIFE and use code GOODLIFE to get our exclusive discount of up to 40% off. Hosted on Acast. See acast.com/privacy for more information.

Are we the bad guys, Slackers?On this week's episode, I dive into the phenomenon of toxic fandom, exploring how Generation X shaped the passionate, sometimes divisive, fan cultures around Star Wars, wrestling, music, and even the DC vs. Marvel rivalry.From gatekeeping in 1980s punk scenes to online harassment in modern fandoms, we examine Gen X's role in setting early fan standards that can exclude newcomers. Anyone remember Usenet groups? Ever call someone a poser?There is a direct correlation between how our own sense of nostalgia and the early internet amplified tribalism. I mean, how many Gen Xers claimed George Lucas "ruined" Star Wars?Did Gen X spark toxic fandom, or is it a broader cultural issue? Can fandoms (and society) somehow become less toxic, or has that ship already sailed?Let me know! Email: stuckinthemiddlepod@yahoo.comInstagram, X, YouTube: @stuckpodxFacebook: Stuck in the Middle - A Gen X Podcast

In this month's GenX Book Club, Paul Stroessner, Suzanne Mattaboni, and Del Roehling dive into Michael Koresky's heartfelt memoir-meets-film-critique, Films of Endearment: A Mother, a Son, and the ‘80s Films That Defined Us. Koresky revisits ten female-driven films of the 1980s with his mother, using them as a lens to explore family, loss, identity, and how movies shape the way we see the world. The discussion covers: How films like 9 to 5, Terms of Endearment, Aliens, and Baby Boom look different when revisited decades later Reflections on workplace inequality, motherhood, identity, and resilience portrayed in these movies How generational and personal experiences change the way we view iconic films over time Connections to movies like Come Back to the 5 & Dime, Jimmy Dean, Jimmy Dean and Crossing Delancey Why the ‘80s still feels like a “golden age” for character-driven, female-led stories The team also shares their own movie memories, from watching creature features as kids to experiencing how VHS tapes and early cable changed the way we consumed film, as well as some emotional connections to the films that Michael Koresky covers in this book. Next month's pick: The Celebrants by Steven Rowley, a heartfelt story of friendship and second chances that flashes between the ‘90s and today. More from the GenX Book Club Crew

Shoot us a Text.Episode #1112: Carvana's stock hits jaw-dropping highs while negative equity haunts car buyers. At the same time, a new report says Gen X may quietly be the most powerful consumer group of the next decade.Show Notes with links:What once seemed like a dying online used‑car startup has roared back. Carvana's share price hit an all‑time high in late July 2025—up over 10,000% from the December 2022 bottom—while short-sellers suffered nearly $7.42 billion in losses.Q2 2025 sales hit $4.84 billion, up 42% year-over-year. Retail units sold jumped 41% to 143,280; wholesale units rose 44.5% to 72,770.Net income surged to $308 million with record profit margins across the board.Traditional peers have seen modest stock gains by comparison — AutoNation is up about 80% and Lithia around 44% — with CarMax actually down roughly 7% in the same period.CEO Ernie Garcia III called Carvana “the fastest‑growing and most profitable automotive retailer.”“This rally…is one of the most spectacular recoveries in modern market history,” said Dave Mazza, CEO of Roundhill Financial.A growing share of U.S. car buyers are finding themselves stuck in negative equity, with Edmunds reporting the average underwater loan balance at $6,754 in Q2 2025 — one of the highest levels seen in years.26.6% of new‑car trade‑ins were upside down, a four‑year high.Average negative equity climbed to $6,754, up $500 from 2024.Nearly one in three underwater trade‑ins carried $5,000–$10,000 in debt.The average monthly payment for these buyers hit $915 — $159 above the industry average.Edmunds' Ivan Drury warns: “Many are at risk of getting stuck in a cycle of debt that only grows harder to break over time.”While millennials and Gen Z grab headlines, new research shows Gen X — those born between 1965 and 1980 — may be the most influential consumer group of the next decade.Gen X is set to remain the world's highest-spending demographic through 2033.In 2025 alone, they're projected to drive $507B in food and beverage sales, $80B in beauty, and $42B in alcohol.Nearly 40% use AI assistants for shopping recommendations, defying “tech-averse” stereotypes.72% prefer name brands over private label, bucking the store-brand trend.“Gen Xers are the gatekeepers of trillions in spending, effectively serving as the CFOs of three generations,” said Wolfgang Fengler of World Data Lab.Join Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/

While Brian frolics somewhere in the Pacific Northwest, Jason brings in cyber-sleuth Dave Bittner for a jam-packed episode covering everything from Gen X's slow descent into obscurity to furries, feds, and face-scanning your way into porn. The guys start with a salute to the late, great Tom Lehrer—a math nerd with a piano and zero tolerance for BS—before diving into the avalanche of cyber screwups plaguing today's digital circus.The biggest spill? The so-called “safe” dating app Tea just doxxed its entire user base—because who needs privacy when you've got bad Firebase settings from 2017? Meanwhile, teens are befriending chatbots, Microsoft is issuing pink slips via PowerPoint, and Meta might be training its AI on stolen porn. Add in farmers installing turnstiles in the Dolomites to keep influencers off their grass, age verification laws that Norman Reedus can bypass with a JPEG, and Tesla diners turning into 24/7 neighbor hellscapes, and yeah—it's just another week on the internet.If you're a Gen Xer feeling invisible, underpaid, and over it, congrats—you're not alone. This episode is a full buffet of schadenfreude, digital paranoia, and good old-fashioned grump. Pour a cup of whatever's not boiling, and tune in for the roast. Tom Lehrer would've approved.Sponsors:DeleteMe - Head over to JoinDeleteMe.com/GOG and use the code "GOG" for 20% off.Private Internet Access - Go to GOG.Show/vpn and sign up today. For a limited time only, you can get OUR favorite VPN for as little as $2.03 a month.SetApp - With a single monthly subscription you get 240+ apps for your Mac. Go to SetApp and get started today!!!1Password - Get a great deal on the only password manager recommended by Grumpy Old Geeks! gog.show/1passwordShow notes at https://gog.show/708FOLLOW UPWhy Gen X is the real loser generationTeens say they are turning to AI for friendshipIN THE NEWSHackers steal images from women's dating safety app that vets menHackers leak 13,000 user photos and IDs from the Tea app, designed as a women's safe spaceTea dating app disables direct messaging as it investigates data breachThe Tea App Data Breach: What Was Exposed and What We Know About the Class Action LawsuitTea App's Second Breach: 1.1 Million Private Messages Exposed in ...The Tea App Breach: A Catastrophic Privacy Failure in the Quest for ...Tea App Leak: What's Going on With the 4chan Tea App Data ...Tea app hacked: 13,000 photos leaked after 4chan call to actionThe Tea app hack explained – how a data breach spilled thousands of photos from the top free US app, and what to doWomen are reporting bad men on this app. Here's the legal tea on the app called TeaMajor Security Breach at Tea App Exposes Sensitive User DataThe dating app that doxxed 72,000 women... - YouTubeTea app fallout worsens as leaked selfies used in rating site, online ...Two data breaches in one week on social media site TeaDating safety app Tea suspends messaging after hack - BBCFirst Came Tea. Then Came the Male Rage.The Tea App Data Breach: What Was Exposed and What We Know ...How Tea's data breach became a brand momentTea app takes messaging system offline after security breachTea app hacked as women's photos, IDs & even DMs leaked onlineMicrosoft Releases List of Jobs Most and Least Likely to Be Replaced by AICopyright Lawsuit Accuses Meta of Pirating Adult Films for AI TrainingFed-up Italian farmers set up mountain turnstiles to charge access to Instagram hot spotsGrumpy Old Geeks recommend Private Internet AccessThe Age-Gated Internet Is HereSocial media age verification laws in the United States - WikipediaAll the loopholes people are using to get past the Online Safety ActAge Verification Laws Send VPN Use Soaring—and Threaten the Open InternetThe UK's new age-gating rules are easy to bypass - The VergeHow Minors Bypass Age Verification: 6 Common Methods to Watch ...Age Verification in the United States: Insights from the Open ...Age-Verification Evasion in 2025: How Minors Outsmart ... - Shufti ProExploring Privacy-Preserving Age Verification: A Close Look at Zero-Knowledge ProofsWhat to know about online age verification laws | AP NewsUS State age verification laws for adult content – AVPAAge verification tools on adult websites bypassed in secondsAge Verification - The Heritage FoundationAge Verification Bill Tracker - Free Speech CoalitionOnline Pornography Age Verification Laws by US State - KindbridgeOnline Age Verification Laws Could Do More Harm Than GoodUK probes 34 porn sites under new age-check rulesHow to Bypass US Porn Ban and Age Verification Laws - CybernewsWhy I Emphatically Oppose Online Age Verification MandatesReady or not, age verification is rolling out across the internetTesla partly liable in Florida Autopilot trial, jury awards $200M punitive damagesChatGPT users shocked to learn their chats were in Google search resultsLiving Next To Tesla Diner Is 'Absolute Hell,' Neighbors SaySongs and Lyrics by Tom LehrerTHE DARK SIDE WITH DAVEDave BittnerThe CyberWireHacking HumansCaveatControl LoopOnly Malware in the BuildingFurries and SecurityTom Lehrer was the face of the real 1950sTom Lehrer Full Copenhagen PerformanceThe delightful story of a prank Tom Leher played on the NSAPeter SchickeleInsta360 X5The History of Hollywood's Large Format Film Cameras!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

TALK TO ME, TEXT ITThe unpredictable dangers that surround us take center stage as I explore how quickly life can change when we least expect it. A Google software engineer's life was tragically cut short by a falling sequoia branch at Yosemite National Park, highlighting the random perils that exist even in nature's most beautiful settings. This sobering reminder of our vulnerability extends to supposed "controlled environments" too, as evidenced by the disturbing incident where an octopus latched onto a six-year-old boy at a Texas aquarium's interactive exhibit, requiring three staff members five minutes to free him.Beyond physical dangers, we're navigating social threats as well. The viral story of a 58-year-old professional who believes his age has rendered him unemployable resonates with many Gen-Xers and Boomers facing similar challenges. With studies showing 90% of workers over 40 experiencing ageism, it's clear that expertise and experience aren't always valued in today's job market. It's particularly frustrating when considering the superior work ethic many older workers bring to the table - something I've witnessed firsthand in my workplace, where punctuality and preparation vary dramatically between generations.My frustration reaches its peak when sharing how my workplace essentially penalized early arrivals by changing policies to accommodate chronically late employees. What kind of system discourages dedication while enabling tardiness? As I wrap up today's episode, I'm on the hunt for new television recommendations - preferably crime fiction without excessive elements, similar to Broadchurch or Landscapers. What are you watching right now that might fit my tastes? I'd love to hear your suggestions for solid, entertaining shows that don't sacrifice quality storytelling for agenda-pushing content.Buzzsprout - Let's get your podcast launched!Start for FREE Thanks for listening! Liberty Line each week on Sunday, look for topics on my X file @americanistblog and submit your 1-3 audio opinions to anamericanistblog@gmail.com and you'll be featured on the podcast. Buzzsprout - Let's get your podcast launched!Start for FREESupport the showTip Jar for coffee $ - Thanks Music by Alehandro Vodnik from Pixabay Blog - AnAmericanist.comX - @americanistblog

In this fun and slightly chaotic episode, we unpack the rise of “brain rot”—those bizarre, hyper-online expressions like “rizz,” “delulu,” “mid,” and “it's giving,” that are flooding TikTok, Twitter, and beyond. Where do they come from? How do they spread so fast? And what does it say about internet culture and the way younger generations are reshaping language? Whether you're fluent in the lingo or constantly confused, this episode will clear things up as best as two Gen Xers can!

The first week of Saints 2025 training camp is in the books and the guys have finally had some practices in pads. There's plenty to talk about, including the QB situation, offensive line, defensive play, which young players we want to take a leap, and the new coaching staff. We then end the show talking about the recent slate of deaths which rocked us Gen Xers, then talk about the Fantastic Four movie. Learn more about your ad choices. Visit megaphone.fm/adchoices

Get ready for a literary revolution! In this epic episode, we're shining the spotlight on the trailblazing Generation X authors who are taking the science fiction and fantasy genres by storm. From groundbreaking novels to thought-provoking short stories, we're sharing our Top 10 Gen Xers, visionary writers who are redefining the boundaries of speculative fiction. Join us as we rank these incredible authors, sharing a bit of what we love about how each is shaping the future of science fiction and fantasy. Discover the Generation X authors who are leading the charge!#FantasyForTheAges #Fantasy #SFF #FantasyFiction #SciFi #ScienceFiction #BestFantasy #BestSciFi #BookRecommendations #TBR #ReadingRecommendations #booktube #booktuberWays to connect with us:Support us on Patreon: https://www.patreon.com/FantasyForTheAges Follow Jim/Father on Goodreads: https://www.goodreads.com/user/show/13848336-jim-scriven Join us on Discord: https://discord.gg/jMWyVJ6qKk Follow us on "X": @Fantasy4theAges Follow us on Blue Sky: @fantasy4theages.bsky.socialFollow us on Instagram: fantasy_for_the_ages Follow us on Mastodon: @FantasyForTheAges@nerdculture.de Email us: FantasyForTheAges@gmail.com Check out our merch: https://www.newcreationsbyjen.com/collections/fantasyfortheagesJim's Microphone: Blue Yeti https://tinyurl.com/3shpvhb4 ————————————————————————————Music and video elements licensed under Envato Elements:https://elements.envato.com/

It is with heavy hearts that we bring you episode 207 of Last Night's Coffee... It has been a tough week for the guys and the rest of Gen X... Obviously they recap the trio of deaths that rocked Hollywood... Theo, Ozzy, and Hulk.... Then a fun story about a wallet lost in the manufacturing of a Ford, makes it's back to the owner... Chuckee from Chuckee Cheese was arrested in costume in Tallahassee Florida... Chuck and Jon make a bet for this College Football season...

Gen X's Biggest Money Regrets—And How to Fix ThemDr. Preston Cherry opens up about the top financial regrets Gen X faces—from late retirement saving to piling on debt. The good news? It's not too late to turn things around.In this eye-opening conversation, Dr. Cherry shares how Gen Xers can shift from regret to resilience with simple mindset changes and a values-based wealth plan. Whether it's saving more, cutting debt, or protecting your legacy—small steps today can lead to big changes tomorrow.Takeaways:• Start saving early• Tackle your debt• Plan for you, not just kids• Protect your legacy• Get expert help00:00 Intro00:41 Understanding Gen X's Financial Regrets02:09 The 4R Framework04:38 Final ThoughtsGet The Wealth Word — our free weekly newsletter on wealth and well-being: https://wealth.concurrentfp.com/thewealthwordExplore award-winning wealth advisory services: https://www.concurrentfp.com/Read Wealth In The Key of Life by Dr. Preston Cherry: https://drprestoncherry.com/book/Disclosure: Educational content only. Not financial advice. https://www.concurrentfp.com/disclosures/

Running a business doesn't have to be all 5am wake-ups, endless social media posts, and high-pressure launches.Over the past 6 years, I've quietly built a chill, service-based business that has brought in over one million dollars in lifetime revenue. No complicated funnels. No viral Reels. No fancy productivity hacks. Just a handful of habits that keep me grounded, creative, and in motion.In this Summer Remix episode of the Ill Communication Podcast, I'm bringing back one of my favourite episodes of all time: 20 Tiny habits that help me generate $1million as a Gen X business woman.It's fast-paced, fun, and packed with unconventional wisdom you can apply right away (whether you're a fellow Gen Xer or not).Show notes are always available at

A rock legend leaves this world. As a Gen Xer who loves rock, I have some thoughts. Democrats can't keep the reason why they really want illegal aliens in this country a secret. They keep telling us. And President Trump keeps coming up with great ideas and he keeps winning.   Watch the video supplements to the podcast: https://rumble.com/user/DumbassesTalkingPolitics?e9s=src_v1_cmd Visit the Dumbasses Talking Politics web site for all show notes, videos, and links: https://rumble.com/user/DumbassesTalkingPolitics?e9s=src_v1_cmd Subscribe for free to Gene's Substack (Dumbasses Talking Politics): https://dumbassestalkingpolitics.substack.com/?utm_source=global-search  

A new report from Realtor.com says that the people between the ages of 60-80 now control an astounding $19 trillion or nearly 40% in housing wealth.  But guess what?  Gen Xers own $14 trillion, millennials $9.9 trillion and Gen Zer's only $4.38 trillion.  But will they share the wealth and free up some inventory? We'll let you know the answer, today on the Jon Sanchez Show at 3pm.

In this conversation, Dan Frommer, founder and editor in chief of The New Consumer, discusses the complexities of consumer behavior, particularly in relation to food choices. He explores the dichotomy between what consumers say they want and what they actually purchase, emphasizing the influence of technology, marketing, and generational differences. The discussion also touches on the challenges posed by ultra-processed foods and the importance of real food in promoting health and well-being. Throughout the conversation, Frommer shares insights from his research, highlighting the need for education and understanding in navigating consumer trends.Takeaways:Understanding consumer behavior is crucial for effective marketing.There is often a gap between what consumers say they want and what they actually buy.Food choices are influenced by technology and social media.Generational and gender differences play a significant role in food preferences.Education about food and health is essential for consumers.Surveys can provide valuable insights but have limitations.Real food is preferable to ultra-processed options for health.Trust in institutions is declining, leading consumers to rely on influencers.Personalization in food choices is becoming more important.Gratitude and mindfulness can enhance consumer satisfaction. Sound bites:“The healthiest foods that make people also the happiest are grapes, blueberries, and broccoli.”“Chocolate makes Gen Xers happier than any other product makes any other generation in all our research.”“I'm really interested to see companies finding ways to help people to make food choices that are not only considered smart on a macro level, but are the right thing for them personally.”“Younger people believe that grocers, online grocers especially, have a responsibility to recommend healthy food.”“Ultra-processed foods, a great example of something where people have very strong opinions about it, but don't actually know what they are.”“It's very hard to get Americans to agree on anything, but something that both Democrats and Republicans agree on in our research is that the government should be doing more to regulate ultra processed food than it has in the past.”“There's increasing awareness around seed oils. Some people are convinced that they are toxic and that they are killing Americans and making us all have terrible health. Other people, including scientists, are saying that is nonsense.”“The US is not in a recession, but most people think it is. So what do do about that?”“The people who are buying the cheapest, least environmentally friendly stuff are also the ones who are saying that they are more willing to go out of their way and spend more money for the environment.”“I think if we all just ate more real food, I think that would probably have a better outcome for so many different elements of the food chain of our health, wellness, etc.”Links:Dan Frommer on LinkedIn - https://www.linkedin.com/in/fromedome/The New Consumer - https://newconsumer.com/The New Consumer on LinkedIn - https://www.linkedin.com/company/newconsumer/The New Consumer on X - https://x.com/newconsumerThe New Consumer on Instagram - https://www.instagram.com/newconsumerConsumer Trends: Food Feelings Matrix - https://newconsumer.com/2025/05/consumer-trends-food-feelings-healthy-happy/Consumer Trends: Food & Wellness 2025 - https://newconsumer.com/2025/03/introducing-the-consumer-trends-2025-food-wellness-special-report/How Americans really think about seed oils, Poppi & Olipop, and MAHA - https://newconsumer.com/2025/03/how-americans-really-think-about-seed-oils-poppi-olipop-and-maha/Consumer Trends: Beauty Special 2025 - https://newconsumer.com/2025/04/introducing-the-consumer-trends-beauty-special-2025/…Brands for a Better World Episode Archive - http://brandsforabetterworld.com/Brands for a Better World on LinkedIn - https://www.linkedin.com/company/brand-for-a-better-world/Modern Species - https://modernspecies.com/Modern Species on LinkedIn - https://www.linkedin.com/company/modern-species/Gage Mitchell on LinkedIn - https://www.linkedin.com/in/gagemitchell/…Print Magazine Design Podcasts - https://www.printmag.com/categories/printcast/…Heritage Radio Network - https://heritageradionetwork.org/Heritage Radio Network on LinkedIn - https://www.linkedin.com/company/heritage-radio-network/posts/Heritage Radio Network on Facebook - https://www.facebook.com/HeritageRadioNetworkHeritage Radio Network on X - https://x.com/Heritage_RadioHeritage Radio Network on Instagram - https://www.instagram.com/heritage_radio/Heritage Radio Network on Youtube - https://www.youtube.com/@heritage_radioChapters:03:00 Understanding Consumer Behavior05:59 Food Feelings: Happiness vs. Health08:58 Gender and Generational Differences in Food Preferences12:10 The Role of Technology in Food Choices15:04 The Impact of Ultra-Processed Foods18:02 Consumer Awareness and Education20:49 The Future of Food Consumption23:58 Cultural Shifts in Food Perception37:13 Raising Awareness on Food Safety38:04 The Complexity of Defining Health39:26 Evolving Perspectives on Nutrition41:01 Influencers vs. Experts in Health42:57 The Fragmentation of Media and Trust47:16 The Debate on Seed Oils48:47 Consumer Behavior vs. Intentions53:14 Using Research Effectively59:10 Personal Insights and Recommendations01:06:10 The Importance of Real FoodSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Episode Title: The "Quiz" That Actually Matters: Beyond Fake Positivity with Human Design & Holistic HealthEpisode Summary: Remember those fun magazine quizzes that promised to reveal your true self? Well, what if there was a real, deeply insightful "quiz" that could actually unlock your unique energy, explain why you feel stuck or drained, and guide you to authentic peace and vitality?In this episode, Sonya Janisse, your Holistic Health Coach, dives into why "fake positivity" is actually keeping so many of us (especially us Gen Xers!) sick and confused. She shares how understanding your Human Design – your personal energetic blueprint – provides the ultimate instruction manual for you.Discover how this powerful self-awareness, explored in her 'Essentially You' Workshop, impacts everything from your energy levels to your #FashionOverFifty choices. Sonya explains how truly knowing what makes you tick can transform chronic fatigue, overwhelm, and emotional suppression into genuine peace, energy, and clarity.This is a #FreshApproach to holistic health, helping you align your body, mind, and spirit with your true design.Episode Highlights:01:30 Why "fake positivity" is a silent saboteur of your well-being.04:15 The Gen X "quiz" nostalgia and why Human Design is the ultimate, real-life version.07:00 How understanding your unique energy type (your "instruction manual") from the 'Essentially You' Workshop changes everything.10:20 Connecting Human Design to authentic #FashionOverFifty and daily energy.13:50 How this holistic approach leads to genuine peace, energy, and clarity, beyond surface-level fixes.Ready for Your "Magic Wand Moment?" If you're ready to stop pretending and start truly thriving, Sonya's signature experience, "Your Magic Wand Moment," kicks off August 6th, 2025! Learn how to release old patterns and live in alignment with your authentic self.Learn more & register here: https://tr.ee/vkKSxHFwnDConnect with Sonya:Website & All Social Links: https://linktr.ee/sonyajanissexx, Sonya, #asksonya #HumanDesign #HolisticHealthCoach #FakePositivity #GenX #EssentiallyYou #YourMagicWandMoment #FreshApproach #FashionOverFifty #MindBodySpirit #AuthenticLiving #EnergyHealing #BeyondBurnout #WellnessJourney

Marc and Scott Allen Curley dig deep into the ongoing work ethic debate, questioning if today's youth are really as burned out or entitled as the headlines suggest. Scott, a Gen Xer and entrepreneur, highlights how technology and AI have reshaped young workers' expectations, with many leaning heavily on automation rather than personal grit. They discuss the cultural shifts from past generations who were raised to work hard, sometimes under tough conditions, contrasting it with today's emphasis on stress relief and shorter work weeks. The conversation turns to the role of parenting and societal changes in shaping this new reality. Scott shares his own transformative journey from addiction and prison to success, underscoring the importance of accountability and resilience. The segment closes teasing upcoming discussions on new legislation with former state senator John Lamping.

Hey Slackers, as promised, here's my review of the new Superman movie. As a kid of the 70s & 80s, I've pretty much seen them all - so what did I think of Mr. Gunn's foray into the world of Superman and the new?Plus, I also dropped this as a video review - my first video content in more than a year - so feel free to check it out over on YouTube, too!

What is the number one obstacle of millennials, GenX and Gen Z in purchasing a home? It's not high interest rates or the high price of homes Gen Xers actually fear running out of money more than death. Still homeownership remains a goal for all three generations, lots more in store on this episode of The Real Estate Roundtable with Century 21 Jack Ruddy Real Estate.

Many "Gen Xers" will have little inheritance, so they should prioritize their own retirement savings, debt reduction, and financial planning.Today's Stocks & Topics: NUKZ - Range Nuclear Renaissance Index ETF, INQQ - INQQ The India Internet ETF (ETF), VTTSX - Vanguard Target Retirement 2060 Fund Investor (FUND), FNDF - Schwab Fundamental International Equity ETF (ETF), a listener question about CDs and T-Bills, a question from our YouTube channel viewers: BJ - BJ's Wholesale Club Holdings Inc. (NYS); plus Justin's market wrap, and Justin's talking points: 'Ponzi Finance' -- "When uncertainty rises, being able to finance yourself with your own cash flow becomes very important."; and the 50% Copper Tariffs.Our Sponsors:* Check out Avocado Green Mattress: https://avocadogreenmattress.com* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Progressive: https://www.progressive.comAdvertising Inquiries: https://redcircle.com/brands

Cue the mixtape! It's Gen X's turn to get serious about retirement. Today, Nathan talks about why it's time for this often-overlooked generation to be at the center of the retirement conversation. Gen Xers have weathered market crashes, economic swings, and a total rewrite of retirement expectations. Nathan breaks down the reality behind the statistics, like why nearly 50% of Gen Xers say they're not financially prepared, and offers practical tools for catching up.   Here's some of what we discuss in this episode:

Jennie Garth is best known to Gen-Xers for her iconic role playing Kelly Taylor on the megahit television series Beverly Hills 90210.  Fans of the show may remember Kelly's pivotal “I Choose Me” episode (airing thirty years ago this past May) when she stood between dreamboats Brandon and Dylan and declared that she was choosing herself.  Jennie shaped an entire era of pop culture, and now, at fifty-two, she is embracing an incredible new chapter of life—one filled with bold conversations about aging, empowerment, self-love, and the beautiful messiness of midlife. Through her thought-provoking “I Choose Me” podcast and a forthcoming memoir of the same name, Jennie is using her platform to champion other women over fifty by challenging outdated narratives around aging and sparking empowering conversations. Today, Jennie, Jen and Amy talk about what choosing yourself looks like on a normal day, and what it means to be graduate beyond our growing family years into a more independent space where a new age of self-discovery is possible because, as Jennie reminds us, choosing “you” isn't selfish—it's the most powerful act of self-respect. Thought-provoking Quotes: “It was through my conversations with fans, whether it was on social media. or at autograph events that I kept hearing, ‘I didn't know I could choose me until Kelly Taylor told me it was an option.'” – Jennie Garth “If I had gone to college and lived a normal life, then I would have learned things that I didn't actually end up learning until I was in my forties and fifties. So now I'm just searching like, ‘What did I miss and how can I be better? How can I learn more about myself?'” – Jennie Garth “You look around on social media and you see other people's lives and think, ‘My God, they have it all figured out.' And I just never felt like that personally.” – Jennie Garth “Loving yourself is a journey and it's imperative to your wellbeing.” – Jennie Garth “I don't want to please people by being what they want me to be or fitting into this character's shoes. I love acting and I'll never not love acting. But I had to take the bull by the horns and take control of my life.” – Jennie Garth “Competition amongst women was real. It was just part of the  world I grew up in. I had to be better than the next girl. What a waste of so much precious time and energy. I used to be intimidated by other women's success or knowledge or position. I kick myself for all the years of lost opportunity of that kind of camaraderie and connection with other women. I feel it so strongly now. It's something that can never be quieted again,” – Jennie Garth Resources Mentioned in This Episode: Beverly Hills, 90210 (1990-2000) - https://www.imdb.com/title/tt0098749/ Tori Spelling - https://www.instagram.com/p/DKAANczu145/?hl=en I Choose Me Women's Summit 2025 - https://jenniegarth.com/pages/i-choose-me-movement I Choose Me: Chasing Joy, Finding Purpose & Embracing Reinvention by Jennie Garth - https://amzn.to/44d8eMM Me by Jennie Garth QVC Collection - https://jenniegarth.com/pages/me-by-jennie-garth Feeding America - https://www.feedingamerica.org/partners/entertainment-council/jennie-garth American Heart Association - https://www.heart.org/en/health-topics/at-the-heart-of-it-with-nancy-brown/the-power-of-positivity-with-jennie-garth Guest's Links: Website - https://jenniegarth.com/ Instagram - https://www.instagram.com/jenniegarth/ Twitter - https://x.com/jenniegarth Facebook - https://www.facebook.com/jenniegarth TikTok - https://www.tiktok.com/@officialjenniegarth Podcast - https://jenniegarth.com/pages/i-choose-me-podcast Connect with Jen!Jen's Website - https://jenhatmaker.com/ Jen's Instagram - https://instagram.com/jenhatmakerJen's Twitter - https://twitter.com/jenHatmaker/ Jen's Facebook - https://facebook.com/jenhatmakerJen's YouTube - https://www.youtube.com/user/JenHatmaker The For the Love Podcast is presented by Audacy.  To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Coming after the baby boomers, Generation X is often referred to as “the forgotten generation,” the self-reliant generation and perhaps the last free-range generation. Today, you certainly could argue that it's  becoming the financial-panic generation. The first Gen Xers hit the workforce right around the time pensions gave way to 401(k) accounts with self-directed invested assets. Recent studies indicate that Gen Xers who have retirement accounts have saved on average somewhere in the neighborhood of $180,000. That's well below the $1 million popularly seen as the minimum requirement for beginning a comfortable retirement. (Of course, the ability to sustain income in retirement depends a lot on your spending habits and the quality of life you try to pursue.) Nearly 50% of Gen Xers don't even have a retirement plan, according to asset management firm Schroders. So IBJ Podcast host Mason King began compiling some of the most common questions his fellow Gen Xers ask about pending retirement or, if need be, semiretirement. For example, when is the best time to start taking Social Security, especially given that it's headed for a funding deficit early next decade? What exactly do you do with your 401k funds once you retire? And what should you start doing today if your retirement savings are in the five figures or low six figures? In this week's episode of the IBJ Podcast, columnist Pete the Planner weighs in on the big questions for Gen X and warns against a common strategy for diversifying portfolios that King thought was genius.

Dr. Preston Cherry explains why many Gen Xers are caught off guard when they find out—yes, your Social Security can be taxed. Up to 85% of your benefits could be taxable if your income crosses certain thresholds—thresholds that haven't kept up with inflation. If you've saved diligently or have extra income from side gigs or investments, you could be looking at a smaller Social Security check than expected. The surprise? It's all perfectly legal—and avoidable with the right planning.Takeaways:• Taxed Social Security• IRMAA surprise fees• RMDs raise taxes• Two-year income lag• Plan withdrawals smart00:00 Intro01:00 Social Security Isn't Tax-Free02:26 IRMAA and RMDs04:43 What to Do Instead05:56 Final ThoughtsWant to learn more? Connect with us below!Stay informed and inspired! Join our FREE wealth & well-being newsletterDo you want confidence & clarity? Check out our award-winning wealth advice servicesGrab Your Copy of Dr. Cherry's book ‘Wealth In The Key of Life'Disclosure: episodes are educational only, not advice. Review our disclosures here: https://www.concurrentfp.com/disclosures/

YOUR NERD BEST FRIENDS DID A LIVE SHOW! It was such a success running our Buffy + D&D live episode at HellmouthCon and we had an amazing audience! Unfortunately, Analese the rookie forgot to press the record button and so... here we are, face to face, a couple of big buffoons.. This episode is full of your nerd best friends talking about how cool it was and recapping their time at HellmouthCon ON THE Hellmouth in Torrance, Ca. Analese now has a picture in her high school principal's office with the three Sunnydale HS principals and Rob now can say he got to tell his amazing embarrassing story about blonde hair and James Marsters DIRECTLY to the guy IN PERSON.Also in this episode: The Great Goblin Angle Bargle, Never Flinch, panting goblin armies, practicing table top games on your own, and the frustration of GenXers at the end to The Neverending Story. Get bonus content and episodes when you subscribe on Patreon. Hosted on Acast. See acast.com/privacy for more information.

Generation X, born between 1965 and 1980, is often called the "sandwich generation" because many are simultaneously caring for their aging parents while still supporting their own children. On Tuesday's program, we'll talk to local Gen Xers about life, societal pressures and growing up before the start of the digital age.

”But the fact remains, with all the changes that have happened in our lifetime—whether we're “boomers,” “Gen Xers,” “Millennials,” “Gen Zers” or whatever comes next—one thing has never changed nor will it ever change, and that is the amount of time we all have.”  That's a quote from Hyrum Smith's book, The 3 Gaps: Are You Making A Difference You can subscribe to this podcast on:  Podbean | Apple Podcasts | Stitcher | Spotify | TUNEIN Links: Email Me | Twitter | Facebook | Website | Linkedin Areas of Focus: The Foundation Of All Solid Productivity Systems. Take the Areas of Focus Course  Get Your Copy Of Your Time, Your Way: Time Well Managed, Life Well Lived The Time Sector System 5th Year Anniversary The Working With… Weekly Newsletter Carl Pullein Learning Centre Carl's YouTube Channel Carl Pullein Coaching Programmes Subscribe to my Substack  The Working With… Podcast Previous episodes page Script | 375 Hello, and welcome to episode 375 of the Your Time, Your Way Podcast. A podcast to answer all your questions about productivity, time management, self-development, and goal planning. My name is Carl Pullein, and I am your host of this show. One thing you may have noticed is that there are many things we have to or want to do, yet there never seems to be enough time to do them. You are not alone. Everyone feels this either all the time or at least some of the time. The reason is that it's true. There will always be more to do than time available to do it.  This means we should approach the problem from a different angle.  Traditionally, people have spent extra hours trying to catch up. Working late or even working the weekend. Yet, is throwing more time at the issue the best solution?  I don't think so.  We live one life. Our work is just one part of that life. If you work an average forty-hour week, your work only accounts for around 25% of your time. Yet, for many people, their work causes 80% or more of their stress.  This week, I want to share some ideas and a paradigm shift in how you think about the tasks you have to do and the time you have available. It's a simple shift, but one that will reframe your relationship with time and ultimately give you more time for the things you want time for.  So, without further ado, let me hand you over to the Mystery Podcast Voice for this week's question. This week's question comes from Marcos. Marcos asks, Hi Carl, I struggle to keep up with all the tasks in my task manager. Most days feel like I am adding more tasks than I complete, and my inbox is now full. Todoist won't allow me to add any more. How do you cope with an ever-growing list of things to do? Hi Marcos, thank you for your question.  There could be a number of reasons for this. One of the most common ones is moving any email you need to respond to into your task manager's inbox.  You don't need to do that. Instead, you can create a folder in your email system and call it “Action This Day”. Then, any email you need to act on—reply, read, forward, etc. You place it there.  Then, add a recurring task in your task manager that tells you to “clear my Action This Day folder”.  That will remove many tasks from your task manager. It will also begin the process of changing the way you think about things to do and the time you have available to do them.  It's no longer about how many emails you must reply to; it's about when you will work on your emails.  Other things that can clog up a task manager are articles and newsletters to read, YouTube videos to watch and books to buy.  All good stuff, but since so many of these are non-urgent, you would be better putting them in a dedicated note in your notes app.  That way, when you do have time to read or watch these, you can open up your notes app and choose something.  I covered this recently in one of my YouTube videos. There is information we like to collect—articles, YouTube videos, etc., often the easiest thing to do is to add this information to your task manager's inbox. After all, reading or watching them is something to do. Yet, the worst place to collect these items is your task manager. There's no urgency to read or watch these. We can do it anytime. Perhaps we're waiting at the doctor's office, or, in my case, for my wife somewhere.  In these situations, I can open my notes app and, depending on my mood, choose between reading or watching something—my notes are always on my phone.  So, Marcos, one of the first things you can do is to remove all these non-urgent informational items from your task manager and move them to your notes app. I would add that a great place to read articles is something like Instapaper or Read. Both of these apps are designed to collect newsletters and articles.  Using tools like these gives you a central place to read your saved articles. It's like having your personalised curated news feed.  The only addition is finding a regular time to read what you collect. The problem with keeping these in your task manager is that you're not reading them. Moving them out of your task manager and into a read-later app is just shuffling things around if you are not committing to a daily reading time.  When I commuted to work each day, I read these articles on bus and train journeys. This prevented me from getting sucked into the negative news cycle and clickbait headlines.  My news feed was free of junk and algorithmically generated stuff I was no longer interested in.  And there is another tip for managing the things we have to do. Having a set time each day for doing the things we want to do.  The challenge we all face today is that everything is so convenient; we can pretty much do anything at any time. You can set up a bank account, apply for a credit card, and even buy a car online today.  You don't have to leave the comfort of your own home.  In the past, if we wanted to open a bank account or buy a new car, we would have to go to a specific place. Going to these places meant we needed to schedule time to go.  I remember when I was in car sales and couples would come in either in the evening or at weekends. During the weekday, things were relatively quiet for us. Time spent with a customer would typically be around an hour or two.  So the customer had to go to a showroom intentionally, talk to a human being and in most cases test drive a car.  Now, if you can do almost anything at any time from anywhere, the challenge becomes, what do you do now?  If you are task counting, you're putting yourself into an impossible situation. The number of tasks you have to do is not within your control.  You do not have control over what your boss or customers will ask you to do today. You don't have much control over what your partner or family members may ask you to do. You also don't know when they will ask you to do something.  By focusing on what you have to do, you're setting yourself up for overwhelm.  Instead, you will find focusing on when you will do something a much more realistic approach. Not only do you put yourself back in control, you will also be working within a realistic system.  This system is called time-based productivity, and it's been around for a very long time.  I've tracked it back to 1918 with the Ivy Lee Method. That's where you wrote down the six things you want to get done the next day, and when the day began, you started with the first item and worked your way down the list until the end of your work day.  Anything you did not get done would be moved to the list for tomorrow. It's simple and based on a realistic evaluation of how much you could get done in a day.  From there, it advanced throughout the century to when we began using things like the Franklin Planner.  Something went wrong in the early 2000s. Somewhere along the line, we stopped calculating how much time we had available to do things and began focusing on the things themselves.  Well, that's an impossible situation. You'll always have stuff to do. If you focus on all that stuff, you're going to feel anxiety, stress and overwhelm.  If you want to stop the struggle Marcos, then returning to a time-based system will do that for you.  The first step is to look at all the tasks you have to do and categorise them. You will have admin and communication tasks—we all do. Then there will be tasks related to your specific work. If you work with clients, then there will be client work to do. If you work in management, there will be management duties you will need to perform.  Once you know what your categories are, you can then allocate specific time for doing those categories of work.  Let me give you an example of this with email. Imagine you get 150 emails a day. Of those, around thirty require you to take action. When you process your email, you move those actionable emails into your action this day folder, and either delete or archive the rest.  This leaves you with thirty emails that require some action from you.  If you were to allocate an hour each day for dealing with your actionable emails, you will always have time to respond to your email. Sure, some days you may not be able to clear them all. However, if you consistently spend an hour a day on these, you will never develop a significant backlog.  Most days you will be ahead; other days you might be slightly behind. But you won't feel it's out of control.  You can also apply this to your admin tasks. Admin tasks have a habit of building up over time because they are generally low in urgency and importance.  If you were to give yourself thirty minutes or so each day for admin tasks, you would find that no backlog is building up, and you are, for the most part, on top of things.  You can do the same for your client work. If part of your responsibilities is to send out proposals to customers, then allocating some time each day for doing this means all you need to do is refer to a list of proposals to write, and for that allocated time, you do as many as you can.  That list may be in a CRM system or a simple note in your notes app. Your calendar will tell you that it's time to write proposals. You then go to your list of proposals to write, and start.  This way, you won't need to use your task manager. I do this with my coaching clients. Every day, I allocate an hour to writing feedback for each client. The list of feedback to write is in Evernote. Some days, there will be six or seven pieces of feedback to write, and other days, perhaps only two or three.  I know I can write around three pieces of feedback in an hour. This means if I do this every day, nobody is likely to be waiting more than 48 hours for their feedback.  I'm not focused on how many pieces of feedback I have to write. All I am focused on is writing the feedback in the hour I have to write it. I will write as many as I can. No pressure. Just begin with the oldest and carry on down the list.  And that, in a nutshell, is what time-based productivity is all about. It's not about how much you have to do. It's about how much time you have available to do the work you have to do.  If you have enormous backlogs now, you may need to increase the time you allocate to specific work periods for a little while. That actually helps because it means you are learning new habits and processes for getting the work done, which ultimately speeds you up over time.  So there you go, Marcos. I hope that has helped. Take a look at your task manager. Remove individual emails and stuff to read or watch.  Then in Todoist, use the labels to categorise your work and use those categories to protect time in your calendar to do the work.  Be consistent with this and you will soon find that the overwhelm and struggle diminish.  Thank you for your question and thank you to you too for listening. It just remains for me now to wish you all a very very productive week.   

Megan Lockhurst: An Analogue Soul in a Digital WorldIn this vibrant, freewheeling episode, Steve Otis Gunn reconnects with actress and all-round creative Megan Lockhurst for a wide-ranging chat that celebrates movies, nostalgia, and roller skates. After a tech-glitched first attempt, the duo dive back in with even more energy—covering everything from Tom Cruise and Jurassic Park to slushies, pickles, and the tactile joy of Blu-rays. Megan shares behind-the-scenes stories from working on Havoc with Tom Hardy and Forrest Whitaker, the charm of 4DX cinema, and how her Canadian childhood played out like a scene from Stand By Me. This episode also explores the evolving landscape of entertainment—what AI might take from cinema, and what it can never replace.Highlights include:Growing up in an analogue world in Canada before smartphonesUnexpected production twists while filming, including a broken camera crane on HavocPractical effects and why Jurassic Park is still impressiveRoller skating as therapy, rebellion, and a return to joyWhy Cinemas, DVDs, and fresh air still matter in the streaming eraThis episode is a must-listen for movie lovers, nostalgic Gen Xers and Millennials, and anyone who thinks the 90s might be the last great decade

Did y'all have any in-depth money conversations before you said “I do?” Probably not. Forty-one percent of divorced Gen Xers attribute the end of their marriage to financial disagreements.  Today Monique is joined by Shavonna Perkins, a certified financial educator and founder of the Bougie Wealth Group. Shavonna shares her journey from poverty to financial empowerment and offers advice for couples on how to manage money together effectively.  Shavonna and Monique discuss the importance of early money conversations in a relationship, discussing financial goals, credit scores, and budgeting strategies.  Also, Shavonna breaks down her recommended structure for couples' finances, including maintaining five accounts for different purposes, and highlights the importance of celebrating financial milestones together.  Grab your Bae and get these nuggets! 04:09 The Crucial Money Conversations every couple should have 06:27 Strategies for Financial Harmony 12:45 The Ideal Financial Setup for Couples 16:19 Overcoming Money Mindsets and Embracing Kingdom Living 21:26 Celebrating Milestones and Encouraging Healthy Money Conversations Connect with Shavonna and grab her book at https://theBougieWealthGroup.com On IG: @theBougieWealthGroup ============= Sisternomics is honored to be partnered with ProBlk Health, a Black woman-owned supplement company committed to our wellness. Tap in and get a full year of discounts at: problkhealth.com/discount/sister20 ============= Share/Rate/Review this episode on Apple Podcasts, Spotify and wherever they let you do so. It helps Sisternomics grow. Thank you for listening! Sisternomics is produced by OverFlow(R) Enterprises, a black, woman-owned coaching and content creation company.  

Hey humans! On this episode of the HX podcast, I wanted to talk to my fellow Gen Xers about something that was programmed into us back in our twenties: the idea that our worth is tied to our productivity.  I see it causing problems in business and in people's lives.  I know this from my own career in startups, where that hustle culture was rewarded and it hard-coded into me the belief that being exhausted meant I was doing a good job.  But I now know that's just not the truth, and it's time we challenge that thinking.  So, I'm asking you to focus on a few things this week.  I want you to ask yourself what would change if you valued rest as much as work, and know that you can seek support if this is a struggle.  Remember, you are valuable because of who you are, not because of what you produce.  Your value is intrinsically amazing. Stacie More episodes at StacieBaird.com.

Shoot us a Text.Episode #1066: Today we're looking at the May economic data from Cox Automotive, how Lucid is reducing its dependence on foreign battery materials and how Meta has increased its ad revenue without increasing volume through targeting.Show Notes with links:May's economic and automotive data show a market adjusting to tighter consumer budgets and lingering workforce shifts. Retail remains steady, but pricing sensitivity is driving realignment in both new and used inventory strategies.Employers added 139K jobs in May, topping forecasts, but downward revisions led to a net 95K job loss.Auto dealer employment rose by 2,100 jobs, though it's still 1.1% below pre-COVID levels.New-vehicle SAAR dropped to 15.6M in May, down from 17.8M in April. Retail SAAR outpaced last year's.Incentives averaged $3,297—the highest discounting level in five years, and the average price paid dropped to 95.7% of MSRP.Used-vehicle sales dipped 3% month-over-month, but are up 4% year-over-yearWith all the buzz around China's dominance of EV battery raw materials, Lucid surprised us with a plan to source all of its materials domestically.Lucid's agreement with Graphite One kicks off natural graphite production in 2028 from Alaska's Graphite Creek site.They've layered this with a 2024 synthetic graphite deal and a 2026 supply agreement with Syrah Resources in Louisiana.All three deals align with IRA requirements, boosting eligibility for EV tax credits and reducing reliance on China, which supplies 90%+ of the world's anode materials.Graphite One's Ohio facility will produce enough anode material for up to 2 million EVs per year.Lucid's Interim CEO said the U.S.-focused strategy “supports our efforts to reduce the carbon footprint of our vehicles.”Meta might be all-in on Gen Z vibes, but it's the boomers and Gen Xers footing the bill. A new Barclays report reveals that older Facebook users see far more ads—because they're the ones clicking.Facebook shows more ads to users aged 45+ due to higher purchasing power.Those aged 45-54 see the highest ad load at 22%; teens only see 4.3%.Dynamic ad tech like Andromeda and Lattice tailors volume by user value.97% of Meta's revenue comes from ads.Meta has actually increased ad revenue without upping total ad volume by targeting high-value users—a shift analysts call “arguably the most bullish development.”Join Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/

Our analysts Adam Jonas and Sheng Zhong discuss the rapidly evolving humanoid technologies and investment opportunities that could lead to a $5 trillion market by 2050. Read more insights from Morgan Stanley.----- Transcript -----Adam Jonas: Welcome to Thoughts on the Market. I'm Adam Jonas Morgan Stanley's Global Head of Autos and Shared Mobility.Sheng Zhong: And I'm Sheng Zhong, Head of China Industrials.Adam Jonas: Today we're talking about humanoid robots and the $5 trillion global market opportunity we see by 2050.It's Thursday, May 15th at 9am in New York.If you're a Gen Xer or a boomer, you probably grew up with the idea of Rosie, the robot from the Jetsons. Rosie was a mechanical butler who cooked, cleaned, and did the laundry while dishing out a side of sarcasm.Today's idea of a humanoid robot for the home is much more evolved. We want robots that can adapt to unpredictable environments, and not just clean up a messy kitchen but also provide care for an elderly relative. This is really the next frontier in the development of AI. In other words, AI must become more human-like or humanoid, and this is happening.So, Sheng, let's start with setting some expectations. What do humanoid robots look like today and how close are we to seeing one in every home?Sheng Zhong: The humanoid is like a young child, in my opinion, although their abilities are different. A robot is born with a developed brain that is Large Language Model, and its body function develops fast.Less than three years ago, a robot barely can walk, but now they can jump, they can run. And just in last week, Beijing had a humanoid half marathon. While robot may lack on connecting its brain to its body action for work execution; sometimes they fail a lot of things. Maybe they break cups, glasses, and even they may fall down.So, you definitely don't want a robot at home like that, until they are safe enough and can help on something. To achieve that a lot of training and practice are needed on how to do things at a high success rate. And it takes time, maybe five years, 10. But in the long term, to have a Rosie at every family is a goal.So, Adam, our U.S. team has argued that the global humanoid Total Adjustable Market will reach $5 trillion USD by 2050. What is the current size of this market and how do we get to that eye-popping number in next 25 years?Adam Jonas: So, the current size of the market, because it's in development phase, is extremely low. I won't put it a zero but call it a black zero – when you look back in time at where we came from. The startups, or the public companies working on this are maybe generating single digit million type dollar revenues. In order to get to that number of $5 trillion by 2050 – that would imply roughly 1 billion humanoids in service, by that year. And that is the amount of the replacement value of actual units sold into that population of 1 billion humanoid robots on our global TAM model.The more interesting way to think about the TAM though is the substitution of labor. There are currently, for example, 4 billion people in the global labor market at $10,000 per person. That's $40 trillion. You know, we're talking 30 or 40 per cent of global GDP. And so, imagining it that way, not just in terms of the unit times price, but the value that these humanoids, can represent is, we think, a more accurate way of thinking about the true economic potential of this adjustable market.Sheng Zhong: So, with all these humanoids in use by 2050, could you paint us a picture in broad strokes of what the economy might look like in terms of labor market and economic growth?Adam Jonas: We can only work through a scenario analysis and there's certainly a lot of false precision that could be dangerous here. But, you know, there's no limit to the imagination to think about what happens to a world where you actually produce your labor; what it means for dependency ratios, retirement age, the whole concept of a GDP could change.I don't think it's an exaggeration to contemplate these technologies being comparable to that of electric light or the wheel or movable type or paper. Things that just completely transform an economy and don't just increase it by five or 10 per cent but could increase it by five or 10 times or more. And so, there are all sorts of moral and ethical and legal issues that are also brought up.The response to which; our response to which will also dictate the end state. And then the question of national security issues and what this means for nation states and, we've seen in our tumultuous human history that when there are changes of technologies – even if they seem to be innocent at first, and for the benefit of mankind – can often be uh, used to, grow power and to create conflict. So Sheng, how should investors approach the humanoid theme and is it investible right now?Sheng Zhong: Yes, it's not too early to invest in this mega trend. Humanoid will be a huge market in the future, like you said. And it starts now. There are multi parties in this industry, including the leading companies from various background: the capital, the smart people, and the government. So, I believe the industry will evolve rapidly. And in Morgan Stanley's Humanoid: A Hundred Report a hundred names was identified in three categories. They are brand developers, bodies components suppliers, and the robot integrators. And we'd like to stick with the leading companies in all these categories, which have leading edge technology and good track record. But at the meantime, I would emphasize that we should keep close eyes on the disruptors.Adam Jonas: So, Sheng, it seems that national support for the humanoid and embodied AI theme in China is at least today, far greater than in any other nation. What policy support are you seeing and how exactly does it compare to other regions?Sheng Zhong: Government plays an important role in the industry development in China, and I see that in humanoid industry as well. So currently, the local government, they set out the target, and they connect local resources for supply chain corporation. And on the capital perspective, we see the government background funds flow into the industry as well. And even on the R&D, there are Robot Chinese Center set up by the government and corporates together. In the past there were successful experience in China, that new industry grow with government support, like solar panels, electronic vehicles. And I believe China government want to replicate this success in humanoids. So, I won't be surprised to see in the near future there will be national humanoid target industry standard setup or adoption subsidies even at some time.And in fact we see the government supports in other countries as well. Like in South Korea there is a K Humanoid Alliance and Korean Ministry of Trade has full support in terms of the subsidy on robotic R&D infrastructure and verification.So, what is U.S. doing now to keep up with China? And is the gap closing or widening?Adam Jonas: So, Sheng, I think that there's a real wake up call going on here. Again, some have called it a Sputnik moment. Of course the DeepSeek moment in terms of the GenAI and the ability for Chinese companies to show just extraordinary and remarkable level of ingenuity and competition in these key fields, even if they lack the most leading-edge compute resources like the U.S. has – has really again been quite shocking to the rest of the world. And it certainly gotten the attention of the administration, and lawmakers in the DOD. But then thinking further about other incentives, both carrot and stick to encourage onshoring of critical embodiment of AI industries – including the manufacturing of these types of products across not just humanoids, but electronic vertical takeoff and landing aircraft drones, autonomous vehicles – will become increasingly evident. These technologies are not seen as, ‘Hey, let's have a Rosie, the robot. This is fun. This is nice to have.' No, Sheng. This is seen as existential technology that we have to get right.Finally, Sheng, as far as moving humanoid technology to open source, is this a region specific or a global trend? And what is your outlook on this issue?Sheng Zhong: I actually think this could be a global trend because for technology and especially for humanoid, the Vision Language Model is obviously if there is more adoption, then more data can be collected, and the model will be smarter. So maybe unlike the Windows and Android dominant global market, I think for humanoid there could be regional level open-source models; and China will develop its own model. For any technology the application on the downstream is key. For humanoid as an AI embodiment, the software value needs to be realized on hardware. So I think it's key to have mass production of nice performance humanoid at a competitive cost.Adam Jonas: Listen, if I can get a humanoid robot to take my dog, Foster out and clean up after him, I'm gonna be pretty excited. As I am sure some of our listeners will be as well. Sheng, thank you so much for this peak into our near future.Sheng Zhong: Thank you very much, Adam, and great speaking with you,Adam Jonas: And thanks for listening. If you enjoy Thoughts on the Market, please leave us a review wherever you listen and share the podcast with a friend or colleague today.