Planet BoomerVille for baby boomers with Jim Enright

Planet BoomerVille has passed the year mark, and I realized it is time for a short break. Listen in to this short episode. Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

Dr. Chris Segler is a podiatrist in San Francisco and known as the Doc On The Run. He has completed several marathons and is a 15-time Ironman Triathlon finisher with a personal best of 10:59:07.  In this episode he speaks of his experience as a physician working in a traditional practice that accepts health insurance, and why he switched to a private practice that does not accept insurance, and why this is better for both the patient and the doctor. He also explains why when out of network you are only paying for the surgical fee and not the operating room or anesthesiology. For runners, the issue is “how do I keep running when I am injured?” Stop running is not an acceptable answer. The physicians perspective on patients and healing. How trained. Managed care. The Government is already deciding the type of care you will get. Physicians are trained to fix problems, not make you healthy. Get paid for procedures. How insurance companies influence physician decisions. Insurance will influence the procedures that are recommended. Only the options that insurance will pay for will be recommended. There may be better procedures that are not covered by insurance. You can pay for the better procedures if you know your choices. Ask “is there a better procedure not covered by insurance you would recommend?” How do we protect ourselves in non-private practices? Get the doctor to slow down. Be prepared with questions before you go. Take someone with you who understands your questions. Research “alternative treatments to__________.” The patient's challenge is to extract the best knowledge from the physician. Know in advance how you will determine the successful cure of your issue. Is it “no pain” or is it “able to exercise as before.” What you pay for in No Insurance Accepted Practices: Operating Room - Accept all insurances. Surgical Fee - you will pay this. Anesthesia - Accept all insurances. Music Death and Dying Final Takeaway Contact Dr. Segler at https://www.docontherun.com/ Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

Many baby boomers become consultants after retirement to use their skills and stay active. Our guest today says consulting is limited in income and a time suck. Instead, JV Crum III recommends becoming a coach where you can leverage time, money, and location. In this baby boomer episode, Jim Enright shares the mic with J.V. Crum III, author of the Conscious Millionaire: Grow Your Business by Making a Difference. He is also a speaker and a coach to coaches, entrepreneurs, and podcasters. He is the founder of The Conscious Millionaire Institute and his non-profit, Conscious World Foundation, actively engages in community projects for the purpose of youth development. Listen as J.V. breaks down the numerous differences between consulting and coaching, list his 6 steps to reaching $1M in revenue, and explains why retirement should NOT be the goal for baby boomers. Time Stamped Show Notes: 00:09 – Connect with Jim via email; alternatively you can also send a voicemail via the Planet Boomerville website or get in touch with him via Facebook Messenger 01:23 – Rediscover the SKILLS that brought you great pleasure, but have been long buried as you went through the various cycles of life 01:54 – Today’s guest is J.V. Crum III 02:16 – Together, J.V. and Jim will talk about launching your coaching business 02:41 – J.V.’s firm belief is that if you’re listening, you belong here 03:37 – Most consultants will want to meet in person 03:57 – Consulting is mostly paid by the hour 04:28 – This consulting setup is very time-oriented 04:41 – The downside for consulting is that unless you have several consultants in a consulting firm, you will have a difficult time scaling up to $1M in revenue 05:01 – Coaching, on the other hand, is sold in quarter, semi-annual, and annual packages that is outcome-oriented and not charged by the hour 05:44 – Your clients should be getting a ROI from what they’ve invested financially 07:19 – As a consultant, you’ll do most of the work; as a coach, you help the client figure out their own path 08:07 – When J.V. works with a consultant, he tells them that this is not about building a consulting practice 08:14 – It’s about taking one’s skills, knowledge, and ability to get results to a whole new level 09:28 – “Your best clients are the ones that you get best results with and the ones that will tend to pay you the most” 10:21 – Being a coach allows you to have the freedom to be where you want to be 11:36 – Majority of J.V.’s clients are earning $100-300K and he helps them reach their $1M goal 12:08 – Instead of seeing themselves as coaches, J.V. helps them realize they’re actually taking an entrepreneurial journey 13:00 – J.V. just recorded the episode, “Is Your Coaching Business Sellable?” 13:24 – If you want to sell your business, you have to create a brand that does not include your name 14:16 – J.V. will intentionally create a brand that can be sold 15:16 – “The large game is building a brand” 16:24 – You have to make a transition at some point as a coach 17:10 – Own the intellectual process, but teach people how to do it 17:40 – The 6 Steps to reaching $1M in revenue 18:47 – “What is this all about for you?” 19:08 – Look for your High Impact Vision 19:41 – Identifying these things at the start will allow you to build a bigger business in the future 20:23 – J.V. has never met a coach who is just after the money 21:21 – “The difference you want to make is a solution” 22:01 – You have to be in love with what you’re doing 22:49 – The last thing you want is to end up with a client that is not a good fit 24:15 – Coaching is not about accumulating information – it’s about getting guidance 25:03 – Part of coaching is helping your client transition to the next version of who they are 26:16 – Until he got coached, J.V. never considered that his business could grow $100M 27:19 – Coaching is the most effective way to move to your next level 18:37 – Step #1: Getting Clarity 23:56 – Step #2: It’s not about knowing 29:06 – Check out J.V.’s videos on 4 Steps for Rapid Growth at www.ConsciousMillionaire.com/RapidGrowth 30:45 – J.V. grew up listening to music, especially rock music 31:45 – If he could listen to one genre of music, it would be jazz 33:32 – J.V. has thought about death quite a bit 34:37 – He wants his death to be a 3-day process 33:24 – For him, death was normal because he grew up in a small town where there were a lot of old people 34:01 – In 1985, he got a vision of how he wanted to die 36:17 – J.V. is very health conscious because he is not interested in pharmaceuticals and disease 38:00 – J.V.’s statement in life is, “If you miss your real journey, you miss your real life” 38:48 – His personal motto is, “Trust perfect timing” 39:49 – The 6 Steps to Reaching Your First $1M Revenue: www.ConsciousMillionaire.com/RapidGrowth 40:29 – J.V. has 2 podcasts, the Conscious Millionaire Podcast and Conscious Millionaire Marketing 40:47 – Check out J.V.’s book, Conscious Millionaire: Grow Your Business by Making a Difference 42:44 – J.V.’s message to baby boomers: Find a bigger purpose for your life than retirement 45:27 – “You’ve just begun to live that purpose” 45:46 – Spread the word with your baby boomer friends in person and on Facebook—Teach them how to listen to podcasts and how to subscribe 3 Key Points: Consulting is a hands-on service that usually requires the consultant’s physical presence. Coaching, on the other hand, offers more freedom and flexibility because it’s outcome-oriented and coaches are not typically paid by the hour. Your first step? Be clear about what you want to achieve in your business. Don’t make retirement your goal in life — think about a new purpose that you can engage in.    

Are you a Gifter, Baker, Crafter, or Maker? Has anyone ever told you that the item you made was so unique you should start a business and sell your product? You can keep it small and earn enough for a vacation with the grandkids or take it further. You have the skills. You can learn the rest. Jim Enright interviews Sue Monhait, founder of Gift Biz Unwrapped who specializes in turning hobbies into skills and businesses. Boomers winding down from their corporate life or are in retirement can draw on the things that they have learned over the years to create a thriving business. Sue provides various examples of people who have managed to set-up flourishing businesses. She believes that the combination of vision, smart pricing and a sound promotional strategy is necessary for success in business and emphasizes the importance of outsourcing certain tasks. Tune-in and get inspired in this next phase of your life by tapping into your creative, and perhaps entrepreneurial, side.   Time Stamped Show Notes: ●     01:04 – Rediscover the SKILLS that brought you great pleasure, but have been long buried as you went through the various cycles of life ●     01:51 – Today’s guest, Sue Monhait, founder of Gift Biz Unwrapped, works with creatives and helps turns their hobbies into skills and even businesses o      02:41 – Folks winding down on their corporate life, already in retirement and even full-time moms should consider picking up a hobby and even monetizing it o      03:38 – Boomers can pick up on the things that they have learned over the years and build something that they are proud of ●     04:13 – Gifters, bakers, crafters or makers use their creativity to come up with products that resonate with the audience ●     05:30 – Do not miss out on any opportunity to monetize your skill and turn it into a business o      06:08 – Making your FIRST DOLLAR is a sign that you can turn you skill into a real business ●     07:11 – Sue’s shares some SUCCESS stories o      07:11 – Den Abbey of Abbey Farms, homeschools her children and sells homemade soap o      07:32 – Amy Olsen runs Kuhfs, an online boutique which sells fashionable women accessories o      08:12 – Fabscraps, based in Africa, is run by sisters Brigitte and Janine; they turn textile waste into designer paper quilts o      08:46 – “Cookies in a Snap” has a creative line of products that let you mass produce cookies o      09:42 – The Squirrel Away Bird cafe has created bird feeders that keep the squirrels at bay o      10:13 – Shenia Smith of Lula’s Bath and Bombs is based in Florida and she sells her products all year round o      10:53 – Check out all these stories and more on Sue’s podcast o      11:11 – Stacey Horowitz has started an online marketplace, Shopping For a Change which promotes products made by artisans from economically disadvantaged locations across the globe ●     13:06 – You are free to keep your business small and just earn some extra cash on the side; there is no need to grow it bigger unless you really want to ●     15:02 – While traveling for trade shows, Sue regularly meets people who have an idea, but are at a loss with how to execute it o      15:43 – The idea of Gift Biz Unwrapped germinated upon the realization that she had the necessary skills to help these people o      16:27 – Have a very clear VISION about what you are trying to build in order to progress from the idea stage o      17:53 – PRICE your products profitably by factoring in all costs o      19:11 – Do not make the mistake of DISCOUNTING your skills; something that may come naturally to you might be incredibly difficult for other people o      20:05 – Concentrate on PROMOTING your brand to attain heightened visibility ●     21:30 – Creatives can avail of one of the courses offered by Sue where you follow a step-by-step guide to structuring a proper business ●     23:00 – Outsource business functions, such as bookkeeping and social media strategy; stick to doing what you do the best ●     24:37 – Loves to listen to Michael Jackson and Elton John; Daniel and Tiny Dancer are her favorite songs ●     25:32 – Would love to live a long life as long as her health is strong ●     28:01 – A huge TRANSITION point for Sue was when she quit her corporate life in order to be with her kids ●     29:41 – Connect with Sue through her website ●     30:36 – Take this FREE quiz which will let you which stage of the business you are in: Beginner, intermediate or Rockstar ●     32:52 – Jim Enright’s sign-off message: Be stellar, and live life lively ●     33:01 – Spread the word with your baby boomer friends in person and on Facebook—Teach them how to listen to podcasts and how to subscribe 4 Key Points:       You can turn your hobby into extra income for mad money or create a business. The choice is yours. Folks winding down from their corporate life should consider picking up a hobby and even monetizing it.     3. Long term VISION, correct PRICING and effective                           PROMOTIONS are key to a successful business.     4. Learn to delegate; outsource non-critical business functions,             such as bookkeeping and social media strategy, and                       concentrate on doing what you do best.

Lisa Cini, an award-winning, senior living designer and founder of Best Living Tech is interviewed by Jim Enright. Lisa shares how the entire family can benefit from adopting the multi-generational way of living. She points out that while this has been the norm worldwide, families in United States have oscillated between decentralized living and multi-generational living. Lisa explains the social experiment she conducted in her own home while inviting her parents and grandmother to live with her—life experiences and lessons that have informed her new book, Hive. Tune-in and discover the various ways in which you can successfully take up multi-generational living and why it yields immense benefits to grandparents, parents and children alike.   ●     00:09 – Connect with Jim via email; alternatively you can also send a voicemail via the Planet Boomerville website or get in touch with us via Facebook Messenger ●     01:00 – How to care for parents in old age is a quandary faced by many boomers; you can either let them stay on their own, put them in a care facility or have them stay with you ●     01:42 – Would you benefit from having a multi-generational household if your parents are staying with you? ●     02:14 – Today’s guest, Lisa Cini is an award winning senior living designer; her books, The Future Is Here: Senior Living Reimagined and Hive have opened to rave reviews o      02:42 – Her organization, Best Living Tech, houses some of the best products tailored for aged people ●     02:57 – This is the first of three very informative episodes: o      02:57 – In this 1st Episode we will be talking about AGING and MULTI-GENERATIONAL households o      03:10 – The 2nd Episode will be about the TECHNOLOGY that makes our lives easier o      03:06 – The 3rd Episode explains a holistic view and puts it all together ●     03:42 – Understanding how multi-generational living has evolved over the years o      03:42 – A common practice worldwide o      04:23 – Quite commonplace in the 1920’s during the time of the Great Depression o      04:57 – With passage of time, private housing became the norm as younger people started moving to the suburbs; senior living as a concept became prominent in the 1980’s o      06:24 – With the economy going SOUTH, this concept has become popular again; 23% of millennials and 25% of seniors are staying in multi-generational housing ●     08:33 – Lisa talks about her social experiment which has formed the basis of her latest book, Hive o      09:04 – Studies show that 90% of seniors are not happy with their present arrangement o      09:22 – In spite of paying an astronomical amount ranging from $3,000 to $12,000 per month, seniors are not happy with their accommodation o      09:35 – The baby boomer generation does not want someone else to tailor their life; they desire independence and flexibility o      10:05 – Being the oldest daughter, Lisa took the responsibility of her parents and grandmother; she started experimenting on them different ideas about social living o      11:37 – Even though she is an expert, Lisa found that taking care of older people is really difficult o      12:39 – Her parents wanted to move into a ranch style house, so they wouldn’t have to move around so much; convinced them to opt for first floor living which resulted in more activity and heightened oxygen flow to the brain o      14:24 – Parents have become healthier due to increased activity; attributes this positive change to more activity and higher energy o      15:30 – When you have people interacting with you, you tend to be the best “you” ●     16:28 – Learn how children can benefit from staying with their grandparents o      16:58 – Being surrounded by grandparents results in kids inculcating some great habits o      17:27 – A recent study showed that a single parent staying with grandparents has a greater chance of raising kids the right way than with two parents and no grandparents ●     20:23 – Some of the BENEFITS of multi-generational living o      20:40 – Her parents and grandparents like to contribute to the family by cooking food and folding clothes o      20:50 – Lisa’s husband and her mother are connecting well o      21:38 – Gets to see her sister and brothers much more often now ●     22:24 – Lisa shares some of the physical changes she made to her house o      24:08 – Installed day toilet seats that wash, dry and blow ▪       27:11 – Urges listeners to not underestimate the ability of seniors to pick up the latest technology; points out that her mother is quite active on Snapchat ●     27:51 – And some of the CHALLENGES that Lisa faced… o      27:51 – Had to deal with storage and privacy issues; every generation has a different idea regarding privacy o      29:20 – Her parents had to downsize from a 3,000 square foot home ●     30:56 – Lisa talks about her latest venture, Best Living Tech, where she wants seniors to have access to the best technology that is not easily available ●     32:19 –  Some of her favorite music: AC DC's Hell cats, Commodores, Brickhouse, Frank Sinatra, Dean Martin and Louis Prima ●     34:56 – Born into a family where everybody is blessed with longevity, Lisa does not rule out living till 120! o      35:25 – Financial stability and peak physical and mental capabilities can give you the freedom to do anything o      37:32 – Technology has ensured longevity o      38:30 – Does not want to retire, but wants to choose how to be useful ●     38:57 – Access books, newsletter and blog articles by checking out Lisa’s website ●     39:38 – Charles Kettering says, “My interest is in the future, because I am going to spend the rest of my life there” ●     41:02 – Jim Enright’s sign-off message: Be stellar, and live life lively ●     41:10 – Spread the word with your baby boomer friends in person and on Facebook—Teach them how to listen to podcasts and how to subscribe  3 Key Points: 1.       An overwhelming majority of seniors prefer a home environment rather than a five star, custom one; they are not willing to let go their flexibility and independence. 2.       First floor living is always more beneficial for seniors since this increases their level of physical activity. 3.       Immense thought needs to be put into designing senior living spaces; toilet seats, contrasting hand rails and walls and door positioning are some of the key changes that will improve their living.

Jim Enright interviews Stuart Fensterheim, a counselor specializing in couples therapy. Failure to care about a partner’s needs leads to arguments, pain, frustration and could eventually lead to a relationship’s demise. Stuart shares how couples can build and repair their relationship to truly lead a happy life. He discusses the value of accessing outside help as soon as possible and why Emotionally Focused Theory (EFT) in an incredible tool to help solve marital problems. Stuart also urges all couples to acknowledge the effort that their spouses put in small, day-to-day tasks, as a way to show your appreciation for them. Tune-in and discover ways to nurture, repair and ultimately have a relationship that you so desire and is made of pure GOLD.   Time Stamped Show Notes: ●     00:58 – Boomers need to concentrate on relationships along with health and finance ●     01:25 – Today’s guest, Stuart Fensterheim, has been counseling and teaching couples for the past three decades ●     03:37 – Originally a teacher, counseling is Stuart’s second profession; having watched his dad be in a profession that he resented all his life, he is grateful that he got a chance to take up a career that he really enjoys o      06:00 – Started working as a couple’s counselor with a family agency o      06:18 – Since he experienced a lot of pain and anguish from his parent’s divorce; started providing couple’s therapy in order to make a difference ●     07:19 – Leading a FULL and PRODUCTIVE life o      07:19 – A full and productive life is one through which you can make an impact o      07:32 – Need to establish a CONNECTION with the people in our world: our kids, our parents and most importantly, our spouse ●     09:41 – The key to your business success is your relationship at home ●     10:42 – A good relationship is the FOUNDATION of a happy life; if the foundation is shaky, then the house above it is going to be shaky as well ●     12:29 – Often the fights that keep on plaguing a relationship tend to injure a relationship; the trigger, rather than the actual issue, is what causes a fight o      13:47 – A true partner cares about your needs; absence of this care results in an insecure relationship ●     14:04 – Adopts an experimental approach that lets you DISCOVER something new about your partner o      14:53 – Negative experiences results in people building emotional walls around themselves o      15:35 – No sooner does a wife express a desire to talk, a man goes into an emotional shutdown; Stuart attempts to prevent this emotional shutdown ●     16:29 – The fact that couples fights a lot is NOT the problem; the real problem is that they do not REPAIR enough ●     20:00 – A relationship that is authentic and vulnerable is like real GOLD ●     20:57 – What causes a relationship to be SABOTAGED o      20:57 – Beliefs about your partner which are not accurate and acting as if they are o      21:18 – Triggers that lead to cycles of fighting o      21:45 – In the midst of a heated argument, it would really help if you could tell your spouse, “I love you. I don’t like how we are talking to each other. Could we do something that would make this easier?” ●     23:02 – Relationships are not “nice to have” but “have to have” ●     23:26 – People who are unable to establish an emotional connection tend to be in an emotionally dark state and do awful things ●     23:58 – Having a great relationship with your spouse results has a domino effect on your friends and family ●     26:00 – A big proponent of pre-marital counseling, Stuart believes that you need to have dialogue with regards to your triggers and insecurities before your marriage o      26:35 – Equips you to deal with challenges such as loss of job, raising kids and extra marital affairs o      26:52 – Likelihood of having an affair decreases through pre-marital counseling; affairs are a means to remove loneliness and sex is just a means to achieve that o      27:47 – Baby boomers need to encourage their children to take up premarital counseling o      28:35 – Zero-in on specialists who are predominantly dealing with couples ●     29:57 – One of the few attachment-based therapists, Stuart concentrates on dealing with the emotional aspects of a relationship; read Susan Johnson’s book Hold Me Tight: Seven Conversations for a Lifetime of Love to learn more about attachment-based therapy ●     30:18 – Alternatively, you can visit Stuart’s website to learn more about attachment-based therapy; you can also tune-in to the Couple Expert’s Podcast ●     30:34 – Gottman method is the other theoretical framework that deals with couples counseling ●     31:35 – Believes that divorce happens because people give up; if you don’t give up, you will eventually get there o      32:00 – Resorting to EFT (Emotionally Focused Therapy) can save a marriage o      32:20 – Does not believe that a divorce is necessary, except in extreme cases where there is substance abuse and domestic violence o      33:08 – Research shows that couples tend to take the help of a therapist six years too late; resorting to help earlier when there are no emotional walls will surely save a marriage ●     34:34 – Face-to-face therapy is the best option since you can connect better with a person; however, if a couple has busy work schedules, Stuart also does Skype calls ●     35:52 – HIGHLY recommends pre-marital counseling to baby boomers considering remarriage; 50% of remarriages tend to end in divorce ●     37:06 – Get someone to guide you to remove the things that hinder the closeness of your marriage ●     38:41 – Celebrate your marriage by following RITUALS like going on a trip or renewing vows ●     39:05 – Every single day of your marriage, tell your partner how MEANINGFUL they are to you ●     40:34 – Emotional autopsy of a past marriage is important before proceeding into another relationship; figure out what did not work out in that past, and what you were accountable for ●     42:49 – Staying apart from your partner for some time will help you realize what your partner does for you ●     45:35 – As we age, you can enjoy the fruits of your labor in your marriage ●     47:34 – Listens to music by The Grateful Dead, Joni Mitchell and The Allman Brothers ●     49:52 – Wants to die while making love to his wife, Debbie, at the age of 99! ●     50:23 – Cut off ties with his family for a 10-year period on the insistence of his ex-wife; even in  a relationship, there are certain lines that cannot be crossed o      51:59 – A relationship should fit into who you are; there should be no sacrifices because all it breeds is resentment o      52:32 – Be in a relationship with someone who has equal values, morals, ethics and desires ●     53:29 – Get a 2 minute video, 5 days a week by signing onto Stuart’s website ●     54:04 – Subscribe to Stuart’s podcast and YouTube channel ●     54:36 – Attend a 2 day, seven conversation weekend hosted by Stuart ●     55:43 – Jim Enright’s sign-off message: Be stellar, and live life lively Enjoying this episode? Please Subscribe and Rate in iTunes. 3 Key Points: 1.       An AUTHENTIC and VULNERABLE relationship is like real gold. 2.       Utilizing resources and seeking help such as Emotionally Focused Therapy will help you rebuild your relationship and save your marriage. 3.       Show your appreciation for your partner; acknowledge the effort that your partner puts into small, day-to-day tasks.

Who else wants to hear God’s voice, take inspired action, prosper through trouble, see the unseeable, capture the intangible and achieve the improbable? You may be inspired and have a new vision after this episode. Jim Enright interviews Paul D. Johnson, host of the God Zone Show podcast. Paul shares his beliefs about God and firmly expresses that God loves everyone, irrespective of their faith. He discusses what it is like to walk in relationship with Him in the ebbs and flows of our lives. Paul discusses how God’s hand is evident is moments where we take inspired action that is beyond our talents and capabilities. He also explains how a relationship with God should NOT be solely based around him being the source that fulfils all our needs. He also shares with listeners how he and his wife started the charity, The Jesus Blanket, while coming across a homeless man who was cold. Tune-in and listen to this sprightly baby-boomer share some great spiritual insights that can expand your life and faith today! Show Notes: ●     02:08 – Today’s guest, Paul Johnson runs his own podcast, God Zone Show which teaches you to hear God’s voice, take inspired action, prosper through trouble, see the unseeable, capture the intangible and achieve the improbable ●     03:00 – God loves everyone irrespective of our faith; his love for us does is lessened when we mess up at times ●     03:23 – Some fortunate few are able to hear God’s voice; yet there are others who are able to see signposts o      03:55 – A sudden burst of inspiration beyond one’s abilities is evidence of God’s existence o      04:36 – Interaction with God is not limited to moments of crisis; you can interact with him everyday ●     05:57 – Firmly believes that God’s message can be found irrespective of the faith; a man of science, John finds the underlying logic in the Bible quite appealing ●     06:27 – Everyone is free to DISCOVER their own God; not logic, but a supernatural encounter will tell you if you are on the right track ●     07:57 – Have a relationship with God; do not structure your relationship solely on the basis of having your desires fulfilled ●     08:26 – John was suffering from a serious ailment related to his aorta and jugular vein; his wife reached out to God and miraculously, this ailment disappeared o      09:20 – Does not mean to say that God will come to your help in every moment of distress; God’s ways are mysterious ●     09:39 – Strongly believes that if we are facing a crisis or a tragedy, God will help us find our way out of it ●     09:59 – Constant conversation with God helps him understand his direction; points out that God’s direction is ALWAYS in alignment with the Bible ●     12:14 – God does not always send us on the easiest path; he wants us to prosper through difficulty ●     13:13 – Try to do difficult things; if you are doing things that are well within your capabilities and talents, you are not thinking BIG enough ●     13:53 – The origins of Jesus Blanket o      14:00 – Knowing that his wife loves blankets, Paul brought her a $50 blanket o      14:18 – While driving back home Paul’s wife came across a homeless man out in the cold; rolling down her car window, she handed him the blanket o      15:07 – Upon hearing this story, Paul set the ball rolling for their charity, Jesus Blanket, which has donated thousands of blankets to date ●     16:35 – Being intangibles, it is hard to explain love, friendship and the voice of God ●     17:45 – Go after the improbable things; God deals with improbable and the impossible o      19:18 – Think BIG and seek to realize the AMAZING ●     19:58 – Harness God’s love to deal with difficult relatives; be generous instead of being cruel ●     21:33 – Paul shares the idea behind 10 Godzone Elements o      22:09 – 1. Achieve the amazing 2. Living with an inspired purpose, and 3. Prospering through trouble ●     25:46 – At 71, he is still a bundle of energy; wants to be able to work till the very end and not suffer at all ●     27:11 – Connect with Paul on this website, email or Facebook ●     28:01 – Key Takeaway: Think Big. If you are in a space where you need God’s help, that is what you should step into ●     29:16 – Jim Enright’s sign-off message: Be stellar, and live life lively ●     29:25 – Spread the word with your baby boomer friends in person and on Facebook—Teach them how to listen to podcasts and how to subscribe 3 Key Points: 1.       God loves everyone irrespective of their faith; his love for us does not lessen when we mess up at times. 2.       Hang on to the intangibles like love, friendship and God’s love that give you pleasure, but cannot be bought in a store. 3.       Think BIG—if you are in a space where you need God’s help, that is what you should step into.

Jim Enright interviews John Livesay, baby boomer, keynote speaker, author and podcast host. John’s long stint at Conde Nast ended abruptly when he was asked to leave in the aftermath of the 2008 economic crisis. Instead of cowering and giving up—John rose to the occasion by reinventing himself so that he could stay relevant with the changing times. Little did he know that this seemingly tragic disruption in his career would lead him to some of his greatest accomplishments to date. John urges all baby boomers to learn new skills in the “third act” of their lives and he also offers some great advice for people who have already taken up retirement. Tune-in as John shares what he has learned from his tribulations, so that you can take all the highs and the lows in stride.  Time Stamped Show Notes: ●     00:09 – Connect with Jim via email; alternatively you can also send a voicemail through the Planet Boomerville website or get in touch with us on Facebook Messenger ●     00:57 – Spread the word with your baby boomer friends in person and on Facebook—Teach them how to listen to podcasts and how to subscribe ●     01:12 – Boomers find it difficult to deal with career disruptions due to some deep-rooted biases against them; self-inflicted doubts are the greatest hindrances ●     01:36 – Today’s guest, John Livesay is a baby boomer who has witnessed multiple career disruptions; transitioned from being a media sales executive with Conde Nast to a speaker, trainer and podcast host ●     02:33 – Learning to move on…. o      02:33 – John was selling housing ads for W Magazine; he got laid off in the aftermath of the 2008 economic crisis o      03:28 – Offered to prepare a turnover report in spite of being asked to clear his office that very day; this decision had a HUGE impact after a couple of years o      04:12 – In spite of believing that “Who we are as people is bigger than our job”, John faced some difficulty in moving on to a life beyond Conde Nast o      05:35 – Was contemplating selling digital ads o      06:06 – Keen to acquire new skills to kick off the next phase of his life o      06:32 – John gives the analogy of silent movie stars who succeeded in making the transition to sound; when faced with a technological disruption, you need to drive yourself to make this transition o      07:58 – “When you forget who you are, surround yourself with people who remind you of the truth of who you are” o      08:20 – Felt some initial shame from losing his job; however, he realized that it was a business decision and not a reflection on his abilities o      09:00 – Leverage your network instead of utilizing recruiters; got a job at a website called The Daily Beast thanks to the referral of former Conde Nast employees ●     09:50 – Isolation is the “kiss of death” when dealing with a career disruption; important to move on instead of wallowing in self-pity ●     10:36 – A friend of John’s refused to take a pay cut and never got hired again; similar to a house up for sale, the longer you are on the market, the harder it is to cut a deal o      11:08 – Critical to find employment to ensure that you do not become technologically obsolete ●     12:00 – Prepared a 90 day plan detailing how he would find advertising for “The Daily Beast” o      12:25 – Went to an Apple Store and learned how to create presentations on the iPad; created an excellent presentation showing how he would convince Lexus to advertise for “The Daily Beast” ●     13:34 – Had to settle for a 50% pay cut and a humble office at his new job; learned to deal with this new situation by thinking of it as a “paid internship” ●     14:28 – Managed to successfully convince Lexus and other organizations to advertise; a big BREAK came along when Conde Nast offered to hire him back o      14:47 – The digital skills that he had picked up at “The Daily Beast” came in handy since Conde Nast was looking for someone with print and digital skills o      16:02 – The BIG decision that John made when he moved back was to have NO FEAR; this attitude fetched him the “The Salesperson of the Year” Award in 2012 ●     16:51 – At this stage of his career, John had developed an attitude where he realized that he was bigger than the highs as well as the lows ●     17:15 – Learn how John managed to start his own podcast o      17:15 – Got a chance to interact with startups after being promoted to the corporate division; realized that there was a huge need to help startups with their sales pitches, funding and in finding new clients o      18:21 – Started his own podcast to establish a network of investors who could potentially fund his clients; had to overcome the fear of rejection, failure and technology o      20:10 – John’s BIG solution for the fear of the unknown: “Don’t do it alone: collaborate” ●     20:46 – John thinks of himself as a stock, since he is investing money in himself ●     21:29 – Got another break when he was able to have Judy Robinett as his 2nd podcast guest on LinkedIn ●     22:09 – Determined to PIVOT again, launched his next big idea which was to help sales teams become expert storytellers and hence, revenue rock stars o      22:26 – Got his first speaking assignment through a past classmate; delivered a talk on “How to Get to Yes” o      23:08 – Realized that he could leverage his years of advertising experience and apply it to his speaking career ●     24:46 – Tips and Tricks for Baby Boomers to deal with the “Third Act” of their lives o      25:12 – In the “third act” of their lives, baby boomers need to learn new skills and leverage all their wisdom o      25:51 – Finding your purpose and your “Why” is the key to success o      26:01 – Even if you are retired, you can discover your passion; find a way to give back and get back something in return o      27:25 – Developing a mindset where you want to genuinely help others will result in pulling in buyers ●     27:47 – Invested in a support group where he could brainstorm strategies to grow his business ●     28:56 – If he had a chance to relive the past three years, John would’ve conditioned himself to have less moments of self-doubt ●     29:18 – Brian Smith, author of The Birth of a Brand told John, “If you start a business, it is like a baby. And no amount of rocking the cradle will get the baby crawling before the baby is ready” o      29:44 – Develop patience; have faith and keep taking action ●     30:47 – Loves listening to Jim Croce and Harry Chapin; “Time in a Bottle” is his all-time favorite ●     32:18 – Would like to die in his sleep; death is a great way of realizing how precious life is right now ●     33:08 – Connect with John via his podcast, The Successful Pitch or through his website; you can also check out his book ●     33:28 – You can also connect with John via Twitter ●     33:35 – Check out John’s LinkedIn for transcripts of his podcast ●     34:23 – John’s takeaway: “The key to success is confidence, and the key to confidence is preparation” – Arthur Ashe ●     35:38 – Jim Enright’s sign-off message: Be stellar, and live life lively ●     35:47 – Spread the word with your baby boomer friends in person and on Facebook—Teach them how to listen to podcasts and how to subscribe ●     36:06 – Download your personal copy of the Boomer Manifesto on our website 3 Key Points: 1.       Leverage your network instead of resorting to online recruiting when faced with a    career disruption; do not isolate yourself, surround yourself with friends and family and keep on taking action. 2.       Just like a house that is on the market for too long and loses its value—if you are unemployed for too long, you can’t keep pace with the rapid technological developments. 3.       Keep your patience when you start a new business; have faith, keep on taking action and do not yield to self-doubt. www.PlanetBoomerVille.com

Listen to this, especially if you do not own real estate, or don’t think you should. You’ll learn how a missionary fresh off Haiti acquired over 100 units in 3 short years. In this episode, Jim interviews Bill Manassero, real estate investor, baby boomer, and real estate podcaster. Founder of the Old Dawg’s REI Network, host of the Old Dawgs Real Estate Network Podcast and Executive Director/President of Child Hope International, Bill has set the audacious goal of owning 1000 doors in 6 years. Currently, in year 3, he has already managed to own 100 doors. Bill shares his real estate journey—beginning with his very first purchases that were out of state to where he is today. He discusses how he scaled up by taking on mortgages or “good debt” and explains why he advocates for investing in multi-family homes as opposed to single-family homes. Bill urges all baby boomers to consider real estate investing as a way to fund their retirement. Tune in as Bill shares some of the hacks he’s learned along the way so that you can yield amazing cash flow from your investment property as soon as possible!   Time Stamped Show Notes:   ●     00:37 – Drying up that cash flow is a predicament that many boomers face; this is a fact discussed by Todd Tresidder in Episode 32 and Jordan Goodman in Episode 18 ●     01:07 – However, some people have lifetime pensions and no financial worries ●     01:16 – A couple of market haircuts might mean that even $1 million in savings may not be enough for retirement ●     01:37 – Jim recently closed on a duplex and was speaking with a home inspector o      01:43 – Found out that the home inspector owned 15 rental properties o      01:58 – When the market crashed, his real estate holding dropped like everyone else’s; however, his rental checks started coming in with increased regularity ●     02:23 – Today’s guest, Bill Manassero, is a baby boomer, real estate investor and real estate podcaster with a goal of owning 1000 doors ●     02:58 – Bill worked as a missionary in Haiti 12 years back o      04:01 – Towards the end of his stint, Bill left with no retirement benefits and was wondering what to do next o      04:25 – Was keen on becoming an entrepreneur since he wanted to enjoy his retirement years with his wife, kids, and grandkids. o      04:38 – Inspired by the likes of John Lee Dumas, he ventured into the world of internet by selling Amazon’s stuff on EBay o      05:10 – Was making decent money, but then got kicked out of EBay due to a couple of bad reviews o      06:02 – Invested his inheritance into 5 properties in Memphis and Atlanta o      06:58 – On the back of his initial success, invested in another duplex in Indianapolis o      07:17 – Still associated with Child Hope International based in Haiti; set a goal of 1000 units by the end of year 6 with the goal of benefiting this non-profit o      07:41 – Simple strategy of doubling units every years; has managed to reach 100 units at the end of year 3 ●     08:30 – Started blogging his real estate story which slowly evolved into a podcast; aiming to help people who are approaching retirement or already in retirement ●     09:40 – Purchased his first three properties in cash; realized that if he wished to grow further, he had to take up mortgages, which is “good debt” ●     11:02 – Aims to make a cash flow amount of $100 per door ●     12:10 – Inflation means that a dollar today will be worth less in the future; investing in real estate is a great way to counter inflation ●     12:49 – While some stocks might totally dissolve in value in a tough market, that is not the case with real estate o      13:17 – No matter how bad the economy is, people will always need a place to stay o      14:02 – Real estate is a tangible asset, and historically values have always gone up in real estate ●     14:37 – Define your needs in order to zero in on a property investment; if you need $200-$1,000 more, consider a single family home, duplex or fourplex o      14:56 – Apartments are a way to get to a high-income level quickly ●     15:17 – Ended up paying the same amount for the duplex as two single family homes but got twice as much rent; single property tax and low maintenance were the other perks ●     15:32 – Started investing in multi-family homes to exploit economies of scale ●     17:00 – 4 steps to invest in property: o      17:06 – Education is the first step; know what you are buying and where you are buying ▪       07:14 – Do not buy in a market that is on the decline; buy in a market where jobs are being created and there is demand for housing ▪       17:29 – Know the kind of property you want to get, and what you hope to get out of that ▪       17:44 – Know what you are buying, and what you should be paying for the property ▪       17:52 – Not recommended to buy a turnkey property since you end up paying a premium; no guarantee if the property manager is any good o      18:23 – Find a mentor who will help you build a rental portfolio o      18:39 – Determine how much money you need to set aside, create a plan about the amount of money you need to set aside and the properties that you need to buy o      18:55 – Step in there and take action ●     19:38 – Your education is put to good use after purchasing a property as you need to find tenants and deal with taxes ●     20:45 – Bill is based in California but owns properties in Memphis, Atlanta, and Minneapolis o      20:55 – Better to find a property in your own neighborhood o      21:35 – California is a speculative market and not right for someone looking for a good cash flow o      21:56 – Tennessee is a big commercial hub; great demand and duplex prices as low as $30,000 renders it a good market o      22:22 – Zillow estimate for the Minneapolis property that Bill purchased for $55,000 is currently $150,000 ▪       23:02 – Rents out this property at $2,200 per month ▪       23:56 – After having the property vacant for six months, was able to get a good property manager and subsequently tenants through BiggerPockets ●     26:10 – Bill talks about his experience purchasing a 22 unit complex in his second year o      26:25 – Found a 22 unit apartment property on Loopnet selling for $400,000 o      27:53 – Offered $370,000 and ended up getting the property for $350,000 after inspection o      28:02 – Appraised value by bank was $400,000 o      28:24 – 30% down payment was required due to Bill’s poor credit history o      29:06 – A multi-family home consisting of more than 5 units is looked upon as a business plan o      29:39 – After refurbishing the property, the value of the property has doubled ●     31:48 – Top reasons for boomers to invest in real estate o      31:50 – Strive to arrive on accurate valuations and driving up passive income o      32:08 – Bill’s properties are located in other states; recommends a passive investment approach where the property manager is the one dealing with the daily grind ▪       33:04 – Finding a good property manager is critical for out of state investors ●     33:16 – Open your properties under LLC to protect your other properties and personal assets; matters are generally settled between the tenant and the insurance provider and an out of state investor is completely out of the picture o      33:50 – If the tenant knows you, they are more apt to go for your personal assets in the event of a lawsuit ●     37:34 – Looking back, Bill would have slowed down a bit and found time to listen to people a bit more ●     38:41 – Connect with Bill through his email ●     39:01 – Check out the Child Hope website to know more about how they are helping children in Haiti ●     39:53 – The Old Dawgs Real Estate Network Podcast is geared towards 50 plus individuals looking to invest in real estate ●     40:21 – For Bill, investing in real estate is a way of helping out the kids in Haiti, visiting different places, and giving his daughters the marriages of their dreams ●     41:50 – Just because you are retired does not mean that it is over o      42:09 – Bill started investing in real estate at the age of 60 and is loving every minute of it; real estate investing is like a hobby that reaps great rewards ●     42:39 – In Planet Boomerville, we know that life is just beginning, and the whole idea is that this part of life is to be as good or better than the prior life ●     43:40 – Jim Enright’s sign-off message: Be stellar, and live life lively ●     43:50 – Spread the word with your baby boomer friends in person and on Facebook—Teach them how to listen to podcasts and how to subscribe 3 Key Points: 1.       Do not buy in a market that is on the decline; buy in a market where jobs are being created and there is demand for housing. 2.       Investing in multi-family housing is a great way to exploit economies of scale. 3.       A passive investment approach can yield rich returns for you; hiring a good property manager is critical for out of state investors. Be sure to visit www.PlanetBoomerVille.com   

In this episode, Jim Enright interviews Flora Brown—author, speaker, publishing coach and guided autobiography facilitator. Flora conducts guided workshops, structured on the philosophies of the famous Dr. Jim Birren, (be sure to read the eulogy to Jim B.) to assist baby boomers through the process of creating and sharing their life stories. The heart of this exercise is to give baby boomers an opportunity to open up about their life story and provide the most honest, unembellished version that they can. The hope in this is that those listening—children, great grandchildren, and even peers within the workshop—can learn from one another and come to the realization that we are not that different after all. Tune-in as Flora shares some of the pivots she’s had to make in her own life and why Wayne Dyer got it right when he said: “Don’t die with the song inside you”.  Time Stamped Show Notes: ●     00:36 – Boomers often leave their children and grandchildren their hard earned inheritance, which the children tend to cash out in a jiffy. What will be left of your life and the history that you retain? o      1:27 – This episode is for people who care about the gifts that they give to their children and grandchildren o      1:38 – Today’s theme is in continuation of Episodes 27 and 28, where Jim expresses regret for not asking about his Great Aunt Helen Proust and Great Uncle Jonny Proust about their lives, 45 years ago ●     02:02 – Get tips and tricks for writing heartfelt letters in   Episode 48 ●     02:17 – Get easy, smartphone video tips for writing about your legacy from Jon Daly in Episode 49 ●     02:24 – Jim introduces Flora Brown o      02:25 – A baby boomer who has just published her 11th book, Color Your Life Happy: Create Your Unique Path and Claim the Joy You Deserve o      02:47 – Conducts a class called, “Writing your life story two pages at a time” o      03:28 – “Life Story” involves writing 2-page anecdotes about your life’s memories ●     05:00 – Rarely do we have information about our parent’s lives o      06:12 – Sharing our life story with a group of people often renews respect for our parents, develops self-respect and builds confidence o      07:19 – Get empowered to look at your goals and life in a very different way ●     07:45 – Get encouraged to share some of your family’s uncomfortable history that you have been hiding inside of you o      08:28 – An environment of trust and the knowledge that your information will never leave your writing group encourages you to share the truth ●     09:13 – A workshop encourages you to share a pure, unembellished version of your story—it is not ego-maniacal at all ●     10:13 – Give a chance to your great grandchildren to know you through your life story ●     11:19 – Flora regrets the facts that she never got a chance to know her grandparents and great grandparents who were slaves ●     12:30 – Reading about our parent’s struggles often makes us realize that we are in a much better position than they ever were ●     13:20 – Your life story can be two-inch or a two-page book ●     14:41 – Donna, Jim’s wife’s grandmother, passed on a cookbook which was made into a booklet for the entire family ●     15:29 – Flora’s grandmother left behind her recipes on 3 by 5 cards ●     16:13 – Flora’s AH-HA moment o      16:13 – In spite of having a Bachelor's in English, Master's in Reading and a Ph.D. in Curriculum and Instruction, Flora never got around to writing her own life story o      16:50 – She tried different techniques but to no avail o      16:58 – Leveraging on the social factor of being in a writing group under a trained leader made it really easy for Flora to write her life story o      17:36 – Richness of a story was enhanced by being a part of a guided group ●     18:03 – A peek into Flora’s guided writing methodology o      18:03 – Activities before actually writing help you trigger your memories. For instance, Brenda asks participants to prepare a life timeline with five-year gaps o      20:08 – Subsequently, people are asked to pair up with a partner and share their memories o      20:22 – Next, participants pick up a theme from 14 options—Flora terms this part of the process as “branching themes” o      21:21 – A five-week course where you will be meeting for 2 hours every week o      22:26 – Concept originally designed by Dr. Jim Birren o      23:48 – Workshops are offered in libraries as well as private homes ●     23:53 – A group in Connecticut has been writing for two years now ●     24:25 – Most people give their notes to their families alongside their will ●     24:47 – Realization that we are not very different once we hear each other’s life stories ●     25:30 – Writing stories is a great starting point to create a video interpretation o      26:01 – Great idea to add audio or video in addition to the written version ●     26:45 – Flora’s mother was a musician. Flora grew up with music at home, church, and school o      27:09 – Flora’s favorite music: Oklahoma, My Fair Lady, Chances Are by Johnny Mathis, Temptations, Unchained Melody by Righteous Brothers, Michael Jackson o      28:32 – Flora favorite church song: ‘If I can help somebody as I pass along, my living will not be in vain’ ●     29:24 – Having lost her 40-year-old son, Flora realized that life is uncertain and the only thing certain is the inevitability of death o      30:47 – Flora cites Wayne Dyer, “Don’t die with your song inside you” o      31:14 – Wishes to die fulfilled and having done all she could do in this lifetime ●     32:06 – The pivots in her life o      32:06 – Having grown up in St. Louis, Missouri, Flora is grateful for having moved to California at a young age o      33:03 – Grasped opportunities and took risks ●     34:47 – Connect with Flora through her website ●     35:00 – Check out Coloryourlifehappy for details about Flora’s books and access to her blog ●     35:10 – Get your book published by logging on to Coloryourlifepublished ●     35:35 – Key takeaway: If there is something that you want to do in your life, then start it today ●     36:45 – Jim Enright’s sign-off message: o      36:45 – Be stellar, and live life lively ●     37:04 – Spread the word with your baby boomer friends in person and on Facebook—Teach them how to listen to podcasts and how to subscribe 3 Key Points: 1.       Writing and sharing your life story is an excellent way to connect with your children, great grandchildren and your peers; we realize, once we hear our stories, that we are not that different from one another. 2.       Share the uncomfortable truths that you have been hiding within you—it is a part of your legacy and gives insight to the next generation about what you’ve been through. 3.       If there is something that you want to do in your life, then start it today! If you enjoyed this, please tell your baby boomer pals and show them how to subscribe and review Planet Boomerville in iTunes.

    In this episode, Jim welcomes John Daly, who was in Episode 45, of Informed not Inflamed. John is a journalist and media interpreter with two travel-themed web shows, Undercover Jetsetter and Undercover Foodie. In addition to his media work, he also co-authored the book, The TV Studio in your Hands.  Listen as John shares the premise of his web shows, tips and tricks you can use to shoot clear, high quality videos, and why you do NOT need an expensive camera for your personal and professional videos. Time Stamped Show Notes: ●  01:45 – Introduction of John Daly to the show ●  02:00 – John has 2 web shows that he records with an iPhone: Undercover Jetsetter and Undercover Foodie ●  02:34 – John and his co-host/business partner, Susan Anzalone, decided to use an iPhone because of its special camera features o  02:55 – There are so many things they can do with an iPhone o  03:02 – It also keeps the costs low ●  03:13 – They started with Undercover Foodie until they were asked to create another show which led to Undercover Jetsetter ●  03:34 – Susan’s work experience including her time with Disney ●  03:48 – John and his co-host wrote a book that is easy to follow for someone who wants to shoot their vacation videos ●  04:20 – Doing UnderCover Jetsetter is hard work, but John enjoys traveling o  04:37 – “If you want to get rid of your bias, go travel the world and see other people, see other points of view” ●  04:48 – Susan is an expert in traveling, food, and restaurants ●  05:03 – John is a certified bartender; he’s creative himself when it comes to creating drinks ●  05:15 – UnderCover Jetsetter has different recipes you can try out, making you feel like a jetsetter yourself o  05:30 – It’s not just a travel show, but can add an element of fun to your life ●  06:00 – When John and Susan do interviews, they’re use an internal microphone that they plug into their phone o  06:24 – You can use external microphones for shooting action or beauty shots o  06:47 – The iPhone mic is okay but it can pick up wind ●  07:07 – The iPhone has a light and aperture feature that can control the light for your videos o  07:26 – John tries to shoot in the daylight as much as possible o  07:43 – “Always make sure that the sun is behind you when you’re shooting somebody” o  07:50 – Dusk and dawn is the BEST time to shoot videos o  08:00 – The worst time to shoot is at noon o  08:20 – John shows how you can sit in front of a window and use the window light to illuminate your shot o  08:46 – iPhone’s camera is really good now ●  09:20 – You can get eternal light, but it’s not really necessary ●  09:25 – Get a tripod to hold the camera steady o  09:37 – iPhone 7 camera has a built-in steadying feature o  09:53 – A gyro camera holder can make your iPhone stabilize ●  10:20 – It’s quite difficult for John to keep the phone steady with a selfie stick o  10:42 – John suggests a way that you can use the selfie stick effectively ●  11:16 – It’s better to use the tripod for the iPhone if you’re doing Facebook live ●  11:50 – John thinks iPhones are a bit better than android phones, but android works fine too ●  12:50 – In shooting videos, make sure that your frame is at 30 frames per second o  13:01 – You should also be at 1080p ●  13:10 – With new iPhones, you can shoot with 4K which is a higher resolution for a video o  13:30 – 4k is for your TV settings o  13:49 – The only problem is it takes up too much memory from your phone o  14:30 – Make sure have more iCloud storage ●  15:23 – John and Susan use Dropbox to organize their videos ●  17:21 – “When you’re shooting, you need to think about how you’re editing and what you’re doing” ●  17:30 – John shoots like he’s editing o  17:40 – Always shoot in landscape o  17:58 – Don’t move while you’re shooting o  18:08 – Shoot wide ●  18:14 – John shares a sample scenario of a beauty shoot o  18:48 – John can duplicate and edit the shoot in iMovie easily o  19:24 – Even if you transfer the photo from the iPhone, it’s still clear and crisp in quality ●  19:30 – Shoot wide so you can get more videos, while still staying safe o  19:42 – Some people get into accidents or worst, die from shooting vacation videos        because they’re not paying attention ●  20:08 – In the Undercover Foodie shoot, John had set up the phone on a tripod while shooting food on a wide setting ●  20:46 – Instead of zooming in, John suggests to move a few steps closer if you want to get a closer shot ●  22:16 – Try to keep videos 10-20 seconds o  22:56 – iPhone will move with you so move slow o  24:34 – One of the big No-Nos in videography is moving too much o  24:42 – Videos have to be watchable ●  24:51 – People can also go wrong with lighting o  25:04 – Make sure the light is shining on your back ●  25:22 – The third thing to be mindful of while shooting is that windy sound you pick up ●  26:34 – Editing can be brutally difficult, especially for first timers o  26:48 – “If you really want to edit, take 10 hours and edit” o  26:54 – It will have tons of mistake but if you can’t really take it after 10 hours, find a teenager in your family to do it for you o  27:26 – If you have the aptitude, courage and will—you can do it! o  27:43 – You can find people on Fiverr to edit videos for you ●  28:25 – Find John at UndercoverJetsetter.com to access excerpts from the show o  28:38 – The show is being carried by TikiLive which is under subscription o  28:53 – There’s also TikiLive on cable ●  29:09 – Twitter handle is @UCFoodieTV, Facebook: UndercoverJetsetter ●  29:23 – Some excerpts are on YouTube ●  30:38 – John and Susan’s book is The TV Studio in your Hands which is in print and digital o  30:50 – It’s something that you can read before going on vacation or you can use the ideas for your business o  31:09 – There’s a lot of tips that you can modify to make it work for you ●  31:37 – “You’ve literally got the power in your hands to communicate with the rest of the world” ●      31:42 – John wishes for people to communicate with love and knowledge 3 Key Points: You don’t need an expensive camera to take great videos, an iPhone camera is an excellent tool for you to capture the videos you need. Create videos that are watchable and that keep people’s attention to the very end. Communicate your content with love and knowledge. Thanks for telling your baby boomer pals, and their children, about Planet BoomerVille. Visit www.PlanetBoomerVille.com   

You remember receiving letters from your parents and other loved ones. Perhaps you still have them in a box. Listen, and be reminded, as Lynette Smith, author of “How to Write Heartfelt Letters to Treasure,” walks through the reasons to write, how to write with purpose, and the family legacy you can create with letters. Not text’s or emails. - It began at her son’s wedding. - Feelings from the heart. - Acknowledging positive attributes. - Don’t let them go to grave wondering or not knowing. - Write when the magnitude of your gratitude is bigger than a thank    you note. - Digital media - - Handwritten or typed? - Are we the last generation to write letters? - The components of a letter:   - Share a treasured memory.   - Positive qualities.   - What person has meant in your life. - Make a list of people to write to. - About her book:   - How to plan   - Special occasions.   - Occasions made special.   - The appendix.   - Famous quotations.   - Prompting ideas. Music - Liberace - Moonlight Sonata           - Elton John           - Julie Collins Death and Dying. Looking back from 95. Final Thoughts- - Mending torn relationships. - Can be saved for grandkids and great grandkids - family legacy. - Write to family and friends who have passed on. Contact Info www.AllMyBest.com http://goodwaystowrite.com/  

Clever scammers rob billions from innocent people, including our parents, and yes, perhaps even us. Learn the tricks and emotional buttons they push to cause smart people to open their bank accounts. - 43 of 44 scams not reported. - Where do scammers come from?     - Most in our back yard.     - Family on Family the most common. - How does it all begin? - The emotional buttons. - Scammers are well networked and pass on victim's name    onto on the dark net of scammers. - Scammers find the emotional button and push until emotion over rides reason. - Five Big Emotional Buttons:    Fear, loneliness, anger, greed, sympathy. - Examples of scams. - Children must ask themselves- “are my parents lonely?”   - Do they have any new friends not telling me about? - The parent-child roles are now reversed. - Things to notice: changes in dress habits; unexplained expenses. - You must question your parents, because the scammers are- “don’t tell   your children,” and “they don’t love you.” - Scammer profile. - Top Scams - Grandparent, Lottery/Sweepstakes, IRS, jury duty. - Facebook settings when software updated. - Music - Death and dying. - Looking back from 95. Resources http://2guystalking.com/category/scammercast-podcast/ @BaileyLaw1 Facebook - @Curtis Bailey Curtis R. Bailey Huffman Law Offices, P.C. Shiloh, Illinois    Marc Goodman - Future Crimes          

At age 70, Jim Owen decided to make a change in his physical condition and activities. Today, at 76, he is in the best shape of his life. National Geographic is publishing his new book, Just Move- A New Approach to Fitness. Unlike most other exercise book, this one is for the 50-60-70+ year old. - What statistic caused Jim to change his ways at age 70. - Is it Living Longer or Living Healthier in the time we have? - The downward spiral. What to expect in your 60’s-70’s -80’s. - What is Functional Fitness? - Chronological age vs. Physical age. - How is this exercise book different from all the others? - Getting fit is hard. Staying fit is fun. - Winning at life. - The Ultimate Work Out Rule -> Be Present. - Breathing. - Posture. - Five Basic Exercises - all can be done at home.     - Core.     - The Squat.     - The Lat Pulldown.     - The Hip Hinge. - How do you make exercise fun and not a chore? - Music - Motown, Elvis, Everly Brothers, George Strait. - Death and Dying - "My best days are ahead of me." - Looking back from 95 - “I never look back.” - Married 49 years. His wife says “ Divorce never, murder maybe.”   Resources http://justmoveforlife.com/   Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

We live in a biased world. Media outlets all have their own bias. Print publications do too. Much of the news is entertainment based, driven by declining profits. Learn as John Daly of www.InformedNotInflamed.com educates you as to the types of biases, where to find balanced information, and how to interpret what we hear and read. - You must become the most important journalist in your life. - The ROIL system - read, observe, interview, learn. - Go to newspapers first. -Third Way -Stratfore - Biased channel do have excellent reporters. - NY Times, Wall Street Journal, and Washington Post. - About the first five paragraphs. - Subscribe to The Economist - European with a different perspective. - Develop your filter and understand bias. - The Entertainment and Sports Bias. - Political news sources:    House and Senate sites.    Real Clear Politics.   The National Review.   Talking Points Memo - Social Media is not sourcing information. - John has observed that those with the most information and knowledge speak less and listen more. - About Niche Biases - Baby Boomers and millennials. - Older experienced RePorters being replaced with younger ReCorders. - The Political Money Bias. - Pharmaceutical Bias and creation - book to read. - Special Interest Politics bias. - Hospitals and Physicians taken over by Wall Street. - Music - - Death and Dying - Looking back from 95. - Final take away - Understanding what the problems are.   Contact Info   http://informednotinflamed.com/ Info@johndaly.tv http://nowtv.tikilive.com/     Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

Glenn Livingston is the author of the best selling book, Never Binge Again. Review Episode 21 for the foundation of this conversation. #1- Make a character commitment. -the opposition of will power and character building -will power is a fatiguing muscle. -the solution - make a character commitment  about the person you would like to be. -NOT rules based. -The type of person we have decided to be. -Character trumps will power overtime. -Translate rules for healthy eating into the kind of person you would like to be. -The voice in your head says you always failed in the past. -Wayne Dyer’s analogy of a boat wake. -Make the decision before hand. -Avoid being in the moment making spontaneous decisions. -At the moment of temptation, the lizard brain takes over. -The moment wins. #2- Mindfulness is enhanced by discipline. -The rules are a hack to observe the monkey mind. -Freedom sits on top of discipline. -Mindfulness is a discipline. Listen to Episode 21 for the original interview and foundation. Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

- The Mindset - avoiding corniness. - The Harvard Study of Adult Development   - Principals behind Positive Aging   - We have more control over how we age than we think.   - Add 7.5 years to your life. - Treat yourself at least as well as your dog. - Activating the Vagus nerve. - On being mammals and operating on outdated  software. - Gratitude - not the corny kind, but the quirky. - Life is Brutiful. - Managing the losses. - What brings you back to yourself? - Addicted to the smart phone. - Generativity - giving a gift to people that you will never see the positive effect of. - Music - Death and Dying - Looking back from 95. Resources www.NicoleChristina.com George Vaillant- The Harvard Study of Adult Development The Vagus Nerve. Generativity. Music Opera - The Marriage of Figaro    B-52’s - Dead Beat Club     Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

As we grew up, yoga was the new fad, and it is still going strong. Listen as yogi Michael Kohan, updates us on the benefits of yoga, how to select a good school and teacher, yoga etiquette, the social side, the end purpose of yoga, and much more. - Being a male in a female industry. - His struggle with yoga. - Pitfalls of being a male in female classes for 10 years. - Is there a dating advantage for single boomers in a yoga class? - Where does the beginner begin? - Can you do yoga if overweight? - How different from stretching. - How should a new attendee come to class? - Part of yoga is unlocking the database of your body. - When you are doing something uncomfortable, that is the practice. - Should you have a end goal in mind? - The physical condition of typical new student. - How people injure themselves. - How yoga mends your body. - Yoga and mental health. See Episode 35 with Steven Campbell and Ep. 39 with      Rene Brent. - Balance and shoes. - Yoga etiquette. - What is the purpose of yoga?   Resources www.YourWellnessYogi.com   Music Grateful Dead - Jack Straw -  Really Good Yoga Groove Music: DJ Dress - any album Dub Sutra - The Rise of Downtempo   Desert Dwellers -  Shabda Hari Das - Illuminize   Wah - any album   Grish - Remix Album   Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

Supplements are easy to obtain. How do you know their quality and effectiveness? Listen as Dr. Stephen Lewis and wife Janet give you a starting point to evaluate, explains the difference between pharmaceutical grade and over the counter, dives into independent lab blood tests, 3 panel vs 12 panel blood testing, and much much more. - Vitamin brands, the 10,000 foot view. - How do you know your body is absorbing the supplements? - Pharmaceutical grade supplements. - Counterfeit supplements. - Buzz words to avoid - Gluten and GMO free. - Natural health food store quality supplements. - GMO impact. - Observations in China. Perspective realized when back in the USA. - Low cost independent lab blood work. - As Americans get fatter and sicker, the parameters expand to make everyone        normal. - Evidence based supplements and results. - No overnight miracles of what took years to occur. - Music - Death and Dying. - Looking back from 95. - Final take away.   Resources   www.AcutAboveNaturals.Com www.facebook.com/DoctorsNutritionEastTexas NY attorney general targets supplements. What’s the story 2 years after supplement investigation? Time Magazine - The Commonwealth Fund report. Digging deeper into the Commonwealth Fund Health Rankings   Music Willie Nelson - - Bring me sunshine.   - Nothing I can do about it now.   - I Love the Life I Live.    Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

As the Third Act is upon us, Boomer Income Ideas explores and vets suitable franchise investments for baby boomers from a Shark Tank mindset. -The trigger that created Boomer Income Ideas (1:24) -What are the criteria for the businesses being featured? (3:23) - A one man panel in a Shark Tank format - Not the expert, just the catalyst. - All Franchises have a degree of fun in them. (6:15) - What is the typical investment required? (7:35) - Fun episodes - Cruise Planners and Pedego. (7:35) - Dan’s take on the online business space. 13:28 - What Dan would buy if he was starting today. - Dan’s Music- Neil Diamond - Death and Dying - Looking back from 95. - Dan’t final take away. (21:20) A reference back to earlier episodes.   Resources www.BoomerIncomeIdeas.com   Two Favorite Episodes                Cruise Planners                Pedego   Favorite Music Neil Diamond -    Crackling Rosie     Sweet Caroline    Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

Our mind, and the subconscious, is the last frontier we can have an immediate impact on that will change our lives and the ones we love. This is a knowledge packed episode you will love.  Pay special attention on how to use this knowledge to positively impact our grandchildren and adult children, at 44:00 minutes. -The difference between hypnosis and hypnotherapy. (2:30) - What you get to when you reach your sub conscious mind. (5:20) - How you use it. - Your body is the emotional GPS. (7:13) - Are you a procrastinator? (8:05) - We are re-booting during sleep. (11:10) - It is not our age - it is a build up of chemicals. - Tip for morning wake ups. (12:53) - Attitude does not work when in survival mode. (14:40) - What happens in a hypnotherapy session? (15:15) - There is a first time you felt that way. (18:30)    Stopping the echo from the past. - We cannot out think our history. (20:50)     50% of what we remember is not true. - How to find a local hypnotherapist. (24:00) - Hypnosis and Forgiveness. (29:00) - Gratitude + Fear; Gratitude + Anger. (30:45) - Awareness, Forgiveness, Gratitude, Acceptance. (31:00) - How to get from the intellect to action? (32:00) - If you find yourself feeling………you need hypnotherapy. (34:24) - Beating the vicious cycles of relationships and life. (36:00) - Relationships - “What did you hear me say?” or “This is what I heard you    say.”         (38:00)   - Big tip when speaking in person. - The most difficult wall baby boomers must get through. (40:50) - How to apply this knowledge to our grand children? (43:28) - How to apply this knowledge to our adult children? (46:10) - Music - 48:30 - Death and Dying - Looking back from 95. - Final take away. Resources www.PracticeHappyNow.com www.ReneBrentHypnosis.com Dr. Joe Dispenza.com - Breaking the Habit of Being Yourself   Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

Howard Jacobson is the creator of the Plant Yourself podcast with over 210 episodes about living and eating healthy. He easily busts nutritional and medical myths. In this episode, Howard explains why you find the same pharma and health answers on Google and the big medical sites like WebMD and Mayo Clinic. Howard has an excellent frame of reference for headaches and helmets that carries over to other health issues. If you have wondered where do you find medical and health information that you can trust, Howard, and PlantYourself podcast, are great beginning points. Howard has also co-authored ProteinAholic by Dr. Garth Davis and Whole, by T. Colin Campbell. Being vulnerable to the the “guru of the week.” 3:30 Caught in the cult of marketing. Learned to do the research. (4:49) The credible medical web pages are filled with advertising for drug companies. (7:00) Research what the messages these websites are sending out to advertisers about you. (7:25) Limited view framework of human body has a machine prone to break. (9:30) The headache and hammer framework. (11:40) Howard does not make recommendations, he shows evidence and teaches people how to evaluate the evidence. (15:30) The beginners guide out of the mis-match. (20:12) Little steps into discomfort are really powerful. (24:15) When have awareness and capacity for choice, details become insignificant. Well accepted Nutritional Myths. (31:00) Well accepted Medical myths about heart, prostrate, and diabetes. (36:10) Who is talking about is our healthcare working? (37:00) The health solutions are not in new procedures but in removing the root causes. How you can learn to research better. (38:36) Understanding the NNT,  the number needed to treat. (42:30) What are natural alternatives to statin’s? Music - Dixie Land Jazz Death and Dying. Looking back from 95. Excellent insight into the little vs the big things. Final take away. Resources Plant Yourself Podcast.  The Big Change Program.   DailyMed   Thanks for sharing this episode with your friends. Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

For many baby boomers, a new outlet to exercise creativity, entrepreneurial urges, or developing an additional stream of income that requires less than $1,000.00 per year to start is  intriguing. Meet Joe Hogue of My Work From Home Money blog. In 1.5 years he has created over $35,000.00 a year income out of thin air, and it continues to grow. Approximate Show Notes Why he started (3:00) How he narrowed down a topic. (4:36) The 3 ways to make money on line. (4:50) Start with what you enjoy. How many hours per week? (8:00) So you start a blog. What are the components that bring the money?  (9:30) What blog site owners miss. Joe has 10 books published over the last 2.5 years. (11:30) The first step is learning the blogging business. (12:40) Generating $2,000. per month from one source. (14:20) Not dependent upon one source of income. Has 3 streams. (17:00) The businesses on his website have been vetted. None marginal. (18:30) His mantra: “I am the average person with above average success.” (20:24) The key skills to learn. (21:40) Deciding to do what most won’t. The biggest cost to blogging is….(26:30) What outside resources have been helpful for Joe. (27:29) 95% of bloggers quite in six weeks Music Death and dying. Looking back from 95. Resources My Work From Home Money   My complete guide on self-publishing and how it's a natural fit for bloggers. A start-to-finish guide for starting a blog and getting it ranked on Google Love this infographic on how your investments should change according to your age, needs and risk tolerance   Music Frank Sinatra - Fly Me to The Moon  James Brown - Living in America  TimBuk 3 - The Futures so Bright  Juanes - Angel     Thanks for sharing this episode with your pals! Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

I recently me Dan Farnsworth of Boomer Income Ideas. We hit it off big time. Dan interviewed me (my first) and then I interviewed him. His interview will be in a future episode. Check this out as Dan compares and contrasts our shows. Be sure to check out www.BoomerIncomeIdeas.com also. I will post the video interview on FaceBook and Planet BoomerVille blog. Do you know a video editor who would like to be a intern with Planet BoomerVille? Love to be introduced to this person. Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

Jim Cathcart is the epitome of a baby boomer - born on the first year of the boom and graduated high school on the last year. In his mid 20’s he discovered Earl Nightingale. This led to a storied career as a National Speaker and inspirer of 10’s of thousands, author of numerous books, top 1% of TEDx speakers, teacher of entrepreneurship, advisor. Still speaking, coaching, and singing in his band. Jim Cathcart wrote what could be the next anthem of the Baby Boomers - “ReZoom the Boom.” Listen on Spotify.  Partial lyrics. ReZoom the Boom It’s time to call the roll again. We’ll rock and roll till the very end. We still have our dreams sweetheart. The baby boomers headed for retirement To many people are letting go They think achievement time is over It’s time to grow Time to ReZoom the Boom. It all ReZooms when you begin to dream. Time to call the roll again. We’ll rock and roll till the very end.   Show Notes Why he is not on an island somewhere. The story of ReZoom the Boom. Retire “to” not “from.” Life is the impulse to create and achieve. Desire is possibility seeking to be expressed. How do we continue to stay relevant? Recognize you may be obsolete in some things. 20/20 Hindsight is not perfect. “Without reflection there is no true learning.” - Kevin Buck From selling cassette programs for Earl Nightingale to becoming one of his published authors. Music is math. His early influences. Zig was just beginning. The 4 things baby boomers have going for them. Assume there is a way. More influences - Og Mandino, W. Clement Stone. Resources www.Cathcart.com  TEDx talk. Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of mu

Do you have a book that is just waiting for you to begin? My father did. I gave him a blank book so that he could start before he retired. I found the book when he passed with the original note written Christmas, 1973. If your book is still inside you, listen to Elle Martinez of CoupleMoney.com and podcast as I ask her to pull back the curtain and tell you the process she is going through now as she is writing her first book. Approximate Show notes Types of book publishers. (3:45) What the publisher is doing. (3:53) Publishers time line. (4:36) The hardest part. (6:09) Jump Start Your Marriage and Your Money. (6:47) Most difficult part of writing. (7:30) The second hardest part of writing. (8:16) Writing a book is different than writing a blog post or podcast script. (9:09) Begin with a great outline. (10:41) Scrivener - tools for writing. (11:00) What the publisher did to assist. (11:25) The book cover process. (13:43) Which book formats to publish? (15:44) Where’s the money? (16:55) - Advances. - Royalties. Average author sells 5,000 copies. (17:40) Self publishing money. (18:00) How promotion works. (19:00) Another publisher benefit. (19:40) The work begins again after publication. (20:30) Backend monetization. (22:00) About CoupleMoney podcast. (24:20) You can find Elle’s choices of music, death and dying, and looking back from 95 on Episode 04. Do you know of someone who would be a awesome guest for Planet BoomerVille? Love to hear more. Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

You’ve read about the power of your subconscious mind and how it impacts your decisions and life perspectives. You know that it runs on automatic most of the time. In this interview with author Steven R. Campbell, you will listen to stories that illustrate the principals and learn the basics of mind influence that will surprise you. Do not be fooled because they sound to simple. Use Principal 1 and 2 for the next week and observe the changes. Approximate show notes: - How teaching math caused him to research the mind. 2:10 - What holds us back from learning or changing. (4:34) - Can baby boomers at 55+ relearn and change? (6:47) - How you learn (7:10) - Stories (10:10) At 91, Rick said one thing to his wife of 67 years that made a world of difference. Steve’s family experience. - Why your brain does not care what you tell it. (15:00) The “C” math student story. - When does your old life end? (20:19)- Making your mind Magnificent. (22:00) Principal #1 Principal #2 - What happens when there are mental conflicts? (27:20) - Our feelings about our selves do not come from our childhood. (29:00) It is about what we “believed” about an event. - Two stories about the same “Jim.”  (30:10) - Another view of “bad childhoods.” (32:00) - How to unwind negative thoughts. (33:29) - Story about his wife Mary, and a parent teacher meeting. (33:52) - Because the brain believes what you tell it, you are not the Victim. You are the        perpetrator. - **How to speak to your self when you make a big mistake. (36:25) - The Effort Effect - we pass over our successes to quickly…and dwell on our               failures. (40:00) - Where does mediation come in to this? (44:10) - Your mind as a mentor. (45:20) - Learned optimism. (47:20) - Story of when his wife, Mary, was diagnosed with cancer. (48:20) - Music - 53:40- Death and Dying - Looking back from 100. - Final take away. Resources http://www.stevenrcampbell.com/ Book: Making Your Mind Magnificent  Dr. Albert Ellis - The Guide To Rational Living. Dr. Ramachandram - Phantoms of the Brain  Music Joan Baez -  North Country Blues                    Farewell Angelina                     Full concert, 1965.  Peter, Paul, and Mary - live concert.   Kingston Trio - Andy Williams Presents 1966  Perry Como - Till the End of Time    Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

  If you have thought about starting a baby boomer business venture, small, medium, or large, this episode gives you the building blocks for a smart stressless start so that you avoid the “Oh Crap” moments.  Sylvia is the author of “Small Business Finance for the Busy Entrepreneur – Blueprint for Building a Solid, Profitable Business.” - What experiences triggered the book? (2:00)                 Story of couple that looked good on outside. Simple steps taken upfront that will protect business and retirement. (2:56) Mistake of not separating business and personal funds. (4:25) 2nd Big Mistake - no budget. Budgeting for the one time yearly expenses. (6:20) Often can be losing money on products and services. (9:15) Other business owners will share information with you. (10:35) Major Points in starting your business (11:40) Creating an LLC gives an extra layer of protection. (16:30) What to do for beginning venture- blogger, writer, artist. (17:40) Two important items to account for in your budgeting. (20:18) 2 Big Mistakes for Established Businesses. (22:00) The solutions to the mistakes. Virtual Assistants in US and abroad. (24:00) Beating the tax prep overwhelm. (27:53) “Oh Crap” Moments (31:16) Music. (34:20) Death and dying. (36:15) Looking back from 95. (37:30) Final Take Away - 10 Step Check List On Line.   Resources  Fiverr  UpWork Virtual Valley Music Steve Miller - The Joker  9/26/1976 - Capitol Theatre Eagles - Take it Easy Live 1977     Contact Sylvia Inks Website: www.smifinancialcoaching.com Book URL: www.smallbusinessfinancebook.com Facebook: SMI Financial Coaching Twitter:  @smifinancial LinkedIn:  https://www.linkedin.com/in/sylviainks Link to buy book on Amazon: http://amzn.to/2ehxyVY   Thanks for sharing and showing your baby boomer pals how to subscribe to Planet BoomerVille. Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

Making decisions, but not “no decision” decisions.What happens when you “just say yes.” Downsizing to a boat after 29 years in same home.  4 decision hinderances. You always know the right answer, and much much more. - His coaching clients asked him to write this book after giving story 3 times at his   live events. - Mr Wonderful, Shark Tank’s Kevin Harrington wrote forward. (3:32) - It’s a mindset; not about manifesting.(5:02) - Mindset or positive mental attitude? (5:39) It’s what you decide to do in the circumstances (6:12). - By our 50’s and 60’s most decisions are made unconsciously- how do we make more aware            decisions? Jim and Stephanie’s big decision (7:06) If you live your life every day the same way for 75 years, did you really live a full life? (7:18) We need to have an adventure while we still can outside our comfort zone. (7:58) What happened when they said “yes.” (8:25) #Hunter S Thompson -  “Life should not be a journey to the grave with the intention of arriving safely in a pretty and well-preserved body, but rather to skid in broadside in a cloud of smoke, thoroughly used up, totally worn out, and loudly proclaiming “Wow! What a Ride!” (8:38) Decision process-downsizing after 29 years. (9:19) Grand Kids. Being close to grand kids. Must live our own lives. Jim’s back story with cancer and challenges. 12:20 Ultra clarity on how short life can be. Decide, but not a “no decision.” (13:00) What’s wrong with “no decisions.” Not every decision should be fast. You always know the right answer. (14:30) The mind knows. Emotions take over and it gets cloudy. Building a dream life. (16:00) You must act. Fighter pilot story. Top 4 Decision Hinderances from his book (of 18 possible). Be immune to criticism. Decide to be authentic. The imposter syndrome. Taking out the trash. Music (27:06) Kiss, Aerosmith, Creedance CR, Country, Death and Dying. He’s been there. Looking back from 95. (31:00) We just said YES. We do not want to live with regrets. His new book - Just Say Yes. Gene Simmons, Me, Inc. story. Get a FREE copy of Decide. (36:00) Final Take Away Resources www.OurFloatingHome.com http://www.getjimpalmer.com/ www.DecideForSuccessBook.com - get a free copy for shipping. Music John Fogerty and Bob Seeger - Who’ll stop the rain?   Aerosmith - Train Kept A-Rollin’ - Live 1976 Pontiac   Chris Janson - Buy Me A Boat     Thanks for sharing with your baby boomer pals and on Facebook. If you liked the episode, please write a great review on iTunes. This helps more people find us.   Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

Approximate Show Notes The investment financial models and what is wrong with them. (2:10) All are portions of the truth. (4:30) Financial Mis-information - Truth vs UnTruth (5:31) Where Vanguard’s John Bogle made a mistake. (6:19) Low Cost Passive Management Index Fund analogy to Congress. (7:30) His teaching is science and math. (8:15) 7 Steps to 7 figures. (9:00) Emotions and Facts. (9:26) Pay off mortgage or have debt. His condo experience. From what perspective is this advice? (14:00) The more you can move toward the math, the better you will do. (15:37) The Next Big Bubble (21:29) Expectancy Principals Todd’s investing mistakes history. Called the stock market bubble. Called the real estate bubble. We mistake the last 3 years low interest rates as reality. (26:00) No positive expectancy net of inflation. The universal trends in the 1980’s. (29:27) On a roll. (30:45) Would a 50% haircut change your retirement future? (33:00) Risk Management Strategy The Financial Reality for Baby Boomers. (35:00) Math of accumulating assets vs Math of Living off assets. (35:37) Half Myth - the market always comes back. But your portfolio does not. (37:00) What Tony Robbins got right in Money-Master the Game. (38:50) Average returns are a Mathematical Fiction. Compound Returns are not. (42:24) Callan Charts - Past performance not indicator of future performance. (44:36) The math of advisor fees, or how you lose 75% of your income. (47:00) The 4% withdrawal rule was made on assumption of no fees. (49:00) Wealth Front, Betterment - the downside is no risk management. (50:00) Generational Changes is what is the truth. (51:50) Low Cost Passive Index Buy and Hold. same as 1980’s stock market same as 2007 RE bubble. The Truth today is do not get sucked into half-truths. (53:39) What Tony Robbins got wrong in the Money-Master the Game. (55:00) The 4% Rules BIG mistake. (57:00) Todd’s top stock picks for 2017. (59:10) Self Directed IRA’s. (1:01:38) Reverse Mortgages - (1:02:49) How do you know when you can retire? The 3 Models. (1:03:17) Todd’s favorite music. (1:04:50) Death and dying. Looking back from 95. Financial Myths. Risk = Reward Expectancy analysis is the truth. Baby Boomers Late Start Model. You can still do it. (1:11:00) False Assumptions Will Cost You Money. Find out about them now.   Contact Todd Financial Mentor   Facebook.  Twitter.  Music -   60’s Psychedelic Rock -   Pink Floyd - Wish You Were Here   Thanks for sharing with your Baby Boomer pals and showing them how to listen and subscribe to podcasts. Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

Remembering your dreams of who you want to be. What would you do if you won the lottery?  - Feeling frustrated, stuck, and stagnant. (2:35) - Do people know they are in a funk? (3:00) - You may not recognize your funk. - Just been so busy the last few decades. Not thriving. On auto-pilot. - Dreaming and the part it plays. (5:37) - Based upon Mindfulness. (6:20) - Awareness of your thinking (7:00) - Our results prove our thoughts every time. (7:22) - The Great Gazoo (8:30) - Thoughts are just sentences in your mind. (8:46) - Example of weight loss and mom in law. (11:00) - Take an approach of fascination. (15:10) - What your mind does to you without your permission. (16:25) - What would you do if you won the lottery? (20:00) - Remember a time when you were envious, and the story. - Opportunity list vs bucket list. (25:40) - Creating memories and regret proofing. (29:00) - Being intentional. - Life regrets - not making more time for friends. (32:10) - Listen to your excuses. - Change something. Start small. - Final take away. (44:50) - Music, death and dying, and looking back from 95. Resources www.suzyrosenstein.com Twitter: www.twitter.com/yoffi Instagram: www.instagram.com/midlifecoach4women Pinterest: www.pinterest.com/coachwithsuzy Empty Nest Blog:  www.suzyrosenstein.com/empty-nest-blog   Music Chuck Mangione Sun Shower: Blood Sweat and Tears - Spinning Wheel  Frank Sinatra -You make me feel so young.   Mel Torme - Wave.   Thanks for telling your friends about Planet BoomerVille.    Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

The first part of this episode was recorded in early August after #FloydFest 16. Current brilliant insights were added. Live life lively boomies. - The FloydFest ritual overview. - What new traditions can be created? (6:30) - Official UK stats on aging and loneliness (7:11)    TV or pets are main form of company    12% feel trapped in their own homes    more women than men feel lonely. - Can we cross pollinate friends? - Baby boomer anti-loneliness awareness- staying connected with our children           friends.(8:41) - Inter-generational connectivity is part of our future. - Loneliness is statistically on the horizon….let us plan now. - Big dating tip for single boomies. (10:20) - Gatherings - who, what and when. - Gathering ideas. - Beat the UK statistics. Thanks for sharing this episode with your friends and showing them how to listen to podcasts and subscribe if they do not know how.

When it comes to your retirement and money, how do you keep more? Is there a way to reduce investment fees? How can you really catch up fast, or make a major addition to your retirement accounts? How can you reduce taxes? A Qualified Retirement Plan may be the answer for you. Damion Lupo is president of Total Control Financial, a firm who’s goal is to disrupt Wall Street by empowering and educating individual investors to take more control of their finances. Is there a danger? Of course! You must know yourself, and be confident. There is a wealth of thought provoking conversation here. Spin jobs by Wall street (3:20) Most people do not want to think about it. (3:50) How much does it really cost investors each year? (7:30) The Guide to Qualified Retirement Plan (QRP) (8:52) The difference between a Self Directed IRA and a QRP. (10:18) Contribution differences. (10:50) Does QRP applied to those NOT self employed? (12:02) Tax Benefits. (13:35) The down side of QRP. (15:26) It takes education. (16:18) Will you deal with the devil you know (Wall Street) or the devil you don’t know (You)? (20:11) Green and Red Arrows of wealth story. (20:49) What is wealth- cash in the bank or cash flow? (23:00) Reimagining your relationship with money. (24:00) 6 Guiding Principals of Total Control Financial. (27:04) Final Take Away. (32:20) Damion was a guest on Episode 19. Be sure to listen to this show. You'll also find out about his favorite music, looking back from 95 years old, and thoughts on death and dying. Thanks for telling your baby boomer pals and showing them how to subscribe on their smartphone and tablets. If you are reading this, please leave a review on iTunes. Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

This is the follow through episode on visiting my Aunt Marilyn Kohn and recording a video of Kohn Family history, beginning with her growing up, her parents, high school, college, meeting Uncle Rudy, meeting Grandma Mary Kohn and moving forward to today and what she is looking forward to. We recorded 12 segments from 9 to 25 minutes each on Friday and Saturday morning. It was amusing how one memory, or question, triggers another, much like a pin ball machine in your brain. As you may guess, the best questions and answers occurred when the camera was not rolling. For instance, I asked her about the secrets to a long and happy marriage (hers was 47 years) on Friday night after shutting the video off and sipping a glass of wine. Her answer would have been an immediate viral sensation and Aunt Marilyn would have been a media star if on camera. On Saturday, asking the same question, received a subtler and tamer answer. Entertaining, but not the same. While recording, my son, David, Face Timed in from afar, which was a treat. Far different than when Uncle Rudy was on an aircraft carrier in the Gulf of Tonkin and communications was by US mail which took 14 days. I also taught Aunt Marilyn how to FaceTime. If you have not taught your older relatives how to do this, try it. Final lessons from my writing Chuck Berry about being a guest on Planet BoomerVille, and how you can apply this lesson to your life. Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

It was 45 years ago. I remember being at my Great Aunt Helen’s house and walking through it as a young 20 something. I wanted to ask about Great Uncle Johnny who had passed away 10 year prior. He was a WW1 vet and entrepreneur. I choked though. I was afraid I would make her sad or hurt her feelings and did not ask. As if it was being disrespectful. Then, I did not know that asking about a loved one long gone, would bring the memories and blessings of past times back to her, and to great Uncle Johnny. I will teach my children and grandchildren to ask insightful questions about the dead and gone. And to video record the answers while they are still available. Listen to this short awesome episode for the rest of the story.     Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

Boomies, this is the first episode of the recently retired and living the dream of outdoor adventure retirement. Kirk Eaton was a type A+ personality who was burning out and had to take a walk in the woods to clear his head. He chose The Appalachian Trail, for a six month through hike of 2,190 miles. When he returned, he had a clear head and decisions made. Listen as Kirk tells the decisions and experiences along the path to retirement and along the AT and Pacific Crest Trail.   How the retirement decision came about. (3:11) Lot’s of weight crushing in. (3:46) Decided to start living on their chosen retirement income for 2 years. (4:20) Preparation for the Appalachian Trail. (7:10) The thought evolution as he walked. (9:30) Shaking the Superman Syndrome. (10:25) Realizing he was designed to fly. (11:19) What happened after the weight slipped off. (13:05) The laughter and engagement of the present. (14:26) To hike six months, plan on $6,000.00 budget. (16:01) What happened when he returned to work. (16:25) Their decisions and concerns - financial and physical health. (17:01) 14.3% of hikers finish the AT. How this relates to retirement. (22:36) Trail names - OB = Old and Busted. (23:59) Preparing for the Pacific Crest Trail (24:35) Two types of hiking - Through and section. (25:40) Not about age on the trail but about interests. (29:55) Kirk’s favorite question to ask other hikers that led him to a place not on his radar. (30:48) Kirk’s favorite music. (32:50) Death and Dying. (34:31) Looking back fro 95 years old. (35:40) The Triple Crown. (36:37) Kirk created an Instagram account for this interview: Retirement_Outdoors. (37:40) Final Take Away - Don’t take everyone else’s blueprint. (38:38) Resources Instagram: https://www.instagram.com/retirement_outdoors/ FaceBook: https://www.facebook.com/kirk.OB.eaton Email: KirkOBEaton@gmail.com   Music Boston- The first album. Bob Seeger FogHat James Taylor.   Thanks for sharing this with your pals. That's how we grow.   Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

  While planning his early retirement, Fritz Gilbert decided to start blogging about his thought process and the planning mechanics. As he wrote about the financial aspects, he found he was spending as much time writing about retirement life purpose and focus. Don’t visit his blog though. You will get caught up in interesting stories and lose time, just as I did, while writing these show notes the morning of. Approximate Show Times How much do you need to retire. (4:00) What is a safe withdrawal rate? (4:50) The key is to get a good estimate of what you will spend. (5:20) Flexible spending is the word. (6:50) The first objective is to try to have the lifestyle you really want to have. (7:50) Rental property not on his list. (10:40) The dismal baby boomer financial stats. (12:50) The preacher and his wife were broker at 50 and retired at 62. How they did it. (17:00) Questions from his blog readers. (19:21) What already retired folks say about planning and the money. (19:50) Having a purpose. (25:25) All my friends are dead. I’ve out lived them. (27:00) Top baby boomer retirement fears. (28:50) ***Love letter to wife each year with an addendum. (30:14) Just try something. (33:15) If not retired yet. (34:40) www.WadePfau.com The blogs and podcasts Fritz follows. (39:40) Thoughts on minimalism. (42:58) Fritz’s Music: Boston, Bob Seeger. And a little bit of Ted Nugent. On Death and Dying. Life Looking Back From 95.   The Big Take Away Every year, Fritz’s writes an addendum to his love letter to his wife. In it he has: What and where all the passwords are to his accounts. Who to call first. What specific steps to take 1-10+. It is detailed, and will be a real gift to his wife and daughter.   Resources www.TheRetirementManifesto.com Twitter:   Facebook:   Instagram:   Wade Pfau.    Fritz's Favorite Music Boston – Don’t Look Back. Bob Seegar – Against the wind.    Thanks for sharing with your baby boomer pals. Be sure to subscribe on iTunes and Stitcher. Like our Facebook Page. Have you written an awesome iTunes review yet?   Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

Baby boomers, how are you doing in your finances right now? Are you happy where you are, sad, or wondering what happened? Author Jordan Goodman, America’s Money Answers Man, explains the six money types, the influences that created this money type, and most importantly, how to understand and what to do next. This is timeless information for today or years from now.  Show Highlights It all begins with…. Be the very best you are in the type you are. -High Rollers - optimists, entrepreneurs. -Strivers - Hard working to make things happen. -Squirrels - Extremely conservative and worried. Avoid risk. Penny pinch. -Ostrich- Money will take care of itself…somehow. I’m an artiste, I do not do money. -Debt Desperado’s - Not afraid of debt. Will invest in more debt to get out of debt. -The Coasters - All seems OK. Until something comes up, like retirement or kids going to     college. Resources Book - Master Your Money Type  Jordan Goodman – America’s Money Answers Man.    See Episode 018 for Jordan’s complete interview on what to expect in 2017. Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

Baby Boomers, learn how to slow aging, increase longevity, feel better, and have fun doing it. irish author Jim Kirwan is on a mission to inspire you to be on a better health mission for the rest of your life.  The exercise beginning are simple and easy to start, even if you don’t think you can. Listen and start doing today. Approximate Show Notes Mission of slowing down and reversing aging. (4:39) Not just about planned exercising. (7:50) Unplanned exercise. (8:10) How to exercise through out the day. (9:20) Reduce sitting time. The average American spends 64 hours a week sitting. (9:35) Getting into the mindset. (10:18) Examples of exercises you can do during the day as you do. It’s our culture of convenience. (12:40) Sitting is the NEW Smoking. (14:00) Canadian study with 12,000. participants. (14:45) Your Chronological Age vs your Physiological Age. (16:38) How to increase your Healthy Life Years. (18:02) We have 6-8 years of low quality life built into those statistics. (18:20) Delaying or eliminating the 6-8 low quality years. The Slippery Slope. (19:56)     Chris Crowley - Younger Next Year. http://youngernextyear.com     Can increase life time by the decisions you make and actions you take now. How do you get into the best shape of your life? (20:57) The Exercise Basics Formula - B.A.S.I.C.S. About time and intensity. (26:24) About dancing. (29:59) Psychological benefits. (30:55) Jim’s favorite exercises. (33:45) The eXercise Factor is more than a exercise book. (36:40)      4 Key Drivers of exercise success. Are grass fed non drug meats to expensive to buy? Listen to Jim’s response! (40:00) The health experts Jim follows. (42:41) Do you need a heart focus or a brain focus? (44:20) Jim’s Music. (47:20) Death and dying. (50:27) World Health Report. (52:11) At 95 looking back to youth of today. (54:06) Final take away. (58:45) Resources Jim Kiran -  Get America Moving.   The eXercise Factor  Contact Jim.    Chris Crowley - Younger Next Year.  Dr. Hyman -   Jim Kirwan’s Music Cat Stevens - Father and Son.   U2- of course. He’s Irish! Celtic Thunder - traditional and current Irish. Simon and Garfunkel. Leonard Cohen. Thanks for sharing this with your baby boomer pals. Be sure to subscribe and visit us on Facebook. Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

Baby Boomers, we grew up with Make Love Not War, Free Love, and Love the One You Are With. But that was four plus decades ago and so much has changed with our bodies, medications, and perhaps relationships. What is the new call for Baby Boomers who want to continue and evolve the pleasure that sex is. Author Joan Price, has the answers. And you will smile as you listen to her. Maybe even laugh out loud. Show Notes and Approximate Times What is senior sex? (4:00) The alternative to getting old. (4:35) What is sex now? (5:03) Sex is a huge buffet. (5:20) How Joan began to write about sexuality. (6:25) Has reviewed over 100 sex toys from a senior perspective. (8:20) The dangers of “knock off” sex toys. (10:55) Together, but different, frees us. (16:02) It is important what we are not doing, it is important what we are doing. (16:10) Sex, longevity, and fulfilling relationships. (16:32) Frequency. (16:42) One partner has given up or has no interest in sex. (17:30) Two major baby boomer sexuality myths. (20:30) The MAIN myth we tell ourselves. (22:05) Creating a new mythology. (22:35) Committee to a sense of adventure. (23:22) The 3rd most important trait. (23:43) Funny story about a husband and wife who wrote in to her blog. (25:10) Go on a journey of exploration for what works for both of you. (26:52) Scheduling a time to talk. (29:20) Scheduling a time to have sex. Mental foreplay. (31:04) Summary of the Greatest Sex Tips. (32:38) See sex as a new world that is opening up. (33:22) Music that moves Joan. Death and Dying. Looking back from 95. Joan’s Final Take Away for you.   Resources www.JoanPrice.com Joan’s Books Joan’s Blog   Joan’s Music Pat Boone http://www.patboone.com/ Moody River  Protest Songs Mix 1 Mix 2  Leonard Cohen You Want It Darker Thanks for telling your baby boomer pals and your millennial friends so they can tell their baby boomer parents. Show them how to subscribe and review. Do you have The Boomer Manifesto? Visit www.PlanetBoomerVille.com  Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

For baby boomers with binge eating disorders, the real torture is the mental obsession with food that disrupts and controls life. The Big Food Industry has engineered food that pushes your genetic buttons. Industry and the media proclaims you can’t just stop binge eating. You must  heal your inner child and trauma’s of early life before the binge eating beast can be tamed. Our guest, Glenn Livingston, PhD., disagrees. He has a method and best selling book that tells you what and how to stop binge eating. He should know. Glenn struggled for 30 years before discovering how to tame the beast. Later, it occurred to me that Glenn’s technique can be used with any bad habit that you want to break. Listen on. Approximate show notes -Exercise bulimia.  (2:40) -The way you behave and think about food. (4:30) -For binge eaters, the real torture is the mental obsession and toxic pleasures.    (4:40) -The Food Industry has spent billion$ engineering foods. (5:20) -Book: The End of Over Eating by Dr. Kessler. How excess salt, sugar, and fat have   been added to just about everything. (5:28) -Making foods “hyper-palatable” (5:43) -Artificially stimulating the pleasure centers. (6:00) -The food industry and Addiction Treatment Industry is saying “you are powerless     over this.” (6:39) - You know what to do already. (7:55) - You must begin your own research. (8:42) - Baby Boomers grew up in the age of anxiety. (9:45) - When you over eat, your body has difficulty with emotions. (9:57) - If you believe you are self medicating with food, you must solve all the                    underlying problems first. (11:16) - The 40,000 people study. (11:30) - His little voice inside said…. (12:05) - Alternative addiction treatment approach. (12:53) - The issue is The Lizard Brain. (13:15) www.RationalRecovery.org - How to treat The Lizard. (14:21) - It’s not your underlying problems. (15:24) - Here’s what Glenn did…So Simple (17:08). - Every day is a new day. (19:25) - Listen to what The Lizard is saying. (20:00) - Music (21:40) - Wants to look back and know he has helped 10 million people stop binging.            (23:08) The Big Take Away All you every need to do to never binge again is….Never Binge Again. (24:46) Resources www.NeverBingeAgain.com  Get the free book and reader resources. Music Keith Jarrett - Köln Concert                         - Solo Tokyo, 1984      Like what you hear? We'd love your help! Subscribe, rate, and review in iTunes or Stitcher.   Tell your baby boomer friends and show them how to listen to podcasts and subscribe. Tell your millennial friends so they can tell their baby boomer parents. Follow us on FaceBook and share with your pals. Download your copy of The Boomer Manifesto from the website. Do you know someone who should be featured? Tell us please. Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

My guest today is Liz Dahl of the Boomer Travel Patrol. This is an information website by baby boomers and designed for baby boomer travel interests. Each Travel Patrol Member writes about a specialty area and is a  baby boomer. Liz reveals some of her favorite US nooks and crannies and much more. Liz’s one final travel takeaway for Planet BoomerVille: Yes. Get up call your travel agent and book a trip somewhere just go just don't know you it you will never regret it. You will meet people and you will see things you will open your mind just travel.   Thanks for following us on FaceBook and Twitter.  Get your copy of The Boomer Manifesto when you subscribe to our tribe list. Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

Many baby boomers have experienced bankruptcy, foreclosure, business loss, divorce, humiliation, and other traumatic experiences. Those life events can become a personal identity that lingers for years, unless there is a process of introspection, re-wiring, and re-inventing. Our guest today, Damion Lupo, had great success in his twenties, only to crash and burn. He went through a process before reinventing himself, writing three books, and now owning two successful financial services companies. On his journey he has started 30 businesses, and shares lessons learned. He is mission and purpose driven with many lessons in this episode. Expect a future episode about creating a Qualified Retirement Plan that will give you a totally new perspective on Wall Street and investing. Feature Segments Why he does not like the word “retirement.”  (2:25) Why would you stop contributing? (4:00) When stop using your mind and engaging. (4:55) Having the financial trappings. (6:20) Problem when he created his first financial empire. (7:30) Being the “golden child.” (8:19) People do not see under the hood of outwardly successful people. (8:35) Damion’s mistakes. (8:30) What Damion did to get his confidence back. (10:50) Trigger events. (11:10) His process after the trigger event. (11:47) The moment. (12:12) The difference-he surrendered and sought the truth. (13:35) It’s about ownership. Could take 5 minutes or 5 years. (15:10) Asked what could I do that would benefit other people? (16:29) The pain of regret vs. the pain of discipline.  (22:02) The fear of failures for baby boomers. (24:00) Tip toeing safely to death’s door. (26:50) Damion’s Music, which will be listed below. On death and dying. (32:10) Looking back from 95 years old to his youth of today. (33:28) Final take away. (37:20)   Music These are two bands and songs that I never paid much attention to. Just goes to show how much great music and lyrics there are. Not just for baby boomers. This message whispers loud. Mike & The Mechanics - The Living Years  Van Halen - Right Now  Contact Damion Lupo www.TotalControlFinancial.com Resources  Visit www.TotalControlFinancial.com for copies. Life ReInvented. Guide to Qualified Retirement Plan. Quick and Dirty Guide to Gold and Silver.   How To Help Planet BoomerVille Subscribe, rate, and review in iTunes or Stitcher. Tell your baby boomer friends and show them how to listen to podcasts and subscribe. Tell your millennial friends so they can tell their baby boomer parents. Tell your pals on social media. Do you know someone who should be featured? Please do tell.                  

This is a timely and informative conversation that will enhance your finances for 2017 under the Trump administration.  But you need to act now. As Jordan says, “Care and Do.” There will be 4 additional mini segments coming up on: How to get 6%-8% safe returns. How to payoff your mortgage in 5-7 years. How to sell life insurance policies in the settlement market and why to consider Paying off student loan debt faster and with lower rates.   Show Note Times +/- 01:30 - Jordan's two main objectives for listeners. 02:02 - What the economic outlook will be under President Trump. 02:15 - Personal Taxes 02:20 - Corporate Taxes 02:47 - About corporate trillions now in foreign banks. 03:01 - Individual tax brackets will collapse. 03:31 - Massive move of money from private sector to public sector. 03:37 - Tax cut and economic history review under 2 Republican and 2 Democratic             administrations. 04:50 - The benefits of lowering taxes. 04:55 - Small businesses and entrepreneurs will keep more money. 05:22 - GDP growth will be 4-5%. 05:30 - Reduce regulations. 06:15 - What will these changes mean for interest rates? 07:09 - Interest rates are the price of money. 07:57 - Mortgage rate forecast - 5.00-5.5% by the end of 2017. 08:50 - How will real estate be impacted? 09:35 - Inventory problem nationally. Prices will accelerate as Trumps policies take             effect. 10:30 - How to project real estate appreciation. 12:00 - Stock market prediction - drastically higher. 12:25 - Impact of infrastructure investment. 12:55 - Stock reaction since election. 13:40 - Impact on health care. 19:13 - How insurance companies have been impacted. 20:25 - What type of financial checkup should you do now? Where are the                          opportunities? 20:51 - What to do first — Pay Attention! 21:09 - No fixed income investments. 21:35 - Commercial mortgage bridge loans. 22:00 - What to invest in the stock market. 22:30 - Insurance coverages to have. 23:05 - Long Term Care insurance. 23:30 - Long Term Care insurance alternative - Indexed Universal Life policy. 25:30 - Estate taxes. 26:15 - If tax rates  drop, change your withholdings. 26:50 - Home equity will grow, and a strategy. 27:15 - Home equity feels good, but…. 27:34 - Big problem with baby boomers is have not saved enough. 40% have no               savings. 28:20 - The worst social security mistake. 28:40 - Music that moves Jordan Goodman 29:37 - Death and Dying. 30:48 - People need financial help. Especially baby boomers. 31:00 - Interesting university campus experience. Finances is to practical. 33:20 - You must be in the business of “Me, Inc.” 34:00 - Open ears and open mind. Opportunities will come to you. 34:10 - Learn to be a good “Receiver” and a current example. 35:46 - The key word in business success is LEVERAGE with a personal example. 37:40 - ONE TAKE AWAY. 38:00 - The 2 greatest forces in our financial lives - inertia and apathy. 38:11 - Now, Care and Do.   Resources Jordan Goodman - America’s Money Answers Man.                            - Voice of America Radio.                             - Facebook     Books: Fast Profits In Hard Times   Master Your Debt  The Ultimate Guide to Student Loans    Music That Moves Jordan Goodman Beethoven’s - Symphony Number 9.    Handel:  Messiah -  Mozart - Piano Concerto No. 21, K.467 / Yeol Eum Son      Other Notes If you enjoyed this, you may also enjoy episode with Elle Martinez of Couple Money podcast in Episode 4. Subscribe, and you will receive new episodes automatically.   Thanks for telling your baby boomer friends and showing them how to listen to podcasts and subscribe. If you are a millennial, thanks for telling your baby boomer parents and aunts and uncles. Be Stellar, and Live Life Lively.                 

I bought a new book that could be noteworthy and pass the test of time and be one of those books that is kept in your library, underlined, marked up, and full of sticky notes. It could be one of those books that you gift your young adult family members. The Book is Tools of Titans by Tim Ferris, author of 4 hour work week, body, and chef. This is the show note compilation of the best ideas of his many brilliant guests.   There are over 740 reviews, most of which are by devotees and praise the book to high heaven. 4% (29) of reviewers gave it two stars or less. I read the bad reviews first for perspective. I have realized that one person’s biases may not be another’s. The detractors criticized for content, chapter organization and details, and editing. For the most part, I did not notice or, found what they were annoyed with refreshing or not a concern. Here’s an overview…. - it’s 700 pages; nice bright orange color; stands out, so color research was clearly done. - it’s organized into 3 main sections - Health Wealth and Wisdom - each section has 19-46 podcast guest show notes that are 1-5 pages each. - rather than a specific topic under each main section, you get a …name only, and you must read what their subject and contributions is. - because the chapters are so short, it’s perfect for a quick read without having to come back later to finish. -perfect for the bathroom, anytime you have a 5-10 minutes. Quite easy for morning and evening reading. - have also noticed I do not need a book marker, or to be concerned about where I left off. I just finish a section and check off the authors name, and put the book down. - when I am ready to read again, I will pick either health, wealth, or wise, choose a name and read what they are about. - that does mean I must create a new system to remember what the people are about. I’ve written a one word description by the author ‘sI think are most interesting. Chapters Tim’s introduction how to use this book and What makes these people different is - could be a high light for living life. The Health section may appeal most to the scientifically inclined readers - many chapters about not your normal diets, designer stimulants for brain and body, with instructions I do not think I could follow. The take aways in other chapters have been easier for me to digest. For instance, fasting for 3 days. I have done that before so it was a nice reminder with scientific benefits. The Wealth section has many well know names as well as under known names. Ramit Sethi is well known. I listened to the original podcast, and found this short chapter a valuable reminder. The Wise section General Stanley McChrystal Red Team concept - you have a great idea and work and think to disrupt it  “how would you disrupt or defeat this plan?” In each Section, there are 10-13 Non-Profile Chapters by Tim that are excellent, perhaps getting down to the essence of Ferris. There is a section on the Top 25 podcasts, which will save you time. Especially interesting for future reading lists is The Most Gifted and Recommended Books of all the Guests. There are 17 that have been mentioned at least 3 times. And then there are the books each author mentioned that did not make the list. Who is this book for? If you Face Time, Skype, or Zoom, this is an excellent book to elevate your computer so that your camera is eye level, rather than looking up your nose. It is classified as a business book, but would be valuable for anyone in a creation (re-creation) or growth mindset. Here’s the final thought…particularly relevant to Planet BoomerVille, and how you are living life…in the time you have left. by Peter Thiel,  - If you have a 10 year plan of how to get somewhere, you should ask, why can’t you do this in 6 months? And that, may be the most important take away for you today. Thanks sharing with your Baby Boomer pals and for liking our Facebook and Twitter pages. Declare your personal manifesto with a copy of The Boomer Manifesto as a starting point. www.PlanetBoomerVille.com   Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

We spoke with Marc Miller in Ep 014 about why and how to build your personal brand. Knowing yourself is the foundation of that. And the foundation of knowing yourself may be your Personal Manifesto. Show Points - Before you can personally brand, you must know yourself. The Vikings and Christopher Columbus… What is a manifesto? Examples of manifestos. Speeches and movies can be manifestos. Two brothers… The Holstee Manifesto The Boomer Manifesto creation story. Many non-podcasters ask — “how much is it to subscribe?” Do you know a guest or topic that would be right for this show? Planet BoomerVille FaceBook and Twitter evolution. Resources The Holstee Manifesto Manifesto References for your creation: The Atlantic - Julian Hanna - Manifestos  www.1000Manifestos.com Geoff McDonald —The Manifesto Manifesto   Music As I was having my YouTube juke box time, I wandered over to Shakira. The Latin video’s are so different than the majority of US female singers and dancers. Rhythm, music, and down to the basics without 40 dancers on stage. Makes me want to learn Spanish. Shakira - La Tortura ft. Alejando Sanz  Shakira - Addicted to You.   Yes, definitely “outside the box.”  Notes Be sure to listen to Episode 014 with Marc Miller on why you should create a personal brand. Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

How will you identify yourself in your third act?  This could last 30+ years. Will you be identified as “Retired” on your LinkedIn profile and social media? Personal branding is not just for the working baby boomer. It will help protect your on line reputation. Your personal brand will move you along to your evolving self. Show Notes and approximate times. 2:50- You have a personal brand whether you like it or not. 3:04- What Jeff Bezos says about personal brands. 3:38- FaceBook is a publishing machine. 3:56- It is now more costly to remove data (reputation) than add more storage              (branding). 4:48- Your opportunity to do good extends far past your neighborhood. 5:30- What are the components of a brand? 5:45- You need to control your brand. Killer example of how a DUI was the first              thing that showed in search for a client. 6:30- What do you want to be known for? 7:30- What non-profits want. 8:06- Manage and control the brand. 8:15- Example of how someone changed their personal brand to get into the smart          grid. 9:20- Do baby boomers know enough to change their personal brand? 10:09- We were growing and developing at 25, but did we really know ourselves?              We morphed our roles to do what we had to. 11:25- Brilliant example of re-branding. 14:00- If you do not manage your personal brand, someone else will. 15:15- Own your personal URL. Buy your grandkids their personal URL. 16:00 Examples of expanded branding. 16:30- Self publishing to promote your brand and build credentials. 17:54- Re-branding for those not doing anything. His observations. 19:30- You have a 50% chance living until 90. What are you going to do all those              years? 20:07- The One Hundred Year Life. We expected 3 stages of life. We now have                  3.5-4 stages. 21:30- Longevity data. IBM example. 23:50- Part of your personal brand is to put you in the position to get what you                need. 24:50- If working, how to begin creating your new brand. 26:30- Certification to make quilts and teach. 27:15- How someone not working created a new brand and became train engineer            and drone pilot. 30:30- What you should first do when determining how to brand yourself. 32:45- Know thy self. 33:00 - Are there reliable statistics for baby boomer financial health? 33:57- Marc’s music and Austin tales. 35:30- Death and Dying - a excellent story of how a friend died. 36:04- Life pivots and moments of clarity. 39:20- How should we expect  work and life to look in our 60’s, 70’s, and beyond? 40:52- What skill do you want to continue to use, and which ones will you leave                behind?  Talents vs. Skills. Know the difference. 42:00- About Larry Byrd. 42:30- Burnout occurs when you over use skills not tied to your innate talent. 43:00- Go back to your child hood. Be clear on skills and talent. 44:22- Go back to your moments of clarity, both good and bad.   Resources Marc Miller - marc@careerpivot.com Twitter : @CareerPivot (512) 693-7132 www.CareerPivot.com is on the Forbes Top 100 Career Websites. Personal Branding for Baby Boomers – What It Is, How to Manage It, and Why It’s No Longer Optional.   Repurpose Your Career – A Practical Guide for Baby Boomers.   The 100 Year Life  UnRetirement - How Baby Boomers are changing the way we think.  Chris Farrel h   Music Simon and Garfunkel - Mrs. Robinson   Dire Straits - I want my MTV/ Sultans of Swing with Sting.   Get your copy of The Boomer Manifesto here. And thanks for telling your baby boomer friends and sharing on FaceBook.   Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

You may have started singing spontaneously many years ago and stopped. Or slowed down. Maybe you never sang, and now singing is creeping up from the back of your mind. It is a new time and singing has many emotional, health, and brain benefits. In this episode we speak of many of those benefits, as well as the energy benefits with Laurece West. Approximate Show times: 2:00- Some people sing, some do not. Why? 2:50- It’s a human right. 3:40- Families that sing. 5:40- What Laurece has found about those who sing in church choirs. 6:17- The shower is a good place to start. 9:17- What if someone wants to sing Country and Western, Rock, or other genre, does that change? 9:47- Follow the heart, sing what you are passionate about. 10:20- The benefits of singing. 11:47- People want to listen to a voice that sounds good. 12:13- Vocal chords are where grief gets stopped. 14:36- As we begin to vibrate when singing, grief is released, and you will laugh more. 15:15- Sinuses have cleared. 16:40-Heterosexual men socialized out of crying. 18:27- Women have a cry every 6-8 session because of the release. 19:05- It’s different with gay men. 19:50- Watch Mel Blanc documentary, the voice of Looney Tunes characters. 20:20- Make voices up in the car. 20:51- Gay men have more range than heterosexuals. 21:35- Benefits to demential patients. 22:00- Can almost be like psychotherapy. 22:30- You can sing without a teacher. 22:56- Alzheimers experiences. 25:40- How do we start to sing? 26:20- Singing is easier than speaking. 30:00 - Sing to your pets….talk with melody. 31:32- Summary to start. 31:50- Beware of critical feedback. 33:00- A person who is really doing their art will never be critical. 34:32- The more you sing, the better you get. 35:04- Music Laurece listens to. 39:36- Death and dying. Looking back from 95 to today. 43:51- Music as expressing truth and artistry. 45:48- Your voice is a carrier wave. 49:57- One big take away. Resources Mel Blanc - Man of a Thousand Voices. The voice of Looney Tunes characters. Voice and Performance coach Laurece West trains active and aspiring professionals and gospel singers in skills, strategy and mindset to significantly improve their sound, range, flexibility, power, ease, artistry and ability to move their audiences. They learn to sing easily with energy, heart and confidence. She offers individual and group coaching packages for dedicated singers and monthly workshops for beginners. You may contact Laurece at: www.laureceweststudios.com laurece@laureceweststudios.com (919) 383-4876 land line (919) 627-2845 texts Music Morgan James "Fooled Around and Fell in Love"  Anything by Morgan James amazing covers of famous songs and full albums Nora Jones "Comes Love"  Laurece West "Misty"  https://laurecewest.bandcamp.com/ Anais Mitchell "The Wall"  (genius songwriter) Tam Lin with Jefferson Hamer Nikki Yanofsky "Lullaby of Birdland" and many other stunning jazz covers Something New  The Rascals It’s a beautiful morning.   Groovin’  Over the Rhine - I’m on a Roll.  The Glenn Miller Orchestra - In the Mood.     Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

We’ve finished 3 killer episodes on Reverse Mortgage (or HECM’s). My plan was to expose them for the evil they are, but I was derailed by both  new  Federal regulations that protects consumers, and  education by Ron Heath. I highly recommend that you listen to these 3 episodes as many times as it takes  to absorb the financial concepts, and how they could impact your financial security….not necessarily NOW, but perhaps in 20 years…maybe 30 years. Acting now, that is sooner, rather than later, as a last resort, is in your favor. Listen especially if you are planning to pay cash. This episode is buying a home with a traditional mortgage. You pay for the next 30 years, or less. This also expects that you have done the critical thinking of:  #1- Do I want to buy a home right away in my dream location without living there first and renting? # 2-Do I want to follow my children and grandchildren? # 3 - Do I want to leave an inheritance of a paid for home for my children? The two critical timing points that you must meet for a closing without running into document purgatory or qualifying for less home than you planned. Should you have a Fixed 30 year amortization, or less… 15,20, 25? Should you pay closing costs? Who should you choose to do your home financing? Our downsizing experience. Resources: Living to 100.  Have an idea of your life expectancy as you are planning. Also especially good for Social Security planning. Music for moving local, national, or planetary. Jefferson Starship - Blows Against the Empire - “Have you seen the stars tonight -> Starship At firstI was iridescent,thenI became transparent,finallyI was essence . . .   Thanks for sharing Planet BoomerVille with your friends and FaceBook pals. Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

As Garcia and Hunter wrote, “when life looks like easy street, there is danger at your door.” A HECM could be an off setting factor for your upcoming unknowns of 20-30+ years away. Be sure to listen to episodes 9 and 10 of this series which are the foundational basics. If you are 62 or approaching, a Reverse Mortgage, or HECM (Home Equity Credit Mortgage), is the revised financial tool that you owe it to yourself and spouse to review carefully as you would any investment or insurance policy. In the wild west days of HECM’s, they could be harmful and not a good decision. Today, they are highly regulated with protections and disclosures to protect you. Dr. Wade Pfau and Shelley Giordano, have written about the benefits of incorporating a HECM for a financially successful retirement. As I have been thinking through a HECM, it appears a prudent tool when considering what may happen during the next 20+ years when my now stellar vision of life may become a bit clouded. Approximate Show Notes 3:00 - A refinance strategy comparing to a Fixed 15 or 30 year “forward” mortgage. 4:10-  You can pay down a HECM. 4:45 - Spending equity now. 5:14 - Credit Line Options** - Do Not Skip this part. A growing line of credit set up now, i.e. early,            is NEVER re-evaluated, and continues to grow line size. 7:40 - Using as a last resort, when an oldster, is not the most optimum strategy. 8:50 - Start a HECM early and why. 9:20 - Bridging the years before maximum social security awards. 10:34 - Tenure payments- guaranteed lifetime payments. 12:00 - How tenure payments are calculated. 12:55 - How does a HECM show up on your credit report? 13:19 - HECM for downsizing and purchasing a new home. Alternative to paying cash or having                      monthly payments. 14:33 - Anticipating the (un) expected health events. 15:20 - As an alternative to Long Term Care policies. 18:55 - Grey Divorce - how to navigate divorce in your 60’s. Who stays and who moves? How    do you get the spouses equity out while the other spouse stays. 20:54 - Perhaps a better solution to buying out a spouse in divorce. 22:45 - Don’t do this! 23:55 - Once you have a HECM, can you move and rent out your home? What triggers defaults? 26:00 - Begin The Pitfalls and Perils section. 29:00 - Ron’s strongest encouragement for what TO DO. 31:24 - Considering the needs of children and heirs. 32:08 - Another Strong Word of Caution - Do Not Do This! 33:00 - How is a HECM loan officer paid?           - FHA mortgage insurance spread. 34:00- What you must pay each year. 36:00 - How well regulated FHA has made HECM’s to protect borrowers. Listen to episode 10 for Ron’s music that moves him, looking back at perspective at 95, and about dying. Episode 09:  http://planetboomerville.com/2016/11/08/reverse-mortgages-will-add-security-financial-planner-not-told-pt-13-ep-09/ Episode 10 is your educational beginning point. http://planetboomerville.com/2016/11/15/reverse-mortgages-part-2-surprising-ways-strengthen-retirement-ep-10/   More information with expert analysis: Dr. Wade Pfau - Reverse Mortgages: How to use Reverse Mortgages to Secure Your Retirement (The Retirement Researcher's Guide Series) (Volume 1)Sep 16, 2016   Shelley Giordano - What’s the deal with reverse mortgages?     What is your reason? Down Load your copy of The Boomer Manifesto  Use this to expand your own framework of purpose. Thanks for listening and thanks for telling your friends about Planet BoomerVille. Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

I’ll be the first to admit that as a lender, I have given little respect to HECM’s, until this point. The Reverse Mortgage Home Equity Conversion Mortgage (HECM) deserves a thoughtful review as part of your long term planning, and, protection of your spouse or significant other, even if you don’t think you need it. You will find the part on using a HECM to purchase a home most interesting.  Practical application of HECM line of credit. 1:40 Dr. Wade Pfau - wrote that a HECM line of credit early in retirement will be a hedge against housing values and will allow you to not drawdown on your portfolio during down markets. 3:20- HECM’s with Monte Carlo simulations show sustainable lifetime income. 4:00 - The story of two brothers - in a down market, one drew on his portfolio, the other on his HECM, and the surprising results. 6:45 - Dr. Barry Sachs - 8:10- Using a HECM for peace of mind. 8:45- Using a HECM for investing. 10:15- Outside of the box use for HECM refinance Comparing a traditional 30 year mortgage to a HECM during retirement. 12:00- How HECM will help the surviving spouse when income drops. 14:10 - How HECM can help delay receiving social security until you are at the age of maximum benefit. 16:14- Purchase HECM - mind blowing. 19:25- What happens when you draw down $200,000. in your portfolio with a traditional mortgage. 21:55- With HECM, can purchase home for approximately 52% of purchase price. 25:15- If your financial planner or realtor is not familiar with HECM. 26:00 - What you cannot use it for. 26:15- What are the qualifying guidelines for a HECM? 29:55- Ron’s music that has passed the test of time. 35:25- Ron at 95 looking back on the major decisions in his life. 37:50- Local non-profit for caregivers. 39:40- Dying and the celebration. 42:00 - How to reach Ron Heath. 42:50- Final thoughts.   The Big Thought “Never think you know what is going on in someone’s life.” Resource websites for HECM loans: Reach Ron Heath at: (919) 412-0686 http://rfslends.com/ron-heath-north-carolina-reverse-mortgage/ http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/sfh/hecm/hecmhome http://hecmadvisorsgroup.com/category/funding-longevity-task-force/ http://www.theretirementcafe.com/   Rons Music That Has Passed the Test of Time. Queen – Bohemian Rhapsody - Led Zeppelin – Stairway to Heaven covered by Ann and Nancy Wilson at the Kennedy Center Honors Elton John – Funeral For A Friend – Love Lies Bleeding – Life changing event: Guiding Lights – A Caregiver Support Center