Podcasts about crypto assets mica

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Best podcasts about crypto assets mica

Latest podcast episodes about crypto assets mica

Dinis Guarda citiesabc openbusinesscouncil Thought Leadership Interviews
Erald Ghoos, CEO of OKX Europe, Decrypts Crypto, Digital Assets, DEX, DeFi, & Tokenisation

Dinis Guarda citiesabc openbusinesscouncil Thought Leadership Interviews

Play Episode Listen Later Jul 30, 2026 58:00


Erald Ghoos is the CEO of OKX Europe, where he leads the company's European operations, including regional strategy, regulatory engagement, licensing, and market development. OKX is a San Jose-headquartered blockchain technology company that operates the  one of the largest cryptocurrency exchanges in terms of daily trading volume, and provides access to decentralised finance (DeFi) through its OKX Wallet.Before joining OKX, Erald held senior leadership positions at several major financial and cryptocurrency companies, including Crypto.com and Binance. Earlier in his career, he worked in operational, risk, payments, and compliance roles at Payreto, Funding Circle, Paysafe, BNP Paribas, Equa Bank, and AXA Bank Europe. Read more about Erald Ghoos: https://businessabc.net/wiki/erald-ghoosErald Ghoos Interview Questions00:00 - Intro03:32 - Background07:46 - Evolution of Crypto16:27 - Crypto in Europe23:36 - Achievements in Crypto29:24 - OKX35:16 - The OKX suite, fully regulated39:58 OKX DEX41:36 - digital assets as a service45:15 - tokenisation & digital assets51:21 - AI in trading57:19 - closureAbout OKXOKX is a global cryptocurrency exchange and Web3 technology company that provides digital asset trading, investment, and blockchain-based financial services for retail, institutional, and professional users. The company has expanded beyond cryptocurrency trading to offer a broader ecosystem that includes self-custody Web3 wallets, decentralised finance (DeFi) access, staking services, API trading, and infrastructure for digital asset management. Founded in 2017 by Star Xu, OKX today serves 50+ million users across 100+ countries and ranks among the top 3 global exchanges by derivatives volume and 120+ million retail traders.In Europe, OKX operates through its European headquarters in Malta, where it has obtained regulatory approvals under the country's Virtual Financial Assets (VFA) framework and later secured a Markets in Crypto-Assets (MiCA) licence. #blockchaintechnology #crytpocurrency #fintechinnovation #cryptotrading #cryptoregulations Useful Links and Resourceshttps://www.linkedin.com/in/erald-ghoos-55024a9/https://www.finnotes.org/people/erald-ghooshttps://maltainvest.mt/key-player/erald-ghoos/About businessabc.nethttps://www.businessabc.net/About citiesabc.comhttps://www.citiesabc.com/​​​​​​​​​​​ About Dinis Guardahttps://www.dinisguarda.com/https://businessabc.net/wiki/dinis-guardaBusiness Inquiries- info@ztudium.comSupport the show

Tech Path Podcast
Tether Mass Delistings? + Stablecoin Catalysts Coming!

Tech Path Podcast

Play Episode Listen Later Jun 16, 2026 33:32


Tether's USDT has been delisted by major crypto exchanges (including Binance, Coinbase, Kraken, and Crypto.com) specifically for users in the European Economic Area. This occurred because Tether chose not to pursue registration under the EU's Markets in Crypto-Assets (MiCA) regulation. Meanwhile, WalletConnect is empowering the stablecoin ecosystem for millions of merchant around the world. ~This episode is sponsored by Tangem~ Tangem ➜ https://bit.ly/TangemPBN Use Code: "PBN" for Additional Discounts! GUEST: Jess Houlgrave - CEO WalletConnect Follow Wallet Connect on X ➜ https://x.com/WalletConnect 00:10 Sponsor Tangem 01:10 WalletConnect growth: Ingenico rollout progress 03:00 When Verifone or PAX? 05:00 Is Toast Toast? 07:30 Tether Delisted 09:45 Would WalletConnect take over non-compliant use cases of Tether? 11:00 Innovation in the EU 12:45 Saving USDT Utility? 14:15 Business model 17:00 Merchant fees 19:00 Tap-to-pay 21:20 Private transactions impossible? 23:30 CLARITY odds 25:40 WalletConnect fail? 26:15 User-friendy? 26:45 Transaction fees 27:00 Stablecoin threat 29:00 Credit card rewards 29:45 Stablecoin growth vs self-custody growth 30:40 $WCT utility 31:30 Agentic payments 32:30 Netflix login soon? #Crypto #XRP #Ethereum ~Tether Mass Delistings? + Stablecoin Catalysts Coming!

Financial Crime Matters
Digital Money's Anti-Financial Crime Future, with Coinbase's Joseph Salama

Financial Crime Matters

Play Episode Listen Later May 28, 2026 25:44


In this episode of “Financial Crime Matters,” Kieran talks with Joseph Salama, chief compliance officer at Coinbase, about mitigating financial crime risk associated with digital assets. Joe discusses current regulatory frameworks for crypto currencies, touching on the Stablecoin Act, Europe's Markets in Crypto Assets (MiCA) and some current proposals for oversight, arguing that the industry needs clear guardrails, not regulation by enforcement action. Proper regulation, he says, will produce enough friction to help identify and interdict illicit transactions, give crypto users confidence in digital markets, and minimize roadblocks to legitimate crypto asset transactions. With cryptocurrency an increasingly important component in money laundering schemes, Joe envisions holistic oversight of transactions that breaks down walls between traditional financial institutions and digital asset service providers, while expressing optimism a convergence of both is already underway and will only grow.

Irish Tech News Audio Articles
Former Revolut executives raise €30M to bring blockchain-based banking app Deblock to Ireland

Irish Tech News Audio Articles

Play Episode Listen Later Nov 19, 2025 5:59


Deblock, a French crypto-banking startup founded by former Revolut and Ledger executives, has secured €30 million in Series A funding to expand its blockchain-based banking app to Ireland and further across Europe. The round was led by Speedinvest, with participation from CommerzVentures and Latitude. Deblock launched in France last year and has already attracted more than 300,000 users, reflecting an increasing demand for finance apps that make it easy to manage both euros and digital assets in one place. The fresh capital will fuel Deblock's expansion across Europe, with Ireland identified as a key early market. The company was founded by Aaron Beck, Adriana Restrepo, Jean Meyer, and Mario Eguiluz, who bring senior executive experiences from neobank, Revolut, and leading crypto hardware wallet maker, Ledger. Europe's first fully on-chain banking solution Deblock is Europe's first fully on-chain banking solution, offering a single blockchain-based banking app that combines everyday banking features with decentralised finance (DeFi) services. Deblock brings together a euro current account with a self-custody crypto wallet, enabling users to manage euros and digital assets in one platform. With its infrastructure built entirely on blockchain technology, Deblock enables faster, more transparent and more efficient processes, particularly for cross-border transfers and on-chain financial products. Its self-custody design allows users to hold, convert and use their assets within a single app, with private keys secured directly on their devices rather than by a third party. The platform also incorporates strong security standards and adheres to EU regulatory requirements for operational resilience and cybersecurity. Through Deblock, users can access everyday banking features - payments, savings, investing and borrowing - and gain direct access to DeFi services. They can move between euros and digital assets, save through Deblock's on-chain saving Vaults, which offer variable interest rates up to 10% AER, and access borrowing options secured against their digital assets. Ireland as a key early market for Deblock's European expansion The Series A funding follows exceptional growth. Since launching in France in April last year, Deblock has welcomed more than 300,000 customers. This reflects the growing demand for a new kind of banking experience that combines usability and security, where customers retain full control over their digital assets through self-custody. As part of its next phase of European expansion, Deblock has identified Ireland as a key early market, and plans to launch its platform in the country in 2026. The company has already engaged with its early Irish users to understand the needs of the Irish market, and will now focus on market preparation to make its on-chain banking experience accessible to Irish users. Ireland's established fintech sector, English-speaking market, and clear regulatory framework make it a natural step in Deblock's wider European rollout. The country also shows a steady level of interest in digital asset products, supporting the company's plans to introduce a unified platform that brings euros and digital assets together. Deblock is authorised as an Electronic Money Institution (EMI) by the Banque de France/ACPR and was the first fintech to receive a Markets in Crypto-Assets (MiCA) licence from the Autorité des Marchés Financiers (AMF). Through EU passporting, these licences allow Deblock to operate and offer its services in Ireland. "With a strong footprint in our home market France, Ireland represents an important early step in our European expansion," says Jean Meyer, Co-founder and CEO of Deblock. "Our goal is to create a clear and secure way to use both euros and digital assets in everyday life - and Ireland is one key market that is critical to defining the future of on-chain banking in Europe." "What stood out to us was how focused and fast the Deblock team executes," says Tom Filip ...

Aquest Podcast
E3 Navigating the Crypto Landscape

Aquest Podcast

Play Episode Listen Later Nov 19, 2025 39:53


In the latest episode of The Aquest Podcast, "Navigating the Crypto Landscape", we dive deep into the world of digital assets with our co-host and crypto expert, Dáire Lawlor. The conversation spans the entire "broad church" of crypto, from highly regulated tokenised money market funds to the speculative excitement of meme coins. Key Takeaways from the Episode: The Broad Church of Crypto: We explore the spectrum of digital assets, contrasting the conservative, regulated structures with the purely speculative, community-driven nature of meme coins. DeFi vs. TradFi - The Accountability Gap: The core of the debate centres on the trustless environment of Decentralised Finance (DeFi) versus the safety constructs of Traditional Finance (TradFi). We discuss the double-edged sword of instant settlement and the crucial need for accountability—or as Dáire puts it, "There has to be someone who blushes." Regulation and Nomenclature: We touch on the regulatory environment and the implications of the Markets in Crypto-Assets (MiCA) regulation. Whether you're a fund professional grappling with MiCA, or simply curious about the next big thing in digital assets, this episode is a must-listen. Tune in now to hear the full discussion! #Crypto #DigitalAssets #DeFi #TradFi #MiCA #FundsIndustry #TheAquestPodcast #Bitcoin #Regulation

X22 Report
D's Are Responsible For Shutdown, [DS] Kept In The US, Election Rigging Ready To Be Exposed – Ep. 3771

X22 Report

Play Episode Listen Later Nov 10, 2025 95:50


Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureThe EU and other countries are heading in the opposite direction of the US. They are moving towards a CBDC and total control of their population. The US is going to break free from the [CB] enslavement. Trump will be returning the buying power back to the people and its going to shock everyone. The D's just admitted that they were responsible for the shutdown, they received nothing and made the people suffer. Did Trump and team shutdown private flights to keep the [DS] players in this country? Trump pardons the electors and those who were investigating election fraud. Election rigging is about to be exposed to the world. Justice is coming.   Economy https://twitter.com/shanaka86/status/1987750485840031806?s=20 1. Cash Over €10,000 Becoming "Illegal Tender" in January 2027 What's true: Starting in summer 2027 (not precisely January), there will be an EU-wide limit on cash payments for goods and services: no more than €10,000 per transaction (or linked transactions). This applies across all 27 member states, though countries can set lower thresholds if they want (e.g., some already have limits around €1,000–€3,000). The goal is to curb illicit cash flows used for crime. What's false: Cash itself doesn't become "illegal tender"—you can still hold unlimited euros in cash, withdraw it from banks, or use it for smaller payments without issue. The restriction is only on using cash to pay for things above the limit (e.g., you couldn't buy a €15,000 car in cash without switching to wire transfer or card). Violators face fines or penalties, but it's not a blanket criminalization of cash holdings. This builds on existing rules but standardizes them EU-wide for the first time. 2. Every Bitcoin Needing "Government Permission" What's true: The rules ban anonymous crypto-asset accounts or wallets held through service providers (e.g., exchanges like Binance). Crypto firms must perform customer due diligence (CDD)—verifying identities—for any accounts they manage, similar to how banks already handle fiat accounts. Privacy-focused coins (e.g., Monero, Zcash) and unhosted (self-custodied) wallets face extra scrutiny if used for high-risk activities, and anonymous services will be prohibited. What's false: There's no requirement for "government permission" to own or transfer individual Bitcoins (or any crypto). You can still hold Bitcoin in a personal wallet, mine it, or peer-to-peer trade it without approval, as long as it's not through a regulated service that demands KYC (know-your-customer) checks. This ties into the broader Markets in Crypto-Assets (MiCA) regulation (effective 2024–2026), which licenses crypto platforms but doesn't micromanage personal holdings. The "permission" angle misrepresents standard AML checks, which apply to businesses handling crypto, not everyday users. 3. Every Transaction Becoming a "Datapoint in Brussels' Surveillance Grid" What's true: Financial institutions (banks, payment providers, crypto exchanges) must report suspicious transactions to national Financial Intelligence Units (FIUs), which share data via a new EU-level Anti-Money Laundering Authority (AMLA) based in Frankfurt (not Brussels). CDD kicks in for occasional transactions over €10,000, and high-risk activities (e.g., complex/large transfers) get extra monitoring. Records must be kept for 5 years. What's false: Not every transaction is tracked or reported—only suspicious ones, high-value occasional deals, or those flagged under risk-based rules. Everyday purchases (e.g.,

Irish Tech News Audio Articles

Crypto's privacy war isn't simmering anymore. It's blowing wide open. What began as a digital experiment has morphed into something closer to a modern-day Reformation. An uprising against centralized power, driven not by scripture, but by code. From Brussels to Washington, authorities are drafting their own theses. More KYC. Fewer privacy tools. A coordinated effort to strip anonymity from the system. But the crypto world isn't kneeling. For many, financial freedom means self-custody, not compliance. It means privacy by design, not by permission. As someone who has long followed this space and considers XRP one of the most fascinating and resilient projects in the ecosystem, I have watched these battles unfold with growing concern. This isn't just about coins or code. It is about whether digital privacy survives the crusade against it or gets excommunicated entirely. Why Crypto Was Always About Privacy When Bitcoin launched in 2009, it wasn't just about making money. It was a protest. A way to flip the script on centralized banks, bloated institutions, and the people who controlled your financial life. Crypto's early adopters were rebels. The ideas behind it? Pseudonymity, freedom from censorship, and control over your own funds. Privacy coins like Monero and Zcash weren't shady outliers. They were the purest version of the original dream. Self-custody wallets let people hold their own keys. No middlemen. No questions asked. It made sense for a movement born from libertarian roots, where freedom from surveillance was sacred. But that dream is now under threat. The threat is not from hackers, but from the very systems crypto tried to escape. Why Crypto Scares Governments Governments never like a system they can't watch or tax. That's where the friction started. The European Union rolled out its Markets in Crypto-Assets (MiCA) regulation, aiming for comprehensive oversight. The United Kingdom pushed its financial promotions regime, tightening the reins on crypto marketing. And the US Treasury? It's making aggressive moves to bring Know Your Customer (KYC) requirements to the forefront of Decentralized Finance (DeFi) platforms. Their stated reasons sound reasonable: they want to stop money laundering, terrorism financing, and tax evasion. A critical distinction exists between fighting genuine crime and effectively criminalizing financial privacy for all. However, that line is indeed getting increasingly blurry. Crackdown measures against privacy coins are ramping up with alarming speed. Monero and Zcash, once mainstays, have been delisted from major exchanges as compliance pressures mount. Developers of privacy-focused wallets now face legal threats and increasing scrutiny. Even established tools like Wasabi Wallet are blocking users in certain regions, demonstrating the immediate impact of these regulatory shifts. Crypto's privacy tools are no longer merely innovative instruments; they have become targets in a broader regulatory crackdown, pushing the boundaries of individual financial freedom. The ongoing pressure is forcing the crypto ecosystem to adapt, often by compromising on the very privacy features that were once central to its appeal. KYC vs. DeFi: The Fight Over Self-Custody KYC means Know Your Customer. It's how banks check who you are, verifying identities to prevent illicit activities. However, in the decentralized finance (DeFi) landscape, where no single entity controls the platform, the question of who performs this checking remains unanswered, much to the discomfort of regulators. Decentralized platforms like Uniswap lack a central off switch or a single point of control, making traditional enforcement mechanisms ineffective. Tornado Cash, for instance, did not simply vanish after sanctions were imposed; its code remained open-source and operational, a testament to the resilient nature of decentralization. This inherent characteristic makes enforcing KYC in DeFi incredibly challenging. It is also precisely wh...

iGaming Daily
Ep 548: Crypto 2.0 is here but is gambling ready?

iGaming Daily

Play Episode Listen Later Jun 30, 2025 28:43


In this episode of iGaming Daily, host Joe Streeter is joined by Chris Elliott, Commercial and Regulatory Lawyer at Wiggins, to dive into the dynamic intersection of the UK gambling market and the rapidly evolving crypto sector. As digital currencies continue to gain traction, the pair examines how recent financial decisions—such as Barclaycard's move to block credit card purchases of cryptocurrencies—are shaping the future of crypto use within regulated gambling environments.The episode provides a deep analysis of regulatory implications, including how existing frameworks might adapt to accommodate crypto betting while managing inherent risks. Streeter and Elliott discuss the growing influence of public figures and social media influencers in promoting crypto-related gambling, as well as the potential for frameworks like the EU's Markets in Crypto-Assets (MiCA) regulation to provide much-needed clarity and consumer protection.Listeners will gain insights into the challenges facing the industry, including the volatility of digital assets, compliance concerns, and the tension between innovation and regulation. Host: Joe StreeterGuest: Chris ElliottProducer: Anaya McDonaldEditor: James RossIMGL is a not for profit association comprising over 300 members globally. Its members are recognised as the leading experts in their jurisdictions and are involved in most material gambling sector developments and issues worldwide.iGaming Daily is also now on TikTok. Make sure to follow us at iGaming Daily Podcast (@igaming_daily_podcast) | TikTok for bite-size clips from your favourite podcast. Finally, remember to check out Optimove at https://hubs.la/Q02gLC5L0 or go to Optimove.com/sbc to get your first month free when buying the industry's leading customer-loyalty service.

Blockchain DXB

Episode Title: AI Takeover: Strategic BTC Reserve & Global Crypto NewsPresented by: Notebook LM by Google (AI-Generated Content)Series: Blockchain DXB's AI Takeover

iGaming Daily
Ep 447: Navigating MiCA and mainstream crypto adoption with Payhound's Elton Dimech

iGaming Daily

Play Episode Listen Later Feb 5, 2025 18:11


In this episode of iGaming Daily, Callum Williams, Senior Journalist for Payment Expert, is joined by Elton Dimech, Managing Director at Payhound, to delve deeper into the implications of the new Markets in Crypto-Assets (MiCA) regulation in the European Union.The duo discuss the early impacts of MiCA on the crypto landscape, focusing on compliance and stablecoins, and explore the balance between short-term challenges and long-term benefits of MiCA for crypto companies.The conversation also touches on the potential for mainstream adoption of cryptocurrencies as payment methods and the importance of compliance teams in navigating the evolving regulatory environment.Host: Callum WilliamsGuest: Elton DimechProducer: Anaya McDonaldEditor: James RossRemember to check out Optimove at https://hubs.la/Q02gLC5L0 or go to Optimove.com/sbc to get your first month free when buying the industry's leading customer-loyalty service. 

Public Key
Reshaping the Future of Stablecoins

Public Key

Play Episode Listen Later Jan 21, 2025 46:58


The global stablecoin legislation discussion is increasing every day, but if you have a framework in Singapore, that's independent from the EU and the U.S., it defeats the whole purpose of having a stablecoin that's supposed to be frictionless and make global payments easier. In this engaging episode,  Jason Somensatto, Head of North American Public Policy at Chainalysis, talks all things policy with Lesley Chavkin, Head of Global Public Policy at Paxos. They explore this evolving landscape of crypto policy and the intricacies of crypto regulation, the potential for stablecoins and the impact of policy-making on the future of digital assets.  Lesley explains Paxos' global operations, including their strategic expansion in the EU and the implications of the Markets in Crypto-Assets (MiCA) framework, while sharing a behind the scenes look at their stablecoin partnership with PayPal's PYUS, and the essential need for a robust federal regulatory regime in the U.S. to reinforce the US dollar dominance globally.  Minute-by-minute episode breakdown 2 | Lesley's career from the public sector with the CIA and Department of Justice 4 | Navigating crypto policy through global government and financial sectors 6 | Paxos: The “OGs” of blockchain infrastructure for enterprises 8 | Understanding the digital asset stakeholders that have an impact on policy 11 | The difference between a trust structure and a traditional bank 13 | Navigating the challenges of EU's MiCA stablecoin regulations 16 | The role of stablecoins in payments and US dollar dominance 22 | Terra Luna: Understanding why all stablecoins aren't created equally 26 | Explaining away concerns to regulators about financial crime in digital assets 33 | The need for a stablecoin federal regulatory program in the USA 39 | The future of stablecoin regulation and global financial innovation 41 | How governments could benefit by using stablecoins  Related resources Check out more resources provided by Chainalysis that perfectly complement this episode of the Public Key. Website: PAXOS: Blockchain infrastructure for enterprises Blog: Stablecoin Policy 101: Dispelling 7 Common Misconceptions About Stablecoins Blog: Stablecoin Policy 101: State vs. Federal Regulation of Stablecoin Issuers Blog: Global Dollar Network and USDG: Reshaping the Future of Stablecoins Blog: 2025 Crypto Crime Report Preview: $2.2 Billion Stolen from Crypto Platforms in 2024, but Hacked Volumes Stagnate Toward Year-End as DPRK Slows Activity Post-July Chainalysis In Action: Operation Spincaster lands in Delta: Local police equipped to trace and freeze millions from scam wallet YouTube: Chainalysis YouTube page Twitter: Chainalysis Twitter: Building trust in blockchain Tik Tok: Building trust in #blockchains among people, businesses, and governments. Speakers on today's episode Jason Somensatto *HOST* (Head of North America Public Policy, Chainalysis) Lesley Chavkin (Global Head of Public Policy, Paxos) This website may contain links to third-party sites that are not under the control of Chainalysis, Inc. or its affiliates (collectively “Chainalysis”). Access to such information does not imply association with, endorsement of, approval of, or recommendation by Chainalysis of the site or its operators, and Chainalysis is not responsible for the products, services, or other content hosted therein. Our podcasts are for informational purposes only, and are not intended to provide legal, tax, financial, or investment advice. Listeners should consult their own advisors before making these types of decisions. Chainalysis has no responsibility or liability for any decision made or any other acts or omissions in connection with your use of this material. Chainalysis does not guarantee or warrant the accuracy, completeness, timeliness, suitability or validity of the information in any particular podcast and will not be responsible for any claim attributable to errors, omissions, or other inaccuracies of any part of such material.  Unless stated otherwise, reference to any specific product or entity does not constitute an endorsement or recommendation by Chainalysis. The views expressed by guests are their own and their appearance on the program does not imply an endorsement of them or any entity they represent. Views and opinions expressed by Chainalysis employees are those of the employees and do not necessarily reflect the views of the company. 

Web3 CMO Stories
Coinbase's Approach to Education: Learning Rewards and Resources for New Users – with Elke Karskens, Country Director | S4 E47

Web3 CMO Stories

Play Episode Listen Later Nov 29, 2024 27:55 Transcription Available


Send us a textElke Karskens, the Country Director for Coinbase Benelux and Nordics, is here to unravel the complexities of the global crypto market and the regulatory landscape. With a remarkable career journey that includes stints at Facebook, Skype, and TomTom, Elke shares how her diverse experiences have shaped her agile and customer-centric leadership style at Coinbase. Explore the potential for cryptocurrency to disrupt traditional finance while learning about Coinbase's mission to create global economic freedom. Elke also provides a behind-the-scenes look at Coinbase's strategic expansion efforts in the Benelux and Nordics regions, offering a glimpse into the unique challenges and opportunities they face.Gain a deeper understanding of the importance of regulatory frameworks as we highlight Europe's Markets in Crypto-Assets (MICA) regulation—a model for the industry—while contrasting it with the U.S.'s approach. Elke discusses Coinbase's strategic pursuit of a MICA license in Ireland, leveraging the country's favorable regulatory environment and skilled workforce. We also touch on the importance of education and trust in restoring confidence in the crypto space, especially after setbacks in 2022. Furthermore, discover emerging trends like Layer 2 solutions and the Lightning Network that are shaping the future of crypto, and learn how Coinbase is working to make the crypto world more accessible and trustworthy for both newcomers and seasoned users alike.This episode was recorded through a Podcastle call on October 24, 2024. Read the blog article and show notes here: https://webdrie.net/coinbases-approach-to-education-learning-rewards-and-resources-for-new-users-with-elke-karskens-country-director/Looking to recharge and gain fresh insights into Web3 and AI? Check out the Sintra Synergies Retreat—an immersive 5-day experience in Portugal, designed for forward-thinking leaders like you. Learn more and secure your spot at sintrasynergies.com.

The Connector.
The Connector Podcast - Demystifying Crypto Compliance: Lukasz on Revolutionizing Bank-Crypto Transactions with ChainComply

The Connector.

Play Episode Listen Later Nov 25, 2024 17:47 Transcription Available


Step into the world of crypto compliance with Lukasz Lukaszewski, the Chief Product Officer at ChainComply, as he demystifies the complexities banks face when dealing with crypto assets. Discover how ChainComply is revolutionizing the transfer of crypto wealth to bank accounts by harnessing existing data tools to streamline processes. Learn how the Markets in Crypto-Assets (MiCA) regulation pushes banks to reassess their risk management strategies and technology adoption to ensure seamless crypto transactions. Lukas shares his expert insights on how these changes can transform the landscape, making crypto a practical tool for payments and automated services.ChainComply is helping financial institutions modernize and digitalize their operations to meet regulatory demands. Lukasz highlights the potential for blockchain to evolve beyond mere speculation, stepping into roles that offer innovative payment solutions. Whether you're a seasoned financial professional, a curious crypto enthusiast, or someone intrigued by the future of finance, this conversation promises valuable insights into navigating the new regulatory environment.Thank you for tuning into our podcast about global trends in the FinTech industry.Check out our podcast channel.Learn more about The Connector. Follow us on LinkedIn.CheersKoen Vanderhoydonkkoen.vanderhoydonk@jointheconnector.com#FinTech #RegTech #Scaleup #WealthTech

DeFi Decoded
DeFi Decoded - How Web3 Prediction Markets Outsmarted the Experts This Election Season

DeFi Decoded

Play Episode Listen Later Jul 5, 2024 33:52


Join Alex Tapscott and Andrew Young as they decode the world of Web3. Listen in as they discuss the large disparity in U.S. presidential election odds between general pundits in the mainstream media and peer-to-peer prediction markets, its connection to James Surowiecki's ‘The Wisdom of Crowds' novel, SX Network's recent quarterly report and major updates, USDC's official compliance with the European Union's Markets in Crypto-Assets (MiCA) regulatory framework and its implications for the broader stablecoin landscape, Circle Internet Financial's comeback story and potential IPO on the horizon, the overlooked value of Coinbase Ventures' investment portfolio, and more!

Blockchain DXB
Blockchain DXB: Crypto & Coffee at 8 ☕ 02nd July ⚡ USDC 1st licensed stablecoin under MiCA

Blockchain DXB

Play Episode Listen Later Jul 2, 2024 40:09


Money-How
Nova kriptoregulacija in digitalni evro. Kaj nam prinašata?

Money-How

Play Episode Listen Later Jun 28, 2024 86:31


Kriptoregulacija je pred vrati. Evropska uredba o kriptosredstvih (Markets in Crypto Assets - MICA) se bo začela uporabljati od 30. decembra letos, razen določil glede izdajanja žetonov, vezanih na sredstva (oziroma stabilni kovanci), in e-denarnih žetonov, ki se bodo začeli uporabljati že od 30. junija letos. Podcast je bil posnet v sodelovanju z Alumni EF, kjer sem vodila okroglo mizo z naslovom Regulacija kripto trgov ter digitalni evro: izzivi in priložnosti. Pred mikrofonom: - Marko Pahor, viceguverner in član Sveta Banke Slovenije - Aleš Gorišek, podatkovni znanstvenik - Nina Strajnar, predsednica nadzornega odbora pri Paywiser

The Accountant Quits Podcast
Episode 67 | Anne-Grace Kleczewski & Anne-Lorinne Mognetti from MME on Getting Ready for MiCA

The Accountant Quits Podcast

Play Episode Listen Later Jun 28, 2024 63:09


The deadline for new crypto regulation in the EU, termed the Market in Crypto-Assets (MiCA) is fast approaching, and many are wondering - What exactly does MiCA entail, and how can you prepare for it? For starters, MiCA applies to a broad range of entities providing services related to crypto, including exchanges, custodians, wallet providers, brokers, investment firms, and more. There are two key compliance deadlines based on the nature of your services: June and December 2024. Now in the absence of a dedicated compliance specialist, the task of ensuring your web3 startup is MiCA-ready might fall on you, the Head of Operations or Finance. Being proactive and seeking legal expertise early is crucial. To help us get prepared for MiCA, I spoke with Anne-Grace Kleczewski & Anne-Lorinne Mognetti from MME. MME has been instrumental in the development of the "Crypto Valley" ecosystem and is a leading Swiss firm offering comprehensive legal, tax, and compliance services for digital assets and blockchain technology. Topics covered: Episode intro (00:47) Anne-Grace's background (2:51) Anne-Lorinne's background (6:21) What is MiCA & why it's being introduced (7:41) Scope & requirements for MiCA compliance (10:42) MiCA & DeFi (13:11) Deadline of 30th December 2024 (19:19) Grandfathering rule and verifying the level of decentralization (22:46) Thanks to our sponsor Web3Finance Club (27:17) MiCA v/s current crypto regulations (29:11) Passporting feature & obligations for non EU companies (37:03) Reverse solicitation exemption (39:55) Attractive jurisdictions for non-EU companies (43:59) How MME helps with MiCA compliance (47:24) Services most requested by accountants & CFOs (50:26) How to make DeFi more accessible (53:35) Closing thoughts (58:20) Maxim of Anne-Grace & Anne-Lorinne (59:07) Follow The Accountant Quits: LinkedIN: linkedin.com/company/the-accountant-quits Twitter: twitter.com/accountantquits Follow Anne-Grace Kleczewski: LinkedIN: https://www.linkedin.com/in/anne-grace-kleczewski-789baa81/ Follow Anne-Lorinne Mognetti: LinkedIN: https://www.linkedin.com/in/anne-lorinne-mognetti-766586152/ Review If you enjoy the podcast, would you please consider leaving a short review on Apple Podcasts/iTunes. Website For show notes and past guests, please visit theaccountantquits.com/podcast/

Late Confirmation by CoinDesk
FIRST MOVER: Blockchain for Europe Secretary General on State of Global Crypto Regulation

Late Confirmation by CoinDesk

Play Episode Listen Later May 30, 2024 9:25


Blockchain for Europe Secretary General Robert Koplitsch discusses the state of crypto regulation around the world and what the MiCA framework means for crypto adoption in Europe.Robert Koplitsch, Secretary General at Blockchain for Europe, joins CoinDesk Live at Consensus 2024 with insights on the state of global digital assets regulation and what the Markets in Crypto-Assets (MiCA) framework means for crypto adoption in Europe.-Consensus is where experts convene to talk about the ideas shaping our digital future. Join developers, investors, founders, brands, policymakers and more in Austin, Texas from May 29-31. The tenth annual Consensus is curated by CoinDesk to feature the industry's most sought-after speakers, unparalleled networking opportunities and unforgettable experiences. Register now at consensus.coindesk.com.-This episode was hosted by Jennifer Sanasie. “First Mover” is produced by Jennifer Sanasie and Melissa Montañez and edited by Victor Chen.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

EY FinTech & bEYond
#076 - MiCA: Ein Meilenstein für mehr Transparenz und Nachhaltigkeit?!

EY FinTech & bEYond

Play Episode Listen Later May 16, 2024 57:09


Mit dem Vorschlag für die MiCA (Markets in Crypto Assets)-Verordnung ebnet die Europäische Union den Weg, um die EU zu einem attraktiven Markt für Krypto-Asset-Dienstleister (Crypto Asset Service Providers, CASPS) für globale Geschäfte zu machen. Die MiCA hat daher zum Ziel, den Krypto-Asset-Markt zu regulieren und zu überwachen. Nachdem sie 2020 auf den Weg gebracht wurde und der endgültige Rechtsakt im Mai 2023 unterzeichnet wurde, tritt die MiCA ab Dezember 2024 in Kraft. Um einen detaillierteren Blick auf die Bedeutung dieses neuen Rechtsrahmens zu werfen und die MiCA bezüglich der Offenlegung von Nachhaltigkeit besser zu verstehen, hat ein Team um Christopher Schmitz, Peter Fricke, Andreas Wittkop und Anna Lange kürzlich in Zusammenarbeit mit dem Crypto Carbon Ratings Institute ein gemeinsames Paper zum Thema "Implications of Markets in Crypto Assets (MiCA) for sustainability disclosure" veröffentlicht. Was sollten CASPs und Token-Emittenten jetzt wissen? Wie wird sich die MiCA künftig auf den Kryptomarkt auswirken? Welche Herausforderungen stellen sich für Finanzinstitute bei der Erfassung von Nachhaltigkeitsindikatoren? Wir diskutieren diese und weitere spannende Fragen mit Lena Klaaßen, Co-Founder und COO des CCRI - Crypto Carbon Ratings Institute, Dr. Martin Wagener, Head of Group Regulatory and Governmental Affairs und Group Sustainability Officer der Boerse Stuttgart Group und Dozent am Karlsruher Institut für Technologie, sowie mit unserem Kollegen Andreas Wittkop, Manager Strategy & Transactions bei EY-Parthenon. Moderation: Peter Fricke, Associate Director FinTech Business Development, und Anna Lange, Senior Consultant Strategy & Transactions. Ihr habt Fragen oder Anmerkungen? Meldet euch einfach bei uns per Mail unter eyfintechandbeyond@de.ey.com mit Feedback oder Vorschlägen für Themen oder Gäste.

Daily Crypto News
April 29: AI Preist, MiCA, & CAW

Daily Crypto News

Play Episode Listen Later Apr 29, 2024 13:32


This week in cryptocurrency and technology, there have been significant developments concerning regulatory preparations, product launches, and controversial statements. The European Union is gearing up to enforce the Markets in Crypto-Assets (MiCA) regulation, with member states actively preparing for the comprehensive oversight and standardization of digital assets. In the Southern Hemisphere, the Australian Securities Exchange (ASX) has welcomed a new Bitcoin ETF, broadening the investment landscape for cryptocurrency in the region. Looking ahead, the crypto community is bracing for May as major token unlocks are expected across platforms like Avalanche, Aptos, and Arbitrum, which could significantly influence market dynamics. In a contentious claim, U.S. Senator Elizabeth Warren has stated that cryptocurrencies are increasingly the payment method of choice for illegal activities such as child abuse material, sparking debate about the role of digital currencies in illicit transactions. On the innovation front, the launch of Friend Tech v2 and its associated airdrop of Friend tokens has generated considerable excitement, pointing to the ongoing enthusiasm in the crypto community for new tech and potential gains. Additionally, the emergence of an AI 'priest' offering digital spiritual guidance further illustrates the intersection of technology and traditional domains like religion. These developments showcase a week full of regulatory strides, market anticipation, and technological intersections, reflecting the fast-paced evolution of the cryptocurrency sector.________https://substack.com/@dcndailycryptonewshttps://www.udio.comNews Links

Daily Crypto News
Dec 20: BlackRock's ETF Push, Ledger's Security Upgrade, Ripple's EU Move, SHIB's Web Play, Bonk's Bust

Daily Crypto News

Play Episode Listen Later Dec 20, 2023 7:26


In the dynamic world of cryptocurrency, this week's highlights include BlackRock and Nasdaq's continued discussions with the SEC about a potential spot Bitcoin ETF. Ledger, the popular crypto hardware wallet, announces plans to disable blind signing on dApps by June 2024, boosting security for its users. Ripple is strategically positioning itself in Ireland as its new EU base, anticipating the rollout of the Markets in Crypto-Assets (MiCA) regulation. Shiba Inu is expanding its ecosystem with the planned launch of SHIB domains and websites through the Ethereum Name Service (ENS) integration. Finally, the Solana ecosystem faces volatility as the meme coin Bonk experiences a significant plunge, dropping 44% after reaching an all-time high.________News Links

The Crypto Overnighter
568: EU Considers DeFi Status::Hong Kong's USD Stablecoin::AI Satoshi Nakamoto-bot and More

The Crypto Overnighter

Play Episode Listen Later Jun 2, 2023 18:36


Overnighters, Episode 568: EU Considers DeFi Status Hong Kong's USD Stablecoin AI Satoshi Nakamoto-bot and More Collect the Cover:  awrd.gg/5151 The TL;DL   AI Satoshi Nakamoto-bot-Talk2Satoshi: AI chatbot revives Bitcoin creator. Based on ChatGPT, it answers questions on Bitcoin, expresses optimism but uncertainty. Lacks knowledge of recent developments. Aims to showcase AI's educational potential. Emphasizes decentralization, keeps its identity hidden. EU Considers DeFi Status-A study for European Parliament suggests treating crypto assets as securities by default and granting legal status to DeFi autonomous organizations. The report questions the effectiveness of the Markets in Crypto Assets (MiCA) regulation and highlights the need for additional laws. Hong Kong's USD Stablecoin-Hong Kong-based First Digital introduces FDUSD, a regulated stablecoin pegged to the USD. Programmable and compliant, it addresses US regulatory concerns amid Hong Kong's new guidelines for virtual asset trading platforms. EBA Targets Crypto Privacy-The European Banking Authority advises crypto companies on detecting money laundering risks from privacy coins and self-hosted wallets. Binance plans to delist privacy tokens in Europe. Global governments oppose privacy-focused cryptocurrencies due to AML concerns. Warren's Fentanyl Misfire-Sen. Warren raises concerns on crypto's role in Chinese fentanyl trade. Plans to reintroduce bill addressing regulatory gaps. Aims to cut off crypto funding for fentanyl trade amid rising overdose deaths in the US. Georgia's AML Crackdown-Georgia strengthens efforts against money laundering and sanctions compliance with mandatory supervision of crypto firms. Restrictions on foreign bank accounts implemented. Crypto legislation aligns with EU directives, positioning Georgia as a global hub. Crypto Overnighter Podcast (6/1/2023): Welcome back to the Crypto Overnighter with your host, Nikodemus. We provide nightly updates on cryptocurrency, NFTs, the metaverse, and the surrounding industry. Remember, this show does not offer financial advice. Email: nick@cryptoovernighter.com Salem Friends of Felines: https://sfof.org/ Twitter: https://twitter.com/CryptoCorvus1 Patreon: https://www.patreon.com/user?u=67416221

UAE Tech Podcast
Sabrina Mechenane: Learning to Like MiCA

UAE Tech Podcast

Play Episode Listen Later May 26, 2023 29:49


According to Sabrina, Paris was one of the first jurisdictions in the world to begin regulating this space. More recently the European Law on Markets in Crypto Assets (MiCA) was approved in April, replicating and perhaps in some cases improving on the French Law in some areas.

learning markets mica european law french law crypto assets mica
The Canadian Investor
This Company Thinks Canada is Already in a Recession

The Canadian Investor

Play Episode Listen Later Apr 27, 2023 49:21


In this episode, we discuss the recent earnings of Metro, McDonalds, Netflix, Canadian National Rail, ASML and TSMC. Simon also talks about the Markets in Crypto Assets (MiCA) legislation that was passed by the European government last week and what it means for Canada. Symbols of stocks discussed: ASML, CNR.TO, MRU.TO, MCD, TSM, NFLX Check out our portfolio by going to Jointci.com Our Website Canadian Investor Podcast Network Twitter: @cdn_investing Simon's twitter: @Fiat_Iceberg Braden's twitter: @BradoCapital Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast! Apple Podcast - The Canadian Real Estate Investor  Spotify - The Canadian Real Estate Investor  Sign up to Stratosphere for free

Coinbase Institutional Market Call
Macro Dislocation and DeFi Developments

Coinbase Institutional Market Call

Play Episode Listen Later Apr 25, 2023 35:13


This week's podcast covers a range of topics impacting the digital asset space. Georg dives into the recent price moves of BTC and ETH, which have trended lower due to technical factors. Georg also discusses the Markets in Crypto-Assets (MiCA) regulation memo, its potential impact on the industry and global regulation more broadly. In the macro section, David covers the dislocation of the front end of the US curve 1-3m and Goldman Sachs' early X date (when the debt ceiling is hit) prediction. Greg and David also provide updates on a busy week of earnings and what that could mean for digital assets. Finally, Sid examines the latest developments in DeFi, including Agility ETH staking incentives driving a TVL over $200m and a16z's launch on optimism in the Rust programming language. Tune in for insights and analysis on the latest news in the digital asset space.

Tech Path Podcast
1064. Historic EU Crypto Bill Passes!!✔️ U.S. Holds Emergency Stablecoin Hearing

Tech Path Podcast

Play Episode Listen Later Apr 24, 2023 32:10


Lawmakers in the European Union on Thursday voted 517-38 in favor of a new crypto licensing regime, Markets in Crypto-Assets (MiCA), with 18 absentions, making it the first major jurisdiction in the world to introduce a comprehensive crypto law. The European Parliament also voted 529-29 in favor of a separate law known as the Transfer of Funds regulation, which requires crypto operators to identify their customers in a bid to halt money laundering, with 14 abstentions. Meanwhile in the U.S. House Financial Services committee held another hearing on stablecoin regulations where results weren't very promising. ~This episode is sponsored by iTrust Capital~iTrustCapital | Get $100 Funding Reward + No Monthly Fees when you sign up using our custom link! ➜ https://bit.ly/iTrustPaul

Tech People
Will crypto ever be regulated?

Tech People

Play Episode Listen Later Mar 29, 2023 19:56


The use and popularity of cryptocurrencies continue to rise, and with that comes the question: how to effectively regulate this digital asset class? Whether you're a seasoned crypto investor or just curious about the future of digital currencies, this episode is not to be missed. In this episode, I'm joined by Marc Taverner to explore the current state of the crypto market and its regulation. We also discuss the progress made with the approval of the Markets in Crypto Assets (MICA) framework while still emphasising the importance of striking a balance between KYC, AML, and privacy rights.  Marc works for Xerof, a Swiss-based firm that provides an on-ramp and off-ramp for high-net-worth and ultra-high-net-worth individuals, as well as companies looking to convert large amounts of cryptocurrency into fiat currencies. The company has established business relationships with liquidity providers and private banks to facilitate transactions in a non-disruptive manner. Through transactional business and supporting web3 businesses, Marc hopes to grow Xerof into a multibillion-dollar enterprise over the next five years.

Tech.eu
The EUROe with Membrane Finance CEO and co-founder Juha Viitala and Maki.vc's Partner Paavo Räisänen

Tech.eu

Play Episode Listen Later Mar 24, 2023 27:14


Digital currencies. Love 'em, hate 'em, or ambivalent about 'em, the financial instruments are here to stay. But for all the volatility that we've seen in the markets, where exactly does Europe stake its claim in the ecosystem? And what's the deal with MiCA?I sat down with Membrane Finance co-founder and CEO Juha Viitala, and Maki.vc Partner Paavo Räisänen to find out.In this episode:02:19 - Intros and who and what Membrane Finance is, and why it matters.03:25 - What's the big deal with crypto and what's the Golden Promise?04:33 - Where it all started and where we're going.07:40 - Why is crypto plagued with horror stories?08:50 - What's the deal with the EU's Markets in Crypto-Assets (MiCA) regulation?09:20 - What's a stablecoin?10:27 - Who's backing the majority of stablecoins and why isn't it Europe?13:00 - A safe haven. In a good way.14:25 - Well-timed regulation.15:45 - The EUROe, a stablecoin that's tied to the Euro.17:38 - The digitally native Euro.19:32 - Where can I get my EUROe?20:42 - Better regulation in the EU market.21:43 - A "safe gateway".23:00 - The European standard.23:56 - Maki.vc's take on Membrane Finance and European crypto.

Bloomberg Crypto
What Are the UK and EU Doing About Crypto Regulation?

Bloomberg Crypto

Play Episode Listen Later Mar 7, 2023 18:16


Over the past few weeks, we've seen US regulators, both federal and state in some cases -  take aim at crypto companies with accusations of fraud and unregistered securities offerings.  These moves sent shockwaves through the digital asset industry.  And the new regulations have also raised concerns about potential over regulation. On the other side of the Atlantic, the UK and EU are taking a different approach.  The UK Treasury has recently proposed new rules for crypto-related businesses aimed at stepping up transparency and consumer protection. This, as the planned EU's Markets in Crypto Assets (MiCA) regulation seeks to provide a clear legal framework for digital assets across all member states. Joining senior editor Philip Lagerkranser to discuss the crypto regulation competition across Europe is Bloomberg reporter Emily Nicolle. Subscribe to the Bloomberg Crypto Newsletter at https://bloom.bg/cryptonewsletterSee omnystudio.com/listener for privacy information.

Bankless
EU Markets in Crypto-Assets (MiCA) with Seth Hertlein, Patrick Hansen, & Rebecca Rettig

Bankless

Play Episode Listen Later Feb 18, 2023 59:41


In today's episode, we're talking about the state of crypto regulation across the pond. Is it as bad over there as it is here in the United States?  There is a landmark crypto bill over in the EU called MiCA (Markets in Crypto-Assets) and its worth paying attention to! We brought on some EU regulation experts, Rebecca Rettig, Chief Policy Officer @ Polygon Labs, Seth Hertlein, VP, Global Head of Policy @ Ledger, and Patrick Hansen Director of EU Strategy and Policy @ Circle. ------  MetaMask Learn  https://bankless.cc/metamaskshow  ------  JOIN BANKLESS PREMIUM:  https://newsletter.banklesshq.com/subscribe  ------ BANKLESS SPONSOR TOOLS:  KRAKEN | MOST-TRUSTED CRYPTO EXCHANGE https://bankless.cc/kraken  UNISWAP | ON-CHAIN MARKETPLACE https://bankless.cc/uniswap  ️ ARBITRUM | SCALING ETHEREUM https://bankless.cc/Arbitrum   EARNIFI | CLAIM YOUR UNCLAIMED AIRDROPS https://bankless.cc/earnifi   ------ Timestamps: 0:00 Intro 4:45 Pond Temperature  9:30 U.S. vs. the EU Regulation 13:30 Is MiCA Passed? 15:50 Should the U.S. Be Jealous? 18:30 MiCA Grading  20:55 DCCA Grading 22:22 MiCA Stablecoins  29:35 EU Restrictions  37:36 MiCA Self-Custody 44:22 Fear Ideology  46:40 U.S. vs. EU Regulation & Innovation 51:40 Closing Thoughts  58:50 Disclaimers ------ Resources: Seth Hertlein https://twitter.com/SethHertlein  Patrick Hansen https://twitter.com/paddi_hansen  Rebecca Rettig https://twitter.com/RebeccaRettig1  ----- Not financial or tax advice. This channel is strictly educational and is not investment advice or a solicitation to buy or sell any assets or to make any financial decisions. This video is not tax advice. Talk to your accountant. Do your own research. Disclosure. From time-to-time I may add links in this newsletter to products I use. I may receive commission if you make a purchase through one of these links. Additionally, the Bankless writers hold crypto assets. See our investment disclosures here: https://www.bankless.com/disclosures 

The DeFi Download
Scale Your DeFi Trading with Pangolin

The DeFi Download

Play Episode Listen Later Nov 13, 2022 43:25


In this episode of the DeFi Download podcast, listen to Piers Ridyard and Justin Trollip discuss the development of the first DEX on Avalanche, Pangolin Exchange, the project's mission, and the challenges the team encountered.  Piers Ridyard interviews Justin Trollip, Chief Herder of Pangolin. Pangolin is a multichain Decentralised Exchange (DEX) in the Avalanche Multiverse and has an intriguing backstory. Pangolin currently has a volume of about $16 billion and a total liquidity of over $37 million. There are several trading opportunities where one may earn more than 116% of their investment per year. [1:31] Justin discusses how he came to hold the position of Chief Herder at Pangolin. [4:12] Pangolin had an unusual development process. What are Justin's thoughts on this process? What, in his view, were the key takeaways from this experience?[7:02] Pangolin was the first DEX to be launched on Avalanche. Following Pangolin's initial debut, several competitors emerged. How much, if at all, have the difficulties in getting things done affected Pangolin's team's early competitiveness?[9:09] Everyone in the cryptocurrency industry appreciates a good bit of gossip and people's worries that their money might not be secure motivate them to spread bad news, even if it is unverified.[11:30] What are Pangolin's long-term multichain vision and end goal? Is Justin envisioning a broader function for the DEX, or is it based on the idea that we don't need centralised institutions to accomplish these tasks, we can do it all via a smart contract, so let's just develop the best method to do that?[13:58] There is more to the NFT obsession than just the art. [16:43] Pangolin is expanding into the DeFi-As-A-Service area. [18:10] How does the Pangolin team see regulation, especially in light of upcoming initiatives like the Financial Action Task Force (FATF) and Markets in Crypto-Assets (MiCA)?[20:33] The lack of viable exchange venues for securities, especially security tokens, is one of the most intriguing future challenges that has received little attention. [28:37] The hubris of the DeFi industry is that everyone thinks we can simply forget everything from the past and reinvent everything from scratch.[31:22] According to Piers, one of the most difficult aspects of being a founder in the DeFi space is the constant involvement with the community and the community's need to have a voice in nearly everything.[34:07] How has Justin handled the psychological impact of what goes on behind the scenes of Pangolin's development? [35:31] What has Justin done to create space for himself? What words of wisdom would he impart to his younger self and anyone else contemplating joining a project or becoming involved in its formation? [37:43] Justin's tips to DeFi founders and leaders on how to manage the stress that comes with creating a new project [39:17] The value of taking breaks, trusting oneself, and having faith in your decisionsFurther resourcesWebsite: Pangolin Exchange Twitter: @pangolindexJustin's Twitter: @jtrollip Discord: discord.gg/pangolindex Telegram: t.me/pangolindexV2 

Alles Coin Nichts Muss
#30 MiCA ist keine Allzweckwaffe, FTX will Coinbase kaufen und Elon Musk + Twitter = Wallet?

Alles Coin Nichts Muss

Play Episode Listen Later Oct 29, 2022 81:44


Web3-Welt oder wilder Westen? In den Augen vieler Kritiker gibt's da aktuell kaum Unterschiede. Die Markets in Crypto-Assets (MiCA) könnte das bald ändern. Warum die neue EU-Verordnung trotzdem keine Allzweckwaffe ist und ob gelangweilte Affen bald ein Wertpapierprospekt brauchen, besprechen Julius Nagel und Florian Adomeit in dieser Folge von Alles Coin, Nichts Muss. Mit dabei ist Dr. Markus Kaulartz, der als Rechtsanwalt und Partner bei CMS das Thema Krypto-Law verantwortet. Doch vorher jagt Flo seinen ersten Airdrop und stößt dabei auf einen WhatsApp-Challenger, der euch für das ghosten eurer Freunde bezahlt. On top geht's darum, wie Sam Bankman-Fried davon träumt, bald Coinbase zu kaufen, warum FTX auf Binance macht und einen eignen Stablecoin an den Start bringt. Und natürlich geht's um Elon Musk und Twitters Krypto-Pläne. Weiterführende Links: Airdrop Twitter Profil: https://twitter.com/OlimpioCrypto Unclaimed Airdrops: https://earndrop.io/ DeBank: https://debank.com/ Heutiger Gast ist Dr. Markus Kaulartz (Rechtsanwalt und Partner bei CMS): https://www.linkedin.com/in/markus-kaulartz/. Alles Coin, Nichts Muss ist ein Podcast von Finance Forward und Podstars. Bei Themenwünschen, Kritik und allen anderen Rückmeldungen schreibt uns auf Twitter oder Instagram an @allescoin_pod. Julius Nagel (@julius_nagel) ist bereits seit 2012 in der Krypto-Welt unterwegs und hat unter anderem 2014 für Ethereum gearbeitet. Er investiert in Coins und Start-ups im Web3 mit Picus Capital und verfolgt die aktuellen Trends & Entwicklungen. Florian Adomeit (@AdomeitFlorian) ist Podcast-Host von Beckers Bets und Experte bei Ohne Aktien Wird Schwer. Diese Folge von Alles Coin, Nichts Muss wird unterstützt von Ultimate by Unstoppable. Die Mission von Ultimate besteht darin, sowohl eine nutzerfreundliche App als auch einen kuratierten Zugang zu Protokollen bereitzustellen, auf die sich Nutzer verlassen können - sozusagen einen Co-Piloten, um die DeFi Welt mit Zuversicht zu navigieren. Um dich für die Warteliste anzumelden und für weitere Infos siehe: ultimate.money. Um die Warteliste zu überspringen, schreibt eine Mail an allescoin@ultimate.money mit der Antwort auf folgende Frage: Welches DeFi-Ökosystem auf welcher Blockchain könnt ihr mit Ultimate nutzen? Timecodes: (00:02:25) FTX will Coinbase übernehmen? (00:08:32) FTX Stablecoin (00:17:33) Twitter Wallet und Elon Musk (00:24:08) Hausaufgabe: Flos erster AirDrop und DeBank Hi (00:47:33) Interview mit Dr. Markus Kaulartz zu MiCA

2tokens studio Interviews
Episode 52: Crypto Market Regulations & MiCA

2tokens studio Interviews

Play Episode Listen Later Oct 12, 2022 31:31


Some countries have their own blockchain laws, such as Germany, Malta, & Estonia. With the #MiCA regulation, this will probably disappear in the long term. The ultimate goal is that there would be a global legal framework for crypto. Is this Utopia for the next decade?In today's podcast, Willem-Jan Smits (Watson Law), Karsten Bruinsma (CMS), & Ryan King (Dusk) talk about the Markets in Crypto Assets (MiCA) and other crypto and blockchain-related legislation. Several questions will be addressed like,  What crypto regulation is already in place?   Will MiCA create a bright future for crypto in Europe?   What will MiCA solve? .....Search for the ‘2Tokens Podcast' on you favourite podcast channelOr watch the recording on YouTube: https://youtu.be/FBpUKOtsGNc #Crypto #regulation #Fintech #tokenization #cryptolegislation #MiCA #AML #nationaltrading Podcast Guest:Willem-Jan Smits, Advocaat/Co-founder (specialist ₿itcoin, Blockchain & Tokenization | finance & restructuring) at Watsonlawhttps://www.linkedin.com/in/willem-jan-smits/&Karsten Bruinsma, Advocaat (Fintech | Capital Markets | Corporate/M&A) at CMS Netherlands https://www.linkedin.com/in/karsten-bruinsma-572572b3/Podcast Host:Ryan King, Head of Business Development at Dusk Network https://www.linkedin.com/in/theryanking/Subscribe to our newsletter https://share.hsforms.com/1bf2NmSX1Tp6hFgNpN8_iWQ4tojoRead more on our blog https://www.2tokens.org/newsFollow us on LinkedIn https://www.linkedin.com/company/2tokens Twitter https://twitter.com/2tokens_org?s=20Website https://www.2tokens.org/Do you want to join one of the use cases?  Contact us via info@2tokens.org 

Public Key
What You Need To Know Before The EU's MiCA and Travel Rule Regulations Comes Into Effect

Public Key

Play Episode Listen Later Jul 26, 2022 35:06


What You Need To Know Before The EU's MiCA and Travel Rule Regulations Comes Into Effect In this episode of Public Key, our host, Ian Andrews (CMO at Chainalysis) is joined by podcast, Caroline Malcolm (Head, International Public Policy & Research, Chainalysis), whose been filling the Chainalysis blogs with insights and clarification on the EU's emerging Markets in Crypto-Assets (MiCA) and Travel Rule regulations and what it means for the crypto industry.  Caroline and Ian discuss the impact of these regulations on personal wallets, stablecoins and licensing requirements, while identifying where NFTs and DeFi land in this new regulatory framework.  This is a must listen for those trying to understand the most comprehensive cryptocurrency regulations of any jurisdiction globally to date.  Minute-by-minute episode breakdown (1:55) – Describing EU's regulatory mandate regarding crypto assets as it relates to MICA and the Transfer Fund Regulation (5:15) – Insights into the Travel Rule and How the EU's TFR implementation goes beyond FATF recommendations (9:30) – The EU's stance regarding unhosted / personal wallets  (13:50) – Balancing collection of identification information by Crypto Asset Service Providers (CASPs) and privacy mandates  (16:05) –Can crypto users exploit and circumvent the EU policy objectives around proof of wallet ownership (19:08) - What topics MiCA does cover and what is excluded (NFTs and DeFi) from the pending regulations  (24:05) - What is a CASP and how does discrepancies in definitions create challenges for cryptocurrency firm (26:15) - How former Facebook's Diem project influenced MiCAs stance on stablecoins and asset referenced tokens (29:30) - Does MiCA have the opportunity to set the standard when it comes to market manipulation regulations (32:00) How does environmental concerns over proof of work protocols impact MiCA regulations  Related resources Check out more resources provided by Chainalysis that perfectly complement this episode of the Public Key. Blog: EU Agrees on Comprehensive Cryptocurrency Regulations: Part 1 of Our Breakdown Blog: Breaking Down the EU's New Cryptocurrency Regulations, Part 2: The MiCA Licensing Regime Podcast / Blog: Everything You Need To Know About The Cryptocurrency Travel Rule Report:The Chainalysis State of Web3 Report Webinar: The State of Web: Watch On Demand (with Ethan McMahon and Kim Grauer) Video: Chainalysis Links New York 2022 (Video Replays)  Speakers on today's episode Ian Andrews * Host * (Chief Marketing Officer, Chainalysis) https://www.linkedin.com/in/ianhandrews Caroline Malcolm (Head, International Public Policy & Research, Chainalysis) https://www.linkedin.com/in/malcolmcaroline This website may contain links to third-party sites that are not under the control of Chainalysis, Inc. or its affiliates (collectively “Chainalysis”). Access to such information does not imply association with, endorsement of, approval of, or recommendation by Chainalysis of the site or its operators, and Chainalysis is not responsible for the products, services, or other content hosted therein. Our podcasts are for informational purposes only, and are not intended to provide legal, tax, financial, or investment advice. Listeners should consult their own advisors before making these types of decisions. Chainalysis has no responsibility or liability for any decision made or any other acts or omissions in connection with your use of this material. Chainalysis does not guarantee or warrant the accuracy, completeness, timeliness, suitability or validity of the information in any particular podcast and will not be responsible for any claim attributable to errors, omissions, or other inaccuracies of any part of such material.  Unless stated otherwise, reference to any specific product or entity does not constitute an endorsement or recommendation by Chainalysis. The views expressed by guests are their own and their appearance on the program does not imply an endorsement of them or any entity they represent. Views and opinions expressed by Chainalysis employees are those of the employees and do not necessarily reflect the views of the company.   

News and Views by the Fintech Times
Episode 82: Updated MiCA bill, Ethical Banking & The Crypto Queen

News and Views by the Fintech Times

Play Episode Listen Later Jul 10, 2022 31:49


On this weeks episode of News & Views, The Fintech Times Podcast team speak about the update to the Markets in Crypto Assets (MiCA) bill; bringing the crypto industry further under the intense spotlight of regulation, Ethical Banking & how the Crypto Queen has been named to the FBI's Top 10 most wanted.

Tech Path Podcast
651. Stablecoin Regulation w/ Patrick Hansen | Europe Proposal May Influence U.S. Crypto Bill

Tech Path Podcast

Play Episode Listen Later Jun 23, 2022 26:53


The Markets in Crypto-Assets (MiCA) framework is a Crypto-Assets framework meant to dramatically simplify how crypto businesses can expand through the 27-nation European Union Market. Most importantly it deals with stablecoins, a cryptocurrency designed to hold its value, most notably dollar-pegged stablecoins such as USD coin (USDC) or tether (USDT), backed by a basket of different fiat currencies, commodities or crypto assets. This EU regulation may pave the way and fast track U.S. Crypto Regulation on stablecoins.Guest: Patrick Hansen, Europe Crypto Venture Advisor - Presight Capital~Stablecoin Regulation w/ Patrick Hansen | Europe Proposal May Influence U.S. Crypto Bill~⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺⎺Become a Diamond Circle Member FREE! ➜ https://bit.ly/PBDiamondCircleSubscribe on YouTube ✅ https://bit.ly/PBNYoutubeSubscribeFacebook

Crypto Pirates
Three Reasons Why Crypto Is Exploding

Crypto Pirates

Play Episode Listen Later Mar 29, 2022 7:28


The bulls have reclaimed control of the situation. The following are the primary elements that have contributed to the rally. On March 19, Luke Lango informed members of his Crypto Investor Network that Bitcoin (BTC) had completed two pennant formations: short-term negative and long-term bullish. Luke predicted that "Bitcoin is about to either make a massive move higher or lower" before April, depending on which option triumphed.  The breakout did, indeed, arrive yesterday... And the bulls have regained control! While stock indexes have been stagnant for about a week, Bitcoin (BTC) has broken above $47,000, while Ethereum (ETH) is on track to reach $3,500, a level not seen since January. The following are the top stories that have been recognised as important contributions to the rally.  Terra Purchasing Massive Amounts of Bitcoin for Stablecoin Reserves  Terra (LUNA), whose UST stablecoin has skyrocketed in popularity throughout the crypto winter, has been on a bitcoin buying spree to ensure that it remains so. Terra intends to gather $10 billion in "digital gold" as reserves to back up its stablecoin before it is finished.  Terra's most recent purchase (published by Blockworks this morning) totals $133.6 million, and that's just one batch; Terra is supposed to buy roughly $125 million in BTC per day! "These daily purchases might possibly extend for months if Terra does indeed intend to attain to $10 billion in BTC reserves," writes George Kaloudis in CoinDesk's Crypto Long & Short newsletter yesterday. "If successful, UST might become a dollar stablecoin backed by a digital asset that is totally auditable, transparent, and decentralised." "That is significant," Kaloudis concludes. "You won't have to rely on Terra founder Do Kwon or an accounting company that will qualify its claims with weasel phrases. On the blockchain, you'll be able to see for yourself." Even before the news broke, Terra had risen to the second-best smart-contract platform in terms of total value locked (TVL), according to Messari. At $110.5 billion, Ethereum still reigned supreme, while Terra's $20.3 billion considerably surpasses the rest of the pack: Why has Terra accelerated so quickly? To generate big yields, many people are staking or employing debt protocols on the Terra network. Anchor Protocol (ANC), the largest, pays 19.5 percent on your UST! The Anchor community just passed a new "semi-dynamic earn rate" policy to preserve its position – and its users. Previously, Anchor's yield was set at 19.5 percent...a position that some thought was unsustainable. Now, depending on whether the yield reserves have risen or declined that month, your yield might climb (or fall) by 1.5 percent each month, "contributing to Anchor's long-term stability." Even 18 percent is a fantastic yield – and it may potentially drive more users to Terra because to its emphasis on safety and stability. Fear of Missing Out on the Ethereum Merger Meanwhile, cryptocurrency observers such as Ilan Solot of Tagus Capital claim that "FOMO (fear of missing out) is kicking for ETH pre-merge." The Ethereum Foundation has pledged for years that it will transition ETH from a proof-of-work to a proof-of-stake consensus method. As we can see on the Bitcoin network, the current setup necessitates a significant amount of electrical power. Furthermore, it contributes to substantially higher "gas fees" and slower performance for Ethereum compared to its proof-of-stake counterparts. However, Ethereum's Beacon Chain, which has begun to integrate proof-of-stake, is set to combine with the main Ethereum network in June. At that point, proof-of-work is obsolete, and Ethereum can provide a user experience similar to, say, Solana (SOL). Several of the largest crypto breakouts have been ERC-20 tokens on Ethereum, while the Merge rumour mill churns: * Gnosis (GNO), a prediction market specialist, has gained 60% in the last seven days. * Holo (HOT), a cryptocurrency that connects blockchain apps to the rest of the internet: 50% increase * Convex Finance (CVX), a staking platform with 6%+ yields: +50% * Loopring (LRC), the company that will host GameStop's (GME) NFT marketplace: +40% * Chiliz (CHZ), which offers sports fan tokens: +38% MiCA Relaunches Without a Bitcoin Ban In terms of proof-of-work: Bitcoin is unpopular with environmentalists due to its high energy consumption. I've previously stated that Bitcoin has the potential to lead the charge towards clean energy. But, for the time being, cynicism is understandable. Fortunately for BTC investors, crypto rules have advanced again again without outlawing proof-of-work. While the EU was debating its Markets in Crypto Assets (MiCA) bill, bitcoin detractors attempted to outright ban proof-of-work — but that proposal was thrown down in committee on March 14. The "trilogue" comprising the European Parliament, the Council of the EU (heads of state), and the European Commission will then debate MiCA (executive branch). Meanwhile, there were "concerns that other EU leaders in support of limiting the use of proof-of-work cryptocurrencies will make one more attempt," according to CoinDesk, but they've now missed their deadline. The environment will continue to be a key source of worry... However, regulators are at least willing to study the choices. Of course, countries outside of the EU are warming to – and even embracing cryptocurrency. After all, it's a New Digital World, and politicians will have to adapt to it sooner or later.   Support us!

Crypto Vibes Weekly
02: Week 12 Year 2022 Crypto web3 News Recap Katie Haun Launches Record Breaking VC Fund, EU's MiCA Bill Update, Russia and BTC, Elvis DAO and much more.

Crypto Vibes Weekly

Play Episode Listen Later Mar 26, 2022 10:21


Crypto Vibes Podcast by Fort Brox is a weekly podcast recapping the news in the world of crypto. Host: Neil Alonzo Week 12, Year 2022, Episode 02. News Links Mentioned In The Show Former DOJ and A16Z partner in the crypto space Katie Haun officially launches Haun Ventures. Largest solo fund, largest launch fund, and largest by a women, ever. CNBC Interview with Katie Haun EU's MiCA Bill Moves Forward Without Bitcoin Limiting Provision. The European Union's (EU) proposed Markets in Crypto Assets (MiCA) regulatory package is moving forward to the next phase of discussions without a controversial provision seeking to restrict the use of cryptos like bitcoin (BTC) that are based on proof-of-work. RUSSIA IS OPEN TO SELLING NATURAL GAS FOR BITCOIN Russia can trade with ‘friendly' countries in national currencies or bitcoin, the chairman of the State Duma committee on energy said. Dogecoin Rises 14% as Bitcoin ATM Operator Adds DOGE to Kiosks Malaysia May Be the Next Country to Make Bitcoin Legal Tender Binance.US Inches Closer to Approval in All 50 States Savings app unicorn Acorns is adding Bitcoin exposure to portfolios. Here's the catch by Jessica Mathews Fortune Terms Sheet Crypto.com Adds FIFA World Cup Sponsorship to Sports Marketing Strategy Coinbase launching USD Coin (USDC) fiat-to-crypto trading in new countries. Residents can now buy USDC with USD, EUR or GBP Andreessen Horowitz, Khosla Back Worldcoin in Deal Valuing Tokens at $3 Billion The essential web3 toolkit for sharing and funding anything. From writing about your latest idea, to building a home for the next big DAO. Report: Number of African Cryptocurrency Users up by Nearly 2,500% The remaining links are available at www.cryptopodcast.xyz Credits

Long Reads Live
The EU's Near Miss on a Proof-of-Work Ban

Long Reads Live

Play Episode Listen Later Mar 15, 2022 23:44


This episode is sponsored by Nexo.io, Arculus and FTX US.  Today the European Union Parliament ECON committee voted on an amendment to the Markets in Crypto Assets (MiCA) directive that would have effectively amounted to a ban on proof-of-work chains. NLW breaks down the history and context of the amendment and recaps what happened during the vote.  - Take your crypto to the next level with Nexo. Invest and swap instantly, earn up to 20% APR on your idle assets or borrow cash against them at industry-leading rates. Get started today at nexo.io to receive up to a $100 welcome bonus. Valid through March 31. - Arculus™ is the next-gen cold storage wallet for your crypto. The sleek, metal Arculus Key™ Card authenticates with the Arculus Wallet™ App, providing a simpler, safer and more secure solution to store, send, receive, buy and swap your crypto. Buy now at amazon.com. - FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today. - Enjoying this content?   SUBSCRIBE to the Podcast Apple:  https://podcasts.apple.com/podcast/id1438693620?at=1000lSDb Spotify: https://open.spotify.com/show/538vuul1PuorUDwgkC8JWF?si=ddSvD-HST2e_E7wgxcjtfQ Google: https://podcasts.google.com/feed/aHR0cHM6Ly9ubHdjcnlwdG8ubGlic3luLmNvbS9yc3M=   Join the discussion: https://discord.gg/VrKRrfKCz8   Follow on Twitter: NLW: https://twitter.com/nlw Breakdown: https://twitter.com/BreakdownNLW   _ “The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “I Don't Know How To Explain It” by Aaron Sprinkle. Image credit: titoOnz/Getty Images, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8.

Late Confirmation by CoinDesk
BREAKDOWN: The EU's Near Miss on a Proof-of-Work Ban

Late Confirmation by CoinDesk

Play Episode Listen Later Mar 14, 2022 23:43


What today's vote in the European Union Parliament means for Bitcoin. This episode is sponsored by Nexo.io, Arculus and FTX US. Today the European Union Parliament ECON committee voted on an amendment to the Markets in Crypto Assets (MiCA) directive that would have effectively amounted to a ban on proof-of-work chains. NLW breaks down the history and context of the amendment and recaps what happened during the vote. -Take your crypto to the next level with Nexo. Invest and swap instantly, earn up to 20% APR on your idle assets or borrow cash against them at industry-leading rates. Get started today at nexo.io to receive up to a $100 welcome bonus. Valid through March 31.-Arculus™ is the next-gen cold storage wallet for your crypto. The sleek, metal Arculus Key™ Card authenticates with the Arculus Wallet™ App, providing a simpler, safer and more secure solution to store, send, receive, buy and swap your crypto. Buy now at amazon.com.-FTX US is the safe, regulated way to buy Bitcoin, ETH, SOL and other digital assets. Trade crypto with up to 85% lower fees than top competitors and trade ETH and SOL NFTs with no gas fees and subsidized gas on withdrawals. Sign up at FTX.US today.-“The Breakdown” is written, produced by and features Nathaniel Whittemore aka NLW, with editing by Rob Mitchell, research by Scott Hill and additional production support by Eleanor Pahl. Adam B. Levine is our executive producer and our theme music is “Countdown” by Neon Beach. The music you heard today behind our sponsor is “I Don't Know How To Explain It” by Aaron Sprinkle. Image credit: titoOnz/Getty Images, modified by CoinDesk. Join the discussion at discord.gg/VrKRrfKCz8.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

5x5 Crypto News
Ep 44. Crypto Pi Day 🥧

5x5 Crypto News

Play Episode Listen Later Mar 14, 2022 11:31


Tomorrow (3/14) is Pi day! Yes, guilty as charged. I’m a recovering math and science nerd. Pi day is an annual celebration of the mathematical constant “pi” which relates to the circumference of a circle. It’s also a great excuse to eat lots of pie. In honor of Pi day, I wanted to take a walk around the world and touch on a couple crypto relevant stories Ukraine vs Russia: Crypto in war? EU may ban proof of work - misguided? Jambo: Can Play to earn take off in Africa?Holy metaverse?1. Ukraine 🇺🇦 vs Russia 🇷🇺: Crypto in war? The good: War is an ugly business. It brings out the worst of humanity. Yet even in those dark days, heroes emerge and necessity gives birth to innovation. Over $100M of crypto has been donated to Ukraine from around the world. Without crypto, many of these donations would have taken 2+ business days to be processed and charged up to 6% fees. But with crypto, we have solutions that provide instant, free-to-near-free international payments. Speed can be the difference between life and death. Imagine you lived in the US but your loved ones were under siege in Ukraine. They urgently requested money to flee. It could be heart wrenching having to wait 2+ business days. Mind you, if the request came on Friday, funds might not arrive till Tuesday. This could be unnecessary exposure. The ban:Many Western governments and companies have put in place sanctions against Russians. This culminated in 7 leading Russian banks being cut-off from the SWIFT global payment network. SWIFT is a global payment messaging system. It links over 11,000 banks across 200+ countries. The system does not transfer money rather its like an email system for banks. It conducts about 42 million messages every day. The ban on 7 Russian banks would cause inconvenience but I expect they might eventually develop workarounds over time. It remains to be seen how effective the sanctions are. Could crypto provide a workaround?The other sideIn Nigeria, we say, when two elephants fight, the grass suffers. Deep wounds are being gored on both sides. Much of the US news coverage is focused on Ukrainian courage amidst Putin’s over-reach. I have also been thinking about regular Russian citizens - they did not choose this war.The sanctions and exits of Western companies are dealing a heavy blow to the their economy. Global companies like McKinsey & Company, Visa, PWC, McDonald’s are among the dozens which have ceased operations in the country. Many Russians now find themselves without a job at the exact moment their local currency (the ruble) has lost 40% of value against the US dollar and inflation rising. Crypto could offer some solutions for them too. Russians could convert their life savings from rubles to US-dollar backed stablecoins or Bitcoin. Out-of-work Russians could consider Play-to-Earn games. Crypto payments could provide optionality in the event that sanctions. My heart goes out to Ukraine 🇺🇦 and all who have had their lives disrupted by the invasion.2. EU 🇪🇺may ban proof-of-workThe European Union (EU) has a legislative framework for governing digital currencies, it’s called Markets in Crypto Assets (MiCA). It contains a provision that could limit the use of proof-of-work cryptocurrencies like Bitcoin and Ethereum Proof-of-work has been a lightning rod as it is an energy-intensive mechanism. Some environmentalists have decried coal-powered bitcoin mining in China as detrimental to the fight against climate change. It is in the in this vein that proof-of-work came under heavy scrutiny. However, I don’t think this premise is based on full understanding of the current state. Bitcoin miners are highly mobile and incentivized to pursue the lowest energy source. Today, 39% of bitcoin mining is powered by renewable energy while only 13% of US power generation is renewable (EIA). Bitcoin mining can subsidize capital investments to build more renewable energy facilities. The EU is right to consider opportunities to reduce carbon footprint. But it is odd to start with Bitcoin mining given its miniscule carbon footprint compared to other related activities like the traditional banking system (650x), gold mining (90x), and paper currency printing (11x). Furthermore, a 1% reduction in carbon emissions from global aviation sector would be 5x larger than total carbon emissions associated with Bitcoin mining. Shouldn’t we focus on that?3. Jambo: Play to earn in Africa💰Last year, I shared the story of how Play-to-earn NFT games were providing thousands of Filipinos a means of livelihood. Africa has many of the same strong fundamentals: 60% of the population is below 24 years old and almost 50% of university graduates in Africa are unemployed. James Zhang, a 3rd-generation Chinese-Congolese, founded Jambo in Kinshasa to capitalize on the same trends in Africa. Jambo’s goal is to become the Web 3.0 super app for Africa. They have already reached 12,000 students across 14 countries (Morocco, Nigeria, Ethiopia, Equatorial Guinea, Kenya, Congo, Uganda, Rwanda, DR Congo, Tanzania, Zambia, Namibia, Madagascar and South Africa). The students go through a 10-weeek program to explore opportunities in play-to-earn gaming and decentralized finance (DeFi). Jambo also takes on some of the students to become local ambassadors. Jambo provides scholarships which enables students to earn money. In some cases, students are making 2x what their salary might be. Jambo recently raised $7.5M from a group of investors including Coinbase Ventures, Alameda Research and other notable crypto investors. The goal is to achieve 1M downloads by the end of year.Too often, US VCs looking to invest in Africa focus in on Nigeria, South Africa and Kenya. It makes sense these are some of the most mature and dynamic hubs on the continent. However, it belies the difference and opportunities in the other 51 countries in Africa. I’ve been impressed by Jambo’s strategy of quickly getting boots on the ground in a a variety of countries. 4. Holy Metaverse ⛪️✝️This week, I learned that there is a VR Church in the metaverse! They host Sunday services, weekly groups, and offer volunteer opportunities…100% in the metaverse. The clincher is that it was established in 2017! One of the great hopes of the metaverse is to improve access. This has proved true in the VR Church. One of the leaders shared how she had been diagnosed with a neuro-muscular condition which effectively left her homebound since 2010. VR Church has given her an avenue to be actively engaged in a community. Just when I was thinking this was pretty fringe stuff, today my sister and brother-in-law shared that their church was planning to run part of their youth summer program in the metaverse. Church attendance in the US has declined in recent decades. It makes sense to leverage technology to reach the next generation. However, VR Church proves that there is staying power. It delivers on creating a more accessible and global experience. What a great time to be alive. I hope you have a wonderful Pi Day and week ahead. O daboAfo This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit afolabio.substack.com

Connected With Latham
Episode 36 – Fintech Focus: The Year in Crypto – What Changed and What Comes Next in 2022?

Connected With Latham

Play Episode Listen Later Jan 4, 2022 30:44


In 2021, the outlines of emerging crypto legal and regulatory regimes became steadily clearer. In the US, new regulators brought a fresh perspective and new enthusiasm for investor protections, with parallel efforts gaining traction in Congress. Across the Atlantic, the European Commission adopted a digital finance package and will soon ratify the Regulation on Markets in Crypto-Assets (MiCA) framework. In this episode of Connected With Latham, Hong Kong partner Simon Hawkins, London partner Stuart Davis, and New York partners Yvette Valdez and Stephen Wink, Co-Chairs of the firm's Global Blockchain & Cryptocurrency Task Force, join together to review the legal and regulatory developments in crypto from 2021, and look ahead to the direction of travel in 2022.   This podcast is provided as a service of Latham & Watkins LLP. Listening to this podcast does not create an attorney client relationship between you and Latham & Watkins LLP, and you should not send confidential information to Latham & Watkins LLP. While we make every effort to assure that the content of this podcast is accurate, comprehensive, and current, we do not warrant or guarantee any of those things and you may not rely on this podcast as a substitute for legal research and/or consulting a qualified attorney. Listening to this podcast is not a substitute for engaging a lawyer to advise on your individual needs. Should you require legal advice on the issues covered in this podcast, please consult a qualified attorney. Under New York's Code of Professional Responsibility, portions of this communication contain attorney advertising. Prior results do not guarantee a similar outcome. Results depend upon a variety of factors unique to each representation. Please direct all inquiries regarding the conduct of Latham and Watkins attorneys under New York's Disciplinary Rules to Latham & Watkins LLP, 885 Third Avenue, New York, NY 10022-4834, Phone: 1.212.906.1200

Paymentandbanking FinTech Podcast
Alles Legal – FinTech-Recht kompakt #6

Paymentandbanking FinTech Podcast

Play Episode Listen Later Nov 17, 2021 10:05


Markets in Crypto-Assets (MiCA) ist ein Vorschlag für eine Verordnung im EU-Recht. Sie soll dazu beitragen, die Regulierung der Distributed-Ledger-Technologie (DLT) und virtueller Vermögenswerte in der Europäischen Union (EU) zu straffen und gleichzeitig Nutzer und Anleger zu schützen

Coinscrum :: Crypto News, Analysis, DeFi
Discussing MiCA and Who It Applies to With XReg Consulting

Coinscrum :: Crypto News, Analysis, DeFi

Play Episode Listen Later Oct 8, 2020 17:44


//Coinscrum Markets Ep024 Segment - Governance & Guardrails with Sian Jones from XReg Consulting //Segment Overview:: Just as the founders of BitMex were about to find out how regulators in the US deal with retrospective transgressions, the EU's proposed Markets in Crypto-Assets (MiCA) regulations were being published with the aim of aligning the regulation of digital assets with other asset classes. Along with the recent FCA announcements on the same subject, Sian spoke to Ian to assess her interpretation of the these announcements and what it means for the industry. Phil Mochan is founder of Koine, which does custody and settlement of digital assets. //Read on Coinscrum Website www.coinscrum.com or watch the video version on our Youtube Channel. //Follow our Social Media:: www.linkedin.com/company/coinscrum www.twitter.com/coinscrum www.facebook.com/Coinscrum //Join our Facebook Community:: https://www.facebook.com/groups/Coinscrum //Our sponsors:: Buy & HODL BTC/ETH/LTC/XRP on Luno - http://www.coinscrum.com/luno-exchange/ Earn up to 8% interest with Blockfi - http://www.coinscrum.com/blockfi-earn-interest/ Analyse on-chain data at ByteTree - http://www.coinscrum.com/bytetree-terminal/ Get a Custodian Wallet at Trustology - http://www.coinscrum.com/custodian-wallet/