Podcasts about 401k

P.M. Edition for July 22. WSJ special writer Theo Francis explains how startup founders, hedge-fund managers and Silicon Valley insiders are using IRAs to supercharge their wealth. Plus, trade uncertainty comes roaring back. WSJ trade and economic policy reporter Gavin Bade explains the Trump administration's new front on tariffs. And Journal reporter Sam Federman explains how the New York Mets turned baseball's highest payroll into its biggest waste of money. Danny Lewis hosts. Sign up for the WSJ's free What's News newsletter. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

An alarming number of people have access to a 401(k) and are either not using it, not getting the full employer match, or not making the simple moves that turn a good account into a great one. Joe and OG dedicate a full episode to the retirement account that most people take for granted -- covering contributions, matching, investment selection, Roth versus traditional, and the specific decisions that separate people who retire comfortably from people who almost got there. Plus wins from the Stacker community and trivia that will make you the most dangerous person at your next dinner party.What You'll Walk Away WithWhy the employer match is the single highest guaranteed return available to any investor -- and the specific contribution level that captures every dollar of itRoth 401(k) versus traditional 401(k): the one question that cuts through all the noise and tells you which one to use right nowWhy your investment menu feels overwhelming and how to make a great choice in under five minutes using one simple filterThe auto-escalation feature most people never turn on -- and why setting it up once can add tens of thousands of dollars to your balance without you doing anything elseWhat to do with your 401(k) when you leave a job: the four options, which one is almost always wrong, and which one most people choose anywayWhy contribution limits are higher than most people think -- and the catch-up contribution that becomes available at 50 that most people in their 40s don't know to plan forThe vesting schedule trap: why your employer match might not actually be yours yet -- and what that means for anyone thinking about leaving their jobWhy 403(b) and 457 plans follow most of the same rules -- and the one unique advantage the 457 has that almost nobody knows aboutOG on the single most common 401(k) mistake he sees in client portfolios -- and how long it typically takes to fixStacker wins from the community: the specific moves people made this month that are already paying offWhy This Matters NowEvery year you don't optimize your 401(k) is a year of compounding you don't get back. The moves in this episode are not complicated -- but most people either don't know about them or keep putting them off. This is the episode to send to anyone who has a 401(k) and has never really looked at it.From the BasementJoe and OG celebrate the 401(k) in mom's basement while OG recovers from completing the Triple Bypass -- a Colorado cycling event that covers three mountain passes and approximately all of the elevation gain in the western hemisphere. OG's wife asked if he'd do it again. He answered with a childbirth analogy. Doug arrives with trivia that will be re-shared all week. The community delivers wins that prove the system works.Resources MentionedStacking Benjamins Basics Guide -- stackingbenjamins.com/basicsguideStacking Benjamins Field Kit -- stackingbenjamins.com/fieldkitStacking Benjamins BAD Groups -- stackingbenjamins.com/badStacking Benjamins Newsletter (The 201) -- stackingbenjamins.com/201OG financial planning calendar -- stackingbenjamins.com/ogStacking Benjamins Community -- stackingbenjamins.com/basementSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

(July 20, 2026) The surprise economic boost for World Cup host cities. Inside America’s most generous 401k plans. Federal agents told the FBI would no longer investigate ICE confrontations. New requirement for colleges: Do your grads earn enough?See omnystudio.com/listener for privacy information.

Wall Street wants to change the rules for your 401(k) HR 2 full 2615 Mon, 20 Jul 2026 16:17:16 +0000 5ckZKkKy99dvdbnQrrtCVgOp09KvfEGJ news MIDDAY with JAYME & WIER news Wall Street wants to change the rules for your 401(k) HR 2 From local news & politics, to what's trending, sports & personal stories...MIDDAY with JAYME & WIER will get you through the middle of your day! © 2025 Audacy, Inc. News https://player.amperwavepodcasting.c

Matthew Samuel, UK Chartered Financial Planner and SEC Regulated Financial Planner at Titan Wealth International, has built a career across both the UK and the international market, specialising in advising clients with US connections and US assets from his base in Dubai.He holds his UK chartered status alongside the Series 65 qualification, which makes him a registered investment adviser under the SEC, the US regulator. That means he can advise American expats living anywhere in the world, UK pension holders based in the US, and anyone navigating assets across both jurisdictions. It is one of the most technically demanding niches in financial planning, and it is exactly where he chose to specialise.In this episode of Financial Planner Life, Sam Oakes sits down with Matthew in Dubai to find out what that career actually looks like day to day. How he established credibility as a young adviser without years of experience behind him, and why getting your exams done early is the single best thing a young financial planner can do. How Covid changed the way international advice is delivered, making it possible to speak to clients across New York, Texas and San Francisco all in one evening without boarding a single flight. And what the One Titan philosophy actually means in practice, from following clients across borders as their lives change to having specialists in-house for almost every jurisdiction in the world.Titan Wealth International is expanding into the US with advisers on the ground, building the infrastructure to serve clients wherever in the world they end up.This is an episode for UK financial planners thinking about an international career, for anyone curious about what advising US-connected clients actually involves, and for anyone who wants to understand what a genuinely global financial planning business looks like.The episode's key takeaways:Why Matthew combined his UK chartered status with the Series 65 to advise US-connected clients internationallyHow knowledge compensates for lack of experience in client meetings and why young advisers should prioritise their examsHow Covid changed international financial planning delivery and what that means for advisers thinking about going globalWhat a 401k is and why so many sit dormant and unreviewed for international clientsWhat the IRA rollover actually means and why it matters for US clients with UK connectionsWhat One Titan means in practice and why a borderless financial planning business changes everything for internationally mobile clientsWhy Titan Wealth International is expanding into the US and what that means for financial planners considering an international careerIf you are a UK financial planner thinking about taking your career international, this is the episode to listen to.Learn more about Titan Wealth International at www.titanwealthinternational.comFinancial Planner Life is sponsored by Redmill AdvanceWhether you're starting out, already qualified, or building a training academy, Redmill Advance delivers expert-led learning, exam support and CPD from Level 4 to Chartered.✅ Trusted by top UK firms

Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: ⁠https://oldpodcast.eo.page/join⁠ Discover all of the podcasts in our network, search for specific episodes and learn more at:⁠ OLDPodcast.com⁠. Episode 3633: Logan Allec explains how seemingly small retirement account charges, like 12b-1 fees, administrative costs, advisory fees, load fees, and transaction commissions, can quietly erode long-term savings. Understanding where your money is going and reviewing your plan documents regularly can help you make smarter decisions and potentially keep more of your retirement nest egg. Read along with the original article(s) here: https://savingjoyfully.com/blog/hidden-401k-fees-no-one-talks-about Quotes to ponder: "Providers are responsible for managing the funds in the account and making sure everything runs smoothly." "You may be surprised when you realize how much of your contributions are covering these costs rather than your retirement." "It's important to review your plan's prospectus every year to learn about any changes." Learn more about your ad choices. Visit megaphone.fm/adchoices

Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: ⁠https://oldpodcast.eo.page/join⁠ Discover all of the podcasts in our network, search for specific episodes and learn more at:⁠ OLDPodcast.com⁠. Episode 3633: Logan Allec explains how seemingly small retirement account charges, like 12b-1 fees, administrative costs, advisory fees, load fees, and transaction commissions, can quietly erode long-term savings. Understanding where your money is going and reviewing your plan documents regularly can help you make smarter decisions and potentially keep more of your retirement nest egg. Read along with the original article(s) here: https://savingjoyfully.com/blog/hidden-401k-fees-no-one-talks-about Quotes to ponder: "Providers are responsible for managing the funds in the account and making sure everything runs smoothly." "You may be surprised when you realize how much of your contributions are covering these costs rather than your retirement." "It's important to review your plan's prospectus every year to learn about any changes." Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode: She bought her dream house on the beach but may have done it the wrong way. Is the greed factor getting you in this stock market? If you delay Social Security and draw off your 401(k), does the math work? Subscribe or follow so you never miss an episode! Check out Fire Your Financial Advisor on YouTube! Learn more at GoldenReserve.com or follow on social: Facebook & LinkedIn.See omnystudio.com/listener for privacy information.

Get the 200+ Page Optimal Living Daily Workbook (PDF) — Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: ⁠https://oldpodcast.eo.page/join⁠ Discover all of the podcasts in our network, search for specific episodes and learn more at:⁠ OLDPodcast.com⁠. Episode 3633: Logan Allec explains how seemingly small retirement account charges, like 12b-1 fees, administrative costs, advisory fees, load fees, and transaction commissions, can quietly erode long-term savings. Understanding where your money is going and reviewing your plan documents regularly can help you make smarter decisions and potentially keep more of your retirement nest egg. Read along with the original article(s) here: https://savingjoyfully.com/blog/hidden-401k-fees-no-one-talks-about Quotes to ponder: "Providers are responsible for managing the funds in the account and making sure everything runs smoothly." "You may be surprised when you realize how much of your contributions are covering these costs rather than your retirement." "It's important to review your plan's prospectus every year to learn about any changes." Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you accidentally leaving your retirement savings vulnerable to an uninvited silent partner? In this episode of Retirement Coffee Talk, host Charisse Rivers breaks down why relying solely on stock market growth or blindly draining your 401k can trigger devastating tax traps. Through real-life client stories, discover the critical difference between what you make and what you actually keep. Learn how balancing growth with safe money strategies and proactive tax planning can protect your wealth, clear the path for your bucket-list dreams, and help you transition into a confident retirement. Like this episode? Hit that Follow button and never miss an episode!

OVERDONE - are the high beta names done correcting? GS High Beta Basket hitting levels not seens since 2009. Probably closer to a bottom than a top.ROTATION - positive rotation still happening with cyclicals still leading defensivesMAG7 - not lagging the semis anymore. Are we close to an announcement that the hyperscalers are ready to cut capex?Become a supporter of this podcast: https://www.spreaker.com/podcast/the-care-for-my-wealth-show--2487688/support.

Ary Rosenbaum talks about the idea that the cheapest 401(k) plan can be the most expensive one. 

Ads blame congressman for insurance coverage losses Before Cait Conley won the Democratic primary in June to set up a clash with Rep. Mike Lawler for the U.S. House district that includes Philipstown, a group called Empire State Voices had already been buying ads criticizing the two-term Republican congressman's record on health care. In a February video that ran on YouTube, a woman identified as "Tracey from Pearl River" (Lawler's hometown) recounted draining her 401K after being denied coverage for cancer, and then regaining insurance through the Affordable Care Act, also known as Obamacare. She was afraid Lawler "wants to take that away." In a YouTube ad that ran from late April to May, "Karen from Peekskill" accuses Lawler of cutting the Medicaid her parents rely on to "give tax breaks to billionaires." Lawler countered this month with an ad on Facebook and Instagram: "When premiums were on the line, Rep. Mike Lawler crossed party lines to extend the enhanced ACA tax credits that keep coverage affordable for NY-17 families." But the extension of those Affordable Care Act credits did not pass Congress. That failure and changes to the Republican-led One Big Beautiful Bill that could cut Medicaid enrollments by millions of people are two of the major themes as Conley, Democrats and advocacy groups target Lawler in November's midterm elections. His seat is considered a toss-up and is one of Democrats' main targets as they seek to regain control of the House, which has 218 Republicans, 212 Democrats, one independent and four vacancies. Their success may depend in part on the impact of the One Big Beautiful Bill, which President Donald Trump signed on July 4, 2025. The legislation, which Lawler voted for, extended tax cuts set to expire at the end of last year; temporarily raised to $40,000 (from $10,000) the amount of state and local taxes that can be deducted on federal returns; and allowed workers to temporarily deduct up to $25,000 in tips. But its provisions were also projected to cause 7.8 million people to lose Medicaid coverage by 2034. The bill also affected the health care exchanges New York and other states established when President Barack Obama signed the Affordable Care Act in 2010. A year after the enactment of the One Big Beautiful Bill, the effects on health care coverage are starting to emerge. New York said that because of cuts in the One Big Beautiful Bill, the state's no-premium, no-deductible Essential Plan for low- and middle-income residents could no longer cover households earning between 200 and 250 percent of the federal poverty level. The estimated 450,000 people who lost coverage include individuals earning $31,920 or less annually and four-person households earning up to $82,500. Most of the affected enrollees — including an estimated 13,987 in District 17 and 15,656 in District 18, which includes Beacon — have until Aug. 30 to find subsidized health insurance on New York State of Health, the state's health exchange. But unlike their Essential Plan coverage, monthly premiums and deductibles will be required. Danielle Holahan, the executive director for the exchange, told New York Focus, a statewide news organization, that 150,000 to 200,000 Essential Plan users will be unable to buy insurance on the exchange or get coverage through their employers. Their dilemma, which took effect July 1, was the subject of a Facebook ad from a group called Families Over Billionaires. It featured state Assembly Member Dana Levenberg, whose district includes Philipstown. Calling the One Big Beautiful Bill the "big ugly bill," Levenberg charged that Lawler "lied to us. Not once, not twice but three times you voted to cut Medicaid, and you don't represent the people, you represent Donald Trump and all his flunkies." Rep. Mike Lawler, whose House district includes Philipstown, said in an interview with News12 on Wednesday (July 15) that he was arrested on St. Patrick's Day in 2012 on suspicion of drunk driving. At ...

Kelley discusses common retirement mistakes, the importance of personalized planning, and strategies to optimize your financial future. Learn how to avoid costly errors and create a tailored retirement plan that works for you. 800-810-8060 California Wealth AdvisorsSee omnystudio.com/listener for privacy information.

KOSPI - South Korean stock market breaks trendSpace X - Unlock scheduleCapital - a lot of global capital sloshing around in the systemBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-care-for-my-wealth-show--2487688/support.

Your 401(k) is likely your largest retirement asset, but are you managing it with a blind spot? This week, we cover the spectrum of 401(k) mistakes, starting with the heaviest hitter: Net Unrealized Appreciation (NUA). We explain how this specific IRS rule allows you to move company stock out of your 401(k) and pay lower capital gains rates instead of ordinary income tax.From there, we scale down to the everyday mistakes. Tune in to ensure your retirement strategy is actually optimized.Send us Fan MailSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram

OBS. Det här är inte hela avsnittet. Vill du få tillgång till alla hela avsnitt? Bli medlem på Sista Måltiden. Som medlem får du tillgång till alla nya och gamla avsnitt i sin helhet och utan reklam. Lyssna i valfri podcast-app, inklusive Spotify. Enkelt att komma igång. Ingen bindningstid. Tryck här för att bli medlem eller gå in på https://sistamaltiden.se. Hosted on Acast. See acast.com/privacy for more information.

In this special episode of the BiggerPockets Money Podcast, Mindy Jensen and her husband Carl head to The Money Guy Show studio for a comprehensive portfolio review with Brian Preston and Bo Hanson. After years of maximizing traditional 401(k) contributions to reduce their tax bill, they've built substantial wealth, but now they're asking an important question: Have they fallen into the middle class trap? Together, they break down Mindy and Carl's investment portfolio, retirement accounts, tax strategy, and long-term financial plan to determine whether they're on the right path. Whether you're pursuing FIRE, planning for early retirement, or looking to optimize your portfolio, Brian and Bo share actionable advice to help you avoid costly financial mistakes and create lasting wealth. To go beyond the podcast: Kick start your financial independence journey with our FREE financial resources - https://biggerpocketsmoney.com/ Subscribe on YouTube for even more content- www.youtube.com/biggerpocketsmoney  Connect with us on social media to join the other BiggerPockets Money listeners - https://www.facebook.com/groups/BPMoney Connect with The Money Guys: Website: moneyguy.com YouTube: youtube.com/c/MoneyGuyShow?sub_confirmation=1 Instagram: instagram.com/moneyguyshow We believe financial independence is attainable for anyone no matter when or where you're starting. Let's get your financial house in order! Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Ross Powell of Survival 401k shares insights on how self-employed individuals and real estate professionals can optimize their retirement planning through innovative tools like solo 401(k)s, funding options, and strategic structuring.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

The squad attempts to mediate a messy Homie Helpline where a listener's new man "demands" she quit her hard-earned career to be a stay-at-home wife because he claims her industry is full of "slimy guys". Between the relationship drama, the crew roasts Bad Bunny for getting sued for $40 million over a voice tag and investigates FIFA's audacity in selling jars of World Cup final grass for $3,000. [Edited by @iamdyre ^_^ ] Chapters (00:00) Don't You Know I'm Local (2:59) Chisme (6:15) Rap Sheet (8:10) Petty Police (12:00) Scrolling (16:09) The Weather W/ Concrete! (17:51) Homie Helpline (51:02) Summer Camp (56:43) Don't You Know I'm Local (1:00:45) Chisme (1:04:38) Money Moves (1:08:26) Studious Foo (1:14:16) Play Ball Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Your 401k isn't just a benefit. It's a message to your workforce. In this episode, Kimberly Prescott sits down with Mike Camerata, Partner at Tai Creek Financial Group, to break down how employers can use 401k plans as a strategic retention tool. They cover the biggest misconceptions about cost and complexity, the plan design features that drive real participation (auto-enrollment, auto-increase, and matching formulas), and why safe harbor plans are the go-to for most small businesses. Mike also explains the key differences between Maryland Saves and a customized 401k, and why communication is just as important as the plan itself. We discuss these topics…and of course, we talk about cocktails, including a Sazerac, the official drink of New Orleans!Hosted by Kimberly Prescott, Founder and President of Prescott HRGuest: Mike Camerata, Partner at Tai Creek Financial Group

Oil - doing what I said it might doCPI - deceleration...should not be a surpriseConcentration - we don't have that concentrated of a market. Stop listening to the media. Become a supporter of this podcast: https://www.spreaker.com/podcast/the-care-for-my-wealth-show--2487688/support.

You’ve spent decades building your retirement savings—but do you know how that money will turn into a paycheck? Catherine Gross discusses why income planning is one of the most important parts of retirement and why many retirees focus on saving without preparing for the distribution phase. The conversation explores Social Security, pensions, 401(k)s, protected income strategies, and the role each can play in covering retirement expenses. Learn how evaluating income needs, savings, and risk tolerance can help create a clearer picture of where your retirement paycheck may come from. Want to begin building your retirement and tax plan? Click Here to Schedule a 15-minute Discovery Call Follow us for more helpful insights:

On this new Suze School, Suze teaches a lesson about the differences between a SEP IRA and a Solo Roth 401K. For those of you who are self-employed, know someone who is or think that you may become self-employed down the road, this is for you. Learn more about the Ultimate Scam Protection here: SuzeOrman.com Watch Suze’s YouTube Channel Jumpstart financial wellness for your employees: https://bit.ly/SecureSave Protect your financial future with the Must Have Docs: https://bit.ly/3Vq1V3G Help with the Must Have Docs: Email:support@musthavedocuments.zendesk.com Phone: 888-510-0510 Get your savings going with Alliant Credit Union: https://bit.ly/3rg0Yio Get Suze’s special offers for podcast listeners at suzeorman.com/offer Join Suze’s Women & Money Community for FREE and ASK SUZE your questions which may just end up on the podcast. Download the app by following one of these links: CLICK HERE FOR APPLE: https://apple.co/2KcAHbH CLICK HERE FOR GOOGLE PLAY: https://bit.ly/3curfMISee omnystudio.com/listener for privacy information.

Roundup of the Week's Top Stories in Economics and FreedomTrump Unleashes the 401(k)'sThe AI Bailout MachineThe Billionaire Tax MousetrapAI Girlfriends are Taking Over“Regime Change” at the Federal ReserveRead the article “‘Regime Change' at the Federal Reserve" at https://www.profstonge.com/Visit our Sponsor: Monetary MetalsEarn 5% to 12% interest on your physical gold and silver, paid in physical gold and silver.Visit our Sponsor: CoinKiteProtect your Bitcoin with an Ultra-Secure Hardware WalletVisit our Sponsor: Abundant MinesMine Bitcoin, Keep the Profits, Reduce your Taxes. We handle Everything.Visit our Sponsor: The Bitcoin WayStep-by-step help with Bitcoin self-custody, upgraded cybersecurity, and Plan B residency.Profstonge WeeklyWeekly articles on economics and freedom and a monthly investment Watch ListDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the show

ARY ROSENBAUM talks about why not every shiny object belong is a 401(k) plan. What works for most, may not work for all. 

Peter McCormick, founder of TurfNet, joins Joel Simmons for a candid conversation about retirement after more than three decades serving the golf course industry. Rather than focusing solely on finances, Peter shares the emotional transition of stepping away from a career that defined much of his life, the importance of completely disconnecting from work, and the unexpected relief that comes from simplifying life.The discussion covers practical retirement planning, including maximizing retirement contributions, understanding Social Security, working with financial advisors, downsizing possessions, avoiding debt, and preparing financially long before retirement arrives. Peter explains how thoughtful planning gave him confidence that retirement could be something to enjoy rather than fear.Beyond finances, Joel and Peter explore the psychological side of retirement, staying physically active, maintaining purpose, volunteering, mental health, and the value of letting go of possessions and responsibilities that no longer serve you. Peter also reflects on the meaningful relationships he built throughout his career and the touching retirement tribute organized by his family and industry friends.Whether you're just starting your career or beginning to think about life after work, this episode offers honest advice about preparing for retirement while also reminding us that success isn't measured only by money, but by health, relationships, and living a life with purpose.Visit EarthWorks at: https://www.earthworksturf.com Podcasts: https://www.earthworksturf.com/earthworks-podcasts/ EW Turf Talks: https://www.earthworksturf.com/2-minute-turf-talks/

Your 401(k) may be one of your largest assets. And may be one of your largest future tax liabilities if not managed carefully. In this week's podcast, we discuss strategies to help preserve your savings, create reliable retirement income, and reduce unnecessary taxes throughout retirement.

Drew is solo this week as he talks to callers and answer questions regarding Medicare Part B late enrollment fee, signing up for Medicare, ACA enrollment, scams,  401k rollovers, and more! Download and enjoy!

Could the way you've saved for retirement create an unexpected tax problem later on? In this episode, Brandon Bowen explains the three primary tax buckets—tax-deferred, taxable, and tax-free accounts—and why having a mix of each can create more flexibility in retirement. He discusses common challenges retirees face when most of their savings are concentrated in one account type, along with strategies to consider when planning withdrawals and managing taxes. Learn how thoughtful tax diversification can play an important role in an overall retirement income plan. Like what you hear? Get a second opinion today: bowenwealth.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Is Social Security really running out? And if changes are coming, what should you be doing now to prepare for retirement? In this episode of Dollars & Sense, Rob Field and Chet Cowart of Nelson Financial Planning break down the latest Social Security Trustees Report and explain what it may mean for future retirees. They discuss why Social Security is not expected to disappear entirely, what could happen if no changes are made, and why it is more important than ever to build a retirement income plan that goes beyond one source of income. Rob and Chet also cover the importance of employer retirement plans, IRAs, Roth options, systematic investing, diversification, market expectations, AI and technology exposure, and how to answer the big retirement question: “Do I have enough?” Whether you are decades away from retirement or already thinking about turning your savings into income, this episode offers practical insight into how Social Security, investments, budgeting, taxes, risk tolerance, and lifestyle goals all work together in a successful retirement plan. In this episode, you'll learn: What the latest Social Security Trustees Report says about the future of benefits Why Social Security should be one part of a broader retirement income strategy How workplace retirement plans, IRAs, Roth accounts, and brokerage accounts can support your long-term goals Why systematic investing and “paying yourself first” can help build strong financial habits How diversification can help manage risk during changing market conditions Why retirement planning is about more than reaching a single account balance If you have questions about Social Security, retirement income planning, or how your investment strategy fits into your long-term goals, contact Nelson Financial Planning. We're here to help you make sense of life's decisions involving your dollars.

Everybody told you to max out your 401k and wait 40 years to touch it. Nobody told you that money could be working a lot harder for you right now.

1032. Do you have extra side hustle income that's pushing you into a higher tax bracket? In this episode, Laura answers a listener's question about whether new self-employment earnings mean it's time to switch from a Roth to a traditional 401(k) or IRA. You'll learn how to use retirement contributions to lower your taxable income today, the fundamental tax differences between these accounts, and how to choose the best strategy for your small business income. Key takeawaysTraditional retirement accounts allow tax-deductible contributions, but withdrawals in retirement are fully taxed.Roth retirement accounts don't have an upfront tax benefit, but allow your investment growth and future retirement withdrawals to be entirely tax-free.Choosing between a traditional and Roth account depends on guessing about your future tax rate, but could also be a preference for having taxable or tax-free income in retirement. If you believe your tax rate is lower today than it will be in retirement, choose a Roth. If your income increases so that your current tax rate is higher today than you expect in the future, choose a traditional retirement account. Using a hybrid approach and splitting retirement investments between traditional and Roth in the same year can be wise.When you have self-employment income, you qualify for small business plans, such as a solo 401(k) or a SEP-IRA.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

Is personal finance rigged against ordinary people? Economists John Campbell and Tarun Ramadorai argue the system rewards the wealthy and financially savvy at the expense of everyone else.  Their book Fixed points to a troubling pattern: the fees you avoid by never overdrafting, or by refinancing on time, are paid for by people who don't, and they warn that the resulting resentment is fueling political discontent. But there is a tension at the heart of their argument. They don't want the government running finance or setting prices, yet they call for far more muscular rules. So what exactly are they proposing, and why do they insist it would expand your choices rather than limit them? Connect with us:

Retirement planning comes with plenty of questions, and this episode of the Retire Sooner Podcast is built around answering them. Join Wes Moss and Christa DiBiase as they tackle listener questions on retirement income, investing, 401(k)s, Roth IRAs, target-date funds, and career changes. • Compare the bucket strategy with other approaches to generating retirement income. • Learn how withdrawal guardrails may help shape spending decisions in different market environments. • Consider 401(k) and Roth IRA options if you're working to build your retirement savings. • Find out how target-date fund fees and expense ratios really work and how they may fit into a retirement withdrawal strategy. • Explore what a second-act career may look like in education, healthcare, technology, or financial services. • Review what to expect when moving from a financial advisor to a self-directed investment account. • Understand why compounding and asset allocation may matter whether you own one fund or several. Whether you're saving for retirement, approaching retirement, or already there, you'll find thoughtful perspectives on some of today's most common financial questions. Listen and subscribe to the Retire Sooner Podcast for more conversations about retirement planning, investing, and retirement income. Learn more about your ad choices. Visit megaphone.fm/adchoices

Banks - KBE breakout from 2007 GFC highsGold - Bottoming process...looking like 1973, 2006 now all similarJobs - AI not killing jobs like thought?Become a supporter of this podcast: https://www.spreaker.com/podcast/the-care-for-my-wealth-show--2487688/support.

Your 401(k) is about to get access to private equity, but how, in what form, and at what price are all still TBD. Which is kind of a problem for such a big change. The pitch for putting private markets in retirement accounts is all about fairness: regular people got locked out of the hottest private companies, such as SpaceX, OpenAI, Anthropic, and Stripe. But the products actually getting built are something else entirely. They are semi-liquid, evergreen, with various fee wrappers, and most of what you'll be offered is actually private credit rather than private equity or venture capital. Devin is joined by return guest Nizar Tarhuni, PitchBook's EVP of Research & Market Intelligence, to get into how these structures work, what to look out for, what questions to ask, and how, in the right circumstances, privates can work well in retirement accounts. They both agree, however, it is not a matter of if, but when and how, privates are coming for your 401(k). PitchBook.com  PitchBook Research 

Can real estate play a bigger role than your 401(k)? Kathy Fettke and longtime RealWealth Investment Counselor Joe discuss the retirement strategies that helped him retire with confidence and how rental properties can create lasting income, hedge against inflation, and strengthen your retirement plan.   Do you want to learn how to retire through real estate investing? Go to www.Realwealth.com/Schedule to meet with one of our Investment Counselors.   DISCLAIMER The views and opinions expressed in this podcast are provided for informational purposes only, and should not be construed as an offer to buy or sell any securities or to make or consider any investment or course of action. For more information, go to www.RealWealthShow.com.

Should you leave your old 401(k) with a former employer, roll it into an IRA, move it to a new employer's retirement plan, or consider another option? The right answer depends on your goals, investment choices, fees, taxes, and retirement timeline. Lance Roberts & Jon Penn examine the advantages and disadvantages of each option, including investment flexibility, creditor protection, Required Minimum Distributions (RMDs), fees, and the tax implications that could affect your long-term retirement strategy. We'll also explain why leaving your 401(k) where it is may be the best decision in some situations—and why rolling it over isn't always the automatic choice. If you're changing jobs, approaching retirement, or simply reviewing old retirement accounts, this discussion will help you make a more informed decision before moving your savings. 0:00 INTRO 0:48 - End of June - Start of July 2:25 - Google Goes to DJIA 4:43 - Maintain & Monitor Risk 8:35 - Man Caves & Kitchens 9:18 - I Need to Rollover My 401k to an IRA 15:16 - What to Do with Your 401k 17:04 - What You Lose in an IRA 20:55 - Is This a Bad Time to Invest? 25:57 - Binary Investors 27:33 - Gating Returns in Private Credit Funds 40:18 - Dollar Strength & Precious Metals 43:31 - Why You Should Keep Money in a 401k - vs IRA Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/iHJLWOZY4NQ ------- Articles Mentioned in Today's Show: "Friedman Was Right, Just Mostly Misquoted" https://realinvestmentadvice.com/resources/blog/mitton-friedman-was-right-just-mostly-misquoted/ "Private Equity – Why Am I So Lucky?" https://realinvestmentadvice.com/resources/blog/private-equity-why-am-i-so-lucky/ ------- Watch today's "Before the Bell" premarket commentary, "Can Markets Break Out?" https://youtu.be/Cdk3OpxHkd4 ------- Watch our previous show, "Milton Friedman Was Mostly Right" https://youtube.com/live/qDTBlhH8YGY ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #TechnicalAnalysis #Investing #MarketOutlook #401k #RetirementPlanning #IRA #Retirement #FinancialPlanning

Should you leave your old 401(k) with a former employer, roll it into an IRA, move it to a new employer's retirement plan, or consider another option? The right answer depends on your goals, investment choices, fees, taxes, and retirement timeline. Lance Roberts & Jon Penn examine the advantages and disadvantages of each option, including investment flexibility, creditor protection, Required Minimum Distributions (RMDs), fees, and the tax implications that could affect your long-term retirement strategy. We'll also explain why leaving your 401(k) where it is may be the best decision in some situations—and why rolling it over isn't always the automatic choice. If you're changing jobs, approaching retirement, or simply reviewing old retirement accounts, this discussion will help you make a more informed decision before moving your savings. 0:00 INTRO 0:48 - End of June - Start of July 2:25 - Google Goes to DJIA 4:43 - Maintain & Monitor Risk 8:35 - Man Caves & Kitchens 9:18 - I Need to Rollover My 401k to an IRA 15:16 - What to Do with Your 401k 17:04 - What You Lose in an IRA 20:55 - Is This a Bad Time to Invest? 25:57 - Binary Investors 27:33 - Gating Returns in Private Credit Funds 40:18 - Dollar Strength & Precious Metals 43:31 - Why You Should Keep Money in a 401k - vs IRA Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/iHJLWOZY4NQ ------- Articles Mentioned in Today's Show: "Friedman Was Right, Just Mostly Misquoted" https://realinvestmentadvice.com/resources/blog/mitton-friedman-was-right-just-mostly-misquoted/ "Private Equity – Why Am I So Lucky?" https://realinvestmentadvice.com/resources/blog/private-equity-why-am-i-so-lucky/ ------- Watch today's "Before the Bell" premarket commentary, "Can Markets Break Out?" https://youtu.be/Cdk3OpxHkd4 ------- Watch our previous show, "Milton Friedman Was Mostly Right" https://youtube.com/live/qDTBlhH8YGY ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #TechnicalAnalysis #Investing #MarketOutlook #401k #RetirementPlanning #IRA #Retirement #FinancialPlanning

I don't mean to be an alarmist, but if you are an employee for a company, you will be replace in the not to distant future.     A.I. is more cost-effective.    It doesn't complain, need a salary.   Take vacations.    Ask for raises.    Need sick days.   401K and retirement.    The best thing you can do is to become an entrepreneur.   If you don't own or control the tech, it's going to own you.    Get on the front side of this before it is completely here.    You have maybe 5 good years doing whatever it is you're doing and don't think for a moment we won't figure out how to do some amazing things and replace 90% of the jobs in the world these days.    The best advice I can give you is to find something that's not sexy.   Something that's going to be needed.    Start a company around that.   Build the tech.   Be the best at it.    You've got 5 months!    About the ReWire Podcast   The ReWire Podcast with Ryan Stewman – Dive into powerful insights as Ryan Stewman, the HardCore Closer, breaks down mental barriers and shares actionable steps to rewire your thoughts. Each episode is a fast-paced journey designed to reshape your mindset, align your actions, and guide you toward becoming the best version of yourself. Join in for a daily dose of real talk that empowers you to embrace change and unlock your full potential.    Learn how you can become a member of a powerful community consistently rewiring itself for success at ⁠https://www.jointheapex.com/⁠   Rise Above 

Most of the education about work-sponsored retirement plans comes from the employer or the plan provider. But you could be a source of knowledge and encouragement to your colleagues, friends, and relatives. Robert Brokamp discusses grassroots retirement education with Julie Jason, the founder and CEO of Jackson, Grant Investment Advisers and the creator of the annual 401(k) Champion Award. (Visit 401kchampion.com to nominate yourself or someone you know.)Also in this episode:-Many value stock index funds are beating the S&P 500 so far this year, thanks to some surprisingly large holdings in high-flying tech stocks-Student loan borrowers can get a larger interest rate deduction if they sign up for autopay by Sept. 30-How much do workers contribute to their 401(k)s, and how many take advantage of features like catch-up contributions and Roth accounts?-At almost halfway through the year, now is a great time to evaluate whether you are having the right amount of taxes withheld from your paycheck Host: Robert Brokamp, CFP®, EAGuest: Julie Jason, JD, LLMEngineer: Bart Shannon Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Americans are saving more for retirement than ever before, according to Vanguard's latest "How America Saves" report. But even with record 401(k) balances, many workers may still be far from generating enough income to replace a paycheck. In this episode, Kathy Fettke breaks down the numbers and explains what they could mean for real estate investors looking to build long-term retirement income.   Want to watch our free retirement webinar? Visit www.NewsforInvestors.com.   Sources: https://workplace.vanguard.com/content/iig-transformation/pdf/how-america-saves-2026.html https://401kspecialistmag.com/how-america-saves-2026-preview-strong-market-auto-features-power-record-401k-balances  

We welcome Wall Street Journal award winning writer and editor Justin Baer who offers us an unprecedented account of the private family who have brought us one of the world's most powerful financial institutions.  His book is entitled, “House of Fidelity: The Rise of the Johnson Dynasty and the Company that Changed American Investing.”  Fidelity introduced the 401K, expanded access to mutual funds, and upended the need for traditional brokers.  The company touches the lives of millions of Americans.   Learn the inside story of its incredible growth and the internal power struggles within the family dynasty.

A record number of Americans are tapping their 401(k)s through hardship withdrawals, and the reasons are not small or careless expenses. Many people are using retirement savings to avoid foreclosure, cover medical bills, or pay for major home repairs.In this episode of The Capitalist Investor, Derek and Dave Huberty discuss what is driving the increase in hardship withdrawals, why inflation and rising household costs are putting pressure on retirement plans, and what people should understand before pulling money out of a 401(k).They also talk about the real cost of early withdrawals, including taxes, penalties, lost compounding growth, and the impact it can have on near-retirees. The conversation wraps with practical ways to prepare for unexpected expenses, including building the right-sized emergency fund and considering other sources of liquidity before touching retirement savings.Key Topics Covered Why 401(k) hardship withdrawals have increased  The difference between averages and what many households are actually experiencing  Common reasons people are accessing retirement funds early  Taxes, penalties, and opportunity cost  Why withdrawals can be especially damaging close to retirement  How inflation is forcing people to reassess their budgets  Why a $1,000 emergency fund may not be enough anymore  How emergency savings and home equity lines of credit can help protect your retirement plan

In this episode, Kevin Malmgren shares his innovative platform for leveraging 401(k)s into real estate investments, transforming retirement planning for entrepreneurs. Discover how his solutions simplify complex processes, offer new opportunities, and the future of self-directed retirement accounts.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Welcome to the Building Your Money Machine Show! In this episode, we're getting brutally honest about one of the most important tools in your wealth-building arsenal — your 401(k). After three decades as a CPA, I've sat across from every type of earner you can imagine. High rollers living paycheck to paycheck and modest folks with six-figure balances—I've seen it all. And you know what? How you use your 401(k) says a whole lot about what your future's really going to look like.Today, I'm breaking down the five types of 401(k) holders. Yep, you're one of them (and if you're brave enough to find out which, hit play). Spoiler alert: it's not about hitting some magic number. It's about building a life on your terms, with financial stress in your rearview mirror.This is money mastery without the shame, fluff, or fancy jargon — just real talk about what it takes to get your money machine running in the direction that actually matters to you.IN THIS EPISODE, I COVER:Why building wealth isn't about the number — it's about the life you actually wantThe 5 types of 401(k) holders (and how to know which one you are, no judgment)The single move that could be costing you thousands in free money every yearHow your identity and behaviors around money shape your financial future — way more than your paycheckBreaking out of autopilot and reclaiming control (no more financial sleepwalking!)Ready to find out which 401(k) driver you are — and how to actually use your money machine to fuel the life you want? Hit play, subscribe, and join me on the journey to financial freedom, my friend!RECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/When Does Investment Income Finally Beat Your Day JobI'm Politely Begging You To Get Good with MoneyEvery Financial Trap Middle Class People Fall Into ExplainedRich People Don't Buy Luxury...They Buy These 8 ThingsPsychology of Families Who Stay Rich For GenerationsRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don't Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™:Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com