Podcasts about Colorado

Alex and Richard conduct the second annual Coach Firing/Retirement/Departure Confidence Draft, assigning point values to 27 FBS coaches based on how likely they are to leave their jobs after the 2026 season, either because they got fired or retired. (Poachings are not included.) Last year, Alex scored a narrow victory thanks to his bold and successful pick of Kyle Whittingham to be out at Utah after the season. Can Richard fight back?The board runs in order of tenure, from Kirk Ferentz's 28th year at Iowa to Bill Belichick's second at North Carolina, and produces wide gaps on Joe Moorhead, Mike Norvell, Luke Fickell, and the exact meaning of a Lincoln Riley departure. In this episode, we cover these coaches in order:• 5:23: Kirk Ferentz at Iowa• 6:21: Troy Calhoun at Air Force• 7:54: Dabo Swinney at Clemson• 9:39: Dave Doeren at NC State• 11:01: Pat Narduzzi at Pitt• 12:15: Mike Locksley at Maryland• 14:27: Mike Norvell at Florida State• 15:32: Ricky Rahne at Old Dominion• 16:11: Shane Beamer at South Carolina• 18:12: Steve Sarkisian at Texas• 20:34: Sonny Cumbie at Louisiana Tech• 21:50: Joe Moorhead at Akron• 23:49: Timmy Chang at Hawaii• 24:39: Tony Elliott at Virginia• 27:01: Lincoln Riley at USC• 29:04: Sonny Dykes at TCU• 30:35: Brent Venables at Oklahoma• 31:53: Deion Sanders at Colorado• 33:43: Luke Fickell at Wisconsin• 34:40: Jamey Chadwell at Liberty• 35:35: Matt Rhule at Nebraska• 37:05: Bill O'Brien at Boston College• 38:41: Kalen DeBoer at Alabama• 40:14: Scotty Walden at UTEP• 40:50: Derek Mason at Middle Tennessee• 40:53: Dell McGee at Georgia State• 42:00: Bill Belichick at North CarolinaNote: We unintentionally omitted Baylor's Dave Aranda from this draft. We will come back to him in the Big 12 preview later this summer.Producer: Anthony Vito This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.splitzoneduo.com/subscribe

Kelley Dennison, the 27-year-old Republican nominee for Colorado's 2nd Congressional District, has been dubbed “America's First Goth Baddie” — and she's aiming to flip a seat that's voted Democrat for more than 50 years. A tattooed, Gen-Z massage therapist raised by “JFK Democrats”, Dennison says the principles she grew up on “don't pay my bills” and calls herself the Republican Party's “tactical nuke option” for winning over unaffiliated voters. She joins Dr. Drew live to talk affordability, her Colorado-first platform, and why she hopes to inspire more of Gen-Z to run for office. Attorney Viva Frei discusses the Canadian wildfire smoke choking millions of Americans and the GOP senator readying a bill of sanctions over what he calls deliberate government mismanagement. William Parker Ph.D. discusses his book “Tylenol and Autism” and the White House hypothesis connecting acetaminophen exposure to autism. Kelley Dennison was dubbed “America's First Goth Baddie” after running as an unorthodox conservative for Congress in Colorado's 2nd District. She is a Colorado native, business owner, and activist focused on economic affordability and energy stability. Learn more at https://kelleyforco.com/ David Freiheit, known as Viva Frei, is an attorney and political commentator. He hosts the Viva Frei Show on Rumble and Locals and cohosts Viva & Barnes Live with attorney Robert Barnes, focusing on constitutional law, civil liberties, and current events. Follow at https://x.com/TheVivaFrei William Parker, PhD is the author of “Tylenol and Autism: Evidence, Scientific Blunders, and Medicine Gone Wrong” (available at https://amzn.to/4wPv9Jb) and a visiting scholar at the University of North Carolina, Chapel Hill. He spent more than 27 years at Duke University researching transplantation biology, chronic immune dysfunction, and autism spectrum disorder. Follow at https://x.com/DrWParker1 「 SUPPORT OUR SPONSORS 」 • FATTY15 – The future of essential fatty acids is here! Strengthen your cells against age-related breakdown with Fatty15. Get 15% off a 90-day Starter Kit Subscription at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://drdrew.com/fatty15⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ • PALEOVALLEY - "Paleovalley has a wide variety of extraordinary products that are both healthful and delicious,” says Dr. Drew. "I am a huge fan of this brand and know you'll love it too!” Get 15% off your first order at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://drdrew.com/paleovalley⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ • THE WELLNESS COMPANY - Counteract harmful spike proteins with TWC's Signature Series Spike Support Formula containing nattokinase and selenium. Learn more about TWC's supplements at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twc.health/drew⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ • CHAPTER - For free and unbiased Medicare help, dial (218) 521-2472 to speak with my trusted partner, Chapter, or go to ⁠⁠⁠⁠https://askchapter.org/drdrew⁠⁠⁠⁠ Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. 「 ABOUT THE SHOW 」 This show is for entertainment and/or informational purposes only, and is not a substitute for medical advice, diagnosis, or treatment. Executive Producers • Kaleb Nation - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://kalebnation.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ • Susan Pinsky - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://x.com/firstladyoflove⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Content Producer • Emily Barsh - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://x.com/emilytvproducer⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Rivers and Sam are joined at Disgraceland Studios by comedian Jeff May! We kick this one off by testing out an energy drink called "GURU" which has a fun connection to Big Tobacco and some light treason. We talk about Jeff's various projects in the world of comic books. Rivers shares his new favorite political candidate: Colorado governor hopeful and master of "Cajun Karate," Victor "The Dangerous Gentleman" Marx. Plus, Cinderella's "Don't Know What You Got (Till It's Gone)" is our JAM OF THE WEEK! Give us a listen, folks, and watch for the swamp leg sweep!  Follow Jeff on Instagram @HeyThereJeffro2 and listen to his many fine podcasts including "Jeff Has Cool Friends" wherever you find podcasts!  Follow the show on social media @TheGoodsPod  Rivers is @RiversLangley  Sam is @SamHarter666 Carter is @Carter_Glascock  Subscribe on Patreon for the UNCUT video version of this episode as well as TONS of bonus content!  http://patreon.com/TheGoodsPod

Episode 258, FULL SHOW -- It's been a good start for the Nationals out of the All-Star Break, with a series win in West Sacramento vs the Athletics, and a series opening victory in Colorado vs the Rockies. Tobi Altizer & Grant Paulsen layout what the plans could look like if the Nats continue their winning ways over the next couple of weeks ahead of the MLB Trade Deadline, and what factors should determine how the Nationals proceed to act as buyers, sellers or possibly even both.

Tony opens the show by talking to Rehoboth Club Pro George Bushby about the recent Member / Guest Tournament, and he also talks about a nice win for the Nats in Colorado. John Ourand of Puck News calls in to talk about the ratings for the World Cup, and how the numbers were for Netflix and the Home Run Derby. Pat Forde calls in to talk about what's going on at Michigan, continued calls for the SEC to secede from the NCAA, and a new record time for running the mile, and Tony closes out the show by opening up the Mailbag. Songs : Timmy The Teeth “Ain't That Bad” ; “Dollar Daze”

Ben Chapman joins Whiskey Riff Raff for an honest conversation about making music, raising a family, and the ever-changing landscape of country music.Ben talks about balancing life as an artist and a parent, why he'd encourage his son to learn a trade, and how Nashville has transformed over the years. He also shares how The Beatles first inspired him to pursue music, the impact Channing Wilson had on his career, and the story behind his latest album—including how he feels about the "funky tonk" label.The conversation eventually turns to country music itself. Ben explains why he thinks Waylon Jennings was the "bro country" artist of his generation, discusses why too many artists today don't know the genre's history, shares his thoughts on today's "phone-in" records, and wonders what the future of great music might look like.It's a conversation about authenticity, songwriting, and staying true to what makes country music great.whiskeyriff.comshop.whiskeyriff.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This week we talk about cyclospora, FoodNet, and Taylor Farms.We also discuss iceberg lettuce, Taco Bell, and foodborne pathogens.Recommended Book: Babel by R.F. KuangTranscriptFoodborne pathogens cause about 48 million illnesses and around 3000 deaths in the US alone each year.The Centers for Disease Control and Prevention is the main agency tasked with keeping those numbers as low as possible, and the CDC's Foodborne Diseases Active Surveillance Network, or FoodNet, is one way that they've tackled this pernicious, persistent problem since 1995, in partnership with the Food and Drug Administration, the US Department of Agriculture, and 10 state health departments: those of California, Colorado, Connecticut, Georgia, Maryland, Minnesota, New Mexico, New York, Oregon, and Tennessee.Collectively, this FoodNet network covers about 16% of the US population, which seems like a small number, and in some ways it is, but that grid of laboratories and surveillance sites has typically been capable of detecting foodborne problems before they've scaled-up into something more significant, growing from a localized issue into a nationwide outbreak. They're generally not capable of preventing them outright, but they can keep them relatively small and regionalized.FoodNet was created in response to a series of huge, deadly E. coli outbreaks in 1992 and 1993, and in contrast to other common methods of detection, which are usually passive and thus a little slow to respond to potential outbreak indicators, this program was built around active surveillance methods, which means proactively gathering data from medical treatment records, hospitalizations, and even individual patient outcomes (including their travel history)—anything they can pair with diagnostic samples to better understand the context surrounding the products that contain dangerous pathogens—and this was intended to help them move faster to identify issues, triangulate the source of those issues, and then implement measures to solve these issues before they harm a bunch of people, as happened during another round of E. coli outbreaks in 2012 and 2013, which sickened dozens of people across multiple states, about half of the afflicted requiring hospitalization, in addition to at least one known death.At its height, FoodNet tracked 9 pathogens, so it cast a pretty broad net, encompassing the most common and dangerous of these potential vectors, including listeria, campylobacter, shigella, vibrio, yersinia, cyclospora, cryptosporidium, e coli, and salmonella.In July of 2025, as part of a larger wave of sweeping cuts across the nation's safety nets, tracking systems, and scientific agencies, the CDC, under the second Trump administration, downgraded FoodNet so that it was only mandatory to track salmonella and E coli—the rest were no longer on the docket, because these agencies no longer had the budget to keep tracking them.What I'd like to talk about today is a recent, and as of the day I'm recording this ongoing, outbreak of cyclospora-induced cyclosporiasis, what we know about this outbreak, and what might happen next.—Cyclospora cayetanensis is a protozoan that can infect human beings, and which is usually transmitted via contaminated fruits and vegetables. This contamination is typically the consequence of inadequate sanitation standards, as it's not transmitted via coughing or blood or anything like that, it's carried via human feces.So this parasite gets into a human, sporulates, which means it releases a bunch of spores within its host, and then usually between 1 and 2 weeks after entering its new host, the host develops cyclosporiasis, the disease caused by cyclospora producing all those spores. This disease is notorious for sometimes causing what's colorfully called explosive diarrhea, alongside general watery bowel movements, intense cramping and severe gas and bloating, and that's sometimes paired with nausea, vomiting, fever, and dehydration, due to all the frequent, intense, watery bowel-movement-related output.This is how cyclospora reproduces and spreads: it infects a host, that host has urgent diarrhea for a while, usually more than two days, sometimes as long as several weeks or even a month or more, with all the pain and discomfort and life-disrupting issues you might assume from that sort of persistent symptom, and then it sometimes finds new hosts via that watery output.Sometimes, cyclospora works its way into food systems because sanitation standards at a particular farm will be not good. Specifically, workers will sometimes not be allowed to take restroom breaks, and they'll simply do their business right there in the field; so if they're sick and can't afford to take a sick day, and might be fired if they do, or if they're asymptomatic, which some people infected with cyclospora are, they might do their business in the field, unaware that waste can then go on to spread this pathogen into the food system. It's also possible that someone just doesn't wash their hands properly after using the rest room, and then gets back to work, picking vegetables or operating at some other level along the food processing and packaging assembly line, and it gets into the system that way.In a typical year, the United States records around 2,700 confirmed cases of cyclosporiasis, though on occasion it's as low as just a few hundred cases, the majority of which show up in health records in the Spring and Summer, between May and August. That range includes relatively mild outbreaks, so while this is a persistent issue, it's also not generally a massive one, at least compared to other pathogens of note. It's not pleasant for those who come down with it, of course, but not something that has triggered an organized response from the top, because of its meager scale, and because (again, while super unpleasant) people with healthy immune systems generally recover without treatment, even if that recovery can take a while. The biggest risk for most people who catch this disease is dehydration, though immunocompromised people are also sometimes given antibiotics by their doctors, the typical dosage curing about 96% of the people who receive it.There was a larger-than-usual outbreak of cyclosporiasis in the US in 2020, which caused a confirmed 1,241 cases across the country, a whole lot to land all at once, and there were no reported deaths resulting from that outbreak. Between 2018 and 2021, there were about 6,000 total confirmed cases across the US, so an average of about 2000 per year.As of mid-July 2026, the CDC has officially confirmed 1,645 cases of this illness, with another 5,100 probable or potential cases currently under investigation. If the majority of those still-under-investigation cases are confirmed, that would mean more people have already been infected as a result of this one outbreak in the first half of 2026 than were infected between 2018 and 2021, which again, is a range that includes the large outbreak that happened in 2020.Also worth noting about those numbers: that's federal-level, CDC reporting, and it's generally understood that there's a significant lag between local-level data and those that have percolated up to the national level. As of the day I'm recording this, Michigan's health agencies alone have more than 5,000 confirmed and suspected cases, Ohio has nearly 1,200, and other states, which are still investigating, are seeing dozens of confirmed cases, including 43 in Wisconsin, 69 in Maryland, and a few already, in the early stages of investigation, in Nevada.Over the past week, officials flagged shredded lettuce sourced from Mexico and sold by a company called Taylor Farms as the likely source of at least some of these cases, and that's led to a recall on lettuce produced by the company in 27 states. Over the weekend, the CDC found cyclospora in iceberg lettuce from the company's Mexican operations, as well, and this lettuce was part of a batch that wasn't included in the recall—so there's a good chance the recall will expand beyond the currently targeted products, which include shredded lettuce destined for Taco Bell locations in five states, and the kitchens of several other fast food chains, as well.Taylor Farms is one of the largest producers of fresh fruits and vegetables in the United States, and their products are sold all over the place, from lower-end fast food restaurants to more expensive grocery stores like Whole Foods.Taylor Foods has announced that it's voluntarily removing all iceberg lettuce sourced from central Mexico from shelves, even though none of its branded, in-store salad kits have been clearly tied to the outbreak, and Taco Bell has said that it's voluntarily removing all potentially affected lettuce from its locations in the five most-impacted states, indefinitely removing lettuce sourced from the implicated supplier; other brands are following suit, no one wanting to be associated with this outbreak, but everyone wanting to show would-be customers that they're taking it seriously.Interestingly, the FDA doesn't actually require that Taylor Foods tell the public who their products go to—which other entities might be selling infected produce. So they've released lists of product numbers, and again, many of their customers are taking the initiative to announce the removal of this lettuce from their shelves or food, without being prompted, but there's still some fog-of-war here, because of Taylor Foods' decision not to be clearer with that product list.So this is already the largest recorded cyclospora outbreak in US history, there have been 141 confirmed hospitalizations from the CDC, and that number is likely larger, again because it takes a while for state-level numbers to work their way up to the CDC, and to be reconfirmed at that level. Also important to note here is that a lot, perhaps even the majority of people who suffer from cyclosporiasis will never show up in these data, because they just suffer silently, either not realizing they have this parasite, or not seeing the point of going to the hospital, maybe paying an arm and a leg to do so, just to get prescribed anti-diarrheal medication and told to take fluids, same as they can do at home. People who do have any kind of immunodeficiency issues or potentially confounding factors, like being older or very young, are being encouraged to seek medical help, though, as they're more likely to suffer more serious consequences after contracting this disease.It's currently unclear where precisely this outbreak came from, and it's puzzling how an outbreak of this scale might have happened, as, in the words of Matthew Moore, a food safety microbiologist at the University of Massachusetts Amherst who was quoted in the New York Times, this many infections suggest there was a “massive degree of human fecal contamination.” So probably not just a farm laborer who forgot to wash their hands after using the rest room, something much more substantial than that.Also, because cyclospora takes a while, a week or two, to create enough spores in its host to trigger cyclosporiasis, attribution of the infection difficult, which in turn makes tracking it back to its source difficult; which is part of why this outbreak, which has been going on for weeks, is still under investigation, not a solved problem with definitive answers and in-practice solutions.Right now, experts are recommending higher-risk foods are cooked to at least 158 degrees F, because that temperature kills this pathogen, and washing fresh produce doesn't always get rid of all the cyclospora on a contaminated piece of produce. Washing fresh produce certainly helps, and it's better than nothing, and scrubbing is even better. They also recommend avoiding high-risk foods when possible, though of course that won't always be possible for everyone, nor will it always be possible to get heads of lettuce rather than pre-made salads, though that's also advised when feasible.Also worth noting here is that even if the FoodNet program was still up to full power, tracking all 9 of those original pathogens, it's unlikely this outbreak would have been prevented.It likely would have flagged that something was up earlier on in this outbreak, though, which could have led to faster action in the afflicted regions. It probably would have allowed professionals to note hot spots faster, as well, which is what this kind of surveillance system is for: it doesn't prevent, but it does make it more likely experts will have the chance to keep things from spiraling out of control.Show Noteshttps://www.nytimes.com/2026/07/16/well/cyclospora-taylor-farms-lettuce-taco-bell.htmlhttps://www.nytimes.com/2026/07/15/well/eat/cyclospora-stomach-bug-what-to-know.htmlhttps://www.nytimes.com/2026/07/17/business/cyclospora-taylor-farms-lettuce.htmlhttps://www.nytimes.com/2026/07/17/well/eat/lettuce-safety-cyclospora-outbreak.htmlhttps://www.nytimes.com/2026/07/17/health/cyclospora-taylor-farms-mexico-taco-bell-lettuce.htmlhttps://en.wikipedia.org/wiki/Cyclosporiasishttps://pmc.ncbi.nlm.nih.gov/articles/PMC8471761/https://journals.sagepub.com/doi/10.1177/00494755261437456https://www.theguardian.com/commentisfree/2026/jul/16/diarrhea-outbreak-cyclospora-parasite-cdchttps://www.cdc.gov/cyclosporiasis/php/surveillance/index.htmlhttps://www.hopkinsmedicine.org/health/expert-qa/cyclosporiasis-outbreakhttps://www.forbes.com/sites/maryroeloffs/2026/07/17/taco-bell-warned-investors-about-cyclospora-before-the-outbreak-and-these-other-chains-did-too/https://www.today.com/health/disease/cyclosporiasis-outbreak-foods-avoid-map-cases-parasite-diarrhea-2026-rcna588006http://cnn.com/2026/07/18/health/cyclospora-what-to-do-wellnesshttps://www.statnews.com/2025/12/22/american-food-safety-funding-cuts-foodnet/https://www.cidrap.umn.edu/foodborne-disease/cdc-cuts-back-foodborne-illness-surveillance-programhttps://www.nbcnews.com/health/health-news/cdc-quietly-scaled-back-surveillance-program-foodborne-illnesses-rcna227089https://www.thelancet.com/journals/langas/article/PIIS2468-1253(25)00305-X/fulltexthttps://www.cdc.gov/foodnet/about/index.htmlhttps://www.food-safety.com/articles/10646-cdc-slashes-foodnet-surveillance-from-eight-foodborne-pathogens-to-twohttps://www.thermofisher.com/blog/food/foodnet-active-surveillance-for-food-safety/https://www.nytimes.com/2026/07/18/health/taylor-farms-iceberg-lettuce-recall.htmlhttps://apnews.com/article/cyclospora-lettuce-recall-taylor-farms-taco-bell-8c8bb30fbd100e0c246cffeff6983753 This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit letsknowthings.substack.com/subscribe

Gov. Jared Polis popped up on both CNN and Fox News this weekend to talk about his unfavorable view of socialism. In the wake of democratic socialist Melat Kiros winning the Democratic primary in Congressional District 1, is Colorado's outgoing governor out of step with Denverites? Green Chile correspondent Justine Sandoval chats with host Bree Davies about Polis's comments, plus the tuberculosis cases, mail issues, and recent shooting at the Geo Group's immigration detention facility in Aurora.  For even more news from around the city, subscribe to our morning newsletter at denver.citycast.fm. Follow us on Instagram: @citycastdenver Chat with other listeners on reddit: r/CityCastDenver Support City Cast Denver by becoming a member! What do you think about Polis' comments on socialism? Text or leave us a voicemail with your name and neighborhood, and you might hear it on the show: 720-500-5418 If you enjoyed this interview with Tom Seaver, the director of Colorado Lottery, learn more here. Learn more about the sponsors of this July 21st episode: Denver Century Ride Colorado Lottery Blue Sky Breck Create Cozy Earth - Use code COZYDENVER for up to 20% off Looking to advertise on City Cast Denver? Check out our options for podcast and newsletter ads at citycast.fm/advertise

Jury selection is underway in Lindsay Clancy's Massachusetts murder trial, with 18 jurors sought for a case expected to last weeks. The defense argues postpartum psychosis means she was not criminally responsible; prosecutors say the evidence shows planning. Scott breaks down why juror bias, media exposure, expert testimony, and landmark insanity cases may shape the verdict. Watch and comment: is this a murder case, a mental health case, or the hardest legal line to draw? #LindsayClancy, #CrimeTalk, #TrueCrime, #LegalAnalysis, #InsanityDefense, #PostpartumPsychosis

A child's future begins long before the first words, first steps or even the first smile. In the span of just 1,000 days, billions of neural connections are formed, and the foundation for lifelong health, learning, and resilience quietly takes shape. Pediatricians understand the critical nature of early development, and they translate that message to parents, helping guide, nurture, recognize risk and shape outcomes that can last decades.   To explore this fascinating time in a child's life, we are joined by two experts. Caroline Dias, MD, PhD, and Annie Helms, MD, both specialize in developmental and behavioral pediatrics here at Children's Hospital Colorado and are assistant professors at the University of Colorado School of Medicine. Dr. Helms also leads the BLOSSOM Clinic at Children's Colorado.  Some highlights from this episode include: How small things can have the biggest impact in these 1000 days  The importance of supportive caregivers  The balance of nature versus nurture  Easing parent's minds that they aren't "doing enough"  For more information on Children's Colorado, visit: childrenscolorado.org.      

Welcome to episode 447 of Growers Daily! We cover: today we're talking about, well, where I've been, but also why there are no perfect tools, and about my first impressions of Burlap as shade and ground cover from the field.  We are a Non-Profit! 

A new MP3 sermon from Alpha and Omega Ministries is now available on SermonAudio with the following details: Title: Road Trip DL from Colorado: PCUSA Worldview, Dositheus the Provisionist Speaker: Dr. James White Broadcaster: Alpha and Omega Ministries Event: Podcast Date: 7/20/2026 Length: 66 min.

This episode is sponsored by Radiant! Learn more at hcu.edu/radiant This episode is sponsored by the Heritage Event with Collin Raye. Get your tickets at https://www.hcu.edu/event/heritage-event-2026-with-collin-raye/ On today's episode Ben Hayes and Ben Bradford join Travis from the Highland Park Church of Christ Men's Retreat in Colorado to discuss the power of fellowship, Rhino Comics (https://www.facebook.com/rhinocomics) and who Ben Bradford would eat a meal with from the Bible. Check out Ben Bradford's podcast "Been There, Done That, Got the T-Shirt" here: https://open.spotify.com/show/5bqeeM5T4TxtkYbojL0gfE?si=eba1d94c7cd44d29 Links mentioned in this episode: Get our free ebook "28 Days of Focused Living" here: https://www.benandtravis.com https://www.facebook.com/groups/benandtravis Reframing Hope Book: https://www.benandtravis.com/books For extra content and material you can use for your family or ministry go to https://www.patreon.com/benandtravis Represent the show: https://www.benandtravis.com/store The Friday ReFresh: https://podcasts.apple.com/us/podcast/the-friday-refresh/id1611969995 Good Old Fashioned Dislike Podcast: https://podcasts.apple.com/us/podcast/good-old-fashioned-dislike/id1643163790 Co-Producers: Justin B., Doris C., Rhonda F., Scott K., Mary H., Scott B. This podcast is hosted by ZenCast.fm

Griffin Warner talks betting for Tuesday. Griffin Warner runs through a full board of Major League Baseball lines on the July 21st episode of What I Bet, part of the Straight Out of Vegas AM podcast feed, working game by game across a slate that stands as the only major action on the calendar with the World Cup finished and European soccer still weeks away. He opens by noting a strong recent run of picks, then works through a value spot on the Dodgers as a plus-money road underdog in Philadelphia against Zach Wheeler, a Twins-Guardians rematch in Cleveland following a five-home run outburst, a look at Bubba Chandler and the Pirates catching a diminished Yankees lineup in the Bronx, and a plan to keep fading a struggling Kevin Gausman in Toronto. He breaks down why the Orioles carry value in Boston against a Red Sox club working a starter back from injury, why the Padres are getting more plus-money than expected in Atlanta, and how a Brandon Sproat storyline shapes his lean in the Mets-Brewers total. He spends extended time explaining why he wants nothing to do with the San Francisco Giants' defense in Kansas City, along with looks at the Tigers, Marlins, White Sox, a massive total in Colorado, a first-five under in Anaheim, and continued concerns about the Seattle offense heading into a matchup with Cincinnati. Along the way he details a promo code offering listeners a discount on his season-long Major League Baseball coverage. The episode closes with his Best Bet of the show, a play on the Kansas City Royals built around fading the Giants entirely, capping a detailed, game-by-game walkthrough of everything moving on the baseball board that day. Learn more about your ad choices. Visit megaphone.fm/adchoices

Today, Colorado Sun business reporter Tamara Chuang digs into the latest real estate report from the first half of 2026 in the Denver metro area, and talks about why the market continues to be flat across Colorado.See omnystudio.com/listener for privacy information.

Ashe, Christy, and Jackie roll in running on almost no sleep and a lot of caffeine, but they still bring the goods. After a quick sponsor run and a brisket cook video that will make you hungry before lunch, the ladies log into the mainframe for a genuinely useful iPhone trick worth stealing. Then things get weird in the best way. Fresh off a record breaking Badlander meetup, Ashe recaps a deep dive into Denver International Airport's infamous murals, gargoyles, and blue mustang statue with a debunker who has actually worked there. Expect equal parts conspiracy theory, comedy, and a serious case of Colorado being Colorado. There is also a callback to the now legendary music video everyone cannot stop rewatching for its hidden Easter eggs, plus the full explanation of Muffin Gate finally revealed. Fast, funny, and a little unhinged, exactly how you like it.

On this month's episode, Jessica speaks with Stacy Coleman (Assistant Director for Tribal Affairs with Colorado's Department of Natural Resources). First, the two cover how Stacy ended up focusing on law and then her fifteen years working for the Department of Justice's Environmental Enforcement Section. Next Stacy describes what drew her to her current position and the many different aspects of such a large dynamic role. Some highlights she discusses for this role include the Colorado Outdoor Strategy and its Guidance Framework for Tribal Consultation, as well as the recent Colorado Parks and Wildlife Community Listening Sessions and the 1st Tribal Summit at the annual Partners in the Outdoors Conference.  Stacy also discusses the importance of setting up a policy foundation for the next generation, as well as some of the many exciting efforts happening both in Colorado and across North America. Links Heritage Voices on the APN Stacy Coleman's Page on the Colorado Department of Natural Resources Website Colorado Outdoor Strategy Colorado Outdoor Strategy's Guidance Framework for Tribal Consultation American Indian and Indigenous Communities: State Park Engagement Colorado Parks and Wildlife Partners in the Outdoors Conference Contact Jessica Jessica@livingheritageanthropology.org @livingheritageA ArchPodNet APN Website: https://www.archpodnet.com APN on Facebook: https://www.facebook.com/archpodnet APN on Twitter: https://www.twitter.com/archpodnet APN on Instagram: https://www.instagram.com/archpodnet Tee Public Store Affiliates Motion Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

From bartending in Estes Park to golf lessons to running a multimillion-dollar CUSO, Michael Nagl's story proves that the best leaders take unexpected roads. He and Mark Ritter dig into mortgage-lending boom-and-bust cycles, why member service still beats automation, and how a niche auto-leasing program now serves credit unions nationwide. They also swap stories about golf at altitude and Estes Park, Colorado. Whether you run lending or just love a great career journey story, this episode of Credit Union Conversation delivers insight, humor, and real talk about building lasting credit union partnerships in a shifting rate environment.What You Will Learn in This Episode: ✅ How credit union lending partners like Centennial balance mortgage rate cycles with steady member service✅ Why member business loans and commercial real estate lending demand local market expertise✅ How indirect auto loans and leasing give credit unions a low-delinquency, high-yield product✅ What separates a true credit union partnership from a simple vendor relationshipSubscribe to Credit Union Conversations for the latest credit union trends and insights on loan volume and business lending! Connect with MBFS to boost your credit union's growth today.TIMESTAMPS: 00:00 Meet Michael Nagl, CEO of Centennial Lending, and learn about his ties to Estes Park, Colorado05:10 From bartending to golf pro, Michael's unconventional path into credit union lending12:19 Managing mortgage lending boom and bust cycles, including the 2023 workforce reduction16:02 Why member service still wins over automation in today's mortgage lending market22:56 Inside Centennial's member business loans and commercial real estate lending strategy29:53 How indirect auto loans and leasing became a niche win for the credit union service organization37:13 What makes a strong credit union partnership work, plus Centennial's four strategic pillarsKEY TAKEAWAYS:

This week: a Columbus cop accidentally shoots his own partner trying to hit a charging dog, TikTok turns a nationwide parasite outbreak into a "diet trend," Chuck Schumer may or may not have ripped one on the Senate floor, Tulsi Gabbard's brother faces disturbing charges in Hawaii, the JPMorgan "sex slave" lawsuit heads to federal court, a Charlie Kirk statue is coming to Times Square, Boosie Badazz wants his pardon money back, Hilton fires an employee over a racist DM to a WNBA star, a Canadian woman ends up in ICE custody after a Jersey Shore altercation, a Florida mom chains her daughter to a fence, a naked man rides a train through Colorado, a cockroach crashes a live newscast, a Milwaukee nurse gets tied to viral pro-Iran propaganda videos, and two Florida school principals get arrested for DUI hours apart in the same Jeep. All that and more on this week's episode. #news #truecrime #weirdnews #viral #podcast

Who owns the future of the Democratic party?The Democratic Socialists of America – also known as the DSA – are having a solid year. DSA candidates won House primaries in New York, Colorado, and Pennsylvania. Part of why this is kind of a big deal is that some of these candidates were going up against pretty powerful Democratic incumbents...and not just in races for federal seats. DSA candidates won down-ballot primaries for state legislature in New York, Oregon, Georgia, and Kentucky – and for mayor of DC. In the weeks since, there have been many stories of establishment Democrats frustrated by this, with different narratives coming from Democrats about why this is happening and why the DSA is a problem. But what public sentiment are Democratic voters expressing here? And if this is actually a Tea Party moment for Democrats, what does that change for everyday people?Brittany gets into it with Akela Lacy, senior politics reporter at The Intercept and host of the “Intercept Briefing” podcast, and Michael Lange, New York political analyst, DSA member, and writer of “The Narrative Wars” on Substack.(00:00) The Democratic Socialists of America are having a great year(02:46) Are the DSA primary wins surprising, or to be expected?(04:50) The strange racial narratives around voters of DSA candidates(09:35) Do Black voters actually dislike socialism?(14:18) How electable are DSA candidates outside of cities?(17:14) Why Establishment Democrats fear the DSA's rise(21:02) The impact of outside spending on electionsFor more episodes on politics and culture, check out:The women leaving the 'New Right'Progressive women have 'had it!' And they're fighting back.Christians are having a Trump-sized reckoningSupport Public Media. Join NPR Plus.Follow Brittany on Instagram: @bmluseSee pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy

Monday, July 20, 2026 Today, Senator Warren calls out millions in missing Trump library bribes; Markwayne Mullin threatens state election officials with jail time; a top IRS guy was fired for opposing the president's tax immunity granted by Todd Blanche; more details emerge about the abusive past of the ICE agent that murdered Johan Guerrero; FBI said it will no longer investigate ICE murders as the agency is going to investigate itself; Donald is planning to sell insider trading tips early to Wall Street investors; an ICE concentration camp contractor shot a protestor in Colorado; the US military has launched a new round of strikes after Iran killed two service members in Jordan; the administration has launched the Alien Terrorist Deportation Court; a judge ruled the firing of the FEMA CFO was illegal; the Tate brothers were arrested in Miami for extradition to the UK on rape and sex trafficking charges; plus Allison delivers your Good News. Thank You, Helix 27% off Sitewide when you go to HelixSleep.com/dailybeans Thank You, HomeServe For 50% less your first year, go to HomeServe.com/dailybeans. Void in Florida.   The Daily Beans is proud to partner with Miles Taylor and our friends at DEFIANCE.org For a limited time, members of the Daily Beans community can receive a FREE 3-month full membership to DEFIANCE.org and gain access to one of the fastest-growing pro-democracy movements in America. Join here: https://www.defiance.org/beans Join The Daily Beans and give a gift today to ensure The Trevor Project can continue its crucial work in the face of continued challenges. Donate to The Trevor Project - Daily Beans Podcast Guest: Scott GreytakTransparency International U.S.@transparency.usa - Instagramtransparencyusa.bsky.social@transparencyUSA - Twitter The Latest Breakdown→ Epstein Survivor REVEALS SECRETS of Trump DOJ Meeting StoriesDHS Secretary Mullin threatens to prosecute election chiefs who refuse voter roll demands | Democracy Docket AP Exclusive: ICE officer in Maine shooting has history of violent behavior, family and records say | AP News Colorado ICE facility employee arrested, accused of shooting protester | BorderReport Federal Agents Were Told FBI Will No Longer Investigate ICE Confrontations | The New York Times Trump administration activates never-before-used ‘alien terrorist' deportation court | POLITICO Top Treasury Tax Official Ousted After Clashes With White House Over IRS Audits | WSJ Trump Media plans to sell early access to his Truth Social posts | NBC News Democrats push Trump library to account for millions in lawsuit settlement funds | MS NOW US military launches new airstrikes to 'swiftly punish' Iran for deaths of US troops | AP News Judge rules FEMA CFO's firing was illegal | POLITICO The Tate brothers arrested by US Marshals in Miami on UK extradition request over rape and sex trafficking charges | CNNGood Trouble Help save Texas from Ken Paxton! → poweredxpeople.org/become-a-volunteer →Urge Democrats to Oppose and Stop Trump's Crypto Corruption | Indivisible Guide →Defiance.org/beans →Show up for our Libraries - action.ala.org →Stand With Minnesota →ICE List  →iceout.org Good Newsdana-goldbergs-southwest-funnyfest Oct 9 -Email Dana@DanaGoldberg.com for sponsorship informationTickets for Dana Goldberg: Outrageous - Sep 23 - Den Theater - Chicago  →Share your Good News & Good Trouble - The Daily Beans →Beans Talk audio -beans-talk.simplecast.com →Email Dana LGBTQ Owned eating establishments in your area - hello@mswmedia.com Subject: “Dana's Project” Subscribe to the MSW YouTube Channel - MSW Media - YouTube Our Donation Links The Trevor Project - trevorproject.org/beans Blue Wave California - https://secure.actblue.com/donate/msw-bwc Donate to Public Citizen - https://citizen.org/beans/ Donate to It Gets Better / The Daily Beans Fundraiser Pathways to Citizenship link to MATCH Allison's Donationhttps://crm.bloomerang.co/HostedDonation?ApiKey=pub_86ff5236-dd26-11ec-b5ee-066e3d38bc77&WidgetId=6388736 Join Dana and The Daily Beans in support of Human Rights Campaign http://onecau.se/_ekes71National Security Counselors - Donate, ActBlue.com/donate/msw-bwc, WhistleblowerAid.org/beans Dr. Allison Gill - The Breakdown | Allison Gill, Mueller, She Wrote @muellershewrote.com - Bluesky, MSW & The Daily Beans Podcast @muellershewrote - Instagram, MSW Media - YouTube →Federal workers - email AG - fedoath@pm.me Dana Goldberg - Dana is on Patreon! At Dana's Dugout, @dgcomedy - Bluesky, @dgcomedy - IG, Dana Goldberg - Facebook,  DanaGoldberg.com More from MSW Media - Shows - MSW Media, Cleanup On Aisle 45 pod, The Breakdown | Allison Gill Reminder - you can see the pod pics if you become a Patron. The good news pics are at the bottom of the show notes of each Patreon episode! That's just one of the perks of subscribing! patreon.com/muellershewrote Listener Survey:http://survey.podtrac.com/start-survey.aspx?pubid=BffJOlI7qQcF&ver=shortFollow the Podcast on Apple:https://apple.co/3XNx7ckWant to support the show and get it ad-free and early?https://patreon.com/thedailybeanshttps://dailybeans.supercast.com/https://apple.co/3UKzKt0 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

An alarming number of people have access to a 401(k) and are either not using it, not getting the full employer match, or not making the simple moves that turn a good account into a great one. Joe and OG dedicate a full episode to the retirement account that most people take for granted -- covering contributions, matching, investment selection, Roth versus traditional, and the specific decisions that separate people who retire comfortably from people who almost got there. Plus wins from the Stacker community and trivia that will make you the most dangerous person at your next dinner party.What You'll Walk Away WithWhy the employer match is the single highest guaranteed return available to any investor -- and the specific contribution level that captures every dollar of itRoth 401(k) versus traditional 401(k): the one question that cuts through all the noise and tells you which one to use right nowWhy your investment menu feels overwhelming and how to make a great choice in under five minutes using one simple filterThe auto-escalation feature most people never turn on -- and why setting it up once can add tens of thousands of dollars to your balance without you doing anything elseWhat to do with your 401(k) when you leave a job: the four options, which one is almost always wrong, and which one most people choose anywayWhy contribution limits are higher than most people think -- and the catch-up contribution that becomes available at 50 that most people in their 40s don't know to plan forThe vesting schedule trap: why your employer match might not actually be yours yet -- and what that means for anyone thinking about leaving their jobWhy 403(b) and 457 plans follow most of the same rules -- and the one unique advantage the 457 has that almost nobody knows aboutOG on the single most common 401(k) mistake he sees in client portfolios -- and how long it typically takes to fixStacker wins from the community: the specific moves people made this month that are already paying offWhy This Matters NowEvery year you don't optimize your 401(k) is a year of compounding you don't get back. The moves in this episode are not complicated -- but most people either don't know about them or keep putting them off. This is the episode to send to anyone who has a 401(k) and has never really looked at it.From the BasementJoe and OG celebrate the 401(k) in mom's basement while OG recovers from completing the Triple Bypass -- a Colorado cycling event that covers three mountain passes and approximately all of the elevation gain in the western hemisphere. OG's wife asked if he'd do it again. He answered with a childbirth analogy. Doug arrives with trivia that will be re-shared all week. The community delivers wins that prove the system works.Resources MentionedStacking Benjamins Basics Guide -- stackingbenjamins.com/basicsguideStacking Benjamins Field Kit -- stackingbenjamins.com/fieldkitStacking Benjamins BAD Groups -- stackingbenjamins.com/badStacking Benjamins Newsletter (The 201) -- stackingbenjamins.com/201OG financial planning calendar -- stackingbenjamins.com/ogStacking Benjamins Community -- stackingbenjamins.com/basementSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Covered a few topics (a little Open Theism) at the start and then listened to a portion of a "sermon" by a PCUSA priestess about how John 14:6 doesn't really say what...it actually says. Then we got back to Dositheus and discovered that the Provisionists have been stealing from the Orthobros all along!

With just a few months left until the midterms and President Trump's approval ratings hovering in the 30s, Democrats believe they're poised to retake power in Congress this November. But party leaders worry a slate of primary wins by insurgent-left candidates could undermine their chances. And yet, Democratic voters made it clear they are looking for change by rejecting some of the establishment's top recruits in primaries from Colorado to New York and beyond. Kara is joined by three experts to talk about the rise of these insurgent candidates: Adam Jentleson, president and founder of Searchlight Institute and author of the forthcoming book "Supermajority: How Democrats Can Build Lasting Power”; Amanda Litman, co-founder and president of Run for Something,  a progressive group that works to recruit and support first-time candidates in state and local races; and Roshni Nedungadi, founding partner and chief research officer at HIT Strategies, a public opinion research company that specializes in researching young people and people of color. Kara, Adam, Amanda and Roshni explain why these candidates are gaining traction, what voters are looking for, and how Democrats can navigate these divides in the party over the next few months.  Questions? Comments? Email us at on@voxmedia.com or find us on YouTube, Instagram, TikTok, Threads, and Bluesky @onwithkaraswisher. Learn more about your ad choices. Visit podcastchoices.com/adchoices

We're back for episode 262 in full summer chaos mode: filming nonstop, juggling kids, Big Brother lives, pool days, work naps, Italian sausage in the fridge, casual Friday on TV, Colorado adventures, and Leighton warning kids at the pool not to eat lettuce.Then we get into exes on Instagram, what counts as respectful versus suspicious, our upcoming Italy trip, Jeff's mom's hometown, Around the World for Free memories, Brian Pincher's cancer battle, grief, death, staying positive, new merch, and why we're trying to enjoy life now.Thank you to our partnerPoshmark - Download the Poshmark app and use code togethermess when you sign up to get $10 off your first purchase. Or shop now at https://www.POSHMARK.com/togethermess and get $10 off your first purchaseClick to support our friend Brian: https://gofund.me/e49f2bb3bWe would love your feedback... If you enjoyed this episode, tell us why! Leave us a review and make sure you subscribe on your favorite podcast platform.Executive Producers are Riley Peleuses + Ian McNeny for YEA Media GroupIf you are interested in advertising on this podcast or having Jeff and Jordan as guests on your Podcast, Radio Show, or TV Show, reach out to podcast@yeamediagroup.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Rover let B2 microneedle his face. Birthversary. Snitzer won his World Cup bet. A new charter school in Colorado is implementing Campus Guardian Angel drones to stop school shooters. The World Cup. Rover did not like the FIFA halftime show. Andrew and Tristan Tate were arrested. Was there a meltdown at the Larocque house? Duji says if she won the lottery, she would own a donut shop. The Odyssey. Tomas got paid to landscape once again. Duji gives an update about her mom. Woman thought her husband was lying when he said he was working for ICE until she saw videos of the latest shooting. Graham Platner. Ashley Webb is running for office. A transgender person screams at an officer after they call them the wrong pronoun. See omnystudio.com/listener for privacy information.

Rover let B2 microneedle his face. Birthversary. Snitzer won his World Cup bet. A new charter school in Colorado is implementing Campus Guardian Angel drones to stop school shooters.See omnystudio.com/listener for privacy information.

Keith explores how investors can build legacy wealth by owning productive teak timber and the land beneath it in Panama.  Mike Cobb, an international real estate developer with over 30 years of experience, explains why Panama's legal framework, economic stability, and U.S. dollar economy make it a compelling destination for first-time offshore investors.  They discuss the long-term return profile of teak, its resilience as a hard asset, and common mistakes to avoid when investing internationally, along with how a sawmill and vertical integration can enhance returns.  This discussion highlights how the strategy can diversify both geography and asset type while also opening doors to potential residency options abroad. Episode Page: GetRichEducation.com/615 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Unlock truly passive real estate income—visit flockhomes.com/GRE today to see if your properties qualify for a 721 exchange with Flock Homes. To get in the best physical, mental, and professional shape of your life, go to DanielThomasHind.com and apply for Daniel's intensive 1-on-1 coaching for burnt-out entrepreneurs and executives. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE. I'm your host Keith Weinhold, talking about a legacy investment. You can profit from this real asset long term, and so can your heirs. It's real estate, but not housing. It's a diverse and more primitive use type. Today on Get Rich Education, you know. Mid South Homebuyers, that top Memphis turnkey provider. I learned that a secret weapon behind their explosive growth is more than just you buying their properties. It's an executive coach. For nine years now, their CEO Terry Kerr and his COO Pat Mix have worked privately with a coach who I've now learned from too, and he doesn't market himself online anywhere. After 12 years behind the scenes, that coach is now making himself available exclusively for GRE listeners. His name is Daniel Thomas Hind. If you're a hard-charging business owner or investor who wants to get in the best shape of your life, physically, mentally, and professionally, you can fill out an application for a free consult. This is private one-on-one coaching for those willing to go to uncommon lengths to achieve uncommon results. Thanks to Daniel, we've all become better leaders, better operators, and better men. It started by showing up for ourselves. Now it's your turn. Go to DanielThomashind.com. H-I-N-D. That's DanielThomashind.com, and sign up before spots fill.   Keith Weinhold  1:35   What if you got your mortgage loans the same place I get mine? You sure can at Ridge Lending Group NMLS 42056. They provided GRE listeners with more loans than anyone because Ridge specializes in investment property. They'll help you build a long-term plan for growing your real estate empire with leverage. Start your prequal and even chat directly with President Caeli Ridge while it's on your mind. Start at ridgelendinggroup.com. That's ridgelendinggroup.com.   Speaker 1  2:08   You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education.   Keith Weinhold  2:24   Welcome to GRE from Cherokee, North Carolina, to Cherokee, Panama, and across 188 nations worldwide. I'm your host Keith Weinhold. Welcome back to another Wealth Building Week. You are inside Get Rich Education, where financially free beats debt free. Today we're talking about a specific investment that is not residential real estate. In fact, it's a more primordial real estate type that predates housing. So therefore, it is lucid and intelligible. It's easy to understand. Sort of the opposite of more arcane investment like AI data centers or crypto mining. At a basic level, this makes it easy to understand, and there aren't any tenants to manage. It also does not pay you as often as monthly, though as you'll learn, there is income and appreciation is expected too. Now, if you invest outside your home country, you're probably going to want to be diligent and select a politically stable nation that also has an operator based in that region with a fantastic track record. It helps if they're close to the U.S. This small nation is close to the U.S. in both geographic proximity and economically. Their currency is even the U.S. dollar. They even share an electrical system with the U.S. with the same outlets and voltages. As you might be guessing, where I'm talking about, this nation also has a consumer culture somewhat similar to the U.S. with American restaurants and retailers and brands in our real estate world. What we find more important is how, like the U.S. this nation is a constitutional presidential republic, and both nations have these separate executive, legislative, and judicial branches, the three branches and elected presidents, in these competitive multi-party elections, and both America and this place have market-oriented economies that emphasize private property and private enterprise, banking and financial services, international commerce, logistics, ports, and aviation.   Keith Weinhold  4:49   Today, we're talking about the opportunity for you to own productive timber and the land beneath it, teak hardwood trees in Panama, a quarter-acre parcel. At a time with your name on the deed, that direct ownership is known as fee simple ownership. I have directly invested in Panama for about 11 years myself. Now, though teak might be able to survive in a climate like Hawaii, mere survival is not enough in the U.S. It is difficult to impossible to find anywhere that grows productive plantation teak. Here in the late 2020s decade, we've had bouts of El Nino or La Nina a lot of places in the world, and that has severely weakened some crop types. Other providers of different agricultural investments are failing, but not this teak. They're resilient, and we'll get into the physical properties of the teak. I'm going to ask today's distinguished guest about that. He and his business partners planted some select timber 27 years ago, and they've been offering teak hardware parcels to investors for that long, 27 years, and for about the last 10 years to GRE investors. Hundreds of you are participating now, but I'm going to wait to ask more about the physical teak product itself until later, because what's more important are the investment environment and the strength of the operator. So learn more about this and what the projected investment returns are, and just how much exactly does a quarter-acre parcel of teak cost? If you so choose, owning teak parcels also gives you the option of residency status in Panama, and you only need to spend two days there every two years in part of maintaining that status, they offer investor in-person tours of the teak plantations too because they're proud of what they do there. I expect a fascinating discussion with Mike, the teak company co-founder and CEO. This week's guest has become a friend since I met him about 10 years ago. He co-founded and is CEO of an international real estate development company. He's got active projects throughout Central America. He's been doing it for more than 30 years, so he's not a tinkerer and not trying out project concepts.   Keith Weinhold  7:26   And at this point, he's helped thousands of North Americans diversify their portfolios through international real estate ownership and residency planning, and even lifestyle investing. And if you've ever attended an investment conference on something like global diversification. You might have seen him speak there because he's such a frequent, recognized speaker and voice, and he's authored multiple books on real estate, financial freedom, expat living, and just unlocking a better lifestyle. Hey, welcome back onto the show, Mike Cobb.   Mike Cobb  7:59   Oh Keith, nice to be with you. And you're right. 10 years, we've enjoyed one another's company at many conferences. It's always great to be back with you virtually. I look forward to seeing you again personally one of these days as well. And yeah, thank you for the very kind words on the intro.   Keith Weinhold  8:14   Yeah, if I'm teetering on whether or not to attend a conference, I ask myself, is Mike going to be there? That's right.   Mike Cobb  8:20   We'll hang out,   Keith Weinhold  8:22   100% And you know, Mike, he's also an avid reader of GRE's "Don't Quit Your Daydream" newsletter. So then, clearly, he's even smarter than you've ever thought. You heard him on the show before, so you knew he was smart, but now he's even smarter than you ever knew since he's a reader. Tell us what you like about the newsletter.   Mike Cobb  8:40   You know, Keith. I gotta say, every issue that comes in, I read it. By the way, today's issue said read before Thursday, so you give me a couple days tomorrow at least to read it. Anyway, no, you know what? You are so powerfully succinct. The charts that you put in are wonderful. You were a geographer major, and and so spatial things are important. I also recognize. I love the charts. I love the graphs, and I hate to even say I love sort of the I hate to call it the trivial information, but you know enough data points that seem trivial when you put a theory around them actually become meaningful. And what you are able to do is you're able to connect dots that most people don't connect. That's the hallmark of genius, and I think you are a genius, by the way. And I think your newsletter shows that. And so, thanks for putting it out. Your readers are very, very fortunate to have you there, giving them the kinds of information that are super relevant in the marketplace at one level and on a specific level. But even more important, creating the theoretical constructs that allow them to understand the why of something's happening because you know if you understand the why of something you know it makes a lot more sense first of all but it also allows us to maybe forecast the next what coming down the pike and if we can be on the front edge of something or you know being able to look over the hill or around the bend that's. Powerful in the marketplace, and and you bring that power to your readers. Well done, man.   Keith Weinhold  10:04   Thanks. Yeah, it's not just what; it's why this matters. And that was an incredibly kind thing to say. I write every word of the letter myself, and you, the listener, you can get the letter free now@greletter.com I send it about weekly, and Mike, I know that U.S. investors, including some Get Rich Education followers, they've been increasingly looking offshore for one thing many perceive the political risk has palpably higher than it was a few years ago. So, just broadly, tell us more about what North American investors seem to be looking for.   Mike Cobb  10:42   Sure, I summed it up earlier today. I was talking with a conference organizer, and he was really giving me the hard sell on why I should come to his conference. And it's probably not a good fit. But I heard myself say it for the first time. What we really help folks do in certain spheres, but maybe in this sphere, is help people get a good night's sleep, you know, peace of mind, right? And when you've got the political turmoil, you wrote an article or a newsletter a couple weeks ago, and it was about inflation, the kinds of things that were happening, and it was so spot on. And I think your readers, and not just your readers, but people who are tuned into what's really happening from a political standpoint, a financial standpoint. There is no way you can print this much money. There's no way you can have these kinds of things going on all the time that create a huge run-up of debt, right? And it's not even the debt; it's the implications of the debt. What's going to happen next? How's this thing going to unwind, right? And so when you have all of this stuff going on. You have people who are really, really worried about their future. It's a financial future. I say there are two train wrecks. There's a train wreck of debt, which is what I just talked about, and there's a train wreck of freedom. And that train wreck of freedom is really, in some ways, a result of the train wreck of debt. But when you've got a train wreck or two train wrecks happening, we really have three choices. We can ride it out, right? Take the ride and go for the crash, right? We can do something about it, but we really have to do something about it before. I'm going to mix a metaphor here, but if you know a hurricane's coming in three or four days, you don't wait till the wind's blowing 150 miles an hour to put up the plywood, right? You get out there while the sun's still shining. You put up the plywood, and then when the hurricane hits, like you got plywood over the windows, and you can ride out the storm. And this is where I think so many people are today. They're recognizing this hurricane is coming. The problem is, is that I don't think people always know where to go get plywood, right? What do I do? How do I protect myself and my assets, right?   Mike Cobb  12:38   And what this conversation right here is about is here's one kind of plywood you can put up on your window and the diversification overseas the diversification internationally into a hard asset that is not really inflation proof because I'm not sure there is such a thing but largely inflation proof or a big a great hedge against inflation real stuff hard assets real estate timber commodity right this is. what so many people are now looking at, and then the other piece of it is you can layer in a residency, which starts to give you that political plan B. You've got an economic plan B, kind of the hedge against inflation, but you've got this residency component that gives you sort of a hedge against the political uncertainty, and 1000s of folks have moved in this direction. Several 100, I think it's about 600 folks now, have picked up the residency as part of their timber investment as well. So a lot of different things going on, but I think they do circle all the way back to this train wreck of debt and a train wreck of freedom, the political divisiveness kind of what's happening.   Keith Weinhold  13:40   Now, what if someone hasn't invested in a hard asset overseas before, Mike? I'm thinking some people might come ask you. You know, why would I do this? For example, I live in the United States, where we have a rule of law and stable, mature markets and high property ownership rights. So, why should I look to diversify internationally with hard assets,   Mike Cobb  14:01   yeah, I think there's a general answer, and then maybe a couple specific answers. Generally, you know, I would never bet against the U.S. the U.S. economy. We're the largest economy in the world. I would never bet against it, right? But I think that for prudence, we would all want to have at least another basket for a few of our eggs: 5% 10% 20% Pick. Pick a number that's comfortable, but have some of your investable net worth outside your home country. Like that's just prudent, right? Why would you have everything all in one basket? And so we see that as a general answer. Specifically, a country like Panama, where we do have artique plantations, they have public title escritora publica. It's fee simple title, but in the civil law, so it's called escritora publica. The rule of law is strong in Panama. And then the other thing about Panama that I absolutely love is you have the canal, and the canal provides both economic stability and political stability. On the economic side, it generates just. Under $5 billion a year of cash flow, year in year out, right? So just it's like an ATM machine for a country with a population of about 4 million people. Do the math on that; like that's a huge amount of money on a per capita basis, right?   Keith Weinhold  15:13   Narrow water passages have really been newsworthy for a long time now, too.   Mike Cobb  15:16   Well, they have, and just like the Strait of Hormuz, right? You know, people sometimes go. I hear it said, "Oh, the canal is a vital strategic U.S. interest. That is absolutely 100% correct. But if you're a country that produces any goods that ship, or you're a country that receives any goods by ship, that canal is a strategic interest to you, and by definition, that's every country in the world. Every country in the world wants that canal open and transiting, right? Because everybody either produces or receives or both, right? And so you've got the political stability element as well as the economic stability element. You've got the rule of law. Panama is a great, great place for that person who you mentioned who's never done an overseas investment, never gone offshore, right? What's an easy place to start? What's one of the safest places to start is Panama, and it's in this hemisphere too, so it's close. I mean, you can get there for three hours from Miami, three and a half hours from Houston. Flights all over to U.S. Canada. It's easy. So I think a lot of folks see Panama as a very, very easy way to make that first step overseas.   Keith Weinhold  16:25   I happen to know that you just flew in from Panama. You're in the United States today, but you're constantly going to Central America. You span time zones more often than almost anyone I know. You mentioned fee simple ownership in there. For those that don't know, I think of that as direct ownership, where you don't have some weird administrative government layer in there that can dilute your hard asset.   Mike Cobb  16:47   Right, you can own it in your own name, you can own it in a corporation, so it's easy to own it. But yeah, no layering, right? By the way, the Constitution treats owners who are Panamanian the same exact ways it treats all foreign owners, and actually, we do business all over Central America. The one thing that we look for is a a legal regime that protects foreigners and foreign investors the same as it does domestic. Panama does that.   Keith Weinhold  17:12   Yeah, so investing in hard asset in Panama is a bit like investing internationally with training wheels on, due to its close relationship with the United States bolstered by the Panama Canal, but yet if someone hasn't invested internationally first, there are still a few mistakes to avoid. Maybe things that one isn't aware of. Can you tell us more about that?    Mike Cobb  17:33   The biggest danger people have when they make their first foreign investment is what I call margarita madness, right? And a lot of times it happens. You're on vacation in Cancun. You're having the time of your life. You're you just went parasailing, whatever. You're walking down the beach, and some developer says, "Hey, come on up here and take a look at my condo project. You know, and we'll buy you dinner at Senior Frogs tonight. We'll give you a coupon or whatever, right?   Keith Weinhold  17:55   Right.   Mike Cobb  17:55   And a lot of people do that, and then later that night, that's Senior Frogs. They're celebrating the condo they just bought, right? I mean, it's not how we transact real estate in the U.S. and Canada. There's a due diligence process. There's a due diligence period. It takes weeks or months to transact on a property, not hours, right? And so the single biggest mistake is that, and the way that we really can resolve it. I mean, my book is all about this. In fact, you have a copy, and I think you've helped some of your your readers and listeners get copies as well. It's called "How to Buy Your Home Overseas and Get It Right the First Time, and it really boils down to three simple principles: buy what you see. Is it there? Right. Own community. Right. Make sure it's in a place where you have people around. Right? Because there are a lot of ghost towns out there, and then know the developer. Do your due diligence on the developer himself, right? So you've got these three principles, and if you follow those three principles, you could do a lot better. But I actually think there's even a better way, and it has to do with character. It has to do with us, and you know when we move to the developing world, anywhere outside of you know North America, Northern Europe, maybe Australia, New Zealand, right? We're moving from the land of seller beware, right? Think lemon laws, think Ralph Nader, think advocacy groups, you know, lots of laws and regulations that control the seller, to the world of buyer beware, where none of those laws exist, and so now you're on your own. And because we've been living and transacting our whole lives in a seller beware environment, in a bubble of protection, we're protected by the government, right? We think we are. We'll just say that anyway. But we're protected. We're in a bubble, and we move to the land of buyer beware.   Mike Cobb  19:38   The problem is we don't really know how to transact. We don't know the right questions to ask, and our single biggest advantage, our single biggest attribute or asset that we have, is actually humility, because we don't know what we don't know, and we have to forget what we think we know. Assumptions, right? We can't bring assumptions with us that hold true. Some do some. Don't right. If we approach a transaction overseas with humility, there are no dumb questions. I'm going to ask every question I can think of. I'm going to do as much research as I can within a limited period of time. I'm not going to not analysis to paralysis forever. I'm going to say, look, I'm going to spend the next 30 days. I'm going to do a ton of due diligence, and at the end of 30 days, if I like what I say, I'm going to transact, right? So you're you're not getting the deer in the headlights never to do something, right? But you know, several weeks, maybe a month or two, depending on what it is you're doing, is enough time to do really, really good due diligence. Ask all the questions you can think of, but approach it with humility. And when we do those things, we transact so much, so much better than if we just rush into it with Margarita Madness.   Keith Weinhold  20:44   Right? People get caught up in those emotions with Margarita Madness and end up with a timeshare that they can't get rid of, or something like that. You said something so interesting there, Mike. When you move from the developed world to the developing world, you move from a seller beware world, like with some of the things you have to be aware of, and like you need to give disclosures and such into a buyer beware world. I hadn't thought of it that way before.   Mike Cobb  21:08   Yeah, and really, a lot of my book and a lot of the presentations that I've given, you've seen me give over the years, really deal with what I call a change in thought process. Because mostly in presentations, right? My goal in a presentation is to help somebody change how they think, to take away the bubble and understand that they're on their own, right? It's not really their own. They have you, they have me, they have other resources, right? But they don't have this bubble of government or regulations or laws out there protecting them anymore. Now it's the individual, and as an individual, I don't want to be rugged individual. I want to find other people that can help me, right? But I have to do that as opposed to it's just there for me, right? So if I can help people change how they think, they will transact so much better. They'll make better investments. They'll make investments that work for them in ways that they want them to work for them, right? They'll achieve the goal or the dream in a much, much, much higher percentage of the cases,   Keith Weinhold  22:04   we're talking about investing antique tree hardwood plantations, principally in Panama, like you mentioned, and we're talking about one mindset about crossing borders with our investing, and another is oftentimes, at least for GRE listeners, we're crossing asset use type because we're so used to residential rental housing. So when you cross into agriculture or forestry, I guess as it is with teak, what are some of the bridges to cross there as we change use type?    Mike Cobb  22:35   The reason I love timber generally and teak specifically in Panama in this case is that most people, most people, and I hope that many of your readers aren't most people. Most investors look at 20-five years and they simply say themselves, "No way, no way. And I love that because right now teak timber is being cut down 10 to 12 times faster than anyone is replanting it. And the reason people don't replant it is because most average investors come along and say, "Oh, it's 25 years. I can't wait 25 years. Well, you know what? Good, because the folks who do decide to move ahead and plant the teak, what that means is the price of teak is very highly likely to continue to increase in value far beyond inflation. Teak wholesale teak prices have gone up five and a half percent a year on average for the last 50-three years. I think that number is going to increase largely because there's this huge psychological barrier. People think, "Oh, 20-five years, but back in 1990-eight I bought 100-acre cattle pasture in Panama, and we had a professional forestry company plant it and maintain it for the last now 27 years, and two two and a half years ago, we started building a sawmill. Our sawmill is up and running. In fact, was just down there and brought back one of our first retail products. We're producing lumber. Our first container of lumber is headed out to a distributor in Colorado next week.   Keith Weinhold  23:56   Mike's holding up a nice cutting board for those in the audience.   Mike Cobb  24:00   Nice cutting board. We're setting up an e-commerce site. We're going business to consumer with cutting board, bath mat, shelving, tables, chairs. We have our whole production facility ramping up with new retail products. So the bottom line is, is yeah, man, it does take 25 years. You know.   Keith Weinhold  24:15   The lantation to harvest cycle. That's the 25 year span you're talking about here. The patience it takes for an investor.   Mike Cobb  24:21   Thank you. Yes, absolutely. And then, as we cut down this mature plantation that we we are now harvesting right now, it gets replanted, and the next 25 year harvest. I'm 61 Maybe I'll make 86 I don't know. Maybe not. Right. But my kids probably will, and they'll get the big harvest in 25 years, and then it'll replant, and maybe they'll get a next one, or maybe it'll be the grandkids, right? And so what we found savvy investors, people who are really not your average bear, right? And they think to themselves, how can I create generational wealth stewardship? I have enough money coming in. I mean, Keith, that the I mean, you can own teak for 10 grand. You can. Own a quarter acre of teak. You own the land. You own the trees. 10 grand, like it's 9000 something or other, but 10 grand, right? I mean, the bottom line is it's such an affordable, easy investment, right? And it turns into well over $100,000 in today's numbers. Who knows what inflation? But in today's numbers, buying power, you know, 10,000 turns into 100,000 right? Over 20-five years, and so most people who do this recognize the fact that they might get the first harvest, but it's their kids, their grandkids, their great grandkids who are going to get this harvest every 20-five years thereafter. And so the 20-five year thing becomes a wonderful thing, not a bad thing. Right, it keeps many people out, which keeps the price of teak high and growing, which we like. But it also creates this cash flow period. People go, "Oh, it doesn't cash flow. I'm like, "Absolutely, it does. It cash flows phenomenally four times a century. Like you have an internal rate of return of almost 11% 10 point something, right? You have an internal rate of return of 11% and it cash flows four times a century. This is a phenomenal cash flow investment. You might get to see the first one or the second one, but you're probably not seeing three or four. But somebody else in your lineage, your family, your heirs will see it, and they will all be so happy you made that decision to own teak.   Keith Weinhold  26:22   We're talking about the ability for you to own teak parcels and the land beneath it, title in your own name, one quarter of an acre at a time. We're going to talk more about that with Mike when we come back. You're listening to Get Rich Education. I'm your host Keith Weinhold. Flock Homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721 exchange, deferring your capital gains tax and depreciation recapture. It's a strategy long used by the ultra wealthy. Now mom and pop landlords can 721 their residential real estate. Request your initial valuation. See if your properties qualify at flockhomes.com/gre. That's flockehomes.com/gre.   Keith Weinhold  27:09   Let me ask you something: If you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom Family Investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation. And full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call or text family to 66866 That's family to 66866.   Ken McElroy  28:12   This is Rich Dad advisor Ken McElroy. Listen to Get Rich Education with Keith Weinhold and don't quit your daydream.   Keith Weinhold  28:29   Welcome back to Get Rich Education. We're talking about international investing with teak tree plantations. This isn't something experimental. We're not talking about a tinkerer here. You have to be more careful when you go overseas, and we're talking about with the owner of an international company that's been doing this for 30 years, providing international investments. But the teak tree plantation, I think, began in 1998 or 1999 Is that right?   Mike Cobb  28:56   Yeah, 98 was the purchase of the property, and in the rainy season of 99 we planted the first 100 acres. Yep.   Keith Weinhold  29:03   Yeah. Well, talk to us more about that because you talked to us about how historically teak appreciates at about 5% per year. Tell us about how we get to that 11% internal rate of return.   Mike Cobb  29:15   Yeah. Sure. I mean, so two things. One, you've got the five and a half percent a year kind of calculated out over a very long period of time, 50-three years. So that's a pretty good statistical baseline. And then the fact that your trees actually physically grow, right? I mean, back in 2008 my joke is from 2008 to 2012 While the rest of us in real estate were hating life, my trees just simply kept growing, right? They just kept growing. And so what you start off with is about 100 maybe 110, I think, trees on a quarter acre, and in the end, after all the thinnings, you end up with somewhere between 22 and 25 trees per quarter acre, and each of those trees produces about 1.2 to 1.6 cubic meters of timber. For lumber, by the way, one of the things that we are working on, and you know, look at the end of the day, you had a walk, jog, run, right? And we're in the walk stage right now, but we're harvesting out all of the other elements of the teak tree. Your lumber piece, that just you know, sell it as boards, you know, one by fours, one by sixes, one by eights, whatever it is. Ship that stuff off. That's your 1.2 to 1.6 cubic meters, but you've got other pieces of the tree. You've got stuff that's too thin, the root stock that can be turned into other things, including cellucrete with cellulose, the ground up, the sawdust itself. We're saving all the sawdust. We're going to use that for cellulite. This is the math on this. Our investors get 80% of the net proceeds after processing costs, which is 15% my company gets 20% and so we, my company, has the highest incentive to drive the highest possible return to the investor possible because I get 20% of whatever I make for the investor, and so all the numbers we use are always the net investor number, right? And we have a business plan. All the numbers are laid out. It's all there, and it's pretty easy to see how the IRR gets up. About I think it's 10.6, 10.7% I can't remember. Just under 11% but it's all in the business plan, Keith. And again, this is part of that due diligence process, right? Get a copy of the business plan. Get on the phone with one of our property consultants maybe take a trip to Panama. I just got back. We just took a group of people. Yeah, we got tours. Yeah, we have tours, and so like as part of the due diligence process, come visit, come see the trees, come see the sawmill. Right? If it's something that makes sense from a an investment standpoint, yeah, the material, the facts, and the due diligence is all there for people to be able to pick up and do over a you know several week period, you know 30 days, 60 days, 90 days, whatever it is.   Keith Weinhold  31:47   Well, let's back up because seemingly you have had really good prescience. Because when we look at world agriculture today, we see some problems. Whether some people want to call it erratic weather, other want to call it climate change, and how that's really ravaged some crops and created disruptions in certain produce. Or with coffee, you know, we've also got a cattle production problem, for example. But you've chosen something that's been really resilient. Tell us more about that resilience and just why teak of all crops and forestry.   Mike Cobb  32:22   Let me start by saying, who was it? Yogi Berra says, you know, predicting is hard to do, especially when it's about the future or something. Exactly. Yeah. Right. But I mean, look, we're talking about the future. I mean, who the heck knows, right? I mean, that's what makes it investing rather than you know something else. But teak has been grown in plantations for almost 400 years. It was started by the British in India, what was then Burman throughout Southeast Asia. And one of the things the Brits did so so well is they documented everything. They had statisticians keeping track of altitude, rainfall, soil types, different stock. I mean, just anything and everything that you could imagine, and so by the early 1900s, some of the best books about teak and teak plantation farming was written. I actually read those books in order to interview the forestry management companies in Panama that we would hire them to manage our plantation, because I don't know anything about it, right? But I wanted to be prepared to do the interviews, so I was. What amazed and fascinated me was this incredible track record of production for almost 400 years of teak as a commodity in the marketplace, and then for the last 50 years, 53 years, you know, seeing what's happened to the price of teak in that time period. Look, nobody can predict the future. Weather patterns change. Teak as a species, is very very resilient. You know, the highest quality teak is grown in very specific conditions, and the Darien province of Panama has exactly the conditions to produce the highest quality teak. If those conditions change, maybe the quality of the teak goes down. Maybe the quality of the teak goes up a little bit. Who knows, right? I mean, at the end of the day, we don't control weather. We don't control weather patterns. We don't control the future. But that thing goes back to the idea of diversification. Like, how can we mitigate against the future? I think we do that by just simply broad diversification. And if we have all of our assets and stocks, bonds, and rental real estate, we're pretty concentrated, especially if it's all in the United States, right? Our home country, for example, and so some diversification into other sectors probably makes sense. I know it makes sense for me because I think that's my way of hedging against the uncertainties of the future.   Keith Weinhold  34:37   Let's talk about the tree quality and then the sawmill, because some people don't understand that teak really has pretty special properties that maple or black cherry or oak doesn't have.   Mike Cobb  34:47   It does. It has a very very high oil content and it has a hardness that makes it extremely resistant to rot fungus, which is why it's used in the marine environment. If you look at Chris Craft. Boats or yachts. You always hear about teak, teak, teak. Teak is used in maritime environments because it holds up to the salt water-not just salt water-holds up to water, but even more so, salt water and the environment, which makes it unique. And so, even if you don't treat teak, right, you just leave it out. It turns gray, but it doesn't rot. And then you can come back. You can you know sand it and varnish it and turn it into that beautiful, rich color. It's a beautiful, beautiful wood. It's funny because it has furniture uses, outdoor furniture, patio furniture, things like that, decking. But now they're starting to use it in hardwood floors. They're using it in gates and fences and soffit materials. Again, outdoor uses, but it can be used indoors as well for very very fine furniture, which at the end of the day teak has a panache that a lot of these other woods don't have. Mahogany is certainly one mahogany. The thing about mahogany is it's softer, right? It's a softer wood. It carries some qualities in terms of the grains and the colors that make it a a very favorable product for cabinetry and other things. We actually looked at mahogany as a species to possibly grow, and it's about a 30-five to 40-year harvest cycle. And so, when we looked at that, we said, you know, we can get our heads around 20-five, and and maybe someday we will do some mahogany plantations as well. But for now, we we started with teak. Actually, when we did the analysis, I don't know if this is still true, but 27, 28 years ago, when I did the initial research and analysis, it had the best time value of money ROI.   Keith Weinhold  36:29   Ah, that's the first time I learned that. And some of these durability properties that you've been talking about really go back to my earlier question about how some more sensitive crops have been ravaged lately.   Mike Cobb  36:39   Yeah, it holds up very very well to the environment. By the way, it'll do well in pretty much everything but desert, right? If it rains too much, the teak will grow faster. Actually, it produces a less quality. The quality of the teak is less. If so, if panama's rain system changed and it started raining every day of the year, where we have it growing, teak trees would grow wonderfully. The quality of the teak would be lower, right? Still, be teak. It'd still be valuable, but not as valuable in the marketplace. So.   Keith Weinhold  37:08   Now you've been here to talk about teak before, but something that you added a few years ago was a sawmill to really bring some vertical integration there. And now you're not at the mercy, perhaps, of the price that you would need to sell to a lumberyard. Can you tell us more about how it's going with that?   Mike Cobb  37:22   Yeah, absolutely. Well, the bottom line is, is because we earn 20% of what we earn for the investor on their wood, our goal is to sell it for as high a possible price. And lumber does pretty well. I mean, you can sell logs. Let's just start there. You can cut the trees and sell the logs for X. You can turn the logs into lumber and sell it for you know whatever 578 x. You can turn it into things like cutting board, chairs, tables, a finished product, and there you're talking about you know not just five to 7x You're talking about another 10x on top of that. So that's like 30x right? I mean it's an incredible difference. So from log to finished product, it's about a 30 times differential in what you ultimately achieve out of the marketplace for return. Right now it takes longer to do it. There's more work involved, but at the end of the day, because you make more of the investor, we make more. Some of the teak is going to go out as finished product, and so we get a blended return of lumber. We don't do logs, but we're going to have a blended return of lumber and finished product that will push that yield up maybe higher than we've anticipated, which would be just fine with everybody.    Keith Weinhold  38:30   ll right, all right. Diversifying your exit, then. Well, before we learn about how we can get a hold of more information, is there any last thing that we should know about investing across international lines into teak, maybe something that I didn't think about asking you, Mike.   Mike Cobb  38:45   The only thing there is two of the teak farm parcels can be bundled together for a half acre with about a I don't know it's a seven $8,000 legal piece government fees to achieve a residency. So you can actually become a resident of Panama with the teak investment, and again coming in on about 600 folks have done the residency as well as the investment and ownership of the teak farms. So I would say that's a piece. Again, if people aren't sleeping well at night, they're worried about inflation, they're worried about social disruption, polarization, where things are headed, right? And they like the idea of the teak investment, then you know it may make sense to just do the extra government legal piece and get the residency card. I mean, I just did that. By the way, I think you know I'm a I'm a Nicaraguan resident because I lived in Nicaragua for 14 years.   Keith Weinhold  39:34   Mike is holding up his Nicaraguan ID.   Mike Cobb  39:37   but last summer I also got my Panama residency card, so now I have, y'all. I'm a U.S. resident, U.S. citizen, and I'm also a Nicaraguan. I think I held up my West Virginia driver's license. Hold on, let me go. Here's my Nicaraguan residency. Sorry, I was like, yeah. Wait a minute. Anyway, so right. So I'm a U.S. citizen, and I'm a resident of both Nicaragua and Panama. And so, this is something that a lot of folks choose to do because of the uncertainty, the political and social uncertainty in their lives. The teak itself will help with the economic uncertainty, but the residency then helps with the other two elements.   Keith Weinhold  40:15   Next time you fly in and you're doing customs in Panama City or Managua, show them your West Virginia driver's license and see how they like it. See what happens.   Mike Cobb  40:22   It wouldn't work. Hahaha.   Keith Weinhold  40:25   Well, the prices are low. You do not need to be an accredited investor in order to do this. So there's really no qualification bar to clear. There's really no limit in the number of parcels that you can buy. Some people like to purchase 10 parcels, but you can buy as little as one, and tell us more about that price.   Mike Cobb  40:42   Yeah, in fact, we've introduced Keith since the last time we talked a financing program. Oh,   Keith Weinhold  40:48   I didn't know that yet.   Mike Cobb  40:49   We did. That's a fairly new. It's a this year thing, right? So the teak parcels, I think 9890 or something, whatever. Call it 10 grand. The parcels just under $10,000.   Keith Weinhold  40:59   Okay.   Mike Cobb  40:59   Yeah, and they have a down payment and a credit card thing. I think it stretches maybe over a year or two, so it's a fairly short period. Let's people who don't have the entire 10,000 upfront who want the teak investment to be able to acquire it. And if they're doing the residency piece, the residency piece can only begin after the teak farm piece is acquired, right? But it can also lead to the residency piece over time. So yeah, and then there are some discounts on three of them and 10 of them. So we have a lot of people that actually end up getting them for. And and here's a really cool thing because it's titled in your own name, it can also be titled in a child's name or a grandchild's name. And so we have a lot of people that actually acquire them and they don't take ownership. They put it in their kid's name or their grand name. Yeah, so it's a wonderful way to move that asset already right out of the gates into the next generation or the next generation.   Keith Weinhold  41:52   So we're talking about diversifying at least twice, both internationally and then in a different asset type as well. This has been fascinating to learn about, Mike. It's just fascinating alone, I think, to learn about the geography and the teak itself. And like we touched on earlier, they do organize tours. Any reputable provider should do that. They're proud of what they offer there. Tours in the Darien province of Panama, in this case, to see your teak tree parcels. It's a really approachable price. If you want to learn more and get a report and perhaps purchase some parcels, Mike's one of our GRE marketplace providers. You can visit gremarketplace.com/teak or talk to your GRE investment coach. Mike has been fascinating as always. It's been great having you back on the show.   Mike Cobb  42:40   Nice to be here. Thank you, Keith.   Keith Weinhold  42:48   Teak is one of the more durable crops that there is. The demand for teak hardwood is substantial, and it's really growing. They have also had the same tree manager for all 27 years since the teak was planted, some real continuity there. The name of the manager is Heyo Forestall. There's a little to manage with the teak hardwood trees, like performing thinnings, and those thinnings do give investors like you intermittent income. So you're not waiting for absolutely everything for 25 years, but the income from the thinning is really small. Most of the return takes place in that 25 years, and it's interesting to me to see the profile of the GRE investor in teak because it attracts young investors, and maybe that's because the cost of entry is so low. It also attracts older investors because they more often have an eye toward passing along something productive to their heirs that is going to outlive them. A lot of them don't want to give their heirs money because money can be spent on fleeting trivialities. Also, the older a person is, they just have an easier time visualizing the fact of 25 years and knowing that it really will pass by. And yes, in-person tours are offered there in the Darien province of Panama, and there were 13 to 14 attendees on a recent tour. They do need to limit the group size, and the tours are for you, whether you're an existing investor or not. If you're just checking it out, that's for you too. If you believe that you want to attend a tour and you don't want to buy, I understand that you can get your money back from the tour.   Keith Weinhold  44:35   The next tour is in September. Each quarter-acre newborn teak parcel costs $9,680 $9,680 and over 20-five years, it's projected to produce about 110k in today's dollars. And yes, now with financing, we've talked about this investment on GRE before, but it's the first time where they now have financing in place, so you don't even need. 9680 to get started. Also, retirement funds might be eligible for use here. And really, when you think about the long-term horizon of this investment, retirement funds make sense. If this is potentially interesting to you, get a hold of the report that goes into the details and shows you some projections and more. You can do so by either contacting your GRE investment coach or visit gremarketplace.com/teek. Money may not grow on trees, but sometimes trees grow into money. Until next time, keep growing your means and maybe a few trees. You could visit gremarketplace.com/teak. Until next week, I'm your host Keith Weinhold. Don't quit your daydream.   Speaker 1  45:53   Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively.    Keith Weinhold  46:21   The preceding program was brought to you by your home for wealth building. getricheduceducation.com  

Our guest today has lived a pretty incredible life and has quite a story to tell. He's a retired lieutenant from Texas law enforcement, spent time working as a private contractor supporting law enforcement, and these days he's living the life of a full-time working cowboy. On top of that, he's a husband, a father, a professional speaker, and an author. Born and raised in Texas, Sam eventually retired and made the move to Colorado, where he's enjoying ranch life while still making time for RV adventures, riding motorcycles, and hiking whenever he can. We actually came across Sam on Instagram, where he shares these honest, encouraging, and uplifting reels that really caught our attention. He's also working on a new book called The Broken Fence, and we're looking forward to hearing more about that today. So, let's not waste any more time. Please help us welcome to the show, Mr. Sam West! www.taurususa.com www.cva.com www.himtnjerky.com www.nukemhunting.com www.christianoutdoors.org www.citrusafe.com www.elimishieldhunt.com www.mossyoak.com  

In Today's Episode: Host: Brandon Elliott,  https://zez.am/brandonelliottinvestments Guest: with Juan Munoz Why a NASA Engineer Quit to Become a Top 1% Realtor | Ready, Set, Go! Podcast Welcome back to the Ready, Set, Go! Real Estate Investing Podcast with your host, Brandon Elliott! In this episode, we sit down with Juan Munoz, Juan Munoz is a top 1% real estate agent in the state of Colorado with nine years of industry experience. He is a proven high-performer, having closed 37 deals last year, 42 the year prior, and over 30 the year before that. ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Resourceful Links:  How To Get Up To $500,000 Every 6 Months At 0%: https://www.creditcounselelite.com/ Get Your Most Accurate Credit Report:https://myfreescorenow.com/enroll/?AID=COUNSELELITELLC&PID=18983 Best Credit Cards: https://milevalue.com/best-credit-cards/?aff=cce Free Credit Education Resources: https://creditcounselelite.com/articles Guide to Taking Massive Action: https://amzn.to/2IZMN8Z LEARN MORE CLICK HERE: https://www.creditcounselelite.com/fb-start-here ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Meet Your Host, Brandon:  Brandon Elliott went from being off track finding himself on house arrest and burning 40% of his body to getting on track reaching $8.5 million in Assets and being acknowledged part of the "Top 100 Yahoo Finance" by using Credit Cards to buy small multi-family and scaling his businesses using the exact strategies taught in Credit Counsel Elite (CCE). CCE teaches business owners how to get up to $500,000 every 6 months at 0%. By being a member with CCE, you get to learn how to Travel Hack, get access to the 800 FICO Score Club in 30 days or less, fix credit quickly, receive $5K-15K+ of free sign up bonuses, buy Real Estate with Credit Cards, deep dive into Business Credit and Personal credit. To learn more visit: https://www.creditcounselelite.com/ ⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯⎯ Connect with Brandon Elliott:  Facebook: https://www.facebook.com/brandonelliottinvestor YouTube: https://www.youtube.com/@BrandonElliottInvestments Instagram: https://www.instagram.com/brandonelliottinvestments LinkedIn: https://www.linkedin.com/in/brandon-elliott-6b1643148

Andrew and Tristan Tate were arrested in Miami as UK prosecutors seek extradition. They now face a wave of UK allegations, including rape, trafficking, assault, and illegal image offenses, all of which they deny. Their attorney calls it a political hit. Prosecutors call it a criminal case. Scott breaks down what actually matters: extradition, evidence, treaty rules, and what happens next. Watch to the end and comment: can they fight this, or is the UK getting them back? #AndrewTate, #TristanTate, #TateBrothers, #Extradition, #TrueCrime, #CrimeTalk

This one's a little different. Aaron, Matt, and Jonathan talk with Ken Salazar—former US Senator from Colorado, Secretary of the Interior under Obama, and Ambassador to Mexico under Biden—about why Democrats need to rethink their approach to the US-Mexico border and start treating immigration not as a liability to be managed, but a genuine opportunity to be seized. We also discuss the politics of Mexico and Ken's experiences with AMLO, Mexico's former insanely popular populist president, and Claudia Sheinbaum, Mexico's current insanely popular populist president. Aaron even tries to get a little feisty with Ken about his climate record, but fails spectacularly due to Ken's kind grandpa demeanor. Oh well.Check out Ken Salazar's new book, Borderlands.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

For a week straight, Andrew watched his own sky turn orange outside Toronto as smoke from nearly 900 wildfires burning across Canada, most of them following the boreal forest from the east coast to Northwestern Ontario, drifted south into the US and back again. He walks through what actually happened on the ground: which towns and First Nations were evacuated, how bad the air quality got (Toronto briefly had the worst AQI in the world), and why northwestern Ontario, not a hugely populated area but home to vulnerable First Nations communities, bore the brunt of it. Then he digs into why this keeps happening. Most of Ontario's fires this season were sparked by lightning, not arson, despite conspiracy theories claiming otherwise (arson accounts for well under a quarter of cases). An active El Nino is drying things out further, and climate change is intensifying the underlying heat and dryness that let these fires spread. Andrew also connects the dots to the ocean directly: the boreal forest is one of the planet's biggest carbon sinks, and when it burns that stored carbon heads into the atmosphere, where roughly a quarter of it eventually gets absorbed by the ocean, driving further acidification. The back half of the episode gets political. Ontario slashed its emergency firefighting budget from $271 million spent in 2025-26 down to $150 million budgeted for 2026-27, even as Premier Doug Ford defends the province's readiness. Meanwhile, US President Trump and several senators have floated tariffs and sanctions against Canada over the smoke, a move Andrew calls scientifically and diplomatically backwards given how often Canada and the US send firefighters and equipment across the border to help each other. He closes with concrete steps listeners can take, from checking air quality indexes to contacting elected officials about wildfire funding. Takeaways From the Episode Nearly 900 wildfires were burning across Canada as of July 16, most following the boreal forest belt into Northwestern Ontario. Vulnerable First Nations communities and small towns bore the brunt of evacuations, some residents had to self-evacuate by boat or air with little warning. Most fires were lightning-caused, not arson, arson accounts for well under a quarter of cases despite online conspiracy theories. Burning boreal forest releases stored carbon into the atmosphere, and roughly a quarter of human-caused CO2 emissions get absorbed by the ocean, tying wildfires directly to ocean acidification. Ontario cut its baseline emergency firefighting budget from $271 million spent to $150 million budgeted for the coming year, a proactive-versus-reactive funding problem. US tariffs and sanctions threats against Canada over the smoke ignore how often the two countries help each other fight fires, including the loss of a Canadian firefighter in Colorado this year. Individual actions still matter: check air quality indexes before extended time outdoors, follow evacuation orders immediately if you're in a fire zone, keep a 72-hour go bag ready, and contact your elected officials if wildfire underfunding frustrates you. Support Independent Podcasts: https://www.speakupforblue.com/patreon Need help with your ocean non-profit, company, or project? Get the help you need with Pisces Oceans Inc.: https://www.piscesoceans.ca Connect with Speak Up For Blue Website: https://bit.ly/3fOF3Wf Instagram: https://bit.ly/3rIaJSG TikTok: https://www.tiktok.com/@speakupforblue Twitter: https://bit.ly/3rHZxpc YouTube: www.speakupforblue.com/youtube  

⁠⁠Abounding Grace⁠⁠⁠ is an outreach ministry of ⁠⁠⁠Calvary Church⁠⁠⁠ in Aurora, Colorado.Pastor Ed Taylor is the Senior Pastor of Calvary Church – you can find more about him at ⁠⁠⁠edtaylor.org⁠⁠⁠.Books by Pastor Ed along with other curated discipleship resources from his home church bookstore are available at ⁠⁠⁠calvaryco.store⁠⁠⁠If you like what you hear on Abounding Grace – don't forget to follow us, and share it with your friends and family!

It's Monday, July 20th, A.D. 2026. This is The Worldview in 5 Minutes heard on 140 radio stations and at www.TheWorldview.com.  I'm Adam McManus. (Adam@TheWorldview.com) By Adam McManus Pakistani Christian 13-year-old girl still captive to Muslim man On July 7, the European Parliament condemned Pakistan for its violation of human rights, citing a 13-year-old Christian Pakistani girl who is still fighting for her freedom from the 30-year-old Muslim man who abducted her, reports International Christian Concern. Maria Shahbaz was kidnapped in July 2025 by Shehryar Ahmad, who forced her to convert to Islam and married her against her will. Alliance Defending Freedom came alongside her parents in their fight to regain custody of their child in Pakistan's Federal Constitutional Court in February. Pakistani law states that a minor cannot legally consent to religious conversion or marriage, but shockingly the court ruled in favor of Ahmad when he presented a forged marriage certificate.  In Matthew 18:6, Jesus said, “If anyone causes one of these little ones—those who believe in Me—to stumble, it would be better for them to have a large millstone hung around their neck and to be drowned in the depths of the sea.” Shahbaz's parents are not giving up. They are still appealing their daughter's case in court, hoping that justice will swiftly come.  According to Open Doors, Pakistan is the eighth worst country worldwide for the persecution of Christians. Send a polite, 3-sentence letter to Rizwan Sheikh, the Pakistan Ambassador to America, asking that he intervene.  The address is 3517 International Court NW, Washington, DC 20008. Two U.S. soldiers killed in Iranian attack on military base Two American soldiers were killed on July 17th in an Iranian attack on a U.S. military base in Jordan, reports the Western Journal. In a post on X, U.S. Central Command added, “Four American service members were medically evacuated to Jordanian hospitals. They have since been discharged.” Plus, one soldier is missing. Iran's attacks came after the U.S. launched its seventh consecutive night of air strikes on Iran. Iran makes chilling death threats against President Trump Iranian state media has published a shocking video entitled “Where to kill Trump?”, claiming to know the U.S. leader's motorcade route and the vulnerabilities within his security, reports The Express. The highly concerning footage claimed to reveal “information on the whereabouts of the terrorist president of America” while promising that “access to Trump is possible in these places.” It also alleges to give details about the motorcade that protects the U.S. president, which typically consists of 40 to 50 vehicles. It comes after repeated death threats have been made by Iran following the U.S. assassination of former Supreme Leader Ali Khamenei.  President Trump's primetime speech on election integrity Last Thursday night, President Donald Trump addressed election security in a nationwide primetime address from the White House, pointing to ways American political leftists and China have compromised our elections, reports The Epoch Times. TRUMP: “You can't have a great country without free and fair elections. All we want is honesty in our elections. Great damage has been done to our country. Our elections were left vulnerable to being rigged and stolen, and the trust of the American people was lost. This cannot be allowed to continue. “Every American -- whether you're a Republican, Democrat, Independent, or otherwise -- should be able to agree that we deserve the most secure, honest, and fair election system anywhere in the world.” President Trump explained that China started compromising our elections in 2020. TRUMP: “Over a period of years, starting during the 2020 election cycle, the People's Republic of China carried out what is believed to be the largest compromise of election data in history, resulting in China's illicit acquisition of 220 million U.S. voter files. That information includes names, addresses, phone numbers, political party preferences, and other sensitive data that would be needed to register to vote. “This data loss presents an unprecedented election security nightmare. The intelligence even shows that China assigned a data exploitation unit specifically to this new project.” And finally, President Trump vowed action to hold people accountable. TRUMP: “The documents we will release, starting tonight, have been gathered by the White House Government Transparency Task Force, a great group of people, supported by our top intelligence agency chiefs, who have all personally reviewed the findings we are presenting this evening and fully confirmed their authenticity. “You can see these documents for yourself at whitehouse.gov. That's whitehouse.gov. Go check it out. Our purpose in disclosing this information is not to weaken confidence in election, but to earn that confidence by confronting vulnerabilities and correcting them very, very quickly, and that's what we're doing.” Homeland Security Secretary vows to prosecute illegal voters In related news, during a Friday press briefing, Secretary of Homeland Security Markwayne Mullin promised to hunt down and prosecute illegal voters in the U.S., noting that 250,000 non-citizens are illegally registered to vote in just four states, reports The Christian Post. Speaking in the wake of President Donald Trump's 25-minute primetime address about election security on July 16th, Mullin outlined an aggressive plan to tighten voter roll integrity, harden election infrastructure, and hold election officials accountable for alleged failures. Senator Marsha Blackburn: No more birth tourism Republican Senator Marsha Blackburn of Tennessee has reintroduced legislation aimed at ending so-called “birth tourism” following the Supreme Court's recent 6-3 ruling in Trump v. Barbara. It held that children born in the United States to illegal aliens and foreign tourists remain entitled to birthright citizenship under the 14th Amendment, reports Big League Politics. She said, “Congress must step up to the plate to protect the integrity of American citizenship.” The Ban Birth Tourism Act is co-sponsored by GOP Senators Ted Budd of North Carolina, John Cornyn of Texas, Cynthia Lummis of Wyoming, Tim Sheehy of Montana, Jim Banks of Indiana, and Rick Scott of Florida. The legislation would amend the Immigration and Nationality Act to explicitly prohibit foreign nationals from obtaining temporary visas for the purpose of giving birth in the United States. It would also classify birth tourism as a deportable offense, allowing immigration authorities to remove foreign nationals who enter the country for that purpose. Call your two senators anytime -- 24 hours a day 7 days a week -- speaking to a live operator to leave a voicemail at 202-224-3121 and ask them to support the Ban Birth Tourism Act. That's 202-224-3121. Samaritan's Purse deployed disaster relief unit for Texas flood victims On July 17th, churches in the Texas Hill Country opened their doors as flood displacement shelters, taking in families whose homes and recreational vehicles had been swept away by rapidly rising rivers that killed at least two people, reports The Christian Post. Recently more than 30 inches of rain fell over several days, causing the Leona River and Guadalupe River to overflow. Floodwaters surged through the streets, destroying homes, and stranding people and vehicles. The Christian relief group Samaritan's Purse said it was deploying a disaster relief unit to the Hill Country, with staff and volunteer teams set to work in Uvalde County. The group said it was basing operations out of Uvalde Methodist Church, with volunteers beginning on Sunday to help residents remove waterlogged belongings and clear mud from their homes. Consider making a donation to Samaritan's Purse to help the Texas victims of the flood through a special link in our transcript today at www.TheWorldview.com. 1 John 3:17 asks, “If anyone has material possessions and sees a brother or sister in need, but has no pity on them, how can the love of God be in that person?” Worldview listeners weigh in from New York, Texas and Arkansas Deb Staley in Unadilla Forks, New York wrote me and said, “The Worldview never disappoints. It's uplifting, informative, and to the point. The Bible verses are so very helpful. And I love the fact that there are limited news stories. If there were more, I'd begin to tune out. Thank you for what you do.” David O'Hanlon in Burleson, Texas wrote, “I have listened to your broadcast every weekday for about two years which I support monthly. You bring news – especially the persecution of the Church – which I do not hear anywhere else.”  And Melissa in Bradford, Arkansas wrote, “I listen to your newscast on my lunch break. I like it because it's truthful news about real people. Plus, you talk about stuff others do not. Thank you.” 26 Worldview listeners gave $ 9,113 And finally, by Saturday night at 10:00pm Central, 26 Worldview listeners stepped up to the plate and invested their treasure to fund the six-member team behind The Worldview for another year. Our thanks to Kenyon in Merritt Island, Florida who gave $25, Augustine in Auburn, California who gave $30, Sheryl in Westmoreland, Tennessee who gave $75, as well as Steve in Mission Viejo, California, David and Martha in Byram Township, New Jersey, Dean in Carol Stream, Illinois, Susan in Fairmont, West Virginia, Linda in Lutz, Florida, and an anonymous donor in Alpharetta, Georgia – all six of whom gave $100. We were touched by the generosity of Tami in Dry Ridge, Kentucky, Rose in Everson, Washington, Amy in Seminole, Texas, and Robin in Simsbury, Connecticut  -- all of whom gave $200, as well as the McVeda Family in Great Falls, Montana who gave $205, and Calvin in Odessa, Minnesota who gave $250. We appreciated the sacrifice of Dennis and Kathryn in Palm Bay, Florida and Joan in West Palm Beach, Florida – both of whom gave $300 as well as David and Sonya in Austin, Texas who decided to continue giving $25/month for another 12 months for a gift of $300. And we're grateful to God for Ed in Flagler, Colorado, Mike and Sarah in California, Maryland, who listen to Redeemer Radio WSMD, and an anonymous donor in Estancia, New Mexico – each of whom gave $500 as well as Vivian in Castle Rock, Colorado who gave $600, Gena in Huntsville, Alabama who gave $728, Daniel in Ironton, Minnesota who gave $1,000,  an anonymous donor in Pinckney, Michigan who pledged $100/month for 12 months for a gift of $1,200, and a second anonymous donor in Hopewell Junction, New York who pledged $100/month for 12 months for a gift of $1,200. Those 26 gifts add up to $9,113. Ready for our new grand total? Drum roll please. (drum roll sound effect) $38,953 (sound effect of people cheering) That means we need to raise $42,273.50 to hit our $81,226.50 goal by this Friday, July 24th!  The finish line is $123,500 by Friday, July 31st to be fully funded for another year. In order to hit our July 24th goal, we need to find 12 Worldview listeners who will pledge $100/month for 12 months or give a one-time gift of $1,200, 23 folks who will pledge $50/month or give a one-time gift of $600, and 46 listeners who will pledge $25/month or give a one-time gift of $300. Please, go to TheWorldview.com, click on Give, select the dollar amount, and make sure to click on the “recurring” button if that's your wish.  Remember, if you want to continue your monthly pledge to The Worldview that you started in a previous year, please let me know so we can count your generous ongoing gift toward our total. What is the Lord asking you to do with the resources He's given you to steward? Close And that's The Worldview on this Monday, July 20th, in the year of our Lord 2026. Subscribe for free by Spotify, Amazon Music, or by iTunes or email to our unique Christian newscast at www.TheWorldview.com.  Plus, you can get the Generations app through Google Play or The App Store. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.

Colorado's gubernatorial election is heating up, and this episode is a must-listen for anyone interested in the state's politics. The speaker is joined by Dick Wadhams, a seasoned Republican strategist who's worked on numerous high-profile campaigns, including Bill Owens' successful gubernatorial bid. Together, they dive into the latest developments in the Colorado Republican Party, including the candidacy of Victor Marx, who's been making headlines with his unconventional campaign style.This episode covers a range of topics, from the challenges facing the Colorado Republican Party to the importance of vetting candidates. The speaker and Dick Wadhams discuss the potential consequences of Marx's candidacy, including the impact on down-ballot races and the party's overall reputation. They also touch on the need for voters to hold candidates accountable for their actions and policies.One of the key takeaways from this episode is the importance of understanding the issues and being prepared to tackle them. Dick Wadhams shares his expertise on what makes a strong candidate, and the speaker highlights the need for voters to demand more from their elected officials. The conversation also delves into the challenges facing the Colorado Republican Party, including the decline of the caucus system and the need for reform.If you're interested in staying up-to-date on the latest developments in Colorado politics, this episode is a must-listen. The speaker and Dick Wadhams offer insightful analysis and practical advice for voters and candidates alike. Tune in to hear their conversation and learn more about the issues that matter most to Colorado residents.See omnystudio.com/listener for privacy information.

As the Colorado State Shooting Association's executive director, Huey Logison, warns, the state's new gun control law, Senate Bill 25-3003, is set to take effect on August 1st, bringing with it a host of confusing and restrictive regulations. The law, which bans the purchase of certain semi-automatic firearms, has been plagued by issues in its rollout, with the Department of Revenue still struggling to define what constitutes a "parts kit." Meanwhile, sheriffs across the state are expressing frustration with the lack of information provided by the Department of Revenue regarding approved background check vendors.This episode delves into the complexities of the new law and its potential impact on gun owners in Colorado. Huey Logison shares his expertise on the matter, discussing the challenges of navigating the Permit to Purchase regime and the long process of obtaining permission to purchase restricted firearms. He also highlights the importance of ongoing court cases that aim to challenge the constitutionality of the law.The conversation also touches on the rise of socialism in Colorado and the potential implications for Second Amendment rights. The speaker discusses the platform of Melok Kiros, the Democrat Socialist Party's nominee for CD-1, and her stance on gun control. Huey Logison explains how her proposed policies would further restrict gun ownership and confiscate firearms from law-abiding citizens without due process.Tune in to this episode to hear the full conversation and learn more about the challenges facing gun owners in Colorado. Huey Logison shares his insights on the complexities of the new law and the importance of standing up for Second Amendment rights. Don't miss this informative and thought-provoking discussion.See omnystudio.com/listener for privacy information.

In today's podcast episode, we discuss what would happen if sports viewership declined, if Meta had to pay $1.4 trillion to California, New Jersey, Colorado, and Kentucky in youth safety lawsuits, and if AI turned every product placement in a TV show into ad inventory. Join Senior Director of Podcasts and host Marcus Johnson, Senior Analyst Ross Benes, Vice President of Content Suzy Davidkhanian, and Analyst Marisa Jones. Listen wherever you get your podcasts, or watch on YouTube or Spotify.   Get more insights like these with our free, industry-leading newsletters covering advertising, marketing, and commerce. Sign up at emarketer.com/newsletters Follow us on Instagram at: https://www.instagram.com/emarketer/ For sponsorship opportunities contact us: advertising@emarketer.com For more information visit: https://www.emarketer.com/advertise/ Have questions or just want to say hi? Drop us a line at podcast@emarketer.com For a transcript of this episode click here: https://www.emarketer.com/content/podcast-what-if-sports-viewership-declined-meta-paid-ai-monetized-product-placement-behind-numbers © 2026 EMARKETER

Did Sandy Just Become a Soccer Superfan Overnight? Plus a Wild Naked Train Surfing Story You Have to Hear Can one month of watching soccer completely change a lifelong skeptic into a die-hard fan? That surprising question sparks one of the funniest and most unexpected conversations on this episode of The JB and Sandy Show. With JB heading home under the weather, Sandy and Tricia take listeners on a wildly entertaining ride filled with music debates, wedding stories, sports revelations, and one absolutely unbelievable Naked Season headline. The morning starts with a spirited discussion about whether Ella Langley's hit song has what it takes to become a wedding reception staple. Listeners call in with real-life wedding experiences, sparking a lively debate about singing versus dancing and what makes a song truly unforgettable at a celebration. Then, Sandy addresses a question that longtime listeners never thought they'd hear answered: what happened to his longtime dislike of soccer? After getting swept up in the excitement of the World Cup, he's officially on the hunt for a team to support—and by the end of the show, one lucky listener helps make the decision. As Sandy proudly declares, "I'm now officially a Manchester City fan." The laughs keep coming with a memorable Naked Season story featuring a Colorado man who allegedly decided that surfing on top of a moving train wasn't enough excitement—he did it completely naked. The resulting police response and commentary from Sandy and Tricia make for one of the funniest moments of the day. Listeners also help fill the show's Amazing Book of Records with a heartwarming story about a young couple preparing to tie the knot, proving that love stories can still make everyone smile. Memorable Moments: Sandy's shocking soccer conversion story. The debate over whether Ella Langley's hit belongs at wedding receptions. A listener helping Sandy pick his new favorite soccer team. The unforgettable quote: "I'm now officially a Manchester City fan." A Naked Season story that somehow involves a moving locomotive. Sweet family stories and reflections on young love. If you love funny conversations, relatable stories, listener interactions, and the unpredictable chemistry that makes mornings with JB, Sandy, and Tricia so entertaining, this episode is a must-listen. Subscribe, leave a review, and share this episode with a friend who loves great stories and big laughs. 

In the news for July 2026, an attempted kidnapping of a trail runner in a NC National Forest; a man charged with harassing and injuring an endangered species in Hawaii; removal of an illegal camper who literally trashed the forest; the possible foul play of a deceased young man off the coast of Mississippi on Gulf Islands National Seashore; a human consumed by a bear in Colorado; and another bison attack in South Dakota.Support the show!For bonus content join our Patreon!patreon.com/CrimeOfftheGridFor a one time donation:https://www.buymeacoffee.com/cotgFor more information about the podcast, check outhttps://crimeoffthegrid.com/Check out our Merch!!  https://in-wild-places.square.site/s/shopFollow us on Instagram https://www.instagram.com/crimeoffthegridpodcast/ and  (1) Facebook

Before You Build Your Brand, Build Your Self-Worth | Kristen Olson On The Expert Authority Coach podcast,  Christine Blosdale interviews Kristen Olson, founder of KO Alliance and host of the Turmeric and Tequila podcast. Olson shares her journey from being a longtime athlete and D1 lacrosse player to starting a lacrosse business in Colorado, building sponsorships like Clif Bar, and formalizing her work connecting athletes and brands through strategic partnerships. She explains launching her podcast after seeing inauthenticity in health and wellness marketing and wanting to tell the truth. The conversation centers on women's self-worth and confidence in business, how environments and relationships can erode it, and why developing self-awareness and boundaries is critical - especially for young people navigating addictive, comparison-driven social media. Olson emphasizes abundance, community, authenticity, and drawing confidence from real-life “gold stars” such as failures and hardships. LINKS MENTIONED: The Turmeric and Tequila Podcast - https://podcasts.apple.com/us/podcast/turmeric-and-tequila/id1798847835 The KO Alliance - https://koalliance.com/ Christine Blosdale - The Expert Authority Coach – http://www.ExpertAuthorityCoach.com     00:00 Podcast Welcome 01:09 Meet Kristen Olson 02:27 From Athlete to Founder 04:40 Why Turmeric and Tequila 05:21 Early Entrepreneur Mindset 07:46 Self Worth for Women 12:22 Social Media and Kids 17:10 Confidence and Abundance 19:04 Real Gold Stars from Failure 20:47 Where to Find Kristen 21:54 Final Wrap and Next Steps

Today, Sun outdoors reporter Jason Blevins looks into the growing concerns around hikers relieving themselves in the Colorado mountains and how federal cuts to the Forest Service could mean “wag bags” will have an even greater role in keeping the lands clean.See omnystudio.com/listener for privacy information.

Text the Show or Leave a VoicemailI want police officers to understand why chaplains exist and I want chaplains to understand how they can serve better.  One of the best ways to "get it" is to listen to this conversation with a chaplain who has the right attitude and character.  Our guest today is Kevin Shive. Kevin is a police chaplain from Golden, Colorado and he is also the founder and executive director of Serving the Shield, formerly Rocky Mountain Police and Fire Chaplains.  Kevin is going to share some chaplain stories from the front lines but we are also going to talk about vetting and dismissing people who may not be fit to be chaplains."This is the verdict: Light has come into the world, but people loved darkness instead of light because their deeds were evil." John 3:19Music is by Jessie VillaHey Chaplain podcast Episode 146Tags:Chaplains, Accidents, Chaplaincy, Character, Church, Death, Ministry, Organization, Pastoral Care, Police, Purpose, Skepticism, Theology, Tragedy, Aurora, Boulder, Golden, ColoradoSupport the showThanks for Listening!  And, as always, pray for peace in our city.Subscribe/Follow here:Apple Podcasts: https://podcasts.apple.com/us/podcast/hey-chaplain/id1570155168Spotify: https://open.spotify.com/show/2CGK9A3BmbFEUEnx3fYZOYEmail us at: heychaplain44@gmail.comYou can help keep the show ad-free by buying me a virtual coffee!https://www.buymeacoffee.com/heychaplain

What if you could build a private practice that fits your life and not the other way around? Today's guest is using her private practice to see medically complex clients of all ages on her own terms. And her story might just be the push you've been waiting for.I'm excited to introduce you to Carly Kloack, a speech-language pathologist and the owner and founder of Climbing Mountains Therapies in Denver, Colorado.Carly has specialized interests and experience in medically complex therapeutic services for feeding, swallowing, neurodevelopment, speech, language, and cognitive-communication. She has worked with a comprehensive age range including infants, pediatrics, adolescents, adults, and geriatrics.After years of moving across the country every few months as a travel therapist during the pandemic, Carly knew she wanted two things: variety and flexibility. She loved working with both adults and pediatrics, from acute care to infant feeding. But she didn't love the lack of control over her own schedule.So she started her private practice — on the side, with word-of-mouth referrals, and a whole lot of courage.In this episode, Carly discusses how she started her practice without quitting her day job, why she's doubling down on a niche, and why her biggest piece of advice is simply: just do it.Outside of patient care, Carly loves the variety that comes with her schedule and is grateful to her patient's mom, a website designer who helped build her practice's website. In her free time, she enjoys being back in Colorado, close to family and the mountains she grew up loving.In Today's Episode, We Discuss:How travel therapy prepared her to think creatively about her careerThe power of saying “yes” when referrals come from unexpected placesWhy she chose to build a part-time practice that works with her hospital job, not instead of itHow she's building a referral network in Denver where SLPs send each other the clients they're not the best fit forCarly is truly proof that you don't have to quit your job, go all in overnight, or have a decade of business experience to start. She took it step by step, kept the variety she loved, and built a practice that actually fits her life and not the other way around.Her story does not have to be the exception. You, too, can achieve the career of your dreams if you simply start taking steps to get there.Want to build your private practice to the point where YOU control your schedule just like Carly has? Learn more about our Start Your Private Practice Program, where Carly got the legal and logistical guidance she needed to set up her practice the right way. To learn more, please visit www.StartYourPrivatePractice.com.Or, if you already have an existing private practice and you're ready to take it to the next level we'd love to support you inside the Next Level Private Practitioner. You can learn more at www.nextlevelprivatepractitioner.com.Whether you want to start a private practice or grow your existing private practice, I can help you get the freedom, flexibility, fulfillment, and financial abundance that you deserve. Visit my website www.independentclinician.com to learn more.Resources Mentioned:Follow Carly onInstagram: instagram.com/climbingmountainstherapiesllc/Facebook: Climbing Mountains Therapies LLCCheck out her website: climbingmountainstherapies.comWhere We Can Connect:Follow the Podcast: https://podcasts.apple.com/us/podcast/private-practice-success-stories/id1374716199Follow Me on Instagram: https://www.instagram.com/independentclinician/Follow Me on Facebook: https://www.facebook.com/jena.castrocasbon/

A U.S. Army veteran steps onto his back porch at 3 a.m., lights a cigarette, and comes face to face with a being made of shadow and starlight. That's just one chapter in the extraordinary story of Drew Bankey — Iraq War veteran, Lakota sundancer, pipe carrier, and self-described channeler of entities including Osiris, Archangel Michael, and what he calls "Source" itself.In this conversation, Drew traces his path from PTSD and ayahuasca ceremonies to spontaneous channeling, dream prophecies that came true down to the day, and a face-to-face ET encounter that changed the direction of his life. We cover: how a second ayahuasca ceremony "blasted him into the spirit world" and opened the door to channeling; a golden eagle dream from 2017 that manifested — literally — nine days before his birthday on the side of a Colorado road; a Native American Yuwipi ceremony where a Bigfoot reportedly materialized in a sealed, pitch-black room, witnessed by another attendee; and his theory that UFO disclosure isn't a revelation about "aliens" at all, but about a future version of ourselves.Whether you come from a background in psychedelic therapy, indigenous spirituality, trauma recovery, or the UFO conversation, this episode sits at the intersection of all of it — and asks what it actually means to reconnect with something larger than yourself.If this conversation moved you, subscribe and leave a comment with the moment that hit hardest — and check the description for Drew's books and community.Find Drew: Sacred Journeys Within — his books "I'm Perfect And So Are You" and "Find Your Inner Guru" are available now.#Ayahuasca #Channeling #UFODisclosure #NativeAmericanSpirituality #Consciousness

Eating on vacation used to mean one of two things: trying desperately to stay "on track" or saying fuck it and promising to start over when I got home.Either way, it made vacation super stressful. In this episode, I'm taking you inside what, why and how I ate during four days in Colorado—from Chick-fil-A and Crumbl cookies to burgers, fries, ice cream and dinners I wasn't even hungry for.I'm talking about:Why I ate two bites of one dessert and every last bite of anotherWhat happened when I was starving after eating 45 grams of proteinWhy I sometimes ate when I wasn't hungryHow travel, family, hunger and really fucking good food impacted the choices I madeWhat all of this can teach you about paying attention to what, why and how you eatConnect with JordanaFind me on InstagramSign up for my weekly letter with personal stories and nutrition, body image and mindset tipsSchedule a free discovery call to talk more about working together Listen to more episodes of The Diet Diaries

Nick Novello, Esquire, joins the pod to help break down the legal process and current standings of the ongoing legal battles in Ohio, Colorado, and now California, with players suing for a 5th year of eligibility.

Ten people remain in critical condition including the suspected shooter following a late-night mass shooting outside a Tucson pizza restaurant. Jury selection begins in Massachusetts as former nurse Lindsay Clancy heads to trial for the murders of her three young children she alleges she committed while suffering from severe postpartum psychosis. An Arizona man faces felony charges in Colorado after allegedly riding atop a Union Pacific freight train completely in the nude. Sydney Silvagni reports. See omnystudio.com/listener for privacy information.

Evan Koster has guided archery elk hunts in Colorado's Flat Tops for over a decade. This conversation covers everything that actually matters going into an archery elk season — and plenty of what hunters think matters that doesn't.Colorado is in a historic drought, and Evan breaks down what that means for where elk will be in September — it's not about elevation, it's about feed quality, and aspens are the answer. From there we get into how to search unknown country efficiently, why elevation and trailhead distance are myths that kill more hunts than help them, and Evan's counterintuitive wind rule: he doesn't think about it until he's within 500 yards. We dig into the stalk psychology mistake most hunters make, how to locate elk with a bugle using line-of-sight, how to read a bull's commitment level, and the one-sentence answer Evan would give any archer who wanted to kill more elk: take chances. We close on the honest reality of horseback elk hunting.In this episode:Colorado drought 2027 — what it means for elk distribution in SeptemberFeed quality over elevation — why aspens are the concentration zone in a dry yearHow to search unknown country vs. country you knowThe elevation myth and the trailhead distance myth — both cost hunters elkWind: the 500-yard rule and why most hunters have the psychology completely backwardsBugling as a two-way radio — why line-of-sight matters for locating elkWhen to move on from a spot and when to go back in closeThe one thing Evan would change about any archer to make them more successfulHorseback elk reality — "don't, unless you're already into horses"Booking 2027 hunts with LKS Outfitters nowGuest: Evan Koster — Lead guide, LKS Outfitters / Flat Tops Wilderness Guides.ftguides.comhttps://www.instagram.com/flattopswildernessguides/---FOLLOW CLIFFYouTube - https://www.youtube.com/c/CliffGrayInstagram - https://www.instagram.com/Cliffgry/Facebook - https://facebook.com/PursuitWithCliffPursuit With Cliff Podcasthttps://pursuitwithcliff.com/interviews-and-podcasts/Cliff's Hunt Planning and Strategy Membership https://pursuitwithcliff.com/membership/Hunt. Fish. Spear.  (Experiences, Courses and Seminars) https://pursuitwithcliff.com/ExperiencesMerchhttps://pursuitwithcliff.com/shop/SUBSCRIBE TO CLIFF'S NEWSLETTER:https://PursuitWithCliff.com/#Newsletter

Payments look like pure software until you move countries, get hit with fraud, or watch a “guaranteed” settlement date slip. That's where the real story starts, and it's why I loved talking with Kristin Reischel, Senior Director of Solutions and Partner Marketing at Rapyd, for our Women Leaders in Payments Month series sponsored by Payroc.Kristin shares a refreshingly honest career path: Boulder, Colorado roots, a fine art degree, a pivot into computer science, then early years at IBM where every hour was billable and accountability was immediate. From there, she follows what energizes her most, working closer to customers, shaping stories, and eventually landing in payment product marketing. We talk about what product marketing means in fintech and how it connects product teams, partners, and real business needs, from local payment methods to faster money movement.Our theme is “the future is human,” and Kristin makes it real. Automation, AI, and embedded payments keep expanding, but trust is still built by people who test systems, respond when things break, and make judgment calls when fraud and risk show up. She also unpacks the cultural side of global payments, comparing credit habits in the US with the UK's banking realities, Germany's cash preference, and the mobile payments leadership seen across Africa and parts of Southeast Asia.We close with what she's watching next: stablecoins, crypto adoption on familiar card rails, and the convergence of AI with agentic commerce and microtransactions. If you care about the future of payments, fintech trust, and practical leadership lessons, this conversation delivers.