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On this week's Stansberry Investor Hour, Dan and Corey welcome Chris Mayer back to the show. Chris is co-founder and portfolio manager of Woodlock House Family Capital – a firm that focuses on long-term, patient investing. He has also written several books, including 100 Baggers: Stocks That Return 100-to-1 and How to Find Them. Chris kicks things off by breaking down his "CODE" acronym that he uses for picking stocks – cheap, owner operator, disclosures, and excellent financial condition. He lists Brown & Brown as an example of one such company that checks all four boxes. And he shares a trucking company he likes because of its lower-than-average turnover rate. This leads to a conversation about the importance of management having skin in the game and why investors should mostly leave their portfolios alone. Chris then uses Monster Beverage as a case study for identifying a good company. (1:47) Next, Chris talks about investor psychology. He says that it's difficult to hold stocks through large drawdowns and through periods of boredom, but that's how you can make a lot of money in the long term. Doing nothing is often the best thing you can do for your portfolio. Chris also covers how philosophy has influenced his investing style, the hidden opportunity in Swedish stocks, two specific Swedish companies that he likes today, and why you should always stick to your core principles – even if it means missing some winners along the way. (20:02) Finally, Chris explains that staying true to your investment principles is hardest (yet also most crucial) when times get tough. It all comes down to knowing yourself, your risk tolerance, and what you're most comfortable investing in. Chris shares the names of two spun-off companies he's excited about today, as he expects a big surge in free cash flow for both. He clarifies that these are for holding long term rather than trying to make a quick buck. And Chris finishes with a discussion about why the recent tariff drama doesn't really matter. (39:26)
On this week's Stansberry Investor Hour, Dan and Corey welcome Chris Mayer back to the show. Chris is co-founder and portfolio manager of Woodlock House Family Capital – a firm that focuses on long-term, patient investing. He has also written several books, including 100 Baggers: Stocks That Return 100-to-1 and How to Find Them. Chris kicks things off by breaking down his "CODE" acronym that he uses for picking stocks – cheap, owner operator, disclosures, and excellent financial condition. He lists Brown & Brown as an example of one such company that checks all four boxes. And he shares a trucking company he likes because of its lower-than-average turnover rate. This leads to a conversation about the importance of management having skin in the game and why investors should mostly leave their portfolios alone. Chris then uses Monster Beverage as a case study for identifying a good company. (1:47) Next, Chris talks about investor psychology. He says that it's difficult to hold stocks through large drawdowns and through periods of boredom, but that's how you can make a lot of money in the long term. Doing nothing is often the best thing you can do for your portfolio. Chris also covers how philosophy has influenced his investing style, the hidden opportunity in Swedish stocks, two specific Swedish companies that he likes today, and why you should always stick to your core principles – even if it means missing some winners along the way. (20:02) Finally, Chris explains that staying true to your investment principles is hardest (yet also most crucial) when times get tough. It all comes down to knowing yourself, your risk tolerance, and what you're most comfortable investing in. Chris shares the names of two spun-off companies he's excited about today, as he expects a big surge in free cash flow for both. He clarifies that these are for holding long term rather than trying to make a quick buck. And Chris finishes with a discussion about why the recent tariff drama doesn't really matter. (39:26)
E News: Millie Brown Brown will shave her head, Joel McHale's rabbit, Where is Kelly Clarkson?, and more. Learn more about your ad choices. Visit podcastchoices.com/adchoicesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
E News: Millie Brown Brown will shave her head, Joel McHale's rabbit, Where is Kelly Clarkson?, and more. Learn more about your ad choices. Visit podcastchoices.com/adchoices
- Hear comedian Jim Gossett on Rob Carson's National Talk Show 12-3 on WMLB 1690 AM in ATL -
Tercera hora de Visión Global que dedicamos a nuestro consultorio de Wall Street en el que nos acompaña Rafael Ojeda, de Fortage Funds. Con él analizamos compañías como ASML Holding, Coinbase, Tilray, Central Puerto, Brown & Brown, McDonalds, Kraft Heinz, Futu Holdings, MakeMyTrip Limited, Amazon y Lululemon. Después, vamos con el último repaso a los mercados en una jornada marcada por el dato de IPC en Estados Unidos, peor de lo esperado, por la publicación de las actas de la Reserva Federal y que mira de reojo a mañana, cuando se reunirá el Banco Central Europeo, y al viernes, cuando comenzará la temporada de resultados en Estados Unidos. Terminamos el programa con el análisis de José Luis Herrera, analista independiente. Terminamos con el cierre de Wall Street de este miércoles 10 de abril.
Brown & Brown's Q4 2023 earnings call, unedited
Read by little sister this time…Rainbow Unicorn Readers
AI-løsningerne findes i hobevis, og netop nu står de og banker på døren til vores sundhedsvæsen. Men hvad skal der egentlig til for, at vi Danmark får gavn af deres fulde potentiale? I denne podcastserie har vi inviteret hhv. Ulrik Rokkedal fra firmaet Human Bytes og Mikael Boesen fra Radiologisk AI Institut i studiet for at drøfte mulighederne. Denne podcast er optaget d. 6. september. Kan du lide, hvad du hører? Så vær med i Frihedsfonden, så vi kan lave mere indhold som dette. Kom med på: liberalalliance.dk/frihedsfonden
AI-løsningerne findes i hobevis, og netop nu står de og banker på døren til vores sundhedsvæsen. Men hvad skal der egentlig til for, at vi Danmark får gavn af deres fulde potentiale? I denne podcastserie har vi inviteret hhv. Ulrik Rokkedal fra firmaet Human Bytes og Mikael Boesen fra Radiologisk AI Institut i studiet for at drøfte mulighederne. Denne podcast er optaget d. 6. oktober. Kan du lide, hvad du hører? Så vær med i Frihedsfonden, så vi kan lave mere indhold som dette. Kom med på: liberalalliance.dk/frihedsfonden
Ben and William join the studio from Bardstown with Brown Water Bourbon Exchange to talk everything Bourbon investing and wholesaling. Learn how they're making it easier than ever to invest in bourbon and they're long term goals to promote Kentucky Bourbon.Check out their website and get in contact with them at:https://bwbx.co/Commonwealth Connections is hosted by Weston Wilson and Dawson Fields. To connect with hosts of the show, email dawson@novainsurancegroup.com or culverscky@gmail.com
Steve & Izzy continue Nic-August Cage, a month-long celebration of the greatest living actor Nicolas Cage, as they discuss 2005's "Lord of War" starring Nicolas Cage, Jared Leto, Bridget Moynahan, Eamonn Walker & more!!! Do you like guns? Child murder? What is Brown Brown? How do you effectively motivate child soldiers? Any recent updates for the sequel? Who sets the combination on their lock?!? Let's find out!!! So kick back, grab a few brews, beware of the dog, and enjoy!!! This episode is proudly sponsored by Untidy Venus, your one-stop shop for incredible art & gift ideas at UntidyVenus.Etsy.com and be sure to follow her on Twitter, Facebook, Instagram & Patreon at @UntidyVenus for all of her awesomeness!!! Try it today!!! Twitter - www.twitter.com/eilfmovies Facebook - www.facebook.com/eilfmovies Etsy - www.untidyvenus.etsy.com TeePublic - www.teepublic.com/user/untidyvenus Learn more about your ad choices. Visit megaphone.fm/adchoices
We are celebrating 65-Years of African Liberation Day & /75-Years of Palestine (Nakba )Day - Listen in on May 31, 2023, at 8:00 PM EST US by dialing 1 (323) 679-0841. Topic: “God Makes No Slaves in the Womb” - Interview with Bob Brown, Rep. PA Roots
Brown bear, brown bear what do you see? --- Support this podcast: https://podcasters.spotify.com/pod/show/readtomemomma/support
In this video, we'll perform a BRO stock analysis and figure out what the company looks like based on the numbers. We'll also try to figure out what a reasonable fair value is for Brown & Brown, Inc. And answer is Brown & Brown one of the best dividend aristocrat stocks to buy at the current price? Find out in the video above! Global Value's Brown & Brown, Inc. stock analysis. Check out Seeking Alpha Premium and score an annual plan for just $119. Plus all funds from affiliate referrals go directly towards supporting the channel! Affiliate link - https://www.sahg6dtr.com/H4BHRJ/R74QP/ Brown & Brown, Inc. ($BRO) | Brown & Brown, Inc. Stock Value Analysis | Brown & Brown, Inc. Stock Dividend Analysis | BRO Dividend Analysis | $BRO Dividend Analysis | Brown & Brown, Inc. Intrinsic Value | BRO Intrinsic Value | $BRO Intrinsic Value | Brown & Brown Intrinsic Value | Brown & Brown, Inc. Discounted Cash Flow Model | Brown & Brown, Inc. DCF Analysis | BRO Discounted Cash Flow Analysis | BRO DCF Model #BRO #BROstock #stockmarket #dividend #stocks #investing #valueinvesting (Recorded December 19, 2022) ❖ MUSIC ❖ ♪ "Lift" Artist: Andy Hu License: Creative Commons Attribution 3.0. ➢ http://creativecommons.org/licenses/b... ➢ https://www.youtube.com/watch?v=sQCuf...
The Work And Ministry Of The Holy Spirit
Todays episode we're going to talk about my #13, #12 and #11 picks, getting us ready for the episode this Sunday covering the top 10. The season is close so I have to rip through these, and of all my picks so far, I'm really questioning two of them I'll talk about today and may end up making an adjustment to my list before handing in my first poll. #13 Denver: Denver was a team last season that fell victim to a new term I'm coining "schedule creep". This means some of the games you scheduled that would traditionally be wins ended up turning into more losses than expected due to your own issues mixed with teams simply being better than expected. #12 Brown: Brown had a “come to Jesus” moment and rattled off 6 straight wins to end the regular season. They dropped Penn, Yale, Cornell, Bryant and Dartmouth over that stretch. That got them into the Ivy League tournament where they lost to Penn in a rematch, but that was enough to get them into the NCAA tournament. #11 Ohio State: I really like what I see on paper for Ohio State. Jack Myers is one of the best five attackmen in the country in my opinion and the addition of LIU transfer Richie LaCalandra is going to go a long way in making sure Ohio State doesn't lose a lot of steam offensively. View the blog post https://www.laxfactor.com/2023/01/laxfactors-college-lacrosse-division-i-pre-season-top-20-11-through-13-laxfactor-podcast-331/ Support the channel, buy some swag... https://www.laxfactor.com/ Watch the show w/ video on YouTube... https://www.youtube.com/laxfactor/ --- Send in a voice message: https://anchor.fm/laxfactor/message Support this podcast: https://anchor.fm/laxfactor/support
Join Newton One (Mark Singer) and Brian Travers, Senior Private Client Advisor for Brown & Brown's private client team for a discussion about insuring unique assets, liabilities, and risk mitigation tactics for affluent clientele.
LIVE from the 2022 Roswell Rotary Golf and Tennis Tournament: Frank Brown, Brown & Co. Jewelers (North Fulton Business Radio, Episode 536) Frank Brown of Brown & Co. Jewelers joined host John Ray at the 2022 Roswell Rotary Golf and Tennis Tournament, LIVE at Brookfield Country Club. They discussed the creation of the tournament, the […] The post LIVE from the 2022 Roswell Rotary Golf and Tennis Tournament: Frank Brown, Brown & Co. Jewelers appeared first on Business RadioX ®.
LIVE from the 2022 Roswell Rotary Golf and Tennis Tournament: Frank Brown, Brown & Co. Jewelers (North Fulton Business Radio, Episode 536) Frank Brown of Brown & Co. Jewelers joined host John Ray at the 2022 Roswell Rotary Golf and Tennis Tournament, LIVE at Brookfield Country Club. They discussed the creation of the tournament, the […]
A truly wild one. We had an amazing live show and we wanna thank everyone who came out. Share Mango Bae with your friends, this podcast literally makes life better.
Ryan Blackburn reacts to the Denver Nuggets signing Brooklyn Nets wing Brown Brown to a one-year deal with a player option on the second season, effectively saving Denver's entire plan for the bench this offseason. Brown will give the Nuggets endless utility and lineup combinations to use throughout the regular season and playoffs. Then, Ryan reacts to the Kevin Durant stuff, Rudy Gobert to Minnesota, and the Golden State Warriors getting worse.
Jeremy and Boss discover that a hard man isn't always good to find, avoid watching Hey Dude, and are sponsored by Brown as they dig into Henri Pachard's Showdown. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app
Middle Market Mergers and Acquisitions by Colonnade Advisors
This episode continues with our “industry spotlight series” where we focus on specific trends and opportunities in middle-market M&A transactions. Our previous episodes have covered four industries in which Colonnade has played a significant role as an M&A advisor to both buy-side and sell-side clients. We add F&I Agencies & Payment Plan Providers as industries where we deeply know the dynamics and players so as to provide exceptional service to clients who hire us to assist them in a transaction. Colonnade has studied the F&I Agencies and Payment Plan Provider markets for the last 20+ years. We have worked on nearly 30 M&A transactions on the buy-side and the sell-side. We have gotten to know the industry players and the buyers. We've identified some high-opportunity M&A plays that could help to drive even more value, scale, and customer satisfaction in the industry. Spotlight on F&I Agencies (1:00) In this first part of our episode, we answer the following questions: Where do F&I agencies sit in the F&I ecosystem? (1:00) What does a typical F&I agency look like? (7:00) What is going on in terms of M&A and what are the value drivers in the industry? (9:00) What is driving M&A transactions right now and what are some potential M&A plays? (12:00) Where do F&I agencies sit in the F&I ecosystem and what value do they provide? (1:00) Gina: Between the F&I administrators and the F&I office and the dealership, there are F&I agencies. They are independent agencies with independent agents. They are like insurance agents. They bring together the product administrators and the dealers. Gina: The agents have deep knowledge about the products they represent. They can train the F&I office on those products and how to sell the products. They also act as the middle man or the interface with the administrator. They are one distribution arm for the administrators, which makes them critical in the ecosystem. They are a valuable component of the overall F&I ecosystem. Jeff: The F&I agency is a particular point in the value chain. It's a differentiator. Some administrators sell to dealers through a direct sales force, others use F&I agents. Gina: There are administrators who go direct to dealers, but most administrators also use independent agents. They may have a direct sales force, but they have independent agents also. The only sector where that seems to not always be the case is selling into independent dealerships. You tend to see more direct agents that are employed by the administrators selling into the independent dealerships. Gina: An important component of what the agents do is help the dealership with reinsurance. Reinsurance is an important component of a dealership owner's profits. For every contract, every F&I product that is sold, there is a reserve set aside for future claims. F&I agents are usually very fluid and educated in talking about reinsurance and making sure that the dealership has the right reinsurance programs. So they deal with reinsurance, they do training on products, they do training on how to sell products. They sometimes help with staffing in the F&I office, and they'll help with some of the technology that is between the F&I office and the administrator. Gina: F&I represents a third of a dealership's profits. Everybody within the organization and affiliated with the organization is going to make sure that F&I runs smoothly. What does a typical F&I agency look like? (7:00) Gina: There are well over 100 independent agencies, and approximately 75%-80% of F&I agencies are less than 10 employees. There are very few large agencies. There are a few that are scaling, but there really aren't many. There is only one national agency that comes to mind and that's Vanguard (owned by Spectrum Automotive). Vanguard has been very acquisitive in building out its agent network. We also see Brown & Brown, which is a P&C insurance brokerage. They've been acquiring F&I agencies over the last few years. I don't know if they have a national footprint yet, but they're probably getting pretty close. And then you have acquired a lot of small agencies. Jeff: The Brown & Brown example is an interesting one that we've watched over the last five to six years as they've entered the industry. We've always thought their participation in the F&I agency world makes a lot of sense, given the parallels to the P&C distribution market. What is going on in terms of M&A and what are the value drivers in the industry? (9:00) Gina: We think that the M&A market for F&I agencies will continue to be hot in 2022. (See Gina's cover article in Agent Entrepreneur, 2022 M&A Predictions for F&I Agents) Agent value is driven by a couple of different factors. One is diversification. One of the challenges for these small agencies, just like any small company, is having all of their eggs in one basket. An F&I agency may have one dealership group that represents 40% of sales. That is a gating factor to trading and getting the highest possible value. Agencies that have significant concentration, which I call greater than 15%, trade at a lower multiple than agencies that have little concentration. Another value driver is size. We look at the number of W-2 employees (as well as financials). Jeff: Important when you go to sell these companies: Who owns the dealer relationships? And what's the risk of attrition in a transaction? Gina: A lot of diligence needs to be done in these transactions to really understand the nitty-gritty of who, not just on paper but in practice, owns the relationships. What is driving the M&A transactions right now and what are some potential M&A plays? (12:00) Jeff: It sounds like an industry that could be rolled up further. Following the playbook of the P&C insurance distribution market, you got a lot of mom and pops out there and a few large players. Gina: Both Brown & Brown and Vanguard Dealer Services (Spectrum Automotive) are rolling up agencies. The rest of M&A activity we see is not a roll up, but administrators buying agencies. National Autocare and Portfolio Group have been very inquisitive. There are many other administrators who bought one, two, three agencies, as they attempt to lock in their distribution channels. Gina: There should be another roll up of F&I agencies. There should be a private equity firm that's coming in here saying, “I'm going to put a hundred, $150 million to work and we're going to leverage it. And we're going to buy up 20 F&I agencies. We're going to make a super-agency with national coverage.” That could be uber-successful for everybody involved. It just hasn't happened yet. Jeff: The folks that are acquiring are paying pretty high multiples, and that's a challenge. Any new entrant would have to go in and go big pretty quickly. They'd have to find a platform that they can scale and put a lot of capital to work while holding their nose as they pay big prices upfront. Gina: A lot of the M&A activity we have seen is with an older generation that is retiring. There's also some leakage happening where the younger, talented, hungrier F&I agents are like, “I get it, I can do this.” They leave and go start their own agency. I think we'll see that next-generation starting to trade in about a year or two. Gina: I have one last point I want to cover about F&I agency M&A: what's driving the activity. First of all, there's a lot of money looking for deals. There are private equity firms backing administrators that need to grow inorganically. But we also see a lot of M&A activity at the dealership level. They're getting bigger. Big dealership groups are buying up other dealers, independent shops, and dealership groups. Every time one of those transactions happens, the agent that represents the target dealership is at risk of losing that client. Dealership M&A is driving F&I agency M&A. I think that this is the question that keeps a lot of agents up at night: Are they one or several M&A transactions away from losing a significant portion of their relationships and their livelihood? Spotlight on Payment Plan Providers (18:00) In this second part of our episode, we answer the following questions: How do payment plan providers add value to the auto F&I sector? (18:00) How big is the industry and who are the biggest players? (23:00) Why are payment plan providers a favorite industry of Colonnade? (25:00) What is going on in terms of M&A and what are the value drivers in the industry? (29:00) How do payment plan providers add value to the auto F&I sector? (18:00) Jeff: Payment plan companies came out of the ground around 20 years ago. They started as an offshoot of the insurance premium finance market, which we've talked about in a previous podcast. Fundamentally, this market is designed to help consumers purchase F&I products cost-effectively. Whether you're in a dealership (point of sale) and the F&I person says, “This VSC is going to cost you $3,000” or whether you get a piece of mail about an extended auto warranty (aftermarket), once you get sold on buying the coverage, the questions is always: Do you want to write a check for three grand or do you want to finance it over two or three years? In most cases, the VSC/extended auto warranty gets financed. That's where these payment plan companies come in. Jeff: At the dealership (point of sale), the payment for an F&I product typically gets rolled into the auto loan. It's just one of the line items in the auto loan, and you (as the consumer) pay it off as you go. There are some payment plan providers that focus on point of sale at the dealership, allowing a consumer to finance the product outside the auto loan. In the aftermarket, which is really where we see these payment plans flourish, it's a different dynamic. If you're on the phone with a direct marketer and you agree to buy the coverage, you can put 10% down and pay over 18 or 36 months, depending on the payment plan. Interestingly, they're interest-free and cancelable at any time. And as you continue to drive your car and assess the usefulness of the product, you can cancel it at any time. If you cancel it, all you do is call up the seller or the administrator and say, “I want to cancel my payment plan.” In that case, you get a portion of your money back (the unearned premium). It works in a similar way to the insurance premium finance market. The contract is earned over the life of the product. If it's a five-year product and you're one year into it, you might get 80% of the money back. The payment plan company is indifferent because it will just get their pro rata share back from the administrator and seller. The seller will sell the product to the consumer, and if they attach financing to it, the seller will collect the 10 or 15% down payment. The payment plan company will insert themselves and front the rest of the money to the administrator and to the seller. The administrator has to front some money to the CLIP (1) provider, but the revenue to the seller and the admin fee gets fronted by the payment plan company. Jeff: Our Industry Report on this sector goes into much more detail about the industry. How big is the industry and who are the biggest players (23:00) Jeff: We estimate this is about a $5 billion a year originations market. There's not good data. We've done a number of studies over the years and think that's the size of the market. It grows with auto sales and the adoption of products. It's grown considerably over the last several years. There are probably 10 independent players in the market. There are just a small handful of large players. The biggest players are PayLink, which is owned by Fortress and Milestone. Walco is the next biggest, and they're growing nicely. This is the Walder team that previously ran Mepco and Omnisure, and they've started up a new finance company that's growing quite rapidly. Mepco is a large player, they're top three, that's owned by Seabury. There are other smaller players like Budco, Line 5. Service Payment Plan is a big company in the dealer space, again different dynamics but similar product offering. PayLink, Omnisure, and Mepco really dominate the aftermarket space. Folks like Service Payment Plan dominate the dealer (point of sale) channel. Why are payment plan providers a favorite industry of Colonnade? (25:00) Gina: I love the payment plan business because it is so low-risk. What the payment plan companies do is hold a cash reserve on each funding in case the underlying consumer cancels. And that happens. There are a lot of cancellations in the direct consumer marketing of vehicle service contracts. As we've discussed before, it's not because the contracts are bad contracts, but it's because consumers actually have transparency. In the case of vehicle service contracts rolled into an auto loan, consumers don't get a breakout every month of the components of their auto loan that they're paying. They don't see that 80% of your auto loan payment is for the car, 10% is for the vehicle service contract, et cetera, cetera. But when a consumer is financing or using a payment plan for a vehicle service contract in the aftermarket, they have complete transparency as to what that cost is for. And if they decide as a household, they no longer need that product (they need to redeploy that payment to something else like their mortgage), they can cancel. The payment plan businesses have a cash reserve for this. So it is a very low risk business and has great returns. Jeff: Some of these companies have several hundred million dollars of portfolio and each contract starts out at $3,000 and burns down. These are very granular portfolios. You're not going to take a big loss on any particular contract. Unlike the insurance premium finance industry, the incidence or likelihood of fraud is negligible, and the risk here is quite low given the granularity. We like the short duration of these assets. We like the low loss rates. Generally, these transactions are priced at a 15% to 20% unlevered return. They're very high-yield. There's no credit risk. We're not doing anything with consumer credit risk. We really don't care. We're just managing relationships with sellers and administrators. All those dynamics are favorable to this lending universe. I love this business. It's a niche industry, $5 billion is not the $50 billion commercial P&C market, but it's meaningful and growing. What is going on in terms of M&A and what are the value drivers in the industry? (29:00) Jeff: There really hasn't been much activity as there's a limited universe of players. Some of the administrators are vertically integrating and getting into the payment plan industry. We worked on the initial sale of Mepco to Independent Bank almost 20 years ago. We sold PayLink (which used to be called Warranty Finance Company) to Oxford Financial. It's now owned by Milestone and Fortress. Omnisure: Ed and Paul Walder started up that business from scratch and grew it to a couple hundred million dollars of receivables. We advised on the sale to Fortress. PayLink and Omnisure merged in 2017 and put together two leading players in the industry. The other important transaction to mention is Seabury's acquisition of Mepco out of Independent Bank in 2017. Most recently Walco has come out of the ground. Walco was started in early 2020 by Ed and Paul Walder again, starting up another competitor in the sector. They've grown considerably in recent years and are doing a great job building out that business. We don't see a ton of M&A activity per se, but it's a really interesting market. Part of the challenge from an M&A perspective is that there has not traditionally been a deep bank buyer universe of this product and that confounds me a bit. For all the reasons we mentioned, this is a really interesting, dynamic asset class. It's very similar to insurance premium finance, which has a number of large banks in the sector and a number that want to get into it. The collateral structure looks very similar, except that payment plan providers have higher yields, higher return on assets, and even lower losses. And there's no fraud. I think there's a real opportunity for forward-thinking banks to embrace this asset class and do quite well with very little risk. (1) A CLIP is a commercial liability insurance product that covers the contractual obligations of the insured. A full reimbursement CLIP would indemnify the insured commercial entity for all monies it expends to fulfill a contractual commitment. About the hosts Gina Cocking serves as the Chief Executive Officer of Colonnade Advisors. Gina began her career in investment banking at Kidder Peabody, was an analyst at Madison Dearborn Partners and an associate at J.P. Morgan & Co. She was the Chief Financial Officer of Cobalt Finance, a specialty finance company. She went on to become the Chief Financial Officer of Healthcare Laundry Systems, a private equity-backed company for which she oversaw the successful sale to a strategic acquirer. Gina served as the Line of Business CFO – Consumer Banking and Lending at Discover Financial Services. Gina serves on the Board of Directors of CIB Marine Bancshares, Inc. Gina received her BA in Economics and an MBA from the University of Chicago. Jeff Guylay is a Managing Director of Colonnade Advisors. Prior to joining Colonnade in 2000, Jeff was an investment banker at J.P. Morgan in the firm's Mergers & Acquisitions and Fixed Income Capital Markets groups in New York. He also spent several years in J.P. Morgan's Chicago office. Jeff has over 20 years of M&A and investment banking experience and has served as lead execution partner on over 25 M&A and financing transactions at Colonnade. Jeff received an MBA from Northwestern University's Kellogg Graduate School of Management and a Master of Engineering Management from the University's McCormick School of Engineering. Jeff received a BA from Dartmouth College and a BE from Dartmouth's Thayer School of Engineering.
A mysterious unsolved murder case from the 1930s. This one is a head stratcher. Who killed who? And why isn't the body count adding up? In this episode, we will be covering the mysterious murder case of local Brown County farmers, breaking down the case, and coming up with our own hypothesis of what might have happened.As always a huge shoutout to Aaron Marshall for creating the intro/outro of the podcast. You can check out his music here: https://open.spotify.com/artist/1peMLUHoO3t6DsuIGMP2vQ?si=uX3UGSkaRLKen3OfKgIeZgLink to articles:http://browncountygenealogy.blogspot.com/2011/04/thriller-thursday-brown-murder-mystery.htmlhttp://browncountygenealogy.blogspot.com/2011/04/thriller-thursday-brown-murder-mystery_21.html
This week, we are joined by Head Shart and Down-Down on the Brown-Brown from the DC area. We talk motorized luggage, sweeping etiquette, and get some great tips for organizing and running a kennel.Check out the PGH schedule for details on Dog Shit's first lay in Pittsburgh:https://www.pgh-h3.com/wp/calendar-5/Send us story ideas, potential guests, funny names, and genitalia photos to halfmindspodcast@gmail.com, and be sure to tell a friend about the show.
Here is this weeks show brought to you by, Alex Di Cio, Jody Watley, Brown & Brown, Jocelyn Brown, Karl Brown, Beat Rivals Booker T, Earl W. Green, Will The Funkboss, Roberto De Carlo, Colin Corvez, Ken@Work & many more so enjoy untill next week. JB
Asked to highlight his experience in mergers and acquisitions, Andy Watts doesn't need to weigh and measure the many deals that he has helped to execute over his three-decade-long finance career. Instead, Watts quickly points to the 2000s, when, as CFO of a division of Thomson Reuters, he sold off businesses responsible for nearly half of his division's $120 million in annual revenues—a respectable feat that is perhaps even more impressive in light of the four new businesses that his division acquired during this same 12-month period. “I got a really good frontline view of how to do M&As, and while I stubbed my toe on a number of them in the process, in the end we had them running like a Swiss watch and knew exactly how we were going to get the value out of them,” remembers Watts, whose 12-year career at Thomson included something of a surprise chapter that he now credits with having helped to open the door to an operations role. “I was sitting in a business review, and I began ‘barking on' about how we were treating our customers—so the division president turned to me and said, ‘Okay, why don't you go fix it?,'” recalls Watts, who notes that his initial his response was to try to step on the career break. Says Watts: “I said, ‘No, wait!' But then she responded, ‘There is no one else who has expressed that level of passion about our customers and the experience that they deserve.'” Over the coming years, Watts would oversee the company's customer onboarding processes and the relationship management interactions that governed Thomson's customer experience. Looking back at the role that afforded him the title of Global Head of Customer Administration, Thomson Reuters, Watts realizes that this experience allowed him to complete his eventual trek to the CFO office. In 2014, he would leave Thomson and step into the CFO office at Brown & Brown, where a transformative acquisition was in short order added to the menu. –Jack Sweeney
Elle and Kimberley once again bring the heat with a discussion on Antonio Brown's latest head shaking stunt. But before they dive into that mess, they debate whether or not Elle was right when she said the Browns were the most hopeless team in the NFL.
Elle and Kimberley once again bring the heat with a discussion on Antonio Brown's latest head shaking stunt. But before they dive into that mess, they debate whether or not Elle was right when she said the Browns were the most hopeless team in the NFL.
Elle and Kimberley once again bring the heat with a discussion on Antonio Brown's latest head shaking stunt. But before they dive into that mess, they debate whether or not Elle was right when she said the Browns were the most hopeless team in the NFL.
Maryann Johnson, senior managing director of property and energy claims at Beecher Carlson, Brian DiLuigi, senior vice president of alternative energy, and Alex Nephew, risk management and insurance advisor with Brown & Brown, join us to discuss the complexities of insuring renewables. We discuss the different capabilities Beecher Carlson and Brown & Brown have to help renewable energy companies, the types of coverage the insurance market has in place for solar and other renewables, some of the differences within the renewables industry relating to coverage and cost for asset owners, what has been happening in regard to losses and claims due to recent severe weather events, the differences relating to coverage and cost for solar asset owners, risk factors that dictate appetite and cost for carriers, what developers and asset owners should be doing to minimize their risk and cost, and more.
This week on Behind the Tools, we welcome Sean Brown to the show. Sean owns Brown & Brown Builders, a small crew of carpenters specialising in home renovations. Join Sean and our host Michael as they talk about local labouring, grappling with growth, and an appreciation for apprentices. Behind the Tools is an inside look at tradespeople from all over the world. Each episode we bring on a guest to answer the real questions you have about life in the trades, running a business, and how to overcome the challenges that come with being a tradesperson. If you're keen to be a guest, send an email to behindthetools@tradifyhq.com.
IN THIS EPISODE: When I came up for the title for the “Insight at Work” podcast I had two ideas in mind: 1) That we would be able to explore various insights about work and the ways in which people approach problems and challenges in the workplace. - and - 2) To also examine how insight might be at work within us. To explore how we approach living and working and the personal decisions that we make throughout this journey we call Life. Today's episode is in that second category. My guest Tom McManimon had a life that was on a particular trajectory. And then a series of events from 9/11 to losing his job, and a life threatening medical emergency, led him to reassess his life, his priorities and the direction of his career. Tom talks frankly and straightforwardly about his experiences and sometimes in stark detail. That might bother some but I think it gives a visceral realness and impact to his story. It's a very candid conversation about true work-life balance: about what's important in life, how to maintain perspective and one's belief in oneself. And the important need for the time and space to be able to make the decisions that are right for us. It demonstrates that for all our planning and all our intentions, sometimes life pushes us onto a new path. Tom has had an incredible journey. And is incredibly gracious in sharing it with us. I think you're going to get a lot out of this conversation, perhaps you'll even stop for a moment and think about your life's journey with some new insight. ABOUT OUR GUEST: Tom is an award-winning art director/creative director, writer, positioning strategist, musician, and veteran creative director. Tom has led award-winning statewide and national campaigns, created re-branding efforts for large multi-national companies, and led countless company start-ups to ongoing success. His work has been recognized with CLIO, ANDY,TELLY, PRINT Magazine, and various Advertising and Design show awards. Tom is a nationally recognized branding expert whose background reflects extensive experience in strategic brand identity, project management and creative development across b-to-b and consumer marketing landscapes. He brings experience and skill across all media including Logo & Identity, Print and Broadcast Advertising, Display, Collateral Design, Direct Mail and Web, Digital & Interactive Development. Tom has managed creative campaign development, talent, photo shoots, web, TV film & video productions of all size and scope —supporting the marketing and branding needs of Philadelphia Insurance Companies, Prudential Mortgage Capital Company, Brown & Brown, The US Department of Agriculture, Talksoft, Inc., American Reinsurance, Westinghouse, Cushman & Wakefield, StewartXerox, and many other B2B and Professional services companies in Education, Financial Services, Science &Technology, Law Firms, Healthcare, and more. Tom's current gig splits time between running STIMULUSBRAND COMMUNICATIONS, the branding and advertising firm he founded in 2002 and speaking appearances. "My agency reflects my passion. It's in my DNA. My speaking is about changing the way people think, feel and act in ways that can change their lives." Tom McManimon (TMac) is a published author and professional speaker delivering keynotes and professional presentations to companies and business organizations. Recent talks were titled: "The Position Player" and "To rebrand or not to rebrand. How to know." He recently published two books: one on personal branding (The Stuff That Sticks) and Brand Positioning, (The Position Player), both available on Amazon.com. Tom's also delivers motivational talks entitled: Winning Through Crisis, Addiction: Going To The Well, and On Purpose. SHOW NOTES: To connect with Tom visit him on the web: www.StimulusBrand.com and www.TMacSpeaks.com INSIGHT AT WORK PODCAST THEME MUSIC: Our theme music is composed by Chris Lucca, Jr.. You can listen to more of Chris' work at http://chrisluccamusic.com You can also connect with him on Twitter: @Flipluka and on Instagram: @_flipluka.music_ ABOUT THE HOST: Ken Blackwell is a speaker, trainer, facilitator and executive coach. His signature practice is "rescuing Accidental Leaders and Dysfunctional Teams". His firm InKlaritas, based in Princeton, NJ, works with teams and leaders in companies in the U.S. around the world. You can find out more about InKlaritas at: www.InKlaritas.com and connect with Ken on LinkedIn at: https://www.linkedin.com/in/kennethjblackwell/.
This is the last in a mini-series about protecting the soils of the world from erosion and poisoning by agricultural chemicals. Industrial farming techniques along with climate change are causing the loss of 75 billion tons of topsoils each year. On May 4, 2020, Jesse Frost had a farmer to farmer conversation with Gabe Brown on Regenerative Agriculture. Jesse farms off grid in Kentucky and hosts the No-Till Market Garden Podcast. Gabe Brown’s 5,000 acre farm in North Dakota is now run by his son and his son’s fiancé. Most of the Brown Ranch is in crops and grazed by cattle, sheep and hogs with a small area in no till vegetables. Gabe Brown is now a pioneer of the soil-health movement and has been named one of the twenty-five most influential agricultural leaders in the United States. On November 10, 2020, Gabe Brown was interviewed by Dr. Shawn Baker. The 17 minute conversation is posted on YouTube under: Gabe Brown- let's fix agriculture - Here is an excerpt. This concludes - for now - a mini series on Soil as a Living Being, and the efforts to halt the loss of 75 billion tons of topsoil each year - that’s according to the Food and Agricultural Organization of the UN.
This is the last in a mini-series about protecting the soils of the world from erosion and poisoning by agricultural chemicals. Industrial farming techniques along with climate change are causing the loss of 75 billion tons of topsoils each year. On May 4, 2020, Jesse Frost had a farmer to farmer conversation with Gabe Brown on Regenerative Agriculture. Jesse farms off grid in Kentucky and hosts the No-Till Market Garden Podcast. Gabe Brown’s 5,000 acre farm in North Dakota is now run by his son and his son’s fiancé. Most of the Brown Ranch is in crops and grazed by cattle, sheep and hogs with a small area in no till vegetables. Gabe Brown is now a pioneer of the soil-health movement and has been named one of the twenty-five most influential agricultural leaders in the United States. On November 10, 2020, Gabe Brown was interviewed by Dr. Shawn Baker. The 17 minute conversation is posted on YouTube under: Gabe Brown- let's fix agriculture - Here is an excerpt. This concludes - for now - a mini series on Soil as a Living Being, and the efforts to halt the loss of 75 billion tons of topsoil each year - that’s according to the Food and Agricultural Organization of the UN.
This week, Avi and Nick welcome Shefi back from assignment. In this episode we discussed the- Brown & Brown acquisition of Coverhound. Is Brown & Brown acquiring the technology or will they put resources in towards building out the potential in this space?- Lemonade forming Lemonade Life Agency. What does life insurance mean for Lemonade? Good move? Bad move? Disruptive move?- Wait-For-It moment near the end where we discuss Turkey Insurance with Avi.Outro music - Gathering Crowds by John Scott (YouTube) - https://www.youtube.com/watch?v=rGbFbDv0gwY
1st generation farms present their own unique blessings and challenges. Today's guest Nathan Brown understands this very well. From growing up working on a neighbors farm to today owning and operating his own 1000+ acre operation, Nathan can speak in depth about the experience of a first gen farmer. About 3 years ago, Nathan noticed something among his peers. He noticed that there was an increased amount of stress in the farmers he spoke to. Not being one to let things fester, Nathan began speaking out about stress and mental health in agriculture. To this day, he has started or been a part of several efforts to break the stigma of mental health in ag. Nathan is a great man and a great friend and we are proud to have him featured on the podcast today!
1st generation farms present their own unique blessings and challenges. Today's guest Nathan Brown understands this very well. From growing up working on a neighbors farm to today owning and operating his own 1000+ acre operation, Nathan can speak in depth about the experience of a first gen farmer. About 3 years ago, Nathan noticed something among his peers. He noticed that there was an increased amount of stress in the farmers he spoke to. Not being one to let things fester, Nathan began speaking out about stress and mental health in agriculture. To this day, he has started or been a part of several efforts to break the stigma of mental health in ag. Nathan is a great man and a great friend and we are proud to have him featured on the podcast today!
Tameka Fryer Brown (@teebrownkidlit) shares BROWN BABY LULLABY, illustrated by AG Ford. It’s a story about the intimacy of new parenthood, that time when everything else disappears and the whole world becomes baby. I find that the selection of baby books centering families of color created by authors and illustrators of color is lacking. Moreover, I find the beauty of this book in particular to be really outstanding. Find a baby or an audience of a new parent or two, and enjoy reading aloud this beautiful book to them. You can access even more information about this book and its author by visiting www.matthewcwinner.com/blog. Get a copy of this book and support independent bookstores (and this podcast) by visiting our BookShop Store. Thank you to this week's sponsor: Picture Book Summit Bookclub (Patreon) Libro.fm And to the generous support from our Patrons.
Be an effective human being.... Great MMA training sessions Levelling up because of good people Connecting the dots in life Nothing is good or bad Having better, exploratory conversations Everything in its time, everything in its place Reflect to overcome insecurities Reality vs Perspective Actively hunt for opposing perspectives to improve your lot in life Why do I even think the way that I do? Unpack yourself Things aren't straightforward Rational thinking vs Limbic response Your insecurities help you be better Breaking the mould is scary Is the utopia we pine for really a utopia? Instant gratification over long term reward Life is NOT about being happy Are you in or out of the tribe? COURAGE! "I'm about to throw an axe at your head!" Being entrenched in fixed mindset is the enemy of progress It's criminal to leave your potential on the table Take the path of MOST resistance "A lot of the world is already dead, they're just not buried yet." Most people don't buy their own story Keeping up appearances becomes a prison Superdosing on the antidotes to your deficiencies Learning how to have conversations Helping others improve their lives helps us improve our lives Be separate from the noise of the world Where to spend your efforts Strength arises from vulnerability There's no such thing as a problem-free life What are your values? Moving from self-punishment to self-reward in the pursuit of a goal Leaning in to difficulty, even now in the lockdown life Turning inwards to find answers to life circumstances
#15 reigning supreme.... We got together with TJ Singh (www.instagram.com/tjsingh1803), a Personal Trainer who has developed from unusual childhood circumstances and fully walks his talk. It makes perfect sense that he and co-host Umar are as tight as they are..... How do you and Umar know each other? Hard work instilled early in career Competing in grappling tournaments Paradigm shift in view point "Ain't no other Tom, Dick or Harry eating beef and nuts at 6am!" Align with people who level you up Being an unregulated human! A different way of living Finding a brother figure Being poor as a kid and Grappling was a way to keep warm when the heating was cut Instinct before technique Becoming a better learner Paralysis by analysis You either win or you learn Getting kicked out of home as a young boy Gaining perspective on life circumstances: "What is this teaching me?" Life coming round full circle If you aren't willing to be a fool, you will never become a master The traces of our ancestors in us Getting sacked from every job under the sun! Doing everything except the thing he loves to do Epic story about getting the first job in the fitness industry The standards of the Fitness Industry need raising Umar's mother is the root - the apple does not fall far from the tree Eyes opened wide by grandad to a new way of living What role should the government play in the health of the nation? How to get better sleep You're with your body til you die Extreme gratitude is the key to progress
Ain't nuttin' like a 14th episode to make you feel whole inside.... Opportunity is everywhere Burning the candle at both ends The more you take on in life, the more time you must invest in self-care "You should meditate for 1 hour day, but if you're too busy, you should meditate for 3." Whatever you're trying to get good at, it must be trained like a strength training routine Cultivating the ingredients required for a good life There's no hiding from who you are when training in Brazilian jiu-jitsu Self-awareness to combat Imposter Syndrome The PT life is a fun life! Our struggles as budding Personal Trainers in the industry Theory is one thing, but nothing can substitute for experience in your domain of expertise Being able to relate to human beings is a fundamental skill to acquire, it's not a given Getting sworn at by clients! School didn't prepare us for what's actually required to succeed Having a fixed mindset instilled from childhood and working hard to develop a growth mindset Be proactive about learning; don't just show up and think things will work out for you How would you raise your kids? Would you trust yourself to teach them effectively? Everything we do is not about us; it's about teaching our future generations to live better What would you see yourself doing if you weren't in this line of work? Niki Lauda vs James Hunt; Ford vs Ferrari Suffering concussions from bike accidents and playing rugby "The young body is made of magic, you can do whatever you want!" What is it about your life that you want to improve and get better at in the next 5 years? What sport do you wish you played as a kid but didn't? Effort is more important than ability Putting what you want up on a pedestal makes it unattainable ANNOUNCING SPECIAL GUEST FOR EPISODE #15!
Lucky Number #13 Introducing! The All-powerful Grace Stilgoe (www.instagram.com/gracevsgravity) Grace is a nearly-qualified Actuary by day and a Team GB Powerlifter by night. She's been powerlifting for just over 3 years and training for around 7. Her powerlifting achievements include: - Bronze medalist at the British Championship 2018 - 2x silver medalist at the English championship (2018 & 2019) - Gold medalist in the under-63kg class at Western Europeans 2019, and Bronze across all weight classes - Best Female Lifter at the Home Nations 2019 - Silver medalist at the British Championship 2020 And if it wasn't for COVID, she'd have competed at the World Championships last month in Belarus. All this in the space of 3 years... Here's what came up in the conversation.... How did all that happen?! And what's an Actuary?? Needing people like Grace to balance people like Umar! Making weight for powerlifting competitions Why powerlifting? Unhealthy work culture and tough personal circumstances drove her to the gym Going down the track of bikini competitions, "which were a terrible, unhealthy period of my life..." Need for sport in life anchored in memories of childhood activity Stopped being about that pub life Life is NOT downhill from 30 Being bullied at school impacted her self-image What the bikini competition endeavour really was, was an eating disorder. "I could not function." Only being happy during the process when the weight on the scales went down. Coming through a hellacious experience to know with certainty what is and is not worth it Question everything - ask 'Why?' 5 times to get to the truth The Process is the most important thing The Battle Of The Butt! Size Zero to Kardashian type figures - the so-called ideal woman figure is always changing with the fashion, so ignore it The rebellious side comes out Always enjoying having something to work towards Equipped vs Raw powerlifting Evolve Achieve THRIVE Skincare for Powerlifters! How does powerlifting impact other domains of life and vice versa? Having an athlete's routine "Tiny little gains from consistent small efforts really add up." "You only fail if you quit." Attempting the British Squat Record at the British Championships 2020 Recalibrating the mind to recover quickly from failure Putting into perspective overcoming a challenge The key to making such quick progress Discipline = freedom Become unf**kable with! Never stray from the way Facing negativity from other people Upgrading the circles you hang out in Sometimes the passion won't be understood Bulletproofing from injury because the training programme is smart and sensible Be patient for the results "Do it for the process, not the highlight reel." - being in love with the process Being open to learning from different approaches Bethnal Green Weightlifting Club is a special place Commercial vs Specialised Gyms Succeeding in male-dominated environments Powerlifting is a hugely encouraging world for women to excel Letting the lifting do the talking Creep Of The Week! Powerlifting helped become strong, capable, confident, empowered Becoming easier for women to excel in Actuary Using anxiety as a positive force Using music to get into the right head space Doing what future You will thank you for What are you scared of? "If there are any women that are scared to do something, just do it anyway. That's going to be my parting thought."
12 Brownies..... The Watcher of your own mind Taking control of how you react to situations Putting yourself in a proactive instead of a reactive state Where you stumble and fall is where you learn to move forward Rocky VI "It ain't about how hard you hit!" For the love of God, get into good conversations, people! Feel the good vibes and serve it up to the next person The Umar Effect! What's the legacy you want to leave behind? Think outside of yourself All you have is right NOW Thinking about your mortality My way or the highway Kevin Hart's inspirational recovery story from his fractured back Build yourself up to prepare you for the unexpected The pivotal moment in Umar's life Training is a microcosm of success building on success Remembering every part of the horrific car crash Drugged up and trying to 'Ctrl Alt Del' the system Shedding who you are to become better Thinking laterally to climb up Using bad situations as fuel to move forward What motivates you? The Awakening Growing pains The quarter-life crisis Removing redundancies to move forward, faster in life Star Trek spoiler alert! If you had the chance to speak with future You from 50 years from now, would you take it? Get in the Hot Tub Time Machine If you could talk to past You, which age would you go back to and what would you tell him? Will future You thank you for your actions today? Neuroscience helps understand how we are the way we are Answering Listener Questions Developing the mindset for implementing routine Announcement! New guest next podcast!
Brown's 11..... Introducing our first ever guest, Jude Hirschheimer, a Pilates and Movement Coach with an intriguing background in music that gives her a unique perspective on living life to one's own potential. IIIIIIIIIIIIIIIIIIIIIIIIITT'S TIIIIIIIIIIIIIIIIIIIMMEE!!! What would your walk out music be? Jude's path that took her from musician to music industry to Pilates and Movement coaching Getting hooked on Muay Thai Who is JuJu KaBLAM! ? What separated Jude from other musicians so early on? Grounding her development in discipline and hard work A musician is another type of athlete Being called up to the Israeli army... "What a weapon!" Spin off of the Lethal Weapon movie series starring JuJu KaBLAM!: Slightly Lethal Weapon Being drawn to do the hardest thing, be it in music or martial arts Is beauty only in the eye of the beholder, or is there an objective quality to it? Getting creative within a framework; having a solid base first and foremost You lose yourself to find yourself How do you know when to stop something you're so invested in? The effect of Imposter Syndrome Have an honest conversation with yourself, no matter how difficult it is Tending to the lawn while the house is burning down! Knowing that you need to change but being afraid to change Go with your evolution rather than trying to put it off "I'm not going to make the right decision, but I will make the decision right." What our first ever session delivered to a client was like! Understanding the problem before providing the solution Stepping into the gym as a woman is even more intimidating Angst and anger arising from not being aligned with one's own core values Bringing your own level of genuine to excel in an environment The goal is to die as quickly as possible and realise there is no death Why conversation is imperative to understanding yourself The process is about self-discovery The intuition behind feeling resistance or feeling flow The fatalistic nature of living "Now we know better, we have to do better" The necessity to forget about the future and deal with the present Establishing yourself at the new baseline, then moving on YOU are the only one who can save your own life Why advice isn't as helpful as we'd like it to be, and what to offer instead Giving IS receiving The power of giving up alcohol - This Naked Mind by Annie Grace Asking yourself the hard questions The malfunction of the intrinsic reward system on alcohol and other drugs Answering Listeners Questions Transferable skills from a career in music What issues do lower back pain clients come in with? The fundamentals of a healthy spine Being playful is so important to learning "Martial arts is about learning something new outside of my comfort zone in a new community." The inside scoop on the Gladiator Original Soundtrack! Lisa Gerrard is amazing Exercises for easing anxiety and tension Find Jude at www.jkpilates.com or on Instagram www.instagram.com/judekerenpilates
Big 10... The progress and the PROCESSSS from Episode #01 to Episode #10 Restrictive Eating vs Flexible Eating Can you sustain this way of eating? Do you enjoy this way of eating? A framework is more important than an instruction You are stronger than you think The human body is designed to be robust The story you tell yourself will have direct consequences for your life "The old reality that had you knowing less is now dead, and now you get to have this new level of awesome." Laying out criteria for success automatically lays out the conditions for failure Observe your disappointment, use it as information rather than living in it Answering Listener Questions How to overcome mental blocks Overcoming societal and cultural pressure to define your own success/path in life SPECIAL ANNOUNCEMENT!!
Number Niiiiine is sooo fiiiiiiiiine..... Show up on days you don't feel like it What anchors you? Acting in alignment with your highest values You're not too busy for yourself Not having all your eggs in one anchoring activity basket Overcoming overwhelm and guilt Take forward action, however that looks Setting your environment up to create success Figure out where you're going, or at least know where you don't want to be "You don't have to have all of the pieces, just start with the smallest thing." Feeling pressure to conform "Are you successful in YOUR OWN evaluation, not to what somebody else thinks and not to what somebody else is?" Losing your way and coming back on track Changing your relationship with money Answering listener questions Finding inspiration literally everywhere
Big Brown is Back At It in this episode #08... Bouncing back from Ramadan 2020 - the gaaainzzz are back Whole new level of appreciation for daily life after Ramadan Developing mental fortitude Making lessons count through all domains in life, not just one Are you surrounded by 'Yes' People? Keeping yourself honest by having the right people around you What does a good Coach do for you? Where you feel the most vulnerable is where you'll make the most change Facing the fire to be your best Everybody needs a mentor Optimism is a pre-requisite for mental toughness Reframing your situation; finding value in any scenario Al Pacino dropped by for a visit at 48:15 Mistakes are making you better Jocko Willink: "Good" It's OK to not have all the answers at the start of your journey Raising your tolerance for discomfort Knowledge is power Powering up your circadian rhythms for mental and physical health The quiet power of morning reflection Succeeding BECAUSE you've failed Opportunities are hidden everywhere Answering listener questions How to get back on track when you fall off the wagon on the weight loss journey Using a negative and turning it into a positive Getting away from Guilt How to keep mental stress from negatively impacting your body Gratitude is the attitude Breathwork to induce calm Balancing presence with moving forward towards the goal
Lucky Number Seven, here we gooooo...... Lessons learned from Ramadan 2020 Rising up to make the right decisions Identifying with the 'Pain Body' Taking that first step to transformational change The necessary death of a part of your identity Being the leader of your own life There is no courage without fear: embrace it "It ain't all sunshine and rainbows!" Stoic virtues from Gladiator Do not rely on willpower to make decisions Create the environment for your success How to build genuine confidence in yourself How you breathe is central to how well you live, in every domain of your life Answering listeners' questions The benefits of individual and group prayer What's your favourite dinosaur??
In this episode..... All I see is Growth! Less is more Seek out difficulty; you've got to go through the fire to become the weapon Are you living your values? Intuition is not woo-woo. It's scientific fact. Learn to pay attention to it Does having a goal mean that, right now, you are not enough? Making mistakes is a surefire way of getting better at anything in life Overcoming overwhelm Turn an awful day into a useful one The value of mentorship Answers to our listener's questions
Round 5, baby. Here's what we covered... Watching nihilism take hold in this Pandemic Epoch Evaluate how you're coping with this period... are your actions helping you come out of this better off, or not? Politics is basically pro-wrestling Everything going on right now is one GIANT experiment with a bunch of unintended consequences Umar sums up his insights on life during Ramadan, 2 weeks in How to set a Personal Record (PR) every day How to become aware of the habits that are holding you back Creating new baselines for yourself that lift you up Kenya's Strongest Man! Umar's Dad is in that competitors list!! The stories behind our career paths - how did we get here? It's about the PROCESSSS! Here's that Eric Thomas motivational video we referenced: https://www.youtube.com/watch?v=ASIT7U463Q0 (https://www.youtube.com/watch?v=ASIT7...) Warning: that video will get you jacked. We appreciate you tuning in so engage with us - please leave us a review if you're appreciating what we're putting out for you and subscribe for more!
Gabe Brown of Brown’s Ranch offers us some insight from no-till veg and crop production on a large scale. Site: brownsranch.us facebook: Support our work at site: Also check out our show sponsors: and and
Ramadan Week 1 debrief, walk your path no matter what, skill acquisition, thoughts on mortality, alignment with core values, training, sensory deprivation, and don't mess with toddler Umar, because he WILL kick you...
In this conversation we talk about things like the mental side of Ramadan and what training adaptations to consider during this month of fasting, our respective approaches to training and the outcomes we provide our clients, how following principles helps cut out all the noise and distractions, all the way through to the profound life lessons learned from doing Improv Comedy. 00:10 Training regime; Lockdown training; Training smart 03:47 Your body is a system of systems, respect it 07:55 "Do the thing to have the power" 09:57 "The Book Of Grind has no missing pages" 11:25 Being able to look yourself in the mirror at the end of the day 13:57 The mental, physical and spiritual rewards of Ramadan; adapting training during this month of fasting 53:13 Adapting training for extenuating circumstances and needing a training plan for true progress 58:41 "Fatigue makes cowards of men."; Building a mental fortress through physical duress 1:10:03 Approach to training clients; "The end result is that you have a body that you can rely on for the rest of your life." 1:22:57 The profound life lessons learned from doing Improv Comedy
Simon and Katherine Brown discuss the history of this iconic wine brand and the 4 generations of family members who have worked in the business. They chat about the winery at Milawa and the iconic Kindergarten winery. @brownbrothers #brownbrothers @affwine #affwine
2:55 You don't know what you don't know - improving your skill set 4:08 Where consistency can get you 6:16 Why you don't achieve your goals 16:30 If you don't like who you are, change. Your identity is shifting 26:02 How you do anything is how you do everything 38:12 True transformation is a process, not a magic switch 47:05 What to do when you plateau? 56:37 Umar's INSPIRATIONAL transformation... the power of visualisation 1:06:59 "I'm AWARE of my life now" 1:21:16 Creating balance in your life 1:23:43 Being truly thankful in the moment 1:27:37 Appreciating the people around you for what they bring to you
0:58 Importance of Routine, especially during Lockdown 5:09 Umar's SAVAGE morning routine! 7:30 Owning your morning 13:34 Upgrading your 'baseline' 15:25 Presence...The Power Of NOW 18:03 Spending time in your 'Mindset Gym' 26:45 Thoughts on Depression and the hidden power of Incremental Gains 36:44 Umar's inspirational ELEVEN-YEAR-OLD client! 41:52 Whether you Do or you Don't, it matters 47:13 How to fulfill your potential 56:21 Fail forward; Perspective 1:00:17 "You 100% NEED to fail" 1:10:25 Why suffering is good for you 1:20:24 What environment do you thrive in the most? 1:32:20 Your energy says more about you than your words 1:45:25 The MASSIVE opportunity that exists right now 1:54:11 Some day you're gonna die! 2:00:36 Authenticity 2:05:35 The death of the caterpillar…or the birth of the butterfly?
Eric & Gord offer an exciting way to earn $200! Listen to Thor's Kin on podbean.com Listen to Pitlane Parley on applepodcasts! Take care of eachother! --- Send in a voice message: https://anchor.fm/eric-brennan9/message This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy Podcorn - https://podcorn.com/privacy Support this podcast
Eric & Gord offer an exciting way to earn $200! Listen to Thor's Kin on podbean.com Listen to Pitlane Parley on applepodcasts! Take care of eachother! --- Send in a voice message: https://anchor.fm/eric-brennan9/message
Marjé is an emerging artist from Richmond, CA. Her music is deep, impactful, and tantalizing. We talked about her sound, her artistry, and her campaign as she navigates there Bay Area music scene. This is true #BlackGirlMagic
Ep.45 Antonio Brown Brown by Zeston Griffin
This weeks guests are sisters Letisha & Zeena Brown. They are the founders of Brown & Coconut. After years of personal skin issues they decided to start their own plant based skincare line.
As we cross the finish line of the summer sports lull marathon, tenured Pro Football reporter and baltimoreravens.com staff writer Clifton Brown joins us! Chris and backup rock slinger Rich Hallstrom get at it while the gettin's good. Only on Sibling Rivalry Sports! The post Sibling Rivalry Sports: Brown, Brown & Brown but never the Browns appeared first on Chapelboro.com.
The 2 Brown Boys Talk Toys Podcast invade Digital Daron to talk all things Avengers Endgame: The Good, Bad and Ugly. We really had fun on this podcast Digital Daron Podcast Facebook Twitter Instagram Soundcloud Stitcher iTunes Youtube
Louise Short, MD, MSc, National Clinical Leader for Strategic Benefit Advisors (SBA) and Brown & Brown discusses the current state of healthcare and health management and how employers can embrace new innovative ideas to improve health strategies. After earning an undergraduate degree at Harvard and an MD from Tufts University School of Medicine, and completing her residency at Yale-New Haven Hospital, Dr. Short received further training at Mt. Sinai School of Medicine in New York City before embarking on her illustrious career in healthcare strategies. As an innovative leader in her field, Dr. Short works with businesses and employers to develop progressive strategies and solutions that will aid families, and support them, with the goal of making good choices to help them avoid the detrimental effects of poor health. Dr. Short talks about Strategic Benefit Advisors and its mission. She discusses their work in population health, assisting employers with improving health, medical care, costs, and productivity. She outlines the issues that employers face, such as escalating healthcare costs… from high-cost claimants to specialty drugs, chronic disease and more. Dr. Short relates her thoughts about ongoing care and the possibility of it being delivered virtually, to save time and money. And she discusses virtual coaching that is HIPAA (Health Insurance Portability and Accountability Act of 1996) compliant, which increases health awareness and health improvement. The health enhancement strategist provides detailed information on the many ways that employers can take advantage of new opportunities in healthcare management. And she explains various health plans and provides her opinions on why some are better than others. She highlights some of the best features, from virtual care to robust chronic disease care management, and other important options such as diabetes monitoring, glucose monitoring, and behavioral health. The best care, she states, provides personalized attention that helps people get the right care at the right time. And Dr. Short expresses her zeal for health literacy and education, helping people understand their health choices. Some of Dr. Short's areas of specialty include the following: population health and health management, innovation and health strategies, as well as managed care and preventive medicine/wellness.
Confessions of a Serial Salesman The Podcast with Rich Ducharme, VP of Sales at Brown & Brown by Steve Nudelberg
On this podcast, we welcome our first guest: Brown Brown the black bear. He's 21 years old and loves eating, eating, and more eating. And sleeping.
Hunter Brown explains how his dad’s purchase of a single Budweiser truck in 1962 has become the #1 beer distributor in Austin today. Brown Distributing Company is also a leader in environmental sustainability and community support. Hunter talks to hosts Kyle Frazier and Sherren Harter about the company’s efforts to reduce costs and protect the environment with LED lighting, solar power from Freedom Solar, comprehensive recycling programs, and fleet management.
With Australian wine exports to China breaking through the $1 billion mark for the first time and growth at 51%, there is no question that China has a taste for Australian wine. On this episode we speak with wine maker Katherine Brown from one of Australia’s most successful family companies and wine brands, Brown Brothers, that has been making wine in Victoria for over 125 years. We discuss the types of wine popular in China, how the Chinese wine consumer's palate is evolving, pairing wine with Chinese food and how Brown Brothers is making its mark with a new generation of wine drinkers at universities and gyms around China.
Our guest today is Molly Leeds, a benefits account manager at Brown & Brown of New York. Molly helps small and medium sized businesses to obtain the best package of employee benefits to fit their needs. In our discussion, we focus on healthcare benefits. If you are a solo, independent professional with no employees and no partners in the United States, your main option for getting health insurance is Obamacare, via healthcare.gov. But if you have at least one employee, or you band together with another independent professional to form a partnership and have at least two eligible members in your company, you can start looking at small group healthcare plans, which can be a better value in some, but not all, cases. Molly walks us through the various options for health insurance and we also discuss how to find and select a health insurance broker. Molly’s firm, Brown & Brown, helps clients with a wide range of products and services, including trade credit, business insurance, employee benefits, risk management, and more. You can learn more at their website, www.bbinsurance.com, where you can use their office locator to find an office near you.
There is a two for one special on episode two of Hauntingly Beautiful! On the show today is my good friend, and kickass filmmaker, Howie Glover along with new friend Charles "C.Brown" Brown who is a killer rapper, writer, and all around awesome dude! In this episode we talk about getting into the film scene, taking a step back from it, then rekindling the flame for filmmaking, the golden age of skateboarding, how Howie ended up moving from Brooklyn to Erie, how I was totally clueless about the Hip Hop scene in Erie, Charles' making the transition from poetry/beat making to rapping, how music videos are in fact legit short films, exing out the negativity in your life, making the best out of where you live, and most importantly how does a guy ask another guy to play a woman in a music video! Also big shout out to Howie for getting his first podcast down, I know this was tough but you killed it brother! - Looking for your next killer video, then make sure to reach out to Howie via the following! Facebook: Threegloves Prod Instagram: threegloves Email: hfglover@hotmail.com Also check out Howie's Youtube page https://www.youtube.com/user/hfglover1 for sick music videos including ones with C.Brown! - While you're at it book C.Brown for your next show, Voice Over, or for some sick beats via the following! Facebook: C.BrownPA Instagram: charlesbrownpa Twitter: Charles1588 Email: charlesbrowncj@gmail.com - Digging the show hard or hardly digging it at all? A guest that you think should be on the show? Let your voice be heard at any of the following! Facebook: HauntinglyBeautifulPodcast Instagram: hauntinglybeautifulpodcast Email: hauntinglybeautifulpodcast@gmail.com - Intro Song by Sonny Lombardozzi Outro Song by Tom Morrison
In our eleventh episode, we had the pleasure of speaking to Dave Brown, who was a formative part of The Brand Union. Last year he left to set up Brown & Co – a new kind of agency, bringing together international talent through a virtual agency model. We spoke about the benefits and challenges of that model, Dave's ambitions for the agency, and his experiences launching his own brand, ¡Cho!
This week's episode takes us to Ohio where we meet a first generation farmer with a truly, inspirational story. Nathan Brown's story is a reminder of Miranda Lambert's single, "This House Built Me." Listen as Nathan shares how a neighbor's farm built who he is today, how death and birth provided his advocating aha moment and a discussion about farm-to-table events.
Host Kevin Willett is joined by Kate Brown from Brown and Cruz Enterprise, LLC. They offer Landscaping & Design, Gutter Cleaning, Installation, & Repairs, Snow Removal (Plowing, Roof Snow Removal, Snow Blowing, Shoveling & Sanding, Power Washing (Walkways, Decks, Etc.) and Masonry (Patios & Walkways). They service a 70 mile radius from Tyngsborough. For more information please visit their website at www.brownandcruz.com For more information about the Friends of Kevin Networking Group please visit their website at www.friendsofkevin.com Audio file: brownandcruz.mp3
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