Podcasts about chartered accountants

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Sri Sathya Sai Podcast (Official)
Sri Sathya Sai - The Dimensionless Phenomenon | Mr S Gurumurthy | Satsang from Prasanthi Nilayam

Sri Sathya Sai Podcast (Official)

Play Episode Listen Later Oct 1, 2026 56:34


Unlocking India's Civilisational Power: Aligning Spiritual India with Empirical India. A man of high integrity and exceptional competence, Mr Swaminathan Gurumurthy is among India's most respected Chartered Accountants. He is also an acclaimed investigative journalist, social activist, writer, and powerful orator. Mr Gurumurthy has been featured multiple times in India Today magazine's rankings of India's most powerful and influential personalities. His influence stems from a combination of character, intellectual ability, conviction, and courage. A strong proponent of traditional Indian economic thought and civilisational wisdom, Mr Gurumurthy is the co-convenor of the Swadeshi Jagran Manch, an organisation that seeks to promote awareness of India's indigenous traditions, philosophy, and values. He is also the editor of the Tamil political weekly Thuglak. Additionally, he serves as a part-time director on the Central Board of the Reserve Bank of India. In 2014, Mr Gurumurthy was invited as the guest speaker for Aradhana Day at Prasanthi Nilayam. Following his address in Sai Kulwant Hall, he graciously visited the Sri Sathya Sai Media Centre, where he shared profound insights into India's civilisational strength and cultural power. He also reflected on his association with Bhagawan and the enduring impact of His mission and message. We are delighted to bring you this Satsang from our archives. May it deepen our understanding of the India that is rooted in its civilisational heritage, and inspire each of us to share this knowledge and wisdom with fellow Bharatiyas.

The Best of the Money Show
Shapeshifter: Parmi Natesan on leadership, career and life beyond work

The Best of the Money Show

Play Episode Listen Later Sep 30, 2026 21:06 Transcription Available


Stephen speaks to Parmi Natesan, CEO of the Institute of Directors in South Africa about her journey from a small town in the Eastern Cape to becoming a Chartered Accountant, corporate governance specialist and CEO of the Institute of Directors in South Africa. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Interviews with Entrepreneurs
How To Go From Freelancer To Building & Scaling A Business Beyond Yourself w/ Jamal Khan

Interviews with Entrepreneurs

Play Episode Listen Later Sep 25, 2026 47:23


Jamal Khan is a Chartered Accountant, entrepreneur, and founder of Stellar Consultancy, a business focused on business development, startup mentoring, and assisting founders with seed-funding strategies. He has built a career across finance, capital advisory, investment banking, and entrepreneurship.In today's episode, Jamal joins me to share how he went from small $50–$100 freelance gigs to higher-value consultancy work and building a business around expertise, systems, people, and leverage.Jamal explains how to stop pricing your services based on the hours you work and charge based on the value you create for your clients. He shares how to increase the calibre of clients you work with and create more revenue without working more hours.We also talk about moving beyond solopreneurship, how to delegate fulfillment, how to hire the right people, how to create clear standards and SOPs, and how to build a team that can consistently deliver without having to do everything yourself.Join us today as we dive into building a high-value business, charging based on value instead of time, creating leverage through people and systems, moving beyond solopreneurship, and creating a business that can grow without depending entirely on you.VISIT JAMAL KHANWebsite: https://stellar-ventures.ca/Connect with Jamal Khan on LinkedIn:https://www.linkedin.com/in/pitchwithjamal/FOLLOW RJ ON SOCIAL MEDIAFacebook:https://www.facebook.com/therjahmed/Instagram:https://www.instagram.com/itsrjahmed/FREE RESOURCES & OFFERSGet My Free Script That I Used to Interview Over a Billion Dollars Worth of Entrepreneurs:https://www.highticketshowaccelerator.com/free-interview-script54485653★ Register For a Free 5 Day Challenge on How to Book Your Dream Guests:https://bit.ly/BYDGChallenge★ Want to Learn How to Use the Power of Dream 100 Using Interviews?https://www.highticketshowaccelerator.com/order40702842★ Want to Have One-on-One Support For Building Your Own Show and Building Relationships With Top Influencers in Your Market?https://shopogeniestudios.com/

GrowCFO Show
#302 Is AI Creating a Finance Jobs Crisis? Ademola Odewade CEO, K-Dems Consulting Ltd.

GrowCFO Show

Play Episode Listen Later Sep 22, 2026 36:25


.entry-img img{ display:none !important; } .single .hentry .entry-img{ display:none !important; } https://open.spotify.com/episode/3iVbLkvEWH7j8zxvRzOsK6 Rapid advances in AI are transforming how finance teams forecast cash flow, detect fraud, and automate routine reporting, raising difficult questions about what happens to traditional roles when machines can achieve in minutes what once took analysts days. At the same time, many economies are grappling with skills shortages in some areas and structural unemployment in others, especially among younger professionals trying to break into the industry. Understanding whether new technologies are eliminating jobs, reshaping them, or creating entirely new categories of work has become a strategic imperative for anyone leading—or aspiring to lead—in the finance function. Amid these shifts, Kevin Appleby is joined by Ademola Odewade, CEO of K-Dems Consulting Ltd., to examine the real impact of AI on employment in finance and whether the industry is drifting toward a full-blown jobs crisis. Drawing on Ademola's background as a former Big 4 chartered accountant and CFO, and his new book Human Led AI Powered Finance, the discussion reframes AI from a perceived threat into a powerful enabler whose effects depend on how leaders choose to design teams, workflows, and controls. Ademola introduces his ACCOUNT framework—Aim, Capability, Controls, Operating Workflows, Underlying Data, Numbers, and Trust—as a practical blueprint for adopting AI without losing the human judgment that underpins sound financial stewardship [episode302]. Rather than focusing solely on job losses, the conversation challenges finance leaders to rethink skills, data foundations, and governance so that automation handles the heavy lifting while people move into higher-value analytical, strategic, and advisory roles. About Ademola Odewade Ademola Odewade, MBA, ACA, BSc (Economics), is a finance leader, entrepreneur, author and podcast host with a background in Big Four advisory at PwC and KPMG. He is the Founder and CEO of K-Dems Consulting Ltd and CAIO at CreatrHub, where he contributes to the intersection of AI, innovation and the creator economy. He is also the host of Diary Of A CFO and The King Dems Podcast, where he explores finance, leadership, AI and business growth with global executives and thought leaders. A Chartered Accountant and MBA, Ademola's work focuses on helping finance leaders and organisations move beyond traditional reporting towards more strategic, human-led and AI-powered decision-making. He is also the author of Human-Led, AI-Powered Finance, which examines how finance professionals can combine human judgement, leadership and emerging technology to create greater business impact. Key topics covered: Ademola explains the vision behind Human Led AI Powered Finance and why finance leaders must take a proactive stance on AI rather than wait for disruption to hit their teams. The conversation tackles fears about a “jobs crisis” head-on, contrasting rising youth unemployment with the capacity of AI to automate routine work and free humans for higher-value activities. Ademola lays out his ACCOUNT framework (Aim, Capability, Controls, Operating Workflows, Underlying Data, Numbers, Trust) as a practical blueprint for implementing AI responsibly in finance. Kevin and Ademola explore how AI can enhance cash flow forecasting, anomaly detection, and decision support—while still requiring human oversight of assumptions and data quality. They discuss AI's role in strengthening fraud detection and controls, highlighting how AI can surface unusual transactions and support better segregation of duties. The episode closes with clear guidance on measuring AI success through efficiency, accuracy, risk reduction, and, crucially, the level of trust business leaders place in AI outputs over time. Links Ademola Odewade on LinkedIn Kevin Appleby on LinkedIn GrowCFO Mentoring Timestamps:  0:00:01 – Introduction to Ademola Odewade, his background in finance and digital technology, and the premise of Human Led AI Powered Finance 0:05:22 – Why early adopters in finance can gain a structural advantage from AI, and why the “AI will take all our jobs” narrative is overly simplistic [0:15:33–0:15:56] – Direct discussion of whether AI is driving a jobs crisis in finance, with reference to UK youth unemployment and the need for re-skilling and training 0:16:18 – Deep dive into the ACCOUNT framework for structuring AI initiatives in finance teams 0:18:59 – Practical examples of AI in cash flow forecasting, including the importance of understanding assumptions, data quality, and anomaly detection 0:26:31 – How AI can enhance fraud detection and internal controls, and where human judgment must remain non-negotiable 0:32:54 – The critical role of documented processes and high-quality data in making AI implementations reliable and auditable 0:37:53 – Metrics and KPIs for AI success in finance—time savings, accuracy, variance reduction, and risk impacts—plus how to build executive trust in AI 0:41:45 – Wrap-up and details on the book's availability, reinforcing why staying current on AI is now a core responsibility for finance leaders Find out more about GrowCFO If you enjoyed this podcast, you can subscribe to the GrowCFO Show with your favorite podcast app. The GrowCFO show is listed in the Apple podcast directory, Spotify and many others. Why not subscribe there today? That way, you never miss an episode. GrowCFO is a great place to extend your professional network. Join GrowCFO as a free member today and participate in our regular networking events and webinars. Premium members can also access our extensive training center and CFO Digital Toolkit. You can enroll in our flagship Future CFO or Finance Leader programs here. You can find out more and join today at growcfo.net

The Daily Lawyer Podcast
Cyber Scams, Passwords & Data Breaches: How to Protect Yourself | Udit Pahwa | CIO, Blue Star

The Daily Lawyer Podcast

Play Episode Listen Later Sep 18, 2026 59:53


How do cybercriminals convince even informed and digitally aware people to trust them? And what can businesses and individuals do before their credentials fall into the wrong hands? In this episode of The Daily Lawyer Podcast, we speak with Udit Pahwa, Chief Information Officer at Blue Star, about cybersecurity, digital fraud, password security and the growing responsibility of businesses to protect personal data. A Chartered Accountant by qualification and a technologist at heart, Udit traces his journey from finance and accounting to enterprise technology and eventually to becoming a CIO. He also explains how the role of the CIO has evolved from managing hardware and software to solving business problems, managing digital risk and working closely with legal, governance and compliance teams. The conversation takes us inside some striking real-world examples of cyber fraud. We discuss how data breaches often begin with compromised credentials, why administrative access is particularly dangerous, and how multi-factor authentication, password managers and the principle of least privilege can reduce risk. Udit also offers practical advice for small businesses, consumers and senior citizens; recounts his own experience of receiving a convincing courier scam call; and explains why taking a moment to pause and verify can prevent serious financial loss. The conversation also examines the Digital Personal Data Protection framework, the technology required to manage personal data responsibly and the questions every board should be asking about cybersecurity and digital resilience. About The Daily Lawyer Podcast The Daily Lawyer Podcast is a growing archive of conversations about the profession of law — the careers, choices, people and ideas shaping lawyers and the legal industry. Connect with us: Contact: contactus@thedailylawyer.in Website: https://thedailylawyer.in/ Instagram: https://www.instagram.com/thedailylawyerig/?hl=en LinkedIn: https://www.linkedin.com/in/jenna-v-krishnan/   This episode is part of the Zoho Vault CISO Series, in collaboration with Zoho Vault. About Zoho Vault Zoho Vault is a secure password manager for individuals, teams and businesses. It enables organisations to securely store, share and manage passwords, passkeys and other sensitive information while controlling access across teams. Connect with Zoho Vault: Website: https://www.zoho.com/vault/ YouTube: @zohovaultofficial   Subscribe to The Daily Lawyer for more conversations with cybersecurity leaders, General Counsels, law firm leaders, founders and professionals shaping the future of law, business, technology and governance. #TheDailyLawyer #UditPahwa #BlueStar #ZohoVault #CyberSecurity #CIO #CISO #CyberFraud #DataBreach #Phishing #PasswordSecurity #DataProtection #DPDP #DigitalResilience DISCLAIMER This podcast is intended solely for informational and educational purposes. The views and opinions expressed during the conversation are personal to the speakers and do not represent the official position of any court, institution, organisation, client or other entity. Nothing discussed in this episode constitutes legal, cybersecurity or other professional advice, or should be relied upon as a substitute for advice from a suitably qualified professional. Laws, regulations, technologies and cybersecurity risks may change over time. Viewers should independently verify the applicable position and obtain professional advice for their specific circumstances. Watching or listening to this podcast does not create a lawyer-client, adviser-client or other professional relationship with the guest, host, The Daily Lawyer, Zoho Vault or any associated person or organisation.

Talk Radio Europe
The TRE Bookshow. TRE's Hannah Murray catches up with top authors, to discuss their latest releases 04/09/2026

Talk Radio Europe

Play Episode Listen Later Sep 18, 2026 85:31


Hannah Murray will start by looking at the bestseller lists on Amazon.co.uk and The Sunday Times, the oldest and most influential book sales chart in the UK, and seeing what new entries there are.Mark Edwards writes psychological thrillers in which scary things happen to ordinary people. He has sold 5 million books since his first novel 'The Magpies' was published in 2013, and has topped the bestseller lists numerous times. His latest gripping thriller is 'One of the Family'Brianna Labuskes is the bestselling author of various series. Her latest psychological thriller 'Clean Slate' explores the thin line between erasing the past and being consumed by it. It's the first installment in the Olive Hunt series, introducing readers to a gritty new protagonist, a crime scene cleaner who finds herself drawn into a deadly hunt for a serial killer.Holley Martlew is an archaeologist and historian with a PhD in Classics and Archaeology. A specialist in Greek prehistory and a Byzantinist, she has published extensively on the Greek Bronze Age. 'A Life Lost' is her first historical novel spanning Venice, Athens and Istanbul, featuring a passionate love affair, a priceless secret buried for centuries, and a mystery that could destroy everything. She has written a companion non-fiction book called 'The Most serene Republic of Venice & The Byzantine Empire' ...Peter Stafford-Bow is a former wine executive who has worked in Europe, Africa and Asia. 'Black Odesa' draws on his time as a director at one of the world's most famous luxury department stores. It's a dark satire set in the world of wine influencers, luxury retails and extremist politics. It is the fifth installment of the Felix Hart series. Julie Savanth is a Chartered Accountant, a certified Forensic Accountant and a builder of businesses. Books have always been her escape and in her forties, after a serious riding accident left her facing the possibility that she might never walk again, during her recovery, she began to develop the early foundations to what would become 'The Sandbox Trilogy' 'Ask Him' is part 1 of the trilogy. It's about grief, love, perception, and how far a mother would go to bring her child home.Karin walker studied law before embarking on a career that took her around the world and eventually to Cornwall. Alongside her work as a child actor chaperone on major television productions, she writes uplifting fiction inspired by friendship, family, and the beautiful Cornish coastline. 'The Art of Moonlight Kissing' is a feel-good novel that celebrates friendship, second chances, and the courage to start over.Debbie Bishop is an award-winning multi-genre storyteller, entertainment executive and CEO of Angelgate Entertainment. She has worked with major studious including Disney, Warner Bros., Paramount, and Universal. Her latest novel 'Pillywiggin Awakening: The Complete Story Arc' is an epic fantasy and adventure about facing impossible odds and the courage it takes to awaken, survive, and become your own hero.

Taxbytes for Expats
Ordinary Residency in Ireland: What the Tax Rules Mean for Expats

Taxbytes for Expats

Play Episode Listen Later Sep 15, 2026 13:22


Ordinary residency in Ireland can have important tax consequences, particularly for people planning to leave the country after several years of Irish tax residence.In this episode, Stephanie Wickham explains how ordinary residency differs from tax residency, when it begins and ends, and why it can keep certain income and gains within the Irish tax net after departure. She also looks at Double Taxation Agreements, treaty residence, temporary non-residency rules and why advance tax planning matters before selling an asset or business.For expats, returning Irish residents, founders and investors with cross-border assets, timing can make a real difference. If you are planning to leave Ireland and expect a significant transaction after departure, it is worth reviewing your tax residency, ordinary residency, domicile and treaty position before the move or disposal takes place.About the HostStephanie Wickham is a Chartered Tax Adviser and Chartered Accountant and the founder of Expat Taxes. She specialises in Irish and international tax matters affecting expats, returning Irish emigrants and people with ongoing cross-border tax obligations.Her own experience of living in Australia for eight years before returning to Ireland also gives her a very practical understanding of what an international move involves beyond the tax return.LinkedIn: https://www.linkedin.com/in/stephanie-wickham-b4aba13b/Website: https://expattaxes.ie/*****Use the link below and quote "Expat Taxes" when registering with Currencies Direct to receive a €50 One4All or Amazon voucher when you transfer €5000 or more in your first six months with Currencies Direct.*Click here for a special offer from our sponsor, Currencies Direct******If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at info@expattaxes.ie or leave a rating and review on Apple Podcasts or Spotify.Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/book-a-consult/.*****Chapters:(00:00) Introduction to Ordinary Residency in Ireland(01:41) What Is Ordinary Residency?(03:07) Irish Tax Residency vs Ordinary Residency(03:41) When Ordinary Residency Begins and Ends(04:53) Why Ordinary Residency Matters When Leaving Ireland(06:12) How Double Taxation Agreements Can Affect Your Position(08:20) Treaty Residency and Overseas Moves(08:49) Capital Gains and the Temporary Non-Residency Rule(10:21) Why Tax Planning Before Departure Matters(11:15) Moving to the UAE and Treaty Considerations(12:07) Getting Advice on Your Ordinary Residency Position

The Green Element Podcast
Supply Chain Risk in Asia: The Nature Risk Nobody Prices

The Green Element Podcast

Play Episode Listen Later Sep 14, 2026 68:11


Most businesses believe they have outsourced their nature risk. They have not.In this episode we look at why so much climate and nature risk sits in supply chains rather than on the balance sheet, and what that means for any organisation buying from, selling into or manufacturing in Asia.I am joined by Fran van Dijk, CEO and founder of One Stone Advisors, who has just shared a discussion paper on nature and climate risk with the accountancy profession, and Eleanor Whittle, founder of Alopias Earth, who spent a decade in UK government on international biodiversity policy including two years as a diplomat in Beijing, and now advises companies on climate and nature strategy from Taiwan. Together they write the Real World Briefing series. Charlie Luxton and I take the conversation from accounting rules to the water systems that keep global trade moving.The numbers land hard. Drought cut daily Panama Canal crossings by 36%. Low water on the Rhine pushed shipping from around 20 euros a tonne to 150. Around 41% of Asian data centres sit in areas of extremely high water stress, with another 22% in high stress zones. The Asian Development Bank puts roughly 75% of the region's GDP in sectors moderately or heavily dependent on nature, well above the global average.What comes out of it is practical. Separate your risks from your dependencies, because you can diversify a risk and you cannot diversify a dependency. Investigate your supply chain to tier four, not tier one. Build a live risk register. Ask whether you have the regional expertise and local partnerships to turn a disclosure into a credible strategy. And stop filing this under sustainability, because it belongs in business strategy.ABOUT THE GUESTSFran van Dijk, One Stone AdvisorsFran advises boards and senior leadership teams on nature, biodiversity and integrated climate and nature strategy through One Stone Advisors. She is a B Corp founder and a Public Interest Member of the Council of the Institute of Chartered Accountants of Scotland. Fran is also Chief Impact Officer at Subsee, an AI and ocean technology company.Fran recently wrote a paper highlighting the sustainability challenges to conventional accounting, such as its failure to record the erosion of the critical shared assets a company doesn't own, and its reliance on historical data to predict non-linear future risks. Giving examples from published data and major corporate losses at firms like PG&E and Toyota, Fran explains why the profession needs better forward-looking, climate- and nature-related risk models. She draws on the UK Government's National Security Assessment, the Institute and Faculty of Actuaries' Parasol Lost report, and documented corporate information.Fran and Will have known each other since Will moved to Edinburgh. She sat on Green Element's advisory board. She brings the ‘what is actually happening' lens, and the financial translation: unpriced insurance risk, tail risk, going concern, and the questions a CFO cannot answer from a standard risk register.Eleanor Whittle, Alopias EarthEleanor founded Alopias Earth and advises private-sector organisations on climate and nature-related risk and strategy. She spent around ten years in the UK government, including leading major international climate finance programmes and two years as a diplomat in Beijing, where she led UK-China engagement on climate and nature. Eleanor then went on to be Programme Director at global energy think tank Ember. She is based in Taiwan, giving her a working perspective on a region that many European businesses primarily experience through their supply chains and operations. She is also Chief Strategy Officer at Subsee, an AI and ocean technology company. A keen diver and freediver, her connection to the ocean is personal as well as professional.Eleanor co-authors the Real World Briefing series with Fran and wrote the Asia Pacific briefing this episode draws on. She brings the regional and regulatory picture: how nature risk shows up through water, supply chains and infrastructure; why sustainability regulation and disclosure are accelerating across Asian markets; and what this means for European companies buying from, selling into or operating in the region.Eleanor is also an Honorary Fellow of the University of East Anglia.COMPANY SNAPSHOTSOne Stone AdvisorsA specialist advisory practice working with boards and leadership teams on nature, biodiversity and integrated climate and nature strategy. Focus areas include nature-related risk in value chains, board governance and capability, and the financial framing of nature risk. Fran van Dijk is a founder and a B Corp advocate.Alopias EarthA strategic advisory business helping companies understand and respond to climate and nature-related risk, and translate it into strategy and decision-making. Founded by Eleanor Whittle, Alopias Earth brings international policy and regional insight to questions spanning nature-related risk, value chains, regulation and business resilience.The Real World Briefing SeriesA monthly board-level briefing series co-authored by Fran and Eleanor, making the case that nature and biodiversity are business-critical. Four briefings inform this episode:Briefing 1: Nature is Now Business-Critical. Nature moves from voluntary and reputational to material and decision-relevant. TNFD as entry point rather than destination.Briefing 2: Financing Green to Greening Finance. How the financial sector is bringing nature into the mainstream, and why diversification is not enough.Briefing 3: Asia Pacific, the Region That Changes the Equation. Nature risk as geographic and systemic rather than sector-specific.Briefing 4: Europe, a Climate Leader Losing Its Way. The fastest-warming continent, the Omnibus rollback, and cascading food system risk.THE ST ETHELBURGA'S ROUNDTABLEThis summary outlines the findings from the St Ethelburga's Roundtable, held on June 23, 2026, which addressed the gap between climate and nature insight and effective action.Chapters 01:20 Meet Fran van Dijk and Eleanor Whittle 02:23 What climate and nature risk actually means for a business 06:46 What this year's fires and heatwaves have already cost 09:29 Discounting: how accounting makes long-term damage disappear 11:13 Insurers quietly walking away from high-risk assets 15:47 The Panama Canal and the limits of abstract risk 26:34 Asia: data centres, semiconductors and water stress 31:09 Why you cannot outsource risk to a supplier 34:14 Nickel, Indonesia and the energy transition colliding with nature loss 43:12 The gap between net zero claims and verified action 52:18 Putting nature into governance and onto the board 55:27 The questions your board should be asking nowIf you want help turning this into a costed adaptation and resilience plan, that is what we do at 51toCarbonZero: https://www.51tocarbonzero.comSubscribe for more conversations that make sustainability a business decision rather than a reporting exercise.#NatureRisk #SupplyChainRisk #ClimateRisk #TNFD #SustainabilityMentioned in this episode:UPCOMING WEBINAR: The Scope 3 Blind Spot: What Your Supplier Data Isn't Telling YouScope 3 emissions are often the biggest contributor to an organisation's carbon footprint, yet many businesses are making decisions based on incomplete, outdated or estimated supplier data. In this webinar, we'll explore the biggest blind spots in supplier emissions data, why they matter for reporting and decarbonisation, and how leading organisations are moving beyond spreadsheets and assumptions to build a more accurate, scalable approach to Scope 3. LIVE ATTENDANCE BONUS: complimentary gap audit of your top 10 suppliers. Wednesday 16 September | 1pm BST https://www.51tocarbonzero.com/webinar-supply-chain/Supply Chain WebinarKeep informed on Sustainability NewsI'm Will Richardson, Head of Ecosystems at 51toCarbonZero and a sustainability advisor with 25 years in the field. I founded Green Element in 2004 and spent two decades building it into one of Europe's most respected sustainability consultancies before it merged with 51toCarbonZero in November 2025. Climate action is both an obligation and an opportunity, and that's the thread running through everything I write here. I co-created Compare Your Footprint, carbon accounting software recognised as a key player in the Global Carbon Accounting Software Market, and I'm a Fellow of IEMA and a Chartered Environmentalist. Each week, I break down what's actually happening in sustainability: the data,...

Lovin Dubai Before Brunch Podcast
This 16-Year-Old Is Youngest Chartered Accountant In The World!

Lovin Dubai Before Brunch Podcast

Play Episode Listen Later Sep 11, 2026 24:35


This 16-Year-Old Is Youngest Chartered Accountant In The World!

BioTalk with Rich Bendis
Life Sciences Deals, Growth, and the New M&A Market: EY's Subin Baral on What Comes Next

BioTalk with Rich Bendis

Play Episode Listen Later Sep 8, 2026 32:47


In this episode of BioTalk with Rich Bendis, Subin Baral, Partner at Ernst & Young LLP and EY-Parthenon Global Life Sciences Deals Leader, joins the conversation to discuss the changing life sciences dealmaking environment and what it means for companies, investors, and regional innovation ecosystems. Subin shares how life sciences companies are shifting from defensive portfolio management toward acquiring earlier-stage assets, technologies, and capabilities that can support long-term growth. He discusses why buyers are looking earlier in the development cycle, what makes an asset attractive in the current market, and why differentiated science, strong data, and flexible deal structures matter more than ever. The conversation also explores the current M&A environment, including EY's view that life sciences M&A activity has accelerated significantly, with stronger activity across both biopharma and MedTech. Subin touches on the broader mix of buyers entering the market, the role of mid-sized companies, and how areas such as oncology, immunology, neuroscience, cell and gene therapy, ADCs, bispecifics, AI, data, and quantum may shape future deal activity. Rich and Subin also discuss the growing role of China in global life sciences innovation, the challenges facing early-stage companies as funding remains difficult, and how startups can think about partnerships, capital access, and strategic flexibility in a more disciplined market. The episode also looks at what these trends mean for regions like the BioHealth Capital Region, including how emerging ecosystems can build visibility, strengthen networks, support differentiated technologies, and position companies for future capital, partnerships, and deal activity. Editing and post-production work for this episode was provided by The Podcast Consultant. Subin is a partner at Ernst & Young LLP and the EY-Parthenon Global Life Sciences Deals Leader. He has more than a decade of transaction experience, helping life sciences companies with transformational transactions. Subin has extensive global experience serving as a buy- and sell-side transaction advisor for Fortune 500 companies, including in corporate and private equity. His experience includes working with companies in the pharmaceutical, medical device and biotechnology subsectors. Subin focuses on acquisitions, carve-outs, spin-offs and initial public offerings and works with companies at all stages of maturity, from startups to public companies. He frequently speaks at life sciences events about sector trends and acquisitions and divestitures topics. He received his Master of Commerce from Macquarie University in Sydney, Australia. He is a chartered accountant from the Institute of Chartered Accountants of Australia and New Zealand.

Money Tips Podcast
Property COLLAPSE in the UK and the Fall of Flats!

Money Tips Podcast

Play Episode Listen Later Sep 3, 2026 29:49


Property Collapse As Flat Prices Dive Is the UK property market crashing? Westminster down 27% Kensington down 20% Flats down in most parts of the UK Where is the market going and why are flats selling for less than people bought them for 5 years ago? Property prices are also dropping in the Middle East and Australia as the effects of Trumps war spreads across the globe. Watch video - https://youtu.be/T6BiYvW8zIk Renters Rights Act In Force  – What Landlords MUST Do To Avoid A £7000 Fine The Renters Rights Act comes into force on 1 May 2026 giving more rights to millions of residential tenants, and imposing more legislation on landlords. Watch video - https://youtu.be/EDMJcNXKe0I Although successive governments seem to be doing their best to encourage the big corporate landlords and drive small landlords out of business (Section 24, licensing, increased red tape etc), they still need the estimated 2 million private buy-to-let property landlords.  See interview with Chartered Accountant and Tax Specialist - https://youtu.be/aMuGs_ek17s #propertyinvestment #section24landlordtax #moneytips #buytoletlandlord #section21eviction #rentersrightsact2026 #propertyprices  #iranwar #trump #evergrande #Chinalaw

Taxbytes for Expats
Preliminary Tax in Ireland: What Expats Need to Know

Taxbytes for Expats

Play Episode Listen Later Sep 1, 2026 19:08


Preliminary tax in Ireland can catch expats by surprise, particularly when they file their first Irish tax return.In this solo episode, Stephanie Wickham explains who may need to pay preliminary tax, how the payment is calculated and why cash-flow planning matters. She covers the rules for chargeable persons, the different bases available for calculating preliminary tax, Revenue filing deadlines and some of the practical payment issues that arise when income or funds are coming from overseas.For expats, the wider lesson is to look at Irish tax obligations before the filing deadline is approaching. Foreign income, self-employment, overseas tax payments and the timing of a move to or from Ireland can all affect the position. A relatively small amount of planning earlier in the year can make a real difference.About the HostStephanie Wickham is a Chartered Tax Adviser and Chartered Accountant and the founder of Expat Taxes. She specialises in Irish and international tax matters affecting expats, returning Irish emigrants and people with ongoing cross-border tax obligations.Her own experience of living in Australia for eight years before returning to Ireland also gives her a very practical understanding of what an international move involves beyond the tax return.LinkedIn: https://www.linkedin.com/in/stephanie-wickham-b4aba13b/Website: https://expattaxes.ie/*****Use the link below and quote "Expat Taxes" when registering with Currencies Direct to receive a €50 One4All or Amazon voucher when you transfer €5000 or more in your first six months with Currencies Direct.*Click here for a special offer from our sponsor, Currencies Direct******If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at info@expattaxes.ie or leave a rating and review on Apple Podcasts or Spotify.Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/book-a-consult/.*****Chapters:(00:00) Why Preliminary Tax Matters for Expats(02:14) Irish Tax Year and Filing Deadlines(04:00) Who Is a Chargeable Person?(05:07) Foreign Income and Preliminary Tax(06:29) How Preliminary Tax Works(07:13) How Much Preliminary Tax Should You Pay?(09:15) Alternative Preliminary Tax Calculation Methods(11:25) Revenue Online Filing Deadline and Tax Payments(13:08) Self-Employed Expats and Cash Flow Planning(15:38) Preliminary Tax When Moving To or From Ireland(16:21) Capital Gains Tax Has Separate Payment Rules(17:21) Final Practical Takeaways

The Glass Ceiling
F**k You Money: Women, Business & Financial Freedom

The Glass Ceiling

Play Episode Listen Later Aug 30, 2026 34:07


What does it really take for a woman to build a profitable business, create financial independence and have the freedom to make choices on her own terms?In this episode of The Glass Ceiling, Marissa Hankinson speaks with financial feminist, Fellow Chartered Accountant, consulting CFO and business adviser Shaye Thyer.Shaye is the founder of Pallas, where she helps women build profitable, sustainable businesses that support the lives they want to lead. Her goal is direct and unapologetic: to help more women build what she calls “fuck you money”, giving them greater choice, independence and financial safety.Growing up in Strathalbyn, Shaye was surrounded by small business. Her mother owned a hairdressing salon, her father built a financial advisory business and her grandfather ran the local service station. That early exposure gave her an understanding of both the freedom and the enormous responsibility that comes with running a business.Shaye shares how her career in accounting, finance, technology and business transformation eventually led her to create Pallas. She also discusses the moment she began to recognise how differently women were being advised, funded and supported in business.The conversation explores the unconscious and systemic biases that can keep women's businesses small, including advice to stay below the GST threshold, assumptions about women's roles within families and the financial consequences women can face when relationships or family structures change.Shaye explains why many women do not need complicated strategies. They often need practical answers to questions such as how to choose accounting software, improve cash flow, get clients to pay sooner, move away from hourly billing and create a business model that can grow without causing burnout.They also discuss Shaye's involvement with the Coralus community, formerly known as SheEO, which supports women-led businesses creating social impact, and the AI Women's Circle, which was created to give women greater visibility and influence within conversations about artificial intelligence and professional services.Practical, honest and full of insight, this episode is for women at every stage of business, from those considering a side hustle to established founders ready to build greater profitability, independence and choice.• Shaye's journey from aspiring lawyer to Chartered Accountant and business founder• Growing up surrounded by small business in Strathalbyn• Why women often receive different financial and business advice• The motherhood penalty and the financial risks women continue to face• The mental load carried by women business owners• Why profitability must be a priority, not an afterthought• Practical steps for improving cash flow and building sustainable revenue• Moving beyond hourly billing when there are no more hours to sell• The importance of financial independence, safety and choice• How Coralus supports women-led businesses creating social impact• Why women need a stronger voice in AI and innovation• Building a business that supports the life you want to leadShaye Thyer is a financial feminist, Fellow Chartered Accountant, consulting CFO and business adviser with more than 20 years of experience across finance, technology and business transformation.LinkedIn:https://www.linkedin.com/in/shayethyer/Pallas website:https://www.wearepallas.io/About Shaye and Pallas:https://www.wearepallas.io/aboutusInstagram:https://www.instagram.com/shayethyer.finance/Email:hello@wearepallas.ioReal Money pricing tool:https://www.wearepallas.io/real-money#TheGlassCeilingPodcast #ShayeThyer #WomenInBusiness #FemaleFounders #FinancialIndependence #FinancialFeminism #WomenAndMoney #BusinessGrowth #ProfitableBusiness #SmallBusinessAustralia #WomenSupportingWomen #Entrepreneurship #BusinessAdvice #WomenInFinance #Pallas  In this episode, you will hear about:About Shaye ThyerConnect with Shaye Thyer

Better Business Better Life! Helping you live your Ideal Entrepreneurial Life through EOS & Experts

Financial wellbeing is one of the single biggest causes of stress for Kiwis. And money is a very emotional thing.Having forged a career as a tax specialist, business owner and Chartered Accountant, Jono Bredin is the proud CEO of Enable.Me - a business whose core purpose is to change the financial lives of hardworking New Zealanders.Enable Me has been around for the last 14-15 years and is the brainchild of Hannah McQueen, an amazing human who revolutionised the way Kiwis think about their finances. Jono shares how Hannah is a Visionary, with all the incredible ideas at rapid pace. He stepped in to run alongside her & help her with some of the heavy lifting, so that she could focus on what she is best at.That's what really brought EOS to the front of his mind as a tool that could take Enable Me to that next level - being able to harness the absolute best of Hannah in an organised way. He shares how they started implementing with 15 people on their leadership team, and through EOS introducing more rigor and accountability to these roles, they now have a leadership team of 6.Not only is Jono the CEO & Integrator, he is also a customer of Enable.Me."What sticks with me, as I went through my journey, was that I thought I was good with money. I was an accountant. But when you actually turn up the dial, what are you frittering away each week? And how could we be using that to get you ahead faster?For people who've got family, how do we help them achieve the goals that they've got for their children and for the next generation?We are ultimately trying to build out a personal or a family's cash surplus, that's the first stage of the journey. Then it's how do we put that surplus to work? How can it be multiplied by doing things in a certain way?"Every person in New Zealand can use financial literacy and financial accountability to get ahead faster. Even those people who think they are good with money, Jono included, can benefit from a layer of accountability that Enable Me provides.In his spare time, Jono is a National Rugby Referee, having also officiated Netball to the highest international level. Jono's biggest challenge is being the proud Dad of three kids 5 years old and under!

Client Horror Stories
That time when a client promised the world… and left everyone unpaid (with Paul Sweeney)

Client Horror Stories

Play Episode Listen Later Aug 21, 2026 41:03


Today, Our Beloved Host, Morgan Friedman, is joined by Paul Sweeney, Founder of Pretium Solutions, Chartered Accountant, Business Growth Specialist, and host of The Business Behind Your Business. Paul shares a Client Horror Story about what happens when excitement, urgency, and trust take the place of contracts, structure, and basic business discipline. What begins as a promising opportunity quickly spirals into a company where employees have different promises, two people think they're the CEO, lawyers are brought in to clean up avoidable problems, and Paul himself goes months without getting paid.The company had a huge opportunity in front of it: investors, a product in development, plans to become a public company, and plenty of people eager to make things happen. But in the rush to move forward, basic processes were skipped. Contracts weren't signed. Promises weren't documented. Employees were hired before the product was ready. And eventually, Paul realized the company had promised far more than it could possibly afford.As the problems pile up, Paul finds himself caught in the middle of a fractured company, with disagreements over money, responsibilities, leadership, and who was actually in charge. At one point, two different people believed they were the CEO. Meanwhile, Paul was being asked to solve the company's financial problems while still waiting to be paid himself.What makes the story particularly striking is that Paul was 42 when all of this happened—and advising others on exactly these kinds of business issues. Looking back, he recognizes how a long-standing relationship, the excitement of a major opportunity, and his own transition between businesses caused him to ignore safeguards he normally would have recommended to anyone else.Morgan FriedmanPaul's WebsitePaul's LinkedInPaul's InstagramPaul's FacebookPaul's YouTube Channel

Taxbytes for Expats
Tax Issues to Consider When Departing Ireland with Stephanie Wickham (Ask About Wealth podcast)

Taxbytes for Expats

Play Episode Listen Later Aug 18, 2026 44:36


This is a guest episode of "Ask About Wealth" where Stephanie Wickham talks about tax planning for expats with Paul Overy. To find out more, head to AskAboutWealth.ie.Tax planning for expats in Ireland can make a significant difference before an international move takes place. In this guest episode of Ask About Wealth, Stephanie Wickham explains how Irish tax residency, ordinary residence and domicile affect people leaving Ireland, returning home or moving here for the first time. She also discusses the remittance basis of taxation, Double Taxation Agreements, foreign income and investments, and why taking advice before relocating can help avoid unexpected Irish tax liabilities.About the GuestStephanie Wickham is a Chartered Tax Adviser and Chartered Accountant and the founder of Expat Taxes. She specialises in Irish and international tax matters affecting expats, returning Irish emigrants and people with ongoing cross-border tax obligations.Her own experience of living in Australia for eight years before returning to Ireland also gives her a very practical understanding of what an international move involves beyond the tax return.LinkedIn: https://www.linkedin.com/in/stephanie-wickham-b4aba13b/Website: https://expattaxes.ie/*****Use the link below and quote "Expat Taxes" when registering with Currencies Direct to receive a €50 One4All or Amazon voucher when you transfer €5000 or more in your first six months with Currencies Direct.*Click here for a special offer from our sponsor, Currencies Direct******If you loved this episode or have a similar story, we'd love to hear from you! You can get in touch with us directly at info@expattaxes.ie or leave a rating and review on Apple Podcasts or Spotify.Taxbytes for Expats is brought to you by ExpatTaxes.ie. If you're considering moving to or from Ireland and would like support with your taxes, book a consultation today: https://expattaxes.ie/book-a-consult/.*****Chapters:(00:00) Guest Episode Introduction(01:01) Meet Stephanie Wickham and Expat Taxes(04:31) Stephanie's Own Experience Returning to Ireland(07:43) Tax Residency, Ordinary Residence and Domicile(12:13) Working Abroad and Bringing Savings Back to Ireland(15:39) Tax Planning Before Leaving Ireland(21:41) How Double Taxation Agreements Really Work(24:02) Tax Compliance Versus Tax Planning(27:50) Why Specialist Cross-Border Tax Advice Matters(31:17) Moving to Ireland and the Non-Dom Rules(38:24) When Tax Savings Come With a Lifestyle Cost(42:13) Planning Ahead Before an International Move

FP&A Tomorrow
An Evaluation of the FPI AI Program and How 3 Finance Pros Are Using AI Today

FP&A Tomorrow

Play Episode Listen Later Aug 13, 2026 58:59


In this episode of FP&A Unlocked, host Paul Barnhurst is joined by Nitesh Mukhi, Rohit Menon, and Sweta Jhalani to discuss how AI is transforming the FP&A profession and changing the way finance teams work. The guests share their experiences with the AI FP&A Programme, exploring practical AI applications, automation, financial analysis, and the skills finance professionals need to stay ahead. They also discuss why domain expertise, human judgment, and business understanding remain essential in an AI-driven finance world.Nitesh Mukhi is the Finance Director at Presight AI, an AI analytics and big data analytics company in Abu Dhabi, with over two decades of experience across auditing, financial analysis, treasury, and FP&A roles at companies including Schlumberger, FedEx, and KPMG. Rohit Menon is a Regional Finance professional at Bioltec with more than 19 years of experience across multinational companies, focusing on finance transformation and developing FP&A capabilities. Sweta Jhalani is a Chartered Accountant and FP&A Manager based in India who transitioned from audit into FP&A, building experience in financial planning, analysis, and business partneringExpect to Learn:How AI is transforming FP&A workflowsPractical finance use cases for AI toolsThe importance of financial modelling and business partneringWhy human judgment remains critical in AI adoptionBuilding the skills needed for the future of financeHere are a few relevant quotes from the episode:“AI is an enabler. It's going to enhance your work, and I think it's going to help you in your day-to-day work.” - Nitesh Mukhi“AI is not the solution to each and every problem.” - Sweta JhalaniAI is changing the way finance professionals approach their work, but the fundamentals of finance remain important. The ability to understand business needs, interpret data, communicate insights, and apply human judgment will continue to separate great FP&A professionals from the rest.Follow Nitesh:LinkedIn: https://www.linkedin.com/in/nitesh-mukhi-7504456/Follow Rohit:LinkedIn: https://www.linkedin.com/in/rohit-menon1984/Follow Sweta:LinkedIn: https://www.linkedin.com/in/caswetajhalani/Disclosure: Portions of this episode (such as the introduction or promotional segments) uses AI-generated voice narration produced under human editorial review.Earn Your CPE CreditFor CPE credit, please go to earmarkcpe.com, listen to the episode, download the app, answer a few questions, and earn your CPE certification. To earn education credits for the FPAC Certificate, take the quiz on earmark and contact Paul Barnhurst for further details.In Today's Episode:[00:00] - Introduction[01:21] - Guest Introductions[04:09] - What Great FP&A Looks Like[07:17] - Why They Joined the AI FP&A Programme[12:06] - Inside the AI FP&A Programme[14:35] - Real-World AI Use Cases[17:15] - Key Lessons From the Programme[22:11] - The Reality of AI in Finance[30:14] - AI Projects and Applications[34:03] - Advice for Finance Professionals[36:50] - The Future of AI in FP&A[40:21] - Essential FP&A Skills[43:34] - Skills Needed for AI Success[46:36] - Quick-Fire Questions[52:20] - Final Thoughts and Advice

Earth Ancients
Hugh Evans: The Origins of the Zodiac

Earth Ancients

Play Episode Listen Later Aug 8, 2026 90:04 Transcription Available


The Origin of the Zodiac has been rediscovered in Gwynedd, North Wales.Thousands of years older than the Babylonian and Egyptian zodiacs, perhaps even older than Gobekli Tepe, the features on the ground in North Wales actually determined the choice of stars for the constellations in the heavens above.In rediscovering the origin of the modern constellations, so too has been rediscovered the 'cipher' connecting the history of the world we know and understand, to the pre-history world of myth and mystery.If true, the Star Maps of Gwynedd may change everything we believe about our recent history.Hundreds of hours of painstaking research, hieroglyph interpretation and language translation identify all the features of the present zodiac and circumpolar constellations across the land features of Gwynedd. This information is presented in maps of the ground and star maps correlated with the same in the night sky above. The myth is explained and retranslated, as are the landmarks and the corresponding astrological icons associated with each of the signs of the zodiac.Prepare for a journey across the heavens and back in time, crossing into the world that existed before the Great Flood.Hugh Evans studied Astrophysics at university, graduated in aeronautical engineering, subsequently qualifying as a Chartered Accountant. He now applies his scientific interest, engineering rigor and professional scrutiny to a lifelong passion for history and the stars; offering a new perspective and rediscovering the story of the ancients. Hugh has invested thousands of hours of painstaking research, site visits, hieroglyph interpretation and language translation to identify all the features of the present zodiac and circumpolar constellations across the land features of Gwynedd, North Wales. Thousands of years older than the Babylonian and Egyptian zodiacs, perhaps even older than Göbekli Tepe, the features on the ground in North Wales actually determined the choice of stars for the constellations in the heavens above. He is the author of The Origins of the Zodiac, Cadair Idris and the Star Maps of Gwynedd.https://originofthezodiac.com/Become a supporter of this podcast: https://www.spreaker.com/podcast/earth-ancients--2790919/support.

Business Without Bullsh-t
Can Andy Burnham Fix Britain's Economy? | Special Episode

Business Without Bullsh-t

Play Episode Listen Later Jul 31, 2026 22:30 Transcription Available


The UK has a new Prime Minister. Now come the big questions.In this special episode of Business Without BS, Chartered Tax Adviser Andy Oury and commercial lawyer Jemma Hotta discuss the policies they hope Andy Burnham will prioritise to help Britain become a stronger place to build businesses, attract investment and drive long-term economic growth.Think of this as a conversation with your lawyer and your accountant—you just don't have to pay for it. Honest opinions, practical insights and no political spin.In this episode:How can the UK attract more foreign direct investment?What incentives should Britain offer entrepreneurs?Can Britain compete globally in AI and innovation?Should wealth creation be encouraged or taxed?How can SMEs become the engine of economic growth?What should Andy Burnham's first priorities be?What policies would actually encourage businesses to invest?How can Britain become more competitive internationally?About the guestsAndy OuryAndy Oury is a Chartered Tax Adviser, Chartered Accountant and CEO of Oury Clark. Through The Rebel Accountant, he helps entrepreneurs understand tax, build stronger businesses and challenge common misconceptions about the economy.LinkedIn:https://www.linkedin.com/in/andrewoury/Jemma HottaJemma Hotta is a commercial lawyer specialising in corporate law, international business and complex legal structures.LinkedIn:https://www.linkedin.com/in/jemma-hotta/Listen to Business Without BSApple Podcastshttps://podcasts.apple.com/gb/podcast/business-without-bs/id1528844106Spotifyhttps://open.spotify.com/show/6J1YMncmYCLODOKi8A0CFUWebsitehttps://withoutbs.comSubscribe for more conversations with the experts you'd normally have to hire.

SBS Tamil - SBS தமிழ்
Tax Return நேரம்: தவிர்க்க வேண்டிய தவறுகளும், அறிந்துகொள்ள வேண்டிய தகவல்களும் என்ன?

SBS Tamil - SBS தமிழ்

Play Episode Listen Later Jul 20, 2026 14:47


ஆஸ்திரேலியாவில் பலரும் தற்போது தங்களது Tax Return-ஐ தாக்கல் செய்து வரும் நேரமிது. இவ்வேளையில் Tax தொடர்பான பல முக்கிய கேள்விகளுக்கு எளிய விளக்கம் தருகிறார் Taxation and Accounting துறைகளில் 20 ஆண்டுகளுக்கும் மேலான அனுபவம் கொண்ட ஸ்ரீ பத்மநாதன் அவர்கள். அவர் Chartered Accountant மற்றும் OzLedger – Accountants & Tax Agents நிறுவனத்தின் நிறுவனர் ஆவார். அவரோடு உரையாடுகிறார் றைசெல்.It is tax return time in Australia, with many people currently lodging their returns. Sri Pathmanathan, a Chartered Accountant with more than 20 years of experience in taxation and accounting, provides clear explanations to some important tax-related questions. He is the founder of OzLedger – Accountants & Tax Agents.

Money Tips Podcast
Smoking Could Cost You £2 million Over Your Lifetime

Money Tips Podcast

Play Episode Listen Later Jul 10, 2026 12:41


Smoking a pack of 20 cigarettes a day costs over £5,300 annually according to stop smoking charities. The average price of a standard 20-pack is around £16.45, while 30g of rolling tobacco averages £25.25. Nationally, smoking costs society in England £44.8 billion annually through healthcare, lost productivity, and social care.  Personal Cost Breakdown On an individual level, the amount you spend adds up extremely fast. Based on a standard 20-pack at today's prices:  10 cigarettes a day: Approx. £2,646 to £3,000 per year 20 cigarettes a day (one pack): Approx. £5,292 to £6,000 per year 40 cigarettes a day: Over £10,500 per year  Economic and Health Impact Despite the heavy taxes placed on tobacco products, the total societal and financial damage caused by smoking far outweighs the revenue raised. To Society: Smoking costs England £44.8 billion each year. This figure includes £27.8 billion in lost economic productivity, £14.8 billion in social care, £1.8 billion in NHS healthcare costs, and £383 million in fire damages.  Smoking a pack of 20 cigarettes a day costs over £5,300 annually. The average price of a standard 20-pack is around £16.45, while 30g of rolling tobacco averages £25.25. Nationally, smoking costs society in England £44.8 billion annually through healthcare, lost productivity, and social care.  Personal Cost Breakdown On an individual level, the amount you spend adds up extremely fast. Based on a standard 20-pack at today's prices:  10 cigarettes a day: Approx. £2,646 to £3,000 per year 20 cigarettes a day (one pack): Approx. £5,292 to £6,000 per year 40 cigarettes a day: Over £10,500 per year  Economic and Health Impact Despite the heavy taxes placed on tobacco products, the total societal and financial damage caused by smoking far outweighs the revenue raised. To Society: Smoking costs England £44.8 billion each year. This figure includes £27.8 billion in lost economic productivity, £14.8 billion in social care, £1.8 billion in NHS healthcare costs, and £383 million in fire damages.  See also: What Landlords MUST Do THIS MONTH To Avoid A £7000 Fine Landlords must give the government Renters Rights Information Sheet 2026  to all tenants before the end of May or risk a fine of up to £7000. You can download the official PDF document on the government website at: https://www.gov.uk/government/publications/the-renters-rights-act-information-sheet-2026 You must serve the actual document to your tenants, in person, by post or email, and not just send them the link. Landlords should keep a record and obtain a receipt or acknowledgement or proof of service. Solicitors have reported a wave of Section 21 notices being served on tenants prior to the deadline when ‘no fault evictions' will no longer apply, according to the Guardian. Although successive governments seem to be doing their best to encourage the big corporate landlords and drive small landlords out of business (Section 24, licensing, increased red tape etc), they still need the estimated 2 million private buy-to-let property landlords.  See interview with Chartered Accountant and Tax Specialist - https://youtu.be/aMuGs_ek17s #propertyinvestment #section24landlordtax #moneytips #buytoletlandlord #section21eviction #rentersrightsact2026 #smokingcost #indexfunds #pensionfunds #investing

Above The Bar Podcast
How Is AI Changing Accounting | Peter McCarroll

Above The Bar Podcast

Play Episode Listen Later Jul 9, 2026 59:44


Adelaide Connected
JC van Niekerk, Manager, PwC

Adelaide Connected

Play Episode Listen Later Jun 30, 2026 28:56


Originally from South Africa, JC is a Chartered Accountant who has lived and worked in Bermuda and New York before relocating to South Australia in 2024. He is now a Manager within the external assurance practice of PwC Adelaide whereby he leads various audit engagements from a diverse range of clients across the Australian territory with the purpose of building trust in society and solving important problems.His interests extend to community volunteering for social impact initiatives, as well as exploring the picturesque landscapes of Adelaide through cycling and hiking.We chat to JC about his life and career to date, what led him to Adelaide and what he loves about living in South Australia.

The Weekend View
AWCA Calls For Financial Support For Young Black Women

The Weekend View

Play Episode Listen Later Jun 27, 2026 5:11


The African Women Chartered Accountants is warning that South Africa could face a future shortage of ethical financial leaders as mounting financial barriers continue to exclude talented young Black women from pursuing careers as Chartered Accountants. According to AWCA, despite significant progress in transformation over the years, many academically capable students continue to abandon their studies or fail to enter the profession due to inadequate funding, limited access to opportunities, and systemic socio-economic barriers. Bongiwe Zwane caught up with the Director at African Women Chartered Accountants,Tieho Maleke.

Money Tips Podcast
Gold, Silver and UK Residential Property Price Drop

Money Tips Podcast

Play Episode Listen Later Jun 25, 2026 18:57


Assets like Gold and Silver and UK residential property have all suffered sharp price drops this year.  Watch video: https://youtu.be/Zupx5H-8xfk See also:  Renters Rights Act In Force  – What Landlords MUST Do To Avoid A £7000 Fine The Renters Rights Act comes into force on 1 May 2026 giving more rights to millions of residential tenants, and imposing more legislation on landlords. Watch video - https://youtu.be/EDMJcNXKe0I What Landlords MUST Do NOW To Avoid A £7000 Fine Landlords must give the government Renters Rights Information Sheet 2026  to all tenants before the end of May or risk a fine of up to £7000. You can download the official PDF document on the government website at: https://www.gov.uk/government/publications/the-renters-rights-act-information-sheet-2026 Although successive governments seem to be doing their best to encourage the big corporate landlords and drive small landlords out of business (Section 24, licensing, increased red tape etc), they still need the estimated 2 million private buy-to-let property landlords.  See interview with Chartered Accountant and Tax Specialist - https://youtu.be/aMuGs_ek17s #propertyinvestment #section24landlordtax #moneytips #buytoletlandlord #section21eviction #rentersrightsact2026 #propertyprices  #iranwar  #gold #silver 

Dharmaseed.org: dharma talks and meditation instruction
Ajahn Sucitto: A talk by Sister Jayavira

Dharmaseed.org: dharma talks and meditation instruction

Play Episode Listen Later Jun 18, 2026 23:25


(VipassanaGruppen (Sweden)) Born into a Buddhist family in Malaysia, she began practising more seriously after she became a Chartered Accountant. She received the Going Forth as a Sīladharā in July 2019 at Amaravati where she resides.

sister buddhist malaysia chartered accountants going forth amaravati ajahn sucitto
Dharma Seed - dharmaseed.org: dharma talks and meditation instruction

(VipassanaGruppen (Sweden)) Born into a Buddhist family in Malaysia, she began practising more seriously after she became a Chartered Accountant. She received the Going Forth as a Sīladharā in July 2019 at Amaravati where she resides.

sister buddhist malaysia chartered accountants going forth amaravati ajahn sucitto
Beyond The Water Cooler
Improving Manager Wellbeing in High-Pressure Roles – Dan Northover

Beyond The Water Cooler

Play Episode Listen Later Jun 18, 2026 41:20


Too often, organisations react to signs of stress or slipping performance in management by rolling out the usual training. But what if the real issue lies deeper?Dan Northover, CEO at Handcrafted, joined me for a frank conversation about supporting and developing managers in a way that actually addresses what's needed on the ground. At Handcrafted, they paused before jumping to training and instead created space for managers to reflect on what their roles actually require, how they feel, and what their teams need from them. That process revealed that while staff were thriving, their managers were absorbing most of the stress - an unsustainable situation for any organisation serious about high-performing teams. We explore why collecting real feedback at every level matters and how honest conversations create the conditions for thriving, not just for the team but, critically, for those leading them. Dan is refreshingly open about his own learning curve as a leader and why vulnerability matters at the top.If you want a workplace where managers are equipped to lead and care for themselves, this episode will help you get beneath the surface, ask better questions, and build a culture that supports lasting wellbeing and genuine performance.More about DanDan Northover (a qualified Chartered Accountant of 11 years) founded Handcrafted and developed it as a part-time volunteer whilst working a senior finance role in the public sector. He's since completed an MBA, but says he's probably learned more from fostering and adopting several children, who have taught him about the immense strength people need to overcome traumatic situations in their lives.Get in touch: https://www.handcrafted.org.uk/contact/Resources & References Insight to Action Download: Rethinking Manager Development: A Human-Centred ApproachWatch this episode on YouTubeManagers… Just Managing? with Sarah Cockroft Employee Engagement Guide For Managers - It's Time for Change Rethinking Skills Gaps - It's Time for Change www.handcrafted.org.ukContact details for Lisa LinkedIn: lisapsychologyWays to work with me: itstimeforchange.co.uk/tailored-supportJoin The Leadership Lens: itstimeforchange.co.uk/lets-connectEmail me for a friendly chat: lisa@itstimeforchange.co.uk

PROFIT With A Plan
EP350 Why Profitable Businesses Still Feel Under Pressure

PROFIT With A Plan

Play Episode Listen Later Jun 16, 2026 37:44 Transcription Available


Why Profitable Businesses Still Feel Under Pressure

Money Tips Podcast
Property Falls

Money Tips Podcast

Play Episode Listen Later Jun 5, 2026 11:59


UK property prices fall for the first time this year, according to the Nationwide Building Society. The lender reports that prices fell by 0.6%, slowing the annual growth rate to 1.7%, citing the Iran war as a factor. Property prices are also dropping in the Middle East and Australia as the effects of Trumps war spreads across the globe. Watch video - https://youtu.be/T6BiYvW8zIk Renters Rights Act In Force  – What Landlords MUST Do To Avoid A £7000 Fine The Renters Rights Act comes into force on 1 May 2026 giving more rights to millions of residential tenants, and imposing more legislation on landlords. Watch video - https://youtu.be/EDMJcNXKe0I What Landlords MUST Do NOW To Avoid A £7000 Fine Landlords must give the government Renters Rights Information Sheet 2026  to all tenants before the end of May or risk a fine of up to £7000. You can download the official PDF document on the government website at: https://www.gov.uk/government/publications/the-renters-rights-act-information-sheet-2026 Although successive governments seem to be doing their best to encourage the big corporate landlords and drive small landlords out of business (Section 24, licensing, increased red tape etc), they still need the estimated 2 million private buy-to-let property landlords.  See interview with Chartered Accountant and Tax Specialist - https://youtu.be/aMuGs_ek17s #propertyinvestment #section24landlordtax #moneytips #buytoletlandlord #section21eviction #rentersrightsact2026 #propertyprices  #iranwar #trump

Sushant Pradhan Podcast
Ep: 582 | Nepal's New Budget Is Incomplete? | Tax Changes, VAT & Investment Opportunities

Sushant Pradhan Podcast

Play Episode Listen Later Jun 2, 2026 136:12


In this in-depth podcast, Chartered Accountants Shesh Mani Dahal and Sandesh Paudyal break down Nepal Budget 2083 and discuss its potential impact on taxpayers, investors, businesses, and the overall Nepal economy. The conversation begins with a comprehensive Nepal Budget Analysis, exploring the government's fiscal priorities, budget allocation strategy, and the economic direction reflected in Budget 2082. The discussion then moves into Income Tax Nepal, examining recent tax changes, tax relief measures, and how the revised tax structure could affect different income groups. The podcast further explores whether increased disposable income can encourage greater Nepal investment and capital formation. Shesh Mani Dahal and Sandesh Paudyal analyze investment models, economic incentives, and the relationship between taxation and long-term economic growth. A major segment focuses on VAT Nepal, including the possibility of a multi-VAT system, its implementation challenges, and potential implications for businesses and consumers. The discussion also covers procurement process reforms, government spending efficiency, project prioritization, and why several housing and infrastructure projects remain stalled despite budget allocations. In additional segments, the guests discuss the right way to announce a national budget, positive aspects of the current budget distribution, the standard of budget formulation, Nepal's currency peg with India, and the potential impact of global conflicts such as the Iran war on Nepal's economy. Whether you're interested in Nepal Economic Policy, Nepal Fiscal Policy, Nepal Government Budget decisions, taxation, investment opportunities, or broader economic trends, this episode provides valuable insights from two experienced Chartered Accountants. GET CONNECTED WITH Shesh Mani Dahal (CA) Facebook - https://www.facebook.com/smdahal LinkedIn - https://np.linkedin.com/in/smdahal Sandesh Paudyal (CA) Instagram - https://www.instagram.com/sanpaudyal/ Facebook - https://www.facebook.com/sandeshpp/ LinkedIn - https://np.linkedin.com/in/sandesh-paudyal88  

Irish Tech News Audio Articles
Chartered Accountants Ireland calls for AI-ready infrastructure and SME supports and rejects "replacement" narrative ?

Irish Tech News Audio Articles

Play Episode Listen Later May 22, 2026 6:19


As Chartered Accountants Ireland surpasses 40,000 members, it has today published a new position paper on the future of AI and accountancy. The largest professional body on the island of Ireland is calling on Government to invest in AI-ready infrastructure, strengthen supports for SME adoption and embed AI skills and literacy across the education system. The position paper was launched alongside Deputy Malcolm Byrne T.D., Chair of the Oireachtas Committee on Artificial Intelligence. Accountants as trusted advisors The paper argues that in an AI-driven economy, accountants will play an increasingly important role as trusted business leaders providing governance, ethical oversight and assurance. While the paper acknowledges that AI will bring change to how the profession operates, it reinforces – rather than diminishes – the role accountants play in supporting robust, accountable decision-making. The Institute also challenges the narrative that accountants are at risk of being replaced by AI, highlighting instead how the profession is evolving alongside the technology. It emphasises that accountants must take a leading role in implementing AI within finance functions, ensuring systems are deployed responsibly, controls are robust, and outputs can be trusted. Rosemary Keogh, CEO, Chartered Accountants Ireland said "There is a common belief that AI will replace accountants, but the evidence simply doesn't support that. It reflects a misunderstanding of what modern accountants actually do. AI is automating routine, rules-based work and most accountants welcome that. It frees them up to focus on higher-value roles like strategy, risk and decision making. "The AI economy will run on trust. While AI can process extraordinary volumes of data, automate complex tasks, and generate insights at unprecedented speed, trust in those outputs depends on human oversight, ethical judgement and professional accountability. As AI systems become more widely used, the need for trusted financial information will only grow – and this is where accountants add real value." Accountants are already using AI across audit, reporting and advisory services, with recent research by Chartered Accountants Worldwide pointing to strong enthusiasm across the profession. 85% of respondents indicated a willingness to use AI tools in their work, with the younger generation overwhelmingly open to using these tools at 91%. The new position paper aims to provide leadership and clarity on how accountants can use the technology responsibly and effectively. Government policy needed to support AI adoption Chartered Accountants Ireland is calling for Government to support responsible AI adoption in several ways, noting that AI matters not just for accountants, but for Ireland. The paper sets out several recommendations, including: SMEs need to be supported on their AI journey – Supports from Enterprise Ireland, Local Enterprise Offices, and others need to be more accessible, and SMEs and their workforces given the opportunity to become AI literate cost-effectively. Investment in AI-ready infrastructure – For AI to work effectively, Ireland requires an underlying infrastructure that is strong, sustainable, and resilient. From data centres to electricity generation and investments in the national grid, the rightfoundations are needed to optimise the use of AI. Leading on EU simplification and AI regulation – During its upcoming EU Presidency, Ireland has a unique opportunity to lead on the EU's digital simplification package. Ireland should focus on ensuring regulations are proportionate for businesses and promoting the development of guidance and tools that enable businesses to apply AI productively and responsibly. Embedding AI literacy in education – courses in secondary schools and in further and higher education need to be adapted so that all young people are AI literate and aware of the technology's benefits, opportunities, and dangers. ACA syllabus world-leading in tec...

Cloud Stories | Cloud Accounting Apps | Accounting Ecosystem
The Only Chartered Accountant to ever Compete on Survivor: Purpose Beyond the Jungle

Cloud Stories | Cloud Accounting Apps | Accounting Ecosystem

Play Episode Listen Later May 13, 2026 42:01


This episode explores how a Chartered Accountant can move beyond traditional finance roles to create meaningful community impact. Josh Hickford shares his journey from Big Four accounting and banking to founding a cancer support app and leading Taranaki Foundation. It is a conversation about resilience, technology, philanthropy and the evolving role of accountants in a digital world. Josh Hickford's career journey from PwC and TSB Bank to CEO of Taranaki Foundation Founding Ripple after a Hodgkin's lymphoma diagnosis in partnership with the Cancer Society Building a donor journey using digital tools like Raisely and Stripe Technology, automation and trust in community foundations Why human connection remains central to the future of Chartered Accountants This episode reminds us that accounting is not just about compliance or reporting. It is about leadership, confidence and using financial skills to build stronger communities. Technology may accelerate the journey, but purpose and people still lead the way. Apps & Tools Mentioned:  Raisely - https://www.raisely.com/  Sharesies https://sharesies.com.au/  Stripe, GoFundMe,  Otter.ai, Xero, Episode resources and links:   https://www.linkedin.com/in/joshhickford/  https://taranakifoundation.org.nz/    If this episode helped you, the best way to support the show is to leave a review somewhere as it helps more people find us. And if you want to continue the conversation, come find me Heather Smith | Accountant and Storyteller on:   LinkedIn: https://www.linkedin.com/in/HeatherSmithAU/  Accounting Apps newsletter: http://accountingapps.io/  Accounting Apps Mastermind: https://www.facebook.com/groups/XeroMasterMind  YouTube Channel: https://www.youtube.com/ANISEConsulting  X: https://twitter.com/HeatherSmithAU

A Quest for Well-Being
Healing from the "Anxious Achiever" Cycle

A Quest for Well-Being

Play Episode Listen Later May 10, 2026 62:10


— Today we explore the transformative power of failure with business transformation specialist and author Matthew Egan. In his groundbreaking book, The Failure Advantage: Why Setbacks Are Your Secret Weapon for Success, Matt challenges conventional beliefs about failure. He argues that our most significant missteps are not enemies but rather powerful allies that can propel us toward success. Are you a high-achieving professional burdened by the fear of failure? You're not alone. Many of us mask our struggles with polished performances, but underneath lies burnout and doubt. Matt helps us break free from fear-based thinking and reframe our setbacks as valuable feedback. Drawing on real-world case studies, cognitive science, and his own experiences, Matt teaches us how to cultivate resilience, embrace risk-taking, and lead with authenticity. Join us as we dive into insightful discussions about how to reclaim failure as a catalyst for growth and leverage it into your unfair advantage in both your career and life. Get ready to learn how to stop playing defense and start thriving in the face of adversity. Valeria interviews Matthew Egan — He is the author of  "The Failure Advantage — an Advisor, Thinker and Writer on Leading Change. Matthew Egan has over 20 years of experience leading change at organizations, including Microsoft and PwC. Throughout his career managing teams, working with C-suite executives, and driving transformation projects, he has observed how setbacks can either limit potential or serve as powerful catalysts for growth. Matthew is a Fellow of the Institute of Chartered Accountants, and recipient of multiple business accolades, but it's his personal experience with anxiety and failure that shapes his approach. Having faced his own professional challenges, he's passionate about helping others transform their relationship with failure.  Originally from Australia and now based in the UK, Matthew lives with his wife and son, who continue to teach him the most valuable lessons about embracing imperfection and finding opportunity in adversity.  Learn more about Matthew Egan!

Money Tips Podcast
John Lewis Pulls Out Of Residential Property Market

Money Tips Podcast

Play Episode Listen Later May 1, 2026 36:46


In this podcast we discuss the decision by the major retailer John Lewis to withdraw from developing thousands of residential properties. Meanwhile, as thousands of small private lands quit the buy-to-let property, private equity firms and hedge funds continue to invest billions of pounds into the housing market. Watch full video: https://youtu.be/m5Aoqr4hquU New Tax Rise For Landlords In another blow long suffering UK landlords, Chancellor Rachel Reeves has announced a new higher rate of tax surcharge on rental income profits in her budget, which will see the tax burden rise to record levels. Buy-to-let landlords will pay a tax rate two percentage points higher than the basic and higher rates of tax from April 2027. Frozen threshold bands until 2030 means most of us will pay more tax due to ‘fiscal drag'. This is in addition to the hike in the stamp duty surcharge on second property purchases to 5%, which is having a detrimental effect on property development and flipping. Watch full video here - https://youtu.be/O38dvXPp22k Although successive governments seem to be doing their best to encourage the big corporate landlords and drive small landlords out of business (Section 24, licensing, increased red tape etc), they still need the estimated 2.8 million private buy-to-let property landlords. See interview with Chartered Accountant and Tax Specialist - https://youtu.be/aMuGs_ek17s What This Means for You These tax changes could reshape property investing, retirement planning, and asset strategies. If you're a landlord, investor, or homeowner, now is the time to review your capital gains exposure, inheritance planning, and use of ISAs before the 26 November Budget drops. #johnlewisproperty #propertyinvestment #section24landlordtax #moneytips #buytoletlandlord

The Wallet
Rethinking Money Systems for ADHD & Neurodivergence

The Wallet

Play Episode Listen Later Apr 30, 2026 33:52


When money feels hard, it is often the system, not you.This week on The Wallet, Emilie Bellet (Vestpod) is joined by Krystle McGilvery, behavioural finance expert and Chartered Accountant, to unpack why traditional money advice fails so many people, especially those who are neurodivergent.They cover:Why financial avoidance is often a form of protectionHow time blindness impacts spending and planningThe link between impulse spending and frictionless paymentsWhy “discipline” is the wrong framework for moneyWhat a system that actually works for your brain looks likeThe information shared is for educational purposes only and is not financial advice.ResourcesConnect with Krystle via Krystle McGilvery and NeuroFinance OSInstagram: @krystle_mcgilveryLinkedIn: Krystle McGilveryAD | This episode is sponsored by Wealthify.Wealthify makes investing simple by managing your investments for you. And if you deposit or transfer into their Stocks and Shares ISA, you could earn between £50 and £1,000 in cashback. Open your account at Wealthify.com.T&Cs and minimum investments apply. Registration closes on 31st May 2026. Cashback varies by total investment amount. With investing, your capital is at risk. Wealthify is authorised and regulated by the Financial Conduct Authority.Connect with Vestpod:Sign up to The Edit newsletter: https://www.vestpod.com/subscribeCourses and bootcamps: https://www.vestpod.com/coursesFollow on Instagram: https://www.instagram.com/vestpodEmilie's book: You're Not Broke, You're Pre-Rich Hosted on Acast. See acast.com/privacy for more information.

Teatime with Miss Liz
Miss Liz Serves Laura Yates The Hummingbird Life

Teatime with Miss Liz

Play Episode Listen Later Mar 26, 2026 61:43


TEATIME WITH MISS LIZ SERVES: LAURA YATESTitleThe Hummingbird Life: From Burnout to Joy, Connection & Aliveness TaglineWhen you return to yourself, joy becomes your way of living. TopicBurnout recovery, nervous system healing, joy as a practice, community connection, and living in alignment with self and nature.DescriptionIn this uplifting Teatime, Miss Liz welcomes Laura Yates, Ambassador of Joy and founder of The Hummingbird Life. Once a high-performing Chartered Accountant and finance leader across the UK and South Africa, Laura's life looked successful on the outside—but inside, she faced burnout, anxiety, and deep disconnection. That moment became her turning point. Choosing a new path, she rebuilt her life through nervous system healing, mindfulness, movement, and community. She went on to grow Secret Sunrise in Singapore—an outdoor sober dance movement that spread across Asia—and now leads global wellness retreats, ceremonies, and transformational experiences. Her work is rooted in three pillars:Connection to Self • Connection to Nature • Connection to Community. Through retreats, workshops, and sacred spaces, Laura helps others return to their wholeness, reclaim joy, and live in alignment with their truth.“Welcome to Teatime with Miss Liz, where I don't serve a beverage — I serve real-life changemakers. Today, I sit with Laura Yates, an Ambassador of Joy who turned burnout into a journey of healing, connection, and living fully alive.”Laura reminds us that joy is not something we chase—it's something we practice. When we reconnect with ourselves, nature, and community, we begin to live in alignment with who we truly are. Laura Yates is a wellness facilitator, Ambassador of Joy, and founder of The Hummingbird Life. After leaving a corporate career due to burnout, she rebuilt her life through healing, movement, and community. She now leads global retreats and workshops focused on nervous system healing, connection, and authentic living.Her T-E-E MessageSharing the sweet nectar of lifeNature Lover • Joy IgniterOne WordBubblyResources Website: https://the-hummingbird-life.com/ Instagram: https://www.instagram.com/thehummingbirdlife/ LinkedIn: https://www.linkedin.com/in/laura-yates-hummingbird/#TeatimeWithMissLiz#LauraYates#TheHummingbirdLife#JoyAsAPractice#TranscendEmbraceEnvision

Let It In with Guy Lawrence
RELOADED: The Game Is Rigged - Why Success Still Leaves People Empty | Chris Volpe

Let It In with Guy Lawrence

Play Episode Listen Later Mar 19, 2026 48:30


In this episode, Chris Volpe returned to the podcast to discuss balancing his role as CEO of a 40-person cabinetry business with deep inner and spiritual work begun at retreats since 2019. He described how the work restored his ability to feel, increased joy and presence, improved how he leads at work, and helped him process recurring layers of lessons through practices like inner child work and chakra-based meditation. At a Bali retreat in June 2024, a guided chakra meditation led him into a vivid Egypt vision involving entering a pyramid sarcophagus, "dying," and being "reborn," which continued and completed in a second meditation. He later traveled through Italy with past-life experiences, then went to Egypt and privately entered the Great Pyramid, where a sarcophagus ceremony mirrored his Bali experience. After returning, he reported losing 10 kilos, shifting priorities, and developing deeper trust and peace through surrender. About Chris: Chris Volpe is a motivated accountant and entrepreneur with experience in business administration, operational systems, business restructuring and insolvency, leadership, and strategy. He is currently based in Byron, Australia and is the chief of Fox Wardrobes.  Chris is a passionate business man focused on delivering outstanding results for all involved. He is a fully qualified Chartered Accountant with a post graduate diploma in Insolvency Accounting with more than a decade of experience in business management. Key Points Discussed:  (00:00) - The Game Is Rigged - Why Success Still Leaves People Empty! (01:04) - Podcast Welcome Back (02:00) - CEO Life And Authenticity (04:41) - Five Years Of Inner Work (07:40) - Feeling Again Through Emotions (10:44) - Why Bali Retreat Called (15:15) - Arriving And Patterns Emerging (17:16) - Chakra Meditation Egypt Journey (20:06) - Sarcophagus Death Rebirth (22:57) - Aftermath And Surrender Lesson (24:04) - Rebirth In Meditation (25:39) - Chakras As Blueprint (27:05) - Bali Integration High (28:12) - Italy Past Life Pilgrimage (31:38) - Choosing Egypt Despite Fear (32:41) - Private Pyramid Ceremony (36:42) - Lessons And Transformation (39:40) - Advice For The Hesitant (42:55) - Why This Belongs In School (44:58) - Healing Family And Community (46:51) - Final Takeaways And Wrap How to Contact Chris Volpe:foxwardrobes.com.au   About me:My Instagram: www.instagram.com/guyhlawrence/?hl=en Guy's websites:www.guylawrence.com.au www.liveinflow.co''

Incredible Life Creator with Dr. Kimberley Linert
Creating Your Operating System for Peak Performance - Ritchie Nkana Ep 633

Incredible Life Creator with Dr. Kimberley Linert

Play Episode Listen Later Mar 11, 2026 47:26


Ritchie Nkana is a Chartered Accountant turned Peak Performance Architect. He spent over 20 years in banking, quietly burning out as the classic “chubby banker”... successful on paper, exhausted in real life. A few health scares and some honest conversations at home forced Ritchie to rebuild his operating system from the inside out. Along the way Ritchie became a Personal Trainer, sports nutritionist, metabolic conditioning coach and pain-free performance specialist. But what changed his life wasn't just muscle, it was systems.Those systems evolved into The Operator's Edge™: a set of frameworks that help performance-minded leaders win across four pillars – health, enterprise, relationships and legacy, without burning out. Today Ritchie works with founders, executives and professionals who want full-spectrum success, not just a bigger job title.Contact Richie Nkana:www.RitchieNkana.ComX: https://x.com/RitchieNkanaDr. Kimberley LinertSpeaker, Author, Broadcaster, Mentor, Trainer, Behavioral OptometristEvent Planners- I am available to speak at your event. Here is my media kit: https://brucemerrinscelebrityspeakers.com/portfolio/dr-kimberley-linert/To book Dr. Linert on your podcast, television show, conference, corporate training or as an expert guest please email her at incrediblelifepodcast@gmail.com or Contact Bruce Merrin at Bruce Merrin's Celebrity Speakers at merrinpr@gmail.com702.256.9199Host of the Podcast Series: Incredible Life Creator PodcastAvailable on...Apple: https://podcasts.apple.com/us/podcast/incredible-life-creator-with-dr-kimberley-linert/id1472641267Spotify: https://open.spotify.com/show/6DZE3EoHfhgcmSkxY1CvKf?si=ebe71549e7474663 and on 9 other podcast platformsAuthor of Book: "Visualizing Happiness in Every Area of Your Life"Get on Amazon: https://amzn.to/4cmTOMwWebsite: https://linktr.ee/DrKimberleyLinertThe Great Discovery eLearning platform: https://thegreatdiscovery.com/kimberleyl

HIKMAT WEHBI PODCAST
#259 - Ankur Aggarwal أنكور آغروال: Dubai Real Estate is NOT a Bubble

HIKMAT WEHBI PODCAST

Play Episode Listen Later Feb 18, 2026 64:51


Ankur Aggarwal is an Indian‑born entrepreneur and real estate developer based in Dubai, best known as the founder of Bricks & Woods. A Chartered Accountant by trade, he moved to Dubai just before the COVID‑19 pandemic and rapidly transformed from a struggling broker into a real estate tycoon, overseeing billions in sales and luxury developments across Ras Al Khaimah and Dubai. He leads a massive, multicultural team with a focus on high-end quality and ethical business practices, inspiring aspiring entrepreneurs with his journey from a humble childhood to building a lasting legacy of abundance.#hikmatwehbipodcast #podcast#arabicpodcast #Ankur_Aggarwal#bnwdevelopments#wstudiodxbحكمت_وهبي#حكمت_وهبي_بودكاست#

Clare FM - Podcasts
New Clare GAA Head Of Operations Looks Ahead

Clare FM - Podcasts

Play Episode Listen Later Jan 20, 2026 9:35


Clare GAA has a new Head of Operations, with Ann Marie Moran officially taking up the role this month. A Chartered Accountant and IT Project Manager by profession, and someone with deep roots in club and county GAA through Corofin and Corofin/Ruan, Ann Marie steps into the position at a key time for the organisation. Ann Marie spoke with Alan Morrissey on Tuesday's Morning Focus to talk about her first weeks in the role and what lies ahead for Clare GAA.

Finshots Daily
Should married couples be taxed together?

Finshots Daily

Play Episode Listen Later Jan 12, 2026 8:46


In today's episode on 13th Jan 2026, we explain why the Institute of Chartered Accountants of India (ICAI) wants the government to let married couples file income tax returns jointly.⁠Book a FREE call with Ditto for your health and term insurance needs⁠

Brave Women at Work
Be an Ethical Leader and Stand in Your Values with Vera Cherepanova

Brave Women at Work

Play Episode Listen Later Dec 18, 2025 60:59


My guest today, Vera Cherepanova, shares the importance of being ethical at work and how we can leverage our values to create safer work environments.In my discussion with Vera, we chatted about:Why ethics is so important to Vera, and how she got into her line of work.The definition of ethical leadership.How ethics and compliance support the growth of an organization.How we can hold true to our values as working women when working in male-dominated industries.How we can advance from leadership to a seat on a company's board.And more. Here's more about Vera:Vera is the Executive Director of a non-profit, Boards of the Future™, a Chartered Accountant, and an award-winning Ethics and Compliance expert who writes and speaks about business ethics, governance, risk, and workplace culture.She is the author of Corporate Compliance Program, the first-ever book on compliance in the Russian language, and a co-author of The Transnationalization of Anti-Corruption Law, as well as hundreds of articles on all aspects of ethics, risk, compliance, and governance. Her insights have been featured in the Financial Times, Wall Street Journal, Law360, CityAM, and Thomson Reuters. Vera serves as a corporate director and ethics advisor for market-leading corporations and international not-for-profits. Before we begin, if the Brave Women at Work Podcast has helped you personally or professionally, please share it with a friend, colleague, or family member. And your ratings and reviews help the show continue to gain traction and grow. Thank you again!

Soul Nectar Show
Loving Disruptors with Heather Stewart

Soul Nectar Show

Play Episode Listen Later Dec 6, 2025 62:21


https://vimeo.com/1135918794?share=copy&fl=sv&fe=ci As agents of transformation, so many of us are here to disrupt the status quo, to disrupt the old patterns, and we wanna do it with love, we want to do it with care, with a calming presence creating spaces where people feel seen and supported and safe and yet sometimes when we do that we actually re-create all the old paradigms all over again, or put ourselves back in the corset of expectation. So, how do we move through that to get to a place that's true and aligned, as a space holder. Heather Stewart is here to share her story with us and these beautiful insights from her crown of amethyst. Join us, for this beautiful, multidimensional and all out amazing conversation. Heather Stewart was an accountant in corporate finance during a previous time of her life. She ran her own yoga studio for 10 years and a private massage therapy practice for 14 years. She spent 13 years guiding kayaking trips on the Gregorian Bay. She is a personal trainer and Certified Meditation Facilitator. She loves everything wellness and has a passion for teaching. Heather's mission is to help others find how to be their best selves. Heather's podcast, Illuminate Your Worth has gone global as a live TV show broadcasting to over 300 channels. Heather also offers support with Coach in Your Pocket, a monthly subscription service of real time access to Heather's support, energetic recalibration and soul aligned clarity when you need it most. Watch or listen to the show to discover ways to find how to be your best self and live your best life. You're Invited! FREE GIFT: Alignment Activation Audit One hour with Heather to dig deep into the patterns that are holding you back from being fully aligned and in your life. https://5nx2p6.share-na3.hsforms.com/2Bm3rvgA0TwunKev3fASu0Q LISTEN: Illuminate Your Worth podcast https://www.inspiredchoicesnetwork.com/podcast/illuminate-your-worth-heather-stewart/ QUOTES If you can believe you are the person you desire to be, you can take the steps for it. If you can't trust yourself, how can you trust the rest of the world? Everyone is an experiment of one. The only one that is going to know it's a fit for you is you. HEATHER STEWART BIO Heather Stewart is a transformation guide and coach for women ready to rewrite their definition of success into one that's rooted in alignment, not burnout. After a 15-year career as a Chartered Accountant, she made a bold leap into the world of wellness, building thriving businesses in yoga, massage, and coaching. Known for her grounded wisdom and calming presence, she creates spaces where women feel seen, supported, and safe enough to transform. Her work is about helping women trust their own timing, follow the call within, and create a life that feels as good on the inside as it looks on the outside. She's living proof that you can change course and not just survive it, but thrive in it. LINKS Website: https://heatherstewart.coach Podcast: https://www.inspiredchoicesnetwork.com/podcast/illuminate-your-worth-heather-stewart/ Facebook: https://www.facebook.com/heatherstewartcoaches Instagram: https://www.instagram.com/heatherstewartcoaching/ LinkedIn: https://www.linkedin.com/in/heatherstewartcoaching/ YouTube: https://www.youtube.com/channel/UCb84Op3vnnrPbxKi0BxtlKQ   YOUR GUIDE TO SOUL NECTAR: KERRI HUMMINGBIRD Kerri Hummingbird, Medicine Woman, Mother and Mentor, is the Founder of Inner Medicine Training, a Mystery School that shares potent ancient traditions from the Andes and Himalayas for owning your wisdom and living your purpose. She is the #1 international best-selling author of “Inner Medicine: Becoming One with Mother Earth for the Survival of Humanity”, “Love Is Fierce: Healing the Mother Wound”, “The Second Wave: Transcending the Human Drama” (on the int'l bestseller charts for over 6 years) and the award-winning best-selling book “Awakening To Me: One Woman's Journey To Se...

DataTalks.Club
From Black-Box Systems to Augmented Decision-Making - Anusha Akkina

DataTalks.Club

Play Episode Listen Later Nov 28, 2025 62:48


In this talk, Anusha Akkina, co-founder of Auralytix, shares her journey from working as a Chartered Accountant and Auditor at Deloitte to building an AI-powered finance intelligence platform designed to augment, not replace, human decision-making. Together with host Alexey from DataTalks.Club, she explores how AI is transforming finance operations beyond spreadsheets—from tackling ERP limitations to creating real-time insights that drive strategic business outcomes.TIMECODES:00:00 Building trust in AI finance and introducing Auralytix02:22 From accounting roots to auditing at Deloitte and Paraxel08:20 Moving to Germany and pivoting into corporate finance11:50 The data struggle in strategic finance and the need for change13:23 How Auralytix was born: bridging AI and financial compliance17:15 Why ERP systems fail finance teams and how spreadsheets fill the gap24:31 The real cost of ERP rigidity and lessons from failed transformations29:10 The hidden risks of spreadsheet dependency and knowledge loss37:30 Experimenting with ChatGPT and coding the first AI finance prototype43:34 Identifying finance's biggest pain points through user research47:24 Empowering finance teams with AI-driven, real-time decision insights50:59 Developing an entrepreneurial mindset through strategy and learning54:31 Essential resources and finding the right AI co-founderConnect with Anusha- Linkedin - https://www.linkedin.com/in/anusha-akkina-acma-cgma-56154547/- Website - https://aurelytix.com/Connect with DataTalks.Club:- Join the community - https://datatalks.club/slack.html- Subscribe to our Google calendar to have all our events in your calendar - https://calendar.google.com/calendar/r?cid=ZjhxaWRqbnEwamhzY3A4ODA5azFlZ2hzNjBAZ3JvdXAuY2FsZW5kYXIuZ29vZ2xlLmNvbQ- Check other upcoming events - https://lu.ma/dtc-events- GitHub: https://github.com/DataTalksClub- LinkedIn - https://www.linkedin.com/company/datatalks-club/ - Twitter - https://twitter.com/DataTalksClub - Website - https://datatalks.club/

The Irish Tech News Podcast
Online shopping tips with David Curtin, CEO .ie

The Irish Tech News Podcast

Play Episode Listen Later Nov 25, 2025 34:16


New research has found that some 58% of Irish shoppers plan to make Black Friday purchases on retailer websites with a .ie domain, citing stronger trust, security and a desire to support Irish businesses as key reasons.The research, carried out by Core Research on behalf of Ireland's national domain registry (.ie) also showed that some 55% of respondents plan on making a purchase during Black Friday or Cyber Monday. I caught up with David Curtin, Chief Executive of .ie to find out about more of the surveys results and how to shop online safely.David talks about why .ie is safe, online shopping tips, consumers rights, tips for business owners and more.More about David Curtin:David Curtin joined Ireland's national domain registry (.ie)in November 2002, and was appointed interim Chief Executive in October 2003 and Chief Executive in January 2004. David worked for eight years in Dublin and Paris with the Jefferson Smurfit Group plc. He was Chief Executive of Smurfit Software Services, project manager for the Smurfit Group's Hyperion systems implementation, and internal auditor of Smurfit Ireland. Prior to this he worked for KPMG in Dublin and Philadelphia. David is a graduate of UCD, a Fellow of the Institute of Chartered Accountants and holds a first class honours MBA from the UCD Smurfit School.

Wake Up to Money
Crisis of confidence?

Wake Up to Money

Play Episode Listen Later Oct 9, 2025 52:44


Wake up with Sean Farrington to get all the latest in the world of business. The Institute of Chartered Accountants in England and Wales says UK business confidence hit its lowest level in three years in the third quarter. The BBC's Business Editor Simon Jack sits down with Jamie Dimon, CEO of JP Morgan Chase. And Sean's been speaking to Stephen Critchlow of Evergreen Life, which has been described as the fastest-growing tech company in Britain.

She's The Business With Jessica Osborn
263. Co-founders Secrets To Keeping Friendships Strong While Bootstapping a Business Festival with Mia and Fi

She's The Business With Jessica Osborn

Play Episode Listen Later Sep 23, 2025 57:21


Have you ever dreamed about about launching a new venture with a business bestie, only to wonder if you could actually pull it off without losing your friendship (or your mind)? This week's episode of She's The Business Podcast is all about what really happened when two friends decided step up and create a big, bold business event in public - sharing the process with their community - mishaps and all. Today, I'm joined by Mia Fileman and Fi Johnston - the creative powerhouses behind Ripple Family Festival, Australia's fresh new “non-conferency” business event. These two are doing things very differently: they're breaking away from the same old conference model, focusing on community, creativity, and human connection, while bootstrapping it all from their own pockets… and making every part of the process public. I just had to bring them on and get the inside scoop on what it takes to launch something so ambitious, while still juggling their own businesses and keeping their friendship strong. Here's a peek at what we covered: Why did Mia and Fi feel small business owners needs something beyond the typical conference - and how did they land on throwing a festival? What's really involved in planning a major event from scratch, especially when you're funding it all yourselves? How do you pick speakers who truly add value (spoiler: it's not about big names or generic pitches)? What's the real story behind building “in public” - the wins, the awkward lessons, and why they believe it's a game-changer for honest connection? How do you make the business partnership work when your co-founder is also your friend and both of you are clear on serving your audience first? If you've ever dreamt of launching something that leaves a lasting impact - or just want a refreshingly honest look behind the scenes of a gutsy business adventure - this episode is for you. Don't miss it! About Our Guests: Fi Johnston is a small business expert with 24 years of experience advising, coaching, and consulting small brands on money and business strategy. She is the founder of Peach Business, which helps small businesses run profitable and sustainable brands. A Chartered Accountant, Fi has the credentials and experience to help small businesses become long term success stories. Mia Fileman is a marketing and campaign strategist and Campaign Del Mar founder. Mia has spent the last 13 years mentoring and training smaller brands to create successful marketing brands. She is a widely published small business marketing expert and the host of Got Marketing? podcast. Connect with Mia and Fi at the Ripple Festival: Ripple Festival https://www.ripplefestival.au/ Instagram: https://www.instagram.com/ripple_festival/ Facebook: https://www.facebook.com/RippleFestivalAU/ Ripple Festival tickets: https://www.ripplefestival.au/tickets ..................................................... Join me for a FREE LIVE class where I reveal the exact things that help you attract quality clients! The Magnetic Formula is a 5 part blueprint that doesn't add more hours or yet another platform to your day! Instead I reveal the strategic approach that most business owners never figure out - and once you have it you can unlock a new phase of growth! Register now: https://www.jessicaosborn.com/tmf ..................................................... Loving this podcast? Please drop a 5 star rating to help others find it too! If you have a spare 30 seconds we would be so grateful if you would leave a short review. Simply hit the 5 stars and add a few words of your own about your experience listening to She's The Business Podcast. You might be chosen as the review of the month and featured on an upcoming episode! .................................................... She's The Business Podcast Website: https://www.jessicaosborn.com/podcasts/she-s-the-business-podcast-with-jessica-osborn DID YOU KNOW we also publish episodes on YouTube so you can watch them? >> She's The Business on YouTube > https://www.youtube.com/@Jessica.osborn Apply to be a guest on She's The Business Podcast Do you have a story or relevant expertise to share with our global audience of female entrepreneurs? Apply to be a guest on She's The Business with Jessica Osborn here: https://jessicaosborn.com/podcast ......................................................... About your host: Jessica Osborn is a strategic business coach who helps online experts step into authority and attract premium clients with ease. Drawing on 25 years in marketing and 15 years as a successful entrepreneur, she teaches women how to design signature programs and position themselves powerfully in their niche - building profitable, sustainable businesses that deliver multiple six-figure years without sacrificing their lifestyle. Learn more & book an intro call: https://jessicaosborn.com Instagram or Threads: https://instagram.com/jessica.osborn LinkedIn: Https://linkedin.com/in/jessicaaosborn Facebook: https://facebook.com/jessicaosborn.bxcoach

Talking Billions with Bogumil Baranowski
“Ram" PV Ramanathan: From Oil Rigs to Fund Management: An Unlikely Journey: How a Chartered Accountant Built Wealth Through Patient Capital and Zero Leverage

Talking Billions with Bogumil Baranowski

Play Episode Listen Later Sep 15, 2025 80:31


For more content, find me on Substack: https://bogumilbaranowski.substack.com/P.V. Ramanathan is a Dubai-based entrepreneur, chartered accountant, and fund-of-funds manager who led a successful leveraged buyout in 2003, founded Neeti Fund, and hosts the prestigious ValueX Middle East conference annually.3:00 - Ram's middle-class Indian upbringing and early exposure to family finances through banking errands with his father, sparking entrepreneurial drive6:00 - Career journey from Ernst & Young Dubai to Schlumberger, learning business operations by spending weekends on oil rigs in coveralls9:30 - "Money has always been an enabler for me" - philosophy shaped by helping replenish father's education investment13:00 - Transition from CFO role to leading a management buyout of corrosion services business, discovering value investing simultaneously18:00 - Building Corrosion Technology Services (CTS) without leverage: "We are bottom feeders. Anyone who works for us six years is potential competitor"25:00 - Investment philosophy: Four-bucket approach (value, growth, ballast funds) targeting steady single-digit returns with downside protection32:00 - Contrarian belief: "Don't fixate on short-term results" - explains why quarterly obsession drives counterproductive business behavior41:00 - Business survival principles: Zero leverage, conservative revenue recognition, maintaining cash reserves through all cycles50:00 - Global investment opportunities: Highlighting undervalued Korean market and biotech sector despite volatility57:00 - ValueX Middle East origins and Toastmasters impact: "All of us are better than some of us" - community building philosophy63:00 - Definition of success: "Making positive difference in every endeavor I undertake" - touching lives through business, investing, and relationshipsPodcast Program – Disclosure StatementBlue Infinitas Capital, LLC is a registered investment adviser and the opinions expressed by the Firm's employees and podcast guests on this show are their own and do not reflect the opinions of Blue Infinitas Capital, LLC. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice.Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.

Serving, Not Selling
A Theology of Real Estate with Brett Johnson

Serving, Not Selling

Play Episode Listen Later Sep 11, 2025 36:22 Transcription Available


What is a theology of real estate? What does it look like for you to view real estate as a calling rather than just a career? In this thought-provoking episode of The Faithful Agent Podcast, Garrett Maroon sits down with Brett Johnson to explore the powerful concept of a “theology of real estate.” Brett challenges listeners to view their work not simply as transactions or commissions, but as a divine assignment with eternal significance.Together, they dive into the biblical importance of place, the ethical responsibilities of real estate professionals, and how agents can serve as stewards of God's creation. This episode will stretch your thinking and inspire you to ask deeper questions—not just about what you do, but why you do it. Whether you're a new agent or a seasoned broker, this conversation will help you reframe your role through a kingdom lens and step more fully into your calling.Brett Johnson is a Chartered Accountant, author, and founder of The Institute for Innovation, Integration & Impact, Inc. With 40+ years of experience and work with 400+ companies worldwide, he helps organizations pursue purpose beyond profit through leadership, innovation, and societal transformation.Connect with Brett HERE to find his books, free resources, podcast & more!TakeawaysA theology of real estate highlights God's purpose in property and place.“Place” matters deeply throughout the Bible—and still does today.Work is a divine assignment, not just a means to earn.Real estate can be a powerful tool for community restoration.Agents can empower first-time buyers and underserved groups.We need innovative, faith-filled solutions for housing affordability.Asking deeper, purpose-driven questions leads to lasting impact.The church holds untapped potential to bless neighborhoods through land and property.Real estate should serve people, not just investors.Understanding God's intent transforms how we work and serve.Chapters 00:00 – The Theology of Real Estate 06:03 – Understanding Place in God's Plan 11:58 – The Purpose of Real Estate 17:58 – Empowering First-Time Homebuyers 23:56 – Creative Solutions for Housing Affordability 30:00 – Building a Theology of Real Estate⭐️ Rate & Review:If this episode challenged or encouraged you, leave a 5-star review and share it with another Christian agent who needs to hear this message. Resources & Opportunities: