Podcasts about iese

In this week's MBA Admissions podcast we began by discussing the current state of the MBA admissions season. We are continuing to see MBA programs release their final decisions. This upcoming week, Stanford, Ohio State / Fisher and SMU / Cox are releasing final decisions. A few MBA programs are also continuing to their next admissions rounds, including Rice / Jones. Graham noted that Clear Admit is continuing its MBA application overview events this week with the final two events, on May 26 and 27. Again, the majority of the leading MBA programs participate in these valuable events, including UPenn / Wharton, Columbia, Virginia / Darden, LBS, INSEAD, and Michigan / Ross this week. Signups are here: https://www.clearadmit.com/events Graham highlighted a Fridays from the Frontline feature from a student at Duke / Fuqua, and a recently published article on a $50 million gift to John's Hopkins / Carey Business School.  He also commented on some changes to the curriculum at IESE, where AI has been embedded across all disciplines. Graham continued with the Real Humans Alumni series. This week focuses on three alumni: HBS / Microsoft, Wharton / OpenAI and Yale / Twitch. For this week, for the candidate profile review portion of the show, Alex selected two ApplyWire entries and one DecisionWire entry: This week's first MBA admissions candidate is from India, is an engineer with a 725 GMAT score. This week's second MBA applicant is deciding between applying for a full-time MBA program, part-time program, or staying at work. This week's final MBA candidate is deciding between offers from NYU Stern and MIT Sloan. This episode was recorded in Paris, France and Cornwall, England. It was produced and engineered by the fabulous Dennis Crowley in Philadelphia, USA. Thanks to all of you who've been joining us and please remember to rate and review this show wherever you listen!

En Reino Unido, toda la atención está dirigida este miércoles al Discurso del rey en el que Carlos III ha anunciado los planes legislativos de un gobierno que pende de un hilo. Y que marca la apertura de una sesión parlamentaria que llega marcada por las tensiones en el seno del partido laborista. La economía de la eurozona se frena en el primer trimestre del año, cuando el PIB creció apenas un 0,1%, una décima por debajo del avance registrado en el trimestre anterior. En toda la UE, el PIB mantuvo el ritmo al crecer un 0,2% entre enero y marzo. Entre los principales países de la eurozona, España volvió a situarse a la cabeza con un crecimiento del 0,6%. En clave empresarial, este miércoles han publicado resutlados ABN Amro, Deutsche Telekom, Siemens, Allianz y Merck, entre otros. Entrevistaremos a la dra. Ana Reyes, experta en IA y comportamiento digital, para que nos dibuje los escenarios que plantea la IA en el mercado laboral. Y los temas de la actualidad, a debate en la Tertulia de Cierre de Mercados con José Ramón Pin, profesor emérito del IESE, y Javier Domínguez, de aurigabonos.es.

Los profesores de Economía de la Universidad de Barcelona, Gonzalo Bernardos y de IESE, Javier Díaz-Giménez debaten las consecuencias económicas de la Guerra en Oriente Medio, el futuro de la inflación, la campaña de la renta y los problemas de la vivienda.

In this week's MBA Admissions podcast we began by discussing the current state of the MBA admissions season. We are continuing to see MBA programs release their final decisions. This upcoming week, UVA / Darden, Berkeley / Haas, Texas / McCombs, Cornell / Johnson, INSEAD, Duke / Fuqua, Vanderbilt / Owen and Michigan State / Broad are releasing final decisions. A few MBA programs are also continuing to their next admissions rounds, including CMU / Tepper and IESE. Graham highlighted upcoming Clear Admit events. On May 11, Clear Admit is hosting our in-person admissions event in Atlanta. Most top MBA programs are scheduled to attend. We are also hosting several Application Overview events in May, on May 19 and 20, and May 26 and 27. Signups for these events are here: https://www.clearadmit.com/events Graham continued with the Real Humans Alumni series. This week focuses on three alumni from Fuqua / National Grid Ventures, Haas / Adobe and Johnson / Bain. Graham also highlighted a recently published Fridays from the Frontlines article written by a student from LBS regarding their Global Experience in China. For this week, for the candidate profile review portion of the show, Alex selected three DecisionWire entries: This week's first MBA admissions candidate is deciding between McDonough and Said. They want to return to the World Bank focusing on development finance. This week's second MBA applicant has offers from Tuck, Sloan and Wharton. They are focused on health care, tech and venture capital. This week's final MBA candidate is deciding Fuqua, Anderson and Marshall. They want to do consulting in Los Angeles. This episode was recorded in Paris, France and Cornwall, England. It was produced and engineered by the fabulous Dennis Crowley in Philadelphia, USA. Thanks to all of you who've been joining us and please remember to rate and review this show wherever you listen!

In this week's MBA Admissions podcast we began by discussing the current state of the MBA admissions season. We are continuing to see MBA programs release their final decisions. This upcoming week, CMU / Tepper, Johns Hopkins / Carey, Dartmouth / Tuck, Indiana / Kelley, IESE, Michigan / Ross, Notre Dame / Mendoza, Georgia / Terry and Imperial Business School are releasing final decisions. MBA programs are also continuing to their next admissions rounds, including Ohio State / Fisher, Imperial Business School, BYU / Marriot, Georgia Tech / Scheller and UCI / Merage. Graham highlighted upcoming Clear Admit events. On May 11, Clear Admit is hosting our in-person admissions event in Atlanta. Most top MBA programs are scheduled to attend. We are also hosting several Application overview events in May, on May 19 and 20, and May 26 and 27. Signups for these events are here: https://www.clearadmit.com/events We are also hosting our monthly Livestream on YouTube on Tuesday, this week at 12 pm ET. Subscribe here to be notified as soon as we jump online: https://www.youtube.com/@ClearAdmitMBA Graham continued with the Real Humans Alumni series. This week focuses on three alumni from Tepper / Merck, Jones / Barclays and Stern / Microsoft. Graham also highlighted a recently published podcast featuring an in-depth Q&A Georgetown / McDonough's Anne Kilby. For this week, for the candidate profile review portion of the show, Alex selected three DecisionWire entries: This week's first MBA admissions candidate wants to focus on MBB, and has offers from Darden, Haas and Foster. They want to be in Seattle, post MBA. This week's second MBA applicant is deciding between Johnson and Tepper. They want to do investment banking. This week's final MBA candidate is deciding between Fuqua and Stern, while still on the waitlist for their top choice, Columbia. This episode was recorded in Paris, France and Cornwall, England. It was produced and engineered by the fabulous Dennis Crowley in Philadelphia, USA. Thanks to all of you who've been joining us and please remember to rate and review this show wherever you listen!

OPEN HEAVENSMATALA LE LAGI MO LE ASO TOFI 23 APERILA 2026(tusia e Pastor EA Adeboye) Manatu Autu: Asiasi mai o le Atua 1 (Divine visitation 1)Tauloto Tusi Paia: Iopu 10:12 “Na e foa‘iina mai ‘iā te a‘u le ola ma le alofa, o lou leoleo mai fo‘i na tausia ai lo‘u agaga.” Faitauga - Tusi Paia: 1 Samuelu 16:1-13O le tauloto mai le Tusi Paia o le asō, o loo faaalia ai o le asiasi ma le leoleo mai o le Atua e aumai ai le ola ma le alofa. A asiasi le Atua i se tagata, e amata ona suia mo le lelei mea uma i le olaga o lea tagata. O lana asiasi mai e iai le faailoga e tumau i olaga o i latou e asiasi iai o ia. I le faitauga mai le Tusi Paia o le asō, na fetalai le Atua ia Samuelu e alu i le fale o Iese e faauu le tupu o le a sosoo ai o Isaraelu. Ina ua taunuu atu, na faailoa mai atalii uma o Iese sei vagana Tavita. O inā e te iloa ai le tulaga matuā lē amanaia o Tavita e lona lava aiga. Peitai, o le Atua malosi ma le matautia, na ia saunia lona asiasi atu ia Tavita ao pisi lava o ia e vaai le lafu mamoe a lona tamā. Na faatonu e le Atua Samuelu e faauu atu ia te ia i luma o lona aiga, ma na amata mai lea aso ona amata suia mea uma mo lona lelei. Fai mai le Kenese 28:13-14 “Fa‘auta fo‘i, ‘ua tu ai le ALI‘I i ona luga, ‘ua fetalai mai, “O a‘u o le ALI‘I le Atua o Aperaamo lou tamā, ma le Atua o Isaako, o le fanua ‘e te ta‘oto ai ‘ou te avatu ai ‘iā te oe ma au fānau. E ‘avea fo‘i lau fānau pei o le efuefu o le ‘ele‘ele, e fa‘asalalauina solo fo‘i oe i sisifo, ma sasa‘e, ma le itū i matū, ‘atoa ma le itū i saute, o oe fo‘i ma au fānau e manuia ai ‘āiga uma o le lalolagi.”I le tusi fuaitau o loo taua i luga, na asiasi le Atua Malosi ia Iakopo, ma na amata mai i le aso lea, ona iloa faamanuiaga a le Atua i lona olaga.  Na manuia ma mauoa ma ua alofaina o ia i le silafaga a le Atua ma tagata. Ina ua asiasi le Atua ia Sara, na ataata i le olioli, ma o i latou na faalogo i lona talaaga na fiafia ma ia (Kenese 21:1-6). Na asiasi foi le Atua ia Hana ma o ona tausaga uma na lē fanau ai ma faanoanoa ai, na mou ese (1 Samuelu 1:19-20). E faapena foi ina ua asiasi le Atua ia Iosefa, o tausaga o le puapuaga, pologa ma le faigata, na mou ese i le aso e tasi, na ala ae i le taeao o falepuipui ae maea ane le aso ua siitia i le tulaga lona lua, e sosoo ma Farao ( Kenese 41:14, 41-44). O le aso na asiasi ai le Atua i le tamaloa i le vai i Petesa, o le aso lea na savali ai. I luma atu, sa pipili mo le 38 tausaga ( Ioane 5:1-9). Le au pele e, o Tamā i le lagi, o lana matafaioi o le faia o mea e lē mafaia. Afai o e tumau i se tulaga e pei e leai se faamoemoe, tagi atu ia te ia i le asō ma ole atu ia asiasi mai ia te oe. Auā o oe o lona atalii poo le afafine, e faalogo o ia i lau tagi atu, ona liliuina lea o lou olaga mo le manuia. Ou te tatalo ia asiasi atu le Atua ia te oe i le asō, ma o soo se mea fai mai e lē mafai ona faia i lou olaga, o le a mafaia, i le suafa o Iesu. TataloTamā, faamolemole, asiasi mai ia te a'u ma soo se mea e tau ia te a'u, i le suafa o Iesu, Amene. 

Vuelven a sonar rumores de fusión en el mercado de las telecomunicaciones. Esta vez, las protagonistas son Deutsche Teleko que estaría estudiando una combinación total con su filial estadounidense T-Mobile US, en una operación que daría lugar al mayor operador de telecomunicaciones del mundo por capitalización bursátil. De materializarse, la entidad resultante superaría a China Mobile y se convertiría en la mayor transacción corporativa de la historia entre empresas cotizadas. La Comisión Europea renuncia a recomendar un día semanal de teletrabajo obligatorio como medida de ahorro energético en su listado de respuestas ante la crisis desatada por la guerra en Oriente Medio. El consejo figuraba en los primeros borradores, pero finalmente no está en la versión definitiva aprobada por los comisarios. Y precisamente en unos días se cumplirá el primer aniversario del gran apagón eléctrico. De las medidas que se han implementado desde entonces en el sistema y de si está mejor preparado para evitar que se repita, hablaremos con Rubén Linacero, docente de la escuela MINT. En la Tertulia de Cierre de Mercados nos acompañarán José Ramón Pin, profesor emérito del IESE, y Francisco Canós, inversor y partner en Cyber C.

La guerra en Irán golpea las cuentas de Kering y Hermès y hunde al sector del lujo con Burberry, Christian Dior, LVMH y Moncler entre los peores del índice paneuropeo Stoxx 600. En un comunicado, Hermès ha explicado que sus resultados se han visto condicionados por la “caída en el flujo de turistas por la situación en Oriente Próximo”. ASML obtiene en el primer trimestre del año unos beneficios netos de 2.756 millones de euros frente a los 2.355 millones del mismo periodo de 2025. Esto significa un beneficio por acción de 7,15 euros por debajo de las expectativas del mercado. De vuelta a la actualidad nacional, la AIReF rebaja al 2,3% su previsión de PIB en 2026, con elevados riesgos a la baja por la guerra aunque "España afronta las consecuencias de este conflicto desde una posición más favorable" y el ministro de Hacienda, Arcadi España, defiende la implantación de un impuesto temporal a las energéticas. Entrevistaremos a Fernando Vázquez, Senior Partner de ERA Group, para hablar de cómo las tensiones en Oriente Medio ya están impactando en el bolsillo de los españoles. En la Tertulia de Cierre de Mercados nos acompañarán José Ramón Pin, profesor emérito del IESE, y Javier Rodríguez, de AERI.

Los efectos de la guerra en Oriente Medio ya se dejan notar en la actividad total de la eurozona que se ralentiza en marzo, según el índice PMI que registra la expansión más débil en nueve meses. Los alentadores indicios de crecimiento observados a principios de año se han desvanecido por el alza vertiginosa de los precios de la energía, la interrupción de las cadenas de suministro, la volatilidad de los mercados financieros y una nueva caída de la demanda. En marzo, el índice S&P Global PMI compuesto disminuyó de 51,9 registrado en febrero a 50,7, su nivel más bajo en nueve meses e indica un debilitamiento del crecimiento económico de la zona euro. Igualmente la confianza de los inversores de la eurozona se desploma tras la guerra en Oriente Medio, según el indicador de sentimiento económico Sentix, que ha caído a mínimos desde abril del año pasado. En clave empresarial, Universal Music Group sube en bolsa después de conocerse que el vehículo inversor de Bill Ackman ha lanzado una oferta de compra en efectivo y acciones valorada en unos 55.800 millones de euros. Y de vuelta a la actualidad nacional, el Tesoro coloca este martes 6.439 millones de euros en una nueva subasta de letras a seis y doce meses, en el rango máximo previsto, y lo hace elevando la rentabilidad a los niveles más altos en el último año y medio. Temas que debatiremos en la Tertulia de Cierre de Mercados con Antonio Alvarez-Ossorio, del despacho de abogados Alvarez-Ossorio Miller, y José Ramón Pin, profesor emérito del IESE

El Ibex mantiene el tono positivo a media sesión, por encima de los 17.500 puntos. Subidas que se apoyan en el alivio que están mostrando los mercados ante la posibilidad de que el conflicto en Oriente Medio pueda acercarse a una resolución en las próximas semanas a la espera de lo que anuncie el presidente Trump esta noche. El rebote bursátil tiene lógica, pero el verdadero punto crítico continúa siendo el estrecho de Ormuz, por donde pasa en torno a una quinta parte del crudo mundial. Y ahí la situación sigue muy lejos de la normalidad. En clave macro, la guerra en Oriente Medio ya ha dejado su huella en la industria manufacturera de la zona euro. Según los expertos, el alza de los precios del petróleo y de la energía ha impulsado la inflación de los costes de los insumos de las fábricas a su nivel más alto desde finales de 2022. La tasa de paro de la eurozona subió en febrero hasta el 6,2%, lo que supone una décimja por encima de la registrada el mes anterior. Entrevistaremos a Clara Camacho, responsable de Comunicación de las Olimpiadas de Economía. Y en la Tertulia de Cierre de Mercados nos acompañará José Ramón Pin, profesor emérito del IESE.

In this week's MBA Admissions podcast we began by discussing the current state of the MBA admissions season. We are continuing to see MBA programs release their final decisions. This upcoming week, UPenn / Wharton, London Business School, Stanford, MIT / Sloan, UVA / Darden and Vanderbilt / Owen are releasing their Round 2 decisions. MBA programs are also continuing to their next admissions rounds, including Cambridge / Judge, Berkeley / Haas, UPenn / Wharton, Northwestern / Kellogg, Georgetown / McDonough, Texas / McCombs, UVA / Darden, Vanderbilt / Owen, Minnesota / Carlson, Arizona / Carey, Chicago / Booth and Rice / Jones. Graham highlighted the Spring MBA applicant survey that Clear Admit is conducting. You can access the survey here: https://bit.ly/surveymba26 Graham then noted upcoming Clear Admit events. On May 11, Clear Admit is hosting our in-person admissions event in Atlanta. We are also hosting several Application overview events on May 19 and 20, and May 26 and 27. Signups for these events are here: https://www.clearadmit.com/events Graham then highlighted an MBA admissions tip that focuses on choosing between several MBA program offers. Finally, Graham continued with the Real Humans Alumni series. This week focuses on two alumni from Kellogg / PepsiCo and London Business School / Meta. For this week, for the candidate profile review portion of the show, Alex selected three DecisionWire entries: This week's first MBA admissions candidate wants to work in Consulting and be on the West Coast, post MBA. Their offers include Darden, Mendoza, Goizueta and Merage. This week's second MBA applicant is deciding between Johnson and Scheller. They want to be in the northeast, post MBA. This week's final MBA candidate is deciding between Fuqua and IESE. They are from Latin America and are focused on Health Care. This episode was recorded in Paris, France and Cornwall, England. It was produced and engineered by the fabulous Dennis Crowley in Philadelphia, USA. Thanks to all of you who've been joining us and please remember to rate and review this show wherever you listen!

Para muchos críticos, la comunidad católica ultraconservadora del Opus Dei es una secta diabólica. Sin embargo, el Opus Dei (obra de Dios) tiene una imagen de sí misma completamente diferente y positiva. Aún sigue siendo difícil llegar a su interior. Su impenetrabilidad se debe a que sus 90.000 miembros en todo el mundo se han comprometido a guardar silencio, y los desertores aseguran ser víctimas de persecución. Entre tanto, el Opus Dei lucha por convertirse en el actor más influyente de la Iglesia Católica. Para ello, la “obra de Dios” sostiene una red secreta, también en la República Federal de Alemania. No en vano, la sede alemana se encuentra en Colonia, en el arzobispado católico más poderoso. En Alemania, el Opus Dei intenta principalmente afianzarse en el campo de la educación, por ejemplo, administrando guarderías y escuelas. El ejemplo de una guardería en Múnich muestra que el Opus Dei oculta deliberadamente su influencia sobre estas instituciones. Otro componente de la red es el IESE, la escuela de negocios del Opus Dei, de la que también hay una filial en Alemania y que es conocida como una de las mejores academias de su tipo en el mundo. En España, el país de origen del Opus Dei, hay una intrusión de miembros del Opus Dei en niveles del sector judicial y educativo desde la época de Franco. Este documental trata de hacer transparentes estas relaciones en España y Alemania, y le da la palabra a víctimas y expertos, incluido el responsable del Opus Dei, Christoph Bockamp. Por primera vez, una desertora de Alemania cuenta sobre su martirio en el Opus Dei y el acoso que sufrió como respuesta a su deserción. La española Carmen Charo enfermó psicológicamente durante su etapa en el Opus Dei como resultado del lavado de cerebro y la presión mental. Hoy ayuda a otros a salir del Opus Dei. Dietmar Scharmitzer intenta hacer lo mismo con las personas de habla alemana que quieren abandonar los estudios y administra una plataforma de Internet con fines informativos. Finalmente, Marco Politi, autor y experto en el Vaticano de Roma, hace un balance de la influencia del Opus Dei desde la época del Papa Juan Pablo II.

Cristian Diaconescu, Leaders Special. Cătălin Striblea a fost live cu Cristian Diaconescu, fost șef al cancelariei prezidențiale și ministru de externe. Stăm de vorbă despre ce se întâmplă în Iran, perspectivele unei păci și ce urmează dacă războiul continuă.

Las expectativas sobre la situación económica de Alemania se desploman por la guerra en Oriente Medio. El indicador ZEW se sitúa en -0,5 puntos, lo que supone 58,8 puntos por debajo de la lectura del mes anterior. Además, el dato es muy inferior a los 38,7 puntos estimados por el mercado. La escalada en Oriente Medio dispara los precios de la energía e incrementa la presión inflacionista. Esto aumenta el riesgo para la economía alemana de que la incipiente tendencia de recuperación económica se ralentice. En clave empresarial, Commerzbank responde a la oferta de UniCredit prometiendo que aumentará los beneficios. En concreto, prevé que las ganancias anuales superen la previsión anterior de 3.200 millones de euros. De vuelta a la actualidad nacional, la deuda del conjunto de las Administraciones Públicas se situó en enero en el 100,8% del PIB, lo que supone un descenso de un punto porcentual respecto al mismo mes del año anterior. Y el gobierno ha acordado este martes liberar un total de 11,5 millones de barriles de petróleo de sus reservas estratégicas. Entrevistaremos a Montserrat Arias, CEO de Bemypartner, para hablar de liderazgo femenino y de cómo influye la comunicación. En la Tertulia de Cierre de Mercados, debatimos la actualidad con José Ramón Pin, profesor emérito del IESE, y Antonio Alvarez Ossorio, del despacho de abogados Alvarez-Ossorio Miller.

In this week's MBA Admissions podcast we began by discussing the current state of the MBA admissions season. We are now getting close to the end of the interview invite season for Round 2 as top MBA programs begin to release their final decisions. This upcoming week, IESE, UVA / Darden, Emory / Goizueta, Yale SOM, Dartmouth / Tuck, INSEAD, Georgetown / McDonough and Georgia / Terry are releasing their Round 2 decisions. A few MBA programs are also beginning their next admissions rounds, including Oxford / Said, Notre Dame / Mendoza, Imperial Business School, Emory / Goizueta and Johns Hopkins / Carey. Graham highlighted upcoming MBA webinar events. On Thursday, we are hosting a series of panel discussions focused on international students who are targeting the top MBA programs in the United States. On May 11, Clear Admit is hosting our in-person MBA Fair in Atlanta. We are also hosting several online Application Overview events in May. Signups for all of these events are here: https://www.clearadmit.com/events And finally, Clear Admit will also be livestreaming a “Decision Day Watch Party” on March 25, you can subscribe here: https://www.youtube.com/@ClearAdmitMBA In the news & notes section of the show, Graham mentioned an MBA admissions tip that focuses on the Round 2 wait list and showcased more entries from our Real Humans Alumni series. This week focuses on three alumni from Fuqua / Netflix, Haas / Google and Johnson / Deloitte. For this week, for the candidate profile review portion of the show, Alex selected two ApplyWire entries and one DecisionWire entry: This week's first MBA admissions candidate is seeking to pivot from banking to MBB consulting and wants to use an executive MBA program to make that pivot. This week's second MBA applicant appears to have a strong career in cybersecurity and wants to pivot to consulting in digital strategy. They still need to take the GRE. This week's final MBA candidate is deciding between Fuqua and Ross, and possibly Johnson too. This episode was recorded in Paris, France and Cornwall, England. It was produced and engineered by the fabulous Dennis Crowley in Philadelphia, USA. Thanks to all of you who've been joining us and please remember to rate and review this show wherever you listen!

El instituto alemán IfW ha rebajado la previsión de crecimiento económico del país ante el repunte de las materias primas por la guerra de Irán. Concretamente ha reducido dos décimas el avance del PIB desde el 1 hasta el 0,8%. La economía recuperará lentamente su equilibro a lo largo del año, según el instituto, que eleva su pronóstico de crecimiento para el próximo año al 1,4% desde el 1,3% anterior. En clave empresarial, este jueves han presentado resultados Leonardo, BMW, RWE y Generali, entre otros. De vuelta a la actualidad nacional, la ministra de Trabajo, Yolanda Díaz, ha pedido "tranquilidad" a los españoles porque el gobierno está trabajando en un paquete de medidas, de las que algunas irán al Consejo de Ministros del próximo martes y el ministro de Economía, CArlos Cuerpo garantiza "medidas específicas" para el campo y el transporte ante la subida del precio de los combustibles. En la Tertulia de Cierre de Mercados nos acompañarán Jaime Gil Delgado, asesor independiente, y José Ramón Pin, profesor emérito del IESE.

In this week's MBA Admissions podcast we began by discussing the current state of the MBA admissions season. We are now getting close to the end of the interview invite season for Round 2 as top MBA programs begin to release their final decisions. This upcoming week, UNC / Kenan Flagler, Duke / Fuqua, Michigan / Ross, Notre Dame / Mendoza, SMU / Cox and Imperial Business School are releasing their Round 2 decisions. A few MBA programs are also beginning their next admissions rounds, including Georgia / Terry, IESE and Maryland / Smith. Graham highlighted upcoming MBA webinar events. On March 19, we are hosting a series of panel discussions focused on international students who are targeting the top MBA programs in the United States. On May 11, Clear Admit is hosting our in-person MBA Fair in Atlanta. Signups for these events are here: https://www.clearadmit.com/events Graham then highlighted several MBA admissions tips, focusing on Welcome Weekend events, the importance of pre-MBA coursework for MBA applicants, and two that focus on deferred admissions at UPenn / Wharton and Columbia. Finally, Graham addressed the new season of Real Humans Alumni. This week focuses on four alumni from Rice / Jones at Bain, NYU / Stern at BCG, Harvard at Amazon and CMU / Tepper at Morgan Stanley. For this week, for the candidate profile review portion of the show, Alex selected two ApplyWire entries and one DecisionWire entry: This week's first MBA admissions candidate is from India and is looking to pivot from accounting to finance. They are applying next season and still need to take the GMAT exam. This week's second MBA applicant has a 316 GRE score and is planning to retake the GRE before applying next season. We believe they will have a really strong profile if they can raise their GRE score. This week's final MBA candidate is deciding between Fuqua, Goizueta and Owen. This episode was recorded in Paris, France and Cornwall, England. It was produced and engineered by the fabulous Dennis Crowley in Philadelphia, USA. Thanks to all of you who've been joining us and please remember to rate and review this show wherever you listen!

Hablamos con Asunción Soriano, consejera delegada de Atrevia, y Nuria Chinchilla, profesora del IESE, sobre el último informe de Mujeres en los Consejos de Administración del IBEX 35.

La inflación de la eurozona repunta al 1,9% en febrero, pero sigue por debajo del objetivo del BCE. Lo que preocupa es la subyacente que suma dos décimas, hasta el 2,4%. Las presiones inflacionistas no se han aliviado por completo en la eurozona.. y el impacto de la guerra en Oriente Medio en el suministro energético genera un riesgo al alza para las perspectivas de inflación, lo que pone al BCE en alerta máxima. Crisis de Oriente Medio que eclipsa el pronóstico de primavera de la canciller británica de Finanzas, Rachel Reeves, que insiste en que el gobierno tiene un plan económico “adecuado”. Entrevistaremos a Bruno de Moura Fernandes, jefe de Macroeconomía de Coface, para hablar del último informe sobre crecimiento de la economía española. Los temas de la actualidad, a debate en la Tertulia de Cierre de Mercados con José Ramón Pin, profesor emérito del IESE, y Antonio Alvarez-Ossorio, del despacho de abogados Alvarez-Ossorio Miller.

Description:  Bill & Michael Wurth (Succession Capital's Regional Vice President) discuss "Carrier Endorsed" Premium Finance opportunities in today's evolving landscape. Whether it's marketing to business owners, high net worth individuals, charitable solutions, policy reviews, creative estate planning or tax savings strategies, many opportunities may exist. Modern premium financing for life insurance began in 1996 when CEO Julian Movsesian was challenged by a High-Net-Worth Client to come up with a method for using leverage to enhance the purchase of life insurance. This challenge led to the creation of the "Capital Maximization Strategy℠ (CMS), which provided Clients with a better way to buy life insurance. Each client requires a unique plan reflecting their capital, income, business, tax, estate, and charitable objectives. In collaboration with Advisory Teams, SCA tailors custom plans to achieve each client's goals. Levinson & Associates has teamed up with SCA to help our agents help their clientele with these creative financial solutions, as discussed in episode 65. Michael's Bio: Michael Wurth joined Succession Capital in January 2021. Hired before the official Vice President program was put in place, Michael spent his first 2 years at SCA supporting Michael Rothman and managing all cases in underwriting. His territory includes San Diego, Inland Empire, Arizona, Nevada, Utah, Wyoming, Colorado, New Mexico, Florida, Alaska, and Hawaii. Prior to joining SCA, Michael worked for Apple in their Beijing office, where he was the only non-native Chinese speaker on Apple's team of 250 employees. He was specifically responsible for analyzing the financials and setting targets for iPhone sales in the Greater China region, a $50 Billion dollar revenue generating group. After his time in China, he completed his MBA in Barcelona, Spain in 2019 before launching his own Search Fund after graduation. Aside from work, Michael is passionate about education and his faith. He and his wife started a Catholic Classical Education school in Southern California called The Camino School. Michael received his undergraduate degrees in International Business and Chinese Language and Culture from the University of Southern California and his MBA and Spanish degree from IESE in Barcelona. Michael and his wife met in Rome and have been married since 2019. They live in Aliso Viejo, CA with their three sons (Michael, Lucas, & George), their daughter (Lola), and Chocolate Lab, Kona. Check us out online: Agent Back Office Site: LevinsonAndAssociates.com Facebook: @levinsonandassociates X: @levinsonassoc Instagram: @levinsonandassociates Threads: @levinsonandassociates LinkedIn: @bilevinson  Podcast: levinson.libsyn.com YouTube Library: @thelevinson1

El vídeo ya no volverá a ser lo mismo después de la IA. En este episodio de Respuestas de Marketing analizamos cómo la inteligencia artificial transformará el vídeo en 2026, desde la producción y la edición hasta la distribución y el consumo de contenidos, además de muchos otros temas. Disfruta de la entrevista completa en tu plataforma favorita de podcasting o mira una versión reducida en nuestro canal de YouTube: https://youtu.be/fXjjYHIDHHkAlfredo Redondo es un directivo de referencia en el sector tecnológico, Ingeniero de Telecomunicaciones por la UPM con formación de posgrado en el IRET (Francia) y MBA por el IESE. Fue Presidente Ejecutivo de Alcatel-Lucent para Iberia y América Latina, liderando grandes operaciones de telecomunicaciones, y posteriormente CEO de Amper, Altitude Software y Agile Content, impulsando procesos de internacionalización y transformación hacia modelos SaaS y soluciones digitales.

Kering se dispara en bolsa pero no tanto por sus resultados, que han sido bastante débiles, sino por ciertas señales de estabilización en Gucci y un dividendo extraordinario de 1 euro por acción. Los inversores celebran una disminución de ingresos menos severa de lo previsto, con la esperanza de que el grupo esté volviendo a una senda de crecimiento ante unas ventas del cuarto trimestre en su unidad Gucci que fueron mejores de las esperadas. Philips presenta unos resultados donde las ventas han crecido un 7% y el Ebitda, más de un 15% superando por completo las expectativas. El motivo es que una demanda renovada le ha permitido sortear el golpe de los aranceles y un mercado chino debilitado. Astrazeneca cerró 2025 con unos resultados por la fuerte demanda de sus medicamentos, especialmente en oncología, que ha vuelto a ser el pilar del grupo, con ingresos de 25.619 millones de dólares, equivalentes al 44% del total. Barclays cerró 2025 con un beneficio neto atribuible de 6.175 millones de libras, un 16% más respecto a 2024. Junto a la mejora de resultados, el banco británico ha anunciado su intención de iniciar una recompra de acciones de hasta 1.000 millones de libras, que previsiblemente arrancará en el primer trimestre del año, reforzando así su política de retribución al accionista. Y de vuelta a la actualidad nacional, el Consejo de Ministros da luz verde al anteproyecto de ley que, además de poner límite a la privatización de la gestión de los hospitales públicos, pretende reforzar el control del gasto de los centros públicos que están gestionado por compañías privadas. En la Tertulia de Cierre de Mercados nos acompañarán José Ramón Pin, profesor emérito del IESE, y Antonio Alvarez-Ossorio, del despacho Alvarez-Ossorio MIller.

SD341 - Conheça o Mercado da Saúde na Classe C. Neste episódio, Dr. Lorenzo Tomé conversa com o fundador e CEO do AmorSaúde Ícaro Vilar e o Diretor de Soluções em Saúde Eduardo Cheade, dois líderes do maior ecossistema físico de saúde acessível do país, com mais de 500 unidades no BRasil, Colômbia e Chile e 20 milhões de atendimentos. E eles revelam como funciona o modelo híbrido que une consulta acessível, previsibilidade e sustentabilidade, explicam a diferença entre plano popular e cartão de desconto, e mostram por que milhões de brasileiros estão migrando para alternativas fora dos planos tradicionais. Um episódio essencial para quem quer entender para onde o mercado médico está indo e como se posicionar bem nesse mercado. O podcast Saúde Digital tem o propósito de lhe ajudar a abrir a mente. Agora imagine o quanto 2 dias de imersão com a gente podem impactar o seu negócio médico. A próxima Imersão SD já tem data: 21 e 22 de março/2026. Garanta sua vaga com 10% de desconto na Imersão da SD Escola de Negócios Médicos. FAÇA CONTATO O Background do Ícaro Ícaro é mineiro de Ipatinga que está há 20 anos em Ribeirão Preto/SP, pai de 2 crianças, cruzeirense e formado em Economia pela USP, com MBA Executivo em Finanças pelo INSPER e Gestão Avançada pelo IESE. Atualmente ele é o CEO do AmorSaúde, mas Ícaro vai tirar um ano sabático em 2026 para focar nele e na família. Assista este episódio também em vídeo no YouTube no nosso canal Saúde Digital Podcast! Acesse os Episódios Anteriores! SD340 - IA Generativa na Medicina: Quem Usar 1º Vai Viver Melhor SD339 - A comunicação que fideliza os pacientes SD338 - O Modelo de Negócio Médico Estratégico: CAC, LTV e Ecossistema Music: Climb | Declan DP "Music © Copyright Declan DP 2018 - Present. https://license.declandp.info | License ID: DDP1590665"  

Los economistas Gonzalo Bernardos, profesor de economía de la UB, y Javier Díaz-Giménez, profesor de IESE, repasan la actualidad económica: la incautación del petróleo de Venezuela, el crecimiento económico de España en cifras récord, el ataque de la ultraderecha a las pensiones y el encarecimiento de la vivienda, con los precios de los pisos por las nubes.

Agradece a este podcast tantas horas de entretenimiento y disfruta de episodios exclusivos como éste. ¡Apóyale en iVoox! Segunda meditación de un retiro predicado en el IESE a hombres, en el mes de diciembre (año impar). La confesión prepara el camino para, como decía, San Bernardo, esa llamada intermedia de Jesús a nuestras almas. La Misericordia de Dios nos toca en cada confesión, y de nada tienen más necesidad los hombres y mujeres de nuestro tiempo que de esa misericordia que cure sus heridas. Meditamos unas palabras de San Faustina Kowalska sobre la Confesión.Escucha este episodio completo y accede a todo el contenido exclusivo de Meditaciones diarias. Descubre antes que nadie los nuevos episodios, y participa en la comunidad exclusiva de oyentes en https://go.ivoox.com/sq/874295

Agradece a este podcast tantas horas de entretenimiento y disfruta de episodios exclusivos como éste. ¡Apóyale en iVoox! Primera meditación de un retiro predica a hombres, en el IESE, en el mes de diciembre (año impar). El fundamento del Adviento es la alegría por el "abajamiento" de Dios, que le ha llevado a encarnarse y nacer en Belén. En el Adviento, especialmente a partir del 17 de diciembre, toda la liturgia tiene un tono de tensa espera, llena de ilusión y alegría. Es un tiempo para recordar y, al hacerlo, llenarse de alegría y de humildad, y convertirse personalmente en un regalo de Dios para los demás.Escucha este episodio completo y accede a todo el contenido exclusivo de Meditaciones diarias. Descubre antes que nadie los nuevos episodios, y participa en la comunidad exclusiva de oyentes en https://go.ivoox.com/sq/874295

Notas del episodio Reflexión sobre la nueva economía impulsada por la inteligencia artificial, a partir de ideas que el economista Javier Díaz-Giménez (IESE) ya anticipaba en 2017: una transformación profunda del trabajo, la productividad y el valor económico. Se aborda también la visión de un mundo de abundancia, donde el coste de producir bienes y servicios tiende a cero y el dinero pierde progresivamente relevancia, como han señalado expertos en IA y líderes tecnológicos. Por último, se destaca el desajuste entre la educación actual y el entorno al que se enfrentarán los jóvenes, que afrontar un mundo totalmente nuevo con una educación que utiliza las mismas herramientas del pasado. Referencias: Javier Díaz-Giménez (2017): https://www.youtube.com/watch?v=JpohUS-A3u8 Kai-Fu Lee – IA y educación: https://youtu.be/18QBF0LifbY Elon Musk y Jensen Huang – Abundancia, dinero y el fin de la pobreza: https://youtube.com/shorts/AZ_ULkm9bXk

Interview recorded - 10th of December, 2025On this episode of the WTFinance podcast I had the pleasure of welcoming on Daniel Lacalle. On this episode I have the pleasure of welcoming on Daniel Lacalle. Daniel is a PhD Economist and Fund Manager.During our conversation we spoke about his outlook on the economy, major drivers of weak economy, Europe vs China, whether the economy can be resolved, outlook for 2026 and more. I hope you enjoy!0:00 - Introduction1:45 - Global economy outlook3:53 - Major driver of weak economy7:36 - Institution issues10:19 - Europe vs China centralised economy16:51 - Intellectual trends23:14 - Can economy be resolved?25:34 - Outlook for 2026?31:11 - One message to takeaway?Daniel Lacalle has a PhD in Economy and is a fund manager. He holds the CIIA financial analyst title, with a post graduate degree in IESE and a master's degree in economic investigation (UCV).On January 30th, Mr. Lacalle was mentioned in the US House of Representatives by Congressman Mr. Joe Wilson from South Carolina, citing his article Do Not Forget About Cuba.Mr. Lacalle has presented and given keynote speeches at the most prestigious forums globally, including the Federal Reserve in Houston, the Heritage Foundation in Washington, London School of Economics, Funds Society Forum in Miami, World Economic Forum, Forecast Summit in Peru, Mining Show in Dubai, Our Crowd in Jerusalem, Nordea Investor Summit in Oslo, and many others.Mr Lacalle has more than 24 years of experience in the energy and finance sectors, including experience in North Africa, Latin America and the Middle East. He is currently a fund manager overseeing equities, bonds and commodities. He was voted Top 3 Generalist and Number 1 Pan-European Buyside Individual in Oil & Gas in Thomson Reuters' Extel Survey in 2011, the leading survey among companies and financial institutions.Daniel Lacalle - Website - https://www.dlacalle.com/en/YouTube -  @DanielLacalleOfficial  X - https://x.com/dlacalle_IAWTFinance -Instagram - https://www.instagram.com/wtfinancee/Spotify - https://open.spotify.com/show/67rpmjG92PNBW0doLyPvfniTunes - https://podcasts.apple.com/us/podcast/wtfinance/id1554934665?uo=4Twitter - https://twitter.com/AnthonyFatseas

El análisis de actualidad económica, todas las mañanas a las 07:30. 

In this week's MBA Admissions podcast we began by discussing the current state of the MBA admissions season. This upcoming week, Emory / Goizueta, CMU / Tepper, Boston College / Carroll, Chicago / Booth, Yale SOM, Michigan / Ross, SMU / Cox and Georgia / Terry are scheduled to release their Round 1 decisions. Graham highlighted the upcoming Masters in Management (MiM) webinar series, scheduled for Tuesday and Wednesday of this week. Signups for these events are here, https://www.clearadmit.com/events The next livestream AMA is scheduled for Tuesday, December 16th; here's the link to Clear Admit's YouTube channel: https://bit.ly/cayoutubelive. Graham noted recently published articles on career placements in the Tech and Finance industries as well as a Fridays from the Frontline piece on the Eurout LGBTQ+ conference at London Business School. He then covered two admissions tips recently published by Clear Admit. The first focuses on the increasing importance of video essays in the MBA admissions process. The second admissions tip focuses on how best to do school research via communities of students, alumni and faculty. Graham highlighted three Real Humans pieces spotlighting students from IMD, IESE and Cambridge / Judge, and then we discussed the recently published Class of 2027 admissions profile from Harvard Business School. Finally, Graham profiled a recently published podcast that focuses on UNC / Kenan Flagler's Deans Fellows program. For this week, for the candidate profile review portion of the show, Alex selected two ApplyWire entries and one DecisionWire entry: This week's first MBA admissions candidate has a 695 GMAT score but is planning a retake. They only have two years of experience but are determined to begin their MBA program this season. This week's second MBA applicant has a whopping 755 GMAT score but only a 3.0 GPA. They are targeting next season for their MBA, as they only have 2.5 years of experience, to date. This week's final MBA candidate is choosing between the one-year MBA programs at Northwestern / Kellogg, CMU / Tepper and Emory / Goizueta. They want to do consulting post MBA, and their partner has an offer at Tepper. This episode was recorded in Paris, France and Cornwall, England. It was produced and engineered by the fabulous Dennis Crowley in Philadelphia, USA. Thanks to all of you who've been joining us and please remember to rate and review this show wherever you listen!

Agradece a este podcast tantas horas de entretenimiento y disfruta de episodios exclusivos como éste. ¡Apóyale en iVoox! Primera meditación de un retiro mensual predicado en el IESE durante el mes de noviembre. Meditamos sobre la realidad misteriosa de la Comunión de los Santos, que forma una red invisible pero real entre todos los cristianos.Escucha este episodio completo y accede a todo el contenido exclusivo de Meditaciones diarias. Descubre antes que nadie los nuevos episodios, y participa en la comunidad exclusiva de oyentes en https://go.ivoox.com/sq/874295

Agradece a este podcast tantas horas de entretenimiento y disfruta de episodios exclusivos como éste. ¡Apóyale en iVoox! Segunda meditación de un retiro mensual predicado en el IESE durante el mes de noviembre. Meditamos sobre el sentido vocacional de nuestra vida. Venimos a la existencia como fruto de una llamada del Amor de Dios. Nuestro destino es la santidad, la comunión con Dios. El apostolado es la otra cara de la santidad.Escucha este episodio completo y accede a todo el contenido exclusivo de Meditaciones diarias. Descubre antes que nadie los nuevos episodios, y participa en la comunidad exclusiva de oyentes en https://go.ivoox.com/sq/874295

In this week's MBA Admissions podcast we began by discussing the current state of the MBA admissions season, a few interview invites continue to roll out. This upcoming week, IESE and London Business School are scheduled to release their Round 1 decisions. Graham highlighted the upcoming Masters in Management (MiM) webinar series, scheduled for December 2 and 3. Signups for these events are here, https://www.clearadmit.com/events The next livestream AMA is scheduled for this Tuesday, November 25; here's the link to Clear Admit's YouTube channel: https://bit.ly/cayoutubelive. Graham noted a recently published article on AI instruction in top MBA programs. This is clearly an important and evolving area. Graham also highlighted a Fridays from the Frontline article featuring two ex-military students at NYU / Stern, and an article focused on consulting placements at top MBA programs. He then covered two admissions tips recently published by Clear Admit. The first focuses on creating the MBA resume, and the second focuses on how to select recommendation writers for business school applications. Graham highlighted two Real Humans pieces spotlighting students from Northwestern / Kellogg and Vanderbilt / Owen, and then we discussed the recently published Class of 2027 profile from Columbia Business School. For this week, for the candidate profile review portion of the show, Alex selected three ApplyWire entries: This week's first MBA admissions candidate has a strong overall profile in the environmentally sustainable space. They have a 332 GRE and a 3.44 GPA. We discussed whether the GPA would be a liability. This week's second MBA applicant has a 740 GMAT but a 3.15 GPA. They applied to 15 programs in Round 1 and have received several interview invites. This week's final MBA candidate is from Portugal and has a strong GPA. They worry that their 645 GMAT might limit some of their opportunities. This episode was recorded in Madrid, Spain and Cornwall, England. It was produced and engineered by the fabulous Dennis Crowley in Philadelphia, USA. Thanks to all of you who've been joining us and please remember to rate and review this show wherever you listen!

Join Phil Westcott, Founder & CEO of Filament, in conversation with Gary Fowler, as they explore the evolution from consultancy to product-driven innovation and how GenAI is reshaping finance. Discover how Filament is pioneering AI-powered market data engines for Private Equity — and what it takes to find product-market fit in one of the world's most data-intensive industries.Insights You'll Learn:✅ Phil's journey from IBM executive to GenAI founder✅ How Filament evolved from consultancy to product business✅ Finding product-market fit in enterprise AI✅ Verticalizing AI for the finance and investment sector✅ Lessons from accelerating GenAI adoption in B2B markets✅ The future of AI-driven data platforms in Private EquityWhy This Matters:The finance industry is undergoing a data revolution — powered by AI.Filament is at the forefront of this transformation, helping firms unlock insight, automation, and speed in their investment decisions.Phil's story offers a blueprint for founders transitioning from corporate innovation to scalable AI entrepreneurship.Expert Background:• Founder & CEO of Filament Syfter – AI-powered market data engines for Private Equity• Former IBM Watson executive leading European partnerships• Chartered Engineer with an MBA from IESE and Columbia Business School• 20+ years of experience in applied technology and data innovationPerfect For:Founders, investors, data scientists, fintech innovators, and AI enthusiasts exploring how intelligent systems are redefining finance.Timely Topic:As GenAI moves from experimentation to enterprise adoption, leaders like Phil are showing how to turn AI into actionable intelligence — and build businesses that scale with trust, precision, and data-driven insight.

Charla con José Antonio Larraz, socio director y gestor de fondos en EQUAM Capital. Comenzó a trabajar en el corazón de la banca de inversión, en las oficinas de Lehman Brothers en Londres y Nueva York, donde vivió en primera persona el 11-S en 2001.Su trayectoria es una combinación fascinante de experiencia práctica en los dos grandes mundos de la inversión: el capital privado (Private Equity) y la inversión en mercados cotizados (Bolsa). También tiene una amplia experiencia como profesor en reputadas escuelas de negocios. Tras muchos años en el mundo de las operaciones corporativas y el Private Equity, cofundó Equam Capital en 2014. En esta charla hablamos, entre otros temas, de cómo buscar buenos negocios con barreras de entrada y poca deuda, la eterna discrepancia entre precio y valor, los errores psicológicos que nos cuestan dinero o por qué una persona con su trayectoria financiera prefiere vivir de alquiler.- Nuevo Curso "Fondos de Inversión desde cero" de Rankia: Aprovecha un 30% de descuento por ser oyente del podcast.- Sigue tus inversiones con MYPORTFOLIO: La herramienta gratuita de Rankia para organizar tu cartera.TEMAS0:00 Inicio2:43 La tradición inversora de la familia6:55 Primera experiencia profesional: Lehman Brothers en Londres14:04 La decisión de hacer un MBA en Insead19:36 El salto a Lehman Brothers en Nueva York26:18 El 11-S de 2001: relato en primera persona36:10 El regreso a España (Capital Alianza)48:44 Inicio de la etapa docente (IE, IESE) 1:03:08 Fundación de Equam Capital (2014)01:35:32 Buenos negocios, poca deuda, alineación y precio1:48:38 Ejemplo de Inversión: Mondadori 1:59:29 Errores de inversión: Deuda y "trampas de valor"2:03:27 Cartera de inversiones personal2:10:18 Por qué vive de alquiler 2:11:57 Renta Fija: "No me lo planteo nada"2:13:16 Bitcoin: Su relación "amor-odio" y la preocupación por la deuda estatal2:20:22 Lecturas recomendadasMás info con enlaces a los contenidos comentados en el blog de Juan Such:https://www.rankia.com/blog/such/7061693-109-lehman-brothers-equam-capital-jose-antonio-larraz

Javier Díaz Giménez, profesor del IESE, propone que España adopte una reforma a la sueca, con un pilar de capitalización. Todos tenemos claro que hay que ahorrar. Con pensiones y sin pensiones. Seamos o no optimistas respecto al futuro del sistema público. Confiemos más o menos en nuestros políticos. En cualquier circunstancia, hay que ser previsor para el futuro. Nuestro yo futuro nos lo agradecerá; y nuestros hijos y nietos también estarán más tranquilos. De todo esto vamos a hablar esta semana en Tu Dinero Nunca Duerme, con Javier Díaz Giménez, profesor de Economía en el IESE y titular de la Cátedra Cobas AM sobre ahorro y pensiones. Hace unos días, organizaban su jornada anual sobre pensiones y ahorro provisional. ¿Cuál fue el mensaje principal de aquella jornada?: "Aprovechamos para resumir lo que hemos ido descubriendo en el último curso. Invitamos a Ángel de la Fuente (director de Fedea) e Inmaculada Domínguez. Estuvimos comentando cómo vemos la situación y las características del sistema. La generación más numerosa es la de 1977; hay unos 800.000 españoles que en 2025 han cumplido 48 años. Y el año pasado nacieron unas 300.000 personas: es decir, nos falta medio millón de bebés. Si miramos el último informe de Tesorería de la Seguridad Social y lo proyectamos, el agujero contributivo este año llegará a los 80.000 millones. Desde ahora a 2044, van a cumplir la edad de jubilación 14 millones de españoles, que tendrán derechos más altos que los que van saliendo y con una esperanza de vida más alta que los actuales. ¿Qué es lo que hay que hacer? Pues rezar para que vengan cuanto antes los robots y nos empiecen a pagar las pensiones. Vamos a ver que las cotizaciones se van a dejar de pagar con las nóminas: se pagarán sobre los beneficios. El peso de las nóminas en el PIB está cayendo. Por lo tanto, la participación de los salarios cae. Esto reduce los ingresos potenciales del sistema". ¿Y entonces qué hacemos ante esta coyuntura?: "El reparto ha sido tan generoso, tan bueno, que desde hace décadas los españoles nos hemos olvidado de la responsabilidad de complementar la pensión pública de reparto con una capitalización. Si me preguntas, ¿van a seguir pagando las pensiones? Pues sí, pero se van a ir deteriorando el resto de las partidas de los Presupuestos Generales del Estado". En este contexto, el profesor del IESE nos alerta acerca de algunas de las características clásicas de la actitud de los españoles hacia el ahorro: "Si no quieres tanto riesgo, tienes que ahorrar. Los españoles tenemos dos problemas: el primero es el fetichismo del inmobiliario. El segundo es que queremos dejarle el inmobiliario a nuestros hijos. Las dos cosas juntas te dejan en muy mal lugar durante la jubilación. Vas a tener que hacer líquido parte de ese ahorro, con una hipoteca inversa o algún otro producto similar. Y si no quieres dejar tu casa, tienes que complementar la pensión con ahorro financiero a largo plazo; esto es lo que hacen todos los europeos, hacerse parcialmente responsables de nuestra pensión". Para hacerlo, Díaz Giménez plantea un cambio legislativo: una reforma similar a la que hizo Suecia a mediados de los años 90, que introduzca una parte de capitalización en el sistema. ¿Por qué no utilizar la recaudación del MEI como mecanismo de arranque de un modelo que mantenga el reparto pero también añada una parte de ahorro individual?

What does IESE look for in MBA applicants? How do they evaluate your academic aptitude, post-MBA career goals, leadership potential and fit? In this episode, IESE MBA Admissions Director Patrik Wallen shares candid insights into what makes candidates stand out — and what makes IESE's two-year MBA unique.Program Highlights - What Makes the IESE MBA Unique?Introduction (0:00)What Makes the IESE MBA Unique? (3:30)IESE's Reputation with Employers (11:30)IESE MBA's Two-Year Course Structure (14:27) Living, Studying & Working in Barcelona, Spain (18:37)The Importance of Speaking the Local Language: Spanish (25:10)IESE MBA Admissions & Scholarships - How to Improve Your Chances? What IESE MBA Looks for When Building a Class (28:00)Patrik's Thoughts on Post-MBA Goals (37:00)GMAT/GRE Scores & GPA (41:45)Resumes (48:00)Written Essays & Video Essays (52:45)Letters of Recommendation (55:35)Interviews & IESE MBA's Assessment Day (57:45)How IESE MBA Admissions Views Scholarships & How Applicants Can Win Funding (1:03:35)Career Opportunities at IESE - What to Know & How to PrepareHas AI Affected Recruiting for Consulting? (1:10:55)IESE MBA's Grading System (1:17:30)What Applicants Need to Know about Landing Jobs in Spain & Europe (1:20:05)Structured Recruiting & Unstructured Recruiting: What Applicants Can Expect from IESE's Career Services (1:27:45)About Our GuestPatrik Wallen is the MBA Admissions Director at IESE Business School. Previously, he was Director of IESE's Career Development Center. Before joining IESE, Patrik worked as a general manager in hospitality, founded a fish importing business and worked as a software consultant. Patrik got his Masters in Science in Computer Science from KTH Royal Institute of Technology and his MBA from IESE in 2007.Show NotesIESE MBAGet feedback on your profile from IESE MBA's Admissions Team before you applyIESE MBA Scholarships and Post-Graduation Payment Aid (PPA) for MBAsMBA Application Resources⁠⁠Get free school selection help at Touch MBA⁠⁠⁠⁠Get pre-assessed by top international MBA programs⁠⁠⁠⁠Get the Admissions Edge Course: Proven Techniques for Admission to Top Business Schools⁠⁠⁠⁠Our favorite MBA application tools (after advising 4,000 applicants)

¡Vótame en los Premios iVoox 2025! Agradece a este podcast tantas horas de entretenimiento y disfruta de episodios exclusivos como éste. ¡Apóyale en iVoox! Segunda meditación de un retiro mensual predicado a hombres en el IESE, en el mes de octubre (año impar), sobre la vocación.Escucha este episodio completo y accede a todo el contenido exclusivo de Meditaciones diarias. Descubre antes que nadie los nuevos episodios, y participa en la comunidad exclusiva de oyentes en https://go.ivoox.com/sq/874295

¡Vótame en los Premios iVoox 2025! Agradece a este podcast tantas horas de entretenimiento y disfruta de episodios exclusivos como éste. ¡Apóyale en iVoox! Primera meditación de un retiro mensual predicado a hombres en el IESE, en el mes de octubre (año impar), sobre la vocación.Escucha este episodio completo y accede a todo el contenido exclusivo de Meditaciones diarias. Descubre antes que nadie los nuevos episodios, y participa en la comunidad exclusiva de oyentes en https://go.ivoox.com/sq/874295

In this week's MBA Admissions podcast we began by discussing the current state of the MBA admissions season. Last week, Harvard released all its Round 1 interview invites. This week, UNC / Kenan Flagler and Georgia / Terry have Round 1 application deadlines. Cambridge / Judge and SMU / Cox have Round 2 application deadlines, and London Business School and IESE are scheduled to release their Round 1 interview invites. Graham highlighted several upcoming events being hosted by Clear Admit in October, including a Real Humans series and a series focused on MBA programs in different regions of the United States. Signups for all these events are here, https://www.clearadmit.com/events Graham also highlighted our next livestream AMA, scheduled for Tuesday, October 28; here's the link to Clear Admit's YouTube channel: https://bit.ly/cayoutubelive. Graham noted two recently published MBA admissions articles. The first focuses on the ongoing topic of H-1B visas, and the second summarizes all the top MBA programs' in-person events for October. Graham also highlighted two admissions tips that focus on the key interview questions all MBA candidates should be ready for, and a best practice for preparing (hint: don't script your responses!). Finally, Graham highlighted a Real Humans piece that focuses on MBA students in Wharton's Class of 2027. For this week, for the candidate profile review portion of the show, Alex selected three ApplyWire entries: This week's first MBA admissions candidate is trying to use the MBA to transition from a transportation-related role to a career in consumer-packaged goods. They also want to switch geographies within the U.S. This week's second MBA applicant is a chemical engineering graduate who now works in Wealth Management. We worry their 655 GMAT does not fully represent their aptitude. The final MBA candidate has a very strong profile, overall, but their post MBA goals need more development. This episode was recorded in Paris, France and Cornwall, England. It was produced and engineered by the fabulous Dennis Crowley in Philadelphia, USA. Thanks to all of you who've been joining us and please remember to rate and review this show wherever you listen!

Tomar decisiones en la construcción no es solo cuestión de planos, estándares o software. Detrás de cada entrega hay una cadena de elecciones que puede marcar la diferencia entre el éxito o el fracaso de un proyecto. Y no, no estamos hablando de cambiar de marca de café. En este episodio nos metemos de lleno en la madre de todos los temas: cómo tomamos decisiones… y cómo muchas veces nos engañamos creyendo que lo hacemos bien. Para ello contamos con alguien que de decisiones sabe un rato largo: Miguel Ángel Ariño, profesor del IESE, autor de varios libros de referencia y experto en análisis de decisiones. Con Miguel desmontamos mitos, sesgos y dogmas que todos —sí, tú también— seguimos arrastrando en nuestra forma de decidir. ¡Bienvenido al episodio 190 de BIMrras!

Agradece a este podcast tantas horas de entretenimiento y disfruta de episodios exclusivos como éste. ¡Apóyale en iVoox! Primera meditación del retiro mensual del mes de septiembre, predicado a hombres en el IESE. Meditamos sobre el Sacramento de la Penitencia.Escucha este episodio completo y accede a todo el contenido exclusivo de Meditaciones diarias. Descubre antes que nadie los nuevos episodios, y participa en la comunidad exclusiva de oyentes en https://go.ivoox.com/sq/874295

Agradece a este podcast tantas horas de entretenimiento y disfruta de episodios exclusivos como éste. ¡Apóyale en iVoox! Segunda meditación del retiro mensual del mes de septiembre, predicado a hombres en el IESE, sobre la necesidad de la lucha interior para alcanzar la santidad.Escucha este episodio completo y accede a todo el contenido exclusivo de Meditaciones diarias. Descubre antes que nadie los nuevos episodios, y participa en la comunidad exclusiva de oyentes en https://go.ivoox.com/sq/874295

In this week's MBA Admissions podcast we began by discussing the upcoming MBA admissions season. This week, Dartmouth / Tuck, IESE and Imperial Business School have their Round 1 application deadlines; Duke / Fuqua is scheduled to release its interview invites for its Early Action Round. Graham noted that our second livestream AMA is scheduled for this Tuesday on YouTube; here's the link to Clear Admit's YouTube channel: https://bit.ly/cayoutubelive.  Graham then highlighted the ongoing September series of admissions events. The third session is on Wednesday, and includes Berkeley / Haas, INSEAD, London Business School, Michigan / Ross and UNC / Kenan / Flagler. Signups for this series are here: https://bit.ly/cainsidemba We then had a detailed discussion on the recently released 2025-26 MBA rankings from LinkedIn and Bloomberg / Business Week. Graham noted two recently published MBA admissions-related tips that focus on completing the business school application data forms, and whether it is advisable to skip the GMAT or GRE and seek a test waiver.  We continued our series of profiling star MBA professors. This week we feature two professors from Columbia Business School and Northwestern / Kellogg. We then discussed our first student-focused Real Humans for this season, from UNC / Kenan Flagler. Finally, we had our first class profile to review, from the Duke / Fuqua Class of 2027. For this week, for the candidate profile review portion of the show, Alex selected three ApplyWire entries: This week's first MBA admissions candidate graduated from the Naval Academy and was a division 1 athlete. They appear to have a very decent career in the navy. Unfortunately, they have a low GPA and a modest GRE score. This week's second MBA candidate is from Mexico and targeting Dartmouth / Tuck and several Canada-based programs. They are a chemical engineer graduate with several years of business experience. The final MBA candidate has recently had a fourteen-month break from work. They also want to waive the GMAT. They do appear to have strong prior experience and academics, but we caution against the waiver. This episode was recorded in Paris, France and Cornwall, England. It was produced and engineered by the fabulous Dennis Crowley in Philadelphia, USA. Thanks to all of you who've been joining us and please remember to rate and review this show wherever you listen!

In this week's MBA Admissions podcast we began by discussing the upcoming new MBA admissions season. This week, Duke / Fuqua, UVA / Darden and Notre Dame / Mendoza have their Early Action deadlines. Harvard, UPenn / Wharton, Columbia and London Business School have their round 1 deadlines, and Oxford / Said has its Stage 1 deadline. Graham highlighted the upcoming September series of admissions events, where Clear Admit will host the majority of the top MBA programs to discuss Round 2 application strategy. The first session is on Wednesday, and includes Dartmouth / Tuck, Duke / Fuqua, Georgia Tech / Scheller, UPenn / Wharton and UVA / Darden. Signups for this series are here: https://bit.ly/cainsidemba Our second livestream AMA is scheduled for Tuesday, September 23rd on YouTube; here's the link to Clear Admit's YouTube channel: https://bit.ly/cayoutubelive Graham then noted two stories covered on Clear Admit this week. The first looks at the ever-evolving picture of DEI in MBA admissions. The second focuses on a new climate-related program from Duke / Fuqua. Graham also highlighted three MBA admissions tips. The first focuses on the constraints of word and character counts, the second focuses on the optional essay, and the third tip focuses on the importance of avoiding the “comparison trap”. We continue our new series that Clear Admit is publishing this season, which focuses on profiling some of the leading MBA faculty at the top MBA programs. For this week, we have profiles on two faculty from Stanford GSB. We continue our series of Adcom Q&As; this week we hear from Berkeley / Haas and IESE. For this week, for the candidate profile review portion of the show, Alex selected three ApplyWire entries: This week's first MBA admissions candidate is from South Korea, with an undergraduate degree from the London School of Economics. They have a 685 GMAT score and several years of work experience. This week's second MBA candidate is debating on whether to take the GMAT or try to waive the GMAT. The final MBA candidate is a tech product manager, based in New York. They have a 330 GRE. This episode was recorded in Philadelphia, USA and Cornwall, England. It was produced and engineered by the fabulous Dennis Crowley in Philadelphia, USA. Thanks to all of you who've been joining us and please remember to rate and review this show wherever you listen!

In this week's MBA Admissions podcast we began by discussing some of the recent activity on LiveWire, which is now becoming quieter as we move into the summer season. We then continued our discussion on the recent U.S. Government decisions as they pertain to international MBA students; Harvard appears to have won a recent decision in their fight with the U.S. Government in terms of being able to enroll international students.. Graham highlighted Clear Admit's summer series of webinars, which focuses on top MBA programs' admissions essays, which will be attended by more than 20 of the top MBA programs. The first event in the series includes Berkeley / Haas, Cornell / Johnson, Dartmouth / Tuck, Duke / Fuqua and UPenn / Wharton. Signups are here: https://bit.ly/mbaessay0725. Graham then noted two admissions tips; the first focuses on the importance of post MBA career goals, the second, part of Clear Admit's “Myth Busters” series, discusses the differences between targeting Round 1 and Round 2.. We continue our series of Adcom Q&As, which is a yearly series where we interview the admissions leaders at all the top MBA programs; this week we have Q&As from NYU / Stern and Georgetown / McDonough.. Finally, Graham highlighted a Real Humans alumni spotlight focusing on an alum from IESE working at PwC.. For this week, for the candidate profile review portion of the show, Alex selected three ApplyWire entries:. This week's first MBA admissions candidate has a 329 GRE score and a 3.4 GPA. They are working in the biotech sector, and plan to remain in that sector, post MBA. They want to do investment banking in the short term.. This week's second MBA candidate has a 3.86 GPA but has not taken the GMAT or GRE yet. They are also focused on the health care sector.. The final MBA candidate is from South Korea and has 10 years of experience in the tech sector, focusing on AI and robotics. They have a 685 GMAT score. This episode was recorded in Kansas City, Missouri and Cornwall, England. It was produced and engineered by the fabulous Dennis Crowley in Philadelphia, USA. Thanks to all of you who've been joining us and please remember to rate and review this show wherever you listen!

In this week's MBA Admissions podcast we began by discussing the recent U.S. Government decisions as they pertain to international MBA students, and specifically those who are applying and are admitted to Harvard's MBA program. Graham then discussed the recent Paris-based MBA admissions event he helped moderate, which brought 10 of the best U.S.-based MBA programs to Paris. Graham noted three articles that have been recently published on Clear Admit. The first focuses on a program CMU / Tepper offers that places Tepper MBA students with non-profit boards in the Pittsburgh area. The second is a Fridays from the Frontlines article written by an NYU / Stern MBA student who participated in a Stern Signature Project that led to an experience in Brazil. Graham then highlighted an article that summarized many of the Commencement speakers for MBA programs this year. Graham then noted two admissions tips. The first tip focuses on helping early-bird MBA candidates develop their target list of MBA programs; the second is a roundup of June MBA admissions events in which top business schools programs are participating. Graham also highlighted three Real Humans alumni spotlights, alums from IESE working at American Express, UPenn / Wharton working at their own business, Groov, and Berkeley / Haas working at Google. For this week, for the candidate profile review portion of the show, Alex selected two ApplyWire entries and one DecisionWire entry: This week's first MBA admissions candidate is targeting part-time MBA programs and is seeking to transition to big tech product management. We discussed whether a full-time MBA program would be a better option. This week's second MBA candidate is reapplying this season. They are from India and work in the public sector, although they have several gaps in their career history, to date. The final MBA candidate is deciding between Cambridge / Judge and London Business School. This episode was recorded in Paris, France and Cornwall, England. It was produced and engineered by the fabulous Dennis Crowley in Philadelphia, USA. Thanks to all of you who've been joining us and please remember to rate and review this show wherever you listen!

In this week's MBA admissions podcast we began by discussing the Round 3 activity on LiveWire; interview invites and final decisions continue to roll out for this shortened application round; next week UPenn / Wharton, Northwestern / Kellogg, IESE, MIT / Sloan, Yale SOM, Minnesota / Carlson, Columbia, Washington / Foster, UCLA / Anderson and Washington / Olin are scheduled to release final decisions. Graham noted a new Clear Admit promotion, where for every new entry we receive on DecisionWire, that maps out a candidate's entire application journey, Clear Admit will donate $10 to the Forte Foundation. Graham then highlighted Clear Admit's MBA admissions fair in Boston, on Wednesday. This event includes panel discussions, one of which is focused on Consulting hiring and is led by Bain. Twenty-four of the top 25 U.S.-based MBA programs are planning to attend, along with London Business School. Signups for this event are here: https://bit.ly/mbafair2025 The remainder of Application Overview events series will then be hosted, virtually, on May 20 and 21. Signups for those events are here: https://bit.ly/appoverview25 Graham noted two articles recently published on Clear Admit. The first covers the broad topic regarding what you can do with an MBA, looking at post MBA careers. The second article is a deep-dive research piece that examines placement statistics of the top MBA programs, for those seeking an MBA for their entrepreneurial ambitions. It's no surprise that Harvard and Stanford top the list of programs that future entrepreneurs join. Graham highlighted three Real Humans alumni spotlights, alums from HEC / Paris who established a Search Fund, Washington / Olin working at Applied Materials, and Ohio State / Fisher working at Bank of America. Finally, Graham discussed a forthcoming podcast featuring the leader of career services at Georgetown / McDonough. For this week, for the candidate profile review portion of the show, Alex selected two ApplyWire entries and one DecisionWire entry: This week's first MBA admissions candidate is an engineer who is now working in the renewable energy space. They have a 3.57 GPA and need to retake the GRE. This week's second MBA candidate is from Canada, and is also an engineer, working in Toronto. They have nine years of experience, and a 337 GRE. The final MBA candidate is deciding between Cornell / Johnson, UVA / Darden and Michigan / Ross, and is seeking a career in investment banking. This episode was recorded in Paris, France and Cornwall, England. It was produced and engineered by the fabulous Dennis Crowley in Philadelphia, USA. Thanks to all of you who've been joining us and please remember to rate and review this show wherever you listen!

In this week's MBA Admissions podcast we began by discussing the Round 3 activity on LiveWire; interview invites and final decisions continue to roll out for this shortened application cycle; next week Emory / Goizueta, Berkeley / Haas and Duke / Fuqua are scheduled to release final decisions. Graham noted a new Clear Admit survey, where we are trying to understand the issues and concerns that international students may have, with regards to coming to the United States for an MBA. The survey link is here: https://bit.ly/mba25usa Graham highlighted Clear Admit's Application Overview May series of events that begin this week on Tuesday and Wednesday. Tuesday's event includes Dartmouth / Tuck, Duke / Fuqua, INSEAD, London Business School and Michigan / Ross. The remainder of events in this series will be hosted on May 20 and 21. Signups are here: https://bit.ly/appoverview25 Sandwiched in the middle of this series is Clear Admit's MBA admissions fair in Boston, on May 14th. This event includes panel discussions, one of which is focused on Consulting hiring and is led by Bain. Twenty-four of the top 25 U.S.-based MBA programs are planning to attend, along with London Business School. Signups for this event are here: https://bit.ly/mbafair2025 Graham noted three articles recently published on Clear Admit. The first details the best laptops for MBAs as they plan to begin their program. The second article is part of Clear Admit's Real Numbers series and looks at the percentage of MBA students who go into Consulting after business school. The final article is a deep-dive research piece that examines placement statistics of the top US MBA programs, by geography. This helps us understand the regional nature of many of the leading MBA programs. Graham highlighted five Real Humans alumni spotlights, alums from Michigan / Ross working at PepsiCo, Emory / Goizueta working at Accenture, IESE working at BCG, Irvine / Merage working at Disney, and Columbia working at their own company, Small Bear. Finally, Graham discussed a recently published podcast episode about careers and impressive growth at SMU Cox with Shelly Heinrich. For this week, for the candidate profile review portion of the show, Alex selected two ApplyWire entries and one DecisionWire entry: This week's first MBA admissions candidate has a 695 GMAT score and a strong GPA. They are working in Australia and received their undergraduate degree from New Zealand. This week's second MBA candidate is from India and has 8 years of work experience. They are targeting a 330 on the GRE and have extensive experience building online communities. The final MBA candidate is deciding between Chicago / Booth and Berkeley / Haas. They are seeking a career in tech. This episode was recorded in Paris, France and Cornwall, England. It was produced and engineered by the fabulous Dennis Crowley in Philadelphia, USA. Thanks to all of you who've been joining us and please remember to rate and review this show wherever you listen!

In this week's MBA Admissions podcast we began by discussing the Round 2 activity on LiveWire; UNC / Kenan Flagler, Yale SOM and Georgetown / McDonough were among the top MBA programs scheduled to release Round 2 decisions last week. For this upcoming week, IESE, Harvard Business School, Northwestern / Kellogg, Columbia, Chicago / Booth, Berkeley / Haas, UCLA / Anderson, Texas / McCombs, Washington / Foster, Boston College / Carroll, Michigan State / Broad, Imperial College and London Business School are releasing their final decisions. Graham highlighted the Spring Survey that Clear Admit conducts each season. These surveys are important to understand the decisions of each applicant cohort. Here is the link for this season's survey: https://bit.ly/casurvey25 Graham noted that we have now nearly finalized the line-up for our Application Overview series of virtual events in May. These events will be hosted on May 6 and 7, and May 20 and 21. Signups are here: https://bit.ly/appoverview25 Sandwiched in the middle of these events is Clear Admit's MBA admissions fair in Boston, on May 14th. Twenty-four of the top 25 U.S.-based MBA programs are planning to attend. Signups for this event are here: https://bit.ly/mbafair2025 May truly kicks off the new season of MBA admissions at Clear Admit! Graham mentioned a recently published admissions tip that offers a primer on the Executive Assessment test. This article is a result of the queries we are seeing on the Ask Clear Admit AI bot tool. Graham then highlighted a Real Humans alumni spotlight, an alum from NYU / Stern working at PepsiCo. For this week, for the candidate profile review portion of the show, Alex selected three DecisionWire entries: This week's first MBA admissions candidate is choosing between Dartmouth / Tuck, Duke / Fuqua, and UVA / Darden. They want to work in consulting on the west coast after business school. This week's second MBA candidate is choosing between Chicago / Booth's EMBA program and Cambridge / Judge's full-time program. They are from Japan and wish to begin a career in the United States. The final MBA candidate is deciding between Cornell / Johnson, Dartmouth / Tuck, and Michigan / Ross. They want to work in tech in New York City. They have a $100k scholarship offer from Ross, and a $30k offer from Johnson. This episode was recorded in Paris, France and Cornwall, England. It was produced and engineered by the fabulous Dennis Crowley in Philadelphia, USA. Thanks to all of you who've been joining us and please remember to rate and review this show wherever you listen!