Podcasts about smart ways

Nvidia delivered another blockbuster quarter, reporting record revenue of $96.2 billion, up 106% from a year ago, as demand for AI infrastructure continues to accelerate. But the bigger story may be what comes next. Lance Roberts & Michael Lebowitz break down Nvidia's latest earnings, its extraordinary growth outlook, Blackwell and Vera Rubin demand, the massive buildout in AI infrastructure, and Nvidia's growing financial involvement across the AI ecosystem. We also examine the risks, including rising memory costs, margin pressure, enormous capital requirements, and questions about whether today's AI spending boom can deliver adequate returns. 0:00 INTRO 1:00 - Economic Recap & Multiplier Effect 6:31 - Market Push from NASDAQ 11:45 - Passwords, Needles & Rosso's toys 14:30 - NVIDIA Reports - Markets Respond 21:36 - How Ancillary Business Benefit from NVIDIA 24:03 - NVIDIA Stock Performance 25:32 - The Heat Map Game 27:25 - Portfolio Positioning & Nat Gas play 30:37 - The Economics of Gilligan's Island 35:33 - Productivity Factors of AI 38:04 - How Much Return on AI Investment will there be 39:57 - How Will AI be Transformative? 42:42 - We're All Investing in AI Hosted by RIA Advisors' Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manager, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/lGSWXLw9dPY ------- Articles mentioned in this report: "Fueling AI Data Centers: Behind The Meter Solutions- Part 1" https://realinvestmentadvice.com/resources/blog/fueling-ai-data-centers-behind-the-meter-solutions-part-1/ "Behind The Meter Solutions Investment Guide- Part 2" https://realinvestmentadvice.com/resources/blog/behind-the-meter-solutions-investment-guide-part-2/ "Productivity On Gilligan's Island: Episode 2" https://realinvestmentadvice.com/resources/blog/productivity-on-gilligans-island-episode-2/ "Bitcoin Up 22%: Has The Halving Cycle Begun?" https://realinvestmentadvice.com/resources/blog/bitcoin-up-22-has-the-halving-cycle-begun/ --- Watch today's "Before the Bell" report, "NASDAQ Technicals Are Turning Higher," https://youtu.be/33KMo6HoezY ------- Watch our previous show, "Are Today's Interest Rates Really That High?" https://youtube.com/live/lPCVe6O4LjM ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "The Smart Way to Pay for College," Thursday, September 3, 2026: https://streamyard.com/watch/mcE7YgphgMns --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #NASDAQ #StockMarket #TechnologyStocks #MarketOutlook #Investing #Nvidia #NVDA #NvidiaEarnings #AIStocks

Markets are facing a growing list of risks as investors head into the final stretch of summer. Stocks are working through a slow-moving correction, Treasury yields remain elevated, technology leadership is being tested, and the Federal Reserve faces renewed questions about inflation and interest rates. Which risks actually matter for your portfolio, and which are mostly market noise? Lance Roberts & Danny Ratliff answer your questions, live, as we break down the latest economic data, market signals, Fed policy expectations, bond yields, and geopolitical developments to separate the real threats from the headlines. 0:00 INTRO 1:00 - Dolly Parton's Passing 1:46 - NVDIA is the Big News Today - will move markets tomorrow 4:34 - Markets Rally and Hold 20-DMA; Mitigating Market Risk 6:38 - NVIDIA Preview 10:26 - Lance's Wardrobe 11:35 - Semi-conductor Strategies 14:44 - 401-k Rotation Strategies 19:52 - Looking at Interest Rate plays - what is your goal? 22:13 - Is the Globalization Narrative breaking down? (TV Pricing & Exporting Inflation, Importing Deflation) 27:46 - Modifying Cap Ex concept in AI business? 28:48 - If the Basis Trade blows up? 29:19 - Barbell Strategies for ten-year term (Value ETF's vs Momentum ETF's) 35:22 - 50-50 portfolio (eating cake every night & not gain weight) 37:47 - Etherium Price at EOY? (you've missed The Move for this year); it is a risk asset 40:01 - Stuck with TMF (leveraged ETF) What Would You Do From here? 44:51 - When a Company is sold, when to get out? 45:24 - Value vs growth 46:04 - NVIDIA, Market Cap Concentration, & Top Ten Stocks 49:01 - What Could Cause a Spike Higher in Yields? 51:50 - Stanley Drunkenmiller vs the Fed: Let the market dictate action 52:49 - Balanced Portfolios at age 80? 55:21 - Sectors most under-valued, over-looked, and over-valued? 56:38 - How much of investing proverbs/rules have come true? Hosted by RIA Advisors' Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/tESc03T56K4?feature=share ------- Articles mentioned in this report: "Think Like An Investor, Not A Speculator (Chapter 1 of 5)" https://realinvestmentadvice.com/resources/blog/think-like-an-investor-chapter-1-of-5/ "Investor Psychology Is Sabotaging Your Returns (Chapter 2 of 5)" https://realinvestmentadvice.com/resources/blog/investor-psychology-is-sabotaging-your-returns-chapter-2-of-5/ "Normal Interest Rates: What The Debt Panic Gets Wrong" https://realinvestmentadvice.com/resources/blog/normal-interest-rates-what-the-debt-panic-gets-wrong/ "Three Percent Real TIPS Yields: Boring But Valuable" https://realinvestmentadvice.com/resources/blog/three-percent-real-tips-yields-boring-but-valuable/ -------- Watch today's "Before the Bell" report, "NVIDIA Earnings Put Market Support to the Test," https://youtu.be/5Dkn-dNU9wA ------- Watch our previous show, "Are Today's Interest Rates Really That High?" https://youtube.com/live/lPCVe6O4LjM ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "The Smart Way to Pay for College," Thursday, September 3, 2026: https://streamyard.com/watch/mcE7YgphgMns --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #NVIDIA #StockMarket #NVDA #Investing #MarketOutlook #FederalReserve #Investing #InterestRates

Are you looking for ways to save money, especially if you're starting to eat plant-based? If so, I've got you covered.   I know it doesn't help that food prices seem to be rising, along with fuel costs and other daily expenditures. But eating plant-based can STILL stay affordable and enjoyable, especially if you use the right smart strategies.   That's what we're going to talk about today. In this episode, I'll share with you 3 ways you can be smart about what you buy on your next grocery shop. Let's get you eating plant-based with MORE confidence, while staying on a budget. So find a comfortable spot with a notebook and pen, and let's get to it!   Join -> Plant-Powered Life Transformation Course: www.plantnourished.com/ppltcourse Contact -> healthnow@plantnourished.com Learn -> www.plantnourished.com Enjoy 1:1 Coaching Support -> https://www.plantnourished.com/coachingwaitlist Free Resource -> 7 Ways to Test-Drive a Plant-Based Diet: www.plantnourished.com/testdrive     Have a question about plant-based diets that you would like answered on the Plant Based Eating Made Easy Podcast? Send it by email (healthnow@plantnourished.com) or submit it by a voice message here: www.speakpipe.com/plantnourished   [Plant Based, Plantbased Eating, Smart Produce Hacks, Plant-Based Diet, Money-Saving Tips, Save Money, Grocery Shopping, Grocery Budget Tips]

Interest rates are rising, long-term bond prices have pulled back, and investors are once again worried that higher Treasury yields could threaten the economy and markets. But what if today's rates aren't historically high at all? After more than a decade of near-zero rates and easy monetary policy, investors may have become accustomed to an environment that was anything but normal. Lance Roberts & Jon Penn put today's interest rates into historical perspective, examine what higher yields really say about inflation, growth, debt, and deficits, and explain why a 5% long-term Treasury yield may not be the crisis many headlines suggest. We'll also look at what the changing rate environment means for stocks, bonds, portfolio risk, and investors deciding whether weakness in longer-duration bonds is a warning—or an opportunity. 0:00 INTRO 1:04 - Weekly Preview & Treasury General Account Bond Buy Backs 2:04 - Shorting Treasuries & The Hedge Fund Trade 5:37 - Markets Going Thru a Slow-Motion Correction 8:24 - BitCoin Rallies on Bessent Announcement 11:52 - Bonds & Rates: Brake or Break? 19:08 - Rates Are Normal 21:56 - The Primary Determinants that Set Loan Rates (Economic Composite Index) 25:46 - The Effect of Debt on Economy 29:46 - The Negative Multiplier, Measured (Gov't. Debt vs Household Debt) 33:33 - The S&P in 2008? When Markets are Unsustainable 36:58 - $40-trillion (and "Zero") & Shock and Awe 39:40 - Retirees Get Paid to own Treasuries (How Much to Allocate?) 41:57 - Is the Dollar Losing Value? 44:45 - There is Always a Buyer for Debt (Primary Dealers) 47:56 - Fasting w Lance & Christina Hosted by RIA Advisors' Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/lPCVe6O4LjM ------- Articles mentioned in this report: "Normal Interest Rates: What The Debt Panic Gets Wrong" https://realinvestmentadvice.com/resources/blog/normal-interest-rates-what-the-debt-panic-gets-wrong/ -------- Watch today's "Before the Bell" report, "Market Correction: Patience Pays," https://youtu.be/w_BcRBJ00Io ------- Watch our previous show, "Is the Basis Trade Distorting Bond Yields?" https://youtube.com/live/UtY2oV1kkXc ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "The Smart Way to Pay for College," Thursday, September 3, 2026: https://streamyard.com/watch/mcE7YgphgMns --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #Investing #SP500 #Bitcoin #MarketCorrection #InterestRates #TreasuryYields #BondMarket #Bitcoin #FederalReserve

Are Treasury yields still sending investors a reliable signal about inflation, growth, and Federal Reserve policy, or is the massive basis trade distorting the message? Lance Roberts explains how the basis trade works, why it matters for Treasury yields, and whether investors can still trust the bond market as an economic and market signal. 0:00 INTRO 1:02 - Kevin Warsh + Nvidia Report = Volatility? 5:28 - Market Deviations & Bollinger Bands 13:07 - The Basis Trade & Interest Rates 16:17 - What is a Basis Point? 21:31 - Are Interest Rates Really Telling us What's Going on in Markets? 22:42 - What's the Risk/What Happens When Basis Trade Unwinds? 26:47 - Does Kevin Warsh have Enough Time to Fix It? 28:28 - What Happened on Liberation Day 29:39 - What to Do About It 34:29 - The Psychology of Buyers & Sellers: The Houston Housing Market 37:85 - The Index is the Index Hosted by RIA Advisors' Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/UtY2oV1kkXc ------- Articles mentioned in this report: "The Basis Trade: Is The Bond Market Signal Distorted?" https://realinvestmentadvice.com/resources/blog/the-basis-trade-is-the-bond-market-signal-distorted/ "Investor Psychology Is Sabotaging Your Returns (Chapter 2 of 5)" https://realinvestmentadvice.com/resources/blog/investor-psychology-is-sabotaging-your-returns-chapter-2-of-5/ "Think Like An Investor, Not A Speculator (Chapter 1 of 5)" https://realinvestmentadvice.com/resources/blog/think-like-an-investor-chapter-1-of-5/ -------- Watch today's "Before the Bell" report, "Bollinger Bands Are Flashing a Warning," https://youtu.be/HA5OZbl3a4Y ------- Watch our previous show, "The Best Retirement Head Start for Your Kids," https://youtube.com/live/IqyxMopn1Uw?feature=share ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "The Smart Way to Pay for College," Thursday, September 3, 2026: https://streamyard.com/watch/mcE7YgphgMns --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #BollingerBands #Investing #MarketOutlook #PortfolioManagement #BondMarket #TreasuryYields #BasisTrade #FederalReserve

1044. Are rising healthcare costs ruining your budget? Laura answers a listener's question about how to maximize every tax advantage available for healthcare costs. You'll learn the rules for deducting them on your tax return or paying them with tax-advantaged savings accounts like HSAs and FSAs. We'll cover which expenses are tax-free and simple strategies to optimize your healthcare spending.Key Takeaways:You can only claim the medical tax deduction if you itemize deductions on Schedule A instead of claiming the standard deduction on your tax return.You can only deduct unreimbursed healthcare expenses that exceed 7.5% of your adjusted gross income (AGI), making the medical deduction best for years with high medical bills.Tax-advantaged medical savings accounts are powerful because they allow you to save 20% to 35% on qualified costs without claiming a medical deduction.Health savings account (HSA) balances roll over forever, can be invested for tax-free growth, and can be withdrawn penalty-free for non-medical expenses after age 65 (subject to ordinary income tax).Flexible spending accounts (FSAs) and health reimbursement arrangements (HRAs) are employer-sponsored perks for cutting healthcare costs.You cannot claim an itemized medical deduction on Schedule A for any healthcare expense paid for or reimbursed using pre-tax funds from an HSA, FSA, or HRA.Lawmakers have expanded HSA, FSA, and HRA qualified expenses to cover various over-the-counter (OTC) medications and products.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

Giving your kids a financial head start may be one of the most valuable lessons you can teach them. Richard Rosso & Jonathan McCarty explain how a Custodial Roth IRA can help children with earned income start building tax-free retirement wealth early, while learning the importance of saving, investing, and paying themselves first. We also discuss Roth IRA withdrawal rules, the potential transition from Trump Accounts to Roth IRAs, and how even a lemonade stand can become a lesson in long-term wealth building. Plus, we look back at Wall Street history, the value of financial writing, and why understanding the past can make you a better investor.   0:00 INTRO 0:21 - Magic Mike & $100 Hot Dogs 2:46 - Wall Street Magazines from Days of Yore 4:36 - The story of Richard & Cecilia Wycoff & Wall Street Magazine  10:50 - The best knowledge is history 17:17 - Giving Kids a Head Start on Retirement w Custodial Roth IRA's 19:22 - Benefits of Jump-starting Retirement 21:51 - Getting on the Pay-Yourself-First track 22:56 - Content Creators & Demise of Writing 25:49 - Withdrawing Contributions from Roth IRA's before 59-1/2 27:13 - Converting Trump Accounts to Roth & J. G. Wentworth 29:57 - Money Lessons from Roths & Lemonade Stands Hosted by RIA Advisors' Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP  Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/IqyxMopn1Uw?feature=share  ------- Watch our previous show, "Is Treasury Bailing Out the Bond Market?" https://youtube.com/live/9qhjXZbxkxs  ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "The Smart Way to Pay for College," Thursday, September 3, 2026: https://streamyard.com/watch/mcE7YgphgMns --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #RothIRA #RetirementPlanning #InvestingForKids #FinancialPlanning #RichardWycoff #CeciliaWycoff #WallStreetMagazine

It's time to look at your business and ensure you are offering what people want to pay for - and how they want to receive it.  Today we're talking about ways you can offer your products and services to stay relevant in 2026 and 2027 to increase your sales.

In today's podcast, I invited Tim Tenbrink, CFP®, back onto the show. Many of the people we serve are not only interested in how to make the most of their retirement, but they're also in a position where they can think about how to use their wealth to make a meaningful difference for the next generation. There are a number of different ways to give to children and grandchildren, and how you give can be just as important as how much you give. Tim and I have several ideas to share with you today that can help you think more strategically about giving and building generational wealth. I know you're going to enjoy this conversation. And as always, the transcript, along with articles, links, and resources, will be available at Sound Retirement Planning. Just visit SoundRetirementPlanning.com and click on episode 479.  

Building wealth isn't about shortcuts—it's about strategy. Adam Coffey, bestselling author, private equity expert, and CEO, shares his proven strategy for buying and scaling companies the right way. In this episode of The Greatness Machine, Adam returns to break down why paying fair market value leads to bigger wins, the power of roll-ups, and why buying strong companies beats chasing distressed assets. With over 58 acquisitions under his belt, Adam's insights are a must-listen for business owners, investors, and anyone looking to scale with integrity. In this episode, Darius and Adam will discuss: (00:00) Introduction and Background of Adam Coffey (05:03) Transitioning from CEO to Consultant (09:59) Key Traits of Successful Entrepreneurs (15:03) Advice for Aspiring Entrepreneurs (19:53) The Impact of Technology and AI on Business (29:51) Navigating Change in a Rapidly Evolving Landscape (34:36) The Future of Autonomous Driving and Insurance (37:19) Navigating Private Equity: The Sparkle Process (39:06) Ethics in Private Equity Transactions (46:47) The Importance of Fair Market Value (51:01) Eliminating Risk for Entrepreneurs (56:18) Believing in Yourself: The Key to Greatness Adam Coffey is a visionary empire builder, CEO coach, and top 1% speaker with three #1 bestselling books. As a founding partner of CEO Advisory Guru, he provides expert consulting to PE portfolio companies, founders, family offices, and elite executives. With over two decades as a CEO, he led three national private equity-backed service companies, generating billions in value and averaging 5X MOIC at exit. A Forbes Business Council member since 2021, Coffey specializes in growth strategy, M&A, and exits. A proud U.S. Army veteran and pilot, he and his family reside in Texas. Listen: 228 | Adam Coffey | Empire Builder: Strategies for Thriving in the World of Private Equity Connect with Adam: Website: https://adamecoffey.com/ LinkedIn: https://www.linkedin.com/in/adamecoffey/ Twitter: https://x.com/AdamECoffey1  Books: https://www.amazon.com/stores/author/B07NLL55ZC  Connect with Darius: Website: https://therealdarius.com/ Linkedin: https://www.linkedin.com/in/dariusmirshahzadeh/ Instagram: https://www.instagram.com/imthedarius/ YouTube: https://www.youtube.com/@Thegreatnessmachine  Book: The Core Value Equation https://www.amazon.com/Core-Value-Equation-Framework-Limitless/dp/1544506708 Write a review for The Greatness Machine using this link: https://ratethispodcast.com/spreadinggreatness. 

This episode of Property and Paper Live explores what Dawn calls the Landlord Liberation Method—using seller financing and installment sales to help longtime landlords turn rental property equity into ongoing income while potentially deferring a significant portion of their capital gains taxes. Dawn walks through a real-world example of a landlord who bought a rental for $50,000 that's now worth $250,000 and compares the potential tax impact of selling for cash versus taking 20% down and carrying the remaining balance. She also discusses why understanding the connection between real estate, seller financing, and the secondary note market opens up creative possibilities that many landlords, investors, and real estate professionals simply don't know exist.

5 Ways to Save Money + 5 Ways to Find Extra Cash for Your Home Think creating a home you love has to cost thousands of dollars? Think again. In today's episode, I'm sharing 10 practical strategies that can help you decorate your home without blowing your budget. The truth is, having a beautiful home isn't always about making more money—it's often about making smarter decisions with the money you already have. We'll cover five ways to spend less when decorating and five simple ways to free up extra cash so you can finally buy that rug, lamp, artwork, or piece of furniture you've been dreaming about. If you're decorating one room at a time, working with a tight budget, or simply want to be more intentional with your spending, this episode is for you. In this episode, you'll learn: 5 Ways to Save Money While Decorating Why every decorating project should start with a plan before you spend a single dollar. Simple DIY projects that can give you a custom look for a fraction of the cost. How shopping secondhand can help you find high-quality pieces with character. The best times of year to shop for furniture and home décor so you never pay full price. How Google Alerts, price tracking, and cash-back apps can quietly save you money on purchases you were already planning to make. 5 Ways to Put More Money Back in Your Wallet Sell items you're no longer using on Facebook Marketplace. Host a garage sale and turn clutter into decorating dollars. Press pause on one small splurge for a season and redirect those savings toward your home goals. Try a "no-spend month" to build momentum and see how quickly your decorating fund grows. Meal plan, use coupons, and reduce food waste to create extra room in your monthly budget.   ✨✨THE COZY HOME WORKSHOP ✨✨ 3 Steps to Creating a Home you Can't Wait to Come Home To September 9 - 11th 9:00am PST | 10:00am MST | 11:00am CST | 12:00pm EST  Register for The Cozy Home Workshop   // Other Important Links : // Become a Design Bestie by joining the newsletter: https://bit.ly/designbestie Email: https://figandfarmathome.com Instagram: https://www.instagram.com/figandfarm/ FREE Facebook Community: https://www.bit.ly/design101group  

I'm sharing the seven habits I would quit first if I wanted to lose weight and keep it off, including the biggest mistakes that keep your body stuck in fat storage mode. Learn how protein, healthy fats, blood sugar, gut health, stress, sleep, and metabolism work together to create lasting weight loss without relying on severe calorie restriction or willpower.GET A CUSTOMIZED WEIGHT LOSS PLAN:Have a free 1-on-1 call with our Expert Nutritionists

Are you only motivated when the deadline is on fire or you share a common enemy? In this episode, we deliver a straightforward reality check on the current personal and spiritual growth ecosystem. We break down the difference between survival-driven reactivity and true autonomous regulation sovereignty, exposing why so many individuals in leadership positions, relationships, and everyday life are running on chronic stress loops rather than grounded, somatic-mindset mastery.(0:00) – The Blunt Reality Check: Fire, Enemies, the Leadership Illusion, Somatic Bypassers & Spiritual Bypassers(10:39) – The Screen vs. Sovereignty: Who Actually Has Neurological Capacity For Somatic-Mindset Micro-Habit Mastery?(20:24) – Sign 1: The Crisis Dependency (The Deadline is on Fire)(27:24) – Sign 2: The Common Enemy Dynamic (Validation Through Conflict)(35:39) – Sign 3: The Consumer Collapse (How Followers Mirror the Validation Trap)(36:46) – What Determines Your Autonomous Regulation Sovereignty?(40:00) – Transitioning into Restorative Embodiment & True Composure(44:00) - Reality Check on the Leadership Illusion: Seeking Validation vs. Grounded in Autonomous Regulation(45:41) – Deepen Your Practice: Tools for Self-Led Leaders(46:50) - Building Composure & Autonomous Regulation: Combining Somatic-Mindset Micro-Habits with Spiritual Ascension & StoriesTo Shift from High-Functioning Survival Masks to the Freedom of Being Yourself the SMART Way. Download Your FREE 10-Minute SMART MICRO-HABIT Check (PDF): https://payhip.com/b/r3sNWFor The Sovereign Shift: Move beyond "quick fixes" into a day-to-day commitment. Get the 1-Day Practice & Guide here: https://payhip.com/b/Qw23E-------------Subscribe on Substack:

IHP LIVE on YouTube 08.03.2026To Shift from High-Functioning Survival Masks to the Freedom of Being Yourself the SMART Way. Download Your FREE 10-Minute SMART MICRO-HABIT Check (PDF): https://payhip.com/b/r3sNWFor The Sovereign Shift: Move beyond "quick fixes" into a day-to-day commitment. Get the 1-Day Practice & Guide here: https://payhip.com/b/Qw23EStop relying on a survival loop and shift into a growth mindset. Your guide to ventral pivoting and nervous system sovereignty is one click away.Check out The Accessible Guide to Your Sovereign Blueprint: Nervous System Sovereignty & Conscious Self-Leadership - https://payhip.com/b/NJXhONot ready for the guide, check out the FREE Executive Summary here: https://payhip.com/b/VtK7k---------Inspiring Human Potential explores self-leadership, emotional intelligence, journaling, and conscious living through a higher-self lens.Self-led practices for:emotional resilienceinner growth & mindset developmentsteady living through uncertaintyDesigned for those who choose self-responsibility, emotional maturity, and inner authority.-------------Subscribe on Substack:

Back-to-school exhaustion isn't just about long hours or a heavy workload! In this episode, we explore the surprising reason behind back-to-school fatigue and explain how a lack of automaticity creates extra mental strain. We also share practical systems that help you build external structure, reduce decision fatigue, and free up more of your energy to focus on connecting with your students during those critical first weeks of school.Prefer to read? Grab the episode transcript and resources in the show notes here: https://www.secondstorywindow.net/podcast/back-to-school-teacher-exhaustion/Resources:Preorder our book Structure and Spark (and get bonuses!)The Smallest of Joys by Diane ShifferWhen Gavin Met Stacey by James Corden and Ruth Jones Travel tissuesMildlinersTell Try Tally Talk SlidesProcedures & Routines Planning Guide and ChecklistJoin The Teacher Approved ClubConnect with us on Instagram @2ndstorywindowShop our teacher-approved resourcesJoin our Teacher Approved Facebook groupLeave a review on Apple Podcasts!Leave a comment or rating on SpotifyRelated Episodes to Enjoy:Episode 77. 3 Reasons Why a First Day of School Script Will Save Your SanityEpisode 144. How to Plug-And-Play Your First Day of School PlansEpisode 215. Here's EXACTLY What to Do in the First 20 Minutes on the First Day of SchoolEpisode 143. The Easiest Back to School TipEpisode 270. The Smart Way to Tackle Your Back to School To-Do ListEpisode 154. 5 Steps for Classroom Procedure Success

Should a Leader Empower You or Validate You? The Missing Skill: Mastering Autonomous Self-Regulation.Are the mentors, coaches, and spiritual leaders you follow actually expanding your capacity for personal autonomy, or are they keeping you hooked on a loop of emotional reassurance alone? In this episode, we dive deep into a critical blind spot that can take place in the personal growth, coaching, and spiritual leadership industries: the profound difference between true biological empowerment and external validation for soothing—while also pointing out grounded-in-reality, practical solutions for behavioral growth and emotional maturing.When we rely on a purely emotional validating system, it acts as a temporary emotional band-aid that doesn't strengthen your window of tolerance or lead to personal or spiritual growth. True leadership and self-sovereignty require building autonomous self-regulating nervous system capacity, also known as restorative embodiment and resilience. By bridging evolutionary cognitive science—like the Yale Baby Study—with spiritual perspectives and mystic soul age group knowledge, we look at the missing leadership skill of Autonomous Self-Regulation by some personal growth and spiritual ascension figures in the field.We talk about discerning affective realism and narrative distortions, moving out of codependent growth containers, and applying a practical somatic-mindset strategy using Level 1 and Level 2 Micro-Habit protocols to stabilize your system from a place of absolute structural wholeness and pursue your self-led personal growth and spiritual ascension.

(5345期)机智解决问题的人Describe a person who solved a problem in a smart way一起旅行 we went on a trip together回去路上也是同样操作 we did the same thing when we went back home三个人一台车 Three of us in one car一切顺利 Everything went really well

一起旅行 we went on a trip together 回去路上也是同样操作 we did the same thing when we went back home 三个人一台车 Three of us in one car 一切顺利 Everything went really well

To Shift from High-Functioning Survival Masks to the Freedom of Being Yourself the SMART Way. Download Your FREE 10-Minute SMART MICRO-HABIT Check (PDF): https://payhip.com/b/r3sNWFor The Sovereign Shift: Move beyond "quick fixes" into a day-to-day commitment. Get the 1-Day Practice & Guide here: https://payhip.com/b/Qw23EStop relying on a survival loop and shift into a growth mindset. Your guide to ventral pivoting and nervous system sovereignty is one click away.Check out The Accessible Guide to Your Sovereign Blueprint: Nervous System Sovereignty & Conscious Self-Leadership - https://payhip.com/b/NJXhONot ready for the guide, check out the FREE Executive Summary here: https://payhip.com/b/VtK7kGet Your Sovereign Blueprint: Claim your intellectual and emotional sovereignty with this comprehensive, self-directed guide. https://payhip.com/b/jOSFYNot ready for the guide, check out the FREE Executive Summary here: https://payhip.com/b/RBz2XThe Regulated Leader - Expand Your Inner Growth Journey: Master emotional resilience and steady your nervous system fluency with the complete digital guide. https://payhip.com/b/rOUPzDownload the Free 10-Minute Mindset Practice: Shift your state and anchor your body into clarity and ventral safety under pressure. https://payhip.com/b/7PdoGYou are not your activated state: When emotions feel true self-leaders move from reactivity to steadiness. Check out the new daily steady living bundle (1 day mindset practice + 15 journal prompts)

To Shift from High-Functioning Survival Masks to the Freedom of Being Yourself the SMART Way. Download Your FREE 10-Minute SMART MICRO-HABIT Check (PDF): https://payhip.com/b/r3sNWFor The Sovereign Shift: Move beyond "quick fixes" into a day-to-day commitment. Get the 1-Day Practice & Guide here: https://payhip.com/b/Qw23EStop relying on a survival loop and shift into a growth mindset. Your guide to ventral pivoting and nervous system sovereignty is one click away.Check out The Accessible Guide to Your Sovereign Blueprint: Nervous System Sovereignty & Conscious Self-Leadership - https://payhip.com/b/NJXhONot ready for the guide, check out the FREE Executive Summary here: https://payhip.com/b/VtK7kGet Your Sovereign Blueprint: Claim your intellectual and emotional sovereignty with this comprehensive, self-directed guide. https://payhip.com/b/jOSFYNot ready for the guide, check out the FREE Executive Summary here: https://payhip.com/b/RBz2XThe Regulated Leader - Expand Your Inner Growth Journey: Master emotional resilience and steady your nervous system fluency with the complete digital guide. https://payhip.com/b/rOUPzDownload the Free 10-Minute Mindset Practice: Shift your state and anchor your body into clarity and ventral safety under pressure. https://payhip.com/b/7PdoGYou are not your activated state: When emotions feel true self-leaders move from reactivity to steadiness. Check out the new daily steady living bundle (1 day mindset practice + 15 journal prompts)

I'm explaining why counting calories alone has never been the key to lasting weight loss, and how hormones like insulin determine whether your body stores fat or burns it. Learn the simple nutrition, metabolism, and lifestyle signals that unlock fat burning, reduce cravings, and help you lose weight without relying on willpower alone.GET A CUSTOMIZED WEIGHT LOSS PLAN:Have a free 1-on-1 call with our Expert Nutritionists

We've learned the hard way that panic-prepping for back-to-school season isn't the answer. It can leave teachers feeling exhausted, overwhelmed, and still unprepared. In today's episode, we introduce our simple three-step Overwhelm Buster to help you take back control! Join us as we talk through practical ways to calm your nervous system, prioritize the tasks that matter most, and create a realistic plan so you can start the school year feeling calmer, more confident, and ready for your students.Prefer to read? Grab the episode transcript and resources in the show notes here: https://www.secondstorywindow.net/podcast/back-to-school-teacher-stress-2/Resources:Grandma Gatewood's Walk by Ben MontgomeryPiles card gamePreorder our book: Structure and SparkJoin The Teacher Approved ClubConnect with us on Instagram @2ndstorywindowShop our teacher-approved resourcesJoin our Teacher Approved Facebook groupLeave a review on Apple Podcasts!Leave a comment or rating on SpotifyRelated Episodes to Enjoy:Episode 143. The Easiest Back to School TipEpisode 270. The Smart Way to Tackle Your Back to School To-Do ListEpisode 194. Want a Smoother Back to School? Do These 5 Things NowEpisode 154. 5 Steps for Classroom Procedure SuccessEpisode 201. 20 Easy Back-To-School Teacher Tasks You Can Totally Do from the Couch

Wall Street has spent years warning about a recession, weak consumer spending, and an inevitable stock market correction. But what if the data tells a completely different story? In this interview, Chris Galipeau, Head Market Strategist at Franklin Templeton, joins Maggie Lake to explain why the U.S. economy remains far more resilient than many investors believe. He shares why corporate earnings continue to surprise to the upside, why the U.S. consumer is still driving economic growth, and why today's bearish narrative doesn't align with what's happening beneath the surface. Chris also breaks down why AI may become a productivity boom rather than a job killer, where he sees the biggest investment opportunities beyond the Magnificent Seven, why small-cap stocks could outperform, and the one Federal Reserve policy mistake that could threaten the current bull market. Topics discussed: -Why recession fears keep missing the mark -The real outlook for the U.S. economy -Stock market outlook for 2026 -AI investing and corporate productivity -Why earnings matter more than politics or geopolitics -Small-cap stocks vs. the Magnificent Seven -Federal Reserve policy and inflation risks =Where investors should be looking next Whether you're investing for retirement, managing a portfolio, or trying to understand where markets go from here, this conversation offers a data-driven perspective on the economy, stocks, AI, and long-term investing.

I'm explaining why feeling "lazy" has nothing to do with willpower and everything to do with your metabolism, hormones, stress, and the survival mechanisms built into your body. Learn how insulin, cortisol, visceral belly fat, metabolic flexibility, and healthy habits work together to help you lose weight naturally, without guilt, shame, or punishing yourself.GET A CUSTOMIZED WEIGHT LOSS PLAN:Have a free 1-on-1 call with our Expert Nutritionists

This week's guest shares his journey from working on diesel vehicles in the military to finally purchasing the Cummins truck he'd always wanted. We talk about why he chose a Cummins, the upgrades that transformed it into a dependable 500-horsepower daily driver, the parts he recommends, what he'd do differently, and the future plans he has for the truck. Learn more about your ad choices. Visit megaphone.fm/adchoices

Watch this episode on YouTube! Artificial Intelligence isn't here to replace great business owners - it's here to make them better! In this episode of The Small Business Mindset, Kirsten Flory shares a practical approach to using AI to create a better customer experience while keeping the human connection at the center of your business.  Instead of fearing automation, learn how to leverage AI to save time, improve communication, build stronger customer relationships, and ultimately increase sales. The businesses that win won't be the ones using the most AI.  They'll be the ones using AI to create more meaningful interactions. In this episode you'll learn: Why AI should enhance, not replace, the customer experience How first impressions online determine whether customers choose you The importance of acknowledging customers immediately Why collecting your own customer data is more valuable than social media followers How AI can automate lead generation and customer communication Creating a sales funnel that nurtures prospects without addint more work The importance of fast, reliable follow-up Why integrity matters in every customer interaction How to use customer feedback to improve your sales process The one thing AI can never replace: your personal story and passion Why authenticity is still your greatest competitive advantage Key Takeaways: AI is a tool - not a strategy The best use of AI is creating systems that: 1) welcome new customers 2) capture valuable customer information 3) automate repetitive tasks 4) speed up communication 5) give business owners more time to build genuine relationships Technology can start the conversation, but people close the sale Customers buy from businesses they trust, and trust is built through authenticity, consistency, and follow through Action Steps: This week, audit your customer journey by asking yourself: How quickly do I acknowledge new leads? Am I collecting customer data that I actually own? Is my follow-up process timely and consistent? Does my online messaging match the experience customers receive when they talk to me? Where can AI save me time so I can spend more time building relationships? Choose one area to automate this week while keeping your psersonal touch front and center. Connect with Kirsten Flory Instagram Facebook LinkedIn If this episode inspired you, SUBSCRIBE to The Small Business Mindset and share it with another entrepreneur looking to grow smarter - not just harder. We'd love to hear from you!

Training Insurance Agents the Smart Way: Real Results, Real Fast

Episode 738: The Smart Way to Run Special Sales – Timing, Execution & Pricing   00:00 – Welcome and Intro   01:02 – Strategic Not Reactive   02:34 – Avoid Discount Addiction   03:29 – Reasons to Run Sales   05:52 – Value-Add Offers   08:57 – Timing and Cadence   11:31 – Urgency and Communication   14:10 – Pricing Psychology   15:45 – Testing and Simplicity   17:55 – Measuring Success   20:30 – Key Takeaways Wrap

The mattress industry is in chaos, and major brands like Sleep Number are facing bankruptcy. Clark breaks down how the mattress market became incredibly oversaturated and why traditional mattress stores have seen their business models become obsolete. While online shopping and warehouse clubs have revolutionized how we buy beds, the wave of recent bankruptcies poses a risk to consumers. Clark reveals his ultimate rule for buying a new mattress safely. Also, Clark addresses the looming crisis in higher education as federal student loan interest rates spike to 6.5%. With college costs and inflation stretching family budgets to the limit, Clark explains why you should never sacrifice your own retirement savings or saddle your children with a lifetime of crushing debt just to attend a "dream" school. Clark delivers a heavy dose of tough love and practical strategies for parents. Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the July 8, 2026, episode of The Clark Howard Show. Submit your questions: Ask Clark. Buying A Mattress: Segment 1 Ask Clark: Segment 2 Student Loans: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The Best Place To Buy a Mattress - Clark Howard Best Online Banks: Free Checking and High-Interest Savings Accounts Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best? How Long Do You Need To Keep Tax Documents? - Clark Howard Education Dept Updates Key Student Loan Guidance In Advance Of July Changes - Forbes NYTimes: Education Dept. Lowers Student Loan Rates for Borrowers in Auto Pay The Trump administration says it is cutting student loan interest. Here are some facts and context The Right Way & Wrong Way to Use a 529 Plan That Doesn't Cover the Full Cost of College Best 529 College Savings Plans By State Trump Accounts: What You Need To Know - Clark Howard  Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

Lump sum investing can feel like a smart next step when extra cash is sitting in a money market fund or savings account. But before choosing dividend stocks, bonds, growth funds, crypto, or any other investment, the real question is: What is this money for? A strong investment strategy starts with purpose, timeline, and risk, not with whatever investment is getting attention right now. When money doesn't have a clear goal, it's easy to build a portfolio around scattered ideas instead of a financial plan. Matching each pool of money to a realistic timeline can help you decide whether you need safety, income, long-term growth, or diversification. For Americans in Israel with U.S. brokerage and IRA accounts, that kind of goal-based investing can make it easier to avoid unnecessary risk, tax surprises, and trend-driven decisions. Key Takeaways and Action Points Start with the goal. Define what each pool of money is meant to support before choosing investments. Use your timeline to guide the strategy. Money needed soon should usually be handled differently from money meant for long-term growth. Don't chase income you don't need. Dividend strategies can be useful, but they should fit your actual cash-flow needs and tax situation. Avoid trend-driven investing. Diversification can help keep your portfolio aligned with your goals instead of the latest market headlines. Read the full blog post here: https://goldsteinongelt.com/investing-basics-strategies/smart-way-to-invest-a-lump-sum    

A new hair product can feel like magic in a bottle, but the business side needs more than hope, foam, and a confident launch post. This episode-style breakdown explores how founders can think about patenting a hair product the smart way, especially when the invention includes a formula, applicator, treatment method, packaging feature, device, or manufacturing process.The big idea is simple: a patent does not protect the vague dream of “better hair care.” It protects a specific technical invention. That distinction matters. A founder may have a product customers love, but the patent question is whether the invention is new, useful, and non-obvious compared with what already exists. In other words, the market may clap, but the patent examiner still wants receipts.We cover why the first step is identifying the real invention. Is the product a unique composition? Does it stabilize an active ingredient? Does it reduce breakage in a measurable way? Does it deliver treatment to the scalp differently? Does the applicator control dosing, movement, or coverage better than existing tools? The more clearly the invention is defined, the better the strategy becomes.We also look at prior art searches, which are less glamorous than packaging design but far more useful when copycats appear. Prior art can include patents, published applications, scientific articles, product disclosures, competitor materials, and technical references. Searching early helps founders avoid expensive surprises and refine what they should actually claim.The conversation also compares patents with trade secrets. A patent can create exclusionary rights, but it requires disclosure. A trade secret can protect valuable know-how, but only if the information stays secret. For hair products, the best answer may depend on whether competitors can reverse engineer the formula, whether the key advantage lives in the manufacturing process, and whether confidential information is properly controlled.We also discuss common hazards: launching before filing, sharing samples without confidentiality, assuming trendy ingredients are automatically patentable, ignoring ownership with chemists or manufacturers, and filing claims that are either too narrow to matter or too broad to survive. Beauty founders have enough chaos without turning intellectual property into a legal detangling brush.Layered protection matters too. A patent may cover the technical invention, but trademarks can protect the brand name, copyrights can protect original marketing materials, and contracts can help control confidential information shared with labs, vendors, retailers, influencers, and partners. No single tool protects the entire business. A founder needs the legal equivalent of a good hair-care routine: more than one product, used in the right order, before things get tangled.The episode also explains why documentation matters. Formula versions, testing data, prototype photos, lab notes, supplier communications, and dates can help show how the product developed. Those records may also clarify who contributed what, which is especially important when outside chemists, manufacturers, or consultants are involved. Ownership confusion is not charming. It is expensive.For startup founders, beauty entrepreneurs, product developers, salon innovators, and small business owners, this is a practical guide to protecting the invention before the market gets frizzy. The smartest founders do not wait until the product is already copied. They evaluate protection before the launch, before the pitch, and before the suspiciously similar competitor shows up with a bottle that looks like it borrowed your homework.To chat about this one-on-one, grab a free consult at strategymeeting.com

Shopify dropshipping is something that every brand should be using to scale. Brands that aren't are missing sales. Nick Trueman is outlining how brands he works with are using dropshipping to scale faster, without warehousing costs but, most importantly, harnessing Shopify's ability to provide a seamless customer experience. Struggling with suppliers and stock issues? Struggle less with lean dropshipping on Shopify. In this episode, you'll learn: - How brands are leveraging dropshipping for faster growth- Learn how your Shopify brand could scale faster without stock headaches, and easily test new product ranges. - Stop spending months, some times years, trying to get hold of the right stockTimestamps:0:00 Why Every Shopify Dropshipping Is For Every Brand 1:04 Reason #1: Sister Products & Filling Seasonal Gaps With Dropshipping3:02 Reason #2: Test New Shopify Products Without Spending a Penny4:25 Reason #3: Avoid Stocking Bulky & Big Ticket Items5:40 Reason #4: Partner Brand Collaborations via Dropshipping7:35 How Big Brands Are Already Using Shopify Dropshipping9:01 The Smart Way to Consolidate Drop Ship Orders Into One Package11:19 How to Build a Seamless Customer Experience With Multiple Suppliers16:31 OutroWinning With Shopify is the podcast for Shopify store owners who want to grow revenue, increase conversions, and scale their ecommerce brand. New episodes every Tuesday and Friday.This Shopify Podcast is bought to you by Spec Digital, a PPC & SEO Agency based in the UK, servicing brands all over the world. Seguno: Shopify Email Marketing Listeners get a free customer analysis and strategy session with an email expert. https://www.seguno.com/winning-with-shopify-podcastYoast: Shopify SEO. Listeners get 15% off Shopify and Wordpress, with code WWS15 https://yoast.comInventory Planner: Shopify Inventory Management Listeners can join a free 7-Day inventory bootcamp https://info.brightpearl.com/winning-with-shopify-holiday-planning-bootcampTaxCloud: Shopify Sales Tax Managment. Listeners get free Migration onboarding, as a Winning With Shopify Listenerhttps://taxcloud.com/winning

Many of us have been taught that being mentally strong means pushing through, hiding our emotions, and pretending we're okay.In this episode, I sit down with psychotherapist and bestselling author Amy Morin to explore the difference between mental toughness and mental strength.We talk about anxiety, grief, emotional suppression, avoidance, self-awareness, uncertainty, vulnerability, resilience, unhealthy coping strategies, and why acknowledging what you're feeling is often the strongest thing you can do.This isn't just a conversation about mental health. It's about challenging the belief that strength means suffering in silence, and learning how to stop running from what you're carrying so you can begin moving forward.Amy Morin is a psychotherapist, bestselling author of the 13 Things Mentally Strong People Don't Do series, TEDx speaker, and one of the world's leading voices on mental strength. Through both research and her own experiences with profound loss, she helps people build resilience in a healthier, more honest way.Timestamps:(00:00) Introduction: Toughness vs Strength(01:15) The Cost of Suppression(04:10) Pressure and Self Honesty(07:04) Emotions as Information(09:31) Feeling to Heal(11:53) Distraction Done Right(15:09) Ambition and Overloading(18:24) Tolerating Uncertainty(24:12) Control and Anxiety Loops(29:42) Exposure the Smart Way(33:03) Practice Versus Winging It(35:39) Pre Game Rituals(37:51) Saying No To Focus(41:26) Stop Copying Formulas(45:03) Define Your Own Success(47:24) Create Without Permission(51:59) Money Values Tradeoffs(53:37) Grief To Viral Breakthrough(58:16) Rethinking Mental Strength(01:01:19) Advice And FarewellJoin the Move Your Mind Community:go.nickbracks.com/mymcommunityCheck out Portal Drinks:https://portaldrink.com/Connect with Nick:Instagram: https://instagram.com/nickbracksWebsite: http://nickbracks.comEmail: contact@nickbracks.comConnect with Amy:https://amymorinlcsw.com/ Hosted on Acast. See acast.com/privacy for more information.

If your back-to-school overwhelm is ramping up, this episode will help calm the stress and tackle those to-do lists. We share a simple framework for prioritizing your endless tasks based on four essential student needs: safety, belonging, competence, and growth. We share why routines and procedures matter so much, how to help students feel welcomed and capable, and why focusing on the right tasks first creates a smoother start to the year. If you're feeling pulled in a hundred directions, this episode will help you focus on the right priorities to build a classroom that is safe, connected, and ready for meaningful learning!Prefer to read? Grab the episode transcript and resources in the show notes here: https://www.secondstorywindow.net/podcast/back-to-school-teacher-checklist/Resources:Get your FREE ticket to Teacher Summer Talks!Procedures and Routines Planning GuideTell Try Tally Talk slidesOur Perfect StormSuction cup dish brush holderPreorder our book Structure and SparkJoin The Teacher Approved ClubConnect with us on Instagram @2ndstorywindowShop our teacher-approved resourcesJoin our Teacher Approved Facebook groupLeave a review on Apple Podcasts!Leave a comment or rating on SpotifyRelated Episodes to Enjoy:Episode 201. 20 Easy Back-To-School Teacher Tasks You Can Totally Do from the CouchEpisode 143. The Easiest Back to School TipEpisode 154. 5 Steps for Classroom Procedure SuccessEpisode 219. How to Build a Classroom Community That Lasts All YearEpisode 146. Never Pick up Another Stray Crayon: Why We Love Guided Discovery

Send us Fan MailArtificial intelligence is already changing how educators plan, teach and support students — but using AI well does not mean handing over the thinking.In this summer highlight episode of the Making Schools Work podcast, SREB's Ashley Shaw revisits six practical AI lessons from the first two seasons of the show. Featuring clips from conversations with Daniel Rock and Leslie Eaves, this episode explores how educators can use AI as a planning assistant, time-saver, brainstorming partner and student support tool without letting it replace teacher expertise or student learning.You'll hear why strong prompts matter, how AI can help teachers protect time for the work that requires human judgment, and why assignment design matters more than ever. The episode also looks at how AI can support personalized learning, help students get unstuck and prepare them to use emerging technology ethically and effectively.In this episode, we explore:How the SPICE framework can help educators write better AI promptsWhy AI should support teacher expertise, not replace itHow AI can save time on lower-value tasks so teachers can focus on feedback, relationships and student growthWhy assignments may need to change if AI can complete them without student thinkingHow teachers' knowledge of their students remains essential in an AI-supported classroomHow AI can help personalize support for students in the momentWhy students need to learn ethical AI use, not just efficient AI useThe big takeaway: AI is not the teacher, the student, the assignment or the thinking. It is a tool. Used thoughtfully, it can help educators plan, personalize and support learning. But it still needs human judgment, strong guardrails and students who are actively doing the work of learning.Subscribe to Making Schools Work for more summer highlight episodes as we revisit some of the best conversations from our first two seasons and get ready for season three. The Southern Regional Education Board is a nonprofit, nonpartisan organization that works with states and schools to improve education at every level, from early childhood through doctoral education and the workforce. Follow Us on Social:FacebookInstagramX

#297 – Running in the Heat: Build Mental Toughness the Smart WayWelcome To Another Week Of The Show:Last week we talked about mental toughness… but today we take it a step further. Because mental toughness in the heat is not about pushing harder—it is about learning when to slow down, adjust, and protect your body so you can keep showing up consistently all summer long. If you've ever felt drained, dizzy, or like your runs in the heat are harder than they should be—this episode is for you.I am Coach Tadris, founder of Run To The Best You. Since 2013, we have helped people of all ages, sizes, and abilities improve their health, build confidence, and discover the best version of themselves through movement, mindset, and community support. As a nonprofit, our mission is to make walking, running, and wellness accessible to everyone.WANT TO GET INVOLVED?Join A Walk, Run, Volunteer, Donate, or Connect With Us Through The Link Below. https://www.runtothebestyou.com/coach-tadrisCreate Memories With Us!ATLANTIC CITY MARATHON SERIES https://www.acraceseries.com Coupon Code COACHTADRIS20 @ Checkout If You ❤This Episode Please SHARE It With A LOVED ONE. Please Rate And Leave A REVIEW on APPLE PODCAST. SUPPORT OUR MISSION:

Selling a highly appreciated asset can trigger a devastating tax bill, but it doesn't always have to. In this episode, Chad Ettmueller and Monty Walker break down a little-known tax strategy called the Structured Installment Sale. This approach allows sellers of investment real estate, farmland, timberland, or even closely-held businesses to defer their capital gains taxes while securing a guaranteed stream of income. Before you sign on the dotted line, discover how this unique financial tool works, who qualifies for it, and why it offers significantly more flexibility than traditional tax-deferral options. Key takeaways to listen for How a Structured Installment Sale differs from a traditional 1031 exchange Why timing matters when planning for capital gains taxes Which types of property owners can benefit most from this strategy How installment sales can help preserve wealth for future generations Why building the right advisory team before selling is critical   Resources mentioned in this episode https://sisresource.com   About Chad EttmuellerChad is Senior Vice President of JCR Settlements, LLC. Chad specializes in both personal and commercial general liability, trucking/transportation industry claims, medical malpractice and workers' compensation claims. Chad possesses significant experience working with Medicare Set-Asides (MSA's) in both Workers' Compensation and Liability negotiations.   About Monty WalkerMonty is a Certified Public Accountant with a diversity of experience in the private closely-held business arena. Monty supports Entrepreneurial Clients throughout the country. He is an extremely innovative advisor in the Business Transfer Industry providing support to Small Business Owners in the areas of Business Transactions, Business Structuring & Design, Business Tax Planning and Business Exit Planning.   Connect with Chad & Monty Website: JCR Settlements | Structured Installment Sales LinkedIn: Chad Ettmueller | Monty Walker Phone Number: (404) 661-3507 | (770) 886-7400   About Leigh BrownLeigh Brown is a keynote speaker and leadership expert who helps organizations navigate growth, conflict, and change with clarity and courage. Her message resonates with leaders facing real-world pressure—whether that's housing challenges, organizational friction, or cultural shifts. Her latest book, Next Is Now, equips leaders to stop reacting and start leading with intention.

In this episode, Nikola reveals his contrarian belief that AI can be better than humans at customer service (not instead of humans, they'll do very different work), why he spent two hours on the phone with Vodafone when he got their confirmation email with someone else's name on it (and why that's not really about AI or humans), why they built a "token leaderboard" internally to track which AI tools they're using most, why junior developers will definitely beat senior ones at learning these tools (plasticity just goes down as you age), how AI gives him superpowers as a CEO (a chief of staff reminding him he promised something 4 days ago), and why their business model is "Rolls Royce for large enterprises, BMW for everyone else." He also shares his journey from a Serbian family to the University of Cambridge, how his PhD supervisor convinced him not to do a PowerPoint job at McKinsey, and why he ended up founding a voice AI company instead of working in finance (he wanted to be "a proper monkey" as well as a PowerPoint monkey, in his words).What you'll learn:

See what the team at The Successful Bookkeeper has on right now → Melissa Broughton, founder of Busy Bee Advisors in Sacramento, has built a bookkeeping firm that grows not just through referrals and marketing, but through strategic acquisition of other bookkeeping practices. In this episode, she pulls back the curtain on her complete acquisition process — from finding firms before they shut their doors, to vetting the financials, to integrating clients without losing them. If you've ever wondered whether buying a book of business could be part of your growth plan, Melissa's experience — including the deals that went sideways — is exactly what you need to hear. Chapters [00:00] Cold open teaser [01:15] Melissa's growth journey since last episode [05:30] Launching an online bookkeeping course [09:00] How the acquisition strategy began [12:30] The 70% rule and the water test [17:00] Vetting financials and avoiding pitfalls [21:00] What makes a firm attractive to buyers [25:30] Client integration and transition lessons [30:00] Reading the seller's personality [33:30] Capacity, formulas, and skipping brokers How Melissa Got Into Acquisitions It started with a pattern Melissa kept hearing from tax professionals: a bookkeeper with a thriving practice would simply close up shop, send clients a farewell letter, and leave them scrambling. "There were bookkeepers who had successful, thriving practices and they just decided to retire — they just closed their doors." That gap between a bookkeeper ready to walk away and clients who still need service looked like an opportunity. The goal became getting in front of those owners before they pulled the plug. The 70% Rule and Other Benchmarks Melissa's core filter is straightforward: would the acquisition still be profitable if you only kept 70% of the clients? "We look at, is the business still profitable if you only retain 70% of their business? That's our benchmark." She calls it the "water test," and a surprising number of potential deals don't pass it. She also looks at minimum client roster size, client interaction levels, software alignment (her firm runs exclusively on QuickBooks Online), and whether all clients are under a signed contract. A book of business built on handshakes and mixed software platforms is a much riskier buy than it appears on paper. Vetting the Financials — Don't Take It as Gospel Because bookkeepers are numbers people, Melissa says they're actually well-positioned to do the kind of financial scrutiny most buyers skip. "Ask for proof of those deposits. Make sure that the income lines up." She requests bank statements alongside tax returns, digs into payroll breakdowns, and checks lease agreements — because taking on a seller's remaining lease obligations can quietly sink a deal. She also warns against letting a seller's likability cloud the numbers: "Nice has nothing to do with it." Integration: What Makes or Breaks the Transition The smoothest acquisition Melissa ever completed involved an owner who was fully ready to walk away and sent a clean, brief handover note to clients. The hardest ones involved sellers who couldn't really let go. "We generally will not have the owners stay on — I can only think of two situations where we've had the owners stay on, and I will say I regretted it both of those times." For every acquisition, she brings on extra team support and deploys what she calls a "client whisperer" — a trusted admin who calls each new client, makes the introduction, and asks the question most people avoid: what did your previous bookkeeper do that drove you crazy? What Sellers Should Know Melissa also flips the conversation for bookkeepers thinking about eventually selling their practice. The three biggest value drivers in her eyes are: signed contracts with every client, a reasonable level of ongoing client communication (not too hands-off, not so personal that clients will leave when you do), and consistent use of mainstream software. She also recommends having payment on file rather than invoicing after the fact — both as a business practice and because it signals a well-run, collectible revenue stream to any buyer. Starting negotiations, Melissa uses a 1.25x multiplier on receivables as a baseline and works from there. Links Mentioned Busy Bee Advisors: busybeeadvisors.com Contact Melissa directly for her acquisition formula and checklist — email will be in the show notes The Successful Bookkeeper: thesuccessfulbookkeeper.com Pure Bookkeeping: purebookkeeping.com About Melissa Broughton Melissa Broughton is the founder and owner of Busy Bee Advisors, a fully remote bookkeeping firm headquartered in Sacramento, California, with team members spread across the United States. She has built and sold businesses across multiple industries and has applied those lessons to growing her bookkeeping practice through strategic acquisitions. In 2024, she launched an online course to help aspiring bookkeepers start their own businesses; by August 2025, more than 3,500 people had completed it. Melissa is a returning guest on The Successful Bookkeeper podcast. About the hostMichael PalmerMichael Palmer is the host of The Successful Bookkeeper podcast and co-founder of Pure Bookkeeping and The Successful Bookkeeper. He started this work because of his father — a brilliant electrical contractor who worked twice as hard as he should have had to, because nobody on the financial side was in his corner. That gap is what The Successful Bookkeeper exists to close. His view: bookkeepers are the most undervalued force in small business — and every bookkeeper who builds a real business changes two families: theirs, and their clients'.

On today's episode, Mark answers questions from the DSN community, covering some of the most common challenges practice owners and young dentists face. He breaks down why bonus systems based only on production or collections can quickly become risky, and explains how to structure incentives around the overall health of the practice instead. He also shares guidance on handling years when raises may not be financially possible, emphasizing clear communication, empathy, and protecting the long-term stability of the business. Mark also speaks directly to new graduates who feel overwhelmed clinically, financially, and professionally, encouraging them to slow down, build confidence, learn the business side of dentistry, and create financial breathing room before rushing into ownership. He closes with practical advice for evaluating associate opportunities, including understanding patient flow, culture, compensation, and non-compete risks before signing a contract. Be sure to check out the full episode from the Dentalpreneur Podcast! EPISODE RESOURCES https://www.truedentalsuccess.com Dental Success Network Subscribe to The Dentalpreneur Podcast

Buying an aircraft is a major decision, and the right airplane is not always the first one you find online.In this episode, Joe and Eric break down what it really takes to buy the right aircraft. From defining your mission and finding off-market opportunities to purchase agreements, pre-buys, borescopes, escrow, insurance, and training, they walk through the steps that can help buyers avoid costly mistakes and move into their next airplane with confidence.We'd love to help you find an aircraft that truly fits you and the way you fly.Buying an airplane is a big decision, and you don't have to figure it all out on your own. Our team at Casey Aviation would be happy to walk alongside you, answer questions, help you understand your options, and guide you toward an aircraft that makes sense for your mission.Learn more about our Buyer Agent Services here: https://flycasey.com/buyer-agent-services/

Burn Fat While You Sleep, Boost Metabolism & Fast the Smart Way with guest expert Dr. William Li #64What if everything you've been told about metabolism, fat, and weight loss is wrong? In this episode, Samantha sits down with Dr. William Li for a second conversation in season 2 (Check out Episode #62, if you missed it - and Season 1 Episode #14 as well!).Dr. Li dismantles everything you thought you knew about metabolism, visceral fat, and intermittent fasting — revealing the science-backed strategies that let your body burn dangerous fat while you sleep, eat, and live your life.Dr. Li is an internationally renowned physician-scientist, president of the Angiogenesis Foundation, and New York Times bestselling author of Eat to Beat Your Diet — to expose the myths that have kept so many women stuck in a cycle of dieting, frustration, and self-blame.Spoiler: your metabolism is not broken. It never was.From the newly discovered science proving that human metabolism stays rock-stable from age 20 to 60, to the hidden danger of "skinny fat" and its shocking link to breast cancer, to the brilliantly simple 12-hour fasting protocol Dr. Li himself follows every day — this episode is a masterclass in working with your body instead of against it. Plus, the true origin story of the famous 16:8 intermittent fasting method that no one is talking about.WHAT YOU'LL LEARN:Your metabolism is NOT slowing down: Learn the findings from a landmark study of 6,000 people that completely rewrites what we thought we knew about metabolism — and where the real culprit actually lives.Fat is a hormone-producing organ: Discover why healthy fat is essential to your metabolic function, and what happens to your hormones when it starts to grow out of control.Excess fat behaves like a tumor: Find out why Dr. Li says too much body fat follows the same dangerous playbook as cancer — and why that makes chronic inflammation so much more urgent to address.Skinny fat is a real and serious risk: Learn what a 13-year Cornell study found when it scanned nearly 3,500 normal-weight women — and why the results are a wake-up call for women who think they're in the clear.Foods that burn fat at the cellular level: Discover which everyday grocery store foods contain natural bioactives that work against fat growth — and how they do it without you changing everything on your plate.The tape measure test: Find out why your waistline tells a more accurate story about your health than your BMI, your scale, or your body size — and how to use it at home for free.Why 12 hours of fasting is enough: Learn the surprisingly achievable protocol Dr. Li follows himself every single day — and why the research says you don't need to go longer to see real results.The truth about 16:8: Discover the origin story of the most popular intermittent fasting method — and why its famous time window has almost nothing to do with human science.Insulin is the metabolic switch: Understand the simple biological reason your body burns fat while you sleep — and how the timing of your last meal determines how hard it works overnight.Ultra-lean is not ultra-safe: Find out why the medical literature puts extreme leanness in the same dangerous category as extreme obesity — and what that means for how we define a healthy goal.About Our GuestDr. William Li is an internationally renowned physician, scientist, researcher, and author whose work has impacted over 70 diseases, including cancer, diabetes, and cardiovascular disease. He is the founder and president of the Angiogenesis Foundation and is best known for his groundbreaking TED Talk, Can We Eat to Starve Cancer?, which has been viewed by millions worldwide. He is the New York Times bestselling author of Eat to Beat Disease and Eat to Beat Your Diet: Burn Fat, Heal Your Metabolism, and Live Longer.

Anyone can create a podcast, but creating interviews that listeners remember takes a different set of skills. The morning show cast and crew sit down with podcasting veteran Dave Jackson to talk about what it really takes to create podcast conversations that feel natural, engaging, and worth sharing. From researching guests and asking stronger follow-up questions to building lasting relationships and using AI without losing the human touch, the discussion is full of practical lessons from years behind the microphone. Here's the thing, the best interviews aren't driven by a list of questions. They're built on curiosity, preparation, and a willingness to truly listen.Episode Highlights:[02:29] Guest Intro: Dave Jackson[04:28] Pre-Interview Preparation[08:54] Researching Guests More Deeply[10:23] Avoiding Generic Interviews[13:45] The Skills Behind Great Conversations[19:53] Common Mid-Interview Mistakes[21:32] How to Disagree with Guests Respectfully[31:07] Pitching Guests the Smart Way[33:46] What Great Interviewers Do Differently[41:03] Post-Interview Follow-Through[44:41] Using AI to Create Better Episodes[48:44] Keep It HumanLinks & Resources:Dave Jackson's links: School of Podcasting: https://www.schoolofpodcasting.com/Podcast consulting: https://www.podcastconsultant.com/Book: Profit from Your Podcasthttps://a.co/d/0bjJUCxhFeature Your Podcast on the Podcasting Morning Show:https://PodcastingMorningShow.com/spotlightThe Podcasting Morning Show:⁠⁠www.podcastingmorningshow.com⁠⁠Ways to Watch or Listen:⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠https://www.podcastingmorningshow.com/joinus/Meet the PMS Cast and Crew:⁠⁠https://podcastingmorningshow.com/people⁠⁠Join The Empowered Podcasting Facebook Group:⁠⁠www.facebook.com/groups/empoweredpodcasting⁠⁠⁠Book A Free Call With Marc:https://calendly.com/ironickmedia/freestrategycallApplication To Submit Your Show For Evaluation:⁠⁠⁠⁠⁠https://podcastingmorningshow.com/eval⁠⁠Join us every other Monday at 8 AM ET for the Obsession Worthy Podcasts:⁠⁠⁠http://podcastingmorningshow.com/owp/⁠⁠Join us LIVE every weekday morning at 8 am ET (US) on ⁠Clubhouse⁠: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://podcastingmorningshow.com/clubhouse⁠⁠Powered by⁠⁠⁠ ⁠iRonickMedia.com⁠⁠⁠⁠ and⁠ ⁠ContentCreatorsAccountant.com⁠⁠Send in your mailbag questions:⁠⁠⁠⁠ https://www.podcastingmorningshow.com/contact/⁠⁠⁠⁠ or ⁠marc@ironickmedia.com⁠Want to be a guest on The Podcasting Morning Show? Send me a message on PodMatch, here:https://podmatch.com/hostdetailpreview/1729879899384520035bad21b

What you'll learn in this episode: ● How to handle stress before it happens ● Why caring proactively strengthens trust and loyalty ● The difference between excuses and habits ● How to lead people who resist change ● The secret to consistency when motivation fades ● Why respecting challenges doesn't mean giving them power ● How to build a “pre-decision compass” for when life gets bumpy

I'm breaking down the real reason most people regain weight after stopping Ozempic and how to naturally boost GLP-1 levels through food, gut health, sleep, and metabolism-supporting habits. In this episode, I share 10 science-backed ways to reduce cravings, stabilize blood sugar, and support sustainable weight loss without depending on injections forever.I just released another video that walks you through exactly how to lose weight rapidly without wrecking your hormones or crashing your energy.Watch it here: ⁠⁠⁠⁠⁠https://youtu.be/iSpdK2vNjP0⁠⁠⁠⁠GET A CUSTOMIZED WEIGHT LOSS PLAN:Have a free 1-on-1 call with our Expert Nutritionists

Moving money between your businesses sounds simple. It's not. In this episode, we break down the tax strategy behind intercompany transfers and why getting it wrong can cost you thousands. You'll learn how basis works and why it matters for tax savings. We explain the difference between loans, distributions, and capital contributions—and how each one impacts your ability to deduct losses. You'll also get a clear, step-by-step system to document transfers the right way. This is practical CPA advice focused on tax planning, tax strategies, and smarter business finance decisions. If you have multiple businesses or plan to start another, this episode is critical. Listen now before a simple mistake turns into a major tax bill.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Most people think AI will make life easier. But what if the way you are using it is quietly making your brain less engaged, less focused, and less capable of doing the deep work that real learning requires?In this episode of the Kwik Brain podcast, I break down what recent research is revealing about AI, memory, and cognitive performance, and why convenience can come at a cost when it replaces the mental effort your brain needs to grow.I show you how AI can create the illusion of learning, why that never leads to real mastery, and what becomes even more valuable in a world where everyone has access to instant answers.In this episode, you will learn:✅ What recent research suggests about AI and cognitive engagement✅ Why your brain gets weaker when you outsource too much thinking✅ The difference between using AI as a tool versus a shortcut✅ Why real learning requires effort, retrieval, and mental friction✅ Why human intelligence matters even more in the age of AI✅ How to use the ACT method: Ask, Challenge, Think✅ Why asking for structure is smarter than asking for final answers✅ How to challenge AI output so your critical thinking gets stronger✅ Why pausing before the next prompt helps turn passive learning into active learningThis is not about rejecting AI.It's about using it in a way that sharpens your brain, strengthens your thinking, and helps you stay mentally powerful in a world that is changing fast.