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What if your child could actually learn to manage money—not just play pretend with it? Teaching kids about money has traditionally involved games, fake dollars, and hypothetical situations. But what if the key to lasting financial habits was giving them real financial experiences? In this eye-opening episode, we talk to the CEO of Stockpile, a financial platform that helps kids and families learn to save, invest, and spend. Victor opens up about his founder journey, raising $45 million, the company's mission-driven design, and how Stockpile empowers kids to make real investment choices while giving parents peace of mind. You'll hear how Stockpile has built a platform that doesn't just teach financial literacy; helps families live it, building lifelong confidence and smart money behaviors. This one's a must-listen for parents, educators, and startup founders alike. Here are highlights: -Real Financial Literacy for Kids: Research shows kids learn best with real-world experience. Stockpile's platform uses actual money to teach kids saving, investing, and budgeting in a meaningful, lasting way. -Mission-Driven Design: Stockpile prioritizes saving and investing over spending, with features like "kids choose, parents approve" to foster smart habits and meaningful family money conversations. -Lessons from the Founder's Journey: Victor shares how his entrepreneurial upbringing and multiple startups led him to Stockpile, including the importance of aligning values, culture, and hiring practices. -Adapting to Market Volatility: The platform encourages resilience and patience by letting kids make real investment choices and experience gains and losses, reinforcing the importance of long-term strategy. -Team Culture and Leadership Values: Victor reveals how Stockpile builds a strong remote culture by hiring for fit, investing in internal development, and maintaining transparency and trust across a global team. About the guest: Victor Wang is CEO of Stockpile, an investing platform empowering the next generation of investors through hands-on learning. With over 25 years as a successful entrepreneur, Victor brings the leadership and passion needed to remove barriers in the financial industry and enable people to own their financial futures. Victor's belief that today's youth deserve the same opportunities he had when his father came to America with just $40 in his pocket inspired his vision of using Stockpile to make investing accessible for all and give children the power to shape their financial futures. With his background partnering with leading brands like Wells Fargo Bank, American Express, Nike, LEGO, Indian Motorcycle and Jamba Juice, Victor provides the strategic vision and innovation to advance Stockpile's mission of driving financial inclusion. Connect with Victor: Website: https://www.stockpile.com/ LinkedIn: https://www.linkedin.com/in/victorwangsf Connect with Allison: Feedspot has named Disruptive CEO Nation as one of the Top 25 CEO Podcasts on the web, and it is ranked the number 6 CEO podcast to listen to in 2025! https://podcasts.feedspot.com/ceo_podcasts/ LinkedIn: https://www.linkedin.com/in/allisonsummerschicago/ Website: https://www.disruptiveceonation.com/ #CEO #leadership #startup #founder #business #businesspodcast Learn more about your ad choices. Visit megaphone.fm/adchoices
Get an easy $200 from Melio for making your first payment! (Affiliate link. Terms below) https://affiliates.meliopayments.com/travelonpointsteam Episode Description This week several increased card offers came out including a new version of Amex's popular "no lifetime language" Business Platinum offer. Find out how to see if you are targeted for 250K points plus a new type of kicker. Other offers include Marriott's new hybrid 3 nights + 50K and AA's 75K business card. In other news Brazil now has an e-visa but we will show you how to get it. We also discuss: food at the Masters, very good Wells Fargo checking bonuses, safety of helicopters, a crazy shark in Switzerland and why Evermore is probably the best Hilton value in the U.S. right now. Episode Guide 0:00 Insane diving shark in Switzerland 0:48 Brazil's new e-visa is here - What is the process? 3:25 Talking about the Hudson helicopter crash & safety 6:30 Evermore Orlando now bookable with Hilton - Good deal? 8:36 Amex Business Platinum 250K + a kicker 10:44 Bonvoy Boundless 3 free nights + 50K hybrid offer 12:10 AAdvantage Business 75K + special perks 13:25 New Chase MyBonus 5X offers for Q2 14:34 Wells Fargo's VERY good bank business bonuses 16:27 Cool S - Food at the Masters 18:10 How the Masters keeps prices low Links Shark - https://www.ladbible.com/news/world-news/shark-statue-lake-neuchtel-switzerland-460708-20231027 https://x.com/AvatarDomy/status/1355402936638189568 Brazil visa - https://travel-on-points.com/brazil-visa-application-process/ Evermore Hilton - https://travel-on-points.com/evermore-orlando-resort-joining-hilton/ Biz Plat 250K - https://travel-on-points.com/200k-amex-business-platinum-offer/ AAdvantage Biz 75K - https://milestomemories.com/75k-bonus-and-waived-fee-for-citi-aadvantage-business-card/ Chase MyBonus - https://travel-on-points.com/chase-my-bonus-spending-offers/ Wells Fargo Bank - https://travel-on-points.com/wells-fargo-business-checking-bonus/ Masters Food - https://x.com/top100rick/status/1909580552111300643?s=46 Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com. You can subscribe on Apple Podcasts, Google Play, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know!
New laws were enacted in 2024 that affect California trust and estate practitioners. Join our two speakers, attorneys Jadene M. W. Tamura and Mara M. Mahana, on this episode as they describe the highlights of the new laws and how they affect trusts and estates practice, estate and trust litigation, incapacity proceedings, and more.About Our Podcast Speakers:Jadene M. W. Tamura is a Shareholder and Co-Chair of the Trusts & Estates Department at Parker Milliken, practicing in the areas of trust and estate planning, administration, and litigation. Jadene is a certified specialist in estate planning, trust, and probate law by the State Bar of California Board of Legal Specialization, and is a member of the Executive Committee of the Trusts and Estates Section of the California Lawyers Association (TEXCOM). Jadene may be reached at jtamura@pmcos.com.Mara M. Mahana is a Senior Wealth Strategist and Executive Director at Wells Fargo Bank. Mara works with high- and ultra-high net worth clients to review, develop, and consult on estate and wealth transfer plans, taking into consideration clients' unique values, needs and circumstances. Prior to joining Wells Fargo Bank, Mara was a practicing attorney with 20 years of experience in trust and estate law. Mara is a member of the Executive Committee of the Trusts and Estates Section of the California Lawyers Association (TEXCOM).Thank you for listening to Trust Me!Trust Me is Produced by Foley Marra StudiosEdited by Cat Hammons and Todd Gajdusek
Today Kevin and Laura sit down with Eric Müller, VP of Engineering and CISO at Presence, to explore the complex intersection of product development and security. We discuss today's digital landscape where companies are constantly walking a tightrope between innovation and cybersecurity. With over two decades of experience across industries like banking, social media, and online gaming, Eric shares his insights on emerging cybersecurity threats, the rising costs of ransomware attacks, and the evolving regulatory landscape—including the UK's controversial push for encrypted data access. We discuss how organizations can safeguard electoral integrity amid growing concerns of foreign interference. But it's not all doom and gloom—Eric also sheds light on the transformative role of AI and other emerging technologies in shaping the future of data security and privacy. Tune in for an engaging discussion on leading resilient tech teams, fostering innovation without compromising security, and preparing for the cybersecurity challenges of tomorrow. Don't miss this episode!Eric Müller is the VP of Engineering and CISO at Presence, where he has led engineering teams and supported automated processes to deliver high-quality digital products for the past decade. With over 20 years of experience in engineering and security, Eric has worked across various industries including banking, social media, B2B, retail, fashion, and online gaming. His extensive background includes significant roles at Wells Fargo Bank, Charles Schwab, Razorfish, and Mekanism, where he delivered award-winning projects for clients such as Samsung, eBay, and DKNY. At Presence, Eric fosters empathetic leadership and transparent communication to build resilient, high-performing tech teams.
Send us a textJessica and Michael Garcia are a powerhouse entrepreneurial duo. They share a story of hard work, determination, and a passion for their craft. Both raised in the San Gabriel Valley, Jessica graduated from Alhambra High School, continued her education at Pasadena City College, and earned her bachelor's degree in Business Management from the University of Phoenix. Michael, a graduate of Monrovia High School, attended Citrus College before pursuing his culinary dreams at Le Cordon Bleu in Pasadena. The couple met in 2000 while working at Wells Fargo Bank, where their shared ambitions and dedication brought them together. They married in 2007 and began building a life that balanced corporate careers and family. Jessica climbed the ranks to become a branch manager, while Michael transitioned to culinary school and later worked for Sysco Foods. In 2009, they embarked on a new chapter, welcoming their first child in 2010. Over the next five years, they grew their family to include four boys, including a set of twins. Juggling the demands of corporate life and raising four children under eight, Jessica and Michael realized they needed a bold change to create the life they envisioned. In 2018, they took a leap of faith, quitting their corporate jobs, selling their home, and investing everything into launching their business, West Coast Cheesesteaks. Their dedication and risk paid off, as the restaurant quickly gained recognition, earning accolades such as being named one of Yelp's Top 50 Restaurants in the San Gabriel Valley twice, as well as one of Yelp's Top 100 Restaurants in Los Angeles County. The business has also been featured on prominent platforms like LA Eater, CBS Channel 2, KTLA 5, FOX 11, and ABC Channel 7. West Coast Cheesesteaks represents more than just a business for Jessica and Michael; it is a manifestation of their passion for quality food, excellent service, and community. Their slogan, “Quality + Service = Excellence,” embodies their commitment to every aspect of their work. They view their employees as family and are passionate about mentoring them, teaching them the skills needed to run a successful business and navigate life's challenges. Jessica and Michael believe that the growth of their employees directly impacts the growth of their business. This philosophy, coupled with their dedication to serving their community, staff, and customers, continues to drive the success of West Coast Cheesesteaks. Through their inspiring journey, Jessica and Michael have created a thriving business while staying true to their values, proving that with courage, hard work, and a vision, anything is possible.___________________Music CreditsIntroEuphoria in the San Gabriel Valley, Yone OGStingerScarlet Fire (Sting), Otis McDonald, YouTube Audio LibraryOutroEuphoria in the San Gabriel Valley, Yone OG__________________My SGV Podcast:Website: www.mysgv.netNewsletter: Beyond the MicPatreon: MySGV Podcastinfo@sgvmasterkey.com
In this week's episode of Economic Update, Professor Wolff discusses how US foreign aid serves the interests of corporations and their profits. We highlight how San Juan County in Washington state handled its fiscal crisis by cutting its employees' work week to 32 hours. We update you on workers of Wells Fargo Bank who are currently conducting a unionization drive, which could lead to other US banks doing the same. We provide a quick analysis of the history of settler colonialism in New Zealand and how this practice informs and influences the Israel and Palestinian crisis. Lastly, we interview Professors Michael Hillard and Richard McIntyre for a Marxian analysis of the exceptional nature of the US capitalist class and the US election. The d@w Team Economic Update with Richard D. Wolff is a DemocracyatWork.info Inc. production. We make it a point to provide the show free of ads and rely on viewer support to continue doing so. You can support our work by joining our Patreon community: https://www.patreon.com/democracyatwork Or you can go to our website: https://www.democracyatwork.info/donate Every donation counts and helps us provide a larger audience with the information they need to better understand the events around the world they can't get anywhere else. We want to thank our devoted community of supporters who help make this show and others we produce possible each week.1:01 We kindly ask you to also support the work we do by encouraging others to subscribe to our YouTube channel and website: www.democracyatwork.info
Wells Fargo Bank Vice Chairman Doug Braunstein discusses how the Trump Trade is reshaping the investment landscape, mergers, and his plans for Wells Fargo with Bloomberg's Scarlet Fu and Romaine Bostick.See omnystudio.com/listener for privacy information.
In this week's episode of the SIMPLE brand podcast, I talk with Jennifer Kenny.Jennifer is a master of innovation practices having held senior roles to drive innovation for companies like Accenture, Booz Allen, Gartner, Wells Fargo Bank, Cisco, and Stanford Research Institute.Today she works with teams and organizations to help them fuel their innovation, performance, and revenue.And Jennifer is the author of the best-selling book - The Innovation Mindset: A Proven Method to Fuel Performance and Results.Here's what we discuss:How to make innovation a practice instead of sporadic ideationThe barriers that hinder innovation in teamsThe importance of co-inventing and building trust within teamsHow gender balance impacts an organization's innovation capacityJennifer's six-step practice model for fostering innovationHow innovation drives employee satisfaction and retentionRESOURCES FROM THIS EPISODE:Jennifer's websiteJennifer's book - The Innovation Mindset: A Proven Method to Fuel Performance and Results Jennifer on LinkedIn
Welcome to The Daily Wrap Up, a concise show dedicated to bringing you the most relevant independent news, as we see it, from the last 24 hours (9/28/24). As always, take the information discussed in the video below and research it for yourself, and come to your own conclusions. Anyone telling you what the truth is, or claiming they have the answer, is likely leading you astray, for one reason or another. Stay Vigilant. !function(r,u,m,b,l,e){r._Rumble=b,r[b]||(r[b]=function(){(r[b]._=r[b]._||[]).push(arguments);if(r[b]._.length==1){l=u.createElement(m),e=u.getElementsByTagName(m)[0],l.async=1,l.src="https://rumble.com/embedJS/u2q643"+(arguments[1].video?'.'+arguments[1].video:'')+"/?url="+encodeURIComponent(location.href)+"&args="+encodeURIComponent(JSON.stringify([].slice.apply(arguments))),e.parentNode.insertBefore(l,e)}})}(window, document, "script", "Rumble"); Rumble("play", {"video":"v5egaml","div":"rumble_v5egaml"}); Video Source Links (In Chronological Order): Digital ID: The Foundation for Technocracy (4) InThisTogether on X: "@DBrozeLiveFree @OdyseeTeam @_whitneywebb @TLAVagabond How absurd. I defy anyone to watch that discussion and identify anything that could possibly be construed as conflicting with the interests of any community. Only an authoritarian regime could judge it unnaceptable and regimes don't build communities, they crush them." / X Debunking the False Binary with the Independent Media Alliance Announcing the Independent Media Alliance Elon Musk digital ID - Brave Search Twitter Still Using AU10TIX & Israeli Soldiers Arrested For Gang Rape Protected By Leadership (7) AU10TIX on X: "
Medida en función del PIB, la economía latina de Estados Unidos se ubicaría como la quinta más grande del mundo. Hoy nos acompañan Ana Valdéz, Presidenta y Directora General de Latino Donor Collaborative y Patty Juárez, VP Ejecutiva y Jefa de Asuntos Hispanos y Latinos de Wells Fargo Bank para hablar de la importancia del poder adquisitivo que nuestra comunidad representa para el país.
Medida en función del PIB, la economía latina de Estados Unidos se ubicaría como la quinta más grande del mundo. Hoy nos acompañan Ana Valdéz, Presidenta y Directora General de Latino Donor Collaborative y Patty Juárez, VP Ejecutiva y Jefa de Asuntos Hispanos y Latinos de Wells Fargo Bank para hablar de la importancia del poder adquisitivo que nuestra comunidad representa para el país.
Wells Fargo Bank is no stranger to discreditable behavior, and their latest scandal is out of an office in Arizona, where an employee was found dead at her cubicle desk, going four days unnoticed. A Wells Fargo employee told local news that “Several people smelled a foul odor but passed it off as faulty plumbing.” Many feel that because the building has 24/7 security and cleaning staff, someone should have found the employee sooner. And we have the moment, the officer manager made the discovery. Listen to Lamont & Tonelli Monday through Friday, 6-10am, on 107.7 The Bone. Get your Rock N Roll Fix at: 1077thebone.com Follow 107.7 The Bone on Facebook, Instagram, X, YouTube and TikTok. Follow 107.7 The Bone on Apple, Spotify or Amazon Music.See omnystudio.com/listener for privacy information.
Wells Fargo Bank is no stranger to discreditable behavior, and their latest scandal is out of an office in Arizona, where an employee was found dead at her cubicle desk, going four days unnoticed. A Wells Fargo employee told local news that “Several people smelled a foul odor but passed it off as faulty plumbing.” Many feel that because the building has 24/7 security and cleaning staff, someone should have found the employee sooner. And we have the moment, the officer manager made the discovery. Listen to Lamont & Tonelli Monday through Friday, 6-10am, on 107.7 The Bone. Get your Rock N Roll Fix at: 1077thebone.com Follow 107.7 The Bone on Facebook, Instagram, X, YouTube and TikTok. Follow 107.7 The Bone on Apple, Spotify or Amazon Music.See omnystudio.com/listener for privacy information.
Wells Fargo Bank employee found dead in her cubicle 4 days after last scanning into work. South Korea district offers 1 million won just for starting romantic relationship. Husband admits adding cocaine, MDMA to wife's Cokes in hopes he would marry her daughter. // SUPPORT by joining the Weird AF News Patreon http://patreon.com/weirdafnews - OR buy Jonesy a coffee at http://buymeacoffee.com/funnyjones - Check out the official website https://WeirdAFnews.com and FOLLOW host Jonesy at http://instagram.com/funnyjones
Takeaways – A podcast about learning from the wisdom of others
NAIOP July 2024 - Breakfast Program The participants included: Stacy Watkins, President and CEO, Lexicon Bank Robert Ybarra, Executive Vice President, CBRE Capital Markets, Inc. Ivan Ferraz, Executive Director, Wells Fargo Bank, NA The program was moderated by Matt Hoyt, Vice President of Finance and Operations, LaPour This program was sponsored by Gatsky Commercial Real Estate
Mariana Martinez, Directora Ejecutiva del Centro de Servicios de Patrimonio y Cultura Familiar de Wells Fargo Bank, cuenta con más de 25 años de experiencia en consultoria empresarial y trabaja con individuos, parejas y familias, ayudándoles a cumplir con sus objetivos patrimoniales.
Chris, Saied, and Haroon kick off this episode of The Higher Standard podcast with a look in to dive deep into what was once the hype around the Bilt credit card program. The Flashy Rent Credit Card was backed by Wells Fargo Bank and is costing them $10 million a month thanks to some poor business decisions. Sometimes when something sounds too good to be true, it is. And yes, even big, sophisticated banks can make bad decisions sometimes. ➡️ Even though Chris forgot his introduction in this week's show and Saied stole the show closing, they still managed to provide some economic insights on the Fed holding rates unchanged, what the CPI report means for you and what could potentially be the "mother of all layoffs."
In this episode of Investing In Integrity, Ross Overline speaks with Robert Joss. Robert is a global banking leader, former assistant Secretary of the Treasury, and former Dean of Stanford Graduate School of Business. Robert became the eighth dean of the Business School in 1999. He served as Dean for 10 years – overseeing the introduction of a new MBA curriculum, the institution of new collaborations between the school and Stanford University. Prior to joining the Business School as Dean, Robert was chief executive officer of Westpac Banking Corporation, one of Australia's largest banks, a post he held for six years. Before his tenure at Westpac, Robert held a variety of posts at San Francisco-based Wells Fargo Bank between 1971 and 1993, serving from 1986 onward as vice chairman. He worked 3 years at the U. S. Treasury, first as a White House Fellow and then as deputy to the assistant secretary for economic policy. He is currently a director board advisor at CM Capital. Join Ross and Robert as they engage in a fascinating conversation about Robert's successful career journey and the values that have contributed to his achievements. They discuss Robert's upbringing, education, and roles in the finance industry, as well as his time as the Dean of the Stanford Graduate School of Business. They emphasize the importance of meaningful work, accessibility, humility, and constantly developing skills. They also touch on the concept of balance in leadership and the struggle of managing ambition.
Jake sits down with Joseph Goode and Cody Matthews of Truist Financial to discuss the ways you can go about building your own liquid empire. There are many strategies that Truist deploys when helping a customer realize their dream of opening a distillery, creating a whiskey company, and procuring barrels. Sit back, grab a pen and paper, and pour up some bourbon and listen to the latest episode of the Bourbon Lens Podcast. Stream this episode on your favorite podcast app and be sure to drop us a review while you're there. We are thankful for your support over the last 5 years. We must give the biggest shoutout to our growing Patreon Community of supporters! As always, we'd appreciate it if you would take a few minutes time to give us feedback on Bourbon Lens podcast. If you enjoy our content, consider giving us a 5 Star rating on your favorite podcast app, leave us a written review, and tell a fellow bourbon lover about our show. Follow us @BourbonLens on Instagram, Facebook, LinkedIn and X. Also, consider supporting Bourbon Lens on Patreon for some of the behind the scenes, to earn Bourbon Lens swag, join the Bourbon Lens Tasting Club, and more. If you have any comments, questions, or guest suggestions, please email us at Info@BourbonLens.com. Check out BourbonLens.com to read our blog posts, whiskey news, podcast archive, and whiskey reviews. Cheers,Scott and JakeBourbon Lens About Truist Financial: Truist Financial Corporation is a purpose-driven financial services company committed to inspire and build better lives and communities. With 275 years of combined BB&T and SunTrust history, Truist serves approximately 12 million households with leading market share in many high-growth markets in the country. The company offers a wide range of services including retail, small business and commercial banking; asset management; capital markets; commercial real estate; corporate and institutional banking; insurance; mortgage; payments; specialized lending and wealth management. Headquartered in Charlotte, North Carolina, Truist is the sixth-largest commercial bank in the U.S. Truist Bank, Member FDIC. Learn more at Truist.com. About Our Guests: Joseph Goode, Senior Vice President, is the Beverage Industry Manager at Truist, based in Atlanta, GA. Joe has covered the Beverage Industry for more than seventeen years. Prior to joining Truist, Joe spent time at Wells Fargo Bank and Bank of Montreal; also covering the Beverage Industry at both institutions. Throughout his career, Joe has covered much of the US working directly with ownership and management teams across all beverage sectors. Beer Distribution Wine & Spirit Distribution Manufacturers (Beer, Wine, Spirits, Carbonated Soft Drinks, Other Non-Alcoholic Beverages) Soft Drink Bottlers & Distributors Importers Brand Companies Blenders & Rectifiers Co-Manufacturers & Co-Packers Cody Matthews is Senior Vice President, for Truist Financial Corporation. He oversees the Louisville market and is responsible for the coordination and promotion of Truist's image within the market. Acting as chief integrator in the market for various functions including retail, wealth management, capital markets, insurance, investment banking, and commercial banking. Since being named to this position in February 2020, Matthews has overseen commercial loan growth exceeding $310 million (108% growth) and commercial deposit growth of $279 million (70% growth). During his tenure, deposit market share for the Louisville MSA has grown $590 million (37% growth), taking 52bps of market share from competitors. Matthews was recognized as a Top Performer in 2023 with the CCB Performance Award. With more than 10 years of finance experience, he previously served as a CPA for BKD and Ernst and Young and owned his own financial planning practice with Northwestern Mutual. Image Credit: Truist Financial Corporation
In this episode, Andy Humphrey plays a recorded live event with Spencer Haws from the Seller's Summit conference, the importance of website ranking, and managing multiple businesses. Spencer delves into Google's algorithm changes, AI's role in search, and diversifying platform presence. He discusses the significance of internal link structure, creating a fast-loading website, and standardizing publishing processes. He also explores content strategies, optimizing content, and tactics to boost revenue. CHAPTERS: (0:00) Introduction and discussion about Seller's Summit conference (5:06) Importance of having a website and ranking on Google (10:18) Discussion on managing multiple businesses and focusing on nichepursuits.com (17:42) Understanding Google's algorithm changes and the role of AI in search (19:31) Diversifying platform presence and cleaning up old content for better SEO (23:16) Restructuring your site and the importance of internal link structure (25:17) Creating a professional and fast-loading website and standardizing publishing processes (30:31) Content strategy: what to publish, using Google search console for keyword insights (35:00) Updating content regularly for SEO and process of optimizing content (37:18) Optimizing your site to boost revenue and tactics for increasing revenue KEY POINTS: Spencer Haas shared his experience of scaling website traffic by publishing a significant amount of content, revealing that he increased his output to over 1000 articles in a year which led to a traffic boost from 100-200k views a month to 700-800k. He emphasized the importance of updating old content and optimizing new content with a focus on internal linking and keyword targeting to improve SEO and Google rankings. Spencer's approach to content resulted in substantial revenue growth, where display ad revenue alone began to cover the entire content budget, turning other income streams like product sales and affiliate marketing into pure profit. TRANSCRIPT Andy Humphrey: Hey, my friends. Welcome back to the Sprink Leonard Show. I'm your host, Andy Humphrey. This is episode 169 coming to you from the 10th floor of the Westin Hotel in Fort Lauderdale FL FLL. I'm not really sure what the second l stands for, with the airport code, FL4 Lawter Layle, Anyway, it makes me every time I I see the airport code code FL, it makes me wonder what it is or why. Andy Humphrey: I should just Google it. What's the second l? Okay. I am recording this episode here at the hotel because I'm at a conference called Seller's Summit think I've actually recorded 1 or 2 other episodes here at the conference because I come every year. It's super fun. Andy Humphrey: And if you are looking to, start your own, let's say, blog or physical product, or other kind of digital commerce style business, then, you might wanna check it out. Come down next year. Seller's summit. Dotcom Andy, learn. It's a fantastic conference for learning, meeting other new and successful digital marketers, which are often hard hard to, hard to come by. Andy Humphrey: And it's pretty fun to get a room full of other other nerds, not just sprinkler nerds, but but nerds in other, categories, other product categories, other content categories, and it's fun to get together and see what happens when all of the brains start firing at once. So I'm here this week. I I had the opportunity earlier in the week. I flew to Atlanta, Georgia on Monday to visit with the site 1 ecommerce team a super great team. And, if any of you guys that I met this week are listening to this, I really think, you know, that, you will be successful delivering the future to the market. Andy Humphrey: And I really do think that is the role of the site 1 e commerce team on the street level, the CX specialists is to deliver the future, to customers as it relates to commerce, how to order efficiently, etcetera. So congrats, say, one for building a fantastic team, and thank you for having me come speak at the event. It was really good. Andy I can't wait to see what what, what comes what happens this year from the team. And then, right after that flew down here to Fort Lauderdale, for the conference. Andy Humphrey: And then just, just today, actually, met up with my, friend, more more new friend, but, we've known each other. Justin Richards. He's AKA, the sprinkler dude, So we had the nerd and the dude Andy, had a great, great lunch at this, like, apparently a famous Wings Plus, Restaurant Andy Coral Springs, and just talked about some technology tips tool tricks, just fun stuff. And Justin's got a lot of great energy. Keep it up, Justin. Andy Humphrey: Great to to spend some time with you in person Andy look forward to to learning more together in the future, maybe collaborating on some things. And, we'll see where it goes. What I wanted to share with you on this episode is a short well, it's not short. It's probably 45 minutes of something that I recorded. Here at the conference, a speaker, his name is Spencer Hass, and he he'll he'll tell his story but he is the owner of niche pursuits.com. Andy Humphrey: So if you would like to learn about how to start your own blog, your own content site, your own website. That's, that's what he does. He's a fantastic resource. He has a software tool called Link Whisper, among others that you can take a look at. And he spoke today about how to rank your website number 1 in Google, and he ran multiple experiments over the years producing almost a 1000 blog posts in a single year. Andy Humphrey: And one of my takeaways is that he is not he did do an AI experiment which you can find on YouTube if you're interested just Google, Spencer Haas or a niche pursuits Andy you'll probably find the experiment that he ran doing, building building traffic and content using AI. But, it wasn't he didn't really recommend AI. He told his story about actually using real human, man or woman power. To write articles and his exact strategy. It's like 8 steps to building a content website that ranks on Google. Andy Humphrey: And I thought this was relevant because websites cross all product categories. It doesn't really matter if you are a landscaper, if you are an irrigator, if you sell tennis gear online, if you are a doctor, if you are a lawyer, if you are an accountant, it it doesn't matter. Everybody needs a website. Everybody needs Everybody needs to rank. And so I thought that this would be very applicable for landscape and irrigation people, not just the contractors, but everyone in the industry, if if you wanna improve your website and you wanna learn a little bit more about SEO, that's what this episode is is all about today. Andy Humphrey: And so I recorded it just on my little DJI wireless mic, recorder. It's actually a lavalier mic. But it it worked decently well. And then I actually use some AI tools to clean it up a little bit and make it sound better for everybody. Andy I think that it does sound good. Andy Humphrey: It does not sound great, but it doesn't sound bad either. So I hope you enjoy this episode hearing from Spencer Haas about how he ranks number 1 in Google. I think my biggest takeaway is he does spend $200 to $250 per, let's just say, per episode, per article that he is writing Andy for the, experiment or the business that that he used in the experiment, he now makes anywhere from $25,000 to $35,000 per month in revenue generation coming from, you know, various traffic sources and affiliates and things. And so he spent 6 figures Okay? So 100 that over a $100,000, he spent writing, having the team write all of these articles. Andy Humphrey: So I think I'll end it here because I know his his talk is 45 minutes, and we're already moving up here to 7 or 8 minutes. So thank you so much for listening. If you have a moment, please share this episode with a friend, and this episode might be worth sharing if you have friends in other industries because they can learn a little bit more about SEO and how to rank number 1 on Google. So with that, we'll roll the intro and get right into the episode. If you are an irrigation professional, old or new, who designs, installs, or maintains high end residential commercial or municipal properties, and you wanna use technology to improve your business to get a leg up on your competition even if you're an old school irrigator from the days of hydraulic systems, this show is for you. Spencer Haws: Alright. Thank you, everybody, for, letting me be the final speaker, I guess, of the day for, solar summit. I'm I'm really excited to be here. Like Tony said, this is actually my third, maybe 4th time, to be here at summer summit, so really excited to be back. So by rings of hands, how many people out there love this Google? Spencer Haws: By the new Andy? How many people hate Google? I have almost as Andy hands. She'll notice that I've raised my hand both times. Because it's very much a law paid relationship with Google. Spencer Haws: But today, I'm gonna be talking about a system for creating content at scales ranked number 1 in Google search. Now, just if I were if this presentation were to be a YouTube video. This is the thumbnail. I've been used. So you should be very excited to watch this because it's gonna be very good, very entertaining, just very exciting. Spencer Haws: I'm gonna share some of the results that I add to increase the traffic to my website from Google by fighting their media finder soon. But just to give you a little bit of background about who I am. Who's called, I am the founder, owner of Mitch pursuits.com. It's log. I started back in 2011 because I had just put my show from building niche websites. Spencer Haws: I had built previous to 2011 dozens dozens dozens of small niche websites that targeted very specific keywords that ranked in Google Andy I was able to make enough money from those niche websites that I was able to, with my job, I was making more money than, I was making Wells Fargo Bank the time of the background nowadays. And so ever since 2011, and I hone theintroduces.com, we're gonna blog about digital marketing, building into websites, affiliate marketing, Now probably YouTube channel, a podcast that have been running for, 10 years created a a few software products as well. Along the way, but I've always had sort of this, SEO focused content at that way forward. So I've been very involved in this world for a long time. So, I wanna take you guys back just a couple of years in my business, Andy maybe you can emphasize with me where I was. Spencer Haws: I had a lot going on in my business. So I got a blog that I had started called omniard.com as a niche website that I had started as a public case study. I had documented the entire process for my blog readers, for my audience. And so I was very involved in building that site Andy growing it Andy sharing the results of that case study. Andy as well, I owned I had actually acquired a summit with a partner, called mom.dotcom. Spencer Haws: So believe it or not, 2 dads owned a mom blog, and we Andy that for a number of years. So I was very involved in that, operation as well. Andy that since 2012, I'm on a blog called runnersold.com. I am a runner. I've done several verathons Andy, so I was involved in in that running that website, as well. Spencer Haws: And then, as I mentioned, I've started the number of software products. So I had a software product call table labs that I had created the idea that I picked programmers such as to own the sales and marketing for table labs. Andy, of course, why not start a second software product? So Link Whisver is another software product that I started a few years ago, was growing rapidly, and that was requiring a lot more and more of my time as well as sales were growing to that business. And then, of course, I've been running the niche pursuits podcast for over a decade now. Spencer Haws: I was doing all the interviews, the weekly episodes, and that required a lot of my time. As well. And so maybe as you think about some of this, maybe you guys have several things going on in your business as well and lots of different accounts. But, oh, yes. Also, I am a Ameriabot runner, so I'm gonna make free time, which I had tons of. Spencer Haws: I was training for a mirror on running lots of miles This is the main reason. The finish line at the Boston marathon last year, in April, of 2023. And, What you may notice in this picture is that I put on a few pounds since this picture. I stopped throwing after this marathon. I have lots of injuries. Spencer Haws: That's a law story, but I'm in a recovery mode for the last 12 months. So, oh, yes, I also have a fan out, married, about the 4 kids, 2 of which are moving away to college in September, studying to you. And so, you know, that requires lots of my time. And so one night I was laying all of this out to my wife. I was explaining, I have this business and this business and this business. Spencer Haws: I feel like I just don't have any time to focus on any single one of these businesses. Peggy, I'm all over the place on scatter. How can I figure out how to focus deepwater my business to truly scale what's important in my business? And I as I was laying there Andy visiting my wife, and sort of laid out on my 12 months and I asked her this question, I laid there Andy I was thinking, you know, waiting for her response, as I'd listen, all I hear is a quiet store. I took my one to sleep explaining all of my business problems. Spencer Haws: So my goal here today is to hopefully not put you to sleep. But to keep you awake, actually hopefully energized about your own business Andy maybe there's gonna be a few things here that I share that you can apply to your business to hopefully scale and grow your business. Okay. So I thought about how can I be part of my business? Again, this has gone back a couple of years, but here's what I did as I had sort of this crisis moment. Spencer Haws: Well, I sold Andy yarn.com, the mom blog that I have. Well, we sold that Table Labs, the software company that I've had, I sold that as well. Runner's goal, the blog that I've forever, I decided to outsource all the content and essentially let it sit. It wasn't integral to my business, so it became a hands off approach. Link whisper.com, I had a growth marketer in 2022, and he's been able to take a lot off of my plate to help grow that business. Spencer Haws: The niche pursuits podcast I hired a podcast post. Now originally, hey. I've been the voice of this podcast for 10 years. People are gonna stop listening to the podcast, certainly, if I stop, you know, hosting every episode. Well, the reality is is that the person I hired is better than an AM Andy people enjoyed the podcast even more. Spencer Haws: And so it was it was a good move, to remove my podcasts. Andy so finally, this left me with niche pursuits.com, the original blog that I had started when I quit my job in 2011. I finally felt like, hey, I've got some time where I could focus on this and try to scale it. So I tell you this whole story to get to the point of where I finally made this radical decision, made all these changes in my business, Andy I created this system to scale my content on enter pursuits.com Andy hopefully get all this sweet traffic from Google. And so, I'll take you over a period of about 12 months where I implemented a lot of these changes, and it's now been about 2 years So you can see a lot of results. Spencer Haws: So I don't know if you're gonna read this, traffic graph, but this is basically the history going back all the way to 2012 or 2013 here, on this chart, but you can see that my traffics and intro suits sort of fluctuated between about a 100,000 to 200,000 page views a month. Right? That's just kind of where it lived over the years. Going up and down. And I wanted to grow it much faster. Spencer Haws: I wanted to achieve much bigger heights. And so when I did start implementing some of these changes, you can see that in about mid 2022, here, you can start to see the traffic grow, quite rapidly. And as a heads up, the metrics on this graph are actually weekly. So I took my, traffic from about 100 to 200,000 a month to about 200,000 visitors a week. And so overall, my traffic increased before I was getting about 150 to 200,000 page views a month. Spencer Haws: Now my site is getting 700 to 800,000 page views a month. I did get an emailing of the page view a month mark. In 1 month, I had a ton of traffic coming from Google to scrap it 1 month, but, typically, it's looking sort of this this bandwidth, here. And if you okay. Before I jump into the tactics, which I promise I'm gonna get you, I have 7 steps of how you can implement these strategies, the sentiment, I thought it would be important to add sort of this quick note, this side note about Google. Spencer Haws: At the beginning, I had to reach her Andy this love hate relationship. Google, is like any platform with algorithms is always making changes. So how many of you out there heard of the Google helpful content updated? Okay. A good number of them. Spencer Haws: Right? This is a big update that came out in September of 2023. It hit a lot of independent bloggers really hard. A lot of people lost significant portions of their traffic, and it was suddenly devastating to a lot of these bloggers. My site wasn't hit, fortunately with that, but it is a big risk. Spencer Haws: There are these updates that come out. In March, there was the Google March for update that again was another big update that a lot of sort of independent smaller bloggers solar traffic decline. And there is new, technology. Right? We've got AI or Google is very much embracing AI. Spencer Haws: And so they got what's called a search generative experience. If you do a search on Google, you've probably seen that AI summarizes the answers at the top. Google is now calling it, AI overviews. They announced this on Andy, It's now called AI overviews, and it's rolling out to everyone within the United States, I guess, right now, this week, Andy so more for people who are going to start seeing these AI interviews, overuse. And so we don't have a full impact of that. Spencer Haws: Will that start sending less traffic to your website? Because now people can just get the answer with this AI, overview. I think that's a likely conclusion but, we don't doubt how many searches this will impact. Alright. So I say all of this to sort of make you well where of the platform risk, with any platform like Amazon, like Instagram, like TikTok, like YouTube, including Google, there is platform risks. Spencer Haws: So I wouldn't put all of your eggs in lawn basket, Google is one sort of error when you're quiver if you try to get traffic to your website. But if you are not, implementing any sort of SEO in your business, I definitely would recommend it. And if you wanna go down that path, this is the presentation for you. 7 Okay. So here's what I did to sort of 5x my traffic in a period of about the pipelines. Spencer Haws: So my first step was to clean up all the content. Now, even if you can't read this, this is essentially a screenshot of Google Analytics. Google Analytics provides a ton of information that you could jump into. You can look at all of your old blog posts Andy you can see how much traffic those are giving, whether it it might be category pages, pages, or it might be individual blog posts. And, in my case, I had lots of articles that had been been written years and years ago that was essentially getting no traffic. Spencer Haws: Andy so I started to clean all of this up. I would there there's a few keys that you wanna look at to decide, do I wanna remove this? Do I wanna update this, or do I wanna redirect it to a different blog post? If it has any links from external websites pointing to it, you probably want to keep it or redirect it. If it doesn't have any links, pointing to it, and it's not getting any traffic in my example, I looked for articles that were getting less than about 10 visitors a month. Spencer Haws: It had no links getting less than 10 visitors a month. I'm probably just deleting power. Just removing it from my website and moving on. Unless it was sentimental to me where I felt like I could really update this content and make it way better. But that is important for step 1 is to clean up your old content. Spencer Haws: Now look at all the website clients over ten years old, maybe move to a website that's a few years old. Along the way, you might have broken links as well. This is just a screenshot from a linguist Bert, which is my tool. You can use any tool to find, broken links to your website. You find those links that are giving four or four pages, and you can remove those or fix those very quickly. Spencer Haws: Either with Lakeless work or just manually do that, you wanna do that to show that, hey. Who will have an active website? I'm not sending people, to broken pages. So it's really important that you take this first step to go ahead and clean up your blog, clean up that all the content, that is on your website. Okay. Spencer Haws: Step 2 is that restructure your sites that you can optimize it for maximal success. Okay. So I over the years, I created, like, 2 dozen different categories on my website. And when I looked at that, I realized there was a lot of categories that weren't relevant anymore. And so, I went through Andy I actually deleted a lot of categories and changed the categories the individual blog posts were in. Spencer Haws: So I paired it down to about 10 or so categories that are now on my website. This just, again, it makes it a lot easier for Google to crawl on your website and kind of see what really is important And so, to have a more minimalist structure, is is a good idea. So if you have lots of pots or categories, on your website, look at how them might be able to reduce that number. And then again, I use the link whisper to look at the internal link structure of my website. This tells me which pages are orphaned pages. Spencer Haws: Don't have any internal links pointing to them. Which these, you know, have only 1 or 2 internal links Andy maybe be more, because, again, that is what Google is looking at that sort of the backbone of your own website is the internal links, the structure, of hyperlinks pointing to individual blog posts. Andy, again, there's lots of tools that you can use, but you need to be looking at the internal links and figuring out, okay, if I don't have any internal links pointing to this article, But Will is gonna have a hard time of finding this. I should probably build an internal land. To that page, the the Google will crawl it more often Andy might even rank it higher within search agents. Spencer Haws: This is one of the few types of links that you have a 100% control over is these internal links And, with Link Whisper here, you can get a full report of how many inbound internal links each of your articles has, and you can then go ahead and build those links. You can, add those individual links. Linkrow score will go out. It'll crawl your entire butt side. It will find the related links for you and actually build those up for you as well. Spencer Haws: There's other tools that do this, or you can do it manually, but the important part here is just to make sure you have this good internally structure of your website, and that's gonna really help you print out your site, overall. Now the other thing that I did because I had 100 Andy 100 of posts is I figured out where my content gaps were. So if you've written a couple of articles on one particular subject, you know, here I have sort of a drop shipping pillar Right? I've written a few articles about drop shipping, but to really become a topical authority, I realized, hey, I need to be writing other articles, more general topics, maybe. What is drop shipping? Spencer Haws: How to start a drop shipping business? AliExpress drop shipping? If I could show Google that I'm an expert in, a dozen different up these these keywords to have the total topical cluster together, that's gonna help each individual article rank better. And so, for me, it was a pretty manual process to basically just go through and and kind of use some keyword tools and think through Alright. What keywords am I missing? Spencer Haws: How can I show that, I am on top of an authority in this subject and to build out more content, for that particular topic? Okay. Step 3 is that, you want to create a professional looking website. Now as simple as this sounds it really is extremely important. 1, you wanna make it look professional, but 2, you wanna make it extremely fast. Spencer Haws: You want it to load quickly for visitors so they don't leave your websites, upgrade to ports code. And I will simply say that you should make it extremely mobile friendly, more and more traffic are using mobile devices. So if you do get a website redesign or if the only place that you're looking at your website is on your laptop, you should probably pull up your mobile phone and see how it actually looks and interacts because most likely, most people are using, their phones to actually navigate your website. So if you do meet our redesigned agent, extremely, mobile friendly. Okay. Spencer Haws: Step 4, and this is a big one. Standardized your publishing processes. So, this is just a screenshot from my SOP I don't expect you to be able to read everything on here. But if you go to introduceus.com/contents0p, You can get this for free. There is no email required. Spencer Haws: This is just you go to an immediate download if you go to this link. I don't need your email address or anything like that. But this will get you my spreadsheet. This will get you this will show my Trello board. This will get you it's it's a full pdf of my entire process. Spencer Haws: Basically that I'm used. But I have a lot of details, because I hired a lot of writers and editors, and you need to write out specific instructions for those writers for tone of voice, what type of content to include? Who's the target audience? A lot of these things that you need to initially tell your writers, your editors, what they need to be doing because otherwise they're gonna just kind of write whatever they feel like. And it might not be optimized for Google properly. Spencer Haws: So you need to have very specific, processes in place. So the way that I do it is I basically I have a spreadsheet. I hired, you know, over a dozen riders, this I'll, share here in a second because they did lose a lot of content. They have a spreadsheet that they go over to. I put all the keywords that I want them targeting, and then they go and they self assign they write their name down down next to the keyword that they want to write about. Spencer Haws: They start writing that article based on my standard operating procedures, and then they follow this trello board process where they basically write a helpline out when it gets approved, by an editor or myself, they move their trial card over, or they start writing that article, Andy then it moves over to the editor, then it moves over to a graphic designer to do any featured images. And then, and then the sort of final spot check by myself Andy, then it gets published Andy, tire, you know, process in place to make sure everyone is following the the same process. And then the final step, when we get published on every single article, we make sure that it has an internal link, at least one internally pointing to it. So multiple internal links would be great, but at least one. And then also every article that they write will make sure, hey, within that article, if you're leaking out to 1 or 2 other within our website. Spencer Haws: So that there's a process in place so that I'd be here down the road. We don't come back and look at our content and go, oh, we have a 100 blog posts Andy there's no internal links pointing to any of them. Now what are we gonna do? Well, if you set up the process from day 1, you don't have that big problem and that big job that you need to handle. Later down the road. Spencer Haws: Okay. Step 5 is to publish tons of content, So when I decided I wanted to go big, I thought, you know what? Let's not hold back. Let's really go big. Right? Spencer Haws: And so I actually did make a YouTube video on this, this really is my thumbnail, for that YouTube video if you wanna watch it, but you know, I tried publishing a 1000 blog posts in 12 months, and here's what happened. Right? And that sort of gave you the whole process that I set up. For that, but it was my goal in 2022 to publish a 1000 blog posts. I thought, you know what? Spencer Haws: Let's just go big. Andy if I'm getting traffic from Google already, what happens if I just scale this thing? Why not? Let's see what happens. And so just to give you an idea of how many articles a year I've been publishing, this goes back a few years. Spencer Haws: Right? I was publishing anywhere between 50 Andy 200 ish articles a year in 2021. It looks like it went really big and had, you know, 225, articles that year, so you can kinda understand Andy, how much content I had to publish you on the site? Well, in 2022, I didn't quite hit my 1000 blog post in a year, but you can see I significantly scaled, like, 4 x, what I had done, the previous year. I think I ended up at late I don't remember what it was. Spencer Haws: It was 878 articles or something like that. I fallen just short of my goal. But I'm happy to report that in 2023, I did more than a 1000 articles. We actually published 1325 articles in 2023. And so I was able to scale it even bigger. Spencer Haws: And so huge jump in the number of armored pulls that I published. And as I shared previously, the the results in traffic fall almost in lock status. I 4 or 5 x pipe article output, I 4 of Webex, my traffic, my blog. Right? And so I was able to do that. Spencer Haws: Again, had to hire, Oh, over the coming years, definitely a couple dozen writers, couple editors, an outside manager, an entire team that has followed this entire process. I didn't write more than maybe 5 of those blog posts myself. Right? These were all written by other people that I'm managing all this. This is not me writing, the articles just to be clear that in previous years up to 2021, I did write every single article on my block for over 10 years. Spencer Haws: Okay. So, maybe one of the big questions that you might have is well, what type of content should I publish on my blog? Now I'm gonna give you just two strategies here that, that can produce significant results. The way the the license that you need to get into is that Google is basically already telling you what type of content you should be publishing. Right? Spencer Haws: So this is a screenshot of, Google search console right? This is just an example. So you can go to your Google search console. You can see which pages are getting traffic, on your site, and then you can dial that in and see which keywords are actually bringing traffic to that page. And so I've just highlighted one of these keywords, Andy it's not become an Amazon product tester. Spencer Haws: I believe it's what it's called. Andy so the the page that the school search console is for is actually, the title of the article is not how it can come in Amazon product tester. I just happen to be ranking for that keyword. That's just one of the keywords each article in Google, if you didn't know, we'll opt to rank for a 1000 or more different keywords variations. Right? Spencer Haws: And so this is a variation that it was ranking for, and it wasn't perfectly aligned with the topic of the actual art. And so Google is sort of telling me, hey, you kind of have some authority for this out of becoming an Amazon product. Sister. And we're sending traffic to this other article, but if you wrote an article called how to become an Amazon product tester, I bet you'd rank number 1. And so that's what I did is wrote an article titled how to become an Amazon public tester. Spencer Haws: I ranked number 1, and I now get traffic for that. How did I find that keyword? Well, the Google told me, right? So use your Google search console. You have thousands of keywords in there that you're already ranking for, that I bet a lot of them are not specific to the article that you've already written. Spencer Haws: I hope that makes sense, because it is a very powerful strategy that I use a lot, the other, way that you could look at this is sort of finding keyword veins. Right? And again, it's essentially Google telling you paid you should write more content about this subject. So this is just a screenshot of, Google Analytics, and I just highlighted some keywords all related to basically chatgbt Andy AI, content production. I have tested out a few of these types of content, like Hey. Spencer Haws: I've been writing articles with chatty PT, etcetera. And I started breaking and getting traffic for that. And so my could have stopped there said, I wrote 2 or 3 articles about, you know, producing content with Chat GBT, but, no, I scaled them and said, hey, there's, like, dozens dozens of variations and related keywords, right, all related to Chat GT or using AI. That became a full new sort of vein of keywords. Goo again, Google was telling me, hey, you kinda rank for this subject you should write dozens more keywords about this subject. Spencer Haws: So, as simple as that sounds, most people don't do that. They write 1 or 2 keywords and then they move on. If you are getting a little bit of traction in Google, double down on that. If it's working, doubled down on it. Almost guaranteed to get non traffic from Google because they're signaling to you, Hey, we like what you're doing there to more of it. Spencer Haws: Okay? So that's just 2 keyword strategies, that I used a lot of. Okay. Step number 6 here is, to update content regularly. When you have thousands of articles on your website, This becomes even more and more important. Spencer Haws: Content decay is a thing. Information within your blog posts get outdated. They need to be updated to make sure they're current Andy Google loves freshness. So, Google loves to see things that have been recently published, Andy one way to do that is even if you wrote the article 2 or 3 years ago, is to make a few updates at a new paragraph, make sure everything's current, Andy when you republish that or hit update, Google sees that, it gets a little bit of boost in within rankings. Right? Spencer Haws: And so this is just Again, my spreadsheet, just to say that I'm very specific about the process that we use, we talk where it's ranking in Google before we do any updates, what keywords it's ranking for. We go through. We make updates. We use tools like market views or surfer SEO. These are tools that are specifically designed to help you update your content. Spencer Haws: They tell you keyword opportunities that maybe you're missing, within your your article, sub keywords, secondary keywords that you can add to your content. So we go through, we do that, and then we hit we hit update Andy publish that content in your document. That entire process here. And so, those are a couple of tools that you can check out if you want, artwork use, server SEO. There are others. Spencer Haws: And then Of course, after we publish every single article we drill through, we do an internal link sort of audit. We look at that. Say, hey, does this be new internally since we published it a couple of years ago? Should we actually remove some internal links that are relevant? I use linguist for, of course, to do that. Spencer Haws: It makes it really fast, really easy to add. Those new internal links to old content that you published previously. Okay. Step 7 is to optimize your site to make more money. That's the bottom line. Spencer Haws: Wanna make more money from the website. And so I went through, I added a lot called the action boxes whether it's in the sidebar or little slide ins, if it's mobile, we want to show that, hey. If you're reading an article about the script, here's a a link or an offer, or here's a way that you can go find rapidly easy. Now if you have your own e commerce store, of course, figure out ways to have those those buy buttons make it really easy for people to go and start that checkout process so they can buy the product. This is a big deal. Spencer Haws: It's really increased the revenue of my business, by adding a lot of these specific buttons. Call the actions, making a lot easier for people to buy. Now the business model for namespursuits.com it isn't all just affiliate links. Right? I want people to get on my, email newsletter. Spencer Haws: And so at it, different landing pages, different ways that people could sign up for the email newsletter because I've gone from, you know, a 100 to 200000 pages a month to much, much more, And so for something a lot more people are now joining my email list because I'm making a lot easier Andy wants to put it on my email list, they can either buy my products or I refer them to to other places. I could show that audience once they're among, the email list. And so, one way that I make money, you know, from my website is they get on my email list. I hope they get all when they buy link whisper. My software tool, that I have, and, that site my business has done very well, but it all sort of started with all of this additional organic search from Google and getting a lot more eye draws to every single month, it makes it a lot more easy for me to sell Haimler products. Spencer Haws: Okay. And then here's just a screenshot because Way traffic had increased so much in the beginning of 2020 3. I had never had display ads on my website ever, but I was kinda like, well, I'm just kinda getting a lot of chat. Maybe I should just put some ads on my website. And this screenshot for mediavine, shows that I can't even quite read the numbers myself, but it's making, you know, 25 to 30000 a month. Spencer Haws: Now just in display ad revenue. And so all of this traffic, is essentially all paid for Andy then some just with display ad revenue. Right? And so that's paying for my entire content budget. My entire team to run all of this thing. Spencer Haws: And then everything else I make on top of that with my email list, with Link Whisper, Joe, any other products that I sell, That's all pure grainy. It's all pure profit, essentially. Right? So just understanding the power of what additional traffic can do, whether it's coming from Google or other places, it could be really, really big about forwarding business. And then, oh, yes. Spencer Haws: I do have a Shopify app, for Link Whisper. If anybody is interested in that, that's, you know, that's just another router to stream on top of everything else that I should do. But that is pretty much it. Thank you all so much for letting me go through my process, for scouting my content. I have a time for questions.
Prosperity Unlimited's Louise Mack has more than three decades of experience helping folks achieve the dream of homeownership. Her mantra: Get the math right and prosperity will follow. We sat down with Louise to talk about her organization's origins and goals (1:16), then got her thoughts on financial literacy (5:37), budgeting (7:04), considerations to make before a home purchase (8:56), current challenges potential homeowners face (10:01), steps in the homebuying process (10:40) and resources for maintaining financial balance following a home purchase (18:44). Then we discuss how to get involved with Prosperity Unlimited (20:32), an upcoming homeownership event (22:27) and a NEW down payment assistance program (24:12) before ending with client stories, good and bad (26:11). Prosperity Unlimited is a Kannapolis-based organization that provides a variety of homebuying and financial literacy programs. The organization is a recipient of Cabarrus County's American Rescue Plan Act (ARPA) Recovery Grant program. UPCOMING HOMEOWNERSHIP EVENT Prosperity Unlimited is staging a workshop called Getting to "Yes" For Your Home Purchase. The event will be held on April 20, 2024 from 8:30 a.m. to 2 p.m. at the Bethel Enrichment Center, 2474 Dale Earnhardt Blvd. in Kannapolis. Participating sponsors include First Citizens Bank, Fifth Third Bank, Wells Fargo Bank, SouthState Bank and Pinnacle Bank and supporting organizations include Bank of America, Truist Bank and Self-Help Credit Union. Register at https://www.surveymonkey.com/r/ZH3LZ66 For more information or to get help, call 704-933-7405 or email education@prosperitycdc.org.
Small business owners have a lot to navigate, including financial decisions that are critical to their success. Today's episode is a special segment HR{preneur} is bringing to you to explore banking and finance. We're joined by Wells Fargo Bank, and we'll dive into the top benefits your bank should offer, and how that can help your business. Listen in as we cover: [2:34] Selecting the right bank and type of account [4:24] Getting guidance from your banker [5:44] Using your banker as a resource as you grow [6:48] In-demand products and services for small businesses [8:01] What does a digital-first experience mean for small businesses? This content is provided with the understanding that ADP is not rendering legal advice or other professional services and is current as of the published date. Use of this content is subject to the RUN Powered by ADP® Terms of Use. Wells Fargo makes no warranties as to accuracy or completeness of information, including but not limited to information provided by third parties; does not endorse any non-Wells Fargo companies, products, or services described here; and takes no liability for your use of this information. Information and suggestions regarding business risk management and safeguards do not necessarily represent Wells Fargo's business practices or experience. Please contact your own legal, tax, or financial advisors regarding your specific business needs before taking any action based upon this information. Copyright © 2024 ADP, Inc. All Rights Reserved. The ADP logo, ADP, RUN Powered by ADP, and HR{preneur} are registered trademarks of ADP, Inc. and its affiliates. All other marks are the property of their respective owners. Privacy at ADP
A Wendy Williams Special News Report: Exploring The Role of Family in Human & Social Welfare Versus Wells Fargo's decision to appoint an independent family member with the court's blessings. In light of the Wendy Williams docu-series, one must ask a serious question about the professionalism of banks making CYS recommendations involving human and social welfare to the courts about care and guardianship of individuals when such recommendations need specialists trained and licensed to make that recommendation and decision. IT SHOULD BE HUMAN AND SOCIAL WELFARE WORKERS MAKING SUCH RECOMMENDATIONS to the courts. Furthermore, the CARE should include and involve FAMILIES. That has been the modus operandi of human and social services for decades, so what has changed, and what is going on? Recently, it was revealed that Wendy Williams's bank accounts were frozen and she was appointed an Independent Guardian to provide care and administer Wendy's affairs and life while her family was shut out, only to watch on the sidelines; orchestrated by Wells Fargo Bank acting as CYS Social Work Professionals making recommendation to the courts of this country who acted on that said recommendation without appropriating family statutes law and care that was best practice. Child, youth, and family services are geared towards keeping families together in a safe environment with minimal safety risks and hazards, especially when this involves children. Programs such as FGDM are utilized today to identify next-of-kin or family/community in place of state and punitive services to treat and keep the family together. Wells Fargo's decision to get the courts to strip the family from providing care and guardianship of Wendy Williams at a time when she needs family is a draconian solution that has only exacerbated Wendy's problems. There is child care but also adolescent and adult care whereby agencies respond to the children's and entire families' needs to help the adult become an able members of the community to serve themselves. Community and family. There are systems in place, but it seems as if in Wendy's case the established system was not used. Furthermore, it shows how the system and the private sectors work against already established best practices in human and social services in caring for the family. Banks and financial sectors should never make decisions about family care. The banks should have alerted the relevant care providers or make a recommendation. If anything the courts should have thrown out the case as the banks lack precedence and jurisdiction to make such a determination given their lack of training in this regard. Further, the courts should have never sided with the banks to block the family from planning and providing care for Wendy. This suggests collusion and corruption and is a step backward. Moreover, the HHS has been promoting family care in their assisted living programs and services, so the fact that the family is now involved in care to not disrupt the family connections which is pivotal to adult and CYS care and empowerment of individuals in the community. The docuseries, although hard to watch and said to be exploiting Wendy, was necessary as it revealed a truth about how the courts and banks work to shut out families from their family members' care against what CYS professionals promote. I hope that this will provide openness to discussing care and how banks must never get involved in such decisions. It also puts We... The rest of the article is discussed on this episode of The NeoLiberal Round. Y ou may also read it in The NeoLiberal Journals at https://theneoliberal.com/the-neoliberal-journals or The NeoLiberal Post at https://renaldocmckenzie/the-neoliberal-post. Subscribe for free! The NeoLiberal Round is a production of The NeoLiberal Corporation, serving the world today to solve tomorrow's challenges by making popular what was the monopoly. Visit us at https://theneoliberal.com and https://renaldocmckenzie.com. --- Send in a voice message: https://podcasters.spotify.com/pod/show/theneoliberal/message Support this podcast: https://podcasters.spotify.com/pod/show/theneoliberal/support
Episode 41 Oakley 'AL' KiteOakley Kite, who went by Al, was a friendly and well-liked 53 year old man living in a home in a quiet section of Aurora, Colorado in May, 2004. When his lifeless body was found in his finished basement apartment, it was quickly obvious to authorities that his death was a homicide, and a brutal one at that. He had been bound, beaten, tortured, and stabbed. A motive for Al's murder was elusive; he didn't have any enemies, and nothing in his personal life seemed to point to a reason that he would be killed in such a brutal fashion. Whoever had killed Al had carefully wiped down the home for prints, sanitized the crime scene, and destroyed potential evidence.It soon became apparent that the suspect in this case was a mysterious man who had answered Al's classified ad offering to rent out his basement apartment. This man it seems used a variety of accents, and disguises, and multiple sketches of the suspect seem to show two different looking men of different ages.It also became clear that this same man may have replied to other area classified ads for rooms to rent before settling on Al as his victim. The man's image was captured on an ATM camera after he used Al's debit card to withdraw money, but he was wearing a mask in the video, so it didn't help much,although, it hasn't stopped some online sleuths from commenting that the man's eyes are very similar to those of serial killer, Israel Keyes- a killer that often used extreme measures like Al's killer to evade detection.Golden State Killer investigator, Paul Holes, looked into this case extensively on his show 'The DNA of Murder' and we consulted him for this episode. Paul is convinced that this killer may have been a 'pro' or hitman that came to the U.S. from another country, and a single bit of DNA blood evidence found at the scene seems to back this up, but to date, Al's killer has evaded capture. In this episode, the team discusses the case, the clues, and the M.O. of the killer, and compares it to other crimes with some similarities. Al's would be renter, who identified himself as "Robert Cooper," claimed to be from the East Coast and to work for Wells Fargo Bank. He provided false identification and contact information on his rental application. Witnesses generally described the suspect male as white, in his forties or fifties, 5'10", 170 to 180 pounds, with black or brown hair. Witnesses reported that he walked with a limp and used a cane, and another reported that he spoke with a possible Romanian accent.If you have any information about the murder of Oakey Albert Kite, please call Detective Thomas Sobieski at 303-739-6710Want to listen to this episode, and every episode of Citizen Detective AD-FREE plus get VIP bonus access to our show 'The Scrum'? Visit Apple Podcasts to get an AbJack Insider subscription that will grant you VIP access not only to this show, but to every other show on the network; access that includes early and ad-free content, and bonus episodes. Alternatively, you can support Citizen Detective with a Patreon subscription.To find out how to join us live as we record each new episode of Citizen Detective, follow us on Social Media.Twitter- https://twitter.com/CitizenDPodFacebook Home Page- https://www.facebook.com/CitizenDetectivePodcastFacebook Discussion group- https://www.facebook.com/groups/233261280919915Instagram- https://www.instagram.com/citizendpod/?hl=enYoutube- https://www.youtube.com/channel/UCSgvqIuf4-sEF2aDdNGip2wVisit our homepage: Citizendetectivepodcast.comWant to listen to this episode, and every episode of Citizen Detective AD-FREE plus get VIP bonus access to our show 'The Scrum'? Visit Apple Podcasts to get an AbJack Insider subscription that will grant you VIP access not only to this show, but to every other show on the network; access that includes early and ad-free content, and bonus episodes.Continue the conversation about this case with fellow Citizen Detectives over at Websleuths:https://www.websleuths.com/forums/forums/citizen-detective-true-crime-podcast.719/The Citizen Detective team includes:Co-Hosts- Mike Morford, Alex Ralph, and Dr. Lee MellorWriting and Research- Alex RalphTechnical Producer- Andrew GrayProduction Assistant- Ashley MonroeSuzanna Ryan- DNA ExpertCloyd Steiger- Retired Seattle PD Homicide Detective
Valeria Restrepo, a distinguished figure in real estate, holds dual degrees in Finance and Economics. With over a decade in the field, she's known for her strategic insights. Her journey began on Wall Street and as a financial advisor for Wells Fargo Bank before diving into real estate. As an adept investor, Valeria navigates market cycles with precision. She's also a dedicated wealth coach, empowering clients worldwide to achieve financial independence through real estate.
Wendy Williams was arguably the next Oprah. Her daytime talk show was renowned and she was a pop culture icon; but there were talks of health issues and extended absences from her talk show that eventually led to its cancelation. Then, Wendy let the public know that an employee of Wells Fargo Bank actually petitioned a NYC court to place her in a financial conservatorship. The scary part was that a judge actually agreed to it. Wendy now continues to fight to regain control of her assets from a greedy bank and its employees. Listen to NYC Gal Out, a Spotify podcast — available wherever you get your podcasts. Get more info on my blog: https://nycgalpod.com Copyright Disclaimer: Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. All topics are for entertainment purposes only.
Clients have grown to be more charitably inclined and want to incorporate charitable giving as part of their estate plan. In this episode, we discuss the basics of charitable planning, as we review the ABCs of those great acronyms: the CRUTs, CRATs, and CLATs.About Our Guest:Amy Takeuchi Wanlass is a Senior Wealth Advisor for Northern Trust based in their Pasadena office. Amy has over a decade of experience in delivering estate planning and tax advice, as well as financial planning services. Amy works with individuals and their families on complex wealth transfer strategies, estate and income tax planning, and charitable planning goals.Prior to joining Northern Trust, Amy was with Wells Fargo Bank, N.A., as a Senior Wealth Planner. Amy was also previously a practicing trusts and estates attorney at nationally recognized law firms including Venable LLP and Mitchell Silberberg and Knupp LLP.Amy can be reached at: akt3@ntrs.comAbout Our Host: Host Anna Soliman is Trust Counsel and Managing Director for Fiduciary Trust International of California out of the Los Angeles Office. Prior to joining Fiduciary Trust International, Anna was an estate tax attorney for the Internal Revenue Service and also worked in private practice, specializing in estate planning and trust administration for ultrahigh net worth individuals. She is also a member of the Trust and Estates Section of the California Lawyers Association and is a Vice-Chair of the Fiduciary Income Tax Section of the American Bar Association.Thank you for listening to Trust Me!Trust Me is Produced by Foley Marra StudiosEdited by Todd Gajdusek
Your business cashflow is a critical component to your success. But, how do you strengthen your approach as your business grows? Today's episode is a special segment HR{preneur} is bringing to you to explore banking and finance. We're joined by Wells Fargo Bank, and we'll dive into some key strategies to consider. Listen in as we cover: [1:30] Establishing business credit & why it matters [4:30] The startup phase & steps to account for [6:29] Working capital & common financing options [7:46] The growth phase & ways to improve cash flow [10:27] Protecting cashflow during times of uncertainty [11:58] Strategies for forecasting & monitoring expenses Copyright © 2024 ADP, Inc. All rights reserved. This content may not be distributed, reproduced, modified, sold or used without the written permission of ADP. The information is provided "as is" without any expressed or implied warranty, is based on generally accepted HR practices and is advisory in nature. This content is provided with the understanding that neither the presenters nor the writers are rendering legal advice or other professional services. Employers are encouraged to consult with legal counsel for advice regarding their organization's compliance with applicable laws. Information and views provided are general in nature and are not legal, tax, or investment advice. Wells Fargo makes no warranties as to accuracy or completeness of information, including but not limited to information provided by third parties; does not endorse any non-Wells Fargo companies, products, or services described here; and takes no liability for your use of this information. Information and suggestions regarding business risk management and safeguards do not necessarily represent Wells Fargo's business practices or experience. Please contact your own legal, tax, or financial advisors regarding your specific business needs before taking any action based upon this information. This material is current as of the date of this episode (October 2023).
THE ISSUE OF IDENTITY & BIBLICAL PERSPECTIVE:In today's culture, there's pressure to define ourselves by worldly standards, but for Christians, true identity is found in Jesus, not in worldly achievements or possessions.John 1:12 says: But to all who did receive him, who believed in his name, he gave the right to become children of God.DANGERS OF WORLDLY IDENTITY & SPIRITUAL PITFALLS:Focusing on wealth or success can lead to pride, envy, constant comparison, worry about finances, and disillusionment, as these pursuits never truly satisfy.Letting money or success define us can make us believe our worth is tied to our work, income, or spending, leading to a lack of peace and misguided identity. SCRIPTURAL GUIDANCE:Galatians 3:28 and Colossians 1:27 teach that our identity in Christ transcends worldly measures like job status or wealth; our true value is rooted in being made right with God through Jesus.LIVING IN — AND OVERCOMING — A BROKEN WORLD:Despite our identity in Christ, we still face challenges due to living in a broken world, but God continually calls us back to Him, reminding us of our true identity. As children of God, we can rely on Him for provision, help, and peace, free from fear and guilt, supported by the community of believers and empowered by the Holy Spirit. ETERNAL HOPE:If you believe Jesus is the son of God, and acknowledge his work on the cross saves you from sin, your identity is secure as a child of God, forgiven and free. Your hope is eternal, and your inheritance in Christ will last forever. If you want the full story, read Romans 7 and 8! ON TODAY'S PROGRAM, ROB ANSWERS LISTENER QUESTIONS:I have a life insurance policy with a critical illness rider in my 50s; should I keep it or change it to a non-rider policy?What data or information are economists using to predict that home interest rates might drop over the next year?I heard about switching from a savings account to a CD with a higher interest rate at Wells Fargo Bank; should I make this switch?I'm retired and considering using part of my $500,000 deferred comp to pay off my $84,000 mortgage, but I'm concerned about the tax implications; also, should I invest this money differently? RESOURCES MENTIONED:Bankrate.com (for comparing interest rates on savings accounts and CDs) Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network as well as American Family Radio. Visit our website at FaithFi.comwhere you can join the FaithFi Community, and give as we expand our outreach. Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.
Episode Details:In this empowering episode of "Life Conversations with a Twist," join me as I sit down with Kara Stewart, a seasoned financial planner with a passion for transforming financial dreams into reality. With over two decades of experience in the financial services industry, Kara has left her mark at renowned institutions like Wells Fargo Bank, Merrill Lynch, Sonoma National Bank, and more.Having served as the financial services manager for a local commercial insurance agency, Kara's journey led her to establish her independent practice in 2010. Tune in as she shares her insights into helping clients define prosperity on their terms and crafting tailored solutions to realize their goals while minimizing current and future tax burdens.Kara's signature F.O.C.U.S. Retirement Strategy takes center stage in this conversation, offering a glimpse into how clients can strategically plan for a prosperous future. With a belief that it's never too early or too late to plan, Kara brings a refreshing perspective to financial well-being—free of regret or judgment.As a certified financial professional holding a life and annuity license, along with successfully passing the Series 6, 7, and 63 securities exams, Kara's expertise has garnered recognition on major networks such as FOX, CBS, ABC, and NBC, as well as in North Bay Magazine.In this episode, Kara candidly discusses the genesis of her independent practice, the driving force behind her mission, and her future aspirations in guiding clients toward financial empowerment. Stay tuned for a sneak peek into her upcoming book, "Put Power in the Purse," as Kara Stewart shares her unique insights and actionable advice for anyone seeking to take control of their financial future. Don't miss this engaging conversation on Life Conversations with a Twist!Contact Kara Stewart:Follow Kara's IG: @focusstrategicsolutionsWebsite: FocusStrategicSolutions.comContact Me:Follow Me IG: @heathernelson.lifeWebsite: heathernelson.life
One issue often explored on this show is how to build the trust and value of marketing within the broader C-Suite. For this week's episode, Jim welcomes three C-Suite execs (who are not CMOs) to dive headfirst into that issue. Recorded live in front of an audience of emerging CMOs at the 2023 Deloitte University Next Generation CMO Academy, this episode features guests Susan Sheffield (Executive Vice President and CFO of General Motors Financial Co.), Deborah Gibbins (Chief Operating Officer of Mary Kay) and Surabhi Varshney, who leads Global Corporate Strategy for chemical giant Celanese. Susan Sheffield has had a long career in corporate finance and banking, with stops at JPMorgan and Wells Fargo Bank, before joining General Motors Financial Co in 2001. There, she rose through the ranks to become the Executive Vice President and CFO in 2018.Deborah Gibbins first joined the Mary Kay brand in 2013 as their CFO, before shifting to COO in 2018. Before her time at Mary Kay, Deborah held multiple leadership roles at PepsiCo's Frito Lay.And finally, Surabhi Varshney was promoted in February 2023 to the global corporate strategy lead for Celanese, a $10 billion by sales leader in the production of differentiated chemistry solutions and specialty materials. Tune in for insights from three remarkable women on how to build the value of marketing, and how to be a successful C-Suite leader.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
The Real Estate Mastermind Live is a live podcast turned radio show created for real estate investors who want to learn directly from top experts in various asset classes. The Real Estate Mastermind Live is hosted by Seth Gershberg and Jay Tenenbaum of Scottsdale Mortgage Investments, along with Edward Brown of Pacific Private Money.Today's guest is Gary Schlossberg, a global strategist for Wells Fargo Investment Institute (WFII), a subsidiary of Wells Fargo Bank, N.A., which is focused on delivering the highest quality investment expertise and advice to help investors manage risk and succeed financially. Wells Fargo Investment Institute serves Wealth & Investment Management (WIM). WIM is a division within Wells Fargo & Company. WIM provides financial products and services through various bank and brokerage affiliates of Wells Fargo & Company.Mr. Schlossberg is responsible for identifying global macroeconomic and political trends, their impacts on financial markets, and their potential opportunities and risks for investment portfolios. He conducts internal and external presentations, and he produces market updates, special reports, and white papers that articulate views to help investors meet their long-term financial goals.Prior to joining WFII, Mr. Schlossberg worked as a senior economist with Wells Fargo Asset Management, the bank's institutional investment manager, and in the bank's Economics Department. He began his career as a researcher with the U.S. Treasury Department and the Federal Reserve Board.In this episode, we will explore the following topics:What exactly are macro trends in investments, and why should investors pay attention to them?Can you highlight some of the current prominent macro trends shaping the investment landscape?How do global economic conditions influence these macro trends in investments?Are there specific industries or sectors that are particularly impacted by these trends?For individual investors, what strategies can they employ to align with these macro investment trends?What role does technology play in the evolving world of investment trends?Could you share some historical examples of how macro trends have affected the financial markets and investments?How can investors adapt their portfolios to capitalize on or safeguard against changing macro trends?Are there any potential risks associated with following macro trends too closely in one's investment strategy?Register to attend The Real Estate Mastermind Live by registering on our website using the link here: https://scottsdalemortgageinvestments.com/podcastLearn more about Scottsdale Mortgage Investments by visiting the website using the link here: https://scottsdalemortgageinvestments.com/Learn more about Pacific Private Money by visiting the website using the link here: https://www.pacificprivatemoney.com/Are you on LinkedIn? Connect with our co-hosts using the links below. Seth Gershberg - Connect on LinkedIn Jay Tenenbaum - Connect on LinkedIn Edward Brown - Connect on LinkedIn
CPI Hot – PPI Hot – but markets shrug it off. ECB raised rates 0.25% in a semi-surprising move. Blackout period continues for the Fed ahead of next week's rate meeting – what a relief. And our guest this week – Eric Townsend, Host of the MacroVoices podcast Check this out and find out more at: http://www.interactivebrokers.com/ Erik Townsend is a retired software entrepreneur turned hedge fund manager. Throughout his career, Erik has capitalized on his ability to understand complex systems and anticipate paradigm shifts far in advance of the mainstream. A teenage computer protégé, he spent most of his high school years at MIT's Artificial Intelligence laboratory, where he taught himself several computer programming languages. Erik became an independent software development and design consultant to Digital Corporation's manufacturing systems technology group at age 17. By age 20 he owned his first private aircraft, after earning his private and commercial pilot's licenses. From his experience at MIT, Erik recognized that the IT industry's failure to embrace distributed computing translated to an exceptional entrepreneurial opportunity. At age 21, Erik committed himself to developing and commercializing distributed application software technologies he was first exposed to at MIT in the late '70s. By the mid-1980s, Erik had invented an approach to distributed system design that is now widely known as Service-Oriented Architecture (SOA). After applying SOA concepts initially at Digital Equipment Corp (where he consulted for nearly 10 years), in 1992 Erik founded the Cushing Group, a boutique consultancy focused exclusively on bringing advanced distributed application computing technologies to market. The Cushing Group's work with Wells Fargo Bank in the early 1990s paved the way for Wells Fargo to become the world's first Internet Bank by early 1995. Erik has become a passionate world traveler. He moved to Hong Kong in 2009 to get a better perspective on changing global economics. While living in Hong Kong, several hedge fund professionals he met there observed that through his own passionate trading activities, Erik was “already doing all the work of running a hedge fund except for picking up the phone and calling a lawyer and turning it into a fund”. Erik was flattered by the advice of his peers in Hong Kong to launch his own hedge fund, but wanted to finish his boots-on-ground evaluation of the global economy first. He spent just over sixteen month in 2011 and 2012 exploring the world, living in 28 cities in 18 countries during that period. Erik continues to live a very international lifestyle, and presently has homes in Hong Kong, Mexico and the United States. Erik eventually took his Hong Kong friends' advice to heart, and founded Fourth Turning Capital Management, LLC in 2013. Through that asset management company, he launched a Global Macro-strategy hedge fund in July 2013. In February 2016, in a joint effort with Nathan Egger, Erik launched Macro Voices, a new weekly financial podcast program which will target professional finance, high net worth, and other “sophisticated” investors who desire financial content at a level of sophistication and complexity above what the retail investment-focused podcasts on the Internet presently offer. Check this out and find out more at: http://www.interactivebrokers.com/ Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy - HERE Stocks mentioned in this episode: (Oil), (SPY), (QQQ), (RWN), (URA), (URNM)
To celebrate Latinx Heritage Month, the OneHaas podcast welcomes Patty Juarez, the executive vice president and head of Hispanic and Latino Affairs at Wells Fargo Bank. Patty found her passion for finance and banking at an early age, growing up in Mexicali, Mexico, watching her father run his business. After moving to the U.S. at age 11, education became a top priority for Patty and her siblings. When it came time to apply for colleges, Patty knew Haas was the school for her. She and host Sean Li discuss her childhood in Mexico and how her life changed after moving to the U.S., the work she's done at Wells Fargo to increase capital access for minority business owners, and how she got her nickname of “the people's banker.” *OneHaas Alumni Podcast is a production of Haas School of Business and is produced by University FM.*Episode Quotes:What it was like to leave Mexico at a young ageAs a sixth grader, I felt like it was the end of the world, like moving away from my birth country. Even if it was just across the border, really a few miles away, it just felt like a huge change. Of course, you know, you leave your friends behind and you start a whole new world in the U.S.Where her passion for finance beganI always knew I wanted to be a banker. It's almost like since I was a kid, I was the bank. Monopoly, I was the bank. If we played like little store, I was always the bank. I always handled the cash. And I always had money. I would save my money from birthdays and things. I would lend my money if my grandmother was short or whatever, and then she would pay me back. And if I'd give her $20, she'd give me back $21 or $22. And she taught me about interest when I was a little girl.On her idea to diversify commercial banking I just wondered how much more business we could get if we did it, right? If we actually came to clients in a culturally relevant way, if we recruited talent that looked like our client base, you know, how much more successful could we be? And that was the basis of me launching diverse segments, which really propelled my career to new heights at Wells Fargo.How she hopes to make a difference for minority business owners My goal is to have no access to capital gap, right? So that any business owner can get the financing they need and there's no bias in the decisioning process that leads to them getting turned down for a loan. And that's not gonna be something that's maybe gonna be solved in my lifetime, but I'm damn gonna try really hard to help it along. Show Links:LinkedIn ProfileSupport this podcast at — https://redcircle.com/onehaas/donations
On this episode of CLOC Talk, Jenn is joined by Julie Richer, Director of Legal Operations at Bath and Body Works, and Kim Wolfe, Head of Legal Business Management at Wells Fargo Bank. This trio of longtime legal ops professionals breaks down how they implement change management at their organizations. This episode is a must-listen for anyone who wants the inside scoop on how to scale their team, get buy-in and speed up the change management clock.
This is Stephen Schmidt from the Gazette Digital News Desk, and I'm here with your update for Tuesday, July 25.According to the National Weather Service, it will be sunny and hot Tuesday in the Cedar Rapids area with a high near 95 degrees. On Tuesday night the low will be around 71 degrees and there will be a 20 percent chance of showers and thunderstorms overnight.An investor and holder of $41.8 million that Mercy Iowa City borrowed in 2018 has asked a judge to “appoint a receiver on an emergency basis” to take operational control over the hospital facilities. Filed Monday in Johnson County District Court, the request was made by Computershare Trust Company, which took over for Wells Fargo Bank as master trustee of the 2018 bond series, and Preston Hollow Community Capital of Texas, which invested all $41.8 million five years ago. The plaintiffs together accuse Mercy of breaching financial covenants under its bond financing agreement.In the filing the plaintiffs assert that 150-year-old Mercy Hospital is in “financial free fall” and headed toward closure.Preston Hollow, according to court documents, has implored Mercy for months to formulate a turnaround plan “before it falls off the financial cliff.”Mercy President and Chief Executive Officer Tom Clancy and Chief Restructuring Officer Mark Toney told employees in a companywide email that they disagree with the notice and that their attorneys have responded with a letter that disputes their assertions.In that email Friday, Mercy executives affirmed, “We have made all of the payments on the bonds as required (like making the payment on your home loan when due).”Just days earlier, Mercy leaders held town hall meetings updating its staff on “extraordinary progress” in addressing the community hospital's financial standing — including improving cash collections and its troubled electronic health records system.An Iowa City woman was arrested this weekend on charges that she broke into a North Liberty woman's residence and held her captive at gunpoint for about three hours.Nicole Marie Ambrose, 47, is charged with several drug, weapons, and burglary charges for the incident, which happened at the 200 block of Holiday Lodge Road in North Liberty at 1:20 a.m. on Friday.According to a criminal complaint, Ambrose broke into the home by making a hole in a screen door and then unlocking the door from the inside.The victim woke up to Ambrose pressing a gun into her side. Ambrose asked the woman who else was in the house and took the woman's phone so she couldn't call the police. The victim told police Ambrose had a roll of plastic, handcuffs and a backpack that she wouldn't let the woman look into displayed on the couch.Ambrose held the woman hostage until about 4:45 a.m., when the woman was able to talk Ambrose into leaving, the complaint states. Police found her just before 6 a.m. in possession of a loaded gun, marijuana and a drug pipe, according to the complaint.
Let me introduce you to the World of AUM. It's a world that exists only in the Financial Sector, and unless you happen to be employed in that particular part of reality, you'll likely find what I'm about to tell you is more than a little strange. AUM is an acronym for Assets Under Management, and today we will hear from 5 of the most significant residents of this very exclusive World. In order of significance, those five institutions are State Street Bank, Citigroup, Wells Fargo Bank, JP Morgan Chase, and Blackrock, Incorporated.
Let me introduce you to the World of AUM. It's a world that exists only in the Financial Sector, and unless you happen to be employed in that particular part of reality, you'll likely find what I'm about to tell you is more than a little strange. AUM is an acronym for Assets Under Management, and today we will hear from 5 of the most significant residents of this very exclusive World. In order of significance, those five institutions are State Street Bank, Citigroup, Wells Fargo Bank, JP Morgan Chase, and Blackrock, Incorporated.
Let me introduce you to the World of AUM. It's a world that exists only in the Financial Sector, and unless you happen to be employed in that particular part of reality, you'll likely find what I'm about to tell you is more than a little strange. AUM is an acronym for Assets Under Management, and today we will hear from 5 of the most significant residents of this very exclusive World. In order of significance, those five institutions are State Street Bank, Citigroup, Wells Fargo Bank, JP Morgan Chase, and Blackrock, Incorporated.
Let me introduce you to the World of AUM. It's a world that exists only in the Financial Sector, and unless you happen to be employed in that particular part of reality, you'll likely find what I'm about to tell you is more than a little strange. AUM is an acronym for Assets Under Management, and today we will hear from 5 of the most significant residents of this very exclusive World. In order of significance, those five institutions are State Street Bank, Citigroup, Wells Fargo Bank, JP Morgan Chase, and Blackrock, Incorporated.
Harold Cameron, The People's Advocate, Consumer Advocate and Government Liaison for HaroldSays, llc provides professional and positive advocacy services for consumers who have legitimate and justified complaints against, or issues with, corporations worldwide. A few of the companies he has successfully advocated with on behalf of consumers includes Wells Fargo Bank, Comcast, United Health, American Airlines, and others. And issues he has helped consumers resolve includes recovery of money from financial scams, product/service complaints and billing complaints.Also, he provides advocacy services for citizens who have grievances against, or questions for government agencies, or need assistance from them. A few he has successfully assisted citizens with includes The SSA, HUD, DOJ, DOE as well as some state agencies across the country. Reach out to Harold at haroldcameron65@gmail.com.
Harold Cameron, The People's Advocate, Consumer Advocate and Government Liaison for HaroldSays, llc provides professional and positive advocacy services for consumers who have legitimate and justified complaints against, or issues with, corporations worldwide. A few of the companies he has successfully advocated with on behalf of consumers includes Wells Fargo Bank, Comcast, United Health, American Airlines, and others. And issues he has helped consumers resolve includes recovery of money from financial scams, product/service complaints and billing complaints.Also, he provides advocacy services for citizens who have grievances against, or questions for government agencies, or need assistance from them. A few he has successfully assisted citizens with includes The SSA, HUD, DOJ, DOE as well as some state agencies across the country. Reach out to Harold at haroldcameron65@gmail.com.
How can vulnerability empower our relationships? To be transformed, it takes showing our weaknesses and building up our resiliency. Hard to do in a mentoring relationship unless trust is built and maintained. In this episode with Jami Farr and Marissa Solomon, we are talking about creating transformation through our mentoring relationships. Marissa Solomon is a senior vice president of business development within the Asset Management Solutions division at Fidelity Investments. She is responsible for new business development and relationship management activities, primarily focused on corporate and public plans sponsors. Marissa is married with kids, an avid golfer and adventurer. Jami Farr is a Regional Sales Manager for the Select Sector SPDR ETFs. Prior to joining the Sector SPDRs, Jami held internal sales and marketing roles at ALPS Portfolio Solutions, Cornerstone Asset Management, and Wells Fargo Bank. Jami is a Colorado Native and currently lives in Denver with her husband and two Golden Retrievers. She enjoys the outdoors, golf, and participating in various charitable organizations. Kristine Delano guides the discussion on how to grow a transformational mentoring relationship. Listen on your favorite podcast platform. We Talk Careers Podcast. Follow on Instagram kristine.delano.writer Visit www.womeninetfs.com to find additional support in the ETF industry. Go to www.kristinedelano.com for your Thrive Guide: a compilation of the most requested and insightful advice from our guests on Leadership and Advancement. Book recommendations: Talking to Strangers by Malcolm Galdwell Becoming Bullet Proof by Evy Poumpouras
Lousy earnings, stocks go higher. Fed stays somewhat hawkish, stocks go higher. Blowout jobs report, stocks go higher. Short squeeze games anyone? This week's guest - Erik Townsend with MacroVoices Check this out and find out more at: http://www.interactivebrokers.com/ Erik Townsend is a retired software entrepreneur turned hedge fund manager. Throughout his career, Erik has capitalized on his ability to understand complex systems and anticipate paradigm shifts far in advance of the mainstream. A teenage computer protégé, he spent most of his high school years at MIT's Artificial Intelligence laboratory, where he taught himself several computer programming languages. Erik became an independent software development and design consultant to Digital Corporation's manufacturing systems technology group at age 17. By age 20 he owned his first private aircraft, after earning his private and commercial pilot's licenses. From his experience at MIT, Erik recognized that the IT industry's failure to embrace distributed computing translated to an exceptional entrepreneurial opportunity. At age 21, Erik committed himself to developing and commercializing distributed application software technologies he was first exposed to at MIT in the late '70s. By the mid-1980s, Erik had invented an approach to distributed system design that is now widely known as Service-Oriented Architecture (SOA). After applying SOA concepts initially at Digital Equipment Corp (where he consulted for nearly 10 years), in 1992 Erik founded the Cushing Group, a boutique consultancy focused exclusively on bringing advanced distributed application computing technologies to market. The Cushing Group's work with Wells Fargo Bank in the early 1990s paved the way for Wells Fargo to become the world's first Internet Bank by early 1995. Erik has become a passionate world traveler. He moved to Hong Kong in 2009 to get a better perspective on changing global economics. While living in Hong Kong, several hedge fund professionals he met there observed that through his own passionate trading activities, Erik was “already doing all the work of running a hedge fund except for picking up the phone and calling a lawyer and turning it into a fund”. Erik was flattered by the advice of his peers in Hong Kong to launch his own hedge fund, but wanted to finish his boots-on-ground evaluation of the global economy first. He spent just over sixteen month in 2011 and 2012 exploring the world, living in 28 cities in 18 countries during that period. Erik continues to live a very international lifestyle, and presently has homes in Hong Kong, Mexico and the United States. Erik eventually took his Hong Kong friends' advice to heart, and founded Fourth Turning Capital Management, LLC in 2013. Through that asset management company, he launched a Global Macro-strategy hedge fund in July 2013. In February 2016, in a joint effort with Nathan Egger, Erik launched Macro Voices, a new weekly financial podcast program which will target professional finance, high net worth, and other “sophisticated” investors who desire financial content at a level of sophistication and complexity above what the retail investment-focused podcasts on the Internet presently offer. Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy - HERE Stocks mentioned in this episode: (AAPL), (AMZN), (META), (MSFT)
It's Monday, January 23rd, A.D. 2023. This is The Worldview in 5 Minutes heard at www.TheWorldview.com. I'm Adam McManus. By Adam McManus (Adam@TheWorldview.com) Nigerian Catholic priest burned to death, another survived gunshots On January 15th, a Catholic priest, Isaac Achi, was burned to death and another, Collins Omeh, sustained gunshot wounds in a terrorist attack in Niger state, Nigeria, reports Christian Solidarity Worldwide. In a separate incident the same day, 25 churchgoers were abducted in Katsina state in the northwest. The local chapter of the Christian Association of Nigeria was burned beyond recognition and the rectory was gutted when terrorists set it ablaze after failing to gain entry forcibly. Pray that the violent and peaceful Nigerian Muslims alike would come to faith in Jesus Christ. First March for Life in post-Roe America On Friday, January 20th, 100,000 pro-lifers marched in the 50th annual March for Life, which first took place following the 1973 Supreme Court decision known as Roe v. Wade which legalized abortion, reports LifeNews.com. Jeanne Mancini, the President of the March for Life, welcomed the attendees. MANCINI: “Let me welcome you all here, in person, for the 50th March for Life, the first post-Roe March for Life. (applause) The country and world changed on June 24th, when the Supreme Court handed down the Dobbs v. Jackson Women's Health decision allowing the people, through their elected officials, at the state and the federal level to impact pro-life laws. “So many giants paved the way for this momentous victory, including our own Nellie Gray, the founder of the March for Life, whose birthday was on June 24. I can't think of a better birthday gift.” Mancini talked about the pro-life battle ahead. MANCINI: “The human rights abuse of abortion is far from over. Sadly, this year alone in the United States, there will be well over 700,000 abortions. And we know that in every abortion one life is taken and at least one life is wounded. We will continue to march until the human rights abuse of abortion is a thing of the past.” Jeremiah 1:5 says, “Before I formed you in the womb I knew you, before you were born I set you apart.” Pro-life Rep: Call your Senators to pass Born Alive bill Republican Congressman Steve Scalise of Louisiana was encouraged by the recent passage of the Born Alive Survivors Protection Act. SCALISE: “Just a few months ago, when Nancy Pelosi was Speaker of the House, we brought a bill called the Born Alive Act, a bill that says if a baby is born alive, outside the womb, you cannot murder that baby and call it abortion. Do you know 80 different times Nancy Pelosi blocked that bill from coming to the floor? (audience boos) “The story actually gets better. In just eight days of a Republican majority, we brought up that bill and passed it through the House of Representatives. (audience cheers) That bill is over in the Senate right now. “Call your senators. They haven't brought it up yet. [Democratic Senate Majority Leader] Chuck Schumer doesn't want to bring it up. But if he hears from all of you, they'll have to bring that bill up. “There are only about a handful of countries that allow this barbaric process -- countries like China, like North Korea, and unfortunately America. America should not be on that list of barbaric countries.” To ask your two senators to pass the Born Alive bill, call 202-224-3121. That's 202-224-3121. Coach Dungy compares prayers for NFL player with unborn babies Former Indianapolis Colts Coach Tony Dungy talked about the power of prayer at the March for Life, reports LifeNews.com. DUNGY: “A young man named Damar Hamlin of the Buffalo Bills made a routine tackle, and his heart stopped beating right on the field. It could have been tragic, but something miraculous happened. The team medical staff rushed out. They got Damar's heart started again. But you know what? that wasn't the miracle. The real miracle was the reaction of everyone to that. “The announcers on the broadcast, what did they say? ‘All we can do is pray.' (audience cheers) And all across the country, people started praying. Usually when that happens, the cameras cut away from that. “Back when I was coaching in the 1990s, Christian players got together and they said, ‘We want to pray after the games.' And we actually got a memo from the NFL office said, ‘Don't let your players do that. If you do, you'll be fined, because that's not appropriate.' Can you believe that? (audience boos) That's a true story. “Well, those prayers were answered. Damar is recovering. Now he's home. He's been released from the hospital. (audience cheers) But what's the lesson in that? You know, an unbelievable thing happened that night, a professional football game with millions of dollars of ticket money and advertising money on the line, that game was canceled. Why? Because a life was at stake. And people wanted to see that life saved. “Well, that should be encouraging to us because that's exactly why we're here today. Because every day in this country, innocent lives are at stake.” Atlanta rioters smash windows and set police car on fire Last Wednesday night, Manuel Teran, who objected to the building of a $90 million training facility for the Atlanta Police Department in a forested area dubbed “Cop City,” shot a police officer in the abdomen, reports CBS News. In the ensuing exchange of gun fire, Teran was killed. Proverbs 22:8 says, “Whoever sows injustice reaps calamity, and the rod they wield in fury will be broken.” Afterwards, a Twitter account for a local Defund the Police group, called @ScenesATL, called on Friday for a "night of rage" along with "reciprocal violence to be done to the police and their allies,” reports Fox5Atlanta. That account has subsequently been suspended. In response, on Saturday night, violent rioters, who stormed downtown Atlanta, set a police car on fire and smashed windows of three businesses including Wells Fargo Bank, reports The New York Post. Georgia Republican Attorney General Chris Carr tweeted, “To the Atlanta Media: Peaceful protestors use words. Rioters smash windows, set police cars on fire & shoot law enforcement officers. Stop calling these people protesters.” Anarchists with a group called “Stop Cop City” stated, “All reported acts appear to be explicitly targeted against the financial backers & goons of the Atlanta Police Foundation, a shady nonprofit that funnels weapons and military gear into our city to wage war on black and brown folks.” 10 killed, 10 wounded at a dance club outside L.A. And finally, police were involved in a stand-off Sunday with an Asian man they believe killed 10 people in a mass shooting Saturday night at a dance club during the Lunar New Year celebration in Monterey Park, California outside Los Angeles, reports NewsMax.com. Ten others were wounded. Close And that's The Worldview in 5 Minutes on this Monday, January 23rd, in the year of our Lord 2023. Subscribe by iTunes or email to our unique Christian newscast at www.TheWorldview.com. Or get the Generations app through Google Play or The App Store. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.
As we commence the new year, we know financial planning will continue to be important to every business. But how do you assess your financial health as a small business owner to plan for the year ahead? Today's episode is a special segment HR{preneur} is bringing to you to highlight this area. Listen in as we are joined by a lead business execution consultant at Wells Fargo Bank and explore this topic. [2:32] What does financial health mean for small business owners? [3:27] Lessons learned about planning from the last three years [4:46] Financial indicators that can help determine business health [5:50] How can a bank help a small business owner navigate financial health? [8:30] Guidance on measuring business goals and determining key results [9:23] What's the difference between financial health and credit health? Copyright © 2023 ADP, Inc. All rights reserved. This content may not be distributed, reproduced, modified, sold or used without the written permission of ADP. The information is provided "as is" without any expressed or implied warranty, is based on generally accepted HR practices and is advisory in nature. This content is provided with the understanding that neither the presenters nor the writers are rendering legal advice or other professional services. Wells Fargo makes no warranties as to accuracy or completeness of information, including but not limited to information provided by third parties; does not endorse any non-Wells Fargo companies, products, or services described here; and takes no liability for your use of this information. Information and suggestions regarding business risk management and safeguards do not necessarily represent Wells Fargo's business practices or experience. Employers are encouraged to consult with legal counsel for advice regarding their organization's compliance with applicable laws. Please contact your own legal, tax, or financial advisors regarding your specific business needs before taking any action based upon this information. This material is current as of the date of this episode (January 2023).
On today’s Hard Factor…A now former VP of Wells Fargo Bank will be spending fourteen days in prison after peeing on an elderly woman aboard an Air India flight (00:34:31). President Biden, maybe in an attempt to gaslight the confidential documents wants to get rid of gas stoves (00:18:37). Watch Full Podcasts on Spotify and YouTube + Get Bonus Podcasts via Anchor and Patreon NEW “CREAM OF THE CROP” & “CUP OF COFFEE IN THE BIG TIME” MERCH IS OUT AT STORE.HARDFACTOR.COM ☕ Cup of Coffee in the Big Time ☕ (00:06:58) - Fun Fact: Florida Man investor Bruce Dietzen created a prototype of Henry Ford’s hemp car (00:08:30) - Italian Army is now growing medical marijuana for chronically ill Italians (00:09:06) - Coachella lineup is out (00:10:15) - Carlos Correa is BACK on the Twins after signing with both the giants and mets this offseason (00:11:35) - French Soccer Legend Zinadine Zidane has reportedly turned down the USMNT Coaching position “By George!” - DC Updates/Biden Time (00:15:10) - US intelligence materials related to Ukraine, Iran and UK found in Biden's private office (00:18:37) - Biden suggests banning gas stoves (00:19:45) Congress: Katie Porter announced she will run to replace Senator Dianne Feinstein in California (00:19:59) - George Santos: Brazilian authorities reactivate fraud case against fabulist congressman-elect (00:23:35) Latest Trending UFO clips going around the internet
In today's episode, we welcome special guest Gifty Enright, author of 'Octopus on a Treadmill: Women, Success, Health and Happiness,' about holistic healing and how to incorporate it into your life for overall wellness.Gifty Enright is an author and international speaker specializing in Women in the Workplace and Well-being. Gifty has spoken at Wells Fargo Bank, Oxford University, Citi Bank and Tedx Women. She is also a highly regarded writer and her work is regularly published by international outlets such as Thrive Global and has been featured in Accountancy & Business.Tune in today to hear what Octopus on a Treadmill really means to Gifty. In the Adjusted Reality podcast, well-known athletes, celebrities, actors, chiropractors, influencers in the wellness industry, and other podcasters will talk with host Dr. Sherry McAllister, president, F4CP, about their experiences with health and wellness. As a special gift for listening today visit f4cp.org/health to get a copy of our mind, body, spirit eBook which focuses on many ways to optimize your health and the ones you love without the use of drugs or surgery.
We FINALLY learn why Ryan was also representing himself. and you WON'T believe what Jeremy did to expose the Wells Fargo Bank witness for not being truthful!
BREAKING MOVIE REVIEW This is a true story. The morning of July 7, 2017, a 33-year-old black man and Marine Corps veteran named Brian Brown Easley walked into a suburban Wells Fargo Bank on Windy Hill Road in Atlanta, Georgia. He wore a grey hoodie and carried a backpack. He walked up to the teller,… Read More »Screener Squad: Breaking