Podcasts about listener questions

On this special Listener Question episode of Wise Money, we're answering your financial questions. From the new catch-up contribution rules and "super" catch-ups at age 60, to whether it ever makes sense to invest your 401(k) in individual stocks like Tesla or Palantir. We're unpacking most of the most confusing tax and retirement changes heading into 2026.  Season 11, Episode 10 Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/    Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/contact-korhorn-financial-advisors/ or call 574-247-5898.   Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://link.chtbl.com/WiseMoney  Watch this episode on YouTube: https://youtu.be/ThP0TxTxoiA  Submit a question for the show: https://www.korhorn.com/ask-a-question/   Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/    Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

Today on the podcast, the guys discuss Jeff's wild 100 mile ride as well as the absolute insanity that was the KETL Rocky Mountain Oyster Challenge before jumping into a classic set of listener questions ranging from bike selection to Q factor and everything in between. Tune in! Our YouTube channel: www.youtube.com/channel/UCczlFdoHUMcFJuHUeZf9b_Q Worldwide Cyclery YouTube Channel: www.youtube.com/channel/UCxZoC1sIG-vVtLsJDSbeYyw Worldwide Cyclery Instagram: www.instagram.com/worldwidecyclery/ MTB Podcast Instagram: www.instagram.com/mtbpodcast/ Submit any and all questions to podcast@worldwidecyclery.com Join us on epic mountain bike trips that you will never forget in locations like Tasmania, Italy & Nepal. Grab $250 off any All Mountain Rides trip by just mentioning WWC: https://worldwidecyclery.com/blogs/worldwide-cyclery-blog/all-mountain-rides-all-inclusive-mountain-bike-guided-trips-w-worldwide-cyclery-crew

Order my book here - https://geni.us/AtlasOfUFOs In this episode of That UFO Podcast, I am joined by Reed Summers, the host of Emergent Podcast, to discuss humanity's engagement with non-human intelligence (NHI) and the UFO phenomenon. Reed shares insights from his extensive research and personal experiences, along with his work at the Human Institute and his development of a groundbreaking platform for UAP research.  Key topics include the motives and intents behind NHI, the role of abductions, the impact of military encounters, and the ongoing efforts towards disclosure. Reed also touches on his father's telepathic communications with NHIs and the implications for humanity.  This episode delves deep into the complex field of ufology and offers a fresh perspective on how society can approach and understand these enigmatic phenomena. Check out Reeds work Podcast: www.reedsummers.com/podcast Forerunner: www.forerunner.reedsummers.com/register Human Institute: www.humaninstitute.org Investigating NHI series: www.humaninstitute.org/NHI UAP Detection and Tracking Summit: www.uapsummit.org (registration opens Nov 10) UFOe: www.ufoevidence.com Timestamps 00:00 Welcome and Introduction 01:35 Summers' Background and Early Influences 04:55 Emergent Podcast and Public Education 06:33 Decoding Alien Intent Course 06:50 Human Institute and Policy Implications 12:32 Family Experiences and Psychic Attacks 17:49 Non-Human Intelligence and Abduction Phenomenon 38:06 Multiple Species and Exo-Political Dynamics 46:24 Listener Questions and Speculations 55:00 Human and Non-Human Collaboration 56:10 The Purpose of My Work 56:49 Disarming Non-Human Agendas 57:45 Anchoring in Logic and Science 58:18 Misplaced Controversy 01:00:03 Complexity of Non-Human Intents 01:06:09 Abductions and Human Interaction 01:14:31 Global Perspective on Abductions 01:18:28 Citizen-Led Disclosure 01:26:03 Final Thoughts and Future Directions

The Composite Two-Star Recruits podcast returns to discuss USC failing at Notre Dame, Trojans hosting a 2026 Florida EDGE commit and Halloween candy takes. TIME STAMPS (0:00) Can Hurricane Hear Me?  (14:54:) Notre Dame Recruiting Angle  (01:10:25): Thought Experiment w/ 2026 Class (01:18:29): Friday Night Lights Recap  (01:38:34): EDGE KJ Ford Sets Visits  (01:54:43): New Offers  (02:00:32): Listener Questions   To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

From January, 2021: This Aunt is having a hard time managing her sister's kids because their parenting styles are so different. Learn more about your ad choices. Visit megaphone.fm/adchoices

Join Mike, Rikki and Pam today as we answer your listener questions! Today we discuss the update coming to Soarin' to celebrate the 250th birthday of the United States next summer! Who could have seen that coming? We also talk through a good time to visit Walt Disney World in February to avoid crowds but not miss too much school. We have a question about navigating Epcot in November to try to miss as many crowds as possible, and much more! Come join the BOGP Clubhouse on our Discord channel at www.beourguestpodcast.com/clubhouse!  Thank you so much for your support of our podcast! Become a Patron of the show at www.Patreon.com/BeOurGuestPodcast.  Also, please follow the show on Twitter @BeOurGuestMike and on Facebook at www.facebook.com/beourguestpodcast.   Thanks to our friends at The Magic For Less Travel for sponsoring today's podcast!

The hosts gather to celebrate the 100th episode of UCLA Housing Voice. We also answer listener questions and announce the first book for our book club.Show notes:Appelbaum, Y. (2025). Stuck: How the Privileged and the Propertied Broke the Engine of American Opportunity. Penguin Random House.Appelbaum, Y. (2025 February 10). How Progressives Froze the American Dream. The Atlantic.Phillips, S. (2020). The Affordable City: Strategies for Putting Housing Within Reach (and Keeping it There). Island Press.Lens, M. C. (2024). Where the Hood At? Fifty Years of Change in Black Neighborhoods. Russell Sage Foundation.Lens, M. C., & Monkkonen, P. (2016). Do strict land use regulations make metropolitan areas more segregated by income? Journal of the American Planning Association, 82(1), 6-21.Manville, M., Monkkonen, P., & Lens, M. (2020). It's time to end single-family zoning. Journal of the American Planning Association, 86(1), 106-112.Lee, A. E. (2023). The Policy and Politics of Highway Expansions. UC Davis. https://escholarship.org/uc/item/13x3n8zr. Chapelle, G. (2018). Does social housing crowd out private construction? (Working paper). Science Po.Elmendorf, C. S., Nall, C., & Oklobdzija, S. (2024). What state housing policies do voters want? Evidence from a platform-choice experiment. SSRN.https://www.hcd.ca.gov/housing-open-data-tools/statewide-housing-plan-dashboard https://easyreadernews.com/aes-ruling-against-redondo-may-open-door-to-builders-remedy-developments-statewide/ Episode 81: How New Zealand Passed Its Ambitious Zoning Reforms with Eleanor WestSee remaining show notes and each host's favorite episodes at https://www.lewis.ucla.edu/2025/10/22/100-the-big-100-listener-questions-re-meet-the-hosts-and-book-club/

It's another varied mix of questions, with a couple on catching up after a late start, avoiding the 60% tax trap and lots more. Shownotes: https://meaningfulmoney.tv/QA30  01:03  Question 1 Hi, I'm curious if you have advice, best practice or tools to advise people who have a reasonable rental property portfolio on how to plan for retirement? I am 55, have taken 50k tax free cash, and 13k a year drawdown, approx 40k left.  I have 11 rental properties, but I am still remortgaging and buying more properties.  Currently have about 450k available to reinvest into a few more properties, and then probably stop buying. I'm really struggling to understand how much I can/should have available to spend each month, especially as I'm still reinvesting into properties.  I'm sure I should be spending way more than I am, but can't work out how best to put a retirement plan together to show how much I truly afford to spend each month. Love your content, and thanks for any advice you may be able to give. Thanks, Paul 09:49  Question 2 Hi Pete and Rog. Big fan of the podcast, keep up the good work. I am looking at ways to stay under 100k income each year to remain eligible for childcare benefits. I know if I were to make AVC into my work pension this would help to remain below that figure. I would prefer to put this money into a SIPP. My question is if I got paid the money and deposited it into a SIPP instead of my work pension will this reduce my income tax and prevent me from going over 100k and losing childcare benefits. Kind regards, Joshua 12:33  Question 3 Hello Pete and Roger, Firstly, thank you so much for such an informative podcast. I don't think I listen to a single episode without taking away something valuable! My question relates to what I should do to with money as I accumulate it for the next financial year's ISA and SIPP allowance. For context- I am 39, an NHS doctor with an NHS pension, have a paid off mortgage and have started making SIPP contributions to bring my adjusted net income below the 60% tax threshold. I am in the privileged position to be able to contribute maximum S&S ISA contributions at the beginning of each tax year and already have filled premium bonds allowance as my emergency fund. Should I put my accumulating savings in a high interest savings account until April, or am I missing out on growth each year and should I be using a GIA with a bed and ISA approach? I appreciate there may be tax on savings interest above £500 or CGT on anything over £3k gains. I just don't want to be missing out on the best approach for the next 20+ years as I hopefully continue to max out ISA and pension contributions. Thank you so much in advance and keep up the fantastic work! Paddy   16:36  Question 4 Dear Pete and Rodge, I am relatively young (36) and have started listening to your podcast relatively recently (in the last year). What I like about it best is the calming relaxed attitude that money matters are discussed in and the comforting belief that life is more important than money I think shines through. Comparison is the thief of joy I know but I find it hard to situate myself in relation to where I ‘should' be financially. I stayed at university a long time (10years) and so always perceived of myself as ‘in debt' and living to the brink of my means, I didn't have a credit card but I would spent all my money and save nothing. When I did eventually get a job it didn't pay much and again it was paycheck to paycheck for many years. Then came three big changes almost at once. First me and my wife had a baby daughter come along, next the company I worked for went bust and third I found your podcast! Something about the mix of these three made me sit up, take notice and want to engage with my finances where previously my head had been in the sand. I did very much feel like I was way behind the running. I managed to find a job which paid almost a third as much take home pay again and decided to set up savings for my daughter, set up an emergency fund, increase pensions contributions, open a stocks and shares ISA, all of the good stuff that you guys continually discuss. However, I still am very much of the opinion that I am way behind the game and starting late which is a shame seeing as time is such a valuable component in investing. My question to you guys is, were you in my position, where would be the first places you would look to educate yourselves on the right things to do next? I feel like I don't know what I don't know and things continually surprise me (for instance I didn't realise that having a car on finance was considered bad debt until the other day). I have this constant nagging doubt that I will be missing something because I haven't started from the beginning. I did consider going back to the start of the podcast when I found it, but Rodge wasn't even around in the first few so I didn't enjoy it as much and also felt like maybe some advice would have gone out of date? Is there a key place for me to start, non-negotiable sources I have to get to grips with in the first place that you can direct me to? What would you do? Very keen to learn your thoughts and hugely appreciative of all your efforts! Kind regards, Dan 24:16  Question 5 Hello Pete & Roger I've gained Incalculable value from listening to you so keep up the amazing work! I have a DB-DC hybrid scheme and at my target retirement age (64) my projections say I'll have £33K p.a DB income + £345K DC pot. This would give me ~ £86K TFC allowance at the pot. My plan has been not to take any TFC on the DC pot upfront and to use regular UFPLS withdrawals to reduce income tax over the long term. However, as this is a hybrid scheme, if I take both DB and DC components at the same time I can keep the DB at £33K p.a. and take £220K TFC upfront. This has made me question my slow TFC strategy as I can realise far more taking it upfront by leveraging the DB ‘value' but only at that point in time. My thoughts are to then find a way to get this £220K TFC into S&S ISAs where they would be invested in the same way as in my DC pension. This would allow me to reduce income tax massively over my lifetime. This seems too good to be true! Is it? Problem will be finding a home for such large amounts of cash Options Max mine and wifes ISA allowances (£40K p.a) £10K p.a. contribution  to mine and wifes DC pots  (MPAA limited) (£20K p.a.) Any other options? Thanks, Duncan 28:46  Question 6 Greetings Pete and Roger, Speaking as a fellow Gen X gruff Northerner (…Pete!), I'd just like to express my huge gratitude to you both for rescuing me from years of financial ineptitude, misdirection and investing ignorance. I can only blame myself, but losing a parent in my late teens, then late 20s, and subsequently finding myself on the non-receiving end of ‘Sideways disinheritance' (Dad remarried / mirrored will / sold our family home to pay second wife's debts….) didn't help with establishing good long-term financial habits. Thankfully, the financial clouds parted 21(ish) months ago when I discovered your excellent Youtube videos, first book, and podcast back catalogue, including a tour de force in ‘tough love' re: DC pension catch up.  Since then, I've been desperately trying to catch up, with a rough target of getting a DC pot to support an UFPLS annual 3.5 - 4% withdrawal of, the magic, £16,760. Starting from a very low base, I've been using direct payments from my own Limited Company into a Vanguard SIPP, approximately £3k+ per month (yes, I'm living on lentils..) combined with transferring personal contributions of £10k from money sat in a S&S ISA, thereby getting tax relief up to my small wage of £12.5k.  Using this mechanism, I've placed £48k into the pension (mindful of the £60k limit – tax relief is added on the 10k personal, but 19% corp. tax is saved on the employer contributions) in the last financial year, but won't be able to sustain this forever. My question is as follows – provided I still make a net profit after the Employer pension contributions, am I correct in assuming I'm ok re: the ‘Wholly and exclusively' HMRC test?  The employer pension payments dwarf the remaining net profit, from which I then take a small amount of dividends, and a smaller corporation tax payment is made at 19%. Also, provided I don't transgress the personal earnings limit (£12,570 for me), is that ok also re: also putting in from the employee side? Am I missing anything at all?  E.g. could you use the ‘carry-forward rule' to top up previous years with employer contributions from the Limited company?  I'm assuming the answer is ‘no', as dividends don't count as earnings / they don't exceed £60k, but thought I'd ask anyway! Apologies for the ‘War and Peace' length question, and thanks again. Stay intentional, Bill PS: Really like the ‘Catching up' section of your, also excellent, second book Pete.

Taylor answers listener questions and stories including her feelings on only asking for specific codes or signs from your Angels, our longing for simpler times, Ethical Mediumship + releasing the need for others to believe in your spiritual work, what dreams about dying mean and SO much more on this week's episode of Magic Hour! ************************* Earth Angel Scorpio Season is Wednesday, October 29th at 6pm  PST - replay available  The theme this month is stepping into our most powerful versions of self with Archangel Zadkiel. Code early gives $11 off until Monday, October 27th at midnight PST Sign up here https://angelsandamethyst.com/product/earth-angel-club-scorpio-season-25/ __________________________________________________________ Things mentioned in this episode October Book Recommendation  - Magic Maker Pam Grossman  My Mediumship Journey at the Real Life Hogwarts Series Part 1  Part 2  Part 3  Part 4  Dream World Mysticism with Dr. Michael Lennox and book Psychic Dreamer  September Listener Questions    Connect with Taylor further on Instagram @angels_and_amethyst  Website https://www.angelsandamethyst.com Follow @MagicHourPod on instagram and YouTube for more Magic Hour content.   If you have any questions about, intuition, spirituality, angels, or anything and everything magical, please email contact@magichourpod.com. We will answer listener questions once a month in our solo episodes Don't forget to leave us a 5 sparkling star review, they help more people find the pod and remember their magic. Please screenshot and email your 5 star reviews to contact@magichourpod.com and we will send you a free downloadable angelic meditation, and enter you to win an angel reading with Taylor Paige! The next Angel Reading giveaway will happen when we hit 222 5 star reviews on both Spotify and Apple Podcasts. Join the waitlist for a reading with Taylor here: https://angelsandamethyst.com/offerings/S   Find Taylor's 3 part workshop series on Angelic Connection, Attracting a Soulmate Connection, and Healing the Witch wound here: https://angelsandamethyst.com/workshops/     Code 333 gives $33 off, plus, each student can email Taylor one question on the subject material per lesson. Join Taylor's email list at https://www.angelsandamethyst.com  to know when her monthly gatherings of Earth Angel Club are open for registration. Earth angel club is a monthly meeting of like-minded and magical people across the world. EAC includes an astrological and energetic overview, a guided meditation attuned to the current zodiac season, and for the highest ticket tier, a mini email angel reading. Each EAC member also has the option to skip the waitlist and sit with Taylor sooner for a reading.   Are you an aligned business owner that would like to advertise to our beautiful community of magical people? Please email contact@magichourpod.com ****** Editing by Ashley Riley  Music by Justin Fleuriel and Mandie Cheung. For more of their music check out @goodnightsband on instagram.   #magichour #witchypodcast #intuition #spirituality #angelicmessages #higherself #intuitiveguidance #spiritguides #astrologer #astrologytips #birthchart #zodiac

Dan and Jacob are back to deep dive running backs for the rest of the season and profile the wide receivers and tight ends you need to know about to make a second half push in your fantasy league. (0:00) Intro + Jacob's player he's most excited to talk about (1:55) Travis Hunter deep dive (18:30) Rest of season running back rankings (34:23) A Jaxon Smith-Njigba sidetrack (36:43) Jordan Addison (43:27) Alec Pierce (53:30) Rashee Rice (57:25) Zay Flowers (1:02:20) DeVonta Smith (1:14:10) Oronde Gadsden (1:30:41) Tucker Kraft (1:37:30) Tyler Warren (1:44:18) Listener Question (1:51:56) Waiver Wire #FantasyFootball #NFL #FantasyFootballAdvice #Podcast

Episode 497 Fred jumps from investment to investment, always chasing the headlines but never building wealth. Sign up for free ALERTs & Market Commentary at:  https://www.investablewealth.com/subscribe/ ------------------------------------------------------

Ryan Myrehn, as a guest host, joins John Dagys to recap last weekend's Indianapolis 8 Hour presented by AWS before diving into the news of the week, answer listener questions and more. 

It's time once again to rummage around in our virtual listener mailbag and pull out a couple of cracking questions for a good old natter. First up: how would we breathe new life into Victoria Street? It's been seven years since the extended set burst onto our screens with great fanfare, and while stalwarts like Speed Daal have gone from strength to strength, others - Trim Up North, we're looking at you - have disappeared without a trace. So, if we were in the producer's chair (with unlimited budget and space, of course!), how would we zhush it all up and make Victoria Street the place to be again. Then, just in time for spooky season, another listener wants to know which Corrie characters we'd choose to help us survive a horror movie scenario. Whether it's ghosts, zombies or vampires on the loose, no monster will stand a chance against the dream teams we assemble - especially with resident horror aficionado Gemma leading the recruitment drive!

In this third dialogue session Jim and Kirsten will focus on Brother Lawrence's place in our mystical lineage along with his specific connections to Teresa of Ávila and John of the Cross. Resources: Turning to the Mystics is a podcast by the Center for Action and Contemplation. To learn more about James Finley, visit his faculty profile ⁠⁠⁠here⁠⁠⁠. The transcript for this episode can be found here. The book we will be using this season can be ⁠⁠found here⁠⁠. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Connect with us: Have a question you'd like Jim or Kirsten to answer about this season? Email us: ⁠⁠⁠podcasts@cac.org⁠⁠⁠ Send us a voicemail: ⁠⁠⁠cac.org/voicemail⁠⁠⁠   We'll be accepting questions for our Listener Questions episode until November 7th, 2025. This podcast is made possible, thanks to the generosity of our donors. If you would love to support the ongoing work of the Center for Action and Contemplation and the continued work of our podcasts, you can donate at ⁠⁠⁠https://cac.org/support-cac/podcasts/⁠⁠⁠ Thank you!

Adam Levitan breaks down Week 7 in NFL DFS which saw some chalk go nuclear and have huge implications on the slate, before tackling a new batch of hard-hitting listener questions.Links mentioned in the episode:Levitan's DFS Cash Lineup Review: Week 7 Week 7 DFS Tournament ReviewTimestamps:0:00 - Introduction0:27 - Adam's Best Ball Hindsights6:34 - Adam's Cash Game Week in Review9:51 - Listener QuestionsWant ETR on your team this season? Our 2025 NFL In-Season has you covered with:NFL In-Season content includes:Silva's Matchups ColumnDFS Top PlaysProjections for Every PlayerOwnership Projections for Every SlateWeekly Premium ShowsSubscribe now at ⁠⁠⁠https://subscribe.establishtherun.com/nflinseason/⁠⁠⁠New Customers Play Free for Your Share of Millions in Prizes with First DepositDownload the DraftKings Daily Fantasy app and enter promo code ETR to play FREE for your share of millions in prizes with your first deposit! ⁠⁠⁠Sign Up Today⁠⁠⁠ Gambling Problem? Call 1-800-GAMBLER or 877-8-HOPENY/text HOPENY (467369) (NY). Help is available for problem gambling. Call (888) 789-7777 or visit ccpg.org (CT).18+ in most eligible states, but age varies by jurisdiction. Eligibility restrictions apply. Void where prohibited. 1 per new customer. Min. $5 deposit req. 1 single-use $3 ticket rewarded. Ticket rewards are site credits valid for use on eligible DraftKings contests. Ticket rewards expire 14 days (336 hours) after being issued. Terms: www.draftkings.com/promotions. Ends 12/31/2025 at 11:59 PM ET. Sponsored by DK.DFS OPTIMIZER: Sign up for THE SOLVER for access to the software we think fantasy players need to win: ⁠⁠⁠https://thesolver.com/?ref=etr⁠⁠⁠WE CAN HELP: Tired of attention-seeking hot takes? Get the highest-quality fantasy football analysis in your inbox, FREE: ⁠⁠⁠https://bit.ly/establishtherun⁠⁠⁠SPORTSBOOK OFFERS: We've partnered with several major sportsbook outlets to help supply you with the best offers in the industry and ensure you're maximizing your bankroll from the start: ⁠⁠⁠https://establishtherun.com/offers/⁠⁠⁠FOLLOW US: Check out our social media channels for FREE fantasy football & DFS videos, analysis, and more: ⁠⁠⁠https://linktr.ee/establishtherun

Russell answers a listener's question about making time to be a better writer Watch the video of this episode on YouTube here. Submit your own question for the show! Email questions@russellmoore.com — and remember: attach a voice memo! Keep up with Russell: Sign up for the weekly newsletter where Russell shares thoughtful takes on big questions, offers a Christian perspective on life, and recommends books and music he's enjoying. Subscribe to the Christianity Today Magazine: Special offer for listeners of The Russell Moore Show: Click here for 25% off a subscription. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Sunlight changes everything. We kick off with a real project that turned a dim great room into a bright, open space by swapping a standard door for full glass, adding a 10-by-6 quad window, and installing an 8-by-12 slider with screens for a cross-breeze you can feel. The secret wasn't just picking pretty glass—it was structural discipline. We brought in an engineer, sized LVLs correctly, and worked to the inch so the spans carried safely and cleanly.From there, we pull the curtain back on builder grade versus custom grade. “Builder grade” isn't a dirty word, but it can hide weak links like finger-jointed studs or MDF outside. We share the exact questions to ask about floor lumber grades, shingle brands, and warranties. On roofing, we compare standing seam metal with Kynar or Valspar finishes against exposed fastener panels that fade, and explain why today's premium shingles deliver serious wind performance and algae protection for less money. Pro tip: never use button-cap fasteners under metal roofing underlayment unless you want the caps to telegraph through the panels.If you're hunting older homes, we offer a quick triage: read the foundation, then price the heavy hitters—electrical, HVAC, and insulation. For windows, don't default to full replacements. Investigate sash swaps, reglazing, or sash kits that preserve frames and cut labor. On HVAC, we decode SEER and explain why the jump from 14 to 21 rarely pays for itself. Your smartest investment is the envelope: spray foam where it counts, diligent air sealing, and right-sized equipment. Mini splits shine in garages and bonus rooms, but only after you insulate.We also touch on a rumored national housing emergency and what real relief might look like for first-time buyers. If you care about better light, stronger structure, and upgrades that actually return value, this one gives you a roadmap—without the hype. Enjoy the show, explore resources at thecarolinacontractor.com, and hit the Ask The Contractor button with your questions. If you learned something useful, subscribe, share with a friend, and leave a quick review to help others find the show.

How will Ahsoka get home? How would we design a Star Wars theme park? - We answer these questions and more in our first “Listener Questions” episode.   In this fully armed and operational episode of Podcast Stardust, we discuss: How is Ahsoka getting home? What is Baylon Skoll after? How would we design a Star Wars theme park build around “World Between Worlds”? Where should someone familiar with the movies and live action Disney+ Star Wars show go next to learn more about Star Wars? And Which Legends characters would we most want to see make it to canon? Thanks for joining us for another episode! Subscribe to Podcast Stardust for all your Star Wars news, reviews, and discussion wherever you get your podcasts. And please leave us a five star review on Apple Podcasts.   Find Jay and her cosplay adventures on J.Snips Cosplay on Instagram. Follow us on social media: Twitter | Facebook | Instagram | Pinterest | YouTube. T-shirts, hoodies, stickers, masks, and posters are available on TeePublic. Find all episodes on RetroZap.com.

In this episode, Tommie Runz and Ern discuss running, including sleep scores, the Detroit Free Press Marathon, and the recent Chicago Marathon. He shares insights on marathon training, the importance of community, and the impact of influencers in the running space. Tommie also announces his participation in the upcoming Javelina Jundred and discusses the Strava and Garmin lawsuit. The conversation emphasizes the significance of personal goals and the need to avoid comparisons in the running journey.Chapters00:00 Introduction and Sleep Scores04:15 Detroit Free Press Marathon Overview10:57 Free Press Marathon Programming and Community Engagement18:03 Marathon Tips and Personal Goals32:26 Chicago Marathon Insights and Personal Experiences42:38 Celebrating Community and Personal Goals45:01 Announcing the Javelina 100 Race49:50 Community Engagement and Challenges55:07 Strava and Garmin: The Lawsuit Discussion58:54 Listener Questions and Influencer Dynamics01:08:35 Marathon Weekend Vibes and Experiences01:12:08 Comparison and Personal Goals in Running

Life update + mailbag = pure chaos.Coach Ballgame, Chopper, and Flikke are back with a good ol' fashioned Q&A — answering your questions, sharing house updates (yes, there were leaks), and probably getting distracted at least five times.Grab your coffee and come hang. ☕️⚾️

The Composite Two-Star Recruits podcast returns off the Trojans landing a commitment from No. 1 JUCO CB Jakwon Morris off the Michigan win. The Cilantro Boys also discuss the latest with local DB Jayden Crowder, visitor reaction and new offers. TIME STAMPS: (0:00) Technical Difficulty Omen (09:05): No. 1 JUCO Jakwon Morris Commits  (22:08): Local 2026 DB Jayden Crowder Buzz  (31:23): Michigan Win Visitors (57:19): James Franklin Fired; Five-Star Decommit (01:20:05): Michigan Recruiting Angle (02:02:34): New Offers  (02:05:01): Listener Questions (02:54:45): Omen Comes Back  To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

In this episode of the Fret Files Podcast, Eric and Nat discuss guitar string history. It's almost as riveting as it sounds. Then comes listener questions, including "how should I ruin my guitar", and "I bought your book, now what?," and the perennial favorite, "why can't I keep my guitar in tune?" Tune in for answers to the above and more.

From January, 2021: A dad is concerned about his young daughter's fascination with her genitalia. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this live episode recorded at the National Association of Royalty Owners (NARO) National Convention in Oklahoma City in October 2025, we answered several live & unscripted questions from other NARO Members.  The recording quality isn't perfect but I think you will get a lot of value out of this episode as we deal with some real questions related to working with operators to learn about shut-in wells, multiple examples of tips and tricks for working with stubborn operators who will not respond to emails or phone calls, as well as several questions related to the ever present issue of orphan wells.  As always, links to the resources and other tools can be found in the show notes at mineralrightspodcast.com.

Ione spills the tea on the never-released short film she cp-directed with Sofia Coppola and Andrew Durham.For more info and more on Andrew's new film FAIRYLAND visit us at http://weirdertogether.substack.com

Kevin, Grayson, and The Chief are joined by Queen City Press's Laurel Pfahler after she published her excellent column on media availability and access when covering MLS. Comparing her time with the Cincinnati Bengals and FC Cincinnati offers unique insight to how the league works, and what could be improved. We also talk about FC Cincinnati, the battle at goalkeeper(??), and Decision Day. Then in Part Two it's a fantastic listener question and a Montreal preview.    Timestamps:  (2:47) - Conversation with Laurel Pfahler on MLS Media Access (42:46) - More with Laurel Pfahler on FC Cincinnati (1:09:18) - Listener Question (1:19:08) - Montreal Preview and Predictions   Links:  Laurel's column: https://www.patreon.com/posts/reporters-letter-141166212 Looking for an MLS podcast? Check out The World's GAM Visit our friends at Streetside Brewery Check out The Post at www.thepostcincy.com Music by Jim Trace and the Makers Join the Discord Server and jump into the conversation Follow us on BlueSky, Twitter,  Facebook, Instagram, and YouTube Support us on Patreon https://www.patreon.com/ThePostCincy

Join Mike, Rikki and Pam today as we answer your listener questions! Today we discuss a multi-generational trip and how to make the most of staying together and also having some time in smaller groups. We also have a discussion how a dessert party might be a fun "splurge" for this special trip! We discuss options (or lack of) for a Super Bowl viewing at Epcot, doing Black Friday and Thanksgiving around Walt Disney World, tips for visiting Disneyland and Aulani for the first-time, and much more! Come join the BOGP Clubhouse on our Discord channel at www.beourguestpodcast.com/clubhouse!  Thank you so much for your support of our podcast! Become a Patron of the show at www.Patreon.com/BeOurGuestPodcast.  Also, please follow the show on Twitter @BeOurGuestMike and on Facebook at www.facebook.com/beourguestpodcast.   Thanks to our friends at The Magic For Less Travel for sponsoring today's podcast!

In this episode of the Anatomy of Change podcast, Seth Studley, licensed marriage and family therapist, addresses listener questions about change, fear, emotions, and self-discovery. He emphasizes the importance of overcoming fear, navigating changes in relationships, embracing emotions, and rediscovering oneself amidst family responsibilities. Through personal anecdotes and practical advice, Seth encourages listeners to confront their fears, communicate openly in relationships, and engage in self-reflection to foster personal growth and change. Takeaways- Fear often drives our choices, but it can be overcome. False evidence appearing real (FEAR) is a common experience. No one is focused on your fears; they are often in your mind. Relieving fear requires intention and action. Change in relationships may require difficult conversations. Embracing emotions is essential for personal growth. Physical activity can help reconnect with emotions. Journaling can clarify thoughts and feelings. Rediscovering oneself is possible even after years of neglect. You are the example for your children; prioritize self-care. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Roger Whitney continues his four-week series on retirement goal setting, focusing on the importance of building agile retirement goals. He emphasizes creating the right conditions for discovering what you truly want in retirement, rather than fixating on specific desires. Roger shares insights on self-discovery, the anatomy of goals, and the significance of establishing a solid foundation for a fulfilling retirement. Tune in to learn how to navigate your retirement journey with confidence and purpose!OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN(00:00) This week Roger talks about building agile retirement goals.PRACTICAL PLANNING SEGMENT(03:10) The intent is to build goals that are more meaningful to you so you can rock retirement.(07:00) How do you set goals that are meaningful to you in an agile way?(07:39) You want to start with self-discovery and establishing or revisiting your values.(09:53) Focus on creating conditions to explore your values and build a life where fulfillment naturally follows. (13:43) You have to experiment to determine what is right for you.(18:30) Roger talks about the anatomy of a goal, specifically low stakes goals that maximize optionality in retirement planning.(21:08) Roger talks about high stakes goals.(25:04) Low-stakes goals help you experiment, make confident decisions, and discover what truly supports a fulfilling retirement. LISTENER QUESTIONS(27:30) Roger answers Melissa's questions about rolling over an IRA without penalty and whether to trust a flat-fee fiduciary firm that offers to manage her accounts. (33:06) Greg asks Roger to revisit healthcare before Medicare. (34:17) Rob asks about deferring Social Security to age 70 and whether he still receives COLA increases in addition to the 8% delayed retirement credit.(36:03) Chris asks about using only a total world stock and bond index for his portfolio.(40:20) Roger advises keeping a local contingency fund so you always have accessible cash and don't feel “cash poor.”SMART SPRINT(43:20) Go back to your retirement goals and the plan you've put together. Look at them through the lens of our recent discussionRESOURCESSign up for our next Webinar!Scarcity Brain: Fix Your Craving Mindset and Rewire Your Habits to Thrive with Enough- Michael EasterSubmit a Question for RogerSign up for The NoodleFOLLOW US ON SOCIALSFollow Us on Facebook!Follow Us on Instagram

What if success was never about climbing the ladder - but learning to redefine it altogether?In this episode of Two Pastors and a Mic, Cory and Channock kick off a brand-new 12-week series walking through Cory's free eBooks, starting with “How to Have Success Without Climbing the Ladder.” Together they challenge the cultural obsession with achievement, status, and performance, offering a refreshing perspective rooted in identity, peace, and purpose.You'll hear:

Today we're answering listener questions! Join us as we discuss how to stay in contact with kids and grandkids that live far away, maximizing protein intake, changing midlife identity, and more!  I'm a fan recommendations Julie's recipe Marie's pants We'd love to hear from you! Find us here: Instagram: Midlife Matters Podcast Website: midlifematterspodcast.com Email: midlifematterspodcast@gmail.com  

In today's Q&A episode, we're answering a bunch of questions from those on the threshold of retirement, getting into the nitty-gritty of age-difference planning, DB scheme reductions and all sorts! Shownotes: https://meaningfulmoney.tv/QA29    01:04  Question 1 Hi Pete I am really enjoying listening to the podcast, thank you. They make what can sometimes be a complicated subject much easier to understand. I have a question which I have asked my SIPP provider but even they don't appear to know the answer so here goes: If someone has a SIPP valued at say £1.2m and a DB pension valued at say £300k, in order to maximise the favourable annuity provided by the DB pension, is it possible to draw the full LSA (25% tax free cash) from the SIPP? Or is there a requirement to draw the LSA on a pro rata basis from both the SIPP and the DB pension? Thank you, AJ 07:07  Question 2 Hi Pete and Roger, Thanks to The Meaningful Money Handbook, The Meaningful Money Retirement Guide and listening to all of your podcasts, I'm now in the fortunate position to retire in three years at the age of 55. However, I have a couple of questions about building a Cash Flow Ladder: Q1 - Should I be moving my investments into the various rungs of the ladder now, or just wait until I retire? Q2 - Most of my investments are in a pension, but I also have an ISA for a bit of flexibility. Would it make sense to use the same ladder structure in both the pension and the ISA? Thanks for all your good work. Tim 11:17  Question 3 Hi guys Loving the podcast - helped me through the COVID years and it's been a staple ever since so thank you for that. My question is around investing in older age. At what point, if any, is it worth cashing out GIA investments if other sources of income such as state pension and DB pensions are more than enough to live off and I have sufficient other capital (cash isas) for those big things still ahead? I'm not planning to leave any sort of inheritance (unless I pop my clogs early !) so is there some rule of (age) thumb of when to cash out and spend investments? I sort of don't see the point of continuing to invest after a certain age and to spend the money. But I guess it's not easy switching from investing to spending. Thanks, Chris 16:33  Question 4 Hi Pete & Roger, Great show gents, always interesting and informative.  I've been an avid listener for a couple of years now and have been encouraged to write in on the off-chance that my question may have relevance to others with a similar dilemma. I fear you may feel it's too niche but here goes: I'm 59yrs old and for all intents and purposes retired, in as much as I quit my career in business 18months ago to take on the full-time parental care role of my 6yr old twins which enables my wife (15yrs my junior) to continue in the career she loves. We are fortunate that my wife is an additional higher rate tax payer (as was I before I quit), we live mortgage free in a ~£1.5m family house - all of which means I have no plans to draw a pension until my wife is also ready to retire, which despite her occasional gripe, is not likely to be until our children leave school (by which time we will be ~ 72 and 57 respectively). I have a small index-linked Public Sector DB pension that kicks in in a few months time when I hit 60 (£7k per year) and expect to get a full State Pension which should provide me with around £20k p.a. at todays values as a base income when I reach state pension age in 7 years time. I also have a Pension pot currently valued at around £1.2m, made up from £1m SIPP and £200k S&S ISA) and my wife's Pension pot is currently valued at around £520k (£400k SIPP & £120K S&S ISA).  I no longer contribute to my SIPP but my wife invests around £30k Gross in to her SIPP annually and we plan on continuing to fill both ISA allowances each year until she retires.  We are both 100% invested in equities using low-cost Global trackers to maximise their growth potential. Here's my question, I was burnt a few years back (before I started listening to podcast like yours to educate myself on how to manage my finances) when I was persuaded to join SJP and combine all my old workplace pensions into a single pot managed with them.  I even persuaded my wife to join and I opened Junior SIPPs for my twins when they were born (not their advice, my own) which we continue to pay the full amount into monthly to hopefully secure their future retirement. Long and the short of it, the more I learned about investing, the more I regretted my decision to tie myself into SJP and the more I begrudged paying their relatively high fees (for what turned out to be a lower return than much lower cost tracker options could / would have produced over that same time period). I eventually sucked up the exit fees and bailed out a few years back, taking my wife and children's accounts with me and whilst I haven't looked back, it has made me reluctant to spend money on financial advisors, given the perceived poor advice I felt I received last time. To that end, I'm currently planning on managing mine and my wife's finances through retirement without recourse to an advisor but have started to have niggling doubts as to the whether I'm being too arrogant in my own abilities. In simple terms, our aim to build a combined Pension Pot (incorporating a healthy ISA element to aid in tax-efficient drawdown, allow my wife to retire early(er) if she so desires and to cover one-off expenses that may from time to time will come up) that's large enough for us to live off comfortably based on a flexible 3-3.5% drawdown rate annually (index-linked).  The plan is also to remain 100% invested in equity throughout retirement with the exception of and maintaining, a 3-5yr cash-like buffer (invested in MM Funds / short term government bonds) from which to take our living expenses. My wife and I are not extravagant spenders and can easily cut our cloth according to circumstances, so my feeling is, with a small but decent guaranteed income that we will have as a foundation, when combined with what I hope/expect to be a sizeable joint Pension Pot and a relatively low and sustainable withdrawal rate that should see us right even through the harshest of winters (metaphorically speaking) this should provide all the income we'll need for a comfortable retirement with a good chance of leaving a fair amount left in the pot for our children at the end, without over complicating our portfolio or expensive management costs. The obvious concern I have is around IHT but even there, I feel like that's a concern to address further down the road once we know we are financially secure and when we know more about the needs of our children as they grow-up and can plan what to do with any excess cash we might have using the rules in place at that time. Sounds simple, but is it too simple?  Can you spot any obvious flaws in this plan or reasons why you think seeking professional advice would make sense that may not have considered? Thank you and keep up the good work! Regards, Aaron 27:42  Question 5 Hi both Love the podcast. I listen regularly and enjoy hearing the banter between the two of you,  as well as providing answers to thought provoking questions. As an additional rate taxpayer in Scotland, my marginal income tax rate is an eye watering 48%. So I get significant benefit from tax relief when topping up my pension. It can cost as little as £33,000 to enjoy a full input of £60,000 once I get money back on my tax return. I have been diligently stuffing my pension as much as I could afford for years now as it was always the prevailing financial advice. I'm now only a couple of years away from retiring at age 55. I am fortunate enough to be now over the old LTA (which is now of no consequence). However the tax free limit is still set at 25% of that old allowance (£268,273?). Given I am now NOT going to benefit from any further tax free money on the way out, I wonder whether continuing to contribute to my pension is a good idea anymore. My choices are either : 1) Pay into the pension and enjoy tax relief of 48% now, allow the fund to accumulate tax free over the coming years, then pay income tax on the way out at 40%. (I expect to be high rate , not additional or basic rate tax payer in retirement) 2) Take the tax hit now on income, don't contribute to pension, put the nett amount into a GIA, and pay 24% CGT on the gain on the way out. I did some numbers and while the pension wins out, it's not by much over a 10 year term assuming 5% growth. But tax rates could change, pension rules could change, and inheritance tax changes are pending. Can you compare the pros and cons of each approach to help me make a decision, or is there a third option to consider? (I hear Roger sometimes suggest a strategy of taking the tax hit now rather than later e.g better the devil you know) I hope this makes sense. Thanks, Martin   33:47  Question 6 I became an avid listener of the podcast during the first lockdown and have learned so much in the past 5 years. I really enjoy it and appreciate all the effort you put into it. My question is with regard to age gap relationships and planning for retirement. I'm 59 and am currently contributing to the NHS Pension Scheme. Part of my pension can be taken at  age 60, without deduction, and I hope to have an income of £16,000 plus a £50,000 lump sum. The rest of my pension I'll be able to take at age 67 and by the age of 63 I hope to have a further pension of £18,000 without a lump sum. In addition to this, from my career before the NHS, I have a SIPP and the current value is £400,000. 63 is the age by which I hope to have stopped working at my current level but it might be sooner. My wife is ten years younger than me and has not been working for most of her adult life. Currently she is paying into a local authority DB scheme but by the time she is 58 her pension entitlement might only be £5,000 per year, but this would need to be discounted by 40%-50% in order to take that income. By the time we are eligible I expect both of us to qualify for the full state pension. We have no other cash savings to speak of and our mortgage is due to be paid off next year, when I will be 60. My question is what advice do you have for couples who face this age gap issue. The plan is that we want to spend our retirement together while I am fit and active (well fit-ish). Once we both have the state pension, with my NHS Pension, we should have an income of £58,000 at todays values, which will be enough for our needs when I am in my late seventies, but might make me a higher rate taxpayer in requirement. Before then, we'd like to spend a bit more and we are planning to use my SIPP and my wife's DB scheme (when she is 58) to fund our pension, until it is replaced by the second NHS Pension and the state pensions. I never realised this would be so complicated to get my head around. When the mortgage is paid off, we'll have some money and should we concentrate in paying it into an ISA so that we can get an additional income without me having to pay higher rate tax, or should we set up a SIPP for my wife so that she can build up a pot of money that she can drawdown on from when she is 58. This would be with the aim of her utilising as much of her annual tax free allowance as possible. I've assumed there is no way that I can transfer part of my SIPP to her before I die. I very much hope that you can help. Best wishes, Steve    

#651: Many who reach CoastFI find themselves in a strange in-between: financially independent enough to stop saving, but not ready to fully retire. When you're living off a taxable brokerage for decades, does the “never hold bonds in taxable” rule still apply? This episode explores how traditional asset location advice meets real-life spending. We unpack how to balance growth, taxes, and stability when your taxable account becomes your paycheck. Then we shift to two more listener dilemmas: helping a parent retire through shared home ownership, and using covered-call strategies to earn income from a stock-heavy portfolio. Listener Questions in This Episode Brandon (1:28): “I'm CoastFI and will withdraw from my taxable account for the next 20 years. Should I hold bonds in taxable, or keep it all in stocks?” Brandon's retirement accounts can grow untouched, but his taxable brokerage will fund two decades of living expenses. The classic rule says avoid bonds in taxable, yet Paula explains why that advice isn't universal. When your taxable account funds your life, it needs to act as a complete portfolio. We discuss how to balance risk, prioritize liquidity, and plan your glidepath into CoastFI life. Andrew (22:07): “My spouse and I co-own a home with my mother-in-law. How can we help her retire without creating family tension?” We explore fair, flexible ways to support an aging parent while keeping relationships healthy. Paula explains how to design a win-win deal and why seller financing can help balance cash flow and peace of mind. Chandan (49:16): “Can covered-call ETFs help me generate income from my stock portfolio and RSUs?” We explain how covered calls work, what “covered” really means, and the tradeoff between steady income and limited upside. For those with concentrated stock positions, Paula shares when covered calls make sense—and when simpler plans win. Key Takeaways The “no bonds in taxable” rule isn't universal. When you're drawing solely from taxable accounts for many years, that account needs to function as its own mini-portfolio, including bonds or cash for stability. Asset location follows purpose, not dogma. Tax efficiency matters, but liquidity and risk management take priority when the account funds your life. Think in terms of buckets. Your retirement accounts can stay growth-oriented while your taxable account carries the ballast for spending. Plan ahead for rebalancing. When taxable balances decline, know how and when to refill your bond/cash sleeve from other sources to keep your glidepath intact. The transition to CoastFI is a mental shift. You're no longer optimizing for maximum returns, you're designing for peace of mind and steady withdrawals. Chapters Note: Timestamps are approximate and may differ across listening platforms due to dynamically inserted ads. (01:28) Brandon's CoastFI question: bonds in taxable when withdrawals start now (03:56) Why “no bonds in taxable” is a rule of thumb, not a law (12:42) How to treat taxable as a stand-alone portfolio (18:31) Balancing tax efficiency with cash-flow reality (25:26) Helping a parent retire through shared property ownership (01:05:40) Options: Buying or selling with Options (01:07:07) Covered calls explained simply, income with a ceiling Resources & Links Asset Location Cheat Sheet (free): affordanything.com/assetlocation Guide to Double-I FIRE (free): affordanything.com/fiire Learn more about your ad choices. Visit podcastchoices.com/adchoices

Welcome to Issue 292 of Critical Encounters, a podcast about Marvel Champions, a Living Card Game by Fantasy Flight Games. Here we take a good look at that most critical piece of the game, the Encounter Sets. We'll discuss those poorly understood characters, unfairly labeled Villains, and their various plans to shape humanity and benefit the planet, as well as those so-called heroes intent on thwarting them. In this Interrogation Room issue we sit down with Senior Game Designer Caleb Grace. You can find us on Discord as: Vardaen, bigfomlof Email us at: criticalencounterspod@gmail.com Follow us on Facebook at: https://www.facebook.com/criticalencounterspod/ Subscribe to our YouTube Channel: https://www.youtube.com/channel/UCg-r6-EooHoJGa1RRsH7i3w Find our Patreon: https://www.patreon.com/criticalencounterspodcast Find our Twitch: https://www.twitch.tv/vardaen You can also find our Discord Channel on the Marvel Champions Monthly Discord Server. “Let the weak perish and the strong survive. This is the way of Apocalypse.” —Apocalypse  

This is the third session which focuses on Brother Lawrence of the Resurrection. In the tenor of the ancient practice of Lectio Divina, James Finley reads passages from Carmen Acevedo Butcher's translation of Brother Lawrence's Practice of the Presence, reflects on core themes, and finishes with a meditative practice. Resources: Turning to the Mystics is a podcast by the Center for Action and Contemplation. To learn more about James Finley, visit his faculty profile ⁠⁠⁠⁠here⁠⁠⁠⁠. The book we will be using this season can be⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠found here⁠⁠⁠⁠. The transcript for this podcast can be found here. Connect with us: Have a question you'd like Jim or Kirsten to answer about this season? Email us: ⁠⁠⁠⁠podcasts@cac.org⁠⁠⁠⁠ Send us a voicemail: ⁠⁠⁠⁠cac.org/voicemail⁠⁠⁠⁠ We'll be accepting questions for our Listener Questions episode until November 7, 2025. This podcast is made possible, thanks to the generosity of our donors. If you would love to support the ongoing work of the Center for Action and Contemplation and the continued work of our podcasts, you can donate at ⁠⁠⁠⁠https://cac.org/support-cac/podcasts/⁠⁠⁠⁠ Thank you!

Russell takes a listener's question about what we should call religious participants in the MAGA movement. Watch the video of this episode on YouTube here. Submit your own question for the show! Email questions@russellmoore.com — and remember: attach a voice memo! Keep up with Russell: Sign up for the weekly newsletter where Russell shares thoughtful takes on big questions, offers a Christian perspective on life, and recommends books and music he's enjoying. Subscribe to the Christianity Today Magazine: Special offer for listeners of The Russell Moore Show: Click here for 25% off a subscription. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Pro Wrestling Boom Podcast with Jason Powell is co-hosted by Jonny Fairplay of "Survivor" and "House of Villains" fame and features a full review of TNA Bound For Glory, along with listener questions. Our next big event post-show will be on Monday, October 20, coming out of AEW WrestleDream...

The guys welcome back Todd Dickerson of Top Dog Services, and Dave Gerow of Triple J Contracting in Toronto to help answer some questions sent in by our listeners!

What makes a great bartender and why should you care? Gary asks, Bobby, Allison, and Joel answer! The team answer listener questions like how they choose what's on tap, what they drink beyond beer, and the most expensive beer they've tasted.PATREONSupport the show! Get episodes one week early and exclusive beer releases! patreon.com/respectingthebeerpodcastFACEBOOK GROUPGot a question about beer or just want to get social? Join the RtB Facebook group: https://www.facebook.com/groups/respectingthebeerEMAILGot a question? Email us at respectingthebeer@gmail.com--TIMELINE00:00 Welcome!01:32 The Science of Paint Drying02:04 Listener Questions: Bartending Tips08:23 Brewing Styles and Trends13:12 Creating New Beer Styles16:42 Favorite Drinks Beyond Beer17:32 Cost-Prohibitive Beers19:35 Environmental Impact of Brewing23:48 Most Expensive Beers26:00 Overlooked Aspects of McFleshman30:15 Supoort us on Patreon!--CREDITSHosts:Bobby FleshmanAllison FleshmanJoel HermansenGary ArdntMusic by Sarah Lynn HussRecorded & Produced by David KalsowBrought to you by McFleshman's Brewing Co

It's been a bit since the guys released a best of Listener Questions episode. Actually, it's been over a year. So it's time for volume five of the Best of Listener Questions. These 5 questions span from March 2023 to January 2024, and cover different topics. Join Ken and Mike as they answer for us again 5 questions from these 5 episodes:Season 3 - Episode 65 - March 27, 2023 - Because You've Been Raised with JesusSeason 3 - Episode 70 - May 1, 2023 - Guidance for FamiliesSeason 4 - Episode 82 - July 24, 2023 - When Dreams Don't Come TrueSeason 6 - Episode 92 - October 2, 2023 - The Beauty ContestSeason 7 - Episode 105 - January 1, 2024 - Rewind: Wrapping Up Last Year, Kicking Off The New YearSupport the show

"This is always the hardest one for me:: To what extent should we let people suffer the consequences of their actions?"This lecture examines the delicate balance between allowing individuals, particularly children, to experience the consequences of their actions and the instinct to protect them from harm. Through personal anecdotes and the lens of Aristotle's philosophy, the discussion highlights the importance of finding equilibrium between accountability and shielding. It explores developmental milestones in responsibility, contrasting the abilities of children and adults to manage their choices, supported by case studies on resilience and self-ownership. The lecture also addresses the evolutionary roots of protective instincts in parenting, the complementary roles of mothers and fathers, and the impact of societal structures on individual accountability. Ultimately, it prompts a reflection on personal responsibility and societal support, urging for a more nuanced understanding of when consequences are appropriate in fostering growth and well-being.SUBSCRIBE TO ME ON X! https://x.com/StefanMolyneuxFollow me on Youtube! https://www.youtube.com/@freedomain1GET MY NEW BOOK 'PEACEFUL PARENTING', THE INTERACTIVE PEACEFUL PARENTING AI, AND THE FULL AUDIOBOOK!https://peacefulparenting.com/Join the PREMIUM philosophy community on the web for free!Subscribers get 12 HOURS on the "Truth About the French Revolution," multiple interactive multi-lingual philosophy AIs trained on thousands of hours of my material - as well as AIs for Real-Time Relationships, Bitcoin, Peaceful Parenting, and Call-In Shows!You also receive private livestreams, HUNDREDS of exclusive premium shows, early release podcasts, the 22 Part History of Philosophers series and much more!See you soon!https://freedomain.locals.com/support/promo/UPB2025

On this episode…Monty plays some new clips from the upcoming Galactic Cowboys album…answers Listener Questions…talks some Rock News…and tells you what he's been watching on TV. Also…Reviews of a new album from Vimic, and the new song from Megadeth. Plus… … Continue reading →

"If we accept the principle of non-contradiction as the foundation of logic how do you resolve the apparent contradiction of an uncaused cause?"Stefan Molyneux examines the philosophical principle of non-contradiction and the idea of an uncaused cause through Aristotelian and Augustinian lenses. It questions whether the universe can exist without a starting point, introducing the "unmoved mover" concept. The discussion transitions to scientific theories like the Big Bang, while contrasting humanity's finite view with the eternal nature of matter. He critiques the welfare state from a Christian ethical perspective, emphasizing that true morality stems from voluntary choice. Ultimately, the lecture advocates for a philosophical approach to ethics, suggesting it may better serve societal well-being than traditional religious frameworks.SUBSCRIBE TO ME ON X! https://x.com/StefanMolyneuxFollow me on Youtube! https://www.youtube.com/@freedomain1GET MY NEW BOOK 'PEACEFUL PARENTING', THE INTERACTIVE PEACEFUL PARENTING AI, AND THE FULL AUDIOBOOK!https://peacefulparenting.com/Join the PREMIUM philosophy community on the web for free!Subscribers get 12 HOURS on the "Truth About the French Revolution," multiple interactive multi-lingual philosophy AIs trained on thousands of hours of my material - as well as AIs for Real-Time Relationships, Bitcoin, Peaceful Parenting, and Call-In Shows!You also receive private livestreams, HUNDREDS of exclusive premium shows, early release podcasts, the 22 Part History of Philosophers series and much more!See you soon!https://freedomain.locals.com/support/promo/UPB2025

Pat Quinn, Director of Center for Metal Arts is back to answer your forging questions! Listener Questions have been really great and Pat takes a lot of time to give thoughtful and insightful answers. We covered a lot of ground and look forward to doing more episodes monthly. To get your questions answered, follow the Full Blast Podcast on Instagram and DM us there. Many thanks to Pat again and as always I urge you to further your forging education at Center for Metal Arts. Classes available, housing and scholarships available too. Go to CMA's website and check out the opportunities: https://centerformetalarts.org/Follow CMA on Instagram https://www.instagram.com/centerformetalarts/?hl=enFollow Pat on Instagram: https://www.instagram.com/handforgedinvt/The Full Blast Podcast on Instagram:https://instagram.com/thefullblastpodcast?igshid=YmMyMTA2M2Y=If you want to support my race for the NYC Marathon as I raise money for Parkinson's Research please do here:https://give.michaeljfox.org/fundraiser/6151559 If you want to support Full Blast Support  Feder Knives - ( go buy a shirt )https://www.federknives.com/Go to CMA's website and check out the opportunities: https://centerformetalarts.org/Take a class: https://centerformetalarts.org/Follow CMA on Instagram https://www.instagram.com/centerformetalarts/?hl=enPlease subscribe, leave a review and tell your friends about the show. it helps me out a lot! Welcome aboard Phoenix Abrasives!Phoenixabrasives.com Phoenix abrasives supplies superior abrasive products for every application. Knifemaking, Metal fabrication, glass fab, floor sanding and Crankshaft! Belts, grinding and cutting discs, Flap Discs, surface conditioning FB10 at checkout gets 10% off your order at Check out.Welcome back! Nordic Edge:@nordic_edge on IG Nordicedge.com.auNordic Edge is about the joy of making something with your own hands. our one stop shop for tools, supplies and help when it comes to knife making, blacksmithing, leatherworking, spoon carving and other crafts where you get to take some time out for yourself and turn an idea into something tangible. Nordic Edge also holds hands-on workshops in the “lost arts” of blacksmithing, knife making and spoon carving. Come spend a day with us and go home with new skills and something you made with your own hands. They have the  guidance to help accelerate your creativity and the  Tools, products, supplies to help you manifest your ideas. NordicEdge.com.auThank you Baker Forge & Tool for your beautiful Steel. Go to Bakerforge.com to see all the incredible steels they offer. ‘FullBlast' gets you 10% off your order. CHECK OUT THE NEW ADDITIONS TO THE GATOR PISS LINE - GATOR PISS MAX & GATOR PISS HEAVYWelcome to our new Sponsor- EVENHEAT- Manufacturers of the best heat treating ovens available.  To find your next oven go to Evenheat-kiln.comFollow them on Instagram: Welcome aboard Texas Farrier Supply! For all your forging and knife making supplies go to www.texasfarriersupply.com   and get 10% off your order with PROMOCODE Knifetalk10Brodbeck Ironworks Makers of an Incredibly versatile grinder, with Many different attachmentsLeather sewing equipment and even abrasives Check out Brodbeck Ironworks for yourself:https://brodbeckironworks.com/“Knifetalk10” gets you 10% off Follow Brodbeck Ironworks on Instagramhttps://www.instagram.com/brodbeck_ironworks/Trojan Horse Forge Get your THF Stabile Rail knife finishing vise at https://www.trojanhorseforge.com/And when you use the promo code “FULLBLAST10 you get 10%off everything on the site.Follow them on instagram:https://www.instagram.com/trojan_horse_forge/ TotalBoatAdhesives, paints, primers and polishing compounds.Go to http://totalboat.com/FULLBLASTTo support the podcastG.L. Hansen & Sons On Instagramhttps://instagram.com/g.l._hansenandsons?igshid=MzRlODBiNWFlZA== Gcarta.bigcartel.comG-Carta is unique composite of natural fibers and fabrics mixed with epoxy under pressure and heat Boofa, ripple cut, Tuxini, by Mikie, Mahi Mahi, Radio worm g-cartaPheasant by MikieColorama by MikieHoopla by MikeAmazing colors and razzle dazzle for your project. MARITIME KNIFE SUPPLIESMaritimeknifesupply.CAAll your knifemaking needs, belts abrasive, steals, kilns forges presses, heat treating ovens anvils and everything you need to get started or resupply. Including Dr. Thomas's book:“Knife Engineering”They're in Canada but ship to the US with ease and you can take advantage of the exchange rate The steel selection is always growing and Lawrence just got 3900 lbs. of steel in.10% off on abrasive belt packs of 10 get a hold of https://www.instagram.com/maritimeknifesupply/ and see what the fuss is about.Welcome Tormek as a sponsor to the show. Take your sharpening to a new level. I love these sharpening machines. Waterfed, easy to use. Jigs included. Definitely check out what they have to offer. If you need it sharpened, Tormek is definitely something for you:https://tormek.com/en/inspiration/woodworking--craftsVisit Tormek's website: https://tormek.com/enFollow Tormek on Instagram:https://www.instagram.com/tormek_sharpening/?hl=enFollow Tormek on TikTokhttps://www.tiktok.com/@tormek_sharpening?lang=enGo look at the course curriculum at CMA:https://centerformetalarts.org/workshops/** Taking classes from some of the best in forging at one of the best facilities in the country is an excellent opportunity to propel yourself as a blacksmith. Not to be missed. And with housing on the campus it's a great way to get yourself to the next level. Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Join Mike and Pam today as we answer your listener questions! Today we discuss Disney's Animal Kingdom a bit, with talk about the new Indiana Jones ride and if the new additions could mean more nighttime hours in the future! We also give some great 1-credit meals on the Disney Dining Plan, especially for those with kids who are getting that Dining Plan FREE in 2026! We also have a fun discussion on a split stay between Port Orleans Riverside and Boulder Ridge during the holidays, as well as a dilemma between staying at Gran Destino Tower over Animal Kingdom Lodge even if Coronado is a bit more expensive! This and much more on today's show! Come join the BOGP Clubhouse on our Discord channel at www.beourguestpodcast.com/clubhouse!  Thank you so much for your support of our podcast! Become a Patron of the show at www.Patreon.com/BeOurGuestPodcast.  Also, please follow the show on Twitter @BeOurGuestMike and on Facebook at www.facebook.com/beourguestpodcast.   Thanks to our friends at The Magic For Less Travel for sponsoring today's podcast!

Dynasty outlooks on today's dynasty fantasy football podcast! Borg, Betz, and Jason hop into the dynasty mailbag answering listener questions about Javonte Williams, the timeline for Malik Nabers' recovery, and reassessing Jameson Williams. They also give a film review of Drake Maye, Darren Waller, and Sam Darnold. Join Borg, Betz, and a Baller each week to take your Dynasty fantasy football game to the next level and dominate your league -- Fantasy Football Podcast for Oct 8th, 2025.Connect with The Fantasy Footballers:Visit us on the WebSupport the ShowFollow on XFollow on InstagramJoin our DiscordLove the show? Leave us a review wherever you listen Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This Episode's Show NotesJoin Our Newsletter: Movement Colored GlassesTry Katy's Virtual Studio Free for 7 days! As we age, maintaining muscle power—not just strength—is key to staying independent, quick, and injury-free. In this episode, Katy and Jeannette explain the difference between strength and power, and why adding speed or intensity to the movements you're already doing—like walking, climbing stairs, or getting up from a chair—can make all the difference. From stair climbing to pickleball to plyometrics, learn practical ways to build power and maintain independence for years to come.They share practical ways to train power with (or without) an overhaul to your routine, and Katy chats with masters athlete and Peluva co-founder Brad Kearns about maintaining explosive strength after 60. Hear how Brad shifted from endurance to high jump, why minimalist shoes can support aging feet, and how smarter movement helps you age better.CHAPTERS00:02:15 - Power - the definitions 00:06:10 - The Dynamic Collective 00:12:05 - Why Power is Important as You Get Older 00:21:15 - Listener Question about Plyometrics brought to you by Smart Playrooms 00:31:30 - Interview with power athlete Brad Kearns of Peluva Footwear  BOOKS & RESEARCH MENTIONEDMy Perfect Movement Plan by Katy BowmanWhole Body Barefoot by Katy BowmanACSM's Health & Fitness Journal Special Edition on Power  YOUR VOICE ON THE PODCASTThe closing of each episode features a listener reading the credits. We want your voice! Click here for the script and an easy one-click recording. MADE POSSIBLE BY OUR WONDERFUL SPONSORS:Smart Playrooms, design and products to keep you and your kids engaged and active at home, take 10% off monkey bars, rock wall panels and holds with code DNA10Ikaria Design, creators of the Soul Seat®, a height adjustable chair that allows you to sit in diverse shapes including cross-legged, take 10% of new inventory with code DNA10Venn Design, beautiful floor cushions and ball seats that keep you moving at home or at the officeSweet Skins, organic hemp and cotton clothing that is stylish, flexible and designed to move with you, take 20% off with code Movement20Peluva, Five-toe minimalist sports shoes ideal for walking and higher impact activities. Take 15% off with code NUTRITIOUSMOVEMENTEarth Runners, minimalist sandals that mimic being truly barefoot through their grounding technology, take 10% off with code DNA10

Jacob returns to walk you through his Rest of the Season Rankings & looks at EVERY team in the NFL to see how their skill position players are looking going forward (Part 1). 0:00 Intro 3:00 More On Emeka Egbuka 11:00 Rest of Season Rankings: Biggest Risers 11:30 Jakory Croskey-Merritt 14:45 Javonte Williams 16:45 Breece Hall 17:45 Rashee Rice 19:34 Jaylen Waddle 20:49 Jalen Coker 21:45 Rest of Season Rankings: Biggest Fallers 21:50 Zay Flowers 22:45 AJ Brown 25:00 Jameson Williams 25:45 Kenneth Walker III 27:00 Chuba Hubbard 31:24 Jacob's Top Trade Targets For Week 6 40:00 RB XFP 47:51 WR & TE XFP 56:00 Listener Questions #NFL #FantasyFootballAdvice #Podcast

#649: Many first-time buyers feel like they're watching the train pull out of the station. If you've saved for years but can't afford a home nearby, should you stretch to buy further (maybe hours) away or invest that cash instead? In this episode, we dig into the psychology, math, and lifestyle tradeoffs behind the “buy now or wait” dilemma. Plus, we unpack total return, explain when umbrella insurance is worth it, and share what every teen should learn about money. _______________________________________________ Listener Questions in This Episode Anonymous (aka “Lydia”) (3:26): ”I saved six figures for a down payment, but houses are still out of reach. Do I buy far away, rent forever, or invest the cash instead?” Lydia, an Australian listener, spent eight years saving for a home, only to find that every option feels like a compromise. Sky-high prices close to work, or long commutes for affordability. It's a dilemma many face: does owning mean freedom, or does it just tie you down? We explore how to separate fear from opportunity, why “starter-home-turned-rental” plans often backfire, and how to measure the real cost of lost time when you move hours from work. Ultimately, it's about aligning your money with your life, not the headlines. Anonymous (aka “Aristotle”) (29:38): “My ETF is up 10% and yields 3%. Is my net return 13%?” It's a common question for anyone tracking their investments. We unpack the difference between total return and your personal rate of return, and why those two numbers rarely match. You'll learn what actually drives performance, and how to read your brokerage dashboard like a pro. Joel (39:44): “Umbrella insurance; do we need it and how much?” If you own a home, drive a car, or rent out a property, you're exposed to more liability than you might realize. We break down how umbrella insurance works, when it's essential, and how much coverage makes sense. It's one of the cheapest ways to protect your wealth. Julia (56:13): “I'm building a high-school personal finance course. Should I cover insurance or credit?” When teaching teenagers about money, where do you start? We explore why understanding decision-making (opportunity cost, compounding, and spotting bad financial advice) matters more than memorizing credit scores or insurance terms. Key Takeaways Don't buy from FOMO; let lifestyle goals—not market panic—drive your choices. Total return includes price changes and income, but your broker's “personal rate of return” shows the truest number. Umbrella insurance offers millions in protection for relatively little cost; bundle it with home and auto. Teach teens the “why” behind money choices before the “what.” Understanding tradeoffs beats memorizing rules. Chapters Note: Timestamps will vary on individual listening devices based on dynamic advertising segments. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (4:14) Anonymous Lydia's question: should I buy now or invest my down payment? (8:23) The emotional trap of FOMO and rising prices (11:45) Why “live there now, rent it later” rarely works (22:14) The hidden cost of long commutes and lifestyle tradeoffs (29:38) Anonymous Aristotle's question: how do I calculate my true investment return? (39:44) Joel's question: Is umbrella insurance worth it and how much should I buy? (56:13) Julia's question: what high schoolers should learn first about money Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this second dialogue session Jim and Kirsten focus on the letters of Brother Lawrence. Resources: Turning to the Mystics is a podcast by the Center for Action and Contemplation. To learn more about James Finley, visit his faculty profile ⁠⁠here⁠⁠. The transcript for this episode can be found here. The book we will be using this season can be ⁠found here⁠. ⁠⁠⁠⁠⁠⁠ Connect with us: Have a question you'd like Jim or Kirsten to answer about this season? Email us: ⁠⁠podcasts@cac.org⁠⁠ Send us a voicemail: ⁠⁠cac.org/voicemail⁠⁠   We'll be accepting questions for our Listener Questions episode until November 7th, 2025. This podcast is made possible, thanks to the generosity of our donors. If you would love to support the ongoing work of the Center for Action and Contemplation and the continued work of our podcasts, you can donate at ⁠⁠https://cac.org/support-cac/podcasts/⁠⁠ Thank you!