Podcasts about doomsayers

I compare Hearthstone's classes to the Classic World of Warcraft classes, before playing Two-Bit Rogue on the ladder. You can find the deck import code below the following contact links.  You can follow me @blisterguy on Twitch, Bluesky, and Youtube. Join our Discord community here or at discord.me/blisterguy. You can support this podcast and my other Hearthstone work at Patreon here. # 2x (0) Preparation # 1x (0) Shadow of Demise # 2x (1) Deja Vu # 2x (2) Bitterbloom Knight # 1x (2) Bloodmage Thalnos # 2x (2) Cult Neophyte # 2x (2) Cultist Map # 2x (2) Doomsayer # 2x (2) Eventuality # 2x (2) Fan of Knives # 2x (2) Lotus Bookie # 2x (2) Rite of Twilight # 1x (2) Shadowed Informant # 2x (3) Jade Guardians # 2x (3) Lotus Troublemaker # 1x (4) Garona Halforcen # 1x (2) The Kingslayers # 1x (3) King Llane #  AAECAbrGBwaXoASGqAeHqAeIqAf5wweI2QcM958EndQE0J4G2aIG94EHwZcHx64HmrMH1cUHjdoHv/cH5fcHAAA=

AI isn't replacing jobs the way headlines suggest, but it is changing who keeps them.Greg Emerson, BCG's global leader of technology and AI investing, explains why AI will reshape three to four times more jobs than it replaces. He argues that fears of mass unemployment are overblown and the real challenge for leaders is redesigning roles, workflows, and mindsets.You'll Learn:The real risk: workers who don't adopt AI will be replaced by those who do.How top performers will get more work, not less.Why leaders must move beyond tool adoption and fully reshape how work gets done.Learn More:Greg Emerson: https://on.bcg.com/43yhARMAI Will Reshape More Jobs Than It Replaces: https://on.bcg.com/4uxhTs5BCG's Latest Thinking on AI: https://on.bcg.com/4wWwHC9Latest Thinking from the BCG Institute: https://on.bcg.com/4fdjG0IWatch The So What on YouTube: https://www.youtube.com/playlist?list=PLMJgyXjV5gMI9JV-GcF_D1Y6zyf1Eab_0Chapters(0:00) AI Panic vs Reality(1:01) Is AI Replacement Imminent?(2:14) Where Are the Mass Unemployment Headlines Coming From?(4:28) Are AI Layoffs Really About AI?(7:51) AI Will Reshape More Jobs Than It Replaces(10:00) AI Is Creating More Work, Not Less(12:57) The Difference Between Replacing Jobs & Replacing People(14:47) The “Soft Resistance” Problem Inside Companies(16:00) The Biggest Career Risk Right Now(17:08) Why Businesses Struggle to Deliver AI ROI(19:05) The AI Adoption Trap(20:58) The AI Mindset Every Leader NeedsThis podcast uses the following third-party services for analysis: Podtrac - https://analytics.podtrac.com/privacy-policy-gdrp

In today's Cloud Wars Minute, I break down how SAP is outperforming Oracle, Salesforce, Workday, and Microsoft in the applications race. Highlights 00:03 — We saw some first-quarter numbers from SAP late last week, and I think it's fascinating to see how, in the light of these very, very strong numbers from SAP, we still seem to hear about this idea that these doomsayers are saying that AI is going to destroy the enterprise apps business. That's certainly not happening. 00:33 — The three big numbers here: cloud revenue up 27%, almost $7 billion. Within that, its Cloud ERP Suite was up 30% to $6.1 billion, and looking out at contracted business not yet recognized as revenue, it calls it current cloud backlog, up 25% to well over $25 billion. 00:57 — That's pretty healthy-looking business for one that is, you know, doomed to the apocalypse and Armageddon any day now, according to some of these wizards of smart who believe that AI is going to come in and just decimate the enterprise apps business. 01:52 — The only thing I can think of that gives them this idea that the whole industry is heading for Armageddon here, they must believe that companies like SAP are unprepared for or unable to participate in the AI revolution, but that notion ignores where the data really is. 02:28 — Agentic AI is the future. Agents need data to run, and who has more and better business data than SAP? So this just confounds me. 02:43 — We continue to see SAP outperform Oracle's applications business, Workday, Salesforce, and also the apps business part of Microsoft Dynamics 365. I think this is a very strong quarter by SAP, and the future here is very bright. Visit Cloud Wars for more.

The "climate emergency" pushers have pompously predicted planetary doom within ten years for more than 30 years. Why are they never checked? Author Kevin Mooney has a new book titled "Climate Porn," and we discuss the remarkable imbalance of climate coverage and the nasty tendency to punish people who even gently question the panic on the Left. 

This morning, we're taking on elite incompetence from every angle. First, the Jones Act fight takes center stage as Trump weighs a waiver while the Iran war pushes gas prices higher and exposes just how weak America's protected shipping system really is. And later, the failed fear politics of Paul Ehrlich get the reckoning they deserve. The Population Bomb mindset taught the West to fear children, fear growth, and fear the future itself. The predictions failed. The panic did not. Then it's the TSA mess, where unpaid security workers, airport disruptions, and Kristi Noem's DHS spin machine are colliding in real time. Is this just another congressional food fight, or proof that Noem can do TV better than she can run a department? In the second half, Cuba is back in the dark. Mailyn Salabarria joins the show to break down the blackouts, the regime's talks with Washington, and why the socialist fantasy keeps crashing into reality. ⛽ TRUMP'S JONES ACT GAMBLE: Why the Iran oil shock is exposing one of America's dumbest and most overrated shipping laws.

Why is Britain's innovation economy is the strongest in Europe? What can the government do to strengthen it further? And can the UK outperform even America and China? Steph and Robert sit down with 'professional optimist' Saul Klein, Co-Founder & Executive Chair of Phoenix Court and venture capital investor, who explains why the foundations of new UK enterprise are stronger than at any time since the late 19th century Email: the⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠restismoney@goalhanger.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ X: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@TheRestIsMoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@TheRestIsMoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@RestIsMoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://⁠⁠⁠goalhanger.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

More To The Story: Bill McKibben isn't known for his rosy outlook on climate change. Back in 1989, the environmentalist wrote The End of Nature, which is considered the first mainstream book warning of global warming's potential effects on the planet. His writing on climate change has been described as “dark realism.” But McKibben has recently let a little light shine through thanks to the dramatic growth of renewable energy, particularly solar power. In his latest book, Here Comes the Sun: A Last Chance for the Climate and a Fresh Chance for Civilization, McKibben argues that the planet is experiencing the fastest energy transition in history from fossil fuels to solar and wind—and that transition could be the start of something big. On this week's More To The Story, McKibben sits down with host Al Letson to examine the rise of solar power, how China is leapfrogging the United States in renewable energy use, and the real reason the Trump administration is trying to kill solar and wind projects around the country.Producer: Josh Sanburn | Editor: Kara McGuirk-Allison | Theme music: Fernando Arruda and Jim Briggs | Copy editor: Nikki Frick with help from Digital producer: Artis Curiskis | Deputy executive producer: Taki Telonidis | Executive producer: Brett Myers | Executive editor: James West | Host: Al LetsonListen: Will the National Parks Survive Trump? (Reveal)Read: Rooftop Solar Is a Miracle. Why Are We Killing It With Red Tape? (Mother Jones)Read: Here Comes the Sun: A Last Chance for the Climate and a Fresh Chance for Civilization (W.W. Norton & Company) Donate today at Revealnews.org/more Subscribe to our weekly newsletter at Revealnews.org/weekly Follow us on Instagram and Bluesky Learn about your ad choices: dovetail.prx.org/ad-choices

Keith shares a mindset-shifting quote from John D. Rockefeller that challenges the idea of trading time for money.  He revisits some of the year's most powerful real estate investing lessons, and breaks down the big forces shaping today's housing market—affordability, supply & demand, demographics, and interest rates.  All of this sets the stage for his data-driven national home price outlook for next year—without the usual crash-and-doom hype. Episode Page: GetRichEducation.com/586 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:00   Welcome to GRE. I'm your host. Keith Weinhold, learn from a quote attributed to the world's first billionaire, it will change how you see wealth building. I'll explain why national home prices have never crashed. Then it's gre, 2026, home price appreciation forecast. You'll learn the future the exact percent that home prices will appreciate or depreciate next year. Today on get rich education   Speaker 1  0:29   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:14   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:30   Welcome to GRE from Lake Huron, Michigan to Lake Tahoe, California and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education. You know something I love, quotes that shift your entire mindset, paradigm, and once your mind is shifted, actions follow. Actions develop into patterns. Those patterns become habits, and habits become the new, transformed you few quotes hit harder than the one from resource tycoon John D Rockefeller. He lived from 1839 to 1937 in fact, Rockefeller is widely regarded as the world's first billionaire. His quote, you might have heard it before. It is this, he who works all day has no time to make money. That sounds paradoxical, even provocative. It's sort of like it's inviting you to come in and want to learn more about it. And this is because most people's concept of income generating is to work 40 hours a week for a salary or an hourly wage. But what does that quote really mean? He who works all day has no time to make money, and be sure to capture the all day part of that quote that ties right back into the show that I did with you two weeks ago about the K shaped economy breakdown, where you learned about how capital compounds labor doesn't most people sell their time for dollars, but trading time for money makes you too busy to actually build Wealth. Working and building wealth. Those things are two separate distinct activities in how you're investing your time and energy. Now, most people start out with a wage or a salary job. I surely worked by pushing brooms and cubicle dwelling before investing in my first rental property. But if you're working all day in a job, physically or mentally well, then you're consumed by tasks that only pay you. Once you're occupied, you can often get exhausted and you're only concerned with short term output. You're focused on the next deadline, not the next decade, when all your hours are spent on labor, you have no bandwidth to do what you need to do, which is, create vision, acquire assets, build a portfolio, develop systems, learn tax strategy, evaluate investment deals, network with like minded investors, or refine your strategy with a GRE investment coach. Be cognizant that labor only pays today. Wealth building pays forever. Even if your work a day job, salary doubled, you would have to ask, how would that even build wealth? You could retire earlier, but you would have to keep working the hours, and let's remember that wealth equals freedom. You can't architect a wealth plan from the assembly line. Now, that's something that Rockefeller would have agreed with. Wealth requires less. Leverage and labor has none. So working all day means no leverage. You are the engine instead making money, that means using leverage, and instead of you being the engine, well, the engine is something else, like assets, systems, technology, other people's time, other people's money, and borrowing to inflation profit. Rockefeller believed and proved that leverage beats labor 100 to one. He's not discouraging work. In fact, it's just the wrong type of work, because he was one of the hardest working people alive. And really the bottom line here, with this quote, he who works all day has no time to make money, is that Rockefeller meant that if you spend your life doing tasks, you'll never rise high enough to own things that pay you for life. Earning a living is a different activity than building wealth, and once your mindset is shifted, actions follow, yep, actions develop into patterns, and those patterns become the new you. well as the last episode of the year on the show here, 52 weeks worth, I sure hope that I've helped you think, learn and grow your wealth, as have our guest contributors here early in the year, the father of Reaganomics was here, a man that frequently advised a president inside the White House. He told us how much he dislikes tariffs. Tariffs block free trade, and trade improves our lives. Major apartment investor, Ken McElroy, was here this year, and he predicted that the American home ownership rate will fall below 60% that would be major it's currently at 65 if the home ownership rate falls to 60% that would unleash millions of new renters into the market, and it has not been that low in decades, if ever you got a lot of mortgage insights with chailey Ridge, including learning how you can qualify for income property loans without a w2 job, without a pay stub or without tax returns by instead getting a DSCR loan. You'll recall this year that I discussed 50 year mortgages, and I did that before it even hit the news cycle, telling you that it could be coming and that it could be proposed. I explained why I like 50 year mortgages more than 30 year loans, but be aware it is not imminent that they're coming. Also this year, economist Richard Duncan and commentator Doug Casey discussed the Fed. Richard told us how the President is trying to totally restructure who serves on the Fed, trying to get low interest rate pushers in there. And then just last week, Doug and I discussed how fed decisions just keep hollowing out the middle class. A and E television star Todd drillette told us how to negotiate. I had four good discussions with our own investment coach, nuresh this year, more than usual, a pastor and I discussed a rare topic, what the Bible says about money. You learned how to use AI in your real estate investing and when not to. We had a few episodes about that. But above all the shows this year, they were about you, probably more than any other year that we've had here. I did more listener question episodes where I answered your questions as you wrote in, and I also had more listeners come right onto the show and tell me how this show has personally built their wealth. And of course, this year, I got to meet more of you in person when I served as a faculty member on the terrific real estate guys Investor Summit to see and I got to meet you personally for more than just a handshake. The event was set up so that chances are you had dinner with me as well. So rather than this show being a one way chat from me to you this year was more of a dialog between you and I and more two way communication. A lot of new topics are coming for next year, both me teaching and some great guests. If there's something on the show that you'd like to hear more of or less of, let us know. Write into us or use your voice to tell us either way you can do that. At get rich education.com/contact, let us know what you want to hear more of or less of. Do you like shorter term tactics like when and how to increase the rent? Or do you like mid range tactics like how to constantly do cash out refinances and get a tax free windfall from your properties every year. Or do you like more of the long term strategies like specifically how you profit from inflation? Let us know what you like again, at get rich education.com/contact, now, even if you're listening 10 years. Years from now, which I know you very well. May, I'm going to break down next year's home price appreciation forecast, but I'll do it in a way where you'll learn how to analyze a market for all time coming up. It's gre 2026, national home price appreciation forecast. Learn the future to the exact percent. First listen to this from Freedom family investments and Ridge lending group, because I'm a client of both myself and they can help you. I'm your host. Keith Weinhold   Keith Weinhold  10:29   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program. When you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family, investments.com/gre, or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly. Again, 1-937-795-8989,   Speaker 2  11:40   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Robert Kiyosaki  12:14   this is our Rich Dad, Poor Dad. Author Robert Kiyosaki. Listen to get rich education with Keith Weinhold. And there is, I respect Kate. He's a very strong, smart, bright young man.   Keith Weinhold  12:35   Welcome back to get rich education. It's episode 586 the last show of the year. I'm your host. Keith Weinhold, I am proud to present to you in this segment of the show gre 2026, national home price appreciation forecast, where I use my insight and experience so that you'll learn the exact percent that national home prices will either appreciate or depreciate next year. It's the fifth consecutive year that we're doing this. I nailed the first three spot on and then this year happened. I'll get to reviewing my track record, total accountability. First understand something, real estate values have never crashed in your entire lifetime, even if you're 90 years old, to grab eyeballs, slack jawed, tick tock. Call them crash talk. Economists keep making awful predictions about a housing price crash, and none of them have been worse than one that published last month in Newsweek, which outlines a as it's called, correction worse than 2008 and says national home prices will fall 50% five zero, starting as soon as next year. That's absurd, and I can't believe that a respectable publication would platform a view from an analyst like that, and I'm not going to call out that Doomsayer analyst's name. That's not my style. I'm sure you can find it that crash is about as likely as one social media post changing your political affiliation later today. Look, doomsayers don't care about you. They make dire predictions because they care about them. It elevates their clicks, their followers and their name recognition, and they never hang around to follow up on that prediction, but it harms you, because you miss out on the equity gains, and that's the real damage. In fact, this particular analyst also called for this year to have the second largest home price decline since World War Two. Well, national home prices have only fallen twice in that time period. In fact, going further back. Back to the 1930s Great Depression. They've only fallen twice. Yes, that means home prices have risen every single year since the 1930s except for two periods, a small decline of less than 1% around 1990 and then, of course, the severe downturn from the housing bubble and great recession from 2007 to 2011 or 2012 that's where prices dropped in total, 25 to 26% from peak to trough. Now why do I say that that period around 2008 was not a housing price crash. Well, because it wasn't. Instead, it was a slow bleed. The definition of financial crash is a sudden, sharp and widespread drop in prices. That's the definition. Well that can happen in some other asset classes like stocks or Bitcoin or perhaps even precious metals, but not real estate. It is neither sudden nor sharp. The worst year, 2008 saw home prices drop 12% in that one year and some of the other years bracketing it, home prices fell three to 4% in each of those years. So then during this time period of price attrition, during the global financial crisis, each month, real estate values fell just a few tenths of 1% maybe half of 1% or even one full percent, not a crash, a slow bleed. This means that it took about five years for values to fall, a total of near 25% I mean, that makes it really clear that it's not a crash. And again, this period was about 2007 to 2012 don't get me wrong, it was bad. I was a real estate investor both before and during 2008 but to call it a crash is hyperbolic, and that is because words mean things. I think a lot of media consumers get so conditioned to mass media sensationalism that they've forgotten what a crash even means. At some point, it begins to bend our very lexicon back around 2007 I remember I frequently checked a website called implode meter. Yeah, that's the name of it. It tracks, failing banks. I looked the other day and implodemeter.com is still in existence, even though it's not nearly as spicy as it used to be during the GFC, because lending has been pretty stable for a long time, and loans are well and carefully underwritten. So home prices are unusually stable over time, because, in a sense, housing is not a normal market. It is slow, regulated, credit driven, and it's emotionally sticky, even though rental property is less emotional. Well, the values of one to four unit property are tied to primary residence values, and that's where the emotion exists. So if you put all those together, you get prices that creep upward most years and rarely fall at all. Nationally. The real estate market moves too gradually to be crash susceptible. It is the place for real wealth building values also are not going to double annually if you want to scroll for dopamine hits from the couch. Well, you can do that with a prediction market like call she or in crypto with altcoins, while your real estate keeps leveraging dollars in a stable way in the background. That's how you can think about it. All right, so we've established since the Great Depression, home values have fallen twice and once substantially. Well, right now, home prices are up about 2% year over year. Most places have appreciated, especially the more affordable markets. Not only has home price growth been slow, though, rent growth has been slow as well. Single Family rents are up 1% per totality. Apartment rents are down one to 2% per Zumper. But back to our focus today, forecasting national home prices. Everything we're discussing is nominal price change, meaning not inflation adjusted, and it's single family homes up to fourplexes. Well, as we use context to build up to the big reveal today, where I'll tell you the exact percent that home prices will rise or fall next year. Could 2008 happen again any time soon? Let's isolate that out. It's important to look at history rather than. Having some uninformed hunch in both periods with price attrition around 1990 and 2008 these two falls have some attributes in common. So let's look at that. What led to these rare falls in home prices, irresponsible lending, forced selling, a vacancy issue and overbuilding. All four of those factors were in place during those two periods now leading up to 1990 the irresponsible lending was on the commercial side. That was the savings and loan crisis, but it did trickle into the residential market, and then in 2008 it was on the residential side. But of all four of those factors, none of them are in place today. Zero borrowers are strongly underwritten because they've got those full documentation loans, and virtually no one is forced to sell in a fire sale. In fact, homeowners still have these record equity positions of about 300k fewer than 3% of homeowners have a negative equity position, and there is no vacancy issue. Because, in fact, we've been under building. We'll look at that. So for next year, no substantial price of drawdown is coming. None's expected. We can isolate that out. Since I was investing directly in real estate through 2008 I know what happened is that when people walked away from properties, they did so because the economy got rough, their variable rate mortgages rose, they couldn't make their payments, or they just had no motivation to make their payments because they were underwater and had zero protective equity. In a lot of cases, it's almost impossible for that to happen today, homeowners can make their payments, and they're motivated to do so because they have that erstwhile equity to protect, like I said last week, through the Census Bureau data and realtor.com we know a couple things. Four in 10 homeowners have no mortgage at all. They own their property free and clear. Among the group with mortgages, 70% of borrowers still have a mortgage rate locked in at under 5% and blending those together for you means that then 82% of borrowers either have no mortgage or they've got a rate under 5% this translates to really affordable payments, along with The protective equity, even if inflation heats up again, it still cannot touch a borrower's mortgage payment amount because it is fixed. As we're leading up to the big reveal of next year's number, we're about to look at affordability, supply, demand and the effect of mortgage rates on prices. Of course, that word affordability, that has been the most central word to home buying for a couple years now, affordability will improve in three main ways. If either home prices fall, mortgage rates fall, or wages rise, it takes at least one of those three things, the good news is that this year, wages have been rising faster than both stated inflation and home prices. Wages have been rising close to 4% that looks to continue at least into the early part of next year. Well that improved affordability allows home prices to move up, and it gives room for rents to move up as well. Now when it comes to mortgage rates, if you're new to listening to me, it will be groundbreaking for you to realize that today, mortgage rates are low, and increases to mortgage rates usually lead to increases in home prices, not decreases. If you're new here, both of those facts might leave you saying what I thought it was the opposite. How can that be? I won't spend much time on this because longtime listeners already know these two things, but they do go into the forecast the long term 30 year fixed rate mortgage averages 7.7% per Freddie Mac thirst, that set goes back to 1971 and rates are lower than that now, and mortgage rates have risen 1% or more seven different times since 1994 and home prices increased all Seven times right alongside those rising mortgage rates. In fact, when rates more than doubled in 2022 what happened? Home prices soared to their highest appreciation year in a long time. It reinforced this so, yes, way higher rates equaled way. Higher prices. It's not that one directly causes the other. This is correlation versus causation. It's because rate increases confirm that the economy is doing well. I have discussed that extensively in previous episodes, so mortgage rates actually don't have that much to do with home prices, and that's why it is hardly going into the forecast for next year. I'll tell you what trying to forecast mortgage rates to then use that to predict home prices, that is a fantastic way to waste your time. Now, 1x factor that could make that different for next year is that this President, he imposes his will to make rates low no matter what. So even if the economy is good, which typically leads to higher rates, wholesale push to make rates low, and that's an artificial phenomenon. Wouldn't that make home prices boom if we had a strong economy and low rates? The fact that affordability is still historically low today, though, we appear to be off the bottom. Affordability is still historically low today, that has less to do with mortgage rates than most people think, since, again, rates are low when they're in the low sixes, like they currently are. Instead, affordability is soured, because over the long term, decades, wages haven't kept up with true inflation. That's what's really going on with affordability and what everybody misses, and because affordability is still strained, home prices cannot rise a lot, say 10 or 12% next year. That can't happen on a national basis next year, now, a bill is advancing through Congress now to make housing more affordable. It's got bipartisan support relaxing zoning requirements in such a bill that could help build more homes, but if the government tries to help by making access to loans easier, that is going to lead to even higher prices and really will not help with affordability beyond the short term. In fact, just this month, the Fed has resumed QE quantitative easing. And that effectively means that it is ramping up the number of dollars being printed. And these are just more dollars in existence coming in to chase real estate and every other assets values higher we look at the employment picture. Although unemployment has been ticking up lately, it is still low at under 5% what about housing supply versus demand? And future supply versus demand? Well, this is basic econ and it will totally affect future prices. Actually visited the home of the father of economics, Adam Smith in Scotland this year, the man that nearly invented the supply demand concept starting with supply. I think anyone in real estate knows that generally, over six months of housing supply is too much. Under six months is too little. Six months is sort of that balanced point. What does that really mean? Well, months of supply is how long it would take to sell all the homes currently for sale if no new listings came on the market. All right, that's all that means. Well, currently, that level is 4.2 months that is low, and that puts some upward pressure on prices as well. Another way to think about it is with the active listing count of single family homes and condos. All this means is the number of homes currently for sale and available to buy right now. That's what active listing count means when you see that statistic out there? Well, one and a half to 2 million is the normal level of units needed to adequately house our growing population, for single family homes and condos. Well, that figure bottomed out in 2022 and it's only hovered around one or 1.1 million for a few months now, we are under supplied, and it takes a long time to build our way out of it. Now, apartment buildings are a different story. They are oversupplied, but again, today, we're here focused on the future price direction of one to four unit properties. So that's supply, not as tight as it was, but still on the tight side, and then demand. Where is demand coming from? It comes from us. There's more of us. As our population keeps growing, there is a lot of housing demand coming. Not only is there pent up demand from those trying to afford a home as soon as they can, but more broadly. Demographically, I will point back to that period where there was a surge of us births from 1990 to 2010 there were over 4 million births every single one of those years, births peaked in 2007 if you add 40 years to that, because 40 years is now the average age of the first time homebuyer. That's still a mind blowing figure to me, 40 years the average age of the first time homebuyer. You add that to 2007 that peak birth rate year, and this demand won't even peak until about 2047   Speaker 2  30:36   and this doesn't even include additions from immigration, demand, demand, demand, propping up prices for decades, but for next year, improved affordability, which is expected that boosts the demand for those that have the capacity to pay. Well, considering everything we've covered, I'm about to reveal the number for next year. But first, I mean, gosh, don't you wish everyone actually followed up on their past forecasts, like I'm about to I don't think I've ever seen a price crash predictor follow up, because they're always wrong. Well, what is the track record of get rich, education, home, price appreciation forecasts. It's the fifth straight year I'm doing this, and I always release the forecast in the final days of the year in anticipation of the coming year, just like you and I are doing together now. For 2022 I said that prices would rise nine to 10% the year ended, and they came in at 10% 2023 a lot of people said home prices would fall because they had just seen a terrific run up. I said a price fall would not happen, largely due to that jaw droppingly low supply that we had then. I said zero, there wouldn't be any change. They came in at exactly zero. There was no price change in 2023 for 2024 I forecast 4% they came in at exactly 4% this is all documented. You can go back and listen to those episodes. They're all near year end. So yes, three straight years, I nailed it to the exact percent. How about this year? Just before the year began? Do you remember what my forecast figure was from listening here about a year ago, it was 5% home price appreciation. The year is not over yet, and real estate statistics move pretty slowly. Figures lag, but we pretty much know where it's going to end up. And as we look at this same stat set that I consistently use, which is the NARS national median existing single family home price, it is 2.2% as of late in the year, and it's almost certainly going to end up at 2% appreciation. So I would call that a miss, probably not a terrible call, but far enough apart to call that a miss, 5% forecast versus 2% actual for this year. That's the track record. So before I reveal the number for next year, in the last four I've nailed three of them spot on, and why was appreciation less than I expected for this year? Well, a few reasons. One of them is that inflationary pressure from tariffs was postponed. That Tariff Schedule was changed more times than anyone could have possibly forecast, and affordability stayed stubbornly low too. And here we go for 2026 how much home price appreciation or depreciation do I expect? Well, I haven't said this in any of the previous forecasts, because it's the easiest thing to say, and I often avoid saying the easiest thing, but this is just what I see coming, and that is, I expect more of the same. It's the first time I've said more of the same, which is drumroll here, 2% home price appreciation for next year. No wild figure or hyperbolic material here, in order to attract attention that is my best target for the truth, I'm here to do my best to be accurate and help you make the most informed decision, 2% for next year. So a 500k property today should cost you about 10,000 more dollars next year, and as we know, with a figure like 2% which is less appreciation than the long run historic 5% or so, with this 2% appreciation on new purchases, you leverage that five to one with your 80% loan, and you get a 10% return on your down payment. And you add in the other four ways real estate pays to your 10% leverage appreciation and at historic norms, you can end up with a 29% total ROI. That's realistic. I outlined the math of that in an earlier episode this year when I discussed how real estate pays five ways in a slow market, there you have it, 2% forecast home price appreciation for next year. If you want the charts that support the forecast and more, there's a way for you to get a hold of that, and also the best real estate maps, stories and investment opportunities that you won't see in any headlines. They are all in my free weekly newsletter. The newsletter also gives you access to my free real estate pays five ways. Video, course, that is it. GRE letter.com Get it all at one easy place. Gre letter.com I look forward to talking to you in the new year. I'm Keith Weinhold, don't quit your daydrem   Speaker 3  36:06   nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  36:34   The preceding program was brought to you by your home for wealth building, GetRichEducation.com  

BAD AUDIO NOTES: There was no recording yesterday because the mic cable is broken and ruined the recording. I tried again today with a replacement cable but it falls out 11 minutes in and the rest of the recording is quiet, and the gameplay drowns out my speaking. I would probably not post this one if I hadn't also skipped yesterday, but because I did here it is. I'm so sorry about the quality, it will be better again next week! :( You can find the deck import code below the following contact links.  You can follow me @blisterguy on Twitch, Bluesky, and Youtube. Join our Discord community here or at discord.me/blisterguy. You can support this podcast and my other Hearthstone work at Patreon here. # 2x (1) Flame Geyser # 2x (1) Glacial Shard # 2x (1) Mirror Dimension # 2x (1) Scrappy Scavenger # 2x (1) Violet Spellwing # 2x (2) Doomsayer # 2x (2) Primordial Glyph # 2x (2) Prize Vendor # 2x (3) Conjured Bookkeeper # 1x (3) Storage Scuffle # 2x (3) Whelp of the Infinite # 2x (4) Blob of Tar # 2x (4) Windswept Pageturner # 1x (6) Bob the Bartender # 1x (6) Gnomelia, S.A.F.E. Pilot # 2x (7) Relic of Kings # 1x (8) Kalecgos #  AAECAfCKBwTv0wTh6wbblwf6mwcNndQEsp4G054GhuYGm5YHn5YHsJsHh5wH2J4H9aUH7awHmLAHi7EHAAA=

More To The Story: Bill McKibben isn't known for his rosy outlook on climate change. Back in 1989, the environmentalist wrote The End of Nature, which is considered the first mainstream book warning of global warming's potential effects on the planet. His writing on climate change has been described as “dark realism.” But McKibben has recently let a little light shine through thanks to the dramatic growth of renewable energy, particularly solar power. In his new book, Here Comes the Sun: A Last Chance for the Climate and a Fresh Chance for Civilization, McKibben argues that the planet is experiencing the fastest energy transition in history from fossil fuels to solar and wind—and that transition could be the start of something big. On this week's More To The Story, McKibben sits down with host Al Letson to examine the rise of solar power, how China is leapfrogging the United States in renewable energy use, and the real reason the Trump administration is trying to kill solar and wind projects around the country.Producer: Josh Sanburn | Editor: Kara McGuirk-Allison | Theme music: Fernando Arruda and Jim Briggs | Copy editor: Nikki Frick with help from Artis Curiskis | Deputy executive producer: Taki Telonidis | Executive producer: Brett Myers | Executive editor: James West | Host: Al Letson Donate today at Revealnews.org/more Subscribe to our weekly newsletter at Revealnews.org/weekly Follow us on Instagram and Bluesky Listen: Will the National Parks Survive Trump? (Reveal)Read: Rooftop Solar Is a Miracle. Why Are We Killing It With Red Tape? (Mother Jones)Read: Here Comes the Sun: A Last Chance for the Climate and a Fresh Chance for Civilization (W.W. Norton & Company) Learn about your ad choices: dovetail.prx.org/ad-choices

Nate Soares, president of the Machine Intelligence Research Institute and the co-author (with Eliezer Yudkowsky) of If Anyone Builds It, Everyone Dies: Why Superhuman AI Would Kill Us All (Little, Brown and Company, 2025), talks about why he worries that AI "superintelligence" will lead to catastrophic outcomes, and what safeguards he recommends to prevent this.

Chris Riegel, CEO of scala.com, counters AI doomsayers like Jeff Hinton, emphasizing AI's transformational potential as a tool. He highlights the immense investment, hundreds of billions, in building gigawatt-plus data centers across the United States. This infrastructure drive is creating new industries and jobs, establishing the US as a global leader in AI, while also noting Asia's keen interest in US AI technology and Europe's lack of a cohesive strategy.

When life feels stagnant or we're not seeing the progress we hope for, it's often a sign that we're caught in a closed loop of cynicism and self-fulfilling prophecies. The same can be true of our spiritual lives—we hold back or isolate, assuming we already know how the future will turn out. Over time, we stop having expectations and begin to lose hope.In Luke 11, Jesus teaches His disciples that a life of faith requires shameless audacity. Asking boldly and expecting boldly are fundamental to a life in Christ, and Jesus invites us to practice such audacity because we have a heavenly Father whose promises and love for us are beyond all measure. ------ Luke 11:5-13 Then Jesus said to them, “Suppose you have a friend, and you go to him at midnight and say, ‘Friend, lend me three loaves of bread; 6 a friend of mine on a journey has come to me, and I have no food to offer him.' 7 And suppose the one inside answers, ‘Don't bother me. The door is already locked, and my children and I are in bed. I can't get up and give you anything.' 8 I tell you, even though he will not get up and give you the bread because of friendship, yet because of your shameless audacity[a] he will surely get up and give you as much as you need. 9 “So I say to you: Ask and it will be given to you; seek and you will find; knock and the door will be opened to you. 10 For everyone who asks receives; the one who seeks finds; and to the one who knocks, the door will be opened. 11 “Which of you fathers, if your son asks for[b] a fish, will give him a snake instead? 12 Or if he asks for an egg, will give him a scorpion? 13 If you then, though you are evil, know how to give good gifts to your children, how much more will your Father in heaven give the Holy Spirit to those who ask him!”

A new study on Canadian Jewry was recently published by Robert Brym and Rhonda Lenton in Canadian Jewish Studies, an academic journal out of York University. The numbers show that intermarriage is no longer as rare as it used to be in Canada, with 30 percent of Canadian Jews marrying outside their faith. Some key takeaways: younger Jews are more likely to intermarry than older ones, and men are more likely to do so than women. There is a strong inverse correlation between Jewish community size and intermarriage rates, too: intermarriage rates are lower in large Jewish communities than they are in smaller ones. Globally, Canada's rate is in line with fellow commonwealth countries the United Kingdom and Australia, but roughly half the rate of the United States. So what do we make of this? Doomsayers have called intermarriage a "second Holocaust", but the unavoidable reality of young people moving away from religion can't be fought. Should Jewish institutions and community leaders expand their outreach, or do they tighten their grip on what it means to be a Jew? Special guest host Phoebe Maltz Bovy, host of The Jewish Angle, joins to discuss. Credits Hosts: Avi Finegold, Yedida Eisenstat, Matthew Leibl Production team: Zachary Judah Kauffman (editor), Michael Fraiman (executive producer) Music: Socalled Support The CJN Subscribe to The CJN newsletter Donate to The CJN (+ get a charitable tax receipt) Subscribe to Not in Heaven (Not sure how? Click here)

Our show opens news of lower than expected inflation numbers. Guess the Left and the vast majority of the economic “experts” were wrong about the tariffs. We then move to Jake Tapper of CNN and grifting for his book about how everyone in the White House lied to the press about Joe Biden's health issues. This is not about bringing the knives out for Joe Biden. This is about a Legacy/mainstream media desperate to look like they are fearlessly reporting the “truth” so they can go on bashing Trump with their newfound virtue. It's all a PsyOp. To remind you of their lies, I play some bites of Jake Tapper related to Russiagate. Then we play bites from Sen. Chris Murphy (D-CT), Rep. Daniel Goldman (D-NY), Karine Jean-Pierre and President Joe Biden (D) about needing more power to close the border. On top of that, we have more news about how the Biden Labor Department cooked the books by over-inflating the new jobs numbers in 2024. Now that white farmers are being slaughtered in South Africa, President Trump has granted those who flee, refugee status. This prompted the Episcopal church to cancel it's mission to help resettle foreign refugees in the United States. Rep. Jasmine Crockett (D-TX), the Democrat's Village Idiot, has a comment about educated people. Looks like the DEI rules inside the DNC may cause the ousting of DNC Vice Chair David Hogg. And, we close with one of the most important comments in today's speech by Donald Trump given in Saudi Arabia regarding the state of Iran. Please take a moment to rate and review the show and then share the episode on social media. You can find me on Facebook, X, Instagram, GETTR,  TRUTH Social and YouTube by searching for The Alan Sanders Show. And, consider becoming a sponsor of the show by visiting my Patreon page!!

A Walk In the Park  & Aya's Finest Hour.Book 3 in 18 parts, By FinalStand. Listen to the ► Podcast at Explicit Novels.Professional, conscript, or volunteer, they all have run away from battle.A Note on terminology and the metaphor of Cael's WorldThe terms Weave of Fate and 'Weave ' are interchangeable. Weave expresses the intersection ~ the sieve that all the possible futures entered to create what we perceive as this 'now'. Fate is the keeper of the sieve. The Present is what is happening right now. It is that infinitesimal which we interpret as Reality.The Legend is what happens when the present is pulled back through the weave and becomes the past. It is called the Legend because, as the former presents fade into the past, they blur; each becomes less precise and more open to interpretations. (It is as if you were looking at one thing through a prism; as you shift your stance, what you see appears to change.) Within the Legend exist mystic creatures, divinities, demons, spirits, all the Paradises and Hells.The Endless Black Sands is the final resting place for all failed legends. It is the place where all is forgotten until even former realities break down into the Black Sands. That Alal found a way to cheat this doom and retrieved Shammuramat, was truly remarkable; even though Fate 'balanced accounts' with him by sending Ajax and his war band along that path as well.If you wonder how that was a balancing, consider this:The only people Alal cares for (in his own brutal fashion) are Shammy, now Sakura, and his only true offspring in 5,000 years, Cáel.Fate sent Ajax.With Ajax available to test Cáel, how could Alal resist the temptation to place one of the planet's greatest killer on a collision course with both of his loves in order to test Cáel?The Veil is a function of the Weave that protects sentient perception from perceiving the Weave and disguises the otherness of creatures of legend, unless they willingly allow themselves to be seen, which they usually do only so they can 'physically' interact with the Present. Some sentient minds, through horrific trauma such as the Augurs' self- poisonings, through the quirks of Fate via Holy Men, Mad Prophets and Doomsayers such as Temujin, or through the touch of legends such as Ishara, can sense the fluctuations in the Veil and the things behind it. Cáel, in truth, has been shaped by all three vehicles (Ishara, the Augurs and Temujin's legend.)Oblivion is what awaits Reality if the Weave ever fails beyond its ability to heal itself. This threat is what keeps the creatures of legend from constantly traversing the Weave. They have to weaken the Weave to do so or to use powers in Reality, the greater the distortion they create, the greater the weakening that occurs.End Note(Two days ago, with thirty days left)"That was fantastic, Lady Yum-Yum," I sighed."What did you just call me?" she panted softly. We were naked in one of our Task Force bedrooms that was actually used for sleeping, and now sex. I was still pressed against her reposed body, despite our recent exertions. She was on her stomach, arms stretched down her sides.She was sweaty and short of breath. She still had her wits about her and an awareness of our situation: victory sex, me still aroused and her fingernails scratching my thighs and buttocks. My equally sticky body was pressing down on her, even though I supported my weight with outstretched hands placed on either side of her shoulders."Lady Yum-Yum," I mumbled as I kissed the back of her head. "That was the first thing that sprang to mind when you introduced yourself." I could see her working that through her highly complex mind."When writing your memoirs, please remember to me refer to me that way," she began to flex her thighs and abdominal muscles, so that her ass was pumping against my hips."Only if this helps persuade you to give me a repeat performance.""I'll consider,," she purred, then paused to catch her breathe. "You are in phenomenal shape, young man. Do any of your other lady-loves have pet names?""Nope," I grunted as I withdrew.She had teased me with anal sex hints repeatedly, yet never delivered. She liked the game and the power she wielded. My body being on top of hers was only an illusion of a tactical advantage. She knew me pretty well already. I wasn't the kind of guy who would use physical strength to overwhelm her vulnerable position. This being so, a cerebral skirmish only excited her more.We waged a war that was based on intakes of breath, the shimmying of muscles and the trembling of fatigued flesh. The prize for me was the winning. Lady Fathom Worthington-Burke played tricky-clever, but I was better. And at times like this, she admitted it. She gave me what I wanted. I rolled her.Straight, face-to-face fucking. The Lady's pulsar gaze trapped my vision. She smiled, grudgingly at first, then more and more sensually as my glans returned to her g-spot that it had scouted out earlier. This was 'surrender by the Fathom method'. She gave me what I wanted, so I took what I wanted, and pleasured her at the same time."Mmm, you are a bad, bad boy," she lapsed into her trashy West-End Londoner accent. It was perfect and an erotic whiplash when added to her native, refined manner of speech. This wasn't a trick this time, it was a treat. It was a gift, reciprocated. The tactile sensation of her cervix becoming a soft, spongey chalice for my final penetrations was icing on an all-so-luscious cake.I tendered her a tribute worthy of my first love, Dr. Kimberly Geisler. It was strange to find a woman like her. Outside of Kimberly, I had found only one other woman who graciously offered her ultimate pleasure paean to the hundreds of lovers who had become before. That other woman, it still floored me, was Buffy Du, no, Buffy Ishara, First of my House."Oh!" and several heartbeats later, "Cáel!" several hissed series of breathes and then, "Goddess! You are better than good!"Two thoughts collided within me:A) I had never seen a more controlled orgasmic explosion in my life. I was going to have to tell Buffy about this, once we were safely in bed. If it was office talk, she'd punch me through a window and that would make Aya cry. I couldn't have that.B) Goddess? I thought she was Anglican. This needed further study. This treatment was really nice. I leaned in, kissed her. Lady Yum-Yum smiled. "Take me to the shower. Play time is over, Cáel," and she was back to all business."You are treating me like a fleshy vibrator," I pointed out."But you are a very finely-trained, fleshy vibrator, you wonderful boy," she stroked my cheek. "Shower! Now!" So, like a Good Boy, International Merchant of Death and Chosen Son of a Divine Amazon Goddess, I slid off her, then cradled her in my arms as I rose from our totally trashed mattress.I didn't smile when it was confirmed that I wasn't carrying her out of any romantic after-coitus gesture. She couldn't walk. Woot! It took a bit of effort to get us into the walk-in shower and to get the water just perfect, all while keeping her cradled. She helped out by keeping her arms tightly around my neck."Cheeky bastard," she whispered in my ear. "You are gloating." Then she nibbled on my earlobe for good measure."Damn right," I did gloat as I let her slide down to her feet. "You are pretty sweet for an Old Chick." She wasn't angry, oh no."If you were trying to get me to say, 'I'll get you next time," she licked, nipped and sucked on my nipple as if I was the one with the mammaries in this relationship, "it worked." Double-Woot! I was going to get that damn four-way! I did coax a vigorous shower-quickie out of my Lady. Afterward, she shifted herself so she could get under one of the steaming showerheads."Cáel, why didn't you use a condom," she mused. Gak!"You aren't on Birth Control?" I panicked. She laughed at me."No. I've never been a fan of hormones replacement. I like the way I am. Do you expect the women to do all the anti-pregnancy measures?""No," I gulped."Don't' be so worried," she laughed. "We had unprotected sex one time. The odds are astronomical that an 'oops' happened, right?" Yes, it was a single sexual encounter, but included three firings of the one-eyed hydra, sigh."You are asking a man who has five children on the way, Fathom," I cautioned her."Oh, I'll update my files and make an appointment to seen a local, reliable O B G Y N," she slipped back into her unflappable British resolve. "Get along. I need to get cleaned up," she cupped my scrotum, ", again. So scoot." I scooted.I had updated my condom supply despite the forbiddance Dot Ishara, my Matron Goddess, beamed to me from the Other Side. She could only complain so much. I'd upped my selection of fortune cookies and added a fresh raisin chocolate brownie for my next visit with her. I had to get over to the other side of the floor to get a fresh shirt, and boxers.Yum-Yum had ripped off my shirt (a little kinky) and boxers (a little painful). I wasn't going commando, so I decided to quick step it before something important happened that required me to yank yet another solution out of my sexually-fueled creative imagination.How Lady Yum-Yum and I ended up in bedThe Secret Societies' long awaited war had begun in Africa and in India. The Amazons couldn't effectively reinforce these two homeland regions. No, my people's edge came from my stupid stunts (e.g., the fight outside that club in Chicago), the judicious application of a few kind words and a whole lot of targeted killing on my part along with that of my Amazons.Those actions convinced the Booth-gan (aka the Thuggee, but we no longer say that because it irritates them) and the Coils of the Serpent to toss in their lot with their local Amazons. They did the whole 'hostage exchange' thing as well. Two children from each side. That was a no-brainer on my part. All three concerned parties were willing to let their adults die if necessary. Their children were another matter.In Asia, the Seven Pillars had made only minimal progress. We now suspected the 7P had planned to roll over the three of the 9 Clans that were in their Sphere of Influence, the now 6 Ninja Families, the Black Lotus and the Booth-gan in rapid succession. A preemptive strike against both the Khanate and the Ninja were supposed to cripple those two factions.Against the Khanate, that had been a dismal failure. In Nippon, the Ninja were in dire straits and would be decades recovering from the original 7P blitz. But the combination of US black ops help and the infusion of Amazons and Okinawans had staved off extinction for the moment. Strategically, these failed actions were tying down 7P resources that the largest Secret Society had planned to move elsewhere.In China, the Black Lotus exhibited the same resilience and deceptiveness they'd shown in combating the Seven Pillars by themselves for the past 65 years. The chaos gripping the PRC was a blessing from the Ancestors, the four sacred spirits (lung/dragons, phoenix, unicorn and tortoise), and the nine entities (I now really had to know this stuff.) Word that a 'dragon' had appeared in the West had only heightened their desire to aid in our new alliance.Those factors meant a reprieve for India. As the 7 Pillars began ramping up their operations; increasing racial tensions, minor terrorist action and military and industrial sabotage; the Booth-gan and Amazon united resources and purpose. The Booth-gan would assassinate 7P operatives and pawns while the Amazons would hit 7P front companies and businesses based out of the People's Republic of China. (This activity also helped ratchet up India-PRC tensions and anti-PRC public sentiment in India.)In Africa, the Condotteiri had squandered precious hours reallocating resources before launching their assaults. Like everyone but the 7P, they had been caught flat-footed by the renewal of the Secret War. The Coils of the Serpent had never been overly antagonistic toward the Condos, since their interests rarely collided. The same went for the Coils and the Amazons.Two factors inspired a deep Amazon-Coil bond. They were both groups with deep African roots and a shared Central-Western African spirituality. Added to that was the growing power of the Coils of the Serpent in the past fifty years. Their main opponents had been the Illuminati who had a Eurocentric view. Pan-Africanism was in the Coil's best interest, but ran contrary to European economic interests.Long term, allying with the African Amazons was a good investment for the Coils. The 9 Clans relationships had already proved to be advantageous on multiple occasions in the past. The leaders of the Coils knew their power was rising with the fortunes of Sub-Saharan Africa. To them, the rise of the PRC and the Seven Pillars was a looming threat in the East.They had been handed a golden opportunity to deal with this enemy before the enemy was ready to deal with them. They had been 'gifted' with over 2000 highly-skilled, fanatical Amazon warriors as stealthy muscle to add to their own, more subtle arsenal. For the Amazons, it was access to continent wide clandestine intelligence network that could unmask their enemies' hiding places.The Condotteiri wiped out an Amazon freehold in Cameroon and a few Coils safe houses in Lagos, Nigeria. In the Republic of Mali, over 250 Condo mercenaries were slaughtered at a 'secret' installation and their armory was looted. Ebola kept breaking out in the West. The dominant regional powers, the Republic of the Congo and Nigeria, were tottering as a result of decades of economic mismanagement, civic, ethnic, tribal and religious strife, corruption and unreliable militaries.The scene was ripe for a secret conflict as well as public carnage. For the Joint International Khanate Interim Taskforce (JIKIT), this presented a dilemma. They were involved with a growing global struggle that went far beyond the Khanate and Central Asia. Their secret society allies strenuously objected to bringing any more 'outsider' people into the group.Handing over covert intelligence to other governmental agencies in the US and UK, then telling them they wouldn't divulge their sources went over like scuba diving with cement goulashes. Explaining to upper level bigwigs that they had a 'trust-based' team went nowhere. Those officials didn't care about a bunch of domestic/international criminals' sensibilities.They wanted names and faces. They wanted addresses, phone taps and bank account numbers. It would all be 'Secret', 'Top Secret', or 'Eyes Only'. It would all be vulnerable to all kinds of governmental subpoenas too. No threats were made from 'my' side. They'd killed more people than the Black Death and the lives of a few thousand bureaucrats (and their families) in London and Washington D.C. didn't mean shit to them.Selena did offer to kidnap some family members to get the message across. Javiera put her hands over her ears and began singing 'la-la-la' as she stormed out of the room. Lady Fathom suggested that we arrange a private meeting with the UK Prime Minister and the US President. It took a few seconds for Mehmet and Javiera to realize she wasn't kidding.That was a nearly impossible task, which on this taskforce meant we had to give it a shot. Let's just say that the US Attorney General, Eric Holder and Chairman John Jay of the British Joint Intelligence Committee thought their respective representative had lost her God-damn mind. I went to the Khanate for help.Twenty-four hours later Azerbaijan, Turkey, Tajikistan, Armenia and Georgia (yes, two tiny Christian nations) joined the Khanate. The integration of the first two nations had been in the works since the formation of the Turkic Council in 2009. For me, Temujin upped the time table strictly for our benefit. Turkey and Azerbaijan became the two newest states within the Khanate.The third, Tajikistan was different and the shakiest addition. The unoccupied title of 'Khwarazm Shah' was created, suggesting the Iranian Tajiks had a special status inside the Khanate. 'Khwarazm' referenced the Khwarazmian dynasty that ruled the last of the great, Persian-led, Iranian Super-States and dated back to the 13th century AD. 'Shah' was Persian for King.The announced status of Armenia and Georgia was quite a bit different. They become 'Protectorates', i.e., semi-autonomous states within the Khanate who were 'vassal' states, responsible only to the Great Khan and his personal representative in the region (ah, that would be me.)So, the first three entries made sense, strong geographic, ethnic and/or religious ties, plus this was part of the Khanate's agenda anyway. But Armenia and Georgia? That was the doing of the other regional secret society, the Hashashin.The Caucasus Mountains were the backyard of the Hashashin. They knew who to blackmail, pinch and kill to make the 'take-over' possible. The main stumbling block was the long Khanate-Hashashin history: the Mongols had destroyed the historical stronghold of the Hashashin, Alamut, in 1256 CE. In a way, that disaster had transformed the sect, making it move away from their strict Nizārī Ismaili roots and into a more ethnically and religiously diverse group that was centered in the Caucasus region.Temujin made it clear to this group that he was making a deal under my auspices. Both Armenia and, Georgia (as well as the future Kurdistan, his plans for the creation of that last state were told to me under condition of secrecy) would be part of my palatinate principality (along with Hungary, if we ever got there). Riki Martin defined the terms for me: I was the voice of those three regions in the Khan's court.They wouldn't have to deal with Muslim Khanate officials. They would deal with me and 'my officials'. If the Khanate had a problem with my principality, they came to me to resolve the issue. That translated to me giving a nod to the existing regimes ruling in Armenia and Georgia (along with the infusion of a few Hashashin supporters.)Publically the future of those three political and ethnic entities would be confirmed later. The existing governments knew three things.1) I was that madman who had led the charge in Romania, clearly a man of bravery and humility. The odds were good that I was going to be a man they could rely on to adequately represent their interests with the government that currently mattered the most (aka The Khanate.)2) The Great Khan thought the world of me and in this nascent New World Order that meant way more than membership in NATO, or begging the United Nations to apply sanctions of dubious value.3) There would be a change of leadership by about 2040. Children of excellent ethnic parentage would succeed me in this ceremonial role in the region. These new princes and princesses would be the scions of the line of Nyilas and representatives of the various states (translation: I was going to be sexing it up with Georgian, Armenian and Kurdish members of the Hashashin).That would establish the three 'cadet' branches of House Ishara (Nyilas) (which I've listed because all three alphabets are so freaking beautiful) that could weave the Amazons, 9 Clans and the varying ethnic identities into a quilt that could stand together as a force in the Great Khan's inner circle. This new spate of aristocratic, 'Archer'-themed lineages would be:1.       Moisari, in Georgia.2.       Aġeġnajig, in Armenia.3.       Ram- alsham, in Kurdistan.This fiction made the key named entities happy. The combination of all these events applied another jolt to the heart of the global power structure (after all, Turkey was in NATO) and made the US and UK governments back off.By tidying up the world map, we'd brought our governmental chiefs to the chilling revelation that their sole conduit for insider information regarding the ongoing global calamity had reacted to their intransience by simply letting them be blind-sided by events. After the fact, Javiera and Lady Fathom relayed that message very clearly.

He's back again! Almost on time...not! natedigad is talking about cheap and non-existent hot dogs, pickles, the Royal Rumble, and a bunch of rambling. Plus! What if... Avengers (2012 movie) vs Doomsayer!

It's the end of the world as we know it...and year 3 apparently...This week, Matt and Cody unwrap their favorite episode of the year: The Howlers! The boys talk all about this year in horror including the tops and bottoms of their year-end lists, trends of the year in the genre, and what they hope to take into 2025. Then, it's time for the Awards as they give out such iconic categories as: Barclay's Bronze Baby Bonnet, Sally Hardesty Leap Through a Window, Doomsayer of the Year, Howler's Choice, Fred Gwynne Veteran Character Actor and most contentiously (for some reason) Outstanding Animal.It's their chance to celebrate the films and performances of the year and you for coming along on the journey! Photos of the nominees can be found on their socials below if you prefer to follow along visually. Happy Howlidays! Thanks for listening!Socials: https://linktr.ee/nighthowlspod

Like a rock supergroup or Voltron, four comics superstars have come together to bring you a brand new story in a brand new world! That's right, we've got the whole gang -- Jimmy Palmiotti, Amanda Conner, Brian Pulido, and Billy Tucci -- talking about their currently Kickstarting project, The Deadly Trio: Doomsayer. We talk about how the four pals met, the characters they each created, how they co-wrote issue #1, all those variant covers, and the rest of the creative team, including artist Adrianna Melo, colorist Giuliano Peratelli, and letterer Marshall Dillon. It's a smorgasbord of fun!Check out and back The Deadly Trio #1 here: http://kck.st/4fDqeD3. Support the show

Media Watch 2024 Episode 29: Harry ‘doomsayer' Dent; ABC MD quits; Political influencers.

A new MP3 sermon from Faith Baptist Church is now available on SermonAudio with the following details: Title: “Doom the Doomsayer” – FBC Morning Light (8/8/2024) Subtitle: FBC Morning Light Speaker: Bryan Bice Broadcaster: Faith Baptist Church Event: Devotional Date: 8/8/2024 Length: 6 min.

The post Good economic news just keeps on coming despite claims of partisan doomsayers appeared first on NC Newsline.

Writer Andrew Lipstein embarked on a quest to freak himself out about passive investments: Things like buying index funds, for instance all the companies in the S&P 500, setting it and forgetting it. Lipstein spent time with a professional investor who argues index funds play a dangerous role in the market that may not end well. We hear that story. But first, chipmaker Nvidia reports a seven-fold increase in profits. Our May fundraiser ends Friday, and we need your help to reach our goal. Give today and help fund public service journalism for all!

Writer Andrew Lipstein embarked on a quest to freak himself out about passive investments: Things like buying index funds, for instance all the companies in the S&P 500, setting it and forgetting it. Lipstein spent time with a professional investor who argues index funds play a dangerous role in the market that may not end well. We hear that story. But first, chipmaker Nvidia reports a seven-fold increase in profits. Our May fundraiser ends Friday, and we need your help to reach our goal. Give today and help fund public service journalism for all!

Is the world ending on Monday? Here's what the internet has to say, and why you shouldn't fall for it. 

The much anticipated total eclipse will pass over America on Monday. Here's why it's causinng consipiracy theories online. 

In the eyes of the common investor, China's recent economic landscape has been shrouded in uncertainty, prompting many to perceive it as an unstable investment environment. However, delving deeper reveals a contrasting narrative—one where misconceptions cloud the true opportunity China may offer in the year of the dragon and beyond. In this episode, Mark discusses the Chinese markets, and exposes a different tale than what western sentiment eems to believe.  Want more?  Watch the “Around The World With Yusko” webinar series live by contacting us at ir@morgancreekcap.com. Watch it after the fact at https://www.morgancreekcap.com/market-commentary/#investment-themes.   Visit us on the web at https://www.morgancreekcap.com   Legal Disclaimer This podcast is for informational purposes only and should not be construed as investment advice or as a solicitation for the sale of any security, or any advisory or other service. Investments related to the themes and ideas discussed may be owned by funds managed by the host and podcast guests. Any conflicts at the time of production have been mentioned by the host but are subject to change. Listeners should consult their personal financial advisors before making any investment decisions.

Welcome to The Nonlinear Library, where we use Text-to-Speech software to convert the best writing from the Rationalist and EA communities into audio. This is: Among the A.I. Doomsayers - The New Yorker, published by Agustín Covarrubias on March 12, 2024 on The Effective Altruism Forum. The New Yorker just realized a feature article on AI Safety, rationalism, and effective altruism, and… it's surprisingly good? It seems honest, balanced, and even funny. It doesn't take a position about AI Safety, but IMO it paints it in a good way. Paul Crowley (mentioned in the article) did have some criticism, and put up a response in a post. Most of his concerns seem to be with how the article takes a focus on the people interviewed, rather than the ideas being discussed. Thanks for listening. To help us out with The Nonlinear Library or to learn more, please visit nonlinear.org

596 - Recorded live on December 05, 2023 Ambience for the night: Wyndcrawler - Poetsblood stenchovdeath.bandcamp.com/album/wyndcrawler-poetsblood **Playlist** 1) Demoncy - Performing the Ceremonies of Tragedy 2) Apovrasma - I Katara 3) Trest - Borda 4) Drache - A la gueule (feat. Brouillard) **talk** 5) Moon Oracle - Totemic Lord 6) Cult Ov Black Blood - Supreme Barbarian Annihilation 7) Black Edifice - Citadel of the Doomsayer, Swathed in Dusk 8) Fog - Bewitched 9) Imperial Crystalline Entombment - Petrified Cadaverous Wastelands **talk** 10) Grimcense - Yellow Juliet **plus a special bonus track** Live every Tuesday at 9pm ET on NSTMRadio.com

Loads on today's Bucs pregame buffet with the feisty Sage of Tampa Bay Sports and Joe. Grab a Big Storm beer and enjoy! All the wisdom and fun of Ira and Joe is presented by Bill Currie Ford! Click play above […] The post Ira Kaufman Talks Bucs-Bills Predictions (And Bucs Postgame Predictions), The 3-3 Doomsayers, A Running Game Line In The Sand, And More appeared first on JoeBucsFan.com.

NLW explores an argument from a recent essay around the three factions that drive discourse in artificial intelligence. He reads excerpts from "The A.I. Wars Have Three Factions, and They All Crave Power" https://www.nytimes.com/2023/09/28/opinion/ai-safety-ethics-effective.html and then discusses what the authors might have missed. TAKE OUR SURVEY ON EDUCATIONAL AND LEARNING RESOURCE CONTENT: https://bit.ly/aibreakdownsurvey ABOUT THE AI BREAKDOWN The AI Breakdown helps you understand the most important news and discussions in AI.  Subscribe to The AI Breakdown newsletter: https://theaibreakdown.beehiiv.com/subscribe Subscribe to The AI Breakdown on YouTube: https://www.youtube.com/@TheAIBreakdown Join the community: bit.ly/aibreakdown Learn more: http://breakdown.network/

This week's update covers; Outlook for the rest of 2023 Why you shouldn't do what everyone else does Increasing the gains & reducing the losers Access the YouTube version of this podcast at http://www.youtube.com/user/SShareedu $1 MEMBERSHIP - for more in depth market commentary, sector analysis and education plus weekly stock recommendations, join our $1 Trial of Portfolio Analyst – https://www.specialistshareeducation.com.au How to Construct a Successful Stock Portfolio that is right for YOU... for just $49 - https://www.specialistshareeducation.com.au/portfolio-construction FREE MINI COURSE - Trading with Precision, not Prediction - https://www.specialistshareeducation.com.au/twp-signup Any advice in this video is general advice only. Neither your personal objectives, financial situation or needs have been taken into consideration. Accordingly you should consider how appropriate the advice (if any) is to those objectives, financial situation and needs, before acting on the advice. Garry Davis (AR No:317590) is an authorised representative of Primary Securities Ltd (AFSL No. 224107). Note to traders* The publishers of this material wish to disclose that they may hold this stock in their portfolios and that any decision to purchase this stock should be done so after the purchaser has made their own inquires as to the validity of any information in this material. It must also be noted that trading in the stock market involves risk of losing money. Investors and traders can take numerous steps to mitigate such risks with a clear plan, clear targets and entry prices, and strong support from an experienced trader. This approach underpins everything we do and is where we advise EVERY member to start, and you have access to Garry to support you in creating a trading plan that suits YOUR risk profile, timeframe, capital allocation etc.

In a special “mailbag” episode, Hoover senior fellows Niall Ferguson, John Cochrane, and H.R. McMaster answer viewers' questions, ranging from global geopolitics to American domestic affairs. Among the topics: Is China headed for an economic or military tipping point? What do the commentariat make of doomsaying Cassandras? And would two of the GoodFellows follow their colleague to the White House?

To kick off Wonders Week, I talk about how the Wonders format is shaping up so far before playing WickedGood's Anyfin Paladin deck. You can find the deck import link below the following contact links.  Join our Discord community here or at discord.me/blisterguy. You can follow me @blisterguy or the podcast @walktoworkHS on twitter. Subscribe to my Youtube channel. You can support this podcast and my other Hearthstone work at Patreon here. # 2x (2) Bluegill Warrior # 2x (2) Doomsayer # 2x (2) Equality # 2x (2) Wild Pyromancer # 2x (3) Consecration # 2x (3) Enter the Coliseum # 2x (3) Hammer of Wrath # 2x (3) Keeper of Uldaman # 2x (3) Murloc Warleader # 1x (3) Wickerflame Burnbristle # 2x (4) Ivory Knight # 1x (4) Old Murk-Eye # 1x (5) Emperor Thaurissan # 1x (5) Finja, the Flying Star # 2x (5) Solemn Vigil # 2x (6) Lay on Hands # 2x (10) Anyfin Can Happen #  AAEEAamaBgTgBdYRvL0C474CDdIE4wXiEd4U0haPtAKcnwTunwTu0wSd1ASh1ASGowaupgYAAA==

"The transitional phase is super bumpy, but we must go through it." In this episode I am joined by Gregg Guerin, a friend for a number of years - and the person I often find myself talking to about trends and megatrends in the wee hours at the end of conferences! Yes I am that obsessed with this topic! In this episode our conversation covers a lot of ground, here are the main points: - The very timely topic of AI implications and benefits of what we know so far - Energy transition, the need for storage, and how this changes international energy trade - How progress is fractious and disruptive in the short term, but extraordinarily positive in the long term - Should the government have a role in transitional assistance? - Job disruption  and re-skilling: evidence from COVID when people switched. - Coding in the world of AI and ChatGPT capabilities. Is it a game changer?  - Degrowth and it's economic flaws, and it as - Why innovation and the pace of change is NOT linear, and how Doomsayers get this wrong - Investment shift towards ESG, and some of the issues with a centralised process - Human intentions are good, but conclusions and the applications that follow aren't always that well thought through - The invisible world is where the key drivers are, but few people look at this, and only look at surface events - How innovation and economic progress is the facilitator of the Global Order, China and US tensions - Regulation and the keys to a well function free-market - Biases in early version of AI and search engines, and the link with centrally planned structures. - We are not powerless to make change in the world, we have agency   Gregg referred to this article: https://hbr.org/2018/07/collaborative-intelligence-humans-and-ai-are-joining-forces

Jacob and Rob quickly discuss rumors of an imminent U.S.-Iranian deal that could allow 1 million bpd of Iranian crude to hit global markets, before checking on their 2023 forecast and seeing how well their predictions have fared in the first half of the year. From there, they offer a few key thoughts on what to look for in the rest of the year before turning to an important article published in Nature this week called The Illusion of Moral Decline. For the first time in his life, Jacob meets an optimist more unbridled than he.Link to article: https://www.nature.com/articles/s41586-023-06137-x#Sec4--Timestamps:(00:00) - Intro(02:24) - Iran-U.S. deal?(17:43) – H1 2023 Forecast Recap(33:20) – H2 2023 Forecast(33:52) - Rob's Predictions(37:18) - Jacob's Predictions(43:00) - China, Local Government and Debt(47:45) - Rob the Doomsayer (on China)(51:03) – The illusion of moral decline--CI LinkedIn: https://www.linkedin.com/company/cognitive-investments/CI Website: https://cognitive.investmentsCI Twitter: https://twitter.com/CognitiveInvestJacob LinkedIn: https://www.linkedin.com/in/jacob-l-s-a9337416/Jacob Twitter: https://twitter.com/JacobShapSubscribe to the Newsletter: https://investments.us17.list-manage.com/subscribe?u=156086d89c91a42d264546df7&id=4e31ca1340--Cognitive Investments is an investment advisory firm, founded in 2019 that provides clients with a nuanced array of financial planning, investment advisory and wealth management services. We aim to grow both our clients' material wealth (i.e. their existing financial assets) and their human wealth (i.e. their ability to make good strategic decisions for their business, family, and career).--Referenced In The Show:Link to article: https://www.nature.com/articles/s41586-023-06137-x#Sec4--Disclaimer: Nothing discussed on Cognitive Dissidents should be considered as investment advice. Please always do your own research & speak to a financial advisor before putting your money into the markets.This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacyPodtrac - https://analytics.podtrac.com/privacy-policy-gdrp

While companies like NVIDIA generate more products to accelerate the usage of artificial intelligence by other companies, AI scientists and other leaders continue to warn about the potential dangers of the technology. Also, why Microsoft's acquisition of Activision Blizzard centers around cloud gaming's future and its most popular game, Call of Duty.

We open the show with “Done Standing Around” by Scrutinize and talk Pro Wrestling, Targeted, Chastity, Doomsayer, Pyomai, More of Myself to Kill, Pianos Become the Teeth, the Beatdownnation show, Baltimore and Hell in the Harbor, Scrams and Mike Varley, Blame Joey, The Meadows, Shakers, Nika, me more, and close the show with an unreleased MOMTK track.

Show NotesTo tide us over til our next one-shot, here's a bonus episode where our host and GM Fiona interviews Ferruccio Argento, the lead designer of the upcoming dark fantasy tabletop RPG - Blood and Doom (to be published by Dicetale Games).In Blood and Doom, players take on the role of adventurers in a doomed world where the influence of malevolent cults is slowly corrupting the land and its people. Doomsayers aka the GMs act as the player characters' senses, describing events and presenting clues, while players interact both with each other and the characters inhabiting the fictive world of the game, and of course fight with monsters!Blood and Doom uses a unique dice system and ruleset to resolve conflicts, allowing for a tremendous amount of suspense to be added to the stories fleshed out by the entire playing troupe, with each player's adventurer possessing unique abilities that add to the strengths of the group as a whole.Find out more and get notified when the Blood and Doom quickstart and Kickstarter campaign launches via the Dicetale Game newsletter!TimestampsIntro: 00:00:10Q&A start: 00:01:46Outro: 00:47:39Dicetale Games/Blood and Doom linksDicetale Games websiteBlood and Doom on Dicetale Games websiteDicetale Games news on Blood and DoomDicetale Games on FacebookDicetale Games on Twitter (@dicetalegames)Dicetale Games on DiscordCreditsThe 'What Am I Rolling?' podcast was created, recorded, and edited by Fiona Howat.The WAIR logo was created by Fiona Howat.This episode's Q&A guest was Ferruccio Argento, the lead designer of the upcoming dark fantasy tabletop RPG Blood and Doom (to be published by Dicetale Games). Sign up for their newsletter for more info!The additional music in this episode was 'Aimless Amos' by Rondo Brothers.If you want to find out more about the podcast, check out the 'What Am I Rolling?' podcast website: www.WAIRpodcast.com.Fancy getting in touch? Email the podcast at

This article, written by former NATO Secretary General Lord Robertson at the end of his tenure in 2003, reflects on his four years at the helm. He oversaw one of the most turbulent periods in NATO's history. The Cold War had ended. The troops were going home. Without the ever-present threat of Soviet invasion, Allies were rapidly demobilising their forces – eager to spend the 'peace dividend' on social programmes for their citizens at home, rather than on armed forces stationed abroad. Doomsayers were – as always – foretelling the imminent disintegration of the Alliance. The Warsaw Pact had been relegated to the ash heap of history, and, according to them, NATO was about to go the same way.

The media gets anxious about the midterms, former execs pass the buck on missing Hunter Biden coverage and the use of the word “illegal” starts to lose its meaning.   Time Stamps: 03:53 Front Page 46:54 Obsessions 54:37 Reader Mail 59:43 Favorite Item of the Week   Show Notes: Variety: Election Threats Spur CBS News to Test New Coverage for Midterms NYT: Poll Shows Voters See Democracy in Peril, but Saving It Isn't a Priority WaPo: The potential sleeper races of 2022, from Utah to Oregon Mediaite: Ex-MSNBC Boss Phil Griffin and Ex-CNN Chief Jeff Zucker Defend Their Non-Coverage of Hunter Biden: ‘He Was Never Arrested!'  NYT: Bernard McGuirk, Famous and Infamous as Foil of Imus, Dies at 64 Reuters: Former WSJ reporter says law firm used Indian hackers to sabotage his career WaPo: Death of Lola, 12, found in box in Paris sparks shock in France CNBC: Putin introduces martial law in illegally annexed Ukrainian regions WaPo: UAE relied on expertise of retired U.S. troops to beef up its military  New York Times: Suzanne Scott's Vision for Fox News Gets Tested in Court The Atlantic: Kevin Durant purchases Major League Pickleball expansion team Politico: Charlie Kirk Needed a Friend  NYT: Fencing Can Be Six-Figure Expensive, but It Wins in College Admissions  NYT: It's Never Too Late to Pivot From N.F.L. Safety to Neurosurgeon Sky Full of Bacon Blog   If you have a story you want us to talk about, e-mail us at wretches@nebulouspodcasts.com

ISSUE 06: Awwwww Yeah! Editor-In-Chief of SPAWN & Todd McFarlane Productions. Writer. Doomsayer. Occultist. Counterculturalist. Mr. Thomas Healy joins Vactor and Eaton to discuss his comic book origin story and all things Spawn! Follow Thomas Healy on Twitter and Instagram! Our book of the month for Aug will be Nightwing Vol 1: Leaping Into The Light Twitter - https://twitter.com/cbkpod Instagram - https://www.instagram.com/cbkpod/ Thank you to Bre for our ad! --- Send in a voice message: https://anchor.fm/comicbookkaiju/message Support this podcast: https://anchor.fm/comicbookkaiju/support

Don't believe the Doomsayers. The US economy is doing great. And the Covid shots protect you from all dangers of serious disease. They PROMISE. False Flag Friday & TWOTCT

There's no shortage of articles these days about how democracy is doomed in 2022 and/or 2024. Michael, Chris, and Candis discuss them this week and work through how much weight to give the doomsayers and how to take antidemocratic forces seriously without falling too far into despair. We also touch on what's happened in schools and at school board meetings over the past year, and what these developments mean for long-held theories about the power and stability of local government. Finally, we discuss the University of Austin, which is led by several former guests of this show, and whether it will really solve the problems it aims to.Thank you to everyone who's listened to and supported the show over the past year. We are taking a few weeks off and will be back with new episodes in January. Happy holidays! Additional InformationTrump's next coup has already begin - The AtlanticOur constitutional crisis is already here - The Washington PostTrump won't let America go. Can Democrats pry it away? - The New York TimesRelated EpisodesAmerican democracy's violent disruption 

There's no question that the rise of the internet, and eventually e-readers and smartphones, had an immense impact on the very purpose of brick and mortar libraries. Doomsayers predicted the end of print media in general and books and specific, and that, coupled with the Great Recession, saw staff layoffs and big changes in how libraries were used by the public. If large spaces in libraries weren't needed anymore, how could they better use that space to serve their communities? If easy access to books wasn't what people needed as much anymore, what did they need to get ahead? Libraries started collaborating more with schools to help students achieve better kindergarten readiness, stronger reading skills, and better grades through tutoring, help centers, and in-home guidance. Adult populations were suddenly going to libraries for support with finding jobs, starting businesses, and literacy training to help the 14% of the US population who still can't read. And of course, the physical spaces needed to adapt and change to meet these new needs. Ohio is extremely fortunate to have strong, innovative libraries. To discuss how libraries have changed and continue to adapt, we welcome Patrick Losinski (CEO of the Columbus Metropolitan Library), Tim Kambitsch (Executive Director of the Dayton Metro Library), Jonathan Moody (President and Architectural Designer at Moody Nolan), and host Michelle Francis (Executive Director of the Ohio Library Council). Recorded on October 9, 2019 at the Boat House at Confluence Park in Columbus, Ohio.

In today's show, we're going to talk about the future of our property markets.  It's important to understand what the markets will be going over the next five, ten, or fifteen years and what sort of properties will be in continual strong demand so that they outperform the averages.  I'm going to do talk about that in two separate segments.  Firstly I'm going to explain an important factor shape our futures, and it's not the normal demographics I talk about. You'll be surprised.  In the second segment with Dr Andrew Wilson, we're going to talk about the apartment markets. Because we've had a building boom in apartments, many people said we had an oversupply that was going to lead to a crash. In some segments of the market that didn't occur, but in other segments it did.  Also, in my mindset moment, I'm going to tell you about the first car, and what that has to do with success and money.  This will shape the future of our cities  I'd like to have a chat about one of the major factors that's going to shape our cities and property markets in the future.  Property investing is a long-term game, and you want to own the kinds of properties that are going to grow at wealth-producing rates of return in the future.  Many people are saying that we can't have the same sort of capital growth that we had in the last 10-15 years over the next decade or so. It's just not possible.  There are so many factors that could be involved that I don't want to predict exactly what capital growth will look like in the future. But I do want to suggest that what we should be looking for are properties that are going to outperform the averages.  The significant growth in our capital cities over the past couple of decades came about because of two major factors: A significant drop in interest rates Many households moved from single income to two-income households  What's ahead in the future?  A period of significantly lower interest rates, at least for the next decade Wages growth will remain low, despite strong job creation and low unemployment levels  Despite business profits and the low unemployment, wages are not going up. Workers are not only taking home less money, but they're getting less bang for their buck. I see some major workplace changes on the horizon.  A lot of existing jobs won't be needed in the future. More and more jobs will be done by fewer people. An accelerated hollowing out of the middle class There will be more lower paying jobs, temporary jobs, and casual jobs.  Don't blame Big Brother or the government, though. A lot of this has to do with Artificial Intelligence coming. A lot has to do with offshoring of manufacturing and other jobs. But it's all changing.  Michael Matusik created a great table where he explains the difference that he sees amongst the distribution of different jobs in Australia moving forward. He classes people as being either high-income earners, low-income earners, or middle-income earners.  The trends are more important than the exact figures, but he suggests that over the last 25 years or so, 30 percent of us were high income earners, but it's actually dropped to around 25 percent now and will drop to 20 percent over the next 25 years.  Middle-income earners were around 50 percent in the past, but have dropped to 40 percent and will continue to drop to around 30 percent.  Meanwhile, low-income earners previously made up around 20 percent of Australians now make up around 35 percent and will increase to around 50 percent.  Michael writes that 47 percent of existing jobs could be obsolete by 2030, and that demand for the remaining jobs will be halved over the next decade. And most of the jobs affected will be in the middle and higher wage levels.  So what does this mean for the property market? Where are property values going to increase at above average rates of return in the future? It's going to be in those locations where people's wages are high and their disposable income is high.  There's going to be very little impetus for people to buy more property or add to their homes in the outer suburbs and the lower income areas where people's wages aren't rising, which means properties in those areas aren't going to go up much.  On the other hand, in municipalities where people's wages are rising, they'll have more disposable income. They'll buy more new houses and renovate more houses, increasing the property values.  So, the factors that are going to shape the property markets in the future are:  The jobs people have The disposable income they have Their ability to pay to live in the locations where they want to live. The State of our apartment markets  More and more Australians are trading backyards for balconies.  They're happy to live in apartments trading space for place – they want to live where the action is. In fact, the wave of apartment construction has changed the shape of our cities.  Not only in the CBD and near CBD suburbs, but new apartment blocks have spread to the middle and even outer suburbs. Some say Sydney and Melbourne have Manhattanised.  Have we been building too many apartments?  Are we building the wrong type of dwelling?  Is the oversupply causing a crash like many predicted?  And what's ahead for our apartment markets? That's what I discuss today with Dr Andrew Wilson in this week's Property Insiders chat.  Listen as we discuss:  The unprecedented apartment boom of the past 5 years in most capitals which has now clearly ended. This has implications for undersupply in the coming years. Although record levels of apartments have been built in recent years, the unit market continues to outperform houses. Doomsayer predictions of oversupply and sharply falling prices have unsurprisingly proven to be false – in particular, Brisbane where apartment prices and rents are rising and vacancy rates continue to fall. The sharp decline in unit construction has significant consequences for the economy which has benefitted from the recent boom that has offset the end of the mining boom and the depletion of the manufacturing sector. Demand for units is set to accelerate from a more diverse buyer profile as apartment living emerges as a preferred lifestyle for many The peak of the supply cycle has now been reached in Melbourne and Sydney and predictably sales are relatively scarce exacerbated by misguided lending policies to investors, restrictions on Chinese buyers and general fragile sentiment Tighter planning restrictions for apartments, particularly in suburban areas will exacerbate the emerging undersupply NIMBYS and NOTES Missing middle Latest approvals data shows some early signs of a revival in unit buildings  Links and Resources:  Michael Yardney Metropole Property Strategists Metropole's Strategic Property Plan – to help both beginning and experienced investors This will shape the future of our cities  Some of our favourite quotes from the show: “Don't blame big brother, and don't blame the government, a lot of this has to do with artificial intelligence coming, a lot of this has to do with offshoring of manufacturing and other jobs, but it's all changing.” –Michael Yardney  “The lesson for you and me is: you don't always win. But every time you lose you get stronger.” –Michael Yardney  “Nothing is as painful as staying stuck where you don't belong.” –Michael Yardney  PLEASE LEAVE US A REVIEW  Reviews are hugely important to me because they help new people discover this podcast. If you enjoyed listening to this episode, please leave a review on iTunes - it's your way of passing the message forward to others and saying thank you to me. Here's how

Dennis notices that global warming fear mongers are having a harder time getting people to subscribe to their ideas.See omnystudio.com/listener for privacy information.