Podcasts about clever real estate

It's a tale of two forecasts on today's edition of Money Life, as two experts come to very different conclusions of how 2025 will play out. In The Big Interview, Paul Christopher, head of global investment strategy for the Wells Fargo Investment Institute says he expects the market to drop "5 to 10 percent easily" as tariffs, accompanying inflation and a slowing economy take hold during the third quarter and stick around for at least six months. Christopher notes that surprises could push the market down even further, back to or past April lows, but he noted that he'd be buying there, because he believes the United States was oversold early this year and will represent a particularly good value once it digests the expected downturn. In the Talking Technicals interview, however, Matt Fox, president of Ithaca Wealth Management, sets a 7000 target for the Standard & Poor's 500, up about 20 percent from current levels in the next 12 months. Fox says the sell-off in April did a lot of the "technical damage" necessary to set up a rally, and has us now at a point where "the path of least resistance is  higher." Fox's forecast, however, also is based on solid fundamentals, which he believes can overcome the current headline risks that are dominating the landscape now. Plus Drake Shadwell discusses the latest research from Clever Real Estate showing the current trends on how long houses are staying on the market and what that means for the strength or weakness of the economy.

Today, my guest is Jamie Seale. Jamie is the is a content writer at Clever Real Estate, the leading real estate education platform for home buyers, sellers and investors, and in just a minute, we're going to speak with Jamie Steele about Rent versus Buy cities.   https://www.linkedin.com/in/jaime-dunaway-seale-660028158/

Most Americans carry some form of credit card debt. A recent Clever Real Estate survey found that 3 in 5 Americans (61%) are in credit card debt, with an average debt of $5,875. Additionally, 23% of respondents reported that they incur more credit card debt each month, and 14% indicated that they have missed a payment in 2023.   Here are some more staggering statistics about the state of credit card debt in America:   - **28% of Americans Believe It Will Take 5 Years to Pay Off Their Credit Card Debt**  Although 49% of Americans believe they can pay off all their credit card debt within the next year, a significant portion thinks it will take five years or longer. According to the Clever Real Estate survey, 28% believe they will be debt-free within five years, 11% expect to pay it off within ten years, and 6% think they will never be able to pay it off.   - **Nearly Half of Americans Need Credit Cards to Cover Essential Living Expenses**  The survey revealed that 48% of Americans rely on credit cards to manage essential living expenses. This trend is particularly prevalent among younger generations, with 59% of millennials using credit cards for their living expenses. In contrast, only 29% of baby boomers depend on credit cards for essential costs.   Jason Saltzman is the founder of Relief, a transformative platform that revolutionizes debt management for everyday people. With two successful business exits, over a decade of mentoring founders through Techstars, and experience teaching entrepreneurship, Jason possesses a wealth of expertise and a passion for empowering others in the realms of business and innovation. As Co-Chair of MIT's REAP program, he is actively shaping the future of entrepreneurial ecosystems.   For more information: https://www.relief.app/  Instagram: @jasonsaltzman  X: @SaltzmanJason   

Nick Nefouse, global head of retirement solutions in the multi-asset strategies and solutions team at BlackRock, says that in a world where investors are increasingly nervous about sequence-of-return risk — the potential for the market to crater just as they start withdrawing from their retirement nestegg, forever damaging their finances — and longevity risk, investors may be looking for ways to lock in income, so that they can avoid those concerns. He discusses how investors should be reconsidering risk as they enter "the retirement window," which he notes starts in your 50s and runs for some people into their 70s. Jon Stubbs, analyst at Clever Real Estate, talks about what has been happening to the average real estate commission in light of a settlement that was supposed to change the way buyer's agents were compensated and reduce costs for seller in the process. Plus, Chuck discusses a little error he made in a financial transaction this weekend that could have turned into a huge problem, and how and why it is crucial that consumers using payment apps understand that they may be on the hook for blunders, no matter how innocent and unintentional.

Tocqueville's Petrides: John Petrides, portfolio manager for Tocqueville Asset Management, says that while the market has gotten to all-time highs riding large-cap growth stocks for roughly seven years, there are undercurrents changing beneath the surface that will make diversification pay off in 2025. He notes that the market can go through a soft landing scenario while changing market leadership and he thinks the market can avoid a major downturn provided that inflation doesn't prove much stickier than expected and if earnings prove to be weaker than they currently appear. David Trainer, founder and president at New Constructs, revisits Opendoor Technologies, which he says is no longer a zombie stock and worthy of being in the Danger Zone, although that doesn't mean the stock — now trading below two bucks a share after having been hammered while in the Danger Zone — is worth buying. Nick Pisano discusses a Clever Real Estate survey which showed that more than half of the Baby Boomers who currently owns a home expect to live in their house to the end, never selling it, although the study also shows most older homeowners being in line for big profits when they do sell. Silas Myers, portfolio manager and chief executive officer at Mar Vista Investment Partners, makes his debut in the Market Call discussing why he favors big-time compounders trading at good valuations.

[Barrons] A reverse mortgage may be good for those short of cash. [Clever Real Estate] A recent survey by Clever Real Estate reveals the motivations and pressing concerns of baby boomer homeowners on a variety of subjects. [National Mortgage News] Reflecting on two decades of reverse mortgage spokespersons and marketing. Watch our video podcast here!

Rob Haworth, senior investment strategist at U.S. Bank Asset Management, says the economic data has lined up so that the economy "can cruise through this soft landing, and not land." In the Big Interview, Haworth says that recessions have been held off for longer than expected up to now, but while he could see heightened volatility for the market for the rest of the year or beyond, the glass-half-full economy means that recession is not likely in the next year and a half. Economists -- as measured by the August 2024 Economic Policy Survey released today by the National Association for Business Economics -- seem to agree, though Lester Jones, chief economist, National Wholesale Beer Association  and a member of NABE's survey committee, notes that the imbalance between loose fiscal policy and tight monetary policy has economists worried about how things might turn after the election. David Trainer, president of New Constructs, puts Lyft back into The Danger Zone -- for the fourth time since 2019 --  noting that the stock still isn't worth $1 per share despite currently trading for more than 10 times that amount. Plus Steve Nicastro, managing editor at Clever Real Estate, discusses how changes in rules governing real estate commissions -- which went into effect over the weekend -- will play out for consumers.

Zach Jonson, chief investment officer at Stack Financial Management, says that while the stock market has been moving to record highs, "it wasn't healthy." He says that market valuations are overblown, with concentration in the index being more of a concern than at any time in history, which means that current conditions are lining up with some rare time periods, most notably the tech bubble days of the late 1990s, which ended turning ugly when the bubble burst. That's in contrast with the view from Eric Wallerstein, chief markets strategist at Yardeni Research, who says the Dow Jones Industrial Average will reach 60,000 and the Standard & Poor's 500 will hit 8,000 before the end of the current decade, and while that run could end up ugly at that point, any downturns in the interim are buying opportunities. Plus, John Cole Scott, president of Closed-End Fund Advisors — chairman of the Active Investment Company Alliance — provides an update on what's happened with closed-end funds through the first half of 2024, and Jaime Dunaway-Seale discusses Clever Real Estate's Gen Z Home Buyer Report, which showed that 60 percent of the generation just entering the workforces thinks they will never own a home.

Watch The X22 Report On Video No videos found Click On Picture To See Larger PictureThe [CB]/Biden admin are manipulating the economic numbers so much that they are no longer making sense. It is now obvious to most people that the economy is on trouble. People are now skipping meals to make ends meet. BRICS prepare to move away from the Federal Reserve Note. Globalism is dead. The patriots are about to expose the traitors in this country. The D's are now instructed to inform their base that Biden is out, change of batter around the corner.Trump and Johnson released a bill saying that anyone who votes in this country must be a US citizen. Those who do not vote for this are traitors to this country. The C_A is to corrupt to clean, it must be dismantled, this is the closing act.   (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); Economy How Did 250,000 Jobs Suddenly Vanish This Year?  Did the economy create 206,000 jobs last month? That's what the Bureau of Labor Statistics reported on Friday. But don't believe it. Under President Joe Biden, the BLS has been consistently inflating monthly job growth numbers. It makes great public relations, because the press reports only on the initial estimate, and rarely follows up on the subsequent downgrades. But it does help explain why nobody believes Biden's – and the mainstream media's – propaganda about how great the labor market is doing. Last month, for example, BLS said that the economy created 272,000 jobs, which the media branded as “whopping,” “robust,” “vigorous,” and a “blowout.” Economists had expected 190,000 new jobs in May. But on Friday, the Bureau of Labor Statistics admitted that it had overestimated job gains in May by 20%, with the new figure just barely above economists' expectations. The change barely got a mention in the press. Likewise, April's job gain, which the BLS initially claimed was 175,000, is now just 108,000. That's a 38% downgrade. January's 353,000 new jobs – which reportedly “blew economists' expectations out of the water” – was almost 100,000 jobs too high. February's initial estimate has since been cut by almost 40,000. (See the chart below.) Source: Bureau of Labor Statistics I&I Chart As a result, a quarter million “new” jobs have vanished into thin air so far this year. This isn't a new phenomenon. Last year and the year before, the BLS repeatedly announced downward revisions in the number of jobs created. Why? One big reason is the statistical models the BLS uses to fill in gaps in its survey of businesses have been misfiring. Here's how Bloomberg explains it: A chunk of the potential overestimation of payrolls stems from adjustments the agency makes to the monthly employment report to account for the net amount of businesses opening and going under, Wong and Knapp say. Because the BLS only surveys existing establishments, it uses a so-called birth-death model to estimate those flows. Source:issuesinsight.com Bidenomics: 27% of Americans Say They Skip Meals Due to Rising Cost of Food   27% of Americans say they skip meals due to the rising cost of food. 39% say they skip meals to make house payments. Unusual Whales reported: 39% of Americans say they've skipped meals to make housing payments, per Clever Real Estate survey. And among millennials, that figure rose to 44%. Among Baby Boomers, it was 20%. Source: thegatewaypundit.com https://twitter.com/WallStreetSilv/status/1809659995652518372 BRICS to launch independent financial system – Moscow Countries of the BRICS economic bloc are currently working on the launch of a financial system that woul...

Joe Boyle, fixed income asset specialist for the Hartford Funds, says that the re-set in fixed-income after rates popped up in 2022 and 2023 have made it unimportant to bond investors whether the Federal Reserve cuts rates any time soon, because the yields should remain strong. That said, Boyle said he was looking further out the yield curve — especially is it looks likely to normalize after two years of being inverted — because adding longer, high-quality bonds will pay off when the rate environment changes. Kyle Guske, investment analyst at New Constructs, put EventBrite — a stock that had been in the Danger Zone right after it went public in 2018 — back into the Danger Zone now, Jaime Dunaway-Seale discusses a Clever Real Estate survey showing that nearly half of all recent homebuyers say they feel over their head financially having made the purchase, and Martin Leclerc, chief investment officer and portfolio manager at Barrack Yard Advisors, talks stocks in the Market Call.

George Milling-Stanley, chief gold strategist at State Street Global Advisors, says that inflation staying stubbornly above the target of the Federal Reserve -- despite the central bank's moves that have raised interest rates to 20-year highs -- has created the kind of market conditions in which gold, historically, has thrived. He does not think gold's success is necessarily due to its traditional role as a hedge against inflation, because that requires inflation sustained at levels above 5 percent, but it is other dynamics like geopolitical risk and two ongoing wars that are combining with inflation to drive gold now. Also on the show, Cam Miller of Money Pickle talks about how market highs have shown that consumers are happy with their financial advisers, but how consumers haven't developed loyalty to advisers, a sign that they might bail out and reduce the effectiveness of financial planning if/when market conditions turn. Matt Brannon discusses the "True Cost of Homeownership" study from Clever Real Estate, which showed that a surprising number of Americans find themse3lves house poor and having regrets about the properties they own, and Emerson Ham III, senior partner at Sound View Wealth Advisors, makes his debut in the Market Call talking stocks, traditional mutual funds and ETFs.

Bill Adams, chief economist at Comerica Bank says 2024 will end up as "a pretty good year for the economy," with the soft nearly in place as the Fed starts to cut rates in the summer. He notes that worries about an interest-rate shock or an energy-price shock -- the big two drivers of recession -- are not exceptionally high right now and any raised concerns in those areas have enough offsets for the U.S. economy to remain the world's best while global turmoil and economic uncertainty plays out. Nick Pisano discusses a Clever Real Estate survey showing that nearly three-quarters of all Americans report having an overspending problem. David Trainer of New Constructs puts SNAP Inc. back into The Danger Zone, noting the stock probably won't be out of trouble until the stock reaches zero, and Jay Hatfield, chief executive officer at Infrastructure Capital Advisors forecasts that the Standard & Poor's 500 will hit 5,750 or higher as part of the macro outlook he uses to inform his stock picking in the Market Call.

This episode was produced remotely using the ListenDeck standardized audio & video production system. If you're looking to jumpstart your podcast miniseries or upgrade your podcast or video production please visit www.ListenDeck.com. You can subscribe to this podcast and stay up to date on all the stories here on Apple Podcasts, Google Podcasts, Stitcher, Spotify, Amazon and iHeartRadio. In this episode, the host John Siracusa had a remote chat with Luke Babich, co-founder and CEO of Clever, Clever Real Estate is a platform that connects consumers with trusted real estate professionals and provides educational content for home buyers and sellers to simplify their decision making process. During this conversation Luke discussed his journey and the challenges he faced in building Clever. Running for city counsel and losing was a valuable learning lesson which taught him leadership skills and overcoming things such as imposter syndrome. Right before they created Clever, he partnered with Ben, (his co-founder at Clever), to invest in real estate and eventually transitioned to building Clever. There were so many nuggets he shared such as the contrast between small high-caliber teams and larger teams, emphasizing the importance of focusing on value rather than headcount and the processes that set Clever up for true sustainable growth.   Subscribe now on Apple Podcasts, Google Podcasts, Stitcher, Spotify, Amazon and iHeartRadio to hear next Thursdays episode with Vikas Gupta from Azibo.   About the host:   John is the founder of ListenDeck a full-service podcast and video production company, which has produced over 1000 episodes of various podcasts. He is the host of the ‘Bank On It' podcast, which features over 500 episodes starring high profile fintech leaders and entrepreneurs.    Follow John on LinkedIn, Twitter, Medium

Mark Hebner, chief executive officer at Index Fund Advisors, says that the dominant action of the so-called Magnificent Seven stocks is nothing new, and that the market has long shown a propensity for companies to have oversized performance as their shares moved into the top 10 of an index, only to then regress toward the mean. It's not just why he thinks the Magnificent Seven will cool off in the not-too-distant future, but it reinforces investors using index funds to ride out the market rather than trying to be stock-pickers and falling prey to the market moving against them. Matt Brannon, data analyst with Clever Real Estate, discusses the site's 2024 State of Retirement Finances report, which found that 40 percent of retirees worry about living their savings and nearly 20 percent more say they already have. Plus, Chuck answers a listener's question about selecting bond funds, and author Ernest Scheyder discusses his new book, "The War Below: Lithium, Copper, and the Global Battle to Power Our Lives."

Ed Clissold, chief US strategist at Ned Davis Research, says he expects a choppy market through the first half of 2024, but says the market won't uncork an ugly bear market without a significant recession, which he does not currently expect. That said, the volatility and the economic conditions should help the "SHUT stocks" -- staples, health care, utilities and telecom -- which are defensive, dividend-oriented plays, currently "the most oversold they have ever been." If interest rates drop and dividend payers get a boost from investors seeking yield, Clissold believes defensive plays will have a strong rebound. Also on the show, Ed Slott of IRAhelp.com discusses the year-end tax considerations investors should be thinking about now, David Trainer of New Constructs comes up with a Thanksgiving turkey, revisiting a Danger Zone pick that has gone all the way to zero and another pick that seems headed for bankruptcy, and Sam Huisache discusses a Clever Real Estate study showing that housing prices in states that have legalized recreational cannabis use are higher and rising faster than property values in states in which marijuana remains illegal.

Nate Thooft, chief investment officer at Manulife Investment Management, says that the strength of domestic stocks has been such that they are overpriced relative to international issues, which is why he has been light on U.S. equities of late. Thooft expects equity conditions to change at some point in the next year as a recession sets in, bringing with it "value destruction" that . Once that happens and there's been some "value destruction," it will be time to be more excited about stocks, but particularly the domestic issues. Also on the show, Tom Lydon, vice chairman at VettaFi, makes an active-income strategy his ETF of the Week, Matt Brannon discusses research from Clever Real Estate showing that one in four Americans is falling deeper into credit-card debt each month, and Clark Kendall, president of Kendall Capital Management, talks stocks in the Market Call.

In this podcast episode, Dr. Jonathan H. Westover talks with Jaime Dunaway-Seale about unpacking GenZ salary expectations. Jaime Dunaway-Seale (https://www.linkedin.com/in/jaime-dunaway-seale-660028158/) is a content writer at Clever Real Estate, the leading real estate education platform for home buyers, sellers, and investors. Prior to joining Clever, Jaime worked full time as a journalist. Her writings have appeared in Slate, The Associated Press, The Arkansas Democrat-Gazette, and Advocate Media. Jaime graduated with a Master of Arts in journalism from the University of Missouri and a Bachelor of Arts in journalism and international relations from the University of Arkansas. Check out all of the podcasts in the HCI Podcast Network! Check out the ⁠HCI Academy⁠: Courses, Micro-Credentials, and Certificates to Upskill and Reskill for the Future of Work! Check out the LinkedIn ⁠Alchemizing Human Capital⁠ Newsletter. Check out Dr. Westover's book, ⁠The Future Leader⁠. Check out Dr. Westover's book, ⁠'Bluer than Indigo' Leadership⁠. Check out Dr. Westover's book, ⁠The Alchemy of Truly Remarkable Leadership⁠. Check out the latest issue of the ⁠Human Capital Leadership magazine⁠. Each HCI Podcast episode (Program, ID No. 627454) has been approved for 0.50 HR (General) recertification credit hours toward aPHR™, aPHRi™, PHR®, PHRca®, SPHR®, GPHR®, PHRi™ and SPHRi™ recertification through HR Certification Institute® (HRCI®). Each HCI Podcast episode (Program ID: 24-DP529) has been approved for 0.50 HR (General) SHRM Professional Development Credits (PDCs) for SHRM-CP and SHRM-SCPHR recertification through SHRM, as part of the knowledge and competency programs related to the SHRM Body of Applied Skills and Knowledge™ (the SHRM BASK™). Human Capital Innovations has been pre-approved by the ATD Certification Institute to offer educational programs that can be used towards initial eligibility and recertification of the Certified Professional in Talent Development (CPTD) and Associate Professional in Talent Development (APTD) credentials. Each HCI Podcast episode qualifies for a maximum of 0.50 points.

Jeff Weaver, senior portfolio manager at Allspring Global Investments, discusses how the money-market fund business has changed as interest rates have climbed to where payouts are at levels not seen in decades, but cautions against going all-in on the short-term savings instruments because when a recession comes -- something he expects for 2024 -- investors who have not started to lengthen out the maturity of fixed income holdings will miss out on the solid longer-term rates available today. Also on the show, Tom Lydon of VettaFi looks at the strong consumer's shopping habits for his ETF of the Week, author Kerry Pechter of Retirement Income Journal discusses his revised version of 'Annuities for Dummies' and the way higher interest rates and inflation have changed the picture for annuity products, and Luke Babich of Clever Real Estate discusses their survey showing that Americans in the market for a home have some surprising misconceptions about the costs and responsibilities of buying and owning one.

Geoff Dailey, head of U.S. equities at BNP Paribas, says he expects the economy to go through a recession, but not one that is particularly deep or long, provided that the Federal Reserve's moves work toward reducing inflation. Dailey expects the market to be particularly volatile around news events like inflation and unemployment reports, but says that volatility will remove much of the building pressure for something bigger and more painful; his worry is that if inflation doesn't cool, the Fed could keep pushing until the economy craters, causing the worst-case scenario of a deep downturn. Also on the show, Mark Yusko of Morgan Creek Capital Management talks about the 'FANGMAN' stocks -- which he considers highly overvalued despite leading the market this year -- as well as funds and ETFs in the Market Call, Sam Huisache discusses a recent Clever Real Estate survey showing Americans don't feel that marriage is much of a factor when it comes to home buying, and Tom Lydon of VettaFi makes a consumer-centric fund his ETF of the Week.

Andy McCormick, head of global fixed income/chief investment officer at T. Rowe Price, says that investors are 'cyclically underinvested in fixed income for a long time,' due to the low yields that were available, and they are also under-represented in foreign bonds -- which are not facing the inverted yield curve that's happening here -- and so diversifying into safe domestic and foreign bonds makes sense as a way to ride out current volatility. Julie Ramhold of DealNews.com sets us up for the coming Amazon Prime Days, and what investors should expect to save big on and how Amazon's competitors will also offer good deals to watch for, Matt Brannon discusses a recent survey by Clever Real Estate which showed that nearly 60 percent of millennials are spending more than 30 percent of their income on housing, and that many members of that generation don't think they will ever be able to afford a home. And in the Market Call, Simon Lack of SL Advisros and the American Energy Independence Index talks midstream and energy companies.

Pittsburgh is one of only four large metropolitan cities where the rate of income has gone up faster than the rate of rent. Clever Real Estate looked at income and rent numbers for the 50 largest population areas of the United States.  It crunched income numbers from the US Census Bureau and rent statistics come from the St. Louis Federal Reserve.  Jamie Seale is a Strategist with Clever. She joined Rick Dayton on KDKA Radio Thursday to discuss their findings.

Luke Babich, CSO of Clever Real Estate, joins this week's episode to discuss the largest generation of new homebuyers: Millennials, their characteristics, and what they're looking for when it comes to their homebuying journey.We cover: Luke's career journey in real estate Why millennial homebuyers are so important Key characteristics of millennials How millennials view homebuying What challenges millennials are facing when it comes to homeownership What millennials want when it comes to a home What millennials financial picture looks like How REALTORS can best work with millennials If the American Dream is still possible for millennials

Chris Zaccarelli, chief investment officer for the Independent Advisor Alliance, says the resilience of the economy has been surprising, staving off recession longer than he expected and allowing the market to fight off headwinds that still seem poised to create a recession, whether it comes late this year or into 2024. Zaccarelli does say the economy's strength will put the Federal Reserve in a tough spot, having to decide if it needs to increase rates again, and potentially pushing the eventual recession into a hard landing for the market. Also on the show, Tom Lydon of VettaFi makes his 'ETF of the Week' an agriculture strategy fund powered by artificial intelligence, Matt Brannon of Clever Real Estate discusses a survey of home renters who say at alarmingly high rates that they have been priced out of the American Dream of home ownership, and Peter Crane, president of Crane Data, discusses money-market funds and their suddenly competitive yields and how they will hold up in a world looking at banking crisis and possible government default.

Simeon Hyman, global investment strategist at ProShares, says that investors are tempted in today's high-inflation environment to pursue stocks with high-but-fixed dividends, trying to generate any sort of positive real return. Instead, Hyman says investors should be looking for dividend growers -- companies consistently raising payouts -- rather than high current yields, because a stock with a dividend that's not growing 'is basically a fixed-coupon bond, and that's the worst thing to have in an inflationary environment.' Also on the show, Kyle Guske of New Constructs looks at an energy company that is underpriced and has room to do particularly well in a sector that he says is poised for solid growth, Sam Huisache discusses the latest survey from Clever Real Estate, showing that two thirds of the members of Generation X don't think they will be able to retire by age 65, and Hunter Doble of Hotchkis and Wiley Mid Cap Value talks growing value stocks in the Market Call.

Terri Spath, chief investment officer at Zuma Wealth, says that investors should be looking for ways to play a slowing economy and a light recession, and she says that international stocks are likely to outperform U.S. stocks while that plays out. She also is adding to domestic fixed-income exposure with both Treasuries and high-yield corporates, noting that the latter is an asset class she would not have touched as recently as last year. The show also debuts a new regular feature called 'Find Me the Money,' featuring forensic accountant Tracy Coenen talking all about the importance of honest family conversations and disclosures about money. Plus, Matt Brannon discusses a recent Clever Real Estate survey on how Americans are feeling and handling financial stress, and Chuck answers a question about the new Apple savings account, the technology giant's latest foray into the financial world.

Jack Ablin, chief investment officer at Cresset Capital Management, says a mild recession is coming, and he is diversifying internationally as part of his moves to deal with it, noting that international markets not only have valuation advantages against their U.S. counterparts, but as a currency play, noting that a rally in the yen or the Euro would create a tailwind for investors. In The Book Interview, Marc Lichtenfeld, chief income strategist of The Oxford Club and author of 'Get Rich With Dividends' -- the new third edition was released today -- talks about dividend strategies in a rising-rate environment. Plus, Chuck takes a contentious listener question about laddered portfolios now, and Sam Huisache of Clever Real Estate talks about the alarming rate of inflation in home prices compared to the higher prices consumers are paying on everything else.

We are honored to have Luke Babich, the CEO of Clever Real Estate, as our guest on this episode of the Lead Management Masterminds Podcast. With a deep understanding of the unique challenges faced by all the stakeholders involved with the home buying process, Luke has developed innovative technology solutions that are transforming the industry. Throughout our conversation, Luke shares his insights and experiences on the latest trends and developments in real estate technology, and discusses how these tools are empowering loan officers, lenders, home buyers, and home sellers alike. He offers insights on how to effectively leverage technology to streamline your operations, improve your customer experience, and drive business growth. In addition to sharing his expertise on real estate technology, Luke offers practical advice for anyone looking to optimize their operations and achieve success in this rapidly changing industry. From tips for using automation to increase efficiency, to advice for leveraging data analytics to gain a competitive edge, this conversation is packed with valuable insights and inspiration. So whether you're a loan officer, lender, home buyer, or home seller, you won't want to miss this engaging and informative conversation with Luke Babich. Tune in now and discover the latest trends and strategies for leveraging real estate technology to achieve success in today's market!

Adam Grimes, president of Talon Advisors, says investors have good reason to be defensive right now because while he sees strong potential for the market to make new highs in the next six months to the end of the year, only to then embark on a deep bear market. He says 'you have to approach this market by being bullish and bearish at the same time.' In The NAVigator segment, Jay Rhame, chief executive officer at Reaves Asset Management -- president of the Reaves Utility Income Fund says that the dividend-growth potential for utility companies makes them a viable investment option despite today's high interest-rate, high inflation conditions which typically are bad for the sector. Also on the show, Sam Huisache discusses a recent survey from Clever Real Estate showing that 75 percent of Americans who move have regrets about the changes they've made, and Chuck Carlson, chief executive officer at Horizon Investment Services -- editor of The DRIP Investor newsletter -- talks stocks in the Market Call.

Lisa Shalett, chief investment officer for wealth management at Morgan Stanley says 'Investors may be relying too much on recent trends to extrapolate corporate earnings resilience' at a time when corporate earnings are not impressive compared to  years past. Meanwhile, slowing economic growth means 'There's still a lot of room for downside in company earnings estimates if we just revert to the mean, forget about hard landing or soft landing." While Shalett thinks a recession is coming, nearly 70 percent of Americans believe it's already here, according to a recent survey; research analyst Jaime Dunaway-Seale of Clever Real Estate discusses the disconnect between economic numbers and consumer expectations. And in the Market Call, portfolio manager Eric McNew of Summit Global Investments discusses managing risk in current market conditions.

Oliver Pursche, senior vice president at Wealthspire, says he is tilting portfolios away from value and toward growth because investors have been willing to pay up for growth at times when there is no growth. As a result, with an economic slowdown being almost certain, Pursche is repositioning to take advantage of where the money is likely to go; he also sees opportunity in fixed-income and in the alternative income space, noting that yields have come up enough to be worth considering. Pursche notes in the Market Call, that despite the anticipated domestic slowdown, he is not turning to international investing right now. Also on the show, numismatics expert Bret Leifer talks about the market for collectible coins and whether it's performed in line with precious metals as inflation has returned in ways not seen in decades, Matt Brannon discusses a recent survey from Clever Real Estate showing that retirees saw their life savings decline by 10 percent in 2022 due to a mix of market losses and increased spending costs caused by inflation and, in The Danger Zone, David Trainer of New Constructs singles out a popular mutual fund that carries a five-star rating from Morningstar which he says actually has 57 percent of its assets in stocks that are unattractive or downright ugly.

Jacob Channel, senior economist at LendingTree, says that while everyone is counting on the Federal Reserve to beat back inflation and tackle the economic problems facing the nation, 'the reality is that some of the issues we are facing aren't the kind of issues that the Fed has the ability to fix." He warns that if global supply chains struggle, prices will remain high no matter what happens with interest rates, and a worst-case scenario would be stagflation where unemployment is rising but prices email high; while that is not his base case for what's next, he expects a recession in 2023 as the price paid for getting a handle on inflation and returning the economy to more normal times. Also on the show, Michael Grayson, portfolio manager for three interval funds from First Trust Capital Management, says that investors should be giving up some liquidity to get the flexibility to invest in assets that their standard mutual fund or ETF can't hold responsibly, allowing investors to generate decent returns at times when the rest of the market is struggling. Plus, Jamie Dunaway-Seale of Clever Real Estate discusses the site's recent survey showing that a surprising number of home sellers are feeling remorse for the move they made, and Chuck answer's a listener's question on where to park short-term cash now to generate yield responsibly without taking on too much risk.

Tom Siomades, chief investment officer at AE Wealth Management and Advisors Excel, says that he believes the economy has been in recession for much of this year, and that he sees that ending as soon as the Federal Reserve gets inflation under control, which he expects to happen by early next year. He notes that the pundits calling for recession next year are late to the game; meanwhile, that time frame makes it easier for investors to stay the course with the investment portfolios built during the bull market. Also on the show, Matt Brannon of Clever Real Estate discusses the site's new survey showing that inflation is forcing roughly 40 percent of Americans to change buying habits on everyday goods, but which also highlights ways in which consumers misunderstand how inflation works and how bad the current situation is relative to the past. And in the Market Call, portfolio manager Adam Coons of Winthrop Capital Management discusses exchange-traded funds and the difficulty of finding issues that can be productive "satellites" to a core portfolio now.

ClearCast is live from MBA Annual 2022 in Nashville: Your host, Kenon Chen, sits down with Luke Babich, Co-Founder and CEO of Clever Real Estate. The pair discuss Luke's background, his journey to founding Clever Real Estate, how Clever's platform helps homebuyers and sellers alike, and more.

Kristina Hooper, chief global market strategist at Invesco, says she anticipates stock market and economic problems late this year -- "especially if the Fed doesn't take it's foot off the accelerator" -- but she says the current environment will settle down so that investors can get their bearings and stay focused on the long-term, noting that there are reasons to be optimistic about the market for 2024 and beyond. Hooper says that the Federal Reserve will be the biggest determinant of how and when the market recovers, but said she feels that investors who get too short-sighted about what is happening now are likely to be more damaged by the actions of central bankers than those who ride it out. Also on the show, Matt Brannon, data analyst with Clever Real Estate, discusses their recent study of Americans' credit-card habits, which show that most of the personal finance gains reported and experienced around the pandemic have faded as Americans returned not only to their offices but to their bad pre-pandemic financial habits, and in the Market Call, Derek Izuel, chief investment officer at Shelton Capital Management discusses international investments in times when foreign markets are facing so many troubling forces beyond rising inflation.

In this HCI Podcast episode, Dr. Jonathan H. Westover talks with Jaime Dunaway-Seale about how bad bosses are destroying employee happiness and what to do about it. Jaime Dunaway-Seale (https://www.linkedin.com/in/jaime-dunaway-seale-660028158/) is a content writer at Clever Real Estate, the leading real estate education platform for home buyers, sellers, and investors. Prior to joining Clever, Jaime worked full time as a journalist. Her writings about education, government, business, and sports have appeared in Slate, The Associated Press, The Arkansas Democrat-Gazette, and Advocate Media. Jaime graduated with a Master of Arts in journalism from the University of Missouri and a Bachelor of Arts in journalism and international relations from the University of Arkansas. Please consider supporting the podcast on Patreon and leaving a review wherever you listen to your podcasts! Check out BELAY here. Check out Backblaze at www.backblaze.com/hci. Head over to setapp.com/podcast to listen to Ahead of Its Time. Check out BetterHelp.com/HCI to explore plans and options! Go to cardiotabs.com/innovations and use code innovations to get a free Mental Health Pack featuring Cardiotabs Omega-3 Lemon Minis and Curcumin when you sign up for a subscription. Check out Zapier.com/HCI to explore their business automations! Check out the HCI Academy: Courses, Micro-Credentials, and Certificates to Upskill and Reskill for the Future of Work! Check out the LinkedIn Alchemizing Human Capital Newsletter. Check out Dr. Westover's book, The Future Leader. Check out Dr. Westover's book, 'Bluer than Indigo' Leadership. Check out Dr. Westover's book, The Alchemy of Truly Remarkable Leadership. Check out the latest issue of the Human Capital Leadership magazine. Each HCI Podcast episode (Program, ID No. 592296) has been approved for 0.50 HR (General) recertification credit hours toward aPHR™, aPHRi™, PHR®, PHRca®, SPHR®, GPHR®, PHRi™ and SPHRi™ recertification through HR Certification Institute® (HRCI®). Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Real Estate News Brief for the week ending August 27th, 2022... the Fed Chief's Jackson Hole message on rate hikes, the July dip in inflation, and why some home buyers say they have regrets. Hi, I'm Kathy Fettke and this is Real Estate News for Investors. If you like our podcast, please subscribe and leave us a review. https://podcasts.apple.com/us/podcast/real-estate-news-real-estate-investing-podcast/id1079952715Economic NewsWe begin with economic news from this past week. Federal Reserve Chief Jerome Powell shook things up with some hawkish remarks in a speech at Jackson Hole. His comments triggered a major stock market sell-off with the Dow dropping more than 1,000 points.Powell's speech focused on the central bank's responsibility and resolve to get inflation back down to the 2% level. He said that could include another three-quarter point rate hike at the Fed's September meeting, but Powell said the size of the rate hike will depend on all the totality of the data between now and then. (1)He also warned that households and businesses will feel some pain because of higher interest rates, slower growth, and softer labor market conditions, but doubled down on the need to continue with tight monetary policy for an extended length of time. Some economists believe that means “no” rate cuts in 2023, even if inflation has settled back down. The Federal Funds rate is currently between 2.25% and 2.5% which Powell calls “neutral.” The Fed committee is expecting that rate hikes will bring it close to the 4% level, and it will remain there through the end of next year. But he says the Committee may offer a new prediction at the upcoming September meeting.Powell's speech came just after the latest report on the PCE or personal consumption expenditures index. That's the central bank's preferred gauge for inflation. The report shows inflation was down .1% in July, mostly due to lower gas prices. That brings the annual PCE down from 6.8% to 6.3%. (2) Powell responded to the report saying: “A single month's improvement falls far short of what the Committee will need to see before we are confident that inflation is moving down.”Meantime, the government issued an update on the second quarter GDP. It had initially said the economy contracted .9% but the revision shows it shrank .6%. The main reason for the upward revision is that consumer spending and business investment was stronger than previously reported. Business profits were also positive, after a decline in the first quarter. As MarketWatch reports, they were up 6.1% in Q2. That's good news because when companies are profitable, there's little incentive for layoffs. (3)The weekly jobless report also shows that layoffs remain near record lows. New jobless claims were down to a one-month low of 243,000. They've been as low as 166,000 in March, which is the second-lowest level ever. The summer high point was 261,000, but they've been edging lower since then.Moving on to home sales and the housing market slowdown. New home sales were down in July to their lowest level since January 2016. They fell 12.6% from an annual rate of 585,000 in June to 511,000 in July. Year-over-year, sales are down 29.6%. (4) Although that sounds bad, the housing market has been way too hot for quite some time. The slowdown will help slow home price growth, and bring the market back toward normal. Existing home sales are also down. The National Association of Realtors reports that they fell 1% in July compared to June. But that's less than the 3% drop that analysts polled by the Wall Street Journal had expected. Year-over-year, existing home sales are down 19.9%. NAR's chief economist Lawrence Yun says: “In terms of the current housing cycle, we may be at or close to the bottom in contract signings.” He says the smaller than expected drop is likely reflecting the stabilization of mortgage rates. (5)Mortgage RatesMortgage rates had been bouncing around a bit near the 5% mark, but this last week, they shot up closer to 6%, which may not sound like they are stabilizing. Freddie Mac says the average 30-year fixed-rate mortgage was 42 basis points higher to a rate of 5.55%. The 15-year was up 30 points to 4.85%. (6) NAR economist, Nadia Evangelou, says that higher mortgage rates are hurting buyers more than higher home prices. She says a one percent increase in the mortgage rate is like a 13% increase in home price. (7)In other news making headlines…Homebuyer RegretsThe sizzling hot housing market we've seen in the last couple of years had resulted in a high number of remorseful homebuyers. A survey by Clever Real Estate shows that 72% of buyers have regrets about what they purchased. Of those remorseful buyers, 66% were millennial first-time buyers who were in a rush to settle down and raise a family.About 1,000 people participated in the survey and had bought a home in either 2021 or 2022. 88% of those people said they were up against stiff competition which had an impact on their buying strategy. Many buyers said they increased their budget, sped up their plans to buy a home, expanded their search area, and even decreased the size of the home they wanted, in order to close on a deal. Some said they delayed their plans to purchase.The biggest reason for their regrets is having spent too much money. 1 in 3 buyers paid more than asking price. More than half the buyers bought a fixer-upper and about 1 in 4 regret it. There's a lot of data in this survey. If you'd like to see the full report, you'll find a link in the show notes at newsforinvestors.com.That's it for today. Please remember to hit the subscribe button, and leave a review!If you'd like to find rental properties that will help you build long-term wealth, please hit the “join” button at our website. As a member, you have access to the Investor Portal where you can view sample properties and connect with our network of resources. We can put you in touch with property teams, lenders, 1031 exchange facilitators, attorneys, CPAs, and of course, our experienced investment counselors.Thanks for listening. I'm Kathy Fettke.Links:1 -https://www.marketwatch.com/story/feds-powell-in-blunt-remarks-at-jackson-hole-says-bringing-down-inflation-will-cause-pain-to-households-and-businesses-11661522428?mod=federal-reserve2 -https://www.cnbc.com/2022/08/26/feds-preferred-inflation-measure-shows-price-pressures-eased-in-july.html3 -https://www.marketwatch.com/story/gdp-contracted-at-0-6-annual-pace-in-the-spring-11661431779?mod=inflation&mod=article_inline4 -https://www.marketwatch.com/story/u-s-new-home-sales-fall-in-july-the-lowest-level-since-january-2016-11661263938?mod=economy-politics5 -https://www.marketwatch.com/story/u-s-pending-home-sales-slip-again-in-july-11661349838?mod=economic-report6 -https://www.freddiemac.com/pmms7 -https://magazine.realtor/daily-news/2022/08/25/economist-mortgage-rates-hurt-buyers-more-than-home-prices8 -https://anytimeestimate.com/research/american-home-buyers-2022/

Danetha Doe from Clever Real Estate talks to Rick about the best places to retire. Shockingly Pittsburgh ranked inside the top 15. Find out why the weather and why the government may have the biggest impact.   

Jack Janasiewicz, portfolio strategist for Natixis Investment Managers, says that the market's drawdown and valuations have performed in line with expectations for a typical recession, and while the third key component of a slowdown --  a big decline in earnings -- hasn't happened yet, he says the market is closer to having fully discounted current events, meaning that "We are closer to the end" of the downturn than the beginning. Also on the show, Tom Lydon, vice chairman at VettaFi, makes a China ETF that has broken above its 50-day moving average -- but is still below longer-term measures -- his pick for ETF of the Week, Danetha Doe of Clever Real Estate discusses a survey looking at how ready homeowners are to accept and work with iBuyers, and Roger Conrad of Conrad's Utility Investor talks stocks in the Market Call.

On this episode, Joel talks with a serial entrepreneur and political prodigy behind the best kept secret in real estate. His first foray into politics was at the age of 22, with a grassroots campaign aimed at returning his hometown to glory. He finished in a close second, but the campaign opened his eyes to the influence that property ownership has on shaping local communities. Five years later, he's the quiet riot who's shaking up an entire industry. His name is Luke Babich, CEO and Co-Founder of Clever Real Estate, the revolutionary approach to buying and selling. By creating a more affordable process, his startup from St. Louis is opening more doors to home ownership than ever before, bridging divides from coast to coast.For more conversation with Luke Babich visit: https://bit.ly/RTBLukeBabichWebsite: https://listwithclever.com

Ron Sanchez, chief investment officer at Fiduciary Trust Company International, says that while the stock market will remain particularly challenging as it waits to see how successful the Federal Reserve will be in helping to curb inflation and keeping the economic pump primed, the bond market has seen yields rise to levels that are attractive right now despite the higher inflation rates. Sanchez expects the market to improve later this year, but to remain choppy throughout. Also on the show, Tom Lydon of ETFTrends.com and VettaFi.com makes a brand new actively managed fund from Neuberger Berman his "ETF of the Week," economist, Danetha Doe of Clever Real Estate discusses rent inflation and how renters are struggling with incomes that aren't rising at the same pace as housing costs, and Chuck answers listener questions about the volatility of individual stocks, and about how the size of a nestegg influences allocation decisions.

Tom Lydon, chief executive at ETFTrends.com, says that with inflation entrenched in the economy right now and not looking like it will go away for several years, investors need to take steps to deal with the impact that global-supply chain issues and more are having on their investment holdings. To that end, he made the VanEck Inflation Allocation fund his "ETF of the Week," noting that the real-asset strategy will diversify a portfolio by going beyond just using gold as an inflation hedge, mixing in commodities and other real assets that won't be so in-synch with the market. Also talking about exchange-traded funds, Dodd Kittsley, national director for Davis Advisors, discusses the evolution of active ETFs and whether investors should expect active strategies to outperform the passive in today's hyper-sensitive market. Danetha Doe, economist for Clever Real Estate, talks about a survey of college students showing that they are wildly inaccurate in the earnings they project for themselves once they graduate and join the real world, and Chuck answers questions from the audience spurred by the market's downturn in 2022.

(00:01:13) 台灣淨零排碳有望！還是「先射箭再畫靶」？ (00:06:17) 聚焦千禧世代：實測成大生，四成想「躺平」 (00:12:15) 經濟學人：烏克蘭為什麼必須獲勝？「和平」也有分好壞

Matt Brannon, a data writer at Clever Real Estate, joined Lisa Dent to explain why Chicago did not crack their list of the best pizza cities across the nation, and why Detroit was named the city with the best pizza. Follow Your Favorite Chicago’s Afternoon News Personalities on Twitter:Follow @LisaDentSpeaksFollow @SteveBertrand Follow @kpowell720 Follow @maryvandeveldeFollow […]

In this HCI Podcast episode, Dr. Jonathan H. Westover (https://www.linkedin.com/in/jonathanhwestover/) talks with Jaime Dunaway-Seale about the new report out from Clever Real Estate, a real estate data company, titled: Toxic Company Culture Is Fueling the Great Resignation. See the video here: https://youtu.be/YcvpnCwMwv4. Jaime Dunaway-Seale (https://www.linkedin.com/in/jaime-dunaway-seale-660028158/) is a content writer at Clever Real Estate, the leading real estate education platform for home buyers, sellers, and investors. Prior to joining Clever, Jaime worked full time as a journalist. Her writings about education, government, business, and sports have appeared in Slate, The Associated Press, The Arkansas Democrat-Gazette, and Advocate Media. Jaime graduated with a Master of Arts in journalism from the University of Missouri and a Bachelor of Arts in journalism and international relations from the University of Arkansas.   Please leave a review wherever you listen to your podcasts! Check out the Human Capital Innovations (HCI) Academy: Courses, Micro-Credentials, and Certificates to Upskill and Reskill for the Future of Work! https://hciacademy.talentlms.com/. Check out the LinkedIn Alchemizing Human Capital Newsletter: https://www.linkedin.com/newsletters/alchemizing-human-capital-6884351526333227008/. Check out Dr. Westover's book, 'Bluer than Indigo' Leadership, here: https://www.innovativehumancapital.com/bluerthanindigo. Check out Dr. Westover's book, The Alchemy of Truly Remarkable Leadership, here: https://www.innovativehumancapital.com/leadershipalchemy. Check out the latest issue of the Human Capital Leadership magazine, here: https://www.innovativehumancapital.com/hci-magazine. Ranked #6 Performance Management Podcast: https://blog.feedspot.com/performance_management_podcasts/ Ranked #6 Workplace Podcast: https://blog.feedspot.com/workplace_podcasts/ Ranked #7 HR Podcast: https://blog.feedspot.com/hr_podcasts/ Ranked #12 Talent Management Podcast: https://blog.feedspot.com/talent_management_podcasts/ Ranked in the Top 20 Personal Development and Self-Improvement Podcasts: https://blog.feedspot.com/personal_development_podcasts/ Ranked in the Top 30 Leadership Podcasts: https://blog.feedspot.com/leadership_podcasts/

In this HCI Podcast episode, Dr. Jonathan H. Westover (https://www.linkedin.com/in/jonathanhwestover/) talks with Jaime Dunaway-Seale about the new report out from Clever Real Estate, a real estate data company, titled: Toxic Company Culture Is Fueling the Great Resignation. See the video here: https://youtu.be/YcvpnCwMwv4. Jaime Dunaway-Seale (https://www.linkedin.com/in/jaime-dunaway-seale-660028158/) is a content writer at Clever Real Estate, the leading real estate education platform for home buyers, sellers, and investors. Prior to joining Clever, Jaime worked full time as a journalist. Her writings about education, government, business, and sports have appeared in Slate, The Associated Press, The Arkansas Democrat-Gazette, and Advocate Media. Jaime graduated with a Master of Arts in journalism from the University of Missouri and a Bachelor of Arts in journalism and international relations from the University of Arkansas. Please consider supporting the HCI Podcast on Patreon: https://www.patreon.com/user?u=69688020. Please leave a review wherever you listen to your podcasts! Check out the Human Capital Innovations (HCI) Academy: Courses, Micro-Credentials, and Certificates to Upskill and Reskill for the Future of Work! https://hciacademy.talentlms.com/. Check out the LinkedIn Alchemizing Human Capital Newsletter: https://www.linkedin.com/newsletters/alchemizing-human-capital-6884351526333227008/. Check out Dr. Westover's book, 'Bluer than Indigo' Leadership, here: https://www.innovativehumancapital.com/bluerthanindigo. Check out Dr. Westover's book, The Alchemy of Truly Remarkable Leadership, here: https://www.innovativehumancapital.com/leadershipalchemy. Check out the latest issue of the Human Capital Leadership magazine, here: https://www.innovativehumancapital.com/hci-magazine. Ranked #6 Performance Management Podcast: https://blog.feedspot.com/performance_management_podcasts/ Ranked #6 Workplace Podcast: https://blog.feedspot.com/workplace_podcasts/ Ranked #7 HR Podcast: https://blog.feedspot.com/hr_podcasts/ Ranked #12 Talent Management Podcast: https://blog.feedspot.com/talent_management_podcasts/ Ranked in the Top 20 Personal Development and Self-Improvement Podcasts: https://blog.feedspot.com/personal_development_podcasts/ Ranked in the Top 30 Leadership Podcasts: https://blog.feedspot.com/leadership_podcasts/

David Giroux, manager of the T. Rowe Price Capital Appreciation fund -- which has one of the best track records in the fund world under his long stewardship -- is 'highly confident' that inflation is headed back to more normalized levels, something in the 2 to 2.5 percent range, but as the market works that out, he is not expecting any major downturn, noting that he is still able to buy relative values with the potential to generate reasonable returns regardless of what the market does next. Also on the show, Tom Lydon of ETFTrends.com makes a fund that buys midstream pipeline plays his ETF of the Week, Taelor Candiloro of Clever Real Estate discusses the site's research on retirement savings -- which showed that about two thirds of Americans have either nothing saved for retirement or have less than 40 percent of the amount experts suggest they should have -- and Bill Staton of Novare Capital Management talks dividend-paying stocks in the Market Call.

Clever Real Estate is growing fast by disrupting how real estate agents are found — and how much they get paid. Co-founder Luke Babich explains why St. Louis is a perfect place to grow the business.

Luke Babich Founder and COO of Clever Real Estate tells us about the new St. Louis start up. See omnystudio.com/listener for privacy information.

During the Covid pandemic, home prices have shot up nearly nationwide while household income fell.As a result, homeownership became out of reach for many would-be buyers.However, affordability was a growing problem well before 2020 and the start of the pandemic.In the last decade, the median home price rose roughly 30% and incomes crept up just 11% over the same time period, according to a Bankrate analysis of data from the National Association of Home Builders/Wells Fargo Housing Opportunity Index.Over 50 years, the difference is even more striking. After accounting for inflation, home prices have jumped 118% since 1965, while income has only increased by 15%, according to a separate report by online brokerage Clever Real Estate, based on Census data.Join your host Sean Reynolds, owner of Summit Properties NW, and Reynolds & Kline Appraisal as he takes a look at this developing topic.https://www.cnbc.com/2021/11/10/home-prices-are-now-rising-much-faster-than-incomes-studies-show.htmlSupport the show (https://www.patreon.com/seattlerealestatepodcast)

Brian Barish, president and chief investment officer at Cambiar Investors, says that the Chinese government is changing the global investment picture and has him concerned about investing there, noting that investors can prosper from the growth of China's economy without facing the fire directly. Barish also notes that current financial conditions in the United States are 'generous,' leaving them mostly one way to go from here, making it that investors should think about protecting profits and lower expectations. By comparison, veteran technical analyst Martin Pring says that his long-term indicators show an economy that is nowhere close to a recession, despite dangerously high inflation rates, noting that his preferred market indicators mostly show room to run before a downturn or recession. Also on the show, Michelle Delgado discusses recent research from Clever Real Estate showing a growing disconnect between Americans' income and home prices, making houses hard to afford than ever before, and author Tanja Hester talks about 'Wallet Activism,' and how Americans can change their habits and their patterns to help themselves -- and society -- get the most out of every dollar they earn and spend.

Rick speaks to Dr. Francesca Ortegren with Clever Real Estate about why housing prices have increase, and why we're seeing those prices start to stagnate.

Marshall Stocker, co-director of the emerging market team for Eaton Vance Management, says that in the face of global inflation and a waning pandemic, emerging markets countries are addressing issues in a more conventional or orthodox manner than developed countries, which he sees as bullish as it should help those countries to sidestep the fallout from a decade of zero-rate policies from the last decade. It has emerging markets, Stocker says, looking much more like a traditional asset class and less like a volatile new frontier than ever before. In another Big Interview, Gregg Fisher, portfolio manager, Quent Capital discusses global small-cap investing and the growing opportunities he sees in nascent companies. There are also two different surveys discussed on today's show, first with Eric Wagatha, head of consumer life for GfK discussing how Americans are putting off major life decisions post-pandemic, and then with Michelle Delgado of Clever Real Estate on how the housing market is so hot that even haunted houses are moving, and how homebuyers find a lot of things to be more frightening than ghosts.

Paul Christopher, head of global market strategy at the Wells Fargo Investment Institute, says that the economic recovery pace in the United States is ahead of most foreign countries and is likely to stay that way for a year or more, but his long-term thinking suggests that changing globalization will use more robotics and artificial intelligence and more to localize production and make it that different countries move through cycles on their own pace, rather than as part of a large group. Also on the show, Francisco Bido of F/m Acceleration discusses in the Market Call how using a quantitative approach mixed with some fundamentals can find stocks poised for solid future growth, Francesca Ortegren from Clever Real Estate covers their latest survey showing an alarmingly large percentage of Americans have taken on or added to their credit card debt since the start of the pandemic, and Chuck answers a listener's question about some famous funds whose best days may be in the past.

In this HCI Podcast episode, Dr. Jonathan H. Westover (https://www.linkedin.com/in/jonathanhwestover/) talks with Francesca Ortegren, PhD about how the pandemic has impacted people's retirement planning. See the video here: https://youtu.be/84kFLlrd-rI. Dr. Francesca Ortegren, PhD (https://www.linkedin.com/in/francesca-ortegren/) is the Data Science & Research Product Manager at Clever Real Estate, the nation's leading real estate education platform for home buyers, sellers, and investors. A widely-cited expert on real estate, personal finance, and the economy, Dr. Ortegren began her career as a Professor and Researcher at the University of Southern Indiana with a focus on research methods and statistics. At Clever, Dr. Ortegren directs Clever's Data Center, compiling original data and conducting studies that have been published on major publications including Yahoo Finance, CNBC, Business Insider, Forbes and more. When she's not researching the real estate industry, Francesca can be found outdoors hiking, biking, running, kayaking with her 2 cute dogs — or possibly pursuing another certification in research, software engineering, or data science. Check out Dr. Westover's new book, 'Bluer than Indigo' Leadership, here: https://www.innovativehumancapital.com/bluerthanindigo. Check out Dr. Westover's book, The Alchemy of Truly Remarkable Leadership, here: https://www.innovativehumancapital.com/leadershipalchemy. Check out the latest issue of the Human Capital Leadership magazine, here: https://www.innovativehumancapital.com/hci-magazine. Ranked #6 Performance Management Podcast: https://blog.feedspot.com/performance_management_podcasts/ Ranked #6 Workplace Podcast: https://blog.feedspot.com/workplace_podcasts/ Ranked #7 HR Podcast: https://blog.feedspot.com/hr_podcasts/ Ranked #12 Talent Management Podcast: https://blog.feedspot.com/talent_management_podcasts/ Ranked in the Top 20 Personal Development and Self-Improvement Podcasts: https://blog.feedspot.com/personal_development_podcasts/ Ranked in the Top 30 Leadership Podcasts: https://blog.feedspot.com/leadership_podcasts/

According to Clever Real Estate, Cleveland is the 7th best city for singles among America's 50 most populated metropolitan areas. But does the reasoning behind that ranking hold up in the streets? Cleveland singles Allison Symons and Adam Gockowski, along with It's Just Lunch Cleveland matchmaker Katie Malone weigh in on what it's really like to be single in the Land, on this week's 3 Things to Know with Stephanie Haney podcast. Need to Know in NEO: 3 date spots in Cleveland Katie's pick: Georgetown Vosh http://georgetownvosh.com Allison's pick: XYZ the Tavern http://xyzthetavern.com Adam's pick: Nano Brew http://nanobrewcleveland.com/ A Good Follow: Match's Chief Dating Expert Rachel DeAlto http://instagram.com/racheldealto http://twitter.com/racheldealto http://tiktok.com/@racheldealto Connect with Stephanie Haney here: http://instagram.com/_StephanieHaney http://twitter.com/_StephanieHaney http://facebook.com/thestephaniehaney

More than a third of Americans panic sold a portion of their retirement fund during the pandemic.  Dr. Francesca Ortegren, data scientist with Clever Real Estate discusses how to get a majority of your nest egg back. She and host, Heather Kelly also talk about the behavior of panic selling.  It stems from the same place as hoarding -- FEAR. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here. See omnystudio.com/listener for privacy information.

John Mousseau, chief executive officer and director of fixed income at Cumberland Advisors, says that worries about rising inflation are overblown given current conditions, and he says investors should expect higher inflation but only to the extent that it returns to pre-pandemic levels over the next year. Also on the show, Francesca Ortegren discusses a recent study done by Clever Real Estate showing how the pandemic continues to damage Americans' finances, Chuck answers a question about Section 72T withdrawals from retirement accounts, and Jason Browne of Alexis Investment Partners talks practical and tactical investing with TFs in the Market Call. 

Thirty-eight percent of all Americans increased their debt load by more than $3000 during the pandemic.  While the top 1% increased their wealth an average of $15,000,000.00.   Dr. Francesca Ortegren, data scientist with Clever, has some tips to climb out of debt faster -- even during the pandemic. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here. See omnystudio.com/listener for privacy information.

Steven McClurg of Valkyrie Investments -- which has filed registration papers to create two different Bitcoin-related ETFs -- says that cryptocurrency shouldn't be seen as a replacement for gold and precious metals or as a store of value, but instead is growing into a way that transactions are being done around the world, and is starting to become something that corporations must invest in as part of their international trade. That maturation process, he says, will be helped along as regulators start to ease restrictions and allow more cryptocurrency funds into the market. Also on the show, Tom Lydon of ETFTrends.com makes a thematic dividend growth fund his ETF of the Week, Francesa Ortegren of Clever Real Estate discusses how Americans are struggling to make ends meet late in the pandemic, and Jonathan Smucker of Marietta Investment Partners talks top-down stock selection in the Market Call.

Host: Brandon Elliott @BrandonElliottInvestments | Guest Today: @CleverInvestor A Navy Veteran and Real Estate Expert, Cody Sperber aka "Clever Investor" has flipped and consulted on more than 1,000 properties. Cody remains an extremely active Real Estate Investor who buys, sells, and rents properties. Cody is also an international speaker, educator, and mentor. With the most-followed real estate account on Instagram, he has amassed over 1.2m on IG. Cody Sperber is the CEO and founder of Clever Investor a real estate investment mentoring and education company, providing real estate investing education and software applications to investors. The company provides education on negotiation, deal analysis, lead generation through marketing, and real estate investing strategies. Clever Investor was founded in 2010 and is based in Tempe, Arizona. He lives with his beautiful wife and two children in Chandler, Arizona. Today Cody has flipped 1,000+ deals and counting, worth around $180M or so thus far. ----------------------------

Ben Mizes, Founder and CEO of Clever Real Estate joins Michael Calhoun to discuss Millennials wanting their own homes but the dwindling number of homes available. See omnystudio.com/listener for privacy information.

In this HCI Podcast episode, Dr. Jonathan H. Westover (https://www.linkedin.com/in/jonathanhwestover/) talks with Dr. Francesca Ortegren about employee stress and burnout among remote employees. See the video here: https://youtu.be/mER-chlnWPk. Dr. Francesca Ortegren, PhD (https://www.linkedin.com/in/francesca-ortegren/) is the Data Science & Research Product Manager at Clever Real Estate, the nation's leading real estate education platform for home buyers, sellers, and investors. A widely-cited expert on real estate, personal finance, and the economy, Dr. Ortegren began her career as a Professor and Researcher at the University of Southern Indiana with a focus on research methods and statistics. At Clever, Dr. Ortegren directs Clever's Data Center, compiling original data and conducting studies that have been published on major publications including Yahoo Finance, CNBC, Business Insider, Forbes and more. When she's not researching the real estate industry, Francesca can be found outdoors hiking, biking, running, kayaking with her 2 cute dogs — or possibly pursuing another certification in research, software engineering, or data science. Check out Dr. Westover's new book, The Alchemy of Truly Remarkable Leadership, here: https://www.innovativehumancapital.com/leadershipalchemy. Check out the latest issue of the Human Capital Leadership magazine, here: https://www.innovativehumancapital.com/hci-magazine. Ranked in the Top 10 Performance Management Podcasts: https://blog.feedspot.com/performance_management_podcasts/ ; Ranked in the Top 10 Workplace Podcasts: https://blog.feedspot.com/workplace_podcasts/ ; Ranked in the Top 15 HR Podcasts: https://blog.feedspot.com/hr_podcasts/ ; Ranked in the Top 15 Talent Management Podcasts: https://blog.feedspot.com/talent_management_podcasts/ ; Ranked in the Top 15 Personal Development and Self-Improvement Podcasts: https://blog.feedspot.com/personal_development_podcasts/ ; Ranked in the Top 30 Leadership Podcasts: https://blog.feedspot.com/leadership_podcasts/

We think it’s fair to say that the main goal in retirement is to do it once. No one dreams of going back to work once you have punched the proverbial time clock for the last time. According to InvestmentNews and a study done by Clever Real Estate, the pandemic has doubled retiree debt partly because of the need for credit. Many retirees are struggling to live the pre-retirement lifestyle and are going into debt to cover basic expenses. This begs the question, “How much should one save for retirement?” We’re so glad you asked! Today, Dennis and Heidi are going to share what the average retirement savings per age should be vs. what the national average is. This will help you benchmark your situation and adjust as you approach the retirement time clock!

Clyde McGregor, who recently celebrated his 25th anniversary at the helm of the Oakmark Equity and Income Fund, says that fixed income simply will not deliver the kinds of income investors have traditionally sought and expected, so investors have to change expectations and strategies to generate more yield. Also on the show, Munish Malhotra of Cambiar Investors notes that 'Cheap is not value,' David Trainer puts an upcoming IPO in the Danger Zone and Francesca Ortegren of Clever Real Estate discusses the firm's latest survey on the impact of the coronavirus pandemic on consumer behaviors.

Through the years we’ve learned many useful tips and ideas that we try to pass along to our clients during the buying or selling process. We’ve compiled six of them for you on this show and we’ll explain why this gives you an advantage in the real estate world.   Read more and get additional resources here: https://keepingitrealestatepodcast.com/buying/ep-72-6-clever-real-estate-tactics/496/    See our listings: https://www.bensonbrokergroup.com/    What we discuss on this show:  1:05 – Rent an AirBNB in the neighborhoods you want to move to 3:49 – Get pre-approved for a loan 5:43 – Look at homes before you look for homes 6:49 – Become a neat freak 8:13 – Write a letter to the seller when you’re buying a home 9:16 – Carefully select you’re real estate agent  

Today’s guest is Ben Mizes, a real estate investor based out of St. Louis, Missouri, who is co-founder and CEO of Clever Real Estate. The first two words that came to mind as we wrapped up our conversation were inspiring and impressive. Ben shared in detail how he started with a limited capital base to make his first investment in residential property as a so-called house hack. He used an FHA loan, which is a federal assistance program from the Federal Housing Authority to help typically lower income buyers purchase homes with as little as 3.5% down. He then parlayed that initial investment into a real estate portfolio with dozens of units within a few short years. At the same time, he shared his parallel journey as an entrepreneur to found Clever Real Estate, a fast-growing company that is changing the structure of the industry. This was such a fun conversation and it’s possible to take away insights on multiple levels — from the mechanics of real estate investing to a street-level view of how the macro policies of recent years are playing out in real estate as an asset class to some of the structural shifts occurring in the industry. If you would like notes from today’s episode, please subscribe to our free newsletter. I hope you enjoy this conversation as much as I did. Feel free to email info@investingindepth.com with feedback.   2:05 An accidental path to real estate investing   3:45 House hacking defined: buy a multi-unit property with the goal of living in one unit for free while the rent from the other units covers all of your expenses.   5:01 Real estate investing 101: Ben’s first investment came after he developed a rental property calculator to estimate financial requirements and returns and scoured Zillow daily reviewing newly listed properties.. “I would model… pretty much any deal that was interesting that hit the market until it got to the point where it could hit the market and without using my tool I would think ‘is this going to be a good deal?’”   6:57 Getting lucky by making your own luck: “We ended up buying a building for $220,000 that was worth $285,000 the day we closed which was a great first investment, albeit a little bit lucky. But I attribute a lot of it to being aggressive in our search and being confident to take that first step because of what we built and the confidence from modeling all these deals.”   8:07 A practical, line-by-line how-to guide on how to develop financial assumptions when investing in real estate (e.g., down payment on purchase price; interest rate; gross monthly rent; electricity; water and sewer; garbage removal; insurance; taxes; vacancy rate; repairs and maintenance; capital expenditures; property management fees; leasing fees).   13:30 How Ben built knowledge about repair, maintenance, and capital expenditure costs despite not having any background or experience in real estate, construction, or property development: desk homework through books and podcasts (e.g., Bigger Pockets, Wheelbarrow Profits) combined with real world homework by casting a wide net for contractors on other properties he had considered. Used bids and meetings with 15+ contractors as a form of education.   16:40 Benefits of using FHA loan to finance purchase: low down payment of 3.5%, low credit score bar, and limited income history requirement.    17:38 Some best practices Ben adopted: personally knock on each tenant’s door to introduce himself and set mutual expectations on the service level he would provide, how to get in touch, and overall relationship; used cozy.co, a free tool to automate rent collection online.   20:20 How the first real estate investment played out: after a $7,000 initial cash outlay for a down payment, Ben became the owner of a 4-unit home that generated $2100 in monthly rental income against $1418 in monthly mortgage payments.   21:10 Expanding the real estate portfolio: flipping first property to fund a deal to purchase an 18-unit portfolio in St. Louis.   23:38 Real estate 201: a riskier investment in a home needing significant renovation.   24:10 Creative ways to source real estate deals: driving around looking for properties in disrepair and then contacting owners directly; using rental listings on Craigslist as a signal that the owner might be older and could be ready to get out; driving around town looking for physical for rent signs on properties that are not listed online as as signal that owners might be older and ready to retire.   27:40 Growth mindset as a new real estate investor buying first renovation project: “Our goal was not to make money. Our goal was to not lose money and to walk away breaking even. And we kind of viewed it as our MBA or our School of Hard Knocks education where if we could come out of our biggest project not having lost money, that was enough to be a win for us because we really wanted the education. So, with that type of goal in mind, this deal made sense… it gave us a bit of a margin of safety and confidence to chase after the deal hoping that we’d get an education and don’t lose money with the chance of actually having a really good return.”   29:35 School of Hard Knocks Lesson #1: habitability inspection to qualify for FHA loan can have stringent requirements.   34:13 School of Hard Knocks Lessons #2 & #3: properly scoping the job and vetting contractors before hiring them.   37:20 Putting in sweat equity when running short on funds during renovation: Ben finds himself renting “the biggest drill I’ve seen in my life” from Home Depot and using it to jackhammer holes in the home’s concrete floor.   38:22 How the renovation investment played out: $400,00 purchase using conventional mortgage with 20-25% down payment from a capital partner who got half the equity. $150,000 spent on renovations. $4500 monthly aggregate rent across three units and Ben lived in the fourth unit alongside his business partner. After the renovation, the building appraised at $690,000. They got a cash out FHA refinancing with a $550,000 mortgage, which allowed them to pay back their capital partner and recoup the entire renovation cost. They now own an income-generating building with none of their own capital tied up in it.   39:30 Securing commercial financing as an investor with limited track record. “Banks are really looking at the property manager because they’re the ones that make or break these deals. It’s not really about who owns it. So, the first question they asked was… is Chris going to be managing this for you?” When seeking commercial financing as a new investor, you should “bring to the bank a really good team to show… here’s the team that we’re going to use so that me, as an inexperienced investor, am not in a spot to ruin the whole deal.”   42:55 The long-term evolution: building an in-house property management company to reduce costs from misalignment of incentives with outsourced property management.   44:37 Risks to real estate portfolio: tenant default; exposure to neighborhood and regional decline due to portfolio concentration.   46:11 Launching Clever Real Estate as a technology-driven start-up changing how the industry works. Clever provides discounted listing services for property sellers with a national network of other 10,000 agents who will list a home for $3,000 or 1% of the sale price.   47:40 Why agents work with Clever. The most expensive part of being an agent is prospecting for clients. Clever takes this out by marketing more effectively than agents, allowing them to reduce their cost base and pass on the savingstot clients in the form of lower commissions. “The agents often look at it as if they are discounting their commission in exchange for getting new business.”   49:10 How Clever makes money: receives 25% of the fee that agent makesl.   52:10 Long-term potential sources of durable advantage for Clever: intellectual property that optimizes matching between sellers and agents as well as differentiated, high quality content that adds value for consumers.   55:55 Recommended reading Inman for recent developments in real estate news Principles by Ray Dalio as a recent read that helped Ben think about what it takes to build an organization Bigger Pockets podcast Ben’s personal site is here and his writing on real estate investing and personal finance is on his terrific Medium page   Note: This podcast is for educational purposes only and nothing here constitutes a recommendation or offer.

Tom Lydon of ETFTrends.com says that while the election could influence the sector, alternative energy companies are worth watching for now, and buying when the time is right. Lydon noted that a Joe Biden win in November could help solar-energy stocks, while a Donald Trump victory might hurt it, but the Invesco Solar ETF -- his ETF of the Week -- is so far above its 200-day average that investors should wait for a pullback to consider buying,but long-term should consider making solar a portfolio choice. Also on the show, author Margaret Heffernan discusses how to navigate the future in these particularly uncertain times, Francesca Ortegren of Clever Real Estate talks about the impact Covid-19 is having on mortgage payments and the real estate market, and Hank Smith of Haverford Trust Co. covers stock investing in the Market Call.

If I had to choose one skill I could instantly have a better understanding of, investing would be a worthy contender. Things like the stock market and real estate are topics I’ve been introduced to more recently thanks to books like The Total Money Makeover by Dave Ramsay, and Rich Dad, Poor Dad by Robert Kiyosoki, but, I have a hard time grasping the strategy behind these topics. That’s why I was so excited to talk to Ben Mizes on today’s episode of Founderverse. Ben is the founder and CEO of Clever Real Estate, a startup that helps homeowners save thousands on real estate commission, and is also a real estate investor in St. Louis, Missouri. On this episode, we talk about how to get started in the world of real estate, why he sold all of stock market investments in exchange for real estate investments, and how he grossed over $100,000 in two years through garage-sailing. Connect with Ben on Twitter @benmizes or on Insagram @guy_ben. Visit Clever's website at https://listwithclever.com/ --- Send in a voice message: https://anchor.fm/holsteinstudios/message

David Goerz of Strategic Frontier Management, says that the market overshot the negative at the start of the COVID-19 pandemic and that as clarity develops about re-opening the economy he expects the market to climb the wall of worry through to the end of the year. While he says the second quarter of 2020 will be 'a throw-away,' he expects the Standard and Poor's 500 to finish the year near 3,000, up more than 10 percent from current levels and representing a loss of just 5 percent on the year. Also on the show, Nicole Eisenberger of Ernst and Young on valuation issues inside of business-development companies, Francesca Ortegren of Clever Real Estate talks about survey results showing how Americans are struggling financially right now, and Brian Andrew of Johnson Financial Group discusses funds and ETFs in the Market Call. 

Nick Niziolek, co-chief investment officer at Calamos Investments, has been watching how China, Korea and emerging markets are recovering from the coronavirus pandemic, and while he is not expecting a snap-back globally, he calls the progress and the speed of the recovery 'encouraging,' and says  he expects to see similar progress domestically as the US moves through the viral cycle. Niziolek notes that the impacts of the virus and the changes it creates int he economy could affect and change the market and specific industries for decades. Also on the show, Francesca Ortegren of Clever Real Estate talks about how the mortgage market changes -- and where consumers stand in their mortgages -- now as compared to the recession of 2008, Chuck answers an audience question about a big dividend-paying stock, and Kathy Boyle of Chapin Hill Advisors talks exchange-traded funds in the Market Call.

Today’s episode is the eleventh of several highlight shows where we are taking a look back at our top 20 favorite interviews and conversations of all time. Today’s featured guests are Ben Mizes, CEO and Co-Founder of Clever Real Estate and Miriam Dorsett, Connection Doctor at Chibur. Ben is a serial entrepreneur with experience in business development for institutional homebuyers, working with startups, and raising venture capital raising investments. Miriam is a full-time artist, entrepreneur, and community activator focused on building community, creating connections, exploring how technology can support artists, and highlighting sustainability. Tune in as both guests discuss common themes around the highs and lows of entrepreneurship, growing strong businesses, community engagement, and more! 

Francesca Ortegren of Clever Real Estate discusses the cities and communities where individuals are most likely to live paycheck-to-paycheck and why those communities are so hard for making ends meet, and Chuck has to come to grips with the idea that one of his kids currently lives in the worst place in America for getting by. Also on the show, John Cole Scott of the Active Investment Company Alliance talks muni bonds and preferred stocks held in closed-end funds, author Jean O'Toole discusses scholarship opportunities that most students overlook, and Bill Kornitzer of the Buffalo International Fund talks global investing in the Market Call.

Mary Ellen Stanek of Baird Funds notes that in the 11th year of an economic expansion, investors should be cautious, but she says the excesses that typically come late in an economic cycle are not there, so investors should keep their seatbelts on, should make sure they are being paid to take on risk and are otherwise moving forward cautiously into 2020 and beyond. Also on the show, Chuck chats with David Molnar from HighTower San Diego about how investors should properly evaluate an adviser's performance, discusses the ways in which President Trump's tweets have been moving the market with Francesca Ortegren of Clever Real Estate, and we revisit a recent Market Call chat with Charlie Bobrinskoy of Ariel Investments.

Alan Gayle, president of Via nova Investment Management, said he expects the storm clouds of trade wars and interest rate pictures to clear as the calendar hits 2020. Coupled with improvement seen in the markets of Europe, China and emerging markets, he is optimistic about results for 2020, especially for international investments. Gayle's comments were a bit more hopeful -- especially about returns and global investing -- than those of David Jilek, chief investment strategist of Gateway Investment Advisors, who expects muted returns and heightened volatility from stocks and bonds through 2020. Also on the show, Francesca Ortegren of Clever Real Estate discusses the high costs of commuting, especially in certain cities, and David trainer of New Constructs puts Zynga in the Danger Zone.   

Rob Berger, author of 'Retire Before Mom and Dad' says that while investors want to make things complicated, maintaining a simple, straightforward portfolio, relying on the power of compounding and setting aside more money than average are the real keys to long-term financial success, noting that investors need to demystify the savings process and simply recognize the long-term value of money they spend wastefully today that could truly change their lives if they considered its potential value in the future. Also on the show, John Cole Scott of the Active Investment Company Alliance tackles audience questions in The NAVigator, Francesca Ortegren of Clever Real Estate talks about her analysis of financial literacy data, and Kathy Boyle of Chapin Hill Advisors covers mutual funds and ETFs in the Market Call.

Francesca Ortegren of Clever Real Estate discusses a recent study on the effect of paranormal activity on home prices -- no, we're not kidding -- which found that people are much more concerned about the potential for crime than they are about being haunted by ghosts, with people who believe in the supernatural more likely to pay up to buy a house they've been told is haunted. Also on the show, Tom Lydon of ETFTrends makes a small-cap dividend fund his pick for ETF of the Week, Rick Redding of the Index Industry Association talks about why the number of indexes shrank by roughly 20 percent in the last year, and Jason Herried of Johnson Financial Group talks funds and ETFs in the Market Call. 

More than 10 years ago, the short-term home rental industry began to shapeshift with the birth of Airbnb. The technology company has quickly grown from a small peer-to-peer home-sharing platform into a virtual behemoth with more rooms than any hotel company on the planet. Today, Airbnb has more than 4 million listings in nearly 100,000 cities, and two million people stay in an Airbnb-listed home every night. In this episode, we examine the impact of Airbnb's growth on U.S. hotel performance. It's big topic, so we broke it down into two parts. In this first installment, we talk to Makarand Mody, an assistant professor at Boston University's School of Hospitality Administration and co-author of the academic paper on Airbnb's disruptive impact in key hotel markets. We hear from Hans Detlefsen of Hotel Appraisers and Advisors, which studied Airbnb's market share of U.S. lodging demand, and from Thomas O'Shaughnessy, head of research at Clever Real Estate, an online agency. We also share information provided by Airbnb, which declined to provide someone to interview.

Homeowners who live in cities where recreational marijuana is legal can breathe a sigh of relief: Home values in those area have grown by $6,337 more than in towns where it remains illegal, according to a Clever Real Estate study. The study, which utilized housing data from Zillow, analyzed home values in cities where marijuana has been legalized. While homes values in cities with legalized marijuana grew by $6,337 between 2017 and 2019, cities within close access to legal dispensaries saw the largest growth of all — an average of $22,888, or 8.4 percent, more per home between 2014 and 2019. Meanwhile, cities that only allow medical marijuana use saw the same growth as cities where all marijuana use remains illegal. While marijuana is illegal on a federal level, many states have taken steps to legalize the drug since 2012. Currently, marijuana is legal in Colorado, Washington, Oregon, California, Nevada, Alaska, Michigan, Vermont, Massachusetts, Maine and the District of Columbia. Fourteen other states have decriminalized marijuana, which means that possessing small amounts is treated like a civil violation.

Interview begins: 08:30Insight begins: 54:18VC debrief begins: 1:04:14Host debrief begins: 1:13:06Ben Mizes is the founder and CEO of Clever Real Estate.Clever Real Estate is a nationwide referral service that helps you sell your home and save on commission. Clever's network of partner agents includes over 1,000 top local agents, who provide Clever home-sellers (and buyers) with full service to list and market their home -- and help with all of the paperwork and negotiations to get you through to closing -- but at a fraction of the usual cost: just a flat fee of $3,000 if your home sells for less than $350K, or 1% commission if your home sells for more than $350K.//Erik Berg is an Investment Fund Analyst for Rev1 Ventures. Erik helps to source and evaluate high-growth technology companies for potential investment. He regularly conducts due diligence on startups as part of Rev1's investment process including financial analysis, reference checks, legal document review, and return modeling. Additionally, he helps coordinate the investment closing process by ensuring all key deliverables are executed on and properly documented.Follow Erik on Twitter: https://twitter.com/aBergsEyeViewCheck out Erik's blog: https://abergseyeview.com///Learn more about Clever: https://listwithclever.com/Follow Ben's blog on Medium: https://medium.com/@benmizesFollow upside on Twitter: https://twitter.com/upsidefm

Sam McBride, analyst at New Constructs, put TrueCar Inc. in the Danger Zone, noting that the stock had been there in 2017, and it lost roughly 60 percent of its value thereafter. That doensturn hasn't made the stock look better, McBride noted, and he made a strong case for hy the stock is still significantly overpriced. Also on the show, Thomas O'Shuaghnessey of Clever Real Estate discusses his firm's survey of thousands of credit-card users, Richard Smith of TradeMmith talks trading today, and Jeffrey DeMaso, director of research at Adviser investments, has the Market Call

Finding a great rental market can be an undertaking, and often a bit of an art. Today’s guest, Ben Mizes is here to share his strategy of buying rental properties on the fringes!   Ben Mizes is the founder and CEO of Clever Real Estate, and a successful real estate investor in the St. Louis area. On today’s show, he’s sharing how he identifies a profitable rental market and why he buys houses on the fringes. We’ll discuss investing for cash flow, how to stay focused on your goals, and so much more!   Book a call with our team: https://goo.gl/qr6iat  Show notes: http://morrisinvest.com/episode380  

Jason Hartman talks with 24 year old real estate investor Ben Mizes, co-founder of Clever Real Estate, about how he got started in the business, what lessons he's learned over his time in the industry, and what technologies he's using to keep up with all his properties. Ben also gives a few best practice tips to those who want to get involved in real estate like he is. Key Takeaways: [1:23] How Ben became interested in real estate [5:23] Ben's deal experience as he started growing his portfolio, and why his 2nd deal may have been his most important [9:34] Ben's thoughts on what's happening in the real estate industry as a whole [13:10] Best practices when managing your own properties is to make sure you make your expectations very clear with your tenants [17:45] If you don't do a good job with repairs it makes managing the building that much harder [20:05] The two main technologies Ben is using for his real estate, and one hack Ben uses to allow his tenants to pay cash Website: www.ListWithClever.com

Jason Hartman talks with 24 year old real estate investor Ben Mizes, co-founder of Clever Real Estate, about how he got started in the business, what lessons he's learned over his time in the industry, and what technologies he's using to keep up with all his properties. Ben also gives a few best practice tips to those who want to get involved in real estate like he is. Key Takeaways: [1:23] How Ben became interested in real estate [5:23] Ben's deal experience as he started growing his portfolio, and why his 2nd deal may have been his most important [9:34] Ben's thoughts on what's happening in the real estate industry as a whole [13:10] Best practices when managing your own properties is to make sure you make your expectations very clear with your tenants [17:45] If you don't do a good job with repairs it makes managing the building that much harder [20:05] The two main technologies Ben is using for his real estate, and one hack Ben uses to allow his tenants to pay cash Website: www.ListWithClever.com

Jason Hartman talks with 24 year old real estate investor Ben Mizes, co-founder of Clever Real Estate, about how he got started in the business, what lessons he's learned over his time in the industry, and what technologies he's using to keep up with all his properties. Ben also gives a few best practice tips to those who want to get involved in real estate like he is. Key Takeaways: [1:26] How Ben became interested in real estate [5:26] Ben's deal experience as he started growing his portfolio, and why his 2nd deal may have been his most important [9:37] Ben's thoughts on what's happening in the real estate industry as a whole [13:13] Best practices when managing your own properties is to make sure you make your expectations very clear with your tenants [17:48] If you don't do a good job with repairs it makes managing the building that much harder [20:08] The two main technologies Ben is using for his real estate, and one hack Ben uses to allow his tenants to pay cash Website: www.ListWithClever.com

“You should be thinking about, ‘What is the least amount of resources i can spend to get to the point where someone will pay me for what I’ve built?’” — Ben Mizes Today’s guest is Ben Mizes, CEO and Co-Founder of Clever Real Estate, a full-service real estate agent that homeowners can use to list their homes for a flat fee. He is also the principal investor and Co-Founder of Arch Buyers, a real estate investment partnership. His experience in business development for institutional homebuyers, working at startups, and raising venture capital raising investments—combined with the incredible real estate opportunity he saw in St. Louis, MO—led to the development of Clever Real Estate with his Co-Founder, Jeremy Decker.