Podcasts about nabe

Ich bin Fahrradfahrer mit Herz und Seele. Und ich finde, es ist eine der grossartigsten Erfindungen, die der Mensch gemacht hat. Damit das Fahrradfahren aber auch Freude macht, muss das Fahrrad in Ordnung und gut gewartet sein. Dazu gehören gute Bremsen, Licht, genügend Luft in den Reifen und weitere Dinge. Unter anderem auch Räder, die gut ausgerichtet sind, das heisst, keine Verformung wie eine Acht oder anderes haben. Damit dies gut gelingt, sind die Speichen mit der Nabe verbunden. Sie ist unsichtbar, macht es aber überhaupt erst möglich, dass die Räder sich so rund und regelmässig drehen können. Ohne intakte Nabe keine Fahrt. Das in dem Sinn Unsichtbare ist das Wesentliche für das Funktionieren des Ganzen. In unserem Leben haben wir auch viel Unsichtbares: Erfahrungen, Gefühle, Ahnungen, Lebensmuster, Ideale, Grundsätze und weiteres. Stimmen diese und sind sie gesund, gelingt unser Leben - andernfalls eiern wir durch den Alltag und unsere Lebensfreude ist getrübt. Ich wünsche Dir einen aussergewöhnlichen Tag!

NABE says our chances of falling into a recession have decreased. (51:40)

Récemment je mange souvent le nabe. C'est le plat japonais comme le pot-au-feu. J'aime bien le nabe Tônyûnabe qui est du lait de soja. Il y a beaucoup de sortes de nabe au Japon. Vous avez déjà essayé ?

Trevor and Ben go through their Dark Steam games of the year, including:the laundry focused Dirty Paintball;the spooky reality bending Dead Dream;chilling out with Drug Induced Lawn Mowing;and more!

Minął dokładnie rok od zmiany władzy w Polsce. Ostatnie tygodnie przyniosły wysyp nowych strategii zapowiadanych przez zarządy kluczowych spółek. W najnowszym odcinku podcastu analizujemy, co zawierają te dokumenty i jakie są ich główne założenia.PKO BP, PZU, GPW, PGE, to tylko pierwsze z brzegu spółki Skarbu Państwa, które zapowiedziały w ostatnim czasie nowe strategie. W najnowszym odcinku podcastu wspólnie z Piotrem Maciążkiem z WzielonejStrefie rozmawiamy o tym co się dzieje w spółkach Skarbu Państwa, rok po zmianie władzy. Podsumowujemy najważniejsze wnioski i zapowiedzi oraz rozmawiamy o trwających restrukturyzacjach. PKP Cargo bowiem już znajduje się w restrukturyzacji, a JSW zapowiedziało plan strategicznej transformacji. O tym co z tego wynika i dlaczego największym wyzwanie stanowi transformacja sektora energicznego, która musi się odbyć bez NABE rozmawiamy w tym odcinku. 00:00:30 – Rok od zmiany władzy w Polsce00:02:00 – Indeksy giełdowe po wyborach i ocena roku od zmiany władzy00:03:30 – Nowa strategia GPW00:07:00 – Transformacja energetyczna: nowe strategie PGE, Enea i Tauron00:08:00 – Koniec NABE00:17:20 – Nowa strategia PZU00:20:00 – Przygotowania do nowej strategii Orlen00:26:30 – Problemy Grupy Azoty00:32:30 – Nowa strategia PKO BP00:36:30 – Plan strategicznej transformacji JSW00:42:00 – Restrukturyzacja PKP Cargo00:43:30 – Oczekiwania wobec strategii Orlen i KGHM

The National Association for Business Economics released its November Outlook Survey today, and nearly all of the economists surveyed expect moderating growth and slowing inflation but, most importantly, no recession until at least 2026. Kathy Bostjancic, chief economist at Nationwide and the outlook survey chairperson for NABE, called the results "Goldilock-ish," noting that forecasting firmer growth and slower inflation than they did in September, the economists are effectively expecting a near-perfect landing for the economy, with downside expectations decreased. David Trainer, founder and president at New Constructs, revisits Beyond Meat, noting that a number of different Danger Zone picks have recently had big rebounds, but that the plant-based meat maker hasn't gotten that kind of life support from the market, which is why he expects it to complete its destiny as a "zombie stock" in 2025. Plus, Nael Fakhry, portfolio manager for the Osterweis Growth and Income fund, discusses "quality growth companies" in the Market Call.

 November 7th marks Nabe no Hi, Japan's official day to enjoy all things hotpot! In this episode, we dive into seven beloved Japanese hotpot styles—from the rich flavors of Sukiyaki to the hearty Chanko nabe favored by sumo wrestlers. Join us as we explore the warmth and tradition behind each dish, perfect for cozying up this season.  11月7日は「鍋の日」。日本の鍋料理を存分に楽しむ特別な日です！今回のエピソードでは、7種類の人気鍋料理をご紹介します。濃厚な味わいのすき焼きから、力士に愛されるボリューム満点のちゃんこ鍋まで、さまざまな鍋の魅力に迫ります。各料理に込められた温かさと伝統をお楽しみいただきながら、この季節にぴったりの鍋の世界に浸ってみませんか？ Support the showhttps://linktr.ee/Sojapanese

Pierre welcomes back Ilan Kolet, Institutional Portfolio Manager at Fidelity Investments. This episode delves into Ilan's expert analysis on U.S. and Canadian economies amid ongoing global economic shifts. Discover insights on the Fed's unprecedented rate cuts, the productivity expansion in the U.S., challenges facing the Canadian economy, and Fidelity's tactical asset allocation positioning. Ilan also shares his experience and insight from the NABE conference and thoughts on the future of fiscal and monetary policy. Explore investment strategies and gain valuable perspectives on navigating today's markets.Timestamped Highlights00:00 Introduction and Disclaimer00:20 Guest Introduction: Ilan Kolet01:38 Market Overview: 2024 Insights02:25 Fed's Decision and Implications04:14 Productivity Expansion in the U.S.09:05 Comparing U.S. and Canadian Economies13:31 NABE Conference Highlights22:47 Divergence in US and Canadian Monetary Policies23:21 Strategic Use of the Canadian Dollar24:58 Impact of Interest Rate Differentials25:48 Canada's Economic Growth Drivers29:11 Decoupling of the Canadian Dollar from Oil Prices31:28 US Shale Revolution and Its Implications32:31 China's Economic Influence on Canada33:49 Tactical Asset Allocation Strategies37:44 Impact of US Election on Economic Policies40:57 Fixed Income and Commodities Exposure45:28 Ongoing Research and Portfolio Adjustments48:32 Conclusion and Final ThoughtsCopyright © AdvisorAnalyst.com

Rob Haworth, senior investment strategist at U.S. Bank Asset Management, says the economic data has lined up so that the economy "can cruise through this soft landing, and not land." In the Big Interview, Haworth says that recessions have been held off for longer than expected up to now, but while he could see heightened volatility for the market for the rest of the year or beyond, the glass-half-full economy means that recession is not likely in the next year and a half. Economists -- as measured by the August 2024 Economic Policy Survey released today by the National Association for Business Economics -- seem to agree, though Lester Jones, chief economist, National Wholesale Beer Association  and a member of NABE's survey committee, notes that the imbalance between loose fiscal policy and tight monetary policy has economists worried about how things might turn after the election. David Trainer, president of New Constructs, puts Lyft back into The Danger Zone -- for the fourth time since 2019 --  noting that the stock still isn't worth $1 per share despite currently trading for more than 10 times that amount. Plus Steve Nicastro, managing editor at Clever Real Estate, discusses how changes in rules governing real estate commissions -- which went into effect over the weekend -- will play out for consumers.

Kraftpaket „Krafti“ reist durch den Fahrradantrieb, diesmal durch Kassette, Nabe und Speichen. Die Ausfahrt des Monats führt zum Tour-Auftakt nach Rimini. (00:00:00) Intro (00:05:29) Themenübersicht (00:06:53) Krafti: Ein Kraftpaket geht auf Reisen (00:08:13) Hebelkräfte und die Schaltung (00:15:16) Krafti und das Ritzelpaket (00:23:33) Gegenkräfte in der Radnabe (00:27:10) Krafti auf dem Weg durch die Speichen (00:36:08) Das Speichengewinde (00:41:46) Leiser oder lauter Freilauf? (00:44:42) Ausfahrt des Monats: von Rimini nach Leipzig (00:46:01) Der Weg nach Rimini und Kindheitserinnerungen (00:52:07) San Marino, Bologna und Tour de France Momente (00:59:35) Ciclopista del Sole und Etsch-Radweg (01:04:21) Brenner, Österreich, Bayern und Tschechien (01:08:03) Allein auf Reisen und das Tour-Highlight (01:11:14) Fazit und Ausblick (01:18:21) Feist – 1234 Hier entlang geht's zu den Links unserer Werbepartner: https://detektor.fm/werbepartner/antritt >> Artikel zum Nachlesen: https://detektor.fm/gesellschaft/antritt-krafti-in-nabe-tour-start-in-rimini

Kraftpaket „Krafti“ reist durch den Fahrradantrieb, diesmal durch Kassette, Nabe und Speichen. Die Ausfahrt des Monats führt zum Tour-Auftakt nach Rimini. (00:00:00) Intro (00:05:29) Themenübersicht (00:06:53) Krafti: Ein Kraftpaket geht auf Reisen (00:08:13) Hebelkräfte und die Schaltung (00:15:16) Krafti und das Ritzelpaket (00:23:33) Gegenkräfte in der Radnabe (00:27:10) Krafti auf dem Weg durch die Speichen (00:36:08) Das Speichengewinde (00:41:46) Leiser oder lauter Freilauf? (00:44:42) Ausfahrt des Monats: von Rimini nach Leipzig (00:46:01) Der Weg nach Rimini und Kindheitserinnerungen (00:52:07) San Marino, Bologna und Tour de France Momente (00:59:35) Ciclopista del Sole und Etsch-Radweg (01:04:21) Brenner, Österreich, Bayern und Tschechien (01:08:03) Allein auf Reisen und das Tour-Highlight (01:11:14) Fazit und Ausblick (01:18:21) Feist – 1234 Hier entlang geht's zu den Links unserer Werbepartner: https://detektor.fm/werbepartner/antritt >> Artikel zum Nachlesen: https://detektor.fm/gesellschaft/antritt-krafti-in-nabe-tour-start-in-rimini

Kraftpaket „Krafti“ reist durch den Fahrradantrieb, diesmal durch Kassette, Nabe und Speichen. Die Ausfahrt des Monats führt zum Tour-Auftakt nach Rimini. (00:00:00) Intro (00:05:29) Themenübersicht (00:06:53) Krafti: Ein Kraftpaket geht auf Reisen (00:08:13) Hebelkräfte und die Schaltung (00:15:16) Krafti und das Ritzelpaket (00:23:33) Gegenkräfte in der Radnabe (00:27:10) Krafti auf dem Weg durch die Speichen (00:36:08) Das Speichengewinde (00:41:46) Leiser oder lauter Freilauf? (00:44:42) Ausfahrt des Monats: von Rimini nach Leipzig (00:46:01) Der Weg nach Rimini und Kindheitserinnerungen (00:52:07) San Marino, Bologna und Tour de France Momente (00:59:35) Ciclopista del Sole und Etsch-Radweg (01:04:21) Brenner, Österreich, Bayern und Tschechien (01:08:03) Allein auf Reisen und das Tour-Highlight (01:11:14) Fazit und Ausblick (01:18:21) Feist – 1234 Hier entlang geht's zu den Links unserer Werbepartner: https://detektor.fm/werbepartner/antritt >> Artikel zum Nachlesen: https://detektor.fm/gesellschaft/antritt-krafti-in-nabe-tour-start-in-rimini

Audio: https://erickimphotography.com/blog/wp-content/uploads/2024/08/MOLON-NABE.m4a YouTube: https://youtu.be/z-Vjv6rmhoE Facts: https://erickimphotography.com/blog/2024/08/13/molon-nabe-guns-are-for-pussies/

Summary In this Quickfire Questions episode, James Doran asks Lee Lee about her favorite place she's ever lived, her favorite international food, her favorite international tradition, her favorite thing about living abroad, her best homesickness remedy, the hardest thing about living abroad, the best phrase she's learned while living abroad, the best way she's made new friends, the best thing to do in her new hometown, and her best expat life advice. Takeaways Living in Japan provides a serene and safe environment, with beautiful hiking opportunities. Nabe, a hot pot dish, is Lee Lee's favorite international food. The Daruma burning ceremony in Japan is Lili's favorite international tradition. The ability to embrace change and gain different perspectives is Lee Lee's favorite thing about living abroad. Having pictures and staying connected with loved ones helps with homesickness. Getting used to the discomfort of unfamiliar situations is the hardest thing about living abroad. Doing things you enjoy is the best way to make new friends. Exploring and taking different routes in your new hometown is recommended. Embracing the struggle and finding strength in it is important for living your best ex-pat life. Sound Bites "Surrounded by a lot of people but feeling calm and safe" "Nabe: A comforting soup that brings back memories" Connect with Us: Website: https://www.tallmantravels.co.uk/the-expat-pod Facebook: https://www.facebook.com/profile.php?id=100089327439022 Instagram: https://www.instagram.com/the.expat.pod/ Twitter: https://twitter.com/ExpatPod LinkedIn: https://www.linkedin.com/company/the-expat-pod/ Subscribe, Rate, and Review: If you enjoyed this episode of The Expat Pod, please subscribe, rate, and leave us a review on your favourite podcast platform. Your support helps us reach more listeners like you and continue to deliver valuable content on life as an expat. Chapters 00:00 Quickfire Questions: A Trailer to Living Abroad 01:31 Nabe: A Comforting International Food 03:29 Embracing Change and Gaining Perspectives 04:50 Staying Connected and Finding Comfort in Familiarity 06:46 Getting Used to the Discomfort of the Unknown 08:14 Mantras for Living Abroad: Kisarasa, Seila-vi, and Shogunai 09:10 Making Friends by Doing What You Enjoy 10:05 Exploring and Discovering in Your New Hometown 11:03 Embracing the Struggle and Finding Strength --- Send in a voice message: https://podcasters.spotify.com/pod/show/theexpatpod/message

Qeyrana aboriyê kêr gihandiye hestî. Xelk dibêje ne dikarin parîk nan bistînîm û ne jî dikarin ji malên xwe derkevin herin cihekî. Li gorî gotina xelkê, heta hikûmet neguhere aborî dê baş nebe.

Maxi Dickerhoff fährt Trails nicht einfach nur, er zerbröselt sie. Sein Fahrstil ist so einprägsam wie die Nabe auf seiner Nase. Warum der ehemalige EWS-Racer viele Rennen nichts ins Ziel brachte, erzählt er euch hier.

Mike breaks down the latest NABE survey.

W rozmowie z Wzielonejstrefie.pl, sekretarz stanu w Ministerstwie Klimatu i Środowiska, Miłosz Motyka, odniósł się do wielu kwestii takich jak wzrost cen energii, audyt w Polskich Elektrowniach Atomowych, budowa drugiej siłowni jądrowej, czy wydzielenie aktywów węglowych z energetyki.

Julia Coronado is the president and founder of MacroPolicy Perspectives, a Wall Street research firm. Julia was also recently the president of the National Association of Business Economists, and she has served as an economist on Wall Street and at the Federal Reserve Board of Governors. Julia is also a returning guest to Macro Musings, and she rejoins the podcast to talk about the prospects of a productivity surge, the Fed's journey to a soft landing, the state of the commercial real estate market, and more.   Transcript for this week's episode.   Julia's Twitter: @jc_econ Julia's MacroPolicy Perspectives profile   David Beckworth's Twitter: @DavidBeckworth Follow us on Twitter: @Macro_Musings   Join the Macro Musings mailing list! Check out our Macro Musings merch!

W połowie lutego rząd wycofał z Sejmu projekt ustawy o zasadach udzielania przez skarb państwa gwarancji za zobowiązania Narodowej Agencji Bezpieczeństwa Energetycznego, czyli tzw. NABE. To na razie faktyczny koniec flagowego projektu byłego ministra aktywów Jacka Sasina, który zakładał wydzielenie aktywów węglowych ze spółek energetycznych i przeniesienie ich do nowego podmiotu. Rząd Donalda Tuska na razie nie przedstawił alternatywy dla NABE, a czas ucieka. Rosnące koszty zakupu CO2 stają się coraz większym problemem dla państwowych firm energetycznych. O tym co wydarzy się z aktywami węglowymi i przyszłością państwowej energetyki opowiada Wanda Buk, prawniczka i była wiceprezeska PGE. Rozmowę prowadzi Robert Tomaszewski

Dr Kavi Mufti is an intensive care specialist, emergency physician, Director of ICU at Frankston Hospital Peninsula Health, and Associate Professor at Melbourne University. She came to Australia with her family in 1995 because of the instability and war in Iraq against the Kurds. Dr Mufti is very successful in her field as a doctor. We speaking to her about International Women's Day and the importance of women's role in society. - Dr Kavi Muftî pispora lênihêrîna nexweşên metirsîdar û bijîjka lezgîniyê ye, ew Rêvebira ICU li Nexweşxaneya Frankston Peninsula Health, û profesora hevkar li Zanîngeha Melbourne. Ew û malbata xwe di sala 1995 de ji ber rewşa aloz ya li Iraqê hatin Australya. Dr Kavî di karê xwe de wek doktor gelekî serkeftî ye. Îro em ê bi wê re li ser Roja Navnetewyî ya Jinan û girîngiya rola jinê di civakê de biaxivin.

Economic growth this year now forecast at 2.2% by NABE; WTO considers streaming content tax; AT&T offering $5 to customers most affected by outage; United Airlines is latest carrier to hike checked baggage fees.

Brad McMillan, chief investment officer for Commonwealth Financial Network, says that while market valuations are high right now on a historic basis -- which might make investors cautious -- the sky-high prices for the Magnificent Seven stocks that have been leading the market to record levels have left room for the other stocks in the index to be particularly reasonable. That means the market's overall valuation is more reasonable than headlines suggest, and there is room to grow in other sectors. Likewise, economists are feeling like economic policies are working well enough to avoid big problems like recession this year --  according to the latest Policy Survey from the National Association for Business Economics, released today; Lester Jones of the NABE survey committee discusses how economists still have some worries about fiscal policies and how the Federal Reserve might mess things up. Plus David Trainer of New Constructs revisits a Danger Zone pick that has fallen dramatically but that he thinks will go all the way to zero in due time, and author Jared Dillian talks about his new book "No Worries: How to Live a Stress-Free Financial Life" and how three key financial decisions will determine how easily you can avoid feeling day-to-day financial pressures.

 What are business owners' biggest worries and how are they feeling about the economy? This week, the National Association for Business Economics, or NABE, is expected to release its first survey of the year. We spoke with Constance Hunter – a senior adviser at MacroPolicy Perspectives and a past president of NABE – about how investors should be thinking about this data and what it could mean for the economy and financial markets in 2024. And, in our roundtable with WSJ reporters Sharon Terlep and George Downs we discuss Boeing's recent issues with its 737 Max jet and its upcoming earnings call.  Further Reading Consumers Start 2024 on Strong Footing After a Jolly Holiday  Boeing's Pile of Problems Gets Bigger as a Crucial Buyer Hesitates  Can Boeing Repair the $12 Billion Hole in Its Reputation?  Inflation Is Down, but It Wasn't 'Transitory'  For more coverage of the markets and your investments, head to WSJ.com. 

As we navigate the final stretch of the year, many of us are feeling the economic constraints of the past year as the nation continues to battle inflation and higher costs. So what can we expect for the rest of December and next year? The National Association of Business Economics (NABE) has unveiled its latest outlook survey, shedding light on what lies ahead for the remainder of December and into the coming year. The organization's projections indicate a positive finish for 2023, with even stronger expectations compared to their October Outlook survey. According to the NABE, the nation is expected to experience slower growth between the fourth quarter of 2023 and the fourth quarter of 2024. Despite the optimism for the current year, the panelists are cautious about the trajectory of economic expansion in the near future. Notably, three out of four panelists have expressed concerns, suggesting a 50% chance of a recession within the next year. “While most respondents expect an uptick in the unemployment rate going forward, a majority anticipates that the rate will not exceed 5%. Too much monetary policy tightness and broadening conflicts in Ukraine and the Middle East are cited as the largest downside risks for the U.S. economy,” NABE President and chief U.S. economist for Morgan Stanley, Ellen Zentner, said in a statement. “Panelists anticipate further slowing in core inflation—excluding food and energy costs—but doubt it will reach the Federal Reserve Board's 2% target before year-end 2024,” commented NABE's Outlook Survey Chair Mervin Jebaraj, who also serves as director for the Center for Business and Economic Research at the University of Arkansas. The Federal Open Market Committee (FOMC) is poised to play a pivotal role in shaping the economic landscape, with its upcoming meeting scheduled for December 12th and 13th. At the end of this meeting, we will hear more from Fed Chair Jerome Powell on what happens next with interest rates. Learn more about your ad choices. Visit megaphone.fm/adchoices

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Der Kanzler steht neben Israel, aber heute auch neben Katar. Was im neuen bayerischen Koalitionsvertrag steht, passt sicher auf kein Flugblatt. Und: Regeln für Pedelecs. Das ist die Lage am Donnerstag. Die Artikel zum Nachlesen: Israelischer Ex-Außenminister über verpasste Friedenschancen: »Wir sollten mit PLO verhandeln« Vor Ministerpräsidentenkonferenz: Bundesländer streiten über Forderungen an den Bund Elektronische Fahrradschaltungen: Uff, die Nabe knurpst nicht mehr +++ Alle Rabattcodes und Infos zu unseren Werbepartnern finden Sie hier: https://linktr.ee/spiegellage +++ Die SPIEGEL-Gruppe ist nicht für den Inhalt dieser Webseite verantwortlich.Alle SPIEGEL Podcasts finden Sie hier. Mehr Hintergründe zum Thema erhalten Sie bei SPIEGEL+. Jetzt für nur € 1,- für die ersten vier Wochen testen unter spiegel.de/abonnieren Informationen zu unserer Datenschutzerklärung.

- Radyoya Swêdê bea kurdî

How can teachers use relationship building to improve learning outcomes for hesitant or disconnected students? How can we encourage our students to embrace and celebrate their bilingualism? We dive into these questions and more with Sonia Águila, a California dual language teacher who has been recognized in her district, her state, and nationally for the work she has done in the field of multilingual education. Born in Santa Barbara, California, Sonia Águila grew up in a small town near Guadalajara, Mexico. She returned to California at age 11 only knowing how to count to ten in English. After experiencing many challenges and even being discouraged from pursuing a higher education as a young student, she was eventually selected as her high school Salutatorian and Latino Student of the Year at the University of California, Santa Barbara. She followed her lifelong dream of becoming a teacher after  obtaining an Elementary Teaching Credential with an emphasis in Spanish and a Masters Degree in Education. Sonia is currently a 2nd grade Dual Language Immersion Teacher at Canalino Elementary School and the Dual Language Immersion Chairperson for Carpinteria Unified School District, where co-wrote the Plan Maestro for the Dual Language Immersion Program. She was Carpinteria Unified School District Teacher of the Year in 2017,   California Bilingual Teacher of the Year in 2022, And National Bilingual Teacher of the Yea un 2023. Download the full episode transcript here, and find more free resources for multilingual educators on our website. --- Send in a voice message: https://podcasters.spotify.com/pod/show/highest-aspirations/message

A Japanese hot pot dish made with napa cabbage and sliced pork belly cooked in a delicious dashi broth. - 寒くなってくると食べたくなるのが鍋料理ですが、今回はキャンプ場でもできる白菜と豚肉の重ね鍋、ミルフィーユ鍋です。

Mike Armstrong and Marc Fandetti discuss the 10-year Treasury yield hits highest level since 2007. Borrowers with $39B in student loans finally sees relief. NABE survey shows more confidence the Fed can pull off a soft landing. New York and California see trillions in assets flee to Wall Street South. America's fight over tipping at restaurants comes to its biggest battleground yet. The average wage for employees to accept a new job has climbed to $80,000.

In this episode, Elin & Christina have a conversation with Cecilia Paz Aguilar. We talked about her early education experiences that really impacted the type of educator she is today. From early advocacy and its impact to how a focus on school turned into a focus on staying alive. Rigor was a big theme in this conversation and how love must play a part. Cecilia Paz Aguilar is a Senior Manager with TNTP for the Southwest Region (LA, TX, AR, OK, AR, or NM). She leads the regional Conference Strategy where she is committed to elevating the work of the Southwest in spaces that align with organizational priorities. Her work has led to successful TNTP presentations at CABE, NABE, TABSE, ALAS, and SXSW EDU. Cecilia holds a BA in Psychology, an MBA in Educational Leadership, and an Administrative Credential. She has served as an educator (grades 6-12), an instructional coach, and a Founding Principal with experience in California, Louisiana, and Texas.  --- ⁠⁠⁠⁠⁠⁠⁠Buy our Book: The Power of Reflection⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Work With Us! Book a Clarity Call.⁠⁠⁠⁠⁠⁠ Follow us on ⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠: @elinandchristina ⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠: Empowered Conversations with Elin & Christina Check out our website at ⁠⁠⁠⁠⁠⁠⁠www.empowereducationalconsulting.com  --- Support this podcast: https://podcasters.spotify.com/pod/show/elinandchristina/support

WGR550's Nabe...uhh...Nate Geary joins us in studio to discuss the 2023 NFL Draft! We talk about Nates lukewarm outlook on the Bills 2 TE usage, the flexibility provided by Torrence, Drew turns into a mush mouth & pettiness abounds as we bring our Bills Draft coverage to a close! Learn more about your ad choices. Visit podcastchoices.com/adchoices

A new survey out from the National Association for Business Economics that polled over 50 economists shows a collective “maybe” on whether respondents thought a recession will appear later this year. We chat with NABE president Julia Coronado about what the survey can tell us about the wider economy. Plus, we look at new power plant emissions guidelines to be proposed by the Environmental Protection Agency. And, senior economics contributor Chris Farrell talks about the health insurance inequality trends between people with and without college degrees.

A new survey out from the National Association for Business Economics that polled over 50 economists shows a collective “maybe” on whether respondents thought a recession will appear later this year. We chat with NABE president Julia Coronado about what the survey can tell us about the wider economy. Plus, we look at new power plant emissions guidelines to be proposed by the Environmental Protection Agency. And, senior economics contributor Chris Farrell talks about the health insurance inequality trends between people with and without college degrees.

AP correspondent Donna Warder reports on this month's NABE survey.

How has family engagement evolved post-pandemic remote learning? Why has online professional learning had staying-power after schools reopened? What are some predictions for trends and changes in store for education in 2023? We're concluding Season 9 of Highest Aspirations by reflecting on what has been a year full of learning how to best serve our students. We'll also get into some predictions for 2023. Sandra Medrano Arroyo, my colleague at Ellevation, joins us today to discuss some of our learnings from 2022 as well as some predictions and hopes for 2023. Sandra is in a unique position to provide this information given her background and current work. She works with me here at Ellevation Education as our Dual Language Instructional Content Specialist, where she has spearheaded the creation of two new instructional practices specific to the needs of Dual Language programs. She has also brought her knowledge and expertise to various conferences over the course of the year, with impactful presentations at NABE and La Cosecha among others. In over 23 years in education, she has served the needs of emergent bilinguals and various sub-groups in a number of roles: teacher, academic coordinator, school director, recruiter, instructional specialist, and program planner. Prior to Ellevation, Sandra served as the Manager of Multicultural Education for the 11th largest school district in the US, overseeing the ESOL program for over 34,000 students, including a two-way dual language program that served over 9,000 students. Since 2016, she has also served as a PD Consultant for the National Association for Bilingual Education. Subscribe to the show here: https://open.spotify.com/show/0W4CYdurgYRIwFGif3H6Qk For additional episodes, blog posts and free resources relating to multilingual education, visit our community page: https://ellevationeducation.com/ell-community. Visit our EL Community page for episode resources, related content and more. Download the episode transcript here. --- Send in a voice message: https://anchor.fm/highest-aspirations/message

In this thirty-fourth bite, join co-hosts Crystal Price and Shannon Hiller from Clark County Credit Union as they head back to Chinatown for Nabe Hotpot, talk different types of credit and how they work, plus tips for better credit card management. Hear why hotpot is worth the wait, how interest rates affect your credit, and when to increase your credit limit. Learn more at CCCULV.org

Speichen in einem Rad übertragen die Belastung der Radfelge auf die sich im Zentrum befindende Nabe. Damit wird die Felge entlastet und de Nabe übernimmt den gesamten Druck. Ist eine Speiche kaputt, kann sich das Rad verformen. Beim Fahrrad spricht man davon, dass ein Rad eine Acht hat und dann fährt man nicht mehr gleichmässig ruhig. Ist eine der Speichen in einem Rad beeinträchtigt, zum Beispiel gebrochen oder verbogen, wirkt sich das auf die anderen und deren Stabilität aus. Je mehr Speichen aber in einem Rad vorhanden sind, desto eher verträgt es eine defekte Speiche. So ist es auch in unseren sozialen Gefügen. Je besser wir eingebettet sind in gute und stabile soziale Beziehungen, desto besser geht es uns und desto besser kann der Alltagsdruck geteilt und aufgefangen werden. Für mich ist in diesem Bild die zentrale Nabe, die am Ende den gesamten Druck auffängt, Jesus, mit dem ich verbunden bin. Ich wünsche Dir einen aussergewöhnlichen Tag! --- Send in a voice message: https://anchor.fm/audiostretto/message

A VISIT WITH THE NATIONAL ASSOCIATION FOR BILINGUAL EDUCATIONSo much diversity of language in our classrooms..................so many ESL kids....NABE is an excellent organization and we welcome Executive Director Nilda Aguirre ............................... Everything we do is linked at the home website of The American Consortium for Equity in Education  at ace-ed.org: 1.Teacher-Retention.com and Teaching Reset Professional Development 2. SELtoday.org 3The Excellence in Equity Awards Program 4.Our online journal 'Equity& Access PreK12 5.the last two years of Education Talk Radio podcasts

A VISIT WITH THE NATIONAL ASSOCIATION FOR BILINGUAL EDUCATIONSo much diversity of language in our classrooms..................so many ESL kids....NABE is an excellent organization and we welcome Executive Director Nilda Aguirre ............................... Everything we do is linked at the home website of The American Consortium for Equity in Education  at ace-ed.org: 1.Teacher-Retention.com and Teaching Reset Professional Development 2. SELtoday.org 3The Excellence in Equity Awards Program 4.Our online journal 'Equity& Access PreK12 5.the last two years of Education Talk Radio podcasts

In this week’s episode of The Mixtape with Scott, I had the pleasure of interviewing Kyle Kretschman, Head of Economics at Spotify. It was a great opportunity for me because Kyle is one of the first economists I have spoken to who didn’t enter tech as a senior economist (e.g., John List, Susan Athey, Michael Schwarz, Steve Tadelis). Kyle entered tech straight out of graduate school. He spent much of his career at Amazon, a firm that has more PhD economists than can be easily counted. Under Pat Bajari’s leadership there, Kyle grew and his success was noticed such that he was then hired away by Spotify to lead up their economics team. At the end of the interview, I asked Kyle an economics article that has haunted his memories and he said “BLP”, which is affectionate shorthand that “Automobile Prices in Market Equilibrium” by Berry, Levinsohn and Pakes 1995 Econometrica goes by. I really enjoyed this interview, and despite the less than ideal sound quality at times, I hope you will too.But before I conclude, I wanted to share some more of my thoughts. This series I’ve been doing on “economists in tech”, which has included interviews with John List, Susan Athey, Michael Schwarz and Steve Tadelis, comes from a complex place inside me. First there is the sheer curiosity I have about it as a part of the labor market for PhD economists. As I have said before on here, the tech sector has exploded in the last decade and the demand for PhD economists has grown steadily year over year. Tech demand selects on PhD economists with promising academic style research inclinations. There is substantial positive selection in this market as firms seek out strong candidates can be produce value for them. This is reflected in both junior market salaries, but also senior. Job market candidates are economists with technical skills in econometrics and economic theory, not to mention possess competent computer programming skills in at least one but often several popular coding languages. They are also candidates who were often entertaining careers within academia at the time they entered tech, and in those academic careers, they envisioned themselves writing academic articles about research they found personally and scientifically important and meaningful. Going into tech, therefore, would at least seem to involve choice that may go far beyond merely that of taking one job over another. It may involve a choice between a career in academia and a career outside it, which for many of us can feel permanent, as though we are leaving academia. And for many economists, it may be the first time they have ever contemplated such a thing. If they do internalize the story that way, if they do see taking a job in tech as “leaving academia”, then I can imagine that for at least some economists, that may be complicated, at least. But there’s another reason I have been wanting to talk to economists in tech and that is I am very concerned about the welfare of our PhD students. In a recent article published in the Journal of Economic Literature, economists interviewed graduate students in top economics programs. They found there incredibly high rates of depression, anxiety, loneliness and even suicidality. This is a common feature of graduate studies, but it is interesting that PhD economists have incredibly good employment opportunities and yet the depression and anxiety plague there too. One of the things that struck me in that study was the disconnect between what graduate students felt about their work and what their advisors felt about their own work. Many students, for instance, do not feel they are properly supported by advisers, do not believe their advisers care about their research success and do not even care about them as a person. Whereas most Americans (and faculty) feel that their work has a positive impact on society, only 20% of PhD students in economics feel that way. (I discussed the article as well as my own research on the mental health of PhD students here.) I suppose part of me feels a great sigh of relief to see the labor market for PhD economists expanding in light of those troubling statistics. If students know that life is full of infinite possibilities, then perhaps they can begin to process earlier what they want to do in the short years they have on this small spinning ball of rock we call Earth. If students do not in the end want to become professors, if they do not have the opportunities to become one, they should know that there is no “failure” involved there. Careers are just that — careers. They do not tell us who we are. The sooner a student can detach from the unhelpful story that our value is linked to a vita listing our accomplishments, the sooner they can begin their own life work of choosing their meaning. Can having more labor market opportunities with more employers competing for them help do that? Well no, not really. At least, not exactly. It can disrupt certain equilibrium, but then the new equilibrium can just as easily cover that up too. Still, I do like the idea that to keep students in academia, universities and departments must fight harder for them, pay attention to them, and invest in them as people. I like the idea that students have more options and that the options are diverse. Will it help their depression? Well, that’s another matter, as that’s complex. And presumably the economists in the survey I mentioned were themselves well aware of the career options they had since they were coming from the nation’s top 10 PhD programs in economics. I suppose my point is that ultimately, the burden of life really cannot be resolved with money or career. We are trained to look there because we have boundless appetites. But ultimately the hard work of navigating life can only be helped so much by a job. We must still decide for ourselves what meaning we will choose for ourselves. But one thing I know, and one thing which I think our profession is profoundly bad at saying out loud, is that if we make our identity connected to vitas, we will not just be miserable, we will be hopeless, and probably poisoned. Such a mindset leads to endless laps on a brutalizing treadmill of meaningless performance in which a person chases for first place in a race they don’t remember signing up for and which they cannot win. They compare themselves with others running, not knowing that they too are brutalized by their own treadmill, not realizing that it is impossible to catch up with someone else as there is always someone else ahead of us. The sooner we learn that the joy we long for will not come when we get a top 5, the sooner we can look elsewhere. It has taken me many years to relearn a lesson I learned decades ago — I am whole now. I am complete now. I still run, and I still chase, but I am not chasing completeness. I am not chasing my own wholeness. Being whole and complete has nothing to do with a career. Careers are ultimately orthogonal to hope, which does not mean they do not matter — they absolutely matter. But if asked to deliver meaning, we will find that our jobs are as weak as wet spaghetti at such a task as that.So, I suppose in some ways I simply want to announce — there are incredible opportunities for economists inside government, commerce and academia. But the weight of this life is not likely to be lighter in any one of them, for the weight we feel in life is largely self imposed, inside us, in the stories we tell about who we are and for many of us who we are not. Those stories are real, because we feel them and because we believe them, but they are not true. All stories are wrong, but some are useful, and the story that our lives can only matter if we have certain types of jobs or certain types of success, while it may be useful to getting a paper out or accomplishing something important, in a much bigger sense it is hollow at best and pure poison at worst. TRANSCRIPTThis transcript will be updated once the more complete transcript is finished; for now it was transcribed using voice-to-text machine learning.Kyle Kretschman:Might not have prepared myself well enough to be attractive for some of the most pop most top tier schools. Scott Cunningham:In this week's episode of the mix tape with Scott, I had the pleasure of interviewing Kyle kretchma the head of economics at the streaming platform. Spotify. Before I dive into the interview, though, I wanted to give you a bit of a heads up about the sound quality. Unfortunately, the sound quality in the interview on Kaza side is a bit muffled. We discussed refilming. It tried to find a way to tweak it, but there were certain constraints on the actual sound itself that kept us from being able to do it. And we didn't feel that refilming, it would be good because we thought that the interview had a lot of serendipitous kind of spontaneous tangents and things spoken about that. We thought students and people in academia would want to know, would need maybe even need to know. And I doubted that I could recreate it, cuz I don't even know why it happened. Scott Cunningham:So I'm gonna post a video version of this at my subs, for those who feel that a video version would help them kind of follow it in so far as the audio might be at times challenging. So check out the subst for those of you that wanna watch, watch it instead of just listen to it, hopefully that'll help. I won't say much here by way of introduction, except to say a few things about Kyle, because I wanted to let Kyle tell you his story in his own words, cuz it's his story to tell. And it's an interesting story. Kyle's a PhD economist though from the university of Texas Austin, which is down the road from where I live and work at Baylor, where he wrote on topics in graduate school and applied econometrics, empirical industrial organization or empirical IO and public choice after graduating, Kyle went to Amazon, not academia. Scott Cunningham:In fact, given we might start the boom of tech hiring PhD economists in the early to mid 20 2010s. You could say Kyle maybe was sort of one of the earlier hires among that second wave of PhD economists that went there. He worked for several years at Amazon before being hired away by Spotify to head up and lead a new economics team there, perhaps this is part of a broader trend of tech firms building up more internal teams, not just of data scientists, but like Amazon departments of economists who knows recall though from an earlier interview with Susan athe where, when I asked Susan why she said pat Maja had done something amazing at Amazon, she said he made economists productive. And in time he made many of them productive and very in productive from what I've been able to follow. And Kyle is from what I can gather someone whose skills matured and deepened under the leadership of Papa jar at Amazon and other leaders at and other economists at Amazon. Scott Cunningham:And he was ultimately hunted down by a major tech term to create an economics team there I'm by no means an expert on the labor market for PhD economists. I just have been very intrigued and curious by the, the, the Mar the labor market for PhD economists in tech, because well, partly because of realizing first that cause of inference was really valued in tech, but then to sort of realize that there was just this very large community of economists there, but I don't think it's controversial to say over the last 10 to 15 years, the tech industry really has been disruptive in the labor market for PhD economists. They continue to hire at the junior and senior market in larger and larger volume selecting more and more on people who likely would've gone into academia into tenure track or tenured positions. They pay very high wages, some of the very, some of the highest wages in the country, both at the junior level and especially at the, at the higher end at the, at the more advanced levels, people can earn compensation packages by the, in the, by the time they're in their thirties, that many of us didn't know were possible. Scott Cunningham:It's in my mind, historically novel, and I might be wrong about this, but it, it seems historically novel that the PhD economists who likely would've produced academic research papers in tenured and tenure track jobs have begun to branch out of academia, but maintain those skills and maintain that research output. It's partly driven best. I can tell, buy Amazon, I might be wrong, but by Amazon and paja, as well as Jeff Bezos own view, that economists are what I guess we would just say value added for many firms. Therefore I'm continuing to wanna speak with economists in tech to help better trace out the story. This interview with Kyle follows on the back of earlier interviews with people in tech like John list, you know, a, a distinguished professor of economics at the university of Chicago, but also the former chief economist that Lyft and Uber now Walmart Michael Schwartz, former professor of economics at Harvard. Now, chief economist at Microsoft and Susan athe former chief economist at Microsoft professor at Stanford and now chief economist at the DOJ. I hope you find this to be an interesting dive into the industry. Learn a little bit more about economists there, but by, by learning the about one particular important economist, there a, a young man named Kyle crutch, head of economics at Spotify, my name's Scott Cunningham. And this is the mix tape with Scott. Scott Cunningham:Well, it's my pleasure today to have, as my guest on the mix tape with Scott, Kyle crutch, Kyle, thanks so much for being on the call. Kyle Kretschman:Hey Scott, thanks for having me really appreciate the time to talk Scott Cunningham:Well before we get started with your career and, and everything. I was wondering if you could just tell us your name and your title and where you work. Kyle Kretschman:Sure. Yeah. As you said, I'm Kyle kretchma, I'm the head of economics at Spotify, Scott Cunningham:Head of economics at Spotify. Awesome. Okay. I can't wait to talk. So let me, let me, let's get started. I was wondering if you could just tell me where you grew up. Kyle Kretschman:Sure. So most of the time I grew up in outside of Pittsburgh, Pennsylvania, about an hour north of the city, real real small town probably had one stop light. And maybe the, the funny story that I can share is what I took my wife there. She asked where's the Starbucks. And I said, no Starbucks here. There's no Scott Cunningham:Starbucks. Kyle Kretschman:Yeah. So pretty small town called Chippewa township in Pennsylvania. Scott Cunningham:Oh, okay. Is that near like Amish stuff or anything like that? Kyle Kretschman:No, that's the other side of the state. So this would be Western Pennsylvania about near the end of the turnpike, about five minutes from the Ohio border. Scott Cunningham:Oh, okay. Okay. You said, but you, did you mention, you kind of grew up in different places? Kyle Kretschman:Yeah. So before that, my father worked in civil engineering and so would do build roads and bridges basically across every, across the nation. So I was actually born in Louisiana, lived there with, I think for a whole two, three weeks. I don't quite remember. Cause I was pretty young obviously, but then Michigan and then spent some time in Philadelphia before moving out to Pittsburgh around second grade. Scott Cunningham:Oh, that's kinda like, that's like when people described their parents being in the military, just kind of moving around a lot. Kyle Kretschman:Yeah. A little bit. So, but Scott Cunningham:Then you settled in the second grade Kyle Kretschman:That's right. Yeah. So outside of Pittsburgh and then stayed in Pittsburgh through high school and even through undergrad. Scott Cunningham:Oh, okay. Oh, you went to undergrad in Pennsylvania. Kyle Kretschman:Yeah, I did. So I went to undergrad at the university of Pittsburgh. Oh, okay. It was, yeah. If, I guess maybe continuing the story growing up in a town with no Starbucks. I was, I was pretty intrigued by going to a city. Yeah. And find out that lifestyle and yeah, we might have lived pretty close, like an hour away, but we didn't go down to the city very much. So Pittsburgh was just really, really enticing for a city to, for, to go to undergrad in. And so I basically looked at all schools that were in cities and so the proximity plus then the, the ability to just spread my wings and explore what it's like to be in a city was really, really enticing. Scott Cunningham:Did any of your friends go to pit with you? Kyle Kretschman:Yeah, so there's probably, I grew, I graduated from a class of about a little over 200 people in high school and I think there was like five or six people from high school that went to pit for my class. So definitely had some really good friends who went and kept in touch with, through undergrad. Scott Cunningham:Mm. Yeah. So it wasn't, were you sort of an early generation or you weren't, were you a first generation college student in your family or did your parents go to college Kyle Kretschman:Combination? So my dad went to Penn state civil engineer, as I mentioned, me and my mom actually graduated from undergrad the same week. So my mom went back to school later in life after me, after we went to school. And so yeah, we, we were able to celebrate graduation cuz she went to a small private school right outside of the city also. Scott Cunningham:Oh, okay. Okay. Yeah. Well, so what did you like to do in high school? Kyle Kretschman:So I played a lot of sports before high school and then I kind of switched into, and this was a traditional sports of football, basketball, baseball, but then I switched into tennis in high school. And so that kept me busy, but along with a lot of academics and really, really liked computer science. So played a lot of video games growing up, really enjoyed like that aspect in combination. Scott Cunningham:What games were your, were you, did you play on a, on a video game, plat platform? Like an Nintendo or did you play? Kyle Kretschman:Yeah, no, we played a lot of plays very much into like role playing games. Some of the arcade games like Marvel versus Capcom. So yeah. Yeah. Very, very interested in gaming. Yeah. Maybe I was a little too early for that. Cause you know, every, everybody in the 1990s was like, oh, I could make pu money playing video games, which wasn't true back, which wasn't true back then, but that's right. You know, nowadays Scott Cunningham:You can that's right. Yeah. You know, that's right. You can do it. There's all kinds of ways you can make money doing things today that nobody knew was possible 10, 10 or 15 years ago. Even Kyle Kretschman:My Scott Cunningham:That's cool. Yeah. I, I, it's funny, you know, computer games can keep a, keep a kid in high school going, you know, like especially I think they're kind of misunderstood. I, I had a lot of friends that, well, I mean, I, I, I had, when I didn't have a lot of, we moved from a small town in Mississippi to Memphis and I, those, those that first year when I didn't have a friends, I did bulletin boards and played Sierra online games like Kings quest. And it's like, it's like, you know, not intertemporal smoothing, but like inner temporal socializing, smoothing, you know, so that you just kind of get through some periods that would otherwise be a little lonelier. Kyle Kretschman:Yeah, for sure. And I mean, I mean for this audience, like most video games are some sort of form of constrained optimization. So there was, there was the inkling that I, I liked understanding how economies worked in high school through this and yeah. Going back to my mom, my mom always said like she encouraged it and she encouraged education. And there was actually kind of like that nexus, whenever I took economics in high school, it was like, oh, you know, some of these games really are full economies that are constrained and constrained in a way that you can understand and complete in, you know, under a hundred hours. Right. But there was that combination that was kind of showing itself of computer science, computer gains and economics of putting itself together. Scott Cunningham:So you were kind of thinking even in high school about economics in that kind of like, you know, optimizing something and like, like almost that modern theory that we get in graduate school. Kyle Kretschman:I think more, I had the intuition when I didn't have know how to say what it was in high school because my high school was pretty forward and that it offered both advanced computer science courses that could get you through definitely through first year of undergrad, maybe even through second year with advanced placement. And then they also offered advanced placement economics. And so I, I ended up taking advanced place in economics my junior year when most people took senior year. And so whenever I was going small Scott Cunningham:Town, even in that small town, they had, you had good your high school. Good econ. Kyle Kretschman:Yeah. It was a real, it was a really good high school that would put together good curriculum that did a lot of college preparatory work though. They, wow. They really leaned into the advanced placement, the AP courses to get students ready to go to school. Scott Cunningham:Wow. Wow. So even at, as a junior, you're taking AP econ, you know, you don't have to take AP econ. That kind of is say that, that sounds like somebody that was kind of interested in it. Kyle Kretschman:Yeah, very much. Yeah. And again, as soon as I, I definitely didn't get to the graduate level of understanding, like, you know, LaGrange multipliers, but the, the micro and macro sequence just made intuitive sense to me. It was like, it was kind of where I was like, yeah, this fit. And this is how I think. And some people might criticize me now that I think too much like an economist. Right. Like, but at the same time, it just like, it started to put together that language and even more so some of the frameworks that really kind of drew me into it. Scott Cunningham:Well, did you, did you, did you notice that you had this interest in computer science and this interest in economics and that they might be one, did you get a feeling that they could be in conversation with each other? Kyle Kretschman:Not Scott Cunningham:At first, our ancestors a hundred years ago. Didn't, you know, those economists didn't think that way, but now it's just so natural for this generation of economists to be almost one half, you know, one third mathematician, one third economist, one third computer scientist. Kyle Kretschman:Yeah. So not at first, but I, I feel like I made have like lucked into it, honestly, because whenever I chose to go to Pitt, I chose to start as computer science because I knew what that pass was. I was inspired by my older brother, the great teacher in high school. And like, I was definitely like, okay, a software software development engineer career is great. It's cutting edge. It's there. But after probably like the first year, it just didn't feel that end state didn't feel right. And so I made kind of the hard decision to choose, honestly, to switch into economics as a major, because I wasn't sure what the end state would be, where I was going with it. Cuz it was definitely felt more amorphous, you know, it's a social science, so yeah. It didn't feel like it was gonna be as clear cut and as, and have as much certainty. But pretty quickly, like after a year was like, oh, well we're doing, we're using E views at the time. All right, this is coding. I know how to do this. This is great. Right. And starting, starting to see some of that in undergrad was like the, kind of the aha moment that like, yeah, this is, this is a place where I can apply this love of coding and problem solving, but problems and solutions that I find really, really hard and interesting. Scott Cunningham:It was because of econometrics though. It was in that. Kyle Kretschman:Exactly. Yeah, yeah. Scott Cunningham:Yeah. Wow. That's, that's really interesting because you know, I think it's still the case that, you know, you can easily end up with an econometrics class that remains purely theoretical and doesn't end up, you know, exposing the student with a lot of actual coding, but it sounds like your professors were, were getting you into working with data. Kyle Kretschman:That's correct. Yeah. Both. Both within the class. So like I said, we used E views at the time. Yeah. And again, kind of like learning as a go, I, I don't think I really knew what I was doing whenever we were typing commands and E views, but the computer scientist in me was like, okay, well this is a function. I know functions. Didn't put outputs, but definitely didn't understand necessarily things that were going under the hoods or you know, all of the theory that goes with it. Oh, right, right, right. So it was, you Scott Cunningham:Knew the coding part, you knew you were coding, but you did, but like the, the actual statistical modeling was kind of the new part, but that was a way for you to kind of engage it a little bit. Kyle Kretschman:Yep, exactly. Scott Cunningham:Oh, that's interesting. That's interesting. Well, so what were you gonna have to choose between a computer science and an econ major did or did you end up doing both? Kyle Kretschman:So I chose an econ major, but then I had what I would call basically minors or concentrations in computer science, but then also in statistics and also in math, because once, once I had an internship at a bank and was doing data entry and I was like, eh, I don't think this is what I wanna use my economics degree for. Yeah. I had a couple professors at pit named Steve Houston and Frank Giani who brought me on as a research assistant, an undergrad to start being part of some of like their survey projects and data collection. And even, even one of 'em I don't, Steve was crazy, but he even let me TA classes on undergrad, so oh, wow. But he kinda, I mean, I, I say that jokingly because it was formative for me, it was like, okay, this is great. How do I do more of this? And he was like, well, you go get your econ PhD. And I was like, so I can be a teacher with computer science and doing economics altogether. He goes, yeah, let's do that. And so it was with the help and support of some of these really good professors and education to kind push me on this path consider to get Ancon PhD. Scott Cunningham:Mm. And that's when you were like, so how, how, what, what year would you have been in your program? Kyle Kretschman:Probably. I think I was in my junior year where I was starting to explore this. And then in my senior year is where I was like, okay, I'm actually gonna be doing more more of this and applying to grad school because going back, as I said, I entered with some credits. So my senior year was very, I didn't need a full course load. So I was looking for other things to keep me busy, which maybe, maybe that's one of the themes of this conversation is I kinda kind of like the variety and really have variety seeking behavior too. Yeah, Scott Cunningham:Yeah, yeah. Yeah. So you graduate, was there like a field that you were mostly interested in? Kyle Kretschman:I thought I would be going into macro economics. Macro. Yep. Yeah, because Steve worked on the council of economic advisors and I was really inspired by that and the application of economics within, within policy and just again, always applied economics, not necessarily theoretical. So yeah. Then again was, that would be sort of like labor and macro was like the initial idea, but finally Scott, I didn't do all my homework and like, think about like what grad school looked like or all it looked like. I kind of went a little bit more naive than I think other people with, again, ideas of how I could become like a teacher, an educator with some of these tools versus like how disciplined and single thread you need to be on research to be within an econ PhD program and to see that. Scott Cunningham:So you, so you kind of were like, so when you were thinking about graduate schools, what, how, what, what did you sort of, can you walk me through like what you were thinking and how you went about trying to apply to graduate school and where you ultimately chose? Kyle Kretschman:Yeah, sure. So applied probably the, the top 10 and the top 10 probably said no thanks. But also then was targeting specific schools that we had relationships with that I knew would provide computer science and macros. So university at the Iowa at the time, this was 2000 and had a really strong macro program. And then also at the university of Texas with Dean Corbe there, they also had one in Russ Cooper. And so those were like the two that I was like targeting at outside of what the top schools were. But yeah, as I, I kind of mentioned, I, I might not have prepared myself well enough to be attractive for some of the most pop with top tier schools because kind of, you know, as I said, bounced around and would be yeah, a little bit working on it a little bit different things and have computer science versus being solely focused on like economics and math and things that might be more of what the top tier schools were looking for. Scott Cunningham:Yeah. Yeah. You know, you know, it's like the, I mean, I'm the same way. I didn't ha have any econ classes in college. I was a English major, but the, the, the diff there's so many students that sort of seem to almost for whatever reason, know a lot sooner what they want to do and then like make those choices. And then there's just many of us that are, you know, in a process of search yeah. That when you're in a process of search, well, you, you know, by definition, that's like you're using that time to search. Kyle Kretschman:That's exactly right. As Scott Cunningham:Opposed to saying, I've gotta take, I've gotta become a triple major computer science, math, econ, and have to do like, you know, these set of these set of steps that, you know, there's no way I could even have known to do it unless somebody had told me it's weird. I mean, it's just funny how the little things can have such big repercussions for your whole life, but it's, but it, it worked out great. So you end up, where do you end up going? Kyle Kretschman:I went to the university of Texas at Austin. Scott Cunningham:Yeah. Yeah. What year was that? And Kyle Kretschman:So, so this would've been 2002. Scott Cunningham:Oh, okay. So you go to oh 6 0 7. Kyle Kretschman:Okay. And so ended up working. So I ended up working a lot with Jason, Ava. Yeah. And who came in and became the, the head of the department. Yeah. Applied econometrician who just did an amazing job going back to whenever I said, I didn't know how things worked under the hood, in those formulas. He didn't even let us use those formulas. So anytime we were doing applied econometric econometrics with them, not only we learning to teach, we're learning the theory, but he said, you have to code it yourself. You have to do the matrix algebra, you have to calculate standard errors. You can't really call those functions. So that was probably again, that wasn't until the third year, but yeah, in the first year to go back a little bit, Scott Cunningham:I, that played to your strengths though. I bet that played to your strengths. Yeah. Just at the end of the day, wanting to be someone that, that wrote down the raw code. Kyle Kretschman:That's exactly right. And, but the first year I didn't play my strength. Yeah. Yeah. So the first year I felt, I felt a little bit outta water and I was like, this is, I remember when we were proving what local non association. And I was like, this is, this is one hard, but also like, again, going back to like, that is this actually how I wanna be spending my time and right. I, I was like, yes, I do. But I was like, I, I knew that I needed to get to those applied applications. Yeah. And so that's, again, why I was thankful to be able to work with Jason and Steve Trayo and a few other, they applied econometricians at Texas that really encouraged me to explore starting in the second year. They didn't us like pin it down. And so I, I thought I, at the second year I worked like wrote the first, a paper on school choice and trying to see if I could find some sort of instrument on school selection on public versus private. And again, so that led to like that idea of like applied econometrics was really, really the thing that like, I was like, okay, now this fits again. Once we got into second and third year Scott Cunningham:Was, was picking up that intuition, that kind of like labor style identification, causal inference kind of approach. Was that something you picked up from Jason or was that just like from your labor people? Oh, okay. Kyle Kretschman:Yeah. That's yeah. From Jason and Steve a lot. They did a great job of doing that. And yeah. So then, yeah. Then I, then I threw in, I knew threw a little bit of a switch in there also, and my co-author Nick master and Arti and closest friend and classmate in Texas was very theoretical and very interested in applied empirical IO. And so we started working in that field also together. And so then I got to work with the Han me vet and Ken Hendrix on using empirical IO. So, oh, wow. Yeah. And so again, Scott Cunningham:This is the more structural, more structural econometric. So you've got this like reduced, you've kind of got this like traditional labor reduced form type of, part of your brain. And then you've got this empirical IO structural part of your brain kind of emerging at the same time. Kyle Kretschman:That's right. That's exactly right. Yeah. And then we threw, we threw everybody for a loop. I also saying we wanted to study study politics and how money turns into vote using both using all these tools. So yeah, I can see here kind of saying in hindsight, like it all makes sense in this story that I'm telling you, but at the time it was more of what you were talking about. It was searching. It was, I wanna be working on really interesting applied problems. I love the toolkit that economics provides in framing. And yeah. I have to be coding to be able to utilize these tools that I've had built up in the past. Scott Cunningham:Yeah, yeah. Yeah. So, so matching with Nick was really important Kyle Kretschman:Very much. Scott Cunningham:And why, if you hadn't to match with Nick, I mean, just kind of outta curiosity, if you could articulate the value added of that whole partnership, what was it? Kyle Kretschman:Yes. Sure. So, so we matched basically from math camp going into, going into the first year because Nick came both from the pure math and physics background and also had some experience in the air force. So the air force was sending him to Texas and he, we were, we were definitely, we definitely didn't have a lot of vend overlap on the fact. He's like, well, I would have the intuition and some of the computer skills, Nick would have the theoretical math skills, Scott Cunningham:The theoretical math skills. Yep. Kyle Kretschman:And then we just had, we had the common factor that we wanted to work hard together and learn together and we're willing to, we're willing to intellectually hash out really tough things together. Yeah. So yeah, he huge credit to him through being able to put up with me. And he says, he says the same thing once in a while. But again, matching with somebody that had the, the more real analysis proof based understanding of math was so valuable for me. And especially, Scott Cunningham:I think some empirical IO, especially empirical IO, just being able to, you know, think like an economist in the area of IO is thinking real deep about, you know, a rich set of models and modeling approaches. Kyle Kretschman:That's Scott Cunningham:Exactly right. That's definitely not what you're learning in your econometrics classes, even though they might go together. Kyle Kretschman:Yep. So, so yeah, it was just a, it was a really good match from the beginning. And so we complimented each other and we're, we're able to build a strong enough relationship to be able to be able to hash out, have really long nights yelling at each other, we say in the office, but it never, it was always for educational purposes and lifting each other up. Scott Cunningham:Was that different than what you thought grad school was gonna be like? Kyle Kretschman:Yeah. So I knew the research component a little bit. I just didn't under understand the unstructured research on how that was gonna go and like the cadence and where it was gonna and how that was gonna be so required to develop your own viewpoint. Yeah. I thought it would be more directed cuz as a 22 year old, that was the experience I had generally. So that was the big one was the undirected and I liked it, but it was also very difficult. Scott Cunningham:How would you describe what you're talking about to your college self? Who kind of like, you know, he, he doesn't really, he doesn't even have the vocabulary for what you're describing. What would you say? It was like, Kyle Kretschman:I think you use a good term. You have to be not only wanting to search, you have to be willing to search, but you also, then you have to put in the guardrails yourself to keep it focused because you're not necessarily gonna have those external guardrails that you will have from an alternative path of going to either like a master's program that's gonna be more structured or going in an industry or going to get a job. Right. Like I mentioned at a bank for like a 22 year old where entry level jobs are gonna be more structured. Yeah. So yeah, I just, I, I probably knew it, but I didn't know what it meant to be and what, what it meant to experience it. Scott Cunningham:So how did Jason and, and Steve kind of, and any other faculty, how, how did they, how did they, I, so I did this interview with Susan athe and she was saying that, you know, the amazing thing that pat Maja did at Amazon was he managed to make economists productive, which kind it was kind of a weird, weird way of saying it. And so in a way it could, in a way you could imagine a department that sort of has like a, you know, this idea of like research has got to come. There's like a, there's like a, a journey that a graduate student has to come on to just to basically make a decision to be a researcher. Yeah. You know, and you could imagine that creating the conditions for that is, is involves faculty member, doing stuff that's not necessarily obvious. What, how did they, how do you think they contributed to that for you personally? Kyle Kretschman:For me personally, at the time, again, it goes back to encourage the exploration versus mandating or saying that I need to be on one path. So like even Nick and I at the time explore the idea of a private company and how, what, what that would be into like pinching, pitching a venture capitalist on, on that. So all those things, again, in grad school, they, they were encouraged, but they weren't structured at the time. Yeah. So yeah, I can, I can, I understand Susan's comment because I was, I was one of those economists who started pretty early with pat and we, we have a lot of good mechanisms that we've learned and built at Amazon when I was there at the time through pat, through lay other people who were willing to make the jump into this entrepreneurial space that hit the election and the, of coalesce of economists doing open book, empirical research, along with data science. Right. Just becoming more and more valuable and applicable, but is kind of what Susan piloting that we can, we can talk more about if you Scott Cunningham:Want. Yeah. I do wanna talk about that. I wanna talk about the, the decision though, you know, to, to be, because you, you sort of started off in college, you know, you said things like, oh, you can become an educator and then you've gone in this non-academic direction and you know, it, it, and that's like a, that's a more common story now, you know, right. Of, of top talent, very talented PhDs that you could have easily seen 20 years ago, would've been an academia. Their counterfactuals are, are following you. And so, you know, it's, it's a, it's a big part of our, you know, collective story as economists that this, this new labor market that didn't, that didn't exist historically now exists and draws in so much talent. And I was just curious in a way you're kind of like a, a first generation person like that, you know, when you think about it, right. Cause text's not very old, right. Facebook, Facebook, what it's like 2007. And so, you know, so you've got this, you, you, you've got this, this chance to kind of say like, it must have been, so I don't wanna put words in your mouth, but I guess I was just wondering, what were the feelings like as you considered not taking an academic track and when did it start to be something in your mind that you thought that's gonna be something I'm explore Kyle Kretschman:Probably pretty early, because if you wanna really trace the roots of like tech economists back, it starts obviously with Hal varying at Google and me and Nick, actually, we, we sent an email to Hal, probably 2008 saying, do you have any, have any use for some summer interns who can do some empirical IO? And he said, no, not, not at this time, but so, but he Scott Cunningham:Answered the email. Kyle Kretschman:He did answer the email. Yeah. It was nice, nice of him to answer. Cause we knew he was probably pretty busy, but so it, honestly, when Amazon started hiring economists, I was probably searching for about a year to move into tech. If you wanna move back to the decision point coming outta grad school, honestly it was a challenging labor or a challenging job market for me, somebody who is a lover variety, who is working on empirical IO problems with campaign, policy, campaign, finance reform, policy recognition. That's, that's not fitting a lot of the standard application process. Yeah. Once again, that's so that's probably a theme for me. And again, at the time it was hard. I was, I was in the running for jobs at VA wakes force that I thought would be really good fit because they're the EDU the emphasis would be on education with the research ability to do research and work on problems that were more widely probably policy oriented. Yeah. But neither neither of them came through. So I just always knew that I industry was gonna be an option. And so Scott Cunningham:What year is this? What, Kyle Kretschman:What, what this would've been in this would've been in Scott Cunningham:20 11, 20 11. Okay. Oh, so you moved through the, you moved through the program or kind of relatively quickly. Oh 7, 4, 4, 5 years. Okay. Kyle Kretschman:Five years. Yeah. Five years. Yeah. Oh six to 11. Okay. But so for about a year, about six. Yeah. Yeah. And so starting in 2013 is whenever I started applying to the first tech job as a data scientist and got it went great until I talked to the VP who was a business part, like pure business person. When I was talking to the hiring manager at the time, it was a company who was providing college counseling as a software service. And so they would do this at their, their clients were both for profit and not for profit companies. And we were talking like, we'd get into details about treatment effects models and how we could measure the impact of their intervention. It went great. But then I had the flyout scheduled, but then the interview with the VP, he said, well, how am I gonna monetize your algorithm? Right. And I was like, I'm not sure I know what algorithm means, but right. I, I wasn't prepared for that language and that application and how you turn econometric modeling and measurement into, into business impact at the time. Yes. Right. So spent another year looking around with different opportunities like that and honestly learning again. So, so whenever Amazon, so this would've been in 2014 and then Amazon was hiring its first big cohort with pat. So this was a cohort that was about, I think there was about 13 of us. It was a no brainer. Kyle Kretschman:Whenever, whenever we did the interview, it just was like, all right, this is exactly right for me. I was hop. I was hoping it was right on the other side. And I could probably tell you some funny stories about the interview process, but I was like, this is, this is what's meant to be. Yeah. So it, it, it was like a 10 year journey from 2004 when I switched outta computer science into 2014 being like this, just this fit. Scott Cunningham:Right. Right. Right. So outta curiosity, you know, is, is there, is there something that you think is supposed to be learned by the fact that when you were on the job market and you had that interview with that, that gig and the, and you get to the VP and he articulates questions that are not traditional econ questions, or even econometrics questions like business profitability to act, it's kind of ironic, isn't it like to everybody? That's not an economist. That's actually what we, they think we do, you know, is like, they think we do all that stuff. And then they don't know that we're like, like you said, you know, trying to set up a Lara and solve, solve it, like what's a Lara, but do you think your competition at that time did know how to answer questions like that? Like non-economists in those positions Kyle Kretschman:Probably at an inflection point. Yeah. Because this is the same time. Wherever machine learning is becoming more common toolkit with an industry. So there would be like machine learning algorithms that are designed for, you know, prediction, problem sequencing, anything like that that are specifically designed to be used in a business setting to monitor. Scott Cunningham:So they, they not only know machine learning, it's like, they also can kind of immediately articulate why this would be profitable. Kyle Kretschman:I think so. Yeah, because again, the computer, so it's like in learning the language and this is the language that would probably be more understood within a machine learning computer science version is okay, well, I'm gonna use this to change the recommendation engine right. Is very common one. Yeah. That's obviously gonna be, so how are you gonna monetize it? I'm gonna improve the match and the recommendation engine it's gonna have this. So I think at the time there was a little bit of it, but, you know, hopefully I think, I think I learned pretty quick that you can, you can use econometrics in a similar vein. As I said, it's a flavor of data science, Scott Cunningham:Have you had to become a blue collar machine learner? Kyle Kretschman:I've had to understand it, but not, I think you mean by blue collar, you mean like implementing it Scott Cunningham:And yeah, I just, when I, I usually say blue collar in the sense of like, you know, you, don't like, you know, you basically are picking up these skills, but you weren't like, you know, you didn't get a PhD in computer science. You know, Kyle Kretschman:The answer was then that answer is definitely yes. So like as we, as our cohort and as we grew, the economics discipline at Amazon, that was a big part of it is how one could we bring in some machine learning scientist help educate and teach us. Mm. And yeah. So, and even in, sometimes in lecture style, we would do that because it was so important, but then even more so learning to so that you can interact with different stakeholders specifically, like machine learning scientists. Mm. Then understanding when you can actually implement it and marry it within the econometric models was definitely a huge part of the education process. Scott Cunningham:So you go to Amazon, is that right? That's like your first entry into tech Kyle Kretschman:That's Scott Cunningham:Right. Is Amazon, what's your title? Kyle Kretschman:So Scott Scott Cunningham:A scientist or economist. Kyle Kretschman:I, it was something like business intelligence engineer. There wasn't an economist job family. There was, as you said, it was kinda the forefront. I think it was this. Yeah. I think that's what it was, but Scott Cunningham:Cause it is now right. Baja has a that's Kyle Kretschman:Right. Scott Cunningham:He created a job title called economist. Kyle Kretschman:That's right. Yeah. And that got set up about a year in, so like, and I was part of the group. So we would set these, we would set up like these people and process mechanisms that allow economists to be so influential and productive within Amazon. Scott Cunningham:Mm, okay. So how is he doing it? Why, why is Susan saying he performed a miracle by making economist productive? Can you kind of describe, like, if you had to just guess at like the counterfactual, if it hadn't been, you know, pat, it hadn't even been an economist that was hired into Pat's position. Like, what is it that he, what, what is it that he, or Amazon or whatever is making you go transform and become this new version of yourself? Kyle Kretschman:There's, there's a lot of factors and I could probably spend an hour on this, but I'll, I'll try to, I'll try to reduce it down to like some key mechanisms and ideas. The first is that Amazon is probably the most data driven company. I know. Mm. They are so focused on measurement, both of things you can directly measure. And, but they are. So they were very early interested in economic measurements that are UN observables either coming from like coming from econometric models. That, that was whenever pat demonstrated some of those that was like the light bulb went off the, so, because again, it, Amazon was run by and still generally is people with operation science background. And so this over index on measuring as, as coly and as precisely as possible, well that's that's economics. So that, that was part of it. Another part of it is culturally Amazon operates that makes decisions based on six page white papers, you wanna make some economists really productive, have them write a six page white paper instead of giving them a presentation, especially to people like who may be in the background with MBAs or other people who have a comparative advantage, we economists have a care advantage in writing. Kyle Kretschman:So it was little bit of like a surprise, but you might hear these anecdotes where it's true. Like whenever you go into a, a decision making meeting, you come in with your six page white paper that says here's the business decision to be made here is my recommendation. And here's why, and people sit there and it can be a room for five people can be a room of 25 executives. They sit and read the paper and they read the whole thing. Is there an append that can go on forever depending on how big the meeting is. Sure. But that structure of, of data driven decision making, combined with how you're presenting your argument is written seems like, seems like economists should be pretty good at that. Right? Scott Cunningham:Is that a pat thing? He came up with work, the work he made, Kyle Kretschman:What was the six page idea was from Jeff Bezos. And so that was, would Scott Cunningham:Those be circulated throughout the, throughout the, the, the firm, Kyle Kretschman:The stakeholders who needed to be part of the decision making they be circulated. But again, this is every, like everybody's writing six pages. PowerPoint is basically outlawed at, at Amazon. And again, that happened mid 2000. Sometimes people can Google it to find out, but that six page culture and decision making culture, just again, fit economists. Scott Cunningham:So how is a six page paper similar to the kinds of writing that, you know, you sort of associate with economists and how is it different? Kyle Kretschman:So its I'll start with the differences. So one with the six page versus like a 30 page academic, you are not going to be able to share the research process. You are not supposed to share the research process. You're supposed to share the clear recommendation and how you got to that recommendation. Right? So if you think about like a 30 page academic paper XT, be condensed down into those six pages. In my view, they're just, that's just not how the industry operates, but you probably would know better than me on that where, but so again, where it's the same is again, it's a data driven argument. The purpose of this paper, the abstract here is the hypothesis that I have that and here's how I tested it. And here's how I'm making my conclusion. So what I always found really honestly easy was I felt like I was doing the scientific process. Like I felt I, I was with business decision making it generally work within what is the hypothesis? How are we doing this? How are we testing it? What are we think some alternative conclusions could be, but what are we making towards it? So yeah, yeah. Again, it was closer to what I felt like would be a scientific paper in and that hold of day driven mindset is again, that's more, it's very common. Amazon have a common Spotify now Scott Cunningham:Has that been influential throughout, throughout industry? Has that, how have you noticed Amazon influencing Kyle Kretschman:Some Scott Cunningham:Yeah. Like most people don't understand. Kyle Kretschman:Yeah. There there's some companies who definitely have completely adopted it. There's some companies who haven't, but the, the six pager again, that's, this is not a, this isn't a concept just to economist and tech. This is the concept is, is held up as one of the key mechanisms for all of Amazon. Scott Cunningham:Mm mm Hmm. Kyle Kretschman:One other. Scott Cunningham:How often were you writing those? Kyle Kretschman:Depends on what level you were farther in my career. That's the only thing I did was write six page papers and it would be part of like, my team would help, but again, anytime you have a key business decision to be made or an update, like you're gonna be writing the six page. So yeah, it's again, the farther, the more seniority you have though, the more that becomes your job is to communicate side and guide through these business decisions. Scott Cunningham:Do they, to you, Kyle Kretschman:They belong to the team because it's always Scott Cunningham:Put 'em on a, you can't they're like proprietary though to Amazon. Kyle Kretschman:Oh, correct. Yeah. No, they, they're not publicly available. They're Scott Cunningham:Proprietary. Like it must is it what's that feel like to do something? What's it, what's it feel like to, to do something that creative in that kind of like scientific that's siloed within the firm? Does that feel strange? Kyle Kretschman:No, it didn't. Because what it enables is to be able to work on some of the hardest questions without having to worry about without having to worry about com communication strategies or right. For press release. So no, it felt like we were able, and this is going back to like some of the things that pat and we did at Amazon make successful. We worked on some of the hardest problems at Amazon from a very early stage because we said that it wouldn't be publicly available. Right. So that's gonna do that. And Scott Cunningham:That's been a key part. Yeah. Because okay. I get it. Okay. That, that makes a lot of sense. Yeah. So who did you discover? You were, go ahead. Sorry, Kyle. Kyle Kretschman:No, I was gonna say maybe the last me to highlight. Cause again, I, I, we could probably spend this whole interview on this, but the, the other key mechanism that pat pioneered was the proliferation of economists as a job family was not pat saying and us saying, go do this. And I can give through my own personal example. It was the other business executives, seeing the measurement, seeing the results on product, just saying, okay, I want that. So it really was a demand, AKA demand, internal demand for more economists, that was gonna say, I want this with my business decision making process and want these people who can do this and collaborate across the difference. It was not a, oh, we're gonna put economist in the siloed function that everybody's gonna come here. And that was, that was my story. But the very first year I worked on projects directly for the consumer CFO, basically the whole year. It wasn't necessarily by design, but it was what happened. And at the end of the year, year and a half, the, the VP of finance said, come over here and do this with me and come build, come build an economics team and an economics function here within my organization. And that's really is again, that's the real key was it was business decision makers, demanding the ability to understand this and demanding the skill set, just like they would data science, machine learning because of demonstrated value. Scott Cunningham:What were they witnessing with their own eyes that was so compelling that they would Inc that it would increase demand. Kyle Kretschman:So both I'll call it like ad hoc economic analysis on maybe big strategy projects, but also then the introduction of econometric systems into product. Scott Cunningham:Mm. What does that mean? Introduction of econometric systems into products. Kyle Kretschman:So say you have a product that is gonna, let's go back to the recommended system. And I use that again as an abstract, but within there you might make a change to it and you might make a change with the recommender system. That's gonna cause a treatment effect. Right. So, okay. So we can do that one off to estimate that, but you could also then build an economic system. That's gonna measure those treatment effects and changes like an AB platform or things like that. So maybe people might be more common and familiar with like experimental platforms. This would also be then econom. This would be sub out the AB part of it and sub in an economic model, that's going to be doing always on measurement sometimes at a, you know, service level. So sometimes within like individual pages, sometimes it's gonna be at a monthly level, but the integration of econometric models into the product. Scott Cunningham:Right, right. Wow. So how are you a different economist because of that experience at Amazon, if you had to guess, what was it the treatment effect? Kyle Kretschman:Oh, it mean it was, it was incredibly formative because it to tie like it put the fit together with the application to where I could understand and really to where it is, my job is to take a business question, turn it into a scientific process that can be solved with econometrics. And then also be thinking about, is this a problem that needs a scalable solution? Right. So, so Amazon taught me business integration taught me so many different languages, taught me leadership and management taught me how to work with stakeholders in collaborative ways, but then even more so how to deliver the value through econometric measurement, both again, as I said, not only, not only just in ad hoc research papers or one off analysis, but also then where does this fit directly within the products that we build in tech? Scott Cunningham:Yeah. So where'd you go, seems like people don't stay very long in tech. That's like normal. Whereas like, is, is that right? People kind of like, it, it's less normal to stay your whole career at Amazon unless is that wrong or, Kyle Kretschman:I mean, it's got it still do. So it's probably tough to say that because really the, the field started, like you said, really proliferated in 2012. So I stayed at Amazon for six years and I thought I'd be staying even longer. But Spotify came with the opportunity to one work on something I care very deeply about, which is the music industry. I'm a huge music fan. They also came with the idea to build again. So, you know, that was the part that really enticed me was Spotify did not have any PhD economists who were in an and, and economist roles. They had like one in a data science role, but they didn't have the structured economic discipline that they were seeing that Amazon was proliferating. And also then going into like Uber, Airbnb and the other tech companies. And so they said, can you build again? Kyle Kretschman:And I said, yeah, I'm, I'm excited to build. And then last one, all these there's definitely personal considerations here too. And Spotify just really did a great job showing how the company as a whole has Swedish cultures and values. And at the time I had a nine month old and they said, this is a great place to come be a father with the balance and that, and I said, all right, let's make the jump and come to Spotify. And so now I've been here about two years. So cuz I, I actually went to Spotify in may of 2020. Scott Cunningham:So remind me again, your job title at Spotify. Kyle Kretschman:So I'm head of economics. Scott Cunningham:Is, is that the, is that, is that like chief economist? I, I feel like I see different, different job titles and I don't know exactly what, what everything, Kyle Kretschman:Yeah. It, it it's on the path to it. So I'm, I'm the highest ranking PhD economist at Spotify. Scott Cunningham:I see. Okay. I've been there for two years. Okay, go ahead. Sorry. Kyle Kretschman:Yeah. Cause again, that's what I was brought into build was to build, like we did at Amazon was overall integration of PhD economists within the different business units. Scott Cunningham:So this is the part I'm, I'm having some hard time, like, you know, putting, visualizing or putting in my own words. What exactly will it look like if you have been successful in five years at that goal and what would it look like if you had been a complete, complete bust? What are the two things that are like empirical that I would be able to, to observe? Kyle Kretschman:Yeah. A complete bust is probably that an economics discipline is not, is not part of Spotify and there's not, there's not a job family. So a complete bus would've been, I, I moved to Spotify, an economics discipline. I either in, or I'm working data science job, what success looks like is actually what we put first from a, so I'll talk about the people in process, discipline success. We, I came into was Scott Cunningham:Real quick. So Kyle Kretschman:Foundation on basically. Yeah. Scott Cunningham:So, so failure actually would mean that the economist community within Spotify just never materialized, is that what you're saying? And that, and that means like this, having groups of economists that, that think and use the kinds of training we had in graduate school, but in a way that is actually productive in the firm is, is that, is that right? Kyle Kretschman:So, so yeah, and again, that's, Scott Cunningham:The job is successful if you're able to actually create internal demand for economists. Kyle Kretschman:Yep. That's right. And that's, that's what I would say against from the process side. And then from the product side, that's using econometric research in the ways that I've been talking about it's using it both not only for individual analysis, but also then building econometric measurement systems that improve the product to get towards Spotify's mission of, of billion listeners and fans who can connect with over a million creative artists who are making a living. So that's, so it's a combination, it's the combination people process. Do we have the people set up? Do we have this integrated system of economists working alongside all these different types of stakeholders along with the product side of, do we have these measurement techniques that we're applying in a way that is important to Spotify's not only Spotify's business, but all the stakeholders that have an interest in Bon life. Scott Cunningham:So I feel like, you know, I think to academics that, that, and, and maybe even to some degree students, maybe I'm, maybe I'm completely an outlier here and I'm wrong, but you know, I think there's this like really shallow is a negative word. It, I mean, shallow, literally more and just like, it's just the thinnest knowledge possible of what exactly, you know, the, the, the core skillset of a successful economist is in tech. You know, and for many people they think, I think they, they think it's such a primitive level. They're like, it needs to be somebody that can code, you know, it's a data scientist, but, but it, but it, but that's not what I associate with economics. Right. So what would you, what would you articulate? It is, Kyle Kretschman:So it's the ability to do econom applied econometric research. That's applied to business problems. Mm. So within that is coding. Yes. Scott Cunningham:Right, right. Within that is coding. Kyle Kretschman:I, the vast majority, I won't say everyone, but the vast majority of tech economists are gonna have some level of coding and maybe they're not coding anymore. Like I'm not doing any coding anymore, but like they, they have that ability. So that's just again, that's, that's a skillset, but the real ability is doing long-term economic research. Because the questions that we get asked are very hard and difficult, and they are maybe in the academic setting, maybe they are publication worthy, takes that take three years, four years to actually solve with the right model. Yeah. But it's the ability to take that three year research roadmap

Professor Jan Ilhan Kizilhan is a psychologist who specialises in treating victims of sexual violence in times of war such as Yazidis. He runs a project in Dohuk in the Kurdistan Region of Iraq where he trains psychologists to support survivors. In 2015, he helped 1,100 Yazidis, including Nobel laureate Nadia Murad, move to Germany for psychological assistance. Professor Kizilhan says that survivors of the Yazidi genocide, especially women, need huge assistance mentally and psychologically. - Profesor Jan Ilhan Kizilhan pisporê derûnî û dermankirina mexdûrên ku tundûtujiya zayendî ya di dema şer de li wan bûye de ye. Herweha karmendên Neteweyên Yekbûyî di warê derûniyê de perwerde dike. Ew projeyekê li Dihokê li Herêma Kurdistana dimeşîne û tê de psîkolojan fêr dike ji bo piştgiriya rizgarbûyên ji destê DAIŞ bike. Di sala 2015 de, wî alîkariya 1,100 êzîdiyan kir, ku di nav wan de xwediya xelata Nobelê Nadia Murad bû, ji bo alîkariya derûnî biçin Almanyayê. Profesor Kizilhan dibêje, kesên ku ji jenosîda Êzidiyan rizgar bûne, bi taybetî jin ji aliyê derûnî ve pêwîstiya wan bi gelek alîkariyan heye. Ger hûn yan kesekî ku hûn nas dikin piştgirî yan agahdarî li ser depresiyon û rewşa derûnî, telefone Beyond Blue 24/7 li ser 1300 22 4636 yan Lifeline li ser 13 11 14 bikin.

(5/23/22) The Dow is now stringing together 8-weeks of losses--its worst performance since the 1920's. Contrary to media claims of a bear market, the 20% drop is but a correction on the road to Bubblization: This will be The Most Forecasted Recession in history. Graduation Weekend at the Roberts' house; Davos 2022 = Pinky & The Brain. When all the experts agree, something else is bound to happen; why buy & hold doesn't work at the wrong end of market cycle. NABE Report: increased expectations for inflation and recession. The Bullwhip Effect in retail inventories will be deflationary. The Roberts' Pool Project & Sugar Rush pricing; the next hurdle will be Labor and coming layoffs. Recession may not be averted, but will occur later than expected. Corresponding trends with Monkey Pox: Is God trying to tell us something? If the Apostles had cellphones...The Elephant in the room is the Demographics of Social Security (and why Obamacare is a failure): Demographics are Destiny. SEG-1: Markets' Minor Correction on Road to Bubblization SEG-2: High School Graduation; When Experts Agree, Something Else is Bound to Happen SEG-3: NABE & The Bullwhip Effect; The Roberts' Pool Project SEG-4: Monkey Pox & The Destiny in Demographics Hosted by RIA Advisors Chief Investment Strategist Lance Roberts, CIO -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=cSOqv7k7R7c&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Our Latest "Three Minutes on Markets & Money: Why a 20% Correction Does Not a Bear Market Make," is here: https://www.youtube.com/watch?v=HKhlF7Qj_cM&list=PLVT8LcWPeAujOhIFDH3jRhuLDpscQaq16&index=1&t=2s -------- Our previous show, "Dealing with Healthcare Costs in Retirement," is here: https://www.youtube.com/watch?v=Up-mCl0M8sI&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=2588s -------- Articles mentioned in this podcast: "Economic Stagnation Arrives As “Sugar Rush” Fades" https://realinvestmentadvice.com/economic-stagnation-arrives-as-sugar-rush-fades/ -------- Other Videos mentioned in this podcast: "If Bible characters had iPhones" w/ John Crist: https://www.youtube.com/watch?v=nt5k_tO6768 -------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to RIA Pro: https://riapro.net/home -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MarketCorrection #BearMarket #Recession #NABE #BullwhipEffect #Demographis #SocialSecurity #Obamacare #Markets #Money #Investing

(note: time stamps are without ads & may be off a little)This is part 2 of our story about Heriberto Seda, aka The New York Zodiac. So if you haven't listened to episode 1 yet, go on back and listen to it and we'll meet you right back here.First, we recap episode 1 (09:42) and then we get back into the timeline (11:51).  Then, we get into the investigation & arrest (23:48), "Where are they now?" followed by our takeaways and what we think made the perp snap (51:00).  As usual we close out the show with some tips on how not to get murdered and our shout outs (01:01:48). This episode was researched & scripted by Minnie Williams.Thanks for listening! This is a weekly podcast and new episodes drop every Thursday, so until next time... look alive guys, it's crazy out there!SponsorsBetter HelpBetterhelp.com/fruit10% off your first month!Best FiendsDownload Best Fiends free on the Apple App Store or Google Play!Apple https://apps.apple.com/us/app/best-fiends-puzzle-adventure/id868013618Google Play https://play.google.com/store/apps/details?id=com.Seriously.BestFiends&hl=en_US&gl=USShout OutsCrimes From The Easthttps://podcasts.apple.com/us/podcast/crimes-from-the-east/id1559398187Undercurrent: The Disappearance of Kim Wallhttps://www.hbo.com/undercurrent-the-disappearance-of-kim-wallMagellan TVhttps://www.magellantv.com/Where to find us:Our Facebook page is Fruitloopspod and our discussion group is Fruitloopspod Discussion on Facebook; https://www.facebook.com/groups/fruitloopspod/We are also on Twitter and Instagram @fruitloopspodPlease send any questions or comments to fruitloopspod@gmail.com or leave us a voicemail at 602-935-6294.  We just might read your email or play your voicemail on the show!Want to Support the show?You can support the show by rating and reviewing Fruitloops on iTunes, or anywhere else that you get your podcasts from.  We would love it if you gave us 5 stars!You can make a donation on the Cash Apphttps://cash.me/$fruitloopspodOr become a monthly Patron through our Podbean Patron pagehttps://patron.podbean.com/fruitloopspodFootnotesArticles/WebsitesMurderpedia. (n.d.). Heriberto Seda. Retrieved 04/06/2022 fromhttps://murderpedia.org/male.S/s/seda-heriberto.htmCurry, J. (06/25/1990). 3 Weeks Later, A Victim Shot By 'Zodiac' Dies. The New York TImes. Retrieved 04/07/2022 from https://www.nytimes.com/1990/06/25/nyregion/3-weeks-later-a-victim-shot-by-zodiac-dies.htmlWikipedia contributors. (03/23/2022). Heriberto Seda. Wikipedia, the free encyclopedia. Retrieved 04/08/2022 from https://en.wikipedia.org/wiki/Heriberto_SedaRichardson, L. (06/22/1996). Suspect Is Charged in 4 Zodiac Cases in Queens. The New York TImes. Retrieved 04/11/2022 from https://www.nytimes.com/1996/06/22/nyregion/suspect-is-charged-in-4-zodiac-cases-in-queens.htmlToy, V. (05/15/1998). Man Said to Be Zodiac Killer Becomes Enraged at Trial. The New York TImes. Retrieved 04/11/2022 from https://www.nytimes.com/1998/05/15/nyregion/man-said-to-be-zodiac-killer-becomes-enraged-at-trial.htmlToy, V. (06/25/1998). Brooklyn Man Is Guilty In Three Zodiac Killings. The New York TImes. Retrieved 04/11/2022 from https://www.nytimes.com/1998/06/25/nyregion/brooklyn-man-is-guilty-in-three-zodiac-killings.htmlMcQuillan, A. Marzulli, J, and Siemaszko, C. (06/19/1996). Gunman admits to serial shootings. Daily News. Retrieved 04/11/2022 from https://www.newspapers.com/image/491758915/?terms=%22Heriberto%20SEDA%22&match=1Moogan, O. (06/19/1996). Cops: NY's 'Zodiac' killer in custody. UPI Archives. Retrieved 04/11/2022 from https://www.upi.com/Archives/1996/06/19/Cops-NYs-Zodiac-killer-in-custody/9737835156800/Stout, D. (06/20/1996). THE TRAIL OF 'THE ZODIAC';Tracking a Killer. The New York TImes. Retrieved 04/11/2022 from https://www.nytimes.com/1996/06/20/nyregion/the-trail-of-the-zodiac-tracking-a-killer.htmlThe Daily Times. (06/20/1996) Zodiac's spree left a city in fear. Retrieved 04/11/2022 from https://www.newspapers.com/image/722331596/?terms=%22Heriberto%20SEDA%22&match=1Kelinfield, N. (06/20/1996). THE TRAIL OF 'THE ZODIAC': THE OVERVIEW;Police Say Zodiac Suspect Admits Attacks That Killed 3 and Hurt 5. The New York TImes. Retrieved 04/12/2022 from https://www.nytimes.com/1996/06/20/nyregion/trail-zodiac-overview-police-say-zodiac-suspect-admits-attacks-that-killed-3.htmlLiu, B and Furse, J.. (08/06/1994). Nabe is hostage to slay history. Daily News. Retrieved 04/15/2022 from https://www.newspapers.com/image/474332042/?terms=%22Patricia%20Fonte%22&match=1Mooney, M. (06/20/1996). Cops had the slay suspect pegged. Daily News. Retrieved 04/15/2022 from https://www.newspapers.com/image/491785981/?terms=%22Heriberto%20SEDA%22&match=1The Central New Jersey Home News. (06/20/1996). Zodiac confesses. Retrieved 04/15/2022 from https://www.newspapers.com/image/318701850/?terms=%22Heriberto%20SEDA%22&match=1Hays, T. (06/20/1996). Symbols reveal Zodiac. Daily Record. Retrieved 04/15/2022 from https://www.newspapers.com/image/255134366/?terms=%22Heriberto%20SEDA%22&match=1Hester, J. (06/20/1996). Zodiac's twisted life. Daily News. Retrieved 04/15/2022 from https://www.newspapers.com/image/491783263/?terms=%22Heriberto%20SEDA%22&match=1Donohue, P., Olmeda, R., and Furse, J. (06/21/1996). Murder charges on docket in Queens. Daily News. Retrieved 04/15/2022 from https://www.newspapers.com/image/491796879/?terms=Heriberto%20SEDA&match=1Daily News. (07/03/1996). Zodiac suspect pleads innocent. Retrieved 04/15/2022 from https://www.newspapers.com/image/491525648/?terms=%22Heriberto%20SEDA%22&match=1Fan, M. (07/11/1996). Bombs in Zodiac's plans, cops charge. Daily News. Retrieved 04/15/2022 from https://www.newspapers.com/image/491831974/?terms=%22Heriberto%20SEDA%22&match=1Murphy, W. (07/23/1998). Zodiac's penance. Newsday. Retrieved 04/15/2022 from https://www.newspapers.com/image/707641934/?terms=%22Heriberto%20SEDA%22&match=1The Firearm Blog. (05/30/2019). Improvised Firearms (Zip Guns) – Like Grandpa Used to Make. Retrieved 04/17/2022 from https://www.thefirearmblog.com/blog/2019/05/30/improvised-firearms-zip-guns-like-grandpa-used-to-make/HistoryWikipedia contributors. (04/14/2022). New York City. Wikipedia, the free encyclopedia. Retrieved 04/14/2022 from https://en.wikipedia.org/wiki/New_York_CityWikipedia contributors. (10/31/2021). Hispanics and Latinos in New York. Wikipedia, the free encyclopedia. Retrieved 04/14/2022 from https://en.wikipedia.org/wiki/Hispanics_and_Latinos_in_New_YorkWikipedia contributors. (04/12/2022). Hispanic and Latino Americans. Wikipedia, the free encyclopedia. Retrieved 04/14/2022 from https://en.wikipedia.org/wiki/Hispanic_and_Latino_AmericansNYC-ARTS the complete guide. (2022). Hispanic Heritage in New York. Retrieved 04/14/2022 from https://www.nyc-arts.org/collections/32768/hispanic-heritage-in-new-york-2BooksCrowley, K. (2003). Sleep My Little Dead: The True Story of the Zodiac Killer. 256 pp. St Martin's Paperbacks. Retrieved 04/08/2022 from https://www.goodreads.com/book/show/234841.Sleep_My_Little_DeadPodcastsChalmers, Phil. 11/11/2021.  Heriberto Seda “The Copycat Zodiak.”  Where the Bodies Are Buried.Retrieved 4/14/2022 from  https://podcasts.google.com/feed/aHR0cHM6Ly9hbmNob3IuZm0vcy8zODlkMDdhMC9wb2RjYXN0L3Jzcw/episode/ZDlhYjc4NWEtNDMzMC0xMWVjLThjMDYtZGZmOGMyMDJkNWE0?ep=14Demayo, Mark and Cannon, Bill. 12/18/2020 Real Crime Episode # 12 Part #2 with retired Nypd Chief Joe Herber. Police Off the Cuff With Mark Demayo and Bill Cannon.  Retrieved on 4/14/22 from https://podcasts.google.com/feed/aHR0cHM6Ly9hbmNob3IuZm0vcy85MGNlYWRjL3BvZGNhc3QvcnNz/episode/YTZlOGQ2NjgtNzczZC00ZWE2LTllODUtZjBiN2UzYTAxZDZm?ep=14Demayo, Mark and Cannon, Bill. 12/19/2020 Real Crime Episode # 12 Part #3 with retired Nypd Chief Joe Herber. Police Off the Cuff With Mark Demayo and Bill Cannon.Retrieved 4/14/22 from https://podcasts.google.com/feed/aHR0cHM6Ly9hbmNob3IuZm0vcy85MGNlYWRjL3BvZGNhc3QvcnNz/episode/MzM5Yjg3NDctOTQ0MS00MmVlLWJlNzQtNTdhOTEyNGQ0MmQ2?ep=14Demayo, Mark and Cannon, Bill. 12/20/2020 Real Crime Episode # 12 Part #4 with retired Nypd Chief Joe Herber. Police Off the Cuff With Mark Demayo and Bill Cannon.  Retrieved on 4/14/22 from https://podcasts.google.com/feed/aHR0cHM6Ly9hbmNob3IuZm0vcy85MGNlYWRjL3BvZGNhc3QvcnNz/episode/MDYyMjBhNDctMzljYy00YjkwLTlkMmQtZGRiY2RkYmE1Mzk2?ep=14True Crime Couple.  2/27/22. Episode 123:  The Zodiac Copycat of NYC | Heriberto Seda.  Retrieved 4/15/22 from https://podcasts.google.com/feed/aHR0cHM6Ly9hdWRpb2Jvb20uY29tL2NoYW5uZWxzLzQ5MTQ3MjcucnNz/episode/dGFnOmF1ZGlvYm9vbS5jb20sMjAyMi0wMi0yNzovcG9zdHMvODAzODgwNA?ep=14True Crime Couple.  3/13/22. Episode 123: The Zodiac Copycat of NYC | Heriberto Seda Part II.  Retrieved 4/15/22 from https://podcasts.google.com/feed/aHR0cHM6Ly9hdWRpb2Jvb20uY29tL2NoYW5uZWxzLzQ5MTQ3MjcucnNz/episode/dGFnOmF1ZGlvYm9vbS5jb20sMjAyMi0wMy0xMzovcG9zdHMvODA0NjY1Mg?ep=14VideoS8 E25 Forensic Files: Sign of The Zodiachttps://youtu.be/JdooNFsqhqcHow Not to Get MurderedDamsel in Defensehttps://damselindefense.net/Music“Abyss” by Alasen: ●https://soundcloud.com/alasen●https://twitter.com/icemantrap ●https://instagram.com/icemanbass/●https://soundcloud.com/therealfrozenguy●Licensed under Creative Commons: By Attribution 3.0 License“Drugs”, “Gotta Get It” & “Torey” by AruloMixkit Stock Music Free Licensehttps://mixkit.co/free-stock-music/trap/“Furious Freak” by Kevin MacLeodLink: https://incompetech.filmmusic.io/song/3791-furious-freakLicense: http://creativecommons.org/licenses/by/4.0/https://creativecommons.org/licenses/by/3.0/http://creativecommons.org/licenses/by/4.0/Connect with us on:Twitter @FruitLoopsPodInstagram https://www.instagram.com/fruitloopspodFacebook https://www.facebook.com/Fruitloopspod and https://www.facebook.com/groups/fruitloopspod

(note: time stamps are without ads & may be off a little) This week Beth and Wendy discuss the case of Heriberto Seda, a Latinx man also known as The New York Zodiac. Seda idolized the Zodiac killer and started a series of his own murders, based on the 12 signs of the zodiac. First, we dive into the setting (12:42), the killers early life (23:15) and the timeline (28:00). As usual we close out the show with some tips on how not to get murdered and our shout outs (41:00).  This episode was researched & scripted by Minnie Williams Thanks for listening! This is a weekly podcast and new episodes drop every Thursday, so until next time... look alive guys, it's crazy out there! Sponsors  Better Help Get 10% off your first month! Betterhelp.com/fruit Best Fiends Download Best Fiends free on the Apple App Store or Google Play! Apple https://apps.apple.com/us/app/best-fiends-puzzle-adventure/id868013618 Google Play https://play.google.com/store/apps/details?id=com.Seriously.BestFiends&hl=en_US&gl=US June's Journey Download June's Journey free on the Apple App Store or Google Play! Apple https://apps.apple.com/us/app/junes-journey-hidden-objects/id1200391796 Google Play https://play.google.com/store/apps/details?d=net.wooga.junes_journey_hidden_object_mystery_game&hl=en_US&gl=US Shout Outs #Matter https://www.iheart.com/podcast/1119-matter-92131488/ Scamfluencers https://wondery.com/shows/scamfluencers/ Where to find us: Our Facebook page is Fruitloopspod and our discussion group is Fruitloopspod Discussion on Facebook; https://www.facebook.com/groups/fruitloopspod/ We are also on Twitter and Instagram @fruitloopspod Please send any questions or comments to fruitloopspod@gmail.com or leave us a voicemail at 602-935-6294.  We just might read your email or play your voicemail on the show! Want to Support the show? You can support the show by rating and reviewing Fruitloops on iTunes, or anywhere else that you get your podcasts from.  We would love it if you gave us 5 stars! You can make a donation on the Cash App https://cash.me/$fruitloopspod Or become a monthly Patron through our Podbean Patron page https://patron.podbean.com/fruitloopspod Footnotes Articles/Websites Murderpedia. (n.d.). Heriberto Seda. Retrieved 04/06/2022 from https://murderpedia.org/male.S/s/seda-heriberto.htm Curry, J. (06/25/1990). 3 Weeks Later, A Victim Shot By 'Zodiac' Dies. The New York TImes. Retrieved 04/07/2022 from https://www.nytimes.com/1990/06/25/nyregion/3-weeks-later-a-victim-shot-by-zodiac-dies.html Wikipedia contributors. (03/23/2022). Heriberto Seda. Wikipedia, the free encyclopedia. Retrieved 04/08/2022 from https://en.wikipedia.org/wiki/Heriberto_Seda Richardson, L. (06/22/1996). Suspect Is Charged in 4 Zodiac Cases in Queens. The New York TImes. Retrieved 04/11/2022 from https://www.nytimes.com/1996/06/22/nyregion/suspect-is-charged-in-4-zodiac-cases-in-queens.html Toy, V. (05/15/1998). Man Said to Be Zodiac Killer Becomes Enraged at Trial. The New York TImes. Retrieved 04/11/2022 from https://www.nytimes.com/1998/05/15/nyregion/man-said-to-be-zodiac-killer-becomes-enraged-at-trial.html Toy, V. (06/25/1998). Brooklyn Man Is Guilty In Three Zodiac Killings. The New York TImes. Retrieved 04/11/2022 from https://www.nytimes.com/1998/06/25/nyregion/brooklyn-man-is-guilty-in-three-zodiac-killings.html McQuillan, A. Marzulli, J, and Siemaszko, C. (06/19/1996). Gunman admits to serial shootings. Daily News. Retrieved 04/11/2022 from https://www.newspapers.com/image/491758915/?terms=%22Heriberto%20SEDA%22&match=1 Moogan, O. (06/19/1996). Cops: NY's 'Zodiac' killer in custody. UPI Archives. Retrieved 04/11/2022 from https://www.upi.com/Archives/1996/06/19/Cops-NYs-Zodiac-killer-in-custody/9737835156800/ Stout, D. (06/20/1996). THE TRAIL OF 'THE ZODIAC';Tracking a Killer. The New York TImes. Retrieved 04/11/2022 from https://www.nytimes.com/1996/06/20/nyregion/the-trail-of-the-zodiac-tracking-a-killer.html The Daily Times. (06/20/1996) Zodiac's spree left a city in fear. Retrieved 04/11/2022 from https://www.newspapers.com/image/722331596/?terms=%22Heriberto%20SEDA%22&match=1 Kelinfield, N. (06/20/1996). THE TRAIL OF 'THE ZODIAC': THE OVERVIEW;Police Say Zodiac Suspect Admits Attacks That Killed 3 and Hurt 5. The New York TImes. Retrieved 04/12/2022 from https://www.nytimes.com/1996/06/20/nyregion/trail-zodiac-overview-police-say-zodiac-suspect-admits-attacks-that-killed-3.html Liu, B and Furse, J.. (08/06/1994). Nabe is hostage to slay history. Daily News. Retrieved 04/15/2022 from https://www.newspapers.com/image/474332042/?terms=%22Patricia%20Fonte%22&match=1 Mooney, M. (06/20/1996). Cops had the slay suspect pegged. Daily News. Retrieved 04/15/2022 from https://www.newspapers.com/image/491785981/?terms=%22Heriberto%20SEDA%22&match=1 The Central New Jersey Home News. (06/20/1996). Zodiac confesses. Retrieved 04/15/2022 from https://www.newspapers.com/image/318701850/?terms=%22Heriberto%20SEDA%22&match=1 Hays, T. (06/20/1996). Symbols reveal Zodiac. Daily Record. Retrieved 04/15/2022 from https://www.newspapers.com/image/255134366/?terms=%22Heriberto%20SEDA%22&match=1 Hester, J. (06/20/1996). Zodiac's twisted life. Daily News. Retrieved 04/15/2022 from https://www.newspapers.com/image/491783263/?terms=%22Heriberto%20SEDA%22&match=1 Donohue, P., Olmeda, R., and Furse, J. (06/21/1996). Murder charges on docket in Queens. Daily News. Retrieved 04/15/2022 from https://www.newspapers.com/image/491796879/?terms=Heriberto%20SEDA&match=1 Daily News. (07/03/1996). Zodiac suspect pleads innocent. Retrieved 04/15/2022 from https://www.newspapers.com/image/491525648/?terms=%22Heriberto%20SEDA%22&match=1 Fan, M. (07/11/1996). Bombs in Zodiac's plans, cops charge. Daily News. Retrieved 04/15/2022 from https://www.newspapers.com/image/491831974/?terms=%22Heriberto%20SEDA%22&match=1 Murphy, W. (07/23/1998). Zodiac's penance. Newsday. Retrieved 04/15/2022 from https://www.newspapers.com/image/707641934/?terms=%22Heriberto%20SEDA%22&match=1 The Firearm Blog. (05/30/2019). Improvised Firearms (Zip Guns) – Like Grandpa Used to Make. Retrieved 04/17/2022 from https://www.thefirearmblog.com/blog/2019/05/30/improvised-firearms-zip-guns-like-grandpa-used-to-make/ History Wikipedia contributors. (04/14/2022). New York City. Wikipedia, the free encyclopedia. Retrieved 04/14/2022 from https://en.wikipedia.org/wiki/New_York_City Wikipedia contributors. (10/31/2021). Hispanics and Latinos in New York. Wikipedia, the free encyclopedia. Retrieved 04/14/2022 from https://en.wikipedia.org/wiki/Hispanics_and_Latinos_in_New_York Wikipedia contributors. (04/12/2022). Hispanic and Latino Americans. Wikipedia, the free encyclopedia. Retrieved 04/14/2022 from https://en.wikipedia.org/wiki/Hispanic_and_Latino_Americans NYC-ARTS the complete guide. (2022). Hispanic Heritage in New York. Retrieved 04/14/2022 from https://www.nyc-arts.org/collections/32768/hispanic-heritage-in-new-york-2 Books Crowley, K. (2003). Sleep My Little Dead: The True Story of the Zodiac Killer. 256 pp. St Martin's Paperbacks. Retrieved 04/08/2022 from https://www.goodreads.com/book/show/234841.Sleep_My_Little_Dead Podcasts Chalmers, Phil (Host). (11/11/2021). Heriberto Seda “The Copycat Zodiak.” Where the Bodies Are Buried [Audio Podcast]. Retrieved 04/14/2022 from https://podcasts.google.com/feed/aHR0cHM6Ly9hbmNob3IuZm0vcy8zODlkMDdhMC9wb2RjYXN0L3Jzcw/episode/ZDlhYjc4NWEtNDMzMC0xMWVjLThjMDYtZGZmOGMyMDJkNWE0?ep=14 Demayo, Mark; Cannon, Bill (Hosts). (12/18/2020). Real Crime Episode # 12 Part #2 with retired NYPD Chief Joe Herber. Police Off the Cuff [Audio Podcast].  Retrieved 04/14/22 from https://podcasts.google.com/feed/aHR0cHM6Ly9hbmNob3IuZm0vcy85MGNlYWRjL3BvZGNhc3QvcnNz/episode/YTZlOGQ2NjgtNzczZC00ZWE2LTllODUtZjBiN2UzYTAxZDZm?ep=14 Demayo, Mark; Cannon, Bill (Hosts). (12/18/2020). Real Crime Episode # 12 Part #3 with retired NYPD Chief Joe Herber. Police Off the Cuff [Audio Podcast].  Retrieved 04/14/22 from https://podcasts.google.com/feed/aHR0cHM6Ly9hbmNob3IuZm0vcy85MGNlYWRjL3BvZGNhc3QvcnNz/episode/MzM5Yjg3NDctOTQ0MS00MmVlLWJlNzQtNTdhOTEyNGQ0MmQ2?ep=14 Demayo, Mark; Cannon, Bill (Hosts). (12/18/2020). Real Crime Episode # 12 Part #4 with retired NYPD Chief Joe Herber. Police Off the Cuff [Audio Podcast].  Retrieved 04/14/22 from https://podcasts.google.com/feed/aHR0cHM6Ly9hbmNob3IuZm0vcy85MGNlYWRjL3BvZGNhc3QvcnNz/episode/MDYyMjBhNDctMzljYy00YjkwLTlkMmQtZGRiY2RkYmE1Mzk2?ep=14 True Crime Couple. (02/27/22). Episode 123: The Zodiac Copycat of NYC | Heriberto Seda. Retrieved 04/15/22 from https://podcasts.google.com/feed/aHR0cHM6Ly9hdWRpb2Jvb20uY29tL2NoYW5uZWxzLzQ5MTQ3MjcucnNz/episode/dGFnOmF1ZGlvYm9vbS5jb20sMjAyMi0wMi0yNzovcG9zdHMvODAzODgwNA?ep=14 True Crime Couple. (02/27/22). Episode 123: The Zodiac Copycat of NYC | Heriberto Seda Part II. Retrieved 04/15/22 from https://podcasts.google.com/feed/aHR0cHM6Ly9hdWRpb2Jvb20uY29tL2NoYW5uZWxzLzQ5MTQ3MjcucnNz/episode/dGFnOmF1ZGlvYm9vbS5jb20sMjAyMi0wMy0xMzovcG9zdHMvODA0NjY1Mg?ep=14 How Not to Get Murdered The Prepping Guide. (n.d.). 12 Tips: How to Be Homeless and Survive. Retrieved 04/17/2022 from https://thepreppingguide.com/12-tips-how-to-be-homeless-and-survive/ Music “Abyss” by Alasen: ●https://soundcloud.com/alasen●https://twitter.com/icemantrap ●https://instagram.com/icemanbass/●https://soundcloud.com/therealfrozenguy● Licensed under Creative Commons: By Attribution 3.0 License “Second Chance” by Saibysed https://www.youtube.com/channel/UCoyDwrTWfhlv_yBm84WXXBg Licensed under Creative Commons: By Attribution 4.0 License “Wayo Wayo-Summer Edition” by wellman Ft: JhonBlack, cdk´s synth http://dig.ccmixter.org/files/wellman/22358 Licensed under Creative Commons: By Attribution 3.0 License “Bleeping Demo” & “Furious Freak” by Kevin MacLeod Link: https://incompetech.filmmusic.io/song/3791-furious-freak License: http://creativecommons.org/licenses/by/4.0/ https://creativecommons.org/licenses/by/3.0/ http://creativecommons.org/licenses/by/4.0/ Connect with us on: Twitter @FruitLoopsPod Instagram https://www.instagram.com/fruitloopspod Facebook https://www.facebook.com/Fruitloopspod and https://www.facebook.com/groups/fruitloopspod

Welcome to ACEC's March economic update. Each month, ACEC's Erin McLaughlin analyzes the latest industry data and provides insights for the engineering and design industry.  Here are the 4 things you need to know:  Number 1 – Reduced immigration is causing economic challenges according to a new survey from the National Association for Business Economics (NABE). Eighty percent of survey respondents said reduced immigration during the pandemic has constrained economic activity and contributed to wage pressures. The engineering industry has an ongoing and growing shortage of talent, and the constrained immigration pattern of the last few years has exacerbated labor supply challenges.  Number 2 – Unemployment was at just 3.6% in March near record lows, according to the U.S. Department of Labor. Economists generally consider full employment to be 4%. For the engineering industry, our work falls into the category of professional and related services. That category has just 1.6% unemployment. Number 3 – Inflation continues to rise, with the Consumer Price Index, or CPI, up more than 8 percent over the last 12 months, the fastest annual gain in more than 40 years. CPI data is provided by the Bureau of Labor Statistics and tracks prices across different categories including gas. Though politicians have suggested – or moved forward on – lowering or suspending the gas tax, ACEC does not believe that would not be a prudent or effective way to lower the cost of gas. In fact, just 14% of the economists surveyed by NABE recommended lowering or suspending the gas tax as a way to mitigate rising gas prices. The more favored approach was to release oil from the Strategic Petroleum Reserve.  And, number 4: Total design and construction spending was up more than 11% this February, compared to the same time last year. The category remains driven by private residential spending which is up almost 17%, along with private non-residential up nearly 10%. There you have it. The economic update series is one of ACEC's resources for media and members. For a deeper dive, check out the full video on YouTube and all of ACEC's popular Private Industry Briefs. And we hope to see you later this month when the ACEC private markets team will hold a symposium discussing the healthcare, science and technology markets in Boston, Mass. To learn more about ACEC's full slate of private market offerings visit our website at ACEC.org. Thanks, and we'll see you again in May.  

美國聯準會（Fed）主席鮑爾（Jerome Powell）在上週宣布升息0.25個百分點後，3月21日在華盛頓舉行的全美企業經濟協會（NABE）上，展現更「鷹」的一面，表示如果需要，將在下次會議升息0.5個百分點。一席話把市場的目光再度引向聯準會的政策方向。但除了升息外，聯準會還有另一個重要的政策方向也可能造成市場動盪，值得注意：量化緊縮（quantititve tightening，亦簡稱縮表或QT）的政策進度。 文：賀先蕙 ＊訂閱天下全閱讀：https://reurl.cc/g7g0EN ＊意見信箱：bill@cw.com.tw ＊「聽天下」清楚分類更好聽，下載天下雜誌App：https://topic.cw.com.tw/cwapp/applink/cwapp.html

European bourses have been erring higher after a contained open, Euro Stoxx 50 +0.9%, with upside occurring as crude and bonds slipped further.US futures are in-fitting directionally but magnitudes more contained, a slew of speakers ahead.Crude benchmarks are pressured, but off lows, amid China COVID and EU energy price cap updates.DXY remains underpinned after an initial pullback from 99.00, while JPY lags with USD/JPY testing 121.00.Core debt continues to reel with yields steeper post-Powell and as corporate issuance factors once more.Looking ahead, highlights include NBH Policy Announcement, Speeches from Fed's Williams, Daly & Mester, ECB's Lagarde, Lane & Panetta.As of 10:30GMT/06:30EDTLOOKING AHEADNBH Policy Announcement, Speeches from Fed's Williams, Daly & Mester, ECB's Lagarde, Lane & Panetta.Note; US Clocks Changed to EDT from EST on Sunday, March 13th. London to New York time gap is four-hours until the UK change on March 27th.Click here for the Week Ahead preview.GEOPOLITICSRUSSIA-UKRAINEDISCUSSIONS/NEGOTIATIONSUkrainian President Zelenskiy said a meeting with Russian President Putin is vital to determine Russia's position on ending the war, according to Interfax. President Zelensky also said that he's prepared to discuss a commitment from Ukraine not to seek NATO membership in exchange for a ceasefire, withdrawal of Russian troops and a guarantee of Ukraine's security, according to AP.UN General Assembly's special session on Ukraine will resume on Wednesday after a relevant request, according to Sputnik.Adviser to the Ukrainian President says there are many contentious issues with the Russians, most notably the integrity of our territory and security guarantees, according to Al Jazeera.Russian Deputy Foreign Minister says the Ukrainian side has no desire to take our demands into account, via AJA Breaking.ENERGY/ECONOMIC UPDATESFrench Foreign Minister Le Drian and US Secretary of State Blinken agreed to continue strengthening sanctions against Russia and on the need to enhance the security of Ukraine's nuclear facilities.Russia's coupon payment on sovereign bonds maturing in 2029 was processed by JPMorgan which worked with the US Treasury Department on necessary approvals, according to Reuters sources.Russian Finance Ministry has channelled USD 65.63mln for the coupon payout on 2029 Eurobond to Russia's national settlement depository, fully met liabilities.S&P said it will withdraw ratings on all Russian entities.Eurasia Groups Rahman understands that work on a SURE-style instrument, for the Russian war in Ukraine, has been put on hold, as EU Commission President von der Leyen was "spooked" by Germany's opposition to common borrowing.DEFENCE/MILITARYUS President Biden said Ukraine is fighting valiantly and using equipment from the US, while he added Russian President Putin's back is against the wall and he is talking about new false flags such as biological weapons. President Biden also suggested this is a clear sign that President Putin is considering both biological and chemical weapons, while he added that Russia may be planning a cyber attack against the US.UK Ministry of Defence said Russia claimed it fired a number of hypersonic missiles against Ukrainian targets and that its claims of using the developmental Kinzhal are highly likely intended to detract from lack of progress on the ground campaign.Ukrainian forces announced the recapture of the Makarev area west of Kyiv, according to Sky News Arabia.EUROPEAN TRADEEQUITIESEuropean bourses have been erring higher after a contained open, Euro Stoxx 50 +0.9%, with upside occurring as crude and bonds slipped further.US futures are in-fitting directionally but magnitudes more contained, ES +0.2%, with a slew of Central Bank speakers ahead.Sectors features defensive names as the current underperformers while Consumer Products is bolstered post-Nike earnings.China is to hold a press conference on Tuesday night regarding the latest updates of the crashed China Eastern Jet, according to State Media.EU leaders could endorse taxing windfall profits of energy firms, according to a draft summit statement.China's securities regulator asked some US listed Chinese firms, including Alibaba (BABA), Baidu (BIDU), and JD.com (JD), to prepare for more audit disclosures and asked to prepare audit documents for FY21, according to Reuters sources.Click here for more detail.FXDollar extends gains as Fed chair Powell delivers hawkish speech at NABE, underlining 50bps hikes at one or more meetings, a potentially higher terminal rate and QT kicking off in May perhaps/DXY gets to within a whisker of 99.000 before waning.Yen extends slump as BoJ Governor Kuroda says any exit from ultra accommodation would be premature, USD/JPY now testing 121.00 after breaching a key Fib just over 119.50 and 120.00 with little resistance.Kiwi and Aussie bounce as risk appetite picks up, former back above 0.6900 and latter on the 0.7400 handle again. Loonie lags as oil prices retreat, USD/CAD over 1.2600.Pound and Euro derive some traction from corrective gains in Gilt and EGB yields; Cable close to 1.3200 and EUR/USD tests 1.1000 where 1.35bln option expiries start and end at 1.1010.Click here for more detail.Notable FX Expiries, NY Cut:EUR/USD: 1.0870 (301M), 1.0990 (345M), 1.1000-10 (1.35BN), 1.1050-55 (821M), 1.1075-80 (757M), 1.1100 (300M), 1.1135-40 (665M), 1.1150 (572M), 1.1175 (345M)Click here for more detail.FIXED INCOMEBear-steepening in US Treasuries continues after even more hawkish-leaning guidance from Fed chair Powell.EGBs and Gilts play catch-up, with Bunds testing 50bps in yield and 159.00 in futures.UK debt awaiting inflation data and Spring Budget before flash PMIs and retail sales round out busy week.Click here for more detail.COMMODITIESWTI and Brent are pressured, but off lows, as the benchmarks are hit amid China's COVID updates and reports of further support in the EU for an energy price cap.WTI and Brent May contracts have slipped from intraday highs of USD 113.30/bbl and USD 119.48/bbl to current lows of USD 107.10/bbl and USD 112.64/bbl, respectively.France and "several eastern EU countries" reportedly back the idea of energy price caps with Germany and the Netherlands left to be convinced, according to Journalist Keating; Germany/Netherlands argue that refusing to pay market price could mean suppliers go elsewhere.Subsequently, a Senior German official says that Berlin's opposition to energy sanctions is “unlikely to change” unless Russia uses “chemical or nuclear weapons”, according to Eurasia Group's Rahman. Adds, "One idea would see a “coalition of the willing” - member states with less Russian energy dependency, move first" - Note, it is unclear if this is the journalists' view or an official.Japanese government says power supply is tightening in the Tohoku region amid low temperatures.Spot gold/silver are pressured, though off lows, amid what appears to be a outflow from "havens" with core-debt and JPY pressured.LME CEO says price limits should prevent a repeat of the squeeze seen in Nickel, via Bloomberg. At the open, LME Nickel -12%, at USD 27,600/T.One global aluminium producer is seeking USD 195/t premiums in discussions with Japan, which would be up 10% from the current quarter, according to Reuters sources.China is to strictly control coal consumption in steel, chemical and cement industries in 2021-25.Click here for more detail.NOTABLE EUROPEAN HEADLINESECB's Villeroy says the ECB must not overreact to energy price volatility, should focus on underlying and medium-term prices. Green transition could result in some inflation pressure.NOTABLE US HEADLINESGoldman Sachs now expects the Fed to hike by 50bps at the May and June meetings, as well as announce the start of the balance sheet reduction in May, while it also sees four 25bps hikes in H2 but added that the Ukraine war and tight financial conditions are risks to the rate call.UK and the US to announce deal on Trump-era steel tariffs tonight, according to Politico's Casalicchio.Click here for the US Early Morning NoteCRYPTOBitcoin is bid, but off highs, having surpassed last week's peak of USD 42,392 in a short-lived foray above the USD 43k mark.APAC TRADEEQUITIESAPAC stocks were mostly positive with the region shrugging off the higher yields and oil advances.ASX 200 was led higher by strength in the commodity-related sectors including energy after further gains in oil.Nikkei 225 gained as exporters benefitted from a weaker currency and amid stimulus speculation.Hang Seng and Shanghai Comp. traded higher with outperformance among the blue-chip tech stocks including Alibaba after it boosted its share buyback to USD 25bln from USD 15bln and with oil majors underpinned.NOTABLE APAC HEADLINESPBoC injected CNY 20bln via 7-day reverse repos with the rate at 2.10% for a CNY 10bln net injection.PBoC set USD/CNY mid-point at 6.3664 vs exp. 6.3635 (prev. 6.3677)Japan was reported to be eyeing additional stimulus valued over JPY 10tln, according to Sankei, although Chief Cabinet Secretary Matsuno later stated they are not thinking about an economic stimulus package now. Subsequently, Japan's annual budget passed parliament; a move which should allow some discussion around additional stimulus to commence.Chinese Foreign Minister says, re. US visa restrictions on Chinese officials, that the US should immediately revoke sanctions, or China will response with reciprocal counter measures.China's COVID epidemiologist Wannian says that China's COVID curbs should be targeted and effective, sees rising COVID pressure from surrounding nations, such as Hong KongDATA RECAPNew Zealand Westpac Consumer Confidence (Q1) 91.2 (Prev. 99.1)

Jerome Powell, Chairman of the Federal Reserve, speaks to the National Association for Business Economics (NABE) today about interest Rate hikes and the state of the economy as the Fed looks forward in 2022 and grapples with Inflation. Cliff Waldman, President of New World Economics, speaks for the meeting in a special news brief wrap-up of Chairman powells remarks in a live episode on Manufacturing Talk Radio. " Powell is not mincing words today. He is giving a very frank, very hawkish speech. He's pulling no punches about inflation being "much too high." And while he thinks there is some historical precedent for a soft landing, i.e. bringing inflation under control without causing a recession, he acknowledges the risks," Waldman reported. Learn more about your ad choices. Visit megaphone.fm/adchoices