Podcasts about real risk

About the Guest: Debra Bradley is a seasoned fractional CFO and innovation strategist who specializes in guiding companies through transformative growth. With a career steeped in finance, risk assessment, and technological adoption, Debra is known for her bold yet calculated approach to change. Whether it's advising on AI implementation or recalibrating how businesses assess risk, she brings a unique perspective shaped by experience, curiosity, and a fearless attitude toward growth and disruption.Episode Summary: In this episode of Growth Ready, host Steve Mellor is joined by Debra Bradley to explore why the greatest risk in business—and life—is often staying exactly where you are. From open water swimming to pioneering financial transformations, Debra shares how embracing discomfort and recalibrating risk leads to resilience, innovation, and long-term success. Together, they unpack the myths of risk, the pitfalls of success, and the critical role of leadership in high-change environments. If you're a leader navigating uncertainty or simply someone looking to grow, this conversation will shift how you think about change and challenge.

The Dollar Standard, Global Liquidity, and the Coming Economic Reckoning In my expansive and highly accessible conversation with renowned economist Richard Duncan, we discuss the logic behind his long-running critique of the international monetary system, a system Richard calls the Dollar Standard where he explains why current U.S. policy moves, the system could come crashing down.   The Origins of the Dollar Standard and America's “Exorbitant Privilege” The Dollar Standard, Duncan explains, evolved out of the collapse of the Bretton Woods system (implemented after WWII) in 1971. Under Bretton Woods, currencies were pegged to the U.S. dollar, and the dollar was pegged to gold. But when other countries accumulated more dollars than the U.S. had gold, President Nixon suspended dollar convertibility, effectively ending the gold standard.   What replaced it was a floating currency regime and the birth of the Dollar Standard. Crucially, the U.S. began running persistent trade deficits, importing goods and sending dollars abroad. These dollars, in turn, were recycled by foreign central banks, especially in trade surplus countries like China and Japan, into U.S. dollar-denominated assets, primarily Treasuries, but also equities and real estate.   This loop, Duncan argues, created America's “exorbitant privilege”: the ability to fund government spending and consumer imports at artificially low interest rates, because foreign buyers are constantly reinvesting in U.S. debt and assets.   The phrase "exorbitant privilege" was first coined by Valéry Giscard d'Estaing, who later became President of France, but at the time was serving as France's Minister of Finance under President Charles de Gaulle in the 1960s.   He used the term to criticize the unique advantages enjoyed by the United States under the Bretton Woods system, particularly the ability to run persistent deficits by issuing debt in its own currency (the U.S. dollar), while foreign nations had to hold and use those dollars to trade and build reserves.   Giscard and de Gaulle saw this as an unfair financial hegemony that allowed the U.S. to “live beyond its means” at the expense of others. The phrase was intended as a critique but, ironically, it's now often used in a neutral or even admiring tone by economists.   How Global Credit Became a Bubble Machine Duncan makes the case that this system, while benefiting the U.S. enormously, has been fundamentally destabilizing for the rest of the world.   As surplus countries absorb dollar inflows, their central banks convert them into local currency, often by printing their own money. That liquidity ends up in domestic banking systems, fueling excessive credit growth, asset bubbles, and financial crises.   It happened in Japan in the late 1980s. It triggered the Asian Financial Crisis in the late 1990s. And it helped fuel China's real estate boom and the global credit bubble that preceded the 2008 collapse.   Notably, Duncan predicted the 2008 financial crisis in his 2003 book, The Dollar Crisis, warning that runaway global imbalances would eventually lead to a systemic shock. He now argues that post-2008 bailouts and quantitative easing (QE) only expanded the bubble rather than fixing the problem.   Trump's Trade Doctrine: Potential to Destabilize the System Fast forward to 2025: Trump is back in office, and his administration is moving quickly to reshape global trade.   Duncan's concern is that the Trump administration's effort to eliminate the U.S. trade deficit by imposing high tariffs and pursuing a strategic devaluation of the dollar, undermines the very structure that has sustained U.S. prosperity and global financial stability for decades. Why? Because every U.S. trade deficit is matched by a capital inflow. It's a balance-of-payments identity: if the U.S. runs a $1.1 trillion current account deficit, there must be a $1.1 trillion capital surplus (i.e., inflows) to finance it.   Take that away and you choke off the supply of global liquidity that props up asset prices worldwide.   The Doom Loop: What Happens If Capital Stops Flowing In Duncan walks through the scenario: If tariffs succeed in shrinking the trade deficit, dollars stop flowing abroad. Without those dollars, foreign central banks have fewer reserves to recycle into U.S. assets. This reduces demand for Treasuries, pushing interest rates up. Rising rates crush real estate, stocks, and credit-dependent sectors. Simultaneously, trade-surplus economies face a liquidity crunch, leading to job losses, bankruptcies, and potential financial crises. The result? A global depression triggered not by market excess this time, but by deliberate government policy.   Duncan notes that the Trump administration has already blinked once in rolling back tariffs on China after markets began to seize. But the damage to global confidence in the dollar's stability and America's reliability as a trading partner may already be done.   CRE-Specific Risks For CRE professionals, Duncan's framework suggests several key risks: Interest Rate Volatility: If capital inflows decline, Treasury demand will fall and rates may rise, increasing financing costs and repricing assets downward. Foreign Capital Flight: A weakening dollar and escalating trade tensions could lead to foreign divestment from U.S. real estate, especially in coastal gateway cities where foreign investors are dominant. Liquidity Shock: Reduced global liquidity may tighten credit markets, making debt financing harder to access for new acquisitions or refis. Wealth Effect Reversal: Falling stock prices and higher rates could curb consumer spending and investor confidence, affecting retail, hospitality, and housing-linked CRE. Is There a Way Out? Despite the dire tone, Duncan offers a constructive alternative. In his more recent book, The Money Revolution, he advocates using the U.S. government's borrowing capacity, enabled by dollar dominance and low rates, to invest aggressively in future-focused industries: AI, biotech, quantum computing, green energy.   In short: inflate productively, not destructively. Use fiat-financed public investment to grow out of the debt bubble, rather than letting it implode through austerity or protectionism. But he acknowledges that political will may be lacking and that, without it, the only other option will be another round of massive QE when the next crisis hits.   Final Thought Duncan's message is clear: we are not playing by gold standard rules anymore. The U.S. economy, and the world's, runs on confidence, liquidity, and the flow of capital. Disrupt that system and we may find ourselves testing whether the Fed and Treasury can reflate the bubble one more time. *** You may not agree with Richard's perspective but, as a real estate investor, understanding differing points of view helps in underwriting investment risk by incorporating possible downsides into exit strategies.   This is a fascinating and accessible discussion. Tune in if you want to understand the real risks underpinning your real estate investment decisions in the coming months.   *** In this series, I cut through the noise to examine how shifting macroeconomic forces and rising geopolitical risk are reshaping real estate investing.   With insights from economists, academics, and seasoned professionals, this show helps investors respond to market uncertainty with clarity, discipline, and a focus on downside protection.    Subscribe to my free newsletter for timely updates, insights, and tools to help you navigate today's volatile real estate landscape. You'll get: Straight talk on what happens when confidence meets correction - no hype, no spin, no fluff. Real implications of macro trends for investors and sponsors with actionable guidance. Insights from real estate professionals who've been through it all before. Visit GowerCrowd.com/subscribe Email: adam@gowercrowd.com Call: 213-761-1000    

Some people are afraid to leave their external backup drive connected. They're trading a small risk for a much, much larger one.

Brandon Eisenlauer, aka  @BiohackingUThe Bodybuilding-friendly HRT Clinic - Get professional medical guidance on peptides AND optimizing your health as a man or bodybuilder:[ Pharma Test, IGF1, Tesamorelin, Glutathione, BPC, Semaglutide, Var troche, etc]https://transcendcompany.com/patient-intake-form/?ls=Nyle+NaygaWatch it: https://www.youtube.com/watch?v=6Ihq4tIzyS8&t=5618sRP Hypertrophy Training App: rpstrength.com/nylePlease share this episode if you liked it. To support the podcast, the best cost-free way is to subscribe and please rate the podcast 5* wherever you find your podcasts. Thanks for watching.To be part of any Q&A, follow trensparentpodcast or nylenayga on instagram and watch for Q&A prompts on the story  https://www.instagram.com/trensparentpodcast/Huge Supplements (Protein, Pre, Defend Cycle Support, Utilize GDA, Vital, Astragalus, Citrus Bergamot): https://www.hugesupplements.com/discount/NYLESupport code 'NYLE' 10% off - proceeds go towards upgrading content productionYoungLA Clothes: https://www.youngla.com/discount/nyleCode ‘NYLE' to support the podcastLet's chat about the Podcast:Instagram: https://www.instagram.com/trensparentpodcast/TikTok: https://www.tiktok.com/@transparentpodcastPersonalized Bodybuilding Program:  https://www.nylenaygafitness.comTimestamps:00:00 – Intro08:28 – Neuro-toxicity of popular PEDs (19-nors, Tren, etc.)11:42 – Brain-basics: Neuro-steroid support16:18 – Dopaminergic Life & Consequences21:32 – Real Risk of Bodybuilding, Rest & The Right Way27:04 – Managing Mental Stress: Meditation & Mindful Break38:30 – Gen Z, Motivation Gaps & “Just Go Live Life”41:17 – Independence & Growth42:46 – Psychedelics & Neuroplasticity43:45 – Hustle Culture vs Balance46:40 – Cultural & Political Extremes48:40 – Finding Balance in Bodybuilding52:19 – Conscientious Growth53:50 – Brain Protection Strategies57:01 – Serotonin & SSRI Benefits58:33 – Cholinergic, Sleep Support & GABA System1:03:30 – SSRIs Stigma & Pharma Bias1:12:45 – Best Cycle Principles1:19:38 – Pharmacology Caveats & Nuance1:25:25 – Finding Reasons Is Hard & Adaptation1:27:52 – Mitochondrial & Estrogenic Peptides1:36:14 – Stimulant Cycling Strategy & Risks1:47:10 – Injectable Amino Blends1:52:17 – Peptide Safety & Cancer1:57:36 – Skin Health & Peptides1:59:46 – The Final Question

In this powerful episode of A Leader Like Me, we speak with Janelle Benjamin—award-winning DEI consultant, founder of All Things Equitable, and LinkedIn Top Voice—about her journey from workplace mistreatment to building an influential consultancy rooted in justice and inclusion. Janelle opens up about life beyond the title: a dedicated single mum, a quiet changemaker, and a passionate learner committed to creating safer, more inclusive workplaces. She shares how her legal background sharpens her strategic lens and why humility, curiosity, and continuous learning are essential for truly inclusive leadership. We explore: What real inclusion looks like beyond policy and posters The emotional cost of exclusion—and the power of turning pain into purpose How her legal training helps her spot risks others miss Practical steps for those who want to lead inclusively, even when DEI is being scaled back The power of connection, community, and shared accountability in driving cultural change Whether you're just starting your inclusion journey or you're deep in the work, Janelle's story will leave you inspired, challenged, and ready to act. Listen now to discover what it takes to build cultures where everyone is truly seen, heard, and valued. ______________ Did you know? you can now order Priya and Advita's new book Building a Culture of Inclusivity Order from https://www.koganpage.com/ Discount Code ALLME20 The book is available in most online stores including Amazon, Barnes & Noble, Waterstones, Indigo etc… and in some physical ones as well.  Don't miss out. Get your copy of the book now and be part of the DEI conversation. Building a Culture of Inclusivity Effective Internal Communication For Diversity, Equity and Inclusion  Want to evaluate where your business stands when it comes to the EI? Visit our website to learn more: https://aleaderlikeme.com/ Have any questions? Would you like to book Priya and or Advita for a speaking event? Don't hesitate to reach out to us at info@aleaderlikeme.com For our latest updates, continue to follow our LinkedIn, Twitter, and Instagram @aleaderlikeme. If you read our book and would like to give us your honest review, feel free to post on social media. Don't forget to use the #ALLME and tag us. Thank you for your continued support as we drive global DEI/EDI conversations forward. If you want to transform your culture and build better inclusion then get in touch and let's see how we can work together: info@aleaderlikeme.com.  If you're curious about inclusive cultures and want to understand what needs to happen in your organisation to cultivate belonging so you and your colleagues can thrive, you can purchase our book: https://aleaderlikeme.com/book/ 

Nations have different types of power. One is economic. Another is influence or soft power that comes from goodwill. We attract the best and brightest from around the world to go to our schools. We draw in capital because our markets are the best and most liquid. But as Chairman Powell said today in Chicago, the impact of the current economic policy could put all that at risk. On this week's episode, Tom and Dylan discuss the continued fallout from tariffs and retribution.

DXY fell to its lowest value in more than two years. That means the dollar is crashing, right? Everyone says so, but when it comes to the dollar or anything related to the monetary system what everyone says is rarely ever so. The dollar IS going nuts, at least that part's right.Eurodollar University's Money & Macro AnalysisReuters US dollar stranglehold on global FX sets stage for euro parity: Reuters pollhttps://www.reuters.com/markets/currencies/us-dollar-stranglehold-global-fx-sets-stage-euro-parity-2025-01-08/Reuters Next up for markets: A crisis of confidence in the dollarhttps://www.reuters.com/markets/wealth/next-up-markets-crisis-confidence-dollar-2025-04-04/https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

Are Trump's dramatic tariffs simply a negotiation tactic rather than an intentional trade war? Marko Papic, Chief Strategist at BCA Research, joins Maggie Lake for a critical conversation explaining why markets have misunderstood Trump's tariff policy from the beginning and what deeper macroeconomic risks investors should actually be focused on. Key Topics: How Trump has used extreme tariff threats as leverage, and why markets repeatedly fall for it What the rise of a multipolar world means for global markets and U.S. economic power The hidden but urgent risk investors are overlooking: a recession where bond yields stay high, undermining traditional market safety nets Why U.S. market outperformance is coming to an end as fiscal stimulus runs dry, exposing vulnerabilities investors aren't ready for Marko's bold call: why the U.S. dollar is at risk of a 30% decline, and how investors should reposition globally If today's chaotic headlines have you concerned about markets, geopolitics, or the next big risk for your investments, this conversation is essential viewing. Chapters: 0:48 - Trump's Tariff Bombshell: Bluff or Battle Plan? 9:14 - Who Really Has the Upper Hand in a Trade War? 18:24 - Inside Trump's Mind: What's the Endgame on Tariffs? 24:32 - The True Meaning of a Multipolar World 30:11 - Investors Beware: Navigating a New Multipolar World 34:28 - Economic Shock Therapy: Trump's Dangerous Gamble 35:56 - Can the U.S. Treasury Market Survive Trump's Policies? 40:16 - Fiscal Time Bomb: When Will Markets Revolt? 49:16 - Hunting for Value: Is It Time to Bet on Emerging Markets? 52:24 - Danger Ahead: The Biggest Risk No One Sees Coming Investment Concerns? Get a free portfolio review with Wealthion's endorsed financial advisors at https://bit.ly/4ide1pl Hard Assets Alliance - The Best Way to Invest in Gold and Silver: https://www.hardassetsalliance.com/?aff=WTH Subscribe to Marko and Jacob Shapiro's podcast, Geopolitical Cousins, here: https://podcasts.apple.com/za/podcast/geopolitical-cousins/id1802258017 Connect with us online: Website: https://www.wealthion.com X: https://www.x.com/wealthion Instagram: https://www.instagram.com/wealthionofficial/ LinkedIn: https://www.linkedin.com/company/wealthion/ #Wealthion #Wealth #Finance #Investing #Trump #Tariffs #Geopolitics #GlobalEconomy #Macro #Markets #Dollar #Recession #InterestRates #BondMarket #MarkoPapic ________________________________________________________________________ IMPORTANT NOTE: The information, opinions, and insights expressed by our guests do not necessarily reflect the views of Wealthion. They are intended to provide a diverse perspective on the economy, investing, and other relevant topics to enrich your understanding of these complex fields. While we value and appreciate the insights shared by our esteemed guests, they are to be viewed as personal opinions and not as investment advice or recommendations from Wealthion. These opinions should not replace your own due diligence or the advice of a professional financial advisor. We strongly encourage all of our audience members to seek out the guidance of a financial advisor who can provide advice based on your individual circumstances and financial goals. Wealthion has a distinguished network of advisors who are available to guide you on your financial journey. However, should you choose to seek guidance elsewhere, we respect and support your decision to do so. The world of finance and investment is intricate and diverse. It's our mission at Wealthion to provide you with a variety of insights and perspectives to help you navigate it more effectively. We thank you for your understanding and your trust. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Modern Hairstylist Podcast, host Hunter Donia and guest Jodie Brown unpack a hot topic in the beauty industry: Are your salon policies actually hurting your client experience? If you've ever struggled with enforcing cancellation fees, setting boundaries around no-shows, or wondering whether your policies are driving clients away—this conversation is for you.Hunter dives into the delicate balance between protecting your time as a business owner and providing a client experience that builds trust and long-term loyalty. You'll hear real talk about how boundaries and policies can either elevate or damage your reputation—and what modern, sustainable solutions actually work for independent hairstylists in 2025.Key Takeaways:

Is Wall Street ignoring the true risk in markets? Michael Gayed joins Maggie Lake to explain why investors are watching the wrong risk signals by focusing on Trump's tariffs and why small caps, Japan, and junk debt may hold the real clues to what happens next. In this in-depth conversation, Michael breaks down: Why small caps are halfway through a lost decade How Japan's monetary policy and the reverse carry trade could trigger a global credit event The dangerous disconnect between small caps and junk debt spreads Why passive flows into mega-cap stocks are masking real economic weakness How a bullish or bearish tail event could resolve these market distortions And why gold may not behave like a safe haven in the next crisis Chapters: 0:32 - Tariff Tensions: Growth Under Pressure? 4:23 - Zombie Small Caps: Crisis or Transformation? 6:57 - Mega Tech Mirage: The Illusion of Market Health 9:25 - Reverse Carry Unveiled: Japan's Financial Tipping Point 14:35 - Trump's Dollar Dilemma: The Weaker Wish 16:02 - Unwinding Uncertainty: What Could Spark A Japan Panic? 20:59 - Gold Sell-Off: Unveiling the Warning 24:05 - Economic Signals: Growth or Gloom in the US? 27:25 - Deregulation Dilemma: Positioning for Change 29:47 - Oil Outlook: Balancing Supply, Demand, and Risk 30:56 - Equity Rotation: Shifting from Mega Caps 33:11 - Small Cap Timing: Seizing the Opportunity 35:26 - Global Pivot: Betting on International Markets 36:20 - Conviction Check: What Would Change the Game? We want to hear from you! What would you like to see on Wealthion? Please take our poll here: https://www.youtube.com/post/UgkxtJvEEM4j_eRy7iT---EJ_mbkp1En1P0O Investment Concerns? Get a free portfolio review with Wealthion's endorsed financial advisors at https://bit.ly/4lckV0E Hard Assets Alliance - The Best Way to Invest in Gold and Silver: https://www.hardassetsalliance.com/?aff=WTH Connect with us online: Website: https://www.wealthion.com X: https://www.x.com/wealthion Instagram: https://www.instagram.com/wealthionofficial/ LinkedIn: https://www.linkedin.com/company/wealthion/ #Wealthion #Wealth #Finance #Investing #MichaelGayed #Markets #SmallCaps #Japan #TailRisk #CreditCrisis #Gold #Bonds #EconomicOutlook #StockMarket #MarketCrash #Recession #PassiveInvesting #Macro #Tariffs  ________________________________________________________________________ IMPORTANT NOTE: The information, opinions, and insights expressed by our guests do not necessarily reflect the views of Wealthion. They are intended to provide a diverse perspective on the economy, investing, and other relevant topics to enrich your understanding of these complex fields. While we value and appreciate the insights shared by our esteemed guests, they are to be viewed as personal opinions and not as investment advice or recommendations from Wealthion. These opinions should not replace your own due diligence or the advice of a professional financial advisor. We strongly encourage all of our audience members to seek out the guidance of a financial advisor who can provide advice based on your individual circumstances and financial goals. Wealthion has a distinguished network of advisors who are available to guide you on your financial journey. However, should you choose to seek guidance elsewhere, we respect and support your decision to do so. The world of finance and investment is intricate and diverse. It's our mission at Wealthion to provide you with a variety of insights and perspectives to help you navigate it more effectively. We thank you for your understanding and your trust. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Transform Your Workplace, Emmy-winning sports broadcaster Anne Marie Anderson challenges us to rethink audacity — not as arrogance, but as the courage to take bold risks. She shares how a life-changing moment early in her career pushed her to stop waiting and start saying “yes” to adventure, opportunity, and growth. In this eye-opening discussion, Anderson proves that real success comes from action, not hesitation. Are you fostering a culture where bold ideas thrive, or are you letting fear and doubt hold your team back? Tune in to learn how to lead with audacity.   TAKEAWAYS Audacity is about taking bold risks, not arrogance, and it can be developed over time. Waiting for the “perfect” time can be riskier than taking the leap, as opportunities can disappear in an instant. Saying “yes” to challenges and taking risks is essential for growth. Fear of failure, rejection, and judgment never truly disappear, but success comes from learning to navigate them. Understanding the difference between urgent and important tasks helps prioritize long-term goals over short-term distractions. Success is rarely a solo journey — having a strong support system of mentors and challengers fosters bold decision-making. Growth requires change, and staying the same only ensures stagnation and missed opportunities.   A QUICK GLIMPSE INTO OUR PODCAST 

Each year South Africa records an average of close to 1 thousand 500 fatal drownings with children under 5 in the highest risk group. These incidents occur in various settings, from swimming pools to rivers and coastal areas. KwaZulu-Natal province is reportedly the epicentre of drowning cases, owing to its warm climate, abundant water bodies, and high population density. With the festive season now in full swing many people are enjoying their holidays on or near water bodies increasing the risks of drowning. To get advice on how water bodies should not spoil the festive cheer, Bongiwe Zwane spoke to Andrew Ingram, Drowning Prevention Manager at the National Sea Rescue Institute - NSRI..

Ever wondered how to steer clear of trouble with your investments? Today, we're diving into an SEC investigation that's rattling one fund and discussing what you need to know to protect yourself. We're also unpacking the benefits of passive investing and index funds—because simplifying your approach to the stock market might just be the smartest move you make. In our TikTok Minute, we'll take a look at a quick clip that highlights a common financial misunderstanding, and along the way, we'll sprinkle in a bit of British charm (no spoilers, but it's classic). Finally, we're tackling a listener question from a soon-to-be parent who's wondering how to plan for their child's financial future. From custodial accounts to financial aid strategies, we'll walk through the best options to ensure your kids have a strong start. Add in Doug's trivia, some thought-provoking discussions, and a peek at upcoming events, and you've got a packed episode full of actionable insights. Run of Show Introduction and Opening Remarks Kickoff and Today's Topics Overview Discussion on the SEC Investigation and What You Need to Know Monitoring Your Money Effectively Sponsor Messages and Lighthearted Banter Headline: Western Assets Bond Fund in Trouble Debating Active vs. Passive Management TikTok Minute: A Quick Look at Financial Missteps Listener Call and Doug's Trivia Break Listener Question: Financial Planning for a Newborn Custodial Accounts vs. Other Savings Options Tax Implications and Financial Aid Considerations Upcoming Events and Community Meetups Doug's TV Show Reviews  FULL SHOW NOTES: https://stackingbenjamins.com/when-good-funds-go-bad-1605 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Election 2024 podcast series continues: Voting Integrity, the Electoral College, Campaign Finance, Corruption. the Filibuster. Ric dissects the rhetoric of democracy at risk. Also in the election, key age-related issues such as increased life expectancy, healthcare costs, mass elder poverty, ageism, and finding purpose in retirement must be addressed by candidates. Ric discusses these challenges with Ken Dychtwald, the world's foremost expert on longevity. And Ric explains the first question on your IRS 1040 concerning crypto taxation. #VotingIntegrity #ElectoralCollegeDebate #CampaignFinanceReform #EndCorruption #FilibusterDebate #DemocracyInFocus #ElectionReformNow #CampaignTransparency #PoliticalAccountability #AgeInElection2024 #NewAgeOfOld #HealthspanLifespan #ElderPovertyCrisis #AddressAgeism #SeniorHealthcareReform #MaturityWithPurpose #AgingWithDignity #LongevityEconomy #Election2024AgingIssues #CryptoTaxReporting #IRS1040Crypto #CryptoTaxQuestion #BitcoinOwnership #IRACryptoRules #TaxSeason2024 #CryptoInRetirement #IRSReportingGuidelines #CryptocurrencyCompliance ---- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric -----  Links from today's show:  Click here for Ric's worksheet to help you evaluate the candidates Ken Dychtwald Age Wave Website: https://www.agewave.com The 34 Issues of Election 2024 – The Daily Podcasts https://uth959jfpszs9vqn-59513929894.shopifypreview.com/blogs/this-weeks-stories/tagged/election-2024 Kamala Harris Official Campaign Website Policy Page: https://www.kamalaharris.com/issues/ Donald Trump Official Campaign Website Policy Page: https://www.donaldjtrump.com/platform 10/23 Webinar - How to Factor Longevity into Your Financial Planning: https://www.thetayf.com/pages/october-2024-webinar-how-to-factor-longevity-into-your-financial-planning 11/13 Webinar - An Innovative Way to Generate Income in a World of Declining Rates: https://www.thetayf.com/pages/november-13-2024-an-innovative-way-to-generate-income 10/9 Webinar Replay- Crypto for RIAs: Yield, Staking, Lending and Custody. What's beyond the ETFs? https://dacfp.com/events/crypto-for-rias-yield-staking-lending-and-custody-whats-beyond-the-etfs/ Certified in Blockchain and Digital Assets including Crypto Taxation Course/Webinar: https://dacfp.com/certification/ -----  Follow Ric on social media:  Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman -----  Brought to you by:  Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ TAYF Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee

“I wasn't going to miss the podcast just because I was slightly paralysed” - It's one of the better quotes we've had on the show! But it neatly sums up the unassuming yet unflappable nature of Dr Harry, who unless you were on a 12 month silent retreat in 2018, you'd know was the cave diving anaesthetist who helped in the against all odds rescue of the Wild Boars soccer team trapped in a flooded Thai cave. Dr Harry is in a unique position to talk about the art of risk taking, and it's something he's taken a keen interest in since that phenomenal rescue, especially how it relates to kids.  In this episode Dr Harry very kindly shares with Hame his thoughts on teaching kids about risk mitigating rather than risk taking, building resilience and overcoming fear, on the generational changes in parenting that he's noticed and reflecting on what he might have done differently as a dad… it's a super wide ranging chat - one that we were so, so lucky to have… not least because a few days out from us recording with Dr Harry, he'd been diving down a very very deep cave and had a little run in with the diver's constant nemesis, the bends. Thankfully it all worked out OK! But I think you'll agree, it was some Gold Standard Guest Commitment to turn up to our humble podcast, for sure! --- Dr Richard Harris SC OAM & 2019 joint Australian of the Year (nice title, right?!) has got lots of great stuff going on... His 3 series podcast REAL RISK is awesome. It's got some amazing chats with people who manage some pretty massive risks  (the saturation diving episode is so good) He's written a couple of great KIDS BOOKS on different ways to be brave and kind, called Alfie the Brave & Alfie the Kind. The book he and Craig Challen wrote AGAINST ALL ODDS about the cave rescue is also amazing AND very excitingly he's working on a feature documentary called Deeper, directed by Jennifer Peedom, produced by Stranger than Fiction and distributed by Madman. The film follows the story of Harry and his mates attempting a dangerous and unprecedented dive in a remote (and very deep!) NZ cave - it's out next year and we can't wait! — Now, if you DON'T want to take a risk with your next hire car (and who would), make sure you use our friends at HERTZ. And because friends help friends out, HERTZ are offering our savvy listeners 25% off the base rate at hertz.com.au/hodd. Ts&Cs and exclusions apply.  See website for details. Big thanks to HERTZ for the ongoing support of the podcast and helping us bring these great chats and discussions to you.See omnystudio.com/listener for privacy information.

Risk and opportunity identification State of the market Potential outside forces Create and execute a plan Measure performance Mark your calendar for our next webinar! Wheat Market Update Wednesday, July 31 Registration opens July 17, watch your email or visit mckeany-flavell.com Host: Michael Caughlan, President & CEO Expert: Shawn Bingham, Director of Risk Management

It's quite common for us to think about the risk of making this decision or that decision. We (hopefully) objectively look at the choices before us, and assess the risk and rewards of each. However, we don't often think about the risk of NOT doing something. Let's call it the risk of not taking risk. In many situations, we would argue, the risk of not taking risk is far greater than the risk we'd be taking. In today's episode, host Travis Shelton dives into the risk of complacency and how not taking risks is actually the biggest risk of all. If you have questions or would like to connect with us outside of the podcast, here's where you can find us:  Instagram: ⁠https://www.instagram.com/meaning_over_money⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok: https://www.tiktok.com/@meaning_over_money Daily Blog: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://travisshelton.com/blog⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Subscribe to the daily blog: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://shorturl.at/ipS35⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Podcast Facebook Group: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/370457478238932⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Podcast website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.travisshelton.com/podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Travis's Instagram:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/travis_shelton_⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  YouTube:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UCasnj17-bOl_CZ0Cb9czmyQ --- Send in a voice message: https://podcasters.spotify.com/pod/show/meaning-over-money/message

For South Australian anaesthetist Richard 'Harry' Harris, cave diving was just a hobby and a passion. After starting in the mid 80s, his love of exploration and adventure took him on many journeys, exploring caves and shipwrecks across the world.  But in 2018, the unique combination of Harry's professional and person lives led to the rescue of 12 boys and their coach from the Tham Luang cave in Northern Thailand.  He's reluctant to be called a hero - but that's exactly what he is. It was one of the riskiest rescue operations of all time, but he knew he had to get the boys back to their parents, one way or another.  LINKS Listen to Harry's Real Risk podcast at realriskpodcast.com Follow Harry on Instagram at @realriskpodcast Follow Ant on Instagram, X, and Facebook Learn more about Ant on his website antmiddleton.com Follow Nova Podcasts on Instagram for videos from the podcast and behind the scenes content – @novapodcastsofficial. CREDITSHost: Ant MiddletonEditor: Adrian WaltonExecutive Producers: Anna Henvest & Edwina StottManaging Producer: Elle BeattieSee omnystudio.com/listener for privacy information.

“We're on the cusp of either a civil war or World War III. We don't have to go there, but that is what we're facing as very real risks,” warns Kevin Freeman, host of Economic War Room. Questions on Protecting Your Wealth with Gold & Silver? Schedule a Strategy Call Here ➡️ https://calendly.com/itmtrading/podcast or Call 866-349-3310

In episode 222 of the "Small Business Talk" podcast with Cathy Smith, Caitriona Forde, a cybersecurity expert from Perth, Western Australia, shares her expertise on the critical topic of cybersecurity for small businesses. Forde emphasises the significant risk that every individual or business, regardless of size, faces in the digital environment. She highlights common tactics used by cybercriminals, such as phishing, and points out the human tendency to make errors or overlook security concerns, often leading to cybersecurity breaches. A key insight from the episode is Forde's discussion on the statistic that up to 90% of cyber incidents are due to human error. She challenges this perspective, suggesting that nearly every cyber incident involves a human element. Forde stresses the importance of educating employees on cybersecurity risks and safe practices, advocating for businesses to invest in training as well as in technology. The episode also covers the increasing sophistication of phishing emails and the rise of artificial intelligence in creating convincing scam emails. Forde emphasises the need for ongoing training and awareness about cybersecurity, advocating for a comprehensive approach that incorporates technology, people, and processes to create a robust defence against cyber threats. Overall, the episode offers valuable insights and practical advice for small business owners and individuals to understand and address cybersecurity risks in today's digital world. Merry Christmas everyone, Happy New Year and enjoy the Summer Series. Enjoy Small Business Talk With Cathy Smith episode 222 brought to you by CATCO EnterprisesSee omnystudio.com/listener for privacy information.

The pace at which artificial intelligence is transforming jobs is astounding, but while it boasts higher productivity AI is also increasing wage inequality. When workers are replaced by machines, real wages decline, and the owners of capital prosper. So who owns AI and how should its benefits be distributed? In this podcast, the IMFs Andrew Berg and Maryam Vaziri discuss AI's inequality problem, the subject of their article in December's special AI edition of Finance and Development magazine. Berg is Deputy Director, and Vaziri is an economist, both in the IMF Institute for Capacity Development.  Transcript: https://bit.ly/3NdgRxR

Welcome to this episode of Procurement Reimagined, brought to you by Gatekeeper. Joining us today is Paula Doyle, Founder and Legal Innovation Advisor at PaLiDa. Join Daniel and Paula as they delve into the world of contracts and explore the criticality of identifying, understanding, and addressing real risks. Learn how to distinguish between real and imagined risks, the impact of definitions, and the need for simplicity and clarity in contracts. Gain insights into reimagining contracts for better business relationships and fair competition. Paula is a dynamic and inspiring leader with a keen interest in disrupting the status quo to drive efficiencies and inclusivity into economies. A lawyer by trade, she now focuses on legal innovation, with a passion for simplifying processes and designing user-centric contracts. Paula leverages technology while advising legal tech companies on product development and go-to-market positions. She has a hands-on, roll-up-your-sleeves approach and has a reputation for "just getting the job done"! If you are involved in framing procurement contracts, this episode is a must-listen! Episode Resources: Paula Doyle on LinkedIn Procurement Reimagined Podcast Daniel Barnes LinkedIn Gatekeeper Website Book a call with a Vendor and Contract Management Expert - https://www.gatekeeperhq.com/book-gk-demo-step-1 GATEKEEPER'S GUIDE TO VENDOR LIFECYCLE MANAGEMENT Actionable checklists, tips, and best practices. Download the ebook now for FREE: https://www.gatekeeperhq.com/free-vendor-management-ebook Would you or someone you know be a great fit for the podcast? Please fill out the Procurement Reimagined Guest Questionnaire Procurement Reimagined Podcast is handcrafted by our friends over at fame.so Previous guests include Sarah Kaye of Spin, Hannah MacDonald of Monzo Bank, Dave Jones MCIPS of Procmentum Limited, Andra Fola of Solutionary Minds, Natalia Pilipchak of Mobile Tele Systems, Rees Thomas of Graze, Nadia Stoykov of Tesca Group, Canda Rozier of Collabra Consulting, Elouise Epstein of Kearney, and Matthew Booth of PM Group. Check out our five most downloaded episodes: Reimagining Procurement by Filling Implementation Gaps with Nadia Stoykov, Chief Procurement and Supply Chain Officer at Tesca Group Reimagining Procurement in an Economic Downturn with Andra Fola, Co-Founder of Solutionary Minds Aligning Cost Control and Cost Cutting to Drive Value with Sarah Kaye, Vice President of Procurement at Spin Reimagining Procurement as the Hidden Treasure for Business Growth with Natalia Pilipchak, Transformation and Excellence Director at Mobile Tele Systems A Playbook for Digitalising Procurement with Rees Thomas, Head of Procurement at Graze

In this episode of CyberIntel, Brian Odian discusses the importance of a strong business continuity plan in the face of the new normal. If you have any questions you want answered on CyberIntel, email us at cyberintel@vikingcloud.com and our experts will be in touch - we may even make it the subject of a future episode! CyberIntel provides a deep dive into the world of cybersecurity and compliance. Hosted by Brian Odian, VikingCloud's Director of Managed Compliance Services APAC, amongst other cybersecurity and compliance expert advisors, we explore the nuances of various compliance standards and the latest in cybersecurity news, trends and threats. New episodes every two weeks! CyberIntel is presented by VikingCloud. VikingCloud is leading the Predict-to-Prevent cybersecurity and compliance company, offering businesses a single, integrated solution to make informed, predictive, and cost-effective risk mitigation decisions - faster. VikingCloud is the one-stop partner trusted by 4+ million customers every day to provide the predictive intelligence and competitive edge they need to stay one step ahead of cybersecurity and compliance disruption to their business. 

@taylorawelch challenges the conventional wisdom of working hard to achieve success and offers a recipe for creating wealth and prosperity without burnout. He emphasizes the importance of working smarter, not necessarily working less, and shares three key strategies to increase income while maintaining a balanced life.IF you enjoyed the show please leave us a review to help push this message to more listeners around the world!Please visit Taylorawelch.com to access all of Taylor's socials and content Text Taylor: 615-326-5037Chapters: (01:22) The Problem with Overworking (03:06) Identifying the Real Risk (03:56) The Pursuit of Time and Energy (04:51) Working Smarter, Not Harder (06:37) The First Secret to Wealth (08:19) Designing Your Perfect Outcome (10:01) Determining Your Hourly Rate (12:42) Working Smarter is the Key

Today, we'll lay out a framework to help you identify and kill bad ideas. It's hard to objectively evaluate your idea early on - this framework helps you rise above your idea to do it effectively. A side-effect is that the framework will help you find and pursue the good ideas.We talk through 1) Finding and Evaluating the Real Risk, 2) Predicting Organic Growth Potential, and 3) Predicting the Likelihood of Converting Early Customers, using a startup idea from a listener as an example. TackleboxKunal Shah Delta 4Dig out of a Hole Idea to Startup Episode - The Four Characteristics of Great Startup Ideas00:25 - Killing Bad Startup Ideas02:00 - The Three Pillars of the Will Your Idea Fail Framework02:45 - The Startup Idea - AI Messaging for Plumbers and Electricians03:15 - Dig out of a Hole Markets link to episode05:56 - Smooth Jazz06:24 - Part 1 - How to Find and Evaluate the Real Risk07:35 - Flipping your biggest risk to your biggest strength11:00 - Decisions aren't made in a bubble13:45 - Part 2 - Predicting the Organic Growth Potential14:00 - Kunal Shah Delta 4 Scale17:41 - Part 3 - Predicting whether you'll actually be able to get first customers to convert18:49 Managed by Q

While our guest might humbly refer to his heroics as “that thing in Thailand”, it was in fact far more significant…In 2018, the world was gripped by the terrifying story of thirteen boys who were miraculously saved from inside a Thai cave. Maybe you've seen one of the billion docos made about it, or the Hollywood film directed by Ron Howard. As you probably already know, the most miraculous part was HOW these boys were saved, thanks in large part to today's guest, Australian deep-diving anaesthetist, Dr Richard “Harry” Harris.In this fascinating Academy of Imperfection, “Harry” answers some of the 5000 questions that Hugh, Ryan and Josh wanted to ask (but didn't have time), and then ultimately shares some valuable insights on the art of risk.To learn more or purchase 'The Art of Risk' by Dr Richard Harris, follow this link: https://bit.ly/44R70EPTo listen to Dr Harris's podcast, Real Risk, follow this link: https://bit.ly/3OJil3Q To learn more about the National Geographic documentary, The Rescue, follow this link: https://bit.ly/3YpDeEp Documentary, 'The Trapped 13' that Dr Harris mentions in the episode in available to watch in Australia on Netflix. See omnystudio.com/listener for privacy information.

Aleks Svetski joins me to discuss the risks and benefits of artificial intelligence, how humans might be the ultimate version of AI, and the Spirit of Satoshi.Aleks Svetski is the co-author of The UnCommunist Manifesto. He is also the founder of The Bitcoin Times publication and Amber. // GUEST // Twitter: https://twitter.com/SvetskiWrites Spirit of Satoshi: https://spiritofsatoshi.ai/ Website: https://linktr.ee/svetski// SPONSORS // In Wolf's Clothing: https://wolfnyc.com/Gold Investment Letter: https://www.goldinvestmentletter.com/ iCoin Hardware Wallet (use discount code BITCOIN23): https://www.icointechnology.com/ Wasabi Wallet: https://wasabiwallet.io/ Casa (use discount code BREEDLOVE): https://keys.casa/ Bitcoin Apparel (use discount code BREEDLOVE): https://thebitcoinclothingcompany.com/ Feel Free Tonics (use discount code BREEDLOVE): https://botanictonics.com Carnivore Bar (use discount code BREEDLOVE): https://carnivorebar.com/ // OUTLINE // 00:00 - Coming up 00:53 - Intro 02:27 - Helping Lightning Startups with In Wolf's Clothing 03:13 - Introducing Aleks Svetski 03:40 - Socio-Economic Impact of Climate in Europe 05:28 - Real vs. Fake Risks of Artificial Intelligence 08:11 - Superintelligence 10:02 - Language Models in AI 12:21 - Where the Real Risk Lies? 15:16 - An Alternative Language Model 16:11 - Open Source vs. Closed Source 17:15 - Defining Intelligence 19:18 - Different Types of Intelligence 21:22 - Maximize Your Profits with Gold Investment Letter 22:18 - Secure Your Bitcoin Stash with the iCoin Hardware Wallet 23:15 - Human Being: The Ultimate Artificial Intelligence? 28:23 - Death is a Natural Necessity 29:44 - Uncontrolled Government is the Real Risk 31:25 - Finding the Alternative Solution 34:04 - Aleks' Mentoring App 36:46 - From Search Engine to Language User Interface 37:23 - A Bitcoin Wallet with Privacy Built-In: Wasabi Wallet38:12 - Hold Bitcoin in the Most Secure Custody Model with Casa 39:01 - The Spirit of Satoshi: The Orange-Pilling Assistant 44:24 - Artificial Intelligence and Bitcoin 47:13 - The Ultimate Purpose of the Language Models 54:11 - How to find Aleks' Work// PODCAST // Podcast Website: https://whatismoneypodcast.com/ Apple Podcast: https://podcasts.apple.com/us/podcast/the-what-is-money-show/id1541404400Spotify: https://open.spotify.com/show/25LPvm8EewBGyfQQ1abIsE? RSS Feed: https://feeds.simplecast.com/MLdpYXYI// SUPPORT THIS CHANNEL // Bitcoin: 3D1gfxKZKMtfWaD1bkwiR6JsDzu6e9bZQ7 Sats via Strike: https://strike.me/breedlove22 Sats via Tippin.me: https://tippin.me/@Breedlove22 Dollars via Paypal: https://www.paypal.com/paypalme/RBreedlove// WRITTEN WORK // Medium: https://breedlove22.medium.com/ Substack: https://breedlove22.substack.com/// SOCIAL // Breedlove Twitter: https://twitter.com/Breedlove22 WiM? Twitter: https://twitter.com/WhatisMoneyShow LinkedIn: https://www.linkedin.com/in/breedlove22Instagram: https://www.instagram.com/breedlove_22 TikTok: https://www.tiktok.com/@breedlove22 All My Current Work: https://vida.page/breedlove22

There is very little reward without risk. We have to take risks as humans. I know we all love to be comfortable, but let's face it, that's boring. Learn how to take risk, and what the real cost of risk is in life and in business. 

“The single most powerful asset we all have is our mind. If it is trained well, it can create enormous wealth.” - Robert Kiyosaki Noah Ostroff is a real estate professional who specializes in development and investments.00:00 Intro11:00 Don't wait until you retire to begin to live your life. Set yourself up financially to do those things now WHILE you create wealth.22:08 Sometimes the deal just doesn't work, and that's okay.30:38 Just because there's risk, doesn't mean it's risky.45:05 Take action. 

We all think stocks are risky because they are volatile. "Oh no! My account is down 25%, I'm losing all of my money!!"Well, today let's have an honest conversation about risk... I want to flip this idea of risk on its head and share my thoughts on what risk really is and what it isn't.Enjoy the show!

When Silicon Valley Bank and Signature Bank failed, it triggered fear, uncertainty and a lot of finger pointing. We gathered a panel of banking experts to talk through what happened, regulation and the impact of the Federal Reserve interest rate changes. Panelists: James Sills, President and CEO, M&F Bank Peter Gwaltney, President and CEO, NC Bankers Association Fred L. Green, III, President and CEO, SC Bankers Association Robert Hartwig, PhD, Director, Risk and Uncertainty Management Center, Darla Moore School of Business, University of South Carolina

Warren Buffett says he's not worried about a US debt default, but if 2023 shapes up to be a repeat of 2011, equity investors could be in for a world of pain. So is the debt ceiling showdown just political rhetoric or a signal to move to safety? We discuss. With the sunset of the Covid-era student loan payment moratorium, Wells Fargo named fitness brand Life Time as one of the companies most exposed to that debt. The Life Time CEO sounds off on those claims. Plus, Portillo's shares under pressure on disappointing earnings, but management sees input costs falling as inflation cools. CEO Michael Osanloo has what's next for the fast casual chain and its customers.

We have all been incredibly blessed. While life is hard and difficult at times, it is also filled with inordinate blessings. But when we forget where those blessings come from our hearts are led away from the giver and chase after a never-ending list of false hopes. To follow Christ we have to remember where our blessings come from and trust him when they seem more scarce.Application Questions: 1. What would you consider some of the most significant blessings in your life?2. Do you feel spoiled (or fear you might be spoiled) by all that God has given you?3. Was the problem in Israel that God gave them too many blessings? Or was the problem something else?4. How might you be encouraged by the promise of God in the midst of your temptations?5. What idols or temptations is God calling you to flee from? 

CBS White House Correspondent Steven Portnoy joins Debbie talking the Trump rallies in Waco and him facing possible indictment in Manhattan.   © SARA DIGGINS/AMERICAN-STATESMAN / USA TODAY NETWORK

412: Real Risk

Kelly explains what the biggest risk to the Fed's balancing act really is.

In this episode of Commuter Rail Conversations, Coalition CEO, KellyAnne Gallagher and John Cline, of Cline Strategic Consulting and CRC's Director of Government Affairs,  discuss the impacts of excess liability requirements on commuter rail roads. They are joined by special guest Otis Tolbert. Otis is the Managing Director and Global Practice Leader of Aon's Rail and Transit Practice. He has been with AON since 1998 and has served clients as a strategic advisor on complex risks. As Global Practice Leader, Otis has responsibility for thought leadership, product innovation, strategic direction, and financial performance of one of Aon's oldest industry segment practice groups; rail and transit.Excess liability requirements for commuter rail roads have shifted due in part to existing US policy as well as shared use agreements with freight, PTC, and other considerations. The impacts to the industry are significant and, should our commuter railroads find themselves unable to meet the increasing coverage requirements, could leave our passengers stranded at the platforms. Listen in to hear from the experts about what's happening, potential solutions, and an understanding of our call to action.

Stevon Williams says he is proud of his job as a bus driver for King County Metro, but he says fentanyl smoke is now so common that it's making him sick.“I really hadn't ever heard of fentanyl smoking on the bus when I was hired by Metro," Williams told KOMO News. "I don't want to be put in a predicament where I'm around drugs every day on my job - I didn't sign up for that.”King County Metro data shows there were 1,885 reports of drug use on the bus system in 2022. 52 transit operators reported being exposed to smoke from drugs, and 16 operators filed worker's comp claims, according to data obtained by KOMO News.“You have people who are on there smoking right beside passengers, right beside mothers with little children. It's for the drug users, they're looked out for first," Williams said.Williams is now on leave while he receives medical testing for exposure to fentanyl smoke.“I just know when we're sick, we should be checked and listened to," he said.Support the showSign Up For Exclusive Episodes At: https://reasonabletv.com/LIKE & SUBSCRIBE for new videos every day. https://www.youtube.com/c/NewsForReasonablePeople

Round Two with Lyn Alden and Joseph WangOn this episode of Magic Internet Money, host Brad Mills invites two previous guests back onto the show. Lyn Alden, an investment strategist with a focus on macroeconomics and Joseph Wang, the CIO of Monetary Macro, return to the show to discuss macroeconomics and Bitcoin with Brad.Brad delivers a recap of his previous discussions with the pair of experts recalling problems with proof-of-stake systems resembling fiat money. Joseph ended the previous podcast with questions about the possibility of state intervention which could disrupt Bitcoin, but Brad didn't have enough time to cover the topic on the show. Brad's intent with this meeting of macro experts is to bring this discussion to light.Peer-to-Peer TechnologiesBrad kicks off the discussion where he left off with Joseph, about censorship resistance and how Bitcoin protects against censorship. Joseph brings his traditional finance experience into the discussion and offers a perspective of healthy scepticism, given his knowledge of the banking system and more generally, the financial sector as it is traditionally known. Joseph's first concern is the case of the New York Fed testing CBDCs and in the event that a CBDC ends up being a better use-case than Bitcoin, that could present a threat to Bitcoin. Lyn brings up an important consideration here, which is jurisdiction. This episode revolves around the United States and Canada, but there are other jurisdictions like Europe and China which present different threats to the Bitcoin space.Lyn brings up some case law from the 1990's, where a US court tried to ban peer-to-peer encryption. This particular case resulted in a loss from the US government and peer-to-peer encryption was protected due to it being an expression of speech. While the original case presented peer-to-peer encryption as an inherently villainous thing, peer-to-peer encryption is now a critical component to contemporary banking.Lyn sees a balance between two things when it comes to policy about Bitcoin which are the need for the technology and jurisdiction to quote Lyn; “...part of it also depends on need… Most people (In the United States) don't feel a pressing need to get into Bitcoin”. Lyn makes the comparison to Argentina, where Bitcoin is more widely considered.The peer-to-peer nature of Bitcoin is what makes it censorship resistant across jurisdictions, but in order for Bitcoin to take off at a larger scale, individuals first need to see a need to hold Bitcoin in the first place. In countries with a strong currency, individuals may not have that need.What is the Value of Wall Street?The podcast continues and Brad discusses his trip down the rabbit hole about what money really is and how he felt like he was “living in a big ponzi scam”. Brad asks, “what is the value that Wall Street brings to the world?” For Brad, Wall Street affiliated financial markets feel like casinos. In more simple terms, Wall Street does not produce value, it extracts it and this extraction contributes heavily to wealth inequality.For Brad, Bitcoin is a path away for individuals to protect the value they've created and save in a form of money that won't be debased. Brad mentions his previous affiliation with Austrian economics and libertarianism and his venture away from a libertarian position towards a position without a political label.Brad's position is that Bitcoin has two critical components which make it worth investing in. Bitcoin competes against a centralised system which constantly debases the money supply by offering a decentralised alternative choice to that system. Secondly, Bitcoin has an amount of censorship resistance as a peer-to-peer network, as previously discussed. Bitcoin's ability to evade interventions from other institutions is the critical point of its use case. Lyn mentions some data which supports Brad's position about censorship resistance. Bitcoin has higher instances of use in countries which Lyn describes as “authoritarian” and also have weaker currencies than the US dollar. Lyn remarks “I think it kind of starts in the periphery and moves inward.” Mentioning the fact that the chain analysis crypto adoption index shows that of the top 20 countries adopting cryptocurrency of all kinds, 18 of them are developing countries, with the other two being the US and UK.Bitcoin and Fiscal PolicyJoseph asks Brad if his concern is monetary policy, which involves a discussion about inflation. Brad and Joseph debate about whether or not the disinflationary nature of Bitcoin would make it a bad global currency. Brad mentions cases of Bitcoin forum discussions from 10 or more years ago where Satoshi and other early adopters were discussing how to start Bitcoin banks with a fractional reserve. With this potential, Brad is of the opinion that if Bitcoin were to become a reserve currency, it may resemble eurodollars.Time Stamps00:00:20 - Introduction and Recapping Guest Appearances00:14:00 - Show start00:19:10 - Bitcoin and the Advance of Peer-to-Peer Technologies00:28:15 - Bitcoin vs Emerging Market Currencies00:41:43 - Bitcoin and Taxation00:49:10 - Privacy Coins01:01:24 - What is the Value of Wall Street?01:09:30 - Credit Creation in Bitcoin vs Crypto01:14:25 - The Real Risk of ETH flipping Bitcoin01:21:15 - Last Words and Closing RemarksLinks to Mentions in the Show:Central Bank Digital Currencies (CBDC)Lightning NetworkGeorge SelginWikileaks being deplatformed in 2010Peter SchiffRobert KiyosakiMichael SaylorMoneroExecutive Order 6102Austrian EconomicsFind Joseph Wang:Joseph Wang TwitterJoseph Wang BlogFind Lyn Alden:Lyn Alden TwitterLyn Alden Investment StrategyFind Brad Mills:Brad Mills TwitterMIM TwitterBrad Mills Facebook

Stephen J Shaw is a data scientist and filmmaker. Over the last 7 years, Stephen has visited 24 countries and analysed millions of piece of data to work out what is happening with global birthrates and predict the earth's future population. The answer is shocking and literally every person needs to be aware of it. Expect to learn how 70% of countries on earth are below the population tipping point, what the cause of such rapidly changing birthrates can be attributed to, why women seem to find motherhood less attractive in 2023, whether marriage rates need to be raised, if cost of living, hormonal birth control or environmentalism is to blame and much more... Sponsors: Get 10% discount on all Gymshark's products at https://bit.ly/sharkwisdom (use code: MW10) Get the Whoop 4.0 for free and get your first month for free at http://join.whoop.com/modernwisdom (discount automatically applied) Get 20% discount on Cured Nutrition's CBD at https://curednutrition.com/modernwisdom (use code MW20) Extra Stuff: Watch Birthgap on YouTube - https://youtu.be/A6s8QlIGanA  Get my free Reading List of 100 books to read before you die → https://chriswillx.com/books/ To support me on Patreon (thank you): https://www.patreon.com/modernwisdom - Get in touch. Instagram: https://www.instagram.com/chriswillx Twitter: https://www.twitter.com/chriswillx YouTube: https://www.youtube.com/modernwisdompodcast Email: https://chriswillx.com/contact/ 

So many moms don't attach a value to doing something that fascinates them in the same way that they see a value in uncovering what might fascinate their kids. 11 years of coaching and in this episode, I share how I'm seeing this play out both as a mom and as a coach to moms who want to uncover their purpose and be brave enough to pursue it with all of their might. Ultimately, there is value in BOTH you doing something that fascinates YOU and in you uncovering and being HONEST about what might fascinate your KIDS...if neither is considered then everyone loses; I've what happens when interests are stomped on and it's ugly! Definitely, tune in to this week's warning about what happens once we start ignoring our kid's REAL interests (or our own). The context for why this topic is URGENT and important for all parents What I've seen from the most successful corporate executives is this...tune in A personal example in my home that expresses I can be short-sighted too Origami>NASA Solar Panels...who knows? Listen in... Poll, I ran recently with a sample interest that got LinkedIn members talking Skateboarding vs. Less Risky Options (Soccer) This was news to me....listen in Stats: https://skateboardsafety.org/injury-statistics/ Videogaming vs. Physical options (Screen time research) Then what you can do MOM or DAD to truly nurture your kid's interests Listen to their interests without judgment Acknowledge their interests as viable Expose them to the industry in all sorts of ways (hint: we need to use our imagination!) What is your child interested in? Join my newsletter on Substack for free. On Substack, you can answer this question and share your thoughts about this week or any week's episode. I have three boys myself and hearing your perspective is important. Subscribe and share your reactions to this week's episode: https://melissallarena.substack.com/about Share this episode with a fellow mom who enjoys nonfiction and has kids with a myriad of interests. She will thank you and so will I. Related Substack Articles: What if your 11-year-old wants to become an online video gamer? 14 non-to-minimal screen alternative ideas for raising an online video gamer (or how to nurture your kid's interests in a mommy-friendly way) - https://melissallarena.substack.com/p/q-what-if-your-11-year-old-wants How To Uncover Your Kid's Real Interests Before They Are Altered By Modern Society - If you have a 6-12-year-old, then I've included 3 questions you can ask them this weekend - https://melissallarena.substack.com/p/how-to-uncover-your-kids-real-interests This episode is brought to you by Unimaginable Wellness the newsletter on Substack. A newsletter for podcast listeners who want to do better for themselves and their kids. You'll feel all sorts of emotions from experiencing this newsletter including feeling deeply understood as a mom who is trying her best to keep her dreams alive, feeling connected to a fellow mom who keeps it totally real, and you might even let out your inner dork or nerd because seeing mine gave you the courage to do so. You can expect emails to arrive weekly, every Tuesday and Friday at 7 am CDT. Oh, and since I love surprises, I may arrive in your inbox outside of this schedule with some Kinder egg surprise just to make you smile. The topics I most enjoy writing about include adopting a global mindset, choosing the truth over sugarcoating things, self-belief, self-trust, overcoming imposter syndrome, powerful moms, writing rituals, journaling prompts, Austin hotspots for moms hot and heavy about art & culture, entrepreneurship, podcasting, self-care, mental health, being a boy mom, having identical twins, living abroad with a family, lifestyle design, living abroad with kids, emotional courage, mom identity or “script,” having the energy to do more, holistic health practices, and about achieving wellness that is beyond our imagination to have a sustainable writing career if this floats your boat. All of these themes are centered on the use of my imagination to inspire the use of your imagination as a mom who still has a lot of imagining to do in her own life even after being a mom. Subscribe and share your reactions to this week's episode: https://melissallarena.substack.com/about Did you know that I'm writing a book for moms who refuse to buy into the BS that being a mom means stomping on her personal ambitions unless they are directly tied to the happiness of her kid/s. It's for you; if you feel as if you have lost the greatest parts of your before-kids life. You may have once relied on your big ambitions and dreams to feel alive. Your dreams may have been your life force; heck your dreams may have gotten you to bounce out of bed without an alarm clock! If this is where you are today then I want to help you transform. From feeling limited by the motherhood “scripts” you may have inherited to being excited and thrilled by what you have going on. Imagine feeling as jacked up (in a good way) for yourself, as you do when your least athletic kid earns a soccer goal one glorious Saturday. You deserve to feel that wide-eyed, hopeful, and tickled hot pink about the possibilities. This is the book I needed when I paired motherhood with entrepreneurship 11 years ago. In my case, I was desperate to hang onto my pre-mom desires and dreams that I vehemently set out to discover what I could do, even if that meant bringing my kid squarely attached to my nipples to a prospective client meeting. I'll save that story for later. However, for right now, grab a free copy of a chapter from my upcoming book! Get ready to be inspired to reimagine what's possible for you even as a mom in the thick of it! https://www.melissallarena.com/waitlist  

Download Our Free Guide On “How to Find Ultra High Net Worth Clients” from https://FinancialAdvisorsWorkshop.com In this episode Ben Offit (https://www.offitadvisors.com/), a Certified Financial Planner and principal of Offit Advisors, and Brian discuss: How To Start Your Own Financial Advisor Firm Impacting Your Clients for Generations to Come The Real Risk Is Not Being Ready For When The Market Rebounds Why You Should Prioritize Helping Clients Rather Than Making Money https://www.linkedin.com/in/benoffit/ https://www.offitadvisors.com/ https://twitter.com/AdvisorsOffit https://www.instagram.com/mrsportsy/ https://www.facebook.com/OffitAdvisors To see short videos of all our best FA Business Growing tips follow us on: Instagram: https://www.instagram.com/FinancialAdvisorsWorkshop TikTok: https://www.tiktok.com/@faworkshop YouTube: https://www.youtube.com/channel/UCFRh9BxjF0cT7PdkEhsg6lw Facebook: https://www.facebook.com/FinancialAdvisorsWorkshop Twitter: https://twitter.com/FAsWorkshop iTunes: https://podcasts.apple.com/us/podcast/financial-advisors-workshop-with-brian-kasal/id1614768408 Spotify: https://open.spotify.com/show/4OB78889GRx2FHjvWtsyeE Website: https://financialadvisorsworkshop.com/ Interested in working at FourStar: https://financialadvisorsworkshop.com/advisors DISCLAIMER: This content is provided by FourStar Wealth Advisors for the general public and general information purposes only. This content is not considered to be an offer to buy or sell any securities or investments. Investing involves the risk of loss and an investor should be prepared to bear potential losses. Investment should only be made after thorough review with your investment advisor considering all factors including personal goals, needs and risk tolerance. FourStar is an SEC registered investment advisor that maintains a principal business in the state of Illinois. The firm may only transact business in states in which it has filed or qualifies for a corresponding exemption from such requirements. For information about FourStar's registration status and business operations please consult the firm's form ADV disclosure documents, the most recent versions of which are available on the SEC investment advisory public disclosure website at www.adviserinfo.sec.gov

Theme:  Solana based NFTs - The FTX risk  CoinDesk previously reported that a copy of Alameda's balance sheet shows the firm held $292 million of “unlocked SOL,” $863 million of “locked SOL” and $41 million of “SOL collateral.” Serum Value of the network and the coin Project: Degen Score Beacon NFT News Nike dotSwoosh will sell NFT shoes starting 'under $50'  CryptoPunks Come to Art Museums as Yuga Labs Begins Donating Ethereum NFTs - Decrypt  NON-NFT Summit Steve Jobs' Birkenstocks Sell For $200k, and Come With an NFT  New Magic Mirror Tool Mirrors Optimism NFTs to Ethereum Mainnet Yuga Labs acquires 10KFT and WENEW LabsRolex Files Trademarks For Entering The Metaverse and NFTs FEWOCiOUS NFT Artwork ‘Growing Pains' To Auction AT Christie's  

Speaker: Scott Lehr Date: August 14, 2022 Scripture: Hebrews 11:23-29 Series: Risking It All Watch the video here: vimeo.com/739434766

In this week's conversation between Dr. James Emery White and co-host Alexis Drye, they discuss the vast educational landscape (particularly in the U.S.) and whether all school options can be considered equally valid in terms of their value or mission. Parents can find themselves overwhelmed when deciding between public school, private school (both Christian and non-Christian), charter schools, university-model schools, magnet programs, homeschooling and more. Too often, however, the parents have their own needs in mind more than their child's when considering these options. Episode Links There are two previous podcasts that came up in this week's discussion that would be helpful for you to go back and listen to if you missed those episodes. Alexis mentioned how the idea for this school choice podcast actually came up during CCP14: On Gun Violence. During today's episode, Dr. White said that whatever happens educationally must not undermine the home, and that schools are increasingly trying to indoctrinate our children. This was discussed in deeper detail in CCP5: On the “Don't Say Gay” Bill. Dr. White has long been an advocate for homeschooling. While obviously not saying that it's the only option, you can read more about his rationale in a blog titled, “Seven Reasons to Homeschool.” More recently, he wrote a blog titled, “The Real Risk of Homeschooling” in response to an article in Harvard Magazine trying to outline the perceived risks of homeschooling children. In another blog, Dr. White shares the sentiments of Neil Postman's book The Disappearance of Childhood in a blog titled, “The Real Varsity Blues.” For any parents listening who are interested in learning more about homeschooling, the Meck Institute at Mecklenburg Community Church has an online class coming up on Wednesday, June 29 from 8 - 9:30 p.m. called “Exploring Homeschooling.” You can get class details and register HERE. Toward the end of the discussion, Dr. White discussed how critical it is for parents to have open conversations with their kids before sending them off to college where they may find themselves in the hands of intellectual predators. Having your children read books like “Christianity for People Who Aren't Christians” can help give them a solid apologetic for their faith - to understand why they believe what they believe. And reading “A Mind for God” will show them the importance of looking at things with a Christian worldview. For those of you who are new to Church & Culture, we'd love to invite you to subscribe (for free of course) to the twice-weekly Church & Culture blog and check out the Daily Headline News - a collection of headlines from around the globe each weekday.

We devote this entire episode to understanding investing risk. Learn how to judge the type of risk, know how much risk you need and are able to take, and how to manage your portfolios fear factor. Plus, we show you how to take our free RisQuiz.

Staying small with lot sizing is important even when it seems that a strangle or short put are much less risky than a long stock position and you can afford to add more lots. When taking the short side of premium, the dynamic nature of options only works against us since negative gamma and spikes in IV are usually coupled together and cause exponentially more portfolio exposure.

Staying small with lot sizing is important even when it seems that a strangle or short put are much less risky than a long stock position and you can afford to add more lots. When taking the short side of premium, the dynamic nature of options only works against us since negative gamma and spikes in IV are usually coupled together and cause exponentially more portfolio exposure.