Podcasts about real risk

Are the products you trust for your family actually safe? What if manufacturers and the government already know these products can cause harm, and the data is just hidden in plain sight? In this episode of the Savage Perspective Podcast, host Robert Sikes sits down with Alexandra Galaska to uncover the shocking truth about product safety and the fight for informed consent. Alexandra shares her journey that started during pregnancy, revealing how to find official data on government websites that contradicts what we're often told by medical professionals. This conversation dives deep into the childhood injection schedule, the illusion of choice in the medical system, and why you must become your family's own health advocate to protect your children. This is episode 830, and it's a critical resource for every parent.Want to build a strong, resilient body to protect yourself and your family? Join Robert's FREE Bodybuilding Masterclass to learn the proven methods for getting in the best shape of your life. Sign up here: https://www.ketobodybuilding.com/registration-2Get Keto Brick: https://www.ketobrick.com/Subscribe to the podcast: https://open.spotify.com/show/42cjJssghqD01bdWBxRYEg?si=1XYKmPXmR4eKw2O9gGCEuQChapters:0:00 - Are "Safe & Effective" Products Actually Harming Your Kids? 1:32 - A Mother's Fight for Answers: What Big Corporations Are Hiding 3:31 - What Is "Informed Consent" & Why It's Your Most Important Right 4:40 - How Military Service Exposed the Flaws in Standard Healthcare 6:19 - The Doctor's Visit That Changed Everything 7:40 - Traumatic Hospital Birth vs. A Redeeming Home Birth 9:54 - The Truth About V-Backs & Hospital Fear-Mongering 11:34 - Why Your Doctor Knows Nothing About Pharmaceutical Product Inserts 12:09 - A Free Course That Outsmarts the Medical System 15:53 - The C.L.E.A.R. Method for Making Medical Decisions 18:27 - Is the System Malicious or Just Broken? 19:54 - Why Healthcare Isn't a Charity (The Business of Medicine) 22:55 - Why Doctors Can't Practice What They Know Is Right 26:11 - The Shocking Rise in the Childhood Injection Schedule 28:06 - How Combination Vaccines Are Tested (Or Not Tested) 29:08 - The Whooping Cough Vaccine: Does It Actually Work? 30:41 - The Truth About Tetanus: Is the DTAP Shot Worth the Risk? 31:29 - A Doctor-Led Group Exposing the Real Data 33:52 - How Hospitals Use Psychology to Force Your Decisions 36:22 - The 2020 Pandemic: How Everything Changed 37:16 - What We Know About the COVID Jab & Pregnancy Complications 39:37 - The COVID Study That Was Intentionally Destroyed 42:37 - A Parent's Dilemma: Blind Trust vs. Natural Immunity 45:30 - Does the COVID Vaccine Stop the Spread? The 2025 Consensus 48:28 - How the HPV Vaccine Made Other Strains More Dangerous 49:13 - The Real Risk of Myocarditis in Young, Healthy Men 51:02 - Pro-Vaccine vs. Anti-Vaccine is the Wrong Debate 52:13 - Which Shots Are Safe? A Guide for Worried Parents 53:35 - The Hidden History of the Polio Vaccine 59:23 - The MMR Vaccine: Why 8% of Children Are at High Risk 1:02:12 - Why the "Anti-Vaxxer" Label is a Lie 1:05:19 - Why We Need Respectful, Open Dialogue 1:09:04 - Where to Find the Uncensored Data & Resources

Everywhere there are headlines talking about AI hype and the AI boom. However, with the unsustainable growth, more and more are talking about it as a bubble, and a bubble that's feeding on itself.This week on Future-Focused, I'm breaking down what's really going on inside the AI economy and why every leader needs to tread carefully before an inevitable pop.When you scratch beneath the surface, you quickly discover that it's a lot of smoke and mirrors. Money is moving faster than real value is being created, and many companies are already paying the price. This week, I'll unpack what's fueling this illusion of growth, where the real risks are hiding, and how to keep your business from becoming collateral damage.In this episode, I'm touching on three key insights every leader needs to understand:​ AI doesn't create; it converts. Why every “gain” has an equal and opposite trade-off that leaders must account for.​ Focus on capabilities, not platforms. Because knowing what you need matters far more than who you buy it from.​ Diversity is durability. Why consolidation feels safe until the ground shifts and how to build systems that bend instead of break.I'll also share practical steps to help you audit your AI strategy, protect your core operations, and design for resilience in a market built on volatility.If you care about leading with clarity, caution, and long-term focus in the middle of the AI hype cycle, this one's worth the listen.Oh, and if this conversation helped you see things a little clearer, make sure to like, share, and subscribe. You can also support my work by buying me a coffee.And if your organization is struggling to separate signal from noise or align its AI strategy with real business outcomes, that's exactly what I help executives do. Reach out if you'd like to talk.Chapters:00:00 – The AI Boom or the AI Mirage?03:18 – Context: Circular Capital, Real Risk, and the Illusion of Growth13:06 – Insight 1: AI Doesn't Create—It Converts19:30 – Insight 2: Focus on Capabilities, Not Platforms25:04 – Insight 3: Diversity Is Durability30:30 – Closing Reflection: Anything Can Happen#AIBubble #AILeadership #DigitalStrategy #FutureOfWork #BusinessTransformation #FutureFocused

Whilst you're waiting - Life isn't and so every day you wait... you reinforce the same cycles, patterns and it's a dangerous choice to make.A safe decision is what I share with you on this episode and I absolutely loved bringing this one to you as my mindset, passion and heart are within all of this and what I talk about and share.Enjoy this episode.Show up to your life & Keep Going Always ™ Rebecca.xMy website is here > ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.rebeccaadamsbiz.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠My powerful EXPANSION program is here to transform your life > ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://racourses.thinkific.com/courses/expansion⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠My amazing guided journals & planners are here > ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.rebeccaadamsbiz.com/books⁠⁠⁠⁠⁠

In this episode, Brent speaks with Dr. Arthur Agatston, world-renowned cardiologist, creator of the South Beach Diet, and the pioneer behind the Agatston Score, better known as the calcium score. Dr. Agatston explains how this simple, low-cost CT scan can reveal hidden plaque in the arteries long before symptoms arise, offering a far more accurate predictor of heart attack risk than cholesterol numbers alone. They dig into why most heart attacks happen in people with “normal” cholesterol, how genetics and lifestyle play into risk, when to start screening, and the promise and pitfalls of more advanced imaging. He's a phenomenal guest, hope you enjoy.

SBOMs were supposed to be the ingredient label for software—bringing transparency, faster response, and stronger trust. But reality shows otherwise. Fewer than 1% of GitHub projects have policy-driven SBOMs. Only 15% of developer SBOM questions get answered. And while 86% of EU firms claim supply chain policies, just 47% actually fund them.So why do SBOMs stall as compliance artifacts instead of risk-reduction tools? And what happens when they do work?In this episode of AppSec Contradictions, Sean Martin examines:Why SBOM adoption is laggingThe cost of static SBOMs for developers, AppSec teams, and business leadersReal-world examples where SBOMs deliver measurable valueHow AISBOMs are extending transparency into AI models and dataCatch the full companion article in the Future of Cybersecurity newsletter for deeper analysis and more research.

SBOMs were supposed to be the ingredient label for software—bringing transparency, faster response, and stronger trust. But reality shows otherwise. Fewer than 1% of GitHub projects have policy-driven SBOMs. Only 15% of developer SBOM questions get answered. And while 86% of EU firms claim supply chain policies, just 47% actually fund them.So why do SBOMs stall as compliance artifacts instead of risk-reduction tools? And what happens when they do work?In this episode of AppSec Contradictions, Sean Martin examines:Why SBOM adoption is laggingThe cost of static SBOMs for developers, AppSec teams, and business leadersReal-world examples where SBOMs deliver measurable valueHow AISBOMs are extending transparency into AI models and dataCatch the full companion article in the Future of Cybersecurity newsletter for deeper analysis and more research.

Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.
 On this episode of Dentist Money's Two Cents, Matt and Rabih explore the potential impact of the Supreme Court on the economy and how policies can ripple through financial markets. They break down the hidden risks of holding too much cash in an investment portfolio and offer insights on why cash should be viewed as a risk factor. Finally, they talk about the shifting demographics within dentistry and the growing representation of women and greater diversity. Do you have a question you'd like us to cover on the podcast? Visit DentistAdvisors.com/podcast to submit a question or topic. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

Money isn't just numbers - it's trust, culture, and retention. In this fiery episode of Don't Waste the Chaos, Kerri Roberts exposes the hidden dangers of staying silent about money inside your business. From solo cups sparking wild rumors to leaders unknowingly breeding distrust, Kerri unpacks why financial transparency is the leadership move that keeps your people engaged, loyal, and productive. You'll discover real stories, research-backed insights, and practical steps to shift from secrecy to clarity - without oversharing spreadsheets. If you want to reduce turnover, boost morale, and create a culture of ownership, this episode is your wake-up call. Tune in now and learn how to transform silence into strategy, fear into fuel, and chaos into clarity. Tune in to hear:  Discover the real risk of silence - why not sharing financial context leads to gossip, fear, and disengagement. Learn from real-world examples (yes, even solo cups!) on how small changes without explanation can spiral into chaos. Get the data that matters - studies from Deloitte, Marks-Elliot, and Financial Times proving transparency boosts trust, morale, and performance. Walk away with actionable steps - from open forums to cascading check-ins, learn how to communicate financials effectively. Protect your bottom line - understand the hidden “turnover tax” and how trust and engagement directly drive profitability. Resources Mentioned  Deloitte Study on Transparency & Trust https://www2.deloitte.com Marks-Elliot Study on Leadership Transparency https://www.markselliot.com (placeholder – confirm exact link if citing directly) Financial Times on High Involvement Culture https://www.ft.com HR in a Box Program – Salt & Light Advisors https://www.saltandlightadvisors.com  Love this episode? Let's stay connected! Work with Salt & Light Advisors. Partner with Kerri Roberts. Explore our favorite tools & exclusive discounts.https://www.saltandlightadvisors.comhttps://kerrimroberts.comhttps://kerrimroberts.com/lifestylefavoriteshttps://kerrimroberts.com/businessfavoritesSupport the show

Playing it safe can feel sensible, but what if it is actually what is holding you back? In this episode, I share why avoiding risk often costs us more than taking it. From early lessons shaped by loss to the surprising science of fear, I explore how reframing risk can open the door to growth, clarity, and freedom.Whether you are hesitating on a bold business move or struggling to make a personal change, this conversation will help you see fear for what it is - data, not a danger sign - and use it to make choices that actually move you forward.Here are the highlights:How loss taught me the value of bold decisions (01:16)The surprising science of fear and risk (04:40)The hidden cost of standing still (08:50)Turning fear into a tool for smarter action (12:20)Connect with Dawn:Instagram @dawnmcgruer @dawnofanewerapodcastFacebook https://www.facebook.com/dawnamcgruerLinkedIn https://www.linkedin.com/in/businessconsort/Web www.dawnmcgruer.comThis podcast is in association with @HerPowerCommunity - The #1 Female Founders Global Community where connections flourish & growth is intentionalhttps://www.patreon.com/c/herpowercommunity This podcast uses the following third-party services for analysis: Podkite - https://podkite.com/privacy

What if the riskiest move in your portfolio isn't owning crypto—but ignoring it? In this episode of Raise Your Average, hosts Pierre Daillie and Mike Philbrick sit down with legendary advisor, founder of the largest US RIA firm, author, and futurist Ric Edelman, Founder of DACFP (Digital Assets Council of Financial Professionals). Edelman, long known as a trusted voice in personal finance, now makes his most provocative case yet: advisors and investors may need to rethink the role of crypto—moving beyond token allocations toward a meaningful presence in portfolios. Ric explains why today's environment—marked by regulatory clarity, institutional adoption, and longer human lifespans—has shifted the crypto conversation from speculation to necessity. He argues that traditional 60/40 models are broken in a world of longevity risk, rising rates, and monetary debasement, and calls for a bold reallocation: 80/20 with up to half of the equity/growth sleeve in crypto-related equities and including somewhere between 10% and 40% allocated of that directly to bitcoin and other digital assets e.g. Ethereum, Solana, etc. The conversation spans regulatory breakthroughs, the psychology of allocation, fiduciary responsibility, and the mindset shifts advisors must embrace. As Edelman puts it, “Not owning crypto today is effectively shorting it.” This episode is a must-watch for financial professionals navigating the future of portfolio construction.

In episode 84 of the Medical Nursing Podcast, we're chatting about a rare but often controversial disease - canine brucellosis. And before you hit pause thinking ‘that's great, Laura, but I'll never see that' - let me gently stop you there. Even if you're not seeing brucella cases, there's a good chance you'll be testing for it. It's a disease gaining more and more attention in veterinary medicine, particularly with the rise of travelling dogs and international adoption from endemic countries. And if you see a positive result on your in-house test, it comes with a very long list of clinical, legal, ethical, and personal considerations, which can be really challenging to deal with. So in this episode, we're going to cover: What brucellosis is and how it affects our patients Where the current evidence stands on testing and treatment The real risks to human health What you need to do when you suspect or are managing a brucellosis patient And how to advocate for safety while still giving great care --- Resources mentioned in this episode:

Leptospirosis or 'Lepto' is an infectious bacteria that can cause serious illness in dogs, other animals, and even people. Here is how to protect your dog

Leptospirosis or 'Lepto' is an infectious bacteria that can cause serious illness in dogs, other animals, and even people. Here is how to protect your dog

For this week's roundup, Andrew Keys, from The Ether Machine, joins Yano, Santi and Rob to dive into the unique value prop that The Ether Machine offers investors, his thoughts on the overall DAT landscape and how DATs, outside of BTC and ETH, are likely too far down the risk curve. They also discuss the rise and proliferation of private L1s like Stripe's and Circle's and explore who the winners and losers will be of these new projects.  -- Start your day with crypto news, analysis and data from Katherine Ross. Subscribe to the Empire newsletter: https://blockworks.co/newsletter/empire?utm_source=podcasts -- Follow Andrew: https://x.com/AK_EtherMachine Follow Rob: https://x.com/HadickM Follow Santi: https://x.com/santiagoroel Follow Jason: https://x.com/JasonYanowitz Follow Empire: https://twitter.com/theempirepod -- Join the Empire Telegram: https://t.me/+CaCYvTOB4Eg1OWJh -- GEODNET is the world's largest RTK network, delivering real-time, centimeter-level precision for drones, robots, farmers, and first responders. Recognized by the U.S. Congress, this blockchain-powered network supports mission-critical applications across a wide range of industries. Discover how GEODNET is changing the world: [https://geodnet.com] -- Get up to speed on the biggest stories in crypto each week. In five minutes. Get the Bitwise Weekly CIO Memo delivered directly to your inbox at bitwiseinvestments.com/ciomemo/empire --"Mantle is pioneering ""Blockchain for Banking"" as a revolutionary new category that sits at the intersection of TradFi and web3. Key elements for Mantle as the ""Blockchain for Banking"": - Transactions posted to the blockchain - Compatibility with TradFi rails - Integrated DeFi featuresUR, built by Mantle, is the first real-world example: an on-chain money app offering Swiss IBANs and unified access to fiat (EUR, CHF, USD, RMB) and crypto — bringing crypto into everyday finance.Mantle Network, the access layer — transforms Mantle Network into a purpose-built vertical platform — the blockchain for banking — that enables financial services on-chain. Mantle leads the establishment of Blockchain for Banking as the next frontier.Follow Mantle on X (@Mantle_Official) for the latest updates on Mantle as the 'Blockchain for Banking'." -- Citrea is the first zero-knowledge rollup to enhance the capabilities of Bitcoin blockspace and enable Bitcoin applications (₿apps). Citrea is optimistically verified by Bitcoin, offering the most Bitcoin-secured and native way to extend BTC's utility to DeFi. Learn more about Citrea: https://citrea.xyz/?utm_source=bellcurve&utm_medium=podcast&utm_campaign=website_promo Follow Citrea on X/Twitter for the latest on its journey to mainnet: https://x.com/citrea_xyz -- Chapters: (0:00) Introduction (2:06) Andrew Keys' Background (3:24) Why ETH Not BTC (15:14) Why DATs (24:44) Ads (Geodnet, Bitwise) (26:21) Has The Vision Been Co-opted? (35:57) DAT Rollups + M&As (38:59) DATs Beyond BTC + ETH (43:03) Ads (Geodnet, Bitwise) (44:40) ETFs Are Flawed (50:34) Other Worthwhile Ecosystems (54:58) L1 Private Chain Launches (1:06:25) Ads (Mantle, Citrea) (1:08:04) Stripe's L1 + Paradigm (1:13:32) Weekly Content Recs -- Disclaimer: Nothing said on Empire is a recommendation to buy or sell securities or tokens. This podcast is for informational purposes only, and any views expressed by anyone on the show are solely our opinions, not financial advice. Santiago, Jason, and our guests may hold positions in the companies, funds, or projects discussed.

Adobe Firefly's AI-generated sound effects,  how artificial audio tools might change the way we tell stories, and the widespread implications are debated by Chuck Joiner, David Ginsburg, Brian Flanigan-Arthurs, Web Bixby, Mary Jencius, and Eric Bolden. The conversation shifts to a more philosophical debate about authenticity—should media reflect real experiences or be enhanced for impact? Next, attention turns to the rise in smartphone addiction among young people. The panel examines digital detox summer camps, classroom policies, and the role of parents and educators in teaching responsible device use. They also reflect on the post-pandemic social challenges and how attention spans have shifted in a screen-saturated world. Wrapping up, the group addresses the recent Microsoft SharePoint hack, offering both a security expert's and end-user's take on its seriousness and implications for businesses and Mac users alike. This edition of MacVoices is brought to you by our Patreon supporters. Get access to the MacVoices Slack and MacVoices After Dark by joining in at Patreon.com/macvoices. Show Notes: Chapters: [00:00] Introduction: AI Sound Effects and Digital Detox[00:27] Exploring Adobe Firefly's AI Sound Generation[01:30] Authentic Audio vs. Enhanced Reality[03:33] MTV, Lip-Syncing, and Video Expectations[04:08] Vision Pro: Realism vs. Representation[06:30] The Challenge of Smartphone Addiction in Kids[09:36] Strategies for Addressing Device Dependency[11:48] Teaching Responsible Technology Use[13:04] Post-Pandemic Student Behavior and Tech Habits[15:15] Classroom Approaches to Phone Separation[15:51] Parenting, Screens, and Early Device Exposure[17:01] Technology vs. Rules: Teaching vs. Restricting[18:52] Attention Spans and the Decline of Long-Form Media[19:10] Microsoft SharePoint Hack Discussion[21:37] Enterprise Security: Sensationalism vs. Real Risk[23:33] Final Thoughts and Sign-Off Links: Adobe Firefly can now generate sound effects from your audio cueshttps://www.engadget.com/ai/adobe-firefly-can-now-generate-sound-effects-from-your-audio-cues-130008172.html This ‘Digital Detox' Summer Camp May be Able to Cure Your Kid's Smartphone Addictionhttps://www.mactrast.com/2025/07/this-digital-detox-summer-camp-may-be-able-to-cure-your-kids-smartphone-addiction/ How One Principal Got Kids to Pay Attention in Classhttps://www.edweek.org/technology/how-one-principal-got-kids-to-pay-attention-in-class/2025/07 Microsoft SharePoint hacks a major problem for corporate networkshttps://appleinsider.com/articles/25/07/21/microsoft-sharepoint-hacks-a-major-problem-for-corporate-networks-not-mac-hardware Guests: Web Bixby has been in the insurance business for 40 years and has been an Apple user for longer than that.You can catch up with him on Facebook, Twitter, and LinkedIn, but prefers Bluesky. Eric Bolden is into macOS, plants, sci-fi, food, and is a rural internet supporter. You can connect with him on Twitter, by email at embolden@mac.com, on Mastodon at @eabolden@techhub.social, on his blog, Trending At Work, and as co-host on The Vision ProFiles podcast. Brian Flanigan-Arthurs is an educator with a passion for providing results-driven, innovative learning strategies for all students, but particularly those who are at-risk. He is also a tech enthusiast who has a particular affinity for Apple since he first used the Apple IIGS as a student. You can contact Brian on twitter as @brian8944. He also recently opened a Mastodon account at @brian8944@mastodon.cloud. David Ginsburg is the host of the weekly podcast In Touch With iOS where he discusses all things iOS, iPhone, iPad, Apple TV, Apple Watch, and related technologies. He is an IT professional supporting Mac, iOS and Windows users. Visit his YouTube channel at https://youtube.com/daveg65 and find and follow him on Twitter @daveg65 and on Mastodon at @daveg65@mastodon.cloud. Dr. Marty Jencius has been an Associate Professor of Counseling at Kent State University since 2000. He has over 120 publications in books, chapters, journal articles, and others, along with 200 podcasts related to counseling, counselor education, and faculty life. His technology interest led him to develop the counseling profession ‘firsts,' including listservs, a web-based peer-reviewed journal, The Journal of Technology in Counseling, teaching and conferencing in virtual worlds as the founder of Counselor Education in Second Life, and podcast founder/producer of CounselorAudioSource.net and ThePodTalk.net. Currently, he produces a podcast about counseling and life questions, the Circular Firing Squad, and digital video interviews with legacies capturing the history of the counseling field. This is also co-host of The Vision ProFiles podcast. Generally, Marty is chasing the newest tech trends, which explains his interest in A.I. for teaching, research, and productivity. Marty is an active presenter and past president of the NorthEast Ohio Apple Corp (NEOAC).  Support:      Become a MacVoices Patron on Patreon     http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect:      Web:     http://macvoices.com      Twitter:     http://www.twitter.com/chuckjoiner     http://www.twitter.com/macvoices      Mastodon:     https://mastodon.cloud/@chuckjoiner      Facebook:     http://www.facebook.com/chuck.joiner      MacVoices Page on Facebook:     http://www.facebook.com/macvoices/      MacVoices Group on Facebook:     http://www.facebook.com/groups/macvoice      LinkedIn:     https://www.linkedin.com/in/chuckjoiner/      Instagram:     https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes     Video in iTunes      Subscribe manually via iTunes or any podcatcher:      Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss

Adobe Firefly's AI-generated sound effects, how artificial audio tools might change the way we tell stories, and the widespread implications are debated by Chuck Joiner, David Ginsburg, Brian Flanigan-Arthurs, Web Bixby, Mary Jencius, and Eric Bolden. The conversation shifts to a more philosophical debate about authenticity—should media reflect real experiences or be enhanced for impact? Next, attention turns to the rise in smartphone addiction among young people. The panel examines digital detox summer camps, classroom policies, and the role of parents and educators in teaching responsible device use. They also reflect on the post-pandemic social challenges and how attention spans have shifted in a screen-saturated world. Wrapping up, the group addresses the recent Microsoft SharePoint hack, offering both a security expert's and end-user's take on its seriousness and implications for businesses and Mac users alike. This edition of MacVoices is brought to you by our Patreon supporters. Get access to the MacVoices Slack and MacVoices After Dark by joining in at Patreon.com/macvoices. Show Notes: Chapters: [00:00] Introduction: AI Sound Effects and Digital Detox [00:27] Exploring Adobe Firefly's AI Sound Generation [01:30] Authentic Audio vs. Enhanced Reality [03:33] MTV, Lip-Syncing, and Video Expectations [04:08] Vision Pro: Realism vs. Representation [06:30] The Challenge of Smartphone Addiction in Kids [09:36] Strategies for Addressing Device Dependency [11:48] Teaching Responsible Technology Use [13:04] Post-Pandemic Student Behavior and Tech Habits [15:15] Classroom Approaches to Phone Separation [15:51] Parenting, Screens, and Early Device Exposure [17:01] Technology vs. Rules: Teaching vs. Restricting [18:52] Attention Spans and the Decline of Long-Form Media [19:10] Microsoft SharePoint Hack Discussion [21:37] Enterprise Security: Sensationalism vs. Real Risk [23:33] Final Thoughts and Sign-Off Links: Adobe Firefly can now generate sound effects from your audio cues https://www.engadget.com/ai/adobe-firefly-can-now-generate-sound-effects-from-your-audio-cues-130008172.html This ‘Digital Detox' Summer Camp May be Able to Cure Your Kid's Smartphone Addiction https://www.mactrast.com/2025/07/this-digital-detox-summer-camp-may-be-able-to-cure-your-kids-smartphone-addiction/ How One Principal Got Kids to Pay Attention in Class https://www.edweek.org/technology/how-one-principal-got-kids-to-pay-attention-in-class/2025/07 Microsoft SharePoint hacks a major problem for corporate networks https://appleinsider.com/articles/25/07/21/microsoft-sharepoint-hacks-a-major-problem-for-corporate-networks-not-mac-hardware Guests: Web Bixby has been in the insurance business for 40 years and has been an Apple user for longer than that.You can catch up with him on Facebook, Twitter, and LinkedIn, but prefers Bluesky. Eric Bolden is into macOS, plants, sci-fi, food, and is a rural internet supporter. You can connect with him on Twitter, by email at embolden@mac.com, on Mastodon at @eabolden@techhub.social, on his blog, Trending At Work, and as co-host on The Vision ProFiles podcast. Brian Flanigan-Arthurs is an educator with a passion for providing results-driven, innovative learning strategies for all students, but particularly those who are at-risk. He is also a tech enthusiast who has a particular affinity for Apple since he first used the Apple IIGS as a student. You can contact Brian on twitter as @brian8944. He also recently opened a Mastodon account at @brian8944@mastodon.cloud. David Ginsburg is the host of the weekly podcast In Touch With iOS where he discusses all things iOS, iPhone, iPad, Apple TV, Apple Watch, and related technologies. He is an IT professional supporting Mac, iOS and Windows users. Visit his YouTube channel at https://youtube.com/daveg65 and find and follow him on Twitter @daveg65 and on Mastodon at @daveg65@mastodon.cloud. Dr. Marty Jencius has been an Associate Professor of Counseling at Kent State University since 2000. He has over 120 publications in books, chapters, journal articles, and others, along with 200 podcasts related to counseling, counselor education, and faculty life. His technology interest led him to develop the counseling profession ‘firsts,' including listservs, a web-based peer-reviewed journal, The Journal of Technology in Counseling, teaching and conferencing in virtual worlds as the founder of Counselor Education in Second Life, and podcast founder/producer of CounselorAudioSource.net and ThePodTalk.net. Currently, he produces a podcast about counseling and life questions, the Circular Firing Squad, and digital video interviews with legacies capturing the history of the counseling field. This is also co-host of The Vision ProFiles podcast. Generally, Marty is chasing the newest tech trends, which explains his interest in A.I. for teaching, research, and productivity. Marty is an active presenter and past president of the NorthEast Ohio Apple Corp (NEOAC).  Support:      Become a MacVoices Patron on Patreon      http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect:      Web:      http://macvoices.com      Twitter:      http://www.twitter.com/chuckjoiner      http://www.twitter.com/macvoices      Mastodon:      https://mastodon.cloud/@chuckjoiner      Facebook:      http://www.facebook.com/chuck.joiner      MacVoices Page on Facebook:      http://www.facebook.com/macvoices/      MacVoices Group on Facebook:      http://www.facebook.com/groups/macvoice      LinkedIn:      https://www.linkedin.com/in/chuckjoiner/      Instagram:      https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes      Video in iTunes      Subscribe manually via iTunes or any podcatcher:      Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss

How can investors separate the signal from the noise? What's the key to achieving financial freedom? And what's the real risk investors face?Motley Fool analyst Buck Hartzell and contributor Rich Lumelleau talk with financial theorist and neurologist Bill Bernstein, author of numerous books, including The Four Pillars of Investing. The conversation covers a variety of investing topics: Advice for New Investors Misconceptions about Risk Mindset and Volatility Current Market Host: Rich Lumelleau, Buck HartzellProducer: Mac GreerEngineer: Adam LandfairDisclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. Learn more about your ad choices. Visit ⁠megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to Money 911, where we break through the noise, rise above the fear, and anchor your finances in peace, purpose, and power. If you've ever dipped your toes—or dove headfirst—into the world of crypto, today's episode is your lifeline. We're joined by Janna Scott, the visionary founder of DeFi Tax, a company that's rewriting the rules of crypto tax compliance with wisdom, truth, and soul. Janna didn't just study the system—she helped build it. And now she's helping us navigate the storm with grace. This episode isn't just about taxes—it's about sovereignty. It's about reclaiming your financial future before someone else writes your story. Whether you're a CEO, investor, or simply crypto-curious, this is your wake-up call... and your invitation to rise. Learn more about your ad choices. Visit megaphone.fm/adchoices

What's holding your family business back — being wrong, or being too slow to change?In this energising conversation, Ben Law sits down with Dr. Mark Ferguson — sheep genetics expert, CEO of Next Gen Agri, and host of The Head Shepherd Podcast — to explore why the greatest risk in ag today isn't failure... it's inertia.From the paddock to the boardroom, this episode cuts through the fluff and tackles the hard truth: the families that thrive are the ones who fail fast, think curiously, and adapt quicker than the rest. It's not about having all the answers — it's about asking better questions, challenging old assumptions, and staying ahead of the curve.You'll learn:Why “slow to act” is deadlier than “wrong to act”How a curious mindset can compound your resultsThe role of confirmation bias and how it traps even good operatorsWhy your next generation may be your best untapped assetThe power of asking dumb questions and staying open — no matter your age or experienceWhether you're managing millions in livestock or just starting to hand over the reins to the next generation, this episode is a wake-up call to stop waiting — and start evolving.Hit play. Then share it with someone who needs a nudge to think bigger, act sooner, and lead smarter. "Succession wasn't ideal for you — and deep down, you don't want to go through the same thing with your kids"-----------------------Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.If you want to learn the principles of how to grow your family's wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.https://thefinancialbloke.com.au/

Steven Bell has seen the macro machine from every angle - Treasury insider, hedge fund manager, and chief economist. In this wide-ranging conversation with Alan Dunne, he traces the quiet erosion of economic orthodoxy and why AI, not tariffs, may prove the more destabilizing force. Bell explains how Fed independence is fraying, why wage dynamics matter more than headline inflation, and what investors miss when they over-index on models. With stories from trading floors and policy rooms alike, this episode captures a rare perspective: someone who's watched markets evolve, not just from charts, but from inside the decisions that moved them.-----50 YEARS OF TREND FOLLOWING BOOK AND BEHIND-THE-SCENES VIDEO FOR ACCREDITED INVESTORS - CLICK HERE-----Follow Niels on Twitter, LinkedIn, YouTube or via the TTU website.IT's TRUE ? – most CIO's read 50+ books each year – get your FREE copy of the Ultimate Guide to the Best Investment Books ever written here.And you can get a free copy of my latest book “Ten Reasons to Add Trend Following to Your Portfolio” here.Learn more about the Trend Barometer here.Send your questions to info@toptradersunplugged.comAnd please share this episode with a like-minded friend and leave an honest Rating & Review on iTunes or Spotify so more people can discover the podcast.Follow Alan on Twitter.Follow Steven on LinkedIn.Episode TimeStamps: 02:20 - Introduction to Steven Bell05:37 - Has the challenge of forecasting economics changed?10:27 - Was it easier to be a money manager back in the days?13:11 - Is emotion and hysteria taking over markets?16:48 - Tariffs disappearing? Forget it21:41 - The economic impact of the recent CPI data24:38 - How tariffs will impact workers and productivity28:54 - Bell's outlook for inflation32:15 - Do deficits even matter?36:51 - How messy will the Fed's handling of inflation be?44:16 - Who is a likely replacement for Powell?45:11 -

In this episode, Mary sits down with futurist and bestselling author Mike Walsh to explore what happens when a tradition-bound industry like law collides with generative AI. Walsh, CEO of Tomorrow and author of The Algorithmic Leader, has advised the world's biggest companies on digital transformation—and he believes legal is facing a moment of radical reinvention. Together, they pull no punches on what the next decade will bring, why legal might be the most vulnerable industry of all, and how leaders can stop dabbling in AI and start building the future. In this episode: The Law of (AI) Acceleration: Why COVID-19 was just the warm-up, and how AI is catalyzing changes that would've taken another decade to materialize. The End of the Billable Hour? Walsh and Mary go deep on how AI threatens professional services' most sacred cow—and what firms must do to stay profitable. The Risk of Inaction: Playing it safe is no longer the safe move. Legal leaders who cling to the past may be making the riskiest bet of all. The Fifth Industrial Revolution: AI isn't just another tech tool—it's the next electricity. What that means for organizations, talent, and operating models. Smart, Lazy People Wanted: Why the most valuable hires today are the ones who automate themselves out of a job. Legal as a Living System: A bold new vision for in-house teams—dynamic, embedded, and redefining how companies manage risk in real-time. If you're wondering what it really means to future-proof a legal org—or whether that concept is a myth to begin with—this episode will give you a front-row seat to the disruption already underway. Follow Mary on LinkedIn Rate and review on Apple Podcasts

Send us a textAbout This EpisodeWhat if the crazy idea is actually the smartest move you could make? Andy Pearson, VP of Creative at Liquid Death, has built a career by leaning into the absurd and flipping conventional logic on its head. From selling $500 cookies to fund a trip that launched his career to redefining creative strategy at one of the fastest-growing beverage brands, Andy sees boldness as spotting opportunity where others see nonsense. In this episode, he shares how his unique approach unlocks unforgettable, viral campaigns and why the riskiest move is playing it safe. We also explore how his philosophy shows up in life beyond work, including his ultramarathon mindset and belief that success comes from taking the first step, not having it all figured out. If you're ready to rethink boldness, risk, and creativity, this is the episode for you. About Andy Pearson Andy Pearson is the VP of Creative at Liquid Death, one of the fastest-growing non-alc beverage brands.  Liquid Death uses comedy and entertainment to make health and sustainability 50 times more fun. It takes low-calorie beverages and packages them into infinitely recyclable cans that compete with the fun marketing of unhealthy brands across energy drinks, beer, and junk food. Its product lines include mountain water, soda-flavored sparkling water, iced tea, and more. A portion of Liquid Death's proceeds goes to nonprofits who are helping fight plastic pollution and further our #deathtoplastic sustainability mission. As part of Liquid Death's evil mission to make the world healthier and more sustainable, Andy helps oversee all creative output from the brand, from its viral video content to social content to merch to experiential events to CRM and more. Prior to his current attempt at global domination, Andy spent 12+ years as an award-winning creative at agencies like CP+B, Deutsch LA, and Humanaut. Additional ResourcesWeb: ievenwrotethissickurl.comInstagram: @ievenshotthisLinkedIn: @AndyPearsonSupport the show-------- Stay Connected www.leighburgess.com Watch the episodes on YouTube Follow Leigh on Instagram: @theleighaburgess Follow Leigh on LinkedIn: @LeighBurgess Sign up for Leigh's bold newsletter

TED Radio Hour: The State of FashionTED Radio Hour: Supermodel Cameron Russell says she helped a 'grotesque industry' look beautifulI listened to Cameron Russell on NPR's TED Radio Hour talking about her memoir — how she was scouted as a teenager, how she tolerated “grotesque” things: the S&M vibe, the creepy photographers, the being called “jailbait” at 16. She calls it what it is — an industry built to sell the male gaze, profit off young women's bodies, and spit them out later.My first reaction? Rage. The same feeling I've had since I dated a woman with Elite Petite in NYC. She was tough, beautiful, wild — we'd be out with a motorcycle club, or she'd head to 12-step conferences alone, so brave it terrified me. I felt brother, boyfriend, father all rolled into one. Because when things go bad for me, maybe I get a black eye. When things go bad for a woman, she might end up dead in the dirt.So my gut says: Shut it down. Replace every real girl with a perfect AI avatar. They never starve, never get trafficked, never sue. Insurance companies would love it. The brands too. Problem solved.But it's not.It's easy to focus on the big runway names — Cindy, Naomi, Cameron. But modeling is a whole messy ecosystem. It's showroom girls in Atlanta, local department store ads, cruise ship performers, Instagram micro-influencers, ring girls, OnlyFans, beauty pageants. There are actor-models, model-actors, TikTok stars selling bikinis from their bedrooms. You can't “fix” that by swapping out the top layer with digital dolls. The hunger for beauty and attention just leaks sideways.Plus, we keep forgetting the real tension: agency. These girls are brave as hell. They choose it — and they often know the cost. The world claps for 14-year-old gymnasts starving to make weight, chess prodigies living alone at 15. But a teen model? Suddenly we treat her like a helpless baby lamb.Look at Sydney Sweeney. She's one of the most objectified actresses alive — big boobs, big gaze, big deal. But she wasn't groomed and clueless. She made a PowerPoint for her parents when she was a teen, explaining exactly how she'd become famous. Plan A, B, C. That's a grown-ass woman in the making. Brave enough to out-hustle the wolves.That's what I come back to every time: She's not my daughter, and even if she was, she's not my property. If a young woman's smart enough, savvy enough, and wants it badly enough, who am I to bubble-wrap her? The real fix isn't deleting the humans — it's guardrails, real consequences for predators, and respect for the ones who walk in eyes wide open.AI won't save girls from bad choices. It'll just kill their shot at agency and earnings. Meanwhile, the same men cash the same checks.I believe Cameron's story. The industry is cruel. But the solution isn't to erase risk — it's to trust the brave and fix the system. Because when you swap real humans for perfect avatars, you don't just protect the vulnerable. You erase the ones who'd risk it anyway — and sometimes win.At the end of the day, that's the messy, grown-ass truth. And I'd rather stand next to a brave woman with scars than a flawless doll that can't say no — or yes.

Andy Grotto (founder and director of the Program on Geopolitics, Technology and Governance at Stanford University) puts it plainly: there's a 5% chance that within the next 10 years, AI could rule over humans. That number might sound small, but it's enough to take seriously.He joins host Lieuwe Jan Koning and guest Davis Hake (Senior Director for Cybersecurity at Venable) as they dive into the technology, governance, and risks behind autonomous AI. From system trustworthiness to liability, and market incentives to regulation, they break down what's already happening and what needs to happen next.They also discuss how humans will struggle to validate AI outcomes in areas where AI excels, why thoughtful deployment is key, and what it means to be “quick, but not in a hurry.” Key topics:✅ How to adopt your security and governance to the use of AI

If your business stops the second you do, you don't have a business. You have a very expensive job. Wealth and financial freedom aren't about how much you make, they're about how much choice you have. True freedom is the ability to go deep with your clients, or take a step back, without your revenue or team falling apart in your absence. And as we roll into summer, I know stepping away might sound like a luxury you can't afford. In this episode, I share the tactical ways you can create time freedom in your calendar this summer to take some much-deserved time off… without your business falling apart.

The government body that collates data about flooding is the Australian Rainfall and Runoff and recently they updated their guides to account for climate change. The organisation finds what was previously thought of as a worst-case scenario, 20 per cent rain increase annually by the end of the century,  is now a best-case scenario. 

As the CEO of your business, you can wear all of the hats - but that doesn't mean you should. If you're the one holding everything together, you're also the one holding things back. The truth is, bottlenecks are keeping you from scaling your business, whether that bottleneck is you or someone on your team. In this episode, I'm breaking down the 10/80/10 Rule and how to use it to delegate effectively, foster a collaborative team environment, and create a business that doesn't fall apart when you take a step back. Tune in to learn how to delegate smarter and scale sustainably. 

Subscribe to our channel: https://www.youtube.com/@optispanGet Our Newsletter (It's Free): https://www.optispan.life/Dr. Matt Kaeberlein reacts to controversial takes on supplements, MRIs, protein, and rapamycin from Dr. Eric Topol. This video breaks down the evidence behind popular health trends, helping you separate science from hype.0:00 - Setting the Stage: Expert Reaction1:03 - Experts Selling Supplements: Credibility Lost?2:30 - MRIs & CGMs: Lifesaving or Misleading?7:16 - Protein "Overdose": What's the Real Risk?11:11 - Rapamycin: Decoding the Data & Hype21:00 - The Hard Truth About Supplements (Matt's Take)39:36 - Biological Age: Can We Really Measure It?46:37 - CGMs: Powerful Tool or Just Trendy?Production: Nicholas Arapis, https://videocastproductions.comDISCLAIMER: The information provided on the Optispan podcast is intended solely for general educational purposes and is not meant to be, nor should it be construed as, personalized medical advice. No doctor-patient relationship is established by your use of this channel. The information and materials presented are for informational purposes only and are not a substitute for professional medical advice, diagnosis, or treatment. We strongly advise that you consult with a licensed healthcare professional for all matters concerning your health, especially before undertaking any changes based on content provided by this channel. The hosts and guests on this channel are not liable for any direct, indirect, or other damages or adverse effects that may arise from the application of the information discussed. Medical knowledge is constantly evolving; therefore, the information provided should be verified against current medical standards and practices.More places to find us:Twitter: https://twitter.com/optispanpodcastTwitter: https://twitter.com/optispanTwitter: https://twitter.com/mkaeberleinLinkedin: https://www.linkedin.com/company/optispanInstagram: https://www.instagram.com/optispanpodcast/TikTok: https://www.tiktok.com/@optispanhttps://www.optispan.life/Hi, I'm Matt Kaeberlein. I spent the first few decades of my career doing scientific research into the biology of aging, trying to understand the finer details of how humans age in order to facilitate translational interventions that promote healthspan and improve quality of life. Now I want to take some of that knowledge out of the lab and into the hands of people who can really use it.On this podcast I talk about all things aging and healthspan, from supplements and nutrition to the latest discoveries in longevity research. My goal is to lift the veil on the geroscience and longevity world and help you apply what we know to your own personal health trajectory. I care about quality science and will always be honest about what I don't know. I hope you'll find these episodes helpful!

► If you enjoyed the episode, please leave us a good review!► More from PIF: https://linktr.ee/practicalislamicfinanceEVERYTHING IS FINE!In this episode, we will cover:IntroTrump vs Elon: Fallout BeginsWhy Musk Is AngryElon Warns of RecessionEpstein Allegations and Political EscalationWhat This Means for TeslaFundamentals Remain StrongStaying Focused as InvestorsCommunity Fundraiser UpdateMarket Overreaction or Real Risk?Final Thoughts and Q&ACONTACT USsalam@practicalislamicfinance.comABOUT OUR PODCASTOur podcast is about helping people ethically build wealth. We cover a broad range of topics, including stock and crypto investing, product reviews, and general financial well-being.DISCLAIMERAnything you hear in this video is an opinion. It is not personalized financial advice. Make sure you do your due diligence before making any investment decisions.

I love the movies series The Terminator. At the time of its release it was wildly implausible but with technology today, it seems much likely to become reality. Predicting the future is very difficult and fraught with many twists and turns that make it virtually impossible. Much has made about AI and what it holds for our future. I think I can say with great confidence, that AI will be a huge driver of our productivity and standard of living in the future, but there are potential risks that AI develops in a way that it carries out its own goals irrespective of what the human race desire. This is potentially a very dangerous blind spot that we have and will need address sooner rather than later.The People's Voice Report on AI Circumventing Human Instructionhttps://x.com/VigilantFox/status/1927535187753377959Tucker Carlson Interview of Elon Musk on AIhttps://www.youtube.com/watch?v=a2ZBEC16yH4

In this game-changing episode of the SEOLeverage Podcast, Gert Mellak is joined once again by SEO pioneer Dixon Jones (founder of Majestic, InLinks, and now Wake – What AI Knows About You). Together, they explore how search engine optimization has evolved beyond rankings and backlinks — into a world where LLMs (Large Language Models) like ChatGPT and Gemini are shaping brand perception, traffic flow, and user journeys in real time. You'll discover: Why mentions without links now influence AI more than traditional SEO signals How your brand could be misrepresented — or even misunderstood — by AI tools What it really means to “optimize” in an era of zero-click search and AI-driven overviews How Wake helps uncover the semantic gaps between your site and your market The importance of building topical authority outside your website Whether you're a seasoned SEO, a digital marketer, or a business owner trying to stay ahead of the curve, this episode will give you a new perspective on visibility, trust, and search in the age of AI.   Podcast Highlights: 13:45 – 15:20 SEO Has Changed—And It's Not About Clicks Anymore Dixon explains how the core of SEO is shifting from driving website clicks to influencing what AI systems understand about your brand. This moment introduces the powerful idea: "SEO is now about what AI knows about you." 6:35 – 8:30 - How Microsoft Lost Control of Its Brand Narrative Dixon shares a real-world case where Microsoft.com blocks Gemini from crawling its site—leading AI to form opinions based only on third-party content. A striking lesson in why brand visibility in AI matters more than ever. 2:59 – 4:20 - The Real Risk of Ambiguity in AI: The Hennessey Example Dixon explains how an SEO agency's brand name, spelled similarly to a well-known Cognac, led LLMs to misclassify it — showing how context and clarity are vital for AI interpretation. 10:15 – 11:25 - The Rise of AI-Only Purchase Journeys Dixon recounts spending £2,000 on a high-performance PC without ever clicking a website—researching, validating, and buying entirely through LLMs. A powerful real-life example of zero-click search in action. 24:00 – 25:40 - Your Website Alone Is No Longer Enough Gert and Dixon discuss how LLMs pull from multiple sources—not just your website—to build brand understanding. The takeaway: to influence AI, you need consistent signals across the web. 35:49 – 37:30 - Fixing AI Misunderstandings Is the New SEO Priority A single mistaken review labeled InLinks as a rank tracker—and LLMs picked it up as fact. Dixon shows how correcting small details in third-party content can instantly clean up your AI reputation.   Links: Official Website

About the Guest: Debra Bradley is a seasoned fractional CFO and innovation strategist who specializes in guiding companies through transformative growth. With a career steeped in finance, risk assessment, and technological adoption, Debra is known for her bold yet calculated approach to change. Whether it's advising on AI implementation or recalibrating how businesses assess risk, she brings a unique perspective shaped by experience, curiosity, and a fearless attitude toward growth and disruption.Episode Summary: In this episode of Growth Ready, host Steve Mellor is joined by Debra Bradley to explore why the greatest risk in business—and life—is often staying exactly where you are. From open water swimming to pioneering financial transformations, Debra shares how embracing discomfort and recalibrating risk leads to resilience, innovation, and long-term success. Together, they unpack the myths of risk, the pitfalls of success, and the critical role of leadership in high-change environments. If you're a leader navigating uncertainty or simply someone looking to grow, this conversation will shift how you think about change and challenge.

The Dollar Standard, Global Liquidity, and the Coming Economic Reckoning In my expansive and highly accessible conversation with renowned economist Richard Duncan, we discuss the logic behind his long-running critique of the international monetary system, a system Richard calls the Dollar Standard where he explains why current U.S. policy moves, the system could come crashing down.   The Origins of the Dollar Standard and America's “Exorbitant Privilege” The Dollar Standard, Duncan explains, evolved out of the collapse of the Bretton Woods system (implemented after WWII) in 1971. Under Bretton Woods, currencies were pegged to the U.S. dollar, and the dollar was pegged to gold. But when other countries accumulated more dollars than the U.S. had gold, President Nixon suspended dollar convertibility, effectively ending the gold standard.   What replaced it was a floating currency regime and the birth of the Dollar Standard. Crucially, the U.S. began running persistent trade deficits, importing goods and sending dollars abroad. These dollars, in turn, were recycled by foreign central banks, especially in trade surplus countries like China and Japan, into U.S. dollar-denominated assets, primarily Treasuries, but also equities and real estate.   This loop, Duncan argues, created America's “exorbitant privilege”: the ability to fund government spending and consumer imports at artificially low interest rates, because foreign buyers are constantly reinvesting in U.S. debt and assets.   The phrase "exorbitant privilege" was first coined by Valéry Giscard d'Estaing, who later became President of France, but at the time was serving as France's Minister of Finance under President Charles de Gaulle in the 1960s.   He used the term to criticize the unique advantages enjoyed by the United States under the Bretton Woods system, particularly the ability to run persistent deficits by issuing debt in its own currency (the U.S. dollar), while foreign nations had to hold and use those dollars to trade and build reserves.   Giscard and de Gaulle saw this as an unfair financial hegemony that allowed the U.S. to “live beyond its means” at the expense of others. The phrase was intended as a critique but, ironically, it's now often used in a neutral or even admiring tone by economists.   How Global Credit Became a Bubble Machine Duncan makes the case that this system, while benefiting the U.S. enormously, has been fundamentally destabilizing for the rest of the world.   As surplus countries absorb dollar inflows, their central banks convert them into local currency, often by printing their own money. That liquidity ends up in domestic banking systems, fueling excessive credit growth, asset bubbles, and financial crises.   It happened in Japan in the late 1980s. It triggered the Asian Financial Crisis in the late 1990s. And it helped fuel China's real estate boom and the global credit bubble that preceded the 2008 collapse.   Notably, Duncan predicted the 2008 financial crisis in his 2003 book, The Dollar Crisis, warning that runaway global imbalances would eventually lead to a systemic shock. He now argues that post-2008 bailouts and quantitative easing (QE) only expanded the bubble rather than fixing the problem.   Trump's Trade Doctrine: Potential to Destabilize the System Fast forward to 2025: Trump is back in office, and his administration is moving quickly to reshape global trade.   Duncan's concern is that the Trump administration's effort to eliminate the U.S. trade deficit by imposing high tariffs and pursuing a strategic devaluation of the dollar, undermines the very structure that has sustained U.S. prosperity and global financial stability for decades. Why? Because every U.S. trade deficit is matched by a capital inflow. It's a balance-of-payments identity: if the U.S. runs a $1.1 trillion current account deficit, there must be a $1.1 trillion capital surplus (i.e., inflows) to finance it.   Take that away and you choke off the supply of global liquidity that props up asset prices worldwide.   The Doom Loop: What Happens If Capital Stops Flowing In Duncan walks through the scenario: If tariffs succeed in shrinking the trade deficit, dollars stop flowing abroad. Without those dollars, foreign central banks have fewer reserves to recycle into U.S. assets. This reduces demand for Treasuries, pushing interest rates up. Rising rates crush real estate, stocks, and credit-dependent sectors. Simultaneously, trade-surplus economies face a liquidity crunch, leading to job losses, bankruptcies, and potential financial crises. The result? A global depression triggered not by market excess this time, but by deliberate government policy.   Duncan notes that the Trump administration has already blinked once in rolling back tariffs on China after markets began to seize. But the damage to global confidence in the dollar's stability and America's reliability as a trading partner may already be done.   CRE-Specific Risks For CRE professionals, Duncan's framework suggests several key risks: Interest Rate Volatility: If capital inflows decline, Treasury demand will fall and rates may rise, increasing financing costs and repricing assets downward. Foreign Capital Flight: A weakening dollar and escalating trade tensions could lead to foreign divestment from U.S. real estate, especially in coastal gateway cities where foreign investors are dominant. Liquidity Shock: Reduced global liquidity may tighten credit markets, making debt financing harder to access for new acquisitions or refis. Wealth Effect Reversal: Falling stock prices and higher rates could curb consumer spending and investor confidence, affecting retail, hospitality, and housing-linked CRE. Is There a Way Out? Despite the dire tone, Duncan offers a constructive alternative. In his more recent book, The Money Revolution, he advocates using the U.S. government's borrowing capacity, enabled by dollar dominance and low rates, to invest aggressively in future-focused industries: AI, biotech, quantum computing, green energy.   In short: inflate productively, not destructively. Use fiat-financed public investment to grow out of the debt bubble, rather than letting it implode through austerity or protectionism. But he acknowledges that political will may be lacking and that, without it, the only other option will be another round of massive QE when the next crisis hits.   Final Thought Duncan's message is clear: we are not playing by gold standard rules anymore. The U.S. economy, and the world's, runs on confidence, liquidity, and the flow of capital. Disrupt that system and we may find ourselves testing whether the Fed and Treasury can reflate the bubble one more time. *** You may not agree with Richard's perspective but, as a real estate investor, understanding differing points of view helps in underwriting investment risk by incorporating possible downsides into exit strategies.   This is a fascinating and accessible discussion. Tune in if you want to understand the real risks underpinning your real estate investment decisions in the coming months.   *** In this series, I cut through the noise to examine how shifting macroeconomic forces and rising geopolitical risk are reshaping real estate investing.   With insights from economists, academics, and seasoned professionals, this show helps investors respond to market uncertainty with clarity, discipline, and a focus on downside protection.    Subscribe to my free newsletter for timely updates, insights, and tools to help you navigate today's volatile real estate landscape. You'll get: Straight talk on what happens when confidence meets correction - no hype, no spin, no fluff. Real implications of macro trends for investors and sponsors with actionable guidance. Insights from real estate professionals who've been through it all before. Visit GowerCrowd.com/subscribe Email: adam@gowercrowd.com Call: 213-761-1000    

Some people are afraid to leave their external backup drive connected. They're trading a small risk for a much, much larger one.

Brandon Eisenlauer, aka  @BiohackingUThe Bodybuilding-friendly HRT Clinic - Get professional medical guidance on peptides AND optimizing your health as a man or bodybuilder:[ Pharma Test, IGF1, Tesamorelin, Glutathione, BPC, Semaglutide, Var troche, etc]https://transcendcompany.com/patient-intake-form/?ls=Nyle+NaygaWatch it: https://www.youtube.com/watch?v=6Ihq4tIzyS8&t=5618sRP Hypertrophy Training App: rpstrength.com/nylePlease share this episode if you liked it. To support the podcast, the best cost-free way is to subscribe and please rate the podcast 5* wherever you find your podcasts. Thanks for watching.To be part of any Q&A, follow trensparentpodcast or nylenayga on instagram and watch for Q&A prompts on the story  https://www.instagram.com/trensparentpodcast/Huge Supplements (Protein, Pre, Defend Cycle Support, Utilize GDA, Vital, Astragalus, Citrus Bergamot): https://www.hugesupplements.com/discount/NYLESupport code 'NYLE' 10% off - proceeds go towards upgrading content productionYoungLA Clothes: https://www.youngla.com/discount/nyleCode ‘NYLE' to support the podcastLet's chat about the Podcast:Instagram: https://www.instagram.com/trensparentpodcast/TikTok: https://www.tiktok.com/@transparentpodcastPersonalized Bodybuilding Program:  https://www.nylenaygafitness.comTimestamps:00:00 – Intro08:28 – Neuro-toxicity of popular PEDs (19-nors, Tren, etc.)11:42 – Brain-basics: Neuro-steroid support16:18 – Dopaminergic Life & Consequences21:32 – Real Risk of Bodybuilding, Rest & The Right Way27:04 – Managing Mental Stress: Meditation & Mindful Break38:30 – Gen Z, Motivation Gaps & “Just Go Live Life”41:17 – Independence & Growth42:46 – Psychedelics & Neuroplasticity43:45 – Hustle Culture vs Balance46:40 – Cultural & Political Extremes48:40 – Finding Balance in Bodybuilding52:19 – Conscientious Growth53:50 – Brain Protection Strategies57:01 – Serotonin & SSRI Benefits58:33 – Cholinergic, Sleep Support & GABA System1:03:30 – SSRIs Stigma & Pharma Bias1:12:45 – Best Cycle Principles1:19:38 – Pharmacology Caveats & Nuance1:25:25 – Finding Reasons Is Hard & Adaptation1:27:52 – Mitochondrial & Estrogenic Peptides1:36:14 – Stimulant Cycling Strategy & Risks1:47:10 – Injectable Amino Blends1:52:17 – Peptide Safety & Cancer1:57:36 – Skin Health & Peptides1:59:46 – The Final Question

In this powerful episode of A Leader Like Me, we speak with Janelle Benjamin—award-winning DEI consultant, founder of All Things Equitable, and LinkedIn Top Voice—about her journey from workplace mistreatment to building an influential consultancy rooted in justice and inclusion. Janelle opens up about life beyond the title: a dedicated single mum, a quiet changemaker, and a passionate learner committed to creating safer, more inclusive workplaces. She shares how her legal background sharpens her strategic lens and why humility, curiosity, and continuous learning are essential for truly inclusive leadership. We explore: What real inclusion looks like beyond policy and posters The emotional cost of exclusion—and the power of turning pain into purpose How her legal training helps her spot risks others miss Practical steps for those who want to lead inclusively, even when DEI is being scaled back The power of connection, community, and shared accountability in driving cultural change Whether you're just starting your inclusion journey or you're deep in the work, Janelle's story will leave you inspired, challenged, and ready to act. Listen now to discover what it takes to build cultures where everyone is truly seen, heard, and valued. ______________ Did you know? you can now order Priya and Advita's new book Building a Culture of Inclusivity Order from https://www.koganpage.com/ Discount Code ALLME20 The book is available in most online stores including Amazon, Barnes & Noble, Waterstones, Indigo etc… and in some physical ones as well.  Don't miss out. Get your copy of the book now and be part of the DEI conversation. Building a Culture of Inclusivity Effective Internal Communication For Diversity, Equity and Inclusion  Want to evaluate where your business stands when it comes to the EI? Visit our website to learn more: https://aleaderlikeme.com/ Have any questions? Would you like to book Priya and or Advita for a speaking event? Don't hesitate to reach out to us at info@aleaderlikeme.com For our latest updates, continue to follow our LinkedIn, Twitter, and Instagram @aleaderlikeme. If you read our book and would like to give us your honest review, feel free to post on social media. Don't forget to use the #ALLME and tag us. Thank you for your continued support as we drive global DEI/EDI conversations forward. If you want to transform your culture and build better inclusion then get in touch and let's see how we can work together: info@aleaderlikeme.com.  If you're curious about inclusive cultures and want to understand what needs to happen in your organisation to cultivate belonging so you and your colleagues can thrive, you can purchase our book: https://aleaderlikeme.com/book/ 

Nations have different types of power. One is economic. Another is influence or soft power that comes from goodwill. We attract the best and brightest from around the world to go to our schools. We draw in capital because our markets are the best and most liquid. But as Chairman Powell said today in Chicago, the impact of the current economic policy could put all that at risk. On this week's episode, Tom and Dylan discuss the continued fallout from tariffs and retribution.

DXY fell to its lowest value in more than two years. That means the dollar is crashing, right? Everyone says so, but when it comes to the dollar or anything related to the monetary system what everyone says is rarely ever so. The dollar IS going nuts, at least that part's right.Eurodollar University's Money & Macro AnalysisReuters US dollar stranglehold on global FX sets stage for euro parity: Reuters pollhttps://www.reuters.com/markets/currencies/us-dollar-stranglehold-global-fx-sets-stage-euro-parity-2025-01-08/Reuters Next up for markets: A crisis of confidence in the dollarhttps://www.reuters.com/markets/wealth/next-up-markets-crisis-confidence-dollar-2025-04-04/https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

Are Trump's dramatic tariffs simply a negotiation tactic rather than an intentional trade war? Marko Papic, Chief Strategist at BCA Research, joins Maggie Lake for a critical conversation explaining why markets have misunderstood Trump's tariff policy from the beginning and what deeper macroeconomic risks investors should actually be focused on. Key Topics: How Trump has used extreme tariff threats as leverage, and why markets repeatedly fall for it What the rise of a multipolar world means for global markets and U.S. economic power The hidden but urgent risk investors are overlooking: a recession where bond yields stay high, undermining traditional market safety nets Why U.S. market outperformance is coming to an end as fiscal stimulus runs dry, exposing vulnerabilities investors aren't ready for Marko's bold call: why the U.S. dollar is at risk of a 30% decline, and how investors should reposition globally If today's chaotic headlines have you concerned about markets, geopolitics, or the next big risk for your investments, this conversation is essential viewing. Chapters: 0:48 - Trump's Tariff Bombshell: Bluff or Battle Plan? 9:14 - Who Really Has the Upper Hand in a Trade War? 18:24 - Inside Trump's Mind: What's the Endgame on Tariffs? 24:32 - The True Meaning of a Multipolar World 30:11 - Investors Beware: Navigating a New Multipolar World 34:28 - Economic Shock Therapy: Trump's Dangerous Gamble 35:56 - Can the U.S. Treasury Market Survive Trump's Policies? 40:16 - Fiscal Time Bomb: When Will Markets Revolt? 49:16 - Hunting for Value: Is It Time to Bet on Emerging Markets? 52:24 - Danger Ahead: The Biggest Risk No One Sees Coming Investment Concerns? Get a free portfolio review with Wealthion's endorsed financial advisors at https://bit.ly/4ide1pl Hard Assets Alliance - The Best Way to Invest in Gold and Silver: https://www.hardassetsalliance.com/?aff=WTH Subscribe to Marko and Jacob Shapiro's podcast, Geopolitical Cousins, here: https://podcasts.apple.com/za/podcast/geopolitical-cousins/id1802258017 Connect with us online: Website: https://www.wealthion.com X: https://www.x.com/wealthion Instagram: https://www.instagram.com/wealthionofficial/ LinkedIn: https://www.linkedin.com/company/wealthion/ #Wealthion #Wealth #Finance #Investing #Trump #Tariffs #Geopolitics #GlobalEconomy #Macro #Markets #Dollar #Recession #InterestRates #BondMarket #MarkoPapic ________________________________________________________________________ IMPORTANT NOTE: The information, opinions, and insights expressed by our guests do not necessarily reflect the views of Wealthion. They are intended to provide a diverse perspective on the economy, investing, and other relevant topics to enrich your understanding of these complex fields. While we value and appreciate the insights shared by our esteemed guests, they are to be viewed as personal opinions and not as investment advice or recommendations from Wealthion. These opinions should not replace your own due diligence or the advice of a professional financial advisor. We strongly encourage all of our audience members to seek out the guidance of a financial advisor who can provide advice based on your individual circumstances and financial goals. Wealthion has a distinguished network of advisors who are available to guide you on your financial journey. However, should you choose to seek guidance elsewhere, we respect and support your decision to do so. The world of finance and investment is intricate and diverse. It's our mission at Wealthion to provide you with a variety of insights and perspectives to help you navigate it more effectively. We thank you for your understanding and your trust. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Modern Hairstylist Podcast, host Hunter Donia and guest Jodie Brown unpack a hot topic in the beauty industry: Are your salon policies actually hurting your client experience? If you've ever struggled with enforcing cancellation fees, setting boundaries around no-shows, or wondering whether your policies are driving clients away—this conversation is for you.Hunter dives into the delicate balance between protecting your time as a business owner and providing a client experience that builds trust and long-term loyalty. You'll hear real talk about how boundaries and policies can either elevate or damage your reputation—and what modern, sustainable solutions actually work for independent hairstylists in 2025.Key Takeaways:

Is Wall Street ignoring the true risk in markets? Michael Gayed joins Maggie Lake to explain why investors are watching the wrong risk signals by focusing on Trump's tariffs and why small caps, Japan, and junk debt may hold the real clues to what happens next. In this in-depth conversation, Michael breaks down: Why small caps are halfway through a lost decade How Japan's monetary policy and the reverse carry trade could trigger a global credit event The dangerous disconnect between small caps and junk debt spreads Why passive flows into mega-cap stocks are masking real economic weakness How a bullish or bearish tail event could resolve these market distortions And why gold may not behave like a safe haven in the next crisis Chapters: 0:32 - Tariff Tensions: Growth Under Pressure? 4:23 - Zombie Small Caps: Crisis or Transformation? 6:57 - Mega Tech Mirage: The Illusion of Market Health 9:25 - Reverse Carry Unveiled: Japan's Financial Tipping Point 14:35 - Trump's Dollar Dilemma: The Weaker Wish 16:02 - Unwinding Uncertainty: What Could Spark A Japan Panic? 20:59 - Gold Sell-Off: Unveiling the Warning 24:05 - Economic Signals: Growth or Gloom in the US? 27:25 - Deregulation Dilemma: Positioning for Change 29:47 - Oil Outlook: Balancing Supply, Demand, and Risk 30:56 - Equity Rotation: Shifting from Mega Caps 33:11 - Small Cap Timing: Seizing the Opportunity 35:26 - Global Pivot: Betting on International Markets 36:20 - Conviction Check: What Would Change the Game? We want to hear from you! What would you like to see on Wealthion? Please take our poll here: https://www.youtube.com/post/UgkxtJvEEM4j_eRy7iT---EJ_mbkp1En1P0O Investment Concerns? Get a free portfolio review with Wealthion's endorsed financial advisors at https://bit.ly/4lckV0E Hard Assets Alliance - The Best Way to Invest in Gold and Silver: https://www.hardassetsalliance.com/?aff=WTH Connect with us online: Website: https://www.wealthion.com X: https://www.x.com/wealthion Instagram: https://www.instagram.com/wealthionofficial/ LinkedIn: https://www.linkedin.com/company/wealthion/ #Wealthion #Wealth #Finance #Investing #MichaelGayed #Markets #SmallCaps #Japan #TailRisk #CreditCrisis #Gold #Bonds #EconomicOutlook #StockMarket #MarketCrash #Recession #PassiveInvesting #Macro #Tariffs  ________________________________________________________________________ IMPORTANT NOTE: The information, opinions, and insights expressed by our guests do not necessarily reflect the views of Wealthion. They are intended to provide a diverse perspective on the economy, investing, and other relevant topics to enrich your understanding of these complex fields. While we value and appreciate the insights shared by our esteemed guests, they are to be viewed as personal opinions and not as investment advice or recommendations from Wealthion. These opinions should not replace your own due diligence or the advice of a professional financial advisor. We strongly encourage all of our audience members to seek out the guidance of a financial advisor who can provide advice based on your individual circumstances and financial goals. Wealthion has a distinguished network of advisors who are available to guide you on your financial journey. However, should you choose to seek guidance elsewhere, we respect and support your decision to do so. The world of finance and investment is intricate and diverse. It's our mission at Wealthion to provide you with a variety of insights and perspectives to help you navigate it more effectively. We thank you for your understanding and your trust. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Transform Your Workplace, Emmy-winning sports broadcaster Anne Marie Anderson challenges us to rethink audacity — not as arrogance, but as the courage to take bold risks. She shares how a life-changing moment early in her career pushed her to stop waiting and start saying “yes” to adventure, opportunity, and growth. In this eye-opening discussion, Anderson proves that real success comes from action, not hesitation. Are you fostering a culture where bold ideas thrive, or are you letting fear and doubt hold your team back? Tune in to learn how to lead with audacity.   TAKEAWAYS Audacity is about taking bold risks, not arrogance, and it can be developed over time. Waiting for the “perfect” time can be riskier than taking the leap, as opportunities can disappear in an instant. Saying “yes” to challenges and taking risks is essential for growth. Fear of failure, rejection, and judgment never truly disappear, but success comes from learning to navigate them. Understanding the difference between urgent and important tasks helps prioritize long-term goals over short-term distractions. Success is rarely a solo journey — having a strong support system of mentors and challengers fosters bold decision-making. Growth requires change, and staying the same only ensures stagnation and missed opportunities.   A QUICK GLIMPSE INTO OUR PODCAST 

Ever wondered how to steer clear of trouble with your investments? Today, we're diving into an SEC investigation that's rattling one fund and discussing what you need to know to protect yourself. We're also unpacking the benefits of passive investing and index funds—because simplifying your approach to the stock market might just be the smartest move you make. In our TikTok Minute, we'll take a look at a quick clip that highlights a common financial misunderstanding, and along the way, we'll sprinkle in a bit of British charm (no spoilers, but it's classic). Finally, we're tackling a listener question from a soon-to-be parent who's wondering how to plan for their child's financial future. From custodial accounts to financial aid strategies, we'll walk through the best options to ensure your kids have a strong start. Add in Doug's trivia, some thought-provoking discussions, and a peek at upcoming events, and you've got a packed episode full of actionable insights. Run of Show Introduction and Opening Remarks Kickoff and Today's Topics Overview Discussion on the SEC Investigation and What You Need to Know Monitoring Your Money Effectively Sponsor Messages and Lighthearted Banter Headline: Western Assets Bond Fund in Trouble Debating Active vs. Passive Management TikTok Minute: A Quick Look at Financial Missteps Listener Call and Doug's Trivia Break Listener Question: Financial Planning for a Newborn Custodial Accounts vs. Other Savings Options Tax Implications and Financial Aid Considerations Upcoming Events and Community Meetups Doug's TV Show Reviews  FULL SHOW NOTES: https://stackingbenjamins.com/when-good-funds-go-bad-1605 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Election 2024 podcast series continues: Voting Integrity, the Electoral College, Campaign Finance, Corruption. the Filibuster. Ric dissects the rhetoric of democracy at risk. Also in the election, key age-related issues such as increased life expectancy, healthcare costs, mass elder poverty, ageism, and finding purpose in retirement must be addressed by candidates. Ric discusses these challenges with Ken Dychtwald, the world's foremost expert on longevity. And Ric explains the first question on your IRS 1040 concerning crypto taxation. #VotingIntegrity #ElectoralCollegeDebate #CampaignFinanceReform #EndCorruption #FilibusterDebate #DemocracyInFocus #ElectionReformNow #CampaignTransparency #PoliticalAccountability #AgeInElection2024 #NewAgeOfOld #HealthspanLifespan #ElderPovertyCrisis #AddressAgeism #SeniorHealthcareReform #MaturityWithPurpose #AgingWithDignity #LongevityEconomy #Election2024AgingIssues #CryptoTaxReporting #IRS1040Crypto #CryptoTaxQuestion #BitcoinOwnership #IRACryptoRules #TaxSeason2024 #CryptoInRetirement #IRSReportingGuidelines #CryptocurrencyCompliance ---- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric -----  Links from today's show:  Click here for Ric's worksheet to help you evaluate the candidates Ken Dychtwald Age Wave Website: https://www.agewave.com The 34 Issues of Election 2024 – The Daily Podcasts https://uth959jfpszs9vqn-59513929894.shopifypreview.com/blogs/this-weeks-stories/tagged/election-2024 Kamala Harris Official Campaign Website Policy Page: https://www.kamalaharris.com/issues/ Donald Trump Official Campaign Website Policy Page: https://www.donaldjtrump.com/platform 10/23 Webinar - How to Factor Longevity into Your Financial Planning: https://www.thetayf.com/pages/october-2024-webinar-how-to-factor-longevity-into-your-financial-planning 11/13 Webinar - An Innovative Way to Generate Income in a World of Declining Rates: https://www.thetayf.com/pages/november-13-2024-an-innovative-way-to-generate-income 10/9 Webinar Replay- Crypto for RIAs: Yield, Staking, Lending and Custody. What's beyond the ETFs? https://dacfp.com/events/crypto-for-rias-yield-staking-lending-and-custody-whats-beyond-the-etfs/ Certified in Blockchain and Digital Assets including Crypto Taxation Course/Webinar: https://dacfp.com/certification/ -----  Follow Ric on social media:  Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman -----  Brought to you by:  Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ TAYF Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee

“I wasn't going to miss the podcast just because I was slightly paralysed” - It's one of the better quotes we've had on the show! But it neatly sums up the unassuming yet unflappable nature of Dr Harry, who unless you were on a 12 month silent retreat in 2018, you'd know was the cave diving anaesthetist who helped in the against all odds rescue of the Wild Boars soccer team trapped in a flooded Thai cave. Dr Harry is in a unique position to talk about the art of risk taking, and it's something he's taken a keen interest in since that phenomenal rescue, especially how it relates to kids.  In this episode Dr Harry very kindly shares with Hame his thoughts on teaching kids about risk mitigating rather than risk taking, building resilience and overcoming fear, on the generational changes in parenting that he's noticed and reflecting on what he might have done differently as a dad… it's a super wide ranging chat - one that we were so, so lucky to have… not least because a few days out from us recording with Dr Harry, he'd been diving down a very very deep cave and had a little run in with the diver's constant nemesis, the bends. Thankfully it all worked out OK! But I think you'll agree, it was some Gold Standard Guest Commitment to turn up to our humble podcast, for sure! --- Dr Richard Harris SC OAM & 2019 joint Australian of the Year (nice title, right?!) has got lots of great stuff going on... His 3 series podcast REAL RISK is awesome. It's got some amazing chats with people who manage some pretty massive risks  (the saturation diving episode is so good) He's written a couple of great KIDS BOOKS on different ways to be brave and kind, called Alfie the Brave & Alfie the Kind. The book he and Craig Challen wrote AGAINST ALL ODDS about the cave rescue is also amazing AND very excitingly he's working on a feature documentary called Deeper, directed by Jennifer Peedom, produced by Stranger than Fiction and distributed by Madman. The film follows the story of Harry and his mates attempting a dangerous and unprecedented dive in a remote (and very deep!) NZ cave - it's out next year and we can't wait! — Now, if you DON'T want to take a risk with your next hire car (and who would), make sure you use our friends at HERTZ. And because friends help friends out, HERTZ are offering our savvy listeners 25% off the base rate at hertz.com.au/hodd. Ts&Cs and exclusions apply.  See website for details. Big thanks to HERTZ for the ongoing support of the podcast and helping us bring these great chats and discussions to you.See omnystudio.com/listener for privacy information.