Podcasts about real risk

Adobe Firefly's AI-generated sound effects,  how artificial audio tools might change the way we tell stories, and the widespread implications are debated by Chuck Joiner, David Ginsburg, Brian Flanigan-Arthurs, Web Bixby, Mary Jencius, and Eric Bolden. The conversation shifts to a more philosophical debate about authenticity—should media reflect real experiences or be enhanced for impact? Next, attention turns to the rise in smartphone addiction among young people. The panel examines digital detox summer camps, classroom policies, and the role of parents and educators in teaching responsible device use. They also reflect on the post-pandemic social challenges and how attention spans have shifted in a screen-saturated world. Wrapping up, the group addresses the recent Microsoft SharePoint hack, offering both a security expert's and end-user's take on its seriousness and implications for businesses and Mac users alike. This edition of MacVoices is brought to you by our Patreon supporters. Get access to the MacVoices Slack and MacVoices After Dark by joining in at Patreon.com/macvoices. Show Notes: Chapters: [00:00] Introduction: AI Sound Effects and Digital Detox[00:27] Exploring Adobe Firefly's AI Sound Generation[01:30] Authentic Audio vs. Enhanced Reality[03:33] MTV, Lip-Syncing, and Video Expectations[04:08] Vision Pro: Realism vs. Representation[06:30] The Challenge of Smartphone Addiction in Kids[09:36] Strategies for Addressing Device Dependency[11:48] Teaching Responsible Technology Use[13:04] Post-Pandemic Student Behavior and Tech Habits[15:15] Classroom Approaches to Phone Separation[15:51] Parenting, Screens, and Early Device Exposure[17:01] Technology vs. Rules: Teaching vs. Restricting[18:52] Attention Spans and the Decline of Long-Form Media[19:10] Microsoft SharePoint Hack Discussion[21:37] Enterprise Security: Sensationalism vs. Real Risk[23:33] Final Thoughts and Sign-Off Links: Adobe Firefly can now generate sound effects from your audio cueshttps://www.engadget.com/ai/adobe-firefly-can-now-generate-sound-effects-from-your-audio-cues-130008172.html This ‘Digital Detox' Summer Camp May be Able to Cure Your Kid's Smartphone Addictionhttps://www.mactrast.com/2025/07/this-digital-detox-summer-camp-may-be-able-to-cure-your-kids-smartphone-addiction/ How One Principal Got Kids to Pay Attention in Classhttps://www.edweek.org/technology/how-one-principal-got-kids-to-pay-attention-in-class/2025/07 Microsoft SharePoint hacks a major problem for corporate networkshttps://appleinsider.com/articles/25/07/21/microsoft-sharepoint-hacks-a-major-problem-for-corporate-networks-not-mac-hardware Guests: Web Bixby has been in the insurance business for 40 years and has been an Apple user for longer than that.You can catch up with him on Facebook, Twitter, and LinkedIn, but prefers Bluesky. Eric Bolden is into macOS, plants, sci-fi, food, and is a rural internet supporter. You can connect with him on Twitter, by email at embolden@mac.com, on Mastodon at @eabolden@techhub.social, on his blog, Trending At Work, and as co-host on The Vision ProFiles podcast. Brian Flanigan-Arthurs is an educator with a passion for providing results-driven, innovative learning strategies for all students, but particularly those who are at-risk. He is also a tech enthusiast who has a particular affinity for Apple since he first used the Apple IIGS as a student. You can contact Brian on twitter as @brian8944. He also recently opened a Mastodon account at @brian8944@mastodon.cloud. David Ginsburg is the host of the weekly podcast In Touch With iOS where he discusses all things iOS, iPhone, iPad, Apple TV, Apple Watch, and related technologies. He is an IT professional supporting Mac, iOS and Windows users. Visit his YouTube channel at https://youtube.com/daveg65 and find and follow him on Twitter @daveg65 and on Mastodon at @daveg65@mastodon.cloud. Dr. Marty Jencius has been an Associate Professor of Counseling at Kent State University since 2000. He has over 120 publications in books, chapters, journal articles, and others, along with 200 podcasts related to counseling, counselor education, and faculty life. His technology interest led him to develop the counseling profession ‘firsts,' including listservs, a web-based peer-reviewed journal, The Journal of Technology in Counseling, teaching and conferencing in virtual worlds as the founder of Counselor Education in Second Life, and podcast founder/producer of CounselorAudioSource.net and ThePodTalk.net. Currently, he produces a podcast about counseling and life questions, the Circular Firing Squad, and digital video interviews with legacies capturing the history of the counseling field. This is also co-host of The Vision ProFiles podcast. Generally, Marty is chasing the newest tech trends, which explains his interest in A.I. for teaching, research, and productivity. Marty is an active presenter and past president of the NorthEast Ohio Apple Corp (NEOAC).  Support:      Become a MacVoices Patron on Patreon     http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect:      Web:     http://macvoices.com      Twitter:     http://www.twitter.com/chuckjoiner     http://www.twitter.com/macvoices      Mastodon:     https://mastodon.cloud/@chuckjoiner      Facebook:     http://www.facebook.com/chuck.joiner      MacVoices Page on Facebook:     http://www.facebook.com/macvoices/      MacVoices Group on Facebook:     http://www.facebook.com/groups/macvoice      LinkedIn:     https://www.linkedin.com/in/chuckjoiner/      Instagram:     https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes     Video in iTunes      Subscribe manually via iTunes or any podcatcher:      Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss

Adobe Firefly's AI-generated sound effects, how artificial audio tools might change the way we tell stories, and the widespread implications are debated by Chuck Joiner, David Ginsburg, Brian Flanigan-Arthurs, Web Bixby, Mary Jencius, and Eric Bolden. The conversation shifts to a more philosophical debate about authenticity—should media reflect real experiences or be enhanced for impact? Next, attention turns to the rise in smartphone addiction among young people. The panel examines digital detox summer camps, classroom policies, and the role of parents and educators in teaching responsible device use. They also reflect on the post-pandemic social challenges and how attention spans have shifted in a screen-saturated world. Wrapping up, the group addresses the recent Microsoft SharePoint hack, offering both a security expert's and end-user's take on its seriousness and implications for businesses and Mac users alike. This edition of MacVoices is brought to you by our Patreon supporters. Get access to the MacVoices Slack and MacVoices After Dark by joining in at Patreon.com/macvoices. Show Notes: Chapters: [00:00] Introduction: AI Sound Effects and Digital Detox [00:27] Exploring Adobe Firefly's AI Sound Generation [01:30] Authentic Audio vs. Enhanced Reality [03:33] MTV, Lip-Syncing, and Video Expectations [04:08] Vision Pro: Realism vs. Representation [06:30] The Challenge of Smartphone Addiction in Kids [09:36] Strategies for Addressing Device Dependency [11:48] Teaching Responsible Technology Use [13:04] Post-Pandemic Student Behavior and Tech Habits [15:15] Classroom Approaches to Phone Separation [15:51] Parenting, Screens, and Early Device Exposure [17:01] Technology vs. Rules: Teaching vs. Restricting [18:52] Attention Spans and the Decline of Long-Form Media [19:10] Microsoft SharePoint Hack Discussion [21:37] Enterprise Security: Sensationalism vs. Real Risk [23:33] Final Thoughts and Sign-Off Links: Adobe Firefly can now generate sound effects from your audio cues https://www.engadget.com/ai/adobe-firefly-can-now-generate-sound-effects-from-your-audio-cues-130008172.html This ‘Digital Detox' Summer Camp May be Able to Cure Your Kid's Smartphone Addiction https://www.mactrast.com/2025/07/this-digital-detox-summer-camp-may-be-able-to-cure-your-kids-smartphone-addiction/ How One Principal Got Kids to Pay Attention in Class https://www.edweek.org/technology/how-one-principal-got-kids-to-pay-attention-in-class/2025/07 Microsoft SharePoint hacks a major problem for corporate networks https://appleinsider.com/articles/25/07/21/microsoft-sharepoint-hacks-a-major-problem-for-corporate-networks-not-mac-hardware Guests: Web Bixby has been in the insurance business for 40 years and has been an Apple user for longer than that.You can catch up with him on Facebook, Twitter, and LinkedIn, but prefers Bluesky. Eric Bolden is into macOS, plants, sci-fi, food, and is a rural internet supporter. You can connect with him on Twitter, by email at embolden@mac.com, on Mastodon at @eabolden@techhub.social, on his blog, Trending At Work, and as co-host on The Vision ProFiles podcast. Brian Flanigan-Arthurs is an educator with a passion for providing results-driven, innovative learning strategies for all students, but particularly those who are at-risk. He is also a tech enthusiast who has a particular affinity for Apple since he first used the Apple IIGS as a student. You can contact Brian on twitter as @brian8944. He also recently opened a Mastodon account at @brian8944@mastodon.cloud. David Ginsburg is the host of the weekly podcast In Touch With iOS where he discusses all things iOS, iPhone, iPad, Apple TV, Apple Watch, and related technologies. He is an IT professional supporting Mac, iOS and Windows users. Visit his YouTube channel at https://youtube.com/daveg65 and find and follow him on Twitter @daveg65 and on Mastodon at @daveg65@mastodon.cloud. Dr. Marty Jencius has been an Associate Professor of Counseling at Kent State University since 2000. He has over 120 publications in books, chapters, journal articles, and others, along with 200 podcasts related to counseling, counselor education, and faculty life. His technology interest led him to develop the counseling profession ‘firsts,' including listservs, a web-based peer-reviewed journal, The Journal of Technology in Counseling, teaching and conferencing in virtual worlds as the founder of Counselor Education in Second Life, and podcast founder/producer of CounselorAudioSource.net and ThePodTalk.net. Currently, he produces a podcast about counseling and life questions, the Circular Firing Squad, and digital video interviews with legacies capturing the history of the counseling field. This is also co-host of The Vision ProFiles podcast. Generally, Marty is chasing the newest tech trends, which explains his interest in A.I. for teaching, research, and productivity. Marty is an active presenter and past president of the NorthEast Ohio Apple Corp (NEOAC).  Support:      Become a MacVoices Patron on Patreon      http://patreon.com/macvoices      Enjoy this episode? Make a one-time donation with PayPal Connect:      Web:      http://macvoices.com      Twitter:      http://www.twitter.com/chuckjoiner      http://www.twitter.com/macvoices      Mastodon:      https://mastodon.cloud/@chuckjoiner      Facebook:      http://www.facebook.com/chuck.joiner      MacVoices Page on Facebook:      http://www.facebook.com/macvoices/      MacVoices Group on Facebook:      http://www.facebook.com/groups/macvoice      LinkedIn:      https://www.linkedin.com/in/chuckjoiner/      Instagram:      https://www.instagram.com/chuckjoiner/ Subscribe:      Audio in iTunes      Video in iTunes      Subscribe manually via iTunes or any podcatcher:      Audio: http://www.macvoices.com/rss/macvoicesrss      Video: http://www.macvoices.com/rss/macvoicesvideorss

How can investors separate the signal from the noise? What's the key to achieving financial freedom? And what's the real risk investors face?Motley Fool analyst Buck Hartzell and contributor Rich Lumelleau talk with financial theorist and neurologist Bill Bernstein, author of numerous books, including The Four Pillars of Investing. The conversation covers a variety of investing topics: Advice for New Investors Misconceptions about Risk Mindset and Volatility Current Market Host: Rich Lumelleau, Buck HartzellProducer: Mac GreerEngineer: Adam LandfairDisclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. Learn more about your ad choices. Visit ⁠megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to Money 911, where we break through the noise, rise above the fear, and anchor your finances in peace, purpose, and power. If you've ever dipped your toes—or dove headfirst—into the world of crypto, today's episode is your lifeline. We're joined by Janna Scott, the visionary founder of DeFi Tax, a company that's rewriting the rules of crypto tax compliance with wisdom, truth, and soul. Janna didn't just study the system—she helped build it. And now she's helping us navigate the storm with grace. This episode isn't just about taxes—it's about sovereignty. It's about reclaiming your financial future before someone else writes your story. Whether you're a CEO, investor, or simply crypto-curious, this is your wake-up call... and your invitation to rise. Learn more about your ad choices. Visit megaphone.fm/adchoices

What's holding your family business back — being wrong, or being too slow to change?In this energising conversation, Ben Law sits down with Dr. Mark Ferguson — sheep genetics expert, CEO of Next Gen Agri, and host of The Head Shepherd Podcast — to explore why the greatest risk in ag today isn't failure... it's inertia.From the paddock to the boardroom, this episode cuts through the fluff and tackles the hard truth: the families that thrive are the ones who fail fast, think curiously, and adapt quicker than the rest. It's not about having all the answers — it's about asking better questions, challenging old assumptions, and staying ahead of the curve.You'll learn:Why “slow to act” is deadlier than “wrong to act”How a curious mindset can compound your resultsThe role of confirmation bias and how it traps even good operatorsWhy your next generation may be your best untapped assetThe power of asking dumb questions and staying open — no matter your age or experienceWhether you're managing millions in livestock or just starting to hand over the reins to the next generation, this episode is a wake-up call to stop waiting — and start evolving.Hit play. Then share it with someone who needs a nudge to think bigger, act sooner, and lead smarter. "Succession wasn't ideal for you — and deep down, you don't want to go through the same thing with your kids"-----------------------Ben spent over 20 years working with successful business owners and farming families which allowed him to unearth the timeless principles on how to successfully grow, protect and maintain wealth.If you want to learn the principles of how to grow your family's wealth throughout the generations, then you might consider joining The AgriCoach Podcast each fortnight for more Wealth & Wisdom.Disclaimer: The information contained in this podcast is general in nature and for education purposes only. It is not financial advice. It is not legal advice. No one should act on the information without appropriate specific advice for your particular circumstances. Ben Law is a former financial advisor but is no longer licensed and cannot and will not give you specific or personal advice in this podcast. The Financial Bloke Group Pty Ltd accepts no responsibility for any loss or damage occasioned by any person acting or refraining from action as a result of reliance on the information in this podcast.https://thefinancialbloke.com.au/

Steven Bell has seen the macro machine from every angle - Treasury insider, hedge fund manager, and chief economist. In this wide-ranging conversation with Alan Dunne, he traces the quiet erosion of economic orthodoxy and why AI, not tariffs, may prove the more destabilizing force. Bell explains how Fed independence is fraying, why wage dynamics matter more than headline inflation, and what investors miss when they over-index on models. With stories from trading floors and policy rooms alike, this episode captures a rare perspective: someone who's watched markets evolve, not just from charts, but from inside the decisions that moved them.-----50 YEARS OF TREND FOLLOWING BOOK AND BEHIND-THE-SCENES VIDEO FOR ACCREDITED INVESTORS - CLICK HERE-----Follow Niels on Twitter, LinkedIn, YouTube or via the TTU website.IT's TRUE ? – most CIO's read 50+ books each year – get your FREE copy of the Ultimate Guide to the Best Investment Books ever written here.And you can get a free copy of my latest book “Ten Reasons to Add Trend Following to Your Portfolio” here.Learn more about the Trend Barometer here.Send your questions to info@toptradersunplugged.comAnd please share this episode with a like-minded friend and leave an honest Rating & Review on iTunes or Spotify so more people can discover the podcast.Follow Alan on Twitter.Follow Steven on LinkedIn.Episode TimeStamps: 02:20 - Introduction to Steven Bell05:37 - Has the challenge of forecasting economics changed?10:27 - Was it easier to be a money manager back in the days?13:11 - Is emotion and hysteria taking over markets?16:48 - Tariffs disappearing? Forget it21:41 - The economic impact of the recent CPI data24:38 - How tariffs will impact workers and productivity28:54 - Bell's outlook for inflation32:15 - Do deficits even matter?36:51 - How messy will the Fed's handling of inflation be?44:16 - Who is a likely replacement for Powell?45:11 -

In this episode, Mary sits down with futurist and bestselling author Mike Walsh to explore what happens when a tradition-bound industry like law collides with generative AI. Walsh, CEO of Tomorrow and author of The Algorithmic Leader, has advised the world's biggest companies on digital transformation—and he believes legal is facing a moment of radical reinvention. Together, they pull no punches on what the next decade will bring, why legal might be the most vulnerable industry of all, and how leaders can stop dabbling in AI and start building the future. In this episode: The Law of (AI) Acceleration: Why COVID-19 was just the warm-up, and how AI is catalyzing changes that would've taken another decade to materialize. The End of the Billable Hour? Walsh and Mary go deep on how AI threatens professional services' most sacred cow—and what firms must do to stay profitable. The Risk of Inaction: Playing it safe is no longer the safe move. Legal leaders who cling to the past may be making the riskiest bet of all. The Fifth Industrial Revolution: AI isn't just another tech tool—it's the next electricity. What that means for organizations, talent, and operating models. Smart, Lazy People Wanted: Why the most valuable hires today are the ones who automate themselves out of a job. Legal as a Living System: A bold new vision for in-house teams—dynamic, embedded, and redefining how companies manage risk in real-time. If you're wondering what it really means to future-proof a legal org—or whether that concept is a myth to begin with—this episode will give you a front-row seat to the disruption already underway. Follow Mary on LinkedIn Rate and review on Apple Podcasts

Send us a textAbout This EpisodeWhat if the crazy idea is actually the smartest move you could make? Andy Pearson, VP of Creative at Liquid Death, has built a career by leaning into the absurd and flipping conventional logic on its head. From selling $500 cookies to fund a trip that launched his career to redefining creative strategy at one of the fastest-growing beverage brands, Andy sees boldness as spotting opportunity where others see nonsense. In this episode, he shares how his unique approach unlocks unforgettable, viral campaigns and why the riskiest move is playing it safe. We also explore how his philosophy shows up in life beyond work, including his ultramarathon mindset and belief that success comes from taking the first step, not having it all figured out. If you're ready to rethink boldness, risk, and creativity, this is the episode for you. About Andy Pearson Andy Pearson is the VP of Creative at Liquid Death, one of the fastest-growing non-alc beverage brands.  Liquid Death uses comedy and entertainment to make health and sustainability 50 times more fun. It takes low-calorie beverages and packages them into infinitely recyclable cans that compete with the fun marketing of unhealthy brands across energy drinks, beer, and junk food. Its product lines include mountain water, soda-flavored sparkling water, iced tea, and more. A portion of Liquid Death's proceeds goes to nonprofits who are helping fight plastic pollution and further our #deathtoplastic sustainability mission. As part of Liquid Death's evil mission to make the world healthier and more sustainable, Andy helps oversee all creative output from the brand, from its viral video content to social content to merch to experiential events to CRM and more. Prior to his current attempt at global domination, Andy spent 12+ years as an award-winning creative at agencies like CP+B, Deutsch LA, and Humanaut. Additional ResourcesWeb: ievenwrotethissickurl.comInstagram: @ievenshotthisLinkedIn: @AndyPearsonSupport the show-------- Stay Connected www.leighburgess.com Watch the episodes on YouTube Follow Leigh on Instagram: @theleighaburgess Follow Leigh on LinkedIn: @LeighBurgess Sign up for Leigh's bold newsletter

TED Radio Hour: The State of FashionTED Radio Hour: Supermodel Cameron Russell says she helped a 'grotesque industry' look beautifulI listened to Cameron Russell on NPR's TED Radio Hour talking about her memoir — how she was scouted as a teenager, how she tolerated “grotesque” things: the S&M vibe, the creepy photographers, the being called “jailbait” at 16. She calls it what it is — an industry built to sell the male gaze, profit off young women's bodies, and spit them out later.My first reaction? Rage. The same feeling I've had since I dated a woman with Elite Petite in NYC. She was tough, beautiful, wild — we'd be out with a motorcycle club, or she'd head to 12-step conferences alone, so brave it terrified me. I felt brother, boyfriend, father all rolled into one. Because when things go bad for me, maybe I get a black eye. When things go bad for a woman, she might end up dead in the dirt.So my gut says: Shut it down. Replace every real girl with a perfect AI avatar. They never starve, never get trafficked, never sue. Insurance companies would love it. The brands too. Problem solved.But it's not.It's easy to focus on the big runway names — Cindy, Naomi, Cameron. But modeling is a whole messy ecosystem. It's showroom girls in Atlanta, local department store ads, cruise ship performers, Instagram micro-influencers, ring girls, OnlyFans, beauty pageants. There are actor-models, model-actors, TikTok stars selling bikinis from their bedrooms. You can't “fix” that by swapping out the top layer with digital dolls. The hunger for beauty and attention just leaks sideways.Plus, we keep forgetting the real tension: agency. These girls are brave as hell. They choose it — and they often know the cost. The world claps for 14-year-old gymnasts starving to make weight, chess prodigies living alone at 15. But a teen model? Suddenly we treat her like a helpless baby lamb.Look at Sydney Sweeney. She's one of the most objectified actresses alive — big boobs, big gaze, big deal. But she wasn't groomed and clueless. She made a PowerPoint for her parents when she was a teen, explaining exactly how she'd become famous. Plan A, B, C. That's a grown-ass woman in the making. Brave enough to out-hustle the wolves.That's what I come back to every time: She's not my daughter, and even if she was, she's not my property. If a young woman's smart enough, savvy enough, and wants it badly enough, who am I to bubble-wrap her? The real fix isn't deleting the humans — it's guardrails, real consequences for predators, and respect for the ones who walk in eyes wide open.AI won't save girls from bad choices. It'll just kill their shot at agency and earnings. Meanwhile, the same men cash the same checks.I believe Cameron's story. The industry is cruel. But the solution isn't to erase risk — it's to trust the brave and fix the system. Because when you swap real humans for perfect avatars, you don't just protect the vulnerable. You erase the ones who'd risk it anyway — and sometimes win.At the end of the day, that's the messy, grown-ass truth. And I'd rather stand next to a brave woman with scars than a flawless doll that can't say no — or yes.

Andy Grotto (founder and director of the Program on Geopolitics, Technology and Governance at Stanford University) puts it plainly: there's a 5% chance that within the next 10 years, AI could rule over humans. That number might sound small, but it's enough to take seriously.He joins host Lieuwe Jan Koning and guest Davis Hake (Senior Director for Cybersecurity at Venable) as they dive into the technology, governance, and risks behind autonomous AI. From system trustworthiness to liability, and market incentives to regulation, they break down what's already happening and what needs to happen next.They also discuss how humans will struggle to validate AI outcomes in areas where AI excels, why thoughtful deployment is key, and what it means to be “quick, but not in a hurry.” Key topics:✅ How to adopt your security and governance to the use of AI

If your business stops the second you do, you don't have a business. You have a very expensive job. Wealth and financial freedom aren't about how much you make, they're about how much choice you have. True freedom is the ability to go deep with your clients, or take a step back, without your revenue or team falling apart in your absence. And as we roll into summer, I know stepping away might sound like a luxury you can't afford. In this episode, I share the tactical ways you can create time freedom in your calendar this summer to take some much-deserved time off… without your business falling apart.

The government body that collates data about flooding is the Australian Rainfall and Runoff and recently they updated their guides to account for climate change. The organisation finds what was previously thought of as a worst-case scenario, 20 per cent rain increase annually by the end of the century,  is now a best-case scenario. 

As the CEO of your business, you can wear all of the hats - but that doesn't mean you should. If you're the one holding everything together, you're also the one holding things back. The truth is, bottlenecks are keeping you from scaling your business, whether that bottleneck is you or someone on your team. In this episode, I'm breaking down the 10/80/10 Rule and how to use it to delegate effectively, foster a collaborative team environment, and create a business that doesn't fall apart when you take a step back. Tune in to learn how to delegate smarter and scale sustainably. 

Subscribe to our channel: https://www.youtube.com/@optispanGet Our Newsletter (It's Free): https://www.optispan.life/Dr. Matt Kaeberlein reacts to controversial takes on supplements, MRIs, protein, and rapamycin from Dr. Eric Topol. This video breaks down the evidence behind popular health trends, helping you separate science from hype.0:00 - Setting the Stage: Expert Reaction1:03 - Experts Selling Supplements: Credibility Lost?2:30 - MRIs & CGMs: Lifesaving or Misleading?7:16 - Protein "Overdose": What's the Real Risk?11:11 - Rapamycin: Decoding the Data & Hype21:00 - The Hard Truth About Supplements (Matt's Take)39:36 - Biological Age: Can We Really Measure It?46:37 - CGMs: Powerful Tool or Just Trendy?Production: Nicholas Arapis, https://videocastproductions.comDISCLAIMER: The information provided on the Optispan podcast is intended solely for general educational purposes and is not meant to be, nor should it be construed as, personalized medical advice. No doctor-patient relationship is established by your use of this channel. The information and materials presented are for informational purposes only and are not a substitute for professional medical advice, diagnosis, or treatment. We strongly advise that you consult with a licensed healthcare professional for all matters concerning your health, especially before undertaking any changes based on content provided by this channel. The hosts and guests on this channel are not liable for any direct, indirect, or other damages or adverse effects that may arise from the application of the information discussed. Medical knowledge is constantly evolving; therefore, the information provided should be verified against current medical standards and practices.More places to find us:Twitter: https://twitter.com/optispanpodcastTwitter: https://twitter.com/optispanTwitter: https://twitter.com/mkaeberleinLinkedin: https://www.linkedin.com/company/optispanInstagram: https://www.instagram.com/optispanpodcast/TikTok: https://www.tiktok.com/@optispanhttps://www.optispan.life/Hi, I'm Matt Kaeberlein. I spent the first few decades of my career doing scientific research into the biology of aging, trying to understand the finer details of how humans age in order to facilitate translational interventions that promote healthspan and improve quality of life. Now I want to take some of that knowledge out of the lab and into the hands of people who can really use it.On this podcast I talk about all things aging and healthspan, from supplements and nutrition to the latest discoveries in longevity research. My goal is to lift the veil on the geroscience and longevity world and help you apply what we know to your own personal health trajectory. I care about quality science and will always be honest about what I don't know. I hope you'll find these episodes helpful!

► If you enjoyed the episode, please leave us a good review!► More from PIF: https://linktr.ee/practicalislamicfinanceEVERYTHING IS FINE!In this episode, we will cover:IntroTrump vs Elon: Fallout BeginsWhy Musk Is AngryElon Warns of RecessionEpstein Allegations and Political EscalationWhat This Means for TeslaFundamentals Remain StrongStaying Focused as InvestorsCommunity Fundraiser UpdateMarket Overreaction or Real Risk?Final Thoughts and Q&ACONTACT USsalam@practicalislamicfinance.comABOUT OUR PODCASTOur podcast is about helping people ethically build wealth. We cover a broad range of topics, including stock and crypto investing, product reviews, and general financial well-being.DISCLAIMERAnything you hear in this video is an opinion. It is not personalized financial advice. Make sure you do your due diligence before making any investment decisions.

I love the movies series The Terminator. At the time of its release it was wildly implausible but with technology today, it seems much likely to become reality. Predicting the future is very difficult and fraught with many twists and turns that make it virtually impossible. Much has made about AI and what it holds for our future. I think I can say with great confidence, that AI will be a huge driver of our productivity and standard of living in the future, but there are potential risks that AI develops in a way that it carries out its own goals irrespective of what the human race desire. This is potentially a very dangerous blind spot that we have and will need address sooner rather than later.The People's Voice Report on AI Circumventing Human Instructionhttps://x.com/VigilantFox/status/1927535187753377959Tucker Carlson Interview of Elon Musk on AIhttps://www.youtube.com/watch?v=a2ZBEC16yH4

In this game-changing episode of the SEOLeverage Podcast, Gert Mellak is joined once again by SEO pioneer Dixon Jones (founder of Majestic, InLinks, and now Wake – What AI Knows About You). Together, they explore how search engine optimization has evolved beyond rankings and backlinks — into a world where LLMs (Large Language Models) like ChatGPT and Gemini are shaping brand perception, traffic flow, and user journeys in real time. You'll discover: Why mentions without links now influence AI more than traditional SEO signals How your brand could be misrepresented — or even misunderstood — by AI tools What it really means to “optimize” in an era of zero-click search and AI-driven overviews How Wake helps uncover the semantic gaps between your site and your market The importance of building topical authority outside your website Whether you're a seasoned SEO, a digital marketer, or a business owner trying to stay ahead of the curve, this episode will give you a new perspective on visibility, trust, and search in the age of AI.   Podcast Highlights: 13:45 – 15:20 SEO Has Changed—And It's Not About Clicks Anymore Dixon explains how the core of SEO is shifting from driving website clicks to influencing what AI systems understand about your brand. This moment introduces the powerful idea: "SEO is now about what AI knows about you." 6:35 – 8:30 - How Microsoft Lost Control of Its Brand Narrative Dixon shares a real-world case where Microsoft.com blocks Gemini from crawling its site—leading AI to form opinions based only on third-party content. A striking lesson in why brand visibility in AI matters more than ever. 2:59 – 4:20 - The Real Risk of Ambiguity in AI: The Hennessey Example Dixon explains how an SEO agency's brand name, spelled similarly to a well-known Cognac, led LLMs to misclassify it — showing how context and clarity are vital for AI interpretation. 10:15 – 11:25 - The Rise of AI-Only Purchase Journeys Dixon recounts spending £2,000 on a high-performance PC without ever clicking a website—researching, validating, and buying entirely through LLMs. A powerful real-life example of zero-click search in action. 24:00 – 25:40 - Your Website Alone Is No Longer Enough Gert and Dixon discuss how LLMs pull from multiple sources—not just your website—to build brand understanding. The takeaway: to influence AI, you need consistent signals across the web. 35:49 – 37:30 - Fixing AI Misunderstandings Is the New SEO Priority A single mistaken review labeled InLinks as a rank tracker—and LLMs picked it up as fact. Dixon shows how correcting small details in third-party content can instantly clean up your AI reputation.   Links: Official Website

About the Guest: Debra Bradley is a seasoned fractional CFO and innovation strategist who specializes in guiding companies through transformative growth. With a career steeped in finance, risk assessment, and technological adoption, Debra is known for her bold yet calculated approach to change. Whether it's advising on AI implementation or recalibrating how businesses assess risk, she brings a unique perspective shaped by experience, curiosity, and a fearless attitude toward growth and disruption.Episode Summary: In this episode of Growth Ready, host Steve Mellor is joined by Debra Bradley to explore why the greatest risk in business—and life—is often staying exactly where you are. From open water swimming to pioneering financial transformations, Debra shares how embracing discomfort and recalibrating risk leads to resilience, innovation, and long-term success. Together, they unpack the myths of risk, the pitfalls of success, and the critical role of leadership in high-change environments. If you're a leader navigating uncertainty or simply someone looking to grow, this conversation will shift how you think about change and challenge.

The Dollar Standard, Global Liquidity, and the Coming Economic Reckoning In my expansive and highly accessible conversation with renowned economist Richard Duncan, we discuss the logic behind his long-running critique of the international monetary system, a system Richard calls the Dollar Standard where he explains why current U.S. policy moves, the system could come crashing down.   The Origins of the Dollar Standard and America's “Exorbitant Privilege” The Dollar Standard, Duncan explains, evolved out of the collapse of the Bretton Woods system (implemented after WWII) in 1971. Under Bretton Woods, currencies were pegged to the U.S. dollar, and the dollar was pegged to gold. But when other countries accumulated more dollars than the U.S. had gold, President Nixon suspended dollar convertibility, effectively ending the gold standard.   What replaced it was a floating currency regime and the birth of the Dollar Standard. Crucially, the U.S. began running persistent trade deficits, importing goods and sending dollars abroad. These dollars, in turn, were recycled by foreign central banks, especially in trade surplus countries like China and Japan, into U.S. dollar-denominated assets, primarily Treasuries, but also equities and real estate.   This loop, Duncan argues, created America's “exorbitant privilege”: the ability to fund government spending and consumer imports at artificially low interest rates, because foreign buyers are constantly reinvesting in U.S. debt and assets.   The phrase "exorbitant privilege" was first coined by Valéry Giscard d'Estaing, who later became President of France, but at the time was serving as France's Minister of Finance under President Charles de Gaulle in the 1960s.   He used the term to criticize the unique advantages enjoyed by the United States under the Bretton Woods system, particularly the ability to run persistent deficits by issuing debt in its own currency (the U.S. dollar), while foreign nations had to hold and use those dollars to trade and build reserves.   Giscard and de Gaulle saw this as an unfair financial hegemony that allowed the U.S. to “live beyond its means” at the expense of others. The phrase was intended as a critique but, ironically, it's now often used in a neutral or even admiring tone by economists.   How Global Credit Became a Bubble Machine Duncan makes the case that this system, while benefiting the U.S. enormously, has been fundamentally destabilizing for the rest of the world.   As surplus countries absorb dollar inflows, their central banks convert them into local currency, often by printing their own money. That liquidity ends up in domestic banking systems, fueling excessive credit growth, asset bubbles, and financial crises.   It happened in Japan in the late 1980s. It triggered the Asian Financial Crisis in the late 1990s. And it helped fuel China's real estate boom and the global credit bubble that preceded the 2008 collapse.   Notably, Duncan predicted the 2008 financial crisis in his 2003 book, The Dollar Crisis, warning that runaway global imbalances would eventually lead to a systemic shock. He now argues that post-2008 bailouts and quantitative easing (QE) only expanded the bubble rather than fixing the problem.   Trump's Trade Doctrine: Potential to Destabilize the System Fast forward to 2025: Trump is back in office, and his administration is moving quickly to reshape global trade.   Duncan's concern is that the Trump administration's effort to eliminate the U.S. trade deficit by imposing high tariffs and pursuing a strategic devaluation of the dollar, undermines the very structure that has sustained U.S. prosperity and global financial stability for decades. Why? Because every U.S. trade deficit is matched by a capital inflow. It's a balance-of-payments identity: if the U.S. runs a $1.1 trillion current account deficit, there must be a $1.1 trillion capital surplus (i.e., inflows) to finance it.   Take that away and you choke off the supply of global liquidity that props up asset prices worldwide.   The Doom Loop: What Happens If Capital Stops Flowing In Duncan walks through the scenario: If tariffs succeed in shrinking the trade deficit, dollars stop flowing abroad. Without those dollars, foreign central banks have fewer reserves to recycle into U.S. assets. This reduces demand for Treasuries, pushing interest rates up. Rising rates crush real estate, stocks, and credit-dependent sectors. Simultaneously, trade-surplus economies face a liquidity crunch, leading to job losses, bankruptcies, and potential financial crises. The result? A global depression triggered not by market excess this time, but by deliberate government policy.   Duncan notes that the Trump administration has already blinked once in rolling back tariffs on China after markets began to seize. But the damage to global confidence in the dollar's stability and America's reliability as a trading partner may already be done.   CRE-Specific Risks For CRE professionals, Duncan's framework suggests several key risks: Interest Rate Volatility: If capital inflows decline, Treasury demand will fall and rates may rise, increasing financing costs and repricing assets downward. Foreign Capital Flight: A weakening dollar and escalating trade tensions could lead to foreign divestment from U.S. real estate, especially in coastal gateway cities where foreign investors are dominant. Liquidity Shock: Reduced global liquidity may tighten credit markets, making debt financing harder to access for new acquisitions or refis. Wealth Effect Reversal: Falling stock prices and higher rates could curb consumer spending and investor confidence, affecting retail, hospitality, and housing-linked CRE. Is There a Way Out? Despite the dire tone, Duncan offers a constructive alternative. In his more recent book, The Money Revolution, he advocates using the U.S. government's borrowing capacity, enabled by dollar dominance and low rates, to invest aggressively in future-focused industries: AI, biotech, quantum computing, green energy.   In short: inflate productively, not destructively. Use fiat-financed public investment to grow out of the debt bubble, rather than letting it implode through austerity or protectionism. But he acknowledges that political will may be lacking and that, without it, the only other option will be another round of massive QE when the next crisis hits.   Final Thought Duncan's message is clear: we are not playing by gold standard rules anymore. The U.S. economy, and the world's, runs on confidence, liquidity, and the flow of capital. Disrupt that system and we may find ourselves testing whether the Fed and Treasury can reflate the bubble one more time. *** You may not agree with Richard's perspective but, as a real estate investor, understanding differing points of view helps in underwriting investment risk by incorporating possible downsides into exit strategies.   This is a fascinating and accessible discussion. Tune in if you want to understand the real risks underpinning your real estate investment decisions in the coming months.   *** In this series, I cut through the noise to examine how shifting macroeconomic forces and rising geopolitical risk are reshaping real estate investing.   With insights from economists, academics, and seasoned professionals, this show helps investors respond to market uncertainty with clarity, discipline, and a focus on downside protection.    Subscribe to my free newsletter for timely updates, insights, and tools to help you navigate today's volatile real estate landscape. You'll get: Straight talk on what happens when confidence meets correction - no hype, no spin, no fluff. Real implications of macro trends for investors and sponsors with actionable guidance. Insights from real estate professionals who've been through it all before. Visit GowerCrowd.com/subscribe Email: adam@gowercrowd.com Call: 213-761-1000    

Some people are afraid to leave their external backup drive connected. They're trading a small risk for a much, much larger one.

Brandon Eisenlauer, aka  @BiohackingUThe Bodybuilding-friendly HRT Clinic - Get professional medical guidance on peptides AND optimizing your health as a man or bodybuilder:[ Pharma Test, IGF1, Tesamorelin, Glutathione, BPC, Semaglutide, Var troche, etc]https://transcendcompany.com/patient-intake-form/?ls=Nyle+NaygaWatch it: https://www.youtube.com/watch?v=6Ihq4tIzyS8&t=5618sRP Hypertrophy Training App: rpstrength.com/nylePlease share this episode if you liked it. To support the podcast, the best cost-free way is to subscribe and please rate the podcast 5* wherever you find your podcasts. Thanks for watching.To be part of any Q&A, follow trensparentpodcast or nylenayga on instagram and watch for Q&A prompts on the story  https://www.instagram.com/trensparentpodcast/Huge Supplements (Protein, Pre, Defend Cycle Support, Utilize GDA, Vital, Astragalus, Citrus Bergamot): https://www.hugesupplements.com/discount/NYLESupport code 'NYLE' 10% off - proceeds go towards upgrading content productionYoungLA Clothes: https://www.youngla.com/discount/nyleCode ‘NYLE' to support the podcastLet's chat about the Podcast:Instagram: https://www.instagram.com/trensparentpodcast/TikTok: https://www.tiktok.com/@transparentpodcastPersonalized Bodybuilding Program:  https://www.nylenaygafitness.comTimestamps:00:00 – Intro08:28 – Neuro-toxicity of popular PEDs (19-nors, Tren, etc.)11:42 – Brain-basics: Neuro-steroid support16:18 – Dopaminergic Life & Consequences21:32 – Real Risk of Bodybuilding, Rest & The Right Way27:04 – Managing Mental Stress: Meditation & Mindful Break38:30 – Gen Z, Motivation Gaps & “Just Go Live Life”41:17 – Independence & Growth42:46 – Psychedelics & Neuroplasticity43:45 – Hustle Culture vs Balance46:40 – Cultural & Political Extremes48:40 – Finding Balance in Bodybuilding52:19 – Conscientious Growth53:50 – Brain Protection Strategies57:01 – Serotonin & SSRI Benefits58:33 – Cholinergic, Sleep Support & GABA System1:03:30 – SSRIs Stigma & Pharma Bias1:12:45 – Best Cycle Principles1:19:38 – Pharmacology Caveats & Nuance1:25:25 – Finding Reasons Is Hard & Adaptation1:27:52 – Mitochondrial & Estrogenic Peptides1:36:14 – Stimulant Cycling Strategy & Risks1:47:10 – Injectable Amino Blends1:52:17 – Peptide Safety & Cancer1:57:36 – Skin Health & Peptides1:59:46 – The Final Question

In this powerful episode of A Leader Like Me, we speak with Janelle Benjamin—award-winning DEI consultant, founder of All Things Equitable, and LinkedIn Top Voice—about her journey from workplace mistreatment to building an influential consultancy rooted in justice and inclusion. Janelle opens up about life beyond the title: a dedicated single mum, a quiet changemaker, and a passionate learner committed to creating safer, more inclusive workplaces. She shares how her legal background sharpens her strategic lens and why humility, curiosity, and continuous learning are essential for truly inclusive leadership. We explore: What real inclusion looks like beyond policy and posters The emotional cost of exclusion—and the power of turning pain into purpose How her legal training helps her spot risks others miss Practical steps for those who want to lead inclusively, even when DEI is being scaled back The power of connection, community, and shared accountability in driving cultural change Whether you're just starting your inclusion journey or you're deep in the work, Janelle's story will leave you inspired, challenged, and ready to act. Listen now to discover what it takes to build cultures where everyone is truly seen, heard, and valued. ______________ Did you know? you can now order Priya and Advita's new book Building a Culture of Inclusivity Order from https://www.koganpage.com/ Discount Code ALLME20 The book is available in most online stores including Amazon, Barnes & Noble, Waterstones, Indigo etc… and in some physical ones as well.  Don't miss out. Get your copy of the book now and be part of the DEI conversation. Building a Culture of Inclusivity Effective Internal Communication For Diversity, Equity and Inclusion  Want to evaluate where your business stands when it comes to the EI? Visit our website to learn more: https://aleaderlikeme.com/ Have any questions? Would you like to book Priya and or Advita for a speaking event? Don't hesitate to reach out to us at info@aleaderlikeme.com For our latest updates, continue to follow our LinkedIn, Twitter, and Instagram @aleaderlikeme. If you read our book and would like to give us your honest review, feel free to post on social media. Don't forget to use the #ALLME and tag us. Thank you for your continued support as we drive global DEI/EDI conversations forward. If you want to transform your culture and build better inclusion then get in touch and let's see how we can work together: info@aleaderlikeme.com.  If you're curious about inclusive cultures and want to understand what needs to happen in your organisation to cultivate belonging so you and your colleagues can thrive, you can purchase our book: https://aleaderlikeme.com/book/ 

Nations have different types of power. One is economic. Another is influence or soft power that comes from goodwill. We attract the best and brightest from around the world to go to our schools. We draw in capital because our markets are the best and most liquid. But as Chairman Powell said today in Chicago, the impact of the current economic policy could put all that at risk. On this week's episode, Tom and Dylan discuss the continued fallout from tariffs and retribution.

DXY fell to its lowest value in more than two years. That means the dollar is crashing, right? Everyone says so, but when it comes to the dollar or anything related to the monetary system what everyone says is rarely ever so. The dollar IS going nuts, at least that part's right.Eurodollar University's Money & Macro AnalysisReuters US dollar stranglehold on global FX sets stage for euro parity: Reuters pollhttps://www.reuters.com/markets/currencies/us-dollar-stranglehold-global-fx-sets-stage-euro-parity-2025-01-08/Reuters Next up for markets: A crisis of confidence in the dollarhttps://www.reuters.com/markets/wealth/next-up-markets-crisis-confidence-dollar-2025-04-04/https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

Are Trump's dramatic tariffs simply a negotiation tactic rather than an intentional trade war? Marko Papic, Chief Strategist at BCA Research, joins Maggie Lake for a critical conversation explaining why markets have misunderstood Trump's tariff policy from the beginning and what deeper macroeconomic risks investors should actually be focused on. Key Topics: How Trump has used extreme tariff threats as leverage, and why markets repeatedly fall for it What the rise of a multipolar world means for global markets and U.S. economic power The hidden but urgent risk investors are overlooking: a recession where bond yields stay high, undermining traditional market safety nets Why U.S. market outperformance is coming to an end as fiscal stimulus runs dry, exposing vulnerabilities investors aren't ready for Marko's bold call: why the U.S. dollar is at risk of a 30% decline, and how investors should reposition globally If today's chaotic headlines have you concerned about markets, geopolitics, or the next big risk for your investments, this conversation is essential viewing. Chapters: 0:48 - Trump's Tariff Bombshell: Bluff or Battle Plan? 9:14 - Who Really Has the Upper Hand in a Trade War? 18:24 - Inside Trump's Mind: What's the Endgame on Tariffs? 24:32 - The True Meaning of a Multipolar World 30:11 - Investors Beware: Navigating a New Multipolar World 34:28 - Economic Shock Therapy: Trump's Dangerous Gamble 35:56 - Can the U.S. Treasury Market Survive Trump's Policies? 40:16 - Fiscal Time Bomb: When Will Markets Revolt? 49:16 - Hunting for Value: Is It Time to Bet on Emerging Markets? 52:24 - Danger Ahead: The Biggest Risk No One Sees Coming Investment Concerns? Get a free portfolio review with Wealthion's endorsed financial advisors at https://bit.ly/4ide1pl Hard Assets Alliance - The Best Way to Invest in Gold and Silver: https://www.hardassetsalliance.com/?aff=WTH Subscribe to Marko and Jacob Shapiro's podcast, Geopolitical Cousins, here: https://podcasts.apple.com/za/podcast/geopolitical-cousins/id1802258017 Connect with us online: Website: https://www.wealthion.com X: https://www.x.com/wealthion Instagram: https://www.instagram.com/wealthionofficial/ LinkedIn: https://www.linkedin.com/company/wealthion/ #Wealthion #Wealth #Finance #Investing #Trump #Tariffs #Geopolitics #GlobalEconomy #Macro #Markets #Dollar #Recession #InterestRates #BondMarket #MarkoPapic ________________________________________________________________________ IMPORTANT NOTE: The information, opinions, and insights expressed by our guests do not necessarily reflect the views of Wealthion. They are intended to provide a diverse perspective on the economy, investing, and other relevant topics to enrich your understanding of these complex fields. While we value and appreciate the insights shared by our esteemed guests, they are to be viewed as personal opinions and not as investment advice or recommendations from Wealthion. These opinions should not replace your own due diligence or the advice of a professional financial advisor. We strongly encourage all of our audience members to seek out the guidance of a financial advisor who can provide advice based on your individual circumstances and financial goals. Wealthion has a distinguished network of advisors who are available to guide you on your financial journey. However, should you choose to seek guidance elsewhere, we respect and support your decision to do so. The world of finance and investment is intricate and diverse. It's our mission at Wealthion to provide you with a variety of insights and perspectives to help you navigate it more effectively. We thank you for your understanding and your trust. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Modern Hairstylist Podcast, host Hunter Donia and guest Jodie Brown unpack a hot topic in the beauty industry: Are your salon policies actually hurting your client experience? If you've ever struggled with enforcing cancellation fees, setting boundaries around no-shows, or wondering whether your policies are driving clients away—this conversation is for you.Hunter dives into the delicate balance between protecting your time as a business owner and providing a client experience that builds trust and long-term loyalty. You'll hear real talk about how boundaries and policies can either elevate or damage your reputation—and what modern, sustainable solutions actually work for independent hairstylists in 2025.Key Takeaways:

Is Wall Street ignoring the true risk in markets? Michael Gayed joins Maggie Lake to explain why investors are watching the wrong risk signals by focusing on Trump's tariffs and why small caps, Japan, and junk debt may hold the real clues to what happens next. In this in-depth conversation, Michael breaks down: Why small caps are halfway through a lost decade How Japan's monetary policy and the reverse carry trade could trigger a global credit event The dangerous disconnect between small caps and junk debt spreads Why passive flows into mega-cap stocks are masking real economic weakness How a bullish or bearish tail event could resolve these market distortions And why gold may not behave like a safe haven in the next crisis Chapters: 0:32 - Tariff Tensions: Growth Under Pressure? 4:23 - Zombie Small Caps: Crisis or Transformation? 6:57 - Mega Tech Mirage: The Illusion of Market Health 9:25 - Reverse Carry Unveiled: Japan's Financial Tipping Point 14:35 - Trump's Dollar Dilemma: The Weaker Wish 16:02 - Unwinding Uncertainty: What Could Spark A Japan Panic? 20:59 - Gold Sell-Off: Unveiling the Warning 24:05 - Economic Signals: Growth or Gloom in the US? 27:25 - Deregulation Dilemma: Positioning for Change 29:47 - Oil Outlook: Balancing Supply, Demand, and Risk 30:56 - Equity Rotation: Shifting from Mega Caps 33:11 - Small Cap Timing: Seizing the Opportunity 35:26 - Global Pivot: Betting on International Markets 36:20 - Conviction Check: What Would Change the Game? We want to hear from you! What would you like to see on Wealthion? Please take our poll here: https://www.youtube.com/post/UgkxtJvEEM4j_eRy7iT---EJ_mbkp1En1P0O Investment Concerns? Get a free portfolio review with Wealthion's endorsed financial advisors at https://bit.ly/4lckV0E Hard Assets Alliance - The Best Way to Invest in Gold and Silver: https://www.hardassetsalliance.com/?aff=WTH Connect with us online: Website: https://www.wealthion.com X: https://www.x.com/wealthion Instagram: https://www.instagram.com/wealthionofficial/ LinkedIn: https://www.linkedin.com/company/wealthion/ #Wealthion #Wealth #Finance #Investing #MichaelGayed #Markets #SmallCaps #Japan #TailRisk #CreditCrisis #Gold #Bonds #EconomicOutlook #StockMarket #MarketCrash #Recession #PassiveInvesting #Macro #Tariffs  ________________________________________________________________________ IMPORTANT NOTE: The information, opinions, and insights expressed by our guests do not necessarily reflect the views of Wealthion. They are intended to provide a diverse perspective on the economy, investing, and other relevant topics to enrich your understanding of these complex fields. While we value and appreciate the insights shared by our esteemed guests, they are to be viewed as personal opinions and not as investment advice or recommendations from Wealthion. These opinions should not replace your own due diligence or the advice of a professional financial advisor. We strongly encourage all of our audience members to seek out the guidance of a financial advisor who can provide advice based on your individual circumstances and financial goals. Wealthion has a distinguished network of advisors who are available to guide you on your financial journey. However, should you choose to seek guidance elsewhere, we respect and support your decision to do so. The world of finance and investment is intricate and diverse. It's our mission at Wealthion to provide you with a variety of insights and perspectives to help you navigate it more effectively. We thank you for your understanding and your trust. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Transform Your Workplace, Emmy-winning sports broadcaster Anne Marie Anderson challenges us to rethink audacity — not as arrogance, but as the courage to take bold risks. She shares how a life-changing moment early in her career pushed her to stop waiting and start saying “yes” to adventure, opportunity, and growth. In this eye-opening discussion, Anderson proves that real success comes from action, not hesitation. Are you fostering a culture where bold ideas thrive, or are you letting fear and doubt hold your team back? Tune in to learn how to lead with audacity.   TAKEAWAYS Audacity is about taking bold risks, not arrogance, and it can be developed over time. Waiting for the “perfect” time can be riskier than taking the leap, as opportunities can disappear in an instant. Saying “yes” to challenges and taking risks is essential for growth. Fear of failure, rejection, and judgment never truly disappear, but success comes from learning to navigate them. Understanding the difference between urgent and important tasks helps prioritize long-term goals over short-term distractions. Success is rarely a solo journey — having a strong support system of mentors and challengers fosters bold decision-making. Growth requires change, and staying the same only ensures stagnation and missed opportunities.   A QUICK GLIMPSE INTO OUR PODCAST 

Each year South Africa records an average of close to 1 thousand 500 fatal drownings with children under 5 in the highest risk group. These incidents occur in various settings, from swimming pools to rivers and coastal areas. KwaZulu-Natal province is reportedly the epicentre of drowning cases, owing to its warm climate, abundant water bodies, and high population density. With the festive season now in full swing many people are enjoying their holidays on or near water bodies increasing the risks of drowning. To get advice on how water bodies should not spoil the festive cheer, Bongiwe Zwane spoke to Andrew Ingram, Drowning Prevention Manager at the National Sea Rescue Institute - NSRI..

Ever wondered how to steer clear of trouble with your investments? Today, we're diving into an SEC investigation that's rattling one fund and discussing what you need to know to protect yourself. We're also unpacking the benefits of passive investing and index funds—because simplifying your approach to the stock market might just be the smartest move you make. In our TikTok Minute, we'll take a look at a quick clip that highlights a common financial misunderstanding, and along the way, we'll sprinkle in a bit of British charm (no spoilers, but it's classic). Finally, we're tackling a listener question from a soon-to-be parent who's wondering how to plan for their child's financial future. From custodial accounts to financial aid strategies, we'll walk through the best options to ensure your kids have a strong start. Add in Doug's trivia, some thought-provoking discussions, and a peek at upcoming events, and you've got a packed episode full of actionable insights. Run of Show Introduction and Opening Remarks Kickoff and Today's Topics Overview Discussion on the SEC Investigation and What You Need to Know Monitoring Your Money Effectively Sponsor Messages and Lighthearted Banter Headline: Western Assets Bond Fund in Trouble Debating Active vs. Passive Management TikTok Minute: A Quick Look at Financial Missteps Listener Call and Doug's Trivia Break Listener Question: Financial Planning for a Newborn Custodial Accounts vs. Other Savings Options Tax Implications and Financial Aid Considerations Upcoming Events and Community Meetups Doug's TV Show Reviews  FULL SHOW NOTES: https://stackingbenjamins.com/when-good-funds-go-bad-1605 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Election 2024 podcast series continues: Voting Integrity, the Electoral College, Campaign Finance, Corruption. the Filibuster. Ric dissects the rhetoric of democracy at risk. Also in the election, key age-related issues such as increased life expectancy, healthcare costs, mass elder poverty, ageism, and finding purpose in retirement must be addressed by candidates. Ric discusses these challenges with Ken Dychtwald, the world's foremost expert on longevity. And Ric explains the first question on your IRS 1040 concerning crypto taxation. #VotingIntegrity #ElectoralCollegeDebate #CampaignFinanceReform #EndCorruption #FilibusterDebate #DemocracyInFocus #ElectionReformNow #CampaignTransparency #PoliticalAccountability #AgeInElection2024 #NewAgeOfOld #HealthspanLifespan #ElderPovertyCrisis #AddressAgeism #SeniorHealthcareReform #MaturityWithPurpose #AgingWithDignity #LongevityEconomy #Election2024AgingIssues #CryptoTaxReporting #IRS1040Crypto #CryptoTaxQuestion #BitcoinOwnership #IRACryptoRules #TaxSeason2024 #CryptoInRetirement #IRSReportingGuidelines #CryptocurrencyCompliance ---- Subscribe to podcast updates: https://form.jotform.com/223614751580152 Ask Ric: https://www.thetayf.com/pages/ask-ric -----  Links from today's show:  Click here for Ric's worksheet to help you evaluate the candidates Ken Dychtwald Age Wave Website: https://www.agewave.com The 34 Issues of Election 2024 – The Daily Podcasts https://uth959jfpszs9vqn-59513929894.shopifypreview.com/blogs/this-weeks-stories/tagged/election-2024 Kamala Harris Official Campaign Website Policy Page: https://www.kamalaharris.com/issues/ Donald Trump Official Campaign Website Policy Page: https://www.donaldjtrump.com/platform 10/23 Webinar - How to Factor Longevity into Your Financial Planning: https://www.thetayf.com/pages/october-2024-webinar-how-to-factor-longevity-into-your-financial-planning 11/13 Webinar - An Innovative Way to Generate Income in a World of Declining Rates: https://www.thetayf.com/pages/november-13-2024-an-innovative-way-to-generate-income 10/9 Webinar Replay- Crypto for RIAs: Yield, Staking, Lending and Custody. What's beyond the ETFs? https://dacfp.com/events/crypto-for-rias-yield-staking-lending-and-custody-whats-beyond-the-etfs/ Certified in Blockchain and Digital Assets including Crypto Taxation Course/Webinar: https://dacfp.com/certification/ -----  Follow Ric on social media:  Facebook: https://www.facebook.com/RicEdelman Instagram: https://www.instagram.com/ric_edelman/ LinkedIn: https://www.linkedin.com/in/ricedelman/ X: https://twitter.com/ricedelman YouTube: https://www.youtube.com/@RicEdelman -----  Brought to you by:  Invesco QQQ: https://www.invesco.com/qqq-etf/en/home.html State Street Global Advisors: https://www.ssga.com/us/en/intermediary/etfs/capabilities/spdr-core-equity-etfs/spy-sp-500/cornerstones Schwab: https://www.schwab.com/ TAYF Disclosure page: https://www.thetayf.com/pages/sponsorship-disclosure-fee

“I wasn't going to miss the podcast just because I was slightly paralysed” - It's one of the better quotes we've had on the show! But it neatly sums up the unassuming yet unflappable nature of Dr Harry, who unless you were on a 12 month silent retreat in 2018, you'd know was the cave diving anaesthetist who helped in the against all odds rescue of the Wild Boars soccer team trapped in a flooded Thai cave. Dr Harry is in a unique position to talk about the art of risk taking, and it's something he's taken a keen interest in since that phenomenal rescue, especially how it relates to kids.  In this episode Dr Harry very kindly shares with Hame his thoughts on teaching kids about risk mitigating rather than risk taking, building resilience and overcoming fear, on the generational changes in parenting that he's noticed and reflecting on what he might have done differently as a dad… it's a super wide ranging chat - one that we were so, so lucky to have… not least because a few days out from us recording with Dr Harry, he'd been diving down a very very deep cave and had a little run in with the diver's constant nemesis, the bends. Thankfully it all worked out OK! But I think you'll agree, it was some Gold Standard Guest Commitment to turn up to our humble podcast, for sure! --- Dr Richard Harris SC OAM & 2019 joint Australian of the Year (nice title, right?!) has got lots of great stuff going on... His 3 series podcast REAL RISK is awesome. It's got some amazing chats with people who manage some pretty massive risks  (the saturation diving episode is so good) He's written a couple of great KIDS BOOKS on different ways to be brave and kind, called Alfie the Brave & Alfie the Kind. The book he and Craig Challen wrote AGAINST ALL ODDS about the cave rescue is also amazing AND very excitingly he's working on a feature documentary called Deeper, directed by Jennifer Peedom, produced by Stranger than Fiction and distributed by Madman. The film follows the story of Harry and his mates attempting a dangerous and unprecedented dive in a remote (and very deep!) NZ cave - it's out next year and we can't wait! — Now, if you DON'T want to take a risk with your next hire car (and who would), make sure you use our friends at HERTZ. And because friends help friends out, HERTZ are offering our savvy listeners 25% off the base rate at hertz.com.au/hodd. Ts&Cs and exclusions apply.  See website for details. Big thanks to HERTZ for the ongoing support of the podcast and helping us bring these great chats and discussions to you.See omnystudio.com/listener for privacy information.

Risk and opportunity identification State of the market Potential outside forces Create and execute a plan Measure performance Mark your calendar for our next webinar! Wheat Market Update Wednesday, July 31 Registration opens July 17, watch your email or visit mckeany-flavell.com Host: Michael Caughlan, President & CEO Expert: Shawn Bingham, Director of Risk Management

It's quite common for us to think about the risk of making this decision or that decision. We (hopefully) objectively look at the choices before us, and assess the risk and rewards of each. However, we don't often think about the risk of NOT doing something. Let's call it the risk of not taking risk. In many situations, we would argue, the risk of not taking risk is far greater than the risk we'd be taking. In today's episode, host Travis Shelton dives into the risk of complacency and how not taking risks is actually the biggest risk of all. If you have questions or would like to connect with us outside of the podcast, here's where you can find us:  Instagram: ⁠https://www.instagram.com/meaning_over_money⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok: https://www.tiktok.com/@meaning_over_money Daily Blog: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://travisshelton.com/blog⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Subscribe to the daily blog: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://shorturl.at/ipS35⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Podcast Facebook Group: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/groups/370457478238932⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Podcast website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.travisshelton.com/podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  Travis's Instagram:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/travis_shelton_⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠  YouTube:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/channel/UCasnj17-bOl_CZ0Cb9czmyQ --- Send in a voice message: https://podcasters.spotify.com/pod/show/meaning-over-money/message

For South Australian anaesthetist Richard 'Harry' Harris, cave diving was just a hobby and a passion. After starting in the mid 80s, his love of exploration and adventure took him on many journeys, exploring caves and shipwrecks across the world.  But in 2018, the unique combination of Harry's professional and person lives led to the rescue of 12 boys and their coach from the Tham Luang cave in Northern Thailand.  He's reluctant to be called a hero - but that's exactly what he is. It was one of the riskiest rescue operations of all time, but he knew he had to get the boys back to their parents, one way or another.  LINKS Listen to Harry's Real Risk podcast at realriskpodcast.com Follow Harry on Instagram at @realriskpodcast Follow Ant on Instagram, X, and Facebook Learn more about Ant on his website antmiddleton.com Follow Nova Podcasts on Instagram for videos from the podcast and behind the scenes content – @novapodcastsofficial. CREDITSHost: Ant MiddletonEditor: Adrian WaltonExecutive Producers: Anna Henvest & Edwina StottManaging Producer: Elle BeattieSee omnystudio.com/listener for privacy information.

“We're on the cusp of either a civil war or World War III. We don't have to go there, but that is what we're facing as very real risks,” warns Kevin Freeman, host of Economic War Room. Questions on Protecting Your Wealth with Gold & Silver? Schedule a Strategy Call Here ➡️ https://calendly.com/itmtrading/podcast or Call 866-349-3310

In episode 222 of the "Small Business Talk" podcast with Cathy Smith, Caitriona Forde, a cybersecurity expert from Perth, Western Australia, shares her expertise on the critical topic of cybersecurity for small businesses. Forde emphasises the significant risk that every individual or business, regardless of size, faces in the digital environment. She highlights common tactics used by cybercriminals, such as phishing, and points out the human tendency to make errors or overlook security concerns, often leading to cybersecurity breaches. A key insight from the episode is Forde's discussion on the statistic that up to 90% of cyber incidents are due to human error. She challenges this perspective, suggesting that nearly every cyber incident involves a human element. Forde stresses the importance of educating employees on cybersecurity risks and safe practices, advocating for businesses to invest in training as well as in technology. The episode also covers the increasing sophistication of phishing emails and the rise of artificial intelligence in creating convincing scam emails. Forde emphasises the need for ongoing training and awareness about cybersecurity, advocating for a comprehensive approach that incorporates technology, people, and processes to create a robust defence against cyber threats. Overall, the episode offers valuable insights and practical advice for small business owners and individuals to understand and address cybersecurity risks in today's digital world. Merry Christmas everyone, Happy New Year and enjoy the Summer Series. Enjoy Small Business Talk With Cathy Smith episode 222 brought to you by CATCO EnterprisesSee omnystudio.com/listener for privacy information.

The pace at which artificial intelligence is transforming jobs is astounding, but while it boasts higher productivity AI is also increasing wage inequality. When workers are replaced by machines, real wages decline, and the owners of capital prosper. So who owns AI and how should its benefits be distributed? In this podcast, the IMFs Andrew Berg and Maryam Vaziri discuss AI's inequality problem, the subject of their article in December's special AI edition of Finance and Development magazine. Berg is Deputy Director, and Vaziri is an economist, both in the IMF Institute for Capacity Development.  Transcript: https://bit.ly/3NdgRxR

@taylorawelch challenges the conventional wisdom of working hard to achieve success and offers a recipe for creating wealth and prosperity without burnout. He emphasizes the importance of working smarter, not necessarily working less, and shares three key strategies to increase income while maintaining a balanced life.IF you enjoyed the show please leave us a review to help push this message to more listeners around the world!Please visit Taylorawelch.com to access all of Taylor's socials and content Text Taylor: 615-326-5037Chapters: (01:22) The Problem with Overworking (03:06) Identifying the Real Risk (03:56) The Pursuit of Time and Energy (04:51) Working Smarter, Not Harder (06:37) The First Secret to Wealth (08:19) Designing Your Perfect Outcome (10:01) Determining Your Hourly Rate (12:42) Working Smarter is the Key

Today, we'll lay out a framework to help you identify and kill bad ideas. It's hard to objectively evaluate your idea early on - this framework helps you rise above your idea to do it effectively. A side-effect is that the framework will help you find and pursue the good ideas.We talk through 1) Finding and Evaluating the Real Risk, 2) Predicting Organic Growth Potential, and 3) Predicting the Likelihood of Converting Early Customers, using a startup idea from a listener as an example. TackleboxKunal Shah Delta 4Dig out of a Hole Idea to Startup Episode - The Four Characteristics of Great Startup Ideas00:25 - Killing Bad Startup Ideas02:00 - The Three Pillars of the Will Your Idea Fail Framework02:45 - The Startup Idea - AI Messaging for Plumbers and Electricians03:15 - Dig out of a Hole Markets link to episode05:56 - Smooth Jazz06:24 - Part 1 - How to Find and Evaluate the Real Risk07:35 - Flipping your biggest risk to your biggest strength11:00 - Decisions aren't made in a bubble13:45 - Part 2 - Predicting the Organic Growth Potential14:00 - Kunal Shah Delta 4 Scale17:41 - Part 3 - Predicting whether you'll actually be able to get first customers to convert18:49 Managed by Q

Aleks Svetski joins me to discuss the risks and benefits of artificial intelligence, how humans might be the ultimate version of AI, and the Spirit of Satoshi.Aleks Svetski is the co-author of The UnCommunist Manifesto. He is also the founder of The Bitcoin Times publication and Amber. // GUEST // Twitter: https://twitter.com/SvetskiWrites Spirit of Satoshi: https://spiritofsatoshi.ai/ Website: https://linktr.ee/svetski// SPONSORS // In Wolf's Clothing: https://wolfnyc.com/Gold Investment Letter: https://www.goldinvestmentletter.com/ iCoin Hardware Wallet (use discount code BITCOIN23): https://www.icointechnology.com/ Wasabi Wallet: https://wasabiwallet.io/ Casa (use discount code BREEDLOVE): https://keys.casa/ Bitcoin Apparel (use discount code BREEDLOVE): https://thebitcoinclothingcompany.com/ Feel Free Tonics (use discount code BREEDLOVE): https://botanictonics.com Carnivore Bar (use discount code BREEDLOVE): https://carnivorebar.com/ // OUTLINE // 00:00 - Coming up 00:53 - Intro 02:27 - Helping Lightning Startups with In Wolf's Clothing 03:13 - Introducing Aleks Svetski 03:40 - Socio-Economic Impact of Climate in Europe 05:28 - Real vs. Fake Risks of Artificial Intelligence 08:11 - Superintelligence 10:02 - Language Models in AI 12:21 - Where the Real Risk Lies? 15:16 - An Alternative Language Model 16:11 - Open Source vs. Closed Source 17:15 - Defining Intelligence 19:18 - Different Types of Intelligence 21:22 - Maximize Your Profits with Gold Investment Letter 22:18 - Secure Your Bitcoin Stash with the iCoin Hardware Wallet 23:15 - Human Being: The Ultimate Artificial Intelligence? 28:23 - Death is a Natural Necessity 29:44 - Uncontrolled Government is the Real Risk 31:25 - Finding the Alternative Solution 34:04 - Aleks' Mentoring App 36:46 - From Search Engine to Language User Interface 37:23 - A Bitcoin Wallet with Privacy Built-In: Wasabi Wallet38:12 - Hold Bitcoin in the Most Secure Custody Model with Casa 39:01 - The Spirit of Satoshi: The Orange-Pilling Assistant 44:24 - Artificial Intelligence and Bitcoin 47:13 - The Ultimate Purpose of the Language Models 54:11 - How to find Aleks' Work// PODCAST // Podcast Website: https://whatismoneypodcast.com/ Apple Podcast: https://podcasts.apple.com/us/podcast/the-what-is-money-show/id1541404400Spotify: https://open.spotify.com/show/25LPvm8EewBGyfQQ1abIsE? RSS Feed: https://feeds.simplecast.com/MLdpYXYI// SUPPORT THIS CHANNEL // Bitcoin: 3D1gfxKZKMtfWaD1bkwiR6JsDzu6e9bZQ7 Sats via Strike: https://strike.me/breedlove22 Sats via Tippin.me: https://tippin.me/@Breedlove22 Dollars via Paypal: https://www.paypal.com/paypalme/RBreedlove// WRITTEN WORK // Medium: https://breedlove22.medium.com/ Substack: https://breedlove22.substack.com/// SOCIAL // Breedlove Twitter: https://twitter.com/Breedlove22 WiM? Twitter: https://twitter.com/WhatisMoneyShow LinkedIn: https://www.linkedin.com/in/breedlove22Instagram: https://www.instagram.com/breedlove_22 TikTok: https://www.tiktok.com/@breedlove22 All My Current Work: https://vida.page/breedlove22

There is very little reward without risk. We have to take risks as humans. I know we all love to be comfortable, but let's face it, that's boring. Learn how to take risk, and what the real cost of risk is in life and in business. 

“The single most powerful asset we all have is our mind. If it is trained well, it can create enormous wealth.” - Robert Kiyosaki Noah Ostroff is a real estate professional who specializes in development and investments.00:00 Intro11:00 Don't wait until you retire to begin to live your life. Set yourself up financially to do those things now WHILE you create wealth.22:08 Sometimes the deal just doesn't work, and that's okay.30:38 Just because there's risk, doesn't mean it's risky.45:05 Take action. 

We all think stocks are risky because they are volatile. "Oh no! My account is down 25%, I'm losing all of my money!!"Well, today let's have an honest conversation about risk... I want to flip this idea of risk on its head and share my thoughts on what risk really is and what it isn't.Enjoy the show!

Warren Buffett says he's not worried about a US debt default, but if 2023 shapes up to be a repeat of 2011, equity investors could be in for a world of pain. So is the debt ceiling showdown just political rhetoric or a signal to move to safety? We discuss. With the sunset of the Covid-era student loan payment moratorium, Wells Fargo named fitness brand Life Time as one of the companies most exposed to that debt. The Life Time CEO sounds off on those claims. Plus, Portillo's shares under pressure on disappointing earnings, but management sees input costs falling as inflation cools. CEO Michael Osanloo has what's next for the fast casual chain and its customers.

Stephen J Shaw is a data scientist and filmmaker. Over the last 7 years, Stephen has visited 24 countries and analysed millions of piece of data to work out what is happening with global birthrates and predict the earth's future population. The answer is shocking and literally every person needs to be aware of it. Expect to learn how 70% of countries on earth are below the population tipping point, what the cause of such rapidly changing birthrates can be attributed to, why women seem to find motherhood less attractive in 2023, whether marriage rates need to be raised, if cost of living, hormonal birth control or environmentalism is to blame and much more... Sponsors: Get 10% discount on all Gymshark's products at https://bit.ly/sharkwisdom (use code: MW10) Get the Whoop 4.0 for free and get your first month for free at http://join.whoop.com/modernwisdom (discount automatically applied) Get 20% discount on Cured Nutrition's CBD at https://curednutrition.com/modernwisdom (use code MW20) Extra Stuff: Watch Birthgap on YouTube - https://youtu.be/A6s8QlIGanA  Get my free Reading List of 100 books to read before you die → https://chriswillx.com/books/ To support me on Patreon (thank you): https://www.patreon.com/modernwisdom - Get in touch. Instagram: https://www.instagram.com/chriswillx Twitter: https://www.twitter.com/chriswillx YouTube: https://www.youtube.com/modernwisdompodcast Email: https://chriswillx.com/contact/