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#292: What happens to your points and miles when you die? And how can you make sure they don't disappear? Chris breaks down how major banks, airlines, and hotel programs handle rewards after death, strategies to protect or transfer your points, and the steps you can take now to make things easier for your family. Plus, learn what to do if you're already dealing with a loved one's rewards, why documenting your accounts and logins matters, and the surprising rules around gift cards, divorce, and timeshares. Link to Full Show Notes: https://chrishutchins.com/points-and-miles-after-death Partner Deals LMNT: Free sample pack of my favorite electrolyte drink mix Fabric: Affordable term life insurance for you and your family Bilt Rewards: Earn the most valuable points when you pay rent Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2 DeleteMe: 20% off removing your personal info from the web For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals Resources Mentioned Tools & Resources Points & Miles Death and Transfer Rules PDF Silo Markets Trustworthy Notion 1Password Books & People The Points Guy Die With Zero: Getting All You Can from Your Money and Your Life by Bill Perkins ATH Podcast #200: Debunking Tax Myths, Avoiding Audits and Maximizing Savings with Jasmine DiLucci #285: Why Net Fulfillment Beats Net Worth with Bill Perkins Hotel Upgrade Program Best Cards Page Gift Cards Page Newsletter AMA: Submit Questions Leave a review: Apple Podcasts | Spotify Email for questions, hacks, deals, and feedback: podcast@chrishutchins.com Full Show Notes (00:00) Introduction (01:16) Your Points & Miles Aren't Actually Your Property (02:31) Can You Legally Access a Deceased Person's Accounts? (07:49) What Happens to Bank & Credit Card Points After Death (09:52) Why Amex Is One of the Most Generous Programs (13:51) Transferring Points Before Someone Passes Away (17:23) How Annual Fees Are Handled (17:51) What Happens to Business Cards (18:18) Moving Bank Points to Loyalty Programs (18:51) What Happens to Airline Miles (23:09) Why You Should Push Back With Airlines (24:13) Other Ways to Use or Preserve Airline Miles (25:50) How Hotel Points Are Handled (and Why They're Easier) (31:26) Hotel Certificates & Flight Credits (32:41) What Happens to Rental Car Points (33:55) Don't Hoard Your Points (34:12) Document Every Account and Login (37:17) Set Up Points Pooling and Authorized Users in Advance (37:43) Leave Clear Instructions for Your Heirs (38:03) Why You Need a Financial Power of Attorney (38:36) Don't Let Auto-Pays Shut Down an Account (39:08) Proactively Transfer Points Out (39:45) Where to Move Bank Points in a Hurry (45:30) Choosing Someone to Manage Your Points & Miles (47:00) The Checklist for When a Family Member Passes (48:21) Hang Up, Call Again (49:55) Document Everything You Do (50:30) How Points Are Handled in Divorce (51:30) Why Gift Cards Are Different (51:50) The Risks of Inheriting a Timeshare Connect with Chris Newsletter | Membership | X | Instagram | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices
Are you ready for the velvet buck hunt? Let's take a look at what we use and won't leave home without, as well as a few checklist items you'll want to consider as you prepare for success. The Hunting Roots Podcast is brought to you by onX Hunt - onxmaps.com www.mossyoak.com
Send us Fan MailBack-to-school season can feel like a fresh start and a stress test at the same time. Speaking of Women's Health Podcast Dr. Holly Thacker talks through how to make the transition smoother for every age, from kindergartners riding the bus for the first time to teens facing new pressure, and even students leaving home for college. Her goal is simple: help you build routines that make mornings calmer, kids healthier, and learning easier.Then she goes deeper into the tougher realities families face right now. She talks about teen confidence, mental health warning signs, social media pressure, and how to keep communication open without shaming or shutting kids down. She also gives a shoutout to Clever Crazes for Kids, a free STEM resource for pre-K through eighth grade at clevercrazes.com.If this helps you, share it with a parent, grandparent, teacher, or coach, then subscribe and leave a review so more families can find these back-to-school health tips.Support the show
Summary In this episode, Ali explores the nature of emotions, how they influence our nervous system, and practical ways to relate to them in a healthy way. She emphasizes that emotions are messengers, not commands, and shares strategies to build emotional resilience. Key Topics Emotions as information, not instructions The role of the nervous system in emotional health How emotions can mislead us into fear or avoidance The importance of curiosity and validation in emotional processing The cycle of anxiety and exposure therapy The influence of hormones and sleep on emotions Using the feelings wheel to identify emotions The concept of neuroplastic symptoms and avoiding avoidant behaviors Takeaways Emotions are valuable messengers that tell us about our internal state. Avoid mistaking emotions for commands; they are not directives but signals. Practicing curiosity and validation helps in processing emotions effectively. Avoidant behaviors reinforce nervous system hypersensitization. Building emotional resilience involves experiencing emotions without letting them dictate actions. Logical understanding alone doesn't calm anxiety; exposure and experience do. Guilt, anxiety, and other emotions are safe to feel and do not need to be fixed immediately. Physical symptoms and emotional states are interconnected and influence each other. Chapters 00:00 Introduction to emotional health and nervous system work 00:25 Emotions as information, not instructions 02:15 Common misconceptions about strong feelings 03:13 Emotions as messengers about internal states 04:09 The danger of mistaking emotions for commands 05:02 Personal story: overcoming fear of flying 06:49 The disconnect between logic and emotional response 08:40 Understanding bodily sensations and fear triggers 10:00 Guilt, anxiety, and emotional responses 11:25 Avoidant behaviors and their impact on nervous system sensitivity 12:22 Healing is about experiencing, not eliminating emotions 13:17 Practicing emotional tolerance and resilience 15:09 Using the feelings wheel to identify emotions 16:07 The importance of contextual understanding of emotions 17:02 Allowing emotions to pass without immediate fixing 18:26 Curiosity and validation in emotional awareness 19:24 Supporting emotional health to improve physical symptoms 20:39 Resources and support for emotional work Ali's Resources: Beam Supplements - Use Code ALIDAMRON for a discount! Consults with Ali BIOptimizers Magnesium Breakthrough 10% off using code ALIDAMRON10 www.alidamron.com/magnesium Master Your Perimenopause Course + Toolkit "Am I in Perimenopause?" Checklist. What Hormone is Imbalanced? Quiz! Fullscript (Get 25% off all supplements) "How To Balance Your Hormones For Better Sleep, Mood, Periods and Energy" Free, On Demand Training Website Ali's Instagram Ali's Facebook Group: Holistic Health with Ali Damron
What separates a pilot who can run a checklist from one who can actually manage the airplane when things go sideways? Nik sits down with airline captain and instructor Graeme Perry to unpack the nine core competencies, decision-making under pressure, shared mental models, and the knowledge pilots need when there's no script. It's a deep dive into why true competency goes far beyond simply passing recurrent training and why the best pilots never stop learning. Want to take your training to the next level? Check out Graeme's work at Elevate Flight Leadership, elevateflightleadership.com. CONNECT WITH US Are you ready to take your preparation to the next level? Don't wait until it's too late. Use the promo code "R4P2026" and save 10% on all our services. Check us out at www.spitfireelite.com! If you want to recommend someone to guest on the show, email Nik at podcast@spitfireelite.com, and if you need a professional pilot resume, go to www.spitfireelite.com/podcast/ for FREE templates! SPONSOR Are you a pilot just coming out of the military and looking for the perfect second home for your family? Look no further! Reach out to Marty and his team by visiting www.tridenthomeloans.com to get the best VA loans available anywhere in the US. Be ready for takeoff anytime with 3D-stretch, stain-repellent, and wrinkle-free aviation uniforms by Flight Uniforms. Just go to www.flightuniform.com and type the code SPITFIREPOD20 to get a special 20% discount on your first order. #Aviation #AviationCareers #aviationcrew #AviationJobs #AviationLeadership #AviationEducation #AviationOpportunities #AviationPodcast #AirlinePilot #AirlineJobs #AirlineInterviewPrep #flying #flyingtips #PilotDevelopment #PilotFinance #pilotcareer #pilottips #pilotcareertips #PilotExperience #pilotcaptain #PilotTraining #PilotSuccess #pilotpodcast #PilotPreparation #Pilotrecruitment #flightschool #aviationschool #pilotcareer #pilotlife #pilot
Scott get's increasingly more odd as the recording goes on, he blames the heat.... Freebies! Tailoring genius! A personal chef Curtis! Hotel wet breakfast Perfect breakfast! Paddy Power festival Hotel room checklist Flying solo File on me Nearly late Foot fungus Grooming Rude online Snitchers charter! bwtbpod@gmail.com Join our Patreon for exclusive episodes and early access here! https://www.patreon.com/bwtbpod A 'Keep It Light Media' Production Sales, advertising, and general enquiries: hello@keepitlightmedia.com Learn more about your ad choices. Visit megaphone.fm/adchoices
NBC News Medical Contributor Dr. Natalie Azar shows us how cortisol may play a bigger role in our daily lives than we realize. Also, flip phones are back, and Apple is reportedly preparing its own version. Plus, catching up with Nicole Williams English as she heading back on screen for “The Girls." Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Doctor Trisha Pasricha stops by to help prepare for gut health on your next trip. Also, catching up with award-winning Rhea Seehorn, talking all about her character in "Plurbius". Plus, on Today Food, cooking a special dish to celebrate Al's birthday: beef short ribs with potato celery root puree. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Some of the best tips to keep your skin looking healthy as the summer ends. Also, Madelyn Cline, Madison Bailey, and Carlacia Grant stop by to discuss the fifth and final season of the Netflix smash hit “Outer Banks”. Plus, sitting down with actress Sarah Pidgeon to hear about her recent projects, including the cultural phenomenon “Love Story: John F. Kennedy Jr. and Carolyn Bessette”. And, as “Apartment Therapy” presents their annual organization awards, how to get organized as summer winds down. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
How often should you inspect your pole vault pit?In this episode, Mike Cunningham walks coaches through a complete pole vault pit inspection checklist and explains why regular inspections are one of the easiest ways to improve athlete safety and extend the life of a landing system.You'll learn:✅ What to inspect before, during, and after the season✅ How to evaluate top pads, foam, vinyl, and hardware✅ Common warning signs coaches shouldn't ignore✅ How water intrusion damages pits✅ Why weather covers should be inspected too✅ The importance of rotating landing sections✅ How to identify repair and replacement needs earlyWhether you're responsible for a brand-new facility or a 20-year-old landing system, this episode provides practical inspection tips every coach can use.
The Bill Caskey Podcast: High Impact Sales Training for Sellers and Leaders
Got a deal that's dragging on too long? In this episode, Bill shares the Deal Coaching Checklist he uses with his 1:1 coaching clients to diagnose a live opportunity before another minute gets wasted on it — five non-negotiables to run every deal through.The five points:Be the guide, not the sellerFlip the convincing — stop convincing prospects and let them convince youThe stated problem is never the real problemNever propose until three boxes are checked: admitted, quantified, committedAre you detached from the outcome?Bill walks through real coaching stories — including a client chasing the biggest sale of his career — to show how attachment, weak positioning, and skipping past the real problem quietly kill deals. Plus: why "convincing" a prospect actually works against you, and the one question to ask yourself before you send another proposal.Download the free Deal Coaching Checklist: https://www.dropbox.com/scl/fi/jm7a5misqejw9v4in3cpz/DealCoachingChecklist.pdf?rlkey=pm9vg4b5p5nsljh55eafqe2hf&dl=0Interested in 1:1 coaching with Bill? New slots are opening up soon — more details next week.12 Bold Moves - Audiobook: Want to break free and soar to new heights? "12 Bold Moves" the Audiobook, is your gateway to a fearless reinvention of self and unlocking unprecedented sales success. Get your FREE copy now at http://12boldmoves.com/audiobook.Have a question for Bill or a topic you'd like him to discuss in a future episode? Email him at listener@caskeytraining.com.Schedule a Call: If you'd like to learn more about how Bill can help you or your team reach your potential, schedule a call at http://scheduleacallwithcaskey.com.
Summary In this episode, Ali Damron explores the concept of nervous system sensitization, explaining how it causes a wide range of symptoms and how understanding this can help in managing chronic conditions. She shares personal insights, practical strategies, and resources to help listeners reframe their health journey. Key Topics Nervous system sensitization and its effects Neuroplasticity and its role in healing Common neuroplastic symptoms and their management The importance of ruling out physical causes Strategies to reduce fear and attention to symptoms The process of befriending your body and brain How symptoms can spread or change over time The significance of self-compassion and gentle exposure Resources: www.painfreeyou.com www.symptomatic.me Sound Bites "Your brain amplifies sensations that would normally be filtered out" "Your nervous system is trying to protect you, learning from experience" "Befriending your body helps teach your brain to trust you" Chapters 00:00 Introduction to nervous system sensitization 02:29 What is nervous system sensitization? 04:07 How the nervous system amplifies sensations 05:39 Common neuroplastic symptoms and their manifestations 09:48 Why symptoms spread or change over time 17:40 How to reduce nervous system sensitivity 27:19 Identifying nervous system sensitization 30:20 The importance of a compassionate approach Ali's Resources: Beam Supplements - Use Code ALIDAMRON for a discount! Consults with Ali BIOptimizers Magnesium Breakthrough 10% off using code ALIDAMRON10 www.alidamron.com/magnesium Master Your Perimenopause Course + Toolkit "Am I in Perimenopause?" Checklist. What Hormone is Imbalanced? Quiz! Fullscript (Get 25% off all supplements) "How To Balance Your Hormones For Better Sleep, Mood, Periods and Energy" Free, On Demand Training Website Ali's Instagram Ali's Facebook Group: Holistic Health with Ali Damron
Every time you fill a vacancy, you have to make a choice: do you promote someone from within, who you may know quite well, or take a punt on someone you don't? Over my corporate career, I made both calls frequently. Sometimes, I got to pat myself on the back for how brilliant I was, but occasionally the resulting hire was so disastrous that I looked like a complete muppet in front of my team (and my boss)!Most leaders have no real way of determining who might be ready for promotion… it's all guesswork and gut feel. They rely on factors like a confident interview performance, a firm handshake, or a sharp dress sense… and then they're completely mystified when it doesn't work out. In this episode, I show you how to tell the difference between someone who's performing well now, and someone who's ready for more; and I give you a checklist to work out which leaders might be able to function at the next level up, and which leaders never will.
In a virtual world where it's easy to click “Start Meeting” and start talking, how you show up can be just as important as what you say. We welcome the Owner and CEO of Insignia Training Partners, Bernie DeSantis III. Bernie is a virtual event consultant, leadership trainer, facilitator, and producer. We dive into a conversation about transforming virtual meetings, webinars, and training sessions into memorable experiences. Bernie shares insights from his leadership journey—including his 2022 acquisition of Insignia—and explains why leaders need to be intentional about their “virtual real estate,” from camera positioning and stage design to making audio a priority over video. We explore the difference between simply presenting information and creating an experience. Of course, no conversation with Bernie would be complete without a little fun—and the story behind his famous mustache, which has become part of his personal brand. Highlights include: Be intentional about your stage: Your camera, background, lighting, framing, and overall virtual presence are part of your “virtual real estate.” Don't prioritize video over audio: Great virtual experiences begin with clear, professional sound. How you're perceived is how you will be received: Leadership presence matters both on and off camera. Networking is about relationships, not collecting connections: Being in the right room can make all the difference. AI and technology advancements: Leaders and facilitators should lean into the qualities that make them uniquely human. Connect with Bernie and Insignia Training Partners: Visit InsigniaTraining.com and be sure to access his 'Top 10 Virtual Event Checklist' before your next webinar, virtual meeting, workshop, or online training session. Let's create more engaging and professional experiences. Timestamps: Virtual Mistakes 11:52 Soft Skills & Engagement 16:17 AI Exposes Skills 21:35 Top 10 Checklist 34:08 https://drive.google.com/file/d/14ZQIQnRMNZj4zm1A-JV7tRPssy8d1b8S/view?usp=sharing
This Week's Show | Canadiens Checklist: Critical Decisions Before Training CampSegment 1 | Week in Review, Habs News, League News⦁ A Canadiens legendary goaltender speaks out about Jakub Dobes and Jacob Fowler.⦁ The Canadiens signed a newly-acquired prospect forward to a one-year contract.⦁ Which former Canadiens players were in Montreal this past week and why?Segment 2 | Probability Game: Predicting the Montreal Canadiens' Final Moves Before Opening NightWe examine the Montreal Canadiens' offseason checklist and make our best projection on how they will be resolved by the NHL's opening night.Segment 3 | Have Your SayCanadiens upcoming events.Canadiens Connection question of the week: What is the percentage chance that something happens this month that no one expected and what's your best guess at what it might be?Listener's texts and emails.Get the Canadiens Connection!Use our single link here to subscribe to the Canadiens Connection your favorite podcast app.Be sure to follow @habsconnection on Twitter, Facebook, InstagramA new episode of the Canadiens Connection podcast is available weekly on Saturday afternoon. Missed an episode? You can download every episode of the Canadiens Connection HERE.Canadiens Connection on Rocket Sports RadioThank you for listening to the Canadiens Connection. This engaging podcast connects Habs fans with their beloved team from a plugged-in source they know and trust.Canadiens Connection is hosted by Rick Stephens (@RocketSports) with Amy Johnson (@FlyersRule). This talented team of credentialed journalists come together to share their valued insight.
Email: contact@bolog.ioIn this episode, host Bidemi Ologunde speaks with Robert M. Reed, COO of the International Bank of Chicago and founder of Reed Advancements, about the intersection of AI, banking compliance, operational resilience, and trust.Why do compliance programs still fail even as technology improves? Where should banks automate, and where should human judgment remain essential? What makes an AI-driven compliance system truly audit-ready? Robert draws on decades of experience across financial services, crisis response, AML, operations, and regulatory compliance to explain why many compliance failures begin as operational failures, how institutions can use AI without creating new risks, and what leaders should do now to strengthen controls before weaknesses become regulatory or reputational problems.Listeners can also download the companion AI, Compliance & Operational Resilience Worksheet from the episode resources/show notes to assess their own processes, controls, AI readiness, and next steps.
Voice of the Chiefs Mitch Holthus and Senior Team Reporter Matt McMullen talk through some position battles to watch in Saturday's preseason opener in the latest episode of Defending the Kingdom!See omnystudio.com/listener for privacy information.
Investor Fuel Real Estate Investing Mastermind - Audio Version
Kim Fitzpatrick of Launched Host shares insights on rapidly setting up short-term rentals, scaling a nationwide service, and leveraging unique team strategies like off-duty firefighters. Discover how her hands-on approach and innovative solutions help investors save time and money. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
What are the steps to simplify your portfolio, given that it is likely spread across multiple accounts? We focus particularly on retirees, who have to weigh additional considerations like withdrawals, Roth conversions, and required minimum distributions.We also explore which areas of the stock and bond markets are attractive right now as you seek to simplify and/or rebalance your portfolio.SponsorsTry NetSuite for FreeDelete Me – Use code David20 to get 20% offShow Notes and Related ContentA Complete Guide to Investing in I Bonds and TIPS (2026)550: Asset Location: Where You Invest, Where You Live, What You Can AccessFree Investment Strategy ReportInsiders Guide Email NewsletterGet our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletterOur Premium ProductsAsset CampMoney for the Rest of Us PlusSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Speaker coach scam, coaching red flags, and how to vet a coach before you pay: Ginny Priem paid tens of thousands of dollars to a speaker coach whose credentials turned out to be fabricated. In this episode of UNSUBSCRIBE™, she breaks down the specific red flags she missed, what the experience cost her, and the exact checklist she now uses to vet anyone before paying them for expertise. If you're currently evaluating a coach, consultant, or mentor, this episode gives you the questions to ask first.In this episode:The credential Ginny never independently verified, and how to actually check oneThe specific red flags, named individually, not vague warning signsHow to tell confidence from proof when someone is selling you expertiseWhat sunk-cost thinking sounds like from the insideA five-point checklist to use before you pay any coach or consultantResources & Links:Get the UNSUBSCRIBE™ book: LINK HEREBook Ginny to speak: USE THIS FORMToday's Sponsors:Spooge Sun Protection: use code GINNY15ine+ Nutrition: use code GIN15 Thrifty Traveler Premium: Code GINNYPRIEMConnect with Ginny:Instagram: @ginnypriemSubstack LINKWebsite: ginnypriem.com
Megjelent a szerdai Checklist. Izgalmas vita bontakozik ki a magyar agráriumban - részben a Portfolio csoport agrárgazdasági hírportálján, az Agrárszektoron - arról, hogy milyen új növényeket kellene telepíteni például az Alföldre azért, hogy elviseljék az egyre aszályosabb nyarakat. És ha elkezdenek a gazdák új növényeket termeszteni, azokra mennyire áll készen a feldolgozóipar, az élelmiszeripar? Adásunk első felében erről kérdezem, Veres Virág Cintiát, az Agrárszektor újságíróját. A folytatásban Kiss Gergelyt, a vállalati digitalizációval, mesterséges intelligenciával foglalkozó Signifer Csoport igazgatósági tagját kérdezzük arról, hogy pontosan milyen adatot gyűjt rólunk az AI, és mire használja ezt. A kérdés azért is érdekes, mert Magyarországon a lakosság harmada már használ nagy nyelvi AI modelleket. Ezek az algoritmusok pedig nemcsak a kérdések tartalmából, hanem a fogalmazásból, stílusból és visszatérő témákból is következtethetnek anyagi helyzetre, magánéleti részletekre vagy viselkedési szokásokra. Főbb részek: Intro – (00:00) Milyen növények jöhetnek a kiszáradó Alföldre – (01:50) Ijesztően sokat tud rólunk az AI – (14:53) Segíts az előfizetői programunk fejlesztésében! A Portfolio fontos célja, hogy a hazai üzleti élet szereplőit a lehető legrelevánsabb, legértékesebb tartalmakkal és elemzésekkel segítse a mindennapi munkájukban és döntéseikben. Ennek jegyében fejlesztjük tovább előfizetői programunkat – ehhez pedig a te meglátásaidra is szükség van. Kattints, töltsd ki a kérdőívünket, és nyerd el az 5 db kisorsolt páros Portfolio-konferenciabelépő egyikét! A kép mesterséges intelligenciával készült. Forrás: PortfolioThis episode includes AI-generated content.See omnystudio.com/listener for privacy information.
A Porter Airlines flight, which was preparing to depart from Victoria to Toronto had to return to the terminal as a "young child was standing in their seat and would not secure their seat belt". The delay meant the flight could not depart before the runway closed after midnight so passengers had to be rebooked on a flight the following day. Discussing travel etiquette, cruises and itineraries with travel journalist Sarah Hedley-Hymers. After years of bigger, flashier and more Instagrammable, are the ultimate status symbols now things we can’t buy in a boutique: time, privacy, access and the ability to properly switch off? We have more camp info for you and your kids that involves actual wood, actual tools and something they've made themselves to bring home. And we tell you why you should smile at your dog more often.See omnystudio.com/listener for privacy information.
August is when the real work for November begins. In this episode of The Fall Podcast, I'm breaking down everything I'm doing right now to get ready for whitetail season. From deploying Moultrie trail cameras and glassing fields from the truck in the evenings to trying to track down two bucks I'm pretty sure survived last season, August is all about gathering information and getting prepared. I'm also putting in a 2-acre Vitalize food plot, fine-tuning my bow and arrow setup, testing broadheads, and putting plenty of arrows downrange. This is the time of year to find out if your equipment is truly ready—not when a mature buck is standing at 20 yards. We'll also get into the less exciting but equally important preparation: washing and organizing my hunting camo, storing it with earth scent wafers, dialing in my hunting pack, and setting up the Flyer Pack as my self-filming pack for the upcoming season. And there's still plenty of work to do in the woods, including prepping trees, clearing shooting lanes, and setting up ambush locations with November in mind. The season may still be weeks away, but the preparation is already underway. If you want to be ready when opening day finally arrives, August is the time to start putting in the work. In this episode: Moultrie trail camera deployment Evening glassing and summer buck patterns Tracking down two bucks that may have survived last season Preparing a 2-acre Vitalize food plot Fine-tuning your bow and arrow setup Testing broadheads and shooting your hunting setup Washing and organizing hunting camo Storing hunting clothes with earth scent wafers Dialing in your hunting pack Setting up the Flyer Pack for self-filming Preparing trees and ambush locations Getting mentally and physically ready for deer season The season doesn't start on opening day. It starts with the work you put in right now. . . . Promo Codes: Latitude Outdoors: thefall Faceoff Ebikes: TFP Asio Gear: FALL20 Kuhle Archery: FALL25 . . . Partner Websites: Jays Sporting Goods - https://www.jayssportinggoods.com/ Latitude Outdoors - https://www.latitudeoutdoors.com/ Garmin Bow Sights - https://www.garmin.com/en-US/c/outdoor-recreation/sportsman-and-tactical-devices/ Prime Archery - https://www.g5prime.com/ Asio Gear - https://asiogear.com?utm_source=pro&utm_medium=fall Faceoff Hunting Ebikes - https://www.faceoffebikes.com/ Michigan Buckpole - https://mibuckpole.com/ Vitalize Seed Company - https://vitalizeseed.com/ Kuhle Archery - https://kuhlearchery.com/ Everland Outdoors - https://everlandoutdoors.com/ Moonguide - https://moonguide.com/ Moultrie - https://www.moultrie.com/ Raised Scents - https://www.raisedhunting.com/collections/raised-scents-2-0 Don't forget to check out the Fall Podcast Youtube channel for new content. Subscribe to the channel as well. Thank you. https://www.youtube.com/channel/UCWSCcGJeHHxejFXBZAO83QA For updates from The Fall Podcast: The Fall Podcast on Instagram - The Fall Podcast The Fall Podcast on Facebook - The Fall Podcast Facebook The Fall Podcast Youtube Channel - The Fall Podcast Youtube Channel Subscribe and Rate us on Itunes: Learn more about your ad choices. Visit megaphone.fm/adchoices
Summary Ali explores the nuanced relationship between healing, anxiety, and neuroplasticity, emphasizing the importance of shifting our focus from constant monitoring to trust and safety in the healing process. Key Topics The societal shift in mental health conversations The concept of neuroplasticity and its role in healing The importance of not monitoring symptoms excessively The analogy of the home security system for anxiety The impact of attention and focus on symptom persistence The balance between proactive health monitoring and over-vigilance The role of fear and attention in chronic symptoms The importance of trust and safety in the nervous system The influence of life events on nervous system hypervigilance Practical tips for trusting your body's healing process Sound Bites "We've swung far in the other direction." "Teach your brain to recalibrate for safety." "Healing is a daily, ongoing process." Chapters 00:00 Introduction: Rethinking Healing and Society's Role 02:21 The Shift in Mental Health Conversations 04:28 Monitoring Symptoms and Its Impact on Healing 07:34 The Problem with Analyzing and Over-Checking 08:53 Reframing Anxiety and Mental Health Treatment 10:15 Teaching the Brain to Recalibrate 12:08 The Seven Things to Stop Doing in Neuroplastic Healing 13:33 The Power of Attention and Thought Patterns 14:58 Amplification of Symptoms Through Vigilance 16:26 Life Stressors and Their Effect on the Nervous System 17:20 Personal Experiences with Grief and Healing 19:38 The Role of Trust and Safety in Healing 21:03 The Dangers of Over-Monitoring and Over-Tracking 22:27 Acceptance and the Natural Flow of Healing 24:56 Balancing Proactivity and Trust in Health 25:23 Questions for Reframing Our Approach to Healing 26:44 The Goal: Confidence in Handling Emotions 27:44 Healing as a Dynamic, Ongoing Process 28:12 Life's Changes and the Fluctuations of Nervous System 29:28 Final Thoughts: Letting Go and Trusting the Process Ali's Resources: Beam Supplements - Use Code ALIDAMRON for a discount! Consults with Ali BIOptimizers Magnesium Breakthrough 10% off using code ALIDAMRON10 www.alidamron.com/magnesium Master Your Perimenopause Course + Toolkit "Am I in Perimenopause?" Checklist. What Hormone is Imbalanced? Quiz! Fullscript (Get 25% off all supplements) "How To Balance Your Hormones For Better Sleep, Mood, Periods and Energy" Free, On Demand Training Website Ali's Instagram Ali's Facebook Group: Holistic Health with Ali Damron
What can a nonprofit with just 650 active donors—and a median gift of only $100—teach us about raising millions through a capital campaign?In this episode of All About Capital Campaigns, Andrea Kihlstedt speaks with Sister Marilyn Lacey, founder and executive director of Mercy Beyond Borders, about how her small international nonprofit raised more than 75% of its $8.5 million campaign goal in less than 11 months.Mercy Beyond Borders works in some of the world's most challenging environments, including South Sudan, Haiti, Malawi, and refugee camps in Uganda and Kenya. Its mission is to help women and girls living in extreme poverty learn, connect, and lead. After 18 years of demonstrating that its model works, the organization launched an ambitious growth campaign to reach more girls and expand the long-term impact of its programs.The campaign began with an unexpected $1.5 million anonymous gift, followed by a remarkable $3 million pledge from a donor whose first contribution—made roughly 20 years earlier—was just $125. Sister Marilyn explains how that relationship developed gradually through conversations, storytelling, coffee, ball games, and genuine friendship. Her experience is a powerful reminder that today's modest donor may become tomorrow's transformational campaign supporter.But this episode is not simply a story about securing large gifts. It is a practical and inspiring conversation about donor relationships, capital campaign planning, feasibility studies, storytelling, and the mindset nonprofit leaders bring to fundraising.Sister Marilyn shares why she prefers to frame fundraising asks as invitations rather than requests for money. Instead of emphasizing organizational need or approaching supporters from a place of anxiety, she invites donors to participate in work that is hopeful, effective, and transformational. Her guiding advice is refreshingly simple: exude joy and confidence. As she puts it, no one wants to join a sinking ship.You'll also hear how Mercy Beyond Borders uses a monthly email newsletter to deepen donor engagement without constantly asking for gifts. Each edition centers the story of one woman or girl and shows supporters what their generosity is accomplishing. Combined with personalized thank-you letters and thoughtful individual touches, this consistent stewardship has helped the organization achieve an impressive 59% donor-retention rate.Sister Marilyn also discusses the value of bringing structure to an ambitious campaign. Although she was confident in her ability to connect with donors, Capital Campaign Pro's feasibility study process, campaign framework, templates, and weekly advising sessions helped Mercy Beyond Borders test its plans, engage prospective donors, and move forward with greater confidence.This episode offers valuable capital campaign guidance for small nonprofits, international organizations, founders, executive directors, development professionals, and anyone wondering whether their donor base is large or wealthy enough to support a major fundraising initiative. Mercy Beyond Borders proves that a relatively small organization can pursue a bold campaign goal when it has a compelling mission, loyal supporters, authentic leadership, strong donor stewardship, and the courage to invite people into something meaningful.To ensure your campaign ends in a celebration, download our free Capital Campaign Step-by-Step Guide & Checklist - https://capitalcampaignpro.com/checklist/ - This intuitive guide breaks down each step of your campaign, and the timeline allows you to visualize your whole campaign, from start to finish!
Once you've booked your trip to New York City, there are important things you can do before you come to help make your trip run more smoothly and be more enjoyable.So if you've already booked your flights and are getting excited to come to NYC, let's dive into seven things you should do right now before landing in New York City.1- Set Up a Transit Card in Digital WalletIn 2026, every subway turnstile in New York City accepts tap-to-pay through the OMNY system. While you can just use a tap-to-pay-enabled credit or debit card, it is often easier and faster to use your phone.Whether you have an iPhone or Android phone, there is also a way to set up a rapid transit card. The directions vary for each device. Essentially, you go into the settings, find your digital wallet, choose the transit or rapid transit option, and set your default card.When you do this, you can tap your phone up to the tap-to-pay reader at the subway turnstile without opening your wallet or using your face or Touch ID. This is a much more efficient way to get through the subway turnstile.2- Read the Transportation GuideNew York City is a massive metropolis with five boroughs and loads of different neighborhoods and attractions. Getting around NYC can feel overwhelming, especially if you're new to big cities.Our Ultimate NYC Transportation Guide covers everything you need to know, including:Getting to and from the major airportsRiding the subwayHailing taxisWalking around the cityBikingSo much moreIt is 100% free. Head here to get this must-have guide, and then, of course, read it before you come to New York City.3- Activities You Should Book in AdvanceWhile there's a seemingly endless supply of things to do in New York City, some of the more popular attractions can sell out or book up well in advance. Here are some activities you should book in advance to ensure you can go:Broadway showsRestaurantsComedy showsJazz clubGuided tours4- Buy and Break in Comfortable Walking ShoesArguably, the most important item on the NYC packing list is the shoes you will wear every day. You will likely walk anywhere from 10,000 to 20,000 steps per day or more.While many people anticipate walking around to different locations, many attractions, like museums, also involve a lot of walking.Prioritize comfortable shoes and make sure that whatever shoes you choose and bring are already broken in and comfortable for miles of walking each day.5- Download Helpful AppsIn the digital age, apps are a must-have for travel experiences. Many apps will hold tickets for the events you'll be attending, provide information vital to your day-to-day travels in New York City, and even help you get around.Our full list of the best apps for NYC travel is a must-read.6- Figure Out a Phone PlanFor international travelers, your phone plan from your home country may not work well in the United States. While Wi-Fi is Available in many places, it's a good idea to have a reliable phone connection. eSIMs are one of the best ways to do this.I personally used Saily on a recent trip to France and had a wonderful experience overall. Use my code DEVINL9611 at checkout to get US$5.00 off a regular plan or US$10.00 off an Ultra plan. 7- Determine If You'll Get a City PassOur full NYC pass comparison article is an extremely helpful tool, as you did, for deciding whether you need an attraction pass. The article has a comparison table, pros and cons of each popular pass, and even an interactive quiz to help you choose the right one.You'll Have to Check It Out - O'Hara'sWant even more NYC insights? Sign up for our 100% free newsletter to access:Dozens of Google Maps lists arranged by cuisine and location50+ page NYC Navigation Guide covering getting to & from airports, taking the subway & moreWeekly insights on top spots, upcoming events, and must-know NYC tipsGet started here: https://rebrand.ly/nyc-navigation-guide
A new generation of American gymnasts shined at the 2026 U.S. Gymnastics Championships this weekend. Also, the Powerball drawing swells to $905 million ahead of Monday night. Plus, we're back with another Today's Checklist, breaking down the do's and don'ts of staying hydrated, plus simple tips to help you beat that afternoon slump. And, Lance Bass and Joey Fatone from the legendary boy band "N-Sync" are teaming up to host a brand-new show called "Cocktail Wars." Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Maximizing surgical safety takes more than a static checklist. UAB surgeons Melanie Morris, M.D., Helen Krontiras, M.D., and Adam Beck, M.D., discuss how they approach safety as a continuous improvement process spanning the patient experience. Learn how UAB standardizes care, empowers team members to speak up, and uses registry data to benchmark outcomes and target improvements. The panel also considers how emerging technologies could further advance surgical safety.
Checklist: 1. I must be convinced that God is calling me to new territory 2. Examine what you've learned from past experiences 3. Develop a spiritual growth plan4. Take truthful, faithful, encouragers with youProv. 4:6, Ecc. 4:9-10, Joshua 3:2-8, Luke 17:12-14, Joshua 4:1-3
More Americans are traveling abroad for medical care. Sanjay talks with Harvard Law professor Glenn Cohen about vetting providers, understanding risks and asking the right questions, plus a practical checklist for navigating the process. Harvard Law Bulletin, “Patient Without Borders,” July 1, 2013 We're taking a short summer break and will be back in September with plenty of exciting new episodes. This episode was produced by Jennifer Lai and Sofia Sanchez. Video production by Ross Helman, Bob Nebel, Jasmine Brooks Medical Writer: Andrea Kane Showrunner: Dan Bloom Technical Director: Dan Dzula Sr. Director of Podcasts: Zach Goldbaum Learn more about your ad choices. Visit podcastchoices.com/adchoices
Family Night at Lambeau is here and Big Sal's got a list. Under the lights for the first time this year the young blood has to answer questions — the kicker who's been an adventure, the second-year edge who just took a pick-six sixty yards, the rookie corner stepping into the ones, Gannon's all-out blitz machine keeping the fire burning without Micah, and Jordan Love showing real ownership in year four as a new dad. This isn't just practice. It's the first real look. Trey Smack has to drill one from 45 and jog off like it's nothing after those shaky camp numbers Barryn Sorrell, fresh off training with Micah Parsons and a pick-six, needs to bend the edge again and prove it wasn't a fluke Jonathan Gannon's defense is feeding the stove with kindling — blitzing linebackers, safeties, corners, everybody — until the big oak log returns Brandon Cisse has locked down one-on-ones so far; tonight the lights and Christian Watson will tell us if he's the real jolt or the crash Jordan Love, full-time starter year four and first Family Night as a father, has to show the command and the fine-print ownership that separates good from Canton This episode is brought to you by PrizePicks! Use code PACKDADDY and visit https://prizepicks.onelink.me/LME0/PACKDADDY to get started with America's #1 fantasy sports app. If you're headed to Lambeau, scream for that kicker on the first attempt. If you're on the couch, text a buddy and get him tuned in. And if this is getting you fired up for Packer football the way it's firing me up, hit subscribe, leave a review, and share it with somebody who bleeds green and gold. Tell me your thoughts on this one — I want to hear from you. To advertise on this podcast please email: ad-sales@libsyn.com Or go to: https://advertising.libsyn.com/packernetpodcast Support the Show & Explore My Projects Help keep the show growing and check out everything I'm building across the Packers and NFL world: Support: Patreon: www.patreon.com/pack_daddy Venmo: @Packernetpodcast CashApp: $packpod Projects: Grade NFL Players ➜ fanfocus-teamgrades.lovable.app Packers Hub ➜ packersgames.com Create NFL Draft Big Boards ➜ nfldraftgrades.com Watch Draft Prospects ➜ draftflix.com Screen Record ➜ pause-play-capture.lovable.app Global Economics Hub ➜ global-economic-insight-hub.lovable.app
Family Night at Lambeau is here and Big Sal's got a list. Under the lights for the first time this year the young blood has to answer questions — the kicker who's been an adventure, the second-year edge who just took a pick-six sixty yards, the rookie corner stepping into the ones, Gannon's all-out blitz machine keeping the fire burning without Micah, and Jordan Love showing real ownership in year four as a new dad. This isn't just practice. It's the first real look. Trey Smack has to drill one from 45 and jog off like it's nothing after those shaky camp numbers Barryn Sorrell, fresh off training with Micah Parsons and a pick-six, needs to bend the edge again and prove it wasn't a fluke Jonathan Gannon's defense is feeding the stove with kindling — blitzing linebackers, safeties, corners, everybody — until the big oak log returns Brandon Cisse has locked down one-on-ones so far; tonight the lights and Christian Watson will tell us if he's the real jolt or the crash Jordan Love, full-time starter year four and first Family Night as a father, has to show the command and the fine-print ownership that separates good from Canton This episode is brought to you by PrizePicks! Use code PACKDADDY and visit https://prizepicks.onelink.me/LME0/PACKDADDY to get started with America's #1 fantasy sports app. If you're headed to Lambeau, scream for that kicker on the first attempt. If you're on the couch, text a buddy and get him tuned in. And if this is getting you fired up for Packer football the way it's firing me up, hit subscribe, leave a review, and share it with somebody who bleeds green and gold. Tell me your thoughts on this one — I want to hear from you. To advertise on this podcast please email: ad-sales@libsyn.com Or go to: https://advertising.libsyn.com/packernetpodcast Support the Show & Explore My Projects Help keep the show growing and check out everything I'm building across the Packers and NFL world: Support: Patreon: www.patreon.com/pack_daddy Venmo: @Packernetpodcast CashApp: $packpod Projects: Grade NFL Players ➜ fanfocus-teamgrades.lovable.app Packers Hub ➜ packersgames.com Create NFL Draft Big Boards ➜ nfldraftgrades.com Watch Draft Prospects ➜ draftflix.com Screen Record ➜ pause-play-capture.lovable.app Global Economics Hub ➜ global-economic-insight-hub.lovable.app
In this solo episode of the Thriving Authors Podcast, I'm diving into all the moving pieces involved in self-publishing and giving you a checklist of what needs to get done before your book hits the shelves. By following this timeline, you'll give yourself enough time so that it's not a stressful process, but instead, it's a really fun and fulfilling and exciting process!I share:What you need to have done first, before moving your book into the production timeline.When to choose your cover designer and your interior book designer and what's involved in that process.Why to consider having a book launch team and how you can involve them.The importance of pre-orders and early reviews – along with ideas for pre-order bonuses.Considerations for how you're going to showcase your book.After listening, if you decide you don't want to worry about getting all the moving pieces coordinated and getting your book up on Amazon, you're in luck. I have a Book Publishing Package where I can handle that all for you. Just reach out!>> Here's the PDF
A discarded SpaceX rocket is set into crash into the moon. Also, Dr. Roshini Raj shares simple habits to keep our guts happy and healthy. Plus, catching up with actor Tim Robbins about the sci-fi dystopian series "Silo," where the last people on earth live underground. And, 4-time Oscar nominee Willem Dafoe stops by studio 1A to tell us about his latest film called "Late Fame." Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Emotional eating isn't simply about lacking willpower or discipline. More often, it's your nervous system doing exactly what it believes it needs to do to keep you safe. In this episode, I'm joined by Stephanie Mara, founder of Somatic Eating® and host of The Satiated Podcast, to explore the powerful connection between the nervous system, emotional eating, body image, and our relationship with food. We discuss why so many women feel stuck in cycles of overeating, restriction, and body shame, and why true healing begins by creating safety within your body—not by trying harder to control yourself. In this episode, we cover: Why emotional eating is rooted in nervous system patterns—not a lack of willpower How chronic stress and dysregulation influence your food choices The connection between body image and nervous system safety What it actually means to "feel your feelings" instead of eating through them Practical ways to begin regulating your nervous system around food Why healing your relationship with food often transforms other areas of your life, too If you've ever felt frustrated that you know what to eat but still struggle with emotional eating or negative body image, this conversation will help you understand why—and, more importantly, where healing truly begins. Connect with Stephanie: www.stephaniemara.com www.somaticeating.com Ali's Resources: Beam Supplements - Use Code ALIDAMRON for a discount! Consults with Ali BIOptimizers Magnesium Breakthrough 10% off using code ALIDAMRON10 www.alidamron.com/magnesium Master Your Perimenopause Course + Toolkit "Am I in Perimenopause?" Checklist. What Hormone is Imbalanced? Quiz! Fullscript (Get 25% off all supplements) "How To Balance Your Hormones For Better Sleep, Mood, Periods and Energy" Free, On Demand Training Website Ali's Instagram Ali's Facebook Group: Holistic Health with Ali Damron
It's back to school season, and if you're anything like me, that means your brain is already running a mental checklist of book bags, lunchboxes, and school supplies. But this episode isn't just a list of errands to check off. I'm sharing everything I'm doing over these next couple of weeks to get my family (and myself) ready for the transition, from the practical stuff like schedule shifts and morning routines, to the part we don't talk about enough, which is managing our own expectations as the ones holding it all together. I walk you through how I'm shifting bedtimes and wake times without the shock of an abrupt change, how I'm reducing decision fatigue for my kids (and me) with simple systems for lunch and breakfast, and why the way I think about this season matters just as much as anything on my to-do list. If you've ever felt like the back-to-school transition hits you harder than it should, this is for you. ==========================
The best time to list your Q4 products was back in June. You didn't do that, most likely. But before you start beating yourself up, here's what I need you to hear…Being late is not the same thing as being too late.If you're sitting there convinced you've already missed your chance to have a successful holiday season on Etsy, this episode is your reality check.Yes, you're behind. But the biggest mistake isn't that you didn't start in June. It's deciding there's no point in starting now.In this episode, I'm walking you through what I'd tell one of my private coaching clients if they came to me in August feeling completely overwhelmed. We'll talk about why listings need time to gain traction before Q4, why there's still plenty of opportunity left, and how to make smart decisions that give your shop the best chance of getting found before holiday shopping ramps up.If you're feeling behind, this is the pep talk you actually need.Why being late isn't the same as being too lateHow Etsy decides where your listings rankWhy waiting another week makes Q4 harderWhy niche holiday keywords are your biggest advantage right nowWhat products you should focus on instead of creating an entirely new holiday collectionThe three priorities every Etsy seller should focus on this monthFree Sales Audit Workbook: https://sarahjwaggoner.com/auditpodcast/1:1 Coaching: https://sarahjwaggoner.com/coachingWork with Me: https://sarahjwaggoner.com/etsy-visibility-acceleratorJoin my Facebook Group: https://www.facebook.com/groups/theheartlandcreativeFollow me on Threads: https://www.threads.com/@sarahjwaggonerFollow me on Instagram: https://www.instagram.com/sarahjwaggonerFollow me on YouTube: https://www.youtube.com/@SarahJWaggonerWhat You'll LearnMentioned ResourcesYour Next Steps:
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Barry examines how to make decisions under pressure, “in the dark,” defined as lacking present information. He contrasts cultural lies—real men decide quickly, don't hesitate, don't ask for help—with wisdom, counsel, prayer, and pausing.Join the FatherSeekers community! https://www.skool.com/fatherseekersFS FacebookFS InstagramFS YouTubeAsk Barry a question: barry@fatherseekers.orgCHAPTERS00:00 Decisions in the Dark01:35 Pressure to Be Decisive04:56 Fear and Perfectionism07:37 Isolation and Going Alone09:49 Purpose and Core Values12:08 Stress and Decision Fatigue15:10 Old Wounds and Shame17:01 Relationship Dynamics19:03 Temptation and Quick Relief21:21 Checklist and Next Steps--FatherSeekers helps fatherless fathers become better fathers.Get discussion guides, devotionals, and more at FS Website
Intelligence Unshackled: a show for people with brains (a Brainjo Production)
To grab your copy of the book, head to GeniusAndImpostor.com. To submit a question for us to answer on the podcast, go to brainjo.academy/question. To subscribe to the free Better Brain Fitness newsletter, join us when we record live, and get our Guide and Checklist to essential blood tests and nutrients, go to: betterbrain.fitness. To learn more about how you can boost brain fitness with neuroscience-based musical instruction, head to brainjo.academy. Intro and Outro music composed and produced by Julienne Ellen.
It's summer! Time for fun in the sun and extra time with friends and family, which can have an impact on the finances! In this episode of Financial Clarity for Doctors, hosts Corey Janoff and Rachelle Vanderzanden walk through a few things that can be helpful during a mid-year financial planning check. Ideas for Summer Planning: Take a moment to review your spending and reflect on whether it matches up with those goals! Spent a lot of money on eating on travel, but travel is important to you? That might be just fine! Everyone is different. Review progress toward making maximum retirement contributions (if you are able). Are you on track to make the maximum employee deferral contribution of $24,500 to your employer plan? Review your cash on hand to see if you have anything “extra” that can be put toward long-term goals. Can potentially add funds to 529 college savings accounts, 530A (Trump Accounts), or other investment accounts, depending on your goals. Go through your workplace benefits to ensure you are using them! Unused vacation days that may expire? Flexible Spending Account balances that need to be used? Potentially make some strategic tax planning moves depending on your circumstances. Example: Roth conversions add funds to your taxable income in the year converted, but then funds can grow tax free if used for qualified retirement withdrawals. Do a quick risk review – For example do you have adequate insurance and an estate plan drafted? You can review your finances any time of year, but the summer can be a great mid-year reset. Sit back and relax on your deck with a cold beverage and lots of numbers! Sounds like fun to us! For more financial planning tips from Corey and Rachelle, find them on social media! LinkedIn: @CoreyJanoff; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities and advisory services offered through LPL Financial, a registered investment advisor, Member FINRA/SIPC. Finity Group, LLC is a separate entity from LPL Financial. Finity Group and LPL Financial do not provide legal advice or tax services. Please consult your legal advisor or tax advisor regarding your specific situation. This material is for general information and educational purposes only and is not intended to provide specific advice or recommendations for any individual. Investing involves risk including the loss of principal. There is no assurance that the views or strategies discussed are suitable for all investors or will yield positive outcomes. A Roth IRA conversion—sometimes called a backdoor Roth strategy—is a way to contribute to a Roth IRA when income exceeds standard limits. The converted amount is treated as taxable income and may affect your tax bracket. Federal, state, and local taxes may apply. If you're required to take a minimum distribution in the year of conversion, it must be completed before converting. To qualify for tax-free withdrawals, you must generally be age 59½ and hold the converted funds in the Roth IRA for at least five years. Each conversion has its own five-year period, and early withdrawals may be subject to a 10% penalty unless an exception applies. Income limits still apply for future direct Roth IRA contributions. This material is for informational purposes only and does not constitute tax, legal, or investment advice. Please consult a qualified tax professional regarding your individual circumstances. Prior to investing in a 529 Plan investors should consider whether the investor's or designated beneficiary's home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in such state's qualified tuition program. Withdrawals used for qualified expenses are federally tax free. Tax treatment at the state level may vary. Please consult with your tax advisor before investing. Trump Accounts offer tax deferred growth on earnings. Family contributions are made with after tax dollars, and eligible employer contributions may be excluded from the employee's taxable income. A one time $1,000 federal contribution may be available for eligible children born between 2025 and 2028. Distributions are generally prohibited during the child's growth period and, once permitted, are taxable as ordinary income and may be subject to a 10% IRS early distribution penalty if taken before age 59½. Contribution limits and other restrictions apply, and some rules remain subject to future Treasury and IRS guidance. Consult a qualified tax advisor or financial professional before making decisions. Rebalancing a portfolio may cause investors to incur tax liabilities and/or transaction costs and does not assure a profit or protect against a loss. Finity Group and LPL Financial do not provide legal advice or tax services. Please consult your legal advisor or tax advisor regarding your specific situation. Citations: Internal Revenue Service. Frequently asked questions on gift taxes. https://www.irs.gov/businesses/small-businesses-self-employed/frequently-asked-questions-on-gift-taxes. Internal Revenue Service. Charitable contribution deductions.. https://www.irs.gov/charities-non-profits/charitable-organizations/charitable-contribution-deductions. Trump Accounts. https://trumpaccounts.gov/. Bart, Susan T. and Connie T Eyster. What is a Trump Account? Rules, Taxes, and How They Work for Families. https://www.actec.org/resource-center/video/trump-accounts-explained/. 2026. The American College of Trust and Estate Counsel.
On a road trip, tackling a summer cleanup, or just catching up on podcasts? QDT has you covered with Summer Saturday encores from your favorite shows. See the full Summer Saturday lineup on Spotify and enjoy this episode, which first aired in July 2024.Take stock of your finances with Laura's mid-year checklist for more money success.Money Girl is hosted by Laura Adams. A transcript is available at QuickandDirtyTips.comHave a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at 302-365-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links: https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdamshttps://lauradadams.com/ Hosted on Acast. See acast.com/privacy for more information.
Are you on track financially, or is it time for a mid-year course correction? In this episode, we walk through a comprehensive mid-year financial checklist designed to help investors and retirees prepare for the second half of the year. We'll discuss whether your portfolio allocation still matches your goals, why sector rotation matters, realistic expectations for investment returns, and the importance of updating retirement income plans. We also cover mid-year tax projections, Roth conversion strategies (including the often-overlooked downsides), charitable giving techniques, insurance reviews, and why knowing what your money is actually for may be the most important financial planning decision you make. We'll also touch on labor market trends, including what high-paying employers like Buc-ee's tell us about today's economy, and the growing role of AI and robot teachers in education. Whether you're planning for retirement, reducing taxes, reviewing insurance coverage, or refining your investment strategy, this checklist can help you finish the year on stronger financial footing. 0:00 INTRO 0:20 - Lettuce Memes, Future Shock, Bad Architecture, & Tiny Towns 7:12 - Market Frustrations & Sector Rotations 10:01 - Is Your Allocation Right for You? 13:25 - Robot Teachers in New York 15:11 - What Your Money is For... 16:37 - Expectations for Returns 20:36 - What You Can Make at Buc-cee's 22:29 - Mid-year Tax Projections 26:39 - Retirement Income Update, Charitable Intent & Micro-budgeting 30:02 - Charitable Remainder Trust 33:43 - Putting together a strategy for charitable giving 37:16 - The "Alt Side" of the Roth Conversion 41:06 - Insurance Review 42:44 - Savvy Social Security DLS Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/2oESMTD2Cqg?feature=share ------- Watch our previous show, "Hyperscaler Credit: Warning or Opportunity?" https://youtube.com/live/lsx5FwAF_mQ -------- Watch today's "Before the Bell" premarket commentary, "Markets Consolidate as Sector Rotation Strengthens," https://youtu.be/pG8vxTC6oco ------- Watch our previous show, "7-30-26 Hyperscaler Credit: Warning or Opportunity?" https://youtube.com/live/lsx5FwAF_mQ ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "Savvy Social Security Planning: More Income, Less Worry," Thursday, August 6, 2026: https://streamyard.com/watch/tQ3PS8hd64mt --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #FinancialPlanning #RetirementPlanning #Investing #TaxPlanning #WealthManagement
In this episode, Josh and Sam explore how pastors can prepare their churches for one of the most strategic ministry seasons of the year: back-to-school. As families shift routines, students face new pressures, and parents feel the weight of another busy season, churches have a unique opportunity to serve, encourage, and disciple. A strong back-to-school plan is not about adding more activity to the calendar. It is about aligning ministries, equipping volunteers, and intentionally supporting parents as they lead their homes through a demanding season. The post The Back-to-School Checklist for Pastors (Prepping Your Church for Ministry to Parents and School-Age Children) appeared first on Church Answers.
We explore the expected size of AI-related debt, which vehicles hold it, what could go wrong, and how to protect yourself.Topics covered include:How AI capex boom compares to other large booms and bustsWhat fixed income vehicles hold AI-linked debtWhat mechanisms are being used to transfer AI-debt risk.How circular finance is contributing to the AI infrastructure buildoutWhat could go wrong with the AI infrastructure buildout that could lead to losses on AI-related debtHow to tell what exposure you have to AI debtSponsorsDelete Me – Use code David20 to get 20% offNetSuite Insiders Guide Email NewsletterGet our free Investors' Checklist when you sign up for the free Money for the Rest of Us email newsletterOur Premium ProductsAsset CampMoney for the Rest of Us PlusShow NotesAI debt slide deck used for episodeRBC Weighs $2 Billion Risk Transfer to Hedge Data Center-Linked Loans by Esteban Duarte and Paula Sambo—BloombergHyperscalers Tap External Financing as AI Capex Outruns Cash Flow—FactSet InsightWhat History Tells Us About The AI Investment Boom by Larry Swedroe—Financial AdvisorGoldman Sachs Warns on AI's Debt Tsunami — Is This the End of the AI Boom? by Rich Duprey—Yahoo! FinanceProgress and peril by Pablo Hernández de Cos—BISThe Opportunities and Risks AI Presents for the Economy and Financial System by Governor Lisa D. Cook—The Federal ReserveFinancial Stability Report by The Board of Governors of the Federal Reserve System—The Federal ReserveFinancing the AI infrastructure boom: on- and off-balance sheet borrowing by Egemen Eren, Ingomar Krohn and Karamfil Todorov—BISHow AI debt financing impacts duration supply and interest rates by Hugo De Vere, Srini Ramaswamy and Seth Searls—Federal Reserve Bank of DallasUS Life Insurers Held $807 Billion of Hard-to-Sell Credit by Alexandre Rajbhandari—BloombergInsurers are funding AI infrastructure – NAIC wants to know if the ratings hold up by Paul Lucas—Insurance BusinessUS Corporate Bonds Statistics—sifmaSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
TODAY's Checklist tackles how men and women experience stress in different ways and what tactics can be used to better manage intense feelings. Plus, “House of the Dragon” star Fabien Frankel sits down with the 3rd Hour to discuss Ser Criston's fate, training for epic fight scenes and launching a production company alongside his brother. The Grammy-winning band Mumford & Sons dishes on the release of its sixth studio album, “Prizefighter,” and how tour life is treating them ahead of playing Madison Square Garden. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
The start of school might still be several weeks away for some of you, but there are ways that we can make that transition easier by doing just a little bit of thinking and planning now.Helpful Companion LinksOrder my book The PLAN or ask your library to consider carrying a copy.Episode #274: The Back-to-School Starter PackSign up for our every-other-week podcast recap email called Latest Lazy Listens.Sign up for my once-a-month newsletter, The Latest Lazy Letter.Grab a copy of my book The Lazy Genius Kitchen or The Lazy Genius Way! (Affiliate links)Download a transcript of this episode.Want to share your Lazy Genius of the Week idea with us? Use this form to tell us about it or record your idea and share your voice on the show.
Welcome to The Starting Zone Podcast, The World of Warcraft Podcast for New and Experienced Players! This week Spencer Downey and Jason Lucas discuss the Season One Achievements going away, the Gameplay Incident, Hotfixes and everything going on around Azeroth! Episode #746: The Season One Checklist! What's New this Week in World of Warcraft! Weekly Event - Arena Skirmish Bonus Event TURBULENT TIMEWAYS WEEK 4 - Burning Crusade Timewalking PvP Brawl - Gravity Lapse Mythic+ Affixes: Devour Trial of Style - August 1st to 8th Darkmoon Faire - August 2nd to 8th Don't miss it Weekly Checklist World Boss - Nexus-Captain Leth'ir (Naigtal) Special Assignment World Quests Weekly from SIlvermoon, outside the Bank Dungeon weekly from Halduron World Events Saltheril's Soiree in Eversong Woods Abundance in all zones, with a rotating Abundant Harvest zone Legends of the Haranir in Harandor Stormarion Assault in Voidstorm Important Posts July's Trading Post Ignites a True-Blue Celebration [Updated 7/22] Join the Final Surge for Decor Duels The Clock is Ticking on Midnight Season 1 Achievements and Rewards Restorations of Hardcore Characters Lost to DDoS on July 21 Prohibited Gameplay Incident and Response Midnight: Curse of Ula'tek PTR Development Notes Hotfixes and much more! You can find us on Discord at The Starting Zone or email us at TheStartingZone@Gmail.com Have you heard about our Patreon? It's a great way to support the show and goes towards making more content for you! Check it out here: https://www.patreon.com/thestartingzone Looking for to grab some great TSZ merch? Look no further than here! We've got the shirts, hoodies, mugs, pillows even stickers you want!