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Keith breaks down where the U.S. housing market appears to be headed and which regions and states are quietly winning or losing in the population shuffle since 2020—and what that could mean for real estate investors.  You'll also hear about an intriguing cash-flow play in single-family rentals in select Southern markets. Then, Keith is joined by financial strategist and comedian Garrett Gunderson, who challenges the usual "scrimp and save" advice. Together, they explore how to build real wealth without sacrificing your life today, how high-net-worth individuals often get money wrong, and a different way to think about financial independence, freedom, and investing in yourself. Resources: Get Garrett Gunderson's Killing Sacred Cows audiobook free: DM @GarrettBGunderson on Instagram with the words "Keith Cows." Episode Page: GetRichEducation.com/595 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, is the future direction of the housing market trending up or trending down? Which states have seen the most population growth? Then powerful wealth mindset tactics with a financial comedian today on get rich education   Speaker 1  0:20   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads and 188 world nations. He has a list show guests and keep top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Keith Weinhold  1:04   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Speaker 2  1:38   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:54   Welcome to GRE from Mount Rainier to Mount Rushmore and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education. I am not a Lambo driving influencer that will take any brand deal just to shill a gambling platform instead. Our core strategy at GRE is aging. Well, I've spoken with a lot of LP investors with capital calls and deals that lost all their money. Well, we approach wealth building with discipline and consistency. It doesn't sound dazzling, but it really shines when things go wrong elsewhere, because at least for the core of our portfolios, we get long term fixed rate debt for income property get paid five ways and win the inflation triple crown, and we do it all with a high degree of passivity. Right before I took the mic today, I got a two sentence email from a property manager that said an air conditioning unit's air handler board had to be replaced for $420 I don't even know what an air handler board really is. Now, the manager sent some photos in a written estimate. I quickly checked chat GPT, and I saw that the price was about right, and replied to my manager to go ahead and have that done. That's it an example of relative passivity. US residential real estate has nominally appreciated over every single 10 year period in modern history, despite some occasional short term downturns, even those are not common. Well, we recently had a guest mention that it's 20 years at the longest like 20 years or less is the period of time between which real estate never goes down. He was right. But you actually can't find any 10 year period where home values fell. What about the 2008 global financial crisis, I think that's the first place that the mind goes. Well back then, home values bottomed out at 208k in 2009 before they started growing again. And 10 years before that, the median price it was 157k in 1999 so even when home values hit their GFC low at that point, they were still up 32% from the previous 10 years. So you can confidently say then that over any 10 year period, home prices are up nationally. Now, how about the future? Well, for the future, there is more evidence of rising home prices. Building permits for new homes have fallen to their lowest level since 2019 that's according to the census bureau. So fewer single family homes are being built. Now we plan to discuss that more on. Next week show when we dive deep on does America really have a housing shortage? But this week, more reasons for future home price bullishness is that the labor market now, it's not doing that great. It sure isn't white hot, but unemployment, which was already low, that recently dropped a touch lower to just 4.3% inflation has fallen to 2.4% and wages are rising faster than that. In fact, our own Fed Chair recently remarked at how he's surprised at the strength of the economy. The property market analytics firm kotality, they now expect home prices to appreciate another four and a half percent this year. They and other firms continue to believe that the Midwest will be the hottest area of home price growth even more than that four and a half percent in that region. That is because not only is the Midwest underbuilt, it's that the prices are so affordable that it's attracting young people. The other factor is that mortgage rates recently dipped just below six into the high fives again, and that can release this pent up housing demand, and think about where we've come from. In late 2023 mortgage rates were about 8% and now lower mortgage rates also reduce the lock in effect, so it can create both more sellers and more buyers. The thing to remember is that 70% to 80% of home sellers are also home buyers because they've got to live somewhere. And first time homebuyers, of course, they buy only, they don't sell anything. In fact, former GRE guest in housing wire lead analyst Logan modeshami and Barry Habib were just positing on this at housing wire's latest summit on how the volume of home sales has been depressed for so long that lower rates could very well trigger a rush of buyers, these kind of people that have been delaying purchasing for years, this pent up housing demand being released if indeed rates go lower. People think they know the future, but we don't really know that that's going to happen for sure. But a lot of optimism about this phase of the housing market supported by not great, but decent economic conditions. Of course, that new housing demand is going to manifest unevenly across the nation. So let's talk about the places that have seen the most population growth from 2020 to today, basically the states that support that housing demand. Well, between 2020 and today, the US has grown by about 10 million people. That's over 3% nearly every state grew. But the bigger story is where that growth is happening. And really, here's the jaw dropper as a region, the South, gained more people than all of the other regions combined, about 7.6 million new residents in the south since 2020 the South's population is up 6% the West's almost 2% the Midwest population is up more than 1% and The Northeast up seven tenths of 1% again, this is not per year. This is total population growth from 2020 to today, Florida and Texas, they led the nation among the big states, both up almost 9% sprinting like they just found out that income tax is optional. The Carolinas in Tennessee are big southern growers too. People clearly keep moving toward warmer weather, a lower cost of living, lower taxes and job markets. Nothing new there. California in New York are the biggest losers in absolute numbers, California losing half of 1% of population in New York, a full 1% people keep moving away from these traditionally expensive, high tax coastal states like a buffet when the crab legs run out, people just getting up and leaving. That's not any sort of news story there, either. These trends help cash flow residential real estate investors like us, because the south aligns with that favorable landlord tenant law and those high ratios of rent income to purchase price. Luckily for us, that's where people are moving too. The Midwest has those phenomena as well, although their growth has been slower.    Keith Weinhold  9:39   Now a few Midwest highlights for you. Since 2020 the population of Indiana is up 2.8% quietly benefiting from Illinois. Escape Velocity, Missouri up almost 2% and that's growing mostly in Kansas City and St Louis suburbs. Ohio at almost 1% that's pretty modest growth overall, but Columbus up 5% that is flexing like it just landed a semiconductor plant there in Columbus, the intermountain west has bicep bulging growth, but it rarely works for us, because rents are only a little higher, but property prices are way higher. Yes, those pretty Rocky Mountain states, great Instagram, tough cash flow now Louisiana, it is a state that confounds people. It's a warm place, and it has a low cost of living, you would think Louisiana would be attracting people in droves for those reasons. Well, then why is its population following Louisiana down nine tenths of 1% since 2020 Well, you've got bleak job prospects that make Louisianans leave its tax competitiveness ranks 31st property insurance costs are high thanks to environmental risk. Louisiana has more swamps than beaches. Even the NFL saints were six and 11, and if they had made the playoffs, that wouldn't have made people move back. And hey, no personal shade here, I enjoy going to the New Orleans investment conference in Cajun culture, in Airboat Tours through the alligator filled Bayou, fun stuff, but for income producing property, you got to seek out different characteristics than just vacation Glee or how Good the gumbo tastes keep emotion separate from investing, Hawaii is America's biggest percentage loser. Its population is down one and a half percent since 2020 its cost of living is stratospherically high, with a median home value of just a little over a million dollars. That results in net outmigration to the mainland parts of the Aloha state now experience natural decrease. That means that deaths exceed births. Natural decrease. That's mostly a phenomenon on the Big Island. That's not where Honolulu is. That's where you have Kona and Hilo when young people can't afford to stay demographic gravity kicks in population loss. Hawaii is also highly dependent on tourism, meaning more volatility in recessions. It has contractor availability issues and higher repair costs, partly due to shipping materials to the remote islands. What about the upsides of Hawaiian real estate? Well, you're just going to have this inherent, strong, long term land scarcity and lifestyle desirability overall. Hawaii isn't bad. It's just hard. And I like Hawaii as a place to vacation, so the best times in my life were in Hawaii. Now, with all this said, These are broad generalities about states which are big places themselves right now. There are certainly Missouri real estate investors listening to me that are actually losing, and Hawaii real estate investors that are winning, and even cash flow positive. I'm talking general trends here, and this is with respect to long term rentals, not short term rentals. If your rent to price ratio is as low as point three or point four, like it often is near the coasts, well then you are speculating on appreciation. That's what that means. All 50 states have opportunity. All 50 states have no go zones. People keep moving south. That's a trend that the pandemic accelerated six years ago. More opportunity is concentrated there. That's got nothing to do with vacation excitement. That is population math, and I'm talking about swimming with the tide here in our Don't quit your Daydream newsletter I recently sent you that colorful population change map that I was describing some of there. More recently, I also emailed you that great and rare map of landlord friendly versus tenant friendly states mapped out and a lot of other great stuff.    Keith Weinhold  14:17   Before we bring in our firebrand guest, Garrett Gunderson, I just learned about a really strong opportunity for a provider of single family rentals and duplexes in Memphis and Little Rock. They're providing a locked in 5% interest rate and 5% property management for five years. Yeah, that's not a throwback to 2020 it's what mid south homebuyers calls their triple five program. They are the oldest and most trusted, maybe turnkey investment provider in the country, operating since 2002 and what they do is they offer these fully renovated, occupied rental properties in Memphis and Little Rock, two of the strongest cash flow markets in the South. With financing and management and rates that make the math work like it hasn't in years. So again, 5% interest, 5% property management fees for a full five years. You know those markets, they already had these investor advantage numbers with rent to price ratios mere point eight in Memphis and Little Rock. But yeah, that low 5% mortgage rate, even for renovated properties, not just new build. That's the kind of spread that turns a good deal into a great one. So to give you an idea, if you get a 30 year fixed rate mortgage loan amount of 125k with a 7% mortgage rate, your principal and interest payment is 832, at a 5% rate, it's just 671, so that's $160 more cash flow right there, and it's made a tad sweetener than that with just a 5% Property Management rate. And I don't know how long that offer is going to last, but it is available now and for the next little while, you can ask about it. When you visit mid southhomebuyers.com that's mid southhomebuyers.com and you can ask them about their triple five program. More next. I'm Keith Weinhold. You're listening to Episode 595, of get rich education.    Keith Weinhold  16:19   Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721 exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE, that's F, l, O, C, K, homes.com/gre. You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989 Yep. Text their freedom coach directly. Again, 1-937-795-8989,   Dani-Lynn Robison  18:08   this is freedom family investments. Co founder, Danny Lynn Robinson, listen to get rich education with Keith Weinhold, and don't quit your Daydream. You Brenda.   Keith Weinhold  18:24   Today's guest is someone that America knows as the long haired, bearded money guy in the past, he's drawn physical appearance comparisons to Jesus Christ. He's a prominent financial strategist. Founded an eight figure company, hit the Inc 500 he's both a New York Times and Wall Street Journal bestselling author. He is just an electric speaker, including appearances in front of dozens of billionaires. And he's just got this great way of speaking to financial freedom that hits you differently. He even has a comedy special that's great to welcome back to the show. Garrett Gunderson,   Garrett Gunderson  19:02   that's good to be back. Man. Is really good. Love your energy. Has a nice intro.   Keith Weinhold  19:07   Well, you give a lot of like, nice guidance to people that's somewhat different than they're used to hearing. You know, Garrett, I think a lot of the conventional guidance is, you know, it's not very far above Elementary School advice like, put your credit card in the freezer so you don't use it too often, but a lot of times you speak to either business owners or people that have already had some success, and I think a lot of your underlying mantra is, hey, you better live your best life now   Garrett Gunderson  19:35   I kind of feel like you are your greatest asset, and if you starve out that asset because you don't feed it with knowledge, or you don't invest in yourself, or you don't gain the skills that really matter because you're so addicted to scrimping and sacrificing and building your balance sheet right, trying to build savings accounts and retirement plans and doing all you can to pay off that mortgage. Yeah, you could become a millionaire on paper. But will you live like one? Will you enjoy your. Life. What about all the memories that you miss along the way? What about having quality of life today and creating a life you don't want to retire from? The wealthy people, they didn't get that way because they shrunk their way there. They didn't get that way because they were amazing budgeters. They built businesses. They created value. They learned how to, you know, sell or speak or market or have business acumen that grow business or to hire people, and having those systems that actually impact more people or more deeply impact the people that they serve, because it's about value creation and their value creators. And I think this notion of just thinking, Oh, I could just trade time for money and set money aside. Man, that's a really painful way to get to a million dollars, but Northwestern Mutual, they just put out an article that said, 32 or 34% of millionaires don't feel wealthy, because if you have money tied up in an account that isn't kicking off cash flow, it doesn't feel like wealth. You can't spend that net worth. It's just a statement if you don't learn how to create cash flow. And I love financial independence, where people have cash flow from assets to cover their expenses now their lifestyle is covered from that cash flow. Now they can reinvest every active dollar into themselves and their quality of life, into more cash flowing assets, into taking trips along the way, not just waiting until they're too old to enjoy it.   Keith Weinhold  21:13   You work with business owners all the time, and you've even worked with some ultra high net worth people that still seemed to scrimp and save. Do you think really, what is that the function of? Is it more of the wrong mindset or the wrong tactics when someone acts that way?   Garrett Gunderson  21:32   It's a mindset that's really kind of handed down to them? Yeah, maybe from their parents or grandparents or from a different era, like there's people that were, you know, in the Great Depression, that then tells stories to their family about how tough it was, and you never know when that money could go away. So you got to hold tight, and it's a scarcity mindset. So one of the wealthiest clients I ever had, I mean, this was a guy who he was worth a lot of money, but you would never know it. I saw him on TV one day. I was like, Dude, he needs new clothes, and we found a strategy to save him a bunch of money. He was just buying his inventory with cash or like, let's buy it on a plum card, and you'll get cash back. I just said, Just take 10% of that cash back, which was over $100,000 a month, and spend it on yourself. He's like, Well, I wouldn't know to spend it on I'm like, Well, how about some new clothes to start with? He's like, Okay. And then the next month, he bought a nest system for his house. The next month he bought a sound system. Eventually, saved up enough money to buy a Tesla, which he really wanted, like it was money that was there for him, but it changed his entire paradigm, because now he had a quality of life. He was very philanthropic and donated money. He built massive businesses, but he never treated himself well. He'd never felt like it was okay to spend that money because of his upbringing, because the way that his parents viewed money and the way that their parents viewed money, and it was always something that felt scarce. So it felt like, okay, will this go away? And the reality was, we just found money in your couch cushions, essentially. So why not enjoy it along the way? He eventually bought a home that he loved on the water, that he loves the garden. I mean, it was like a total transformation with that one simple thing to help him heal his relationship with money, overcome scarcity, because he was already highly productive. He just had to break free from this budgetary mindset.   Keith Weinhold  23:09   That's great. It was almost like, Dude, I can see it in you. Before we even talk. You got that code off the rack at Burlington. I swear you can do better than this. Come on, now   Garrett Gunderson  23:17    30 years ago, 30 years ago too. You know, it doesn't even fit anymore.   Keith Weinhold  23:23   Well, you know, I recently dedicated a complete episode Garrett to the way I put it is that the risk of delayed gratification is denied gratification. Now, there are some good things to be said for delayed gratification, I think, especially when you're younger, or you're just starting out in the working world, and you just tried to cover rent for your apartment and you don't have much else. Delaying some gratification is good. You need to form capital. You need to get liquid. I try to avoid saying stacking savings, because that gets people in the mindset of becoming super savers sometimes, and they miss out on returns. But what I mean about the risk of delayed gratification, being denied gratification, if it's taken too great of an extent, is, you know, I'm talking about the guy where, when he was 24 he used to say, Oh, I'm going to visit the Galapagos Islands someday. That's what I want to do. But you can just tell by the time you talk to the dude, when he's 48 he begins to use the past tense for things he wanted to do, for example, then he might start saying, Oh, well, I guess I never did visit the Galapagos Islands. You know, you can tell with people when they use the past tense, and that's when you know that their future is not bigger than their past, and a lot of that is the reflection of their financial status.   Garrett Gunderson  24:40   I got married at age 23 and the first two years, well, it was really like the first year and a half, maybe I was just such a miser. I gave my wife a $400 a month budget for an apartment, and we found out that there's places you don't want to live in Utah. I didn't know it, but she's like, is this what you want? And I was like, This doesn't feel like a safe neighborhood. And then you. Know, I was like, All right, maybe $600 I was still kind of really scarce. And my parents were like, Why don't you just live in our basement, rent free, and my wife's like, sex free. If you think that's where we're living, I'm gonna live in my parents basement, you know? Because I just thought money was something to save. So I saved me over 50% of my income. And a lot of people were like, that's amazing. Congratulations. Great job. And so I felt really good about it, and then I realized that my business wasn't growing as fast as this other person my age. I met him at an event, and a year later, he was doing better. And I was like, Dude, what's going on? I could hear it in your voice. I could hear like, you're just a different person. He goes, Oh, I'm doing two things. One, I just hired this guy, Steve D'Annunzio, and he changed my entire life. And I was like, I need to meet him. He's like, he happens to be here in Vegas. He's from Rochester. Introduced me. I hired him as my coach right away. I'm hearing all these people talk about strategic coach at the same event, and they had a booth. So I signed up for Strategic Coach, which meant I had to part with some of my money. Think it was $7,500 I hired Steve as a one on one mentor, and all of a sudden I was investing in myself, yeah. And I broke free from those chains of like, reduction and restriction into the game of production. And then I even had a situation where a woman called me out at the same event. This was a life changing event where she's like, I wonder what it's like living in a financial prison you built for your wife. It's like, Oh, see, that's what happened. I thought I was responsible, and building that responsibility that's actually building walls. And when I came home for that event, my wife and I started looking for our home. Within a few months, we found one. I bought a home. It was very easily within my means. I basically made as much as I paid for this house that we loved. We lived there for nine years. We built so many memories. You know, we had our two kids while we were there, I started host study groups, and that year, I grew my income by $170,000 with the coaching of strategic coach, Steve dnunzio And this woman, Nancy, calling me out. The next year, it grew by even more because the skills started to compound. I decided from that moment forward, I would spend at least $40,000 a year, which I might be able to reach for some people, but at least $40,000 a year on mentors. Is a guy named Alan. He writes my meal plans and my workouts, and I'm at 10% body fat because he knows exactly what they do. I do what he says. It was worth this $10,000 investment, because now I pay attention what I pay for, and I look at like if I'm my greatest asset, how can I create more energy? How can I create more value? How can I feel better about myself? How can I show up the very best version of I am, so I can deliver the most to the other people. And so I've always just been in amazing groups. I just got back from two different events in Beverly Hills around amazing people, learning incredible things that allow me to grow. I haven't spent a huge amount of money on a mentor last year to figure out something that I hadn't been able to figure out to this point. It's the same thing I did to become a speaker, to become a writer or even learn how to sell or market, you've got to invest in the skill, not just in the savings account. You grow yourself first, and then you grow your money. If you starve yourself out because you're in that miserly mindset, you're going to stunt your growth and never be fully fulfilled.   Keith Weinhold  27:56   You're your own best investment. And yes, this stuff is the varying definition of investing in yourself. Don't live below your means. Grow your means and all of that.   Garrett Gunderson  28:05   Grow your means and be more efficient within your means. I mean, the best way I know how to save is not overpay on tax, which 98% of business owners are doing that today. You know, don't overpay on interest, because you either restructure your loans, renegotiate your interest rates, reallocate underpouring funds to pay it off, or you remove investment drag. A lot of people have unnecessary fees and hidden commissions that drag on their investments. Or just design your insurance properly so it's more efficient. Those four i's, IRS, interest, investments and insurance show you how to keep more of what you make, take some of that money, build up your foundation so you have a peace of mind fund, so you have staying power, at least six months of liquidity and then invest more into yourself or learn how to create cash flow. This is the game the wealthy play. But the poor middle class, they think it's about paying off a mortgage and funding the retirement plan, and they will argue about it until it's too late, when they get there and now their homes paid off, but the property taxes are higher than their mortgage was 20 years ago, you know. Or they have home maintenance they have to take care of, or inflation has destroyed the value. Like if someone were to put away 100 grand and they wait for 30 years if they got 10% which the market did the last 30 years, if you reinvest dividends, they're going to have right around $1.7 million but if they have to pay 2% in fees, fiduciary fees, 12 b1 fees, which are marketing fees for the fund expense ratio, you know, the fees of maybe a retirement plan, and they now have 2% fees. It only goes to 1.1 million. Huge difference. And that 1.1 million if we account for inflation, even if we said inflation was low, like 2.7% over that 30 years. Well, by the time we pay for inflation and tax, guess what? The purchasing power value is like, 300 grand $300,000 that's a problem, and it's because they didn't learn to create cash flow. It's because they didn't learn to invest in themselves. It's because they relied completely on a market they don't control. I'm not saying the market is completely something to avoid. I'm saying we go in sequence. How do you grow your income for. First, then how do you keep more of the income you make with? You know, financial savvy and plugging leaks. Then learn to grow your money, but maybe growing your money. For some I like to think of like three dimensional assets, like real estate's three dimensional. It can grow in equity, it can create cash flow, and it has tax advantages. But my business is three dimensional, the more my business creates cash flow, without me, the more equity it has, and that business has major tax advantages. So most people are one dimensional, pay off a loan, put a money in retirement account. That's the poor, middle class. Wealthy people build a system where they've got three dimensional assets, equity, cash flow and tax savings. And that is a complete game changer, because then they can employ the buy borrowed I strategy, if you have assets like, you know, an individual stock, or if you have assets, like a piece of real estate or a business, you could borrow against it. There's no tax on that five for life, right? You keep refinancing. Or you can even do charitable trust to avoid the taxes upon the sell of those paying no tax when there's gains. Or you can pass it on to the next generation with a step up in basis, which means they get it at the full value and not have to pay the difference. And if you have life insurance, the life insurance will pay back the loan that tax free as well. So buy, borrow, die. I mean, it's a completely different thought process of defer taxes. If you defer taxes, I get it. You could do a Roth IRA or Roth 401. K Sure, that'll let you put after tax money in and grow it. But where's the cash flow? What's the underlying investment? How does it help you create financial independence? How does it help you does it help you grow your skills to become a better investor? We've been taught to be lazy, not that people are lazy. We've just been taught to be lazy with our money. We've been fed a narrative. I don't have the time, I don't have the skill, I don't have the interest, but I want to have it, so I just hand it over. And who do we hand it over to Keith Wall Street. Wall would you trust Wall Street? Like you flew to Frankfurt not long ago. Would you get on Wall Street airlines where they're like, hey, sometimes our planes go up, sometimes they go down. That would brand, and he'd feel inspired, right? Would you go to Wall Street, you know, hospital? Or like, hey, he lost one of your kidneys, and by loss, we stole it and resold it. You know, like, Wall Street doesn't have a brand. That's good. It's boiler room. It's Wolf of Wall Street. It's the movie Wall Street with Michael Douglas. You know, greed is good like yet that's what people put their money into. And you can go to any downtown and any major city, and guess who has the biggest buildings, insurance companies, banks and Wall Street investment companies. So you're taking the size of your home and shrinking it to build up their building and put money in their pocket. And their story is, it's because they're Ivy League, they're smart. They try to make it complicated, but you don't have to know most of the things you think you need to know about finance. The foundational things are important, how to protect your assets, how to design insurance, to transfer risk, how to have some liquidity, how to automate your savings. And then you focus like Warren Buffett would teach. He said, You know how people would become a better investor if they only had 20 investments they could make over their lifetime? He says, I don't diversify because I'm in the know. He's like, I'm a good businessman, therefore I'm a good investor and I'm a good investor because I'm a good businessman. I don't separate the two. Yeah, most people think he's a stock market investor. No, he buys out the companies in the stock market. Rarely does he have minority stakes in it. He does have some of that, maybe with Coca Cola and apple, but he bought a lot of companies outright, whether it was Geico, whether it was See's Candies, whether it was like he buys these companies, he's so far outperformed the stock market by billions of dollars from an index fund like what he has, versus someone that put the same money in an index fund, Warren has billions more from his investments than the person that put all their money in the index fund, even if it was the same amount. It's completely about strategy, not about luck.   Keith Weinhold  33:30   Yeah, it's the Andrew Carnegie, put all your eggs in one basket and then watch your basket. Yeah? Watch that basket like a hawk. Totally. Yeah. I mean, stacks mutual funds, they have what I call those five simultaneous drags. If you think you're getting a 10% long term return over time, subtract out inflation, emotion, taxes, fees and volatility. What do you have left? Not much. But there's no friction there. It is just the easiest thing to do ever since decades ago, 401 K contributions begin to become automated throughout your paycheck, sometimes even automatically, automated   Garrett Gunderson  34:04   values your permission opt out. It's easy. You have to opt out, right? It's Big Brother. You don't know what's best for you. And by the way, how crazy are four one K's. Part of the reason the market has gone up in value is because people consistently fund for one case, whether the market's going up or down, they're told $8 cost average. So that's artificially fueling the market. When we see the numbers, there's a buffet index, and it's like 2.9 times higher than what he's comfortable with, with the stock market, because of how overinflated the market is, partially due to inflation, partially because people put money in. But let's remember, why did 401, K's even come about? Because pensions failed. And by the way, these pensions failed and they had world class money managers managing these multi billion dollar pensions, but they didn't know about something called disinvesting, or didn't know enough about it. When the market goes down and pension money is owed, they still have to pull money out of the pension to pay the employee which disinvests, which pulls more money out of the account. So now instead of just being 10% down, they might be 17% down. And so even if the market comes back 10% it's 10% of only 83% of the money. So not even back to square one. And if it goes down a second year in a row, they're in real trouble. It starts to chip away at the principal, and they can't recover. And that happened to pensions, and they said, Oh, here, we can't handle these. We're going bankrupt. We're going to get rid of pensions. You take care of it. Well, guess what? Vanguard says, the average balance in a 401, k right now is $148,000 how someone's supposed to live on $148,000 even if you could get 10% that's $14,800 a year taxable, that's not going to do it. Even if you have a million dollars, where are you going to put the million dollars to get the return without risking it going down? Maybe you're going to be in treasuries at 5% that's $50,000 taxable per year. You're a millionaire on paper, but living poorly. That's why I'm here to call these things out. I think that my book Killing Sacred Cows, which was my original New York Times bestseller, which is probably how we met. Yeah, I rewrote it. I rewrote it, rereleased it in 2024 and I'll give people the audiobook. They just have to DM me on Instagram. Garrett B Gunderson and DM the word cows with Keith's name, cows and Keith or Keith and cows. I'll hook you up with the book for free, so you can learn about the nine financial myths. We're talking about some of them here, but there's also some comedy in there, so they can laugh after each chapter. I threw some comedy in there. You know, if you like my comedy, I'm not the funniest comedian. I'm just the funniest money comedian. That's the reality.   Keith Weinhold  36:33   When we had the very inventor of the 401 k plan, Ted benna, come onto the show, he revealed to us that when 401 K plans rolled out, they were first called salary reduction plans. They had to scrap that name in order to foster participation. But reducing your salary is still principally what it does to you. You got to think about it that way and blow up some of these myths. But Garrett, you've already given a lot of great technical information about what someone can do, how someone can think differently. Bigger pictures, we're sort of winding down here. You know, when I'm thinking about this whole delayed versus denied gratification thing, how do you meter it out right throughout your life? I mean, what's your earmark your family legacy? How do you meter it out, right so you don't have too much or too little at the end of your life?   Garrett Gunderson  37:15   I like to see this strategy of, like, what would the rockfellers do that I wrote about is, you know, the beginning before that strategy is you pay yourself first, which has always been around Richest Man in Babylon. Tons of books talk about it. My argument is you want to pay yourself at least 15% of your personal income, off the top, to a separate account. Once you get six months in that account, now you start to invest that money, but you build your stability with that peace of mind. And we want 15% because the luxury once enjoyed becomes a necessity. So you want more money in the future, not the future, not less propensity to you know, there's also, just like planned obsolescence, things break down. You have to repair them. Technological change, we're buying new technology that doesn't even exist. I have now subscriptions to a bunch of AI things that help me out, right? But I'm spending more money. There's also taxes, those could go up in the future, or 38 trillion in debt as we film this, which is a crazy number. And there's also inflation. If we give 3% to each of those five factors, that's 15% now again, use the four i's, IRS, interest, investments and insurance to find that money, not just budgeting. But then here's the magic. At least 3% of your income should go to a separate account called the Living wealthy account. That's your guilt free spending, value based spending account, so you enjoy some money along the way. These are the things that are the finer things in life that people might say are wasteful. You know, there's a book called unreasonable hospitality that talks about this, 11 Madison Avenue was the number one rated restaurant in the world. And, you know, will who wrote the book talked about they had 3% of their budget to just go wild on their customers dream making money, right? So to create the special experience in the restaurant, and even the bear, I think was season three, showed some of that process of how they do that. So I highly recommend taking a certain percentage. You get to enjoy along the way. It could be higher than 3% but start there, and you're going to feel better, you're going to have different energy, you're going to show up in a different way. And then from there, I just believe in having trust, so that your money's outside of your estate, and protecting financial predators so you own nothing but control everything. And I personally use life insurance. I use just standard over, you know, like basically properly structured, optimally funded whole life, so that death benefit will come in after I die. It allows me to spend more of my money and then have it replenished so I can enjoy more of my money along the way, because I know that death benefit will be there for my wife or even for my family trust after I'm gone, so I don't disinherit the people that I love.   Keith Weinhold  39:31   Garrett Gunderson, he can take you through these steps, which he calls financially fit, to financially independent, and then finally to financially free. Tell us a little more about that going through those steps.   Garrett Gunderson  39:44   So financial fitness means your financial house is in order. You've got everything handled properly, car insurance, homeowners, liability, disability, medical life insurance, your corporate structures as a business owner, how you pay yourself, your taxes the last three years and move. Moving forward your investments. It's like, you know what it's going on. You've improved your cash flow, and you're dialed in. You're as safe as you could possibly be. Then financial independence is, how can we create income, especially from a business that comes in when you don't, that's people, that's processes, that's technology, so that you can be involved, but you don't have to be involved. This is the part most people miss, yeah, and I think it's crazy. A lot of people have this notion they're just going to work so hard so they can sell their business one day, I'm like, What about just creating a business that you love so much you don't want to sell it? What about giving up the things that are burning you out and have the employees that can take care of that so you do the things that you love and then just enjoy life along the way, take some little trips, take some time off and come back in. The business grows up when you're away, they learn how to do things without you, and then you can still create value into that business. I sold the business in 2021 and really regretted it, because I kind of was so removed from the business. I kind of felt like it lost its soul and I didn't feel connected to it. So this time around, I started a business in July of 2024 I'm like, I'm only going to work with the P with the people I love, building things that I love, and I'm not going to let myself get burned out by doing too much. We're going to take two weeks in Hawaii coming up here in April, just enjoy some time together as a family. We do quarterly family retreats with my wife and kids. We do traditions with my family up at my cabin, like I want to have this great life where it's blurs the lines between work and play. I have a little quote from someone else that talks about that art of life is blurring the lines between work and play, but also just having complete play sometimes that there is no work. So I come back refreshed, relaxed, rejuvenated and ready to create. And so really, that financial independence gives you permission to swing for the fences and what you do, knowing your foundation is handled, knowing that your lifestyle is covered, from assets to create cash flow gives you work optional freedom. But instead of retiring, think, what could your biggest impact be like? Create the life you don't want to retire from. Create a vision so compelling you can dedicate your life to it and find that the win is actually in the work, not just the outcome. I think that is the elegance of we win when we play, and when we have more play in our life. We don't try to escape from something. And when you start something, you might have to do things you hate, but you can eventually delegate it, and then life becomes great. I mean, one of my early coaches, Dan Sullivan, who I mentioned, a strategic coach. He's in his 80s, still behemoth of creating value in the in the market. To listen to him, you know, he's phenomenal. He's made such a huge difference in my life, and he has no intent of retiring. He just gets smarter every year, adds more value, builds more infrastructure, and he's the one that taught me the merit of free days, just taking time off, taking time away. So, yeah, that's financial independence. Is cash flow, and then financial freedom is a state of mind. It's when money is no longer the primary reason or excuse you would do or not do something. It's a consideration, but it's no longer the consideration means that you have a healthy relationship with money. Money is an asset and an ally, not an enemy. You don't come from a place of scarcity. You come from a place of abundance. You can be more present with your family and doing what you do without feeling distracted. I think wealth is our ability to be present, not necessarily how much money we have in a bank account. I think we have a good amount of money in a bank account, and we can be present. That is like true wealth.   Keith Weinhold  43:12   It harkens back to the John D Rockefeller, he who works all day has no time to make money. Rockefeller would have said, you can architect a wealth plan if your head is down on the assembly line, that means gradually move your offer. It's from trading your time for dollars over to owning assets that pay you to own them. Garrett's comedy special is called the American Ream. There's no D in that word, R, E, A, M. You can look that up, Garrett. It's been enlightening as always. Thanks so much for coming back onto the show.   Garrett Gunderson  43:43   Hey man, good to be back.   Keith Weinhold  43:51   Always. A lively conversation with Garrett, besides some great mindset perspective, he's really good at saving you tax and setting you up with asset protection. Though he's not as real estateish as me, he's pretty savvy. For example, He's aligned on the fact that, for example, say you have an 80k debt. Well, it doesn't necessarily mean that it makes sense for you to pay that off sometimes it does, but what happens to your net worth anytime you pay off an 80k debt, well, let's see. You've reduced your asset side by 80k and you've reduced your debt side by 80k so your net worth is the same, and retiring the debt means that you might have lost leverage, lost cash flow and lost tax advantages, all at the same time on Instagram, send a DM with the two words, Keith Cows to Garrett B Gunderson, and he'll hook you up with his book for free next week on the show, we go deep on does America really have a housing shortage with an expert analyst. Until then, I'm your host. Keith Weinhold, don't quit your Daydream.    Speaker 4  45:01   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  45:29   The preceding program was brought to you by your home for wealth. Building, get richeducation.com  

In this episode of The Everyday Ironman Podcast, we're joined by Maiki Cofer, who lives just minutes from Ironman World Championship in Kona—aka the place every triathlete dreams of racing. A longtime volunteer at the World Championship, Maiki gives real insight into qualifying from Hawaii and why it's still far from easy.She shares her journey from a 2014 relay to her first Olympic-distance finish, racing Ironman 70.3 Hawaii multiple times, and we discuss the cost to race there when you don't live on the island. We also talk Team Zoot, her role as a League of Garmin Captain, mental health, preventive surgery, and her powerful “Summer Joy Celebration” during recovery.Oh—and Mike may or may not reveal his dolphin-powered swim strategy.

Sua infância foi marcada pela música e pelas brincadeiras de rua. Aos cinco anos, começou a estudar música e, depois da escola, participava de corridas de bicicleta com os meninos e nos finais de semana jogava tênis. Em casa, a mãe deixava claro que o estudo vinha antes do lazer, e a disciplina se estabeleceu muito cedo, antes mesmo de ela compreender o que isso significava. Na adolescência, perdeu a mãe e o esporte ganhou mais estrutura. Jogou vôlei pelo Banespa e formou-se em violão clássico. Quando surgiu uma oportunidade no Esporte Clube Pinheiros, migrou para o atletismo. Competiu em provas de velocidade e meio-fundo, passou pelos 200, 400 e 800 metros, integrou revezamentos, disputou competições em nível sul-americano e viveu alguns dos anos mais intensos da sua vida esportiva. A transição para a vida profissional exigiu escolhas práticas. Apesar de cogitar a Educação Física, o contato com um dos maiores nomes do atletismo brasileiro, João do Pulo, mostrou que viver do esporte não parecia promissor naquela época. Optou pela Engenharia Química e passou a jogar handball na faculdade. A carreira foi sendo construída, o conhecimento aprimorado e veio o casamento. Nasceram dois filhos e, por muitos anos, o esporte deixou de ser prioridade. Com a carreira estabilizada e os filhos já na pré-adolescência, ela voltou a correr. Em 2007, dois anos após o reencontro com a modalidade, completou sua primeira maratona. Desde então, participou de doze, em diferentes países. A bicicleta reapareceu em 2015, através uma mountain bike recebida de presente do marido. Após algumas competições, migrou para a estrada, onde passou a explorar e apreciar distâncias maiores. O triathlon surgiu em 2018 como mais um desafio. Começou pelas provas curtas, avançou para as longas distâncias e encontrou ali um ambiente propício para fazer o que mais gosta: treinar, competir e sair da zona de conforto, absorvendo os aprendizados que o esporte oferece. Foram 35 competições, 30 pódios e seis provas de Ironman, duas delas em Kona, no Havaí. Conosco aqui, a engenheira química com mestrado em finanças e marketing, engenharia mecânica e executivo internacional, ex-professora de música, executiva de uma multinacional e triatleta competitiva que em 2025 participou dos mundiais de Ironman e Ironman 70.3, a paulistana Márcia Regina da Silva Rios. Inspire-se! Um oferecimento @2peaksbikes A 2 Peaks Bikes é a importadora e distribuidora oficial no Brasil da Factor Bikes, Santa Cruz Bikes e de diversas outras marcas e conta com três lojas: Rio de Janeiro, São Paulo e Los Angeles. Lá, ninguém vende o que não conhece: todo produto é testado por quem realmente pedala.  A 2 Peaks Bikes foi pensada e criada para resolver os desafios de quem leva o pedal a sério — seja no asfalto, na terra ou na trilha. Mas também acolhe o ciclista urbano, o iniciante e até a criança que está começando a brincar de pedalar. Para a 2 Peaks, todo ciclista é bem-vindo.  Conheça a 2 Peaks Bikes, distribuidora oficial da Factor, da Santa Cruz e da Yeti no Brasil. @2peaksbikesla SIGA e COMPARTILHE o Endörfina no Youtube ou através do seu app preferido de podcasts. Contribua também com este projeto através do Apoia.se.

Most athletes only think about heat training two weeks before flying to Kona. That's reactive. Used early in the season, heat training can increase plasma volume, improve heart rate control and build durability before racing even starts. This episode was recorded last year and I'm re-releasing it now because this is exactly when smart athletes should be using it. I'm joined by Lindsey Hunt from Precision Fuel & Hydration to break down how it works and how to apply it safely.   In This Episode • Why heart rate spikes in hot conditions • How plasma volume rises in just a few days • The difference between acclimation and acclimatisation • Whether it helps if you race in the UK • Lab vs DIY approaches • How long adaptations last   KEY QUOTE “Often our ability to lose heat limits performance more than our actual fitness.”   To follow Lindsey or Precision Fuel and hydration please check out the following social media channels Twitter (personal) -  LindseyHunt_24 Instagram (PF&H) - Precision Fuel & Hydration   Instagram (personal) - Lindseyh.u.n.t. Lab page - https://www.precisionhydration.com/lab/    Precision Fuel & Hydration Stuff A recent interesting blog about wearable sweat sensors A recent blog about how fuelling requirements change at altitude Free online sweat test: https://sweattest.precisionhydration.com/pages/why-personalise-your-hydration-strategy Quick carb calculator: https://www.precisionhydration.com/products/precision-fuel-sample-pack/#thecarbcalculator Athlete Case Studies: https://www.precisionhydration.com/athletes/case-studies/triathlon/   Cool Videos Pro Tour cycle team Lotto Destiny use heat training to optimise performance Heat acclimation and hydration at Marathon des Sables   If you want help applying strategies like this properly, that's exactly what we build inside the SWAT Inner Circle. Train smart. Start early. Get ahead of the season. £30 per month. CLICK HERE TO START YOUR MISSION   Connect with me HERE: https://linktr.ee/simonward You can find links for the following channels - Website, Facebook, podcast, Instagram, YouTube   Email: Simon@thetriathloncoach.com Sign up for Simon's weekly newsletter Download Simon's Free ‘Battle Ready Lifestyle' Infographic — https://simon-ward.kit.com/battlereadylifestyle

Een powermeter hier, een cameraatje daar en dan nog metingen en analyses: moeten we eigenlijk wel alles willen weten en meten, of toch ook gewoon naar ons eigen gevoel luisteren? Verder onder andere Challenge Wanaka, een sterke Pamphiel Pareyn, Menno Koolhaas naar Roth en misschien wel het laatste jaar voor Lionel Sanders! Shownote: bekijk de beelden van Els Visser terug die in één klap diverse atletes inhaalt op Kona: https://3athlon.nl/video-imponerende-inhaalmove-els-visser-wk-ironman/

TUDO SOBRE KONA NESSE EPISÓDIO! Nosso convidado especial da semana veio direto da Big Island (Havaí

Inside the Agoge Brotherhood Retreat in Kona, Hawaii. This wasn't a vacation. It was a reset.This weekend wasn't about motivation. It was about getting honest.Most men don't need another speech. They need real connection, real accountability, and real tools that still work when life hits hard again.In this video, you'll see what happens inside the Agoge Brotherhood Retreat: physical training, jiu jitsu, hard conversations, stillness, discipline, and brotherhood built through pressure.If you've been drifting…If you feel like you're not the man you used to be…If you know you were made for more but haven't acted on it…This is for you.The next retreat is in Surf City, North Carolina — July 23–26, 2026.If this resonates, don't ignore it.Apply or get details here:https://linktw.in/jcvtIwThis experience is built for men who are ready to respond instead of react, lead their families well, rebuild discipline, and operate from clear values instead of emotion.Life will still be waiting when you get home. The difference is how you handle it.Comment below: What do you need to leave behind this year?

We review the racing from Challenge Wanaka last weekend and what the acquisition of Challenge by the PTO might mean for racing going forward. Regan Hollioake, the defending IRONMAN New Zealand champion, reflects on her journey as a professional triathlete. We chat about her season last year and the financial realities of being a professional athlete, plus the unique challenges of travel and race selection, particularly for athletes based in Australia and New Zealand. Regan shares with us the issues she's faced managing hydration levels in hot races like Kona and her thoughts on the upcoming race at IMNZ and the excitement of returning as a defending champion. 00:00 – Challenge Wanaka and the acquisition of Challenge by the PTO 18:34 – IRONMAN Cairns free race entry competition 20:42 – Regan Hollioake 53:54 – The triathlon calendar 2026 LINKS: IRONMAN New Zealand at https://www.ironman.com/races/im-new-zealand Follow Regan Hollioake on Instagram at https://www.instagram.com/rlhollioake/ Challenge Wanaka at https://challengefamily.com/ IRONMAN Cairns at https://www.ironman.com/races/im-cairns

Hey Warriors, I'm not feeling well at all this week, so I offer you one of my fave shows with hosts Kona and Ethan. I hope to be back to you soon! HugsBecome a supporter of this podcast: https://www.spreaker.com/podcast/beyond-the-rainbow-podcast--4398945/support.

Description:  Bill & Michael Wurth (Succession Capital's Regional Vice President) discuss "Carrier Endorsed" Premium Finance opportunities in today's evolving landscape. Whether it's marketing to business owners, high net worth individuals, charitable solutions, policy reviews, creative estate planning or tax savings strategies, many opportunities may exist. Modern premium financing for life insurance began in 1996 when CEO Julian Movsesian was challenged by a High-Net-Worth Client to come up with a method for using leverage to enhance the purchase of life insurance. This challenge led to the creation of the "Capital Maximization Strategy℠ (CMS), which provided Clients with a better way to buy life insurance. Each client requires a unique plan reflecting their capital, income, business, tax, estate, and charitable objectives. In collaboration with Advisory Teams, SCA tailors custom plans to achieve each client's goals. Levinson & Associates has teamed up with SCA to help our agents help their clientele with these creative financial solutions, as discussed in episode 65. Michael's Bio: Michael Wurth joined Succession Capital in January 2021. Hired before the official Vice President program was put in place, Michael spent his first 2 years at SCA supporting Michael Rothman and managing all cases in underwriting. His territory includes San Diego, Inland Empire, Arizona, Nevada, Utah, Wyoming, Colorado, New Mexico, Florida, Alaska, and Hawaii. Prior to joining SCA, Michael worked for Apple in their Beijing office, where he was the only non-native Chinese speaker on Apple's team of 250 employees. He was specifically responsible for analyzing the financials and setting targets for iPhone sales in the Greater China region, a $50 Billion dollar revenue generating group. After his time in China, he completed his MBA in Barcelona, Spain in 2019 before launching his own Search Fund after graduation. Aside from work, Michael is passionate about education and his faith. He and his wife started a Catholic Classical Education school in Southern California called The Camino School. Michael received his undergraduate degrees in International Business and Chinese Language and Culture from the University of Southern California and his MBA and Spanish degree from IESE in Barcelona. Michael and his wife met in Rome and have been married since 2019. They live in Aliso Viejo, CA with their three sons (Michael, Lucas, & George), their daughter (Lola), and Chocolate Lab, Kona. Check us out online: Agent Back Office Site: LevinsonAndAssociates.com Facebook: @levinsonandassociates X: @levinsonassoc Instagram: @levinsonandassociates Threads: @levinsonandassociates LinkedIn: @bilevinson  Podcast: levinson.libsyn.com YouTube Library: @thelevinson1

This week we start with a big result for Maya Kingma, who has won her first professional cycling race. After previously talking about triathletes trying to make the jump into cycling, it's a result that feels genuinely significant. We then move to Lucy Charles-Barclay, who has undergone surgery, and where that leaves her as she looks ahead to the rest of the season. From there, the conversation turns to Lionel Sanders. Lionel has suggested this might be his final Kona, which has led many to wonder whether retirement could be closer than expected. As always, even a small comment from Lionel quickly becomes a talking point. We then shift focus to racing in the southern hemisphere, starting with Challenge Wanaka. With both the pro series and T100 kicking off in the south this year, Wanaka is well placed to benefit from that early-season momentum. Next up is the Ironman New Zealand start list, where names like Kristian Blummenfelt, Kat Matthews, and Kyle Smith give the race real weight. We finish the episode by looking ahead to the T100 Gold Coast, and what this season could have in store as the series continues to take shape. For 10% OFF the entire Huub range use the code "Talkingtriathlon10" at https://huubdesign.com  To support the podcast please head to: patreon.com/talkingtriathlon To watch this podcast as a video visit: https://bit.ly/3vzSss2  Or check us out on Social Media:  Instagram: https://www.instagram.com/talkingtriathlon You can follow James at https://www.instagram.com/bale.james85 You can follow Tim at https://www.instagram.com/tford14 You can donate to Tim's Marathon here: https://melbmara2026.grassrootz.com/beyondblue/tim-ford 

Miti e leggende del Triathlon - puntata 001Pagina ufficiale: https://www.mondotriathlon.it/mitiRipercorriamo l'evoluzione dell'Ironman, "creato" nel 1977 da una scommessa tra il comandante della Marina John Collins e i suoi amici per stabilire chi fosse l'atleta più resistente.La prima competizione originale del 1978 combinava tre gare preesistenti alle Hawaii in un unico evento estremo di 140,6 miglia (226 chilometri).Grazie alla copertura mediatica di Sports Illustrated e della ABC, il triathlon è passato da una sfida per pochi pionieri a un fenomeno globale capace di ispirare il grande pubblico.Il trasferimento dell'evento a Kona e momenti iconici, come la drammatica scalata verso il traguardo di Julie Moss, hanno trasformato questa prova in un simbolo di resilienza umana.Negli anni, il marchio si è espanso introducendo il professionismo, premi paritari tra generi e nuove sedi internazionali come Nizza.#daddocè #mondotriathlon #ioTRIamo ❤️#triathlon #trilife #fczstyle #daddosport #govegan#stopgenocideDiventa un supporter di questo podcast: https://www.spreaker.com/podcast/mondo-triathlon-daddo-podcast--2275909/support.

Most triathletes are limited not by their physical capacity to train more or harder, but by being time-limited, so we're constantly looking for ways to make more out of the time we have to train. Nowhere is this challenge greater than when training for Ironman or other full distance triathlon races on a limited time budget. In this episode, coach Natasha Van Der Merwe joins me to discuss how to deal with this challenge in the context of age-group triathlon training.HIGHLIGHTS AND KEY TOPICS: How to maximize your triathlon training outcomes on a limited time budget - even if you're training for an Ironman! How do you know when you're really just limited by time and training volume? If you are volume-limited, how can you get around that when you don't really have more time to spare. Listener questions: effective microcycle structures in triathlon, how to become more efficient at training, and moreDETAILED EPISODE SHOWNOTES: We have detailed shownotes for all of our episodes. The shownotes are basically the podcast episode in written form, that you can read in 5-10 minutes. They are not transcriptions, but they are also not just surface-level overviews. They provide detailed insights and timestamps for each episode, and are great especially for later review, after you've already listened to an episode. The shownotes for today's episode can be found at https://scientifictriathlon.com/tts685/LINKS AND RESOURCES: Natasha's website, Instagram and Youtube (NVDM Coaching)Training Talk with Natasha van der Merwe | EP#334 - Natasha's first appearance on That Triathlon ShowWHAT SHOULD I LISTEN TO NEXT?If you enjoyed this episode, I think you'll love the following related episodes:Tomasz Kowalski | EP#428 - another episode leaning heavily into time-crunched Ironman and triathlon trainingJacob Tipper | EP#424 - a mix of coaching advice and case study on Jacob's transition from elite cycling into triathlon, on a much tighter time budgetCoaching Thoughts: 11 Overrated Factors for Triathlon Performance | EP#439 - a solo episode with yours truly. If you want to maximise the return on your triathlon training, you certainly don't want to spend too much time on overrated aspects of performance. You can find our full episode archives here, where you can filter for categories such as Training, Racing, Science & Physiology, Swimming, Cycling, Running etc.You can also find separate archives for specific series of episodes I've done, specifically Q&A episodes, TTS Thursday episodes, and Beginner Tips episodes. LEARN MORE ABOUT SCIENTIFIC TRIATHLON: The Scientific Triathlon website is the home of That Triathlon Show and everything else that we doContact us through our contact form or email me directly (note - email/contact form messages get responded to much more quickly than Instagram DMs)Subscribe to our NewsletterFollow us on InstagramLearn more about our coaching, training plans, and training camps. We have something to offer for everybody from beginners to professionals. HOW CAN I SUPPORT THAT TRIATHLON SHOW (FOR FREE)? I really appreciate you reading this and considering helping the show! If you love the show and want to support it to help ensure it sticks around, there are a few very simple things you can do, at no cost other than a minute of your time. Subscribe to the podcast in your podcast app to automatically get all new episodes as they are released.Tell your friends, internet and social media friends, acquaintances and triathlon frenemies about the podcast. Word of mouth is the best way to grow the podcast by far! Rate and review the podcast (ideally five stars of course!) in your podcast app of choice (Spotify and Apple Podcasts are the biggest and most important ones).Share episodes online and on social media. Share your favourite episodes in your Instagram stories, start a discussion about interesting episodes on forums, reference them in your blog or Substack. SPONSORS: Precision Fuel & Hydration produce our favourite gels, sports drinks, and electrolyte and carbohydrate products here at That Triathlon Show and Scientific Triathlon. Use the free Fuel & Hydration Planner to get a personalised plan for your carbohydrate, sodium and fluid intake in your next event, and get 15% off your first 2026 order by using the code TTS2026 at checkout. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Tim is a humble Navy Reservist, attorney, and pharmacist keen to serve his community (he's already president of the Del Ray Citizens Association and chair of the Alx Economic Opportunities Commission) and full of hope for a systems change approach to Alexandria's future. Fun facts - his dogs are named after hawaiian islands (Maui and Kona), and his substack is named “deep dive” like wholesome a Navy pun. His policy corners:Fiscal responsibility through growthAffordability - housing, childcare, environmental action, transitConnectedness - he wants to be the “glue”Equity through engagementLiberally Social Podcast collaborates with Ryan Belmore of The Alexandria Brief for a special collaboration series of interviews for this Firehouse City Council Primary!Vote in the Democratic Party volunteer-run firehouse primary on Saturday, February 21st from 8:30am-7pm at Cora Kelly Rec Center + Beatley Central Library OR Online if you register in advance by Friday Feb 20th at 5pm! Visit alexdems.org for more information.Want to watch this as a video? https://www.alexandriabrief.com/podcast Want to check out Tim's campaign? https://www.timforalexandria.com/

Passione Triathlon n° 351Claudio Panichiprotagonista della nuova puntata di Passione Triathlon.In questa emozionante puntata di Passione Triathlon, il Daddo ospita Claudio Panichi, un atleta che incarna perfettamente il concetto di resilienza. Claudio racconta la sua vita sportiva "caotica", passata dal windsurf all'endurance scoperto solo a 50 anni per necessità lavorative. Nonostante due operazioni di protesi totale alle ginocchia, Claudio è riuscito a tornare competitivo, vincendo un titolo mondiale di Aquabike e qualificandosi più volte per l'Ironman di Kona. Un'intervista che è una vera lezione di vita sulla determinazione e sulla capacità di ridefinire ciò che è "possibile".CAPITOLI00:00 - Introduzione: Claudio Panichi e la "malattia" dello sport01:15 - Una gioventù multisportiva: dal calcio in porta al windsurf nel mondo04:40 - Sport e lavoro: difendere il tempo per se stessi06:15 - La svolta a 50 anni: la scoperta dell'endurance e la prima maratona10:10 - Il debutto nel Triathlon: l'Ironman di Zurigo del 200713:45 - L'aspetto mentale: la capacità di soffrire e la bradicardia genetica18:15 - Competitività "senior": il fenomeno degli italiani Age Group22:20 - Allenarsi senza coach: l'indipendenza mentale di un chimico27:25 - Superare la paura dell'acqua grazie al windsurf31:20 - La prima qualifica per Kona a Nizza (2012)32:55 - L'esperienza mistica di Kona: correre nel buio e nel vento39:05 - Etica e correttezza: il rispetto della scia (No Draft)44:30 - Parentesi Xterra: vincere in mountain bike a Malta e Scanno51:10 - Il dramma delle ginocchia: due protesi totali e la riabilitazione56:15 - Il ritorno miracoloso: Campione Mondiale di Aquabike a Pontevedra1:00:15 - Vincere la scommessa con se stessi all'Ironman di Cervia1:02:10 - I posti più belli: perché Nizza è nel cuore1:06:50 - Consigli per chi inizia: il tempo è lo stress più grande1:11:00 - Sogni nel cassetto e il significato del Triathlon oggiSegui l'intervista condotta da Dario Daddo Nardone,PASSIONE TRIATHLON, in prima visione la nuova puntata sul canale youtube @DaddoSport ogni mercoledì alle 19.00!#daddocè #mondotriathlon #ioTRIamo ❤️________Video puntate Passione Triathlon: https://www.mondotriathlon.it/passioneSegui il Podcast di Passione Triathlon anche suSpotify: https://open.spotify.com/show/7FgsIqHtPVSMWmvDk3ygM1Spreaker: https://www.spreaker.com/show/triathlonAmazon Music: https://music.amazon.com/podcasts/f7e2e6f0-3473-4b18-b2d9-f6499078b9e0/mondo-triathlon-daddo-podcastApple Podcast: https://podcasts.apple.com/it/podcast/mondo-triathlon-daddo-podcast/id1226932686Trinews: Mondotriathlon.itFacebook: @mondotriathlonInstagram: @mondotriathlon________#triathlon #trilife #fczstyle#mondotriathlon #passionetriathlon#galadeltriathlon #triathlonshow #trivoluzione#daddosport #govegan #stopgenocideDiventa un supporter di questo podcast: https://www.spreaker.com/podcast/mondo-triathlon-daddo-podcast--2275909/support.

We are back for the 6th season of Pro Tri News! As we get closer to the "official" kickoff of the triathlon season. We take some time to dive through some of the keys to the year for all the race organizations!We talk about the recent acquisition between the PTO/T100 and Challenge Family. The changes that IRONMAN has made in the offseason regarding the broadcast, 20m draft rule, and the single day World Championships in Kona. World Triathlon and the leadup to the LA28 Olympics with qualifying starting for that in May. Supertri and what will be one of the largest single day prize purse in history. Of course ending the show as always with hot takes! 

Ministryně financí Alena Schillerová se pokusí přesvědčit prezidenta, aby nevetoval rozpočet na letošní rok. Ten má pochybnosti, zda je návrh rozpočtu v souladu se zákonem. „Je potřeba řešit situaci, kterou nám zanechala minulá vláda. K nepodepsání by neměl být důvod,“ domnívá se poslanec Jan Hrnčíř (SPD). „Není možné si vymýšlet, že jedná-li se v rozpočtovém provizoriu, zákony neplatí,“ oponuje místopředsedkyně rozpočtového výboru Věra Kovářová (STAN).

Ministryně financí Alena Schillerová se pokusí přesvědčit prezidenta, aby nevetoval rozpočet na letošní rok. Ten má pochybnosti, zda je návrh rozpočtu v souladu se zákonem. „Je potřeba řešit situaci, kterou nám zanechala minulá vláda. K nepodepsání by neměl být důvod,“ domnívá se poslanec Jan Hrnčíř (SPD). „Není možné si vymýšlet, že jedná-li se v rozpočtovém provizoriu, zákony neplatí,“ oponuje místopředsedkyně rozpočtového výboru Věra Kovářová (STAN).Všechny díly podcastu Pro a proti můžete pohodlně poslouchat v mobilní aplikaci mujRozhlas pro Android a iOS nebo na webu mujRozhlas.cz.

In this special Fan Mail Friday re-run, originally recorded during our 36th-anniversary trip to Kona, Jay and I dive into your candid questions about marriage—intimacy after babies, navigating NFP, dating on a budget, perimenopause and HRT, staying close in busy seasons, and why Christ at the center changes everything. It's honest, practical, and hope-filled (heads-up: rated “M” for Marriage). If you missed it the first time—or need the encouragement again—this one's for you. Show up for your marriage—you'll be encouraged.Prime Sponsor: No matter where you live, visit the Functional Medical Institute online today to connect with Drs. Mark and Michele Sherwood. Go to ⁠homeschoolhealth.com⁠ to get connected and see some of my favorite items. Use coupon code HEIDI for 20% off!Lifestone Ministries | ⁠Lifestoneministries.com/heidi⁠Show mentions: ⁠heidistjohn.com/mentions⁠Website | ⁠heidistjohn.com⁠Support the show! | ⁠donorbox.org/donation-827⁠Rumble | ⁠rumble.com/user/HeidiStJohn⁠YouTube | ⁠/ @heidistjohnpodcastInstagram | ⁠@heidistjohn⁠Facebook | ⁠Heidi St. John⁠X | ⁠@heidistjohn⁠⁠Faith That Speaks⁠ Online CommunitySubmit your questions for Fan Mail Friday | ⁠heidistjohn.net/fanmailfriday⁠

Winter is doing winter things in New England, with snow, trainer miles, and a whole lot of basement fitness. In this February Endurance Nation update, Coach Patrick checks in on what's happening across the team, what he's building toward personally, and what's coming next for athletes looking for big adventures in 2025. Inside this episode: How the Endurance Nation team is evolving, including Ironman, gravel, and a growing wave of Hyrox and hybrid athletes Why Season Roadmaps matter more than weekly hours or TSS, and how they keep your training pointed at the right target Coach Patrick's own training reset as he builds for the Oregon Gravel Grinder stage race Lessons learned from going too hard, too early, and how to avoid the boom and bust season A deep dive into Endurance Nation's Tuscany gravel camp with Avanti Tours, taking place June 13 to 20, featuring Strade Bianche roads, epic rides, incredible food, and unforgettable experiences Whether you're chasing Kona, Leadville, your first 70.3, or simply a stronger and more durable season, this episode is about training with intention, staying focused through winter, and building toward something that truly matters. This episode is also available on YouTube. Tuscany Camp details can be found at avantitours.com. Train smart. Stay consistent. Work works.

We sit down with Chris Harris from Precision Fuel & Hydration to talk about hydration and sodium needs for athletes before, during, and after exercise. We reference the recent review paper by Dr. McCubbin (linked below) as our discussion guide. This conversation will help you think more clearly about your own hydration strategy and why testing and context matter far more than blanket rules.Links: Review paper we reference by Dr. Alan McCubbinPrecision Fuel & Hydration Knowledge HubChris's own case studies on the Precision Fuel & Hydration websiteMore about our guest:Chris holds an MSc in Sport and Exercise Physiology and works as a Sports Scientist at Precision Fuel & Hydration, where he helps endurance athletes develop personalised hydration and fueling strategies informed by scientific research and multiple years working in the field. He previously worked as an Exercise Physiologist for several National Governing Bodies in the UK. Chris spends his 'spare time' being a competitive triathlete who has raced at the IRONMAN World Championships in Kona, ticked off a 2:40 marathon on debut, and generally loves practicing what he preaches!-------Drop a question in our free Patreon Community and get access to bonus content with Bob and Dina by upgrading to the Gold Level membership. You'll also be showing your support and helping to keep the podcast free of sponsorship ads. Let's connect on your platform of choice:  Instagram, Facebook, and YouTube.The show is brought to you by eNRG Performance and The Nutrition Mechanic. 

Proč je podle opozice koaliční návrh rozpočtu ilegální a čím vláda zdůvodňuje zvýšení jeho schodku? Zůstane i dál trestný čin činnost pro cizí moc součástí trestního zákoníku? A chystá se ukrajinský prezident vyhlásit volby a referendum, jak tvrdí deník The Financial Times? Témata publicistiky Tomáše Pavlíčka.

Proč je podle opozice koaliční návrh rozpočtu ilegální a čím vláda zdůvodňuje zvýšení jeho schodku? Zůstane i dál trestný čin činnost pro cizí moc součástí trestního zákoníku? A chystá se ukrajinský prezident vyhlásit volby a referendum, jak tvrdí deník The Financial Times? Témata publicistiky Tomáše Pavlíčka.

Proč je podle opozice koaliční návrh rozpočtu ilegální a čím vláda zdůvodňuje zvýšení jeho schodku? Zůstane i dál trestný čin činnost pro cizí moc součástí trestního zákoníku? A chystá se ukrajinský prezident vyhlásit volby a referendum, jak tvrdí deník The Financial Times? Témata publicistiky Tomáše Pavlíčka.Všechny díly podcastu Hlavní zprávy - rozhovory a komentáře můžete pohodlně poslouchat v mobilní aplikaci mujRozhlas pro Android a iOS nebo na webu mujRozhlas.cz.

Slovenská futbalová liga dospela do svojej jarnej časti a krátko pred nadstavbou priniesla niekoľko zaujímavých výsledkov a trénerskú premiéru na viacerých lavičkách. V 70. epizóde podcastu Kam si to kopol? na ŠPORT.sk sme sa zhovárali s Norbertom Hrnčárom.Cez víkend sa odohralo prvé jarné kolo v Niké lige a celkovo 19. kolo aktuálnej sezóny najvyššej súťaže. Na trénerských postoch zažili premiéru hneď dvaja tréneri, len jeden z nich však bodoval naplno.Nielen o tom sa moderátor Marián Lontoš porozprával v 70. epizóde Kam si to kopol? na ŠPORT.sk s futbalovým trénerom Norbertom Hrnčárom, ktorý má jednoznačného favorita na zisk titulu.

O atual bicampeão Mundial de 70.3 Jelle Geens (@jellegeens) mandou um recado para o mundo: ele quer vencer Kona em 2026 na estreia. E isso sem esquecer da defesa de título em Nice. Será que o Belga pode desbancar o trem norueguês? Falamos também sobre:- Mais atleta no PRO- Matheus Corrêa entrando no time da Soul- 30 anos de triathlon de Carla MorenoE muito mais. Confira o MT News desta semana disponível no Youtube e nos agregadores de podcast!

Anne Champagne nous parle de l'entraînement qui lui a permis de monter sur le podium de la Diagonale des Fous en 2025. Elle nous raconte également sa course et les ajustements apportés à sa préparation en vue du Black Canyon 100K, une épreuve qui exige beaucoup plus de vitesse. (Elle ne participera finalement pas à la course en raison d'une blessure.)

Temple Dedication  Alabang Philippines Temple – #213 January 18, 2026 – presided by David Bednar (Husband of Susan) The dress stole the show Dedicatory Prayer 15 Stakes and 1 District assigned to temple district Second Manila Metro Area Temple, a third is planned in Northern Manila 4th temple of 14 temples planned in the Philippines Second to last temple announced by President Monson dedicated (last is below) Temple Open House Begins Harare Zimbabwe Temple Temple Media day on January 19th  President of Zimbabwe tours the temple Open House Through February 7th  Interior Photos Released Design features: the flame lily, aloe ballii, Yoruba bologi, African lettuce, terracotta gazania, aspilia mossambicensis and wentzel's sugarbush. Temple Groundbreakings  João Pessoa Brazil Temple January 24th, presided by Joni L. Koch  Jacksonville Florida Temple January 24th, presided by Massimo De Feo Temple Site Locations Announced Kahului Arizona Temple 7.6 acre site: Maui Lani Parkway, Kahului, Hawaii Next to existing meetinghouse Single Story, 19,000 sq. ft. building Renovations continue in Kona, No site announced in Honolulu.  Flagstaff Arizona Temple 10.43 Acre Site: southwest corner of Butler Ave. and South Fourth St., in Flagstaff Single Story, 18,850 sq. ft. building Puerto Montt Chile Temple 5.8 Acre Site: Avenida Chamiza, in eastern Puerto Montt Single Story, 18,500 sq. ft. building Construction Update Tarawa Kiribati Temple Modules installed on foundation  Heber Valley Utah Temple Utah Supreme Court will allow temple construction to continue  Church is assuming the risk of tearing down progress if they lose an appeal Plaintiff failed to prove irreparable harm, only inconvenience Salt Lake Temple Removal of scaffolding begins and will continue until mid-March Featured video from the B1M engineering youtube channel Original Moroni Trumpet on display at BYU HBLL Communications director gives a lecture at BYU Proposal to close North Temple and West Temple and parts of South Temple to vehicles adjacent to the temple during the extent of the open house Reportably, the church would need to pay $2.3M to lease the roads. Interesting Does temple construction boost property values? No discernable effect… The post Behind all that Scaffolding is…. Temple Ticker 1014 appeared first on The Cultural Hall Podcast.

This week on Talking Triathlon we start with a recap of Challenge Sir Bani Yas, where Jonas Schomburg took the win in the men's race and Katrine Græsbøll Christensen claimed victory in the women's. We break down how the race played out and what it told us about early season form. We then turn to Hayden Wilde after he said he had multiple professional cycling contracts on the table, and discuss how realistic that claim is and whether elite triathletes could genuinely step into the professional peloton. Jelle Geens has also said he wants to win Kona, and we dig into why he might be exactly the type of athlete who could make that leap successfully, along with what would need to go right for it to happen. The episode finishes with a deep dive into Supertri's newly announced 2026 format. With sprint races folded into mass participation events and a single standalone Grand Final, we talk through our disappointment with the direction of the series. That leads into a broader discussion about the uncomfortable reality facing the sport, that triathlon has struggled to monetise broadcast, costs continue to rise, and amateur athletes are increasingly frustrated with how expensive the sport has become. For 10% OFF the entire Huub range use the code "Talkingtriathlon10" at https://huubdesign.com    To support the podcast please head to: patreon.com/talkingtriathlon To watch this podcast as a video visit: https://bit.ly/3vzSss2  Or check us out on Social Media:  Instagram: https://www.instagram.com/talkingtriathlon You can follow James at https://www.instagram.com/bale.james85 You can follow Tim at https://www.instagram.com/tford14 You can donate to Tim's Marathon here: https://melbmara2026.grassrootz.com/beyondblue/tim-ford 

In this powerful and honest episode of The Everyday Ironman Podcast, we sit down with Emma Tucker, an Age Group Athlete from Australia whose journey to Ironman is nothing short of remarkable. Emma opens up about living an unhealthy lifestyle before a serious health scare pushed her to make a change that would alter the course of her life. Over the span of a year, she lost nearly 80 kilos, openly sharing her decision to undergo weight loss surgery and documenting the entire process on Instagram to help educate and support others.Emma walks us through relearning how to eat, exercise, and manage stress—including starting with just an hour a day on an elliptical in her garage and changing jobs to create a healthier lifestyle. She shares how her Ironman journey began by simply running from one road reflector to the next, her unique fueling strategy of eight small meals per day, lessons learned from her first major injury, and a hilarious moment when her physical therapist “ratted her out” to her coach. The conversation culminates with Emma qualifying for and racing the 2025 Ironman World Championships in Kona.This episode is a must-listen for any Age Group Athlete chasing big goals, one small step at a time.#TheEverydayIronman #AgeGroupAthlete #IronmanJourney #TriathlonLife #IronmanWorldChampionships #Kona2025 #TransformationStoryFit, Healthy & Happy Podcast Welcome to the Fit, Healthy and Happy Podcast hosted by Josh and Kyle from Colossus...Listen on: Apple Podcasts SpotifySupport the show

In this episode of the IRONMAN Insider Podcast, host Matt Lieto sits down with two-time IRONMAN champion Hannah Berry, one of the sport's most consistent and quietly respected competitors. Hannah reflects on her fourth-place finish at the 2025 IRONMAN World Championship in Kona, a performance that showcased her strength, patience, and ability to execute on triathlon's biggest stage.She breaks down her Kona race in detail, sharing how smart pacing, disciplined nutrition, and heat management helped her move steadily through the field as others faltered. Hannah also discusses racing as an underdog, the value of consistency across all three disciplines, and why Kona rewards athletes who stay composed when conditions turn brutal.The conversation looks ahead to racing IRONMAN New Zealand on home soil, the evolving dynamics of elite women's racing, and adapting to the new 20-meter drafting rules. Insightful, grounded, and refreshingly honest, this episode offers a compelling look at an athlete whose best racing emerges when the race gets hardest.

Nije nas bilo duže nego smo planirale. Praznici, skijanje, plaćanje poreza. Je li ovaj siječanj bio najduži ili nam se samo tako učinilo?Što nas muči, kakvi su nam planovi? Kako se plaća porez u Njemačkoj? Tko mrzi dječje rođendane? Zašto je Austrija skupa? I može li se isplanirati cijela godina unaprijed?Uz, naravno, neizostavno brojanje, grintanje, kratke spojeve i - smijeh.Falili ste i vi nama, ne brinite, nećemo opet nestati s radara!Vaše je da nam komentirate prijedlog za neku od idućih tema, a naše je da vam uskoro javimo nove vijesti. Stay tuned! I uživajte u kavici.

The things we love most about Taylor Knibb is her honesty, her detailed & analytical story telling and her contagious energy. Today's podcast has all of that in spades. Taylor goes through her 2025 year in detail we've not come close to hearing anywhere else. From a tough start to the year with burn out, stress and T100 contract negotiations to the crazy events that unfolded when she collapsed with 2km to go whilst in the lead of the Ironman World Championships in Kona, we go into it all. Taylor was as honest and open as you'll likely ever hear her and all we can do is thank her for that because it made for a podcast that's a bit different from your standard one. We hope you enjoy it. Nord VPN:Take advantage of a great deal with Nord VPN use the code triathlonhour or visit nordvpn.com/triathlonhour to get a huge discount in the 2 year plans PLUS 4 extra months! It is risk free with Nord's 30 days money back guarantee! Precision: Use the code TTH26 to get 15% off your first order with Precision at  Precision Fuel & Hydration  or subscribe to the Patreon and access the link that will save you 20% on every order, not just your first Patreon Pillar: Use the code TTH to get 15% off your first order with Pillar Performance at Pillar Performance or use  The Feed  for North American customers Lever: Use the code TTH for 20% off your Lever system  Lever

This week on Talking Triathlon we ask the big question behind the episode title: can Kristian Blummenfelt win Kona? We dive into Kristian's extraordinary VO2 numbers and discuss what they actually tell us, whether they translate to Ironman world championship success? We also cover the rebrand of the Bianchi Pro Triathlon Team, with Bianchi stepping in as title sponsor after replacing BMC, and what that means for podcast hosts who have already ordered a Bianch TT bike. From there we discuss Ironman's new 20 metre draft zone rule and while we think it is good for fair racing, it will be bad for broadcast and fans of the sport. Looking ahead to the weekend, we preview Challenge Sir Bani Yas with a strong field including Pierre Le Corre, Emil Holm, Henri Schoeman, Fenella Langridge, Natalie Van Coevorden and Ellie Salthouse. We also recap racing from Qatar, where Brad Weiss took the men's win and Rachel Klamer claimed victory in the women's race. To support the podcast please head to: patreon.com/talkingtriathlon To watch this podcast as a video visit: https://bit.ly/3vzSss2  Or check us out on Social Media:  Instagram: https://www.instagram.com/talkingtriathlon You can follow James at https://www.instagram.com/bale.james85 You can follow Tim at https://www.instagram.com/tford14 You can donate to Tim's Marathon Charity 

Jaké vztahy očekává prezident Zelenskyj s novou vládou Andreje Babiše? Jaký přínos – a jaká úskalí – můžou mít úpravy stavebního zákona, které ve Sněmovně prosazuje nová vládní koalice? A v jakých podmínkách se rozbíhá letošní ročník Jizerské 50?

Co by přinesla novela stavebního zákona, kterou dnes v prvním čtení projednává sněmovna? Měla odborná a profesní sdružení šanci návrh vládních poslanců ovlivnit? Nejde nová úprava příliš na ruku velkým developerům? A jak ovlivnily délku stavebního řízení změny, které ve stavebním zákonu prosadily minulá a předminulá vláda? Tomáš Pancíř se zeptal předsedy České komory architektů Jana Kasla.

Co by přinesla novela stavebního zákona, kterou dnes v prvním čtení projednává sněmovna? Měla odborná a profesní sdružení šanci návrh vládních poslanců ovlivnit? Nejde nová úprava příliš na ruku velkým developerům? A jak ovlivnily délku stavebního řízení změny, které ve stavebním zákonu prosadily minulá a předminulá vláda? Tomáš Pancíř se zeptal předsedy České komory architektů Jana Kasla.Všechny díly podcastu Dvacet minut Radiožurnálu můžete pohodlně poslouchat v mobilní aplikaci mujRozhlas pro Android a iOS nebo na webu mujRozhlas.cz.

Scholars of international relations, political thought, and India's international and diplomatic history are increasingly interested in the relevance of non-alignment in Indian foreign policy. The origins of such policies and debates can be traced back to Nehru's conceptualization of non-alignment at the height of the Cold War. In this deeply researched study of his years as Prime Minister, 1947–64, in The Nehru Years: An International History of Indian Non-Alignment (Cambridge UP, 2025) Dr. Swapna Kona Nayudu utilizes archival research in multiple languages to uncover Indian diplomatic influence in four major international events: the Korean War, the Suez Crisis, the Hungarian Revolution, and the Congo Crisis. Through this detailed examination, she explores the contested meaning of non-alignment, a policy almost unique in its ambiguity and its centrality to a nation's political life. The resulting history is a thoughtful critique of India's diplomatic position as the only non-aligned founding member of the UN. This interview was conducted by Dr. Miranda Melcher whose book focuses on post-conflict military integration, understanding treaty negotiation and implementation in civil war contexts, with qualitative analysis of the Angolan and Mozambican civil wars. You can find Miranda's interviews on New Books with Miranda Melcher, wherever you get your podcasts. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

Send us a textWhat happens when grit, humor, and sharp self-advocacy meet a system that still talks over disabled people? We sit down with author, podcaster, and athlete Win Charles for a wide-open conversation about cerebral palsy, pain that won't be ignored, and the stubborn hope that keeps her training for Kona even as she prepares for a hip replacement at 37.Win breaks down what CP actually feels like—spasticity that clamps like a rubber band, a startle reflex that can derail recovery—and the cascading impact of a fall that left her hip 50 degrees out of the socket. She shares the moments that cut deepest: being dismissed at the ER, a pre-op staffer asking others to sign for her, and an anesthesiologist who brushed off her documented allergy. Through it all, she models what real advocacy sounds like: clear language, repeated boundaries, and a refusal to surrender decision-making power over her own body.We widen the lens to education, where accommodations exist on paper but often vanish in practice. Win calls out professors who skip IEPs, highlights the invisible labor students carry, and offers concrete steps for allies: learn the basics of CP and disability, shadow a special education teacher, and design access before it's requested. Then we come back to the everyday—the narrow clinic doorway, the broken door button, the shower that turns into a puzzle—because access lives or dies in these small, solvable details.There's joy here too. Win's Ironman story challenges every lazy myth about disability and ambition, and her rebuild plan after surgery is both disciplined and hopeful. The throughline is simple and strong: speak to the person, not the aide; hold the door when the button fails; believe people when they describe their bodies; and when it's your turn to move, just do it.If this resonated, follow the show, share it with a friend, and leave a review to help others find conversations that center dignity, access, and action. Your support keeps these stories in the light.Support the show

Scholars of international relations, political thought, and India's international and diplomatic history are increasingly interested in the relevance of non-alignment in Indian foreign policy. The origins of such policies and debates can be traced back to Nehru's conceptualization of non-alignment at the height of the Cold War. In this deeply researched study of his years as Prime Minister, 1947–64, in The Nehru Years: An International History of Indian Non-Alignment (Cambridge UP, 2025) Dr. Swapna Kona Nayudu utilizes archival research in multiple languages to uncover Indian diplomatic influence in four major international events: the Korean War, the Suez Crisis, the Hungarian Revolution, and the Congo Crisis. Through this detailed examination, she explores the contested meaning of non-alignment, a policy almost unique in its ambiguity and its centrality to a nation's political life. The resulting history is a thoughtful critique of India's diplomatic position as the only non-aligned founding member of the UN. This interview was conducted by Dr. Miranda Melcher whose book focuses on post-conflict military integration, understanding treaty negotiation and implementation in civil war contexts, with qualitative analysis of the Angolan and Mozambican civil wars. You can find Miranda's interviews on New Books with Miranda Melcher, wherever you get your podcasts. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/intellectual-history

Scholars of international relations, political thought, and India's international and diplomatic history are increasingly interested in the relevance of non-alignment in Indian foreign policy. The origins of such policies and debates can be traced back to Nehru's conceptualization of non-alignment at the height of the Cold War. In this deeply researched study of his years as Prime Minister, 1947–64, in The Nehru Years: An International History of Indian Non-Alignment (Cambridge UP, 2025) Dr. Swapna Kona Nayudu utilizes archival research in multiple languages to uncover Indian diplomatic influence in four major international events: the Korean War, the Suez Crisis, the Hungarian Revolution, and the Congo Crisis. Through this detailed examination, she explores the contested meaning of non-alignment, a policy almost unique in its ambiguity and its centrality to a nation's political life. The resulting history is a thoughtful critique of India's diplomatic position as the only non-aligned founding member of the UN. This interview was conducted by Dr. Miranda Melcher whose book focuses on post-conflict military integration, understanding treaty negotiation and implementation in civil war contexts, with qualitative analysis of the Angolan and Mozambican civil wars. You can find Miranda's interviews on New Books with Miranda Melcher, wherever you get your podcasts. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/south-asian-studies

Neste episódio do @cafecomtriathlon, recebemos o Head Coach da EBTT, @eduardobraz_coach, para um bate-papo sobre as principais diferenças entre as provas do Mundial de IRONMAN em Kona (Havaí) e Nice (França).Falamos sobre:

Our first guests of 2026 are familiar names in endurance sport here in Ireland; Rob Cummins and Aisling Coppinger who share with us an honest and inspiring conversation about life, love and longevity in sport.  Owners of Wheelworx, they are well known faces at triathlon and multisport events as both athletes and event support.  In this episode, Rob and Aisling reflect on their individual paths into triathlon, from early beginnings as novices to competing on the world stage.  Rob shares his long journey through IRONMAN racing, including early doubts and how his training approach has evolved over time, whilst Aisling shares insight into her transition from running into triathlon and the challenge of overcoming a deep fear of open water swimming.  A key focus of this episode is their 2025 season, where they embraced a whirlwind World Championship Tour that saw them race and support each other at the IRONMAN World Championship in Nice where Rob raced, Kona where Aisling raced and Marbella with both of them racing the IRONMAN 70.3 World Championship where their season culminated in the Costa Del Sol.  They offer insight into the demands of each event, from race conditions and strategy to the emotional impact of lining up in Kona. Both Aisling and Rob reflect on what these experiences mean to them beyond results, highlighting gratitude, perspective, enjoyment and the journey to the start and finish line of each race they embraced.  The conversation also explores how they balance commitment to their training with running a successful and busy business whilst maintaining a strong personal relationship. Training together, supporting each other through setbacks and simplifying routines have become central to their approach. This is a great chat with Aisling and Rob, with reflections on what triathlon has given them and how they look ahead to future races with curiosity rather than pressure, emphasising teamwork, resilience and the importance of enjoying the journey. This renewed energy and perspective on triathlon racing, a far cry from the years of 'Chasing Kona' as detailed in Rob's book published almost a decade ago. 

In this episode, I answer a question on how to qualify for Kona under the new qualifying structure.Send questions through to TrainSmooth.com 

Ministryně financí Alena Schillerová říká, že je pro novou koalici obtížné udržet schodek letošního státního rozpočtu pod 300 miliardami. Porušila by nová koalice deficitem zákon o rozpočtové odpovědnosti? Pokud ano, jaké by to mělo následky? „Zákon nepředjímá, že by mohla nastat taková situace. Žádná sankce za to daná není,“ říká v pořadu Dvacet minut Radiožurnálu Tomáš Holub, bývalý náměstek ministra financí a fiskální expert z Centra veřejných financí Univerzity Karlovy.

Take the TTS LISTENER SURVEY HERE!Or copy and paste the following link into your browser: https://forms.gle/HEN7RJUHneZVNrm3A------------------------------------Gordo Byrn is a former investment banker turned professional triathlete at a later stage in life without an endurance sports background. He podiumed at Ironman New Zealand and Ironman Canada, and also became Ultraman World Champion. Today, Gordo is a coach and a prolific writer, with a lot of great thoughts and perspectives on how to improve performance in triathlon and endurance sports, and even in life. HIGHLIGHTS AND KEY TOPICS: The importance of high-volume training, mainly at low intensity, in Gordo's training philosophy.Gordo's comeback to endurance sports in his 50s after a long time out from consistent and focused triathlon or other endurance sportsWhy you should not do an Ironman within your first year of triathlon trainingThe difference between adaptive and maladaptive training load, and how to make sure you stay on the adaptive side.The importance of lactate testing to establish your low-intensity training zonesPractical tips for age-group athletes on how to apply more “elite” or professional training principles to their day to day life and constraintsThe main differences between professional Ironman training methods in the 2000s and today.DETAILED EPISODE SHOWNOTES: We have detailed shownotes for all of our episodes. The shownotes are basically the podcast episode in written form, that you can read in 5-10 minutes. They are not transcriptions, but they are also not just surface-level overviews. They provide detailed insights and timestamps for each episode, and are great especially for later review, after you've already listened to an episode.The shownotes for today's episode can be found at https://scientifictriathlon.com/tts679/LINKS AND RESOURCES: Gordo's Substacks: Endurance Essentials, Gordo's Substack, True WealthGordo's Youtube, Twitter and InstagramGordo's book (with John Hellemans and Julie Dibens): From Lemon To Legend: A Comprehensive Guide To Running, Cycling, Swimming And TriathlonPapers citedAerobic Energy Turnover and Exercise Economy Profile During Race Simulation in a World-Record-Breaking Male Full-Distance Triathlete - Christensen 2024 (the Magnus Ditlev case study, already a modern classic in triathlon science)How to Skate a 10k by Nils van der Poel (free download)WHAT SHOULD I LISTEN TO NEXT?If you enjoyed this episode, I think you'll love the following related episodes:Craig Alexander – Three-time Ironman World Champion | EP#461 - one of the very best of Gordo's contemporaries goes deep into the training that made him a three-time Ironman World ChampionRune Kjøsen Talsnes, PhD | EP#427 - great scientific and applied information on overtraining and non-functional overreaching, related to Gordo's points about maladaptive training, stress and fatigueIronman World Champion Solveig Løvseth on her race day strategy in Kona, her training block at altitude, heat training and more! - my interview with Solveig with the simulation session referenced in the episodeYou can find our full episode archives here, where you can filter for categories such as Training, Racing, Science & Physiology, Swimming, Cycling, Running etc.You can also find separate archives for specific series of episodes I've done, specifically Q&A episodes, TTS Thursday episodes, and Beginner Tips episodes. LEARN MORE ABOUT SCIENTIFIC TRIATHLON: The Scientific Triathlon website is the home of That Triathlon Show and everything else that we doContact us through our contact form or email me directly (note - email/contact form messages get responded to much more quickly than Instagram DMs)Subscribe to our NewsletterFollow us on InstagramLearn more about our coaching, training plans, and training camps. We have something to offer for everybody from beginners to professionals.HOW CAN I SUPPORT THAT TRIATHLON SHOW (FOR FREE)? I really appreciate you reading this and considering helping the show! If you love the show and want to support it to help ensure it sticks around, there are a few very simple things you can do, at no cost other than a minute of your time. Subscribe to the podcast in your podcast app to automatically get all new episodes as they are released.Tell your friends, internet and social media friends, acquaintances and triathlon frenemies about the podcast. Word of mouth is the best way to grow the podcast by far!Rate and review the podcast (ideally five stars of course!) in your podcast app of choice (Spotify and Apple Podcasts are the biggest and most important ones).Share episodes online and on social media. Share your favourite episodes in your Instagram stories, start a discussion about interesting episodes on forums, reference them in your blog or Substack.SPONSORS: Precision Fuel & Hydration produce our favourite gels, sports drinks, and electrolyte and carbohydrate products here at That Triathlon Show and Scientific Triathlon. Use the free Fuel & Hydration Planner to get a personalised plan for your carbohydrate, sodium and fluid intake in your next event, and get 15% off your first 2026 order by using the code TTS2026 at checkout. NordVPN - EXCLUSIVE NordVPN Deal ➼ https://nordvpn.com/TRIATHLONTry it risk-free now with a 30-day money-back guarantee Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In the interests of fair play, Tim puts in place all the lessons from the past to ensure Greg doesn't become riddled with a vigorous and highly contagious bug, after all there is $1500 at stake here. Caz joins us to chat about mass swim starts, open water swimming and recounts a few of her own experiences, good, bad and ugly.  Some great tips, also some great race stories from Kona and Frankfurt IRONMAN. Is it OK for middle aged men to chant at the tennis and wear team jumpers?  Should diving and gymnastics be an Olympic sport? All that and more as we work our way closer to start lines in season 2026. Join the Tribe www.koasports.com.au 

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This episode is bittersweet for me. I'm sharing the heartbreaking loss of my German Shepherd, Kona, and what it was like saying goodbye, not just for me, but for my kids, who grew up with her by their side. Grief has a way of stopping time… and also reminding you how precious it is.From there, we talk about the energy of the new year: the shedding, the forward momentum, and why this one already feels different. I share a manifestation practice I'm trying in 2026, why I'm writing my goals as if they've already happened, and how I'm working to release long-held limiting beliefs around love, career, and the idea that you can't have it all.A word from my sponsors:Kahlua - Find Kahlúa Dunkin Caramel Swirl at retailers nationwide, including Walmart, Total Wine, Albertsons, Kroger, Ralphs, Safeway, BevMo, Publix, and more. Must be 21 or older to purchase. Please drink responsiblyBon Charge - Go to boncharge.com/HONEST and use coupon code HONEST to save 15%.Nutrafol - See thicker, stronger, faster-growing hair with less shedding in just 3-6 months with Nutrafol. For a limited time, Nutrafol is offering our listeners $10 off your first month's subscription and free shipping when you go to Nutrafol.com and enter the promo code HONESTCookUnity - Go to https://www.cookunity.com/HONEST for 50% off your first order. Thanks to CookUnity for supporting the show!Monarch Money - Use code HONEST at monarch.com for half off your first year.Wayfair - Head to Wayfair.com right now to shop all things homeFor more Let's Be Honest, follow along at:@kristincavallari on Instagram@kristincavallari and @dearmedia on TikTokLet's Be Honest with Kristin Cavallari on YouTubeProduced by Dear Media.This episode may contain paid endorsements and advertisements for products and services. Individuals on the show may have a direct, or indirect financial interest in products, or services referred to in this episode.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.