Podcasts about nasaa

Send us Fan Mailhe five core functions of the NASAA cybersecurity framework, summarized by the acronym I-P-D-R-R. This educational mnemonic guides financial professionals through the essential stages of risk management, beginning with the identification of digital assets and potential vulnerabilities. The framework then moves into protection through preventative safeguards like encryption and detection via continuous system monitoring to spot active threats. When a security breach occurs, the protocol dictates an immediate response to contain damage, followed by a recovery phase to restore business operations from backups. By breaking down complex regulatory requirements into memorable exam triggers, the source helps candidates prepare for the Series 63, 65, and 66 exams. Overall, the material emphasizes a proactive and structured approach to maintaining data integrity and organizational resilience against cyberattacks.Support the show

Send us Fan MailEpisode SummaryEver stared down a brutal math question on the Series 65 or 66 exam, sweating bullets, with nothing but a cheap, plastic four-function calculator in your hand? You are not alone.In this deep dive, we reveal why that basic calculator is actually your secret weapon. We pull back the curtain on how to completely demystify the math questions on your FINRA and NASAA licensing exams. The secret? Conceptual understanding over rote calculation. The test writers aren't testing your ability to run complex polynomial equations; they want to know if you comprehend the underlying mechanisms of finance.We break down the absolute must-know formulas, historical shortcuts, and mechanical traps that trip up candidates on test day.

Send us Fan MailTrusts, Estates & Joint Accounts | Series 65 and Series 66 Exam PrepEverything you need on trusts, estates, and joint accounts for the Series 65 (Uniform Investment Adviser Law Examination) and Series 66 (Uniform Combined State Law Examination). This topic isn't a huge percentage of the exam, but it's easy points if you know the patterns NASAA likes to test.What this video covers:Joint account types — JTWROS (Joint Tenants with Rights of Survivorship), Tenants in Common, Tenants by the Entirety, and community property. The survivor question and how the exam tests it.The three players in every trust — grantor (settlor, trustor), trustee, and beneficiary.Revocable vs irrevocable trusts — what changes, who pays the taxes, why the IRS doesn't care about your revocable trust, and what you actually get in return for giving up control.Testamentary trusts — when they're funded and why probate still applies.Why people set up trusts in the first place — probate avoidance, privacy, control after death, and estate tax reduction. The four real reasons, ranked.The Prudent Investor Rule under the Uniform Prudent Investor Act — fiduciary duty, total portfolio approach, diversification, and the wrong answers the exam loves to throw at you.Trustee duties with multiple beneficiaries — balancing income beneficiaries against remainder beneficiaries, what the trustee considers, and what the trustee absolutely does not care about.Estate accounts — executor vs administrator, Letters Testamentary vs Letters of Administration, and how the account actually works.Common Series 65 and 66 exam questions answered:Who gets taxed on a revocable trust? The grantor. Who gets taxed on an irrevocable trust? The trust or the beneficiary. Does a revocable trust reduce estate taxes? No. Does a revocable trust avoid probate? Yes. When is a testamentary trust funded? At the grantor's death. Who can trade a trust account? The trustee. What standard does a trustee follow? Prudent investor rule.Taught by Ken Boyd — former NYSE floor trader (1989–2009) and founder of Capital Advantage Tutoring. 35 years on Wall Street. Series 7, SIE, Series 63, 65, and 66 exam prep.

Tällä historiallisella päivämäärällä Nasaa edeltävä NAKA perustettiin, Mount Rushmoren muistomerkki vihittiin, Suomen jääkiekkomaajoukkue kärsi kaikkien aikojen suurinumeroisimman tappionsa ja Bertrand Piccard ja Brian Jonesin lähtivät yrittämään matkaa maailman ympäri kuumailmapallolla.

Thank you to ClientTether for sponsoring this episode of The Advisory Board Podcast.In this episode, Dave Hansen sits down with Jania Bailey, CEO of FranNet, to unpack the changing role of brokers and consultants in franchising. Jania opens with FranNet's backstory — 38 years in the business, built as a franchise model rather than a typical membership organization — and explains how their centralized Marketing, IT, and Support teams free consultants to focus on what matters most: qualifying high-quality candidates and matching them to the right brands. That operational difference, she says, is why FranNet consistently delivers strong fits for both candidates and franchisors.The conversation moves into regulation, where Jania argues that the push for disclosure and registration is long overdue. California is leading the charge with new rules that require broker disclosures, brand lists, and placement data; other registration states in the NASAA group are likely to follow. Jania believes transparency will weed out bad actors and elevate the entire industry. She compares the current state of franchise brokering — where almost anyone can hang out a shingle — to industries that require licensing, and says consumers deserve that same level of protection when their life savings are on the line.Dave and Jania also dig into the practical implications. Candidates could face a flood of disclosures and multiple brands to evaluate, so brokers will need to guide them through what to prioritize rather than overwhelm them with paperwork. For broker firms, the new requirements could be a heavy lift for smaller operations; larger franchised groups like FranNet can centralize filings and streamline compliance for their consultants. Jania expects some consolidation and exits — she's not shy about saying a few operators should probably leave the industry — but she views that as a healthy cleansing that will build trust.For franchisors, Jania urges honesty and preparedness. Brands that want broker support should make sure their house is in order: validated unit economics, happy franchisees, adequate capitalization, and systems that let the business run without the founder's constant involvement. Sharing placement data and success metrics with broker partners will not only help compliance but also become a powerful marketing differentiator. On economics, Jania suggests realistic expectations: Working with brokers usually implies meaningful broker fees — entry-level economics start around $25K, with many opportunities sitting in the $30–35K range — and brands must ensure total investment supports those fees without undermining franchisee success.Throughout the episode, Jania's insistence on transparency and consumer-first thinking is steady and unapologetic. She believes clearer disclosures and higher standards will protect prospective franchisees, lift the reputation of good brokers, and ultimately strengthen the ecosystem. If you'd like to follow up with Jania, visit FranNet.com or email JBailey@FranNet.com.Thanks again to ClientTether for making this episode possible. Tune in for more conversations aimed at helping you build lasting brands.

Hadrat Abdullah ibn Amr ibn Al Aas (ra) Session 21 Worship your Lord till there comes to you the inevitable, Surah Hijir 15:99. Remain steadfast... (Tabarani). Follow a moderate guidance (Ahmad). Beware of immoderation (Nasaa'ee).

What does it take to ace high-stakes exams like the Series 65? In this episode, I sit down with Brian Lee, Founder of TestGeek Exam Prep, to explore his journey from high school science teacher to exam prep expert. Brian shares how his unique teaching approach, tailored for visual learners, bridges the gap between textbook publishers and the actual exam. You'll discover why understanding the exam format, especially multiple-choice strategies, can make the difference between passing and failing. Listen in as Brian provides practical advice on creating a structured study plan, tackling tricky exam sections, and avoiding common mistakes. We also dive into the NASAA and the Series 65, discussing what test-takers need to know to succeed. Whether you're preparing for securities exams or just want insight into effective study habits, this episode is packed with actionable tips to help you achieve your goals. You can find show notes and more information by clicking here: https://tinyurl.com/3hesapzu   

The Ascetic  The Love of Horses There is not a single horse except that it makes a supplication every morning, "make me more beloved to him than his family, wealth & children!" (Ahmad). The Arabian horse makes 2 supplicatins every morning (Nasaa'ee). In extension this could explain why the owners of pets have love & affection for them. A time will come when man will be envied for the speed of his travelling vehicle... (Abu Nu'aym). The Last Hour will not arrive until the distance of the Earth shrinks impossibly closer to each other (Tabarani). During the last period of my Ummah the people will use forms of transport other than flesh & bone (Haakim) view Surah 16:8.

Hadrat Abu Zharr (ra). Session 25 The Ascetic  The 3 partners in Wealth For the majority of the believers what is little and sufficient is far better than the abundant and alluring. Give your wealth in charity and you might perhaps get relief from the severities of the world. Greed is killing you whilst you can never fulfil it (Ibn Abee Dunyaa). They breed what they will bury. They build what will eventually be destroyed. They hold firmly to what is temporary, And They foraskew the everlasting, Abu Zharr (ra). The 3 partners in wealth; Predestination, Heir & You. Thus you strive your utmost and never be the most helpless of the 3. You will never attain piety until you spend out of that which you love (not which is spare) Surah 3 v92. The one rich in his heart will not be harmed by what they face in the world Whilst the one poor in his heart will not be enriched by how much they acquire of this world (Tabrani). Different types of Sadaqah The forms of charity.... Takbeer, Tasbeeh, Tahleel, Tahmeed, Laailaaha'il lal'laah, seeking forgiveness, enjoining the good & forbidding the evil, removing thorns/rocks from a path, guiding a blind man... (Nasaa'ee).

Ken Finnen interacts with hundreds of FINRA test takers per month, so he has a good sense of what's tripping people up. In this episode, Ken shares his insights into what question types, rules and regulations, and suitability questions are confusing people on the FINRA and NASAA exams, and how to beat them. Achievable is a modern test prep platform for the FINRA SIE, Series 6, 7, 9, 63, 65, and 66. Try our courses for free at https://achievable.me 

The biggest change to FINRA and NASAA exams this year is that settlement dates moved from T+2 to T+1. But what does that mean? In this episode, Ken Finnen, a longtime veteran of the finance industry and FINRA tutor for decades, walks you through what settlement dates are, why this change was made, what it means for the industry, and how to get these questions right on your exams. Achievable is a modern test prep platform for the FINRA SIE, Series 6, 7, 9, 63, 65, and 66. Try our courses for free at https://achievable.me 

Join us for rebroadcast  an exclusive Q&A session dedicated to all aspiring finance professionals. Whether you're tackling the Series 7, Series 63, Series 65, or Series 66 exams, this is your golden opportunity to get expert advice, study tips, and answers to all your burning questions. Our panel of seasoned finance professionals and educators are here to guide you through the complexities of FINRA and NASAA licensing exams, helping you to not only understand the material but to master it.   What We'll Cover: Series 7 Exam Prep: Strategies for success in General Securities Representative Examination. Series 63 Exam Insights: Tips for navigating the Uniform Securities Agent State Law Examination. Series 65 Exam Breakdown: Expert advice for the Uniform Investment Adviser Law Exam. Series 66 Exam Guidance: Combining the Series 63 and 65 exams into a comprehensive overview.  When finance laws make you frown,

Join us LIVE for an exclusive Q&A session dedicated to all aspiring finance professionals. Whether you're tackling the Series 7, Series 63, Series 65, or Series 66 exams, this is your golden opportunity to get expert advice, study tips, and answers to all your burning questions. Our panel of seasoned finance professionals and educators are here to guide you through the complexities of FINRA and NASAA licensing exams, helping you to not only understand the material but to master it. What We'll Cover: Series 7 Exam Prep: Strategies for success in General Securities Representative Examination. Series 63 Exam Insights: Tips for navigating the Uniform Securities Agent State Law Examination. Series 65 Exam Breakdown: Expert advice for the Uniform Investment Adviser Law Exam. Series 66 Exam Guidance: Combining the Series 63 and 65 exams into a comprehensive overview. When finance laws make you frown,

Join us LIVE for an exclusive Q&A session dedicated to all aspiring finance professionals. Whether you're tackling the Series 7, Series 63, Series 65, or Series 66 exams, this is your golden opportunity to get expert advice, study tips, and answers to all your burning questions. Our panel of seasoned finance professionals and educators are here to guide you through the complexities of FINRA and NASAA licensing exams, helping you to not only understand the material but to master it. What We'll Cover: Series 7 Exam Prep: Strategies for success in General Securities Representative Examination. Series 63 Exam Insights: Tips for navigating the Uniform Securities Agent State Law Examination. Series 65 Exam Breakdown: Expert advice for the Uniform Investment Adviser Law Exam. Series 66 Exam Guidance: Combining the Series 63 and 65 exams into a comprehensive overview. When finance laws make you frown,

Covered puts are an option income strategy that is important for traders. These strategies can be tested on the FINRA SIE and Series 4, 7, and 9 exams, as well as on NASAA's Series 65 and 66 exams. Achievable has courses with industry best pass rates for the FINRA SIE, Series 6, 7, 63, 65, and 66. Try our courses for free at https://achievable.me.

In this podcast, we cover the concept of minimum maintenance in margin accounts. Then we walk you through a practice question that could look similar to an actual test question. Margin accounts can be tested on FINRA's SIE, Series 7, 9, and 10 exams, plus NASAA's Series 65 and 66 exams. This is one of many videos available on the Achievable platform - links to our learning program are above! Achievable has courses with industry best pass rates for the FINRA SIE, Series 6, 7, 63, 65, and 66. Try our courses for free at https://achievable.me.

In this riveting episode, delve into the high-stakes world of sales and finance. Experience the intensity of a sales pitch as a broker goes all out to sell penny stocks with immense potential. Listen as he navigates through objections, leveraging his expertise and persistence to close the deal. Meanwhile, an engaging discussion unfolds about the nuances of business strategies, customer choices, and ownership. Discover how women value uniqueness in choices and how brands can cater to this desire. Learn from real-life anecdotes about the importance of being relentless and always closing deals, illustrated through various broker experiences. Gain insights into the psychology of sales, the art of persuasion, and the critical need for adaptability in the financial sector. This episode also touches on the personal growth journey, highlighting the significance of studying hard, staying motivated, and the eventual triumph over challenging financial exams. Whether you're in finance, sales, or just interested in the dynamics of the market, this episode offers valuable lessons and inspiration to keep pushing forward.

oin us LIVE for an exclusive Q&A session dedicated to all aspiring finance professionals. Whether you're tackling the Series 7, Series 63, Series 65, or Series 66 exams, this is your golden opportunity to get expert advice, study tips, and answers to all your burning questions. Our panel of seasoned finance professionals and educators are here to guide you through the complexities of FINRA and NASAA licensing exams, helping you to not only understand the material but to master it. What We'll Cover: Series 7 Exam Prep: Strategies for success in General Securities Representative Examination. Series 63 Exam Insights: Tips for navigating the Uniform Securities Agent State Law Examination. Series 65 Exam Breakdown: Expert advice for the Uniform Investment Adviser Law Exam. Series 66 Exam Guidance: Combining the Series 63 and 65 exams into a comprehensive overview. #series7exam #sieexam #series7whisperer

In this podcast, we walk you through an option hedging strategy that allows you to short stock while capping your downside: short stock and a long call. Options hedging strategies are useful in the real world and also a tested concept on the the FINRA SIE and Series 4, 7, and 9 exams, plus on NASAA's Series 65 and 66 exams. Achievable has courses with industry best pass rates for the FINRA SIE, Series 6, 7, 63, 65, and 66. Try our courses for free at https://achievable.me.

oin us LIVE for an exclusive Q&A session dedicated to all aspiring finance professionals. Whether you're tackling the Series 7, Series 63, Series 65, or Series 66 exams, this is your golden opportunity to get expert advice, study tips, and answers to all your burning questions. Our panel of seasoned finance professionals and educators are here to guide you through the complexities of FINRA and NASAA licensing exams, helping you to not only understand the material but to master it. What We'll Cover: Series 7 Exam Prep: Strategies for success in General Securities Representative Examination. Series 63 Exam Insights: Tips for navigating the Uniform Securities Agent State Law Examination. Series 65 Exam Breakdown: Expert advice for the Uniform Investment Adviser Law Exam. Series 66 Exam Guidance: Combining the Series 63 and 65 exams into a comprehensive overview. When finance laws make you frown,

In this podcast, Brandon explains sell stop limit orders and how investors utilize them in the secondary market to make transactions. Then we analyze a practice question that could be similar to an actual FINRA or NASAA test question on sell stop limit orders. Achievable has courses with industry best pass rates for the FINRA SIE, Series 6, 7, 63, 65, and 66. Try our courses for free at https://achievable.me.

oin us LIVE for an exclusive Q&A session dedicated to all aspiring finance professionals. Whether you're tackling the Series 7, Series 63, Series 65, or Series 66 exams, this is your golden opportunity to get expert advice, study tips, and answers to all your burning questions. Our panel of seasoned finance professionals and educators are here to guide you through the complexities of FINRA and NASAA licensing exams, helping you to not only understand the material but to master it.   What We'll Cover: Series 7 Exam Prep: Strategies for success in General Securities Representative Examination. Series 63 Exam Insights: Tips for navigating the Uniform Securities Agent State Law Examination. Series 65 Exam Breakdown: Expert advice for the Uniform Investment Adviser Law Exam. Series 66 Exam Guidance: Combining the Series 63 and 65 exams into a comprehensive overview.  When finance laws make you frown,

In this podcast, Brandon explains buy stop limit orders and how investors utilize them in the secondary market. Then we analyze a practice question that could be similar to an actual FINRA or NASAA test question on buy stop limit orders. Achievable has courses with industry best pass rates for the FINRA SIE, Series 6, 7, 63, 65, and 66. Try our courses for free at https://achievable.me.

Join us LIVE for an exclusive Q&A session dedicated to all aspiring finance professionals. Whether you're tackling the Series 7, Series 63, Series 65, or Series 66 exams, this is your golden opportunity to get expert advice, study tips, and answers to all your burning questions. Our panel of seasoned finance professionals and educators are here to guide you through the complexities of FINRA and NASAA licensing exams, helping you to not only understand the material but to master it.   What We'll Cover: Series 7 Exam Prep: Strategies for success in General Securities Representative Examination. Series 63 Exam Insights: Tips for navigating the Uniform Securities Agent State Law Examination. Series 65 Exam Breakdown: Expert advice for the Uniform Investment Adviser Law Exam. Series 66 Exam Guidance: Combining the Series 63 and 65 exams into a comprehensive overview.

In this podcast, Brandon walks you through sell stop orders and how investors utilize them in the secondary market. Then we analyze a practice question that could be similar to an actual FINRA or NASAA test question on sell stop orders. Achievable has courses with industry best pass rates for the FINRA SIE, Series 6, 7, 63, 65, and 66. Try our courses for free at https://achievable.me.

In this podcast, Brandon goes over buy stop orders and how investors use them in the secondary market. Then we analyze a practice question that could be similar to an actual FINRA or NASAA question on buy stop orders. Achievable has courses with industry best pass rates for the FINRA SIE, Series 6, 7, 63, 65, and 66. Try our courses for free at https://achievable.me.

In this podcast, Brandon goes over how sell limit orders work and how investors use them in the secondary market. He then goes over a practice question for the sell limit orders that resembles sell limit order questions on FINRA and NASAA exams. Achievable has courses with industry best pass rates for the FINRA SIE, Series 6, 7, 63, 65, and 66. Try our courses for free at https://achievable.me.

In this podcast, Brandon goes over how buy limit orders work and how investors use them in the secondary market. He then goes over a practice question for the buy limit orders that resembles buy limit order questions on FINRA and NASAA exams. Achievable has courses with industry best pass rates for the FINRA SIE, Series 6, 7, 63, 65, and 66. Try our courses for free at https://achievable.me.

Link to video https://www.youtube.com/live/TLQonVuW3gc?si=QGpCQnUq8z2Zjp2E Join us LIVE for an exclusive Q&A session dedicated to all aspiring finance professionals. Whether you're tackling the Series 7, Series 63, Series 65, or Series 66 exams, this is your golden opportunity to get expert advice, study tips, and answers to all your burning questions. Our panel of seasoned finance professionals and educators are here to guide you through the complexities of FINRA and NASAA licensing exams, helping you to not only understand the material but to master it. What We'll Cover: Series 7 Exam Prep: Strategies for success in General Securities Representative Examination. Series 63 Exam Insights: Tips for navigating the Uniform Securities Agent State Law Examination. Series 65 Exam Breakdown: Expert advice for the Uniform Investment Adviser Law Exam. Series 66 Exam Guidance: Combining the Series 63 and 65 exams into a comprehensive overview.

IF you are taking any of the FINRA Exams.. whether its the Series 7 Exam, SIE Exam, Series 6 Exam or any of the NASAA exams, its very easy to over work and burnout

We teach you how to use hedging strategies in your options trading to limit your risk. This is both useful for retail traders and a key options topic tested on FINRA and NASAA exams. Achievable has courses with industry best pass rates for the FINRA SIE, Series 6, 7, 63, 65, and 66. Try our courses for free at https://achievable.me.

For this Bonus Episode, Declan Wicks of the National Assembly of State Arts Agencies speaks with Mr. Kral and Mr. Aleman about the power of the Arts and about some available career paths. For more information about the NASAA, visit www.nasaa-arts.org or email Mr. Declan Wicks at: declan.wicks@nasaa-arts.org

EPISODE SUMMARY: Ever thought about investing your hard-earned cash but don't know where to start or who to trust? Fear not, as I'm joined by the incredible Miss Kaaren E Hall, an expert in safe investments and due diligence, who passionately educates us on how to protect our investments. She lays out crucial steps to assess investment prospects and offers useful resources such as the NASAA website and FINRA. Drawing insights from the book, The Ruthless Elimination of Hurry, she impressively connects its life-altering principles to the world of investing. In addition, she introduces us to platforms like AARP, an ideal place to research asset sponsors. But it's not all finance talk. We venture into a critical aspect of business – reputation and networking. Miss Hall enlightens us on the significance of a solid business reputation and the power of networking in making successful investments. She reminds us that trust-building requires time, effort, and attention to the minutest details. Our conversation reveals the potential pitfalls of investing and emphasizes the importance of asking the right questions and forming trustworthy relationships. To round off, Miss Hall narrates an eye-opening tale of a potential investor who narrowly escaped a fraudulent investment, underlining the crucial nature of her work in fraud awareness. An episode with a wealth of knowledge for anyone looking to tread the investment path safely and effectively.  KAAREN'S BIO: Despite being in the midst of a recession and mortgage market collapse, Kaaren Hall founded and made a resounding success of uDirect IRA Services. She discovered a strategic way to put her 20+ years in mortgage banking, real estate, and property management to use. The solution was an untapped market for both her skills and for investors – self-directed IRAs. Through uDirect IRA, she has guided tens of thousands of Americans through the process of diversifying their investments using self-directed IRAs with $1B+ Under Management. Learn more about Hall and her thriving company at uDirectIRA.com. GET IN TOUCH WITH KAAREN: https://www.facebook.com/uDirectIRA https://twitter.com/uDirectIRA https://www.instagram.com/udirectiraservices/ https://www.linkedin.com/company/851967 https://www.youtube.com/c/uDirectIRA https://www.linkedin.com/groups/137760/ https://udirectira.com/ EPISODE CHAPTERS: (0:00:13) - Investing Safely Miss Hall shares tips on assessing investments, using The Ruthless Elimination of Hurry, and researching asset sponsors. (0:09:48) - The Importance of Reputation and Networking Miss Hall teaches constructing a successful business, researching investments, forming relationships and trust.

Joseph Borg, Director of the Alabama Securities Commission, recently retired after 29 years of service to Alabama.  He talks with Carolyn Hutcheson, In Focus host, about the national leadership and success of the Commission in fighting securities fraud.  Borg will continue to be an In Focus guest with his perspective as a Board member of the National White Collar Crime Center.  He also served several terms as President of NASAA, the North American Securities Administrators Association, creating international partnerships to address securities crime.

Para as empresas, escolher a tecnologia errada é pior do que não fazer a transformação digital. Lideranças corporativas conseguem pensar como futuristas para decidir estratégias? Se usar o modelo mental e práticas de foresight, conseguem. O "como", a gente foi descobrir entrevistando os professores Pedro Vergueiro e Paulo Alves, da Fundação Dom Cabral, e a futurista corporativa Catarina Papa. Juntos eles estão desenhando um novo curso na FDC para treinar pensamento futuro. Ouça que tá bacana. Links do episódioPara conhecer o curso Emerging Technologies for BusinessO filme Ela, dirigido por Spike JonzeO livro "Um século em quatro atos: uma projeção do século XXI", do professor Paulo AlvesO programa Artemis, da NASAA série "The Big Door Prize (A máquina do destino)", na AppleTVO livro "NFTs Are a Scam / NFTs Are the Future: The Early Years: 2020-2023", de Bobby HundredsO livro "Um novo jeito de pensar o futuro", de Yancey Strickler_____FALE CONOSCOEmail: news@theshift.info_____ASSINE A THE SHIFTwww.theshift.info

This episode is next in the podcast series, #AskPattiBrennan - a series of episodes in which Patti answers one of her listener's frequently asked questions.  These podcasts are shorter in length and address one FAQ or RAQ (a rarely asked but should be asked) question.  In today's episode, Patti unveils the myriad of ways that criminals use to defraud and take advantage of innocent investors and consumers.  From complex Ponzi schemes to “too good to be true” annuity ploys, investors need to be wary of these predators.  Listen today to hear the latest tactics to be aware of so you can protect your portfolio and the financial futures of those you care about.  

For the first time since the Apollo Program, NASAA has contracted for new spacesuits for the Moon and beyond. Join host Dawn Meyer, Space Coast News Editor and see how this suits you!

Happy New Year from the SILASPeaks Team! Allister and Guest Host, Margie Webber are here to kick off the new year by interviewing Natasha Hurt,…

Variable insurance policies are considered a security, and therefore the only type of insurance that requires FINRA and NASAA licensing, but they're a key part of the FINRA Series 6 and included in the NASAA Series 65 and Series 66 exams. In this episode, Ken Finnen, a longtime veteran of the finance industry and FINRA tutor for decades, starts with an overview of the different types of insurance policies before diving into specific things you need to know for the Series exams related to variable insurance. Achievable is a modern test prep platform for the FINRA SIE, Series 6, 7, 63, 65, and 66. Try our courses for free at https://achievable.me 

1. La probabilidad de recesión en EE.UU. llega al 100% para el próximo año, estima Bloomberg. Mientras que la economía mundial se encuentra en su peor estado en cuatro décadas, afirma exsecretario del Tesoro de EE.UU y acá en Puerto Rico, todavía no nos recuperamos de Fiona y nadie habla de esto. 2. Defiende Nydia Cotto Vives la gestión del FEI ante informe de gastos multimillonarios en contratos de abogados. 3. En proceso de privatización las Cavernas de Camuy, denunció el representante Ángel Matos. 4. Incautan 205 libras de cocaína en puertos de San Juan y Ponce. 5. A un mes del huracán Fiona: en ciernes el proceso de recuperación, miles de familias todavía enfrentan circunstancias de emergencia, sin luz eléctrica y con carreteras colapsadas, mientras Salud continúa sumando muertes indirectas. 6. División en el PPD: cuestionan votación de la Junta de Gobierno que permite a Dalmau seguir como presidente hasta finales de 2023. La decisión de cancelar la elección de la nueva jefatura provocó malestar e, incluso, la salida de figuras, como José Alfredo Hernández Mayoral, de las posiciones que ocupan. 7. El director ejecutivo de la Autoridad para las Alianzas Público Privadas (AAPP), Fermín Fontanés, admitió que su agencia carece de suficiente personal para operar la división encargada de monitorear el cumplimiento de contratos como el de LUMA Energy y Aerostar Airport Holdings. 8. El Gobernador pedirá flexibilización de la Ley Jones para Puerto RicoEl gobernador Pedro Pierluisi se propone acudir al Congreso para solicitar una mayor flexibilidad en las leyes de cabotaje, lo que permitiría la importación de gas natural o combustibles más fácilmente cuando el traslado no sea desde un puerto de bandera estadounidense. 9. Ozuna se convierte en apoderado de los Osos de Manatí en el BSN 10. Puerto Rico será la sede de National Assembly of State Arts Agencies en 2024. El anuncio se hizo durante la asamblea de NASAA de este año celebrada en la ciudad de Kansas City, Missouri. 11. Crean en EE.UU. una nueva cepa del coronavirus que causa un 80% de mortalidad en ratones El estudio todavía se encuentra en estado de prepublicación y debe ser revisado por pares. 12. No fueron los indios tainos los primeros en habitar la isla de Santo Domingo. Hallazgo de más de 5,300 años determina que eran otros habitantes Éstas y otras noticias, hoy En Blanco y Negro con Sandra. - - - Este programa se transmite por las siguientes emisoras, y por sus respectivas plataformas digitales, y aplicaciones para dispositivos Apple y Android: 1. Cadena WIAC - WYAC 930 AM: Cabo Rojo-Mayagüez 2. Cadena WIAC – WISA 1390 AM Isabela 3. Cadena WIAC - WIAC 740 AM: Área metropolitana 4. WLRP 1460 AM Radio Raíces: La voz del Pepino en San Sebastián 5. X61 610 AM: Patillas y toda la zona sureste 6. X61 94.3 FM:Patillas-Guayama 7. Mi Podcast: Anchor, SoundCloud y demás. https://anchor.fm/sandrarodriguezcotto Redes Sociales: FACEBOOK, TWITTER, INSTAGRAM, LINKEDIN · E-mail: Enblancoynegroconsandra@gmail.com · BLOG: http://enblancoynegromedia.blogspot.com --- Support this podcast: https://anchor.fm/sandrarodriguezcotto/support

NASAA recently released proposed revisions to REIT regulations, beginning a 30-day public comment period that was originally to end on August 11. But industry veterans argued that some of the proposed revisions aren't all they're cracked up to be, and so NASAA recently extended the REIT commend period to September 12. Anya Coverman, senior vice president of government affairs and general counsel at the Institute for Portfolio Alternatives (IPA), joins the show to discuss the the NASAA's proposed revisions, and why the IPA strongly opposes them. Show notes: https://altsdb.com/2022/08/anya-coverman-047/

Welcome back to the Compliance In Context Podcast! Today’s episode features the fifth in a series of shows we refer to as the Lessons From The Front Lines series. These shows focus on real-life, tough-to-tackle subjects that other industry professionals and regulators have faced on the front lines of our industry. Today we have the pleasure of speaking with Enforcement and Investigations Chief Richard Szuch of the New Jersey Bureau of Securities to discuss one of the most critical issues affecting the investment management industry—namely—how firms can address issues and challenges with senior investors and investors with diminished capacity. Interview The importance of investor protection What is the Bressler Map and what is its purpose? What is the mission of the NASAA Senior Diminished Capacity Committee? How has the “NASAA Model Act to Protect Vulnerable Adults from Financial Exploitation” impacted the industry? What expectations should firms have in order to properly supervise these activities? Enforcement trends in the area of senior investor exploitation How will investor protection continue developing in the future, both from an industry side and a legal/compliance side? Quotes: “I would say, from the very beginning I was keeping an eye on victims, their profiles, and how they could be exploited. We definitely had cases, when I was a prosecutor, that were ‘white collar type crimes.’ And obviously bad actors are looking to exploit people that are vulnerable, whether it’s their age or if they have some other vulnerability.” - Richard Szuch “Every state had a law that applies to exploitation to older people but it’s usually about their personal safety, whether their home is secure, whether they’re physically okay. Some states have exploitation regarding finances in their laws. But then there’s been a new group of laws that have developed with the advent of NASAA’s Model Act.” - Richard Szuch “40 or 50 percent of the investment advisory firms surveyed had not really changed their way of doing business in the past five years. So if I were to say that there was one thing that really needs to get out there, it’s education for the investors and for the firms, about the importance of this structure to be put around their business.” - Richard Szuch “NASAA just put out (with the SCC and FINRA) a training module that, in essence, mimics what I used to do when I was in private practice, to train firms about what they needed to know.” - Richard Szuch Resources: Compliance in Context Contact Form Compliance in Context, LinkedIn Twitter: @compliancepod Compliance in Context

Welcome back to the Compliance In Context Podcast! On today’s episode, we welcome in the President of the North American Securities Administrators Association, Melanie Lubin, for an insider’s look into what’s happening at NASAA including new areas of focus like continuing education, Reg BI, senior investors, and much more. In our Headlines section, the first-ever bitcoin-linked exchange-traded fund will began trading recently and the SEC provided comments on the regulatory issues involving GameStop trading from January of earlier this year. Finally, we’ll wrap up today’s show with another installment of History Has Your Back, as we review a posthumous quote from one of the world’s most well-traveled chefs to better understand how we can maximize our knowledge in compliance. Topics: Headlines The first-ever bitcoin-linked exchange-traded fund (ProShares) began trading on 10/19/21. Four proposed bitcoin ETFs are in line for an October decision from the SEC on whether to approve, deny or delay their submissions (Valkyrie Investments, Invesco, and VanEck) In a new report, the SEC reviewed regulatory issues involving GameStop trading in January 2021. SEC Commissioners Hester M. Peirce and Elad L. Roisman criticized the report as too narrative Chair Gensler stated the review of the GameStop event presented the SEC with opportunities to further make the equity markets as fair, orderly, and efficient as possible. Interview What is the NASAA and how was it formed? What is the mission of NASAA? What are some of the current initiatives the NASAA is really focused on now? Where does the IARC stand now? What did Phase I of NASAA’s Reg BI efforts look like? What changes have firms made since Reg BI has been adopted? What is NASAA working on in the senior investors space? What about Report and Hold? How can compliance officers can be the best defense in this area? What is the Whistleblower Act? What is the background on the Restitution Pool for defrauded? History Has Your Back Quote from celebrity chef Anthony Bourdain demonstrates empathy and many of the soft skills important for compliance officers Taking the time to connect and understand our colleagues will pay dividends personally and professionally. The 2021 NSCP National Conference is just around the corner! Quotes: “And really the ultimate goal is for us to make a determination about whether the rule as it stands is really moving has raised the bar for how brokers act in relationship to their clients and is it really driving the behavior towards the customers best interest.” - Melanie Lubin “This is important—here's the explanation: customers, particularly elderly customers, tend to be worried that somebody's going to get their hands on their money and all the things that we've taught them to be worried about—But [we] want them to understand that a trusted contact is not a power of attorney, but it's someone that if you’re the person you have a professional relationship with starts to get a little bit worried about what's going on, they could pick up the phone and call that other person.” - Melanie Lubin Resources: Compliance in Context Contact Form

Welcome back to the Securities Compliance podcast. On today’s show, we do a deep dive on the 2021 Investment Adviser Section Report from the North American Securities Administrators Association highlighting 2020 activities for NASAA and its broader application to the compliance profession. For our interview segment, we welcome in Lilian Morvay to provide our listeners with valuable insights on the impact of insurance on compliance and how varying types of insurance (D&O, E&O, Cybersecurity, Professional Liability Insurance) affect how broker-dealers and RIAs are doing business today. Finally, we’ll wrap up today’s show with another installment of the History Has Your Back segment, where we look back at the life of fireman hero Ed Pulaski, and the importance of finding the right tool. Headlines NASAA April 2021 Investment Adviser Section Report highlighting 2020 activities Metrics surrounding state registrants Model Rule on Written Policies and Procedures Compliance Grid Cybersecurity Checklist and additional guidance Interview What is the purpose of insurance and the importance of risk transfer? Detailing different types of insurance impacting broker-dealers and RIAs The intricate details surrounding cybersecurity insurance What to consider when purchasing professional liability insurance What do you do if you have a claim? What’s on My Mind Reviewing the life of hero firefighter Ed Pulaski The Pulaski Axe Why having the right tool can make all the difference Quotes: “One thing to consider from a client perspective, do you want to do business with a company that has not protected itself with a policy?” “If you think about have professional companies protect themselves, think about yourdentist, think about your doctor, think about your attorney, think about your accountant—these individuals are providing a professional service, and there are times when they will commit a negligent act; they will inadvertently cause injury to their client. And the clients, have the opportunity to recover any damages or any losses related to that injury. Those services are insured by professional liability policy. Professional liability insurance policies are also available to companies that are in the financial sector—broker dealers, registered investment advisers.” “It’s very important for broker-dealers when they are considering pursuing professional liability insurance, number one, to make sure that they have an insurance broker who’s very familiar with that type of policy.” “Fortunately, there are a number of carriers that are extending coverage for broker-dealers and RIA’s for cyber.” Resources: Compliance in Context

Welcome back to The Securities Compliance Podcast! In the final episode of Season 1, we begin by discussing recent remarks from SEC Commissioner Peirce regarding the Game Stop situation and how it might impact the industry moving forward, as well as a warning from securities regulators to help raise awareness about the threats of social isolation and investment fraud. For our feature interview, we welcome in former NSCP Board Member Rob Tull for an in-depth conversation focusing on the stress and demands inherent in being a legal and compliance professional that can lead to personal and career burnout, and what you can do to reclaim your sanity and energy, and even increase your creativity for problem-solving. Finally, we’ll wrap up today’s show with another installment of the What’s On My Mind segment, where we do a deep dive on newborn babies, sleep deprivation, and compliance. Headlines Commissioner Peirce Reaffirms SEC Mission to improve the way markets work and to make them work for more people in Light of GameStop SEC, NASAA, FINRA raise awareness regarding social isolation and Rrsk of investment fraud Interview Demands of being a legal/compliance professional can lead to personal and career burnout Understanding the causes and impact of stress Managing the challenging expectations of compliance professionals. The fallacy of stress Stressful environments and the impact on decision making Getting comfortable with risks and deep water survivors Best practice recommendations to stay grounded and increasing your creativity for problem-solving What’s on My Mind Newborn babies and the notion of banking sleep Acclimating yourself to a stressful or challenging environment Training your compliance program to perform at its best Quotes: “Stress is actually a form of a threat response.” “Deep water survivors are the kind of people that if you were at the beach, they seem like the crazy person that swims way past out the breakers and you're just like “Where are you going? You’re going to drown.” And what I found in people that are like that is that they have an equation for risk which basically says my risk of a problem exists in the first 10 feet of water. Everything else below that is irrelevant. If I solve the top 10 feet of water I'm not drowning, so it doesn't matter how deep the water is. And so that got me thinking about in risk solving...you get so wrapped up in the details that you forget the fundamentals, which is if I do these core things at the top—and again if I just rely on compliance principles, not necessarily the specifics of the rules, but if I know my principles, and I can nail my principles down—then I shouldn't have to worry about how deep the risk is, if I can do the basics, I will survive. It might not be pretty, but I'll survive.” “So what I found for me is when we're stressed out, we're running on depleted resources. And not only that there's a burnout factor, and it's like it's a question of “What are you willing to lose in the process of burning out?” And, we have to, we have to be willing to step out of that situation.” Resources: Compliance in Context

Public companies, investors, and financial services firms may be subject to state securities laws, sometimes called “Blue Sky Laws.” At the heart of the state regulatory system is the North American Securities Administrators Association (NASAA), which represents state and provincial securities regulators in the United States, Canada, and Mexico. On this episode of inSecurities, we chat with NASAA's General Counsel, Vince Martinez, about the role of NASAA, some of its members' policy positions, and its relationship to the SEC and other securities regulatory agencies.  Please note: CLE and CPE credit are not offered for listening to this podcast, and the views and opinions expressed within represent those of the speakers and not necessarily those of PLI.