Podcasts about umich

A torn Meniscus – that is what they say… now what? The beginning of UBI as a response from the AI boom? Black in packaging – byproduct of war Markets – – Up up and away! – New inflation data is in… – The Circular Economy – Great chart…. – Some inflation facts PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm-Up - Torn Meniscus - that is what they say... now what? - The beginning of UBI as a response from the AI boom? - Black in packaging - byproduct of war - Insights into consumer confidence reports Markets - Up up and away! - New inflation data is in... - The Circular Economy - Great chart.... - Some inflation facts - From the TACO trade to the NACHO trade The new CTP for Salesforce is open for entries! From TACO to NACHO - Not A Chance Hormuz Opens - - New phrase being used in the oil pits and trading floors Life Support - President Trump tells reporters that ceasefire with Iran is on "massive life support"; says Iran's peace proposal was a "piece of garbage" Going to CHYNA - President Donald Trump has invited executives from some of the biggest U.S. companies — including Tesla CEO Elon Musk, Apple CEO Tim Cook, BlackRock's CEO Larry Fink and Boeing CEO Kelly Ortberg — to join his trip to China this week, according to a White House official. - Also expected to join Trump's delegation for meetings with Chinese President Xi Jinping are Blackstone's Stephen Schwarzman, Cargill's Brian Sikes, Citigroup's Jane Fraser, Coherent's Jim Anderson, GE Aerospace's H. Lawrence Culp Jr., Goldman Sachs's David Solomon, Illumina's Jacob Thaysen, Mastercard's Michael Miebach, Meta Platforms executive Dina Powell McCormick, Micron Technology's Sanjay Mehrotra, Qualcomm's Cristiano Amon and Visa's Ryan McInerney, the official said, speaking on condition of anonymity because the list has not been announced. - Jensen Huang supposedly not invited Inflation Report Today - Total CPI increased 0.6% month-over-month in April, as expected, following a 0.9% increase in March. That left total CPI up 3.8% year-over-year versus 3.3% in March. - Core CPI, which excludes food and energy, jumped 0.4% month-over-month (Briefing.com consensus: 0.4%) following a 0.2% increase in March. That left core - CPI up 2.8% year-over-year versus 2.6% in March. ----Key Factors - The food index was up 0.5% month-over-month and up 3.2% year-over-year. - The energy index was up 3.8% month-over-month and up 17.9% year-over-year. - The shelter index was up 0.6% month-over-month and up 3.3% year-over-year. - The used cars and trucks index was flat month-over-month and down 2.7% year-over-year. - The apparel index was up 0.6% month-over-month and up 4.2% year-over-year. - The services index was up 0.6% month-over-month and up 3.4% year-over-year (services less rent of shelter was up 3.5% year-over-year). - The all items index less food, shelter, and energy was up 0.2% month-over-month and up 2.3% year-over-year. Consumer Confidence - Surging gas prices due to the Iran war sent consumer sentiment to a new low in the early part of May, according to a University of Michigan survey Friday. “Taken together, consumers continue to feel buffeted by cost pressures, led by soaring prices at the pump,” the survey's director, Joanne Hsu, said. - The latest University of Michigan Consumer Sentiment preliminary reading for May came in at 48.2, below the 50.5 consensus estimate and below the prior 49.8 final reading for April. ---Note: Conference board's consumer confidence reading was actually better than last month so there is a discrepancy in reports. - Conference Board measure as highly important because it is widely followed and often tied closely to labor-market perceptions, while the Michigan survey is also closely watched for inflation-sensitive consumer attitudes. Thwarted! - Google's Threat Intelligence Group said hackers are using AI models such as OpenClaw to uncover and exploit zero-day software vulnerabilities. - GTIG said it has “high confidence” that it recorded hackers using an AI model to find and exploit a zero-day vulnerability, or a software flaw unknown to developers, creating a way to bypass two-factor authentication. -The group said in a report that it had uncovered and likely thwarted an AI-developed attack. - Anthropic delayed its Mythos model rollout due to cybersecurity concerns, but current models are being used by hackers. - How are we going to stop the hackers from using powerful AI models to hack? Circular Economy - Great Graphic Circular Always Money to be made... - US derivatives exchange CME Group Inc. and index provider Silicon Data are teaming up to create a futures market for computing power. - The futures will help traders, financial firms, AI builders and cloud providers manage volatility and price swings, according to a statement. - CME CEO Terry Duffy said compute is "the new oil of the 21st century" and creating a futures market can help make the costs more transparent. ----- One more way to pump this as now there is ways to further inflate costs through a leveraged futures market Private Credit Transparency? - Faster mark-to-market plans - Apollo Global Management Inc. has been stepping up efforts to provide liquidity and price transparency in the private-credit market, where assets don't typically change hands. - Last week, the firm said more than $830 billion of its credit assets will be priced daily by the end of September. " - Others in the industry are not so happy about this. - Most say that this is little more that lipstick on a pig No Problem - Congress is looking to suspend the federal gas tax for a few months - Trump backing - $0.18 per gallon tax in a effort to reduce gas prices that are now approx $4.40 average per gallon higher than before the war - War not changed, Iran still stringing us along. - Under/Over how long it will take until next Ceasefire bombings start? - Will a sprinkle of warfare prior to China visit be in the cards as a show of strength? AI Jobs - Kevin Hassett says that AI isn't costing anybody their jobs rights now - EVEN THOUGH TECH CONTINUES LAYOFFS - Why bother even listening to these guys? - Major deep discussion on this on TDI Podcast this week -- WORTH THE LISTEN Asian Markets - Continuing to brush off any worries about oil prices, escalation or valuations that are in the stratosphere - Korea - as we discussed this would be the case is up a staggering 78% last year and already up 81% this year - Market cap has increased $2.7 trillion over the past year - The massive wealth increase has been heavily concentrated. Tech giants Samsung Electronics and SK Hynix accounted for the vast majority of the gains, with individual rallies of up to 382% over the year. Strange - The retail trades added nearly 22,000 jobs in April, accounting for almost one-fifth of total job growth. - In March, retailers posted their largest number of monthly job openings since 2023. - Retailers are more confident after seeing consumers keep their wallets open in the face of an uncertain economy and higher gas prices. - Nearly 15.5 million employees now hold retail industry jobs, the most since July 2024. - What is strange is the UMich confidence hit another all-time low last Friday for the latest prelim reading for the month ANALlysts - The earnings upgrades for tech are not just incremental - Examples: -  Seagate Tech target raised to $1000 from $750 at Evercore ISI, cites HAMR-driven multi-year HDD growth, pricing power, and strong AI/data center demand backdrop - AMD - Goldman Sachs upgraded to Buy and raised its price target dramatically (e.g., to $450 from $240). Other firms like Bernstein (to $525), Barclays, KeyBanc, TD Cowen, and Baird also hiked targets significantly (many by $200+) - Several other names upgrades with big ranges of price increases UBI Starting...? - South Korea should consider institutional ways to redistribute potential excess tax revenue generated by the AI infrastructure boom to help ease inequalities that could deepen in an AI-driven era, a top presidential policy aide said. - President Kim proposed the principle, tentatively named a “national dividend,” underlining that gains from AI infrastructure should be understood as the product of South Korea's collectively built industrial foundation. - In his Facebook post on Monday, Kim explained that "the central question of the AI era is not simply about growth rates, but about how to socially stabilize excess profits." Black ink - Calbee to switch its brightly colored packaging to black and white because war has disrupted supply of certain raw materials used in ink - Calbee, whose potato chip brands in particular are known for brightly colored bag designs, said 14 of its products would switch to monochrome branding by the end of May. - Printing ink requires naphtha, an oil derivative for which Japan relies on imports from the Middle East for about 40% of its consumption. Black Ink Printing HantaVirus - Tristan da Cunha, home to only around 200 people, is halfway between South Africa and South America. It is the world's remotest inhabited island, more than 2,400 km and a six-day boat ride from St Helena, its nearest inhabited neighbor. - It usually relies on a medical team of two people for its health needs, and is normally only accessible by boat as it has no airstrip. - A British man was dropped from the death ship was there and has the symptoms - so "out of an abundance of caution...." - "The arrival of paratroopers, medical personnel and medical supplies from the sky has hopefully reassured the people of Tristan da Cunha," said Brigadier Ed Cartwright, Officer Commanding 16 Air Assault Brigade. - Does this give comfort that paratroopers dropping in with hazmat suits?     Love the Show? Then how about a Donation? Announcing the THE CLOSEST TO THE PIN for SALESFORCE (CRM)   Winners will be getting great stuff like the new "OFFICIAL" DHUnplugged Shirt!     FED AND CRYPTO LIMERICKS   See this week's stock picks HERE Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter

Ken Liu (Computer Science PhD at the Stanford AI Lab) and Erik Chi (CS PhD at UMich) are the Creators of the Open Anonymity Project, which lets people prove things about themselves online without revealing their identity. In this episode we explore what it means for AI systems to "know" you; why today's so-called privacy modes fall short; and how the next generation of AI systems could be built with privacy as a default, rather than an afterthought. Key Takeaways:  What "unlinkable inference" means and why it changes the privacy model of AI chat tools What actually happens to your data the moment you hit "send" in a typical AI system Why incognito mode in AI tools is largely a UI illusion, rather than a real privacy protection The role of metadata in identifying and profiling users, and how "secretary models" could enable personalization without sacrificing privacy How anti-censorship and privacy intersect in a future dominated by agentic AI systems Why now is the time to rethink assumptions about privacy in AI tools Guest Bio: Ken Liu is a Computer Science PhD student at the Stanford AI Lab, advised by Percy Liang and Sanmi Koyejo. His research focuses on foundation models and data/user privacy, and the intersection between the two. His recent work studies the privacy properties of AI (such as membership, memorization, and unlearning), and various AI privacy tools (such as anonymization, differential privacy, and federated learning). His papers have earned spotlights at top venues, and his findings have been deployed at scale on Android. Ken also led a team to a 1st-place win at the US-UK PETs Prize sponsored by the White House OSTP and the UK Government. Previously, Ken spent time at Google DeepMind, Carnegie Mellon University, Meta, Apple, and Amazon. Erik Chi is a CS PhD at UMich, advised by J. Alex Halderman. His research focuses on security and privacy, particularly network security and anti-censorship. He worked on a new standard for implementing and distributing censorship circumvention protocols—a standard that's now being adopted by VPN vendors to help millions of users access the free Internet. He also did content moderation (surveillance) and recommendation systems at ByteDance before realizing how censors will evolve in the AI era. ---------------------------------------------------------------------------------------- About this Show: The Brave Technologist is here to shed light on the opportunities and challenges of emerging tech. To make it digestible, less scary, and more approachable for all! Join us as we embark on a mission to demystify artificial intelligence, challenge the status quo, and empower everyday people to embrace the digital revolution. Whether you're a tech enthusiast, a curious mind, or an industry professional, this podcast invites you to join the conversation and explore the future of AI together. The Brave Technologist Podcast is hosted by Luke Mulks, VP Business Operations at Brave Software—makers of the privacy-respecting Brave browser and Search engine, and now powering AI everywhere with the Brave Search API. Music by: Ari Dvorin Produced by: Sam Laliberte  

Stocks have rallied so far so fast there's now a "massive deviation" between prices and their daily moving averages.Technical analysis strongly suggests that the risk of pullback, possibly as much as 15%, is now high warns portfolio manager Lance Roberts.Lance and I discuss the odds of this happening soon, as well as the new non-farm payrolls and UMICH consumer sentiment data, as well as bond yields, credit spreads, private equity and, of course, Lance's firm's latest trades.For everything that mattered to markets this week, watch this video.#marketcorrection #jobsreport #bonds _____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.All the details on Thoughtful Money's relationship with the financial advisors it endorses, many of whom regularly appear on this program, can be found in the following documents. We highly recommend you review these documents as they cover the terms that will apply should you choose to work with one of these firms at any time after watching this video.Thoughtful Money Disclosure Document: https://thoughtfulmoney.com/wp-content/uploads/2023/12/Thoughtful-Money-Disclosure-Document-12.6.23.pdf?pid=227Thoughtful Money Agreement: https://thoughtfulmoney.com/wp-content/uploads/2024/11/Thoughtful-Money-Agreement-Agreement.docx?pid=227IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2026 Thoughtful Money LLC. All rights reserved.

All-time highs – SP500 up 9% MTD – NAS100 even more Balanced risk – up or down from here is evenly matched All tech right now (Example Monday Equal Weighted up 0.33%, SP500 down 0.35%) Worried about No More Mr. Nice Guy The new “Blockchain” , “SPAC”, “MEME” that is pushing stocks PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm-Up - HUGE MOVES - All from Tweets - Earnings seasons - banks did goooood -- Earnings season - carrot ahead of next week when the tech giants report (lots of bulls on this) - A belated 420 day to all you stoners out there! Grab a gummy, come back in about 45 minutes and listen - show will be much better... - Tariff refunds now available Markets - All-time highs - SP500 up 9% MTD - NAS100 even more - Balanced risk - up or down from here is evenly matched -- All tech right now (One day Equal Weighted up 0.33%, SP500 down 0.35%,) - Equal weight up 4.5% MTD, S&P up 9% - Worried about No More Mr. Nice Guy ? - Seems like Trump is bored with the Iran thing... - The new "Blockchain" , "SPAC", "MEME" that is pushing stocks Announcing the Winner of the Closest to the Pin for NetGear... Open /Closed - Straits of Hormuz closed again, and again - The brief opening allowed for a cruise ship to sneak through last week. - Celestyal Discovery, a 1,360-guest vessel operated by Greece-based Celestyal Cruises, departed Port Rashid in Dubai, U.A.E., on April 17 at 11:36 a.m. local time, becoming the first cruise ship known to exit the strait since the crisis began earlier this year. - No passengers aboard - aside from Captain and Crew. - - That must have been a pretty scary passing.... OIL - Oil hovering in the $80-$90 range for a while, now topping $100 - WTI and Brent flipped back to the normal relationship - UAE leaving OPEC - (accounts for 12% of OPEC and 4% of global oil) ---- They need more flexibility and there seems to be a rift  with Saudi Arabia and others as they have not been protected -- China! China to begin exporting jet fuel, diesel and gasoline - DOES THIS MEAN PRICED IN YUAN? Economics - Retail sales up more than expected. - Some is due to the high cost of gas - but stripping out gas prices - still beat expectations - How do we square this with the UMich at all-time lows? Consumer Confidence Retail Sales YoY Chips - MRVL Shares jumped more than 7% after a report by The Information said the company is in talks with Google to build two new AI chips. - AVGO (Broadcom) dipped as they had a deal announced prior and this seems to have watered down some of the importance. - Fast forward a few days and then we see a story about OpenAi missing user and revenue projections. Commentary about concern that if they do not meet their numbers, may not have enough money to fund all the build-outs they promised. (Lots of names dropping on this concern) Tim Apple - Apple announces that Tim Cook will become executive chairman of Apple's board of directors and John Ternus, senior vice president of Hardware Engineering, will become Apple's next chief executive officer effective on September 1, 2026. - Ternus joined Apple's product design team in 2001 and became a vice president of Hardware Engineering in 2013. He joined the executive team in 2021 as senior vice president of Hardware Engineering. Throughout his tenure at Apple, Ternus has overseen hardware engineering work on a variety of groundbreaking products across every category. He was instrumental in the introduction of multiple new product lines, including iPad® and AirPods, as well as many generations of products across iPhone®, Mac®, and Apple Watch. - Ternus's work on Mac has helped the category become more powerful and more popular globally than at any time in its 40-year history. Prior to Apple, Ternus worked as a mechanical engineer at Virtual Research Systems. He holds a bachelor's degree in Mechanical Engineering from the University of Pennsylvania. Mo Money - Vendor Financing - Anthropic to secure up to 5 gigawatts (GW) of current and future generations of Amazon's Trainium chips to train and power their advanced AI models. - Anthropic's Claude Platform available on AWS, providing their full AI developer experience in one place. - Amazon to invest $5 bln in Anthropic today and up to an additional $20 bln in the future. Operation Vaccu Suck - AST SpaceMobile — Shares fell 15% after a satellite launched  was placed into the wrong orbit. - The company said in a release it expects the cost of the satellite to be recovered by an insurance policy, and it still plans to conduct orbital launches once every month to two months in 2026. - DH Space Cleanup - this is going to be huge. Like the Spaceballs Mega Maid Scene - goes from suck to blow. Mega maid cleaning up space trash - Operation Vaccu Suck Fed Chair Nominee - Fed Chair nominee Kevin Warsh told Senate hearing that Fed must stay independent and "stay in its lane" - Opening statement (Senate) : "I do not believe the operational independence of monetary policy is particularly threatened when elected officials—presidents, senators, or members of the House—state their views on interest rates. Central bankers must be strong enough to listen to a diversity of views from all corners. - But the actual confirmation may still be stuck until the lawsuit against Powell is dropped (Which it seems is in process) Drugs man... - Compass Pathways — The biotechnology company surged nearly 25% after President Donald Trump signed an executive order that directs his administration to speed up reviews of psychedelic drugs. - Compass is conducting studies of psychedelics to create drugs for treatment-resistant depression and PTSD. HOW? - A refund system for businesses that paid tariffs which the U.S. Supreme Court ruled President Donald Trump imposed without the constitutional authority to do so is scheduled to launch Monday. - Importers and their brokers will be able to begin claiming refunds through an online portal beginning at 8 a.m., according to U.S. Customs and Border Protection, the agency administering the system. - It's the first step in a complicated process that also might eventually lead to refunds for consumers who were billed for some or all of the tariffs on products shipped to them from outside the United States. SUBS Emerging - Sandwich chain Jersey Mike's has confidentially filed for an IPO. - - Blackstone bought a majority stake in the sandwich chain in 2024 in a deal that valued the company at roughly $8 billion. - - - With more than 3,000 locations nationwide, Jersey Mike's is the second-largest hoagie sandwich chain in the U.S. -- Did some research - typical franchisee makes about $100-$200k per store. ----- Initial cost to get store going ~ $700k (3-7 year make-good on initial investment plus risks) NEW Stock MOVER - SPACS were HOT - now by all accounts one of the worst performance groups EVER - AI Pivot - - - Not sure this has legs like some of the ones in the past... - Myseum shares more than doubled after the social media firm became the latest company to refocus efforts on artificial intelligence. -----Shares of Myseum, which has been renamed Myseum.AI, will still trade under the MYSE ticker - The New Jersey-based company announced Wednesday that it would change its name to Myseum.AI amid a concentration on integrating AI into its platforms like Picture Party and DatChat. Myseum will use AI agents to manage personal media in a way that adapts to users' preferences while also maintaining privacy, the company said. - Allbirds' shares during the previous session after the struggling shoemaker announced a pivot to AI (Went from $3 to $24 and now $11) Crypto News - Charles Schwab is rolling out crypto trading, allowing clients to buy bitcoin and ether in the coming weeks. - The move places the brokerage in direct competition with Robinhood and Coinbase, both of which tend to serve younger clients and offer commission-free trading on stocks (but still carry a fee on crypto). - Schwab is the latest example of increasing crypto acceptance by traditional financial firms that previously were waiting on the sidelines to launch crypto offerings. (Only Ether and Bitcoin) -- Stock was down on this news an some earnings hangover (8% from recent high) - Robinhood and Coinbase had some selling on the news too.... OpenAi - Nastyness - Sam Altman is seeking the dismissal of punitive damages claims in his sister's civil lawsuit accusing the OpenAI co-founder and chief executive of repeated sexual abuse more than two decades ago, an accusation he denies. - Annie Altman accused her brother of sexually abusing and raping her between 1997 and 2006 at the family home in suburban Clayton, Missouri, starting when she was three and he was 12. She said the "last acts of sexual abuse and rape" occurred when Sam Altman was an adult. He is now 40. - Sam Altman is countersuing his sister for defamation over her posts, including a video that said "an almost tech billionaire" molested her. (He is seeking $1) Other Strange - FBI Director Kash Patel filed a defamation lawsuit against the Atlantic and its reporter Sarah Fitzpatrick following the publication of an article on Friday alleging the director had a drinking problem that could pose a threat to national security. - The magazine's story, initially titled “Kash Patel's Erratic Behavior Could Cost Him His Job," cited more than two dozen anonymous sources expressing concern about Patel's “conspicuous inebriation and unexplained absences” that “alarmed officials at the FBI and the Department of Justice.” - The lawsuit, filed in U.S. District Court for the District of Columbia, seeks $250 million in damages. Netflix News - Netflix beat Wall Street expectations for first-quarter revenue and reported a big jump in earnings per share thanks in part to a termination fee related to its proposed Warner Bros. Discovery deal. - The company said it expects second-quarter revenue to increase 13% and reiterated its earlier warning that content spending would be weighted in the first half of the year due to the timing of title launches. - The company announced Reed Hastings, Netflix's co-founder and current chairman, would exit the board in June when his term expires. - Netflix reiterated that it's on track to reach $3 billion in advertising revenue in 2026, which would mark a doubling year over year, as that newer revenue line shows growth. ----Shares fell 9% after the announcement QVC - QVC Group Inc. has filed for bankruptcy protection in an effort to shed $5 billion in debt, as the company struggles with declining network viewership and stiff competition for its e-commerce operation. - QVC's business model, which relies on live sales sessions and call-in ordering, gave customers a sense of a personal relationship with their favorite peddlers, but the company's best year ever was in 2020, during the Covid-19 pandemic, and its revenue has dropped by more than a third since then. - The rise of short-form video platforms like TikTok, which has seen success with live shopping and has brought in more than $15 billion in US revenue in 2025, poses a significant challenge to QVC as it tries to restructure its debt and evolve its business model. - There will still be QVC for a while - really just a debt restructure - but eventually they are toast Spirit - 9 Lives? - Spirit Aviation Holdings Inc. has floated offering the US government an equity stake in the discount carrier to help stave off its potential liquidation, according to people familiar with the matter. - The Air Current first reported that Spirit is seeking a bailout from the US government. - Any proposed bailout is likely to get pushback from competitors that are also struggling with a spike in jet fuel prices during the conflict in the Middle East, some of the people said. Transportation Secretary Sean Duffy plans to meet with low-cost airline chief executives this week to discuss their challenges, the people said. Just IN - Jetblue CEO told employees it isn't considering filing for bankruptcy protection this year. - Geraghty's comments come amid higher fuel costs and speculation sparked by the New York-based carrier's founder that the airline could go bust. - The airline has sufficient liquidity and access to additional capital, Geraghty said in an internal memo reviewed by Bloomberg. That includes a recently secured $500 million loan backed by aircraft, with an option to raise another $250 million. Robot 1/2 Marathon - A humanoid robot completed a half-marathon in 50 minutes and 26 seconds, about seven minutes faster than the men's world record. - The second annual robot half marathon showed rapid advances in artificial intelligence, with 40% of the robots running autonomously and demonstrating improvement in handling generalized environments. - The race, which featured over 100 teams and 300 robots, showcased China's industrial policy priorities, including progress in artificial intelligence and robotics to mitigate the economic risks of an aging population. - About 40% of the robots this year rant autonomously Crazy Short Squeeze AVIS Earnings on the way... Microsoft EPS: ~$4.00–$4.05 (+15–17% YoY) Revenue: ~$81–82 billion (+15–16% YoY) Focus: Azure growth, AI monetization, and whether heavy AI spending is translating into margins. Alphabet (Google) EPS: ~$2.60–$2.70 (~5% YoY decline, due to higher depreciation) Revenue: ~$106–107 billion (+18–20% YoY) Focus: Strong Cloud growth and proof that AI investment is turning into sustainable revenue. Meta Platforms EPS: ~$6.60–$6.70 (+20%+ YoY) Revenue: ~$55–56 billion (+18–22% YoY) Focus: AI?driven advertising performance, core margins, and cost discipline outside Reality Labs. Amazon EPS: ~$1.60–$1.65 (+10–12% YoY) Revenue: ~$177–180 billion (+13–14% YoY) Focus: AWS growth, advertising margins, and clarity around large AI capital spending plans. Apple EPS: ~$1.90–$2.00 (+15–16% YoY) Revenue: ~$90–95 billion (mid?teens YoY growth) Focus: Services growth, iPhone demand stability, and capital return priorities.       Love the Show? Then how about a Donation? THE WINNER OF THE CLOSEST TO THE PIN for NETGEAR Winners will be getting great stuff like the new "OFFICIAL" DHUnplugged Shirt!     FED AND CRYPTO LIMERICKS   See this week's stock picks HERE Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter

Derek Moore is joined by Mike Snyder and Shane Skinner this week to discuss the all-time low in consumer sentiment and what if anything it means for markets. By the way, who exactly are they getting to stay on the phone for 50 questions? Then they discuss Exxon vs Salesforce performance since the CRM replaced XOM in the Down Jones Index. Plus, secular bull markets have pullbacks so are we still in one now?   Consumer confidence all-time low Does Consumer Sentiment indicator from UMich forecast stock movements? Semiconductor forward earnings growth is predicted to be strong S&P 500 Index earnings seasons is upon us Exxon got replaced by Salesforce in the Down but since then CRM is trailing XOM Geopolitical volatility Why the Fed probably still cuts and the stock market is seeing through the clutter US Dollar Index peeled back from recent highs so is that good for earnings? Sarcastic discussion on who the heck is answering survey calls   Mentioned in this Episode     Derek Moore's book Broken Pie Chart https://amzn.to/3S8ADNT   Jay Pestrichelli's book Buy and Hedge https://amzn.to/3jQYgMt   Derek's book on public speaking Effortless Public Speaking https://amzn.to/3hL1Mag   Contact Derek derek.moore@zegainvestments.com        

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(1) J&J College Hoops, Dusty May @ UMich, UAB vs. Mem & NIL resources, Penny (2) NBA Draft prospects for 2026

Jess is back with the Overtime Chicks Campus Puck Talk episodes recapping this weekend in college hockey. She shares hot takes, game recaps, key moments, predictions, and going over the Hobey Baker nominees for 2026.Support Jess and Emma by shopping through their Fanatics & NHL Shop links:Fanatics: ⁠⁠⁠⁠https://fanatics.93n6tx.net/WyWyNM⁠⁠⁠⁠NHL Shop: ⁠⁠⁠⁠https://nhlshop.775j.net/xLeWaO⁠⁠⁠

Jess is back with the Overtime Chicks Campus Puck Talk episodes recapping this weekend in college hockey. She shares hot takes, game recaps, key moments, predictions, and highlighting Boston College & UMich.Support Jess and Emma by shopping through their Fanatics & NHL Shop links:Fanatics: ⁠⁠⁠https://fanatics.93n6tx.net/WyWyNM⁠⁠⁠NHL Shop: ⁠⁠⁠https://nhlshop.775j.net/xLeWaO⁠⁠

Jess and Emma are back with former NHL player Aaron Ward. They talk about Aaron's time playing college hockey at UMich, winning two Stanley Cups with the Red Wings, playing with Zdeno Chara, and much more.Support Jess and Emma by shopping through their Fanatics & NHL Shop links:Fanatics: https://fanatics.93n6tx.net/WyWyNMNHL Shop: https://nhlshop.775j.net/xLeWaO

Jess is back going over the updated college hockey rankings, recapping UMich vs MSU & BC vs UMass Lowell, breaking down the new NPI system, and previewing next weekend's games.Merch: https://www.penaltyboxpro.com/collections/all

Jess is back discussing week 9 of the college hockey season, going through the updated USCHO rankings, top teams, World Juniors preview, recapping Boston College vs Notre Dame, and going through NCAA point leadersMerch: https://www.penaltyboxpro.com/collections/all

Jess is back discussing week 6 of the college hockey season, game recaps for UMich, MSU, and BC, USCHO updated rankings, and giving you the players/teams to watch.Penalty Box Productions - Overtime Chicks:https://www.penaltyboxpro.com/collections/overtime-chickshttps://www.instagram.com/overtimechicks/?hl=en

Jess is back discussing the latest college hockey news, game recaps, underrated talent in the NCAA, and predictions. Focusing on Michigan State, UMich, Penn State, Boston College, and UMaine.Penalty Box Productions - Overtime Chicks:https://www.penaltyboxpro.com/collections/overtime-chickshttps://www.instagram.com/overtimechicks/?hl=en

Jess is back discussing week 2 of college hockeyPenalty Box Productions - Overtime Chicks:https://www.penaltyboxpro.com/collections/overtime-chickshttps://www.instagram.com/overtimechicks/?hl=en

Every year, new calculations and complications impact the college application process. Amy and Mike invited educational consultant Rebecca Stuart-Orlowski to return to the show with admissions notes for the HS graduating class of 2026. What are five things you will learn in this episode? Is the enrollment cliff real, and what does it mean for the Class of 2026? Which colleges and universities are becoming more popular? With the science section in the ACT becoming optional, should students still take it? Is building a balanced college list enough?  With changing math standards and the introduction of data science in many high schools, should students still take calculus in high school? MEET OUR GUEST Rebecca Stuart-Orlowski, founder of Orlowski College Consulting, has worked in education for 35 years and has worked as an Independent Educational Consultant for 10+ years. She has a specialized Certificate in College Counseling from UCSD, a BA in Communicative Disorders from San Diego State, and two active teaching credentials. She taught deaf, LD, and 2E students for four years and was a college counselor at a small private school for 3 years. Rebecca specializes in gifted/2E, STEM, creative, homeschooled, and transfer students. Rebecca first appeared on the podcast in episode 369 to discuss ADMISSIONS NOTES FOR THE CLASS OF 2023, in episode 526 to discuss ADMISSIONS NOTES FOR THE HS GRADUATING CLASS OF 2024, and in episode 591 to discuss ADMISSIONS NOTES FOR THE HS GRADUATING CLASS OF 2025. Rebecca can be reached at r.orlowski.consulting@gmail.com. LINKS ‘You can't create 18-year-olds': What can colleges do amid demographic upheaval? Northeast students are heading south for college  24 years of UMich admissions: An inside look at acceptance rates and freshman profiles  Will They or Won't They? Tracking Colleges' New ACT Requirements  Admission 101: Why It's Important to Let Us Know You're Interested in Davidson Calculus or Statistics: Does it Matter?  Is calculus an addiction that college admissions officers can't shake?  RELATED EPISODES THE DEMOGRAPHIC CLIFF IS HERE A TEST TAKER'S PERSPECTIVE ON THE ENHANCED ACT USING THE COMMON DATA SET ABOUT THIS PODCAST Tests and the Rest is THE college admissions industry podcast. Explore all of our episodes on the show page. ABOUT YOUR HOSTS Mike Bergin is the president of Chariot Learning and founder of TestBright, Roots2Words, and College Eagle. Amy Seeley is the president of Seeley Test Pros and LEAP. If you're interested in working with Mike and/or Amy for test preparation, training, or consulting, get in touch through our contact page.  

出國留學本身已經夠困難了，如果身為性少數，隻身前往異鄉要怎麼重新找到支持網、落地生根呢？Angel 邀請到好朋友岱威，聊岱威探索後對男同志身份的認同，進而對免疫、病毒到 HIV 研究的追尋和醫療的最新進展，在美生活過的城市的同志文化和資源取得方式，現在政局情勢對於 LGBT 族群的可能影響等等，還有彩蛋 - 世仇學校 UMich vs. OSU 的愛恨糾葛，希望我們都可以在異鄉找到自己的 supporting network! p.s. 岱威和 Angel 都很努力跟上最新知識，但如果對於性少數族群不夠詳盡或描述有誤的地方，歡迎指教，讓我們一起學習成長、彼此支持！ 相關連結 *Science related* BioID 技術跟分析: https://doi.org/10.3390/v13030417 *LGBT related* AIDS Healthcare Foundation: https://ahf.org/ Find an LGBT center: https://www.lgbtcampus.org/lgbt-map (不過因為川普政府反DEI的政策，許多學校官方網站都失效或是撤銷) Sophia culture: https://sapphicproject.com 學校＋地區性 LGBT 組織： UMich / Ann Arbor - Spectrum Center: https://spectrumcenter.umich.edu/ Ohio State U / Columbus - OSU LGBT: https://wgss.osu.edu/toolkit/student-wellness/lgbtq-resources LGBT Stonewall Center: https://stonewallcolumbus.org/ UW / Seattle - Q Center in UW: https://sites.uw.edu/qcenter/ Washington State LGBT Commission: https://lgbtq.wa.gov/ Seattle LGBT+ center: https://www.gaycity.org/ Wash U - https://lgbtqmed.med.wustl.edu/lgbtq-at-washu/lgbtq-student-organizations/ UMiami - https://lgbtq.studentaffairs.miami.edu/ 工作人員 內容製作：岱威、Angel 後製：Angel 文案：Angel 音樂：雯薇 封面：雯薇 上架：Angel 宣傳：Angel、雯薇 -- Hosting provided by SoundOn

Join James Brodie & Will Cunliffe for a brand new episode of Macro Mondays, as they unpack another volatile week in global markets. 

Musk ditches DOGE & blasts Trump's “Big Beautiful Bill” amid their feud! Plus, find out what Europeans really think of us. AND: A Chinese scholar caught smuggling a pathogen from UMich – the CCP's war on civilization is real. Wake up, America! Watch now!" Thanks for joining me for this episode! I'm a Houston- based attorney, run an HR Consulting company called Claremont Management Group, and am a tenured professor at the University of St. Thomas. I've also written several non-fiction political commentary books: Bad Deal for America (2022) explores the Vegas-style corruption running rampant in Washington DC, while The Decline of America: 100 Years of Leadership Failures (2018) analyzes – and grades – the leadership qualities of the past 100 years of U.S. presidents. You can find my books on Amazon, and me on social media (Twitter @DSchein1, LinkedIn @DavidSchein, and Facebook, Instagram, & YouTube @AuthorDavidSchein). I'd love to hear from you! As always, the opinions expressed in this podcast are mine and my guests' and not the opinions of my university, my company, or the businesses with which I am connected. Photo credits: andrey3dp; BinzariFilms; Hanna Tor; keisi_melc; NatureBoy; Sotisare; Media Whalestock; berkerdag; MadMadBoy; ProCartoon; VitApSwF; vidoc; Capsule; vidoc; Relative Media; Kycheryavuy; Abdulkadir Sal; Marykor; FynneFilms; Raven production; DanHanscom; DCStudio; Marco Livolsi; y yanmednias; videokot; SeventyFour; videophilia; francescosgura; DragonImages; Anatolii Mazhora; Evgeniy Shkolenko; Art Allure Animations; mlinnikov; IconsX; ntl-studio; Solstice Studios; copperpipe; Roroiisha; LUNAMARINA

For a while now, the "soft" data (like confidence surveys) have indicated worry that times are tough..But the "hard" data (like the unemployment rate, corporate profits, retail spending, etc) have shown that the economy is proving quite resilient.So why the discrepancy? And which data set should we be giving more weight to?For perspective, we're fortunate to welcome back to the program Joanne Hsu, Director of the Surveys of Consumers at the University of Michigan.If you've ever heard of the Univ of Michigan's highly influential Indices of Consumer Sentiment, Consumer Expectations, or Current Economic Conditions -- Joanne's in charge of those.WORRIED ABOUT THE MARKET? SCHEDULE YOUR FREE PORTFOLIO REVIEW with Thoughtful Money's endorsed financial advisors at https://www.thoughtfulmoney.com#sentiment #confidence #umich _____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2025 Thoughtful Money LLC. All rights reserved.

Matthew Lamb, assistant editor for The College Fix. Therapists 'of color' program revised after civil rights complaint against UMich Flint

Join Anchoring Truths Podcast hosts Garrett Snedeker & Daniel Osborne for a discussion of bringing Congress back to the center of our legal and political life. The backdrop for their discussion was their visit to the University of Michigan Law School in March for the annual Federalist Society Student Symposium. This year, the Symposium was titled "Congress: Reviving the Impetuous Vortex." Snedeker and Osborne offer observations about their visit to Ann Arbor as well as examine recent legal flashpoints through the lens of what the congressional role could or ought to be. They also discuss how the conference is a fantastic occasion for meeting students interested in the broader work of the James Wilson Institute.Videos of the panels Snedeker and Osborne discuss may be found on the Federalist Society's website.

Wax off Wax On - Waffling - Mr. Miyagi President? Government Cuts - Lots of Bye-Bye Notes. Economics and the latest employment report. PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter   Warm-Up - Wax off Wax On - Waffling - Mr. Miyagi President? - Government Cuts - Lots of Bye-Bye Notes - Economics are in.... People happy and not happy - Musk - let's talk about this .... - Praying for the turtles... Markets - Lots of Tumult  - confusion but still a retail bid - Inflation numbers are not worrying (to some) - Employment Report - CPI Due this week - Tariffs on Steel and Aluminum The Karate Kid: Danielson - Wax On Wax off - Trump 2.0: President Miyagi: tariffs on, tariffs off (used to be called waffling) - Mexico and Canada Tarrifs are postponed for a month after "phone calls" from Trudeau and Sheinbaum - China 10% tariffs and now China retaliates --- Supposedly there is a call set up between Trump and XI in the next few days Economics - ADP: Private sector companies added more jobs than expected in January -- Companies created a net 183,000 jobs on the month, slightly more than the 176,000 in December ---Pay for workers who stayed in their jobs grew at a 4.7% annual rate - BLS Payrolls: 143k Added,  (shy of estimates) ---- URate 4% ----Avg Hourly Earnings kick up to 0.5% MoM - - - UMICH for Feb -  67.8 (DOWN from 70.1 - ISM Serices 52.8, down slightly from prior month Color on Confidence numbers - Lots of concern over the potential for inflation in the UMich report --- Biggest issue is the worry about the tariffs and how they may impact prices Earnings: - The S&P 500 is reporting a 13.2% year-over-year earnings growth rate for Q4 2024, which is the highest growth rate reported in three years - 77% of S&P 500 companies have reported earnings above estimates, which is equal to the 5-year average but above the 10-year average - The Financials, Communication Services, Information Technology, Consumer Discretionary, and Utilities sectors are reporting double-digit earnings growth - Starting to seeing some issues in the BIG tech sector - that is why all of a sudden we are also seeing layoffs - expense cutting (although no cuts to cap ex at this point) Earnings - Amazon prelim Q4 $1.86 vs $1.49 FactSet Consensus; revs $187.79 mln vs $187.31 bln FactSet Consensus - AWS segment sales rose 18.9% yr/yr to $28.79 bln - Q4 operating income of $21.2 bln vs prior guidance of $16-20 bln; guides to Q1 operating income of $14-18 bln - Amazon sees Q1 revs $151.0-155.5 bln vs $158.56 bln FactSet Consensus ----Amazon expects $100 billion of capex in 2025 on 'once-in-a-lifetime' AI opportunity More Earnings - Alphabet shares fell more than 9% in after-hours trading Tuesday after the company reported fourth-quarter results that missed on revenue expectations and announced more artificial intelligence investments. - Earnings per share for the Google parent company beat analysts' estimates by two cents. - Revenue: $96.47 billion vs. $96.56 billion expected by LSEG - Earnings per share: $2.15 vs. $2.13 expected by LSEG Even More Earnings - Advanced Micro Devices reported fourth-quarter results on Tuesday that beat Wall Street expectations for sales and earnings, but the stock fell about 5% in extended trading as the company missed estimates in its key data center segment. - Stock kept of falling in the days after too... - Earnings per share: $1.09, adjusted, versus $1.08 expected - Revenue: $7.66 billion versus $7.53 billion --- Clearly this company was way ahead of itself and proposing that they had AI chips that were potentially competitive to NVDA - BUT NOT! Spotify

Trump's two most controversial cabinet picks, RFK Jr. and Tulsi Gabbard, are now one step closer confirmation. Plus: Trump's delusional plans for the future of Gaza revealed during a press conference with Israeli Prime Minister Benjamin Netanyahu. Finally: Detroit Free Press reporter Dave Boucher on the suspension of a Pro-Palestinian student group at the University of Michigan. ------------------------------------------- Watch full episodes on Rumble, streamed LIVE 7pm ET. Become part of our Locals community Follow System Update:  Twitter Instagram TikTok Facebook LinkedIn Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textWell, I'm feeling good about StocktonAfterClass.  We just passed 60,000 downloads.  That is not many compared with media Superstars but to me it is an impressive number.  And you are from over 130 different countries.  I am not told anything about any of you except where you live but in the past when I have had zoom sessions, I have found those who checked in to be very interesting people.  Would you like to join us?  There is no agenda.  Whatever you want to talk about is good with me.  Maybe you want to discuss one of the previous podcasts, or maybe you just want to chat about the weather.  Whatever. I am guessing we would go on for an hour or so, but the last time I tried this there were some very intersting people (and talkative) and we went on longer than that.  If you are interested you have to let me know so I can sign you in.  Please send me an email to rstock@Umich.edu And if the time comes and I have not started the meeting, please be patient.  I am a bit of a klutz where zoom stuff is concerned. And if you wanted to join in but are not allowed by the time the session starts, please send me an email.  I probably did something wrong. See you on Sunday, December 8  at 2:00.  

In our series interviewing folks who are transitioning to a new institution, Matty and Kikau chat with André Garner who recently joined the Department of Musical Theatre as an assistant professor in the University of Michigan School of Music, Theatre & Dance. We talk about the strong UMICH alum community, how we nurture curiosity and rigor, and so much more!  Andre's recommendation is The Morning Show on Apple TV and we chat about America's Sweethearts on Netflix.   —-- Garner's Broadway credits include How the Grinch Stole Christmas, The Music Man, Marie Christine, and Grease. Off-Broadway, he starred as the title character in Langston Hughes's Little Ham, as well as performing in From My Hometown. Garner appeared in the national touring productions of The Color Purple, Dreamgirls, Joseph and the Amazing Technicolor Dreamcoat, and Miss Saigon. Internationally, he toured with the European and Asian companies of A Chorus Line. Garner has taught at Ball State University, Baruch College, New York Film Academy, and California State University, Long Beach. His professional memberships include SAG-AFTRA and the Actor's Equity Association, and he currently serves on the executive board of the Musical Theatre Educators' Alliance. Garner received a BS from Virginia Polytechnic Institute and State University and an MFA from California State University, Long Beach.

Cut taxes on SS and Tips? President decides rates? China - inflation ticking up YEN volatility - NOT OVER PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter DONATIONS ? Warm Up - Cut taxes on SS and Tips? - President decides rates? - China - inflation ticking up - YEN volatility - NOT OVER - Announcing the WINNER for the UNH CTP Market Update - CRISIS AVERTED - August doldrums - but big week of Eco Data - Market Punishing earnings misses - more than usual - Same old  = going back to the Mega-Cap trade while pulling other sectors down - PPI out - changing direction Crisis Averted - Monday (last) Yen plunge then pick up - Come on - Japan markets fell 12% then rallied 10%  - intervention anyone? --- Clearly there is an invisible hand at work here ---- Plus Japan officials waled back their "hawkish" comments ---- 17 years of ZERO or NEGATIVE rates, markets don't want to give that up --- Do you know why this is all happy pappy now? How did they resolve the 2 day crisis? (Hint - $$$$) - Japanese markets have recovered ALL of the losses since last Monday - ALL Volume/Vacations - August - Volumes are down across the board. Aside from a couple of days when markets moved lower - Will probably continue to see slow markets (unless some outside shock) through Labor Day - However  - big week of ECO data - - CPI, PPI, UMich, Import/Export prices, Retail Sales (no one has a clue what the trajectory is from here) Month to Date MTD IWN iShs Russell 2000 Value ETF -7.87% IWM iShs Russell 2000 ETF -7.10% IWO iShs Russell 2000 Grwth ETF -6.15% IWD iShs Russell 1000 Val ETF -2.45% IWB iShs Russell 1000 ETF -1.68% IWF iShs Russell 1000 Gwth ETF -1.00% Really? - Former President Donald Trump this week repeated his plan to eliminate taxes on Social Security benefits for seniors. - The Republican nominee called for "no tax for seniors on Social Security" during a "Fox & Friends" interview Wednesday - Of course Harris/Walz also want to cut taxes on SS now... ***** Some "experts" say that this will hurt the solvency of SS and Medicare even more - now expected to run out in 2035 --- Oh - let's eliminate taxes on TIPS ---- The Waiters & waitresses workforce and tipped in service industry are about 4 Million people (1% of population Where do we stand on this.. - Presidents having a direct say - or vote - on Fed decisions? Switcher-rooo - Chipotle Mexican Grill announces that Brian Niccol, Chairman and CEO has accepted the role as Chairman and Chief Executive Officer of Starbucks (SBUX) and will be leaving the Company effective August 31, 2024 - -On the news, SBUX up 17% and CMG down 10% China - China's consumer prices rose by a more-than-expected 0.5% in July from a year ago, according to data from the National Bureau of Statistics released Friday. - Analysts polled by Reuters had expected a slight pickup in the consumer price index to 0.3% in July from a year ago, versus 0.2% in June. - Is this good news or bad? PPI - July Core PPI 0.0% vs. 0.2% Briefing.com consensus; prior revised to 0.3% from 0.4% -- Disinflation is speeding up - nearing DEFLATION concerns - Tomorrow - CPI Another one... - Home Depot on Tuesday topped quarterly expectations, but cautioned that sales will be weaker than expected in the back half of the year as high interest rates and consumer uncertainty dampen demand. - The home improvement retailer said it now expects full-year comparable sales to decline by 3% to 4% compared to the prior fiscal year. It had previously expected comparable sales, a metric that takes out the impact of store openings and closures and other one-time factors,

On this episode I discuss some of the recent college football topics this week including former UMich coach Jim Harbaugh getting in more NCAA trouble, coach Deion Sanders' recent presser, and a former FSU player being "forced" to transfer schools. 

We are back and discussing all the off season news including Macklin Celebrini signing hisNHL contract, Swayman still not being signed, UMich showing up at development camp, and we give our hot takes of the week! Make sure to follow the Twitter and Instagram @OvertimeChicks

If you listen to the politicians and the headlines, you'll hear a lot of talk about the "strong consumer" who is keeping the economy happily chugging along. But when we hear from actual consumers themselves, we hear a very different story. The majority of households are struggling under the surge in their cost of living post-COVID. Many express despair that the American dream is now beyond their reach. For a detailed dive into this critical topic, we're fortunate today to speak with Joanne Hsu, director of the widely-followed University of Michigan's consumer sentiment survey. The UMich data indeed shows that a growing majority of Americans are giving up hope they'll ever be able to afford a middle class lifestyle. WORRIED ABOUT THE MARKET? SCHEDULE YOUR FREE PORTFOLIO REVIEW with Thoughtful Money's endorsed financial advisors at https://www.thoughtfulmoney.com #consumersentiment #consumerconfidence #costofliving --- Support this podcast: https://podcasters.spotify.com/pod/show/thoughtful-money/support

Watch Alix and Paul LIVE every day on YouTube: http://bit.ly/3vTiACF.Steve Man, Bloomberg Intelligence Global Autos and Industrials Research Analyst, discusses potential U.S tariffs on China EVs. Joanne Hsu, University of Michigan Surveys of Consumers Director, talks about the latest consumer sentiment data from UMich. Kim Forrest, Founder and CIO of Bokeh Capital Partners, discusses her outlook for the markets. Allan Schweyer, Principal Researcher, Human Capital, at The Conference Board, discusess the board's national survey about how satisfied Americans are with their jobs following the Great Resignation. Steve Mills, Boston Consulting Group Chief AI Ethics Officer, talks about the risks for businesses when using AI.Hosts: Paul Sweeney and Alix Steel See omnystudio.com/listener for privacy information.

With mother's day around the corner, gold is up almost $60 on the week after bad jobs numbers and terribe consumer sentiment sours economic expectations. The Fed is more likely to lower interest rates sooner, but it's too late to save the economy from the inflation to come. OTHER TOPICS DISCUSSED -Gold is trading at $2,360 (up $58 since this time last week) -Silver is trading at $28.14 (up $1.60 since this time last week) -Jobless claims rise 22,000 to 231,000, well above expectations -UMich consumer sentiment dips to 67.4, a one-month decline of 12.7% Quote of the week from Mises: The classical or orthodox gold standard alone is a truly effective check on the power of the government to inflate the currency. Without such a check all other constitutional safeguards can be rendered vain. The SchiffGold Friday Gold Wrap podcast combines a succinct summary of the week's economic precious metals news coupled with thoughtful analysis. You can subscribe to the podcast on Apple Podcasts and other podcasting platforms. The links are below. SchiffGold on Instagram: www.instagram.com/schiffgoldnews SchiffGold on Twitter: twitter.com/SchiffGold SchiffGold on Facebook: www.facebook.com/schiffgold SchiffGold's website: www.schiffgold.com

This week, we briefly touch base on three prevailing sentiments, from recent comment sections: There is a massive difference between a personal lifestyle choice, and a scalable development pattern. Folks seem to think the only kind of real estate or housing that one can buy is a detached, single-family home on a large lot. Of course, this is not true. "Not everyone wants to live in a city!" Yes, correct. Just as not everyone wants to live in any specific place. Yet, more people live in cities than anywhere else (>80% of the U.S. population (via Census.gov, UMich)). We need to plan, design, and build accordingly. We also reflect on a weekend trip spent walking Salt Lake City neighborhoods, and observing positive infrastructure improvements amidst a sprawling metro. One note: in this episode, we referenced episode 29, in conjunction with recent comment sections. We meant episode 28. Catch up on that audio here. For context: On Salt Lake City bike infrastructure improvements (via The Salt Lake Tribune). A new SLC bus stop + buffered bike lane, approaching an intersection. A protected intersection, in downtown Salt Lake City. A UTA train pic (underrated, and greatly enjoyed). Connecting with me, Brad: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠On Instagram.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠On TikTok⁠⁠.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠On LinkedIn⁠⁠.⁠⁠⁠⁠⁠⁠

Watch Alix and Paul LIVE every day on YouTube: http://bit.ly/3vTiACF. Brody Ford, Bloomberg Tech Reporter, joins the program to break down Adobe earnings, George Ferguson, Bloomberg Intelligence Senior Aerospace, Defense, and Airlines Analyst, discusses the latest on Boeing. Joanne Hsu, University of Michigan Surveys of Consumers Director, talks about UMich's latest data. Dana D'Auria, Co-CIO of Envestnet, gives her outlook for the markets. Michael Halen, Bloomberg Intelligence Senior Restaurant and Foodservice Analyst, joins the program to discuss McDonald's system outage, and the state of the restaurant industry.Hosts: Alix Steel and Jennifer RyanSee omnystudio.com/listener for privacy information.

This week's episode is jam packed with pre-dental advice and tips for making a smooth transition D1 year! I am joined by my dental school friend, Madeline, who is a current D2 student at UMich. We discuss crucial topics like time management, study tips, clinical exposure and comparison. These are all highly requested topics from my listeners that are in the early stages about to start dental school.

Works Cited“Flawed Justice: The Kimberly Long Story Podcast on Apple Podcasts.” Apple Podcasts, 1 Oct. 2018,podcasts.apple.com/us/podcast/flawed-justice-the-kimberly-long-story-podcast/id1437311056.Damien, Christopher. “Murder Charge against Corona Woman Dismissed, DA Says It Can't Prove HerGuilt in New Trial.” The Desert Sun, 22 Apr. 2021,www.desertsun.com/story/news/crime_courts/2021/04/22/kimberly-longs-murder-charge-dropped-riverside-county-district-attorney/7338447002/.“Kimberly Long - National Registry of Exonerations.” Umich.edu, 2019,www.law.umich.edu/special/exoneration/Pages/casedetail.aspx?caseid=5962.“Kimberly Long | Kim Long.” California Innocence Project, californiainnocenceproject.org/read-their-stories/kimberly-long/.“‘This Is the Best Christmas Present': Victory for Kimberly Long after Calif. Supreme Court UpholdsReversal of Murder Conviction - CBS Los Angeles.” Www.cbsnews.com, 30 Nov. 2020,www.cbsnews.com/losangeles/news/kimberly-long-murder-conviction-reversal/. Accessed 20 July2023.

Panic over  the potential NASDAQ 100 rebalance and here is what happened. Following up on the multi-billion dollar lose by Goldman - AppleCard a bust? The Fed and other important market moving events on the top of out list this week. Announcing a new Closest to The Pin! PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter Warm Up - Another big deal - panic ended up a nothingburger - Summer Travel upended as wildfires heat up Europe - Biden-omics, this is a thing? - AI - coders going to be goners Market Update - Mega-Cap Tech earnings - Fed meeting this week - odds favor a hike - Bull run continues - Media all abuzz about the DJIA run - most consecutive up days since 2017 - P/E ration on SP500 now at 19.6 (forward) with a negative or zero growth rate Consumer Confidence - The Conference Board's Consumer Confidence Index jumped to 117.0 in July (Briefing.com consensus 111.5) from an upwardly revised 110.1 (from 109.7) in June. - In the same period a year ago, the index stood at 95.3. - The July reading marks the highest level for the Consumer Confidence Index since July 2021. - Big jump in UMich last week as well ---- FED HAS TO BE CONCERNED WITH THIS   Consumer Confidence Fear/Greed - Extreme Greed   Fear/Greed Index   Fear/Greed History Microsoft Earnings - Good overall , guides soft for Sept quarter, shares drop 4% AH Google Earnings - AI big driver, good advert numbers, they like what they see - shares jump 6% AH Interesting - All of a Sudden - News that AT&T and Verizon may have lead cable problem --- Raymond James analysts wrote in a note that they estimate AT&T could spend between $264 million and $1.2 billion to remove lead-covered cables. If the company is required to remove all the lead-clad cables, it could cost AT&T roughly $84 million a year in a 15 to 25-year process, the analysts wrote. - Pratt & Whitney determined that a rare condition in powder metal used to manufacture certain engine parts will require accelerated fleet inspection (RTX down 15% on news as they premise to compensate airlines for the disruption) --- Powdered metal had a containment in it and the company started inspecting. ----- There is a concern that fleet needs to be inspected more rapidly. -------- The company expects to inspect another 1000 units next year and expects a very small fallout rate. - This will cause distribution to the airlines. -------------- Decliners: ULCC -5.79% LUV -5.60% JBLU -5.39% HA -5.42% UAL -3.96% DAL -3.14% AAL -2.87% SAVE -2.24 Greece Tourism - Fires burning since Wednesday on Rhodes forced the evacuation of 19,000 people over the weekend as an inferno reached coastal resorts on the island's southeastern coast. - Rhodes and Corfu are among Greece's top destinations for tourists mainly from Britain and Germany. - Tour operators Jet2, TUI and Corendon cancelled flights leaving for Rhodes. Britain's easyJet said on Sunday it was operating two repatriation flights on Monday from Rhodes to London's Gatwick airport in addition to the nine flights already operating between the island and Gatwick. - - AND: The heatwave engulfing the northern hemisphere is set to intensify this week, causing overnight temperatures to surge and leading to an increased risk of heart attacks and deaths, the World Meteorological Organization said on Tuesday. - - - - The WMO warned that the heatwave was in its early phases, saying it expected temperatures in North America, Asia, North Africa and the Mediterranean to be above 40 Celsius (104 Fahrenheit) "for a prolonged number of days this week as the heatwave intensifies". Special Rebalance on Monday - Not as much volatility on the Mega=cap names with the NAS...

Steve Matthews, US Economy Reporter for Bloomberg News, joins to talk about inflation data, including today's UMich survey, earnings season's market impact, the Fed, and James Bullard leaving the St. Louis Fed. Alison Williams, Senior Global Banks and Asset Managers Analyst with Bloomberg Intelligence, joins to break down bank earnings. Janet Lorin, higher ed finance reporter with Bloomberg News, joins to talk about President Biden's today to forgive more student loans. Aoifinn Devitt, CIO at Moneta, joins the program to break down inflation data from this week and discusses markets and investing. Dr. Luisa Moreno, President of Defense Metals Corp., discusses the significance of China banning rate earth exports and how it affects the US and production around the globe. Tiger Tyagarajan, CEO of Genpact (NYSE: G), discusses his company and AI's emergence in the market and company strategy. He can also speak to the business environment in a key emerging market: India. Hosted by Jess Menton and Simone Foxman.See omnystudio.com/listener for privacy information.

In this episode of the week in markets, Equities Research Analyst Jen-Ai Chua discusses the progress made in resolving US debt ceiling issues, and key US economic data releases this week. Interest rate outlook remains murky as dovish comments from the May FOMC minutes are mitigated by stickier PCE inflation in the latest UMich survey. Meanwhile, the rally in AI stocks, led by Nvidia's mind-blowing revenue guidance, shows no sign of abating, driving the NASDAQ's best start to the year (relative to the Dow) and outperformance in the tech heavy North Asian markets of Korea and Taiwan. Earnings outlook for Asia as a whole is, however, muted, on single digit cuts to 2023E earnings post the Q1 results season. We expect investors to remain on the sidelines until the FOMC meeting on 13-14 June.

Link to slide deck: https://bit.ly/3pIVWto   - Today we note the release of the preliminary University of Michigan sentiment survey, which showed the expectations component tanking badly while longer term inflation expectations suddenly ticked higher to their highest since 2011. Elsewhere, we note huge US credit growth as a possible sign of distress, the important macro data and earnings reports in the week ahead, the lack of a notable animal spirits in either direction in equities and much more. Today's pod features Peter Garnry on equities and John J. Hardy hosting and on FX. Read daily in-depth market updates from the Saxo Market Call and Saxo Strategy Team here. Click here to open an account with Saxo   - Intro and outro music by AShamaluevMusic

Read the transcript and show notes for this episode: https://therealnews.com/umich-docks-pay-calls-cops-on-striking-grad-students Graduate student-workers at the University of Michigan are still on strike after hitting the picket line for the second time in three years at the end of March. In the time between the Fall 2020 and Winter 2023 strikes, according to the union, the gap between graduate workers' average pay and the cost of living in Ann Arbor has tripled. Facing a cost-of-living crisis and fighting for a slate of core demands—from a living wage and affordable childcare to better protections for international students, access to gender-affirming healthcare, and the creation of an unarmed, non-police emergency response unit on campus—graduate workers are not backing down. Meanwhile, University of Michigan President Santa Ono and the upper-level administration have continued with their attempts to break the strike through the courts and even had the cops called on striking graduates when they confronted Ono about UM's handling of the strike. In this mini-cast, a follow-up to our March 31 report at the beginning of the strike, we are joined once again by Alejo Stark, a grad worker and rank-and-file member of GEO, to give listeners an update on where things currently stand and how you can help.Disclaimer: Max is a former GEO member and earned his PhDs from the University of Michigan.Post-Production: Jules TaylorHelp us continue producing radically independent news and in-depth analysis by following us and becoming a monthly sustainer: Donate: https://therealnews.com/donate-podSign up for our newsletter: https://therealnews.com/newsletter-podLike us on Facebook: https://facebook.com/therealnewsFollow us on Twitter: https://twitter.com/therealnews

Graduate student-workers at the University of Michigan are still on strike after hitting the picket line for the second time in three years at the end of March. In the time between the Fall 2020 and Winter 2023 strikes, according to the union, the gap between graduate workers' average pay and the cost of living in Ann Arbor has tripled. Facing a cost-of-living crisis and fighting for a slate of core demands—from a living wage and affordable childcare to better protections for international students, access to gender-affirming healthcare, and the creation of an unarmed, non-police emergency response unit on campus—graduate workers are not backing down. Meanwhile, University of Michigan President Santa Ono and the upper-level administration have continued with their attempts to break the strike through the courts and even had the cops called on striking graduates when they confronted Ono about UM's handling of the strike. In this mini-cast, a follow-up to our March 31 report at the beginning of the strike, we are joined once again by Alejo Stark, a grad worker and rank-and-file member of GEO, to give listeners an update on where things currently stand and how you can help.  Disclaimer: Max is a former GEO member and earned his PhDs from the University of Michigan. Additional links/info below... GEO website, Facebook page, Twitter page, and Instagram GEO Strike Fund Working People, "University of Michigan Grads Strike for a Living Wage (w/ Alejo Stark)" Maximillian Alvarez, The Real News Network, "Worker Solidarity Livestream: Strikes at Pittsburgh Post-Gazette, University of Michigan, and More" Miles Anderson, The Michigan Daily, "UMich Planning to Withhold Pay from Striking GSIs" Tweet thread from UM alumnus Dr. Jennifer Rubin  Permanent links below... Working People Patreon page Leave us a voicemail and we might play it on the show! Labor Radio / Podcast Network website, Facebook page, and Twitter page In These Times website, Facebook page, and Twitter page The Real News Network website, YouTube channel, podcast feeds, Facebook page, and Twitter page Featured Music (all songs sourced from the Free Music Archive: freemusicarchive.org) Jules Taylor, "Working People Theme Song

Today is a day of reflection. Jason will be interviewing Kelly about completing her masters degree in sustainability as well as the past 4 years of podcasting on sustainabiliME. All of these events line up with Earth Day... that has gotta mean something right?! Happy Earth Day everyone! Follow us on social media @sustainabilime.pod  If you would like to learn more about the School for Environment and Sustainability at the University of Michigan, click here: https://seas.umich.edu/ 

Graduate student-workers at the University of Michigan are on strike for the second time in three years, officially hitting the picket line this week. Speaking to The Michigan Daily, Amir Fleischmann, chair of the Graduate Employees Organization (GEO) Contracts Committee, said, "Grad workers are very frustrated. They're struggling to pay rent. They're struggling to afford childcare. They lack access to gender-affirming care. And I think we're saying enough is enough. The University needs to give us a fair contract now.” On top of that, the University of Michigan administration is once again seeking to weaponize the courts to end the strike, filing an Unfair Labor Practice Charge against the union, claiming that the strike violates the university's existing contract with the union. In this urgent mini-cast, we talk with Alejo Stark, a grad worker and rank-and-file member of GEO, to get an update on the strike, the response from the administration, and what listeners can do to show support for GEO and its members.  Disclaimer: Max is a former GEO member and earned his PhDs from the University of Michigan.  Additional links/info below... GEO website, Facebook page, Twitter page, and Instagram  GEO Strike Fund  Miles Anderson & Matthew Shanbom, The Michigan Daily, "GEO Commences Strike Against UMich at 10:24 a.m." Meredith Bruckner, Click On Detroit, "University of Michigan Files Unfair Labor Practice Charge Against Striking Student Workers" Leah Graham, Barbara Collins, Emma Stein, & Liat Weinstein, The Michigan Daily, "University of Michigan Asks Court to Issue Injunction to Halt Graduate Student Strike" Permanent links below... Working People Patreon page Leave us a voicemail and we might play it on the show! Labor Radio / Podcast Network website, Facebook page, and Twitter page In These Times website, Facebook page, and Twitter page The Real News Network website, YouTube channel, podcast feeds, Facebook page, and Twitter page Featured Music (all songs sourced from the Free Music Archive: freemusicarchive.org) Jules Taylor, "Working People Theme Song

This week Haley is joined by her classmate Colleen to discuss her journey from working as a dental hygienist then deciding she wanted to become a dentist! They discuss Colleen's experience getting her pre-requisites, making connections at the school she wanted to attend, her application process and her life planning that went into this big career change. Haley & Colleen also discuss life as D3's at Michigan and what its like managing patients in the clinic! Colleen's email: freundcr@umich.edu Engage with the podcast on Instagram: https://www.facebook.com/groups/703580220572972/ Join Our Facebook Group: https://www.facebook.com/groups/703580220572972/ Haley's Instagram: https://www.instagram.com/haleyschultzdental/

Matt Lamb is the Associate editor of The College Fix. UMich med school's anesthesiology department hosts critical race theory seminar to mark MLK Day. ‘It really comes down to: Is there any part of American life and society that is not touched by racism?'

Mario and Twenty welcome Mike Sainristil and Sammy Malignaggi to the Expression Appraisal Table. Everyone wants to be the best at their craft but is it better to be really good at many crafts? Watch as Mario and Twenty are joined by University of Michigan WR/DB Mike Sainristil and James Madison University DB/RB Sammy Malignaggi to discuss the meaning and origin of Jack of All Trades. Mikey and Sammy put their commitment to the classroom to good use to as they give insight on the impact of the history of Jack of All Trades on their sports careers as they accomplish the rare feat of playing multiple positions at the collegiate football level. Mike Sainristil is a two-year letterman and has appeared in 33 games in his career at wide receiver and on special teams with nine starts on offense and one start at punt returner. Will also play defensiveback in 2022. Sammy Malignaggi is a two-year letterman and has appeared in 22 games in his career at defensive back. He will play both runningback and defensive back in 2022. You can also find all things Mikey and Sammy at: Official Site Mikey: https://mgoblue.com/sports/football/roster/mike-sainristil/23106 Official Site Sammy: https://jmusports.com/sports/football/roster/sammy-malignaggi/17760 Twitter Mikey: https://twitter.com/MikeSainristil?s=20&t=NdJ5h2uR4Tjbmalk6_nenw Instagram Mikey: www.instagram.com/mikesainristil Instagram Sammy: www.instagram.com/salvatore_malignaggi SUBSCRIBE: https://www.youtube.com/c/TheUnderdog 0:00 In Living Color Opener 0:57 Intro 1:31 Roll Call 3:43 Mikey, Sammy's connection to Jack of All Trades 8:03 The Meaning 11:34 Time To Unveil The Origin 12:01 Jack and John, Tomato - Tomahto 14:31 Johnny Do It All 15:52 Hating on Shakespeare 25:37 Are Born With It? 32:06 Sammy is a competitor, Mario is not 3815 Jack of all trades or a master of none? 42:34 Appraise The Phrase 46:44 Meet The Jack of All Trades 50:44 The Dictionary of Misinformation Follow Appraise The Phrase: Official Site: ➡️ https://appraisethephrase.com/ ATP YouTube: ➡️ https://www.youtube.com/channel/UClhOT41ItFBzpXanbzfT0oQ (Shorts and exclusive clips) Twitter: ➡️ https://twitter.com/AppraisePhrase Instagram: ➡️ https://www.instagram.com/appraisethephrasepodcast TikTok: ➡️ https://www.tiktok.com/@appraisethephrase