Podcasts about mfis

GloWorld Energy, an ISO 9000:2015 certified start-up, is engaged in designing, manufacturing and selling Solar lamps. We are working at reducing carbon footprint and bringing world class solar powered light to millions living in electricity deficit / off-grid regions. Solar lamps are transformative products which enhance livelihood, reduce health risk, and increase productivity & safety of rural and urban consumers. GloWorld Energy is a Made in India start-up in the renewable energy space. We manufacture high quality off grid solar lighting solutions, across various price segments.In three years, over 125,000 rural households on the fringe of the economy, have been illuminated across 7 states. As Co-Founder and Director, my responsibilities are not limited to :· Business development with MFIs, Corporates and Institutions· Set up and management of distribution channels· Managing the marketing collateral and digital assets for awareness generation· Oversee the manufacturing scale up for the operation

AU Small Finance Bank is reportedly in preliminary talks to acquire Fincare Small Finance Bank, potentially marking the first deal in the small finance bank sector. In this podcast, businessline's Hamsini Karthik sheds light on several key aspects of this potential acquisition. The acquisition talks are characterised as exploratory, with no valuations or concrete terms discussed at this early stage. AU Small Finance Bank is a significant player in the industry, with a loan book of ₹58,421 crore (as of March 31, 2023) and a history rooted in non-banking financial companies (NBFCs) rather than microfinance institutions (MFIs). Read: AU Small Finance eyes Fincare SFB for acquisition AU's interest in acquiring Fincare, a microfinance-focused bank, is attributed to the higher yields and profitability that microfinance portfolios can offer due to unsecured loans and flexible pricing. Additionally, Fincare's strong presence in southern markets could help AU diversify its geographic risk and tap into regions with potentially better asset quality. This acquisition could address two significant issues for AU in one move. Read: AU Small Finance Bank aims to reach 10 lakh cards-in-force by year-end: MD Regarding investor implications, the deal could result in some equity dilution for AU's shareholders, depending on the valuation and terms. However, the long-term benefits of consolidation and improved financial stability might outweigh short-term concerns for investors. The podcast also touches on the broader trend of consolidation in the small finance bank sector. The industry is highly fragmented, with a few major players and a multitude of smaller banks. Consolidation is seen as a positive step to strengthen the industry and address the challenges faced by individual banks, including regulatory capital requirements and private equity investors seeking exits. Listen in. --- Send in a voice message: https://podcasters.spotify.com/pod/show/business-line/message

What's more satisfying than seeing someone close grow as an artist? Little that we can think of, the musical story is different for us all, with many twists and turns, ups and downs, but turn, the pages must. Over the years we've seen one of our founders, Irina Kotik grow and grow, building on her musical identity and creating new avenues of musical expression. As one half of Moon Patrol through to her mixes released on HOC radio, MFIS, Crescent London, and Cellar Door to name a few, her impact is steadily growing. It's with so much pride that we're happy to premiere her first solo offering on Melifera Records, Mira. Like a structure being built block by block, Mira starts off simply with percussive elements and haunting pads, laying the foundation for a soaring crescendo as the track builds and builds. The melody echoed and solidified throughout, giving that all encompassing melancholic feel that we know and love. Mira, is part of a series of releases titled Women Everyday, a passionate celebration of women's talent, everyday. Volume 2 will be out on March 8th, with additional music from Elisa Batti, Slow Dimension, Vice City, and Kato De Vidts. write up by https://soundcloud.com/huedj https://soundcloud.com/irina-kotik https://www.instagram.com/kotikplus/ https://www.facebook.com/kotikplus https://soundcloud.com/melifera_records https://www.instagram.com/meliferarecords/ https://meliferarecords.com www.itsdelayed.com www.instagram.com/_itsdelayed_ www.facebook.com/itsdelayed

Do you want to meditate daily with me? Go to go.calm.com/onpurpose to get 40% off a Calm Premium Membership. Experience the Daily Jay. Only on CalmJay Shetty sits down with Water.Org co-founders Matt Damon and Gary White to talk about the water crisis around the world. We see stories of extreme poverty in places that are less developed and have little to no access to basic services such as electricity and water. These stories of struggles are out there but we don't get to hear the rawness of the situation and reality many people live in. The water crisis is real and it's one of the major hindrances for children to have proper education and a chance at a better future. While everyone knows Matt Damon as an actor and producer and screenwriter, in 2006, he founded H20 Africa Foundation to raise awareness about water initiatives on the continent. Matt's active participation in the work of Water.Org and Walter Equity has positioned him as one of the world's experts on water and sanitation issues. Now in 1991, Gary White launched Water Partners, now the international NGO known as Water.Org. Today, he leads two organizations in creating and executing market-driven solutions to the global water crisis driving innovations in the way water and sanitation projects are delivered and financed.Want to be a Jay Shetty Certified Life Coach? Get the Digital Guide and Workbook from Jay Shetty https://jayshettypurpose.com/fb-getting-started-as-a-life-coach-podcast/What We Discuss:00:00 Intro03:14 The water crisis is a daily struggle09:35 Taking the problem one step at a time and find a solution 16:49 How the lack of water impacts women and girls more21:53 What else should a thirteen year old girl think about?24:41 The impact of seeing places in extreme poverty27:50 Tapping into existing microfinance institutions (MFIs) across the globe35:10 Finding a partner in the water credit space40:44 Spread awareness on these individual storiesEpisode ResourcesWater.OrgWater EquityThe Worth of Water

Elisa Ascherl beantwortet Fragen rund um die Emendia App für MS-Patienten, die zum besseren Verstehen und Verfolgen der MS eingesetzt wird.   Hier geht es zum Blogbeitrag: https://ms-perspektive.de/interview-zur-emendia-app-fuer-ms-patienten In Folge 137 begrüße ich Elisa Ascherl, die mir alle Fragen zur App Emendia MS beantworten wird. Der Beitrag ist Teil der Themenwoche zu digitalen Unterstützungsangeboten für MS-Patienten. Du erfährst, wie die Idee entstand mithilfe einer App die Behandlung zu verbessern, wer alles daran mitgearbeitet hat und was bereits alles möglich ist. Natürlich geht es auch um den Datenschutz und wie Emendia MS konkret im Alltag eingesetzt wird.   Inhaltsverzeichnis Vorstellung Emendia MS – App zum besseren Verstehen und Verfolgen der MS Emendia MS im Einsatz Abschluss Vorstellung Ich grüße dich aus Nürnberg, im schönen Franken – aus meinem, spätestens seit Beginn der Coronapandemie, sehr lieb gewonnenen Home-Office. Seit 2020 arbeite ich bei der NeuroSys und bin seitdem für die Entwicklung von Emendia MS mitverantwortlich. Schon vor meinem Studium im Bereich Gesundheitsmanagement und Wirtschaftspsychologie begeisterte mich die Vernetzung von tollen Möglichkeiten und Angeboten, um eine bestmögliche Gesundheitsversorgung zu gewährleisten. Dazu gehören für mich auch die Selbstverantwortung und die Selbstwirksamkeit als Betroffener einer Erkrankung. Diese als Teil des Lebens anerkennen zu können, aber gleichzeitig auf Augenhöhe mit medizinischem Fachpersonal sprechen zu können. Als Jugendliche bin ich selbst in Kontakt mit einer chronischen Erkrankung gekommen – der Skoliose, einer leichte Rückenerkrankung. Ich musste eine Orthese tragen. Schade war, dass viele Menschen eher mitleidig mit mir gesprochen und bei Fragen oft dieses Thema fokussiert haben. Ich hörte immer, was nicht mehr geht – Sport, Medizin studieren. Anstatt Hilfe zu bekommen. Erst durch eine Kur und der dadurch angebotenen Konfrontation mit der Erkrankung, durch das Erkennen der Selbstwirksamkeit wurde mir ganz persönlich geholfen, auch auf psychischer Ebene. Ich habe dadurch die „Grenzen“ und Partner erkannt. Genau diese Möglichkeiten und Potenziale, die wir bei vielen anderen Erkrankungen auch haben – die Betroffenen als Teil des Heilungs-/Therapieerfolgs anzuerkennen, treiben mich jeden Tag an. Digitalisierung kann dabei helfen, verschiedene Welten zusammen zu bringen und Kilometer zu überwinden. Ich selbst bin in Thüringen in einer ländlichen Region aufgewachsen, die Fahrten zu Kontrollterminen waren echt nervig. Da hätte ich mir nicht selten Telemedizin oder andere Möglichkeiten gewünscht, vermutlich meine Eltern noch mehr, denn diese mussten damals immer Taxi spielen. Noch ein bisschen was zu meinen Hobbys. Ich liebe das Lesen, gute, tiefgründige Gespräche und das Gärtnern – gerade wächst neben mir die erste Frühzucht für die diesjährige Saison. Außerdem liebe ich Reisen, meine Familie und Freunde und ich „arbeite“ gerne. Emendia MS – App zum besseren Verstehen und Verfolgen der MS Wie würdest Du Emendia MS in Kurzform beschreiben? Emendia ist ein alltäglicher, digitaler Begleiter im Rahmen der MS-Therapie. Ein digitale/r Partner/Partnerin. Was war die Motivation zum Entwickeln von Emendia MS? Emendia MS hat eine „Vorgeschichte“ durch ein weiteres Produkt von uns „PatientConcept“. Entstanden ist aber alles aus einer Motivation: Die Versorgung von Patientinnen zu verbessern, initial vor allem durch eine verbesserte Arzt-Patienten-Kommunikation. Ausgedacht hat sich das nicht irgendwer, sondern einer unser Mitgründer und langjähriger MS-Spezialist Dr. Michael Lang. Dr. Lang leitete damals selbst eine MS-Schwerpunktpraxis in Ulm und sah die Probleme aus der Praxis und wollte eine Lösung. Welche Probleme sah er?: MS ist eine chronische Erkrankung, doch die Patienten konnten nur bis zu 4-mal pro Jahr zur Konsultation vorgestellt werden. Als Arzt erhielt er nur eine punktuelle Bewertung des aktuellen Zustands seiner Patienten. Auch konnten sich die Patienten nur schlecht daran erinnern, wann es ihnen wirklich besser und wann schlechter ging. Das geht uns ja selbst schon fast so – man braucht sich ja nur mal fragen, wie man letzten Dienstag geschlafen hat. Wer kann sich noch erinnern? Es fehlte somit an Wissen oder auch Daten, aus dem Alltag der Patienten. Und das ist in der MS-Therapie sehr wichtig, denn die Anpassung der Medikationen erfolgt u.a. auf Basis der Rückmeldungen der Patienten. Umso bessere Verlaufsdaten zur Verfügung stehen, umso besser kann auch ggf. die Anpassung erfolgen. Die sogenannte Therapietreue der Medikamente ließ nach, denn waren die Beschwerden weniger, wurden die Medikamente nicht mehr genommen, obwohl die Entzündungsherde nicht einfach verschwinden, wenn keine Beschwerden vorhanden sind. (Auch niederschwellige Kontakte, das Gefühl mit dem Zentrum zu kommunizieren schafft eine höhere Therapietreue.) Gleichzeitig gibt es wichtige medizinische Tests, die in der Praxis vor Ort viel Zeit dauern. Um die Sprechzeit mit den Patienten so effektiv wie möglich zu gestalten, empfahl es sich, Tests bereits zu Hause durchführen zu lassen. Ein paar davon können digitalisiert werden. Wir haben mit dem MFIS und dem EDSS angefangen, dass Patienten diesen zu Hause oder vor dem Arztbesuch ausfüllen können. Wichtig ist, wir verwenden diese nicht als einmaligen Wert oder zur alleinigen Diagnose, vielmehr ist ein Verlauf der Werte über eine längere Zeit pro Patient wichtig. Es entstand, mit einem Team aus IT-Experten, unter der Leitung von Martin Mayr, das erste Produkt PatientConcept. PatientConcept besteht aus einer App für Patienten und einem Portal für Ärzte. Eines der ersten Anwendungsgebiete war MS. Dieser Weg begann 2015 – also in der Steinzeit von Digital Health. Während der vergangenen Jahre haben sich die Ansprüche geändert und wir wollten mehr den Patienten in den Fokus rücken, auch ermöglichte das Digitale-Versorgung-Gesetz (DVG) eine neue Perspektive. So ist Emendia MS, mit Fokus auf MS entstanden. Jedoch bleiben wir auch hier unserer Philosophie treu: Zu einer optimalen Versorgung von chronischen Erkrankungen gehört die Kommunikation mit dem betreuenden medizinischen Fachpersonal. Also bieten wir zur App auch weiterhin ein Portal für medizinisches Fachpersonal an. Die Motivation ist also seit Beginn unserer Arbeit, die Lebensqualität von Menschen mit MS zu steigern, indem die MS-Versorgung durch digitale Tools verbessert wird. Wer war alles an der Entwicklung beteiligt (Neurologen, Patienten, …)? Mehrere Neurologen

Herjola Spahiu started her career at Emporiki Bank, Albania, which was acquired by Crédit Agricole Albania, and where she ended up as Head of Retail Banking. She then became CEO of NOA, Albania's second largest non bank financial institution. She also served as chair of the Albanian Microfinance Association and is a member of the board of directors of the European Microfinance Network.In this episode, Herjola gives valuable advice on best practice for MFIs managing relationships with their funding partners.Herjola can be contacted via LinkedIn or via NOA's website (https://noafin.al/eng/).This podcast is brought to you by Financial Due Diligence Associates, a multilingual consulting partnership founded by Guy Rodwell and Zinaida Vasilenko, specialised in holistic, relevant and concise analysis of financially inclusive companies.FDDA also helps impactful asset managers access French institutions through an alliance with Oxondo, a leading Paris-based third party marketer.You can reach FDDA by contacting Guy Rodwell or Zinaida Vasilenko on LinkedIn, or by emailing us at info@fdda-consulting.com.

Jonas Enrico Luini started his career at Credit Access Grameen, and after roles at various other institutions, for the last five and a half years he has been a vice president at The Currency Exchange Fund (‘TCX'), founded in 2007 by a group of development finance institutions (DFIs), specialised microfinance investment vehicles (MIVs) and donors.TCX offers solutions to manage currency risk in developing and frontier markets. These solutions consist of financial instruments – swaps & forward contracts – that enable TCX's investors and clients to provide their borrowers with financing in their own currency, while shifting the currency risk to TCX. They are therefore protected from any currency volatility.In this episode, Jonas describes clearly and simply how hedging for MFIs works, what TCX does, and discusses market conditions. Further descriptions of cross currency hedges can be found in TCX's last annual report (https://www.tcxfund.com/reports/).Jonas can be contacted via LinkedIn or at TCX's website (https://www.tcxfund.com/).This podcast is brought to you by Financial Due Diligence Associates, a multilingual consulting partnership founded by Guy Rodwell and Zinaida Vasilenko, specialised in holistic, relevant and concise analysis of financially inclusive companies.FDDA also helps impactful asset managers access French institutions through an alliance with Oxondo, a leading Paris-based third party marketer.You can reach FDDA by contacting Guy Rodwell or Zinaida Vasilenko on LinkedIn, or by emailing us at info@fdda-consulting.com.

Based in Amsterdam Barbara Wasmus, is a senior MSME banker with over 15 years of experience. She is a Certified Expert in Risk Management and has a strong affinity with the design and implementation of operational and internal control systems in the context of greenfields, turnarounds, and major technological innovations in banks/MFIs. Barbara held senior executive positions in financial institutions (founding-CEO of ProCredit Bank Angola, deputy-CEO of ProCredit Bank Kosovo) and implemented various short-term consultancy assignments. Barbara also gained significant experience in investing in development as former senior investment officer at Triple Jump. Aside from her consulting work, Barbara holds non-executive directorships in inclusive finance institutions and she serves as an investment committee member of US-based Developing World Markets. Currently she is a partner in Wasmus Consulting (https://www.wasmus-consulting.com/). She received an MA in International Relations from the University of Groningen.In this episode Barbara, provides fascinating insights into why implementation of IFRS9, and in particular over-reliance on Expected Credit Loss (ECL) models, could be dangerous.  This podcast is brought to you by Financial Due Diligence Associates, a multilingual consulting partnership founded by Guy Rodwell and Zinaida Vasilenko, specialised in holistic, relevant and concise analysis of financially inclusive companies. FDDA also helps impactful asset managers access French institutions through an alliance with Oxondo, a leading Paris-based third party marketer. You can reach FDDA by contacting Guy Rodwell or Zinaida Vasilenko on LinkedIn, or by emailing us at info@fdda-consulting.com. 

The UN COP26 climate summit in Glasgow has come to a close and it has been declared a success from the Indian perspective. India got its way through a last-minute change in wording about coal, but has been accused of weakening efforts to end coal power. Is the criticism towards India warranted?   During the pandemic last year, when the lockdown was clamped and movement restricted, small business owners were looking for ways to stay afloat. And so were microfinance institutions which lend money to them. With a sharp dip in lending and a rise in the number of small units defaulting on payments, the microfinance sector had to weather a storm. As economic activities are gathering momentum again, how is the microfinance sector is faring now?   After downgrading Indian equities recently, given their rich valuations, Morgan Stanley sees emerging markets ‘struggling' for returns in calendar year 2022. They also expect only three per cent upside to their December 2022 target. What is the brokerage's stance on each country and on which sectors is it most bearish?   The long queues of vehicles dotting the highways at toll plazas have now vanished. And so are the travails of buying a pass at every booth. Vehicles now zip past the boom barriers as the hassle of purchasing tokens has now given way to smooth ride. Thanks to the FASTag technology. A small sticker glued on the vehicle's windshield has changed the way we travelled on national highways. In October this year, the toll tax collection through the newly-introduced FASTag technology hit an all-time high of Rs 3,356 crore. So, what exactly is FASTag and how does it work?   Listen to these and more in today's Business Standard Morning Show podcast.

Based in Brussels, Daniel Rozas is an accomplished microfinance commentator and analyst, the author of multiple reports and books on the sector. In this episode Daniel gives a fascinating view of current conditions in microfinance and then discusses his ground-breaking work "Weathering the Storm II," a guide to how MFIs can reduce their vulnerabilities to crisis ahead of time, and the best ways to navigate their way out of crisis. Daniel's work can be found at http://www.danielrozas.com/ and he can be contacted on LinkedIn, or on Twitter (https://twitter.com/danrozas). This podcast is brought to you by Financial Due Diligence Associates, a multilingual consulting partnership founded by Guy Rodwell and Zinaida Vasilenko, specialised in holistic, relevant and concise analysis of financially inclusive companies. FDDA also helps impactful asset managers access French institutions through an alliance with Oxondo, a leading Paris-based third party marketer. You can reach FDDA by contacting Guy Rodwell or Zinaida Vasilenko on LinkedIn, or by emailing us at info@fdda-consulting.com. 

Pezesha, Swahili for "Capital Enabler", was started by Hilda Moraa in late 2016. Their headquarters is in Kenya. Pezesha has created a holistic digital financial infrastructure that is on a mission to be the leading enabler platform and marketplace that connects small and medium-sized businesses to working capital through a collaborative approach where banks, MFIs, and other financial institutions or networks can connect on Pezesha's platform to be matched with quality SMEs driving meaningful financial inclusion and reducing any inequalities on access to formal financial services. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/techforgranted/message Support this podcast: https://anchor.fm/techforgranted/support

Amanda Gant manages The Land Accelerator, a mini business school for land regeneration startups in Africa, Latin America and South Asia. They are looking for companies that are past the idea stage and have at least some kind of proof of concept and ideally some revenue. Also, they are looking for companies that protect and restore the land. This could include organic fertilizer, agroforestry. So check out their website, thelandaccelerator.com and apply. They also provide follow-on funding Companies mentioned: Greenpod Labs: https://greenpodlabs.com/ Vasumitra: http://vasumitra.in/ Safi Organics: https://safiorganics.co.ke/ Agromyx: http://agromyx.com/ Nicaforest: https://www.nicaforest.com/ Rancho 4 Diamantes: https://www.rancho4diamantes.com/ ---- Questions: Links for Sandra: Solar providers in Uganda: USEAUG https://www.useaug.org/about-us/our-members.php Looking for Funding? List your project here: Google Bridge https://bridge.gogla.org/ MFIs in Uganda: https://en.wikipedia.org/wiki/List_of_microfinance_deposit-taking_institutions_in_Uganda More Solar providers in Uganda: BrightLife https://brightlifeuganda.com/ SolarNow https://www.solarnow.eu/ Solar training in Uganda: Enlight Institute https://www.enlightinstitute.org/ Not in Uganda? See what solar providers are available in your country: https://www.gogla.org/member-map Links for John: Solar Water Pumps in Kenya: https://sunculture.com/ https://shop.futurepump.com/ International Water Management Institute https://www.iwmi.cgiar.org/about/contacts/#Africa ---- This podcast is sponsored by Grant & Co, a consultancy that helps social entrepreneurs raise capital. Grant & Co is looking to hire people like you to write, build financial models and do design work. Go to thegrant.co/jobs/ to apply for a job. ---- Do you have a question for this grantor? Record an audio comment at: wishesgranted.media ---- Music: Cali by Wataboi

Based in Lima/Peru, Erik is Deputy Chair of the board of Banco D-MIRO in Ecuador and a financial inclusion consultant for several MIVs and DFIs. On our inaugural podcast Erik gives us an excellent view of current developments in the microfinance sector along with insights into the importance of corporate governance for MFIs. A fascinating discussion which we hope you'll enjoy! Erik can be reached on LinkedIn or at egeurts.consulting@gmail.com. This podcast is brought to you by Financial Due Diligence Associates, a multilingual consulting partnership founded by Guy Rodwell and Zinaida Vasilenko, specialised in holistic, relevant and concise analysis of financially inclusive companies. FDDA also helps impactful asset managers access French institutions through an alliance with Oxondo, a leading Paris-based third party marketer. You can reach FDDA by contacting Guy Rodwell or Zinaida Vasilenko on LinkedIn, or by emailing us at info@fdda-consulting.com. 

Equity indices declined in the fag-end of the session on Monday, even as Finance Minister Nirmala Sitharaman announced relief measures for a battered-down economy. In an 8-point agenda, FM Sitharamam on Monday announced a Rs 1.1 trillion loan guarantee scheme for Covid-affected sectors, including a Rs 50,000 crore loan to the health sector aimed at scaling medical infrastructure targeting underserved areas. That apart, Sitharaman also announced an additional Rs 1.5 trillion for Emergency Credit Line Guarantee Scheme, launched as part of Atmanirbhar Bharat package. For the financial sector, the FM said MFIs can extend loans of maximum Rs 1.25 lakh to 2.5 million individual borrowers for a period of 3 years. Other measures included financial support to 11,000 registered tourist guides, extension of Atmanirbhar Bharat Rozgar Yojana, additional subsidy of Rs 14,775 crore to be provided for DAP and NPK fertilisers, and distribution of 5 kg of free food grains to the poor. With these measures in place, investors booked profit on the bourses, taking the benchmark S&P BSE Sensex to 52,735 levels, down 189 points or 0.36 per cent. The broader Nifty50, on the other hand, closed at 15,815 levels, down 46 points or 0.29 per cent. Both the indices had hit a lifetime high of 53,126 and 15,915.6, respectively earlier today. The broader market, on the contrary, resumed their uptrend and outperformed the headline indices. The BSE MidCap index ended at 22,639 levels, up 0.40 per cent while the BSE SmallCap index shut shop at 25,111, up 0.46 per cent. Among individual stocks, shares of Thyrocare Technologies tumbled 11.5 per cent to hit a low of Rs 1,281 apiece in the intra-day trade today after nearly 3.74 lakh shares changed hands on the BSE by 3:15 PM. Docon Technologies, along with API Holdings, the parent company of unicorn PharmEasy, had said on Friday that it will acquire a 66.1 per cent equity stake in the diagnostic chain firm for Rs 4,546 crore. They also made an open offer for acquisition of additional 26 per cent stake in Thyrocare at a price of Rs 1,300 per share. Meanwhile, newly listed Dodla Dairy closed at Rs 609 apiece, after debuting at Rs 550, a 28 per cent premium over its issue price of Rs 428 per share on the National Stock Exchange (NSE). KIMS, on the other hand, ended at Rs 987.5 after listing at Rs 1,009, up 22 per cent against its issue price of Rs 825 per share on the National Stock Exchange (NSE). Analysts suggest short-term investors should book profits in the counters while those for long haul should focus on fundamentals. According to Angel Broking, Dodla Dairy's valuations have turned expensive after today's 48 per cent rally over the issue price, leaving limited upside in the near-term. As regards KIMS, the brokerage says short-term investors should book profit at Rs 977 while long-term investors may book partial profit and hold the remaining quantity as the company can perform well in the long run. In another news, the Securities Appellate Tribunal (SAT) on Monday provided interim relief to Franklin Templeton Mutual Fund by partly staying an order passed by market regulator Sebi against the fund house. In a 100-page order, Sebi had rapped the fund house for “several irregularities” in the running of its six debt schemes that were wound up in April 2020. However, sources said SAT has stayed Sebi's order restraining the fund house from launching new debt schemes. It has also asked the fund house to deposit Rs 250 crore within three weeks in an escrow account. Global markets   European travel stocks sank 2 per cent on Monday on the back of a spike in Covid-19 cases across Asia, while worries of a sudden tapering in ultra-loose global monetary policy in the wake of rising inflation pushed pan-European STOXX 600 down 0.2 per cent. In Asia, Japan's Nikkei was down 0.06 per cent and South Korea's Kospi eased 0.03 per cent.

Market bulls were back on Dalal Street on Monday, reversing the steep losses logged in the morning trade, amid broad-based buying. Barring the auto and IT pack, investors bought stocks from across sectors as bond yields in the US fell to 1.35 per cent while US stock futures indicated a healthy session on Wall Street later in the day. Around 4:30 PM, Dow Jones Futures were up nearly 200 points, or 0.58 per cent, suggesting a positive start on Wall Street after sharp decline in the past week. The S&P 500 Futures and Nasdaq Futures, too, were up 19 points and 66 points, respectively. That said, global mood elsewhere was subdued. The pan-European STOXX 600 index erased early losses to trade flat on the day while Britain's FTSE 100 was off 0.05 per cent. In Asia, Japan's Nikkei led declines with a 3.6 per cent drop and dipped below 28,000 for the first time in a month, and MSCI's broadest index of Asia-Pacific shares outside Japan fell 1.4 per cent. Chinese blue chips lost 0.7 per cent. Given weak Asian cues, the benchmark S&P BSE Sensex and the Nifty50 indices hit the day's low of 51,740 and 15,506, respectively in early morning trade. However, low-level buying emerged quickly to recoup losses. By close, the Sensex index was at 52,574 levels, up 230 points or 0.44 per cent. On the NSE, the Nifty50 index was at 15,746 levels, up 63 points or 0.4 per cent. Adani Ports (up 5 per cent) was the top Nifty gainer today, trailed by NTPC, Titan, SBI, Tata Steel, Bajaj Finserv, Grasim, and HDFC. On the downside, UPL (down over 4 per cent), Wipro, Hindalco, Tata Motors, TCS, Maruti Suzuki, and Tech Mahindra were the top laggards. Broader markets, meanwhile, outperformed the large-caps today with the BSE MidCap and SmallCap indices gaining 0.8 per cent each. Sectorally, the Nifty PSU Bank index ended 4 per cent higher amid reports that Central Bank of India and Indian Overseas Bank might be privatised. The two lenders might see 51 percent sale in the first phase of disinvestment, a report by TV channel CNBC Aawaz said. Individually, the two banks hit their respective 20 per cent upper circuits while Jammu & Kashmir (J&K) Bank and Punjab & Sind Bank from the index rallied 20 per cent and 18 per cent, respectively. Bank of Maharashtra, Union Bank of India, Bank of India and Uco Bank were up in the range of 6 per cent to 8 per cent. Besides, the Nifty Realty index was up 2 per cent and the Nifty Metal, Private Bank, Bank, and FMCG indices gained up to 1 per cent each. On the contrary, the Nifty IT and Auto indices slipped 0.2 per cent and 0.36 per cent, respectively. Buzzing stocks >> Shares of Bandhan Bank surged 8.5 per cent to Rs 343 on the BSE in intra-day trade on Monday after the Assam government on Friday inked an agreement with microfinance institutions (MFIs) to regularise stressed borrowers and repay the entire loans of highly stressed borrowers. Also, as an incentive to good borrowers who did not default, the government will repay for each account Rs 25,000, or the loan amount, whichever is lower, to the MFIs. The stock settled 8 per cent higher. >> Meanwhile, shares of Adani group companies were in focus in Monday's session as four out of the six listed stocks were locked in the upper circuit of 5 per cent, bouncing back up to 11 per cent from their respective intra-day lows on the BSE. Adani Green Energy, Adani Transmission, Adani Total Gas, and Adani Power were locked in 5 per cent upper circuit on the BSE. Adani Ports and Special Economic Zone (APSEZ) and Adani Enterprises rallied 7 per cent and 6 per cent, respectively, in intra-day trade. >> Furthermore, shares of Centrum Capital rallied 16 per cent and hit a 52-week high of Rs 58.50 on the BSE in intra-day trade today after Centrum Financial Services Limited (CFSL) received an “in-principle” approval from the Reserve Bank of India (RBI) to set up a Small Finance Bank (SFB). CFSL is a step down subsidiary of Centrum Capital. Cen

In this episode we are joined by Matthew Tippetts, Co-Founder & CEO of Clik. Matthew founded Clik in 2016 and is one of the most well funded startups in Cambodia having raised $4M since inception. As the CEO of Clik, Matthew aims to provide brick and mortar businesses with consumer insights beyond what is available online. By bridging the gap between merchants and their customers, Clik enables them to create a personalized consumer experience, provide a seamless secure payment and simultaneously grow their profitability. Matthew is an experienced global entrepreneur, with over 20 years of experience in Telecom, Media and Technology, first as an investment banker, having worked for San Francisco-based leading technology investment bank Robertson Stephens and having done over 30 transactions (IPOs, private placements, M&A). Then as a hedge fund analyst, having worked for Citadel, the $30bn multi-strategy fund and finally as an advisor. He has extensive knowledge in both developed and emerging markets, especially in Cambodia where he has resided for nearly ten years and Myanmar. What we get into: - Why Cambodia is a perfect market for global technology startups to trial and iterate products for scaling regionally (12m people of Facebook, 70% under 30, highest affordability of data in the world etc.) - Strategies for overcoming challenges in investors relations when presenting Cambodian startups to international investors - Extent to which the fintech market in Cambodia is fragmented (60+ MFIs, 50+ banks, 30+ payment platforms)

In the fourteenth episode of the IIMB Podcast Series, Prof. M S Sriram, Professor in the Public Policy area of IIM Bangalore, shares his insights on financial inclusion in India vis-a-vis the microfinance institutions and other institutions that deal with it in the wake of the COVID-19 pandemic. Prof. Sriram talks about the resilience of the sector given its inherent nature of rising and standing up to these shocks, along with the implications of the COVID-19 pandemic on the future models of financial inclusion of the poor. The episode touches upon the advent of digital within the MFIs, newer business models for the financial inclusion agenda and the road forward for the sector. Additionally, the episode features insights on reverse migration and the entrepreneurial implications of the COVID-19 pandemic for rural India and how MFIs and other financial inclusion organizations stand to play a role in it.

Stimulus will keep NBFCs and MFIs afloat, but won't be able to revive them

Finance Minister Nirmala Sitharaman on Wednesday gave details of the Rs 20-trillion package, which PM Modi spoke about a day before in a address to the nation. Well, the package aims to support the economy battered by lockdown to contain the coronavirus pandemic. 6 Measure were for for MSMEs 1. First for standard MSMEs She announced Rs 3 lakh crore collateral-free automatic loans for small and mid-sized businesses four years. There will be no principal repayment for 12 months. 100% credit guaranteed and is available till Oct 31, 2020. This will benefit 4.5 million units 2. Then, for stressed MSMEs FM announced Rs 20,000 crore worth of subordinate debt-based scheme, 200,000 units to benfit by this. 3. Next is For viable MSMEs Fund of fund to be created to infuse Rs 10,000 crore. This for those that are viable MSMEs but need handholding at this hour This will also help in expanding capacity 4. Well, there is a change in definition of MSMEs Investment limit that defined an MSME revised upwards to Rs Rs 1 crore from Rs 25 lakh Now, a company can be categorised as MSME if investment is up to Rs 1 crore, turnover up to Rs 5 crore Distinction between manufacturing and services MSMEs removed altogether 5. Global tender disallowed in govt procurement for tenders up to Rs 200 crore to provide MSMEs the opportunity to participate in tenders 6. Announcing the sixth measure, Sitharaman said Post-Covid-19, trade fairs and exhibitions will be difficult so e-market linkage will be provided for MSMEs so that they will be able to find their market. And all receivables of MSMEs from CPSEs and other govt enterprises to be cleared within the next 45 days Now, 2 measures are related to Employees Provident Fund 7. A liquidity relief is being given for all EPF establishments. Govt is giving Rs 2,500 crore liquidity support in the form of 12% employer and 12% employee contribution extended for another three months (June, July and August). 650,000 establishments were benefitted in the first three months. With this 7.22 million employees will be benefited 8. Statutory PF contribution is being reduced from 12% to 10% for both employees and employers for the next three months And there is no change in employer contribution for govt enterprises. However, employees (both govt and private) have to contribute only 10% Next is 2 measures related to NBFCs, HFCs and MFIs 9. Rs 30,000-cr special liquidity scheme is provided. Investments will be made in both primary and security markets Govt will buy investment-grade debt papers of NBFCs, which is fully guaranteed by GoI 10. Partial-guarantee lending scheme Rs 45,000 cr liquidity infusion given to cover bonds, commercial papers rated AA or below, including unrated papers 11. Coming to measure given for Power Discoms It is a one-time emergency liquidity injection of Rs 90,000 crore in discoms by PFC and REC against their receivables. In this case state will be issuing guarantees. Discoms has to pay the gencos from the funds so generated and all those receiving money should pass on the benefits to consumers 12. Next is measures for Contractors All central govt agencies (railways, highways, PWD, etc) to give up to six-month extension to contractors. Well, this extension will cover goods and construction contracts. Concessional periods to also be extended by up to 6 months Govt agencies to partially release bank guarantees to the extent of the partially complete contracts 13. Measures for Real estate The urban development ministry to issue advisory to states and UTs so that regulators consider the Covid-19 period an 'act of god'. They will be able to extend all registered projects by up to 6 months. Using the force majeure clause suo motu they can extend registrations and completion dates if these were falling after March 25, 2020. Timelines under RERA also to be extended. And the last 2 measures are tax related 14. From tomorrow, till March 31,

Sitharaman gives liquidity boost of Rs 75,000 cr to shadow banks, MFIs

The Reserve Bank of India on April 17 announced a reduction in the reverse repo rate by 25 basis points. What does it mean and why is it important now? In this episode of Money with Monika, personal finance expert Monika Halan talks about RBI giving Rs 50,000 crore through TLTRO.20 to banks to lend to NBFCs and MFIs.

In this podcast episode, we zoom out from talking about real estate and the mortgage market and focus on the economy on a macro level.I had the pleasure of interviewing Jason Matthews, an old friend and president of Matthews Financial & Insurance Services, an elite financial service firm in California's Bay Area. Not only is Jason Matthews a financial guru and community advocate, but author of the book, The Age of $elf Reliance. Within those pages, Jason outlines why the next financial crash is inevitable, why it will be the worst Recession we've seen in our lifetimes - or even another Depression.But Jason also documents how the average person can bulletproof their finances to not only survive but thrive during the upcoming financial downturn.The Age of $elf Reliance is a great read for every Realtor, mortgage lender, or any average consumer or employee in America.Enjoy the podcast with Jason Matthews of MFIS.bizand feel free to contact him with any questions!Your friend,​-Norm  :-)

In this episode we have Roland Claussen, Co-Founder of awamo, a Fintech offering a Core Banking platform to Microfinance Institutions (MFIs) and SACCOs in East Africa, helping them better serve their unbanked and underserved clients and, consequently, increase financial inclusion in their communities.

Is microfinance the magic bullet that will end global poverty or is it yet another a form of predatory lending to the poor? In her new book Financializing Poverty: Labor and Risk in Indian Microfinance (Stanford University Press, 2018), Sohini Kar brings ethnography to bear on this urgent question. Drawing on fieldwork with a for-profit microfinance institution (MFI) and its intended beneficiaries in the Indian city of Kolkata, the book brings into view the perils of “financial inclusion” for the poor. Kar argues that new streams of credit are increasingly used to capitalize on poverty rather than to challenge it. Richly peopled, the book evinces a deep commitment to understanding economic life as it is lived and experienced by everyday people rather than through abstract models. We meet founders of MFIs remaking themselves with narratives of social business, loan officers trying to balance the performance of care with pressures of debt-recovery, poor women taking out consumption loans and striving for middle-class identities, and debt-ridden borrowers struggling to manage the costs of living and the pressures of repayment. The experiences of this cast of characters are framed within the larger histories of debt and power in Kolkata, in West Bengal, and in India more broadly. Financializing Poverty combines theoretical sophistication with clear and engaging prose to shed light on the ways in which profit is made off of poverty. The book will be of interest to readers in the fields of anthropology, economics, and development studies, as well as readers interested in South Asia and global poverty. Aparna Gopalan is a Ph.D. student in Social Anthropology at Harvard.

Is microfinance the magic bullet that will end global poverty or is it yet another a form of predatory lending to the poor? In her new book Financializing Poverty: Labor and Risk in Indian Microfinance (Stanford University Press, 2018), Sohini Kar brings ethnography to bear on this urgent question. Drawing on fieldwork with a for-profit microfinance institution (MFI) and its intended beneficiaries in the Indian city of Kolkata, the book brings into view the perils of “financial inclusion” for the poor. Kar argues that new streams of credit are increasingly used to capitalize on poverty rather than to challenge it. Richly peopled, the book evinces a deep commitment to understanding economic life as it is lived and experienced by everyday people rather than through abstract models. We meet founders of MFIs remaking themselves with narratives of social business, loan officers trying to balance the performance of care with pressures of debt-recovery, poor women taking out consumption loans and striving for middle-class identities, and debt-ridden borrowers struggling to manage the costs of living and the pressures of repayment. The experiences of this cast of characters are framed within the larger histories of debt and power in Kolkata, in West Bengal, and in India more broadly. Financializing Poverty combines theoretical sophistication with clear and engaging prose to shed light on the ways in which profit is made off of poverty. The book will be of interest to readers in the fields of anthropology, economics, and development studies, as well as readers interested in South Asia and global poverty. Aparna Gopalan is a Ph.D. student in Social Anthropology at Harvard. Learn more about your ad choices. Visit megaphone.fm/adchoices

Is microfinance the magic bullet that will end global poverty or is it yet another a form of predatory lending to the poor? In her new book Financializing Poverty: Labor and Risk in Indian Microfinance (Stanford University Press, 2018), Sohini Kar brings ethnography to bear on this urgent question. Drawing on fieldwork with a for-profit microfinance institution (MFI) and its intended beneficiaries in the Indian city of Kolkata, the book brings into view the perils of “financial inclusion” for the poor. Kar argues that new streams of credit are increasingly used to capitalize on poverty rather than to challenge it. Richly peopled, the book evinces a deep commitment to understanding economic life as it is lived and experienced by everyday people rather than through abstract models. We meet founders of MFIs remaking themselves with narratives of social business, loan officers trying to balance the performance of care with pressures of debt-recovery, poor women taking out consumption loans and striving for middle-class identities, and debt-ridden borrowers struggling to manage the costs of living and the pressures of repayment. The experiences of this cast of characters are framed within the larger histories of debt and power in Kolkata, in West Bengal, and in India more broadly. Financializing Poverty combines theoretical sophistication with clear and engaging prose to shed light on the ways in which profit is made off of poverty. The book will be of interest to readers in the fields of anthropology, economics, and development studies, as well as readers interested in South Asia and global poverty. Aparna Gopalan is a Ph.D. student in Social Anthropology at Harvard. Learn more about your ad choices. Visit megaphone.fm/adchoices

Is microfinance the magic bullet that will end global poverty or is it yet another a form of predatory lending to the poor? In her new book Financializing Poverty: Labor and Risk in Indian Microfinance (Stanford University Press, 2018), Sohini Kar brings ethnography to bear on this urgent question. Drawing on fieldwork with a for-profit microfinance institution (MFI) and its intended beneficiaries in the Indian city of Kolkata, the book brings into view the perils of “financial inclusion” for the poor. Kar argues that new streams of credit are increasingly used to capitalize on poverty rather than to challenge it. Richly peopled, the book evinces a deep commitment to understanding economic life as it is lived and experienced by everyday people rather than through abstract models. We meet founders of MFIs remaking themselves with narratives of social business, loan officers trying to balance the performance of care with pressures of debt-recovery, poor women taking out consumption loans and striving for middle-class identities, and debt-ridden borrowers struggling to manage the costs of living and the pressures of repayment. The experiences of this cast of characters are framed within the larger histories of debt and power in Kolkata, in West Bengal, and in India more broadly. Financializing Poverty combines theoretical sophistication with clear and engaging prose to shed light on the ways in which profit is made off of poverty. The book will be of interest to readers in the fields of anthropology, economics, and development studies, as well as readers interested in South Asia and global poverty. Aparna Gopalan is a Ph.D. student in Social Anthropology at Harvard. Learn more about your ad choices. Visit megaphone.fm/adchoices

Is microfinance the magic bullet that will end global poverty or is it yet another a form of predatory lending to the poor? In her new book Financializing Poverty: Labor and Risk in Indian Microfinance (Stanford University Press, 2018), Sohini Kar brings ethnography to bear on this urgent question. Drawing on fieldwork with a for-profit microfinance institution (MFI) and its intended beneficiaries in the Indian city of Kolkata, the book brings into view the perils of “financial inclusion” for the poor. Kar argues that new streams of credit are increasingly used to capitalize on poverty rather than to challenge it. Richly peopled, the book evinces a deep commitment to understanding economic life as it is lived and experienced by everyday people rather than through abstract models. We meet founders of MFIs remaking themselves with narratives of social business, loan officers trying to balance the performance of care with pressures of debt-recovery, poor women taking out consumption loans and striving for middle-class identities, and debt-ridden borrowers struggling to manage the costs of living and the pressures of repayment. The experiences of this cast of characters are framed within the larger histories of debt and power in Kolkata, in West Bengal, and in India more broadly. Financializing Poverty combines theoretical sophistication with clear and engaging prose to shed light on the ways in which profit is made off of poverty. The book will be of interest to readers in the fields of anthropology, economics, and development studies, as well as readers interested in South Asia and global poverty. Aparna Gopalan is a Ph.D. student in Social Anthropology at Harvard. Learn more about your ad choices. Visit megaphone.fm/adchoices

Is microfinance the magic bullet that will end global poverty or is it yet another a form of predatory lending to the poor? In her new book Financializing Poverty: Labor and Risk in Indian Microfinance (Stanford University Press, 2018), Sohini Kar brings ethnography to bear on this urgent question. Drawing on fieldwork with a for-profit microfinance institution (MFI) and its intended beneficiaries in the Indian city of Kolkata, the book brings into view the perils of “financial inclusion” for the poor. Kar argues that new streams of credit are increasingly used to capitalize on poverty rather than to challenge it. Richly peopled, the book evinces a deep commitment to understanding economic life as it is lived and experienced by everyday people rather than through abstract models. We meet founders of MFIs remaking themselves with narratives of social business, loan officers trying to balance the performance of care with pressures of debt-recovery, poor women taking out consumption loans and striving for middle-class identities, and debt-ridden borrowers struggling to manage the costs of living and the pressures of repayment. The experiences of this cast of characters are framed within the larger histories of debt and power in Kolkata, in West Bengal, and in India more broadly. Financializing Poverty combines theoretical sophistication with clear and engaging prose to shed light on the ways in which profit is made off of poverty. The book will be of interest to readers in the fields of anthropology, economics, and development studies, as well as readers interested in South Asia and global poverty. Aparna Gopalan is a Ph.D. student in Social Anthropology at Harvard. Learn more about your ad choices. Visit megaphone.fm/adchoices

Is microfinance the magic bullet that will end global poverty or is it yet another a form of predatory lending to the poor? In her new book Financializing Poverty: Labor and Risk in Indian Microfinance (Stanford University Press, 2018), Sohini Kar brings ethnography to bear on this urgent question. Drawing on fieldwork with a for-profit microfinance institution (MFI) and its intended beneficiaries in the Indian city of Kolkata, the book brings into view the perils of “financial inclusion” for the poor. Kar argues that new streams of credit are increasingly used to capitalize on poverty rather than to challenge it. Richly peopled, the book evinces a deep commitment to understanding economic life as it is lived and experienced by everyday people rather than through abstract models. We meet founders of MFIs remaking themselves with narratives of social business, loan officers trying to balance the performance of care with pressures of debt-recovery, poor women taking out consumption loans and striving for middle-class identities, and debt-ridden borrowers struggling to manage the costs of living and the pressures of repayment. The experiences of this cast of characters are framed within the larger histories of debt and power in Kolkata, in West Bengal, and in India more broadly. Financializing Poverty combines theoretical sophistication with clear and engaging prose to shed light on the ways in which profit is made off of poverty. The book will be of interest to readers in the fields of anthropology, economics, and development studies, as well as readers interested in South Asia and global poverty. Aparna Gopalan is a Ph.D. student in Social Anthropology at Harvard. Learn more about your ad choices. Visit megaphone.fm/adchoices

Brett talks about empowerment, innovation and money. He asks how we can bring the villagers struggling for survival all over the developing world, inside our evolving ‘global village’?BiographyBrett Hudson Matthews is dedicated to lighting the path out of poverty for the poorest billion rural citizens of our planet. In 2012, following a fellowship at the McLuhan Program for Culture and Technology (University of Toronto), Brett launched My Oral Village, Inc. At Mathwood Consulting Company, a consulting firm he founded, Brett has conducted many evaluations of village finance projects, working in 15 of the world’s poorest countries since 2000. He was Gates Advisor at MicroSave India during 2008-09, where he advised over a dozen MFIs in 12 Indian states.My Oral Village that is re-inventing the ways in which illiterate and innumerate people manage their finances, so they can escape from the perils of saving at home and get on the path to steady asset accumulation. We are also re-inventing the ways ‘oral’ people create and manage organizations that serve their livelihood and other needs, so they can benefit from their talents as entrepreneurs and as leaders.With the Canadian Co-operative Association, Brett led the development of the Cambodian Community Finance Network (CCFiN) from 2003-07, preparing the way for the emergence of a national credit union movement in that country.In the 1990s Brett worked at Metro (now Alterna) Credit Union in Toronto, and served on the credit committee of the Calmeadow Metro Fund, a microcredit fund operating in Toronto.Brett writes and edits a blog for village finance practitioner www.villagefinance.net, and has published numerous papers on microfinance. He earned his MBA (finance) from the Schulich School of Business at York University and his MA (development studies) at the University of Toronto. See acast.com/privacy for privacy and opt-out information.

What can we learn from failures in microfinance? Successful microfinance institutions (MFIs) have been widely studied to understand the reasons that drove them into the market and to extract good practices that are useful for the rest of the industry. However, the institutions that could be considered failed experiences have received very little attention. Alex Silva, a microfinance pioneer, outlines the results of a recent study on failed microfinance institutions. He outlines six major reasons for the downfall of MFIs.

Listening to clients is at the heart of providing financial services in a market-led approach. Financial service providers should always keep their eyes and ears open for what their clients are saying in terms of the design and delivery of the product. Stuart Rutherford is the founder of SafeSave, a microfinance institution in Bangladesh and author of the books The Poor And Their Money and Portfolios Of The Poor. Rutherford talks about the importance of listening to clients, how best MFIs can learn from them, and his experience in conducting such research.

Mark Schreiner, Director, Microfinance Risk Management talks about the future of poverty scoring and gives examples of how MFIs use this powerful tool.       

Stuart Rutherford, co-author of "Portfolios of the Poor" talks about the financial products that poor people need from MFIs. MicroSave and the Financial Access Initiative invite you to join the authors of Portfolios of the Poor for a two-day virtual conference. This event will be moderated by co-authors Daryl Collins, Jonathan Morduch, Stuart Rutherford and Orlanda Ruthven, and MicroSave’s Graham Wright. Dates: June 8-9, 2010 For more information and free registration, please visit www.MicroSave.org

Richard Rosenberg, consultant to CGAP, speaks about the spectacular success and controversy around the IPO of Compartamos, one of the leading MFIs in Latin America.

Richard Rosenberg, consultant to CGAP, speaks about the spectacular success and controversy around the IPO of Compartamos, one of the leading MFIs in Latin America.

Provided by MicroSave The role of technology in financial inclusion and in making financial transactions secured has been well proven. MicroSave is working with M-Banking promoting MFIs, to pilot test electronic options, which are totally market-led solutions for financial services. The focus has been to understand the client's priorities in terms of client interface with the electronic option and the value proposition that clients look for in these alternative channels of delivery. These videos are from Eko, an Action Research Partners (ARPs) of MicroSave where Abhishek Sinha, CEO Eko shares his experiences and challenges Eko is facing while testing the use of electronic and mobile banking technology. The video also captures MicroSave’s perspective on m-banking while focusing on the importance of this alternative channel of financial services delivery.

Richard Rosenberg, consultant to CGAP, speaks about the spectacular success and controversy around the IPO of Compartamos, one of the leading MFIs in Latin America.

India Focus Note #13 Author:  Madhurantika Moulick This focus note explains the importance of savings services for the clients in the north east region of India and brings forth the finding that poor do save, and loose their savings in the absence of any formal source. It mulls over on savings mechanisms adopted by the poor some of which are—formal—not as per people’s needs, semi formal such as through SHGs and MFIs and then informal mechanisms such as savings at home, with NBFCs, ROSCAs, and ASCAs. It suggests four products based on various attributes—security, accessibility, returns and preferences of low income people—general savings, short term recurring, long term recurring and monthly/annual income fixed deposit accounts.

Interview with Elizabeth Littlefield, CEO, CGAP on financial crisis impact om MFIs and their clients.

The main lending technology used by MFIs in India is the Joint Liability Group model. Using one of the largest Indian MFIs as an example, MicroSave explains how this model works and why Indian MFIs have been so successful with it.

The main lending technology used by MFIs in India is the Joint Liability Group model. Using one of the largest Indian MFIs as an example, MicroSave explains how this model works and why Indian MFIs have been so successful with it.

The main lending technology used by MFIs in India is the Joint Liability Group model. Using one of the largest Indian MFIs as an example, MicroSave explains how this model works and why Indian MFIs have been so successful with it.

The main lending technology used by MFIs in India is the Joint Liability Group model. Using one of the largest Indian MFIs as an example, MicroSave explains how this model works and why Indian MFIs have been so successful with it.

The main lending technology used by MFIs in India is the Joint Liability Group model. Using one of the largest Indian MFIs as an example, MicroSave explains how this model works and why Indian MFIs have been so successful with it.

The main lending technology used by MFIs in India is the Joint Liability Group model. Using one of the largest Indian MFIs as an example, MicroSave explains how this model works and why Indian MFIs have been so successful with it.

The main lending technology used by MFIs in India is the Joint Liability Group model. Using one of the largest Indian MFIs as an example, MicroSave explains how this model works and why Indian MFIs have been so successful with it.

The main lending technology used by MFIs in India is the Joint Liability Group model. Using one of the largest Indian MFIs as an example, MicroSave explains how this model works and why Indian MFIs have been so successful with it.

Author:  Jenny Hoffmann This note examines some of the key strategic issues for financial institutions considering implementing mobile banking. It suggests the aspiring MFIs to assess the market potential and devise entry strategies according to the vision of the organisation. The note also mentions that mobile banking can be a supplement or substitute to the existing product or services, depending upon the goals of operators either for reducing transaction costs or attracting new customers or for revenue. The note also suggests forging strategic operational alliances, if need be (and in between telecom and finance companies). It further advises the MFIs wishing to enter into this market to develop compatible hardware and appropriate software in addition to financial modelling for providing these kinds of services.

Author:  Richard Ketley, Ben Duminy The conventional banks rarely provide banking services to the low income segment due to high costs associated with it. However, technology has resulted in lowering down the costs per transaction, and thus impacted the banks to consider the options of servicing the low income segment. This note talks about the gains from various technologies such as ATMs, plastic cards, mobile phones, used by the present banking system to serve the people belonging to lower income strata.The conventional banks rarely provide banking services to the low income segment due to high costs associated with it. However, technology has resulted in lowering down the costs per transaction, and thus impacted the banks to consider the options of servicing the low income segment. This note talks about the gains from various technologies such as ATMs, plastic cards, mobile phones, used by the present banking system to serve the people belonging to lower income strata.

Martin Holtmann, Head of the Microfinance Unit in the IFC’s Global Financial Markets Department is talking about the staff incentive schemes typically used in MFIs.

Proper processing of documents is another important step in the Lending Cycle. In this episode we discuss the practices that MFIs use to ensure that all the documents are properly prepared.

For many newcomers to microfinance, the Home Visit is probably the most unconventional part of the loan appraisal in MFIs. What does a credit officer look at when he or she visits the client’s home? What questions does he ask? Which family members does he want to meet? Please, join our camera on an Example of a Home Visit.

Microfinance -- the business of providing financial services in small transaction amounts to poor underserved markets -- has taken off in recent years. With financial sectors in many developing countries maturing and microfinance institutions (MFIs) themselves growing rapidly capital markets have been quick to enter the fray providing ample funding for expansion. But microfinance's evolution in countries throughout Asia and Eastern Europe has cast a spotlight on changes now buffeting the industry as private investors arrive in force and traditional microfinance values are questioned. See acast.com/privacy for privacy and opt-out information.

MicroSave Briefing Note #28. Customer Srvice - Why It is Important for MFIs.