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Krassi Fotev is a maritime technology entrepreneur leading innovation in vessel efficiency and decarbonization. He is driving the adoption of passive hardware and soon data-driven solutions to reduce emissions and transform global shipping operations. Top 3 Value Bombs 1. Small improvements in shipping efficiency can significantly reduce global carbon emissions. 2. Nature inspires powerful engineering solutions that improve efficiency without extra energy. 3. Maritime decarbonization will rely on better hardware, smarter operations, and greater vessel efficiency. Check out Krassi's website to learn more about the technology - 13 Mari Sponsors HighLevel - The ultimate all-in-one platform for entrepreneurs, marketers, coaches, and agencies. Learn more at HighLevelFire.com. Strawberry - Discover what's possible with a professional coach by your side. Start today and get 50 percent off your first coaching session at Strawberry.me/fire.
Today on The Gist, guest host Scott introduces a debate between Mike Pesca and Virginia Sole-Smith, author of Fat Talk: Parenting in the Age of Diet Culture. Sole-Smith argues that genetics largely dictate body size and that systemic weight stigma and diet culture cause far more damage than high body weight itself. Pesca pushes back, questioning whether downplaying obesity's strong correlations to chronic illnesses like diabetes and heart disease ignores serious public health risks, while Sole-Smith maintains that true healthcare must abandon the failed mandate of intentional weight loss. Stop online threats before they become real-world attacks. Visit ironwall.com/GIST and request a free Risk Assessment to see exactly how exposed your executives are. Produced by Corey Wara For full Pesca content and updates, check out our website at https://www.mikepesca.com/ For ad-free content or to become a Pesca Plus subscriber, check out https://subscribe.mikepesca.com/ Follow us on Social Media: YouTube https://www.youtube.com/channel/UC4_bh0wHgk2YfpKf4rg40_g Instagram https://www.instagram.com/pescagist/ X https://x.com/pescami TikTok https://www.tiktok.com/@pescagist To advertise on the show, contact sales@amplitudemediapartners.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
You don't need to be a lawyer or a judge or even familiar with the code of ethics that governs lawyers and judges to know that judges are supposed to be independent and impartial. Judges can't be partisans, especially not political partisans. Especially in this day and age when the Republican Party and the Democratic Party are in court fighting one another - all day every day. But, of course, Supreme Court Justice Clarence Thomas has blow through those ethical rules and prohibitions.One of the main reasons that the Democrats need to take back the House come the midterms is so they can launch the long-overdue impeachment inquiries into these corrupt Justices.Find Glenn on Substack: glennkirschner.substack.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
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You don't need to be a lawyer or a judge or even familiar with the code of ethics that governs lawyers and judges to know that judges are supposed to be independent and impartial. Judges can't be partisans, especially not political partisans. Especially in this day and age when the Republican Party and the Democratic Party are in court fighting one another - all day every day. But, of course, Supreme Court Justice Clarence Thomas has blow through those ethical rules and prohibitions.One of the main reasons that the Democrats need to take back the House come the midterms is so they can launch the long-overdue impeachment inquiries into these corrupt Justices.Find Glenn on Substack: glennkirschner.substack.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
The FC crew react to Barcelona's 2-0 victory over Athletic Club and argue if Raphinha is the solution to Barcelona's striker questions after the Brazilian scored a 3rd goal in 2 games. Plus, the guys break down Enzo Fernandez's possible move to Manchester City and analyze how the Argentine would fit into the newly constructed midfielder. Learn more about your ad choices. Visit podcastchoices.com/adchoices
This is a clip from Dawn of Discernment! Get access to the full episode and all thier content on all podcast platforms or click the link below!Full episode here! https://www.spreaker.com/episode/episode-41-orgonite-the-energetic-solution--74458079Get access to every episode of Dawn of Discernment!https://www.spreaker.com/podcast/dawn-of-discernment--6850395Forbidden Knowledge Network https://forbiddenknowledge.news/Become a supporter of this podcast: https://www.spreaker.com/podcast/forbidden-knowledge-news--3589233/support.
SHOW OPEN. Tommy talks about Fernando Cruz's injury and what the Yankees can do to still be a top bullpen. SHOW OPEN.
To build the physical infrastructure of the clean energy transition — from wind turbines and grid stabilization to massive new AI data centers — the world needs more copper between now and 2050 than humanity has produced in its entire history. But new copper mines take anywhere from 10 to 16 years to permit and build, meaning we're not on track to meet our rapidly growing demand. Liz Dennett, CEO and founder of Endolith, thinks the solution lies in material that has already been pulled from the earth. Endolith uses naturally occurring microbial communities, paired with real-time data, to extract more copper from low-grade ore at existing heap leaches. By bringing a mobile bio-rig directly to mine sites, Endolith continuously adds optimized microbes into existing sulfuric acid irrigation lines, essentially turning decades-old, multi-billion-dollar assets into precision engineering tools without disrupting downstream operations. In this episode, host Lara Pierpoint talks with Liz about why the climate tech bias against biological approaches needs updating, how to navigate the notoriously risk-averse nature of the mining industry, and why she deliberately kept corporate venture capital (CVC) off her cap table to preserve the company's optionality. Credits: Hosted by Lara Pierpoint. Produced and edited by Ross Kenyon, Anne Bailey, and Stephen Lacey. Sean Marquand is our technical director. Stephen Lacey is our executive editor. The Green Blueprint is a co-production of Latitude Media and Trellis Climate. Subscribe on Apple, Spotify, or anywhere you get podcasts. For more reporting on the companies featured in this show, subscribe to Latitude Media's newsletter.
Halle and Alison live through the fever dream of long hair and paint brushes to ruin The Peanut Butter Solution. Learn more about your ad choices. Visit megaphone.fm/adchoices
WITH-ness: The experience of being deeply connected with God and others through joy, presence, mutual delight, trust, safety, and shared life. A relational environment where people become more fully alive because they are deeply known, genuinely loved, and continually invited to grow. ~ Table & WellBig Question:What happens when our longing for security turns into a need to control the relationship through performance?Every spouse longs to know, "Are we okay? Am I safe here? Will you still be here?"That longing for security is good. We were created for secure attachment, for relationships in which we can rest, trust, grow, and know we belong.But when that security feels threatened, fear begins looking for a way to guarantee the outcome.In the UNDER posture, the strategy becomes performance:"If I do everything right, our marriage will be okay."Instead of receiving security through attachment, we try to earn it through our behavior. And slowly, marriage moves from joy to fear, from relationship to rules, and from intimacy to performance.Join Tennison & Ginelle as they unpack The False Solution that come when you live from the relational strategy of Under in your marriage. If you have been impacted by what you have heard in this podcast and would like to support us in our mission to help people experience healthier & deeper relationships with God, themselves, and others, go to: tableandwell.org/#supportTo learn how we can help develop your community, family or team: Schedule Interest Call To start on your journey to relational health go to: tableandwell.orgTo watch this and other Podcast go to our YouTube Channel: Table & Well co
On today's episode of Jets at Noon... Tyson and Jim are joined by Illegal Curve's Dave Minuk to break down this past season for the Moose and where some of the Jets top prospects currently stand. The guys also debate about whether Connor Hellebuyck wants to be apart of the solution here in Winnipeg. To wrap up the show, Tyson puts together a mock lineup for opening day. All that and more on today's episode of Jets at Noon Learn more about your ad choices. Visit megaphone.fm/adchoices
For complete Medicare guidance, dial (617) 644-0093 to speak with my trusted partner, Chapter Medicare Advisors.Karmelo Anthony's pathetic effort to secure a new trial over his murder conviction for his killing of Austin Metcalf was right laughed out of court last week when the true scope of Anthony's violent nature—hidden from his jury—was finally disclosed to the world. The façade of Anthony as an inherently good kid who was merely defending himself against Metcalf's raging racism was utterly imploded—because of course it was. Many of the high-profile cases of murder or deadly-force self-defense share this same characteristic—the bad actor was not merely a good person having a bad day, they were a known creature of violence, whose violent character inevitably and finally drove their inevitable fate of either their own death or their conviction.Behind them these monsters leave not just a trail of victims broken by either their brutal violence or—if the victim successfully defended themselves against that violence—a victim broken by the brutal criminal justice system trying them for self-defense, they also leave a heavy burden on all of society forced to continue living with these known predators amongst us until the very worst happens. Even a modest walk through many of these high-profile cases shows this same pattern again and again. Take that walk with me, and let's discuss what steps society can and must take to protect our innocent wives and children—and ourselves—from these bad actors, and the forces preventing us from already doing so.Join me LIVE at 10 AM ET as I break it all down!Make sure you're ready to win the LEGAL FIGHT that follows the PHYSICAL FIGHT if you're ever compelled to defend yourself or your family from criminal predation. Learn why I am PERSONALLY a member of CCW SAFE, and why YOU SHOULD CONSIDER JOINING, TOO: https://lawofselfdefense.com/ccwsafeClarence Thomas x 9: Perfect SCOTUS Mugs! https://tinyurl.com/k778wj2kFor complete Medicare guidance, dial (617) 644-0093 to speak with my trusted partner, Chapter.All @TheBrancaShow mugs & MORE! https://tinyurl.com/k778wj2kJOIN OUR COMMUNITY! Exclusive Members-only content & perks! Only ~17 cents/day! $5/month! YouTube: https://tinyurl.com/hn32rfz9 Locals: https://tinyurl.com/yck4w9kfFOUNDING FATHERS SPEED DIAL: Founding Fathers SPEED DIAL: https://tinyurl.com/3f7pc8nzEpisode #1419.Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Il y a un an, je vous emmenais à Marseille, dans les coulisses du premier restaurant solaire d'Europe. .Cet été je vous propose de (re) découvrir l'histoire ce lieu unique où l'on cuisine local du choix des produit jusqu'à l'énergie. Dans cet épisode, son fondateur, Pierre-André Aubert nous raconte la folle aventure de son restaurant qu'il a mis 10 ans à développé, et nous dit tout sur la cuisine solaire !
An account manager solves the pondering question of “What happens to soap after it's used in a hotel room?”—and turns it into a sustainable side hustle. Side Hustle School features a new episode EVERY DAY, featuring detailed case studies of people who earn extra money without quitting their job. This year, the show includes free guided lessons and listener Q&A several days each week.Show notes: SideHustleSchool.comEmail: team@sidehustleschool.comBe on the show: SideHustleSchool.com/questionsConnect on Instagram: @193countriesVisit Chris's main site: ChrisGuillebeau.comRead A Year of Mental Health: yearofmentalhealth.comIf you're enjoying the show, please pass it along! It's free and has been published every single day since January 1, 2017. We're also very grateful for your five-star ratings—it shows that people are listening and looking forward to new episodes.
The AI race isn't being won in the model lab — it's being won in the power grid. And right now, America is losing. Motley Fool analyst Rachel Warren talks with Hannan Happi, co-founder and CEO of Exowatt — backed by Sam Altman and Andreessen Horowitz — about why the AI build-out is hitting a wall that no amount of chips or software can fix. They get into why a one-year grid delay costs a hyperscaler $12 billion in missed revenue, why China has 10 times more capacity than the US to build AI infrastructure, and what investors need to actually be tracking as hundreds of billions of dollars flow into the AI build-out — including whether the data centers being built today will still be operating in ten years. Host: Rachel Warren Guest: Hannan Happi Producers: Dennis Golin, Lauren Budabin Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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Transitions Daily Alcoholics Anonymous Recovery Readings Podcast
This podcast is a short daily audio provided by the online recovery group Transitions Daily. The daily content includes different recovery quotes from various sources, including; Twenty-Four Hours a Day, A.A. Thought for the Day, Daily Reflections, Big Book Quote, Just for Today, As Bill Sees It, and more! Transitions Daily also delivers the same content in a daily email with a secret Facebook group for discussion. Visit www.DailyAAEmails.com for more information. Do you want to stop drinking? Have you ever listened to sobriety podcasts? Does alcoholism or addiction run in your family? Have you tried Alcoholics Anonymous or the 12 Steps of A.A.? Are you considering how to get sober? Are you seriously thinking about sobriety for the first time? Is alcohol controlling your life as never before? If so, you will definitely want to check out this recovery podcast
How do you handle a heatwave? Also, could you become an UNO World Champion? We talk about running away from home, the Dallas Cowboys, and lots more!
Est-ce que vous aussi les nuits avec vos enfants sont chaotiques ? Je ne parle pas forcément avec des touts petits bébés qui ont des réveils physiologiques normaux, mais des enfants de plusieurs années qui continuent de se réveiller la nuit et perturbent l'équilibre familial ?Si c'est le cas, vous êtes au bon endroit.Aujourd'hui j'ai l'immense plaisir de recevoir Dr Madiha Ellaffi, pneumologue, allergologue et médecin du sommeil.Préparez vous à une conversation qui va vous éclairer comme jamais sur les problématiques de sommeil que rencontrent vos enfants.D'ailleurs, j'ai moi même déjà changé une chose, chez une de mes filles qui avait de l'énurésie ces derniers temps : mieux lui laver le nez et évidemment, elle ne se réveille plus depuis ET son énurésie a disparu. Si j'avais su que les pipis au lit pouvaient aussi être liés au nez encombrés, ça m'aurait sauvé quelques nuits…Bref vous l'avez compris, cet épisode va vous apporter des solutions concrètes et une envie d'explorer les problématiques potentielles de votre enfant via le prisme des allergies et des bronches de vos enfants.Dr Madiha Ellaffi a aussi développé une application “Sommeil de marmotte” pour vous accompagner chez vous et transformer les nuits de vos enfants et les vôtres. Partagez cet épisode, inondez vos groupes whatsapp, passez le mots à vos patient•es…PROGRAMME
Welcome to The Daily Wrap Up, an in-depth investigatory show dedicated to bringing you the most relevant independent news, as we see it, from the last 24 hours (8/21/26). As always, take the information discussed in the video below and research it for yourself, and come to your own conclusions. Anyone telling you what the truth is, or claiming they have the answer, is likely leading you astray, for one reason or another. Stay Vigilant. !function(r,u,m,b,l,e){r._Rumble=b,r[b]||(r[b]=function(){(r[b]._=r[b]._||[]).push(arguments);if(r[b]._.length==1){l=u.createElement(m),e=u.getElementsByTagName(m)[0],l.async=1,l.src="https://rumble.com/embedJS/u2q643"+(arguments[1].video?'.'+arguments[1].video:'')+"/?url="+encodeURIComponent(location.href)+"&args="+encodeURIComponent(JSON.stringify([].slice.apply(arguments))),e.parentNode.insertBefore(l,e)}})}(window, document, "script", "Rumble"); Rumble("play", {"video":"v7cb2wc","div":"rumble_v7cb2wc"}); Source Links (In Chronological Order): Sam Husseini Interview - Can A Corrupt System Be Changed From Within? New Tab (20) Brian Cates - Political Columnist & Pundit on X: "@L08818 I slowly came to realize on hanging out with Ron Paul enthusiasts that they don't want to reform the system, drive out the corruption, and restore the country. The want to...and they told me this several times, but back then I didn't really believe them...BURN IT ALL DOWN AND" / X (20) The Last American Vagabond on X: "What an absolutely disingenuous coward you are @L08818. https://t.co/31KRfbLcxZ" / X (20) SheThinksFreely (@L08818) / X (20) SheThinksFreely on X: "@TLAVagabond Bro GTFOH w this stupid sh*t Anarchy is anti American You traitorous piece of excrement" / X (20) SheThinksFreely on X: "
e365 Squidpocalypse, The Truth that Sets Us Free, Paul's Solution for SpaceX in Louisiana by Paul George
John C from Belfast Ireland is sharing on the topic, The Symptom and the Solution. This was recorded at the Magical Mystery Tour Meeting held on zoom. Help Sober Cast carry the message:https://sobercast.com/donate Email: sobercast@gmail.com Sober Cast has 3400+ episodes available, visit SoberCast.com to access all the episodes where you can easily find topics or specific speakers using tags or search. https://sobercast.com
Host Dennis Scully and BOH executive editor Fred Nicolaus discuss the biggest news in the design world, including earnings from Home Depot and Lowe's, the industry's freight problem, and why a tech mogul is trying to invent a new design style. Later, designer Sophie Lou Jacobsen joins the show to share story behind her buzzy glassware brand. This episode is sponsored by Joon Loloi and Lutron.LINKSSophie Lou JacobsenBusiness of Home
Contact Elliott: freelanceduckhunting@gmail.com support the show: patreon.com/freelanceduckhunting Partners of the Show Retay Shotgunshttps://www.retayusa.com/ Slayer Duck Callshttps://www.slayercalls.com/ TIDEWE — Code: NAW18https://www.tidewe.com/ Mammoth Guardian Dog Crateshttps://mammothguardian.com/ Flight Day Ammunition — Code: NAW https://flightdayammo.com/ Shotty Gear — Code: FDH10 https://shottygear.com/ The Klamath Basin is one of the most important waterfowl landscapes in the Pacific Flyway—but in recent years, drought, water shortages, and devastating avian botulism outbreaks have taken an enormous toll. In 2024 alone, an estimated 140,000 birds died from avian botulism. On this episode of the North American Waterfowler Podcast, I'm joined by Jeff McCreary, Director of Operations for Ducks Unlimited's Western Region, and Dr. Dan Smith, Ducks Unlimited waterfowl research scientist. We break down why Klamath is so important, the complicated battle over water in the basin, how avian botulism kills waterfowl, and an innovative new approach called Flowthrough that could help provide water for wetlands, reduce botulism outbreaks, improve habitat, benefit fish—and create better hunting opportunities. There is plenty of doom and gloom surrounding waterfowl and habitat today. This conversation is different. There are people working together to find solutions, and there is legitimate reason for hope at Klamath. Learn more about your ad choices. Visit megaphone.fm/adchoices
The conversation focused on Livid, a newly launched video hosting platform positioned as a strong alternative to Vimeo, especially for users facing steep price increases following Vimeo's acquisition by Bending Spoons. A key theme that emerged was Livid's streamlined migration tools, including a free exporter and a robust WordPress plugin, making it easy to transfer and replace Vimeo content. The discussion explored customisable player options, flexible privacy controls, showcases for grouping content, and competitive bandwidth and storage pricing. Assurance of stable backing and infrastructure rounded out the deep dive into Livid's value for the WordPress and wider web community.
Thank God for Donald Trump! PLUS, nearing the one year anniversary of Charlie Kirk's assassination, Christy Edwards, author of the new book Charlie Kirk, in His Own Words, tells Shaun how losing her friend Charlie Kirk not only took away her moral gauge, but changed her life, and how putting his own words into a book will keep alive the topics that Charlie cared about the most. And Dr. Helmut Sterz, veteran toxicologist and author of the upcoming book Vaccine Mafia: Pfizer's Former Chief Toxicologist Proves How Toxic Substances Were Unlawfully Sold to Us as a Solution for COVID-19, tells Shaun that pharmaceutical companies are just a little piece of the vaccine mafia, believes COVID-19 was an exercise in obedience, and how his book is a necessary tool to wake up the population before it happens again. See omnystudio.com/listener for privacy information.
Signature Style Systems ~ Certified Personal Stylist, Image & Color Consultant, True Colour Expert
Have you ever suspected that capsule wardrobes are pointless, because they collapse into the same three favorite outfits? There's a reason for that, and your eye already knows it. Every time you swap a piece, you change the relationship between everything else in the outfit: the proportion, the line, the color balance. Certain combinations hit real harmony on your specific body. You feel it before you can explain it, and you default to those combinations over and over. Building outfit formulas around your real body proportions is the most effective way to stop capsule wardrobe collapse from feeling like failure. An outfit formula isn't a fixed head-to-toe look, and it isn't a closet where everything is supposed to mix and match. It's a recipe: the shape and proportion relationships that make a combination work on you, that different pieces can satisfy. I shared this in a new episode of Signature Style Systems, using a story from an advanced stylist training where every outfit I packed got critiqued in front of the group, one suitcase, every single day. Curious what your own outfit formula could look like? Let's connect! Download The Wardrobe Pyramid. Want to learn more about how to discover your Style DNA? Visit my website. To suggest a podcast topic, send email to hello@signaturestylesystems.com. Have you found yourself in other style systems, but shopping and getting dressed still isn't easy? Schedule a Style System Synthesis call!
Jason Whitlock breaks down Candace derangement syndrome — the conservative mirror of Trump derangement syndrome. Some evangelicals treat disliking Candace Owens as proof of Christian credibility, while giving Donald Trump a pass on the same moral standard. Whitlock argues that you can't demand doctrinal perfection from one and grace for the other. Pick a standard. Apply it evenly. Or admit it was never about God — it was about preference and power. ➢ Show Outline 00:00 Phillip Anthony Mitchell's Defensive Speech 01:55 Anticipating the Backlash on Candace Owens 04:08 Speaking My Mind Is Just Who I Am 07:24 Evangelical Hypocrisy: Trump vs. Candace Owens 09:10 Why I'm Critical Even of Friends 12:25 Erika Kirk and the Money Behind the Opinions 15:09 Politics Is Not the Solution, the Spirit Is 17:42 Freedom to Speak Truth Over a Paycheck 22:20 The Biblical Focus Complaints 25:05 This Is a Journalism Show, Not a Ministry 28:08 Final Word on Candace Owens ➢ Follow Our GUESTS https://www.youtube.com/@DreAllDay https://www.youtube.com/@stillmanandco https://x.com/SteveKim323 ➢ Subscribe to Jason's other channel https://www.youtube.com/JasonWhitlock?sub_confirmation=1 https://www.youtube.com/@JasonWhitlockHarmony?sub_confirmation=1 https://www.youtube.com/@JasonWhitlockBYOG?sub_confirmation=1 https://www.youtube.com/@JasonWhitlockClips?sub_confirmation=1 ➢ Connect with Jason on Social Media: https://x.com/JasonWhitlock https://www.instagram.com/realjasonwhitlock/ https://www.facebook.com/jasonwhitlock ➢ Send Jason an Email FearlessBlazeShow@gmail.com ➢ Support The Blaze Visit https://TheBlaze.com. Explore the all-new ad-free experience and see for yourself how we're standing up against suppression and prioritizing independent journalism. Support Conservative Voices! Subscribe to BlazeTV at https://www.fearlessmission.com and get $20 off your yearly subscription. Learn more about your ad choices. Visit megaphone.fm/adchoices
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As US video ad spend reaches $82 billion, media buyers are demanding granular audience targeting capabilities alongside bottom-funnel performance metrics. IAB Vice President Chris Bruderle breaks down the shifting dynamics between CTV and social video, the rise of multimodal contextual AI, and why live sports platforms must prove direct ROI to capture long-tail budgets. Key Highlights
She had spent years searching for separate answers to bloating, PCOS, poor sleep, excessive gas, and fertility struggles. Then her son developed reflux, mucus in his stool, constipation, poor sleep, and obvious digestive discomfort.She kept researching probiotics, calming remedies and nervous-system support because everything felt fragmented. Then in listening to other episodes on the podcast, she realized something that changed the entire direction of their healing… she doesn't need a separate solution for every symptom.In this episode, I'm sharing her message and revealing the deeper connection between the symptoms a mother experiences throughout her life and the symptoms that can appear in her child. We'll also talk about why we sometimes resist the answer that makes the most intuitive sense, especially after trying so many things that did not work.If you have been chasing symptoms, collecting supplements, and wondering which problem to address first, this episode will help you zoom out, understand the whole picture, and confidently choose your next step.Thanks for listening! I can't wait for you to experience the ōNLē transformation. ♡Subscribe to the Nourished NewsletterExplore the Gut Rebalance KitsVisit our FAQ'sFollow along on a InstagramTake the free Gut Health QuizEmail us at customercare@onleorganics.comSending love and wellness from my family yours,xx - Juniper BennettFounder of ōNLē ORGANICS
Keith breaks down why global crises, geopolitical shocks, and nonstop "doom" headlines haven't stopped stocks and real estate from reaching near all-time highs, and what that means for investors focused on inflation-resistant assets. He also discusses Memphis as a surprising cash-flow market poised to benefit from the AI boom, sharing details on an upcoming webinar with Mid South Homebuyers. Keith is joined by real estate investor and educator Jared Garfield to unpack the "Seven-Figure Solution," a strategy that combines cash-flowing rentals with tax-advantaged life insurance to create liquidity, reduce risk, and support long-term retirement income. Together, they explore how disciplined portfolio growth, smart leverage, and coordinated tax planning can help real estate investors better align their assets with their long-term financial goals. Episode Page: GetRichEducation.com/619 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text FAMILY to 66866 Join Mid South Home Buyers' one-time, free live webinar featuring Keith Weinhold on September 30 at GetRichEducation.com/MidSouth to learn how Memphis' economic expansion could create new real estate investment opportunities, and have your questions answered in real time. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review" For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:02 Welcome to GRE. I'm your host Keith Weinhold. The world is about to end again. It's the economic disaster that never arrives. I'll break it down. Then you've been earning money and investing well all these years. How does it all go together? It can culminate in the seven-figure solution, it's about seeing your future today on Get Rich Education. What if I told you that one of America's strongest cash flow real estate markets is also becoming the new brains and brawn behind AI? That city is Memphis, believe it or not. And September 30th, we're going to show you why the smart money is paying attention now, along with an investing opportunity you won't want to miss. Join me, Terry Kerr and Matthew Van Horn of Mid South Homebuyers, the largest turnkey company in Memphis with more than 6,000 homes under management, for a free live webinar, the likes of which I've never done before, we're going to look at what billions in new investment could mean for jobs, housing demand, neighborhood appreciation, and your portfolio. Everyone who attends live will also get exclusive access to the best deal terms Mid South has ever offered. Reserve your free seat at getricheducation.com/midsouth again that september 30. Don't say we didn't tell you. Save your spot at getricheducation.com/midsouth. Speaker 1 1:39 You're listening to the show that has created more financial freedom than nearly any show in the world. This is Get Rich Education. Keith Weinhold 1:55 Welcome to GRE from Kankakee, Illinois, to Cherokee, Iowa, and across 188 nations worldwide. I'm Keith Weinhold. This is Get Recid Education, and the world is about to end. Even if you survive, your portfolio surely won't. Oh, jeez. At least that's the impression you get from mass media and what I'll call the Doom Scroll Industrial Complex. Fear creates urgency. Urgency attracts eyeballs. Eyeballs attract ad dollars. And I guess that using a slogan like "everything will probably be fine" well, that's never been a great ratings strategy. Now, can what has happened since 2020. Just this cheery little sequence: COVID, then Ukraine, Israel, Gaza, tariffs, and then the war in Iran. All that just since 2020. I mean, that right there sounds less like an economic timeline and more like a movie plot, or that the world is repeatedly spinning the wheel of misfortune. Yet after all of that, what is the result? Both stocks and residential real estate are near all-time highs. Apparently, the apocalypse has been postponed yet again-at least economically speaking. Now let's zoom out and break down these threats and a few more, all just since 2020, because 2020 is the year where, of course, you had the COVID-19 pandemic, economic shutdowns, the fastest major stock bear market in history, supply chain breakdown. You saw empty shelves, and there was unprecedented government intervention from the Paycheck Protection Program to stimulus checks to mortgage loan forbearance. Then, in 2021 and 2022, you had post-COVID inflation and supply shortages. Now, this was more of a result, not strictly geopolitical, but a major investment threat, and that led to aggressive interest rate hikes. From 2022 to the present, you have Russia's invasion of Ukraine, energy and food shocks came from that, sanctions, instability over in Europe, and really a heightened nuclear risk in 2023. You had the U.S. regional banking crisis. Remember SVB, yes, Silicon Valley Bank, Signature Bank, First Republic. They raised fears of a financial contagion that would spread like fat. Than a secret in a small town, it actually made me buy some gold. From 2023 to the present, you had the Israel-Hamas war and this broad Middle East instability, Hezbollah attacks, Houthi attacks, Red Sea shipping disruptions. It's almost like a geopolitical group project. And then from 2025 to the present, you have renewed U.S. tariffs and a global trade war, and this year you have the U.S.-Israeli war with Iran and the Strait of Hormuz disruption. That is the biggest current geopolitical investment threat because it combines all of these things: war, oil disruption, inflation, higher interest rates, and a recession risk. So it's a lot like this particularly unpleasant smoothie that's been blended together. Keith Weinhold 5:55 All right. Well, all of that-that is just an absurd amount of uncertainty and disruption only since 2020, and though major markets are at all-time highs in the face of this, let's acknowledge that some were hurt here, like apartment building owners vulnerable to interest rate resets, and certain commercial sectors like office. Even worse, let's be sensitive to the fact that COVID in wars have resulted in a real loss of life. GRE's enduring strategy of primarily owning long-term residential rentals with fixed-rate debt has been comparatively really resilient. In fact, these calamities-they probably made you better off from the inflation that it has spurred. More people work from home. Well, that means that they're consuming our product while higher inflation debased our debt and jacked up our property values and our rents. And you know somehow every. single generation thinks that their collection of crises is uniquely terrifying, and it is not. And what do I mean by this? Well, in the 1980s, people feared war with the Soviet Union, the Cold War. A global population explosion so bad that millions or billions of people would surely die from hunger. You had the AIDS crisis. You had a hole in the ozone layer. Well, all those things. Virtually zero investors make decisions based on that stuff: an imminent Soviet attack or mass starvation from overpopulation. There is one thing that is 100% certain here, and that is that more shocks are coming. In case you don't want to sleep well, you can get worked up over the certainty of future calamities, artificial intelligence is making cyber attacks faster and more scalable. AI has even created entirely novel viruses. A confrontation between China and Taiwan that could create risk in the semiconductor space. Keith Weinhold 8:18 A blockade that might disrupt the world's advanced chip supply, creating more inflation and more uncertainty. Here is what's changed, though, for what investors care about. You know what has changed with today's set of calamities versus those of the 1980s and earlier, because there is something, and it's a big deal for investors. Here's what's changed: recent history shows that the government does more to intervene during disasters, stimulus checks, liquidity programs where they're printing trillions, bailouts, pushing interest rates down to almost zero, quantitative easing. How about a foreclosure moratorium? Anything you know during COVID, it was a lot of these things, and it was the CARES Act, and it was a student loan payment pause. I mean, the Federal Reserve even set up emergency credit facilities. We now know that when the economic building catches fire, policymakers they rarely stand around admiring the flames. They just flood the place with currency. So the best investors they keep prudently building real estate portfolios in the face of risk, not the absence of risk, because the latter does not exist. This incessant government intervention, whether you agree with it or not, it gives you more safety cushions the next time that things fall apart. That's why what appears risk. Is still risky, but less so. So there is more incentive to take on prudent risk than I've ever seen. You know, no politician wants America to fall apart under their watch. So increasingly, they'll just paper over the problem by printing, printing, printing, and then, therefore, the resultant inflation, the consequence of this, that can be dealt with under the next president's watch, not theirs. In fact, future calamities they almost make you want to own scarce real assets that benefit from inflation, not a hedge, a benefit. Trying to time every war, election, banking crisis, tariff announcement, virus, and Fed decision. Trying to time all of those things-that is usually ineffective. You either own more assets, or you get left behind in everything that's happened since 2020. That just underscores this. In fact, Berkshire Hathaway, the closely watched company that Warren Buffett ran for a long time, but he still has influence in. Keith Weinhold 11:16 You know, they recently began moving out of cash and into assets, they ended their long net selling stretch. In fact, in the latest quarter ended, they've now done the most buying that they've done since early 2022. They have jumped back in the game. It appears that Berkshire Hathaway got tired of sitting on the sidelines and seeing others make gains, and they're pretty bullish on housing too. They bought a home builder. The bottom line here is that shocks are going to keep arriving, and yet productive assets and well-financed residential real estate has repeatedly survived them and just continued appreciating. Don't wait for a risk-free world because you'll wait forever. When you evaluate all these calamities, just since 2020, again, COVID, Ukraine, Israel, Gaza, tariffs, and war in Iran, and then you realize that both real estate and stocks are near all-time highs anyway, and the government keeps backstopping asset owners like never before. This is just a fresh angle on how much better off you are when you prudently own more inflation-benefiting assets sooner. I want to tell you about something called the seven-figure solution. You've been here listening to me weekly since 2014. You've been earning money. You've been investing well, and now you're going to see how it all goes together. It's about making sure that your real estate and your other assets appropriately fund your retirement in a way that gives you protection against market downturns, a tax advantage pool of liquidity, the death benefit of a life insurance policy, and actually introduces you to a new form of leverage all at the same time. Now the liquidity here is key because this is where a 401(k) or IRA limit you, they have taxes and penalties if you want to use those funds early. This doesn't, but the seven-figure solution-it's not just for retirees. In fact, our own in-house investment coach Narayish uses something like this, and he is in his 30s. Let's discuss it, and then you'll see where I have an invitation for you, where you can get involved. I'd like to welcome in a guest we last had on the show a few years ago. Keith Weinhold 13:54 He's a frequent guest on popular shows, including our friends over at the Real Estate Guys Radio Show, and this guest has also been a terrestrial radio show host himself. He's a long-time real estate educator and an active investor, just like you and I. So he speaks from experience and not a textbook. He's the creator of what we'll discuss today, called the Seven Figure Solution. Welcome back to the show, Jared Garfield. Jared Garfield 14:21 Hey, it's great to be with you again. Thanks for having me. Keith Weinhold 14:25 It's so good. Now you're with the Haven Bridge Group, and you help people, especially real estate investors, with what's called the seven-figure solution. Tell us about it. Jared Garfield 14:37 it. Well, Haven Bridge, we get the name for that because people are really looking for a haven of safety, and the bridge is kind of what crosses the gaps that could kind of destroy your wealth, and it's the path to get there. So we want to take people on a path to safety, and the seven-figure solution is the idea that if you're going to be drawing out even 4% per year to not outlive your money, because people are living now. To 8590, 95 years old, and so that means you could have 35 years in retirement. And with inflation and different things like that, you really have to have a lot bigger nest egg than what most people realize. So a seven-figure solution is how to get to more than a million dollars liquid that you can draw on in a tax advantaged manner for the rest of your life, while also having living benefits. And we pull real estate in with it because we want people to have 10 or 15 or 20 rental properties by the time they retired. That they 1031 exchange regularly, so that they're always keeping tax advantages. So that even in retirement you have strong tax advantages, and ultimately we think that when you're 65 or 70, you might want to go from 30 single-family houses to 1031 exchange into one institutional asset that's a little bit less management intensive. Keith Weinhold 15:57 Okay, so this is a tax advantage vehicle that real estate investors can use during their investing career, and those tax advantages then really convert into something that you can use in retirement as well. Jared Garfield 16:11 Yes, what it does is it's a vehicle that instead of saving the money from your cash flow from your rental properties in the bank, we say, well, why wouldn't you rather invest in something where it grows tax-free, number one, and then number two, you don't have the penalties like you would with a 401k, where you get taxed and you get penalized 10% if you pull it out. It's liquid, usually about 80 to 90% liquid, so you can pull from it whenever you like, and you can use it for down payments to grow your real estate portfolio. But you can earn sometimes between five and even seven or 8% in a tax advantaged manner where you're not taxed on it, but you're earning a much higher return than if you put the cash flow into a bank. Keith Weinhold 16:51 All right, so you're building this tax advantage pool of capital that grows over time, and this is important to have some liquidity. You know, Jared, I've often talked to our audience, about three to 5% of your portfolio value ought to be kept liquid. Maybe with a vehicle like this, you would want to put in more of that because real estate investors we have expenses, so you have this liquidity to cover things like vacancies and major repairs, or perhaps you could even use this account for future down payments on additional investment properties. Is that how it's utilized? Jared Garfield 17:27 Yeah, absolutely. And I get it partially this way because in my early 20s, I got up to where I had about six rentals, and at the time, I also owned a real estate brokerage, and I was doing very well. I was making a six-figure income and things. And what happened is, I back when a Keith Weinhold 17:41 six-figure income was a big deal. Jared Garfield 17:43 Yeah, back in the early 2000s, it was a little bit better money. But the funny thing was, I had four rental properties that all went vacant at the same exact time, and so now all of a sudden, I was paying like 4500 bucks a month in mortgages, not counting the house I lived in, but I had to cover four mortgages on four of my rental properties all at the same time, and I hadn't saved the cash flow, so I didn't have a huge emergency fund. All my liquid capital went into down payments and into renovation money to rehab the properties. Okay, and so it put me in a real bind, and I was out driving a Volvo S80 around throwing two paper routes in the mornings, and then going to my real estate brokerage after my paper routes to cover those rental properties. And so this was basically meant as a way to say, okay, this is a way that I have the liquidity. I'm getting a higher return, but now my tenants are not only buying me the houses, but they're also giving me a couple million dollars in life insurance, and they're wrapping my investment component or the cash value of that, the cash value part of the policy. They're wrapping that in a way that it grows tax-free, so it just accomplishes a lot of things. But the other thing that's a beautiful thing about it is there's a lot of things that we call living benefits. Keith Weinhold 19:02 All right, so you have the living benefits and the tax advantages, and I know how you have pointed out that this can save an investor 10s of 1000s of dollars in taxes per year and hundreds of 1000s or more over time. Can you tell us more about that? Jared Garfield 19:20 Yeah, because what happens is the money that goes in is growing tax-free, so you don't get taxed on any of the growth. But what we really like about it is, let's say that you're cash-flowing $2,000 a month off your rental properties, and you're putting 2000 a month into this policy. Usually, after the first year, if you're max funding, 80 to 90% of that's liquid. So if you've got 24,000 sitting in there, you've got access to 89 to 90% of the money. So it's pretty liquid. But what happens is over a 20 or 30 year period, that money could turn into three or 400,000 a year that you can pull out in the form of policy loans. And by doing that, it's not taxed. And you can pull that out throughout your retirement tax-free. So if you were paying 25% in taxes and you're pulling out 200 grand a year, that's $50,000 a year in retirement that you're saving in taxes. But that could be over a 20 or 30-year period. So over 20 years, that 50,000 could end up being a lot of money. I mean, 500,000 over 10 years, a million over 20, and so that means you don't have to accumulate as much. But a lot of our investors love it because they'll save it up with discipline, and then that way it's there if the furnace blows. So it makes your real estate safer, but it also becomes your down payment funds to expand your portfolio. Keith Weinhold 20:40 Okay, the seven-figure solution is the vehicle that we're talking about here, and what part of the IRS code, just briefly, is it that gives this tax advantage? Jared Garfield 20:51 It's Internal Revenue Code Section 79 that allows it to grow tax-free. In the 1980 s, doctors and a lot of very wealthy people were using this to the point that IRS changed the laws. They went and sued the insurance companies because doctors would go in and dump $2 million in, and they would buy a $2 million life insurance policy. So they were self-insured, which meant that they didn't have any cost of mortality on it. So they basically got all the benefits of the tax-free growth and the tax-free pullout. And the IRS said, "Wait a minute! We think you're doing tax evasion. So what they did is they came around and they said, "We're not going to let you use this loophole anymore for the very wealthiest people to have this. So they came to a compromise, and the compromise was that if you wanted to put in 2 million, you had to maintain a corridor where there had to be a little bit higher amount of life insurance. So you might have to buy a $2.3 million policy, but then you could still dump, say, $2 million in and have all the tax advantages. It's a strategy that's been used for over 100 years by families like the Rockefellers and the Hunts and J.P. Morgan. The very wealthiest families have always used these strategies to grow and protect their wealth. Keith Weinhold 21:59 Okay, so it's a part of the tax code that allows cash value to accumulate within and be withdrawn from a life insurance policy tax-free. Jared Garfield 22:11 Correct, and it gives you living benefits, which I alluded to a minute ago. And the living benefits are if if you end up having to go through things like long-term care, disability, if you can't perform, you know certain functions for a certain period of time, chronic illness, critical illness, terminal illness. If any of those things happen to you, you can borrow against the policy and have access to money during those things that would normally decimate your wealth, because you can actually access the death benefit in advance. Keith Weinhold 22:42 Now I know a little about the six risks. Tell us about that. Jared Garfield 22:47 Well, Keith, there are six risks that all investors face regularly. The first one is inflation erosion, and that means that your purchasing power often ends up leaking out of your balance. And the balance might look fine, but inflation can eat away at it. So even if you've raised a lot of money, if inflation means that you can buy half as much five or 10 years from now, then you know your wealth isn't as big as you thought. The second is the volatility setback, and that's sequence of return risk. That means that if you retire on a bad year where things really bad, stock market drops, you could end up using your money at a time where it really weakens your wealth because it may have dropped by 50% So if you had a million, now you have a half a million, and you're spending 100,000 a year. At the end of year one, you might only have 400,000 left. So sequence of of return risks from volatility setback, tax drain. That's just the compounding cost of an uncoordinated tax picture can really be a problem, and then the next one is liquidity. If you don't have liquidity and you've locked up all your money and you can't access it until you're 59 and a half without significant taxation and 10% penalties, the liquidity lock is a problem. There's the longevity paradox. What happens if you outlive your money, you know. So living longer is a benefit, but it exposes you to where you might not have enough money to live on in your latter years. The last two are care avalanche, and that is if an unexpected health event happens at the wrong time, it could really destroy your wealth because medical costs have spiraled out of control, and then the last one is the line to land, and that's only one of the six that's really about growth. Keith Weinhold 24:28 Right, only one of the six of those was about growth. I can't stand the longevity paradox. Yeah, we think we all want to live a long time, but then it's more difficult to fund living a long time, and if you outlive everybody, nobody shows up at your funeral either. The longevity paradox-one of the six risks that the seven-figure solution can really help you with. Now, tell us more about funding it, so you can get a good cash value balance in. There, I know that one way you do it is actually with short-term rentals instead of a paycheck. Jared Garfield 25:06 We love short-term rentals, especially for our highest net worth clients, because the reason is is the bonus depreciation of the big beautiful bill. Oh, right! You could take up to like 150 or even $200,000 in year one, they take that depreciation that they used to spread out over a whole lot of years, and they make it to where if you get with your CPA and you analyze your short-term rental, you could potentially take all of the furnishings, all of the artwork, all of the dishes and things that are in the property. Sometimes they'll let you take components like the appliances, the air conditioning unit, the furnace, and they'll let you take it all in year one instead of having to line item it and spread it out over you know 27 and a half years. So what this means is, if you have a short term rental, then you you might get like 150 to 200,000 tax break in the first year on the right property, but it's better than that because instead of having to have like 750 hours to hit full-time real estate professional status, it cuts the hours that you have to have significantly down. I think it's more like 150 hours or something like that, or 300. It's like half the hours, and so you can hit the benefits of taking unlimited passive loss much easier if you have a couple of short-term rentals. Keith Weinhold 26:24 You're listening to Get Rich Education. We're talking with Jared Garfield about the seven-figure solution, something that takes some time to understand, but it can give you a tax-advantaged pool of capital that grows over time, and it also creates this overall tailwind, not just during your investor life, but then it provides tax advantaged retirement income at the same time. More on this when we come back. 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It's a straightforward approach built on real assets, not speculation. And full disclosure, I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk, and nothing is guaranteed. But with a track record of consistent, on-time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call, or text family to 66866. That's family 266866. This is the Speaker 2 28:28 Real Wealth Network's Kathy Betke, and you are listening to the Always Valuable Get Rich Education with Keith Weinhold. Keith Weinhold 28:46 Welcome back to Get Rich Education. I'm your host Keith Weinhold. We're talking about the seven-figure solution with Jared Garfield. Something that can be a particular benefit to real estate investors both during your investing career and then once you're in retirement as well, and this can take the form of either an indexed universal life policy or a whole life policy. There are a lot of wrong ways to do this and wrong things to get into. We're talking about the right way. Part of that is funding it as best you can. Can you tell us more about that? Jared Garfield 29:20 Well, there's a lot of different ways to fund it. A lot of our clients will come in. We have some people who will use rollovers if they're nearing the end of retirement. Some people will roll over a 401k into a cash value life insurance policy because they can do it over a five or seven year period, and they pay the taxes when they roll it over, so their taxes go up a little bit for five or seven years of retirement, but then what happens is that means that during their retirement they're not taxed on the income all the way through retirement, so that can save really significantly. But a lot of our clients will do a flip and dump 40 or 50,000 a year in by just saying I'm going to do one flip a year and use that to. Fund the whole thing, or they'll take the cash flow and dump the cash flow into here instead of the bank, just so that they get the living benefits and they get the much higher return with still 80 to 90% liquidity. So could be cash flow from rentals, could be money from a flip, or sometimes some of these short-term rentals can make 20 to $30,000 a year, and if you get $100,000 tax break, you have more money that's not going to Uncle Sam, and then because that's your discretionary income now, because of the tax break, you could use that money to for down payments to grow your portfolio or to do a flip. Keith Weinhold 30:35 Now, Jared, I sort of think of the cash value that you're accumulating in this policy as safe money that grows at a slow to moderate steady rate, but if it rarely or ever loses value, can you tell us more about that and the rate of return expected in the policy? Jared Garfield 30:52 Yeah, absolutely. With the IULs, it's going to depend a little bit upon the carriers and stuff like that, and whether you go with a mutual company and stuff like that. It can vary, but a lot of times people are going with things that are what we call indexed. So you can actually index it to the S and p5 100 if you think that we're going to have a bull market and the market's going to really go up strongly. You can index it to the market, and sometimes they'll have a participation rate where they'll say, "Okay, you can participate up to 12% So if the stock market does 17% the most you can make is 12% So you're giving up a little bit of upside, but that's still not nothing. I mean, that's not three or 4% You can still make you know 10 or 12% that year, but you're giving up the part above the participation rate. And the reason that you do that is if the market tanks and drops by 30 or 40% The worst you can do is 0% return. Zero is my hero because you didn't lose anything. So if you had a half a million sitting there, you don't go down to 250 and then wait eight years to get back to break even. Instead, you're still at half a million. And if the market goes up next year by 20% and you had a 10% cap. Then your half a million, you know, is now at 550,000. When everybody else, if it went up by 10% they're at half the amount that they had. Keith Weinhold 32:13 You have a story or example of how you've helped somebody with this, because I know a lot of investors that are passionate about utilizing the cash value inside an insurance policy tell us. Jared Garfield 32:28 Well, I've got one friend who's a developer, and he did like a $5 million policy. And every time he flip a subdivision or flip a house, and let's back Keith Weinhold 32:36 up. Does a $5 million policy mean that's the death benefit? Jared Garfield 32:40 Yeah, that's the death benefit. Thanks for catching that. That's the death benefit, but that also has a correlation to how much money you can dump into it. So if you have a $5 million policy, you can dump a lot more money in for the tax free growth. And the quicker you hit that death benefit amount, at that point you're self-insured, and so at that point you really don't have cost of insurance on administering the policy hardly at all, and so at that point, when you're what we call self-insured, the return on the investment becomes a lot better. But this particular developer was able to use this policy because he had so much cash value in, and if he sold a house, he'd take 40,000. If he sold 10 a year, he might take you know 400,000 and dump it into this policy, and so it made him bankable. And he was able to use the money to go out and do new subdivision developments because the bank would actually use the policy as the collateral to be able to give him loans at much lower interest rates. Keith Weinhold 33:38 That's valuable. Tell us about that. I don't want to use the wrong words here, but then effectively with this example, are you borrowing against the funds in the policy? So therefore, you can get those dollars working for you somewhere else, all while simultaneously the cash value continues to compound and grow. Sort of another form of leverage. Jared Garfield 34:01 Correct. What they basically do is they basically freeze part of the amount and say, okay, we're using this as the collateral and stuff like that to be able to do the loan. But if it grows and and makes 7% you're still making the money off of the money that's sitting in there. It's just collateralized as part of the loan. And some people will even use it to like go buy a car, like instead of buying a car and going getting a bank loan and paying 7% to the bank, they might borrow money out, go pay cash for the car from the life insurance policy loan, and pay 2% instead of 7% But they're paying it to themselves, and as long as they're paying the interest to themselves, if the money that they borrow out could potentially still earn the same money and earn 7% even though you had borrowed out. So it's doing two things for you at the same time, as long as you're paying that loan interest. But and that depends on the option that you take when you do your loan. Keith Weinhold 34:54 We love leverage around here. Leverage trumps compound interest. In so many ways. Oh, I'm really glad that you told us some more about that using the funds in more than one way at the same time. Tell us more about what it costs for the investor, the costs of setting this up, and then what some of those trade-offs are, Jared. Jared Garfield 35:18 Well, that really depends on the individual. I mean, everybody has to sit down and be able to decide what is acceptable for them. You know, a lot of times people will want to max fund the 401k that they're doing at least just to the amount that's matched. But then after that, this could be a great place instead of putting a whole bunch more money into a 401k. Some people will elect to say, "I'm going to put the matching portion into my 401k, but then I'm going to take my cash flow from my real estate and money that I could have contributed to other alternatives and put it into this because I want the liquidity. I want to be able to leverage this money and pull it out without any restrictions. That as long as I can pull out 80 to 90 percent, I could go buy a car wash, or I could invest in a business, or I could, you know, do whatever I wanted to. I could loan it to my kids for their college and make them pay me loans back to my policy. There gives you a lot of flexibility to do it. But the thing that we love about it is we'll do what's called an illustration, and it may end up if you start at the right time, it could be a six-figure passive income stream at retirement, and then if you have the real estate, because this helped you grow your portfolio, where without doing the strategy, you might have ended up with say 10 properties. We might be able to get you to 20 or 30 properties working together as a team with your real estate coaches and stuff like that. Then we can potentially grow your real estate portfolio, and what we want to do is 1031 exchange every seven to eight years. I don't believe in holding properties for 30 years. Jared Garfield 36:47 I believe in exchanging them every seven to eight years because when the tax benefits have been used up, if you exchange to twice the size portfolio, you have better appreciation on a portfolio worth twice as much. But that new value, you still get the depreciation advantages, where the old value that was half, you know, the depreciation is used up. So you're you're getting new depreciation on the higher value assets, and then our goal would be that by the time you don't want to be involved in managing the property managers, that at some point you're going to have a 200 unit apartment complex with on-site management, and at that point you don't have any financial worries really because you're 1031 exchanging into those apartment complexes, but you have so much equity that you're still maintaining depreciation during your retirement years. When most people who have lesser plans don't have the tax advantages, Keith Weinhold 37:41 I love that you said so much of that, and to you, the listener, Jared is licensed to do this, and our own in-house investment coach. You mentioned coaching. Naresh has the proper licensing as well to holistically help integrate this into your investor life. And for example, yes, we are rarely of the mindset that you would hold a property for all 30 years because after seven to 10 years, your leverage ratio gets worn down, and then additionally, if you're buying turnkey properties, oftentimes that's when capex expenditures start to enter into the picture. So yes, oftentimes we do these seven to 10 year holds. Jared Garfield 38:23 I love that. Yeah, that's a really really good strategy, and and it always makes it to where you can grow so much bigger portfolio by not being taxed through that exchange. And you know, believe it or not, there's actually even ways when you have extra cash boot, they do allow if you notify them in advance. Sometimes you can take some of the cash boot on the exchange and roll it into some of the products that we utilize. Keith Weinhold 38:47 For more specifics, I know you said it's based on one's individual situation, but how much does it cost to set up a policy? And then, are there any ongoing maintenance fees? Can you give us more specifics there? Jared Garfield 38:59 So, there's small fees to administer the policy because you have people who are trading and doing different things and working within the policy for the funds. But usually, you can set policies up as low as 100 or even $200 a month. We don't usually recommend that because you want to max fund it. Usually, when you're doing these strategies, if you're just doing $100 or $200 a month, you're basically buying life insurance, but you're missing a lot of the benefits because what you want to do is to be able to max fund it. So what we like people to do is get as minimum life insurance. That's not in our advantage because we get paid based on the premium of the amount of life insurance you get. But you get the smallest amount of life insurance for the amount that you can max fund. I would much rather have somebody get a $500 a month policy that, let's say, they could put you know a thousanmd a month in or something like that, than to have somebody get $1,000 a month policy where they're paying a thousand a month but they can't max fund it because by max funding it you're maximizing the growth component of the cash. Value, and so it depends on how much you want. But you can go anywhere from $100 or $200 a month to we have clients that will dump $20,000 a month in because they really want to shield as much money as they can from tax growth. Keith Weinhold 40:15 Tell us more about who the seven-figure solution is for and who it's not for. Jared Garfield 40:20 Well, if you're living month to month and you don't have discretionary income, it's probably not a good solution. In that situation, you probably want to get term insurance and just make sure that you cover catastrophic things. But if you've got discretionary income and you've got an extra four to $500 a month that you could use to max fund, we figure most people need life insurance anyway, and the way that we teach it, when you mix it with real estate, rather than pulling it from your monthly budget, doesn't it make a lot more sense to let your tenants buy the houses for you, but also pay for a half a million or a million dollar life insurance policy for you, where the tenants are covering the savings for anything that happens at the property with capex or vacancy or damage, and at the same time covering life insurance and potentially a six-figure passive income that's tax advantaged at retirement. So I pull the money out from other assets and let the assets cover this asset. Keith Weinhold 41:18 Oh well, Jared, this has been great. Before I ask you if you have any last things to tell the audience about the seven-figure solution, I invite you, the audience, to join us. It's going to be Jared and our own in-house investment coach, Nareesh, bringing you a live online event that you can join from the comfort of your own home next Thursday, the 27th at 8 PM Eastern. You can register now; it's free at grewebinars.com because there are a lot of moving parts, and it does take some time to wrap your head around this, benefiting from the cash value of an insurance policy. And this way you can have a Q and A, and you can get answers in real time at this event. It's called the Seven Figure Solution: Build wealth, reduce risk, and create tax advantage retirement income through real estate. Again, it is next Thursday, the 27th at 8p.m. Eastern, you probably have generated some questions inside your head while you're listening to this, and you can sure have them answered there as you're going to learn a whole lot more about it next Thursday. This could help a lot of people. Jared, do you have any last thoughts? Jared Garfield 42:38 I think the only thing is that we like to work with the team. We like to work with your CPA. We like to work with your real estate investment coach. I used to be a coach and trainer for Robert Kiyosaki, who wrote Rich Dad Poor Dad, and he always talked about power teams. And so we want to be able to be a part of your power team and work with your other advisors to help you implement something. We're not here to give you tax advice. We want you to be able to work with your investment advisors and your CPAs, and just be a part of the team. But I would point out that over my career, I've owned hundreds and hundreds of single-family cash flow rentals, duplexes, fourplexes, apartment complexes. I've done some land development, and I implement these strategies myself. I had 17 Airbnbs, and so these are the strategies that I implemented as a full-time real estate professional. I felt like that this strategy of having a seven-figure solution could help you to avoid some of the pitfalls that I experienced in my 20s. Keith Weinhold 43:32 So much all comes together for one pretty comprehensive solution. It's the intersection of growing your portfolio, getting tax advantages and having the death benefits of insurance and more all coming together next Thursday, so that you can learn more. Jared, it's been great having you back on the show. Jared Garfield 43:52 Thanks, Keith. Always glad to join you. Keith Weinhold 44:00 Integrate the seven-figure solution the GRE way, where we have this conscientiousness about leverage and cash flow. In this case, it's how to prudently leverage a life insurance policy. When it's time to tap your cash value, you take what is a policy loan, not a withdrawal, because you're borrowing against your cash value, hence using the funds in more than one place, and the IRS does not tax loan proceeds. This reminds me of a billionaire and how they borrow against the value of their stock. That way, they don't have to sell their assets. This is similar to what you can do with this. Another thing is that you know real estate investors are not used to a volatile ride because our asset values stay stable. You heard Jared mention the acronym IUL there. That's an indexed universal life policy. It's a real benefit. That says you tie yours to the S and P five hundred. Well, that index was down 18% in 2022, and that your cash value can have an upside ceiling and loss protection on the downside-an option that you'll care more about as you get toward retirement. In 2008, the S&P was down 37% so the math is cruel on value losses. In fact, it's even worse than it sounds because if you're down 30%, then you need a 43% gain just to get back to even. That is just math. Keith Weinhold 45:39 There are some mistakes to avoid here, and you don't just want to set up your seven-figure solution off of a website. And it is based on products that you might have heard of from companies like Nationwide and Mass Mutual. I strongly encourage you learn more, see how it all goes together, learn how the seven-figure solution compares to other vehicles like a Roth IRA, 401k, 721 exchange, and 1031 exchange. This is very much about seeing your future. You've been listening to me here every week for almost 12 years, earning money from your day job, building your real estate portfolio, either from our investment coaching or on your own. This is how it all goes together. Next week with Jared and GRE investment coach Naresh. By attending live, you can have your questions answered in real time. One last time, you can sign up for the event for next Thursday, the 27th at 8 PM. Eastern, 5 PM. Pacific. Learn about something that's potentially really valuable to you: the seven-figure solution at grewebinars.com. Until next week, I'm your host Keith Weinhold. Don't quit your daydream. Speaker 2 46:59 Nothing on this show should be considered specific, personal, or professional advice. Please consult an appropriate tax, legal, real estate, financial, or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of Get Rich Education LLC exclusively. Keith Weinhold 47:26 The preceding program was brought to you by your home for wealth building, getricheducation.com
As founders and CEOs work to scale their businesses, it's easy to focus on external growth: hiring A-players, increasing sales, launching new products, and building better systems. But what if the biggest obstacle to growth is the founder themselves? In this solo episode, Gene Hammett explores why founder-dependent businesses often struggle to scale until their leaders are willing to look inward. He shares how reactive leadership, unresolved personal challenges, poor communication, and outdated beliefs about the founder's role can undermine even the strongest teams and strategies. Gene explains why sustainable growth begins with becoming a stronger leader, how greater self-awareness can help founders attract and retain top talent, and why recognizing that "if you're the problem, you're the solution" can be a powerful turning point. If you're a founder or CEO who has achieved success but still feels like everything depends on you, this episode will challenge you to look beyond the next hire, sales strategy, or growth initiative and start with the person leading the business. Episode Highlights & Time Stamps 0:16 Founder Dependence and Internal Growth 1:35 Look Inward Before Hiring 2:55 Free Strategy Call Offer 3:11 Building Stronger Leadership Foundations 4:18 The Founder Is the Solution 5:01 Internal Growth Drives External Success In this episode, Gene explores: ✅Why founders often focus too heavily on external growth ✅The hidden cost of being a founder-dependent business ✅How leadership blind spots can drive away A-players ✅Why founders must shift how they see their role as the company grows ✅The importance of self-awareness and having tough conversations ✅How focusing on internal leadership makes external growth easier ✅Why the founder can be both the problem and the solution Resources & Next Steps Ready to take your leadership energy to the next level? Explore free training and resources at https://training.coreelevation.com/ and https://freebook.coreelevation.com/ to help you identify energy leaks, strengthen your leadership presence, and elevate your team's performance.
Seriously in Business: Brand + Design, Marketing and Business
Are you using ChatGPT to create graphics for your business? I get it, it feels like the dream. You tip in your details, out pops a flyer, and you get to move on with your day. But in this podcast, I'm sharing something that might make you rethink that workflow... because what AI is spitting out for you might actually be quietly pushing your clients away. I've been doing some anecdotal research on this: running Reels, reading comments, talking to people... and what came back genuinely surprised me. Everyday people, not just designers, can spot an AI graphic. And when they can? They're less likely to trust the business, engage with the content, or even show up to the event being promoted. That's a big deal. This isn't about going anti-AI. I use AI too (mostly for writing, because that's not my strongest suit). But I do want to share why using it for your graphics specifically comes with some real costs, and what I'd actually love for you to do instead. Free Canva Masterclass: Design Tools to $100k
August 17, 2026 ~ Chris Renwick and Lloyd Jackson talk with Dr. Krista Mehari of the Charles Stewart Mott Department of Public Health at Michigan State University about the national 'teen takeovers'. How can they be solved and how do we communicate better with teens? Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
Despite almost three years of war Gaza , Lebanon and the Iran front all remain volatile with peace elusive. KAN's Mark Weiss spoke with IDF Res Gen Noam Tibon about the security challenges facing Israel in the various arenas. (Photo: Reuters)See omnystudio.com/listener for privacy information.
1. The Problem 2. The Solution 3. The Promise
It's time to start planning, strategizing, and thinking like a CEO. The CEO has the bird's eye view of all the moving pieces of the home. The Productive Home CEO leads the management and the work of her home through strategic planning and goal setting. No Business Can Grow If The Leader Isn't Growing Level 5 pulls you as the leader up to goals instead of pulling you down to tasks. As you get these systems in place you get lighter and have more capacity. That capacity allows for strategic thinking. This level allows you to self actualize instead of being stuck in Groundhog's Day just doing it more effectively and efficiently. The first way to grow in your leadership is in Planning Day. Strategically planning home maintenance, upcoming family events like birthdays, anniversaries, or any Golden Windows. You know your family's celebrations and upcoming events but now to look at them as a CEO. Have children grown out of a tradition? How are the household finances? What's going on in e-commerce? What is the overall landscape of society and how does it impact your family? Thinking about these questions helps you to adjust and plan to make sure you meet their expectations. I brought up the Holiday Blitz that you could apply to any annual celebration. Ask family members key questions to understand the expectations. You may be surprised with their answers and how much work you can take off your plate just by asking questions. The you fill in your calendar and identify small pockets of time to complete a Sunday Basket system, complete The Productive Home Solution, and with those systems in place use all that earned capacity to dream up possibilities for your home. A Perfect business example I gave is AI. Everyone is using Chat GPT like their best friend, consulting it all day long. As the CEO, I pondered "How could I incorporate something like that for Organize 365®?" Solution? We will be launching the Lisa Hotline. There will be one for community members that have the products that support levels 1-4 and one for members who attend the live events that support The Home CEO, level 5. And I found solutions for keeping the hotlines proprietary to Organize 365® as to not let other AI large language models be able to use the information. Home CEO's need to do the same, consider how to stay relevant and move the home forward. They need to consider the best use of human resources, finances, and the best ways to protect what they own. How Organize 365® Can Support You The tricky thing about being the Home CEO is that you have to manage yourself to manage projects, have clear priorities, and know yourself enough to know what you have the capacity to complete. All the work done at this level is supported by Organize 365® in live events because you manage A LOT!! Organize 365® wants to support you in your visionary role for the good of all the people in your home. We offer Planning Day which actually takes me 10 days because I start with a deep dive into my Sunday Basket, get all prepped, instruct you in Planning Day Prep for 2 hours, and finish with instructing Planning Day for 4 hours in webinar format. Then you are planned for the next 120 days. After you attend your first one, you can set up a subscription so you never miss one in the future. And if that wasn't enough, I decided to offer a Home CEO day. This is a day mostly to make sure you, your administrative work and finances are being taken care of! This is a Monday in the middle of the month, from 9-11am EST, where you will have accountability on the progress of projects you planned in Planning Day, make sure you have all the supplies for those project, make calls or complete other to-do's that you can't on Sunday, make sure finances are on track, and confirm you are in fact taking care of yourself. A home can't thrive if the leader isn't running on all cylinders. You take care of everyone else, you deserve to be taken care of too. EPISODE RESOURCES: The Sunday Basket® Planning Day Monthly Home CEO Planning Sessions The Productive Home Solution Sign Up for the Organize 365® Newsletter Did you enjoy this episode? Please leave a rating and review in your favorite podcast app. Share this episode with a friend and be sure to tag Organize 365® when you share on social media
College campuses can feel like hostile territory for students who abide by their Christian faith and values. On today's edition of Family Talk, Dr. James Dobson continues his insightful conversation with Morton Blackwell, founder of the Leadership Institute. Blackwell reveals how to help young believers find like-minded community, stand firm in their convictions, and become confident leaders instead of feeling outnumbered. To support this ministry financially, visit: https://www.oneplace.com/donate/707/29?v=20251111
Your Problem Is the Solution: How to Change Your Consciousness & Transform Your Reality Live in Tel Aviv
China doesn't want people taking their money out. Solution? Unplug the banks. People are freaking out. Go see our secret show every Monday on Patreon - http://patreon.com/advpodcasts - join at the $10 or $20 tier SUPER LIMITED HAND MACHINE GHOST HANGED TEN MERCH - https://thechinashow.threadless.com Some Sources - https://www.foxnews.com/politics/white-house-exposes-transshipment-scam-costing-us-26b-points-finger-chinahttps://dailycaller.com/2026/08/13/exclusive-ccp-intel-official-building-purchase-steps-from-white-house/https://www.wsj.com/world/uk/u-k-discovers-component-in-its-naval-drones-sent-signals-to-china-6ae60578https://www.realclearpolitics.com/articles/2026/08/09/we_fed_the_dragon__and_lost_the_narrative_154401.htmlhttps://www.justice.gov/opa/pr/chinese-national-pleads-guilty-trying-obtain-us-military-equipmentSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
For free and unbiased Medicare help, dial (656) 218-0931 to speak with my trusted partner, Chapter, or go to https://askchapter.org/nez✅ Reach out to me: https://bio.site/professornez✅ ORIGINAL MADE IN U.S.A 250TH AMERICA DESIGNS: https://professornez.myspreadshop.com/✅ Check out our Official Clips Channel: https://www.youtube.com/@professornezclips▶ Support the Channel and Buy us a Coffee: https://buymeacoffee.com/professornezEducational Commentary & Original AnalysisThis channel presents educational, lecture-style analysis created by a university professor and educator. Content focuses on contextual examination, historical background, legal frameworks, and evidence-based analysis of widely reported events, public records, and institutional processes.The approach emphasizes academic methodology, media literacy, and source-driven interpretation rather than advocacy, persuasion, or real-time news reporting. Viewers are encouraged to consult primary sources and form independent conclusions.All content is provided for informational and educational purposes only and does not constitute legal, financial, medical, or professional advice. Views expressed are solely those of the creator.This channel may include references or links to third-party websites or products for informational purposes. Some links may be affiliate links, which may generate a commission at no additional cost to the viewer.In this video expert Professor Nez analyzes and educates on what happened and why with fact based, data based, verified and researched expertise reporting.All original content is protected by copyright. Fair use applies where permitted by law.Category: News Analysis & Educational CommentaryMethodology: This report utilizes primary source verification and comparative analysis of public records.Subject Matter Expertise: Political Strategy, Regulatory Policy, and Media Literacy.
On today's edition of Family Talk, Dr. James Dobson welcomes Morton Blackwell, founder of the Leadership Institute, to expose the pressures Christian and conservative students face on today's college campuses. Blackwell shares how his organization fights back through Campus Reform, uncovering abuses that don't survive the light of day. To support this ministry financially, visit: https://www.oneplace.com/donate/707/29?v=20251111
Is America inherently racist? Bishop E.W. Jackson and Dr. Melvin Johnson expose how Marxist narratives exploit racial division to undermine our nation. Discover the historical truth about slavery and why the Gospel of Jesus Christ is the only real solution for unity and healing.Subscribe to our newsletter: https://www.truthandliberty.net/subscribe Donate here: https://www.truthandliberty.net/donate
This week we revisit our conversation with nutrition expert Ashley Koff, RD, to explore how GLP-1 medications are reshaping the conversation around weight and metabolic health. Ashley brings her signature "Better Nutrition" philosophy—grounded in practical, personalized strategies—into a space often clouded by quick fixes and misinformation. We dig into what GLP-1's actually do in the body, why they can be a powerful tool for some people, and what it really means to optimize weight health. Ashley talks about treating the body as an ecosystem integrating all aspects of our wellbeing with her holistic approach. She also shares insights on how nutrition, lifestyle choices, and functional testing can support long-term results—whether you're on a GLP-1, transitioning off, or seeking a non-pharmaceutical path to balance. For more information on Ashley Koff go to Better Nutrition To buy Ashley's Book Your Best Shot To take Ashley Koff's GLP-1 Assessment: Click Here Follow Ashley Koff on Instagram: @ashleykoffapproved Follow us on Instagram: @every.body.talks @jenngiamo @schully Subscribe to our YouTube channel! Don't forget to subscribe to the podcast for free wherever you're listening. Apple Podcasts Spotify Be sure to leave a 5 star rating! It really helps grow the show. If you like the show, telling a friend about it would be amazing!
Today on The Gist, guest host Bryan Green shares an interview with Derrick Palmer, co-founder of the Amazon Labor Union and co-author of Handbook for the Revolution: Building a More Perfect Union for the 21st Century. Palmer reflects on his time working inside Amazon's JFK8 warehouse on Staten Island, the dangerous working conditions and lack of sick time during the pandemic, and how he and Chris Smalls built an independent, worker-led organizing effort that successfully unionized the facility. Finally, in the spiel, Mike Pesca dissects Hollywood's obsession with animated movies about anthropomorphic animals and pitches a hyper-specific, meta-cinematic alternative of his own. Stop online threats before they become real-world attacks. Visit ironwall.com/GIST and request a free Risk Assessment to see exactly how exposed your executives are. Produced by Corey Wara Video and Social Media by Geoff Craig Do you have questions or comments, or just want to say hello? Email us at thegist@mikepesca.com For full Pesca content and updates, check out our website at https://www.mikepesca.com/ For ad-free content or to become a Pesca Plus subscriber, check out https://subscribe.mikepesca.com/ For Mike's daily takes on Substack, subscribe to The Gist List https://mikepesca.substack.com/ Follow us on Social Media: YouTube https://www.youtube.com/channel/UC4_bh0wHgk2YfpKf4rg40_g Instagram https://www.instagram.com/pescagist/ X https://x.com/pescami TikTok https://www.tiktok.com/@pescagist To advertise on the show, contact sales@amplitudemediapartners.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Mexico suspended promotion and relegation in 2020 under the justification of financial instability. It was supposed to be temporary. Now, Liga MX is staying closed. The consequences go far beyond which clubs play in the first division. Remove promotion and relegation and you change the incentives throughout the entire ecosystem. Second-division clubs have less reason […]
I am on vacation, so I am reposting my very first episode, from July of 2019.Enjoy!Follow me on InstagramAll my stuff is right here
I interviewed Kris Hofmann about Out of Nowhere on Sunday, August 31, 2025 at Venice Immersive in Venice, Italy. Here is the story synopsis for Out of Nowhere: "Out of Nowhere gently explores how preserving alluvial forests, marshes and wetlands can help us face the challenges of an ever angrier, unpredictable climate. Told through the eyes of Anna, a lifelong resident of Hallein, a historic town at the foot of the Austrian Alps, the experience flows from first-hand experience of the devastating floods that hit Europe in 2021 to reveal how reconnecting with nature may be key to protecting ourselves going forward." Here are the contextual domains that are explored: Looking at the impact of extreme weather events of nature [4] on our homes [4], communities [11], and our lives [1]. Are there ways that we could collective act [11] in order to help prevent and preserve nature through various rewilding activities.[4] Here is the Elemental Center of Gravity: 1st Center of Gravity of Earth Element / Environmental and Embodied Presence: Mostly told through montage and environmental storytelling. Switches from third-person POV and Dioramas into more first-person and embodied CGI recreations of the aftermath of extreme weather events2nd Center of Gravity of Fire Element / Active Presence: Light embodied interactions to gate the narrative3rd Center of Gravity of Air Element / Mental and Social Presence: I believe that it was mostly Voice Over Narration, but could have had some dialogue4th Center of Gravity of Water Element / Emotional Presence: immersive animation, the primarily uses a bit of spatial collaging type of technique to juxtapose these scenes together to tell a broder story. Archetypal Themes and Character Explored: Climate Change Leading to more and more Extreme Weather Events. So unexpected and catastrophic events that have utter transformative potential to bring about change. Also an account of the destruction of aspects of reality from homes to environments. A look into the Past to Prepare for the Future. "Each one of these events carries stories of personal loss, but also of inspiring resilience. If we can come together in the aftermath of a disaster, shouldn't we be able to do so in preparation?" Solution to "give nature back a little bit of room whereever possible" for "climate resilience plans" that includes rewilding efforts -- Planting trees at the table top diorama scale. Healthy riverline ecosystems can help to protect us Artist Statement: "Every other month we hear about yet another devastating extreme weather event — most recently in Nigeria, Pakistan, or Texas, and also close to home for me, with severe floods in Austria and across Europe in 2021 and 2024. Each one of these events carries stories of personal loss, but also of inspiring resilience. If we can come together in the aftermath of a disaster, shouldn't we be able to do so in preparation? The rise in extreme weather is linked to climate change. As this intensifies, it's important to remember that we have an ally in nature when it comes to protecting ourselves. Restoring healthy riverine ecosystems isn't just good ecology — it's self-preservation. I really hope the project sparks reflection — and maybe even action — on how we live with our rivers. " https://www.youtube.com/watch?v=20WWsJnqlWI This is a listener-supported podcast through the Voices of VR Patreon. Music: Fatality