Podcasts about renegotiating

In this special “Miami Besties” episode of Not Alone, Valeria brings together the most memorable, honest, and vulnerable moments from her conversations with the women closest to her. The episode begins with friend Vita Sidorkina, whose conversation dives into raising resilient kids, the value of honesty with children, and the Russian cultural principles she still carries. Plus, an open conversation about how “daddy issues” can shape who we choose to marry and life with a husband who is 20 years older. Next, Isabela Grutman reflects on what marrying young taught her, navigating the early modeling world, and the reality of “high-value” men. We also get into long-term partnerships, and what it means to renegotiate your marriage as you evolve. Then, Martha Graeff opens up about her first marriage, the courage it took to prioritize her mental health, and the financial realities of leaving, including why she believes prenups are empowering, not limiting. Finally, Camila Coelho shares her deeply personal experience growing up with epilepsy, from getting diagnosed as a child to managing her condition as an adult, and the stigma that still surrounds it.  Together, these conversations reveal the raw, real, and resilient sides of womanhood, friendship,and the stories that shape us. Shop my looks from this episode: https://shopmy.us/shop/collections/3190104 Follow me: https://www.instagram.com/valerialipovetsky/  https://www.tiktok.com/@valeria.lipovetsky?lang=en Follow Not Alone TikTok: https://www.tiktok.com/@notalone.pod What we talked about:  0:26 - Setting up the “Miami Besties” Episode 1:53 - Introducing friend Vita Sidorkina  3:22 - Start of Vita  3:26 - Bringing back honest communication with children 5:09 - People being too soft 7:28 - Russian values Vita holds on to 9:50 - Not growing up with childhood trauma 11:15 - Daddy issues & marital age-gaps 15:21 - Introducing friend Isabela Grutman 16:22 - Start of Isabela  16:26 - Wasting people's time 18:06 - Marrying young vs. later in life 21:47 - Modeling at a young age 22:57 - Women looking for high-value men 23:53 - Lessons from marriage 25:15 - Not taking everything personally 26:18 - Renegotiating the marriage terms 30:01 - Introducing friend Martha Graeff 31:07 - Start of Martha  31:28 - Early days with her ex-husband 33:35 - Prioritizing mental health 35:16 - Financial aspect of leaving your marriage 36:09 - Importance of a prenup  38:25 - Introducing friend Camila Coehlo 39:41 - Start of Camila  40:19 - Getting diagnosed with epilepsy as a child 44:00 - Managing her type of epilepsy 45:55 - The stigma around epilepsy Learn more about your ad choices. Visit megaphone.fm/adchoices

If dropping the price feels scary, this episode changes everything. Todd Toback breaks down the smooth renegotiation move that actually works.Todd Toback breaks down the exact negotiation strategies top acquisitions reps use to renegotiate a lower price without blowing up the deal. If you're in wholesaling, flipping, or any form of acquisitions, this is a must-listen playbook for keeping sellers cooperative while getting the number that makes the deal work.---------Show notes:(0:44) Beginning of today's episode(1:16) Slow renegotiation technique(3:56) Sympathizing with your seller(4:22) Don't argue with your sellers(6:18) Finding alternatives (7:38) Use commitments(7:45) Recap of the the tips----------Resources:To speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community are endless, what are you waiting for?

Julian Dunkerton co-founded Superdry and took it to a £2billion market cap at its height in 2010 - within years the company was fighting for survival, and in 2018 he walked away. A decision he says he regrets.  But with Superdry now valued at just £8million and looking like it might fail, he returned just one year later and wrestled back control of the company he set up, and began turning it around.  After a restructuring, renegotiating rent, and now a rebrand, Superdry has just turned a profit once again.This is the story of that turn around.In it he calls for town centre regeneration and a High Street Renaissance, warning that current policies and Brexit have left British retailers at a disadvantage. He highlights the economic impact of leaving the EU, citing lost free trade and increased costs, and argues that the UK has “gone backwards” since Brexit. In fact he believes a free trade relationship with the EU is possible, and also imperative. Dunkerton also challenges the narrative that young people only shop online, stating that teenagers value physical retail and social experiences, and credits this demographic with driving Superdry's renewed success on the high street.00:00 Sean Farrington and Will Bain introduce the podcast 02:30 Julian Dunkerton joins the podcast, discusses the rise of Superdry 05:25 Stepping aside as Chief Executive & company changes 06:35 Return to profitability 08:44 The turnaround and rebrand of Superdry 10:56 What makes a good shopping experience 13:20 Branding & product quality 14:42 Policy, Brexit & business challenges 20:35 High street policy ideas & town centres 27:24 Tax, globalisation & retail trends 32:13 The future of Superdry & personal projectsPresenter: Will Bain Producer: Olie D'Albertanson Editor: Henry Jones

In the age of AI, where personal data fuels corporate profits and state surveillance, what are the implications for democracy? This incisive book You Must Become an Algorithmic Problem: Renegotiating the Socio-Technical Contract (Policy Press, 2025) explores the unspoken agreement we have with tech companies. In exchange for reducing the anxiety of an increasingly complex online world, we submit to algorithmic classification and predictability. This reduces incentives for us to become “algorithmic problems” with dire consequences for liberal democracy. He calls for a movement to demand that algorithms promote play, creativity and potentiality rather than conformity. This is a must-read for anyone navigating the intersection of technology, politics and identity in an increasingly data-driven world. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

In the age of AI, where personal data fuels corporate profits and state surveillance, what are the implications for democracy? This incisive book You Must Become an Algorithmic Problem: Renegotiating the Socio-Technical Contract (Policy Press, 2025) explores the unspoken agreement we have with tech companies. In exchange for reducing the anxiety of an increasingly complex online world, we submit to algorithmic classification and predictability. This reduces incentives for us to become “algorithmic problems” with dire consequences for liberal democracy. He calls for a movement to demand that algorithms promote play, creativity and potentiality rather than conformity. This is a must-read for anyone navigating the intersection of technology, politics and identity in an increasingly data-driven world. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/political-science

In the age of AI, where personal data fuels corporate profits and state surveillance, what are the implications for democracy? This incisive book You Must Become an Algorithmic Problem: Renegotiating the Socio-Technical Contract (Policy Press, 2025) explores the unspoken agreement we have with tech companies. In exchange for reducing the anxiety of an increasingly complex online world, we submit to algorithmic classification and predictability. This reduces incentives for us to become “algorithmic problems” with dire consequences for liberal democracy. He calls for a movement to demand that algorithms promote play, creativity and potentiality rather than conformity. This is a must-read for anyone navigating the intersection of technology, politics and identity in an increasingly data-driven world. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/public-policy

In the age of AI, where personal data fuels corporate profits and state surveillance, what are the implications for democracy? This incisive book You Must Become an Algorithmic Problem: Renegotiating the Socio-Technical Contract (Policy Press, 2025) explores the unspoken agreement we have with tech companies. In exchange for reducing the anxiety of an increasingly complex online world, we submit to algorithmic classification and predictability. This reduces incentives for us to become “algorithmic problems” with dire consequences for liberal democracy. He calls for a movement to demand that algorithms promote play, creativity and potentiality rather than conformity. This is a must-read for anyone navigating the intersection of technology, politics and identity in an increasingly data-driven world. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/science-technology-and-society

In the age of AI, where personal data fuels corporate profits and state surveillance, what are the implications for democracy? This incisive book You Must Become an Algorithmic Problem: Renegotiating the Socio-Technical Contract (Policy Press, 2025) explores the unspoken agreement we have with tech companies. In exchange for reducing the anxiety of an increasingly complex online world, we submit to algorithmic classification and predictability. This reduces incentives for us to become “algorithmic problems” with dire consequences for liberal democracy. He calls for a movement to demand that algorithms promote play, creativity and potentiality rather than conformity. This is a must-read for anyone navigating the intersection of technology, politics and identity in an increasingly data-driven world. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/technology

Palestine Peace Deal An Israeli ceasefire deal with Hamas for the Gaza Strip came into effect at noon on Friday, with the Israeli military saying troops were withdrawing to agreed-upon lines.A senior Hamas official, Khalil al-Hayya, said the deal included releasing around 2,000 Palestinian prisoners and opening the border crossing with Egypt.Despite the ceasefire announcement, Palestinians reported heavy shelling in parts of Gaza throughout Friday morning.Carney says renegotiating CUSMA likely won't resolve all trade issues with U.S. Prime Minister Mark Carney, President Donald Trump, and Trade Minister Dominic LeBlanc met at the White House on Tuesday to discuss Canada-U.S. trade relations.Canada sought these talks as ongoing U.S. tariffs continue to affect industries such as steel, auto, energy, and lumber despite an existing trade agreement.During the meeting, Trump told reporters tariffs on Canadian goods will continue, while LeBlanc pressed for tariff relief with U.S. officials.Carney indicated that the United States intends to maintain tariffs on specific industries, and cautioned that the forthcoming trade discussions are unlikely to address every outstanding concern.With formal talks on the trade agreement scheduled for next year, Canada is actively pursuing temporary arrangements in the meantime.Trump Signs $6.1B Arctic Icebreaker Deal with Finland The White House will sign a memorandum of understanding with Finland to acquire four Arctic Security Cutters from Finnish shipyards, as confirmed by officials from both countries.This deal, valued at $6.1 billion, allows for the construction of seven additional cutters in the U.S.President Trump emphasized the importance of these icebreakers for national security in the Arctic.Finnish President Alexander Stubb stated that this agreement strengthens both countries' cooperation and is crucial for Finland's economy.Become a supporter of this podcast: https://www.spreaker.com/podcast/policy-and-rights--3339563/support.

In this episode of The Yegi Project, financial coach and author Veronica Deraleau shares her unique journey that intertwines her passion for music and finance. She discusses her dual career, the challenges of managing debt, and the importance of strategic financial planning. Veronica introduces her ARIA money model, which emphasizes awareness, reframing, intention, and action in financial management. She provides insights on overcoming mental resistance, creative strategies for debt repayment, and the significance of aligning spending with personal values. The conversation concludes with advice on investing and the importance of taking calculated risks in life.Connect with Veronica Deraleau!Buy the book on Amazon: https://www.amazon.com/dp/B0DGGSMWRYVisit the website: https://makingmoneyissimple.com/Veronica's singing website: https://www.veronicaderaleau.com/Veronica's LI: https://www.linkedin.com/in/veronica-deraleau/IG: https://www.instagram.com/makingmoneyissimple/FB: https://www.facebook.com/profile.php?id=61575215157056LI: https://www.linkedin.com/company/makingmoneyissimple/Pinterest: https://www.pinterest.com/makingmoneyissimple/Takeaways• Veronica Deraleau is a financial coach and author of 'Making Money is Simple'.• She has a dual career as an opera singer and a senior manager at a fintech company.• Understanding your financial reality is the first step to improvement.• The ARIA money model includes Awaken, Reframe, Intention, and Action.• Creative strategies can help in paying down debt effectively.• Renegotiating contracts can lead to significant savings.• It's important to align spending with personal values and goals.• Time management is crucial for achieving financial and personal success.• Overcoming mental resistance is key to making lasting changes.• Investing in experiences that align with your values enriches life.If you would like to be a guest on a future episode of The Yegi Project, please email info@yegiproject.comThe Yegi Project is available on Apple Podcasts, Spotify, Stitcher and more!https://linktr.ee/theyegiprojectDisclaimer: This podcast or any other The Yegi Project episodes on this platform or other podcast streaming platforms is not legal business or tax advice. I make this content based on my own experience as a business owner and MBA for educational and entertainment purposes only.

Ever felt stuck running a business you no longer love—but you're scared to let go? Meet Laura Roos, who sold her company without a broker, while pregnant, and turned the proceeds into her next seven-figure startup. This episode is messy, honest, and full of real talk about what it actually takes to walk away. 00:28 Meet Laura Roos 01:42 Building Minny & Paul from a $5K bet 04:20 First big corporate client and early growth 06:05 Expanding beyond Minnesota and scaling operations 08:12 The word-of-mouth flywheel and pandemic boom 10:18 Hitting the seven-year itch — COO runs the show 12:05 The birth of Mary & Jane and the microdosing insight 15:10 To sell or not to sell — the burnout vs. new obsession 17:32 Why the broker route didn't fit 19:04 The bold move — emailing competitors directly 21:02 The first LOI disappointment and the valuation wake-up 23:40 Terms that matter — payout timing and sales percentage trap 26:00 How she built leverage and negotiated smarter 28:10 From cold email to signed deal in under 3 months 29:22 Post-sale headaches — the earnout mistake 31:20 Renegotiating to freedom — new deal, fixed payouts 32:15 Mary & Jane rockets to 7 figures in 18 months 34:00 Why microdosing hit differently (and who hated it) 35:10 The founder itch — why she'll never stop building 36:12 Advice for small business owners “too small to sell” 38:05 Closing reflections and what's next for Laura

Today, we are once again joined by Keith Ferrazzi.Keith Ferrazzi is a bestselling author and relationship-building expert whose book "Never Eat Alone" has transformed how millions of professionals approach networking. He went from being the son of a Pennsylvania steelworker to becoming the youngest CMO at Starwood Hotels and CEO of Yaya Media, attributing much of his success to authentic relationship building. As founder and CEO of Ferrazzi Greenlight, he now coaches Fortune 100 executive teams and governments on high-performance team dynamics. His latest work focuses on transforming traditional leadership models into collaborative "teamship" approaches that drive extraordinary performance.In this continuation of our conversation, Keith shares insights from 25 years of research on high-performing teams. He reveals why traditional hub-and-spoke leadership is failing modern teams and introduces the concept of "teamship"—a fundamental shift from individual heroics to collective performance. Keith provides practical frameworks for building psychological safety, implementing peer-to-peer accountability, and creating cultures where candor and challenge become competitive advantages.Key topics include:-Why most teams are mediocre and the fundamental shift from leadership to teamship-Moving from hub-and-spoke models to co-elevation and collective performance-Renegotiating social contracts to embrace challenging dialogue and mutual support-The shift from conflict avoidance to candor through stress testing and candor breaks-Why breakout conversations of three dramatically increase engagement and participation-Building both bonding and challenging relationships for high-performing teams-The three-layer model: relational foundation, challenge layer, and 21st century collaboration-Implementing peer-to-peer accountability alongside traditional top-down approaches-Building collective resilience through energy check-ins and purposeful connection-Using Agile sprints and stress testing frameworks for rapid learning and feedback-Overcoming AI adoption fears and redefining roles for innovation and transformation-Why AI is a relationship, not just a tool, and how to partner with it effectively-Creating a teamship social contract as a roadmap for extraordinary performanceWhether you're leading a team, working to improve collaboration, or seeking to build a culture of mutual accountability and support, Keith's research-backed frameworks provide practical tools for moving beyond traditional leadership models to create teams that elevate each other to levels none could reach alone.Keith Ferrazzi's Books: https://www.keithferrazzi.com/booksKeith's Online Community: https://www.connectedsuccess.com/beyond-connections-Website and live online programs: http://ims-online.comBlog: https://blog.ims-online.com/Podcast: https://ims-online.com/podcasts/LinkedIn: https://www.linkedin.com/in/charlesgood/Twitter: https://twitter.com/charlesgood99Chapters:(00:00) Introduction(02:00) The Fundamental Shift from Leadership to Teamship(04:00) Renegotiating Social Contracts for Co-Elevation(06:00) The Shift from Conflict Avoidance to Candor(07:00) The Power of Breakout Conversations and Small Groups(09:00) Building Both Bonding and Challenging Relationships(12:00) Implementing Peer-to-Peer Accountability Models(15:00) Building Collective Resilience in Turbulent Times(16:00) Using Agile Methods and Stress Testing for Feedback(18:00) Overcoming AI Adoption Fears and Partnering with Technology(22:00) Creating Your Team's Social Contract for Extraordinary Performance(23:30) Conclusion

There's a new most powerful AI model in townApple is trying to make a ChatGPT competitor.And OpenAI? Well.... they're in a capacity crunch.Big Tech made some BIG moves in AI this week. And you probably missed them. Don't worry. We gotchyu. On Mondays, Everyday AI brings you the AI News that Matters. No B.S. No marketing fluff. Just what you need to know to be the smartest person in AI at your company. Newsletter: Sign up for our free daily newsletterMore on this Episode: Episode PageJoin the discussion: Thoughts on this? Join the convo and connect with other AI leaders on LinkedIn.Upcoming Episodes: Check out the upcoming Everyday AI Livestream lineupWebsite: YourEverydayAI.comEmail The Show: info@youreverydayai.comConnect with Jordan on LinkedInTopics Covered in This Episode:OpenAI Study Mode in ChatGPT LaunchGoogle Gemini 2.5 Deep Think ReleaseGemini 2.5 Parallel Thinking and Coding BenchmarksGoogle AI Mode: PDF and Canvas FeaturesNotebook LM Video Overviews CustomizationMicrosoft Edge Copilot Mode Experimental RolloutOpenAI GPT-5 Model Launch DelaysApple Building In-House ChatGPT CompetitorMicrosoft and OpenAI Partnership RenegotiationAdditional AI Tool Updates: Runway, Midjourney, IdeogramTimestamps:00:00 AI Industry Updates and Competition03:22 ChatGPT's Study Mode Promotes Critical Thinking09:02 "Google AI Search Mode Enhancements"10:21 Google AI Enhances Learning Tools16:14 Microsoft Edge Introduces Copilot Mode20:18 OpenAI GPT-5 Delayed Speculation22:42 Apple Developing In-House ChatGPT Rival27:06 Microsoft-OpenAI Partnership Renegotiation30:51 Microsoft-OpenAI Partnership Concerns Rise33:23 AI Updates: Video, Characters, AmazonKeywords:Microsoft and OpenAI renegotiation, Copilot, OpenAI, GPT-5, AI model, Google Gemini 2.5, Deep Think mode, Google AI mode, Canvas mode, NotebookLM, AI browser, Agentic browser, Edge browser, Perplexity Comet, Sora, AI video tool, AI image editor, Apple AI chatbot, ChatGPT competitor, Siri integration, Artificial General Intelligence, AGI, Large Language Models, AI education tools, Study Mode, Academic cheating, Reinforcement learning, Parallel thinking, Code Bench Competition, Scientific reasoning, Chrome, Google Lens, Search Live, AI-powered search, PDF upload, Google Drive integration, Anthropic, Meta, Superintelligent labs, Amazon Alexa, Fable Showrunner, Ideogram, Midjourney, Luma Dream Machine, Zhipu GLM 4.5, Runway Alif, Adobe Photoshop harmonize, AI funding, AI product delays, AI feature rollout, AI training, AI onboarding, AI-powered presentations, AI-generated overviews, AI in business, AI technology partnership, AI investment, AI talent acqSend Everyday AI and Jordan a text message. (We can't reply back unless you leave contact info) Ready for ROI on GenAI? Go to youreverydayai.com/partner

Guest 1 Name: Professor Catherine Barnard Presenter Afzal Ashraf Philp

Forese Donati has finished his diatribe about Florentine women and is now ready to hear Dante the pilgrim's story. Who did the pilgrim get here in the flesh?The pilgrim retells the journey, renegotiating its opening and reconfiguring its theology, even this high up on the mountain, as we near the apocalyptic climax of PURGATORIO.Join me, Mark Scarbrough, as we walk slowly through this last passage in Canto XXIII.If you'd like to help support this podcast and underwrite its many fees, please consider a small stipend or a one-time donation at this PayPal link right here.Here are the segments for this episode of WALKING WITH DANTE:[01:27] My English translation of the passage: PURGATORIO, Canto XXIII, lines 112 - 133. If you'd like to read along or continue the conversation with a comment, please find this episode on my website, markscarbrough.com.[04:09] A V-shaped structure reinforced for Canto XXIII.[06:17] A question of what Forese should remember and how the opening of COMEDY should be understood.[10:20] Further negotiations about the plot of COMEDY.[14:22] The first time the pilgrim Dante names Beatrice and the first time he acknowledges the loss of Virgil.[16:09] A curious moment: Virgil named and Statius unnamed.[18:29] Two larger questions. One, COMEDY is a poem in process.[20:03] Two, PURGATORIO replicates the structure of the New Testament.[23:16] Rereading the passage: PURGATORIO, Canto XXIII, lines 112 - 133.

Today's episode is one that's coming straight from the heart (and maybe a little from the edge of a breakdown). We're talking burnout—not the cute kind that gets fixed with a latte and a nap, but the crispy, crunchy, why-did-I-say-yes-to-this kind of burnout that so many interior designers are quietly dealing with. I'm calling it Burnout Bake Out—yes, it's on brand with our new Bake House theme, but also because when you're fried and flaking apart at the seams, it's not just burnout, babe. That's what happens when the oven's been on too long and no one remembered to set a timer. In this episode, I'm pulling back the curtain on what burnout really looks like for us as designers—taking on too much, ghosting ourselves, and losing sight of why we started our businesses in the first place. If you've ever fantasized about quitting and moving to a goat farm (yes, I've been there), this one's for you. What we cover in this episode: The rookie mistake most designers make that leads straight to burnout Why saying yes to every project is not a badge of honor The difference between being busy and being profitable (they are not the same) How I ended up juggling six full-home projects and almost lost my mind The exact script you can use when you need to reset expectations with a client Why clients aren't hiring you to be perfect—they're hiring you to lead How to bake in rest, white space, and recovery time into your business Practical ways to protect your energy and say “hell yes” only to the right projects   Let's be real for a second... Burnout is not your business model. Working yourself into the ground isn't a sign of success—it's a sign that your systems, pricing, or boundaries need some love. And I want you to know: you're allowed to rest. Renegotiating timelines doesn't make you flaky—it makes you a pro. If this episode hit home, send it to a fellow designer who's just one “sure, I can do that” away from burnout. Let's normalize the hard conversations, the boundaries, and the brave decision to pause when needed. And if you're ready for more support, tools, and some breathing room in your design business, come hang out with us over at thedesignbakehouse.com. There's something waiting for you there. Until next time, Protect your energy. Trust your gut. And remember—you're baked for this.   Podcast Website and Resources: Get more info about our year-long mentorship and coaching program: https://www.designedforthecreativemind.com/business-bakery   Text BESTIE to 855-784-8299 for business tips, encouragement, and all our DFCM updates.   SIMPLIFY YOUR MARKETING, SIMPLIFY YOUR LIFE. Sidemark is an all-new, all-in-one software that organizes sales, marketing, and business services all in one convenient location. Join mysidemark.com to help grow your interior design business. Stay in touch with Michelle Instagram: https://www.instagram.com/designedforthecreativemind/  Join our Free Facebook Community: https://www.facebook.com/groups/idbizlaunchpad  Get clarity on your next best step today! https://www.designedforthecreativemind.com/reviewguide   Have ideas or suggestions or want to be considered as a guest on the show? Contact me! https://www.DesignedForTheCreativeMind.com/contact   A Podcast Launch Bestie production  

  Today's episode is one that's coming straight from the heart (and maybe a little from the edge of a breakdown). We're talking burnout—not the cute kind that gets fixed with a latte and a nap, but the crispy, crunchy, why-did-I-say-yes-to-this kind of burnout that so many interior designers are quietly dealing with. I'm calling it Burnout Bake Out—yes, it's on brand with our new Bake House theme, but also because when you're fried and flaking apart at the seams, it's not just burnout, babe. That's what happens when the oven's been on too long and no one remembered to set a timer. In this episode, I'm pulling back the curtain on what burnout really looks like for us as designers—taking on too much, ghosting ourselves, and losing sight of why we started our businesses in the first place. If you've ever fantasized about quitting and moving to a goat farm (yes, I've been there), this one's for you. What we cover in this episode: The rookie mistake most designers make that leads straight to burnout Why saying yes to every project is not a badge of honor The difference between being busy and being profitable (they are not the same) How I ended up juggling six full-home projects and almost lost my mind The exact script you can use when you need to reset expectations with a client Why clients aren't hiring you to be perfect—they're hiring you to lead How to bake in rest, white space, and recovery time into your business Practical ways to protect your energy and say “hell yes” only to the right projects   Let's be real for a second... Burnout is not your business model. Working yourself into the ground isn't a sign of success—it's a sign that your systems, pricing, or boundaries need some love. And I want you to know: you're allowed to rest. Renegotiating timelines doesn't make you flaky—it makes you a pro. If this episode hit home, send it to a fellow designer who's just one “sure, I can do that” away from burnout. Let's normalize the hard conversations, the boundaries, and the brave decision to pause when needed. And if you're ready for more support, tools, and some breathing room in your design business, come hang out with us over at thedesignbakehouse.com. There's something waiting for you there. Until next time, Protect your energy. Trust your gut. And remember—you're baked for this.   Podcast Website and Resources: Get more info about our year-long mentorship and coaching program: https://www.designedforthecreativemind.com/business-bakery   Text BESTIE to 855-784-8299 for business tips, encouragement, and all our DFCM updates.   SIMPLIFY YOUR MARKETING, SIMPLIFY YOUR LIFE. Sidemark is an all-new, all-in-one software that organizes sales, marketing, and business services all in one convenient location. Join mysidemark.com to help grow your interior design business. Stay in touch with Michelle Instagram: https://www.instagram.com/designedforthecreativemind/  Join our Free Facebook Community: https://www.facebook.com/groups/idbizlaunchpad  Get clarity on your next best step today! https://www.designedforthecreativemind.com/reviewguide   Have ideas or suggestions or want to be considered as a guest on the show? Contact me! https://www.DesignedForTheCreativeMind.com/contact   A Podcast Launch Bestie production  

David Smoak, Paul Catalina & Craig Smoak discuss their thoughts on Nico Iamaleava wanting to negotiate his NIL contract with Tennessee, whether would he be looking around at other schools, their thoughts on if Tennessee could want to lower his NIL and more. Learn more about your ad choices. Visit megaphone.fm/adchoices

Renegotiating The New World Order | Ep. 931 The Daily Dose Support Links https://www.paypal.com/paypalme/redpillstv https://www.givesendgo.com/redpills https://cash.app/$redpillproject https://www.redpillprojectmedia.com/crypto Visit Josh https://redpills.tv redpillproject.substack.com t.me/redpillstv x.com/@realjoshuareid https://redpills.tv/mushroom https://redpills.tv/pets https://redpills.tv/coffee FIND US ON THE Social Redpill - A Private Social Network - www.socialredpill.com If you like what we're doing here at The Redpill Project You Can Now Show Support And Donate Using Give Send Go! https://givesendgo.com/redpills Check Out All Our Shows And Get Great Information On Guests At www.redpills.tv Use Promo Code: RPP at MyPillow.com to get even lower prices. www.redpills.tv/mypillow My Patriot Supply Be Prepared When Disaster Strikes redpills.tv/patriot The Redpill Project... Find Us and Subscribe! Web https://redpills.tv Telegram http://t.me/RedpillsTV Rumble https://rumble.com/c/RedpillProject CloutHub https://clouthub.com/redpills GETTR https://gettr.com/user/redpill Foxhole App: https://pilled.net/#/profile/127862 Facebook: https://www.facebook.com/redpillproje... DLive: dlive.tv/RedpillProject HELP SUPPORT The Repill Project! [Tip Jar] Bitcoin: 39Wbf3ScFxegBsqXZoNhiZ5N553HhrbYH9 Ethereum: 0xCAaBDc59CA49eBAC74bF6C5da41B557378e30Da0

SUMMARYIn this episode of the Dental Flow podcast, Benjamin Suggs interviews Andrew Riepe from Crown Tenant Advisors, a leading dental broker specializing in tenant representation in healthcare real estate. Andrew shares his journey from a minor league baseball player to a successful broker, emphasizing the importance of aligning real estate decisions with the goals of dental practices. The conversation covers various topics including the unique role of tenant representation, navigating lease agreements, choosing the right location for dental practices, understanding tenant improvement allowances, and the value of dental practices to landlords. Andrew also discusses the importance of renegotiating leases and planning for the future, providing valuable insights for dental startups and established practices alike.TakeawaysCrown Tenant Advisors focuses exclusively on healthcare clients.Tenant representation ensures conflict-free negotiations for clients.Understanding lease clauses can prevent potential issues for practices.Location choice impacts the success of dental practices significantly.Rural markets may offer less competition for new practices.Tenant improvement allowances are crucial for startup budgets.Dental practices are considered high-value tenants by landlords.Renegotiating leases should start 1.5 to 2 years before expiration.Planning ahead is essential for successful practice management.Chapters00:00 Introduction to Dental Real Estate Expertise03:09 The Unique Role of Tenant Representation06:07 Navigating Lease Agreements and Clauses08:58 Choosing the Right Location for Dental Practices11:52 Understanding Tenant Improvement Allowances14:55 The Value of Dental Practices to Landlords18:00 Renegotiating Leases and Future Planning21:03 Conclusion and Contact InformationARE YOU LOOKING TO OPEN A DENTAL PRACTICE OR RENEGOTIATE YOUR LEASE? CONNECT WITH ANDREW REIPE AND CROWN TENANT ADVISORS FOR YOUR REAL ESTATE NEEDS.https://crowntenantadvisors.com404.216.4017ariepe@crowntenantadvisors.comFor 12+ years, Flow New Patient Marketing has had a simple mission… to bring you as many quality new patients as possible. We believe in ensuring that when a potential patient needs a provider, you are the one they find, choose, and set an appointment with. We Get You More *Profitable* New Patients! No long-term contracts. Our clients average an 8X return on investment. Personalized, non-corporate approach. 5-star reviewed. Find us: Website: https://newpatientsflow.com Google: https://g.co/kgs/zqWTc5a Facebook: https://www.facebook.com/newpatientsflow Instagram: https://www.instagram.com/newpatientsflow/ Linkedin: https://www.linkedin.com/company/newpatientsflow

House Financial Services Committee Chairman and Republican Representative French Hill of Arkansas, discusses his idea to renegotiate the USMCA to limit inputs from China and other countries. He speaks with Bloomberg's Jonathan Ferro, Lisa Abramowicz, and Annmarie Hordern.See omnystudio.com/listener for privacy information.

Mike Harvath, Matt Lockhart, and Ryan Barnett discuss the process of renegotiating deals after a Letter of Intent (LOI) has been signed. They explain that while an LOI is non-binding, it sets the stage for final agreements. Changes in business conditions or due diligence findings can necessitate renegotiation. Key factors include changes in profitability, lost or gained contracts, and discrepancies in EBITDA calculations.Key points in this episode:When to Renegotiate the LOIBinding and Non-Binding Terms in an LOIRole of Advisors in RenegotiationsLegal and Contractual Considerations& moreRELATED EPISODESEpisode 158: Between the LOI and Deal Close, What Should you Expect? Listen now >>Episode 105: Pre LOI and Post LOI Information Requests. Listen now >>Episode 104: Honoring the LOI: When to Consider a Re-Trade. Listen now >>  Listen to Shoot the Moon on Apple Podcasts or Spotify.Buy, sell, or grow your tech-enabled services firm with Revenue Rocket.

With the proliferation of misinformation has come a growing desire to change how we interact with social media in our daily lives.

Trump Is Renegotiating The World | Ep. 896 The Daily Dose Merch Store - https://shop.redpills.tv PetClub247 - https://redpills.tv/mushroom Crypto Consultation www.thecryptofuture.com Visit Josh https://redpills.tv redpillproject.substack.com t.me/redpillstv x.com/@realjoshuareid https://redpills.tv/mushroom https://redpills.tv/pets https://redpills.tv/coffee Mushrooms https://redpills.tv/mushroom Kirk Elliott Gold and Silver www.getgoldtoday.com www.redpills.tv/mypillow My Patriot Supply Be Prepared When Disaster Strikes redpills.tv/patriot The Redpill Project.. Find Us and Subscribe! Web https://redpills.tv Telegram http://t.me/RedpillsTV Rumble https://rumble.com/c/RedpillProject CloutHub https://clouthub.com/redpills GETTR https://gettr.com/user/redpill TikTok https://tiktok.com/@realjoshreid Foxhole App: https://pilled.net/#/profile/127862 Facebook: https://www.facebook.com/redpillproject DLive: https://dlive.tv/RedpillProject

HR3 Federal Gov. Dark Money. Economy: Renegotiating USMCA. Tariffs as Negotiating Leverages. 1-22-25 by John Rush

The biggest tobacco compensation settlement outside the U.S. is proposed by three companies in Canada. More than $32 billion for former smokers and for provinces to recoup healthcare costs.And: The fallout from the killing of Yahya Sinwar, the architect of the October 7 attack. Israel and Hamas draw lines in the sand over the future of the hostages and the war in Gaza. And world leaders, including the U.S. president, say they hope the death of Sinwar can restart negotiations, leading to a ceasefire.Also: The Assembly of First Nations votes to renegotiate a $47.8 billion deal with Ottawa to reform the on-reserve child welfare system a day after rejecting the offer over concerns it won't meet the needs of children.Plus: Courting the Arab vote in Michigan, B.C. election campaign draws to a close, a motion at foreign interference committee for all leaders to get security clearance, and more.

Renegotiating Boundaries Part 2Handling Scope Creep, Pricing and When Partnerships Come to an EndWe're picking up where we left off form last week and digging back into renegotiating boundaries. This week we'll be talking about how to manage endings - what do you do when collaborations close, relationships and working partnerships need redefining or when you simply can't be at someones beck and call anymore?How do you elegantly make the shift from working pro-bono to charging what you're worth and how do you tackle the beast of scope creep? Were chatting about all this and more as we close off our two part episode. Happy listening folks. Hosted on Acast. See acast.com/privacy for more information.

Setting expectations and managing yourself and your clients when things need to shift. Boundaries are tricky to set and hold for many of us, but absolutely essential when you want to do business on your own terms. This episode is split into two parts and this week we are talking about ways to establish boundaries and manage expectations up front, to avoid things having to get sticky.We are reframing boundary setting, helpful for those conflict avoidant folks amongst you, and we dig into what to consider and how to manage it when life happens and our capacity and availability shifts. There's some tips in there about what to think about when re-setting boundaries in a kind and human way and plenty more coming up next week.We really hope it's helpful and look forward to part two next week. Hosted on Acast. See acast.com/privacy for more information.

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Renegotiating with a seller, dealing with back taxes, and handling a buyer who didn't understand wholesaling. These are just some of the issues you run into daily in the wild world of real estate In this episode, Tyrell shares the raw truth about his rollercoaster journey in wholesaling real estate. From almost giving up after missing out on a potential $36,000 deal, to finding success with a difficult buyer, Tyrell details the ups and downs he faced until he closed that first lucrative deal. If you've ever questioned whether wholesaling is worth it, this candid conversation is for you. Key Takeaways: Persistence Pays Off: Tyrell lost a huge deal but kept pushing forward, proving that success comes to those who don't quit. Follow-Up is Crucial: Consistent follow-up with sellers is vital to securing deals. Letting up on follow-ups can cost you big. Market Differences Matter: What works in one city may not work in another. Be aware of how market dynamics can affect your deals. Wholesaling is Hard Work: Tyrell story shows that wholesaling isn't easy, but the rewards can be life-changing if you stick with it. Learning by Doing: Experience, even through mistakes, builds confidence. Handling contracts, negotiating, and finding buyers becomes easier after the first deal. Resources: The Top 3 Reasons People Fail in Real Estate (And How to Overcome Them) Deal Machine (Discount code PIN) $40k in 40 Days Challenge Driving For Dollars Mastery

A tragic school shooting in Georgia this week killed four people, including two students and two teachers. It gets you thinking, how do schools in our area keep students safe? WRAL's Heidi Kirk provides perspective from Nash County, where the school board is renegotiating its agreement between local law enforcement and school resource officers.

In this special episode of Mission: Impact, host Carol Hamilton celebrates four years of podcasting and reflects on the lessons learned from her 100+ episode journey. The podcast, aimed at nonprofit leaders striving to build a better world without martyrdom, offers practical advice, deep analysis, and engaging conversations. This episode gathers insights from various guest experts, focusing on key themes such as cultivating healthy organizational cultures, prioritizing progress over perfectionism, ensuring work-life balance, and infusing joy and creativity into the nonprofit sector. The discussion underscores the importance of aligning organizational values with actions, fostering inclusive and supportive environments, and advocating for the resources needed to achieve meaningful change.   Episode Highlights Key Lessons from 100 Episodes & Imagining a Healthier Nonprofit Sector 03:31 Carol shares ten essential lessons learned, emphasizing the importance of diverse, equitable, and inclusive cultures, the dangers of overwork, and the value of focusing on relationships and progress over perfection.   Progress Over Perfection 06:28  Pooya Pourak discusses the importance of favoring progress over perfectionism, embracing continuous improvement, and cultivating a growth mindset to drive meaningful social change.   Action Bias 09:15  Susan Kahan highlights why analysis paralysis is common in the sector. She describes the need to make decisions and take action, even if imperfect, and the value of celebrating small wins to foster progress and avoid burnout.   Setting Guardrails and Modeling 13:51  Dr. Orletta Caldwell offers practical steps for leaders to establish clear values in support of your nonprofit mission, support work-life balance, and create a culture where it's okay to be human while striving to do good work.   Planning Realistically 20:42 - 25:40 Sarah Olivieri advises on planning realistically, working within your nonprofit organization's capacity, and using visual tools to manage workloads and avoid overcommitment.   Infusing Joy and Creativity into Nonprofit Work 25:41 - 33:18 Erin Allgood shares strategies for infusing joy and creativity into the nonprofit workplace, emphasizing the importance of building strong relationships and creating a culture of fun and innovation.   Advocating for the Resources Your Team Needs 33:19  Reva Patwardhan calls on nonprofit leaders to advocate for their organizations' needs, ensuring they have the resources necessary to meet goals without sacrificing well-being.   Important Links and Resources: Erin Allgood - https://www.allgoodstrategies.com/ Dr. Orletta Caldwell - https://beyondexisting.com/ Susan Kahan - https://sapphirefundraisingspecialists.com/ Sarah Olivieri - https://www.pivotground.com/ Reva Patwardhan - https://www.greatergoodcoaching.org/ Pooya Pourak - https://www.matchnice.org/ Liberating Structures - https://www.liberatingstructures.com/   Related Episodes: Episode 50 - Why more money and more staff isn't always the answer for nonprofits Episode 62 - Healthy nonprofit organizational culture highlights, part 1 Episode 63: Healthy nonprofit organizational culture highlights part 2 Episode 78: Renegotiating our relationship with work Episode 98: Declining interest in nonprofit leadership Episode 100:  10 Lessons from 100 Episodes   Be in Touch: ✉️ Subscribe to Carol's newsletter at Grace Social Sector Consulting

This episode is a two-for-one, and that's because the podcast recently hit its 10-year anniversary and passed one billion downloads. To celebrate, I've curated some of the best of the best—some of my favorites—from more than 700 episodes over the last decade. I could not be more excited.The episode features segments from episode #332 "Coach George Raveling — A Legend on Sports, Business, and The Great Game of Life" and #724 "Claire Hughes Johnson — How to Take Responsibility for Your Life, Create Rules That Work, Stop Being a Victim, Set Strong Boundaries, and More."Please enjoy!Sponsors:Wealthfront high-yield cash account: https://Wealthfront.com/Tim (Start earning 5.00% APY on your short-term cash until you're ready to invest. And when you open an account today, you can get an extra fifty-dollar bonus with a deposit of five hundred dollars or more.) Terms apply.AG1 all-in-one nutritional supplement: https://drinkag1.com/tim (1-year supply of Vitamin D (and 5 free AG1 travel packs) with your first subscription purchase.)Shopify global commerce platform, providing tools to start, grow, market, and manage a retail business: https://shopify.com/tim (one-dollar-per-month trial period)Timestamps:[00:00] Start [05:14] Notes about this supercombo format.[06:17] Enter George Raveling.[06:48] The most important conversation is the one you have with yourself.[09:03] The only two choices George has when he gets out of bed in the morning[11:13] A personal audit once per week.[11:40] Retirement at 80?[12:10] George's controversial collection.[14:50] George's less controversial collections.[15:44] Relationships as a privilege.[17:28] Most of George's best friendships started by mistake.[18:20] The importance of maintaining friendships with younger people.[19:22] Relationships as a patnership.[19:52] A voracious reading habit.[23:28] How George selects his next book.[25:17] How George continues to grow in his 80s.[29:09] Recommended reading.[30:42] Kindness as an opportunity.[33:32] The 1984 Olympics.[37:32] Enter Claire Hughes Johnson.[37:54] Say the thing you think you cannot say.[43:26] Detoxifying your left-hand column.[51:11] Victim versus player.[58:43] Recommended reading.[1:05:32] The case for reading fiction.[1:12:57] Crafting a working-with-me document.[1:20:47] Make the implicit explicit.[1:26:07] An Irish Goodbye.[1:27:13] Email policies.[1:32:37] Renegotiating the terms of expectations.[1:34:41] Listening for the quiet no.[1:37:06] Money versus time.[1:38:53] Good rules can be liberating.[1:41:39] Leadership and disappointment.[1:46:38] Renegotiating past disappointment.[2:05:45] Asking a question versus stating an opinion.[2:09:37] Training wheels for a "no."[2:11:06] Time, talent, treasure, and testimony.[2:15:16] Spotting bad apples while hiring.[2:17:16] If you're not self-aware, how would you know?[2:20:01] Work style assessments for self-awareness building.[2:27:17] Paragons of no.[2:29:30] No more boards.[2:33:37] Pushers and pullers.[2:40:32] Parting thoughts.*For show notes and past guests on The Tim Ferriss Show, please visit tim.blog/podcast.For deals from sponsors of The Tim Ferriss Show, please visit tim.blog/podcast-sponsorsSign up for Tim's email newsletter (5-Bullet Friday) at tim.blog/friday.For transcripts of episodes, go to tim.blog/transcripts.Discover Tim's books: tim.blog/books.Follow Tim:Twitter: twitter.com/tferriss Instagram: instagram.com/timferrissYouTube: youtube.com/timferrissFacebook: facebook.com/timferriss LinkedIn: linkedin.com/in/timferrissPast guests on The Tim Ferriss Show include Jerry Seinfeld, Hugh Jackman, Dr. Jane Goodall, LeBron James, Kevin Hart, Doris Kearns Goodwin, Jamie Foxx, Matthew McConaughey, Esther Perel, Elizabeth Gilbert, Terry Crews, Sia, Yuval Noah Harari, Malcolm Gladwell, Madeleine Albright, Cheryl Strayed, Jim Collins, Mary Karr, Maria Popova, Sam Harris, Michael Phelps, Bob Iger, Edward Norton, Arnold Schwarzenegger, Neil Strauss, Ken Burns, Maria Sharapova, Marc Andreessen, Neil Gaiman, Neil de Grasse Tyson, Jocko Willink, Daniel Ek, Kelly Slater, Dr. Peter Attia, Seth Godin, Howard Marks, Dr. Brené Brown, Eric Schmidt, Michael Lewis, Joe Gebbia, Michael Pollan, Dr. Jordan Peterson, Vince Vaughn, Brian Koppelman, Ramit Sethi, Dax Shepard, Tony Robbins, Jim Dethmer, Dan Harris, Ray Dalio, Naval Ravikant, Vitalik Buterin, Elizabeth Lesser, Amanda Palmer, Katie Haun, Sir Richard Branson, Chuck Palahniuk, Arianna Huffington, Reid Hoffman, Bill Burr, Whitney Cummings, Rick Rubin, Dr. Vivek Murthy, Darren Aronofsky, Margaret Atwood, Mark Zuckerberg, Peter Thiel, Dr. Gabor Maté, Anne Lamott, Sarah Silverman, Dr. Andrew Huberman, and many more.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In today's podcast Sam has relationship and couples coach Danyelle Demchock on for a juicy conversation around relationships, connection and love. Danyelle guides couples who are navigating challenges to rewrite their love story so that they can build a future filled with understanding, respect and unwavering connection. Tune in to learn how she turns conflict into connection. Let's dive into this epic episode!    Topics Include: Defining a Thriving Relationship  Having Powerful Conversations  Moving Through the Stages of a Relationship  The Role of Support and Guidance  Discernment Counseling Repairing a Relationship After Betrayal  The Power of Renegotiating and Reevaluating Relationships  Navigating the Challenges of Early Parenting   Moving Towards the Extraordinary in Relationships    Let's connect on IG: @samanthajoharvey @fullout_podcast @danyelledemchock   Join THE BODY CODES, the brand new 6 month online experience for women desiring to know their worth, expand their wealth and know their innate feminine power. Enrollment open now, starts May 2024!   Meet CLUB FULL OUT: The Membership your one stop shop for all things FULL OUT. Your membership includes:

"Unresolved, unprocessed grief really lays a heavy tattoo inside your system."With more than two decades as a seasoned psychotherapist, Meghan Riordan Jarvis found herself unexpectedly thrust into the throes of her own grief upon the sudden loss of her mother. Through this profound personal journey, Meghan gained an intimate understanding of the very trauma and PTSD she had long treated in her patients. Now, with her podcast "Grief is My Side Hustle" and the bestselling book "The End of The Hour", Meghan is on a mission to foster a culture more attuned to the nuances of grief.In this episode, Meghan delves into the intricate layers of loss, highlighting the necessity of processing grief. From navigating the unpredictable tides of emotion to unraveling the physiological toll grief exacts on the body, Erin and Meghan offer a compassionate perspective on embracing discomfort and honoring the complexities of the human experience. Join us as we discuss:Grief as an integral part of the human experience, that transcends background and circumstance.The interplay between emotions and feelings and the subconscious currents that shape our emotional responses.The physiological impact of unresolved grief on the body, from digestive issues to chronic pain, and the importance of holistic healing.Meghan's personal journey through grief and trauma, including her experiences with loss, PTSD, and the transformative power of surrender and vulnerability.Renegotiating boundaries, quiet quitting, and cultivating authentic connections for resilience and grace.OUR GUEST: Meghan Riordan Jarvis, MA, LCSW is an author and speaker, specializing in trauma, grief, and loss. With over 20 years of clinical experience, Meghan's personal encounter with PTSD after her parents' deaths led her to advocate for a more grief-informed culture. Founder of MRJ Consulting, Meghan and her team work with Fortune 500 companies to address grief in the workplace. She is the author of the best-selling memoir "The End of The Hour" and of the upcoming book "Can Anyone Tell Me Why: Essential Questions About Grief and Loss".Want more Meghan? Find her online at https://meghanriordanjarvis.com/ and listen to her podcast Grief is My Side Hustle. Follow her on:Instagram: @meghan.riordan.jarvis Facebook: @griefismysidehustle & @meghan.jarvis.12 LinkedIn: Meghan Riordan Jarvis, MA LICSW Want more Hotter Than Ever? Find us and episode transcripts online at www.hotterthaneverpod.com and sign up for our mailing list! Follow us on:Instagram: @hotterthaneverpod TikTok: @hotterthaneverpod Youtube: @hotterthaneverpod Facebook:

Episode 89: Hiba Khaled & Leadership on the Line: Staying Alive Through the Dangers of Leading by Ronald A. Heifetz & Martin Linsky ABOUT HIBA Dr. Hiba Khaled is a co-founder of Embers, a consulting and coaching firm helping individuals and organizations recover from burnout to achieve healthy high performance. With a background in medicine and leadership training at Harvard under the mentorship of Professors Ron Heifetz and Tim O'Brien, she has dedicated her career to helping individuals and organizations achieve success from a place of health. A survivor of burnout herself, Hiba is on a mission to balance performance with well-being. When she's not busy transforming lives, you can find her out in nature, drinking tea, or diving into a good book. CONVERSATION HIGHLIGHTS What work-life balance really is. What "I'm fully there" means. The power of your Flow state. "What is the ecosystem within you first before you can think about the ecosystem outside of you?" How stress can manifest in us. "Be of service, be of service, be of service." A story showing..."You can make a small difference...you don't have to make a huge change." An example of how being destabilized can be good for you. Doing what you need to do, despite it feeling like a loss to or disappointment by others. Why Hiba doesn't subscribe to using the word "leader." What it means to "exercise leadership." The difference between a technical challenge and an adaptive challenge. Why leadership means asking someone (or a group) to sustain losses. What it means to "manage your hungers." Renegotiating loyalties to ancestors to work toward solutions today. The MAIN QUESTION underlying my conversation with Hiba is, How can we adapt to the outside world and avoid its usual repercussions by instead first doing the deep work internally within ourselves? FIND HIBA Website: emberscc.com LinkedIn: linkedin.com/in/dr-hiba-khaled Instagram: https://www.instagram.com/iamhibakhaled/ Personal Blog: https://feelittohealit.substack.com LinkedIn – Full Podcast Article: https://www.linkedin.com/pulse/episode-89-hiba-khaled-leadership-line-staying-alive-john-m--1swnf/?trackingId=8o%2F69dg3T5C15dbdIH9Vwg%3D%3D TIME STAMP 00:00 – The Book Leads – Hiba Khaled 00:49 - Introduction & Bio 01:49 - Who are you today? Can you provide more information about your work? 06:31 - Hiba's work and philosophy on "work-life balance" 19:35 - Planning for one's best work 30:10 - The role of women and men and their relationship to stress 38:53 - How did your path into your career begin, and what did it look like up until now? 48:46 - How does the work you're doing today reconcile to who you were as a child? 51:35 - What does leadership mean to you? 55:16- Can you introduce us to the book we're discussing? 58:31- Hiba's main takeaways from the book 01:02:25 - A breakdown of the book. 01:05:51 - What changed in Hiba after reading the book? 01:12:41 - The power of nuance and the need for another podcast episode to dive into nuance itself. This series has become my Masterclass In Humanity. I'd love for you to join me and see what you take away from these conversations. Learn more about The Book Leads and listen to past episodes: Watch on YouTube Listen on Spotify Listen on Google Podcasts Listen on Apple Podcasts Read About The Book Leads – Blog Post For more great content, subscribe to my newsletter Last Week's Leadership Lessons, if you haven't already!

Our weekly edition of Rainman, Packers reporter Jason Wilde joins the show with the latest offseason happenings from titletown, Fox 6 sports director Tim Van Vooren drops by to talk all things Wisconsin sports and do you love or hate the idea of the Packers trying to renegotiate their lease on Lambeau Field?

In episode 94 of Mission: Impact, Carol Hamilton and Rebecca Epstein discuss the article that Rebecca wrote with Mistinguette Smith published in the Nonprofit Quarterly in 2023. Paving a Better Way: What's Driving Progressive Organizations Apart and How to Win by Coming Together. The conversation between Rebecca and Carol covers the intricacies and challenges of leadership and organizational dynamics within the nonprofit sector, particularly in the context of social justice work. Their discussion touches upon generational conflicts, power dynamics, organizational clarity, and strategies for effective leadership, especially in the recent crises we have all experienced over the past several years.   Episode highlights: Generational and Cultural Dynamics in Nonprofits [00:08:30] The recent increased conflict within organizations between leaders and staff, often on generational and racial lines. How these conflicts are similar and different to those of the past.  Addressing Internal Conflicts and Building Resilience [00:15:30] Conflicts within organizations, such as public call outs and accusations of racism as well as the push for structural changes.  Organizational Clarity and Strategy - [00:20:30] The importance of organizational clarity regarding power and decision-making, and how it should reflect an organization's values and strategies.  The Challenge of Aligning Strategy and Leadership - [00:25:30] The challenges organizations face in aligning their leadership style with their identity and mission as well as aligning expectations across segments of staff.  Addressing Trauma in Nonprofits - [00:35:30] Understanding and addressing trauma embedded in social justice work – the trauma that stems from the issue the organization is addressing, intergenerational trauma, personal and interpersonal trauma. How might trauma at all these levels be addressed responsibly?  Current Trends and Challenges   The dialogue offers nonprofit leaders a range of insights and considerations for fostering healthy, effective, and resilient organizations that can navigate the complexities of social change work.   Guest Bio: Becca Epstein is a coach and consultant to social justice organizations and their leaders with over 20 years of experience in community organizing, organizational development, and nonprofit leadership. Becca is a co-founder of The Management Center, a former Vice President at Planned Parenthood Federation of America, and a convener of the “Paving a Better Way” working group. Her practice focuses on leaders, organizations, and movements confronting strategic challenges, seeking transformation, and advancing equity and justice. Becca holds an MPA in Nonprofit Management and Public Policy from NYU, a BA in Anthropology from Amherst College, and is a Certified Professional Coach. Important Links and Resources: Paving a Better Way: What's Driving Progressive Organizations Apart and How to Win by Coming Together by Rebecca Epstein and Mistinguette Smith Building Resilient Organizations: Toward Joy and Durable Power in a Time of Crisis by Maurice Mitchell Learning From an Intergenerational Blowup Over Social Justice by Steve Kaagan & John Hagan  Rebecca Epstein: https://www.linkedin.com/in/rebecca-epstein-797aa75/ https://www.beccaepsteincoaching.com/ Internal Family Systems - No Bad Parts: https://bookshop.org/p/books/no-bad-parts-healing-trauma-and-restoring-wholeness-with-the-internal-family-systems-model-richard-schwartz/16396062?gad_source=1&gclid=Cj0KCQjw-_mvBhDwARIsAA-Q0Q7ZNqD5nvZg5Rc0AW1G0doLAO72cWnAFeCHvmKdI5QkEjpu1QDdtWIaAtc-EALw_wcB Polarities - Polarity Partnerships: https://www.polaritypartnerships.com/   Related Episodes: These articles were also discussed on:  Episode 75: Co-creation with Carol Hamilton and Danielle Marshall  Nature of the employee-employer relationship/what is work: Episode 78: Renegotiating our relationship with work with Carol Hamilton Episode 85: Building equitable compensation frameworks with Mala Nagarajan   Be in Touch: ✉️ Subscribe to Carol's newsletter at Grace Social Sector Consulting

In this episode, we embark on a journey of empowerment with Traci Hill, a trailblazer in organizational development, as she shares invaluable insights on how individuals can assertively renegotiate stakeholder relationships to foster equity and bridge the wage gap. Drawing from her personal challenges and professional expertise, Traci unveils transformative strategies to amplify voices and drive positive change in both corporate and personal spheres. Join us as Traci delves into the dynamics of stakeholder interactions, offering practical tools and actionable advice to empower individuals to advocate for themselves and others. From the boardroom to everyday conversations, learn how to navigate power dynamics, cultivate confidence, and effectively communicate your value proposition. This episode is a must-listen for anyone seeking to level the playing field and champion equity in their organizations and communities.

Claire Hughes Johnson currently serves as a corporate officer and advisor for Stripe, a global technology company that builds economic infrastructure for the Internet. Claire previously served as Stripe's chief operating officer from 2014 to 2021, helping grow the company from fewer than 200 employees to more than 6,000. Her book is Scaling People: Tactics for Management and Company Building. Please enjoy!Timestamps for this episode are available below.Sponsors:AG1 all-in-one nutritional supplement: https://drinkag1.com/tim (1-year supply of Vitamin D (and 5 free AG1 travel packs) with your first subscription purchase.)LinkedIn Ads marketing platform with 1B+ users: https://linkedin.com/TFS (free $100 LinkedIn ad credit for your first campaign)Momentous high-quality supplements: https://livemomentous.com/tim (code TIM for 20% off)Timestamps:[07:51] Say the thing you think you cannot say.[13:24] Detoxifying your left-hand column.[19:59] Victim versus player.[29:49] Recommended reading.[36:53] The case for reading fiction.[44:18] Crafting a working-with-me document.[52:07] Make the implicit explicit.[57:29] An Irish Goodbye.[58:34] Email policies.[1:03:58] Renegotiating the terms of expectations.[01:06:05] Listening for the quiet no.[01:08:27] Money versus time.[01:10:14] Good rules can be liberating.[01:12:59] Leadership and disappointment.[01:17:59] Renegotiating past disappointment.[01:37:05] Asking a question versus stating an opinion.[01:40:58] Training wheels for a “no.”[01:42:26] Time, talent, treasure, and testimony.[01:46:37] Spotting bad apples while hiring.[01:48:37] If you're not self-aware, how would you know?[01:51:08] Work style assessments for self-awareness building.[01:58:38] Paragons of no.[02:00:51] No more boards.[02:04:58] Pushers and pullers.[02:11:50] Parting thoughts.*Resources from this episode: https://tim.blog/2024/02/13/william-ury/For show notes and past guests on The Tim Ferriss Show, please visit tim.blog/podcast.For deals from sponsors of The Tim Ferriss Show, please visit tim.blog/podcast-sponsorsSign up for Tim's email newsletter (5-Bullet Friday) at tim.blog/friday.For transcripts of episodes, go to tim.blog/transcripts.Discover Tim's books: tim.blog/books.Follow Tim:Twitter: twitter.com/tferriss Instagram: instagram.com/timferrissYouTube: youtube.com/timferrissFacebook: facebook.com/timferriss LinkedIn: linkedin.com/in/timferrissPast guests on The Tim Ferriss Show include Jerry Seinfeld, Hugh Jackman, Dr. Jane Goodall, LeBron James, Kevin Hart, Doris Kearns Goodwin, Jamie Foxx, Matthew McConaughey, Esther Perel, Elizabeth Gilbert, Terry Crews, Sia, Yuval Noah Harari, Malcolm Gladwell, Madeleine Albright, Cheryl Strayed, Jim Collins, Mary Karr, Maria Popova, Sam Harris, Michael Phelps, Bob Iger, Edward Norton, Arnold Schwarzenegger, Neil Strauss, Ken Burns, Maria Sharapova, Marc Andreessen, Neil Gaiman, Neil de Grasse Tyson, Jocko Willink, Daniel Ek, Kelly Slater, Dr. Peter Attia, Seth Godin, Howard Marks, Dr. Brené Brown, Eric Schmidt, Michael Lewis, Joe Gebbia, Michael Pollan, Dr. Jordan Peterson, Vince Vaughn, Brian Koppelman, Ramit Sethi, Dax Shepard, Tony Robbins, Jim Dethmer, Dan Harris, Ray Dalio, Naval Ravikant, Vitalik Buterin, Elizabeth Lesser, Amanda Palmer, Katie Haun, Sir Richard Branson, Chuck Palahniuk, Arianna Huffington, Reid Hoffman, Bill Burr, Whitney Cummings, Rick Rubin, Dr. Vivek Murthy, Darren Aronofsky, Margaret Atwood, Mark Zuckerberg, Peter Thiel, Dr. Gabor Maté, Anne Lamott, Sarah Silverman, Dr. Andrew Huberman, and many more.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

>>> Watch our free Revenue Management training at https://www.getpaidforyourpad.com/cfm-replay>>> FREE E-Book: 5 Most Common Airbnb Revenue Management Mistakes>>> Click here to downloadIn this episode, Jasper Ribbers interviews Steven Suarez, the founder of Argest Rentals, about his experiences in property management and the challenges he faced in scaling his business. They discuss the importance of building strong relationships with virtual assistants, navigating partnerships and breakups, and the art of renegotiating in business. Steven shares valuable insights and lessons learned from his journey, emphasizing the need for clear communication, restructuring, and perseverance in the face of adversity.TakeawaysBuilding strong relationships with virtual assistants is crucial for success in property management.Navigating partnerships requires clear communication and setting expectations from the beginning.Scaling back and reevaluating properties and clients is essential for long-term growth.Managing stress and emotions is important for staying focused and making sound business decisions.Appreciating and supporting virtual assistants fosters loyalty and improves team morale.The art of renegotiating is a valuable skill in business and can help navigate challenging situations.Chapters00:00 Introduction and Catching Up02:22 The Rum and Coke Story08:07 Challenges and Lessons Learned in Property Management14:07 Navigating Partnerships and Breakups19:23 Scaling Back to Scale Up23:41 Managing Stress and Emotions27:41 Building Strong Relationships with Virtual Assistants30:11 The Importance of Appreciating and Supporting Virtual Assistants35:00 The Art of Renegotiating in Business37:51 Where to Find Steven Suarez Hosted on Acast. See acast.com/privacy for more information.

After he was dismissed from Apple in the early 1990s, Steve Jobs turned his attention to a little-known graphics company he owned called Pixar. One day, out of the blue, Jobs called Lawrence Levy, a Harvard-trained lawyer and executive to whom he had never spoken before. He hoped to persuade Levy to help him pull Pixar back from the brink of failure. This is the extraordinary story of what happened next: how Jobs and Levy concocted and pulled off a highly improbable plan that transformed Pixar into the Hollywood powerhouse it is today. Explore the episode notes. Search and down a transcript and find links to related books, interviews, lectures, and more: outlieracademy.com/183. Chapters (00:00) The Bleak State of Pixar's Business in 1994 (08:06) Steve Jobs' Investment in Pixar (10:24) The Initial Contract with Disney (26:27) The Four Pillar Business Strategy (32:53) Renegotiating the Contract with Disney (38:10) Don't Engage in Positional Bargaining (40:36) Understand the Difference Between Strategy and Tactics (43:11) Analyze Where You Stand in Relation to the Other Party (45:40) Pixar's Negotiating Power (48:05) Assessing Strength and Negotiating Terms (49:27) Knowing What You Want (51:20) Creative Control and Release Windows (52:18) Profit Share and Revenue Calculation (53:42) Building the Pixar Brand (55:09) Waiting for Maximum Leverage Watch and listen. Watch this episode on YouTube Find this episode in your favorite podcast app Get new episodes delivered via email Explore my full summary for the book featured this week. To Pixar And Beyond: My Unlikely Journey with Steve Jobs to Make Entertainment History For more, explore my full profile on Steve Jobs. Who is Steve Jobs? Wisdom From The Man Who Built Apple, NeXT, and Pixar Brought to you by HVMN. With Ketone-IQ, fuel your best anytime with a boost of awesome-feeling energy and clarity. Unlock the power of nature's superfuel—no fasting or keto diet required. Advertise with Outliers and reach our global community Learn more about your ad choices. Visit megaphone.fm/adchoices

After he was dismissed from Apple in the early 1990s, Steve Jobs turned his attention to a little-known graphics company he owned called Pixar. One day, out of the blue, Jobs called Lawrence Levy, a Harvard-trained lawyer and executive to whom he had never spoken before. He hoped to persuade Levy to help him pull Pixar back from the brink of failure. This is the extraordinary story of what happened next: how Jobs and Levy concocted and pulled off a highly improbable plan that transformed Pixar into the Hollywood powerhouse it is today. Explore the episode notes. Search and down a transcript and find links to related books, interviews, lectures, and more: outlieracademy.com/183. Chapters (00:00) The Bleak State of Pixar's Business in 1994 (08:06) Steve Jobs' Investment in Pixar (10:24) The Initial Contract with Disney (26:27) The Four Pillar Business Strategy (32:53) Renegotiating the Contract with Disney (38:10) Don't Engage in Positional Bargaining (40:36) Understand the Difference Between Strategy and Tactics (43:11) Analyze Where You Stand in Relation to the Other Party (45:40) Pixar's Negotiating Power (48:05) Assessing Strength and Negotiating Terms (49:27) Knowing What You Want (51:20) Creative Control and Release Windows (52:18) Profit Share and Revenue Calculation (53:42) Building the Pixar Brand (55:09) Waiting for Maximum Leverage Watch and listen. Watch this episode on YouTube Find this episode in your favorite podcast app Get new episodes delivered via email Explore my full summary for the book featured this week. To Pixar And Beyond: My Unlikely Journey with Steve Jobs to Make Entertainment History For more, explore my full profile on Steve Jobs. Who is Steve Jobs? Wisdom From The Man Who Built Apple, NeXT, and Pixar Brought to you by HVMN. With Ketone-IQ, fuel your best anytime with a boost of awesome-feeling energy and clarity. Unlock the power of nature's superfuel—no fasting or keto diet required. Advertise with Outliers and reach our global community Learn more about your ad choices. Visit megaphone.fm/adchoices

Keep Dental Hygiene Salaries Healthy by Renegotiating PPO Contracts By Katharyn Edwards, RDH Original article published on Today's RDH: https://www.todaysrdh.com/keep-dental-hygiene-salaries-healthy-by-renegotiating-ppo-contracts/ This audio article is sponsored by Philips Oral Healthcare. See firsthand how 30 years of innovation has made Philips Sonicare the #1 dental professional recommended power toothbrush brand. Take advantage of exclusive trial pricing for dental professionals by visiting ⁠⁠⁠⁠⁠⁠proshop.philips.com⁠⁠⁠⁠⁠⁠.   Need CE? Start earning CE credits today at ⁠⁠⁠⁠⁠⁠https://rdh.tv/ce⁠⁠⁠⁠⁠⁠  Get daily dental hygiene articles at ⁠⁠⁠⁠⁠⁠https://www.todaysrdh.com⁠⁠⁠⁠⁠⁠ Follow Today's RDH on Facebook: ⁠⁠⁠⁠⁠⁠https://www.facebook.com/TodaysRDH/⁠⁠⁠⁠⁠⁠ Follow Kara RDH on Facebook: ⁠⁠⁠⁠⁠⁠https://www.facebook.com/DentalHygieneKaraRDH/⁠⁠⁠⁠⁠⁠ Follow Kara RDH on Instagram: ⁠⁠⁠⁠⁠⁠https://www.instagram.com/kara_rdh/⁠⁠⁠

MeidasTouch host Ben Meiselas reports on Melania's first big speech after renegotiating her prenup with Donald Trump and it was more tone deaf than ever. Head to https://policygenius.com or click the link in the description to get your free life insurance quotes and see how much you could save. Visit https://meidastouch.com for more! Remember to subscribe to ALL the MeidasTouch Network Podcasts: MeidasTouch: https://www.meidastouch.com/tag/meidastouch-podcast Legal AF: https://www.meidastouch.com/tag/legal-af The PoliticsGirl Podcast: https://www.meidastouch.com/tag/the-politicsgirl-podcast The Influence Continuum: https://www.meidastouch.com/tag/the-influence-continuum-with-dr-steven-hassan Mea Culpa with Michael Cohen: https://www.meidastouch.com/tag/mea-culpa-with-michael-cohen The Weekend Show: https://www.meidastouch.com/tag/the-weekend-show Burn the Boats: https://www.meidastouch.com/tag/burn-the-boats Majority 54: https://www.meidastouch.com/tag/majority-54 Political Beatdown: https://www.meidastouch.com/tag/political-beatdown Lights On with Jessica Denson: https://www.meidastouch.com/tag/lights-on-with-jessica-denson On Democracy with FP Wellman: https://www.meidastouch.com/tag/on-democracy-with-fpwellman Uncovered: https://www.meidastouch.com/tag/maga-uncovered Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you feeling stagnant or stale in your long-term relationship? Are you tired of feeling responsible for maintaining the passion in your marriage? Feeling like the only choices on the table are to live as roommates, have an affair or get divorced?   What if there is another way? What if we've been taught a very narrow view of what a healthy, committed relationship might entail? This episode is for anyone who wants to renegotiate the terms of their long-term relationship AND for those committed to liberation in all its forms. About our guest...   Terra Anderson (they/them) is a leading force for pleasure and intimacy in the LGBTQIA+ community. With almost 20 years of experience working in embodiment and sexuality and over 20,000 hours fine tuning their expertise in gender justice, Terra's unique approach to healing joins the powers of activism and pleasure to help LGBTQIA+ people to live more empowered, empleasured, and liberated lives. Terra is the founder of Embody Emerge, a somatic sex therapist, a pleasure and intimacy coach, and a published researcher exploring the impacts of oppression on the body. Through their work, Terra aims to move us closer to a world where pleasure for all can be prioritized as the navigational force by which we heal together, grow, and carve meaningful lives.   RESOURCES Terra's website: www/embodyemerge.com Terra on Instagram @embodyemerge Talks at Google EP 249: Dan Savage and Esther Perel: Love, Marriage and Monogamy Book: Polysecure: Attachment, Trauma and Consensual Non Monogamy by Jessica Fern  

Amanda is an alcohol-free lifestyle expert and coach and author of new book, Unbottled Potential: Break Up With Alcohol And Break Through To Your Best Life. Amanda helps ambitious, soul-centered people stop drinking and start manifesting the life they desire and deserve.  Today we cover her new book and what living alcohol-free can bring to your life. I have about 18 months sober myself as well, so I speak to how what she talks about has shown up for me, too. In a culture that treats alcohol as a cure all to subdue anxiety, grieve, and celebrate, Amanda found that cutting it out helped her and later, her clients feel truly well and finally reach her full potential. We cover: Her last hangover  The social party lifestyle and letting go of your identity around alcohol How much more powerful you are in the throes of life Parallel experiences Adding tools, your nervous system and anxiety Breaking habits Renegotiating friendships  Numbing ourselves to enjoy things we don't truly find fun  What her 'wild' life events are like now  The practice doing this Romanticizing our relationship to alcohol Purpose and actualizing what we really can accomplish in life What you see and what you don't see - How long it takes to get to your new life How alcohol numbs you in sex and romantic relationships  Not drinking being out of your comfort zone How this practice can make everything feel better Setbacks on good days and bad days The power of WAIT (What Am I Thinking) How Amanda forgets her practices too What lessons she has learned since writing the book And lots more! Excellent episode! Follow Amanda and get the book here, out now: https://www.amazon.com/Unbottled-Potential-Break-Alcohol-Through/dp/0593538676 @amandakuda  https://www.instagram.com/amandakuda/  https://www.facebook.com/authenticamanda  https://www.youtube.com/@amandakuda/videos  https://www.tiktok.com/@amanda.kuda  https://www.amandakuda.com  ________ Let's get you to your HAPPIEST and most RADIANT! Book a call to apply to work together one-on-one: https://amyedwards.as.me/15mincall Get my FREE course "The Ageless Mindset: The Ultimate Guide to Look Younger and Feel Happier!" HERE: https://best-you-life.teachable.com/p/the-ageless-mindset-the-ultimate-guide-to-look-younger-feel-happier Get the full course “The Youthfulness Hack: The Secret System to Reverse Aging Fast and Create a New, Radiant You!” https://best-you-life.teachable.com/p/the-youthfulness-hack Please remember to rate, review, and subscribe – and share with a friend! It means so much! Thank you! And join the mailing list today to stay up to date! https://www.amyedwards.com/ HigherDOSE 15% off with code MAGIC15 and use link: https://shareasale.com/r.cfm?b=1336029&u=3517348&m=87497&urllink=&afftrack= Glow serum https://shrsl.com/3w0ya Mask https://shrsl.com/3w0ye 10% off WAANDS:https://waands.com/?ref=amyedwards Or use code AMYEDWARDS for 10% off the CERVIX WAND: https://waands.com/products/cervix-wand?ref=GKWwgfA1tYGAd Amy's hair by https://www.thecollectiveatx.com --- Send in a voice message: https://podcasters.spotify.com/pod/show/the-amy-edwards-show/message

Wholesaling Ethics, Training Sales Managers, The Rise of SCAMS in Real EstateEpisode 148Real estate wholesalers get a bad rep for being slick, untrusty people who only care about making money, but that's because some of us are working with the wrong mindset. The truth is, helping sellers will yield better results for both them and your business.That's why this episode of the Mike and Dan show is all about the topic of integrity, from the business ethics that will affect your growth in the industry to how to avoid scams in real estate. You'll learn the skills you need to provide value to sellers, the consequences of not being transparent with the people you're working with, and the dos and don'ts of negotiating contracts.Mike and Dan also cover the news headlines about Matthew Motil, a real estate investing podcast host who was recently arrested for an $11 million Ponzi scheme. Plus, find out how Mike and Dan train their sales team and what makes a good salesperson.Tune in as we discuss the ethics of wholesaling, the rise of scams in real estate, and more!Topics discussed in this episode:Renegotiating deals with integrityThe consequences of being a greedy investorWoes of working with hard money lendersOur approach to training salespeopleHow to invest safely (and legally)Learn how to start your own real estate investing business in the NEW Accelerator program! Sign up for one of 10 spots here: https://www.collectingkeyspodcast.com/launchIf you're an established investor with money to invest, but not the time, check out the Instant Investor PRO Program! https://www.collectingkeyspodcast.com/storeCheck out the NEW Big Dan Energy shirt (and more!) in the Collecting Keys Merch Store: https://store.collectingkeyspodcast.com/Download the FREE 5-Step Guide To Generating Off Market Leads here: https://www.collectingkeyspodcast.com/freeIf you are interested in learning from Dan and Mike to receive coaching and learn how they built their business, head to https://www.instantinvestorprogram.com and see if you are a good fit for the mastermind group!Collecting Keys Podcast Resources:https://www.collectingkeyspodcast.comhttps://www.instagram.com/collectingkeyspodcast/https://www.instantinvestorprogram.com/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/This episode was produced by Podcast Boutique https://www.podcastboutique.com

Episode 2787: Renegotiating The Power Sharing Agreement With Mccarthy

Last week, the U.S. Treasury hit the debt ceiling. How will markets respond as Congress decides how to move forward? Chief Cross-Asset Strategist Andrew Sheets and Head of Global Thematic and Public Policy Research Michael Zezas discuss.----- Transcript -----Andrew Sheets: Welcome to Thoughts on the Market. I'm Andrew Sheets, Morgan Stanley's Chief Cross-Asset Strategist. Michael Zezas: And I'm Michael Zezas, Head of Global Thematic and Public Policy Research. Andrew Sheets: And on this special episode of the podcast, we'll be discussing the U.S. debt ceiling. It's Wednesday, January 25th at 2 p.m. in London. Michael Zezas: And 9 a.m. in New York. Andrew Sheets: Mike, it's great to be here with you. I'm sure many listeners are familiar with the U.S. debt ceiling, but it's still probably worthwhile to spend 30 seconds on what it is and what hitting the debt ceiling really means. Michael Zezas: Well, in short, it means the government hit its legal limit, as set by Congress, to issue Treasury bonds. And when that happens, it can't access the cash it needs to make the payments it's mandated to make by Congress through appropriations. Hitting this limit isn't about the U.S. being unable to market its bonds, it's about Congress telling Treasury it can't do that until Congress authorizes it to have more bonds outstanding. Now, we hit the debt ceiling last week, but Treasury can buy time using cash management measures to avoid running out of money. And so what investors need to pay attention to is what's called the X date. So that's when there's actually not enough cash left on hand or coming in to pay all the obligations of the government. At that point, Treasury may need to prioritize some payments over others. That X date, it's a moving target and right now the estimates are that it will occur sometime this summer. Andrew Sheets: So I often see the debt ceiling and government shutdowns both used as reference points by investors, but the debt ceiling and government shutdowns are actually quite different things, right?Michael Zezas: That's right. So take a step back, the easiest way to think about it is this: Congress makes separate laws dictating how much revenue the government can collect, so taxes, how much money the government has to spend, and then how much debt it's allowed to incur. So within that dynamic, a debt ceiling problem is effectively a financing problem created by Congress. This problem eventually occurs if Congress' approve spending in excess of the tax revenue it's also approved, that makes a deficit. If, in that case, if Congress hasn't also approved a high enough level of debt to allow Treasury to meet its legal obligation to make sure Congress's approved spending gets done. And if then you also pass the X date, you're unable to fund the full operations of the government, potentially including principal and interest on Treasury bonds. But alternately a government shutdown, that's a problem if Congress doesn't authorize new spending. So if Congress says the government's authorized to spend X amount of dollars until a certain date, after that date, the government can't legally spend any more money with the exception of certain mandated items like principal and interest and entitlement programs. So in that case, the government shuts down until Congress can agree on a new spending plan.Andrew Sheets: So, Mike, let's bring this forward to where we are today in the current setup. How would you currently summarize the view of each camp when it comes to the debt ceiling? Michael Zezas: Well, Republicans say they won't raise the debt ceiling unless it comes with future spending cuts to reduce the budget deficit. Democrats say they just want a clean, no strings attached hike to the debt ceiling because the debate about how much money to spend is supposed to happen when Congress passes its budget, not afterwards, using the government's creditworthiness as a bargaining chip. But these positions aren't new. What's new here are two factors that we think means investors need to take the debt ceiling risk more seriously than at any point since the original debt ceiling crisis back in 2011. The first factor is that like in 2011, the debt ceiling negotiation is happening at a time when the U.S .economy is already flirting with recession. So any debt ceiling resolution that ends with reduced government spending could, at least in the near-term, cause some market concern that GDP growth could go negative. The second factor is the political dynamic, which is trickier than at any point since 2011. So Democrats control the White House and Senate, where Republicans have a slim majority in the House. And House Speaker Kevin McCarthy, he's in a tenuous position. So per the rules he agreed to with his caucus, any one member can call for a vote of no confidence to try and remove him from the speakership. And public reports are that he promised he wouldn't allow the debt ceiling to be raised without spending cuts. So the dynamic here is that both Republicans and Democrats are motivated to bring this negotiation to the brink. And because there's no obvious compromise, they'll have to improvise their way out. Andrew Sheets: So this idea of bringing things to the brink Mike, is I think a really nice segue to the next thing I wanted to discuss. There is a little bit of a catch 22 here where markets currently seem relatively relaxed about this risk. But the more relaxed markets are when it comes to the debt ceiling, the less urgency there might be to act, because one of the reasons to act is this risk that a default for the world's largest borrower would be a major financial disruption. So it's almost as if things might need to get worse in order to catalyze a resolution for things to get better. Michael Zezas: Yeah, I think that's right. And as you recall, that's pretty much what happened in 2011. The debt ceiling was a major story in May and June with extraordinary measures set to run out in early August. But markets remained near their highs until late July on continued hope that lawmakers would work something out. And this dynamic has been repeated around subsequent debt ceiling crisis over the last 11 or 12 years, and markets have almost become conditioned to sort of ignore this dynamic until it gets really close to being a problem. Andrew Sheets: And that's a great point, because I do think it's worth going back to 2011, as you mentioned, you know, there you had a situation by which you needed Congress and the White House to act by early August. And then it was only then, at kind of the last moment, that things got volatile in a hurry. You know, over the course of two weeks, starting in late July of 2011, the U.S. stock market dropped 17% and U.S. bond yields fell almost 1%. Michael Zezas: Right. And the fact that government bond yields fell, which meant government bond prices went up as the odds of default went up, it's a bit counterintuitive, right? Andrew Sheets: Yes. I think one would be forgiven for thinking that's an unusual result, given that the issue in question was a potential default by the issuer of those bonds, the U.S. government. But, you know, I actually think what the market was thinking was that the near-term nonpayment risk would be relatively short lived, that maybe there would be a near-term disruption, but Congress and the government would eventually reach a conclusion, especially as market volatility increased. But that the economic impact of that would be longer lasting, would lead to weaker growth over the long term, which generally supports lower bond yields. So, you know, I think that's something that's worth keeping in mind when thinking about the debt ceiling and what it means for portfolios. The most recent major example of the debt ceiling causing disruption was equities lower, but bond prices higher. Michael Zezas: So, Andrew, then, given that dynamic, is there really anything investors can do right now other than watch and wait and be prepared to see how this plays out? Andrew Sheets: Well, I do think 2011 carries some important lessons to it. One, it does say that the debt ceiling is an important issue. It really mattered for markets. It caused really large moves lower in stocks, in large moves higher in bond prices. But it also was one where the market didn't really have that reaction until almost the last minute, almost up until a couple of weeks before that final possible deadline. So I think that suggests that this is an important issue to keep an eye on. I think it suggests that if one is trying to invest over the very short term, other issues are very likely to overwhelm it. But I also think this generally is one more reason why we're approaching 2023, relatively cautious on U.S. assets. And we generally expect Bonds to do well now. Now, the debt ceiling is not the primary reason for that, but we do think that bonds are going to benefit from an environment of continued volatility and also slower growth over the course of this year. On a narrower level, this is an event that could cause disruption depending on what the maturity of the government bond in question is. And I think we've seen in prior instances where there's been some question over delays or payment, that delay matters a lot more for a 3 month bond that is expecting to get that money back quite quickly than a 10 year or a 30 year bond that is much more of an expression of where the market thinks interest rates will be over a longer period of time. So, again, you know, I think if we look back to 2011, 2011 turned out to be quite good for long term bonds of a lot of different stripes, but it certainly could pertain to some more disruption at the very front end of the bond market if that's where you happen to be to be investing. Andrew Sheets: Mike, thanks for taking the time to talk. Michael Zezas: Andrew, thanks so much for talking. Andrew Sheets: And thanks for listening. If you enjoy Thoughts on the Market, please leave us a review on Apple Podcasts and share the podcast with a friend or colleague today.