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For years, gold was the asset nobody wanted to talk about. It sat there quietly while stocks and real estate continued to rip. Gold was for pessimists. For doomsayers and perma-bears.And then suddenly… gold didn't just wake up. It launched. As of mid-December 2025, spot gold is trading around $4,300–$4,400 an ounce, depending on the market, marking a gain of roughly 60% over the past year and pushing decisively into record territory. The obvious question is: why now? The short answer is that gold isn't reacting to one thing. It's responding to a stacking of pressures that have been quietly building for years and are now impossible to ignore.Start with central banks. For the better part of the last decade, central banks were net sellers or indifferent holders of gold. That changed dramatically after 2022. According to the World Gold Council, central banks have been buying gold at more than double the pace of the pre-COVID years, and 2025 continues that trend, with hundreds of tonnes added to reserves year-to-date. These aren't hedge funds chasing momentum. These are monetary authorities making deliberate, strategic decisions about what they trust to hold value. Why would central banks suddenly want more gold? Because geopolitics has re-entered the chat. We now live in a world where reserves can be frozen, payment systems can be weaponized, and “risk-free” assets depend heavily on political alignment. The World Bank has been explicit that rising geopolitical tensions and global uncertainty are key drivers of gold's surge this year. When trust in the global order erodes, gold benefits. At the same time, the U.S. dollar devaluation thesis is no longer fringe thinking. It is reality.Gold is priced in dollars, and when real yields fall and the dollar weakens, gold historically performs well. That dynamic is playing out again. Reuters has repeatedly pointed to a softer dollar and declining Treasury yields as near-term tailwinds for gold's rally . Bank of America's research echoes this relationship, emphasizing gold's inverse correlation to the dollar and the growing desire among nations to diversify away from dollar-centric reserves . In other words, gold isn't just going up because people are scared. It's going up because confidence in fiat discipline is eroding, slowly but persistently. So…Is gold still a buy or did we miss it? The truth is, both answers can be correct. Yes, gold is expensive relative to where it was a year ago. You don't go up 60% without pulling future returns forward. But what makes this cycle different is that many of the buyers driving demand are price-insensitive. Central banks don't care if gold is up 20% or down 10% in a quarter. They care about long-term reserve integrity. That's why major institutions aren't dismissing the move as a blow-off. Goldman Sachs has cited sustained central-bank demand and the potential for further ETF inflows as supportive of higher prices. J.P. Morgan continues to frame gold as a beneficiary of geopolitical instability and monetary uncertainty, and Bank of America is projecting prices as high as $5,000 an ounce into 2026. Of course, nothing goes up in a straight line. A shift toward tighter monetary policy or a sudden easing of global tensions could cool enthusiasm. Understand though, that gold's breakout isn't just about gold. There is a larger message that should be taken away from all of this. Hard money has come back into favor. Gold is the original hard asset. It's scarce, politically neutral, and has thousands of years of monetary credibility. But it's also heavy, difficult to move, and awkward in a digital world. Bitcoin exists on the same philosophical axis. Both gold and Bitcoin are reactions to the same problem: expanding debt, monetary dilution, and declining confidence in centralized control. Gold is the conservative expression of that view. Bitcoin is the aggressive one. Today, Bitcoin trades around $86,000, still volatile, still controversial, still misunderstood. But if gold's surge is signaling a regime shift toward hard assets, then Bitcoin may simply be earlier in that adoption curve. In other words, gold may be leading the parade. And if history is any guide, when institutions start moving into the oldest form of sound money, they eventually begin exploring the newest. That's the signal worth paying attention to. So this week, I interview Dana Samuelson, an old friend of the show and an expert in everything gold and hard money. Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com. Gold isn’t reacting to one thing, it’s actually responding to a stacking, uh, pressures, uh, that have been quietly building for years and, and really right now are impossible to ignore. Welcome, everybody. This is Buck Joffrey with the Wealth Formula Podcast coming to you. From Montecito, California and today. Uh, before we begin, just a quick reminder. Uh, there is a, uh, website associated with this podcast called wealth formula.com. And, uh, that’s where you go to get deeply more deeply integrated into this community, including our accredited investor club, AKA investor club for you to join. And, uh, once you get onboarded, all you do is you, you have an opportunity to see private deal flow, uh, that, uh, is not available to the general public. If you are an accredited investor, meaning that you have, uh, make $200,000 per year or $300,000 per year, uh, for the last two years with the reasonable expectation of continuing to do so, or you have a million dollars outside of your personal residence, a net worth, then you are an accredited investor and. All you need to do is sign up and join the club. Just go to wealth formula.com and sign up and get onboarded. Now, let’s talk a little bit about something that has been extraordinary this year. It’s gold. You know, for years, gold was the asset that nobody wanted to talk about. I mean, it sat there quietly. Well, stocks and real estate continue to rip. Um. Gold really is really, you know, was for the pessimists. For the doomsayers and the perma bears. I mean, I, I gotta tell you, I kind of am was one of those people, right? And then suddenly gold didn’t just wake up. It, it totally launched, exploded in his mid-December 2025. Spot Gold is trading around, I know, 4300, 4400 an ounce, depending on the market, gaining roughly 60% over the past year. Pushing decisively into record territory. Now the obvious question is why now? Well, the short answer is that gold isn’t reacting to one thing. It’s actually responding to a stacking, uh, pressures, uh, that have been quietly building for years and, and really right now are impossible to ignore. And this is an interesting shift because. The thing is that in the old days, and I’m even talking about 15, 20 years ago, uh, you would look at gold as something that didn’t really go up when the stock market was doing well, right? It was kind of a reaction. It was a fear-based thing. It still is sort of a fear-based thing, but now it’s not just fear of, you know, whether the stock market’s gonna crash. It’s fear of geopolitical concerns. That’s where the central banks come in, right? So for the better part of the last decade, central banks were net sellers. Or really indifferent of holders of, of gold, and that changed dramatically after 2022. So according to World Gold Council, central banks have been buying gold at more than double the pace of the pre COVID years. And 2025 continued that trend with hundreds of tons, uh, added to reserves year to date Now. These are central banks. They’re not hedge funds chasing momentum, right? They’re monetary authorities and they’re making deliberate strategic decisions about what they trust to hold value. And why would central banks suddenly want more gold? Well, because again, geopolitics has reentered that chat. We live in a world now where reserves can be frozen, right? Payment systems can be weaponized. Risk-free assets depend heavily on political alignment. Now of course, I’m talking about the United States when I’m mentioning all those things, right? Uh, how we can kind of just freeze assets of Russia and that kind of thing. I’m not, uh, pro-Russia, I’m just pointing out the fact that. Countries don’t like it when you freeze their assets. Right? The World Bank, uh, has been explicit that rising geopolitical tensions and global uncertainty are the key drivers of gold surges this year. And when trust in the global Ory roads, of course that is now when gold benefits and at the same time, the US dollar devaluation thesis is no longer just kind of fringe thinking. It’s reality. No one, no one even bothers to pretend that that’s not happening. So gold is, uh, of course, priced in dollars and when real yields fall, uh, and the dollar weakens gold historically performs well so that that dynamic is playing out again as well. In fact, Reuters has repeatedly pointed to a softer dollar and declining treasury yields as near term tailwinds for Gold’s Rally Bank of America. Uh, their research shows, uh, this relationship emphasizing gold’s inverse correlation to the dollar and the growing desire among nations to diversify away from the dollar centric reserves. In other words, gold isn’t just going up because people are scared. It’s going up because confidence in the fiat discipline is eroding altogether slowly. Persistently. So the question is, is gold still a buyer? Did we miss it? I mean, I just mentioned that it just went up by like 60%, right? So that’s a tricky question. It really is. I could certainly see some volatility there. But here’s the thing. I mentioned that central banks were big buyer, right? Central banks don’t care if gold is up 20% or down 10% in a quarter. They care about long-term reserve integrity. So they’re a price insensitive buyer. Um, and that’s why major, major institutions aren’t dismissing the move, as you know, just a big blow off. Uh, Goldman Sachs cited sustain central bank demand, and the potential for further ETF inflows is supportive of higher prices. Banks, uh, like JP Morgan and um, and, and Bank of America. I mean, they’re continuously talking about how gold is a beneficiary of this geopolitical instability. Bank of America is projecting prices high as $5,000 a ounce in 2026. So that’s still a big move, right? Of course, nothing goes up in a straight line. So shift toward tighter monetary policy or sudden easing of global tensions. Well, I, I could, they could cool enthusiasm, right? The less fear in the world. Well, that isn’t. That’s not good for gold. I understand though that gold’s breakout isn’t just about gold. There’s a larger message that should be taken away from all of this, and that is that hard money, real assets have come back into favoring, and gold is the original hard asset. It’s scarce, it’s politically neutral, tens of thousands of years of monetary credibility, but it’s also heavy, difficult to move and awkward in a digital world. Now, of course you know where I’m going with that. I don’t wanna make every gold conversation conversation about Bitcoin, but just as a reminder, Bitcoin exists on that same philosophical access, right? Both gold and Bitcoin are reactions to the same problem. Expanding debt, monetary dilution, declining confidence and centralized control. Gold is the conservative, you know, version of that, the expression of that Bitcoin is the crazy youngster, the aggressive one. They’re, they’re following the same rails. And today Bitcoin trades around $86,000. It’s still volatile, still controversial, still misunderstood, and really, listen, the market cap is 2 trillion bucks. Um, you know, no asset that has ever reached $2 trillion. Market cap has ever gotten to zero. But on the other hand, there’s it, it’s pretty small, and you could still move those markets really quickly, and that’s why you’ve got volatility. But if gold surge is signaling a, a, a shift towards hard assets, it’s really hard to not see that. Uh, Bitcoin may simply be, uh, you know, early in that adoption curve. In other words, gold may be leading the parade. And if history is any guide, uh, when institutions start moving into that, you know, oldest form of sound money, they eventually begin exploring the newest. And that’s, that’s a signal. Worth paying attention to. Anyway, this week what we’re gonna really focus on though is gold and hard money. We’ll talk a little bit about Bitcoin as well. My guest is Dana Samuelson, who is. An old friend of the show, and we will have that conversation right after these messages. Wealth Formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net, the strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account. As your money accumulates, you borrow from your own. Bank to invest in other cash flowing investments. Here’s the key. Even though you’ve borrowed money at a simple interest rate, your insurance company keeps paying. You compound interest on that money even though you’ve borrowed it at result, you make money in two places at the same time. That’s why your investments get supercharged. This isn’t a new technique, it’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its back. Turbo charge your investments. Visit wealth formula banking.com. Again, that’s wealth formula banking.com. Welcome back to the show everyone. Today my guest on Wealth Formula podcast ad Samuelson. He is been on the show before. He’s friend of the show. He is a professional. How do we see this numismatist since, uh, 1980. Working with some of the most influential, precious metals trading companies in the country. Before founding his own American Gold Exchange Incorporated in 1998. Uh, for nearly a decade, he was a personal protege of James U. Blanchard ii, one of the true giants of the industry, and the individual most responsible for re legalizing the private ownership of gold in the us. American Gold Exchange Inc. Is a national mail order, precious metals and rare coin dealership that makes competitive buy and sell markets in mainstream, modern, gold, silver, platinum, palladium, bullion coins and bars and classic pre 1933 US Gold and silver coins and World War ii European Gold coins. I don’t know if I left anything out, but welcome Dana. How are you doing? I’m doing great, buck. Thanks for having me back. I really appreciate it. Well, it was funny, we had a little conversation, uh, just before we started and I said, well, gosh, you know, uh, we’ve had you on the show before, maybe once, maybe twice. And, you know, and, and you, um, I think Apley described the gold market as watching paint dry. And I, I think that’s, I think that’s pretty adequate. Um, I mean, for, I mean, the last decade or so before this all happened. So, so let’s start talking about it. So, gold gold’s moved into price territory that, you know, very few people would’ve predicted even a couple years ago. So what, from your perspective, having lived lived through multiple gold cycles, what feels fundamentally different about this move? Uh, this market is a globally driven market and it’s focused on physical. There’s been a move into gold this year, and silver now platinum two. To a degree palladium, uh, in a physical level that we haven’t seen since the late seventies when we had the last really, you know, red hot market driven by fears over debt inflation. Geopolitics. Uh, you’ve got the bricks, nations that are trying to divorce themselves of the dollar, but they really can’t do it easily because there’s not a good viable alternative except for gold. And that’s been one of the leading drivers of this gold price surge that has really, you know, almost doubled in price since, uh, two years ago. A lot of it is, you know, underpinned by Central Bank Gold buying, you know, between 1950 and 2010, after the dollar became the world’s reserve currency backed by gold. And even after we un pegged the dollar to gold in the 1970s, 1971, central bankers had had gold on their, physically in their vaults from pre-World War ii when gold was money, uh, they shed that. From the 1950 all the way to 2010, they became net buyers after the great financial crisis due to the global debt explosion and primarily quantitative easing printing money outta thin air. But they were buy, they were modest buyers, you know, 500 tons a year until Russia invaded the Ukraine in 2022. And we sanctioned Russia and weaponized the dollar. The last four years, they bought, you know, almost a thousand tons of gold year or double. That really became material last year in price as the cumulative effects of their continually buying about a fifth of what the mines make every year started to really impact supplies and price movement. And now we’ve got President Trump this year, you know, throwing a monkey wrench into the World Trade order with his tariffs. And I think that that’s created a lot of uncertainty, some fear. And of course the debt just continues to go higher and higher. And now interest payments on our debt are over a trillion dollars for the first time ever. So debt servicing is starting to become problematic. The cumulative effects of all this have caused the, the people around the world, including central governments to buy gold at record rates. Um, but it’s not the phenomenon that’s happening in the United States. ’cause we don’t have a gold culture in our country, like almost every other country does. It’s interesting. Um, so what, you know, you’ve been talking about really is central banks around the world have it really been accumulating gold at levels we haven’t really seen in modern times. Right. And, and, uh, why do you think the US Central Bank. It doesn’t do the same because is it an admission of the debasement of the dollar? Because really the gold, gold is the anti dollar. I’ve always viewed it as the anti dollar maybe. Maybe that’s not the, you know, you may not agree with that a hundred percent, but I’ve always viewed it that way, and so why wouldn’t the US hedge and accumulate more? Well, we’re the world’s reserve currency. That Right. That’s, that’s created a paper culture in our, in our world. It’s now three generations old, right? Since 1945, when the dollar became the world’s reserve currency and we, the world went to a paper money standard instead of a gold money standard, which was the world’s standard from ancient times all the way till the 1930s. You know, the, our monetary system when the country was founded in 1793 was based on gold and silver coins. A copper penny was the size of a half dollar because that’s what one penny’s worth of copper was worth in 1793. Right. Um, you know, after World War ii, we had a couple things that the rest of the world didn’t have. We had a manufacturing, uh, industries that were, uh, unaffected by the, physically by the war. And we had, you know, the ability for markets to work properly, which should allow the dollar to become the world’s reserve currency. Backed by, you know, 8,200 some odd tons of gold, the biggest pile of gold that any country had. Actually, at that time it was more like 20,000 tons of gold. Uh, but by the time we got to the seventies and we un pegged from gold, we were down to about 8,000 tons. That’s still more than anybody else is supposed to have. I do think China could have more gold than that. Now they’re just not telling us they do. You know, officially they’ve got about 2,400 tons of gold, uh, and the second and third are, you know, 3000 tons of gold. So we, we still have a lot of gold. And there’s talk about auditing Fort Knox and monetizing it, but it only gets us about a trillion dollars. It’s not enough to really, you affect the 38 trillion, maybe pay the debt off for a year, or, you know, for six months. Six months, yeah. Something like that. Our, our debt is starting to matter too. You know, it’s doubled twice in the last 20 years. It gonna double again in the next 10 to 70 trillion, 78 trillion. People hear about the, the whole, uh, the bricks phenomena, right? And part of, part of what you were just discussing in the, uh, accumulation of gold. Explain that, explain what’s going on over there for people who aren’t paying attention, and you know how that is, how that is playing into all of this. Well, when we sanctioned Russia after they invaded the Ukraine. And seized their assets and threw them off of the Swift International Bank Transfer Payment System. We forced countries that were concerned that if they ran politically afoul of us, we could do the same to them. They forced them into thinking, oh, how do we get some independence from that vulnerability? Potential vulnerability? It’s not easy to replace the dollar. What they’ve, what they’ve been doing is replacing the Swift Bank transfer payment system with a payment transfer system of their own right so they can move money amongst themselves outside of the SWIFT system, number one. And since there isn’t a good viable alternative to the dollar, really the only other asset that makes sense is gold. Gold is a neutral asset. It’s not like you need it for oil or grain or steel. Nobody really needs gold, right? But it’s universally trusted. It’s immediately liquid, and it’s got a couple other things going for it that are unique. Number one, it has no counterparty risk. It’s one of the only assets. It isn’t simultaneously someone else’s liability. And number two, uh, gold in a vault can’t be seized or sanctioned. Right, so they’ve been going to gold, like they’ve been going to gold for, for centuries. It’s just, it hasn’t been that way since after World War ii. It’s a, it’s kinda like a back to the past kind of a situation. It’s sort of back to the future. It’s back to the past. That’s the allure for gold and the reason why they’re accumulating. In fact, they just launched their own currency unit called the unit. 40% backed by gold. The bricks nations have now it’s in its infancy and it’ll take a while for it to really, you know, work. But they’ve been building the components and the infrastructure to get to this point, creating the transfer of payment systems and all the components to go along with that so that they could announce something that they could use as a, as a settlement vehicle for trade, which is really what this is all about. And they’re backing at 40% by gold. Which is material and it’ll become bigger as time passes. Let’s, let’s try talk a little bit about that price movement. Huge. Um, is 60% in the last couple years, is that about right? This year alone, gold’s up 67% on a 12 month rolling basis, 67%. I mean, those are like bitcoin num, you know, type movements in the past. Right. They’re kind of crazy. So a lot of people are looking at those prices today and they’re thinking, well, I’m late to the party. Uh, are they late to the party? How do you, uh, what, what do you think’s going on there? I think the party’s about halfway through. We haven’t got to the late innings yet. I, I really do think this, and this is why this is the fourth major bull run in gold we’ve seen since we went off the gold standard in 1971. We had a a 20 to one run for gold in the seventies that was built on two oil shocks. 18% inflation and a crisis of confidence in the US then for the next 30 years. You know, 25 years a good part of my career. You know, watching gold was like watching paint dry. It traded routinely between three and $500 an ounce until we got into war, uh, following the nine 11 attacks, Iraq and I, Afghanistan, and we went into deficit spending. Then we had a second financial crisis when the great financial crisis hit another bull bull market in gold. Then we had COVID economic closures, another bull market in gold. Now we’ve got a fourth, but it’s lacking what the first three had, which was fear in the US over either economics or geopolitical events. So this gold price has essentially doubled since March or April of 2024. With no fear and a lot of complacency in the US markets. So my, my thinking is what happens if the economy slows down and, you know, the Fed’s gonna lower rates anyway. We know that’s coming with a new Fed chairman in the next five months, six months, number one, that’s good for gold. What happens if we go into a real economic slowdown and the Fed really has to drop rates, or God forbid, go to QE again, right? Or inflation rears its ugly head because the fed’s too accommodative in it. Situation where, you know, supplies are kind of tight still because of the monkey wrench, president Trump has thrown into the World Trade Order. You know, if we get fear in the US that’s when gold could go from 4,000 to, you know, 8,000. And I’m not saying that’s gonna happen, but I do think the trends have driven gold higher are not gonna change anytime soon. One of the things that you’re mentioning is those trends and like even. You know, in the last 15 years ago when I’ve been sort of involved in the investor world, the, the things that we talk about with trends with with gold have changed. I mean, usually you don’t see AI stocks going up with gold, right? Like, I mean, not that AI was around, but the point is tech stocks, that kind of thing. How is that thesis fundamentally changed? Um, I’m not quite sure I understand your question. Well, what I mean is like if gold was, gold used to be, I think it’s, you know, something again that people would buy when they were afraid of, of what’s going on in the equity markets. Right. Uh, that’s clearly not the case now. No, no, not at all. Right. Talk about that change. When did that change happen? How did it happen? This is a globally driven market. It’s not a US-centric market. This is fear around the world. You know, central banks started to underpin this market in 2022 when they stepped up their buying and doubled it. But this year, because of the uncertainty, uh, and some of the fear that President Trump’s tariffs and the way they’ve been deployed, kind of knee jerky, um, and inconsistently. Certainly not diplomatically, right? You know, it’s caused a lot of concern around the world. And for example, in April when President Trump announced the reciprocal tariffs on April 2nd, what happened? The bond market went into the complete dislocation, yields spiked from 4% to 4.5% in a week. The bond values tumble because investors started pulling money out of the, and taking it back home. Money that’d come in from Europe and Asia started to go back. So what did President Trump do? He pulled back the reciprocal tariffs on every country, but China and China said, well, we’re not gonna drop tariffs on you. And he said, well, we’ll ramp ’em up on you. So we went toe to toe with him. Until a week later, we were at 145% tariffs on China, and they were 125% on us. Well, if you’re a Chinese investor and you have real estate or stocks to invest in, and both of which have done badly since COVID or gold, what are you gonna do when your best customer suddenly says, Hey, we really don’t want your products, because that’s what 145% tariffs say to the Chinese. We don’t want your products. You can’t sell ’em here. You gotta go sell ’em somewhere else, but we’re their best customer. So they bought gold. They bought gold handover fist, and they drove the gold price up $500 by themselves during that month. That’s what I mean by fear outside of the us. Yeah. We don’t get it inside. Well, and and that’s fear outside of the markets too, right? I think that’s, that’s the fundamental shift I was trying to get at is true. It used to be that gold was, uh, gold would react on fear of the markets, but now there’s another level of fear, which is geopolitical. And it doesn’t seem like there’s any time soon that that’s gonna end. No, no. I, I, I’ve called it like a run on the bank only. It’s not a run on the bank of like George Bailey’s run on the bank and it’s a wonderful life. This is a run on the gold market, the physical gold and silver and platinum markets. That’s really what this is, and it’s a global rush to buy. And it’s not just central banks, it’s the public as well. Due to uncertainty, part of it’s fear of missing out now that we’ve had a big run in prices too. That’s FOMO in there too. That’s what I’m trying to, that’s part of what I was wondering too though, is like, you know, again, there’s people out there now who, um, are, are looking at this and they might even be listening to us going, gosh, yeah, it really makes sense and I happen to have no gold. What do I do? You know, what do I do now? Do I buy now? And, and I’ll, you know, and, and the next thing you know. I find out this was a frothy market and, and I’m down 20% for the next three years. I mean, that kind of thing. So I, I think it’s a, it is a tricky time, but, so that sort of, I guess, brings up when you think of gold, um, in a portfolio. I mean, you say, you’ve said in the past, it’s not about getting rich. Well, some people really did get rich this time. Uh, you said it’s about preserving wealth, right? So how should investors think about Gold’s role alongside stocks, real estate, and other assets right now? Well, even I think JP Morgan Chase has said this year, you know, instead of a 60 40 portfolio, you should have a 60 20 20 portfolio with 20% bonds and 20% precious metals. Gold in particular, because of what’s been happening. And now we don’t have a gold culture in our country, like most every other country does. So most Americans don’t get it. And that’s part of. We’ve ingrained because the dollar is the world’s reserve currency and it insulates us from currency shocks in commodity pricing primarily. Uh, without that insulation, you know, they might think things a little bit differently, but you know, any good financial planner will say you should have a little bit of precious metals as part of your portfolio, uh, as a hedge against financial uncertainty. And it certainly worked perfectly well during the great financial crisis. And when COVID hit because. Gold tends to counter cyclically, perform in price against stocks and bonds, and it’s always liquid. Now, you’re a real estate investor, you understand real estate. What couldn’t you get in 2009 alone? Right? Bankers wouldn’t give anybody money, right? But if you had gold, you could get liquidity, right? And gold, you know, almost doubled between 2008 and 2011 at the same time when most assets were dropping 50%. That’s an insurance policy for the rest of your money. That’s why I said, look, it’s a way to preserve wealth and have a hedge against financial uncertainty. But in the market that we’re in now, you know, having more than just the, the minimum, which is five to 10% of assets as a, you know, potentially an investment instead of just an insurance policy. That makes sense. But you’re right, you could buy and you could, you know, tie up money that won’t produce anything for a couple years, maybe longer. You also have an insurance policy in case the wheels do come off like they did during the great financial crisis or during COVID. Yeah. Yeah. I was listening to, uh, another podcast. I listened to the, these, uh, guys, the All In podcast, and, uh, Tucker Carlson was on there, and apparently he’s a, you know, huge, uh, physical gold guy. And, and he said, and I, I think he was serious. He said he buries it in his backyard and then he spreads a bunch of, um. Uh, a bunch of, you know, silver beads, uh, out there too, like, just in case no one can like, use a medical metal detector and find it is gold. Uh, let’s talk about that nuance of, of physical gold versus, you know, buying ETFs and all that stuff. What’s your take? I mean, what, what do you tell people when they say, well, gosh, you know, uh, it might be hard for me to store that gold and, and why shouldn’t I just get an ETF and, and talk a little bit about that? Well, I trade ETFs in my IRA account. When I think the, when I think I can harness price movement, that’s what I use ETFs for. You know, they’re a paper representation of gold, uh, that you can trade at the click of a button, physical gold. Is valuable. It’s, you have to find a place to store it. It’s pretty inert, so you can, you can bury it in your backyard, keep the elements out of it, but then there’s some risk there because it could be found, it could be stolen, so you do have to store it somewhere. You can put it in a bank safe deposit box, but I don’t really recommend that because what happens if there’s a banking holiday and you can’t get to it? So having a home safe or maybe, you know, maybe bearing it in the backyard. Is an option if that’s what you wanna do. Or there are independent professionally run storage facilities. There’s a few of ’em around the country that are run by precious metals dealers that are, you know, big entities. Uh uh. So I think they’re trustworthy and they certainly have the ability to service and aren’t properly insured. So that if something happens, you know your value is protected. And that’s primarily what you pay for as a storage fee is a percentage of value. Not so much number ounces that you have there, but the value percentage, because it is an insurance, uh, related value, right? The value goes up, they’ve gotta get more insurance so they get a higher storage fee for that same amount of metal if the value increases, which is unlike other assets. So I do have a couple of those I recommend that are run by professional. Companies that have been in business for years that we know would trust and have performed perfectly. If you wanna store, um, physical metal now gold is compact. You know, a hundred ounces is smaller than a paperback novel and it’s $450,000 worth of value today. You could, I could literally have one bar in each one of my coat pockets and be walking around with almost a million bucks in my pockets, and no one would know. Silver. You know, silver creates a bigger problem because it takes 70 ounces of silver to equal an ounce of gold. So there’s a lot more volume involved and a lot more weight, which is why sometimes these facilities make more sense if you wanna store something that’s more bulky like silver. But if you’re gonna store gold somewhere, that’s not easy to find. You wanna make sure somebody you trust behind you knows where it’s just in case something happens to you. Right? Yeah. Um. What, um, how difficult is it, uh, Dana, for someone to, I guess, say they wanna sell, say maybe they need to sell one of those bricks in your pocket there? Uh, and, and, um, is that a, um, a process that, I mean, it’s, you know, it’s not as easy as clicking a button at that point, right? But to make sure that you get the best possible price for your gold and all that, I mean, you’re not gonna go to a pawn shop and. Oh, that, so like, I, I’m just curious on the mechanics of that. ’cause I’ve, you know, I’ve, I’ve never sold, you know, physical gold for anything. So, so our, our company’s a physical dealer. We’re a hybrid between Amazon and a financial institution. And that, uh, we sell something online or over the telephone. The price is always changing on a minute by minute basis, but it’s like you’re buying shoes. It’s just, you know, you don’t quite know what the price is gonna be. So we physically, you know, figure out which product you should purchase, what’s best for you, and then we ship it to you if you want to sell it, it’s just the reverse of the transaction. You have to present it for delivery, which means you have to ship it back to, uh, your dealer, or, you know, physically deliver to them, and you get paid immediately upon delivery. So, um, you know, we, we do business like a financial institution. You can call us up, place a transaction over the phone. Uh, if it’s a smaller transaction, we’ll do that without deposit funds. If it’s a bigger transaction, we don’t know, you will want funds first, but once we lock in, that’s the price. Just like when you buy stock and then you pay the balance or, or we ship you the merchandise, whichever comes first. Um. You get it, inspect it, make sure you, you got what you’re supposed to get. In fact, it, you know, in the last two years with this gold price just climbing higher and higher, we’ve got a lot of clients that are complacent. They like the stock market that’s been hitting record highs, uh, and they’ve been shedding gold. We’ve actually bought more gold as an industry, not just our company, but as an industry in the last year than we’ve bought in a single year in 20 years. So it’s very easy to reverse the transaction. But what I would tell you. For your listeners is, and this is important, you should buy sovereign minted products, gold ounces, silver ounces, one ounce gold coins. They’re really just round bars made by the US Mint, the Royal Canadian Mint, the British Royal Mint. The Austrian Mint instead of refinery made. One ounce bars or 10 ounce bars or kilo bars of gold because we have a modest but growing problem with Chinese counterfeits. The Chinese can take tungsten and plate it with gold and pass it off as reel, and they can do that much better with refinery made bars that have plain design pictures stamped onto them. They can replicate those very well, but they cannot replicate the intricate pictures. The US Mint or the Canadian Mint, or the Austrian mint, British royal mint stamp onto that one ounce gold coin. We call it a coin. It’s just a round bar made by a mint that struck with dyes like a coin. And all of the mints around the world have introduced minute anti-counterfeiting design elements into the picture that they stamp on their coins to deter Chinese counterfeits. And it’s working. So the most important thing is, you know, do business with a reputable dealer that’s been around a long time, that has a good reputation, not a, not some new entity, right? You wanna find a, a trusted member of the community and develop a relationship that makes buying again or selling very easy. Once you have a relationship with a dealer, and we know the product you’ve purchased, we’ll take it back very easily. Uh, silver is, you know, people talk a lot about it in the context of, you know, the lump it with gold but has very different characteristics. Um, how do you think about silver today? I love silver today. Uh, it’s, it’s a metal at times as hard to love because every time it makes a big gain, it can give it up pretty easily. It’s more volatile than gold, but gold’s about 90% monetary metal in 10%. Commodity metal silver’s about 50 50, but what silver has going for it is, uh, a couple of unique characteristics that virtually no other metal comes, uh, as close to, which is conductivity of heat and electricity. Silver is amazing in that it’s the best at conducting both heat and electricity. I’ve got a one ounce silver coin on my desk here, and if you take this coin and hold it between your fingers and take an ice cube. You can literally cut that ice cube in half in about 6, 7, 8 seconds with a pure silver coin because the heat from your fingers gets transmitted to the coin and goes right through the ice cube. That’s just a simple example of how conductive silver is for temperature, and we have a structural supply deficit in the silver market that we’ve had for about five years now, where the industry. Is consuming more silver than comes out of the ground on an annual basis. So we’re eating into the above ground supply. Uh, so fundamentally that’s the supply and demand equation favor silver. Uh, plus because gold is moved up so much in price, silver is getting a rotation into it because it’s underperformed relative to gold until just recently where it’s played catch pretty sharply in just the last three or four months. If you measure. How many ounces of gold, uh, how many ounces of silver it takes to equal an ounce of gold, the gold to silver ratio back in April. That was a hundred to one, you know, which was an extreme. Today that ratio is a, is a little under 70 to one. It’s 67, 68 to one. So silver has played up in ketchup in price. Where is that historically? Uh, well. Normally it’s between about 40 to one and 80 to one with about 60 to one as the, as the pivot point where it’s in, they’re in equilibrium. But in the last four or five years with gold leading and silver lagging, we’ve routinely been in the 85 to 90 to one range. Uh, and we actually hit a hundred to one in April of this year, uh, which was the highest it’s been, um, except for when we had a kind of a knee jerk in the medals during COVID, which was an anomaly. Uh, didn’t last. So, but anyway. Silver is playing ketchup because it’s been undervalued relative to gold. Um, and we’ve seen, you know, people that wanna be in the metals, but think gold’s a little expensive. They’ve rotated out of gold, and we’ve seen some of that money move into silver and also into platinum. Now, platinum was under a thousand dollars this time of year ago, and it’s almost $1,900 announced today. So it’s almost platinum’s up, uh, almost a hundred percent now. This year where silver’s up 120% this year and a lot of this demand is driven globally. We’ve seen huge demand in silver in India this year because gold is so, has become so expensive, and that’s what I mean by a global run on the, on the bank. It’s not just China, Japan, it’s India too, and Europe as well. Physical buying and et f buying ETFs are available around the world in precious metals now that really haven’t been very impactful until this year. Um, but that’s what the world’s doing, you know? No discussion these days on gold is complete without at least mentioning Bitcoin. Uh, you know, and, and it’s, it’s interesting because, um, you know, even within the, uh, uh, gold world, I mean, there’s, there’s some prominent people who are really bought in to Bitcoin. Like I, Lawrence Lepert has been on the show multiple times now, and Larry’s all in. Um, just curious as a, you know, as a gold person, what do you see where, what do you see the role or do you not believe in this thing? Do you believe it is a, a parallel? Um, I, there’s so many things that you say about gold. That I’m like, yeah, you can say that about Bitcoin too and carry, you know, millions of dollars in your pocket. You can, you know, it’s, uh, there’s a very little amount of it. Um, obviously it’s new, right? Gold has been around for, since the beginning of time and, and now we’ve got 2009 for Bitcoin. What is your view? How are you seeing it? May, how are your colleagues seeing it in the gold space? Well, a couple different points to make here. Um, you know, when, when Bitcoin came out in 20 10, 20 11, you know, one of my friends in the, in the precious metals business told me I should buy it when it was 20 bucks and I didn’t get it. So I didn’t do it, and that was a big mistake on my part. But Bitcoin has one advantage that no other currency or gold has, which you can move serious money over borders easily. You’re right, you can carry it around in your pocket, in your wallet and, um, you know, you carry a lot of value around and transfer it at the, you know, click of a button. And no co counterparty risk, just like you said with gold, right? Yeah. Well, there’s some modest counterparty risk with, with bitcoin that you, you have counterparty risk with gold and theft as well. Um. Bitcoin is volatile. It’s, you know, it’s, it’s very volatile. It’s still the speculative investment. I mean, it was 124,000, you know, four months ago, and now it’s about 85,000, 90,000. So there’s volatility there that gold doesn’t have. But more importantly, what I’ve seen in my career is a generational divide. The older, older people, you know, 45 and older, like gold and silver. Younger people that grew up with phones in their hands like Bitcoin. The volatility in Bitcoin that we’ve seen in these two big selloff cycles in Bitcoin have not the first one, but the second one have helped to bring some of those younger people into the stability of gold, especially in the year when gold is doing pretty well. ’cause it then it kind of has a little bit of that Bitcoin allure, which is, you know, get rich quick. But, um. Bitcoin’s volatile, but it’s here to stay and it is now the most respected cryptocurrency. Like I almost bought Ethereum, you know, 10 years ago when one of my friends was explaining both to me and said that Ethereum basically had better fundamentals. But you know, it’s kind of inventing, it’s kinda like investing in a. What, uh, beta, beta max instead of VHS back in the day. Some of the older people remember that. You bet on the wrong horse, you know? Yeah, exactly. Well, you’ve, uh, you know, you built this, uh, firm on transparency, integrity, uh, in an industry that doesn’t always have the best reputation. Right? So for investors who decide that precious metals belong in their portfolio. Uh, how can they get a hold of you? Well, our website is, uh, A-M-E-R-G-O-L d.com. Uh, we don’t have, you know, 10,000 items on our website. We have a, we have a small listing of what available products are because we stick with mainstream items, products that are primarily easy to sell, uh, competitively priced, widely traded, and easily understood. Um, uh. Uh, email address is info I nfo@amggold.com. Uh, we have a toll, toll free number 806 1 3 9 3 2 3. Uh, we’re consultative in nature. We’ll, we’ll answer any questions. Happily, gladly, uh, no transactions too small or too large. What we really wanna do, uh, is help people because if we do that, we help ourselves. And when you treat people right, it, it comes back. And our industry does have a chair of bad actors. And, um, you, you wanna make sure that you do business with someone reputable that’s been in the industry a long time. And I understand some people may wanna do this locally where they can actually walk into a place of business. Do this instead of over the phone. So look for dealers that have, you know, longstanding, uh, businesses and good reputations. If you see a reputation that, uh, has some complaints, you know, there are other choices for you. But, um, we just try and help people buck. That’s really what we try and do. We certainly have the reputation for it. Dana. So thank you so much for being on Wellfor podcast. Well, thanks for having me. It’s great to see you again, and I wish you a great success in 2026 and a happy holiday season. You too. You make a lot of money, but are still worried about retirement. Maybe you didn’t start earning until your thirties. Now you’re trying to catch up. Meanwhile, you’ve got a mortgage, a private school to pay for, and you feel like you’re getting further and further behind. Now, good news, if you need to catch up on retirement, check out a program put out by some of the oldest and most prestigious life insurance companies in the world. It’s called Wealth Accelerator, and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens to you. The concepts here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealth formula banking.com. Welcome back to Show England. Hope you enjoyed it and, uh, I will. Uh, I should admit though, that if you go back and you listen on my, uh, past shows, this is one that I was wrong on. I, I’ve never been a gold bug. My biggest issue with gold. Um, has always been, you know, from an investment thesis that it doesn’t really do anything, doesn’t yield anything, and what’s the point of owning it rather than owning, uh, real estate. And actually, if you just look at what I said, it’s, it’s still, it’s still, it’s still kind of true, right? I mean, you can argue, well, yeah, the real estate markets really did, uh, did struggle over the last couple years. But listen, at the end of the day. The real estate market struggled because of leverage, right? Gold. There’s no leverage, no one’s borrowing, buying gold on leverage, and so it can go up and down and it doesn’t really hurt anybody. If you take the last couple decades and you know how much people made from, uh, real estate versus Bitcoin, even though there’s this huge, uh, huge uptick in Bitcoin now it’s, it’s probably the case that they come out pretty close. If not, uh, you know, real estate still being the winner. But anyway, uh, I do want to say and admit that I was wrong. That, uh, that the gold wasn’t really worth, uh, owning. I think, uh, you know, I wish I had owned some, just like a lot of people wish they’d own Bitcoin at $6,000, right? Um, in fact, I will say that one of the things in hindsight that I think of is gold in many ways for the last several years was on sale. And I haven’t really been talking about this as much, but I’ve been reflecting on this a great deal about making sure that as an investor you wake yourself up once in a while and ask, okay, well, what’s on sale? Well, gold was on sale for a while. Silver was definitely on sale. Right? Um, doesn’t mean you have to go in, have, you know, 50% of your portfolio in something like that, but when something’s on sale, it’s not a bad idea to look around. And maybe get, you know, get a little bit of exposure. I do think that real estate is there right now. I think real estate, you know, if you’re in the credit investor group, you’re seeing on a routine basis 30%, uh, discounted offerings from just a couple years ago. And I do think that’s on sale right now. But there are other things as well, arguably. I mean, I, I actually think that Bitcoin is, uh, uh, sort of on sale right now. I mean, sitting at 86,000, anybody who thinks it’s not gonna go to a hundred thousand at some point in the next, you know, 12 months is, I mean, I think it’s highly unlikely that it doesn’t go to a hundred thousand, right? So think about that right now. That’s like a 14% gain right then and there. Anyway, sometimes it’s good to just look around and see what’s on sale. Uh, that’s my message for this week. Uh, this is Buck Joffrey with Wealth Formula Podcast signing off. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheel Wright and Ken McElroy. Visit wealthformularoadmap.com.
From JP Morgan Banker To $5M Cookie CEO (Without VC Money) Carolyn K. HaelerLearn the mindset and moves that lead to real results. Please visit my website to get more information:http://diversifiedgame.com/
In this episode, I sit down with Shannon Hoff, a seasoned mortgage pro who just made a career move that many loan officers quietly think about but rarely act on: shifting from mortgage banker to mortgage broker. Shannon spent 20 years on the banking side, working with only six companies over two decades — and two of those closed their doors. In an industry known for turnover, her track record of stability is rare. That's exactly why her decision to make the switch is such a powerful story. We dig into: What finally pushed her to explore the broker world The biggest surprises (good and bad) after leaving the banking model The key differences she wishes she'd understood earlier How control, product diversity, and borrower solutions factored into her move What she'd tell any loan officer considering the same jump Shannon's journey is honest, grounded, and refreshingly drama-free — no burning bridges, no "banker bashing," just real insight from someone who took the leap after two decades of loyalty. If you're a loan officer wondering whether the broker channel is worth exploring, this episode is like a flashlight in a dark attic… except with fewer spider webs. Looking for Construction or Fix & Flip financing for your clients? Partner with Park Place for fast, dependable funding. Get a quick quote here: http://workwithparkplace.com Powered by: Mortgage Marketing Animals
"I think I had to give myself internal permission to say, ‘You don't have to change your body to do this thing. You can just do the thing. You can do the hike, you can do the climb, and you don't have to lose weight or gain a certain ability to be able to do it.'"We've been taught to believe that movement has to be about changing our bodies and pushing ourselves to the limit, but what happens when you strip away the blame and rebuild a relationship with exercise that actually honors your body?In this episode, I sit down with Dr. Megan Banker to unpack her journey of unlearning diet culture, healing from well-intentioned but harmful messages, and the pivotal hike that shifted how she spoke to herself. We dive into the emotional layers that make movement feel hard, and why your body size isn't the problem.This conversation offers a compassionate lens and practical tools to help you reconnect with movement in a way that truly supports and respects you.✅ What You'll Learn:Why movement can feel so emotional and how to process those feelings without blaming your bodyPractical ways to approach exercise that support your strength and mobilityHow to reframe negative self-talk and start speaking to yourself with kindness and respectWhy it's possible (and powerful) to do hard, meaningful things in the body you have right nowThe impact of family and societal conditioning on our relationship with movement, and how to heal from itSteps to build a deeper trust in your ability to take care of yourself with movement and nutrition✨ Connect with Megan:InstagramTikTok
Mentor Sessions Ep. 043: Exposing the Global Elite's Bitcoin Psyop: BlackRock, Zionists, and AI Transhumanist Control – Privacy Under Attack | Dr. Jack Kruse & Simon DixonWhat if the real threat to Bitcoin isn't BlackRock's financial industrial complex... but a Zionist psyop powered by transhumanist AI control, turning us into compliant slaves while elites centralize everything? In this bombshell interview, neurosurgeon Dr. Jack Kruse and banking reformer Simon Dixon dismantle the global elite's pyramid of power—from Meyer Lansky's control tactics to Roy Cohn's McCarthy psyop, Epstein blackmail networks, and modern threats like Palantir's genocide tech, Neuralink brain interfaces, and Trump's Genius Act. They reveal how bankers like Larry Fink and Michael Saylor are just lower nodes serving tech overlords (Peter Thiel, Alex Karp, Larry Ellison), weaponizing ETFs, stablecoins, and treasury companies to crush self-custody. With privacy attacks escalating—exemplified by the Samourai Wallet developers' recent sentencing (Keonne Rodriguez, William Hill)—they warn of false flags, civil war setups to rewrite the Constitution, and multipolar Bitcoin resistance. As Bitcoiners, we must adopt first-principles thinking, boycott centralized systems, run nodes, and coordinate like savages to survive the technocratic nightmare. This isn't about number go up—it's survival of the wisest against AI control grids and global elite agendas.**Support Bill and Keonne, the Samourai Wallet developers**https://billandkeonne.org/Petition: https://www.change.org/p/stand-up-for-freedom-pardon-the-innocent-coders-jailed-for-building-privacy-toolsGive-Send-Go: https://www.givesendgo.com/billandkeonneBTC Sessions Bitcoin Donations Collection: https://pay.zaprite.com/pl_m0nBvozQNF(All Bitcoin Received will be converted to fiat and sent to Give-Send-Go)About Dr. Jack Kruse:X: @DrJackKruseWebsite: https://jackkruse.com/About Simon Dixon:X: @SimonDixonTwittYouTube: https://www.youtube.com/@SimonDixon21Previous Episode:Mentor Sessions Ep. 042: Canada's Real Estate Horror Exposed | Steve Saretsky: https://youtu.be/G7J-URuoRiEPrevious Episode with Dr. Kruse: https://youtu.be/A0onGcn17fQ
In this profound episode, Cris Zimmermann, Co-Founder of Medici Global Ventures, shares Medici principles for transitioning from success to lasting significance. If you struggle with emptiness despite wealth and unclear legacy impact, you won't want to miss it.You will discover:- How to foster multi-generational family and business continuity like the Medicis- Why blending art, leadership, and strategy builds enduring influence- What strategic planning secures your wealth and values for centuriesThis episode is ideal for for Founders, Owners, and CEOs in stage , of The Founder's Evolution. Not sure which stage you're in? Find out for free in less than 10 minutes at https://www.scalearchitects.com/founders/quizCris Auditore Zimmermann is a seasoned entrepreneur, global investor, and keynote speaker with over 25 years of experience. He emphasizes the importance of strategic planning and legacy building. He has founded more than 20 companies across five countries, authored Get Your House in Order, and co-founded the Medici Community. Cris empowers entrepreneurs to harness the timeless principles of the Medici legacy to build lasting success and impact.Want to learn more about Cris Zimmermann's work at Medici Global Ventures? Check out his website at https://medicilegacy.com/You can buy his book Get Your House in Order at https://medicilegacy.com/medici-box/Mentioned in this episode:Take the Founder's Evolution Quiz TodayIf you're a Founder, business owner, or CEO who feels overworked by the business you lead and underwhelmed by the results, you're doing it wrong. Succeeding as a founder all comes down to doing the right one or two things right now. Take the quiz today at foundersquiz.com, and in just ten questions, you can figure out what stage you are in, so you can focus on what is going to work and say goodbye to everything else.Founder's Quiz
In this episode of Banker with a Beer, Jerry talks with Dr. Thomas Kemp, Department Chair UW Eau Claire Department of Economics Topics discussed include: An Update on the World Economy The US Outlook Local & Regional: Chippewa Valley / Western Wisconsin Capitalism vs the Rising Tide of Socialism Lighting Round Beverage Enjoyed: Hacker Pschorr Weissbier Thank you for listening to this episode! Help support the show by leaving Banker with a Beer a 5-star rating or review on Apple or Spotify. Banker with a Beer is brought to you by Northwestern Bank. A community bank headquartered in Chippewa Falls, Wisconsin. Follow us on Facebook or learn more on our website northwesternbank.com. We're a community bank with all the services of a big bank in a personalized friendly size. Member FDIC.
In today's Tech3 from Moneycontrol, we track how India's data centre boom is powering manufacturing, with Zetwerk clocking over $2 billion in FY26 revenue ahead of its IPO. We also explain why the government is backing a new AI copyright framework by DPIIT and what it could mean for startups and creators. Plus, Atomberg lines up bankers for a Rs 2,000 crore IPO, and Wakefit makes a muted but volatile market debut.
In this Short Suck, we dive into the almost-forgotten story of The Business Plot - when a group of powerful bankers and corporate bigwigs allegedly tried to recruit one of America's most decorated Marines, Smedley Butler, to lead a fascist coup against President Franklin D. Roosevelt. We'll sift through testimony, shady alliances, and a very convenient death to ask: how close did the U.S. actually come to going full fascist in the 1930s?For Merch and everything else Bad Magic related, head to: https://www.badmagicproductions.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
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Lynette Zang believes that once the paper manipulation game completely ends and true price discovery occurs in the silver market, the metal is headed to four digits, in a move that will shock investors who aren't paying attention. Lynette points out that silver's rapid rise past $60 is only the beginning of a parabolic run driven by physical demand and not rigged paper promises.Get Your 'Stack Silver Not Fiat' Shirt: https://commodity-culture-shop.fourthwall.com/products/stack-silver-not-fiat-t-shirtZang Enterprises: https://www.lynettezang.comLynette's Youtube Channel: https://www.youtube.com/@TheLynetteZangFollow Lynette on X: https://x.com/TheLynetteZangFollow Jesse Day on X: https://x.com/jessebdayCommodity Culture on Youtube: https://youtube.com/c/CommodityCulture
HOUR 4: How can bankers be better at catching a scam-in-process? Warning cards? Questionnaires? full 2105 Wed, 10 Dec 2025 23:00:00 +0000 W5m4EZkddyDOgoZocOx68gmTc7Iiv1iO news The Dana & Parks Podcast news HOUR 4: How can bankers be better at catching a scam-in-process? Warning cards? Questionnaires? You wanted it... Now here it is! Listen to each hour of the Dana & Parks Show whenever and wherever you want! © 2025 Audacy, Inc. News False
Flashing back this week to a fan-favorite episode. Rest assured, we will return with a new episode next week!Please like, comment, and share this episode if you enjoyed the interview. From The Shadows Podcast is a program where we seriously discuss the supernatural, paranormal, cryptozoology, and ufology. Anything that cannot be rationally explained has a platform for discussion on the From The Shadows Podcast. Join us on Patreon https://www.patreon.com/fromtheshadows Share your story with us through our Website https://www.fromtheshadowspodcast.comFollow us on:TikTok - https://www.tiktok.com/@fromtheshadowspodcast Facebook - https://www.facebook.com/fromtheshadowspodcast Instagram - Shane Grove - https://www.instagram.com/shanegroveauthor Instagram - Podcast - https://www.instagram.com/fromtheshadowspodcast#humor #
It's the "final battle for the soul of Hollywood." In this breaking episode, we bring back Stephen Barnett to break down the Netflix vs. Paramount war for Warner Bros. Discovery (WBD).Stephen breaks this deal down like a Hollywood movie script—literally. We cover the Backstory (Zaslav's failure), the Cast of Characters (from "nepo-baby" David Ellison in his Ferrari to the "anti-hero" David Zaslav), and the Plot Twist where Paramount gets "ghosted" on a Thursday only to launch a hostile counter-attack.We also dive into the "Monopsony" risk that has writers terrified, the "Whirling Dervish" factor of a Trump presidency, and why this deal proves that if you aren't a $500bn tech giant, you're just prey.(00:00) Stephen Barnett Returns(01:59) Battle for the Keys to the Kingdom(04:09) Backstory: Why WBD Ripped 160%(06:12) "Anti-Hero" Zaslav & "Nepo Baby" Ellison(10:30) The Plot: "Begging" Texts & Being Ghosted(16:17) The Role of Bankers(18:47) "Black Box" Fear: Advertisers vs. Netflix(21:30) The Trump Factor in M&A(23:15) Monopoly vs. Monopsony(27:47) Conclusion: Why a Big Tech Win is Scary
How to stay happy whether money come or goes
Let's visit July 2012 now. UK Banking standards were on the brink of a new era - thanks to another scandal. It's Bugle issue 201 - Dirty bankers.Hear more of our shows, buy our book, and help keep us alive by supporting us here: thebuglepodcast.com/This episode was produced by Chris Skinner and Laura Turner Hosted on Acast. See acast.com/privacy for more information.
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On the last Cognitive Dissidents roundtable of the year, we discuss plans to lock Americans down by stripping them of any foreign citizenship, the various wars for technocracy in Ukraine and Venezuela, and much more! Exclusive content and ways to support:Support me on Substack for ad-free content, bonus material, personal chatting and more! https://substack.com/@monicaperezshow Become a PREMIUM SUBSCRIBER on Apple Podcasts for AD FREE episodes and exclusive content! True Hemp Science: https://truehempscience.com/PROMO CODE: MONICA Find, Follow, Subscribe & Rate on your favorite podcasting platform AND for video and social & more...Website: https://monicaperezshow.com/Rumble: https://rumble.com/user/monicaperezshowYoutube: https://www.youtube.com/c/MonicaPerezTwitter/X: @monicaperezshowInstagram: @monicaperezshow Find Hrvoje Moric:Website: https://geopoliticsandempire.com/Substack: https://substack.com/@geopoliticsandempireTwitter/X: @HrvojePM Find Parallel Mike and Parallel Systems Broadcast:Parallel Mike Podcast: https://parallelmike.comCommunity & Financial Newsletter: https://www.patreon.com/parallelsystemsYouTube: https://www.youtube.com/@parallelsystemsTwitter/X: @parallel_mikeSubstack: https://substack.com/@parallelmikePatreon: http://patreon.com/parallelsystems Learn more about your ad choices. Visit megaphone.fm/adchoices
In this explosive episode, Eric Green sits down with Bradley Birkenfeld, the iconic UBS whistleblower known worldwide as “Lucifer's Banker.” Birkenfeld shares the inside story of how he exposed the largest tax-evasion scheme in history, triggered a global crackdown on secret offshore banking, and ultimately helped return $40 billion to U.S. taxpayers. He is also the author of the book Lucifer's Banker Uncensored.From his rise inside the elite world of Swiss private banking to the shocking discovery of a secret memo that revealed UBS was preparing to scapegoat its own bankers, Birkenfeld walks listeners through the high-stakes decisions that led him to blow the whistle and the stunning retaliation he faced from the U.S. Department of Justice.Eric and Brad dig into:How Swiss banking really worked behind the scenesHow 19,000 secret U.S. accounts and billions in hidden assets came to lightWhy did the DOJ attack the whistleblower instead of the offendersThe political power networks that shielded UBS from full exposureThe Senate investigation that broke the case wide openWhat it actually takes to bring a successful IRS whistleblower claimThe global impact of Brad's disclosures — and why the fight is far from overUnfiltered, riveting, and backed by original documents and firsthand experience, this conversation pulls back the curtain on one of the most consequential financial scandals in modern history. Whether you're a tax professional, attorney, compliance expert, or simply someone who loves a real-world thriller, this is an episode you won't forget.Join us for a free webinar with Eric and Brad on January 8th – you can register here: https://taxrepllc.com/20260108-whistleblower/
In this episode of Banker with a Beer, Jerry talks with Aaron White, Community Development Director for the city of Eau Claire, Topics discussed include: What Makes Eau Claire Desirable for Growth? Significant Project Updates Data Centers Can Eau Claire continue to grow its footprint? Lighting Round Beverage Enjoyed: Oktoberfest Uber, Leinenkugels Thank you for listening to this episode! Help support the show by leaving Banker with a Beer a 5-star rating or review on Apple or Spotify. Banker with a Beer is brought to you by Northwestern Bank. A community bank headquartered in Chippewa Falls, Wisconsin. Follow us on Facebook or learn more on our website northwesternbank.com. We're a community bank with all the services of a big bank in a personalized friendly size. Member FDIC.
On the last Cognitive Dissidents roundtable of the year, we discuss plans to lock Americans down by stripping them of any foreign citizenship, the various wars for technocracy in Ukraine and Venezuela, and much more! Exclusive content and ways to support:Support me on Substack for ad-free content, bonus material, personal chatting and more! https://substack.com/@monicaperezshow Become a PREMIUM SUBSCRIBER on Apple Podcasts for AD FREE episodes and exclusive content! True Hemp Science: https://truehempscience.com/PROMO CODE: MONICA Find, Follow, Subscribe & Rate on your favorite podcasting platform AND for video and social & more...Website: https://monicaperezshow.com/Rumble: https://rumble.com/user/monicaperezshowYoutube: https://www.youtube.com/c/MonicaPerezTwitter/X: @monicaperezshowInstagram: @monicaperezshow Find Hrvoje Moric:Website: https://geopoliticsandempire.com/Substack: https://substack.com/@geopoliticsandempireTwitter/X: @HrvojePM Find Parallel Mike and Parallel Systems Broadcast:Parallel Mike Podcast: https://parallelmike.comCommunity & Financial Newsletter: https://www.patreon.com/parallelsystemsYouTube: https://www.youtube.com/@parallelsystemsTwitter/X: @parallel_mikeSubstack: https://substack.com/@parallelmikePatreon: http://patreon.com/parallelsystems Learn more about your ad choices. Visit megaphone.fm/adchoices
Crops take nutrients off the farm. Can food-waste biostimulants bring them back? Are they worth your time and money? In this episode I'll dig in to nutrient imports, exports, how you can calculate the flows on your farm, and whether it's worth trying some of the many products hitting the market.Upcoming: Foothills County talk (south of Calgary, AB) Dec 11/25The Builder, The Banker, The Brewer https://www.eventbrite.com/e/the-builder-the-banker-the-brewer-tickets-1968841229116Transcript with links to everything mentioned in theepisode:https://www.plantsdigsoil.com/podcast/what-leaves-the-farm-what-comes-backNewsletter signup: https://mailchi.mp/plantsdigsoil/newsletterhttps://www.linkedin.com/newsletters/6944029544697802752YouTube: (Company): https://www.youtube.com/@scottcgillespiePodcast: https://anchor.fm/scottcgillespie(Look below Spotify for other apps or just search “Plants Dig Soil” in yourfavourite app.)Practical Regeneration: Realistic Strategies for ClimateSmart Agriculture https://www.plantsdigsoil.com/books Consulting packages: https://www.plantsdigsoil.com/pricing/#consulting Speaking, Teaching, & Workshop Design: https://www.plantsdigsoil.com/speaking Funding service offerings: https://www.plantsdigsoil.com/pricing/#paperworkEmail: scott@plantsdigsoil.com Call/text/WhatsApp:403-654-3096 LinkedIn (Scott): https://www.linkedin.com/in/scottcgillespie/ LinkedIn (Company): https://www.linkedin.com/company/plants-dig-soil
On the last Cognitive Dissidents roundtable of the year, we discuss plans to lock Americans down by stripping them of any foreign citizenship, the various wars for technocracy in Ukraine and Venezuela, and much more! Watch on BitChute / Brighteon / Rumble / Substack / YouTube *Support Geopolitics & Empire! Become a Member https://geopoliticsandempire.substack.com Donate https://geopoliticsandempire.com/donations Consult https://geopoliticsandempire.com/consultation **Visit Our Affiliates & Sponsors! Above Phone https://abovephone.com/?above=geopolitics easyDNS (15% off with GEOPOLITICS) https://easydns.com Escape The Technocracy (15% off with GEOPOLITICS) https://escapethetechnocracy.com/geopolitics Outbound Mexico https://outboundmx.com PassVult https://passvult.com Sociatates Civis https://societates-civis.com StartMail https://www.startmail.com/partner/?ref=ngu4nzr Wise Wolf Gold https://www.wolfpack.gold/?ref=geopolitics Websites Parallel Systems https://parallelmike.com Parallel Substack https://parallelsystems.substack.com Monica Perez Show https://monicaperezshow.com Monica Perez Substack https://monicaperezshow.substack.com About Parallel Mike Parallel Mike is an organic farmer, investor and host of both the Parallel Systems Broadcast & Parallel Mike Podcast. He is passionate about living purposefully, natural health and self sufficiency. About Monica Perez The Monica Perez Show offers a variety of content from Real NEWS REELs, where Monica uses her research and analytical skills to get to the bottom of top headlines from a perspective of truth, liberty & justice; Highlight Reels, where Monica kicks back with the best and the brightest from the podcasting world; and her Interview series where she brings listeners fascinating interviews with principled thought-leaders and experts in fields of interest essential to those who seek the truth about the parasites-that-be or simply pursue an autonomous and independently healthy lifestyle. Monica was a radio host for 8 1/2 years on WSB Radio in Atlanta; prior to that she was an investment banker in New York and Texas. From that previous life, Monica holds an associate's degree from Rockland Community College, a bachelor's degree from Harvard, and a JD-MBA from Stanford. She is a Chartered Financial Analyst as well as a member of the bar of the State of New York. Monica now resides in Los Angeles where, in addition to podcasting, she experiences life as a wife, homemaker and mother of three teens, all of whom–including a very special son who has Down syndrome–really keep things interesting! Monica is also a cocktail enthusiast who posts her favorite recipes on monicamixes.com.* (*This hobby may or may not be related to having three teens and living in LA.) Monica also co-hosted The Propaganda Report and the Drivetime News Blast as well as Deep Dives with Monica Perez. *Podcast intro music used with permission is from the song “The Queens Jig” by the fantastic “Musicke & Mirth” from their album “Music for Two Lyra Viols”: http://musicke-mirth.de/en/recordings.html (available on iTunes or Amazon)
"Case Closed: Lee Harvey Oswald and the Assassination of JFK" was first published in 1993."Killing the Dream : James Earl Ray and the Assassination of Martin Luther King, Jr." was first published in 1998.You can hear Michael's other book interviews with Gerald Posner in Episodes #214 (God's Bankers), #222 (Pharma), #285 (Case Closed). Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Protect Your Retirement with a PHYSICAL Gold and/or Silver IRA https://www.sgtreportgold.com/ CALL( 877) 646-5347 - You Can Trust Noble Gold With the CME "power outage" on Friday, it became abundantly clear to everyone that the silver squeeze is on and the bankster's paper games will be their undoing. As Silver surges again on Sunday evening to another new all-time high, what's next for the most manipulated and precious tangible asset on earth? Thanks for tuning in. GOT PHYSICAL SILVER? Get some HERE: https://sdbullion.com/gold-silver-ira?utm_source=sgtreport https://old.bitchute.com/video/LOkfmVhLoti8/
It's one of the biggest Saturdays of the early jumps season and The Final Furlong team - Emmet Kennedy, Andy Newton, George Gorman and Peter Michael - deliver a fast-paced, opinion-packed betting preview for Sandown, Aintree, Huntingdon, and Cork. We start with the Tingle Creek Chase (3:00 Sandown) where Il Etait Temps is the odds-on favourite with 1xBet to give Willie Mullins another Grade 1 in a race he first won nine years ago. But L'Eau du Sud arrives race-fit after bolting up at Cheltenham. And Jonbon, already a dual winner of the Tingle Creek, bids to become only the second horse ever to win it three times. The panel have strong and divided views on who wins.
To get live links to the music we play and resources we offer, visit www.WOSPodcast.comThis show includes the following songs:Kylee Higgins - What You Get FOLLOW ON SPOTIFYAIYANA - Best Case World FOLLOW ON SPOTIFYElli Perry - If You Don't Know by Now FOLLOW ON SPOTIFYNina June - The Lighthouse (Particles) FOLLOW ON SPOTIFYRea - Venom Elysia Marie - Unicorns FOLLOW ON SPOTIFYHannah Crossrose - Passenger Side FOLLOW ON SPOTIFYAnnie and the Jays - The Understudy FOLLOW ON SPOTIFYSarah Banker - Let's Make Love FOLLOW ON SPOTIFYJordan Brynn - Reliable FOLLOW ON SPOTIFYLady Nade - Rainbow FOLLOW ON SPOTIFYAlexandria - Fire and Ice FOLLOW ON SPOTIFYThe Amanda Emblem Experiment - Storm In My Life FOLLOW ON SPOTIFYLovina Falls - In The Corner, A Fire FOLLOW ON SPOTIFYLiz Nash - Nana and the Gator FOLLOW ON SPOTIFYFor Music Biz Resources Visit www.FEMusician.com and www.ProfitableMusician.comVisit our Sponsor Bluestone Sisters at leenieslibrary.comVisit our Sponsor Keri Edwards atVisit www.wosradio.com for more details and to submit music to our review board for consideration.Visit our resources for Indie Artists: https://www.wosradio.com/resourcesBecome more Profitable in just 3 minutes per day. http://profitablemusician.com/join
In Part 2 of this special series of Tapping Into Crypto, Pav and Ted are joined at the Australian Crypto Convention in Sydney by Richard Galvin (DACM), Roy Bhasin (ZenAcademy) and Sam Green (Greeny Trades) to discuss what caused Bitcoin to plummet $40k, why AI payments are taking off, and why the apps making most of crypto's money are massively undervalued. You'll hear: 00:00 - Ex-Goldman Sachs Banker Reveals Why He Left Wall Street for Crypto 03:51 - "Crypto Is Too Big for Wall Street to Ignore Now" 04:56 - Why Robinhood Makes 3-4X More on Crypto Than Stocks (And What It Means for You) 06:34 - How Funds Are Positioning for the Rest of 2025 09:01 - The AI Bubble Truth: Why We're Still EARLY 10:49 - How to Pick Winners Even at Market Tops 13:03 - The Clarity Act Could Change EVERYTHING for Altcoins in 2026 14:15 - DApps Make 60% of Revenue But Only 7% of Value - The Biggest Opportunity in Crypto? 22:04 - Why Privacy Coins Are Pumping (And Why Governments Are TERRIFIED) 25:35 - "It's 50/50 We're Entering a Bear Market" - Zeneca's Honest Take on What's Next … and much more! Want to see what we're looking at every episode? Watch the YouTube version of the podcast here. If you enjoyed this episode, be sure to check out Richard Galvin, Roy Bhasin, and Sam Green on LinkedIn. For more information on the Australian Crypto Convention, head to their website. Ready to start? Get $10 of FREE Bitcoin on Swyftx when you sign up and verify: https://trade.swyftx.com.au/register/?promoRef=tappingintocrypto10btc To get the latest updates, hit subscribe and follow us over on the gram @tappingintocrypto or X @tappingintocrypto If you can't wait to learn more, check out these blogs from our friends over at Swyftx. The Tapping into Crypto podcast is for entertainment purposes only and the opinions on this podcast belong to individuals and are not affiliated with any companies mentioned. Any advice is general in nature and does not take into account your personal situation, if you're looking to get advice, please seek out a licensed financial advisor.
| Artist | Title | Album Name | Album Copyright | Doug MacLeod, Denny Croy, Bass & Jimi Bott, Dms | The Entitled Few | There's A Time | | Jo Poovey | Santa's Helper | Blues, Blues Christmas - Vol. 3 DOCD-32-20-18 | Document Records | Doug MacLeod | Goin' Down Country | Raw Blues 2 | | Mississippi MacDonald | I'm Sorry | Slim Pickin' | | Titus Turner | Christmas Morning Blues | Blues, Blues Christmas - Vol. 1 DOCD 32-20-09 | Document Records | Half Deaf Clatch | This Immovable Mountain | Gazing Through Aeons | Louis Prima | What Will Santa Claus Say (When He Finds Everybody Swingin') | Blues, Blues Christmas - Vol. 6 DOCD-32-20-29 | Document Records | Andres Roots | Build Me a Statue | Mississippi to Loch Lomond | Roomful of Blues | Tell Me Who | Steppin Out | | Blind Willie Johnson | If It Had Not Been for Jesus | The Complete Blind Willie Johnson (2 of 2) | Chris Barber featuring Andy Fairweather Lowe | Precious Lord, Take My Hand | Memories Of My Trip | | Lighnin' Hopkins | Merry Christmas | Blues, Blues Christmas - Vol. 2 DOCD-32-20-15 | Document Records | Frankie 'Half-Pint' Jaxon & His Hot Shots | Mortgage Blues, Parts 1 & 2 | Banker's Blues: A Study In The Effects Of Fiscal Mischief | J.B Lenoir | Mama Talk To Your Daughter [Chicago October 1954] | Vibraphonic #3 | | Sonny Parker with Lionel Hampton Orchestra | Boogie Woogie Santa Claus | Blues, Blues Christmas - Vol. 1 DOCD 32-20-09 | Document Records
The financial sector didn't just enable Jeffrey Epstein—they fortified him. For decades, elite institutions like JPMorgan Chase continued to do business with Epstein long after his 2008 conviction for soliciting a minor, ignoring internal warnings, compliance red flags, and credible allegations of abuse. High-ranking executives maintained close relationships, funneled vast sums through opaque accounts, and even joked about his grotesque proclivities in internal emails. Bankers helped him move millions across borders, granted him access to ultra-wealthy clients, and never asked the kind of questions they would demand from an average customer depositing a suspicious $10,000. These weren't oversights—they were decisions. Deliberate, profitable, and saturated with moral rot.At every turn, the financial institutions chose profit over principle. They ignored the trail of victims, the mountain of press coverage, and the glaring signs of criminality, all in exchange for Epstein's connections and capital. Even as civil suits piled up and survivors came forward, these firms were more concerned with protecting their reputations than cutting ties with a known predator. The result wasn't just a financial scandal—it was systemic complicity. The banks didn't just launder his money. They laundered his legitimacy, allowing him to continue operating as a global financier, when in truth he was running an empire built on exploitation and secrecy.to contact me:bobbycapucci@protonmail.com
In this episode of Extraordinary Living with Bill and Roger recorded live at Piney Woods Christian Church in Downsville,LA, Roger Morris continues to share his inspiring message about overcoming discouragement and pressing on during difficult times. He recounts personal stories of challenges in farming and the importance of trusting in God's word, even in the face of adversity. Roger emphasizes the necessity of hearing from the Holy Spirit, the role of sowing into one's spirit, and the power of covenant relationships. He also elaborates on biblical principles of faith, perseverance, and the importance of applying the word of God in daily life. The episode concludes with a call to accept Jesus into your heart and a message about the importance of being open to God's direction in all areas of life. EPISODE HIGHLIGHTS: 00:00 Encouragement in Times of Famine 00:37 Introduction to Extraordinary Living 01:09 The Story of The Banker 03:48 Lessons from Personal Struggles 04:26 The Importance of Hearing the Lord 07:53 Trusting in God's Plan 09:18 A Personal Testimony of Faith 14:20 Encouragement to Persevere 26:12 The Call to Salvation 27:47 Partnering with the Ministry Connect with Bill & Roger Ministries: www.billandroger.com Facebook: https://www.facebook.com/profile.php?id=100064668460680
Brett Banker is co-founder of X&O and former Managing Partner & Head of Account Management at a two-time “Agency of the Year.” He's led brand and business strategy for major clients including consumer-packaged goods, media, food, and sports brands such as Procter & Gamble, NBCUniversal, Panera Bread & National Football League (NFL). Brett also pursues entrepreneurial passions outside agency life — from DTC ventures to cooking and golf — bringing a grounded, multi-faceted perspective to brand building. Eric Segal is co-founder of X&O. and a veteran creative leader: former Chief Creative Officer at an award-winning agency, with a track record that includes working on several Top-10 Super Bowl commercials. He's earned awards and recognition at major creative competitions — including Cannes Lions International Festival of Creativity, D&AD, The One Show, Effies, and Emmys — and his work has ranged from brand campaigns to large-scale advertising for clients across industries.
The financial sector didn't just enable Jeffrey Epstein—they fortified him. For decades, elite institutions like JPMorgan Chase continued to do business with Epstein long after his 2008 conviction for soliciting a minor, ignoring internal warnings, compliance red flags, and credible allegations of abuse. High-ranking executives maintained close relationships, funneled vast sums through opaque accounts, and even joked about his grotesque proclivities in internal emails. Bankers helped him move millions across borders, granted him access to ultra-wealthy clients, and never asked the kind of questions they would demand from an average customer depositing a suspicious $10,000. These weren't oversights—they were decisions. Deliberate, profitable, and saturated with moral rot.At every turn, the financial institutions chose profit over principle. They ignored the trail of victims, the mountain of press coverage, and the glaring signs of criminality, all in exchange for Epstein's connections and capital. Even as civil suits piled up and survivors came forward, these firms were more concerned with protecting their reputations than cutting ties with a known predator. The result wasn't just a financial scandal—it was systemic complicity. The banks didn't just launder his money. They laundered his legitimacy, allowing him to continue operating as a global financier, when in truth he was running an empire built on exploitation and secrecy.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-moscow-murders-and-more--5852883/support.
The financial sector didn't just enable Jeffrey Epstein—they fortified him. For decades, elite institutions like JPMorgan Chase continued to do business with Epstein long after his 2008 conviction for soliciting a minor, ignoring internal warnings, compliance red flags, and credible allegations of abuse. High-ranking executives maintained close relationships, funneled vast sums through opaque accounts, and even joked about his grotesque proclivities in internal emails. Bankers helped him move millions across borders, granted him access to ultra-wealthy clients, and never asked the kind of questions they would demand from an average customer depositing a suspicious $10,000. These weren't oversights—they were decisions. Deliberate, profitable, and saturated with moral rot.At every turn, the financial institutions chose profit over principle. They ignored the trail of victims, the mountain of press coverage, and the glaring signs of criminality, all in exchange for Epstein's connections and capital. Even as civil suits piled up and survivors came forward, these firms were more concerned with protecting their reputations than cutting ties with a known predator. The result wasn't just a financial scandal—it was systemic complicity. The banks didn't just launder his money. They laundered his legitimacy, allowing him to continue operating as a global financier, when in truth he was running an empire built on exploitation and secrecy.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.
In dieser Folge sprechen wir mit Pius Sprenger (Pius the Banker) über seine Zeit an der Wall Street und darüber, wie er schließlich zu Bitcoin gefunden hat. Wir tauchen ein in den Alltag im Banking, hören, welche Ereignisse ihn besonders geprägt haben, und diskutieren, ob sich Bitcoin nach der Finanzkrise regelrecht „aufgedrängt“ hat. Außerdem sprechen wir darüber, ob Bitcoin mehr ist als nur sein Preis, ob das Thema inzwischen bei Bankern und wirtschaftlichen Eliten angekommen ist – und wie man sich Bitcoin generell öffnen kann.
After a week of riveting European fixtures, The Premier League is back and so is Final One Standing. Lee Phelps of William Hill, joins Ger Gilroy, Mick McCarthy, David Wilson and Ben Symes to unpack the most popular picks and prices this week. Final One Standing is brought to you by Off The Ball. 18+ see gamblingcare.ie
After a few weeks of hiatus, California State Treasurer Fiona Ma joined Darcy & Darcy for an in-depth discussion on water, ag, infrastructure financing, and public service. If you don't know what the state treasurer does, think of this position as the state's primary banker. Treasurer Ma's office processes more than $3 trillion in payments within a typical year and provides transparency and oversight for an investment portfolio of more than $124 billion, approximately $34.8 billion of which are local government funds. Ma has been a strong advocate for California's agricultural sector and has worked on various initiatives to support farmers and promote sustainable agricultural practices. Her commitment to agriculture underscores her understanding of its vital role in California's economy and environmental sustainability. But that's not all! Darcy & Darcy learned that Treasure Ma is the co-founder of the San Francisco Farm Bureau, and it all started with saving the historic Cow Palace! To find out the rest of the story, tune in!For more information on the State Treasurer's office including funding and financing resources, visit www.treasurer.ca.gov/index.asp Let us know what you're thinking! You can provide comments, suggestions, questions, or recommendations at https://www.ecwaterpac.com/podcast/. Thanks for tuning in!Send us a textWe Grow California Podcast is paid for by the Exchange Contractors Federal PAC and Exchange Contractors State PAC and is not authorized by any candidate or candidate committee.
Hannah reveals why becoming your own banker demands real teaching rather than inheritance and why missing this step keeps you from unlocking the full potential of the process. You learn what actually happens when you understand the strategy behind the Infinite Banking Concept and how that knowledge reshapes your control, confidence, and long-term outcomes. Watch the 90-minute presentation here: https://bit.ly/tmm-podcast-ppt. Email us at podcast@themoneymultiplier.com. Explore our resources at https://linktr.ee/themoneymultiplier.
In this episode of Banker with a Beer, Jerry Jacobson, President and CEO of Northwestern Bank joins us as he prepares for retirement after a 47-year career. Topics discussed include: Jerry's Career Highlights Changes in banking Changes in the Chippewa Valley The impact of Technology Lighting Round Beverage Enjoyed: Leinie's Honey Weise Thank you for listening to this episode! Help support the show by leaving Banker with a Beer a 5-star rating or review on Apple or Spotify. Banker with a Beer is brought to you by Northwestern Bank. A community bank headquartered in Chippewa Falls, Wisconsin. Follow us on Facebook or learn more on our website northwesternbank.com. We're a community bank with all the services of a big bank in a personalized friendly size. Member FDIC.
Ryan Dilks and Justin Peach discuss the weekend's action from across the Championship.Sheffield United win the Steel City derby!Coventry go 7 (SEVEN!) points clear at the top!Philippe Clement has a bad start at Norwich!Southampton run riot at Charlton!It's the Second Tier.Sign up to our Patreon here for ad-free episodes, bonus content and access to the Discord for $4 a month.You can also join our brand new YouTube Membership here!Watch this episode on YouTube here!Follow us on X, Instagram and email us secondtierpod@gmail.com.**Please rate and review us on Apple, Spotify or wherever you get your pods. It means a lot and makes it easy for other people to find us. Thank you!** Hosted on Acast. See acast.com/privacy for more information.
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The Writing Community Chat Show is proud to bring you insights from the writers dominating the charts. We recently sat down with Pip Landers-Letts, the winner of the prestigious 2025 Kindle Storyteller Award, to discuss her incredible journey from a 15-year career in retail banking to winning one of the UK's biggest literary prizes.The £20,000 Leap of Faith.For fifteen years, Pip Landers-Letts navigated the structured world of retail banking. But underneath the suits and spreadsheets, a powerful story was waiting to be told. Pip's shift from the stability of a corporate career to the uncertainty of a full-time author is the epitome of the creative leap many writers dream of—and fear.In our interview, Pip shared the pivotal decision to step away from the bank, admitting she didn't know who she was without that career. Writing, however, quickly became the spark she needed.“I owed it to myself to invest in the thing that brought me back to life.”This commitment to her craft—spending nine months meticulously rewriting and learning the rules after a fast first draft—is a vital lesson for anyone considering the pivot to professional writing.Choosing Indie: The Power of Creative Control.Pip's success story isn't just about winning an award; it's a monumental win for self-publishing. She made a conscious decision to forego the traditional route, choosing instead to publish independently via Kindle Direct Publishing (KDP).For Pip, this choice was essential for maintaining creative control and ensuring authentic representation. Her book, Pyg, is a queer retelling of George Bernard Shaw's Pygmalion. Having grown up feeling a “drought of sapphic representation in mainstream media,” self-publishing provided the direct platform she needed to share nuanced, relatable stories without waiting for permission from traditional “gatekeepers.” This path champions the idea that diverse voices don't need validation from the establishment to find their audience.Pyg and the Art of Reclaiming Your Life.The winning novel, Pyg, is a high-heeled burst of chaos and transformation. Inspired partly by her own life milestone and the feeling of being lost when you're supposed to have it figured out, Pip describes the book as a story about “getting a grip of your life—letting go of the bad stuff to create space for the good.” It explores themes of kindness, compassion, and radical self-acceptance.Pip credits the success of Pyg partly to the lessons learned while writing her first novel, where she realized the necessity of mastering the craft. The resulting work captivated readers and judges alike, leading to the unprecedented success of winning the £20,000 prize.Buy PYG here.The Validation of a Lifetime.The £20,000 Kindle Storyteller Award celebrates the best self-published book of the year, blending bestseller rankings and reader reviews with the opinions of a distinguished judging panel. For Pip, the award served as a powerful antidote to a common affliction: imposter syndrome.“Winning the Kindle Storyteller Award has given me a huge shot of validation... What an honour to be recognised for the thing I love doing the most—writing!”The prize money itself is earmarked as a crucial investment in her burgeoning writing career, securing her place in the industry she was always meant to join. Her story proves that investing in yourself, trusting your voice, and choosing the path of creative independence can lead to the highest level of industry recognition.Watch or Listen to the Full Interview!Don't miss the full conversation with Pip Landers-Letts on her award, her book, and her tips for aspiring authors.The Writing Community Chat Show is ranked in the top 10 writing podcasts in the UK, bringing you over 360 interviews with bestsellers, celebrities, and indie authors.Watch the full interview on our YouTube channel:Podcast LinkListen to the full audio episode wherever you get your podcasts:Listen on Spreaker (The Writing Community Chat Show Podcast)Join our brand new community on our Stanstore! After conducting 360 plus interviews, we have compiled digital products to help your writing. Plus, community members get access to our live writing sprints where we write with you, keep you accountable, and give you free access to our 1-on-1 video coaching. There are forum like tabs in our community group where you can post work and receive advice, plus, much more. Join here: https://stan.store/TheWCCS This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit thewccs.substack.com/subscribeBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-writing-community-chat-show--5445493/support.
The Ridolfi Plot Explained He wasn't a soldier, a spy, or a nobleman, but a Florentine banker who nearly toppled a queen. In 1571, Roberto di Ridolfi masterminded one of the boldest conspiracies of Elizabeth I's reign, a plan backed by the Pope, Philip II of Spain, and Mary, Queen of Scots. His goal? To invade England, overthrow Elizabeth, and restore Catholic rule, all funded through secret banking channels. But one intercepted letter at Dover changed everything. Join me, historian Claire Ridgway, for the true story of The Ridolfi Plot, a tale of spies, Spanish gold, and the banker who talked too much. #ElizabethI #TudorHistory #RidolfiPlot #MaryQueenOfScots #TudorConspiracies
In this episode of Banker with a Beer, Jerry talks with Dr. Michael Carney, Interim Chancellor of UWEC. Topics discussed include: Dr. Carney's Career Journey Chancellor Search Process / Timetable Higher Education Trends How AI and Other Technologies are Transforming the Student Experience Keeping UWEC Connected to the Community Beverage Enjoyed: Gunpowder IPA, the Brewing Projekt Thank you for listening to this episode! Help support the show by leaving Banker with a Beer a 5-star rating or review on Apple or Spotify. Banker with a Beer is brought to you by Northwestern Bank. A community bank headquartered in Chippewa Falls, Wisconsin. Follow us on Facebook or learn more on our website northwesternbank.com. We're a community bank with all the services of a big bank in a personalized friendly size. Member FDIC.
The Final Furlong Podcast team are back for a massive weekend of National Hunt action, with Cheltenham's November Open Meeting taking centre stage and Grade 2 from Navan adding intrigue. Emmet Kennedy is joined by Andy Newton, George Gorman, and Peter Michael to preview the best bets, bold opinions, and big-value plays for the weekend's top races. Expect strong views, data-backed arguments, and plenty of laughs along the way.
Founded as Farmer's State Bank in the small town of Arnegard, North Dakota, First International Bank & Trust has grown to serve rural and urban communities across Arizona, Minnesota, North Dakota and South Dakota. In this episode, it's all about family as Kathy & Dardy welcome fourth generation family CEO Peter Stenehjem to share how his family has kept banking in their bloodline for over 115 years.Connect with Versique
On today's episode, T-Bob joins the guys in the studio to get into the history and legacy of the Knights Templar. From their rise during the Crusades to the myths surrounding their downfall. We also discuss the upcoming College Football weekend, Zohran Mamdani's election as New York City mayor, the death of Dick Cheney, and the ongoing YouTube TV and Disney/ABC dispute. (00:06:00) College Football (00:11:51) Open AI (00:16:00) Zohran Mamdani (00:29:20) Dick Cheney (00:41:30) Al Gore “Inventing the Internet” (01:07:04) Knights Templar (01:41:17) Youtube TV & Disney/ABC DisputeYou can find every episode of this show on Apple Podcasts, Spotify or YouTube. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/macrodosing
David Knight and Tony Arterburn break down gold's continued rise as the Fed's final rate cut sets the stage for another 1979-style inflation storm. Follow the show on Kick and watch live every weekday 9:00am EST – 12:00pm EST https://kick.com/davidknightshow Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silverFor 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code KNIGHTFind out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-showOr you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-david-knight-show--2653468/support.
Assessing Mark Carney's Ability to Resolve US-Canada Tariff Conflict Conrad Black Conrad Black discusses Mark Carney, Canada's new Prime Minister and distinguished senior banker, regarding his talents to mediate the deteriorating US-Canada conversations over tariffs. Black, despite having significant differences with Carney on issues such as climate policy and Brexit, believes Carney's deep financial expertise, diplomatic personality, and well-informed perspective make him the right person to deescalate the conflict. Black expresses confidence that Carney can work toward a reasonable agreement that addresses both nations' concerns and prevents further economic damage. 1884 OTTAWA