Podcasts about bankers

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ash Cash. A financial educator and author, shares his journey from working as a bank teller to becoming a leading financial expert. He discusses financial literacy, wealth-building strategies, and the mindset needed for financial success.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ash Cash. A financial educator and author, shares his journey from working as a bank teller to becoming a leading financial expert. He discusses financial literacy, wealth-building strategies, and the mindset needed for financial success.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ash Cash. A financial educator and author, shares his journey from working as a bank teller to becoming a leading financial expert. He discusses financial literacy, wealth-building strategies, and the mindset needed for financial success.

JOIN OUR FREE SKOOL COMMUNITY https://www.skool.com/ibc-community-7282Learn from people who are actually practicing The Infinite Banking Concept in their own lives. Our guests today are dedicated to creating a family banking system to control their capital, make investments, and leave a legacy.CHECK OUT:https://thewealthwarehousepodcast.com/https://cospark.us/Key takeaways:- Learn how Infinite Banking can provide you with more control over your finances.- Hear real-life stories of individuals who have used IBC to enhance their financial strategies.- Understand the mindset shift required to think like a banker, not a consumer.Chapters00:00 Introduction to Infinite Banking and Its Benefits11:24 Using Policies to Recycle and Grow Wealth12:20 Creating a Perpetual Motion Machine with Policies13:46 Risk Management and Building Sustainable Systems15:12 Community and Long-Term Thinking in IBC16:17 Thinking Like a Banker, Not a Consumer17:19 Creating Your Own Protections and Rules19:27 Introduction of New Guest Brian and His Use of IBC20:09 Brian's Transition from Teaching to Wealth Building21:15 Using IBC for Real Estate and Business Financing22:24 Tax Benefits and Strategic Uses of Policies23:52 Real Estate, Flipping, and Private Lending with IBC25:11 Long-Term Legacy Planning and Family Wealth26:12 Delayed Gratification and Building Policies31:12 Community Networking and Sharing Success Stories32:21 The Power of Connections and Community in Wealth BuildingWhat's your biggest challenge with Infinite Banking? Drop it in the comments!Subscribe for weekly insights on financial independence and wealth-building strategies!music from SoundStripe code GX5DQOHZ6VFVSDIEDISCLAIMER: Licensed Authorized Infinite Banking Practitioners. Educational purposes only. Schedule consultation for personalized advice.

On today's show, we're reviewing a new book by Andrew Ross Sorkin called 1929: Inside the Greatest Crash in Wall Street History, and How It Shattered a Nation.Sorkin is best known for Too Big to Fail, his account of the 2008 financial crisis. In this book, he goes back nearly eighty years earlier to examine the most famous market collapse in American history.Most people know the basic outline. The stock market rose dramatically during the Roaring Twenties. Speculation took hold. The market crashed in October of 1929, and the Great Depression followed.But knowing the outline is not the same as understanding what happened.Sorkin's strength is narrative. He takes a complicated financial event and tells it through the people who experienced it. Bankers, traders, politicians, regulators, journalists, and ordinary investors appear not as distant historical figures, but as human beings operating under pressure.The book's central lesson is not simply that markets can fall. Everyone already knows that.The deeper lesson is that intelligent, experienced people can see warning signs and still fail to act.Why?Because the incentives of the moment are often stronger than the consequences of the future.-------**Real Estate Espresso Podcast:** Spotify: [The Real Estate Espresso Podcast](https://open.spotify.com/show/3GvtwRmTq4r3es8cbw8jW0?si=c75ea506a6694ef1)   iTunes: [The Real Estate Espresso Podcast](https://podcasts.apple.com/ca/podcast/the-real-estate-espresso-podcast/id1340482613)   Website: [www.victorjm.com](http://www.victorjm.com)   LinkedIn: [Victor Menasce](http://www.linkedin.com/in/vmenasce)   YouTube: [The Real Estate Espresso Podcast](http://www.youtube.com/@victorjmenasce6734)   Facebook: [www.facebook.com/realestateespresso](http://www.facebook.com/realestateespresso)   Email: [podcast@victorjm.com](mailto:podcast@victorjm.com)  **Y Street Capital:** Website: [www.ystreetcapital.com](http://www.ystreetcapital.com)   Facebook: [www.facebook.com/YStreetCapital](https://www.facebook.com/YStreetCapital)   Instagram: [@ystreetcapital](http://www.instagram.com/ystreetcapital)  

Hub Headlines features audio versions of the best commentaries and analysis published daily in The Hub. Enjoy listening to original and provocative takes on the issues that matter while you are on the go.0:31 - Carney minus an abundance agenda is just Trudeau in a banker's suit, by Sean SpeerThis program is narrated by automated voices. To get full-length editions of popular Hub podcasts and other great perks, subscribe to the Hub for only $2 a week: https://thehub.ca/join/hero/Subscribe to The Hub's podcast feed to get all our best content:https://tinyurl.com/3a7zpd7e (Apple)https://tinyurl.com/y8akmfn7 (Spotify)xWatch The Hub on YouTube: https://www.youtube.com/@TheHubCanadaThe Hub on X: https://x.com/thehubcanada?lang=enCREDITS:Alisha Rao – Producer & Editor Hosted on Acast. See acast.com/privacy for more information.

Jose Santamaria joins John Catsimatidis, Jake Novak & Michael Cohen on Sid & Friends in the Morning.

Manoj and Charles join Russell Napier to discuss their view that "real interest rates will rise because increasingly ageing societies will create a persistent and still-underappreciated deterioration in the government's fiscal position". Can AI offset these demographic headwinds? The pair aren't convinced – suggesting that the glory days of central banks may be behind us. Lauded by Russell for once again "annoying the right people in the right places", he describes the book as "a quick read that makes you think for a long time".www.libraryofmistakes.com

What if everything you think success requires is actually the thing burning you out? In this episode of the Do The Thing Podcast, host Stacey Lauren sits down with Rand Selig, a Stanford-educated investment banker, author of Thriving, and creator of the Comfort Circles framework, to unpack what it really takes to build a fulfilled life. Rand shares how he turned a four-foot stack of notes into a bestselling book, why he believes retirement should be called rewirement, and the five foundational elements of his redefined vision of success, starting with being before doing. He also opens up about a difficult relationship with his father, the letter his therapist told him to write, and the four things he learned he can actually control: attitude, effort, behavior, and action. If you are ready to stop measuring your life by accomplishments alone and start actually thriving, this conversation is packed with tools you can use today. Topics covered: redefining success, work-life balance, personal growth, overcoming burnout, healing family relationships, life transitions, leadership versus management, aging well. Timestamps: 00:00 Introduction to Rand Selig and his do the thing story 10:20 Writing Thriving and learning it was bigger than a legacy project 21:05 The Comfort Circles framework and sharing your message with the world 32:15 Redefining success: being before doing, and why retirement should be rewirement 42:30 Healing his relationship with his father and the four things he truly controls

The banking industry reportedly remains divided over the latest yield-related compromise, with the Digital Asset Market Clarity Act (CLARITY Act) still on hold.  ~This episode is sponsored by Uphold~ Uphold Debit Card ➜ https://bit.ly/UpholdXRPCard TELL YOUR SENATOR TO PASS CLARITY!➜https://bit.ly/SenatorCLARITY Guest: Ron Hammond - Head of Policy and Advocacy at Wintermute Wintermute website ➜ https://bit.ly/WintermuteCrypto Follow Ron on Twitter ➜ https://x.com/RonwHammond 00:00 intro 00:10 Sponsor: Uphold 01:00 7 days 01:15 Cynthia Lummis frustrated speech in Senate 04:00 Lummis threat? 05:15 Could this backfire? 06:30 Another law enforcement group backs clarity 07:00 Russia Sanctions 07:20 Monday vote chances? 08:40 Are nominations done soon too? 10:30 Coinbase thinks Monday? 11:00 10 Democrats? 12:00 Republican turncoats? 14:10 Tomorrow ethics deal? 15:15 Bankers plea to CNBC for CLARITY change 18:00 Banking vs retail influence 20:00 Stand with Crypto 20:40 Recess could get cancelled? 22:20 Ron odds 23:00 Jay Clayton filed the Ripple lawsuit: wtf? 24:15 Crypto PACs: Why do they care about Michigan and Iowa? 25:15 If Thune doesn't put CLARITY up for vote... 26:20 John Oliver hurting bill sentiment? #Crypto #ethereum #XRP ~CLARITY Vote Next!

Patrick Maurenbrecher ist in einer traditionsreichen Unternehmerfamilie aufgewachsen und hat mit Kontora eines der bekanntesten Multi Family Offices Deutschlands mit aufgebaut. Darüber spricht Malte Dreher mit Patrick. In dieser Folge von For Professional Investors Only spricht er über die Lehren aus seiner Kindheit, den Weg vom M&A-Banker zum Unternehmer und darüber, warum Family Offices letztlich genauso unternehmerisch denken müssen wie ihre Mandanten.Wie prägt eine Unternehmerfamilie den Blick auf Vermögen und Verantwortung? Warum wird es immer schwieriger, Unternehmen in Deutschland aufzubauen? Und welche Aufgaben sollte ein Family Office selbst übernehmen und welche besser auslagern?

Bob reviews Murray Rothbard's 1988 essay "The Myth of Free Banking in Scotland," his sharp response to Larry White's influential account of Scottish free banking.Related:Rothbard's Article, "The Myth of Free Banking in Scotland": Mises.org/HAP560aBob's Debate with George Selgin on Fractional Reserve Banking: Mises.org/HAP560bGeorge Selgin's Article, "Scottish Banks and the Bank Restriction, 1797–1821": Mises.org/HAP560cJoe Salerno's Article on Mises as Currency School Free Banker: Mises.org/HAP560d

Bob reviews Murray Rothbard's 1988 essay "The Myth of Free Banking in Scotland," his sharp response to Larry White's influential account of Scottish free banking.Related:Rothbard's Article, "The Myth of Free Banking in Scotland": Mises.org/HAP560aBob's Debate with George Selgin on Fractional Reserve Banking: Mises.org/HAP560bGeorge Selgin's Article, "Scottish Banks and the Bank Restriction, 1797–1821": Mises.org/HAP560cJoe Salerno's Article on Mises as Currency School Free Banker: Mises.org/HAP560d

Der Börsencrash von 1929 an der Wall Street löst die Weltwirtschaftskrise aus. Warum Millionen Menschen in Armut und Elend schlitterten, wie Banker von Stars zu Buhmännern wurden und und weshalb es auch die Schweiz traf. In den 1920 Jahren werden Banker und Investoren gefeiert wie Popstars. Immer mehr Menschen aus allen Schichten der Gesellschaft kaufen Aktien - auf Kredit. Dann bricht der Aktienmarkt zusammen. Die wilden Zwanziger Jahre kommen zu einem jähen Ende. Der Börsencrash am Schwarzen Dienstag stürzt Millionen Menschen in Armut und Verzweiflung. Banker wie der National City-Chef, Charlie Mitchell werden in der Grossen Depression von Stars zu Buhmännern. Und, schnell zieht die Krise Länder rund um den Globus in Mitleidenschaft. Die Schweiz wird erst mit ein paar Jahren Verzögerung getroffen. Dann aber hart und lange. Wie ist es zu dem gekommen, was wir heute als DIE Weltwirtschaftskrise bezeichnen? Hätte die Krise nach dem Crash verhindert werden können? Wie hat die Weltwirtschaftskrise die Schweiz verändert? Und, welche Lehren könnten wir ziehen für heute, wo die Börsenkurse gerade so hoch steigen wie noch nie? Diesen Fragen geht diese Folge von SRF Geschichte nach. ____________________ Hast du Feedback, Fragen oder Wünsche? Wir freuen uns auf deine Nachricht via geschichte@srf.ch – und wenn du deinen Freund:innen von uns erzählst. ____________________ In dieser Episode zu hören: - Andrew Ross Sorkin, Finanzkolumnist der New York Times, Autor. ____________________ Literatur: - Pecora, Ferdinand. Wall Street under Oath : The Story of Our Modern Money Changers. Simon and Schuster, 1939. - Pressler, Florian. Die erste Weltwirtschaftskrise : eine kleine Geschichte der großen Depression. 2. Auflage, Unveränderter Nachdruck, C.H. Beck, 2019. - Sorkin, Andrew Ross. 1929 : Inside the Greatest Crash in Wall Street History - and How It Shattered a Nation. Viking, 2025. ____________________ Recherche, Produktion und Moderation: Klaus Ammann ____________________ Hier lernt ihr die Schweizer Geschichte so richtig kennen – mit all ihren Eigenarten, Erfolgen, Fails, Persönlichkeiten und Dramen. Im Podcast «Geschichte» (ehemals «Zeitblende») von SRF Wissen tauchen wir in die Schweizer Vergangenheit ein – und möchten verstehen, wie sie unsere Gegenwart prägt. Habt ihr Themenvorschläge oder Feedback? Meldet euch bei geschichte@srf.ch.

In this episode of Banker with a Beer, Mike talks with Dominic Berlin, owner of 715 Rentals & 715 Excavating & Demolition. Topics discussed include: The leap into entrepreneurship The economics of trash The different forms of customer service A dumpster for every need Beverage Enjoyed: Capitol Brewing: Supper Club    Thank you for listening to this episode! Help support the show by leaving Banker with a Beer a 5-star rating or review on Apple or Spotify.  Banker with a Beer is brought to you by Northwestern Bank. A community bank headquartered in Chippewa Falls, Wisconsin. Follow us on Facebook or learn more on our website northwesternbank.com. We're a community bank with all the services of a big bank in a personalized friendly size. Member FDIC.

In 1864, a respected young banker in Hudson, Michigan, vanished with $60,000 in cash—money that belonged to townships, soldiers, and widows.His name was William Treadwell, and the bank he robbed was his own. This episode traces a Civil War–era crime that stunned the state: a carefully planned theft, a dramatic jailbreak, and a betrayal that ended in murder deep in the Ohio woods.It's a true-crime story of greed, trust, and downfall—one of the strangest financial scandals in Michigan history.The End of the Road in Michigan is a production of Thumbwind Publications

On this unscripted Friday livestream edition of Right On Radio the host returns to a stripped-down format (no camera) to cover breaking news, follow-ups from the previous show, and faith-focused reflections. The episode opens with an update on controversial pastor Steven Anderson — the allegations from his children, the online influencer reaction, and a plea for accountable, loving correction rather than fanaticism. The program moves into a "Word on Word" moment, comparing two Bible verses (1 Corinthians 10:13 and Psalm 112:5) and inviting viewer feedback, followed by listener interaction about the show format and streaming platforms (Rumble vs X). Major news segments include a clear, listener-oriented explainer of the NDAA House votes using a viral Marjorie Taylor Greene clip — the difference between the rule vote and final passage and why the "courageous no" matters — and a deep dive into the growing surveillance-camera controversy. The host examines the Flock camera backlash, alleged ties between competing firms (Axon), and implicated investors — from Silicon Valley firms to institutional shareholders — stressing that brand labels don't change the core threat of mass surveillance and urging civic action over vigilante responses. In a substantial geopolitical analysis, the host frames the Israel–Iran tensions as part of a larger banking/energy struggle: control of choke points (Panama Canal, Strait of Hormuz, Arctic routes), insurance and shipping pressures, and Trump-era moves to realign global power (energy leverage, Abraham Accords outreach). The segment connects these developments to broader themes about the City of London, central banking, and a speculative thesis that Jerusalem could emerge as a new global power center — plus a candid take on Trump's role in the unfolding end-times narrative. Throughout the episode the host references clips and positions from public figures (Tucker Carlson, Candace Owens, Marjorie Taylor Greene, Thomas Massie), offers practical context for listeners trying to follow complex policy maneuvers, and recommends community-level responses where possible. The show closes with an uplifting Friday music pick, reminders for Saturday night prayer and Sunday night Bible study, and a call to love God, family, and neighbors while engaging your community.

What if the biggest obstacle between you and financial freedom isn't income but how you use your money? Most people think becoming wealthy is about earning more, saving more, or finding the perfect investment. But Nelson Nash challenged that entire way of thinking.In this episode, Russ and Joey begin their deep dive into Becoming Your Own Banker by Nelson Nash, breaking down the foundational principles of controlling your money instead of handing over the banking function to someone else. They explain why becoming your own banker is not simply about buying a life insurance policy, but about creating a system where money remains in motion, allowing individuals to maintain control over their cash flow while still accessing capital for opportunities.Russ and Joey also unpack Nelson Nash's personal journey, including the financial challenges that led him to develop the Infinite Banking Concept and the importance of investing in yourself, creating a spending plan, and building a system that grows over time.Top three things you will learn:-Why understanding how banking works changes the way you build wealth-Why becoming your own banker requires discipline, not just knowledge-How to keep your money working instead of letting it sit idleBuy the Book (Becoming Your Own Banker):

Andrew Morbitzer, VP of Corporate Development, Life360 (ASX: 360) Your standard teaser tells a buyer everything about your company and nothing about why you fit their strategy right now. When sellers expect the buyer to figure out that alignment, the deal dies on the desk. Andrew Morbitzer has led more than $2 billion in acquisitions at Intuit and GoDaddy, worked on the sell-side as an M&A advisor, and returned to the buy-side as VP of Corporate Development at Life360. What You'll Learn Why do corp dev teams default to no on inbound deals before the first conversation How banker incentives and buyer incentives point in opposite directions How to research a buyer's strategy and priorities using only public information What a realistic projection signals to a corp dev leader versus what a hockey stick signals How to apply Buyer-Led M&A™ thinking from the sell side If you're advising on deals and want a framework for how buyers actually evaluate fit, DealPilot, powered by M&A Science, has Buyer-Led M&A™ frameworks to help you pitch into the buyer's strategy instead of handing them a data sheet. ____________________ This episode of M&A Science is presented by DealRoom. DealRoom just launched the only MCP server built for Buyer-Led M&A™ — so your AI and your deal data finally work together. Connect Claude, ChatGPT, or Copilot directly to DealRoom and let your AI read your pipeline, analyze due diligence documents, and automatically write findings back.  See for yourself: dealroom.net/mcp ____________________ Episode Chapters [00:00] Introduction [07:12] Why Inbound Deals Rarely Fit [09:40] Rationalization Over Strategy [10:01] The Inbound Problem Is Not Just About Bankers [15:43] When a Bank Actually Does the Work [18:12] The Banker's Incentive Problem [20:51] How to Actually Land the Pitch [22:12] Cash Flow and Finance Partnership [24:53] First-Hand Research on the Buyer [29:42] How Detailed to Get on Value Creation [34:30] What a Misaligned Banker Actually Costs You [37:50] Cold Outreach vs. Warm Relationships [40:45] Moves That Accelerate Trust [43:07] Applying Buyer-Led M&A on the Sell Side [42:48] The Year One Mistake That Bit Us [46:12] Assessing Culture Fit Before Close

Pflitsch beschäftigte sich schon lange mit Quanten-Computing, bis er sich den Sprung ins kalte Wasser traute. Er wurde vom Banker zum milliardenschweren Unternehmer, der in New York an die Börse geht. Heute verhandelt er über Cyber-Security mit der amerikanischen Regierung und philosophiert mit dem Papst über KI.

How do you see God? In this episode, Carrie Pickett challenges you to redefine your perspective of God from a distant banker to a caring father, emphasizing how this shift impacts your life principles and prosperity.

https://youtu.be/L1wE2Koy7eQ Tomas Milar, Founder and CEO of Eqvista, is passionate about helping businesses value what’s hard to value by making private company valuations more accurate, transparent, and actionable. Through a product-first mindset and relentless innovation, Tomas has built Eqvista into a leading equity management and private market valuation platform serving more than 25,000 companies, helping founders, investors, and employees make better decisions with real-time company valuations. We explore Tomas Milar’s PrivateCo Valuation Framework: Industry Data, Private Data, Public Comparables, Client Data, and Audit Defensibility. Tomas explains why accurate private company valuations require combining multiple data sources instead of relying on static reports, how proprietary datasets and public market benchmarks improve pricing precision, and why audit-defensible valuations build confidence for fundraising, compliance, and M&A transactions. He also shares how a product-first approach has fueled Eqvista’s growth while advancing real-time valuations and expanding shareholder liquidity through controlled tender offers. — Value What’s Hard to Value with Tom Milar  Good day, dear listeners. Steve Preda here with the Management Blueprint Podcast, and my guest today is Tomas Milar, the founder and CEO of Eqvista, a leading equity management and private market valuation platform serving more than 25,000 companies. Tom, welcome to the show.  Steve, thank you so much for having me. Thank you.  Well, you’ve got a very interesting background and business. We talked before the show that both of us are from Europe, studied in different countries, and come from a financial background. So it’s very interesting. Out of the 350-plus guests I’ve had, I’ve never had someone with such a similar background.  Interesting. Thank you. Yes. I took every opportunity to study anywhere. One semester I studied at three different universities at the same time. So yes, I was taking exams left and right at different universities. It would be April in Finland, May in Turkey, and later June back in the Czech Republic.  That’s great.  In one week, I would really make that whole circle. Crazy times.  I heard about professors teaching at multiple universities, but students attending multiple universities… Maybe two at the same time in the same country.  But I had three.  Three in different countries? That’s completely crazy. I guess if you wanted to fast-track your career, get to Silicon Valley young, start a company, and already reach a modicum of success, you had to do that, right?  You know what? Or you drop out of school and do zero schools. That’s also an option. Now let’s be serious for a bit. For me, it wasn’t really about the education. For me, it was whether I could make it. So it was more of a challenge than an academic achievement. Yeah, it was a fun time back then. I would have a Tuesday exam in Turkey, then fly north. I would have to change clothes in Prague because in Finland I was only about 50 miles from the Polar Circle. It would still be winter there, so I’d pack winter clothes and then take an exam in Oulu, which is almost at the Polar Circle. Yeah. So from Istanbul to the Polar Circle. It was a fun time back then.  I saw it on your LinkedIn page—North Ostrobothnia—and I couldn’t imagine where that place was. So I actually Googled it, and the pictures were all ski slopes. I figured it had to be a cold place.  It was very cold. Yes. A lot of saunas.  Yeah, that’s lovely. Let’s get into the topics. One question I always ask my guests is: What is your personal why, and how are you manifesting it in your business?  You know, I learned the hard way that you never ask “why.” At least for me, after living in China. Things just happen. They just happen. Some people don’t really know certain things are possible until they make them possible. So from impossibility to possibility. It’s always interesting to see things happen without a rational reason. I don’t think it’s really about a why. I think it’s really about being naïve when you do things, just doing them, and figuring things out along the way.  Yeah. Well, I agree with you about naïveté. I believe it’s a great entrepreneurial trait because it allows you not to kill good ideas..  Yes, yes. …before they have a chance to develop. And Steve, the more you know about certain things, the less likely you are to start a business in that particular industry, right? Doctors never start hospitals. Bankers never start banks or neobanks because they understand how difficult it is. So that naïveté—to be foolish and hungry—it really works. Yeah. Actually, that’s what works for me. Again, I never thought about business ideas in terms of why I should be doing them. Let me ask you this instead.  What energizes you about running Eqvista?  I think it comes in different phases. Right now, we’re going to launch a controlled tender offer. For those who don’t know what that is, when you issue stock to employees or investors, you can get it back. We don’t really like the term “buy it back,” but that’s essentially what happens. Once you issue options or stock, you can actually buy it back and redistribute those same shares to different investors or shareholders. That’s our new product. We have a very big challenge in front of us, and it’s how to price stock.  We perform valuations on over $8 billion of client assets every month. We’re one of the largest equity valuation platforms on the market. That’s actually what energizes me. Not really the number, but how hard it is to become number one and what drives innovation. Because if you want to be number one at anything, you need to innovate. What we've actually fixed is the report. When you issue stock, you need to have a stock price.Share on X  That stock price reflects the market, how the company is doing, and the different funding rounds. Usually, you find that stock price in a report. It’s a PDF—40 to 60 pages. By the time you receive the report, the valuation is already outdated. One month. Two months. Three, four, five, even six months. In 2026, startups move so fast that in six months some companies grow exponentially. Yeah.  I saw your LinkedIn post about SpaceX. There was an April 2026 valuation of $1.6 trillion. Then you posted again four days ago, showing it was over $2.6 trillion. That’s more than a 40% increase in just two months for one of the most valuable companies in the world. Yeah. How does that happen?  Particularly for SpaceX, there are multiple factors. There’s definitely hype, no doubt about it, because 95 times revenue—that’s ridiculous, right? For a publicly traded company, we usually see six or seven times revenue. That’s probably the best multiple. But 95 times revenue—that’s unheard of. How does that happen? There are multiple reasons, right? One of them is innovation. Another is that SpaceX is the only company actually launching spacecraft into orbit.  And yeah, obviously, there’s the Elon Musk factor. If you look at the space economy, whatever we’re doing on Earth, we’ll be doing the same things in space, right? So looking at SpaceX as a bridge between the dream of space and practically mirroring what we do here on Earth, I think that’s a great analogy.  For us, it's a really nice demonstration of how any company going public should have a real-time valuation.Share on X It doesn’t have to be publicly available. You can choose. Again, think about how Merrill Lynch—I think it was Merrill Lynch and Bank of America—helped with the roadshow and all the due diligence and documents. I can’t even understand how they modeled the valuation one time. They probably had to do that every three days.  But if they had a real-time valuation, they could clearly understand what was happening in the market. So, going back to your original question about what excites me, this is exciting because we built the largest valuation model on the market. Currently, without SpaceX—because SpaceX would take up half of the benchmark—we constantly value over $4 trillion in assets.  Okay. So let’s talk about this because, in my time at my investment banking firm, we had a valuation practice, and we offered six different types of valuations. But really, we just wanted to have an enchilada process where we would have EVA valuations, multiples, private and public comparables, DCF, and all that stuff. But I’m really wondering because, when you’re valuing small private companies, you’ve got all these liquidity discounts, marketability discounts, ownership discounts, all these discounts.  So it kind of boggles my mind how you guys can value all these startups, which may not even have revenue and may be very early-stage. Because this podcast is about frameworks, I’d like you to share with us—with me and the listeners—a framework that simplifies this whole valuation. What are the major elements? If you had to constrain yourself to five major elements of your valuation, what would they be?  Yeah, I can definitely help with that. Obviously, the first one is the industry, right? The industry. We have our models and datasets that we’ve acquired over the years. We have valued $400 billion in client assets manually. Okay. Manually. Even before AI, we were using AI, right? So we really tested the models. We really worked on what works and what doesn’t. That’s one element. It’s the dataset.  Obviously, public comparables. We have incredible models for choosing and picking the right companies, right? There are 4,000 publicly traded companies on the market. That’s a very important dataset. Then we have data taken directly from clients. That’s also very important. The data actually reflects the reality of the company. Obviously, you can estimate, but all these estimates…  There are platforms out there that give you a range. There’s actually a company now that tried to copy us, but they came up with such an unfortunate solution. They have a range. And Steve, who knows the range? Let’s say you have a $100 million company valuation. They came up with a valuation range of $30 million to $100 million. Two hundred?  Okay, great.  Thirty to one hundred. Thirty to one hundred. Okay. I’m like, “That’s not even a range.” It’s ridiculous. So, again, you can try to copy it, but it’s not going to work. You have to have analysts. We have an in-house team of close to 20 valuation analysts with double master’s degrees, CBAs, CFA Level III, and NACVA certifications.  So we can also issue certified reports. We can support all the defensibility. So, in case any company is undergoing M&A, we can help with additional questions from the Big Four, McKinsey, or PricewaterhouseCoopers when they challenge the valuation. We can defend the stock price. It doesn’t really happen when we issue the stock, but it happens down the road.  Yeah. That’s fantastic. So let me ask you this. What drives growth at Eqvista?  What drives growth at Eqvista? The product. It’s really as simple as that. The product and our company economics. We don't really waste time and energy on things that don't work. We focus heavily on what really works and only on what works.Share on X We haven’t raised much money, right? We bootstrapped the company. We raised half a million dollars. I always gave up on fundraising because I’m a product founder.  I don’t really do many roadshows or meetings. I actually hate meetings. I stay with my team. I’m product-centric, super focused on the product, and I think that’s one of the reasons we’re successful. I’ve always been fortunate to build amazing products and hire very talented people who can understand what we’ve built and sell it. So it’s the product. I’ve always believed in pull marketing rather than push marketing.  Obviously, outbound outreach is also extremely important. But pull marketing is where you start, especially in the early stage when you want to grow to, let’s say, half a million, one million, or two million dollars in revenue. Because direct sales are extremely hard.  So what’s one thing that you’re actively trying to figure out in your business?  It’s the price. It’s the stock price. How to effectively value companies. That’s what excites me, and that’s what we try to figure out on a practically daily basis. We have a team of specialists focusing on stock pricing and stock price discovery. Adoption is going to be extremely important. How successful we’ll be in distributing the stock price to different segments of the market.  I’m trying to understand this. You already have 25,000-plus companies whose valuations you manage. You’re able to defend these valuations in court or in M&A situations. So what do you mean exactly by trying to figure out how to effectively value companies? I mean, it sounds like you’ve figured it out. So to what degree have you not figured it out?  We have it, right? But for us, it’s about efficiency. Efficiency and how precisely we can price the stock. That’s probably the big question, even for the public market. Some companies are underpriced. How is it possible that a company with a strong balance sheet has a lower value than the cash in its accounts? These are the types of things.  It’s definitely a different approach to value a company with a couple hundred thousand dollars in revenue versus a company with $300 million in revenue and a $22 billion post-money valuation. These are crazy formulas and approaches. We’re still working on the precision because, at that scale, companies are extremely sensitive to any type of deviation. Even one percent can mean hundreds of millions of dollars.  So that’s very important. Actually, it’s also very important for startups to realize that, at the lower level, they might be undervalued by a few hundred thousand dollars or a few million dollars. That’s also something founders, CEOs, and CFOs should really be considering. That’s why real-time valuation is extremely important for all of us. We’re just trying to teach the market about real-time valuation.  Yeah. I can imagine. Even listed companies that have public data can move dramatically based on market sentiment. Something happens in Iran, and the stock can drop ten percent in a day. What could happen in a private company when you don’t have real-time data available?  Yes.  It’s going to be a really thorny issue.  It is.  So if you had a magic wand, Tom, and you could fix one thing in your company in the next twelve months, what would that be?  Adoption. Real-time valuation adoption. How we teach the market about real-time valuation. That would be the thing I would love to fix.Share on X We actually have a few ideas about how to do it. We’re becoming our own client. We’re becoming our own client, so we’re actually launching a controlled tender offer—a secondary marketplace, practically. Down the road, we could apply for an ATS, an Alternative Trading System. But that’s eight, nine, or ten months from now. At least that’s our vision, and that’s where we’d like to be headed.  So you’re going to do something like a relisting or a reverse IPO?  Not really a reverse IPO. No. Just to help shareholders liquidate their stock. It’ll practically be a platform where employees or investors can liquidate their stock. That’s something we’d like to focus on. We issue stock, manage it, reprice it, and we’d also like to help provide liquidity.  Wow. These are very exciting challenges.  Yes.  A lot of people have tried to overcome this, so if you do, you’ll definitely be pioneers in this area. Perhaps AI can help with that.  Perfect. Yeah. I have a list of people I know, how to use them, and when. So you’re always welcome.  All right. If people would like to learn more or contact you, where can they find you? Or where can they find Eqvista? How can they connect with you and learn more?  Yeah. I can definitely help with multiple subjects: company formation, bootstrapping a company, any product-related questions, and, obviously, equity management, stock pricing, valuation discovery, efficiency, and, most importantly, anything about Eqvista. You can find us at eqvista.com. E-Q-V-I-S-T-A dot com. The same goes for email. It’s tom@eqvista.com.  Okay, awesome. You can check Tom out on LinkedIn as well. That’s Tomas Milar. I think you’re listed with your longer first name. He posts regularly—very exciting articles, especially the recent one I saw on SpaceX and how the valuation shot up like a rocket. Definitely check it out.  If you enjoyed this conversation, make sure you subscribe, follow us on YouTube, give us a review on Apple Podcasts, and stay tuned because once or twice a week we bring you exciting entrepreneurs like Tom, who share their frameworks with you. So thanks for coming, Tom, and sharing your insights. And thanks for listening. Important Links: Tom's LinkedIn Tom's  website Tom's Email: tom@eqvista.com

In episode 188, we talk with Seth Walsh, Cincinnati City Councilmember and Democratic nominee for Ohio Treasurer, about what the office actually does and why his campaign for transparency and accountability matters.Seth is a recognized community development leader who has prioritized keeping Cincinnati growing, vibrant, and safe. As Treasurer of State, Seth will ensure the state's investments, pension funds, and revenue are managed with integrity and are used to strengthen our communities so all Ohioans thrive.Seth served as Executive Director of the College Hill Urban Redevelopment Corporation before he was appointed to Cincinnati City Council in December 2022. Seth is a member of the Cincinnati Retirement System Board of Trustees.Seth graduated from Xavier University and later founded the Cincy Soccer League. He lives in the Cincinnati Business District with his two dogs, Calvin and Rosie.Resources:* Seth Walsh for State Treasurer* The Dark Money Game (HBO documentary on HB6 featuring Seth's opponent)* Follow Seth on Social Media!* Instagram* TikTok* Facebook* X/Twitter* YouTubeWe're bringing together digital creators from across the state to build a powerful digital organizing network called Ohio Creators for Progress. Support and donate to this effort below! ⬇️Connect with United SHE Stands:* Substack* Instagram* TikTok* YouTube* Threads* Buy us a coffee ☕️This episode was edited by Kevin Tanner. Learn more about him and his services here:* Website* Instagram This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.unitedshestands.com/subscribe

In this episode of Banker with a Beer, Jerry talks with Kathy Wright, Director of Talent & Booking for the Pablo Center. Topics discussed include: New Ticketing Platform Broadway shows to be Announced Building Future Audiences The Arts Economy Lighting Round Beer Enjoyed: New Glarus Spotted Cow    Thank you for listening to this episode! Help support the show by leaving Banker with a Beer a 5-star rating or review on Apple or Spotify.  Banker with a Beer is brought to you by Northwestern Bank. A community bank headquartered in Chippewa Falls, Wisconsin. Follow us on Facebook or learn more on our website northwesternbank.com. We're a community bank with all the services of a big bank in a personalized friendly size. Member FDIC.

This episode discusses Joseph Wechsberg's 1966 book, The Merchant Bankers. Rather than recounting the histories of families like the Rothschilds, Barings, Hambros, Warburgs, and Lehman Brothers, I wanted to extract the principles they shared. Merchant banking is fascinating. It's a very distinctive form of entrepreneurship. There is an old-school way of doing business that appeals to me. The merchant bankers' profiled in this book have a combination of: personal honor speed of action clear thinking independent judgment seamless webs of deserved trust discretion and willingness to make unconventional decisions. The founder of every merchant banking dynasty was a merchant before he was merchant banker. Once they discovered financing transactions was more profitable than physically trading goods, their real products became credit, judgment, information, advice, access, and—above all—trust. Their greatest asset was not money. Their greatest asset was their reputation. Made possible by: Ramp: ⁠⁠https://ramp.com⁠⁠  Applovin: ⁠⁠https://www.applovin.com Vanta: ⁠⁠https://vanta.com/founders Add your email here and I will send you my top 10 quotes from every episode.

We're talking about the buzziest --- and most controversial --- book of the summer: "Yesteryear" by Caro Claire Burke. It poses a question no one's brave enough to answer: are trad wives and career women fundamentally at odds? Or are they two sides of the same coin, minted by a bigger system that profits from their fight? As two Wall Street veterans recently profiled in Bloomberg for our new career as "finance influencers", we HAD to talk about the novel everyone is calling "rage bait", and we've got quite a lot to say. Fair warning: we spoil everything, INCLUDING the plot twist that has readers and critics alike up in arms. Why is a finance show covering a book about a trad wife influencer? The biggest names in this space, like Ballerina Farms and Nara Smith, are pulling in millions every year. The raw milk industry is a multi-billion dollar megalith expected to double in the next few years. And all of this is fueling a vertical of the creator economy that is growing in size (and scandals). What happens when a woman builds an empire by performing traditional acts of subservient domesticity on the most modern machine ever invented? We also turn the lens on ourselves, as moms, influencers, and educators --- where's the line between education and performance, and what responsibilities come along with influence?  Whether you loved this book, hated it, or refuse to read it on principle, we want to know what you think! Let us know in the comments...

To obtain this week's Real Estate Notes Show guest Doug Smith's information, use this link https://bit.ly/4vfnWB5In this revealing episode, we sit down with Doug, a 35-year banking veteran who survived the 2008 crash and has worked through multiple market cycles. Doug shares the insider knowledge that separates successful note investors from those who lose money on seemingly "good" deals.**What You'll Learn:**• Why pricing notes based solely on UPB or BPO is fundamentally flawed• The dual pricing methodology banks use to evaluate every note investment• How to find the real story behind every borrower (hint: check social media)• The critical difference between data tapes and collateral files• Assignment chains and allonges explained in plain English• Why ROI calculations without time factors will mislead you• Doug's compassionate approach to loan workouts that maintains borrower dignity• Market forecast: Why Doug sees major opportunity coming for note investors in 2025**Key Topics Covered:**✅ Performing vs non-performing note strategy✅ Underwriting methodology from institutional banking✅ Due diligence beyond the spreadsheet✅ Resolution toolkit for non-performing loans✅ Ethical exit strategies for struggling borrowers✅ Market cycles and upcoming opportunitiesDoug brings three decades of special assets experience, having worked with three of the world's largest banks before founding Castle Rock Capital Management and launching The Mad Lender consulting firm. His new book, "The Mad Lender's Guide to Private Lending and Note Investing," is now available on Amazon.**

Senator Elizabeth Warren is demanding answers from JPMorgan chief executive Jamie Dimon about whether he acted on advice connected to Jeffrey Epstein while lobbying against a proposed British tax on bankers' bonuses. Warren's questions follow the release of a 2009 email exchange in which Epstein asked then-Labour minister Peter Mandelson whether Dimon should pressure UK chancellor Alistair Darling over the tax. Mandelson reportedly replied that Dimon should “mildly threaten” Darling, and Dimon later warned that JPMorgan could reconsider investments in Britain, including plans for a new London headquarters. Warren said the communications raise serious questions about the extent of JPMorgan's relationship with Epstein and what DimonDimon testified in 2023 that he had never met Epstein and had not heard his name until Epstein's 2019 arrest. JPMorgan continues to insist that Dimon never communicated with Epstein, never sought his advice and was not involved in decisions involving Epstein's accounts. The bank has also rejected former executive Jes Staley's claim that he discussed Epstein with Dimon, describing Staley's testimony as unreliable. JPMorgan acknowledged that maintaining Epstein as a client was a mistake but said the bank ended the relationship in 2013 and would have acted sooner had it known he was continuing to commit crimes. Warren is now seeking a fuller accounting of whether Dimon's lobbying efforts were influenced, directly or indirectly, by Epstein and his political connections.to contact me:bobbycapucci@protonmail.comsource:JP Morgan boss pressed by US senator about contact with Jeffrey Epstein | JP Morgan | The Guardian

Saumya Banker, co-founder and CEO of Donna AI, joins host KJ to pull back the curtain on the operational dysfunction hiding inside the legal industry. After watching his cousin's divorce case drag on due to missed communication, opaque billing, and overwhelmed staff, Saumya interviewed 75 lawyers and job-shadowed firms to map the real workflow. What he found: 40% of small law firm work is purely administrative, and AI can handle it. Donna AI is building the operating system for solo and small personal law firms so lawyers can take on more clients, charge less, and give more people a real shot at justice. Key Takeaways: 4:51 — Why hourly billing is broken and who's really paying the price 8:27 — What Saumya found when he job-shadowed 75 lawyers across different practice areas 16:22 — When a case stalls, who ends up paying the real price 18:39 — What Donna AI actually automates inside a small law firm Quote of the Show (1:00):"AI is not here to take your job. It's here to supercharge you. The folks who use AI are going to take the jobs of the folks who don't." – Saumya Banker Join our Anti-PR newsletter where we’re keeping a watchful and clever eye on PR trends, PR fails, and interesting news in tech so you don't have to. You're welcome. Want PR that actually matters? Get 30 minutes of expert advice in a fast-paced, zero-nonsense session from Karla Jo Helms, a veteran Crisis PR and Anti-PR Strategist who knows how to tell your story in the best possible light and get the exposure you need to disrupt your industry. Click here to book your call: https://info.jotopr.com/free-anti-pr-eval Ways to connect with Saumya Banker:LinkedIn: http://www.linkedin.com/in/saumyabankerCompany Website: https://donnaanswers.com How to get more Disruption/Interruption: Amazon Music - https://music.amazon.com/podcasts/eccda84d-4d5b-4c52-ba54-7fd8af3cbe87/disruption-interruption Apple Podcast - https://podcasts.apple.com/us/podcast/disruption-interruption/id1581985755 Spotify - https://open.spotify.com/show/6yGSwcSp8J354awJkCmJlD YouTube: https://www.youtube.com/results?search_query=disruption+%2F+interuuptionSee omnystudio.com/listener for privacy information.

Senator Elizabeth Warren is demanding answers from JPMorgan chief executive Jamie Dimon about whether he acted on advice connected to Jeffrey Epstein while lobbying against a proposed British tax on bankers' bonuses. Warren's questions follow the release of a 2009 email exchange in which Epstein asked then-Labour minister Peter Mandelson whether Dimon should pressure UK chancellor Alistair Darling over the tax. Mandelson reportedly replied that Dimon should “mildly threaten” Darling, and Dimon later warned that JPMorgan could reconsider investments in Britain, including plans for a new London headquarters. Warren said the communications raise serious questions about the extent of JPMorgan's relationship with Epstein and what DimonDimon testified in 2023 that he had never met Epstein and had not heard his name until Epstein's 2019 arrest. JPMorgan continues to insist that Dimon never communicated with Epstein, never sought his advice and was not involved in decisions involving Epstein's accounts. The bank has also rejected former executive Jes Staley's claim that he discussed Epstein with Dimon, describing Staley's testimony as unreliable. JPMorgan acknowledged that maintaining Epstein as a client was a mistake but said the bank ended the relationship in 2013 and would have acted sooner had it known he was continuing to commit crimes. Warren is now seeking a fuller accounting of whether Dimon's lobbying efforts were influenced, directly or indirectly, by Epstein and his political connections.to contact me:bobbycapucci@protonmail.comsource:JP Morgan boss pressed by US senator about contact with Jeffrey Epstein | JP Morgan | The GuardianBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-moscow-murders-and-more--5852883/support.

Senator Elizabeth Warren is demanding answers from JPMorgan chief executive Jamie Dimon about whether he acted on advice connected to Jeffrey Epstein while lobbying against a proposed British tax on bankers' bonuses. Warren's questions follow the release of a 2009 email exchange in which Epstein asked then-Labour minister Peter Mandelson whether Dimon should pressure UK chancellor Alistair Darling over the tax. Mandelson reportedly replied that Dimon should “mildly threaten” Darling, and Dimon later warned that JPMorgan could reconsider investments in Britain, including plans for a new London headquarters. Warren said the communications raise serious questions about the extent of JPMorgan's relationship with Epstein and what DimonDimon testified in 2023 that he had never met Epstein and had not heard his name until Epstein's 2019 arrest. JPMorgan continues to insist that Dimon never communicated with Epstein, never sought his advice and was not involved in decisions involving Epstein's accounts. The bank has also rejected former executive Jes Staley's claim that he discussed Epstein with Dimon, describing Staley's testimony as unreliable. JPMorgan acknowledged that maintaining Epstein as a client was a mistake but said the bank ended the relationship in 2013 and would have acted sooner had it known he was continuing to commit crimes. Warren is now seeking a fuller accounting of whether Dimon's lobbying efforts were influenced, directly or indirectly, by Epstein and his political connections.to contact me:bobbycapucci@protonmail.comsource:JP Morgan boss pressed by US senator about contact with Jeffrey Epstein | JP Morgan | The GuardianBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Send us Fan MailHow Jamie Dimon Thinks — And What a Former JPMorgan Banker Wants You to Know   I worked at JPMorgan Chase as a banker, under Jamie Dimon. I wasn't in his inner circle, but I was close enough to watch how that organization thought, moved, and made decisions under pressure. And it changed how I think about money, leadership, and risk forever.   In this episode, I break down the five mental habits behind Dimon's 20-year run as the most powerful banker in the world, the same habits that let JPMorgan not just survive the 2008 financial crisis, but profit from it while every other major bank was collapsing or getting bailed out.   Right now, while every headline celebrates JPMorgan's record $16.5 billion Q1 profit, Dimon is warning about tectonic shifts in the global economy, a possible credit recession, and risks that most people aren't preparing for. There's a reason he sees what others miss. Today I'm going to show you how.   In this episode:  • Why Dimon plans for scenarios instead of making predictions — and how to apply this to your own decisions  • The military OODA Loop he uses to make faster, better decisions than his competitors  • Why he dedicates Sunday mornings to thinking — and why you should too  • His 'cognitive diversity' practice: actively seeking people who will tell him he's wrong  • The fortress balance sheet philosophy — and what it means for YOUR financial life  • What Dimon's 2026 warnings actually mean for regular people — and what to do about them   These aren't Wall Street habits. They're thinking habits. They work at JPMorgan because they work everywhere.Show notes:  Q: How does Jamie Dimon make decisions?  Jamie Dimon uses a system of scenario planning, the military OODA Loop (Observe, Orient, Decide, Act), and weekly Sunday thinking sessions to make decisions under pressure. Rather than predicting outcomes, he prepares for a wide range of possibilities and maintains what he calls a 'fortress balance sheet' — holding more reserves than necessary so JPMorgan is never caught unprepared. Former JPMorgan banker M.A. Aponte breaks down Dimon's five thinking habits in this episode of Thinking 2 Think. Q: What is Jamie Dimon warning about in 2026?  In his 2026 annual shareholder letter, JPMorgan CEO Jamie Dimon warned of 'tectonic shifts' in the global order, including rising inflation risk, geopolitical instability from the Iran conflict, trade uncertainty, and a possible credit recession. He issued these warnings despite JPMorgan reporting a record $16.5 billion profit in Q1 2026, saying he prefers to 'hope for the best and plan for the worst.' Q: What is the OODA Loop and how does Jamie Dimon use it?  The OODA Loop — Observe, Orient, Decide, Act — is a decision-making framework created by military strategist John Boyd. Jamie Dimon applies it to banking: continuously gathering new data, updating his understanding of the situation, making decisions, and checking how reality responded before cycling through again. This approach allowed JPMorgan to acquire Bear Stearns and Washington Mutual during the 2008 crisis while competitors were still assessing the damage. Q: What is Jamie Dimon's leadership philosophy?  Jamie Dimon's core leadership philosophy centers on five principles: brutal honesty in assessment ('facts, analysis, detail — repeat'), scenario planning over prediction, cognitive diversity (actively seeking people who will disagree with him), separating optimism from preparation (hoping for the best while planning for the worst), and long-term thinking over short-term optimization ('we're not here to hit the quarter — we're here to build a business that lasts decades').Support the showAbout the host: M.A. Aponte is a former JPMorgan banker, former Merrill Lynch wealth manager, former NYPD officer, Army Officer, and Executive Director of a Charter School in Florida. He is the author of The Logical Mind and host of Thinking 2 Think. Join My Substack for more content: maaponte.substack.comConsulting/Advisory Services: MAAponte.comProfessional LinkedIn Page: www.linkedin.com/in/maaponteFinancial Budget/Wealth Management app (FREE): https://centsora.com/CHECK OUT OUR NEW CRITICAL THINKING GAME APP! Currently in BETA: Android: https://play.google.com/store/apps/details?id=com.base692af669b00f0dc8d8ad6653.appWeb: https://play.google.com/apps/testing/com.base692af669b00f0dc8d8ad6653.app*Coming soon to Apple Store

At the BAFT's (Bankers Association for Finance and Trade) Global Annual Meeting, held in Orlando, Florida, in May 2026, these themes were front and centre. BAFT's flagship conference brought together transaction bankers from across the trade and payments industry in a ‘mini-SIBOS' where attendees combined bilateral business meetings with sessions exploring the sector's latest developments. For the second episode of Trade Finance Global (TFG) and BAFT's podcast series, Banking on the Future, Mahika Ravi Shankar, Deputy Editor at TFG, spoke with Tod Burwell, BAFT's President and CEO, to get an insider view on the conference and delve into its hottest topics.

How's your backlog right now? In Part 6 of the Construction Accounting Series, Eric sits down again with CPA Kathe Barrington to unpack what backlog really is, and what it isn't. They dig into why committed-but-unstarted jobs belong on your WIP the day you're awarded, how to use backlog to forecast labor, equipment, and cash, and why a backlog that looks great in aggregate can still leave you with a nine-month hole in the schedule. Kathe lays out the ideal backlog-to-revenue ratio, the red flag of growing backlog with compressing gross profit, how client and project-type concentration creates fragility, and who needs to be in the room for the monthly backlog review. If you want backlog to function as a real planning tool, not a vanity number. This conversation is the blueprint. What You'll Learn What backlog actually is - remaining contract, remaining cost, and remaining gross profit to complete Why letters of intent and verbal awards should NOT count as backlog Why unstarted-but-committed jobs belong on your WIP the day you're awarded (and what bank & bonding are looking for) How to translate a WIP snapshot into a month-by-month forecast of labor, equipment, and cash How far out you should be forecasting labor (hint: 6–12 months minimum) The ideal backlog-to-revenue ratio - and why 3–6 months makes Kathe nervous How backlog profiles differ between GCs and subs, and what that means for planning The aggregate-number trap: why jobs bunched up at the same finish line signal trouble When you can tighten margins as you scale - and when compressing gross profit becomes dangerous Client and project-type concentration risk - diversification as insurance How often to review backlog (monthly, with the financials) and who belongs in the room The questions that should drive the conversation beyond the numbers How to use backlog data when the market shifts - lessons from 2008 and COVID The three questions Kathe asks first when she takes on a new client's books   Connect with Kathe LinkedIn: Kathe Barrington, KB CPA Facebook: Kathe Barrington / KB CPA   The Construction Accounting Series with Kathe Barrington This is Part 6 of an ongoing series. Catch up on the full run: Part 1 — Ep. 357: WIP Reports Made Simple: The Key to Stopping Hidden Job Losses Part 2 — Ep. 359: How to Use Your WIP to Protect Cash and Grow Profitability Part 3 — Ep. 364: Why the Field and Accounting Are Both Right (Physical Progress vs. Financial Reporting) Part 4 — Ep. 368: Underbillings Bad. Overbillings Better: The Cash Flow Truth Construction Owners Can't Ignore Part 5 — Ep. 377: Why Your Jobs Look More Profitable Than They Are: Indirect Allocations and Overhead in Construction  

Leaving a stable career isn't easy, but Martin Castro Silva believed there was a better way to build wealth. In this episode, Dave Dubeau sits down with Martin to discuss his transition from private banking to full-time real estate investing. Martin shares how an unexpected home renovation experience introduced him to the world of house flipping and why he decided to leave corporate America after successfully completing his first projects. The conversation explores how Martin generates motivated seller leads, works with wholesalers, finances multiple projects using hard money, and manages renovation crews while continuing to grow his business throughout South Florida. Whether you're considering your first flip or looking for ways to improve your acquisition strategy, this episode offers practical insights from an investor actively working in today's market. Key Topics Transitioning from banking to real estate investing How Martin discovered house flipping Building a consistent pipeline of deals Using social media and direct mail for lead generation Working with wholesalers Financing flips with hard money lenders Managing contractors and renovation projects Pricing properties to sell quickly Guest Information Martin Castro Silva is a full-time real estate investor specializing in house flips, rentals, and investment opportunities throughout South Florida. Instagram: @MartinMelmac Call to Action Connect with Martin on Instagram at @MartinMelmac to follow his renovation projects, learn about his investing journey, and connect with him directly.

Click here to watch the video recording of this interview. In her latest book, Ann Pettifor argues that we are not governed by politicians or diplomats, but “by wealthy and powerful players in markets based in Silicon Valley, Wall Street, the Chicago Mercantile Exchange and the City of London.”These players, she says, largely either ignore the threat of climate breakdown, or see it as a struggle for resource control. The “unregulated actions of private actors and institutions in global markets have led to the increasingly rapid breakdown of the world's climate and ecosystem.”In a special episode of The Land and Climate Podcast, recorded live in front of an audience as part of London Climate Action Week, Bertie and Ann discuss the influence financial markets exert over climate policy, and strategies to reassert democratic control.Ann Pettifor is a political economist known for predicting the 2008 financial crisis, successfully campaigning to cancel approximately $100 billion in debt owed by poor countries, and for co-authoring and advocating the Green New Deal. In January 2026, Verso published her latest book, The Global Casino: How Wall Street Gambles with People and the Planet. Buy a copy from Verso's website before 31st July and recieve 30% off with the following discount code: CLIMATEREVIEW30 Further reading: Ann's Substack, System Change.The Case for the Green New Deal, 2019The Production of Money: How to Break the Power of Bankers, 2018Send us Fan MailFind all our latest investigations, features and interviews at www.landclimate.org

Protect Your Retirement with a PHYSICAL Gold and/or Silver IRA https://www.sgtreportgold.com/ CALL( 877) 646-5347 - You Can Trust Noble Gold   What is the very ROOT of the evil in our world? It's as plain to see as the nose on your face. Jesus Christ Himself contended with them in the temple: The money changers. The international criminal Bankers. The House of Rothschild. Orsini. All the way back to Nimrod. This is the BIBLICAL truth about the plague on humanity. Author Peter A, Kirby returns to SGT Report to discuss current events, and the roots of all evil on earth. Thanks for tuning in.   Google won't help you so I will. Peter's site is HERE: https://peterakirby.com/   https://rumble.com/embed/v7a6jdy/?pub=2peuz

"It was the first time that the idea of an HBCU was even a thought to me of a thing I could do... it was so eye-opening to me that there was this whole other part of life in Black culture that I just didn't know anything about... we're sending the message that all of our blackness is good." - Niceole LevyREWIND EPISODEThe 80s TV Ladies are almost done moving! A few more bonus episodes to rerun, and we'll be settled in and bringing you brand new episodes! We loved rewatching A Different World and learning about the show from our incredible guests. We think this interview with TV writer/producer Niceole Levy is so fun. We hope you enjoy it, too! Sharon and Susan begin an all-new series of episodes looking at the groundbreaking 80s sitcom A Different World (1987-1993). This Cosby Show spin-off starred Lisa Bonet, Kadeem Hardison, Jasmine Guy, Charnele Brown, Dawn Lewis and Marissa Tomei. It explored the lives of students at Hillman College, a fictional HBCU, and addressed issues such as race, sexual assault, HIV/AIDS and equal rights while still keeping the laughs coming. In 1988, Lisa Bonet and Marissa Tomei left the show and a new showrunner was brought on -- the legendary actress, producer, director and choreographer Debbie Allen.To help kick off this in-depth look at A Different World, we welcome A Different World fan and amazing “2020s TV Lady” -- writer, producer, and author Niceole Levy.  Niceole's numerous TV writing/producing credits include Cloak and Dagger, Shades of Blue, SWAT, The Recruit and Found. She is the co-writer, along with George Nolfi, of the 2020 feature film The Banker. She has also written a book for aspiring TV writers called "The Writer's Room Survival Guide."THE CONVERSATION80s TV made marriage look easy and fun -- cuz the couples were usually crime-solving millionaires!How watching every syndicated show on TV -- Perry Mason, I Love Lucy, Marcus Welby, Dick Van Dyke Show, Ironside -- prepares you for a life of TV writing.Everything retro is new again: Getting that first gig -- with Blair Underwood -- on the 2013 re-boot of Ironside!Niceole's advice for getting into TV and film -- DON'T GO TO FILM SCHOOL!For Niceole -- and so many others -- A Different World's Hillman College was her first exposure to an HBCU.RUN THE NUMBERS: 20 of the 47 writers on ADW were women!SEASON 2 RE-SET: How the addition of show-runner Debbie Allen re-ignited the series with a new sense of excitement and vitality.A DIFFERENT LOOK -- How A Different World achieved a bigger, more expansive look than other sitcoms of the time.So, join Susan, Sharon -- and Niceole -- as they talk Miami Vice, watching 1,000 television shows, Agents of S.H.I.E.L.D.,keeping a TV journal, Boyz II Men, dancing with Kamala Harris, scheduling your life around a TV show -- and the importance of not messing up the lunch order!AUDIOGRAPHYWatch A Different World -- streaming on Netflix and Philo. Find out more about Niceole Levy at niceolelevy.com.Read her article “What I Learned Watching 1,000 Television Shows” here. Buy Niceole Levy's book "The Writer's Room Survival Guide" at Bookshop.org.Get Susan's President Carter play, Confidence (and the Speech) at Broadway Licensing.Help Abortion Access at Abortionfinder.org.PROMO DEALS - SPECIAL COZY EARTH PROMOTION! NOW Thru July 16th! Get 30% OFF at CozyEarth.com -After July 16, you can still get 21% OFF - or the BEST DEAL they have going - on awesome sheets and pajamas at COZY EARTH.Be sure to use the promo code: 80STVLADIES for the best deal they're offering. Happy Shopping!

What does it take to turn a simple idea like Chicken Salad Chick into one of the fastest-growing restaurant franchise brands in America? Growing a business from a handful of locations to hundreds of restaurants takes more than a great product. It requires the right culture, disciplined leadership, a scalable franchise model, and an unwavering commitment to the customer experience. In this episode, you'll hear how Scott Deviney transformed Chicken Salad Chick from a promising regional concept into a nationally recognized brand by focusing on servant leadership, operational simplicity, and building a franchise system that empowers entrepreneurs to succeed. Whether you're leading a growing company or considering franchise expansion, you'll walk away with practical lessons that apply far beyond the restaurant industry. What You'll Gain From This Episode: Learn how Chicken Salad Chick built a scalable franchise system without losing its culture, hospitality, or commitment to quality. Discover why servant leadership, operational simplicity, and disciplined franchise selection have fueled the brand's remarkable growth. Understand how successful CEOs balance innovation, franchise relationships, and long-term strategic expansion while staying true to their core mission. If you're interested in scaling a business, building a franchise brand, or leading a high-growth organization without sacrificing culture, this episode delivers practical insights from the CEO behind Chicken Salad Chick's remarkable success story. Check out: 8:45 – Why Scott Deviney Chose Chicken Salad Chick Scott shares the pivotal moment he recognized that Chicken Salad Chick was unlike any other restaurant concept, citing its people-first culture, unique market position, and long-term growth potential. 28:40 – The Secret to Maintaining Culture Across Hundreds of Franchise Locations Learn how Scott and his leadership team preserve the Chicken Salad Chick guest experience by focusing on servant leadership, franchisee selection, operational simplicity, and a shared purpose. 47:20 – What's Next for Chicken Salad Chick? Scott discusses the company's ambitious expansion plans, the path toward 500 restaurants and $1 billion in systemwide sales, and why he believes the brand is still in the early stages of its growth. About Scott Deviney Scott Deviney, CEO of Chicken Salad Chick, has grown his enterprise tenfold in 10 years — from 32 restaurants in six states when he started in May 2015 to 309 eateries in 22 states today. He plans to serve customers in 30 states by year-end 2026. "Chicken Salad Chick is all about people," says Deviney (AB '95). "It's about taking care of our restaurant and franchise teams, taking care of our guests. Making chicken salad fresh, every day, from scratch, is our way to love on people." Deviney grew up in Carrollton, Georgia. He credits his parents with his work ethic. "They gave me something of tremendous value," he says, "my work ethic. I learned that when things have to be done, you go do them." Deviney started his professional career at SunTrust Bank, where he spent 13 years, including time in a food and beverage group. In 2008, he left banking to buy 19 Wendy's fast-food restaurants. Six years later, he sold those, plus a few added along the way, then looked for new opportunities. He bought Chicken Salad Chick with a private equity partner. The business was hatched in Auburn, Alabama, in 2008 by Kevin Brown and his wife, Stacy, who named her various chicken salad blends (Fancy Nancy, Classic Carol, Kickin' Kay Lynne) after female family members and friends.  Deviney moved headquarters to Atlanta and began spreading the chicken salad gospel. 

In this episode of Banker with a Beer, Mike is joined by Brady Cronk, Realtor and property manager for Riverbend Rentals and Property Management. Topics discussed include: When to contact your landlord The benefits to hiring a management company What should you do if a car slams through your living room The importance of communication between tenants and landlords How to ensure you get the security deposit back Beverage Enjoyed: Kona Big Wave    Thank you for listening to this episode! Help support the show by leaving Banker with a Beer a 5-star rating or review on Apple or Spotify.  Banker with a Beer is brought to you by Northwestern Bank. A community bank headquartered in Chippewa Falls, Wisconsin. Follow us on Facebook or learn more on our website northwesternbank.com. We're a community bank with all the services of a big bank in a personalized friendly size. Member FDIC.

In this episode of the Hagley History Hangout, Roger Horowitz interviews Rebecca Kobrin about her new book, Credit to the Nation: Eastern European Jewish Immigrant Bankers and American Finance 1873-1930. From the publisher: "What are immigrants to do when business opportunities abound in their new home, but banks refuse essential financial support? How could they make the journey in the first place without helping hands? In this lively history, Rebecca Kobrin chronicles the turn-of-the-twentieth-century Jewish immigrants who stepped up by doing the lending themselves. Arriving from the Russian Empire and settling primarily in New York, they made livelihoods by assisting fellow Jews so they could purchase passage to the United States and, after arriving, obtain credit that other lenders would not dare provide. "Credit to the Nation traces the novel practices of bankers who not only enabled the flourishing of American Jewry but also revolutionized the US financial industry. Drawing on previously unexamined archival materials in Russian, Yiddish, German, and English, Kobrin tells a story that is also crucial to the history of New York, as immigrant bankers' financing of real estate transformed wide swathes of the city. Lenders drove a boom in the prices of tenement buildings, but heavy speculation eventually precipitated the downfall of immigrant banking. Kobrin notes in particular the case of the Bank of United States—a private lender catering primarily to Jewish businessmen—which the Federal Reserve refused to bail out from bankruptcy in 1930. "Immigrants' grasping for credit, and the rise and fall of immigrant banks, gave way to a contemporary banking industry that, ironically, refuses credit to today's immigrants. Kobrin reminds us that now, as before, the denial of credit pushes entrepreneurial Americans into unregulated money-lending and the trap of endless debt." For more Hagley History Hangouts, and information on the Center for the History of Business, Technology, and Society at the Hagley Museum and Library, visit us online at hagley.org. To make a donation underwriting this program and others like it please visit our donations page: https://host.nxt.blackbaud.com/donor-form/?svcid=tcs&formId=c2f4e3f6-2d8a-4251-9a8b-cfdea1fe0e4a&envid=p-wYaPX570-EiMzBCsCu8rSg&zone=usa

What if AI could replicate your consciousness? Listen as Brett King connects with Paolo Sironi, host of Provoke.fm‘s The Banker’s Bookshelf about Paolo’s latest book, Quantum Sapiens. Paolo’s foray into literary fiction explores the intersection of quantum gravity, philosophy, and the future of human consciousness in an AI-driven world, providing a unique way to explore complex topics. Available at major bookstores and on Amazon, Quantum Sapiens is a haunting novel blending scientific speculation, the frontiers of artificial intelligence, theories of consciousness and urgent ethical questions into a compelling narrative. Join Paolo and Brett as they dive into the “hard problem” of consciousness and how technology like AI acts as a mirror for the human experience.

In This Episode What if AI could replicate your consciousness? Listen as Breaking Banks host Brett King connects with Paolo Sironi, host of Provoke.fm‘s The Banker’s Bookshelf about Paolo’s latest book, Quantum Sapiens. Paolo’s foray into literary fiction explores the intersection of quantum gravity, philosophy, and the future of human consciousness in an AI-driven world, providing a unique way to explore complex topics. Available at major bookstores and on Amazon, Quantum Sapiens is a haunting novel blending scientific speculation, the frontiers of artificial intelligence, theories of consciousness and urgent ethical questions into a compelling narrative. Join Paolo and Brett as they dive into the “hard problem” of consciousness and how technology like AI acts as a mirror for the human experience.

Send us Fan MailCan a banker successfully transition into a senior role in a credit union?  Can a credit union deploy a financial wellness initiative that also works as a competitive edge in marketing?Kevin Miller, CEO of $5.7 billion Travis Credit Union in Northern California, is on the show today and he is guilty of that banking background but he has logged 4+ years as Travis CEO.And he also strongly believes that not only are financial wellness initiatives a key part of a credit union's doing good in its communities, they also are a competitive edge against both mega banks and community banks.As for Miller's past work experience, he logged 4+ years at regional bank TCF as EVP of retail banking, 2 years at Santander, 4 years at BMO, and 6 years at Bank of America. A stint at a fintech rounded out his background.In the show he explains why he jumped into a credit union and why hiring bankers is good business for a credit union.Listen up. Like what you are hearing? Find out how you can help sponsor this podcast here. Very affordable sponsorship packages are available. Email rjmcgarvey@gmail.com  And like this podcast on whatever service you use to stream it. That matters.  Find out more about CU2.0 and the digital transformation of credit unions here. It's a journey every credit union needs to take. Pronto

Ron Johnson created the Apple Store and the Genius Bar. Here is what banks can learn from him about trust, branch design, and the future of human experience in banking. In this episode of Banking Transformed, Jim Marous talks with Apple Store creator Ron Johnson about his new book, Shop Different: How Retail Revealed Apple's Genius, and why the branch becomes more important, not less, as AI and mobile apps absorb routine banking. Ron explains what Apple understood about earning trust one experience at a time, and how banks can turn the branch from a fortress that signals security into a transparent place built for advice. You will hear his Launching, Deepening, and Restoring framework for customer relationships, the case for a Genius Bar for the bank, why Apple hired from bookstores instead of tech stores, and his take on AI as omni-intelligence, the pairing of human judgment with machine knowledge. A practical conversation for any banker rethinking the branch and the role of people in it. Hosted by Jim Marous. Subscribe to Banking Transformed for more on the future of banking.

Alexander S Hoare is an eleventh‑generation Partner at C. Hoare & Co., Britain's oldest privately owned bank, where he has played a central role in stewarding a multi‑century institution through modern financial, technological, and cultural change.A leading voice on values‑based leadership, Alexander is the author of Impact Banker, a reflective memoir that explores what it means to lead with purpose across generations. His work challenges conventional models of growth and profitability, arguing instead for stewardship, trust, and long‑term thinking as the true foundations of enduring organisations.Drawing on decades of experience at the heart of a historic family business, he speaks widely on topics including legacy leadership, purpose‑led governance, and the moral responsibilities of finance. His approach emphasises relationships over scale, culture over short‑term optimisation, and leadership as a custodial duty to future generations.Beyond the bank, Alexander is an advocate for impact investing and contributes to a range of social and civic initiatives. He serves as Chair of Trustees at Intermission Youth, is a Patron of Royal Trinity Hospice, and is a Non‑Executive Director at Tribe Impact Capital.Alexander S Hoare brings a rare perspective on how institutions can balance tradition with innovation—and how leaders can build organisations that endure. Hosted on Acast. See acast.com/privacy for more information.

Greetings, Lowdowners—Deanna here!Last week we gave you the pesticide hearing story — Willie Nelson, Barbara Jordan, and a fight Hightower and his team won by building a movement before he ever needed the movie stars. This week, we're going back further. All the way back to where the whole populist tradition in this country actually started.Here's Hightower telling it: in the 1870s, four farmers in Lampasas, Texas, were getting squeezed out of existence. Railroads gouging them on getting crops to market. Bankers gouging them on their mortgages. So they did the only thing they could — they sat down around a kitchen table and started talking about it.That conversation didn't stay in Lampasas. It spread to neighboring counties, then across Texas, then into 43 states. It elected U.S. senators and members of Congress. It built cooperative banks and grain storage so farmers didn't have to sell at the bottom of the market just to survive. Historians call it the Populist Movement. Hightower calls it people figuring out they had to organize or get run over.We're telling you this story right now for a reason. Tonight, Hightower's on the main stage at the Texas Democratic Convention, introducing a candidate he's worked with for years: Clayton Tucker, who's running for the same office Hightower once held — Texas Agriculture Commissioner.Clayton's from Lampasas.No one planned that. Texas just keeps producing people who grow up with that kitchen table in their blood and decide to do something about the Powers That Be. Clayton's campaign is built around the same basic fight those four farmers were having: rural Texans getting run over by power they have no say in. Corporate data centers draining water and electricity from small towns that never got a say. Federal regulators sitting on tools Texas ranchers need right now to fight the New World Screwworm, leaving the state to fight it understaffed and underequipped while the threat spreads. Different villains, same basic math — somebody with more power than you, making decisions about your land and your livelihood from somewhere else.Almost a hundred and fifty years on, same county, new fights, same fight.This is the kind of connection-the-dots storytelling our paid subscribers get from us regularly — the history that explains the present, not just the outrage of the week. If you've been thinking about upgrading, this is a good week for it.Thanks for being in the fight with us, as always!Jim Hightower's Lowdown is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit jimhightower.substack.com/subscribe

Americans have done it again, setting a record $1.25 trillion in credit card debt as of Q1 2026. There was a time in not too distant history, however, when credit card debt went down, and bankers were afraid, at least for a little bit.     Getting good at money doesn't have to be hard, and money doesn't have to be a constant source of stress and anxiety. You just have to answer one simple question. Pre-order Jesse's new book now! www.neverworryaboutmoneyagain.com   Got a question for Jesse? Send him an email: askjesse@ynab.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial  

Sebastian Mallaby (@scmallaby) is the Paul A. Volcker senior fellow for international economics at the Council on Foreign Relations, a two-time Pulitzer Prize finalist, and the author of six books, including More Money Than God, The Power Law, The Man Who Knew, and The World's Banker. His latest book is The Infinity Machine: Demis Hassabis, DeepMind, and the Quest for Superintelligence.This episode is brought to you by:Eight Sleep Pod Cover 5 sleeping solution for dynamic cooling and heating: EightSleep.com/TimAG1 Pro all-in-one nutritional supplement: DrinkAG1.com/TimWealthfront high-yield cash account: Wealthfront.com/Tim Wealthfront disclaimer: New clients get 3.30% base APY from program banks + additional 0.75% boost for 3 months on your uninvested cash (max $150k balance). Terms and conditions apply. The Cash Account offered by Wealthfront Brokerage LLC (“WFB”) member FINRA/SIPC, not a bank. The base APY as of 1/30/26 is representative, can change, and requires no minimum. Tim Ferriss, a non-client, receives compensation from WFB for advertising and holds a non-controlling equity interest in the corporate parent of WFB, which creates a conflict of interest. Individual experiences and outcomes will differ. Instant withdrawals may be limited by your receiving firm and other factors. Investment advisory services provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Securities investments: not bank deposits, not bank-guaranteed or FDIC-insured, and may lose value.*Timestamps[00:00:00] Start.[00:02:11] The twinkly eyed polymath who became Sebastian's next book.[00:06:55] Picking the next book project the way a great VC picks a startup.[00:09:41] Why God keeps crashing the superintelligence party.[00:11:13] Shane Legg's grainy 2009 prophecy — and the nervous giggle.[00:13:11] Ilya Sutskever burns an effigy.[00:13:54] Demis at 4 a.m., hunting God's algorithm.[00:18:43] Super-abundance, Mad Max, and the China shock lesson.[00:22:39] The kitchen debate with Geoff Hinton that flipped Sebastian.[00:24:06] Why a zero-percent chance of doom is indefensible.[00:24:52] Will Washington seize the labs? The Mythos wake-up call.[00:27:18] Anthropic's bull case, bear case, and a dead parent's letter.[00:33:24] Where Sebastian and Benedict Evans part ways.[00:38:16] Is the SaaS apocalypse overdone? One word: Palantir.[00:39:53] The AI friend you'll never switch.[00:41:56] Does Google win consumer AI by default?[00:44:45] Four cities, eight days: China actually talks safety.[00:47:28] A Cold War non-proliferation playbook for AI.[00:49:45] Did the chip export controls actually work?[00:51:49] Burned doves: why Washington swears China won't talk.[00:54:56] "By 2028, the race is over" — one lab boss' bet.[00:59:11] Inside Hikvision: toddlers, sensors, and US sanctions.[01:01:07] Bill Gurley's Uber bet: venture capital perfected.[01:05:18] Luke Nosek bear-hugs DeepMind into existence.[01:10:52] Thiel's heresy: never invest by committee.[01:11:59] How Founders Fund nearly fumbled the deal of the century.[01:14:30] Selling to Google for $650M: a secret British heist?[01:16:41] The Traitorous Eight, gardening leave, and the UK's to-do list.[01:20:55] Ender's Game: "That's really how I see myself."[01:23:42] Too dumb for Gödel, Escher, Bach? Maybe an LLM can help.[01:25:19] If not Demis or Sam, then Dario.[01:26:04] My royalties cliff — and what dropped in late 2022.[01:27:47] Lila Sciences and the labs that run themselves.[01:31:13] Sebastian's billboard: "Prepare your mind."[01:35:14] The one thing Sebastian will never outsource to AI.[01:40:09] Parting thoughts.For show notes and past guests on The Tim Ferriss Show, please visit tim.blog/podcast.For deals from sponsors of The Tim Ferriss Show, please visit tim.blog/podcast-sponsorsSign up for Tim's email newsletter (5-Bullet Friday) at tim.blog/friday.For transcripts of episodes, go to tim.blog/transcripts.Discover Tim's books: tim.blog/books.Follow Tim:Twitter: twitter.com/tferriss Instagram: instagram.com/timferrissYouTube: youtube.com/timferrissFacebook: facebook.com/timferriss LinkedIn: linkedin.com/in/timferrissSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Inspired by her own session after a divorce, a corporate banker finds her calling in boudoir photography. The business now earns multiple six figures a year! Side Hustle School features a new episode EVERY DAY, featuring detailed case studies of people who earn extra money without quitting their job. This year, the show includes free guided lessons and listener Q&A several days each week.Show notes: SideHustleSchool.comEmail: team@sidehustleschool.comBe on the show: SideHustleSchool.com/questionsConnect on Instagram: @193countriesVisit Chris's main site: ChrisGuillebeau.comRead A Year of Mental Health: yearofmentalhealth.comIf you're enjoying the show, please pass it along! It's free and has been published every single day since January 1, 2017. We're also very grateful for your five-star ratings—it shows that people are listening and looking forward to new episodes.