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Episode 5221: Pentagon Has Sights On Globalist Bankers For Defense Unit; Stopping All Immigration
Max and 99 kick things off revisiting old predictions and check how they're holding up. They hit the headlines: billionaires breaking records, geopolitical conflict threatening economic stability, and monopoly concerns in the music industry. Listener emails cover politics, financial industry backdoors, and navigating complicity. They rank their Top 5 historical figures to reclaim, do some movie talk, and member shoutouts round it out. Enjoy! Chapters Intro: 00:00:18 Housekeeping: 00:00:34 Headlines: 00:21:13 Emails: 00:48:54 Top 5: 01:00:23 Beyond the Bullshit: 01:19:35 Outro: 01:43:27 Resources Acquired: Epic Systems (MyChart) Bloomberg: Europe Rushes to Contain Price Fallout From War in Middle East Foreign Policy: The Iran War Is Jeopardizing the Entire Global Economy Forbes: World’s Billionaires List The Cut: ‘My Friends Live in a Bubble. Should I Dump Them?’ NPR: Live Nation and Justice Department reach settlement in antitrust case Reuters: Judge tells Live Nation, state AGs to negotiate potential deal Straight White American Jesus Podcast John Fugelsang: Separation of Church and Hate: A Sane Person's Guide to Taking Back the Bible from Fundamentalists Margin Call Inside Job Forbes: AI Minted More Than 50 New Billionaires In 2025 Matt Taibbi: Griftopia: A Story of Bankers, Politicians, and the Most Audacious Power Grab in American History Kanopy UNFTR Resources The End of the American Experiment. The Clinton Series. Phone A Friend: Zohran Mamdani. -- If you like #UNFTR, please leave us a rating and review on Apple Podcasts and Spotify: unftr.com/rate and follow us on Facebook, Bluesky, and Instagram at @UNFTRpod. Visit us online at unftr.com. Become a member at unftr.com/memberships. Buy yourself some Unf*cking Coffee at shop.unftr.com. Visit our bookshop.org page at bookshop.org/shop/UNFTRpod to find the full UNFTR book list, and find book recommendations from our Unf*ckers at bookshop.org/lists/unf-cker-book-recommendations. Access the UNFTR Musicless feed by following the instructions at unftr.com/accessibility.Support the show: https://www.unftr.com/membershipsSee omnystudio.com/listener for privacy information.
Podcast-Premiere für Jan-Christian Dreesen: Der Vorstandschef des FC Bayern München gibt in seinem ersten Podcast-Interview überhaupt exklusive Einblicke in die Milliarden-Strategie des Rekordmeisters. Es geht um Millionensummen für Transfers, den Kampf gegen die Übermacht der Premier League und ausufernde Berater-Honorare. Jan-Christian Dreesen verrät, wie Bayern zehn Millionen E-Mail-Adressen monetarisiert, wie der Harry-Kane-Deal wirklich ablief und warum strategische Partner wie Adidas oder Audi mehr wert sind als jedes Private-Equity-Geld. Und natürlich geht es auch um die Frage, wie der FC Bayern den Wettbewerbsnachteil gegenüber der Premier League bei den Fernsehgeldern ausgleichen kann. Dreesen hat einen Plan – doch der enthält eine gewaltige Sprengkraft für die gesamte Bundesliga.
Protect Your Retirement with a PHYSICAL Gold and/or Silver IRA https://www.sgtreportgold.com/ CALL( 877) 646-5347 - You Can Trust Noble Gold For more than a century, the London gold and silver market has been the world's primary cash/spot physical precious metals market setting the daily price. But those days are rapidly coming to an end. With Silver at $88/ounce at the time of this writing it's clear that a new paradigm is unfolding before our eyes. History is being made and silver is poised to hit a USD price many multiples higher in coming years. David Jensen returns to SGT Report to discuss the very latest. David's Substack: Diving Headlong Into Catastrophe + Silver Vault Holdings Update https://jensendavid.substack.com/p/diving-headlong-into-catastrophe https://old.bitchute.com/video/I9Wx5SOnfQ4u/
This is the sixty-fourth episode in the Crypto Hipster's Curtain Calls Series, which includes 3–4-minute clips from Seasons 6-8. This compilation draws upon my conversations with:Adam Helfgott, co-founder @ Valence (10/14/2023, Season 6)Ian Estrada, co-founder and CEO @ MAITRIX (3/14/2025, Season 8)Nikhil Raghuveera, co-founder and CEO @ Aethos (5/26/2024, Season 7) Todd Haselhorst, CEO and founder @ HEALE Labs (4/13/2024, Season 7)David Weisberger, Co-founder Emeritus @ CoinRoutes (3/23/2025, Season 8)
As the window narrows to pass a crypto market structure bill this year, lawmakers told bankers at a Washington summit that the final bill won't risk deposits.Sign The Petition To SAVE YIELDS!!!➜https://bit.ly/SAVEYIELDS~This Episode is Sponsored By Coinbase~Earn up to $2K when buying $50 in Crypto➜https://bit.ly/coinbasePBN00:00 intro00:05 Sponsor: Coinbase00:35 CLARITY Collapse!01:30 ABA Summit vs Yields02:34 Extreme Gaslighting03:00 They Changed Question03:50 Senator Alsobrooks Lowers Expectations04:29 Alsobrooks betrays poor people05:30 Public Hearing Incoming06:48 Bankers vs DeFi Lending08:37 Active vs Passive Yields09:11 Bankers Admit To Banning ALL YIELDS10:00 Patrick Witt on deposit flight10:39 Bankers control OCC11:11 Banks Admit to targeting DeFi next12:14 Banks want to ban liquidity and lending12:44 Banks create bullshit survey data13:25 Merchant fees13:50 Banks create bullshit survey on merchants14:27 Bankers storming D.C. with lies15:03 Bank petition15:16 Yield Petition!15:46 outro#XRP #Crypto #Ethereum~Banks Anti-Yield Summit!!
Welcome to this Tuesday edition of RealAg Radio, brought to you by Nutrien eKonomics! On today’s show, your host Shaun Haney is joined by Jim McCormick of AgMarket.Net to break down this edition of the WASDE report and Amy Crozier of Nutrien eKonomics for a spotlight interview! Also on today’s show, Haney discusses your audience... Read More
Welcome to this Tuesday edition of RealAg Radio, brought to you by Nutrien eKonomics! On today’s show, your host Shaun Haney is joined by Jim McCormick of AgMarket.Net to break down this edition of the WASDE report and Amy Crozier of Nutrien eKonomics for a spotlight interview! Also on today’s show, Haney discusses your audience... Read More
Most Americans are doing everything "right" — maxing out their 401(k), following the advice of financial gurus, and watching their balance grow. But what happens when you actually need that money? In this episode, Paul and David pull back the curtain on the uncomfortable truth about qualified plans, required minimum distributions, and the silent tax partner you never agreed to work with: the IRS.Using a real client story — an Air Force pilot turned dump truck entrepreneur who couldn't access his own money when opportunity knocked — Paul and David break down exactly why the traditional retirement playbook leaves you with less control, less liquidity, and a much bigger tax bill than you ever expected.In this episode, you'll learn:Why your 401(k) money isn't really your money — and what that costs you at the worst possible momentsThe RV scenario: how a $100,000 withdrawal actually costs you $112,000 (and why most people never do this math)What happens to your tax situation when a spouse passes — and why it hits harder than anyone warns you aboutHow Infinite Banking with dividend-paying whole life insurance addresses sequence of returns risk, RMDs, and tax-free income in retirementWhy whole life insurance is NOT an investment — and why comparing it to one is like comparing a Hellcat to a HondaWho should not become their own banker (hint: if that made you defensive, it might be you)The "rich man's Roth" concept and why the wealthy have quietly used this vehicle for generationsHow to think like a banker, not just an investor — and why that shift changes everythingKey Quote: "Investments make you money. The banking system gives you control. The wealthy choose control every single time."
Olieprisen er skudt i vejret med over 60 pct., på kort sigt. Samtidig er aktiemarkederne i tungt fald. Alle peger mod Mellemøsten, hvor Iran er under angreb fra USA og Israel. Spørgsmålet er, hvor længe krigen varer, og hvad det kan få af betydning for danske virksomherder. Lyt til denne Lyn-analyse, og hør hvor langt vi kan være fra en længevarende krise og hvor godt rustet Dansk økonomi og danske virksomheder er. Gæst: Heidi Birgitte Nielsen, Chef for finans og økonomi, Finans. Vært: Mads Ring. Foto: Raheb Homavandi/Reuters.See omnystudio.com/listener for privacy information.
Senior executives at JPMorgan Chase continued to meet with Jeffrey Epstein years after the bank said it had cut him off as a client in 2013, according to reporting based on internal documents and people familiar with the matter. Bankers, including one named Justin Nelson, held about half a dozen meetings with Epstein at his Manhattan townhouse between 2014 and 2017, even though JPMorgan had formally ended its banking relationship with him. Some of those meetings involved discussions about other clients or introductions Epstein could make, rather than direct financial dealings, but they demonstrate that contact between the disgraced financier and bank personnel continued long after the official split.The disclosures have fueled broader questions about how deeply Epstein's network remained embedded with Wall Street institutions and whether JPMorgan's review and severing of ties in 2013 reflected the full scope of its engagement. While the bank maintains it ended the relationship and has denied prior wrongdoing, the continued interactions with Epstein and other executives' past contacts with him have become part of ongoing litigation and scrutiny over whether the bank appropriately handled red flags associated with Epstein's conduct.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-moscow-murders-and-more--5852883/support.
Gianni Jacopino kehrte als Banker dem Finanzsektor den Rücken, kaufte eine altehrwürdige Beiz in Naters, eröffnete das «Gianni Genussatelier» und führte dies während fünf Jahren. Nun hat er das Lokal weitervermietet. Aktuell kümmert er sich um seine andere Leidenschaft: Glacé. Er produziert das weltbeste Glacé mit Walliser Zutaten. Verkauft dieses in seinem Geschäft in Brig, an Gastrobetriebe oder in den Oberwalliser Kinos. Und klar: Gianni nahm was zum Probieren mit. Nutella-Glacé und Cookie-Glacé. Die beiden Dicken mussten gleich duzendfach versuchen – bloss ein einziger Löffel reicht da wirklich nicht…
A Família Cruz do Ilhados com a Sogra da Netflix entregou treta no Banker. Heder Cruz e Giovanna Mari comentam no Eles que Lutem os desentendimentos com Nathalia Rocha e Diego Rocha, além de revelar como está hoje em dia a relação com a sogra Sarah. #ilhadoscomasogra #netflixbrasil
Senior executives at JPMorgan Chase continued to meet with Jeffrey Epstein years after the bank said it had cut him off as a client in 2013, according to reporting based on internal documents and people familiar with the matter. Bankers, including one named Justin Nelson, held about half a dozen meetings with Epstein at his Manhattan townhouse between 2014 and 2017, even though JPMorgan had formally ended its banking relationship with him. Some of those meetings involved discussions about other clients or introductions Epstein could make, rather than direct financial dealings, but they demonstrate that contact between the disgraced financier and bank personnel continued long after the official split.The disclosures have fueled broader questions about how deeply Epstein's network remained embedded with Wall Street institutions and whether JPMorgan's review and severing of ties in 2013 reflected the full scope of its engagement. While the bank maintains it ended the relationship and has denied prior wrongdoing, the continued interactions with Epstein and other executives' past contacts with him have become part of ongoing litigation and scrutiny over whether the bank appropriately handled red flags associated with Epstein's conduct.to contact me:bobbycapucci@protonmail.com
Welcome everyone and thanks for listening. Please rate, share and subscribe to help fight the algorithm. Drop in on the comment section‼️On today's episode we talk about the U.S fighting wars for someone else & if your tax dollars should be footing the bill‼️Contact me at:FranksCastles21@proton.me if you'd like to set up an interview!Hit me up on X/Twitter‼️https://x.com/MrWoodson124
Commercial mortgage rates are elevated.Underwriting standards are tightening.And a $1.2 trillion commercial real estate maturity wall is approaching in 2026/2027.So why are banks rejecting even “clean” CRE loans?In this episode of the Do You Ever Wonder Podcast, Mike Haltman sits down with Stuart Gelb, President of The Liquidity Source, to break down what's really happening inside today's commercial mortgage market.If you are a borrower, investor, broker, or real estate professional, this is a critical update on the evolving commercial lending landscape.
Senior executives at JPMorgan Chase continued to meet with Jeffrey Epstein years after the bank said it had cut him off as a client in 2013, according to reporting based on internal documents and people familiar with the matter. Bankers, including one named Justin Nelson, held about half a dozen meetings with Epstein at his Manhattan townhouse between 2014 and 2017, even though JPMorgan had formally ended its banking relationship with him. Some of those meetings involved discussions about other clients or introductions Epstein could make, rather than direct financial dealings, but they demonstrate that contact between the disgraced financier and bank personnel continued long after the official split.The disclosures have fueled broader questions about how deeply Epstein's network remained embedded with Wall Street institutions and whether JPMorgan's review and severing of ties in 2013 reflected the full scope of its engagement. While the bank maintains it ended the relationship and has denied prior wrongdoing, the continued interactions with Epstein and other executives' past contacts with him have become part of ongoing litigation and scrutiny over whether the bank appropriately handled red flags associated with Epstein's conduct.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-moscow-murders-and-more--5852883/support.
La guerre au Moyen-Orient peut-elle bouleverser les marchés immobiliers ? Laurent Demeure analyse l'impact géopolitique sur les investissements et pourquoi Paris et l'Europe redeviennent des valeurs refuges, au micro d'Ariane Artinian. La guerre au Moyen-Orient peut-elle rebattre les cartes de l'investissement immobilier mondial ? Pour certains investisseurs, la question se pose déjà.Laurent Demeure est l'invité de ce nouvel épisode de Mon Podcast Immo. Au micro d'Ariane Artinian, le président de Coldwell Banker Europa Realty analyse les conséquences possibles des tensions géopolitiques sur les marchés immobiliers internationaux.Ces dernières années, des villes comme Dubaï ont connu une croissance spectaculaire, avec près de 270 000 transactions et environ 250 milliards de dollars de volume l'an dernier, et des prix en hausse d'environ 20 % par an. Mais l'arrivée de frappes dans la région change la perception du risque.Pour certains investisseurs internationaux, l'Europe pourrait redevenir un refuge. « Détenir un actif immobilier à Paris reste un investissement sûr, avec une demande locale, nationale et internationale », explique Laurent Demeure. Dans un contexte d'incertitude, certaines grandes fortunes envisagent déjà de rapatrier une partie de leurs investissements vers l'Europe.Autre effet possible : la remontée du prix des matières premières et du pétrole, qui pourrait relancer l'inflation et peser sur les taux d'intérêt. Mais pour le dirigeant, l'immobilier reste un actif de long terme. « L'immobilier fonctionne par cycles et nous entrons dans un nouveau cycle après la correction du marché ».Un épisode pour comprendre comment la géopolitique mondiale peut influencer les stratégies d'investissement immobilier et pourquoi Paris et l'Europe pourraient redevenir des valeurs refuges.Animé par Ariane Artinian, journaliste et fondatrice du média MySweetImmo
Daniel and Luis Cortez Jr. unpack the weird realization of “the last time you ever did something,” from friendships and high school memories to sports, cold weather, and phases of life you don't realize are ending until they're gone.Then things take a sharp (and hilarious) turn:Do dogs know how long you're gone — and what would they sound like if they could talk?Is Theo a banker? An accountant? A white guy from Idaho?Rich Davis goes full heated rant mode — is it passion, supplements, or something else?The “nice guys finish last” sauna story sparks a brutally honest debateWhy generic products don't always feel the same as name brandsWhy some people overshare with strangers… and why others absolutely never wouldDeep thoughts, wild tangents, nostalgia, awkward gym interactions, and classic After Show chaos — this one has it all.
We report from the European Film Market's DocSalon in Berlin, where several filmmakers discussed their work premiering in the Berlinale: Anna Fitch and Banker White, directors of YO (Love Is a Rebellious Bird), which won a Silver Bear for Outstanding Artistic Achievement, and Mark Cousins, director of the 16-chapter The Story of Documentary Film. Hosts John Ridley and Matt Carey also remember late filmmaker Frederick Wiseman, and they examine the implications of Paramount's emergence as the successful bidder for Warner Bros Discovery, home, among other things, to HBO Documentary Films. Learn more about your ad choices. Visit megaphone.fm/adchoices
Today we're joined by two of our fellow SouthState team members — Shellee Spagnoletto and Jake Schoolfield. They talk about the Private Banking line of business we have here at SouthState and some of the keys any community banks can learn as they build their own. The views, information, or opinions expressed during this show are solely those of the participants involved and do not necessarily represent those of SouthState Bank and its employees. SouthState Bank, N.A. - Member FDIC
In this episode of Banker with a Beer, Jerry talks with Peter Farrow, Executive Chairman of Medwand Solutions, LLC and former CEO of Group Health Cooperative in Eau Claire. Topics discussed include: Enhancing the Telemedicine Experience The Capabilities of Medwand Technology Access Where Care is Hard to Reach Clinical Trust, Regulation, and Privacy Lighting Round Beverage Enjoyed: Leffe, Belgium Blond Ale Thank you for listening to this episode! Help support the show by leaving Banker with a Beer a 5-star rating or review on Apple or Spotify. Banker with a Beer is brought to you by Northwestern Bank. A community bank headquartered in Chippewa Falls, Wisconsin. Follow us on Facebook or learn more on our website northwesternbank.com. We're a community bank with all the services of a big bank in a personalized friendly size. Member FDIC.
Senior executives at JPMorgan Chase continued to meet with Jeffrey Epstein years after the bank said it had cut him off as a client in 2013, according to reporting based on internal documents and people familiar with the matter. Bankers, including one named Justin Nelson, held about half a dozen meetings with Epstein at his Manhattan townhouse between 2014 and 2017, even though JPMorgan had formally ended its banking relationship with him. Some of those meetings involved discussions about other clients or introductions Epstein could make, rather than direct financial dealings, but they demonstrate that contact between the disgraced financier and bank personnel continued long after the official split.The disclosures have fueled broader questions about how deeply Epstein's network remained embedded with Wall Street institutions and whether JPMorgan's review and severing of ties in 2013 reflected the full scope of its engagement. While the bank maintains it ended the relationship and has denied prior wrongdoing, the continued interactions with Epstein and other executives' past contacts with him have become part of ongoing litigation and scrutiny over whether the bank appropriately handled red flags associated with Epstein's conduct.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.
Oral Arguments for the Court of Appeals for the Seventh Circuit
Ronald Saslow v. Bankers Standard Insurance
In this episode of Banker with a Beer, Jerry talks with Dr. Tim Nelson of CEO of Heartworks and Dr. Michael Carney, Interim Chancellor of UW Eau Claire about their Heartworks collaboration. Topics discussed include: What does it mean to 'Build Hearts'? Why Heartworks is based in Eau Claire How Heartworks and UWEC are collaborating What does this collaboration mean to the university and community Lighting Round Beverage Enjoyed: Liquid Death, lime flavored sparkling water Thank you for listening to this episode! Help support the show by leaving Banker with a Beer a 5-star rating or review on Apple or Spotify. Banker with a Beer is brought to you by Northwestern Bank. A community bank headquartered in Chippewa Falls, Wisconsin. Follow us on Facebook or learn more on our website northwesternbank.com. We're a community bank with all the services of a big bank in a personalized friendly size. Member FDIC.
Book a call: https://remnantfinance.com/calendar ! Out Print the Fed with 1% per week: https://remnantfinance.com/optionsEmail us at info@remnantfinance.com or visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance )Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588 )Twitter: @remnantfinance (https://x.com/remnantfinance )TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBEIn this episode, Joe Withrow sits down with Brian and Hans from Remnant Finance for a live strategy session breaking down the Infinite Banking Concept from the ground up. We get into what a whole life insurance policy actually is (and isn't), why the bank has been profiting off your savings your entire life, how to borrow money against an asset without actually reducing it. If you've been curious about IBC but never had it broken down in plain language, this is the episode to start with.Chapters:00:00 – Opening segment03:30 – What is IBC? The protect, save, grow framework07:35 – Taking over the banking function: why the bank always wins11:15 – Human life value: your most valuable asset isn't on your balance sheet17:00 – Generational policies and setting up kids22:30 – Policy loans explained: borrowing against vs. borrowing from30:00 – Live illustration: how Hans funded a real estate syndicate41:00 – The car purchase breakdown: policy loan vs. dealer financing vs. cash46:00 – Does this work if you don't have dependents?53:00 – Brian's land story: how access to capital beat four competing offers1:03:00 – Policy illustrations walkthrough: the cash drag period and when it flips1:14:00 – Mutual companies, dividends, and why the math actually works1:24:00 – Why Dave Ramsey's advice has an expiration date1:33:00 – Who this is and isn't for1:37:00 – Closing segment / how to book with Remnant FinanceKey Takeaways:The bank is always profiting — the only question is whether you are. When you save at 3% and borrow at 6%, the bank isn't making a 3% spread. They're making a 100% return on every dollar they hold for you. IBC is about recapturing that function for yourself.You're not borrowing from your policy — you're borrowing against it. The insurance company loans you their money, collateralized by your cash value. Your policy keeps compounding as if you never touched it. That's what makes it possible to use the same dollar more than once.Cash attracts opportunities you can't plan for. Brian outbid developers on land behind his house — paying $80,000 less than the highest offer — because he could close in a week with no contingencies. That's not an investment strategy. That's just what access to capital makes possible.The guaranteed growth is the point. This isn't an investment — it's a warehouse. The value is in having a pool of capital that grows uninterrupted, tax-free, by contract, regardless of what the market does or what loans you have outstanding.IBC isn't for everyone right now — and that's okay. If you don't have consistent positive cash flow, forcing a premium payment will feel like a burden instead of a blessing. Brian and Hans will tell you that directly. Get the foundation right first.If you've heard of Infinite Banking, you've probably also heard someone tell you it's a scam — or that you should just max your 401k and call it a day. Most people dismissing it have never actually had it explained properly.
As National Vice President of Marketing at Coldwell Banker Realty, Lindsay leads one of the largest marketing organizations in residential real estate. She essentially was born into the business, as she grew up with both of her parents in real estate! Now with 14+ years in the business she helps promote the brand and it's agents to grow their business. Lindsay's passion for inclusive growth is reflected in her leadership of Coldwell Banker's Inclusive Ownership Program and her role as Executive Chair of What Moves Her, helping women in the real estate industry develop their leadership skills and realize their professional development goals A proud mom of three boys Lindsay is also obsessed with AI! She uses it in both her personal and professional life daily. During our conversation she shares her current go-to apps that can be used by anyone in business to help things run smoother and to be more organized. What Moves Her
JPMorgan Chase is in talks to provide banking services to US President Donald Trump's Board of Peace, and investors have warned that loosening the UK's borrowing limits to fund more spending on defence would risk a bond market backlash and a self-defeating rise in borrowing costs. Plus, the White House says the New York Fed should be disciplined for a recent report, and a former investment banker is suing over her right to get eight hours of sleep per night. Mentioned in this podcast:JPMorgan in talks to bank for Trump's Board of PeaceGilt investors warn about ‘ruse' to fund higher UK defence spendingTrump adviser says New York Fed economists should be ‘disciplined' for publishing study on tariffsCan bankers be fired for demanding sleep? A US court will decideFT News Briefing subscription saleNote: The FT does not use generative AI to voice its podcasts Today's FT News Briefing was hosted and edited by Marc Filippino, and produced by Fiona Symon and Victoria Craig. Our show was mixed by Sam Giovinco. Additional help from Michael Lello. Our executive producer is Topher Forhecz. Cheryl Brumley is the FT's Global Head of Audio. The show's theme music is by Metaphor Music.Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.
Today we sit down with Ballard Cassady, CEO of the Kentucky Bankers Association. Ballard shares the unique perspective a banking association must keep while navigating the evolving banking landscape. He tells us about his lobbying efforts, his thoughts on AI, how stablecoin will impact the industry, and what community banks do best. Learn more about The ARC Program here! The views, information, or opinions expressed during this show are solely those of the participants involved and do not necessarily represent those of SouthState Bank and its employees. SouthState Bank, N.A. - Member FDIC
In this episode of Banker with a Beer, Jerry talks with Kenzi Havlicek, Director of Visit Eau Claire Topics discussed include: Kenzi's Story What Visit Eau Claire Does 2026 Events in the Chippewa Valley Lighting Round Beverage Enjoyed: Chimay 175 Blond Ale, Belgium Thank you for listening to this episode! Help support the show by leaving Banker with a Beer a 5-star rating or review on Apple or Spotify. Banker with a Beer is brought to you by Northwestern Bank. A community bank headquartered in Chippewa Falls, Wisconsin. Follow us on Facebook or learn more on our website northwesternbank.com. We're a community bank with all the services of a big bank in a personalized friendly size. Member FDIC.
Jeffrey Epstein, a financier and convicted sex offender, was known to have engaged in illicit activities, including the operation of a vast sex-trafficking network involving underage girls. However, specific details on how he may have navigated or circumvented Title 31 of the U.S. Code, which pertains to money and finance regulations, are not readily available in the provided sources. Title 31 encompasses laws related to financial recordkeeping and reporting, including anti-money laundering (AML) and countering the financing of terrorism (CFT) measures. While Epstein's financial dealings have been scrutinized, particularly concerning his relationships with major financial institutions, the exact mechanisms he employed to potentially bypass Title 31 regulations remain unclear based on current public information.Jeffrey Epstein established several offshore entities to manage his wealth and assets, notably founding the Financial Trust Company in 1996, which he based in the U.S. Virgin Islands to capitalize on favorable tax benefits, reportedly reducing his federal income taxes by up to 90%. n 2013, he obtained a banking license for Southern Country International, a specialized bank in the U.S. Virgin Islands designed to serve offshore clients. Despite holding this license until 2019, the bank conducted minimal, if any, business operations. Epstein also utilized a network of shell companies, such as Plan D LLC, Maple Inc., and Great St. Jim LLC, to hold various assets, including his private jet and real estate properties.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.
Jennifer Riria grew up in a rural village in Kenya, juggled motherhood and university studies in her late teens, and ended up running one of the biggest microfinance institutions for women in Africa, which allows women to access loans for their businesses. The entrepreneur pioneered giving small loans to women at a time when they were not allowed to get finance. We hear about her story in life and in business. If you'd like to get in touch with the team, our email address is businessdaily@bbc.co.ukPresenter: Leanna Byrne Producers: Ahmed Adan and Amber MehmoodBusiness Daily is the home of in-depth audio journalism devoted to the world of money and work. From small startup stories to big corporate takeovers, global economic shifts to trends in technology, we look at the key figures, ideas and events shaping business.Each episode is a 17-minute deep dive into a single topic, featuring expert analysis and the people at the heart of the story.Recent episodes explore the weight-loss drug revolution, the growth in AI, the cost of living, why bond markets are so powerful, China's property bubble, and Gen Z's experience of the current job market.We also feature in-depth interviews with company founders - like Jennifer Riria - and some of the world's most prominent CEOs. These include Google's Sundar Pichai, Wikipedia founder Jimmy Wales, and the CEO of Starbucks, Brian Niccol.(Picture: Jennifer Riria.)
Coldwell Banker Commercial's Dan Spiegel shares leadership lessons, franchise network strategy, tech adoption tips, and his 2026 CRE outlook.The Crexi Podcast connects commercial real estate (CRE) professionals with industry insights built for smart decision-making. In each episode, we explore the latest trends, innovations and opportunities shaping commercial real estate, because we believe knowledge should move at the speed of ambition and every conversation should empower professionals to act with greater clarity and confidence. In this episode, host Shanti Ryle sits down with Dan Spiegel, Senior Vice President and Managing Director of Coldwell Banker Commercial, to discuss the latest trends, insights, and strategies in the commercial real estate industry. They explore Dan's journey into the industry, his perspectives on leadership and mentorship, and the unique dynamics of secondary and tertiary markets. They also delve into the importance of building connections within a decentralized franchise model, the adoption of new technologies like AI, and expectations for various asset classes in the coming year. Dan highlights the significance of maintaining respectful and positive relationships as a guiding principle in both business and life.Introduction to The Crexi PodcastGuest Introduction: Dan SpiegelDan Spiegel's Background and Career JourneyThe Appeal of City LifeEarly Challenges in Commercial Real EstateBalancing Art and Science in Real EstateMentorship and Leadership InsightsColdwell Banker Commercial's Unique ApproachFostering Connections and CommunicationEmbracing Technology and AI in Real EstateEvaluating New TechnologiesAdoption Challenges in Real EstateBalancing Innovation and TraditionAdvice for Brokers on Adopting ToolsStrategic Time ManagementMarket Trends in Secondary and Tertiary MarketsInvestment Insights and TrendsLooking Ahead to 2026Final Thoughts and AdviceConclusion and Contact Information For show notes, past guests, and more CRE content, please check out Crexi's blog.Looking to stay ahead in commercial real estate? Visit Crexi to explore properties, analyze markets, and connect with opportunities nationwide. Follow Crexi:https://www.crexi.com/ https://www.crexi.com/instagram https://www.crexi.com/facebook https://www.crexi.com/twitter https://www.crexi.com/linkedin https://www.youtube.com/crexi
A famous quip illustrates an important point: Small debts burden the borrower; big debts burden the lender. Resources & links related to this episode: Get in touch: podcast@gretchenrubin.com Visit Gretchen's website to learn more about Gretchen's best-selling books, products from The Happiness Project Collection, and the Happier app. Find the transcript for this episode on the episode details page in the Apple Podcasts app. See omnystudio.com/listener for privacy information.
Today we sit down with Dan Odom, President and CEO of Western Bank out in Lubbock, Texas. He discusses the history of his family-owned community bank and how he has developed it over the last decade. He tells us about his community profile, his thoughts on talent development, and the challenges and opportunities he faces in west Texas. Learn more about The ARC Program here! The views, information, or opinions expressed during this show are solely those of the participants involved and do not necessarily represent those of SouthState Bank and its employees. SouthState Bank, N.A. - Member FDIC
What if charitable giving opens you up to a new world of purpose and meaning you didn't know you had access to? In this episode, John Bromley shares how he helps donors navigate and participate comfortably in the giving world as a "charity banker." John is the founder and CEO of Charitable Impact, Canada's first fully online donor-advised fund, which has facilitated over $1.5 billion in charitable donations since its inception in 2011. Growing up in a family deeply engaged in philanthropy, John was inspired by his father, renowned charity lawyer Blake Bromley, to pursue a career in creating impact. He began in corporate finance with PwC and RBC Capital Markets before transitioning to the charitable sector in his mid-to-late twenties, where he recognized the need for a simpler, more effective giving platform. John's innovative approach has earned him recognition as a TEDx speaker, a "Forty Under 40" honoree, and recipient of the CEO Community Leadership Award. Committed to cultivating generosity, John continues to empower individuals and organizations to make meaningful change through philanthropy. Beyond his professional achievements, he is a dedicated community leader, soccer coach, and proud father of two. John reveals the relationship that transformed him: his father Blake Bromley, one of the global pioneers of charity law and finance in Canada, who taught John everything he needed to know to become a charity banker not through formal education but through osmosis during car rides to sports games every weekend, where John thought he was tuning out boring workplace talk but was actually absorbing years of expertise that no textbook could teach, leading to John's realization in his late twenties that his dad possessed unique knowledge that became the foundation for Charitable Impact and John's ability to help donors go from thinking about $200,000 gifts to creating private foundations with $15 million. [00:05:00] I'm a Charity Banker Acts like private banker to donors (individuals or organizations) Gives access to knowledge about how to go about giving Brings tools and team members to help Founder and CEO of Charitable Impact (donor-advised fund) [00:05:40] How a Charity Bank Works People give money in, get tax receipt right away Can determine how to use those charity dollars to create impact they want Role is entrepreneur who founded it, gives vision and mission There because people with great hearts, minds, deep wallets never had anywhere to go for neutral advice [00:06:40] Inspired by Seeing Others Become Inspired Charitable giving opens people to new world of purpose and meaning About investing time, talent, and money into things you care most about Having impact with your time, talent, and money Coached soccer for years, grateful for opportunity to do it [00:07:40] Getting More Out Than You Put In Really good donors get more out of it than they think they put in First time doing anything, you're not gonna be whiz kid Takes time and focus People who learn to have joy and gratitude become best donors [00:10:40] Making Intentional Giving Part of Everyday Life Vision at Charitable Impact: make intentional giving part of everyday life Quantum of money isn't as important Type of cause they choose isn't important to him Like banker shouldn't care what specific stocks someone chooses [00:11:40] From Sporadic to Intentional Giver Inspired when someone goes from not being giver to proactive giver From only reacting to being asked for money to building giving into their life Whether using time, talents, and/or money Like fitness banker trying to get people off couch [00:14:00] Be Open to Help Blessed to have had many encounters with people who had material impact If talking to younger self: you've gotta be open to help and feedback Don't have to accept it all, but have to listen to it One person stands out head and shoulders above everyone else [00:14:40] Didn't Recognize Until Almost 30 Key mentor in his life was his father Didn't recognize dad played that role until almost 30 Not just because dad was good dad who loved and nurtured him Where do you learn what you need to know to become a charity banker? [00:15:20] One of Two Serious Pioneers Father was one of arguably two serious pioneers of charity law and finance in Canada In charity nerd community (very small), dad is known globally He's one of global experts in the space Here he is, just my dad [00:16:00] The Career Change Conversation Graduated university, started in corporate finance and investment banking Left after several years, not being culture fit Started interacting with dad about changing career mid-to-late twenties Accidental pathway led to realizing dad knows stuff you can't read online [00:17:20] Learning from Osmosis Played ton of sports growing up, every weekend dad took him to games Dad yapping about charity stuff going on in his workplace John thinking: in one ear out the next, boring Now realise: how much did I learn from osmosis? [00:19:20] The $15 Million Superpower Dad's superpower: donor comes in thinking $50-100K, maybe $200K Two months later, leaving with private foundation with $15 million in it Rooted in relationship development and expertise John has had few scenarios where this happened [00:20:20] Seeing Beyond the Barriers People come in wanting to make giving part of how family does things Starting with what sounds like relatively low money Shifting how they think about it, making large structured contributions Growth mindset in philanthropic advisory space [00:22:40] Increasing Access to Participation Mission: increase access to participation in and benefit people feel from giving Not about going from 200K to 15 million About going from never giving to starting to give $100 a month It's the action to participate and start that matters [00:24:00] Like Building a Bank Banks might make more money off high net worth clients But banks don't exist without tens of thousands of small depositors Real interest is helping people get in and stay in game Regardless of money or causes they want to create impact for [00:26:00] The Workshop That Changed Everything Kevin started family foundation in 2008 to avoid big tax bill Friend Jeff Ziegler told him to start foundation and get 501(c)(3) status Went to workshop in 2009, heard foundation owners talking about what they're doing Wanted to start experiencing that [00:26:40] Jamaica Orphanage and Family Sponsorship Kevin's foundation supports Jamaica orphanage, visits every year Gives each of four older kids access to foundation debit card They choose family through food bank or church to sponsor Buy what kids want and need, groceries [00:27:20] I Wish This Was My Job Oldest daughter after first year: "I wish this was my job all the time" So incredibly rewarding for them Take kids to Jamaica orphanage, they experience what those kids are like On bus ride back, kids saying "we got it really good, Dad" [00:28:20] Three Beliefs at Charitable Impact Everyone has something in world they want to create change for Everyone has something to give toward creating that change (time, talent, treasure) When you give, you get something in return This third belief is under-focused on [00:29:40] Selfish Reasons to Give How do you learn you have it well if not exposed to these things? Creates opportunity, learning, meaning, and purpose in your own life It's not just about benefiting community No one focuses on this, but they should [00:30:00] You Don't Stay in Jobs You Don't Like Do you live in a house you hate? Probably not Eat foods you hate? Play sports you don't like? Of course not - you do things you enjoy Important to see philanthropy that way [00:32:40] Intention vs. Action Intention is critically important, big fan of intention But it's action, doing stuff in real world that creates change Can't just think about it Philanthropy is like exercise or eating well - you have to actually do it [00:33:20] You Don't Have to Be Perfect Don't have to work out hours every day Can be incremental, small part of who you are But you actually have to do something When you do, you get something in return [00:33:40] The One Thing They Don't Regret Seasoned philanthropists, particularly as they get older Never heard anyone regret spending time, talent, money on things they care about Partly because of how much they get out of it By so doing [00:34:20] Being in Control of Where Money Goes Can choose instead of paying it all in taxes Give to organization or something you believe in and want to support Take proactive step and give it there instead We can totally choose that [00:36:00] Dad, Thank You and I Love You John gives shout out to his father Thanks him for everything Says "I love you" Beautiful moment honoring his dad KEY QUOTES "Charitable giving opens them up to this new world of purpose and meaning. It's really about investing your time and talent and money into the things that you care most about, that you love." - John Bromley "Really good donors get more out of it than they think they put in. The people who learn to have joy and gratitude from giving become the best donors." - John Bromley "When you give, you get something in return. It's about creating opportunity and learning and meaning and purpose in your own life." - John Bromley CONNECT WITH JOHN BROMLEY
This week we bring you the conclusion of our revisit to Michele Sindona. Find out how the ruins of bodies, and families were left behind as Michele's banking empire fell across multiple countries, and the lengths he would go to to try and avoid facing his just punishment.
Geoffrey Dohrmann, chairman and CEO at Institutional Real Estate, Inc., sits down with Tony Avila, founder and CEO at Avila Real Estate Capital, to discuss the size of the single-family housing market today and the demographics for homeownership, the home building sector, the difference between land-heavy and land-light, the left tail risk in investing in land development and if that risk can be mitigated, and more. (02/2026)
Crime on a Thursday First, a look at this day in History.Then, Boston Blackie starring Dick Kollmar, originally broadcast February 5, 1946, 79 years ago, The Brandon Jewel Robbery. Blackie is framed for the Brandon jewelry store robbery and murder.Followed by Calling All Cars, originally broadcast February 5, 1935, 91 years ago, Banker In The Well. Gordon Sawyer, vice president of a Tucson bank, has been kidnapped from his home.Then, The Man Called X starring Herbert Marshall, originally broadcast February 5, 1952, 74 years ago, The Clicking Buddah. A body has been found in a Tokyo park. It's the body of Ken Thurston, The Man Called X! Followed by Inner Sanctum Mysteries, originally broadcast February 5, 1946, 80 years ago, Skeleton Bay. A mystery writer witnesses a murder. The killer sees the witness, who surprisingly offers to help the killer dispose of the body! Finally, Claudia, originally broadcast February 5, 1948, 78 years ago, Goodbye at the Airport. A long goodbye at the airport. Kathryn Bard and Paul Crabtree star. Thanks to Richard G for supporting our podcast by using the Buy Me a Coffee function at http://classicradio.streamCheck out Professor Bees Digestive Aid at profbees.com and use my promo code WYATT to save 10% when you order!
January 15, 2022 - This episode features Caroline Shenaz Hossein. Dr. Hossein is a leading global scholar on solidarity economies, cooperative finance, and the economic contributions of racialized communities. She and Vernon will discuss her new book, The Banker Ladies, along with the benefits—and obstacles—of being at the forefront of building and sustaining solidarity economies. Caroline Shenaz Hossein is a Canada Research Chair Tier 2 in Africana Development & Feminist Political Economy and Associate Professor of Global Development Studies. She is the founding member of the international Diverse Solidarity Economies Collective (DISE), highlighting the need to amplify culturally diverse community economies to counter the systemic economic exclusion of marginalized populations. Dr. Hosein is a member of the new college at the Royal Society of Canada and holds an Ontario Early Researcher Award. Author of the award-winning Politicized Microfinance: Money, Power and Violence in the Black Americas and The Banker Ladies and editor of Community Economies in the Global South, of The Black Social Economy, Community Economies in the Global South and Beyond Racial Capitalism and has written more than 50+ articles and book chapters on financialization, development and feminist economics.
Mr. Beast Biography Flash a weekly Biography.Hey beasts and beastettes, its your girl Roxie Rush here, your AI-powered gossip whirlwind, and thank goodness Im AI because I never sleep, scouring the net 24-7 to drop these scorching scoops first thing hot off the press. Jimmy Donaldson, aka MrBeast, is on fire this week, darling, positioning his five-billion-dollar Beast Industries empire for what insiders are calling the unofficial IPO roadshow kickoff. According to Jim Louderbacks newsletter, Jimmy and CEO Jeffrey Housenbold spilled tea with Andrew Ross Sorkin at the DealBook Summit, dishing on their content engine, upcoming MVNO phone service, financial arms, and a slick new clipping division for brands ha, remember Louderbacks September shade on that Beast phone. Bankers swarmed like bees after, and get this Jimmy vowed to drop the greatest content of his life in 2026 to fuel it all, though a cheeky eyewitness spotted him fidgeting to steal the spotlight back from his CEO pure founder energy.Offline hes betting big too Dallas Innovates reports his Beast Games Season 2 fortune cookie promo is live in DFW restaurants, slipping show teasers into millions of meals tied to that five-million-dollar Prime showdown, with rare ones penned by Jimmy himself. Starbucks is pouring Cannon Ball Drinks for it, and hes co-writing a thriller with James Patterson for a 2026 global drop in 15 languages whew.In biotech glam, GreenQueen says Jimmy hit Upside Foods EPIC facility in Cali Sunday, tasting cultivated chicken on camera with the crew a potential MrBeast moment normalizing cell-grown meat for his 460 million Gen Z obsessives, after teasing burgers back in 2022. Cash-wise, Fortune spilled he claims hes broke as us borrowing from mom for his wedding despite that 2.6 billion net worth all reinvested, laser-focused on blowing up the biz. No fresh 24-hour bombshells, but this IPO buzz and alt-protein play scream long-term legend status.Whew, Roxie out gotta chase the next scoop. Thanks for tuning in, listener love hit subscribe to never miss a MrBeast update, and search Biography Flash for more killer bios. Muah.And that is it for today. Make sure you hit the subscribe button and never miss an update on Mr. Beast. Thanks for listening. This has been a Quiet Please production."Get the best deals https://amzn.to/4mMClBvThis content was created in partnership and with the help of Artificial Intelligence AI
In January, President Trump urged Congress to cap credit card interest rates at 10% and said Americans are being “ripped off” by credit card companies. Bankers quickly opposed the idea, with some calling it an economic disaster. There is also debate over capping credit card late fees. We look at the pros and cons of these proposals and whether any of them would lead to more affordability.
Protect Your Retirement with a PHYSICAL Gold and/or Silver IRA https://www.sgtreportgold.com/ CALL( 877) 646-5347 - You Can Trust Noble Gold The criminal bankers slammed the price fo silver down from $121 to $106, and Gold by $500 intraday, but their paper games no longer work. An hour ago Silver was back at $118 but as I write this Silver is trading at $109 - the Bankers are DESPERATE. In the emergency update with Chris Marcus from Arcadia Economics, we discuss the very latest as we sound the alarm: Protect yourself from the death of fiat currency while you still can. Discover Why A Rapidly Growing Number Of Doctors Are Now Recommending The X39 Patch To Their Patients! https://info.ilovefeelingbetter.com/powerofthepatch-page-1783-1279 Chris Marcus' website: https://arcadiaeconomics.com/ https://www.bitchute.com/video/kHDvVtatFTip/
There are more billionaires than ever. Rockstars. Oil tycoons. Internet entrepreneurs. And all of them - all of them - employ private staff. The age of Jeeves and Wooster may be over, but the demand for a dependable butler remains. Lawrence McKenna has been serving the super-rich for three decades, including stints in private suites in London's poshest hotels and the Royal Enclosure at Ascot. In this interview with Olly, he reveals how to remain invisible yet available; poised to deliver whatever a ‘principal' desires, from obscure coffee beans to a mid-coital cuppa. He explains how to carry a plate, when to say ‘yes' and when to simply say ‘it can be done', and how to prepare *just chilled* mineral water to the taste of a Saudi trillionaire... This episode first aired in 2017 - we're playing it again to compliament Alok Sama's interview this month: The Banker, The Billionaire, and the Big Lie. Learn more about your ad choices. Visit megaphone.fm/adchoices
Many claim the Rothschilds are at the top of the banking cabal for control over the central banks. Others deny the Rothschilds have such control. But certainly their hand is in the pot for influence. We break down the central banks and try to guess what countries are involved. The wealthy elite bankers are up to something.
In this episode of the Be Wealthy Podcast, host Brett Tanner sits down with financial educator and infinite banking expert Kyle Fuller to unpack how wealthy individuals think differently about money, liquidity, and control.Kyle shares his personal journey growing up in a large family, witnessing financial hardship during the 2008 crisis, and how those experiences shaped his philosophy around cash flow, reserves, and long-term wealth planning. Together, Brett and Kyle break down why education must come before investing, how poor liquidity destroys otherwise good strategies, and why following the crowd is one of the fastest ways to lose money.This conversation dives deep into infinite banking, wealth foundations, cash flow over net worth, and how to build a financial system that creates freedom — not stress.
Frankfurt, 1519. Seven prince-electors perform a holy ritual—Latin prayers, incense, sacred oaths.But behind the ceremony is the real mechanism: an auction financed by debt.In this episode of Hidden Forces in History, we trace how Jakob Fugger and his banking network helped decide who would wear the imperial crown—by underwriting bribes, guaranteeing pensions, and turning future imperial revenue into collateral.History books say Charles V was chosen by God. The ledgers say he was installed by the bank. This wasn't an election; it was a liquidation sale of the Holy Roman Empire.What this episode exposes:• How the Fugger network turned loans into political leverage• Why Charles V's victory depended on credibility, not just bloodline• How indulgence money and church finance became a revenue pipeline• What happens when an emperor governs under structural dependence• Why legitimacy had to be purchased after power was boughtIf a throne can be bought, who really rules—the man with the crown, or the man who holds the note?
Brian Armstrong debates with Bank of France governor at Davos. Coinbase CEO Brian Armstrong sparred with the Bank of France Governor at Davos, correcting him on Bitcoin's independence and pushing for a "Bitcoin Standard." Meanwhile, the U.S. Senate has indefinitely postponed the Clarity Act markup after Coinbase withdrew its support. CoinDesk's Jennifer Sanasie hosts "CoinDesk Daily." - This episode was hosted by Jennifer Sanasie. “CoinDesk Daily” is produced by Jennifer Sanasie and edited by Victor Chen.
One of the most obnoxious sounds in nature is the whine of a Wall Street banker. It's a cross between the tantrum of a peevish brat and the blathering of a sputtering old plutocrat.Consider the long, piteous whimper of Jamie Dimon, potentate of the powerful JPMorgan Chase banking empire. He constantly whines about laws to restrict banker greed, even toting around a Rube Goldberg-style cartoon depicting a tangle of rules that, he squeals, is choking poor Wall Streeters like him.Before you break into tears about Jamie's plight, though, notice that he and his bank are not choking on rules, but gorging on riches. Dimon himself pocketed – get this -- $770 million in personal pay last year.Golly, we should all suffer like poor Jamie!And he's hardly alone in singing the “Talking Banker Blues,” for that elite clique has long pouted that they're paupers compared to the billionaires of high tech. So, mounting an odd boardroom “labor action,” bankers have been getting drastic payhikes. The CEO of Citigroup, for example, recently set a new bottom line expectation for top-floor bankers: A 2025 paycheck of more than $100 million!How can a business lavish such a windfall on one guy? Easy. The CEO slashed tens of thousands of bank employees from Citi's payroll last year, so he got their pay.Woody Guthrie once wrote a parody of such predatory behavior, singing “I am a jolly banker, A jolly banker am I.” Today's Wall Street aristocrats are jolly, too, bloating their extravagant wealth by taking wages and livelihoods from thousands of their own employees. As Woody might sing, that's how inequality “happens.”Do something!Wanna fight the bankers and their rigged systems? Americans for Financial Reform thinks that “the financial system should serve an economy where everyone can thrive, not just enrich a powerful few.” Sounds great to us! Check them out at ourfinancialsecurity.org.Jim Hightower's Lowdown is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit jimhightower.substack.com/subscribe
Episode 1867 - brought to you by our incredible sponsors: BUBS Naturals - For a limited time only, get 20% OFF at BUBSNaturals.com Collagen Peptides by using code HARDFACTOR at checkout RIDGE - Take advantage of Ridge's Biggest Sale of the Year and GET UP TO 47% Off by going to https://www.Ridge.com/HARDFACTOR #Ridgepod DaftKings - Download the DraftKings Casino app, sign up with code HARDFACTOR, and spin your favorite slots! The Crown is Yours - Gambling problem? Call one eight hundred GAMBLER Lucy - Level up your nicotine routine with Lucy. Go to Lucy.co/HARDFACTOR and use promo code (HARDFACTOR) to get 20% off your first order. Lucy has a 30-day refund policy if you change your mind This episode is a sampling of Florida Man Friday, available weekly at our Patreon. Patreon.com/hardfactor 00:00:00 Timestamps 00:01:00 Mark & Will New Year Resolutions 00:06:32 The worst husband and father of all time 00:18:50 Banker steals 500k from elderly disabled client 00:28:45 Insane nude meat market heist 00:35:39 Man shatters toilet at Outback Steakhouse Thank you for listening and supporting the pod! go to patreon.com/HardFactor to join our community, get access to discord chat, bonus pods, and much more - but Most importantly: HAGFD!! Learn more about your ad choices. Visit megaphone.fm/adchoices