Podcasts about Sisyphus

This week Jack stands in front of the Matinee to give out tickets for Sonic Society #712, The Sad Tale of Sisyphus, and Sonic Sumerstock Playhouse Replay 15.6! Learn more about your ad choices. Visit megaphone.fm/adchoices

The gods think they can do what they want with us. They make shit for us and we're supposed to deal with it. But you forget, we've also been given free will to express what we want and when we want it. We say this because we do not accept your court, we do not accept your laws, and we do not accept you! All we do is mirror the chaos around us. The Sad Tale of Sisyphus by Gill Buttery is new our adult retelling of the classical Greek myth of sisysphus, with new modern political undertones. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week Jack stands in front of the Matinee to give out tickets for Sonic Society #712, The Sad Tale of Sisyphus, and Sonic Summerstock Playhouse Replay 15.6! Learn more about your ad choices. Visit megaphone.fm/adchoices

The gods think they can do what they want with us. They make shit for us and we're supposed to deal with it. But you forget, we've also been given free will to express what we want and when we want it. We say this because we do not accept your court, we do not accept your laws, and we do not accept you! All we do is mirror the chaos around us. The Sad Tale of Sisyphus by Gill Buttery is new our adult retelling of the classical Greek myth of sisysphus, with new modern political undertones. Learn more about your ad choices. Visit megaphone.fm/adchoices

Daily Dad Jokes (13 Apr 2025)The official Daily Dad Jokes Podcast electronic button now available on Amazon. The perfect gift for dad! Click here here to view!Email Newsletter: Looking for more dad joke humour to share? Then subscribe to our new weekly email newsletter. It's our weekly round-up of the best dad jokes, memes, and humor for you to enjoy. Spread the laughs, and groans, and sign up today! Click here to subscribe!Listen to the Daily Dad Jokes podcast here: https://dailydadjokespodcast.com/ or search "Daily Dad Jokes" in your podcast app.Interested in Business and Finance news? Then listen to our sister show: The Daily Business and Finance Show. Check out the website here or search "Daily Business and Finance Show" in your podcast app.Jokes sourced and curated from reddit.com/r/dadjokes.Joke credits: Ted_Bundtcake, TheQuietKid22, Sad_Refrigerator3, Holden-McGroyn, Not_a_Guide1987, Ambassadorofwit, JoeFas, Realistic-Twist-3112, fodendeyo, wtfduderz, Scary_Flight395, Glittering_Deer2527, , Jesse_Bitchman, in_kent, Leominster845, Adventurous_Judge493, n2oukdnb, Left-Distribution-13, Heroic-Forger, Glittering_Deer2527Subscribe to this podcast via:iHeartMediaSpotifyiTunesGoogle PodcastsYouTube ChannelSocial media:InstagramFacebookTwitterTikTokDiscordInterested in advertising or sponsoring our show? Contact us at mediasales@klassicstudios.comProduced by Klassic Studios using AutoGen Podcast technology (http://klassicstudios.com/autogen-podcasts/)See omnystudio.com/listener for privacy information.

Will Exposition Boy expose the backstory of Billy Narrator, boy detective? Can Falk prevent them from destroying the whole episode and the sanity of his listeners? Listen to find out!Clash of the Story Boys, episode 127 of This Gun in My Hand, was narrated and exposed by Rob Northrup. This episode and all others are available on Youtube with automatically-generated closed captions of dialog. Visit http://ThisGuninMyHand.blogspot.com for credits, show notes, archives, and to buy my books, such as Sisyphus, Eat Your Heart Out, available in paperback and ebook from Amazon. How do I settle creative differences? With This Gun in My Hand!Show Notes:1. Thanks to Pete Larsen for the idea for this episode: “I'd love to see a fight between 'Exposition Boy, the Teen-Sidekick' and 'Billy Narrator Jr.'”2. If you're going to take six years to develop an international exposition and build an artificial island for it, maybe open it in an off-year when there isn't an official world's fair on the other coast. The Golden Gate International Exposition opened in 1939, competing with the 1939 New York World's Fair. (Spoilers: they did run out of money and closed early in October 1939, then scrounged up a little more to reopen May-September 1940.) https://en.wikipedia.org/wiki/Golden_Gate_International_Exposition3. Billy commandeered the show in episode 113, “Don't Kid a Kidder,” to do his own show, Billy Narrator, Boy Detective.https://archive.org/details/tgimh-113-dont-kid-a-kidder4. The Pope's Rhinoceros by Lawrence Norfolk establishes a deeper backstory than any other novel I've read. The first four pages describe glacial and geologic activity that form the lake where protagonists finally come into the story on the fifth page. Literally a glacial age of backstory.Credits:The opening music clip was from The Sun Sets at Dawn (1950), and the closing music was from Killer Bait (1949), both films in the public domain. Exposition Boy's storytelling music was from “Journey Into Fear,” the June 9, 1946 episode of the public domain radio show Hour of Mystery. Music from the second commercial was from the public domain film Death Machines (1976). Most of the music and sound effects used in the episode are modified or incomplete versions of the originals. Sound Effect Title: Traffic mel 1.wavBy malupeeters License: Creative Commons Attribution 4.0https://freesound.org/people/malupeeters/sounds/191350/Sound Effect Title: Park ambience - mostly birdsLicense: Public Domainhttps://freesound.org/people/Mafon2/sounds/274175/#Music Title: Kitten on the KeysComposed and Performed by Zez Confrey and His OrchestraRecorded May 4, 1922License: Public Domainhttps://freemusicarchive.org/music/Antique_Phonograph_Music_Program_Various_Artists/Antique_Phonograph_Music_Program_05052009/Kitten_on_the_Keys/The image accompanying this episode is a modified detail of one panel from the April 28, 1929 public domain comic strip Just Kids by Ad Carter. The title of the comic strip changed to Mush Stebbins and His Sister in 1950.

"Er zijn geen Sisyphus stenen in de landbouw." - Stine vraagt haar zus Lotte Jensen om een levenswijsheid van Jens Peter Jacobsen uit te leggen.

Frank wraps up the show discussing Rep. Lauren Boebert confusing Oliver Stone for Roger Stone. He then chats with Pashko Camaj, an Albanian activist, epidemiologist and author of the book, “Dreaming from the Trunk of an American Car”. They discuss his book and the Albanian immigration experience. Learn more about your ad choices. Visit megaphone.fm/adchoices

After a brief haitus to focus on 2025 planning, we're back! Last week we sat down with Astrid Atkinson, CEO and co-founder of Camus Energy. We talked about all kinds of fun stuff: how this moment of grid expansion is like the expansion of cloud services, how it isn't, how we can connect large loads faster via flexibility, where Astrid sees the grid going, how Camus started, what cool new stuff Camus is working on today, the nuance between distributed systems versus decentralized systems, and more. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.dertaskforce.com/subscribe

In The Myth of Sisyphus, Albert Camus wrote that "there is only one truly serious philosophical problem and that is suicide." In this week's philosophical news recap, Nathan and Taylor discuss death, dying, and the rise of identity based persecution in the context of existential philosophy. Trigger warning that this episode covers issues related to genocide, suicide, and sexual abuse. If you'd like more information about Camus and/or existential philosophy, see my YouTube channel, BYTE-GEIST, where I have a variety of introductory videos on the topic. Or, check out my interviews with expert existentialist Dr. James McLachlan. Learn more about your ad choices. Visit megaphone.fm/adchoices

We look at Albert Camus' The Plague. We talk about a common misreading from the Myth of Sisyphus. We talk about different cycles of his work from his earlier individual confrontation with the absurd to a more community focus. We talk about solidarity. Absurd heroes. Empathy and metaphysical rebellion. Hope you enjoy it, my friends. :) Sponsors: Factor: https://www.FactorMeals.com/pt50off Better Help: https://www.BetterHelp.com/PHILTHIS Quince: https://www.QUINCE.com/pt Thank you so much for listening! Could never do this without your help.  Website: https://www.philosophizethis.org/ Patreon: https://www.patreon.com/philosophizethis  Social: Instagram: https://www.instagram.com/philosophizethispodcast X: https://twitter.com/iamstephenwest Facebook: https://www.facebook.com/philosophizethisshow Learn more about your ad choices. Visit podcastchoices.com/adchoices

#885 (mercredi 26 mars 2025) vedette : Jeffrey LEWIS & The VOLTAGE (Don Giovanni Records/ Blang Records, 21/03/25) - The even more freewheelin' Jeffrey Lewis ########## Jeffrey LEWIS & The VOLTAGE (Don Giovanni Records/ Blang Records, 21/03/25) - The even more freewheelin' Jeffrey Lewis - relaxation FARA DEL HOURYA (Birds of Search, 06/06/25) Thoughts like a fire - Sisyphus blues Jonathan PERSONNE (Bonsound) Nouveau Monde – Vision BED (Bretford Records, 23/05/25) - Everything hurts - Throat Camilla SPARKSSS (On the Camper) ICU RUN - I Like The Noise Raoul VIGNAL(Talitres) Shadow Bands - Pathway DOM MARIANI (Rogue Records) - Jangleland / Day After Day - Jangleland Jeffrey LEWIS & The VOLTAGE (Don Giovanni Records/ Blang Records, 21/03/25) - The even more freewheelin' Jeffrey Lewis - Sometimes life hits you Jeffrey LEWIS & The VOLTAGE (Don Giovanni Records/ Blang Records, 21/03/25) - The even more freewheelin' Jeffrey Lewis - DCB & ARS The MEAT SWEATERS (Auto Prod-Un des Projector)Youre Scaring My Dog DOUM DOUM LOVERS (Some produkt / Mono Tone Records / 4 Vents Publishing / Hellnation) - Doum Doum covers - La machine Jeffrey LEWIS & The VOLTAGE (Don Giovanni Records/ Blang Records, 21/03/25) - The even more freewheelin' Jeffrey Lewis - Movie date

Have beings from outer space landed in Heck's Pantry? Will Falk stop the inhuman aural assault on Parabellum City? How come I don't get no bassoon solo in the commercial? Listen to find out!A Song of Brass and Ash, episode 126 of This Gun in My Hand, was blown until it was windy by Rob Northrup. This episode and all others are available on Youtube with automatically-generated closed captions of dialog. Visit http://ThisGuninMyHand.blogspot.com for credits, show notes, archives, and to buy my books, such as Sisyphus, Eat Your Heart Out, available in paperback and ebook from Amazon. How do I get to Carnegie Hall? This Gun in My Hand!Show Notes:1. When searching for a sad trombone sound on freesound dot org, I found this cache of 91 twisted and screwed public domain trombone sounds by user PhonosUPF, most of them sounding nothing like a trombone. I'm not using all of them here, but they inspired this episode.https://freesound.org/search/?q=phonosupf+trombone2. The Hall of Justice shown in the 1970s Super Friends cartoon was based on the design of Cincinnati Union Terminal.3. I can't tell if the Zurich Baroque Ensemble's recording of Marcello's Oboe Concerto in F Minor includes bassoon as Jojo claims.4. Young James Marshall Hendrix carried his guitar with him everywhere he could, to school and to friends' houses, practicing all day. 5. This Gun in My Hand podcast has existed longer than the Confederate States of America.Credits:The opening music clip was from The Sun Sets at Dawn (1950), and the closing music was from Killer Bait (1949), both films in the public domain. Most of the music and sound effects used in the episode are modified or incomplete versions of the originals.The nineteen sound effects named below were created by PhonosUPF.https://freesound.org/search/?q=phonosupf+tromboneIn order of appearance in this episode, they were:1. Trombone grave (501269)2. Trombone grave 33. Trombone grave 24. Trombone metal 25. Trombone grave (490995)6. Trombone stretching 137. Trombone signal 138. Trombone sequence9. Trombone stretching 610. Trombone percussion11. Trombone blow 212. Trombone set13. Trombone blow14. Trombone signal 1415. Trombone grave 516. Wagnerian trombones17? Trombone melody 18. Trombone glissandi19. Trombone metal 5Sound Effect Title: footsteps cellar.wavLicense: Public Domainhttps://freesound.org/people/gecop/sounds/545030/Sound Effect Title: R10-56-Footsteps on Metal Staircase.wavLicense: Public Domainhttps://freesound.org/people/craigsmith/sounds/480641/Sound Effect Title: muted cornet 2.wav by thatjeffcarterLicense: Creative Commons Attribution 4.0https://freesound.org/s/185435/ Sound Effect Title: tuba frullato by PhonosUPF License: Public Domainhttps://freesound.org/s/501504/ Music Title: Oboe Concerto in F MinorComposed by Alessandro MarcelloPerformed by The Zurich Baroque EnsembleComposition and recording are in public domain.https://musopen.org/music/45546-concerto-for-oboe-orchestra/Sound Effect Title: Clarinet- ORTF Stereo Pair (NT-5's)-01.wav by debuddingLicense: Public Domainhttps://freesound.org/s/44361/ Sound Effect Title: Banging Metal Lid by wolfdoctor License: Public Domainhttps://freesound.org/s/520074/ The image accompanying this episode is a modified detail of the public domain cover of the 1951 novel Blues for the Prince written by Bart Spicer, artist unknown.

Josh and Kirk keep rolling the boulder up the hill like Sisyphus when talking about this Mavericks season. Some cool performances from the two-way guys again, and Kirk goes in on why the draft could be a fun pivot. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Josh and Kirk keep rolling the boulder up the hill like Sisyphus when talking about this Mavericks season. Some cool performances from the two-way guys again, and Kirk goes in on why the draft could be a fun pivot. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Josh and Kirk keep rolling the boulder up the hill like Sisyphus when talking about this Mavericks season. Some cool performances from the two-way guys again, and Kirk goes in on why the draft could be a fun pivot. Learn more about your ad choices. Visit podcastchoices.com/adchoices

(Genesis 47: 28-41) Things are getting a little weird here. What the deal with this oath stuff and touching thighs? Remember: It's only weird to us, it makes perfect sense to the original readers of the text. Let's learn about how they would have heard this.

What considerations come into choosing to have a baby for creatives? And once baby enters the picture, how do you balance parenting with your creative practice?  We ask Dinuka McKenzie and Lee Kofman, two beloved past guests who happen to be both authors and parents, about their decision to have children and how they manage their writing lives as parents.  Plus, James has a big announcement – you'll never guess what it is.  Lee Kofman is a Russian-born, Israeli-Australian memoirist, novelist, editor and writing coach. She's the author of three fiction books and two memoirs, including Imperfect, which was shortlisted for the prestigious Nib Literary Award in 2019. Her short works have been widely published in Australia, US, UK, Israel and Canada. Lee's most recent book is The Writer Laid Bare (Ventura Press). Dinuka is the author of the Detective Kate Miles crime series, The Torrent, Taken and Tipping Point, published in Australia and the UK. She was the winner of the 2020 HarperCollins Australia Banjo Prize and has been shortlisted for numerous major Australian crime writing awards. Dinuka lives with her family in Southern Sydney on Dharawal country. Mascara Literary Review is looking for essays, flash fiction and poetry from disabled and chronically ill writers – closes 31 March.  Books & authors discussed in this episode: Cyril Connolly  The Lady's Handbook to Her Mysterious Illness by Sarah Ramey  Edenglassie by Melissa Lucashenko  At the Strangers' Gate by Adam Gopnik  Absurdistan by Gary Shteyngart Your Baby Doesn't Come with a Book by Daniel Golshevsky The Myth of Sisyphus by Albert Camus  Upcoming events  James is having a baby! Well, not him personally. His wife. But he'll be there. Date and time TBA.  Ashley is teaching Pathways to Publishing in-person for the South Coast Writers Centre on Saturday, 15 March starting 10.30 am Ashley is doing her first-ever Canberra author talk at Big River Gin Distillery, Thursday 20 March, 6 pm, featuring chocolate martinis   Ashley is returning to the Occasional Wine Bar, Boorowa, on Friday 21 March, 6.30pm Ashley is appearing at Book Face Erina with Anna Downes on Tuesday 25 March, 6pm Ashley is appearing at Newcastle Writers Festival with Anna Downes & Petronella McGovern, and with Shankari Chandran & Jock Serong, 5-6 April Ashley is teaching Online: Writing Crime for Faber, 8 weeks starting Tuesday 6 May  Learn more about Ashley's thrillers, Dark Mode and Cold Truth, and get your copies from your local bookshop or your library.  Learn more about James's award-winning novel Denizen and get your copy from your local bookshop or your library. Get in touch! ashleykalagianblunt.com jamesmckenziewatson.com Instagram: @akalagianblunt + @jamesmcwatson

Upset stomach? Feeling liverish? Is something obstructing you from your normal functions? It might be a microscopic Nazi U-boat exploring your nether regions. How will you survive? Listen to find out!This Hun in My Gland, episode 125 of This Gun in My Hand, was forcefully expelled from the lips of Rob Northrup. This episode and all others are available on Youtube with automatically-generated closed captions of dialog. Visit http://ThisGuninMyHand.blogspot.com for credits, show notes, archives, and to buy my books, such as Sisyphus, Eat Your Heart Out, available in paperback and ebook from Amazon. What folk remedy settles an upset stomach? This Gun in My Hand!Show Notes:1. Doktor Goren's surname is taken from a minor character from the Springbok Radio drama Vale of Darkness, written by Ron Evans. I can't find info about when it was originally broadcast, but you can listen to the series from the Internet Archive or other sources on the web.https://archive.org/details/vale-of-darkness-19xx-xx-xx-26/Vale_of_Darkness_19xx-xx-xx_01.mp32. For the purposes of crossover with Melinda's stories about fairy munchkins, hamquatches, reptilibugs and the pets of our extended family, let's assume Fritz is actually my sister-in-law's dog playing the trombone. He's not a Nazi, just playing a part.3. When I was searching for a “sad trombone” on freesound dot org, I found 91 sound trombone samples stretched and modified by user PhonosUPF. The weird dramatic sound near the end of the episode is actually two of those trombone sounds combined.Credits:The opening music clip was from The Sun Sets at Dawn (1950) and the closing music was from Killer Bait (1949), both films in the public domain. Most of the music and sound effects used in the episode are modified or incomplete versions of the originals.Sound Effect Title: Sad Trombone.wav by Benboncan License: Creative Commons Attribution 4.0https://freesound.org/s/73581/ Sound Effect Title: descent.wav by DguilLicense: Creative Commons Sampling+ https://freesound.org/s/85212/ Eatmore Meats commercial jingle by Allied Radio Artists.License: Public Domainhttps://www.oldtimeradiodownloads.com/commercials/allied-radio-artists-radio-jingles/eatmore-meat-products-195x-xx-xxSound Effect Title: 60Hz_Tube_Radio_Hum.wavLicense: Public Domainhttps://freesound.org/people/hetanoyokozuki/sounds/541812/Sound Effect Title: G45-18-Submarine Motor Stop.wav by craigsmithLicense: Public Domainhttps://freesound.org/s/438720/ Sound Effect Title: R18-31-Old Car Ahooga Horn.wav by craigsmithLicense: Public Domainhttps://freesound.org/s/480002/ Sound Effect Title: Pouring Soup in a Metal Pan - Quick,Short,Gross by HitrisonLicense: Creative Commons Attribution 4.0https://freesound.org/s/251410/Sound Effect Title: trombone melody 3 by PhonosUPF License: Public Domainhttps://freesound.org/s/501272/Sound Effect Title: trombone blow by PhonosUPF License: Public Domainhttps://freesound.org/s/491015/ Sound Effect Title: Charlie Brown Style Teacher by crashoverride6 License: Public Domainhttps://freesound.org/s/146933/ The image accompanying this episode is a collage including details from Detective Fiction Weekly, February 12, 1938 (public domain painting by V. E. Pyles) and a panel from the public domain National Comics Number 36, October 1943 (pencils and inks by Jon Blummer).

Keith Weinhold and Caeli Ridge discuss the benefits of a type of loan that combines mortgage and banking features. This loan allows deposits to reduce principal first, every deposit acts like a payment, minimizing interest accrual. And can be used for cash-out refinancing, providing flexibility and potential tax benefits.  Hear about the importance and the difference between open-ended and closed-ended loans. If you pay down the loan balance over time, you can have a spread that allows you to access that equity without having to requalify or pay additional closing costs. Resources: Explore the loan simulator at RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Show Notes: GetRichEducation.com/542 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching:GREmarketplace.com/Coach Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold a discussion about the future mortgage rate direction. Then there's a property loan type where you don't have to make any monthly payments, and if you do make a payment, it all goes toward principal, and nothing is lost to interest. It can save you lots in interest expense over the life of the loan today on get rich education.   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads in 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:13   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:29   Welcome to GRE from flaccid County, Oregon to Lackawanna County, Pennsylvania and across 188 nations worldwide. I'm Keith Weinhold, and you are back in for another wealth building week here at get rich education, just another shaved mammal with the microphone here, I have a real estate analogy for you. Growing up, my dad told me, whatever you do, do it well. And that was broad guidance for life. I like things that are easy to remember. Our simple home in Appalachian Pennsylvania was headed with a wood fired stove, so we couldn't just turn a dial and feeding the stove with those logs took time and work. It was a family effort. Dad split the firewood. My chore was to regularly move firewood from the wood pile into the home, and then Mom or Dad would start the fire and constantly tend to it and get it up to the right temperature. But you know, when that fire finally roared, it felt like it could have heated five homes. And this is like buying an income producing rental property. You can't just point and click to make income reliably appear. It takes time, and even some of this admin type of work before you feel hot returned the spark that can ignite the fire means first putting your financial house in order. Those are things like getting pre approved for a mortgage loan, and then they're stacking the firewood, which means finding a deal, making an offer, booking a property inspection, scheduling an appraisal, perhaps signing a property management agreement if you're not self managing, and then, of course, placing a tenant. But see when that investment property fire roars after a year or two that can create enough returns for five retail investors, just like our roaring wood fire could have heated five homes, even though you're only one investor getting like 5x returns, and by now, you probably felt, after a year or two of owning it, the profitable warmth of the five ways you're paid that you know so well. Those five ways are leverage, appreciation, cash flow. Tenant made principal pay down a tax benefit basket and the quiet, whispering fire of inflation, profiting on your loan, but you can't get over leveraged, meaning that you can't make the payments, or else you burn the whole house down. This means embracing the right level of debt rather than avoiding debt altogether. So yeah, you know, if you want to be in the top 1% or maybe even top 5% Do you know what that means? It means being misunderstood by the masses. And when you do this right, it's not about getting rich quick, but it's about building wealth. For sure, feel the fire and whatever you do, do it well, just like my dad told me, and oh, by the way, today, my parents still live in that same. House, but they now just turn a dial for heat.    Well, you know, there's been a lot of real estate and financial news lately, just this constant feed of news. And I really need to tell you something about that. I am not a news reporter. If some news just broke an hour ago. A lot of times people are only overreacting to something like that. So here at GRE I infuse the news longer term into our content of the show, because some of it is just too big to ignore. But often let it settle down for a little while and filter out what it really means to you as an investor. I mean, being an educational platform rather than a news platform is what it's about. So I want to make sure you understand the relationships rather than just reporting the news. I mean, for example, what tariffs can do to home prices and rents and inflation. I mean, that really impacts you and your real estate long term. Rather than just doing something like reporting that the tariff on this nation that looked like it was going to be 25% is now only going to be 10% or something like that, that really doesn't affect you so much. So now that you know more about what to expect here, which are the stories that really affect you as an investor? The last inflation report did come in at a hot 3% that startled economists that it was that high. And what that does is that makes bond yields rise, because bond investors need a real return net of inflation, and in turn, that soon makes mortgage rates rise, and also it makes Jerome Powell be in no rush to cut his Fed funds rate after this hot inflation report, either. And here's another long term relationship that can help you learn the Fed's dual mandate is, what do you know? What it is, the two things I've mentioned it to you before, the Fed's dual mandate is maximum employment and stable prices. That right there is inherently volatile, because when employment is maximized, well then employers, they have to compete with higher wages in order to attract workers, and that makes prices go up, destabilizing the prices will stable. Prices is the second part of the dual mandate. So that's why it always seems like there's this lightning rod attention on Jay Powell in the Fed. It is because the dual mandate is inherently volatile. Now, you know what I think about predicting mortgage rates. I don't like to do it because it's an almost impossible task, like the myth of Sisyphus, that Greek myth about rolling a boulder up a hill wells, Fargo says mortgage rates will go down to just six and a half percent by the end of this year, so not much of a drop. And also by the end of next year, almost two years from now, they'll still be just six and a half percent. And other C rates rising from here. So there is broad consensus that there's zero reason to think that artificially low rates are going to return anytime in the near term, perhaps even in the intermediate term, coming up on a future episode of the show here and soon, how to use AI in real estate investing today, let's talk about mortgages and a special loan type.   Today, we are back with the national leader in providing Americans with income property loans. She runs the operation at Ridge lending group. She's been doing this 25 years she's an investor herself. It is their CEO and president, Caeli Ridge,   Caeli Ridge  9:06   Keith, thank you for having me.    Keith Weinhold  9:08   There does seem to be one US president. That makes a lot of news lately, but Caeli is still the most noteworthy mortgage type of President, I suppose. And just like GRE Ridge focuses on education and Caeli mortgage rates. It's the topic that everyone wants to talk about. I don't predict mortgage rates, but I know that you'll Talk That Talk a little. And previously, many expected Jerome Powell and the Fed to drop the rate four times this year, then two and now more and more expect zero rate cuts at all this year, even opening the door for rate increases if inflation persists. So tell us about the propensities of this year's mortgage rate direction.    Caeli Ridge  9:51   I think that I agree with a lot of the volume out there related to interest rates kind of stay in the course. I don't think we're going to see too much of a decline. There's. Certainly, Keith, we talk about this at nauseum. There's all kinds of things that could derail that statement that we can't prepare for, we couldn't predict for, but I think overall rates are going to stay steady. I think that whether you like them or you don't like them, the tariffs tend to come with an inflationary tone. And if that's the case, it's going to put Jerome and his buddies at the Fed in a tough position to do what they had hoped to do with the easing, the monetary easing. So I don't expect to see it, but I'm hopeful who knows. Who knows?    Keith Weinhold  10:29   Now, for you, the listener and viewer here, when you really want to know what moves rates around, Caeli talk to us about this persistently high spread, and what that means is that historic difference between mortgage rates and the yield on the 10 year treasury note.    Caeli Ridge  10:47   I feel like a lot of what that's going to attach itself to is the inflation, and then, more specifically, when we talk about llpas, and I think we've talked about this in the past, loan level price adjustments, mortgage backed securities secondary market, right? This is an investment that is bought and sold on the New York Stock Exchange, right? These are investments that carry value. And while the Treasury is usually the one that people will look at to predict where interest rates are going to go, I feel like in this higher rate environment, the secondary market understands that these mortgage backed securities are going to be paying off in advance of profitability. Now this gets a little bit complicated, but the easy way to explain it is is that if you secure a loan today at, say, seven and a half percent, if the anticipation is that interest rates over the next three years, maybe not in the next year, but two years, even three years, are going to decline. The mortgage that was closed today will likely pay off via a refinance. In that event, it's not reached the maturity date, such that when that initial mortgage backed security was purchased on the secondary market, it will have to pay off before the investor has been made whole or profitable. As a result, the margins it's called on in my world, it's called YSP, yield spread premium will not be met. So they're baking in certain levers, or they're hedging, as another way to say it, so that they're not left with those negative balances when these things do pay off when interest rates come down, because interest rates are not a straight line, they go up, they go down, they go east, they go west. So as a result, they're planning far in advance into the future. So I think that has a lot to do with it.    Keith Weinhold  12:33   Real Estate industries are shrinking, and it's all related to the fact that back in 2021 the number of existing homes sold peaked at almost 7 million, but last year, it was only about 4 million. That is a huge drawdown. The number of US Realtors is dropping since it peaked in 2023 and Caeli, from what I can see, the number of loan officers, even operating has dropped precipitously over the last four years, it's a reminder that the strong survive and in the mortgage industry, top service is what savvy borrowers need. You go with the people that consistently advise you to take your time and look at your long term strategy and make the correct decision, not always the one giving like 1/8 of a percent lower and an interest rate, so any lender can get you the next loan, and few are going to help you with your long term strategy. With this overall lower volume of transactions taking place, what are your thoughts about how it's impacted the mortgage and lending industries?    Caeli Ridge  13:37   It's such a good question. I'm glad that you asked it, and I really do think it speaks to the experts in the space consumers, our borrowers, as we call them, have to be, I believe, a little bit more discerning about who they want to align themselves with and who they want to work with as it relates to the interest rate. We've had this conversation off book. Ridge doesn't sell rate or cost. Now we're competitive, but we're never going to be the lowest possible lender out there. There's always going to be somebody that can undercut for an eighth, like you said, a quarter point, a few 100 bucks here and there. And we just don't get into that, our value adds far exceed an eighth of a point in rate, which, by the way, you probably can predict what I'm going to say next, if you're not doing the math, just as a sidebar listener, the difference in payment, and that's really where the focus should be. The difference in payment on an eighth or a quarter percent in interest rate on $100,000 is all of 5,7,8, bucks a month. Okay, so make sure you're doing the math, but the value adds that come with the education that we provide the 49 states, large footprint and the diversity of loan product, I think, far outweigh any eighth or few $100 difference when you're comparing side by side. I'm not saying that you don't want to get comparisons and you don't want to be a smart, informed consumer, but it really does matter that your lender understands known, owner occupied understands how to. Or take you from point A to point Z today and five and 10 years down the road.   Keith Weinhold  15:05   you've been a mortgage industry leader for a long time with this lower volume. Have you seen mortgage companies implode close shop?   Caeli Ridge  15:15   Absolutely, we have access to those data points and the number of loan officers just the individual in the doing the transaction, not including processors and underwriters and funders and doctors, but just the loan officers. I believe, in 2024 reduced by a margin of 53% gosh, yeah, that's a big number.   Keith Weinhold  15:35   Yes, this is really hit the industry substantially. Are there any other interesting industry trends in this environment where we have persistently higher rates, I make sure not to say high, because historically, mortgage rates are still not high. The long term average being seven and three quarter percent on the 30 year fixed rate mortgage Are there any other trends that this loss in activity has created?   Caeli Ridge  15:58   I feel like the informed investor is still finding ways to profit in real estate. They're finding diversity is key, which I'm a big proponent of as are you. That means single family residence to two to four units, cash flow versus appreciation, the short term rental, the long term rental, the midterm rental, making sure that they have a good, rounded portfolio is key. And there are some which I think we're going to be talking about today. There are some mortgage tools that I really feel like, for an informed investor, are allowing them to continue and propel further, even scale into the 25 and 26 years.   Keith Weinhold  16:36   What's happened to the volume of owner occupied transactions versus investor transactions. I would imagine that investor mortgage transactions really aren't down that much.   Caeli Ridge  16:47   not that much. I'd say there was a small blip, but I feel like we've made those up with some of the burr strategy loans we do, of course, all kinds of mortgage related transactions specifically for investors. And one of those products is a short term bridge loan, which would apply to the BRRRR method by rehab, rent and refinance. So we've been seeing quite a bit of that, where the investor will find a good deal on market or off market, where they can put a little bit of lipstick on it and then refinance it at the ARV or after repair value. So anything that we might have lost in just a traditional 30 year fixed straight purchase transactions, I feel like we made up in the other but it wasn't a big margin.   Keith Weinhold  17:26   What if there was a mortgage product out there that just didn't work like other mortgage loan products do? For example, your deposits or the payments that you make on this special type of mortgage is applied to the principal first and only. There are a lot of other interesting characteristics about this particular mortgage product. We're going to discuss that when we come back. You're listening to get rich education. We've got the CEO and President of ridge lending group back with us, an investor centric lender. I'm your host, Keith Weinhold.   You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back, no weird lock ups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text FAMILY to66866, to learn about freedom, family investments, liquidity fund, again. Text FAMILY to 66866   hey, you can get your mortgage loans at the same place where I get mine at Ridge lending group NMLS, 42056, they provided our listeners with more loans than any provider in the entire nation, because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President Caeli Ridge personally. Start Now while it's on your mind @ridgelendinggroup.com that's Ridge lendinggroup.com   Rick Sharga  19:48   this is Rich charga, housing market intelligence analyst. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  20:06   Welcome back to get rich education. We're talking with a steady guest over time, because not only are they an income property centric mortgage loan company that do mortgage loans in 49 of the 50 states, but they're also centered on education and looking out for you, the investor, over the long term. And cheyley, such an interesting product that you offer is called the all in one loan. It's been a long time since you and I have really talked about this. What it is is a first lien HELOC. It's a way for you to use the equity in your existing properties. You can do it with either a primary residence or investment properties. There are just so many reasons why an all in one load just kicks the butt on a conventionally amortizing loan, including that all payments are applied to principal first and only, and a lot of other exciting things. So Caeli, why don't we back up and just describe what the all in one loan is big picture.   Caeli Ridge  21:05   Now there is a lot to unpack, so we're going to take our time. Listener. First of all, let me just explain. Why is it called the all in one it's called that because it doubles as both a mortgage in the form of an open ended revolving HELOC and checking and savings. Both of those two features are combined, hence the all in one as a way of diminishing the amount of interest that can accrue over time. Let me explain so any revolving account, any account, including a credit card, for example, but first lien HELOC, second lien HELOC, whichever doesn't matter, open ended revolving is the key. Any open ended, revolving account will accrue interest daily based on two factors, the first being that day's balance and that months, in this case, interest rate, fully indexed interest rate. I'll come to interest rate later. As a result, you now have control largely over how much interest can accrue. Now let's take that statement and transfer it and look at it against an amortized, closed ended mortgage. You sign up for a 30 year fixed mortgage today. Let's say it's 7% whatever the interest rate is, is really irrelevant. Your principal and interest payment are defined on day one. There is no changing that monthly payment. Now you could certainly accelerate the payoff of that mortgage debt by doing what applying additional extra principal payments, right? But what happens to that extra principal payment when you send it off with your 30 year fixed mortgage payment,   Keith Weinhold  22:34   it drops your loan balance, but your minimum payment amount is the exact same the next month,   Caeli Ridge  22:38   right? And then what happens to all that liquidity that you had prior, it's now illiquid. Right? Exactly that off   Keith Weinhold  22:45   you've just transferred your cash flow into equity. Financial freedom is created by doing the opposite thing and changing equity into cash flow,   Caeli Ridge  22:52   very illiquid, and not the way an investor typically is going to want to run his or her business. So hence the all in one. Now for those of you that have heard the term velocity banking or infinity banking, maybe whole life insurance policy has a similar tone to this. The all in one, I believe, offers even more flexibility for variety of reasons that we're going to get into. But if you've ever heard those terms, that's similar to what this is. So I want to start by I usually like to give an example, okay, and provide some visual aid so that people can connect the dots. Let's start with the 30 year or a fixed rate mortgage. Just because I feel like, especially in the US, this particular loan product, or its concept is widely used in much of the rest of the world, in the US, I feel like we're sort of preconditioned here to really only understand that closed ended, amortized mortgage. So I'm going to start with an example there that actually highlights or leads into the concept of the all in one. So I want you to imagine a 30 year fixed mortgage and a 15 year fixed mortgage. Both of these mortgages originated or started at $400,000 as the balance on day one. The 30 year fixed mortgage locked at an interest rate of 4% and the 15 year fixed mortgage locked at an interest rate of 7% now, when I go through this exercise and I give this example to people, I ask them the question, Well, which one would you choose? And without exception, if they don't understand amortization, they are going to select that 4% 30 year fixed mortgage, because they don't understand that it's about speed. When you run the math and you look at an actual amortization table, you'll see that you'll pay $40,000 more in interest on a 4% 30 year or 360 month, versus a 7% 15 year or 180 month. So the point here, and what I'm illustrating, is it's speed. Now let's segue back over to the all in one. It's all about speed and how much interest we allow to accrue over time. So as you had mentioned, to start the kick this off, Keith, every deposit acts like a payment. Now here's where I struggled with this in learning. And when this was first introduced to me years ago, this part of it really caught me off guard. I had to really dig in and try to focus on what are they talking about? What do they mean? There's no payment due on the all in one. I'm gonna say that again. There's no payment due on the all in one. Think about your 30 year fixed mortgage. If you don't make a payment, what happens?   Keith Weinhold  25:19   You're defaulting, you're in trouble. You become delinquent,   Caeli Ridge  25:23   right? So that is not how this loan is set up. And it's not smoke and mirrors, okay? It's nothing fancy. The deposits that you make from ordinary income from all sources really Okay, so we want to talk about this is really special for investors, because we have access to gross rents, the rental income that's coming in before we send it back out the door, along with our net wages and every other source of income, deposits that we're getting can be utilized to your advantage. One of the ways in which I describe this is, I like to say you've become your own bank, so you have this line of credit, and your gross rents and all of your net wages are going to deposit into your checking account, driving that principal balance down, dollar for dollar, so that the interest accrual is diminished. Because remember what I said a few seconds ago, the interest is calculated on any open ended revolving account based on two factors, the balance for the day and the interest rate, so the more you have in depository income, and you drop it into your checking account, the longer it stays there, the lower the amount of interest is going to accrue within a 30 day billing cycle. Now let me just paint one more picture, and then we can open up to what questions come from this. So I want you to imagine this is I'm going to use easy, round math. I want you to imagine that you have an unpaid principal balance on your mortgage, on your HELOC of $100,000 just for round easy mouth, and that you bring in $10,000 a month in income from all sources. And just to keep it simple, we're going to say that that 10,000 comes in on day one of month one. Okay, so here's our 100 grand sitting there. My $10,000 is deposited into my checking account. Now my balance is $90,000 right? That 10 grand is not going to be touched. You will not touch that $10,000 for 29 days out of a 30 day billing cycle. And I'm giving you optimal tricks. Okay, this is how you want to use it optimally, yeah. Day one, instead of paying interest on $100,000 you're paying interest on paying interest on $90,000 and you're going to pay interest only on $90,000 for 29 days out of a 30 day billing cycle. Well, how am I going to make all my bills? And how am I going to eat? And how am I going to pay my cell phone? And what am I going to do? You're going to use a credit card, or credit cards of your choice, the ones that provide the best points, or whichever you prefer doesn't really matter. To pay all those monthly living expenses now we don't want to pay any interest on our credit cards. Right? 18, 28% whatever it is. No thank you. So now we're going to go to day 30 of that 30 day billing cycle. Right? 29 days that 10 grand has sat in there. Our balance has been 90. Our interest has accrued on that 90. On day 30, the credit card has amassed $9,000 in expenses. You've spent $9,000 for the month on food, gas utilities, car payments, cell phone, everything goes on that card. Day 30, you go into your checking account where your 10 grand has been sitting, and you write a check to pay off the credit card $9,000 so for one day of the month, we went from 90,000 in a balance to 99,000 right. 9000 had to come out of the 10 to pay off the credit card. We had $1,000 left over. Now I want you to fast forward into month to day one our starting balance, because that $1,000 leftover was our residual income, our discretionary our savings, it's what was not spent, but I have full access to it. Should I need it? So day one, month two 99, 000 is my outstanding balance. I drop in my $10,000 of income. 89,000 is what I'm going to be paying interest on for 29 days of a 30 day billing cycle. So this should allow listeners to connect some dots. There are two components of compound interest savings, the first being daily. We've got our income dropping in there. It's just sitting so daily savings, compound interest savings. And then that leftover savings, that residual, that $1,000 is going to be left in there month after month 24/7, access. That's monthly compound interest savings. So those are the two components that make this product profoundly impactful in diminishing that interest accrual over time. Why don't I take a pause   Keith Weinhold  29:30   so with the all in one loan, we're really integrating our consumer accounts with our mortgage. Absolutely right? Is there a way to automate these payments associated with this?   Caeli Ridge  29:43   Yes, I'm glad you asked. So everything that you have become accustomed to today in your checking and savings is going to be exactly the same with the all in one this mortgage is housed by an FDIC insured banking institution. It'll be one of two places depending on which. Which ends up picking up the rights. It'll be North Point or merchants, bank, those are the two that service this loan. Feel free to check them out when you think about the automation of your checking and savings accounts with your B of A, Chase, Wells, Fargo, whomever, credit union, whomever you bank with. Now there will be no difference to that experience and this experience so online bill pay, debit cards, routing numbers, paper checks. Should you still use those mobile apps? If you get a paper check, you take a picture and it uploads to the account. All the same exact automation as you have become used to today will apply with the all in one   Keith Weinhold  30:36   and you described how the all in one loan is an open ended loan versus your plain vanilla 30 or fixed amortizing loan, which is closed ended. For those that don't know, what do those terms open ended and close ended mean?   Caeli Ridge  30:48   So amortized is predetermined over the period of time that you've gotten the mortgage for. So whether it be a 10 year, a 20 year, 2515, 30, whatever it is, it is closed ended, so the interest rate that you secured against the loan amount that you've taken, they have come up with the formula, the calculation that says, This is how much interest you're going to pay over this length of time. And the longer the amount of time that you have selected, let's say a 30 or maybe even a 40 year. Those do exist, in some cases, the longer the amount of time that closed ended amortized mortgages in play, the more interest you're going to pay. Now, it keeps your payment lower for sure, but they're going to make it up in the interest that you'll pay in the long time. Now the open ended revolving just means that it is available to pay down and draw up, and pay down and draw up. It is not closed   Keith Weinhold  31:40   and then with those conventional mortgages, typically, especially when you originate a new loan for years, most of your payment goes to interest, which would not be the case with the all in one loan.    Caeli Ridge  31:53   Exa  ctly. Yeah. So anybody that's looked at an amortization table knows the first 10 ish years, we'll just keep using the most common, 30 year fixed first 10 years or so, maybe even a few years past that, 90% of your payment is going to go to the interest. You won't start chunking down any principal until the back end of that mortgage, 180 or complete flip to the all in one every dollar that goes in there drives the principal down first.   Keith Weinhold  32:18   That is huge, even if you pay a higher interest rate on your all in one loan, you can see how you have fewer dollars out of pocket in interest paid, which is what really matters to you,   Caeli Ridge  32:30   exactly, right? So think about a 20% interest rate. If you're paying 20% interest on 50,000 then 7% interest on 500,000 you can see how the math will work in your favor, regardless of the number in the interest rate in comparing side to side. And one of the other things that we haven't touched on, and maybe this is a good segue, Keith, it's not just the daily deposits. We have clients that take out a, you know, a million dollar line of credit, but they have $500,000 sitting idle for whatever it is their business needs. And in the E commerce. It doesn't even matter, but they have this amount of cash that they're simply going to take from this vehicle a regular checking account over here, and drop it in here, and that interest is saved. That $500,000 that was sitting idle doing nothing over here is now saving interest at an incredible rate. So it's not just the daily and monthly deposits. If you just have idle cash, or you know you're going to be getting a bonus or a tax refund, or whatever it is, those monies that would otherwise just sit in a one to 2% maybe interest bearing checking savings account can now be applied over here, driving down that balance further, dollar for dollar saving in that interest.   Keith Weinhold  33:39   So we are opportunistic investors here, when we see an accumulation of equity in a property or cash in an account, we want to get that moving with this all in one loan again, which is like a first lien HELOC, I would imagine that would we get plenty of room to borrow more in there, and there's been plenty of pay down, we might want to draw against it again for another purchase, and let this thing be flexible like an accordion back and forth as you're drawing the balance down and you're extending it out again. So really, the way I see the flexibility with the all in one loan is that you don't have to go through another mortgage loan origination each time you want to buy a property. You can just draw against this account.   Caeli Ridge  34:20   And we're still just scratching the surface in what this thing does exactly right? And I've said this twice now, you've become your own bank. Yeah, okay, if you pay it down over a short period of time, let's say that you had half a million dollars and you were able to reduce that down to 300,000 there's a $200,000 spread there that, at your discretion, do not have to re pre qualify and pay closing costs. Again, you don't have to ask permission or get it approved, for some reason, those are your funds, your equity, your dollars to do what you want, when you want, how you want. The other thing too is probably a good place to point this out, safety net, as long as there is a spread between what you owe and the credit limit. Whatever that is. If something were to happen That was unfortunate, some unfortunate set of circumstance befell the family, whatever, and no income was coming into the household zero. What would happen if you didn't have money to make your 30 year fixed mortgage payment? You're going to ruin your credit and go into default. Well, the reverse is true with the all in one if there is a spread between the balance and the limit and you needed to not make any deposits, the only thing that's going to happen in that case is interest is going to accrue on top of that balance. The only time a payment deposit is mandated with the all in one is when the balance is about to exceed the limit. That's the only time. Now I'm not saying that that's the way people are going to use it, but that's the reality of it. So what if this? Let's take this down the rabbit hole for a second. If you couldn't make a deposit, you're not going to go into default, right? You're simply going to add some interest on top of the existing balance. But what if you needed to draw from it for living expenses for a couple of months? Yeah? What if you needed, you know, $5,000 a month for three months until you got back on your feet, whatever it is you have access to do that. There's your safety net. You just simply draw from it, as long as there's a spread between the balance and the limit, those are your funds to do with what you choose    Keith Weinhold  36:13   if one takes out a HELOC, whether that's in an all in one loan form or not, something that I've advocated with my listeners for years is that now you do have this line that you can draw against to your point Haley, it's effectively another layer of insurance for that borrower or investor. So if you're interested in keeping down your insurance premium, you can get a HELOC or an all in one loan increase your insurance deductible, which can lower your insurance premium and increase your cash flow.   Caeli Ridge  36:43   Good point. You know, I hadn't even thought about that before. That is a new one on me that is actually brilliant. Yes.   Keith Weinhold  36:50   now we had a listener quite a while ago, Mark from Granite Bay, California, right in Mark's a great long time listener. When he found our show, he wanted to go back and re listen to all the old episodes. And he listens to several episodes multiple times. And Mark wrote in because he heard you on the show quite a while ago. And Mark says, I've been using the all in one loans, amazing mortgage balance deduction. But as a GRE listener, I know I can't be lured in by that alone. I also need to utilize its leverage. I just used my all in one loan Mark continues to say, probably, like a lot of others, to buy a duplex for mid south home buyers in all cash and then refinance that loan into a fanniefreda 30 year from my all in one loan simulations, and Caeli has an all in one loan simulation on her website that she'll tell you about. But to finish Mark's question, Mark says, I have gathered in these simulations that as long as properties are cash flowing, the best use of the all in one seems to be to keep repeating what we did on our first duplex purchase, use the all in one loan, to buy properties in all cash, and then later refi it into better debt or leverage, and then continue to repeat the process. Is that a valid way to use it? That's Mark's question.   Caeli Ridge  38:03   Absolutely. Mark, Well done, sir. And there's a few points here that I want to take a minute and peel back, Keith, so one of the first things that I would say that's really great about that philosophy or that strategy is going to be that on a cash out refinance of the property that was paid cash, using the all in one we get to use the appraised value. So under the circumstances, if you paid $100,000 for it, and perhaps it valued at 110, 151, 20, whatever it is, then we as the lender are going to refinance on a cash out refinance using that higher appraised value, so you have a little bit more leverage there, and potentially get more in that loan to value when you're comparing what you're getting back versus what you put in. The other thing, obviously, is that when you're dealing with a turnkey or a seller, an agent, whatever, everybody knows that when you can come to the table with cash, yeah, right, you become the more desirable buyer. There's that obvious piece, and then in terms of that strategy and that simulation. So please, yes, that is absolutely the first thing that I'm going to do with anybody that calls in is I'm going to get on the phone with them, a teams call, and we're going to do the simulator together. But I encourage everybody to get in there and play around with it. If you're not quite sure what data points it's asking for, let us know, or we'll do one together. But that simulator is going to allow you to compare the all in one to either an existing mortgage on a primary rental property or a new traditional mortgage. Let's say you're thinking about buying an investment property with a 30 year fixed and you want to compare that to the all in one, or maybe you want to refinance one of your existing properties, so you can compare it to existing versus new. And then within that simulation, it will allow you to forecast additional spending. That will allow you to say, I want to take out $50,000 in month 22 and it'll reformulate where the simulation of saved interest, payoff time, all of those things will be available to you within that simulator. It's very slick.    Keith Weinhold  40:00    And now that you, the investor, have the ability to pay all cash, not only can you close faster, but a lot of times, sellers are willing to give you a discount, since you can close faster and pay all cash, and then it's up to you down the road to go ahead and refinance that into a conventional product, or however else you want to do it. Caeli, what else should we know about the all in one loan?   Caeli Ridge  40:24    Couple things I would share. First of all, the qualification metric for the all in one is going to be a little bit more restrictive than a traditional 30 year fixed mortgage, so be prepared for a little extra brain damage. I know that getting qualified for mortgages is not everybody's favorite activity. I get it. There's a lot that goes on to it. It's not like the good old days where some remember you could fog a mirror and get a mortgage, but the all in one does take it to another level, even beyond what you're used to now. So debt to income ratio, I'll give you the specifics really quickly, so just be prepared. I like to set that expectation. Debt to income ratio caps at 43% on the all in one versus 50% that we would have from a traditional Fannie Freddie, 30 year fixed. The reserve requirement is calculated based on the line limit. It's dependent on the debt to income ratio. I'll just leave it there. It'll either be 10% or 15% of the line limit. So if the limit was 100 grand, 10,000 or 15,000 is the reserve requirement, and then the minimum credit score requirement. Owner Occupied is 700 non owner occupied is 720 so a little bit higher on the bar for qualification for the all in one.   Keith Weinhold  41:33   Who is this for? And who is it not for?   Caeli Ridge  41:36   It is for anyone generally that has at least 10% discretionary income at the end of the month. Typically, everybody's circumstances are different. I encourage you to play with the simulator. Get on my schedule. Let's do it together. But more often than not, we find that 10% left over at the end of the month is generally enough for it to work for the individual, and for those of you that got 2% interest rates during the pandemic, I just want you to know that I'm running the simulator against those loans day in and day out. And I would say, I'll give you a 65% of the time the all in one is beaten the, you know, what, out of a two and a half percent 30 year fixed mortgage   Keith Weinhold  42:12   that is really interesting. Well, there's a lot of opportunity and flexibility with the all in one loan. Is there any last thing that we should know about it.   Caeli Ridge  42:22   Start doing your due diligence. This does take a minute to unpack. Don't get overwhelmed by all the information. We've talked about some real tangible stuff here, but there's quite a bit that there would be to uncover. So take your time. Call us. We'll walk through it step by step   Keith Weinhold  42:36   and get started on that simulator and really see what it can do for you to make that actionable. Caeli, Where should one start?   Caeli Ridge  42:44   Head to our website, ridgelendinggroup.com you can email us info@ridgelendinggroup.com and obviously we're always a phone call away at 855, 74, Ridge   Keith Weinhold  42:54   and again, you can find that all in one loan simulator, where you can plug in some real numbers and see how it can benefit you. A friendly representative from Ridge can help you. Go ahead and do that there. So there's a lot of excitement about the all in one loan, especially, or an investor that has a GRE mindset philosophy and thinks about the opportunity of dead equity. But now that we've talked about that, tell us just quickly about some of the other products that you offer in there at ridge.   Caeli Ridge  43:23    So I think one of the real value adds for us is that we're not a one size fits all. We have an extremely diverse menu, as I like to call it, of loan programs. The all in one is at the top of a short list of my favorites. For some individuals, you got the fanniefriddies. You've got non QM, which includes DSCR, debt service, coverage ratio, bank statement loans, asset depletion loans. We have ground up construction for those that are interested in that. We have our short term bridge loans that I talked briefly about, where if you need fix and flip fix and hold, potentially, you need shorter term money, commercial loans for commercial products, commercial loans for residential in a cross collateralization way, if that is to your advantage. So as you can see, it's quite diverse.    Keith Weinhold  44:03   It's been valuable as always, and I definitely learned a few extra things that I did not know about the all in one loan myself. JAYLEE Reyes, it's been great having you back on the show, Keith. Thank you.   Now a mortgage company, of course, they have overhead and employees that they have to pay and so on. And you know, from talking with Chaley some more, I learned that they don't even make much profit from all in one loans. We wanted to discuss it together today for your benefit. However, though there are some real fees with the all in one loan, you pay points of three to 4% of the draw in closing costs only, but it's a one time fee, not every time you draw against it. She also let me know that it does not make your taxes substantially. More complicated, if you think that it can help you clear a few minutes, learn more and get hooked up with that all in one loan simulator, where they will help you through it. Big thanks to Caeli Ridge today, they really make themselves available. You can just call 855, 74, Ridge. Or if it's more your style, visit them at Ridge lending group.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 1  45:31   Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  45:59   The preceding program was brought to you by your home for wealth, building, getricheducation.com.    

"All whom the Father gives Me will come to Me; and whoever comes to Me I will never cast out." John 6:37I believe the doctrine of election to be as certainly true as the doctrine of the existence of God. I am not about to attempt to clear up all of the endless philosophic difficulties which could be suggested by a subtle thinker. If I were to venture upon such a labor, I would only be like Sisyphus who rolled a large round rock uphill, which always rolled down again. The difficulties about the compatibility free agency and predestination have existed, do exist, and will exist to the world's end. To my mind both facts are certain--but where they meet, none knows but God Himself. Yet there is a practical, common sense way out of the difficulty. I do not know any better way of practically treating the matter, than of saying, "I will go to Jesus because He bids me, and because He has said, 'Whoever comes to Me, I will never cast out.' If I sincerely go to Him and He casts me out, then He has broken His promise; but He never can do that. So now I venture to trust in His sin-atoning death, and leave my soul's salvation in His hands." In all other matters you act so:When you are sick, you do not know whether you are ordained to get well, but you send for the doctor.You cannot tell whether you are predestined to be rich, but you endeavor to make money.You do not know whether God has decreed that will live through the day, but you work to provide food for yourself.Thus common sense cuts the knot which mere theory can never untie! Leave the philosophic arguments alone, and act as sensible men. Go to Jesus, and you will be saved!

In this episode I am once again joined by Mary Shutan: author, occultist, and spiritual teacher. Mary discusses her new book “Shadow Work for the Soul”, shares her lifelong fascination with the psychological power of dark fairytales, and explains the function of social masks and personae. Mary remarks on a notable increase in spiritual emergencies, a rise in nihilism and the “dark feminine”, and offers advice for those facing spiritual crisis. Mary then takes a deep dive into shadow work, challenges common misconceptions, and offers surprising reflections on both new age masculine-feminine trends and “The Work” of Byron Katie. Mary also reveals how to perceive the shadow in popular culture, warns about the danger of spiritual bypass, and explains how to identify and disarm the ego defences to go beyond one's limitations. … Video version: https://www.guruviking.com/podcast/ep294-shadow-work-for-the-soul-mary-shutan Also available on Youtube, iTunes, & Spotify – search ‘Guru Viking Podcast'.
 … Topics include: 00:00 - Intro 01:03 - An notable increase in spiritual emergencies 03:51 - Nihilism and other trends on the increase 05:30 - Collective shadows and the dark feminine 07:25 - How to work with nihilism 08:27 - Mary's advice for those in spiritual crisis 09:39 - The psychological power of myths and fairy tales 11:26 - What can myths and fairy tales teach us? 12:19 - Archetypes and mythic figures 13:18 - Princess and the Pea and Sisyphus 15:21 - Seeing oneself reflected in myths and fairy tales 16:50 - Trauma isolates 18:00 - What is the shadow? 19:43 - What is shadow work? 20:08 - How concepts change when they become mainstream 21:36 - The evolution of acupuncture 23:51 - Limitations of the pop-culture version of shadow work 26:58 - Comments on Byron Katie and “The Work” 31:27 - The healthy ego and ego defences 33:33 - How to identify the ego's defence mechanisms 34:33 - Intellectualisation vs embodiment 35:32 - Superiority/inferiority loop 37:09 - The world as a mirror 40:02 - Pop culture and politics 41:29 - Dangers of spiritual bypass 45:50 - Masks, personae, and perfectionism 47:36 - The importance of mentors 48:47 - Self enquiry traps and the dangers of labels 50:47 - Identifying with spiritual attainments 53:30 - When did Mary call off the search? 55:35 - Letting go of the high-achiever identity 58:03 - Anima, animus, and the masculine-feminine continuum 59:34 - Masculine and feminine dynamics in the occult 01:02:13 - Identifying collective shadows through pop culture figures 01:04:12- Today's cultural focus on narcissism 01:05:41 - Noting your personal reactions to celebrity 01:06:02 - The cultural phenomenon of Taylor Swift 01:08:36 - Shadows of light 01:10:02 - Dark feminine rising 01:10:56 - Why “dark feminine?” 01:12:48 - How do we emerge from times of change? 01:14:48 - Mary's view of the future … Previous episode with Mary Shutan: - https://www.guruviking.com/search?q=shutan To find out more about Mary Shutan, visit: - http://maryshutan.com/ For more interviews, videos, and more visit: - www.guruviking.com Music ‘Deva Dasi' by Steve James

A re-release of last year's Poodle episode on Party Girl, after our two sold-out screenings at Thornbury Picture House earlier this week!Join the Hogg Hive (aka our members' only club) at Patreon.com/SeeAlso for ad-free episodes, bonus content and more

Time Artist Title Duration Album Year 0:00:00 ProgPhonic 174 Intro 0:39 2025 0:00:35 Walfad The Sons of Sisyphus 5:12 Colloids 2018 0:08:16 Timelock Artificial Intelligence (Akili Ya Bandia) 5:00 Atomic Swap 2024 0:13:17 Satellite Don't Walk Away in Silence 7:36 Into the Night 2008 0:20:53 Believe By My Tears 11:10 The Wyrding Way 2024 0:35:53 […]

Can Falk shut down the villains who are copying his radio show? Is it a warning of horrible events to come or a plot to bring about horrible events? How does it hold up against nitroglycerin? Listen to find out!I Have Her MAC-10, episode 124 of This Gun in My Hand, was dry-fired by Rob Northrup. This episode and all others are available on Youtube with automatically-generated closed captions of dialog. Visit http://ThisGuninMyHand.blogspot.com for credits, show notes, archives, and to buy my books, such as Sisyphus, Eat Your Heart Out, available in paperback and ebook from Amazon. What ends a story more subtly than an explosion? This Gun in My Hand!Show Notes:1. Falk doesn't seem to realize the music used for his show is in public domain. He couldn't sue anyone else who wanted to use it.2. In our world, the US agreed in a 1977 treaty to gradually give control of the canal to the nation of Panama, planning the handoff to be complete in 1999.3. Kids These Days might not be aware that until the end of the Twentieth Century, every American city and town and village had a directory called a “phone book” which was distributed to the public and which doxxed everyone who had a phone, listing their phone number and address. You could pay the phone company to be "unlisted," to exclude your name, number or address from the phone book. This was not considered a bribe or extortion because people had not yet reached a consensus that too many people had been stalked or killed over the decades. The introduction of cell phones seems to have changed that paradigm. I hope.Credits:The opening and transitional music clips were from The Sun Sets at Dawn (1950), and the closing music was from Killer Bait (1949), both films in the public domain. Most of the music and sound effects used in the episode are modified or incomplete versions of the originals."Kelvar" commercial music taken from Crestablanca radio commercial.https://www.oldradioworld.com/media/Vintage%20Commercials%20Crestablanca.mp3Sound Effect Title: Car_motor_Sound.m4a License: Public Domainhttps://freesound.org/people/Blizzard123/sounds/504633/#Sound Effect Title: 60Hz_Tube_Radio_Hum.wavLicense: Public Domainhttps://freesound.org/people/hetanoyokozuki/sounds/541812/Sound Effect Title: Radio tuning-static-interferenceLicense: Public Domainhttps://freesound.org/people/quantumriver/sounds/552160/Sound Effect Title: S15-03 Good general walla with some dishes; cheer.wavLicense: Public Domainhttps://freesound.org/people/craigsmith/sounds/675070/Sound Effect Title: G28-27-Crowd Fast Walla Applause.wavLicense: Public Domainhttps://freesound.org/people/craigsmith/sounds/438387/Sound Effect Title: R02-06-Medium Crowd Applause.wavLicense: Public Domainhttps://freesound.org/people/craigsmith/sounds/480682/ Sound Effect Title: R28-44-Women Screaming and Rapid Talking.wav License: Public Domainhttps://freesound.org/people/craigsmith/sounds/479894/Sound Effect Title: Casio AS-51R Cassette Player Tape/Radio Switch by OneKellyOrderedLicense: Public Domainhttps://freesound.org/s/624638/ Sound Effect Title: Squeaky Car Door License: Public Domainhttps://freesound.org/people/coltures/sounds/262325/#Sound Effect Title: Footsteps on gravelBy Joozz License: Creative Commons Attribution 4.0https://freesound.org/people/Joozz/sounds/531952/Sound Effect Title: House Front Door Inside 3.wavLicense: Public domainhttps://freesound.org/people/saturdaysoundguy/sounds/388027/# Sound Effect Title: Floorboard Creak 2 by SoundbysimmonsLicense: Creative Commons Attribution 4.0https://freesound.org/s/717231/ Sound Effect Title: Hiss of a Tilley pressurised paraffin (kerosene) lamp by odilonmarcenaro License: Creative Commons Attribution 4.0https://freesound.org/s/275999/Sound Effect Title: S18-13 Explosion with falling debris.wav by craigsmithLicense: Public Domainhttps://freesound.org/s/674889/ Sound Effect Title: R12-02-Large Explosions.wav by craigsmith License: Public Domainhttps://freesound.org/s/486018/ The image accompanying this episode includes modified details from the public domain comic book Our Presidents From Washington to Eisenhower (circa 1950s, artist unknown) and the cover of the public domain magazine Phantom Detective, Volume 40, Number 1, October 1942, art by Rudolph Belarski.

A few reflections on Albert Camus' Myth of Sisyphus. A few connections to Todd McGowan's reading of Hegel, Freud's tragic view of happiness and the book of Ecclesiastes.

My links:My Ko-fi:https://ko-fi.com/rhetoricrevolutionSend me a voice message!:https://podcasters.spotify.com/pod/show/liam-connerlyTikTok: ⁠https://www.tiktok.com/@mrconnerly?is_from_webapp=1&sender_device=pc⁠Email: ⁠rhetoricrevolution@gmail.com⁠Instagram:https://www.instagram.com/connerlyliam/Podcast | Latin in Layman's - A Rhetoric Revolutionhttps://open.spotify.com/show/0EjiYFx1K4lwfykjf5jApM?si=b871da6367d74d92YouTube:https://www.youtube.com/@MrConnerly

Well, that was different. After a 2024 Commanders season that stretched well into 2025, after the rookie QB became a bona-fide superstar and OROY, after all the miracle finishes and dramatic video packages, Jamie and Matt finally sit down and take stock of it all. Where does this rank in all-time Washington NFL seasons? What were the best moments? How much breathless Jayden Daniels praise can two guys pack into one brief episode? We find out all that and more. This is the one for everyone who have wondered if this podcast could ever not be dreary and cynical.

Medical help for Falk's wound is right around the corner, but how will he get past The Health Access Facilitator? Will corporate bureaucracy spell his doom? You're gonna use an Allen wrench on a pipe fitting? Listen to find out!Go to Health, episode 123 of This Gun in My Hand, was doctored by Rob Northrup. This episode and all others are available on Youtube with automatically-generated closed captions of dialog. Visit http://ThisGuninMyHand.blogspot.com for credits, show notes, archives, and to buy my books, such as Sisyphus, Eat Your Heart Out, available in paperback and ebook from Amazon. How do I ensure every episode goes out with a bang? This Gun in My Hand!Show Notes:1. The President of the United States depicted in this episode is fictional, not meant to represent the president you're thinking of. Any resemblance to actual events or places or persons, living or dead, is entirely coincidental.2. I thought it would make the nurse sound uninformed about plumbing if she thought an Allen wrench would help tighten a loose pipe fitting, but maybe one of those hose clamps with the bolt that tightens it could have an Allen bolt? Slightly autobiographical scene – even when I understand what tools and parts need to be used for a plumbing repair, my trouble is usually trying to fit the wrench into a tight and awkward position.Credits:The opening music clip was from The Sun Sets at Dawn (1950), and the closing music was from Killer Bait (1949), both films in the public domain. Most of the music and sound effects used in the episode are modified or incomplete versions of the originals.Music Title: Impact Allegrettoby Kevin MacLeod License: Creative Commons Attribution 3.0 Internationalhttps://freemusicarchive.org/music/Kevin_MacLeod/Impact/Impact_Allegretto_1100/"Gun Doctor" music and hoofbeats taken from the September 2, 1954 episode of the radio show Dr. Sixgun. License: Public Domainhttps://archive.org/details/otr_drsixgunSound Effect Title: laser gun blasts #2 License: Public Domain https://freesound.org/s/377971/ Sound Effect Title: Laser Machine GunBy Mike KoenigLicense: Creative Commons Attribution 3.0https://soundbible.com/1774-Laser-Machine-Gun.htmlSound Effect Title: Laser Machine Gun by sonically_sound License: Creative Commons Attribution 4.0https://freesound.org/s/612875/ Sound Effect Title: S18-25 Rifle shots battle.wav by craigsmithLicense: Publid Domainhttps://freesound.org/s/675666/ Sound Effect Title: distant rumbling thunderstorm, ambience by greyfeather License: Public Domainhttps://freesound.org/s/712914/ Sound Effect Title: Rumble of the rain in Africa during the rain season by felix.blumeLicense: Public Domain https://freesound.org/s/190139/ Sound Effect Title: S18-13 Explosion with falling debris.wav by craigsmith License: Public Domainhttps://freesound.org/s/674889/ Sound Effect Title: R12-02-Large Explosions.wav by craigsmith License: Public Domainhttps://freesound.org/s/486018/ The image accompanying this episode includes modified details of panels from the public domain comics Robotmen of The Lost Planet Number 1 (1952), art by Gene Fawcette, and General Electric's Adventures in Electronics (1955), art by George Roussous.

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Sofia Aparício foi a manequim portuguesa mais icónica dos anos 90. Já a chamaram ‘mulher camaleão’ pela forma arrojada e carismática com que vestia muitas peles. Depois reinventou-se como atriz. E tem feito caminho no teatro, na televisão e no cinema. Acaba de ser distinguida com o prémio de melhor atriz pela curta-metragem “Sisyphus”, no Berlin Short Film Awards, mas revela que o passado na moda é uma sombra e que lhe colam ainda ao corpo o papel de ‘sedutora’. Porém, diz-se em paz com isso e vive a amealhar para viajar durante meses para os lugares mais remotos e improváveis do mundo. Atualmente é a imagem da campanha “The World Is Not Fucking Pink”, a despertar consciências para temas que vão do problema humanitário dos refugiados, ao genocídio em Gaza, aos abusos na Igreja, o machismo, o racismo, a desigualdade de género ou a mutilação genital feminina. Ouçam-na na primeira parte da conversa com Bernardo MendonçaSee omnystudio.com/listener for privacy information.

Dit is om verschillende redenen een hele bijzondere aflevering geworden: een live-editie met mijn goede vriend en dichter Pim te Bokkel. Van Pim te Bokkel verscheen, in aanloop naar de Week van de Poëzie, bij uitgeverij Wereldbibliotheek de nieuwe bundel Even Zweven de Levende Wezens. Het is een boek over geluk en vergankelijkheid, over opgaan in de natuur, over kinderen en ouders, over leven en dood. Het is echt schitterend geworden, koop die dichtbundel mensen!Pim stelde voor om de podcast dit keer live op te nemen, tijdens de bundelpresentatie, in de volle theaterzaal van Perdu. Dat hebben we op 26 januari gedaan en dat was waanzinnig leuk om te doen. - Voor de aflevering hoor je de introductie van Pim en mijn uitleg over de podcast aan het publiek. Daarna vertelt Pim hoe het met hem gaat, aan de hand van de eerste regel uit zijn nieuwe bundel: 'Zonder vader beklom ik de berg'. Wat volgt is een gesprek over de stilte tijdens de pandemie, die ook terugkeert in de bundel. Een veranderende wereld, in macro- en microkosmos, want ook het vaderschap ('van vier prachtige kinderen') heeft Pim veranderd. - Het mooie van poëzie is dat je een gedicht kunt opzetten en snel uit kunt laten kristalliseren. En dat doet Pim dan ook tussendoor, vertelt hij, tijdens zijn drukke leven met vaste baan, vaderschap, als serieus hardloper en hondenuitlater. Hoe ontstaat poëzie 'tussen je vingers'? Waarom heb je 'nooit genoeg succes'? En waarom blijft hij steeds, 'als Sisyphus, met een glimlach, die steen omhoog rollen'? Je hoort het in deze bijzondere aflevering van Hoe Maak Je Het, live vanuit het theater van Perdu in Amsterdam!

Can Falk persuade a string of villains to change their ways? How can you avoid entanglements with your secretary? Would you like to wrestle now? Listen to find out!Certainly No Angels, episode 122 of This Gun in My Hand, was certified angular by Rob Northrup. This episode and all others are available on Youtube with automatically-generated closed captions of dialog. Visit http://ThisGuninMyHand.blogspot.com for credits, show notes, archives, and to buy my books, such as Sisyphus, Eat Your Heart Out, available in paperback and ebook from Amazon. What do I use to put the boom in the boiler room? This Gun in My Hand!Show Notes:1. Would a gray-on-gray costume fit with a “summer” seasonal color palette? It's possible that Writer's Brick doesn't know what he's talking about.Credits:The opening and some transitional music was from The Sun Sets at Dawn (1950), and the closing music was from Killer Bait (1949), both films in the public domain. Transitional music around the commercial and the “Writer's Brick” musical sting were from the June 9, 1946 episode of the public domain radio show US Steel Hour of Mystery. Most of the music and sound effects used in the episode are modified or incomplete versions of the originals.Music Title: Lobby Time By Kevin MacLeod (incompetech.com)License: Creative Commons Attribution 3.0https://commons.wikimedia.org/wiki/File:Lobby_Time_(ISRC_USUAN1600054).mp3Sound Effect Title: footsteps cellar.wavLicense: Public Domainhttps://freesound.org/people/gecop/sounds/545030/Sound Effect Title: Gun FireBy GoodSoundForYouLicense: Creative Commons Attribution 3.0http://soundbible.com/1998-Gun-Fire.htmlSound Effect Title: mechanical alarm clock License: Public Domainhttps://freesound.org/s/522119/Sound Effect Title: S18-13 Explosion with falling debris.wav by craigsmith License: Public Domainhttps://freesound.org/s/674889/ Sound Effect Title: R12-02-Large Explosions.wav by craigsmith License: Public Domainhttps://freesound.org/s/486018/ The image accompanying this episode is a modified detail of the inside cover of the public domain comic book Police Lineup Number 1 (August 1951), art by Wally Wood.

Every year, Sisyphus's husband made him a cake.

EDITORIAL: The Sisyphus of poverty reduction | Jan. 21, 2025Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Sign up to our newsletters: https://tmt.ph/newsletters Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Tune In: https://tmt.ph/tunein#TheManilaTimes#VoiceOfTheTimes Hosted on Acast. See acast.com/privacy for more information.

Topics:  “You're Leaving: The January Song,” Sabbath BONUS CONTENT: Sabbath Follow-up, The Bob Dylan Biopic   Quotes: “You're not your productivity.” “Bringing you the same classic rock…” “I want a conversational, relaxed relationship with God.” . . . Want more of Brant & Sherri? Check out the website!

It's time to kick off the final season of Arthur as Will and Lucas find joy in work in "Binky Wrestles with a Story" and solve the snowball mystery with their least-favorite duo in "All Will Be Revealed!" The guys do a bit of catch-up on everything Arthur and ECL with a lot of deep lore references along the way, plus favorite podcast memories, the Elwood City cinema, alien trolls, and much more... #TheEndofArthur Don't forget that everything in the ECL Patreon is free! Sign up as a free member at patreon.com/elwoodcitylimits and enjoy years of our paywall content...

What are the mysterious objects seen flying over Santopolis? Can Falk stop them with the help of a new paramilitary force made up of old familiar faces? How do you feel about cilantro? Listen to find out!Uniquely Heroic Americans, episode 121 of This Gun in My Hand, was seasoned and lorded over by Rob Northrup. This episode and all others are available on Youtube with automatically-generated closed captions of dialog. Visit http://ThisGuninMyHand.blogspot.com for credits, show notes, archives, and to buy my books, such as Sisyphus, Eat Your Heart Out, available in paperback and ebook from Amazon. What makes my chili taste uniquely American? This Gun in My Hand!Show Notes:1. Is this the first episode to quote Dead Kennedys lyrics? Maybe.2. Darn, I should have started the ad with “speaking of motherships…”3. Robert Thomas Northrup's mother did not rewrite the ad text in this episode. Some unnamed fictional character who wrote the ad might have solicited notes and rewrites from their mother, or might have been lying. Many statements made by characters in This Gun in My Hand are lies or mistakes. That's for you to determine because your interpretation is more important than the actual author's intent. See “The Death of the Author,” an essay by Roland Barthes.https://web.archive.org/web/20200419132326/http://www.ubu.com/aspen/aspen5and6/threeEssays.html#barthes4. “In the Western world, Persia (or its cognates) was historically the common name for Iran. In 1935, Reza Shah asked foreign delegates and League of Nations to use the term Iran (‘Land of the Aryans'), the endonym of the country, used by its native people, in formal correspondence.” - “Reza Shah,” Wikipedia, 2 January 2025, https://en.wikipedia.org/wiki/Reza_Shah#Replacement_of_Persia_with_IranCredits:The opening music was from The Sun Sets at Dawn (1950), and the closing music was from Killer Bait (1949), both films in the public domain. Transitional music around the commercial was from the June 9, 1946 episode of the public domain radio show US Steel Hour of Mystery. Most of the music and sound effects used in the episode are modified or incomplete versions of the originals.Sound Effect Title: tug boat horn - sound effect.wavBy komal22moizLicense: Creative Commons Attribution 3.0https://freesound.org/people/komal22moiz/sounds/380825/Sound Effect Title: R11-19-Army Marching Steadily.wav License: Public Domainhttps://freesound.org/s/480434/ (another marching sound to layer with above)Sound Effect Title: Chân LínhLicense: Public Domainhttps://freesound.org/s/546791/ Sound Effect Title: Stomach RumbleLicense: Public Domainhttps://freesound.org/people/yrdn/sounds/473989/Sound Effect Title: groaning1.flacLicense: Public Domainhttps://freesound.org/people/borygmi/sounds/414975/Sound Effect Title: 38 Caliber Gun Shot 5xRecorded by Mike KoenigLicense: Creative Commons Attribution 3.0http://soundbible.com/375-38-Caliber-Gun-Shot-5x.htmlSound Effect Title: Kimmokkeita / RicochetsBy YleArkistoLicense: Creative Commons Attribution 4.0https://freesound.org/people/YleArkisto/sounds/401921/Sound Effect Title: A slap or smack in the face License: Public Domainhttps://freesound.org/s/522596/ The image accompanying this episode is a modified detail of the cover of the public domain comic book Fightin' Marines Number 14 (May 1955), artist unknown.https://digitalcomicmuseum.com/index.php?dlid=21270

Navigating menopause can feel like an uphill battle, especially when it comes to maintaining your metabolism and overall health. In this episode of Menopause Mastery, Dr. Betty Murray dives deep into the physiological changes that occur during menopause and how they impact your metabolism, weight distribution, and risk for chronic diseases. From understanding the cellular effects of estrogen loss to exploring effective strategies like bioidentical hormone replacement therapy, Dr. Murray provides actionable insights to help you reclaim your vitality. Whether you're experiencing menopause yourself or supporting someone who is, this conversation is packed with valuable information to empower your health journey. Key Timestamps: [00:00] Introduction to Metabolism and Menopause [02:12] Statistics on Weight Gain and Health Risks Post-Menopause [05:31] Understanding Adjusted Odds Ratios for Diabetes and Hypertension [09:18] Cellular Impact of Estrogen Loss on Mitochondria [12:04] Estrogen Therapy and Mitochondrial Function [16:42] Insulin Resistance and Fat Distribution Changes [21:42] Metabolic Syndrome and Its Risks [24:29] The Link Between Estrogen Therapy and Liver Health [27:02] Importance of Bioidentical Hormone Replacement Therapy [30:00] Exercise and Lifestyle Strategies for Metabolic Health [32:07] The Critical Role of Quality Sleep [33:07] Conclusion: Long-Term Health and Longevity Strategies Memorable Quotes: "Menopause is a full body event. Every single cell feels it." — Dr. Betty Murray "Estrogen acts like a wringer, helping insulin work better and improving your body's ability to burn fat." — Dr. Betty Murray "Without hormones, you are Sisyphus pushing the boulder up the hill. It's not that you can't do it, but you have to work harder." — Dr. Betty Murray "Every woman deserves the right to have a legitimate conversation about menopause and her body." — Dr. Betty Murray Links: Menrva Telemedicine: https://gethormonesnow.com/ FREE Hormone Quiz: https://bit.ly/3wNJOec Living Well Dallas: https://www.livingwelldallas.com/ Hormone Reset: https://hormonereset.net/ Betty Murray Website: https://www.bettymurray.com/ Facebook: https://www.facebook.com/BettyAMurrayCN/ Instagram: https://www.instagram.com/bettymurray_phd/ Produced by Evolved Podcasting: www.evolvedpodcasting.com Connect with Dr. Betty Murray: Website: https://www.bettymurray.com/ Facebook: https://www.facebook.com/BettyAMurrayCN/ Instagram: https://www.instagram.com/bettymurray_phd/ Thank you for listening to Menopause Mastery. Empowering your health journey, one episode at a time.

Can David Graham, a torpedo engineer vital to the war effort, escape from German spies? Can Falk protect him? Is that supposed to be a Greek accent? Listen to find out!Journey Into Fiasco, episode 120 of This Gun in My Hand, was driven and engineered by Rob Northrup. This episode and all others are available on Youtube with automatically-generated closed captions of dialog. Visit http://ThisGuninMyHand.blogspot.com for credits, show notes, archives, and to buy my books, such as Sisyphus, Eat Your Heart Out, available in paperback and ebook from Amazon. What makes torpedoes move faster? This Gun in My Hand!Show Notes:1. This episode was inspired by “Journey Into Fear,” an episode of The US Steel Hour of Mystery starring Lawrence Olivier and broadcast on June 9, 1946, which was adapted from the 1940 novel by Eric Ambler.https://www.oldtimeradiodownloads.com/thriller/the-hour-of-mystery/journey-into-fear-1946-06-092. No, it's not my impression of a Greek accent. The lines from Mithrodopolis in this episode are my impression of the guy from that 1946 broadcast of Journey Into Fear, doing an unidentifiable accent that's all over the place. I actually tried to sound like David Lander's character from On the Air, a 1992 David Lynch tv comedy that only aired 3 episodes in the US.3. “Mon petit chou” was an expression I heard not in high school French class, but from my mother. She had learned it from her father who landed at Normandy three to six days after D-Day. He drove a refrigerated supply truck. I wonder in what context he learned “mon petit chou” from the locals?Credits:The opening and middle transitional music clips were from The Sun Sets at Dawn (1950), and the closing music was from Killer Bait (1949), both films in the public domain. Other music comes from “Journey Into Fear,” the June 9, 1946 episode of the public domain radio show Hour of Mystery. Most of the music and sound effects used in the episode are modified or incomplete versions of the originals.Sound Effect Title: chugging diesel (bus) and rev.MP3License: Public Domainhttps://freesound.org/people/CraftyIndividual/sounds/418436/Sound Effect Title: bus coach ext pull up brake air release idle.wavLicense: Public Domainhttps://freesound.org/people/kyles/sounds/454420/Sound Effect Title: Bus Closing DoorLicense: Public Domainhttps://freesound.org/people/am7/sounds/520753/Sound Effect Title: bustle in the pubLicense: Public Domainhttps://freesound.org/people/organicmanpl/sounds/403285/Sound Effect Title: Footsteps Dress Shoes Wood Floor.wavLicense: Public Domainhttps://freesound.org/people/allrealsound/sounds/161756/Sound Effect Title: Slam door.MP3License: Public Domainhttps://freesound.org/people/SoundsForHim/sounds/395653/Sound Effect Title: S16-06 Light wooden door open & close.wavLicense: Public Domainhttps://freesound.org/people/craigsmith/sounds/675878/Sound Effect Title: Shotgun Reload PumpRecorded by RA The Sun GodLicense: Creative Commons Attribution 3.0http://soundbible.com/1959-Shotgun-Reload-Pump.htmlSound Effect Title: 1911 Pistol CockingLicense: Public Domainhttps://freesound.org/people/J.Anthracite/sounds/465488/Sound Effect Title: Glock 19 Handgun Pistol Slide Cocking SoundsLicense: Public Domainhttps://freesound.org/people/jackmurrayofficial/sounds/393734/Sound Effect Title: AR15 M4 Gun Hardware Magazine Movement SoundsLicense: Public Domainhttps://freesound.org/people/jackmurrayofficial/sounds/393732/Sound Effect Title: Gun Cocking Sound.mp3 License: Public Domainhttps://freesound.org/s/545958/ Sound Effect Title: Pump Action Shotgun Cycle License: Public Domainhttps://freesound.org/s/370344/The image accompanying this episode is a modified detail of a panel from the public domain Greyhound promotional comic book Driving Like a Pro (1958), artist unknown.https://digitalcomicmuseum.com/preview/index.php?did=31501

Sisyphean - adjective: Denoting or relating to a task that can never be completed. see: Circus Charlie In our Press B tradition the crew reveals if they conquered their gaming goals for 2024; then we pick new tasks for 2025. Will they be goals worthy of Sisyphus and risk the almighty Wheel of Pain? Press B To Cancel now on YouTube! For updates and more episodes please visit our website www.pressbtocancel.com, or find us on Twitter @pressbtocancel Press B is a member of the SuperPod Network; a gaming collective of fellow podcasters and shows. Special thanks to The Last Ancient on SoundCloud for our podcast theme. Find out more at http://pressbtocancel.com

Is it wrong to make up stories about silly gunfights fifty years ago while authoritarian figures are taking power and civilians are getting massacred as we speak? That's the dilemma Falk has to solve, in the middle of a gunfight!The Hapless Hack of Gazpacho Gulch, episode 119 of This Gun in My Hand, was rustled up and branded with innuendo by Rob Northrup. This episode and all others are available on Youtube with automatically-generated closed captions of dialog. Visit http://ThisGuninMyHand.blogspot.com for credits, show notes, archives, and to buy my books, such as Sisyphus, Eat Your Heart Out, available in paperback and ebook from Amazon. (But wait until the strike's over to order it.) What helps me escape from my neighbor's basement? This Gun in My Hand!Show Notes:1. Getting a story accepted by an editor who was then fired, and getting it rejected by his replacement, was based on something that happened to my favorite creative writing professor, the late Dr. Gilbert Cross. The editor who liked his stuff published three of his spy novels under the name “Jon Winters” in the late 70s and early 80s, before getting replaced by an editor who didn't like them.Credits:The opening music was from The Sun Sets at Dawn (1950), and the closing music was from Killer Bait (1949), both films in the public domain. Most of the music and sound effects used in the episode are modified or incomplete versions of the originals.Sound Effect Title: 38 Caliber Gun Shot 5xRecorded by Mike KoenigLicense: Creative Commons Attribution 3.0http://soundbible.com/375-38-Caliber-Gun-Shot-5x.htmlSound Effect Title: Real Colt 45 M1911 (shot)By CarmelomikeLicense: Creative Commons Attribution 3.0https://freesound.org/people/Carmelomike/sounds/255216/Sound Effect Title: Gun FireBy GoodSoundForYouLicense: Creative Commons Attribution 3.0http://soundbible.com/1998-Gun-Fire.htmlSound Effect Title: footsteps cellar.wavLicense: Public Domainhttps://freesound.org/people/gecop/sounds/545030/Sound Effect Title: Kicking/Forcing/Breaking Wooden DoorLicense: Public Domainhttps://freesound.org/people/qubodup/sounds/160213/Sound Effect Title: Plywood_Prying_01.wav By dhemingLicense: Creative Commons Attribution 4.0https://freesound.org/s/128408/ Sound Effect Title: door wood hit +window rattle slam bang various.wav License: Public Domain https://freesound.org/s/452595/ Sound Effect Title: Crash License: Public Domainhttps://freesound.org/s/512246/ Sound Effect Title: S10-19 Falling wooden beam; big interior crash; house collapses; long.wavLicense: Public Domainhttps://freesound.org/s/675967/ The image accompanying this episode is a modified detail of an interior illustration from Street & Smith's Western Story Magazine, Vol. CLXXIV No. 2 (June 3, 1939), public domain, artist unknown.

My links: My Ko-fi: https://ko-fi.com/rhetoricrevolution Send me a voice message!: https://podcasters.spotify.com/pod/show/liam-connerly TikTok: ⁠https://www.tiktok.com/@mrconnerly?is_from_webapp=1&sender_device=pc⁠ Email: ⁠rhetoricrevolution@gmail.com⁠ Instagram: https://www.instagram.com/connerlyliam/ Podcast | Latin in Layman's - A Rhetoric Revolution https://open.spotify.com/show/0EjiYFx1K4lwfykjf5jApM?si=b871da6367d74d92

Tech off track for the week Bitcoin stampede finally slows. Eco data – humming along and the Fed is starting to change its tune. Guest: Jonathan Petersen, Variant Perception  NEW! DOWNLOAD THE AI GENERATED SHOW NOTES "Fiscal Sisyphus" is a term used to describe a situation where fiscal policy supports growth despite economic "gravity" dragging it down. The term refers to the Greek myth of Sisyphus, who was condemned by the gods to roll a boulder up a hill in the underworld, only to have it roll back down every time he reached the top. The myth is often used as a metaphor for the futility of life and the importance of finding joy in the present moment. Jonathan Petersen is Chief Markets Economist at Variant Perception, where he contributes to the analyst team's research on major economies and markets. He started his economics career on Vanguard's global economic research team. Following this, he helped launch and lead the currency research service at Capital Economics. Jonathan studied economics and strategic management at Boston College and earned his masters in economics at the University of Edinburgh. Check this out and find out more at: http://www.interactivebrokers.com/ Looking to invest in The Disciplined Investor Managed Growth Strategy? Click HERE for the virtual tour. Stocks Mentioned in the Episode: (GLD), (BTCUSD), (AMD), (QQQ) Follow @andrewhorowitz

From Carl Jung to Albert Camus, Sisyphus and the Bhagavad Gita, Robert F. Kennedy has expressed how he came into a personal relationship with God and showcased what he believes his purposes through his religious beliefs and syncretism. We take a look at RFK Jr's search for meaning and how it might affect his upcoming positions in our nation's health and human services department. Follow Good Fight Ministries on: Facebook: https://www.facebook.com/goodfightministries   Instagram: https://www.instagram.com/goodfightministries   Twitter/X: https://www.twitter.com/goodfightmin   TikTok: https://www.tiktok.com/@goodfightministries   Support Us on Patreon: https://www.patreon.com/goodfight   Hollywood's War on God https://vimeo.com/ondemand/hollywoodswarongod 

Another gut punch on an already strange first season for Kalen DeBoer. Where does Alabama go from here? Plus, Arizona State hides students in the BYU medical tent, an argument for South Carolina...playoff team (??), and the least deserving Heisman winner in a while. One must imagine Sisyphus happy....

This week on #TheNerdChat: - This is a PlayStation (and Xbox) - Xbox Cloud stream your library - The Keighley Awards nominees - Black Friday deals are live - Video games and FOOD New episodes of The Nerd Chat: An Xbox Podcast are livestreamed on Thursdays and uploaded on Fridays. Learn more at www.nerdchatmedia.com Follow @thenerdchat on various social media sites. #seeyouonline 0:00 Hello and welcome to the show 5:50 Sisyphus explanation 7:15 Shoutouts 17:35 News #1: This is a PlayStation (and Xbox) 30:30 News #2: Xbox cloud game stream your library 39:35 News #3: The Keighley Awards 2024 nominees 1:01:20 News #4: PlayStation Portal is getting cloud streaming 1:07:30 News #5: Xbox Black Friday sales are live 1:11:45 What have we been playing or watching? 1:24:35 The best food we had this week 1:34:30 Closing and end of show #xbox #playstation #gameawards #blackfriday #blops6 #inside #warzone #podcast

This hour, a look at the myth of Sisyphus, and how we invoke it today. Plus, we'll hear from a musician who has found inspiration in the story, and we'll discuss when it's time to give up. GUESTS:  Joel Christensen: Professor of Classical Studies and Senior Associate Dean for Faculty Affairs at Brandeis University. His newest book is The Many-Minded Man: The Odyssey, Psychology, and the Therapy of Epic Noah Baerman: Pianist, composer, and educator. He is director of the Wesleyan University Jazz Ensemble and artistic director of the nonprofit Resonance Motion. His most recent album is Live at the Side Door Joshua Rothman: The New Yorker's Ideas Editor, who writes the weekly column “Open Questions” Support the show: http://www.wnpr.org/donateSee omnystudio.com/listener for privacy information.

Have we completely abandoned the idea of the supernatural? Could there still be important truths that lie outside of the natural world?Join philosopher Fiona Ellis as she explains her version of naturalism, arguing that there is still some middle ground to be found between the world of the natural and the realm of the supernatural.Fiona is professor of Philosophy and Religion at University of Roehampton, and also the former president of the British Society for Philosophy of Religion. Her work focuses on the relationship between experience and physical things, as we;; as the nature of value. She rejects the narrow limits of experience that have been brought about by the monopoly of science on reality.To witness such debates live buy tickets for our upcoming festival: https://howthelightgetsin.org/festivals/And visit our website for many more articles, videos, and podcasts like this one: https://iai.tv/You can find everything we referenced here: https://linktr.ee/philosophyforourtimesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Have we completely abandoned the idea of the supernatural? Could there still be important truths that lie outside of the natural world?Join philosopher Fiona Ellis as she explains her version of naturalism, arguing that there is still some middle ground to be found between the world of the natural and the realm of the supernatural.Fiona is professor of Philosophy and Religion at University of Roehampton, and also the former president of the British Society for Philosophy of Religion. Her work focuses on the relationship between experience and physical things, as we;; as the nature of value. She rejects the narrow limits of experience that have been brought about by the monopoly of science on reality.To witness such debates live buy tickets for our upcoming festival: https://howthelightgetsin.org/festivals/And visit our website for many more articles, videos, and podcasts like this one: https://iai.tv/You can find everything we referenced here: https://linktr.ee/philosophyforourtimesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.