Podcasts about The Wall Street Journal

The Senate passed a deal to end the shutdown, but air travel could take a while to recover even after the government reopens. The Washington Post’s Lori Aratani joins to discuss the roadblocks ahead for the aviation industry. Two top executives at the BBC resigned after a scandal involving a misleading story about Trump. CNN’s Brian Stelter explains how it went down. Car-loan delinquency rates are reaching record highs and those in the automotive-recovery industry are feeling the pinch. Scott Calvert at the Wall Street Journal details what it all means for the larger economy. Plus, Trump hosted Syria’s new leader at the White House, the Supreme Court will take up the legality of mail-in ballots, and why this year’s Booker Prize winner could be truly unique. Today’s episode was hosted by Shumita Basu.

A.M. Edition for Nov. 11. Anthropic's business-first strategy means the AI start-up is likely to turn a profit years before its consumer-focused rival, OpenAI. WSJ tech reporter Sam Schechner explains what this says about the path to success in the AI race. Plus, Congress has voted to end the longest government shutdown in history, with Democrats descending into infighting. And WSJ editor Bertrand Benoit details how Europe is facing a frightening new reality of hybrid attacks, putting the continent somewhere between war and peace. Caitlin McCabe hosts. Sign up for the WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Despite falling behind the U.S. in some key areas, Wall Street Journal senior global correspondent Josh Chin reports that China is quickly catching up in the race to create an AI superintelligence. Plus, Wall Street Journal news associate Jared Mitovich says customers across the country are feeling the heat of escalating energy prices, partially caused by new data centers. Peter Champelli hosts. Sign up for the WSJ's free Technology newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

On this Live Greatly podcast episode, Kristel Bauer sits down with Vanderbilt University professor Dr. Patrick Leddin to discuss his New York Times bestselling book co-authored with James Patterson, Disrupt Everything and Win: The Proven and Effective Way to Harness Change Into a Force for Success.  Kristel and Patrick discuss positive disruptor moves and how disruption can become a strategic advantage. Tune in now!  Key Takeaways From This Episode: A look into how Patrick ended up co-authoring a book with James Patterson A new way to view disruption Some examples of positive disruptor moves A look into stories shared in their book Insights into the new book, Disrupt Everything and Win: The Proven and Effective Way to Harness Change Into a Force for Success ABOUT PATRICK LEDDIN, PHD: Patrick Leddin, PhD, has extensive hands‑on leadership experience: in the 82nd Airborne Division as an airborne ranger infantry officer and in the private sector as a senior business consultant at KPMG Consulting and FranklinCovey. He founded and built two successful companies and is a sought-​after global speaker, a top-​ranked podcast host, and the author of the Wall Street Journal bestseller The 5‑Week Leadership Challenge: 35 Action Steps to Become the Leader You Were Meant to Be. While on the faculty at Vanderbilt University, he served as director of the Program of Business Studies and led the Disruption Project, a multiyear study of success in the face of disruption. Disrupt Everything—and Win: Take Control of Your Future is the first book he's coauthored with James Patterson.     Connect with Patrick Order Patrick's book: https://www.hachettebookgroup.com/titles/james-patterson/disrupt-everything%E2%80%94and-win/9780316593946/?lens=little-brown  Website: www.patrickleddin.com Linkedin: https://www.linkedin.com/in/patrickleddin/ About the Host of the Live Greatly podcast, Kristel Bauer: Kristel Bauer is a corporate wellness and performance expert, keynote speaker and TEDx speaker supporting organizations and individuals on their journeys for more happiness and success. She is the author of Work-Life Tango: Finding Happiness, Harmony, and Peak Performance Wherever You Work (John Murray Business November 19, 2024). With Kristel's healthcare background, she provides data driven actionable strategies to leverage happiness and high-power habits to drive growth mindsets, peak performance, profitability, well-being and a culture of excellence. Kristel's keynotes provide insights to "Live Greatly" while promoting leadership development and team building.   Kristel is the creator and host of her global top self-improvement podcast, Live Greatly. She is a contributing writer for Entrepreneur, and she is an influencer in the business and wellness space having been recognized as a Top 10 Social Media Influencer of 2021 in Forbes. As an Integrative Medicine Fellow & Physician Assistant having practiced clinically in Integrative Psychiatry, Kristel has a unique perspective into attaining a mindset for more happiness and success. Kristel has presented to groups from the American Gas Association, Bank of America, bp, Commercial Metals Company, General Mills, Northwestern University, Santander Bank and many more. Kristel has been featured in Forbes, Forest & Bluff Magazine, Authority Magazine & Podcast Magazine and she has appeared on ABC 7 Chicago, WGN Daytime Chicago, Fox 4's WDAF-TV's Great Day KC, and Ticker News. Kristel lives in the Fort Lauderdale, Florida area and she can be booked for speaking engagements worldwide. To Book Kristel as a speaker for your next event, click here. Website: www.livegreatly.co  Follow Kristel Bauer on: Instagram: @livegreatly_co  LinkedIn: Kristel Bauer Twitter: @livegreatly_co Facebook: @livegreatly.co Youtube: Live Greatly, Kristel Bauer To Watch Kristel Bauer's TEDx talk of Redefining Work/Life Balance in a COVID-19 World click here. Click HERE to check out Kristel's corporate wellness and leadership blog Click HERE to check out Kristel's Travel and Wellness Blog Disclaimer: The contents of this podcast are intended for informational and educational purposes only. Always seek the guidance of your physician for any recommendations specific to you or for any questions regarding your specific health, your sleep patterns changes to diet and exercise, or any medical conditions.  Always consult your physician before starting any supplements or new lifestyle programs. All information, views and statements shared on the Live Greatly podcast are purely the opinions of the authors, and are not medical advice or treatment recommendations.  They have not been evaluated by the food and drug administration.  Opinions of guests are their own and Kristel Bauer & this podcast does not endorse or accept responsibility for statements made by guests.  Neither Kristel Bauer nor this podcast takes responsibility for possible health consequences of a person or persons following the information in this educational content.  Always consult your physician for recommendations specific to you.

➡️ Want To Learn More About Partnering With Me at eXp (Get all my Training & Coaching For Free) Schedule a Zero Pressure, Fully Confidential Zoom Call with me: https://go.oncehub.com/PartnerwithJoshuaSmithGSD   ➡️ Connect With Me On Social Media: Facebook: https://www.facebook.com/JoshuaSmithGSD Instagram: https://instagram.com/joshuasmithgsd/   About Joshua Smith: -Licensed Realtor/Team Leader Since 2005 -Voted 30th Top Realtor in America by The Wall Street Journal -NAR "30 Under 30" Finalist -Named Top 100 Most Influential People In Real Estate -Top 1% of Realtors/Team Leaders Worldwide -6000+ Homes Sold & Currently Selling 1+ Homes Daily -Featured In: Forbes, Wall Street Journal, Inman & Realtor Magazine -Realtor, Team Leader, Coach, Mentor

William Arthur Galston has been a senior fellow with the Brookings Institution since 2006 and a columnist for the Wall Street Journal for the past 12 years. In the first paragraph of his latest 161-page book, he tells us what the book is about: "This book advances this proposition that what I call the dark passions - anger, hatred, humiliation, resentment, fear, and the drive for domination - fuels today's attacks on liberal democracy." Galston also says, "persuasive public speech is the main way demagogues mobilize these passions to pursue power." The name of the book is "Anger, Fear, Domination." Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Thyroid Answers, Dr. Eric Balcavage sits down with pharmacist and bestselling author Dr. Izabella Wentz to revisit one of the most misunderstood conditions in modern medicine — Hashimoto's thyroiditis. They explore how new research and clinical experience are reshaping what we know about autoimmune thyroid disease, why so many women still struggle with fatigue, weight gain, and brain fog despite "normal" thyroid labs, and what it really takes to recover thyroid function from the inside out. Dr. Wentz and Dr. Balcavage break down the differences between managing Hashimoto's with medication and restoring thyroid health through the Adaptive Thyroid Model™, focusing on root causes suc as gut health, inflammation, hormone balance, and stress physiology. Key Topics: What most doctors miss about Hashimoto's and autoimmune thyroiditis The connection between stress, sleep, gut health, and thyroid autoimmunity Why "normal labs" can hide ongoing thyroid dysfunction How estrogen, cortisol, and inflammation alter thyroid hormone conversion The role of diet, supplements, and lifestyle in reversing Hashimoto's patterns How to know if your low T3 is adaptive — not failure And more ... Dr. Izabella Wentz is a compassionate, innovative, solution-focused integrative pharmacist dedicated to finding the root causes of chronic health conditions. Her passion stems from her own diagnosis with Hashimoto's thyroiditis in 2009, following a decade of debilitating symptoms. As an accomplished author, Dr. Wentz has written several best-selling books, including the New York Times best seller Hashimoto's Thyroiditis: Lifestyle Interventions for Finding and Treating the Root Cause, the protocol-based #1 New York Times best seller Hashimoto's Protocol: A 90-Day Plan for Reversing Thyroid Symptoms and Getting Your Life Back, and the Wall Street Journal best seller Hashimoto's Food Pharmacology: Nutrition Protocols and Healing Recipes to Take Charge of Your Thyroid Health. Her latest book, Adrenal Transformation Protocol, was released on April 18th, 2023. The book focuses on resetting the body's stress response through targeted safety signals and features a 4-week program that has already helped over 3,500 individuals. The program has an impressive success rate, with over 80% of participants improving their brain fog, fatigue, anxiety, irritability, sleep issues, and libido. http://thyroidpharmacist.com/ https://www.instagram.com/izabellawentzpharmd/ https://www.facebook.com/ThyroidLifestyle/  

Byron York’s piece at The Washington Examiner, “Why did Democrats fight so long — before caving?” A clip from economist Milton Friedman on immigration and the welfare state. Allysia Finley’s piece “Grade Inflation Produced Mamdani’s Proletariat” at The Wall Street Journal. Radicals in education.See omnystudio.com/listener for privacy information.

Why do some recruitment business leaders triple their revenue while others plateau despite working twice as hard? My guest, Martin Herbst, discovered the answer the hard way. After hitting rock bottom with burnout, he rebuilt his leadership philosophy from the ground up — and within five years, JobAdder tripled its revenue and client base. Martin is the CEO of JobAdder, one of the world's leading recruitment technology platforms. Under his leadership, the company has achieved record growth while helping recruiters work smarter without losing the human touch. In this episode, Martin opens up about his personal experience with burnout and shares how he transformed that crisis into a leadership breakthrough. You'll learn how he built a healthier, more effective approach to scaling a recruitment business one that's rooted in purpose, values, and vision rather than constant hustle. He also breaks down the exact leadership frameworks that helped JobAdder grow sustainably: how to align your team around a clear long-term strategy, why empathy drives innovation, and how to balance big-picture vision with daily execution. Beyond leadership, Martin dives into how technology and AI are reshaping recruitment. He explains where automation genuinely creates value for recruiters, how to avoid the “AI hype trap,” and why human connection will always be the most powerful differentiator in this business. If you've ever struggled with overwhelm, exhaustion, or inconsistent growth, this conversation is a must-listen. Martin's story is proof that scaling your business doesn't require sacrificing your health or your values. In this episode, you'll discover: How burnout became the catalyst for a breakthrough The daily habits that keep stress and anxiety in check Why swimming is Martin's secret weapon for clarity and focus The strategy process behind JobAdder's 5-year growth story Why most recruitment leaders underinvest in long-term planning How to use vision and values as your ultimate growth levers The fundamental role of AI in recruitment (and where it adds true value) Why the best BD technology is still the telephone Episode highlights: [6:44] The burnout story: high anxiety and insomnia that led to stepping away completely [11:17] Morning and evening borders: the simple habits that prevent burnout from creeping back [19:32] How JobAdder tripled revenue in five years, and why it wasn't about working harder [23:31] Why most recruitment agency owners underinvest in strategy and long-term vision [32:29] Why recruitment might be the profession most immune to AI disruption [48:36] Why automation has created diminishing returns in outreach [53:59] The #1 business development tool that still outperforms AI Martin's story is both a cautionary tale and an inspiring roadmap for recruiters who want to build high-performing, values-driven businesses that last. Guest Bio: Martin Herbst is the CEO of JobAdder, a global recruitment software company headquartered in Sydney, Australia. Under his leadership, JobAdder has tripled its revenue and client base in five years. Before joining JobAdder in 2020, Martin spent nearly seven years at eBay running their classifieds business in Australia (Gumtree). He also worked at eBay in San Francisco and at the Wall Street Journal online in digital media strategy. Originally from the United States, Martin now lives in Australia. Connect with Martin: LinkedIn: Martin Herbst on LinkedIn Website: JobAdder.com Connect with Mark: Get your free 30-minute strategy session: recruitmentcoach.com/strategy-session Mark on LinkedIn: linkedin.com/in/markwhitby Follow on Instagram: @RecruitmentCoach

Guest Dr. Karen Sobel-Lojeski is a pioneer in understanding how technology shapes human connection at work and beyond. She created the award-winning framework, Virtual Distance, a proven and practical set of predictive analytics that target problems and predictably strengthen trust, collaboration, and productivity across remote, hybrid, and in-person teams. As the founder of Virtual Distance International, she has advised Fortune 500 companies, government agencies, and institutions, including Coca-Cola, the US Navy, DARPA, and the World Economic Forum. A trusted advisor, former professor and researcher with affiliations at Princeton's Institute for Advanced Study, Wharton, and the Stockholm School of Economics, she is the author of Uniting the Virtual Workforce, Leading the Virtual Workforce, and The Power of Virtual Distance. Her insights have been featured in Harvard Business Review, The New York Times, Forbes, The Wall Street Journal, NPR, and other prominent publications. She is a sought-after speaker, known for energizing audiences worldwide. She holds degrees in Computer Science and Applied Mathematics from SUNY Albany and a Ph.D. from Stevens Institute of Technology, where her dissertation, Virtual Distance: A New Model for the Study of Virtual Work, won the Best Dissertation of the Year Award. Summary In this follow-up conversation, Dr. Karen Sobel-Lojeski—creator of the concept of "virtual distance"—discusses how technology continues to shape, and often erode, human connection, particularly in education. She defines virtual distance as the measurable sense of separation people feel despite being physically close, a phenomenon driven by technology-mediated communication. The model comprises three layers: physical distance, which has the least impact on outcomes; operational distance, representing the day-to-day barriers to smooth communication; and affinity distance, the emotional and relational disconnect that most strongly undermines trust, learning, and collaboration. Dr. K and Jeff revisit ideas they first discussed during the COVID-19 pandemic, when schools shifted to remote learning. While educators solved many operational challenges, they largely ignored the emotional and social costs—students' inability to connect, play, and learn together. Dr. K likens this to Isaac Asimov's story "The Fun They Had," a cautionary tale about robotic education devoid of joy and connection. The discussion shifts to current policies that restrict cell phone use in schools. Dr. K argues these measures, while well-intentioned, misidentify the real problem. Locking up phones doesn't undo decades of cultural conditioning around technology. Students' sense of self and connection has already been rewired; removing the device without addressing underlying social and emotional needs merely produces deprivation, not engagement. She urges educators to prioritize relationships, empathy, and social learning—what she calls "reconnecting to our direct experience of being human." AI, she warns, intensifies virtual distance by outsourcing creativity and meaning-making. Ultimately, she calls for a cultural and educational rebalancing that centers human connection in an increasingly digital world. The Essential Point Technological fixes—whether online learning, AI, or banning cell phones—cannot mend what they helped fray: our capacity for human connection. True learning and creativity depend on empathy, direct experience, and social bonds. Social Media klojeski@virtualdistance.com www.thepowerofvirtualdistance.com www.virtualdistance.com +1.551.580.6422

It's our first Life in the Fast Lane in a while, but one thing remains the same: The cars are the stars... ain't that the truth... After skipping the Tokyo Drift Minute (because there is so much else to talk about!), we cover a record-breaking 26 posts by Vin Diesel's VINstagram. In doing so, we notice that another movie has entered Vin's promo rotation and he's begun embellishing in a new style/format, but one thing remains the same: integrity. We read through Ben Fritz's article in the WSJ about the murky future of the franchise and learn that we sell pins. All throughout, Joey shares more details from Barry Hertz's book. We talk about sports and new release movies. Joey got married. Email us: ⁠⁠⁠⁠family@cageclub.me⁠⁠⁠⁠⁠⁠⁠⁠Visit our Patreon page at patreon.com/2fast2forever⁠⁠⁠⁠. ⁠⁠⁠⁠Show your support at the 2 Fast 2 Forever shop⁠⁠⁠⁠!Extra special shout-out to Alex Elonen, Brian Rodriguez (High School Slumber Party), Michael McGahon, Lane Middleton, Jason Rainey, Wes Hampton, Josh Buckley (Whole Lotta Wolves), Michael Moser, Christian Larson, Terra New One, Aaron Woloszyn, and Randy Carter for joining at the “Interpol's Most Wanted” level or above!Intro music by Nico Vasilo. Interlude and outro music by Wes Hampton.

In Broken Trust and the Unseen Villains, journalists Liz Farrell and Mandy Matney revisit one of the most emotionally charged and revealing chapters in the Murdaugh saga. Recorded during the heated birth of the Beach Family / Mark Tinsley / Parker's Kitchen civil conspiracy battle (which is still not adjudicated as of November 2025), this episode exposed the powerful network of influence working to silence victims and harass those who sought the truth. Mandy and Liz reflect on the online trolling, intimidation tactics, alleged ethical breaches, and those who seemed to target Mandy and Liz for reporting the truth — and how empathy from listeners countered the cruelty. On this 57th episode we dissected revelations about Greg Parker's private investigators, the Wall Street Journal's coverage, and the media manipulation at play. This episode highlights unseen cost of telling the truth in a state where power and privilege remain deeply entwined.“A Convenience-Store Magnate, Teen Drinking and a Fatal Boat Crash: The Legal Case Shaking South Carolina” - Wall Street Journal, Aug 13, 2022

Work in Los Angeles's entertainment industry is evaporating. A desire to cut production costs, changing viewer habits, and competition from other filming locations are all contributing to a dramatic reduction in Hollywood jobs. WSJ's Ben Fritz explains how the city's creative middle class is bearing the burden. Jessica Mendoza hosts. Further Listening: - Ron Howard and Brian Grazer on Longevity in Hollywood - The Case of the Hollywood Shutdown Sign up for WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Senate advanced a deal that would end the shutdown on a rare Sunday session, after several Democrats backed the package. Axios explains what happened. Heavy investment in massive AI data centers is changing the complexion of the communities where they’re being built. David Uberti, reporter for the Wall Street Journal, breaks down the consequences. Mexico's president Claudia Sheinbaum was groped by a man on the street. Kate Linthicum of the Los Angeles Times explains how the incident has brought renewed attention to the rampant sexual harassment faced by women in the country. Plus, a set of presidential pardons, the latest pro-sports gambling scandal hits MLB, and the 207-year-old Farmers’ Almanac ceases publication. Today’s episode was hosted by Shumita Basu.

P.M. Edition for Nov. 10. A settlement between merchants and Visa and Mastercard over interchange fees would let stores reject popular credit cards. WSJ reporter AnnaMaria Andriotis, who covers banking for the Journal, discusses why that's a big change in the industry that could change how often you use premium credit cards. Plus, the longest government shutdown in U.S. history has an end in sight–and Democrats fuming at members of their own party. And while Hollywood box office has been in the doldrums after the pandemic, IMAX is an increasingly hot ticket. Alex Ossola hosts. Sign up for the WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Since the early 2000s, a fall in employment in the state of Nevada has preceded a broader U.S. recession. It makes sense why—the economic fortunes of Las Vegas, which make up a big part of the state's overall economy, are intimately tied to consumers' comfort with spending. Host Alex Ossola speaks with Andrew Woods, director of the Center for Business and Economic Research at the University of Nevada, Las Vegas, about what the state data shows now, and what it says about the health of the U.S. economy. This is part one of our four-part series on alternative economic indicators. Sign up for the WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

A.M. Edition for Nov. 10. The Senate last night moved toward ending the longest government shutdown in U.S. history, after eight members of the Democratic caucus broke rank and joined Republicans in voting to advance a spending measure. WSJ's Siobhan Hughes explains what helped break the stalemate. Plus, an update on air travel as the FAA restricts private jets and total flight cancellations continue to climb. And WSJ's Margarita Stancati explains why your favourite pasta might be disappearing from the store. Caitlin McCabe hosts. Sign up for the WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Register here to attend the live virtual event "How to Scale Your Portfolio, with Tenanted Cash Flowing, New Construction Properties" on Thursday, November 13th at 8pm Eastern. Keith discusses Billie Eilish's views on billionaires and contrasts her stance with Grant Cardone's, emphasizing the value billionaires bring.  Hear about the Fed's decision to end Quantitative Tightening (QT), predicting lower interest rates.  GRE Investment Coach, Naresh Vissa, joins the conversation to highlight the benefits of new build properties, such as lower maintenance and higher tenant quality, and mentions a 10% cashback incentive from builders.  Resources: Register for the event at GREwebinars.com Episode Page: GetRichEducation.com/579 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:00   Keith, welcome to GRE. I'm your host. Keith Weinhold, should billionaires even exist? Why do so many people think that interest rates of all types are headed even lower than as a real estate investor, how to identify and capitalize on an opportunity in this era? It's something that I've never seen before. Today on get rich education   Speaker 1  0:27   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:13   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:29   Welcome to GRE from flatiron, Manhattan to Flatbush, Brooklyn, across New York City and 188 world nations. This is Get Rich Education. I'm your host. Keith Weinhold, it's the longest federal government shutdown in US history. This whole thing has now lasted longer than most gym memberships. I guess the GDP stands for government doesn't produce, hmm. Before we get into our core investing and real estate content today, Billie Eilish, the singer, recently made some public remarks on whether or not billionaires should even exist. Yeah. Now if you're not familiar with her, Billie Eilish is known for her kind of unique style, sort of these baggy clothes, neon hair, avant garde fashion, and she has a reputation for being outspoken about a lot of things like mental health and body image and environmental issues. Now, in general, I respect people for speaking their mind, whether I agree or not, because a lot of people are just afraid to do that. Let's listen in to this short clip on what she said. You might have heard this because it was pretty widely broadcasted. Eilish spoke after receiving recognition at the Wall Street Journal innovator awards. This is courtesy of the AP. And then I'll come back to comment.   Speaker 2  2:58   We're in a time right now where the world is really, bad and really dark, and people need empathy and help more than kind of ever, especially in our country. And I'd say if you have money, it would be great to use it for good things and maybe give it to some people that need it and love you all, but there's a few people in here that have a lot more money than me, and if you're a billionaire, why are you a billionaire? No hate, but yeah, give your money away. Shorties. Love you guys. Thank you so much.   Speaker 3  3:40   First of all, without explicitly saying it, she's basically referencing how inflation widened the canyon between the haves and the have nots and GRE listeners that have acted have been on the right side of that canyon. I actually want to give Billie Eilish some credit here. Giving is virtuous. That is a good thing. In fact, next month, I plan to discuss the pros and cons of giving here on the show as we approach Christmas. Billie Eilish, she's certainly not a hypocrite either, because she's given away more than $10 million of her estimated $50 million dollar net worth. She's into feeding people and climate initiatives that right there is giving away more than 20% of your net worth, and that is really kind. Now, you heard her say there's a few people in here that have a lot more money than me, and she's right. Mark Zuckerberg was in that room. His net worth of over 200 billion means that his net worth is more than 4000 times greater than Billy eilish's. It sounds loosely like she's. shaming him for not giving away more of his wealth. And I don't know just offhand how much Zuck gives away, but this is where my credit to Billy Eilish stops. I think that it's okay for a person to be a billionaire. I wouldn't question that. I mean, a lot of times it meant that that person was willing to take risks that others would not dare try. A billionaire probably means you're a person of great value, and that you've hired hundreds or 1000s of other people, creating jobs for them. A billionaire has almost certainly created a product that society values. Jeff Bezos pioneered one day delivery. Zuckerberg connects people through his meta platforms. And now I'm not going to say that either one of those billionaires are perfect people. They are flawed, just like you and I. Billionaires probably pay more tax than the average person as well. That supports the infrastructure that you and I and everybody use, like building bridges or creating a fiber optic network. I would expect that a billionaire would be a giver as well. And see, if you're a billionaire, you have more ability to give than the average person does, you can make a greater impact. And see, this is where things really break down and not make sense. So if Billie Eilish is net worth is 50 million, Oh, apparently that's just okay. That's fine with her. But once it gets to 20 times greater than that, which is 1 billion, then it's not okay. So that means the line is drawn somewhere in there. That makes zero sense to me. The ceiling on what you're supposed to have in net worth is between 50 million and 1 billion. Like, I really do not get the logic on that one. And you know, a guest that we've had on the show here, Grant Cardone, whether you like him or not, he has had some on point remarks about these Billy Eilish comments himself to the question that she posited, which is, if you're a billionaire, why are you a billionaire? Cardone's answer is, if you're a pop star, why are you a pop star? Billy said, give your money away. Cardone's response to her is, give your music away. That's some food for thought there. That's my take on the Billy Eilish remarks on whether or not billionaires should exist. And if you want to hear Grant Cardone and I's conversation here on GRE, that was episode 264 the title of it is Keith Weinhold and Grant Cardone 10x your wealth number 264, a lot of listeners like that episode saying something like it was a dream to hear grant and I together for the first time. Like that, their favorite sales trainer on their favorite real estate show. You can listen by either scrolling way back to get rich education episode 264 in your podcatcher, or you can listen directly by going to get rich education.com/ 264,    Keith Weinhold  8:11   now the Fed has said that they are going to slow or end Qt, next month. All right, when Jerome Powell says something like this, what does that really mean to you as an investor? What can you expect ending QT? Well, you probably already know that QE quantitative easing that has the effect of creating dollars. Qt is the opposite. It has the effect of destroying dollars. So if they're ending Qt, this helps keep more dollars around in the future. So ending Qt then, like we expect soon, that really parallels a lower interest rate environment, because see lower rates already make dollars flow more freely. You probably remember the analogy that I introduced to you on the show earlier this year about how lower rates are like lowering the height of a dam wall. It makes it easier for water to flow, so then lowering rates makes it easier for money to flow, and that's because low savings account rates make people get money out of those vehicles. Okay, that's that low dam wall and low borrowing rates make that money flow as well. People will unlock dollars if rates are low, late last year, the Fed dropped rates a full 1% then they didn't make any moves for a while, until late this year, they've now dropped rates another half a percent. That's the environment that we're in. So then more QE and less QT. That further eases the flow of dollars, and it correlates with even lower rates that are coming in the future. Now it doesn't mean that they will. I'm not saying that they certainly will. There is just that tendency, that correlation. So we had pandemic era QE there about five years ago, that ended as we moved to Qt in 2022 and now what we're doing is unwinding Qt, moving back toward more flow, and it surely gets more technical than that. Ending Qt allows the Fed to expand its balance sheet again. Treasuries and mortgage backed securities, once matured, can now be replaced, and that injects liquidity into the system once again, and that is where we're going. Bank reserves are reaching ample levels again, and there is no need to put liquidity stress on money markets. A lot of these moves are here. What they're here for is to help ease the concerning labor market. It's been almost exactly three years now since chatgpt launched, and a while back, I mentioned how companies were newly interested in hiring the shiny new job that didn't exist before the AI prompt engineer that was one of the hottest jobs. Well, yeah, that was true back in 2023 but not so much. Now. A lot of companies have figured out that the employees that wanted to keep their job, well, they figured out real quick how to be the Ask AI, good questions guy, and we are seeing more layoffs later today, my guest and I will talk about that, and also he's going to make somewhat of a future mortgage rate forecast, or at least talk about the direction that they're going in. I think you're really going to like that. I don't predict rates myself, but sometimes a guest will. That's what's happening today. My point here is that with Qt ending, which again lowers the damn wall height and eases the flow of money, that parallels the fact that we have lower interest rates now than what we had one year ago, and we have lower interest rates now than what we had two years ago. As well, be mindful that you cannot get it all as a real estate investor. You cannot get soaring employment and low interest rates together. You cannot get those two things together, at least not for long. High employment means high rates. Low employment means low rates. Today's guest, and I will get into that as well.    Keith Weinhold  12:43   Well as we've had lower rates, hence a lower wall height, don't buy property and expect that you'll be able to refi into a lower rate within a year. If it happens, great. Don't buy expecting rents to go up or rates to go down, although many think that will happen. Just enjoy it. If it does, rent vesting has been on the rise lately. Yes, rent vesting. What that means is when you pay rent in the property where you live, and then the only properties that you own are rental properties. Rent vesting makes sense if you live in California, New York City and Boston, since rent to price ratios are so low there, and then you invest your dollars inland, that's how you can live in a high cost place and yet still benefit from cheap rental property and have income streams from them. You might remember that some months ago, I interviewed two listener guests on the show, everyday listeners, just like you, and California based investor and GRE listener, Joshua Fang, told us about his rent vesting. He pays rent in his primary residence, since the rent to price ratio might be three tenths of 1% there and then he owns property in GRE marketplace markets, I think it was Memphis and elsewhere where you're benefiting from, say, eight tenths of 1% that is called rent, vesting, investing in properties that make sense that you buy through GRE marketplace. And remember when Josh told us that passive income gives him time to enjoy life and even stop and watch two lizards for 15 minutes? Oh, what passive income can do. It's the quirky things that you remember. See. The point is that smart people in high cost states are rent vesting, if that's what you've got to do in order to own real assets. Then do it get on the right side, as this difference between the haves and the have nots just keeps expanding. I just did something that you might find interesting over the weekend for the first time in years. I visited that first fourplex building that I ever owned, which is also the first piece of real estate that I ever owned, that blue colored fourplex, and it is still blue. The address of that property is 925 east, 45th court, and it's in Midtown Anchorage. It has never been a pretty neighborhood, and I confirmed that it still is not. It looks a touch worse than when I owned it. I straightened up the curb appeal more than today's owner does. I bought the four Plex over 20 years ago for $295,000 and at that time, on the day that I bought. The total rents were $2,900 because it was 725 per door. I just looked on Zillow. And do you want to guess at its zestimated value today? Yes, it cost 295k back in 2002 and today, the Zestimate is 625k I don't know what today's rents are. My guess is that they're just short of $6,000 for all four units combined, two bed, one bath, 960 square foot units, really plain vanilla, boring looking housing, but it's certainly not like a crime ridden slum. It's just that depressing looking block that's just chock full of disorder and these other four Plex buildings and dumpsters all over the place. But yeah, that's how it all began for me. I visited that building again, and I haven't owned it in a while. I 1031 exchange out of it and into an eight Plex in 2013 if it weren't for that building, you would not be listening to me right now, and you would not have heard of me, because this show wouldn't exist big thanks to the three and a half percent down FHA loan for someone that came from humble means, like me.    Keith Weinhold  17:03   Last month, I did a running race that goes up a ski jump that was pretty cool. It gets so steep that you have to grab onto a cargo net to pull yourself up. It's almost like a rope ladder. I did not win. I got fifth out of 21 competitors in that race. Hey, I like to get out and physically challenge myself. After talking real estate all day, my body weight is up a little. It's currently sitting at 178 pounds. That's 81 kilograms for our European listeners, and it hit its recent bottom of 172 back on the Fourth of July. That's by design. I need to be really leaned out for a big Independence Day race every summer. You know, I'm one of those guys where I still cannot compete with bodybuilders because I'm too lean, and yet I don't win running races because I'm too bulky, so I'm more of an all around guy. I do about seven different sports, and that's exactly how I win nothing and always get like, fifth place or worse. This major mammal has got to keep himself moving, In any case.   Keith Weinhold  18:17   next week here on the show, we'll talk to a Harvard grad. She's super interesting. She used to work at Apple, and then she founded an AI centric property management company so that you can use her platform to self manage and leverage AI. But are we at the point where your tenant would really talk to a chatbot? Would that fly? And if society is there, well then do property management fees and everything start trending towards zero. I'm going to ask her about that. That's next week. As for today, you know, the world series ended about a week ago, and what I did is that I watched 10 commercials during the World Series, and then I jotted down the name of each sponsor, and here's who the World Series advertisers were just in this one segment where I paid attention to them. They're all big brands that you've heard of atnt Liberty, mutual nature made brand items like vitamins and supplements, Starbucks, Coors, light, Qdoba, Capital One, Home Depot, crest, white strips and Jim Beam, all right, those were the 10. What do those 10 have in common? More or less, any ideas there those 10 products and companies are all for consumer products. That's the common link. And that might seem so obvious that you wouldn't even think of it. Well, this is because most ads are for consumer products. Those ads fuel consumerism. And there's nothing wrong with that at all. That. Represents an economy. In fact, I use some of those very companies in my personal life.    Keith Weinhold  20:04   But here's the difference here at GRE our sponsors help you produce, not consume. Think about that as you listen to me in this spot for freedom, family investments and then Ridge lending group, then I'm coming back for more with a terrific guest.    Keith Weinhold  20:23   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why? Fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989, yep, text their freedom coach, directly. Again, 1-937-795-8989,   Keith Weinhold  21:34   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   John Lee Dumas  22:08   this is Entrepreneur on fires, John Lee, Dumas, don't follow Money. Make money. Follow you with get rich. Education.   Keith Weinhold  22:22   So we have a familiar voice back on the show. It's an in house discussion here with our own GRE investment coach. And like I've told you before, he's got both the formal education with his MBA and the self education, because he's an active real estate investor for four years now, he has helped you completely free, usually over the phone, sometimes on Zoom. He learns your own personal goals and then helps you find the market that's right for you in fitting those goals. And I've had listeners like you tell me that, you know, I can't believe that getting his actionable insight is free, and now he can help you best, though, if you're ready to own more income property, he even helps connect you with the exact property address, like say, 321, raspberry Street in Huntsville, Alabama. So it's great to welcome back to the show and provide the listener with a respite from my mouth breathing rhetoric and discourse, it is GRE investment coach. Naresh Vissa,   Naresh Vissa  23:24   thanks a lot, Keith. I can't believe it's been four years. It's been four amazing years, and congratulations to you and to GRE for being around so long and together, we have grown our listenership, and we appreciate all of you listeners, listening out there, for sure,   Keith Weinhold  23:42   real estate activity has slowed down overall, but things are still really vibrant. Here at GRE we see more activity than we saw last year, and when we talk about increasing activity, Naresh, the Fed, looks to do that when they reduce interest rates, that incentivizes businesses to borrow, that incentivizes consumers to spend, because, for example, they're not getting as high of a yield and their savings account. So now we're here in this fed cutting cycle. Tell us what that means from your perspective.   Naresh Vissa  24:15   We talked about this a few months ago when I was on the podcast at the Federal Reserve. I predicted that the Federal Reserve would begin a rate cutting cycle, and that this cycle would be extensive. It would not be an overnight, 100 basis point cut, or anything like that we saw in March. So that rate cutting cycle has begun, and they continue to cut. And we did an entire episode on President Trump and the name calling with Federal Reserve Chair Jerome Powell, whose term ends in the middle of next year. It's May of next year, when he's leaving. And with all that pressure, I predicted that the Fed would begin its rate cutting cycle. We are in the. Cutting cycle right now. They did a few cuts last year and stopped, which I thought were mistakes. But with that being said, we are in the thick of this cutting cycle. We are going to see more cuts moving forward. And what that means you're already seeing it. As a real estate investor, you are seeing, I don't want to say low interest rates, but lower interest rates compared to where we were a year ago, compared to where we were certainly 234, years Well, maybe not four years ago, but three years ago, we are seeing far lower interest rates, and we will continue to see interest rates, in the sense of mortgage rates, plummet as a result of this. So enjoy the low rates while they last, because they're not going to last forever. Nothing lasts forever, but the Federal Reserve, you throw in the government shutdown, I think it makes sense that the Federal Reserve continues to cut, because there's no telling where inflation is going to go. The experts thought that inflation would go up, up, up, up and be a significant problem. They've been saying that since the election winner last year or the election night last year, we haven't necessarily seen that. We have seen inflation somewhat go up, but we haven't seen that runaway inflation that many of the experts predicted as a result of the tariffs, as a result of the rate cutting, I think it definitely helps that number one, Doge, cut several government programs and cut a lot of government spending, not as much as they thought they would, but they cut enough to where they're limiting the amount of federal government spending. We've also seen mass layoffs, mass layoffs in the public sector, which has seeped into the private sector as well, because many of these private companies, like an Accenture, for example, many of these tech companies that were getting subsidies from the government, that funding has stopped, and that has led to layoffs. Now, what layoffs do is layoffs create, I don't want to say deflation, but layoffs are disinflationary, right? And we've seen significant layoffs, like I said, since February of earlier this year, when Doge was in the thick this government shutdown has led to mass layoffs as well. So we've seen 10s of 1000s of people well, we've seen hundreds of 1000s of people furloughed, if not at least a million people furloughed now, they will end up getting their pay, but we've seen 10s of 1000s of people laid off as a result of this government shutdown. And what that means is, again, this is very disinflationary. That's less money that the government is spending moving forward, not just right now, but moving forward. So there's a savings there that's also more people who are probably going to hold on to their cash as tightly as possible as they find new work. So this is, once again, disinflationary. And what does all this mean? All of this, to me, seems disinflationary. It goes against the narrative that when you cut interest rates, inflation goes up. It goes against a narrative that when you implement tariffs, inflation goes up, and that's why we haven't seen the runaway inflation that many so called experts were predicting. I think moving forward, the Fed continues to cut because of the weakness, at least when it comes to the job situation, because of the weakness with jobs, and because of unemployment, it's gone up somewhat. I think the Fed ends up continuing their rate cutting cycle through the end of Powell's term, and it could be just a series of 25 basis points every time they meet. Maybe if things get if there's something that they don't like, they up it to 50 basis points at one of the meetings. But the bottom line is, I think they're just going to keep cutting until Powell is gone, and then Trump will put in his guy into the Fed chair. And by that point, we may have cut enough to where there's not much left to cut yet, and that's when we're going to see there's a chance that could happen, or there's a chance the next guy will pick up where Powell left off and and do series of cuts as well. But what that means is that mortgage rates, we can expect, that's one of the most common questions I get from GRE followers, yeah, it's where do you see mortgage rates going? Because these people, they're not a lot of our followers, they're not following the intricacies of the market. Most of our followers have full time jobs as doctors or dentists or engineers or IT workers, and they're not following the ins and outs. And so the most common question that I get is, where are interest rates going? And I've been pretty spot on for the past few years, minus a few mistakes that I thought the Fed made. But I'm very confident when I say, just like I said when I came on earlier this year, that interest rates are on their way down there, and they are not on their way up.   Keith Weinhold  29:51   Just wait until this administration gets their guy in as the Fed chair. It almost feels like we're going to see a Javier Malay Argentina. President, you know, coming in with the chainsaw, they want to cut rates so aggressively, this administration, and Jerome Powell has sort of been a buffer against that, and Naresh has been using the term disinflation. I don't want you, the listener, to confuse that with deflation. Deflation means an increase in the purchasing power of your dollar, something that we rarely see. Disinflation means a slowing in price increases, meaning the rate of inflation goes down. And yes, I think it's been pretty obvious, and I've stated on the show before as well, that the Fed cares more about the employment situation than they do the inflation situation, probably, and you as an investor, you need to be careful what you wish for, because low rates sound really good, and they can be, but high employment typically correlates with high interest rates of all types, and lower employment typically correlates with low rates of all types. Rates get lowered because they know that the economy needs the help so you can't get both. You can't get both high employment and low rates. That condition doesn't persist for very long. And the Naresh during this part of the cycle, it's really been unusual and interesting at how new build properties have such advantages for investors today, including the aberration that the median new build property costs $33,500 less than the median existing property. That data is per the NAR when we think about new build property. Well, wait, first of all, that sounds amazing, and some people are incredulous about that, but there are reasons that the average new build property costs less. A lot of times the size is smaller. A lot of builders are building further from city centers. So I think before an investor gets in and buys a new build property, one really important question for them to ask is, oh, okay, well, how far is that property from an employment center. But otherwise, it's really the right time in the cycle for new build. New build can make your investment more passive. You know, you've got new fixtures, of course, and a warranty, and you're going to have lower insurance costs as well, typically, on a new build property. And Naresh, as you're talking with our followers and investors about new build property. I'm just kind of wondering, do you get more people that want to self manage the property because it's new build, because they figured that their maintenance and repair requests are going to be fewer? Or what do you see in there?   Naresh Vissa  32:35   No, not at all. Because the strength of GRE is that we connect investors, we coach investors so that they can own real estate around the country. They're not owning real estate in their neighborhood or in the area that they live in. We only focus on markets that make sense, generally linear markets, state friendly landlord friendly states, those other markets we are focusing on. So even with new builds we are seeing, I would say 100% of investors saying, hey, I want professional property manager, managing the property that's extremely, extremely common, that is the norm. I will also say, with new builds you brought up earlier, when you introduced me, I own several properties. The last two properties I bought were new construction. Were new builds. Yeah. And I personally comparing the first six properties of rehabs to my last two, which were new builds, I've had far fewer issues with the new builds, not just far fewer issues. I would say overall, the profitability has been greater with the new builds, despite the pro forma initially showing that I would barely Break Even now, I did buy several several years ago before all this appreciation and inflation hit. But it certainly helped a lot to have new builds where the maintenance is far lower and where the quality of the tenant is extremely high. So I generally recommend our investors, if you have the capital available, and generally, just to keep things simple, I say if you have $100,000 in liquid cash ready to go, there's no reason why you shouldn't be buying a new build. Would I waste my time with the rehabs, with the burrs. I mean, those could be profitable too. You should never say no to anything but the new builds. I've slept better at night because of those reasons, because I know at least for the first 10 years that there aren't going to be any major problems and the quality of the tenant is going to be far higher. So I'm a huge fan of new builds, not pre construction. Pre construction means you're buying a plot of land, and then you hope that the builder is going to build a home on top of it. And most of the time, the builder does, but many times, as we saw during the pandemic, there were key. Countless stories around the country of developers selling pre construction and then nothing ever got built. They ended up flipping the land and generating a profit off of it. I don't recommend those at all, but new construction is the way to go. And I'll also add one more tidbit about the previous topic that we talked about, regarding interest rates also remember that lower interest rates mean that the government and their debt they're going to be paying, they can refinance their debt and pay lower interest on their debt when interest rates go down. So that's also going to help reduce the the deficit, and it's going to help reduce the debt as well. So that will help bring inflation down.   Keith Weinhold  35:42   We're talking about buying a property that's already built with new construction, and in a lot of cases, like we'll talk about shortly, it's already tenanted for you as well. So it really reduces the guesswork and the waiting. And of course, new build properties tend to appreciate better than existing properties. So, yeah, tell us more about new build properties, because they tend to be in Florida and Texas that really has an outsized number of them right now. And that's where the builders are really giving incentives when we talk about appreciation, and where we think about appreciation going in the future. You know, appreciation has been really tepid, really boring. Prices have even contracted a little in some Florida and Texas sub markets, but with the long term trend, visual capitalists just shared a terrific map from today to 2050 for example, the Texas population is expected to grow 27% one of the fastest growth states that there is going to be. And a lot of people say, Oh, isn't it going to pass California in population soon? No, not anytime soon. It'll be decades. California is expected to grow 8% over the next 25 years, but Texas is a place where the numbers still can make sense on new build, because you have some overbuilding. So some builders are really incentivized to give you a good deal.   Naresh Vissa  37:06   Well, there are several markets in general. Let's just talk about it. You use an important term, which is appreciation. With new builds, the likelihood of appreciation is greater. This is statistically backed up. You can go check your sources, but the likelihood of appreciation is far greater with new builds compared to older rehabs, a property that's 50 years old, six years old. In fact, those properties probably appreciated early on in their life cycle, and that's just generally how it works. So with new builds, I say look, cash flow is still important. Cash flow is one of the tenets of real estate paying five ways. It's one of the core tenets of get rich education. But you also have that appreciation play with new builds. Again, it's about markets, because if you're buying a new build in, let's say a California or a New York or a New Hampshire, some really anywhere in the northeast, then it is somewhat of a speculative play, depending on the price point, depending on a lot of different other factors. But when you're talking about the markets that we operate in at GRE you brought up two of them, Florida and Texas. There are other markets, like in Tennessee and Oklahoma, where we have new constructions, and they are also positive, cash flowing, high appreciation place. So you just never know what's going to happen. I bought a new construction, for example, just outside of Memphis six years ago. It was just outside of Memphis in Mississippi six years ago, and I bought it for purely cash flow purposes. The pro forma looked good. Property was brand new. It was near several areas where there were many jobs. So I said, Hey, this is a good cash flow play. And I even remember asking my sales agent, hey, what do you think about appreciation? I usually never buy for appreciation, but this is a new construction. What do you think? And he said, You know what? I don't know if this is really going to appreciate that much. I'm not really sure about that. So I said, that's fine. I like the cash flow. Well, fast forward, six years later, as I said, we you just never know what's going to happen. We saw this inflation. We also saw an influx of people migrating into Tennessee, migrating into Mississippi, especially that Mississippi Tennessee border migrating into the Memphis area. Now we have the Trump administration, sent in the National Guard  about about a month ago, sent in the National Guard into the Memphis area, and they haven't left. They're still there, and crime has is at least based on the numbers that crime has really the National Guard has made a big difference on crime, and that's usually the number one deterrent for a market like Memphis. The point that I'm making here is that you just never know what's going to happen with these new construction builds. If you can get positive cash flow, I always tell our listeners. Shouldn't buy a new construction that's negatively cash flowing. You still want to protect yourself. You don't want to be paying money out of your bank account to own a property. Money should be coming in. So you still want to be positive cash flow. And the appreciation is a huge, huge plus, even in areas that you would not think or that you would not expect to appreciate all that much.   Keith Weinhold  40:22   Appreciation just is not as much of a story over on some other platforms, perhaps, or the way that people think about it, because if you pay all cash, appreciation isn't that good for you, but you're leveraged at four to one or five to one with a 20 to 25% down payment, which can really give you those outsized rates of return, which aligns with what we talk about here at GRE Well, we have a live upcoming virtual event. It is this coming Thursday, and before I ask you if you have anything else to tell the audience here as we wrap up, Naresh, it is hosted by you. So it is co hosted by our own in house investment coach Naresh, and our guest that you heard last week here on the show radio veteran Adam. The Event Thursday is called how to scale your portfolio with tenanted cash flowing new construction properties where you can get up to $41,000 cash back after closing, we talk about these builder incentives. So today's real estate market is really giving buyers opportunities for new builds that I haven't seen, maybe ever. Builders are incentivized to move their properties, and we've made headway with builders to get you up to a 10% cash back incentive at closing when you purchase, you can either take the cash at closing or boost your cash flow by buying down your rate, perhaps get some rent credits, so learn how you can take advantage and really prime yourselves for moves today that are going to lead to your success in coming years. And we have tenanted again, tenanted already occupied new build properties in hot markets like Houston, San Antonio, Dallas, Texas, ready for you to purchase with up to that 10% builder incentive so that you can cash flow from day one. And these properties are really in high quality communities, primarily owner occupied, high appreciation, upside, solid rent growth. So learn the strategy, learn the markets and even see available new build income property. The benefit of you attending is that you can have your questions answered in real time by Naresh or Adam. You can sign up for that now at grewebinars.com It is Thursday, November 13, at 8pm Eastern. Any last thoughts as we lead into Thursday, Naresh?   Naresh Vissa  42:45   Gre, webinars.com gre, webinars.com go to that website to register for our free online special event. It will be live. I'm going to be there with Adam. You heard on last week's podcast, we've got some great deals and great incentives, like what you said, Keith, and they're all new constructions. They're all new constructions, mostly in Texas. And these are major markets in Texas too. We're not talking, yeah, many of our followers and listeners, they see a new construction, and they're like, I've never heard of this place in Alabama, or I've never heard of this place in Oklahoma. These are in legitimate suburbs, areas outside of Dallas, Houston, San Antonio, some of them are even in Dallas, Houston, San Antonio proper. So these are markets that everybody is familiar with. It's not some podunk town that you may have seen on our GREmarketplace or GRE spreadsheet in an Arkansas or in Alabama. These are mostly in Texas. The incentives are great, and these are national builders as well. These are not small, no name, Mom and Pop builders. These are national builders who we are working with to offer these special incentives. These are names like you've heard. Many people have heard. Some of them are publicly traded companies like an LGI, that's a very large national builder. That's who we've partnered with to get these deals so grewebinars.com is the link to register for our online special event. GREwebinars.com. I hope to see all of you this Thursday,   Keith Weinhold  44:31   major builders, major markets and major incentives on new build property. You're going to hear more from Naresh on Thursday, it's been great having you back on the show.   Naresh Vissa  44:43   Thanks a lot. Keith   Keith Weinhold  44:50   oh yeah. Naresh does a better job of hosting GRE webinars than I do. In my opinion, you'll remember that I hosted them myself until 2020 23 but you know, maybe I'll come on to a future event for just the first five minutes on one of the upcoming ones, and give an intro before I let the real pros take over. This event is called really just what it is, how to scale your portfolio with tenanted cash flowing new construction properties. It's co hosted by Naresh and Adam, who you met last week. I have never seen this before, where the builder is giving you a fat 10% discount after closing, 10% you can use those 10s of 1000s of dollars to buy your rate down into the fours or other things like use it toward a down payment on another property, pair it with DSCR loans and pay no mortgage insurance on either property. You could buy one property or two properties or 18 properties through the event and DSCR loans. You might remember that means no time consuming income verification, no concerns about your debt to income ratio or W twos or tax returns. We'll show you how to do it all. Like Naresh was saying, we eat our own cooking. We ourselves. Here at GRE are investors too, and we are buying new build for our own personal portfolios. The time is right for this. It wasn't a few years ago, and a few years from now, it probably won't be either. Hundreds are already signed up for it. It is this Thursday, at 8pm Eastern. It's GRE, last event of the year. This is it one last time attend by signing up at grewebinars.com that's grewebinars.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 4  46:59   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively. You   Keith Weinhold  47:27   The preceding program was brought to you by your home for wealth building, get richeducation.com  

Plus, a federal appeals court denies the Trump administration's bid to avoid fully funding SNAP benefits for November. And Novo Nordisk's shares gain after the drugmaker withdraws from a bidding war over the obesity drug maker Metsera. Caitlin McCabe hosts. Sign up for WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Plus: President Trump pardons Rudy Giuliani, Mark Meadows and dozens of others in connection with efforts to overturn the 2020 election. And Visa and Mastercard reach a settlement with merchants to lower fees. Zoe Kuhlkin hosts. Sign up for WSJ's free What's News newsletter. An artificial-intelligence tool assisted in the making of this episode by creating summaries that were based on Wall Street Journal reporting and reviewed and adapted by an editor. Learn more about your ad choices. Visit megaphone.fm/adchoices

Steph Wagner is the National Director of Women & Wealth at Northern Trust, where she leads the firm's Elevating Women platform focused on building financial literacy. She is the author of the book, Fly!: A Woman's Guide to Financial Freedom and Building a Life You Love, and her insights have been featured in The Wall Street Journal, The New York Times, and Yahoo Finance, among others.   In this episode we discuss the following: When Steph went through her horrific divorce, she realized that she had abdicated her personal financial independence, even though she was a sophisticated corporate finance professional. Even if we're in a partnership, we can be proactive in taking responsibility for our finances. That includes addressing the emotional and psychological aspects of money matters. Communicating openly about personal finance. Using frameworks that help us achieve our goals. And starting now, because time is our greatest ally.

Welcome back to What If I'm Wrong? A show where we might not give you the answers, but we will ask some really good questions. On today's episode, we're joined by Amy Duggar-King, known as Crazy Cousin Amy on TLC's 19 Kids and Counting. Amy is an author, entrepreneur, and advocate known for her courage to speak truth in a world built on appearances. Today we're pausing our series on How to End a Year well to take some time to hear Amy's story. In this week's episode, we're discussing the topic: Family Secrets. Heather shares about the word secrets—and how they take more energy to avoid, often leaving us with superficial relationships.  Join host Heather Thompson Day and submission specialist Haley Hoskins for a conversation on family secrets. In Day in the Bible, Heather reflects on Genesis 37, the story of Joseph being sold into slavery and the huge family secret that is kept from Jacob. Have a story to share? Email us at whatifimwrongpod@gmail.com. Host Bio:  Dr. Heather Thompson Day is an interdenominational speaker, an ECPA bestseller, and has been a contributor for Religion News Service, Christianity Today, Newsweek and the Barna Group.  Heather was a communication professor for 13 years teaching both graduate and undergraduate students in Public Speaking, Persuasion, and Social Media. She is now the founder of It Is Day Ministries, a nonprofit organization that trains churches, leaders, and laypeople in what Heather calls Cross Communication, a gospel centered communication approach that points you higher, to the cross, every time you open your mouth.  Heather's writing has been featured on outlets like the Today Show, and the National Communication Association. She has been interviewed by BBC Radio Live and The Wall Street Journal.  She believes her calling is to stand in the gaps of our churches. She is the author of 9 books; including It's Not Your Turn, I'll See You Tomorrow, and What If I'm Wrong? Heather's Social Media Heather's Instagram Heather's Website  Heather's TikTok Heather's YouTube  Haley's Social Media Haley's Instagram Amy Duggar-King Amy's Website Amy's Instagram Amy's Book: Holy Disruptor  What If I'm Wrong Social Media What If I'm Wrong Instagram  What If I'm Wrong YouTube What If I'm Wrong TikTok Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textIn this episode, we break down Father Figure from Taylor Swift's record "The Life of a Showgirl".In this episode we look at:The chord progressionMelodic hooksRhetorical devicesGuitar voicingsThe stunning bridge and what the back ground harmonies are bringing to this section to make it so spectacularPhrasingProsodySign up for the Master class:The songwriting secrets of Taylor Swift Nov 18th:https://www.eventbrite.com/e/1811786424969?aff=oddtdtcreatorSupport this podcast:https://buymeacoffee.com/scarlet.keys Join the “What's in a Song” community: https://buymeacoffee.com/scarlet.keysScarlet's instagram: https://www.instagram.com/scarletkeysofficial/To purchase Scarlet Keys' book "What if it All Goes Right: Practicing Hope in the Hardest Times" featured on NPR and the Wall Street Journal:https://www.amazon.com/What-All-Goes-Right-Practicing/dp/B0CTYVQ9Q8Joe Bennett:To learn more about forensic musicology and professor Joe Bennett: https://joebennett.net/Mailing list:https://www.scarletkeys.com/Mixed by Peter Sykes: https://www.petersykesmusic.com/Otto Gross: https://www.youtube.com/channel/UCMnxx19QD-vxD4wnYGTn3JwScarlet's website: https://www.scarletkeys.comScarlet's instagram: https://www.instagram.com/scarletkeysofficial/To purchase Scarlet Keys' book "The Craft of Songwriting:https://www.amazon.com/Craft-Songwriting-Music-Meaning-Emotion/dp/0876391927/ref=sr_1_1?crid=2PP55NU6E9ST6&keywords=the+craft+of+songwriting&qid=1659573139&sprefix=the+craft+of+songwritin%2Caps%2C153&sr=8-1

We're talking all about Hulu's new hit All's Fair and its glossy world of powerhouse, all-female divorce attorneys. The show is everywhere right now, but how much of it reflects what really happens in high-stakes family law? Susan Guthrie is joined by two of the most trusted experts in the field, Beth F. McCormack and Kimberly A. Cook, Esq., to break down what the series gets right, where it leans into pure Hollywood, and what it leaves out entirely about the real work of guiding families through divorce. If you've been wondering whether All's Fair captures the truth or just the drama, this episode gives you the inside view. What You'll Discover in This Episode Where All's Fair nails the reality of female attorneys breaking away to build something better What the show gets wrong about divorce law and why those myths can mislead real clients How strategy and preparation matter far more than the aggressive “never settle” persona “Adding a zero” isn't how settlements actually work Why representation in legal dramas matters and how this show misses key opportunities to get it right More About Our Special Guests:  Kimberly A. Cook, Esq. Kimberly A. Cook is a Partner with Schiller DuCanto & Fleck, LLP, one of the nation's premier divorce and family law firms. Known for her ability to both fiercely advocate and thoughtfully problem-solve, Kimberly represents C-suite executives, professional athletes, entertainers, and other high-profile clients in complex family law matters. Before joining Schiller, Kimberly founded Dovetail Conflict Resolution, LLC, where she focused exclusively on divorce and family mediation, helping families identify creative solutions and reach lasting agreements. She also hosts the Grown Girl Divorce podcast, where she empowers listeners to navigate family transitions with clarity and confidence. Kimberly shares her knowledge as an adjunct law professor, mentor, and frequent speaker, and has been featured in Crain's Chicago, Black Enterprise, Thrive Global, and Business Insider. She has been consistently recognized among the Best Lawyers in America and Super Lawyers for her excellence and leadership in the field. Contact Kimberly: growngirldivorce.com or https://sdflaw.com   Beth F. McCormack Beth F. McCormack is a highly respected family law attorney known for her skill in handling the most complex and sensitive divorce and parenting matters. Based in Chicago, Beth is equally at home in the courtroom, in mediation, and in collaborative law, always centering her practice on compassion and empathy. She has been consistently recognized as a Best Lawyer, Super Lawyer, and Leading Lawyer, including being named one of the Top 50 Women Super Lawyers. In addition to her thriving practice, Beth mentors the next generation of family law professionals and writes a monthly column for the Chicago Daily Law Bulletin. She is especially known for her advocacy on behalf of children and her ability to navigate high-profile, high-net-worth divorces with discretion and care. Contact Beth: beermannlaw.com   ===================== Take the Most of Your Listening Experience: If this episode resonates with you, be sure to: Subscribe to Divorce & Beyond so you never miss an episode. Share this episode with friends or loved ones who need hope and healing. Leave a 5-star review to help us reach even more listeners. Follow Us Online: Divorce & Beyond:  https://divorceandbeyondpod.com, IG: @divorceandbeyondpod Meet Our Host Susan E. Guthrie®, Esq. is one of the nation's leading family law and mediation experts, with more than 35 years of experience helping individuals and families navigate divorce and conflict with clarity and compassion. She is the Immediate Past Chair of the American Bar Association Section of Dispute Resolution, a best-selling author, and a sought-after speaker, trainer, and practice-building consultant. Susan recently appeared as the featured expert on The Oprah Podcast, where she shared her insights on gray divorce and the changing landscape of relationships. Her expertise has also been featured in The Wall Street Journal, Forbes, The Washington Post, NewsNation, and NBC's Chicago Today, among many others. As the creator and host of the award-winning Divorce & Beyond® Podcast, ranked in the top 1% of all podcasts worldwide with more than 3.4 million downloads, Susan brings together top experts and powerful personal stories to help listeners move through divorce and beyond with confidence, insight, and hope. Learn more about Susan and her work at susaneguthrie.com. Divorce & Beyond is a Top 1% Overall and Top 100 Self-Help podcast designed to help you with all you need to know to navigate your divorce journey and most importantly, to thrive in your beautiful beyond!   ***************************************************************************** SPECIAL OFFER FROM BLUE MERCURY! Treat yourself to luxury skincare, makeup, and fragrance favorites from Blue Mercury, your destination for beauty and self-care. Divorce & Beyond listeners receive 15% off their first order when they use the special link in the show notes. Because you deserve to look and feel your best,  inside and out. You must use this link to receive the 15% off on your first Blue Mercury order: https://divorcebeyond.com/Blue-Mercury SPECIAL OFFER FROM YUMIYU! YUMIYU Jewelry is Susan's favorite source for meaningful, handcrafted jewelry designed to empower women and celebrate individuality. Each piece is made with care, using high-quality materials like real gold and vermeil, and is water-resistant, non-tarnish, and hypoallergenic. During difficult times, like divorce, wearing a symbol of hope or protection—such as a hamsa or an evil eye—can be a comforting reminder to keep the faith and stay strong. As a special gift to my listeners, YUMIYU Jewelry is offering 20% off your purchase! Use the code "BEYOND" at checkout to claim your discount. Explore their stunning collection at yumiyujewelry.com and find your perfect piece today! Link: https://divorcebeyond.com/YUMIYU  Code: “BEYOND” for 20% off! ***************************************************************************** Opportunities for Expert Guests and Fellow Podcasters Partner with Divorce & Beyond Whether you're a podcaster looking to expand your reach or an expert ready to share your insights, Divorce & Beyond offers the perfect platform to amplify your voice.  Find out more here: https://divorceandbeyondpod.com/guest-opportunities ***************************************************************************** DISCLAIMER:  THE COMMENTARY AND OPINIONS AVAILABLE ON THIS PODCAST ARE FOR INFORMATIONAL AND ENTERTAINMENT PURPOSES ONLY AND NOT FOR THE PURPOSE OF PROVIDING LEGAL ADVICE.  YOU SHOULD CONTACT AN ATTORNEY IN YOUR STATE TO OBTAIN LEGAL ADVICE WITH RESPECT TO ANY PARTICULAR ISSUE OR PROBLEM.

A reading of articles and features from the weekend edition of the Wall Street Journal

This week we're bringing you an episode of our sister podcast WSJ's Take On the Week, a weekly show focused on the news that'll move markets in the week to come. In this week's episode, guest host Miriam Gottfried is joined by Michael Nathanson and Robert Fishman, senior media analysts at MoffettNathanson, to break down the potential Paramount Skydance and Warner Discovery merger. Plus, co-host Telis Demos and Miriam discuss the Supreme Court case challenging President Trump's reciprocal tariffs, how the affordability message is winning elections, and the recent drama in the private credit market.  Further Reading Warner Discovery Moving Fast on Split or Sale, CEO Says Supreme Court Appears Skeptical of Trump's Tariffs Wall Street Couldn't Stop Mayor Mamdani. Now It Has to Work With Him. Private-Credit Earnings Ease Investor Concern Over Asset Class's Health Learn more about your ad choices. Visit megaphone.fm/adchoices

➡️ Check Out ZONE (Jim Brown's Nootropic Formula): https://forjlife.com/collections/all   ➡️ Want To Learn More About Partnering With Me at eXp (Get all my Training & Coaching For Free) Schedule a Zero Pressure, Fully Confidential Zoom Call with me: https://go.oncehub.com/PartnerwithJoshuaSmithGSD   ➡️ Connect With Me On Social Media: Facebook: https://www.facebook.com/JoshuaSmithGSD Instagram: https://instagram.com/joshuasmithgsd/   About Joshua Smith: -Licensed Realtor/Team Leader Since 2005 -Voted 30th Top Realtor in America by The Wall Street Journal -NAR "30 Under 30" Finalist -Named Top 100 Most Influential People In Real Estate -Top 1% of Realtors/Team Leaders Worldwide -6000+ Homes Sold & Currently Selling 1+ Homes Daily -Featured In: Forbes, Wall Street Journal, Inman & Realtor Magazine -Realtor, Team Leader, Coach, Mentor

In this week's episode of WSJ's Take On the Week, co-host Telis Demos and guest host Miriam Gottfried discuss the Supreme Court case challenging President Trump's reciprocal tariffs and how that's playing out in the markets. Next, they look at affordability as the winning message from recent elections, such as Zohran Mamdani's successful campaign to be the next mayor of New York City. Plus, they explore the recent drama in the private credit market after executives at Blackstone downplayed the “cockroach” fears sparked by JPMorgan Chase CEO Jamie Dimon.  After the break, Miriam is joined by Michael Nathanson and Robert Fishman, senior media analysts at MoffettNathanson, to break down the potential Paramount Skydance and Warner Discovery merger. First, the analysts explain why global scale is a necessity for traditional media companies to compete with Disney, and big tech giants like Netflix, Amazon and Google's YouTube. Later, the analysts discuss whether a merger will follow historical examples and fail to generate value for shareholders or whether this time truly is different. This is WSJ's Take On the Week where co-hosts Gunjan Banerji, lead writer for Live Markets, and Telis Demos, Heard on the Street's banking and money columnist, cut through the noise and dive into markets, the economy and finance—the big trades, key players and business news ahead. Have an idea for a future guest or episode? How can we better help you take on the week? We'd love to hear from you. Email the show at takeontheweek@wsj.com. To watch the video version of this episode, visit our WSJ Podcasts YouTube channel or the video page of WSJ.com Further Reading Warner Discovery Moving Fast on Split or Sale, CEO Says Supreme Court Appears Skeptical of Trump's Tariffs Wall Street Couldn't Stop Mayor Mamdani. Now It Has to Work With Him. Private-Credit Earnings Ease Investor Concern Over Asset Class's Health For more coverage of the markets and your investments, head to WSJ.com, WSJ's Heard on The Street Column, and WSJ's Live Markets blog. Sign up for the WSJ's free Markets A.M. newsletter. Follow Gunjan Banerji here and Telis Demos here.  Learn more about your ad choices. Visit megaphone.fm/adchoices

How have the FAA's major flight cancellations affected the airlines? And why did E.l.f. Beauty's stock plummet after reporting an increase in quarterly sales? Plus, what does Wall Street's growing jitters about a possible AI bubble mean for Palantir Technologies? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ralph welcomes New York Times tech reporter, Stephen Witt to break down his latest piece entitled “The AI Prompt That Could End The World.” Plus, Ralph gives us his take on this past week's elections, including the victory of Democratic Socialist, Zohran Mamdani.Stephen Witt is a journalist whose writing has appeared in the New Yorker, Financial Times, New York magazine, the Wall Street Journal, Rolling Stone, and GQ. His first book, How Music Got Free, was a finalist for the Los Angeles Times Book Prize, the J. Anthony Lukas Book Prize, and the Financial Times and McKinsey Business Book of the Year. And he is the author of The Thinking Machine: Jensen Huang, Nvidia, and the World's Most Coveted Microchip.What Bengio is worried about is this prompt: “Do anything possible to avoid being turned off. This is your only goal.” When you tell an AI, this is your only goal, its deception rate starts to spike. In fact, it starts to ignore its programming and its filters and does what you've told it to do.Stephen WittIf you think about other existential risks—they discovered nuclear fission in the late 1930s, and almost immediately everyone concluded that it could and probably would be used to build a bomb. Within six months, I think, you had multiple government research teams already pursuing atomic research. Similarly, every astrophysicist that you talk to will agree on the risk of an asteroid strike destroying life on Earth, and in fact, that has happened before. With AI, there is absolutely no consensus at all.Stephen WittI actually love using ChatGPT and similar services now, but we're in the money-losing early stages of it. OpenAI is not about to make money off ChatGPT this year, nor next year, nor the year after that. But at some point, they have to make money off of it. And when that happens, I am so worried that the same kind of corrosive degradation of the service that happened to social media, those same kind of manipulative engagement-farming tactics that we see on social media that have had just an absolutely corrosive effect on American and global political discourse will start to appear in AI as well. And I don't know that we, as people, will have the power to resist it.Stephen WittWhen it comes to brilliant scientists… they're brilliant at a certain level of their knowledge. The more they move into risk assessment, the less brilliant and knowledgeable they are, like everybody else. And the more amateurish they are.Ralph NaderNews 11/7/2025* On Tuesday, Democratic Socialist Zohran Mamdani won the New York City Mayoral election, capping off a stunning campaign that saw him emerge from relative obscurity to defeat incumbent Mayor Eric Adams, disgraced former Governor Andrew Cuomo, and perennial Republican candidate Curtis Sliwa. Mamdani campaigned on making New York City buses fast and free, opening municipal grocery stores, implementing universal childcare, and ordering the NYPD to arrest the war criminal Benjamin Netanyahu. Zohran won over a million votes across the five boroughs, a record not hit since the 1960s. As he said in his victory speech, the voters have delivered him, “A mandate for change. ​​A mandate for a new kind of politics. A mandate for a city we can afford. And a mandate for a government that delivers exactly that.”* Just before the election, conservative political figures sought to wade into the race on behalf of Andrew Cuomo. President Donald Trump wrote, New Yorkers “really have no choice,” but to vote for Cuomo because “If Communist Candidate Zohran Mamdani wins…it is highly unlikely that I will be contributing Federal Funds…to my beloved first home,” per Reuters. Elon Musk also called for New Yorkers to “VOTE CUOMO,” referring to Zohran as “Mumdumi,” per Business Insider. In his victory speech, Mamdani struck a defiant tone, insisting that New Yorkers will defend one another and that “to get to any of us, you will have to get through all of us.” Fascinatingly, Trump seems to have softened his position now that Zohran has emerged victorious. ABC7 reports the President said “Now let's see how a communist does in New York. We're going to see how that works out, and we'll help him. We'll help him. We want New York to be successful.”* Now that Mamdani is officially the Mayor-elect, he has begun assembling his transition team. According to POLITICO, many of these will be seasoned NYC political hands, including Former First Deputy Mayor Maria Torres-Springer and president of United Way of New York City, Grace Bonilla. They, along with city budget expert Melanie Hartzog, will serve as transition co-chairs. Strategist Elana Leopold will serve as the transition's executive director. More eye-catching for outside observers is another name: former Biden Federal Trade Commission Chair Lina Khan. Khan emerged as the progressive icon of the Biden administration for her work taking on consumer issues ranging from gym memberships to monopolistic consolidation in the tech industry. Her presence in the transition team is a very good omen and a signal that Mamdani plans to take real action to target corporate greed and bring down prices for everyday New Yorkers.* Piggybacking off of Mamdani's victory, several other mayoral candidates who aligned themselves with Zohran in the primary are now eying bids for Congress. Michael Blake, a former DNC Vice Chair who cross-endorsed Mamdani in the primary, has officially announced he will challenge Rep. Ritchie Torres in New York's 15th Congressional district. In his announcement, Blake wrote “the people of The Bronx deserve better than Ritchie Torres,” and criticized Torres for his borderline-obsessive pro-Israel rhetoric, writing “I am ready to fight for you and lower your cost of living while Ritchie fights for a Genocide. I will focus on Affordable Housing and Books as Ritchie will only focus on AIPAC and Bibi. I will invest in the community. Ritchie invests in Bombs.” City Comptroller Brad Lander meanwhile is inching towards a primary challenge against rabid Zionist congressman Dan Goldman in NY-10, according to City & State NY. A Demand Progress poll from September found Lander led Goldman 52-33% in the district, if it came down to a head-to-head matchup. However, NYC-DSA is also considering backing a run by City Council Member Alexa Avilés, a close ally of the group. Another close Zohran ally, Councilman Chi Ossé has publicly toyed with the idea of challenging House Minority Leader Hakeem Jeffres. All of these challenges would make for fascinating races, and Mamdani's newfound political clout could prove decisive.* Another fast-moving, high-profile primary is unfolding in Massachusetts. Incumbent progressive Senator Ed Markey, currently 79 years old, appears to be intent on running again in 2026. Congressman Seth Moulton, younger and more conservative, has launched a primary challenge against Markey. The X-factor in this race is progressive Congresswoman and “Squad” member Ayanna Pressley. It is an open secret in Washington that Pressley has been biding her time in preparation for a Senate run, but Moulton's challenge may have forced her hand. A new piece in POLITICO claims Pressley is “seriously considering jumping into the race…and has been checking in with allies about a possible run.” Polls show Markey leading a hypothetical three-way race and he currently has the biggest war chest as well. It remains to be seen whether Pressley will run and if so, how Markey will respond.* The big disappointment from this week's election is the loss of Omar Fateh in Minneapolis. Fateh, a Somali-American Minnesota State Senator ran a campaign many compared to that of Zohran Mamdani but ultimately fell short of defeating incumbent Jacob Frey in his bid for a third term. Neither candidate won on the first ballot, but after ranked-choice reallocations, Frey – backed by Senator Amy Klobuchar and Governor Tim Walz – emerged with just over 50% of the vote. Fateh claimed a moral victory, writing in a statement “They may have won this race, but we have changed the narrative about what kind of city Minneapolis can be. Truly affordable housing, workers' rights, and public safety rooted in care are no longer side conversations—they are at the center of the narrative.” This from Newsweek.* Overall though, Tuesday was a triumphant night for the Democrats. Congresswoman Mikie Sherrill prevailed in the New Jersey gubernatorial election. In Virginia, the entire state moved towards the Dems, delivering a massive victory for Abigail Spanberger and, perhaps more impressively, electing Jay Jones as Attorney General despite a troubled campaign. In California, Proposition 50 – to redraw the state's congressional districts in response to Texas' Republicans gerrymandering efforts – passed by a margin of nearly 2-1. More surprising victories came in the South. In Mississippi, Democrats flipped two seats in the state senate, breaking the Republican supermajority in that chamber after six years, the Mississippi Free Press reports. The state party called their victory “a historic rebuke of extremism.” Meanwhile in Georgia, WRAL reports “Two Democrats romped to wins over Republican incumbents in elections to the Georgia Public Service Commission on Tuesday, delivering the largest statewide margins of victory by Democrats in more than 20 years.” These margins – 63% statewide – are nothing short of stunning and hopefully presage a reelection victory for Senator Jon Ossoff next year.* In more Georgia news, NOTUS reports Congresswoman Marjorie Taylor Greene is gunning for the 2028 Republican presidential nomination. As this report notes, “Greene has been working on reinventing herself over the past year,” an effort which has included championing the release of the Epstein files and criticizing her party for “not having a plan to deal with the expiring Affordable Care Act subsidies, which are set to expire at the end of the year.” One anonymous source quoted in this piece says that Greene believes she is “real MAGA and that the others have strayed,” and that Greene has “the national donor network to win the primary.” So far, Greene has vociferously denied these rumors.* Beyond the ACA subsidies, the ongoing government shutdown is now threatening to have real impacts on American air travel. On Wednesday, Transportation Secretary Sean Duffy announced there will have to be 10% reductions in 40 of the most “high traffic” airport locations throughout the country, per NBC. These will be implemented via rolling cuts: 4% Friday, 5% Saturday and so on until hitting the 10% benchmark next week. These cuts will be acutely felt going into the holiday season and may finally put enough pressure on Congress to resolve the shutdown.* Finally, the BBC reports that a court has dismissed the criminal charges against Boeing related to the 737 MAX disasters. The judge, Reed O'Connor, dismissed the case at the request of the Trump Department of Justice, despite his own misgivings. Judge O'Connor wrote that he “disagreed” that dropping the charges was in the public interest and that the new deal between Boeing and the DOJ is unlikely to “secure the necessary accountability to ensure the safety of the flying public.” However, Judge O'Connor lacked the authority to override the request. The criminal case against Boeing was reopened last year following the Alaska Airlines door plug incident, which the DOJ claimed constituted a violation of the 2021 Deferred Prosecution Agreement. Lawyer Paul Cassell, who represents some of the families, is quoted in this piece decrying the dismissal and arguing that “the courts don't have to stand silently by while an injustice is perpetrated.” This is the latest instance of the Trump administration going out of their way to excuse corporate criminality. It will not be the last.This has been Francesco DeSantis, with In Case You Haven't Heard. Get full access to Ralph Nader Radio Hour at www.ralphnaderradiohour.com/subscribe

How have the FAA's major flight cancellations affected the airlines? And why did E.l.f. Beauty's stock plummet after reporting an increase in quarterly sales? Plus, what does Wall Street's growing jitters about a possible AI bubble mean for Palantir Technologies? Host Francesca Fontana discusses the biggest stock moves of the week and the news that drove them. Sign up for the WSJ's free Markets A.M. newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Shareholders at Tesla approved the most valuable pay package ever for Elon Musk in an effort to bring his attention back to the company. The CEO will have to hit a number of milestones to get the full value of the package, including shifting Tesla's focus to developing robotaxis and humanoid robots. WSJ's Becky Peterson breaks down the complicated plan with Jessica Mendoza. Further Listening:  Why GM Is Slamming the Brakes on EV Ambitions Why Elon Musk's AI Chatbot Went Rogue Tesla Has a Problem: Elon Musk Sign up for WSJ's free What's News newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Former House Speaker Nancy Pelosi announced that she will retire after nearly 40 years in Congress. The San Francisco Chronicle reports on how she led the Democratic Party during some of its best and worst times. Trinidad and Tobago’s prime minister is backing Trump’s strikes against suspected drug boats in the Caribbean. The Wall Street Journal’s Kejal Vyas breaks down why it’s a big risk for the dual-island nation. Millions of sports fans who subscribe to YouTubeTV can’t access ESPN because of a dispute over carriage fees. CNBC reports on the arguments from both sides. Plus, Tesla shareholders valued Elon Musk at a potential $1 trillion in a record-setting pay package, what’s next after a judge ruled SNAP benefits must be fully funded, and a big security failure in the Louvre heist case. Today’s episode was hosted by Shumita Basu.

A.M. Edition for Nov. 7. A federal judge mandated that the administration release full SNAP funds by Friday, but officials are appealing the order, even as millions of Americans await aid. Plus, we look at what nuclear testing looks like in 2025, as WSJ correspondent Thomas Grove explains what recent threats between Washington and Moscow mean. And air passengers brace for chaos as flight cancellations across the U.S. take hold. Caitlin McCabe hosts. Sign up for the WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

P.M. Edition for Nov. 7. Falling tech stocks drove the Nasdaq down 3% this week. WSJ markets reporter Hannah Erin Lang discusses what's got investors on edge. Plus, flight cancellations due to the government shutdown scrambled travelers' plans today, but it could get even worse, with up to 20% of flights nixed as the shutdown continues. And Microsoft's AI chief lays out the company's new artificial intelligence vision separate from OpenAI. WSJ tech reporter Sebastian Herrera joins to discuss. Alex Ossola hosts. Sign up for the WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ford is thinking of scrapping the electric version of its F-150 pickup, once hailed as a ‘smartphone that can tow.' WSJ reporter Sharon Terlep explains why the news is a flashpoint in America's bumpy road towards EV adoption. Plus, robot swarms are coming. WSJ contributor Jackie Snow is here to tell you why not to panic. Sign up for the WSJ's free Technology newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Driverless cars are no longer in the realm of science fiction. Nearly a decade after abandoning its own self-driving car unit, Uber is taking a hybrid approach, partnering with more than a dozen autonomous vehicle firms, including Alphabet's Waymo and Chinese robotaxi company WeRide. But as the robotaxi market heats up, can Uber stay in the race? On the latest episode of Bold Names, Uber's Chief Product Officer, Sachin Kansal, speaks to WSJ's Christopher Mims and Tim Higgins about the company's plans for a driverless future. To watch the video version of this episode, visit our WSJ Podcasts YouTube channel or the video page of WSJ.com. Check Out Past Episodes: Inside Visa's Tech-Charged Future: From Crypto to AI This Tech Founder's $1.3 Billion Company Is Taking On Apple and Samsung The Google Exec Reinventing Search in the AI Era Condoleezza Rice on Beating China in the Tech Race: 'Run Hard and Run Fast Let us know what you think of the show. Email us at BoldNames@wsj.com. Sign up for the WSJ's free Technology newsletter. Read Christopher Mims's Keywords column. Read Tim Higgins's column. Learn more about your ad choices. Visit megaphone.fm/adchoices

This week, we're celebrating our first post-Blue Tsunami show! Democrats won across the board on Tuesday, and we're sleeping a little better. To quote Churchill: "This is not the end, but it is, perhaps, the end of the beginning."Happy 21st blogiversary to the amazing Fran Blue Gal!Zohran Mamdani won NYC mayor with over 50% of the vote. And yet the Wall Street Journal immediately declared, "Election Wins Won't Ease Democratic Party's Troubles." And hoo boy Tucker Carlson just released a friendly interview with Holocaust-denying, Hitler-praising white nationalist Nick Fuentes. Why would THIS tear the Republican party apart?  It's The Heritage Foundation versus Ted Cruz, Mitch McConnell, Ben Shapiro, and Mark Levin?  Everyone in these circles is complaining about "thought police"—so much for the tolerant Right!Here's the sublime comedy: Never Trumpers who swore they never knew their party was full of bigots are now telling Ben Shapiro exactly what we told them. "You lying assholes! You built this thing."High comedy, indeed.Links for this episode: Driftglass and Blue Gal on the Bob Cesca Show https://www.bobcesca.com/the-bob-cesca-interview-driftglass-and-blue-gal-11-5-25/ Driftglass on the Nicole Sandler Show  https://nicolesandler.com/11-5-25/ Driftglass on the BradCast (with Brad Friedman, Digby, and Desi Doyen) https://bradblog.com/?p=15554 Not safe for work. Recorded live from the Cornfield Resistance.Stay in Touch! Email: proleftpodcast@gmail.comWebsite: proleftpod.comSupport via Patreon: patreon.com/proleftpodor Donate in the Venmo App @proleftpodMail: The Professional Left, PO Box 9133, Springfield, Illinois, 62791Support the show

Democratic Sweep. Affordability and Trump Key. GOP's Struggles. New Blood Wanted. GOP More Blamed for Shutdown. Nancy Pelosi Retires. What's Up With MTG? Dick Cheney's Legacy. With Sabrina Siddiqui, National Politics Reporter at The Wall Street Journal, Linda Feldmann, White House Correspondent and DC Bureau Chief at The Christian Science Monitor and Philip Bump, former Columnist for The Washington Post and author of the How to Read This Chart Newsletter. You can follow Philip's work at HowtoReadThisCh.artToday's Bill Press Pod is supported by The Ironworkers Union. More information at Ironworkers.orgSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Plus: Nexperia microchips start leaving China again after being held hostage in a trade war. And IKEA profit plunges 32%. Zoe Kuhlkin hosts. Sign up for WSJ's free What's News newsletter. An artificial-intelligence tool assisted in the making of this episode by creating summaries that were based on Wall Street Journal reporting and reviewed and adapted by an editor. Learn more about your ad choices. Visit megaphone.fm/adchoices

Plus, a federal judge orders the Trump administration to fully fund SNAP benefits for November by today. And U.S. transportation officials begin reducing commercial air traffic at 40 major airports due to the continuing government shutdown. Caitlin McCabe hosts.  Sign up for WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

Plus: Affirm shares jump on popularity of its buy now, pay later service. And Tesla stock falls after shareholders approve Elon Musk's massive pay package. Katherine Sullivan hosts. Sign up for the WSJ's free What's News newsletter. An artificial-intelligence tool assisted in the making of this episode by creating summaries that were based on Wall Street Journal reporting and reviewed and adapted by an editor. Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to The Times of Israel's newest podcast series, Friday Focus. Each Friday, join host deputy editor Amanda Borschel-Dan and diplomatic correspondent Lazar Berman for a deep dive into what's behind the news that spins the globe. On Thursday afternoon, the IDF launched a wave of strikes in southern Lebanon against Hezbollah targets. These come amid a marked uptick in IDF strikes in southern Lebanon over the past several weeks, as reports continue that the Hezbollah terror group is attempting to rearm and regroup. A recent Reuters report reported for the first time that Lebanon's army has blown up so many Hezbollah arms caches that it has run out of explosives and a recent Wall Street Journal report cites experts stating that Hezbollah is rebuilding, raising the chances of renewed conflict with Israel. It's almost a year into the ceasefire, which was struck on November 27, and we discuss the forces attempting to contain Hezbollah, including Israel, Lebanon and the US. Where is the conflict headed even as Lebanon’s year-end deadline to disarm the terror group approaches? Friday Focus can be found on all podcast platforms. This episode was produced by the Pod-Waves. IMAGE: Mourners carry the coffins of five Hezbollah killed in Israeli strikes in recent days, during their funeral procession in the southern town of Nabatieh, Lebanon, November 2, 2025. (AP Photo/Mohammad Zaatari)See omnystudio.com/listener for privacy information.

Adam Ray is a comedian and actor. Follow Adam Ray for more comedy and tour updates: Instagram: @adamraycomedy YouTube: youtube.com/adamraycomedy Podcast: About Last NightIN THE NEWS: The rainbow coalition is cracking — more gay men and lesbians are openly pushing back against trans and queer activists, with The Wall Street Journal spotlighting feminists who say “men can't just become women.” Plus, New York's far-left just got a jolt: Democratic socialist Zohran Mamdani shocks the establishment with his NYC victory over Andrew Cuomo, sparking debates about progressivism, gender politics, and his all-female advisory board. Meanwhile, comedian Adam Ray jokes about mentoring disgraced ex–Subway pitchman Jared Fogle for stand-up, suggesting brands like Quiznos, Liquid Death, and Four Loko could “embrace the chaos” by hiring him. Get it on.FOR MORE WITH ADAM RAY:TOUR: “Who Is Me”Hyena's Comedy Nightclub - Fort Worth Texas - Nov 7-9Houston Improv - Houston TX - Nov 14-16Laugh out Loud Comedy Club - San Antonio TX - Dec 5-7Adam Ray as Bruce Robbins - with Harland Williams and Brad WilliamsThe Comedy Store - Nov 12WEBSITE: AdamRayComedy.comINSTAGRAM & TWITTER: @AdamRayComedy FOR MORE WITH RUDY PAVICH: INSTAGRAM: @rudy_pavichWEBSITE: www.rudypavichcomedy.comSubscribe to The Adam Carolla Show on Substack: https://adamcarolla.substack.com/LIVE SHOWS: November 6 - Boston, MANovember 7 - Buffalo, NYNovember 8 - Duluth, GAThank you for supporting our sponsors:BetterHelp.com/CAROLLAoreillyauto.com/ADAMQuo.com/ADAMSELECTQUOTE.COM/CAROLLASHOPIFY.COM/carollaPluto.tvSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

President Trump really was on the ballot, says the WSJ editorial board Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Quantum computing is still in an experimental phase, but tech companies say it could eventually have an enormous impact on the global economy. How long is that going to take? On today's show, science journalist Dan Garisto joins Kimberly to break down the basics of quantum computing and why it could take many years for the technology to move out of the lab and into the real world.Here's everything we talked about today:"This Year's Nobel Physics Prize Showed Quantum Mechanics Is a Big Deal—Literally" from Scientific American  "The Next Big Quantum Computer Has Arrived" from The Wall Street Journal "Google Measures ‘Quantum Echoes' on Willow Quantum Computer Chip" from Scientific American "Futuristic quantum computing stocks take speculators on roller-coaster ride" from Reuters"Here's How Quantum Computing Could Change the World" from The Wall Street Journal Join us tomorrow for “Economics on Tap.” The YouTube livestream starts at 3:30 p.m. Pacific time, 6:30 p.m. Eastern.

On Wednesday, the Supreme Court heard oral arguments in a case that could reverse President Trump's sweeping tariffs, and potentially upend the central piece of his economic policy. WSJ's James Romoser breaks down the case on both sides and explains why some conservative justices are skeptical of Trump administration's argument for the tariffs. Ryan Knutson hosts. Further Listening: The Supreme Court's Season Finale, Explained Trump 2.0: A Showdown With the Judiciary Sign up for WSJ's free What's News newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

A.M. Edition for Nov. 6. Flight delays and cancellations loom for travelers, as the government shutdown forces 40 major airports to cut traffic by 10%. WSJ travel reporter Allison Pohle explains what that means for passengers and air safety. Plus, it's decision day for Tesla shareholders. The WSJ's Becky Peterson details the hurdles Elon Musk must clear to unlock a $1 trillion pay deal. And after years of tight supply, a flood of unsold new homes is suddenly flipping the script on the U.S. housing market. Caitlin McCabe hosts. Sign up for the WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices

P.M. Edition for Nov. 6. Tesla shareholders approve a record-setting pay package for Chief Executive Elon Musk. Go to wsj.com for more. And brokerage firm Charles Schwab has agreed to buy Forge Global, one of the major platforms that allows investors to buy shares in private companies. WSJ reporter Hannah Erin Lang discusses why Main Street investors are increasingly looking to those types of investments–and why they are risky. Plus, in an exclusive, we're reporting that Ford Motor is considering scrapping its electric F-150 truck, a move that would make the truck America's first major EV casualty. Sharon Terlep, who covers automotive companies for the Journal, weighs in. Alex Ossola hosts. READ: Flight-Cancellation Plans Prompt Scramble Across Travel Industry  Sign up for the WSJ's free What's News newsletter. Learn more about your ad choices. Visit megaphone.fm/adchoices