Podcasts about florida what

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Best podcasts about florida what

Latest podcast episodes about florida what

Fresh Take
On Farm Readiness Reviews (OFRRs) – An Inspector's Perspective

Fresh Take

Play Episode Listen Later May 5, 2025 31:48


Kirby Quam, Florida Department of Agriculture and Consumer Services (FDACS) Produce Safety Outreach Coordinator, speaks with us about the On Farm Readiness Review (OFRR) process for farmers. In this episode, hear about: - What is the On Farm Readiness Review - Who manages and participates in the On Farm Readiness Reviews in Florida - What farmers can expect prior, during and after an OFRR - Some common issues inspectors often see on farms - Where to sign up and find resources Resources: FDACS On Farm Readiness Review Website: https://www.fdacs.gov/Agriculture-Industry/Fruit-and-Vegetables/Food-Safety-Modernization-Act-Produce-Safety-Rule/On-Farm-Readiness-Review For the latest news on FSMA, visit the U.S. Food and Drug Administration Website: https://www.fda.gov/food/guidance-regulation-food-and-dietary-supplements/food-safety-modernization-act-fsma  Support the showDue to the ongoing federal funding freeze, we must redirect our efforts to other FOG programs. But we need your help to keep programs like Fresh Take and other FOG initiatives alive! Become a sponsor today! Your sponsorship is crucial for us to continue providing essential programs, including this podcast. Visit our sponsor page now to learn more and join our community of supporters. Together, we can make a significant impact!

Tangents: A Trivia Workshop Podcast

Fellow IT Guy, Matt Lamia joins me this week from Winter Springs, Florida for his first solo trip, and he was searching for Major League Baseball, the TV show Friends and 1980s music. At the time of recording, I was recovering from an illness, so please excuse my voice! Episode Links: Winter Springs, Florida What are you into right now? The Bear, Only Murders in the Building Favorite Movie Soundtrack: The Lost Boys Favorite TV Theme Song: Growing Pains Last Wikipedia Search: “The Streetbeater” by Quincy Jones Non-trivia Podcast: Stephs in the City Last movie in a theater: It Ends with Us Favorite bit of trivia: More men have walked on the moon (12) than have scored against Mariano Rivera in the MLB post season (11). Catch live shows from Tangents and your other favorite trivia podcasts at Trivia Nationals 2025 in New Orleans!

STOKED with Megan MacPhail
91. How to Turn Any Location into an Elopement Destination with Florida Elopement Photographer Jessica Kent

STOKED with Megan MacPhail

Play Episode Listen Later Nov 21, 2024 31:42


Think your location has nothing to offer for adventurous elopements? Think again! I'm joined by Jessica Kent, a Florida-based elopement photographer who has proven that even unexpected places can be dream elopement destinations. During our conversation, Jessica shares the diverse elopement possibilities in Florida, and how she educates couples on thinking beyond the typical beach wedding.   We also discuss her experience booking elopements in Washington, strategies to set yourself apart from other photographers, and how she has transformed into a successful high-ticket elopement photographer.   Tune in now to discover how to uncover unique elopement opportunities right in your own city!   In this episode, we chat about: Booking all-day elopements in Florida and what they look like How Jessica educated couples about eloping in Florida Ways Jessica has used blogging and TikTok to build her business in Florida What she did to target Washington Ways to set yourself apart from others to get bookings Jessica's biggest transformation as a photographer Charging what you're worth What's Jessica's life and business look like   Connect with Jessica: Instagram: @‌wildtidesphotography Website: wildtidesphotography.com TikTok: @‌wildtidesphotography   Connect with Megan:

Finish Lines and Milestones
Episode 75: The Run AROUND the USA

Finish Lines and Milestones

Play Episode Listen Later Sep 27, 2024 91:51


Cameron Balser RAN AROUND THE PERIMETER OF THE UNITED STATES OF AMERICA. Sorry, the all-caps seemed necessary. 11,170 miles in 294 days. That's ~40 miles PER DAY. I'm simply in awe of Cam and his attitude towards life and you HAVE to listen to this. During this episode sponsored by Athlete Bouquets, we talk about: How being called Forrest Gump doesn't bother Cam The fact that Cam grew up in the “Only Swayzee in the World” Finding running in junior high and learning it was genuinely something he loved to do His sisters, his twin, Chantelle, and younger sister, Kayla, and how they all ended up in the same grade in high school The last minute full ride that changed his life plans from joining the Air Force to running in college in Kansas How he worked 80 hour weeks packing chips on a line and it showed him money definitely isn't the key to happiness The role mental health has played in his life and his time in an inpatient and outpatient program How he got into ultramarathons by creating his own in his hometown - a ten mile loop ten times in the middle of February

Rumble in the Morning
Stupid News 5-3-2024 6am …What kind of a hat was he wearing?

Rumble in the Morning

Play Episode Listen Later May 6, 2024 8:51


Stupid News 5-3-2024 6am …Apparently Monkeys roam free in Florida …What kind of a hat was he wearing? …The Deal of a Lifetime

FOX Sports Knoxville
The Morning Show HR1 4.9.24 "Uconn back to back champs"

FOX Sports Knoxville

Play Episode Listen Later Apr 9, 2024 51:09


The Morning Show HR1 4.9.24 -Uconn rolls to first back to back since 06-07 Florida -What programs stack up against Uconn right now? -The culture at Uconn is elite

Coffee with the Kayes
The Many Faces of Proper Practice

Coffee with the Kayes

Play Episode Listen Later Dec 2, 2023 57:40


This podcast dives deep into coffee, our award, practice, and more - Domincan coffee what does it taste like? -The Best Music Studio and Instructors in the state of Florida According to The Guide to Florida - What to do when you practice wrong all week - practicing the wrong way not being prepared for your lesson - is it worth it to take a break from your regular lessons? - The pressure of the holidays on your progress - the proper attitude towards practice - being mentally involved in your practice - racing to the end of the book - hitting the wall - Josh's progression on the guitar, what made it work? - The Blues Contest - "Since I've Been Lovin' You" Performance and showbiz - Quaver and the All County Chorus Event - Cleveland Browns beat the Ravens and the Steelers - Where's the Hype? - Influence of Jim Schartz on the Browns organization - The Ghost of Cleveland players Past - Big D - MJ Emmerson - Man to man vs. zone defense - where did all the penalties go? - Boiled Cabbage

Dawgs Daily on Sports illustrated
How Georgia Beats Florida Without Brock Bowers

Dawgs Daily on Sports illustrated

Play Episode Listen Later Oct 23, 2023 47:41


- Georgia vs Florida: What to Expect - Brock Bowers Injured - Path to SEC Championship Game Watch this episode on YouTube: https://youtube.com/live/26b_Lc0CunA Follow us on Twitter: @ClassicCityPod @TheStodFatha @Dr_JWill Like us on Facebook: Facebook.com/ClassicCityPod --- Send in a voice message: https://podcasters.spotify.com/pod/show/classiccitysports/message Support this podcast: https://podcasters.spotify.com/pod/show/classiccitysports/support

Gamecock Central Radio
Mix in a Water Monday: Tori Gurley breaks down South Carolina's loss against Florida

Gamecock Central Radio

Play Episode Listen Later Oct 16, 2023 16:49


Former South Carolina WR Tori Gurley joins Gamecock Central's Mike Uva for this week's episode of Mix in a Water Monday. The two take a deeper look into the Gamecocks loss against Florida while Gurley provides a unique perspective on: - Where things went wrong on Saturday for the Gamecocks - What he's noticing that's different about the offense this year - What Xavier Legette is doing that will allow him to continue to get better - What advice he would give Juice Wells about his future - What the problem was with the defense against Florida - What he's noticing about the defense this year - What his message would be to the players on defense And much more. Catch Mix in a Water Mondays every Monday this season with different former Gamecocks joining Uva throughout the year. #GamecockFootball #SouthCarolinaGamecocks Learn more about your ad choices. Visit megaphone.fm/adchoices

HOTTEST NEWS PREDICTIONS- Psychic News by Clairvoyant House
Wooden ship from 1800s uncovered on Florida beach after erosion as predicted by Clairvoyant Staikova

HOTTEST NEWS PREDICTIONS- Psychic News by Clairvoyant House "Dimitrinka Staikova and daughters

Play Episode Listen Later Dec 10, 2022 3:19


Media Confirmation : Wooden ship from 1800s uncovered on Florida beach after erosion caused by recent hurricanes - as predicted by Clairvoyant Dimitrinka Staikova in her Ebook publ. July 2022 : Chaos,Fires,War - US Midterm Election 2022. Trump endorsed candidates - Who will win ? Whether Russia will intervene? Israel Elections 2022 ? Clairvoyant / Psychic predictions to : Herschel Walker, John Fetterman, Senator Raphael Warnock, Mehmet Oz, Ron DeSantis, Senator Mark Kelly . Psychic reading to : According to NASA a rocket body struck the Moon on March 4, 2022 near the Herzsprung crater, creating a double crater 28 meters wide Published July 12, 2022 By Dimitrinka Staikova, Stoyanka Staikova, Ivelina Staikova Table of Contents : https://clairvoyantdimitrinkastaikova.weebly.com/hottestnewspredictions/new-ebook-chaosfireswar-us-midterm-election-2022-trump-endorsed-candidates-who-will-win-whether-russia-will-intervene-israel-elections-2022-clairvoyant-psychic-predictions-to-herschel-walker-john-fetterman-senator-raphael-warnock-meh ONLY A SMALL PART OF CLAIRVOYANT/PSYCHIC PREDICTIONS ABOUT : Ron DeSantis (Governor of Florida) - What will happen in Florida until November on Midterm Election 2022? - Clairvoyant/Psychic predictions June 27, 2022 - by Clairvoyant House “Dimitrinka Staikova and daughters Stoyanka and Ivelina Staikova” - from Europe, Bulgaria, Varna Visit our E-book Store , Blogs and Websites: http://clairvoyantDimitrinkaStaikova.weebly.com http://sites.Google.com/site/dimitrinkastaikova http://HottestNewsPredictions.blogspot.com http://ivstaikova.wixsite.com/clairvoyant ….Summer 2022 - I see upcoming for Florida many fires, heavy rainfalls - including July 2022. Many dry lightnings, fires, problems with constructions of pipes…. and finding buried vessel….(MEDIA CONFIRMATION) Media Confirmation : Wooden ship from 1800s uncovered on Florida beach after erosion caused by recent hurricanes December 7,2022 https://www.nbcnews.com/news/us-news/wooden-ship-1800s-uncovered-florida-beach-beach-erosion-caused-recent-rcna60517 The archeological team removed sand and made a shallow trench around the 's wooden timbers, took measurements and made sketches to solve the 200-year mystery. Click here to read more : https://hottestnewspredictions.blogspot.com/2022/12/media-confirmation-wooden-ship-from.html NEW : To each ebook You order from our Ebook store : http://clairvoyantdimitrinkastaikova.weebly.com/ You will receive free answers to three questions from us - You must send us a photo of the person with whom the issue is related, or You may send three photos of three different persons You want to ask questions about. Each question will receive an answer by different clairvoyant : Dimitrinka Staikova, Stoyanka Staikova and Ivelina Staikova. This option includes only answers of three free questions , no additional questions included

The Bridge
The Beauty Of Sports

The Bridge

Play Episode Listen Later Nov 28, 2022 40:53


On today's episode of The Bridge presented by AdventHealth, Mike and Marc discuss: - Recapping the wild finish to UCF vs USF - Storming the field after FSU vs Florida - What is the future for Anthony Richardson - The upcoming bidding war in College Football

HOTTEST NEWS PREDICTIONS- Psychic News by Clairvoyant House
Ron DeSantis: How the Republican governor conquered Florida - as predicted by Clairvoyant Staikova

HOTTEST NEWS PREDICTIONS- Psychic News by Clairvoyant House "Dimitrinka Staikova and daughters

Play Episode Listen Later Nov 15, 2022 3:37


MEDIA CONFIRMATION : Ron DeSantis: How the Republican governor conquered Florida - as predicted by Clairvoyant Dimitrinka Staikova in her Ebook publ.July 12,2022 : Chaos,Fires,War - US Midterm Election 2022. Trump endorsed candidates - Who will win ? Whether Russia will intervene? Israel Elections 2022 ? Clairvoyant / Psychic predictions to : Herschel Walker, John Fetterman, Senator Raphael Warnock, Mehmet Oz, Ron DeSantis, Senator Mark Kelly . Psychic reading to : According to NASA a rocket body struck the Moon on March 4, 2022 near the Herzsprung crater, creating a double crater 28 meters wide Published July 12, 2022 By Dimitrinka Staikova, Stoyanka Staikova, Ivelina Staikova 2022 Copyright Dimitrinka Staikova, Stoyanka Staikova, Ivelina Staikova Order your Ebook today, Pay with Western Union Online – 50 GBP and You will receive the Ebook as PDF in the next 24 hours with Email delivery : ​​​To Order Your Ebook with Western Union Online – 1. Login in https://www.westernunion.com/ 2. Click on the button “SEND MONEY “; 3. Select Your receiver's country : Bulgaria ; 3. Send the exact price of the Ebook – 50 GBP or 120 BGN (the price of our Ebook) ; • How does the receiver want the money : Click on “CASH “ button; • Then You must make a registration to the website Western Union ; ● Receiver Name : First Name – Stoyanka , Second Name – Staykova •Purpose of transaction : “Goods and Services payment “ ●Country – Bulgaria ●City – Varna 4. You will receive by Western Union a confirmation email with the Tracking Number (MTCN); After You make the payment via Western Union, send us an email to dimitrinka.staikova@hotmail.com with the information : ​1. The Name of the Ebook You have ordered SENDER NAME (First and Last name) and MTCN (Money Transfer Control Number – WESTERN Union's payment tracking system). After We receive Your payment details (SENDER NAME and MTCN) and the name of the Ordered Ebook – We will send You an email with the Ebook. ​ NEW : To each ebook You order from our Ebook store : http://clairvoyantdimitrinkastaikova.weebly.com/ You will receive free answers to three questions from us - You must send us a photo of the person with whom the issue is related, or You may send three photos of three different persons You want to ask questions about. Each question will receive an answer by different clairvoyant : Dimitrinka Staikova, Stoyanka Staikova and Ivelina Staikova. This option includes only answers of three free questions , no additional questions included. Table of Contents : https://clairvoyantdimitrinkastaikova.weebly.com/hottestnewspredictions/new-ebook-chaosfireswar-us-midterm-election-2022-trump-endorsed-candidates-who-will-win-whether-russia-will-intervene-israel-elections-2022-clairvoyant-psychic-predictions-to-herschel-walker-john-fetterman-senator-raphael-warnock-meh ONLY A SMALL PART OF CLAIRVOYANT/PSYCHIC PREDICTIONS ABOUT : Ron DeSantis (Governor of Florida) - What will happen in Florida until November on Midterm Election 2022? - Clairvoyant/Psychic predictions June 27, 2022 - by Clairvoyant House “Dimitrinka Staikova and daughters Stoyanka and Ivelina Staikova” - from Europe, Bulgaria, Varna Visit our E-book Store , Blogs and Websites: http://clairvoyantDimitrinkaStaikova.weebly.com http://sites.Google.com/site/dimitrinkastaikova http://HottestNewsPredictions.blogspot.com http://ivstaikova.wixsite.com/clairvoyant ….Nov. 2022 - He will win Midterms 2022 with a very small amount of votes and the number will change. New owners of Florida are coming. The winner has stronger nerves.(MEDIA CONFIRMATION) MEDIA CONFIRMATION : Ron DeSantis: How the Republican governor conquered Florida November 12,2022 https://www.bbc.com/news/world-us-canada-63565224 Click here to read more : https://hottestnewspredictions.blogspot.com/2022/11/media-confirmation-ron-desantis-how.html

HOTTEST NEWS PREDICTIONS- Psychic News by Clairvoyant House
Florida flesh-eating bacteria and False video for Ron Desantis predicted by Clairvoyant D. Staikova

HOTTEST NEWS PREDICTIONS- Psychic News by Clairvoyant House "Dimitrinka Staikova and daughters

Play Episode Listen Later Oct 19, 2022 4:28


2 Media Confirmations : Florida flesh-eating illness cases spike after Hurricane Ian, Fact check: Video shows Ron DeSantis talking immigration, not calling for Biden impeachment - as predicted by Clairvoyant Dimitrinka Staikova in her Ebook publ.July 12, 2022 : Chaos,Fires,War - US Midterm Election 2022. Trump endorsed candidates - Who will win ? Whether Russia will intervene? Israel Elections 2022 ? Clairvoyant / Psychic predictions to : Herschel Walker, John Fetterman, Senator Raphael Warnock, Mehmet Oz, Ron DeSantis, Senator Mark Kelly . Psychic reading to : According to NASA a rocket body struck the Moon on March 4, 2022 near the Herzsprung crater, creating a double crater 28 meters wide Published July 12, 2022 By Dimitrinka Staikova, Stoyanka Staikova, Ivelina Staikova 2022 Copyright Dimitrinka Staikova, Stoyanka Staikova, Ivelina Staikova Order your Ebook today, Pay with Western Union Online – 50 GBP and You will receive the Ebook as PDF in the next 24 hours with Email delivery : ​​​To Order Your Ebook with Western Union Online – 1. Login in https://www.westernunion.com/ 2. Click on the button “SEND MONEY “;3. Select Your receiver's country : Bulgaria ; 3. Send the exact price of the Ebook – 50 GBP or 120 BGN (the price of our Ebook) ;• How does the receiver want the money : Click on “CASH “ button;• Then You must make a registration to the website Western Union ; ● Receiver Name : First Name – Stoyanka , Second Name – Staykova•Purpose of transaction : “Goods and Services payment “ ●Country – Bulgaria ●City – Varna 4. You will receive by Western Union a confirmation email with the Tracking Number (MTCN); After You make the payment via Western Union, send us an email to dimitrinka.staikova@hotmail.com with the information : ​1. The Name of the Ebook You have ordered SENDER NAME (First and Last name) and MTCN (Money Transfer Control Number – WESTERN Union's payment tracking system). After We receive Your payment details (SENDER NAME and MTCN) and the name of the Ordered Ebook – We will send You an email with the Ebook. ​ Table of Contents : https://clairvoyantdimitrinkastaikova.weebly.com/hottestnewspredictions/new-ebook-chaosfireswar-us-midterm-election-2022-trump-endorsed-candidates-who-will-win-whether-russia-will-intervene-israel-elections-2022-clairvoyant-psychic-predictions-to-herschel-walker-john-fetterman-senator-raphael-warnock-meh ONLY A SMALL PART OF CLAIRVOYANT/PSYCHIC PREDICTIONS ABOUT : Ron DeSantis (Governor of Florida) - What will happen in Florida until November on Midterm Election 2022? - Clairvoyant/Psychic predictions June 27, 2022 - by Clairvoyant House “Dimitrinka Staikova and daughters Stoyanka and Ivelina Staikova” - from Europe, Bulgaria, Varna Visit our E-book Store , Blogs and Websites: http://clairvoyantDimitrinkaStaikova.weebly.com http://sites.Google.com/site/dimitrinkastaikova http://HottestNewsPredictions.blogspot.com http://ivstaikova.wixsite.com/clairvoyant … August 2022 is a month of experiments. I see a growing sphere, cracking and distribution of a living contagion….(MEDIA CONFIRMATION 1) …October 2022 - against him will be shown a compromising material - fake video recording. (MEDIA CONFIRMATION 2) Everything will be repeated a little before the elections November 2022…. MEDIA CONFIRMATION : MEDIA CONFIRMATION 1 : Florida flesh-eating illness cases spike after Hurricane Ian October 18, 2022 https://www.bbc.com/news/world-us-canada-63309246 MEDIA CONFIRMATION 2 : Fact check: Video shows Ron DeSantis talking immigration, not calling for Biden impeachment October 17, 2022 https://www.usatoday.com/story/news/factcheck/2022/10/17/fact-check-desantis-talking-migrants-not-biden-impeachment-video/10499828002/ Click here to read more : https://hottestnewspredictions.blogspot.com/2022/10/2-media-confirmations-florida-flesh.html

HOTTEST NEWS PREDICTIONS- Psychic News by Clairvoyant House
4 MEDIA CONFIRMATIONS to Psychic Predictions for Ron DeSantis (Governor of Florida) - by Clairvoyant

HOTTEST NEWS PREDICTIONS- Psychic News by Clairvoyant House "Dimitrinka Staikova and daughters

Play Episode Listen Later Sep 20, 2022 4:28


4 MEDIA CONFIRMATIONS to Psychic Predictions for Ron DeSantis (Governor of Florida) - predicted rating drop, Drought in Florida, fundraising record, problems with trials - September 2022 in our ebook published July 12, 2022 : Chaos,Fires,War - US Midterm Election 2022. Trump endorsed candidates - Who will win ? Whether Russia will intervene? Israel Elections 2022 ? Clairvoyant / Psychic predictions to : Herschel Walker, John Fetterman, Senator Raphael Warnock, Mehmet Oz, Ron DeSantis, Senator Mark Kelly . Psychic reading to : According to NASA a rocket body struck the Moon on March 4, 2022 near the Herzsprung crater, creating a double crater 28 meters wide Published July 12, 2022 By Dimitrinka Staikova, Stoyanka Staikova, Ivelina Staikova Order your Ebook today, Pay with Western Union Online – 50 GBP and You will receive the Ebook as PDF in the next 24 hours with Email delivery : ​​​To Order Your Ebook with Western Union Online – 1. Login in https://www.westernunion.com/ 2. Click on the button “SEND MONEY “;3. Select Your receiver's country : Bulgaria ; 3. Send the exact price of the Ebook – 50 GBP or 120 BGN (the price of our Ebook) ;• How does the receiver want the money : Click on “CASH “ button;• Then You must make a registration to the website Western Union ; ● Receiver Name : First Name – Stoyanka , Second Name – Staykova•Purpose of transaction : “Goods and Services payment “ ●Country – Bulgaria ●City – Varna 4. You will receive by Western Union a confirmation email with the Tracking Number (MTCN); After You make the payment via Western Union, send us an email to dimitrinka.staikova@hotmail.com with the information : ​1. The Name of the Ebook You have ordered SENDER NAME (First and Last name) and MTCN (Money Transfer Control Number – WESTERN Union's payment tracking system). After We receive Your payment details (SENDER NAME and MTCN) and the name of the Ordered Ebook – We will send You an email with the Ebook. ​ Table of Contents : https://clairvoyantdimitrinkastaikova.weebly.com/hottestnewspredictions/new-ebook-chaosfireswar-us-midterm-election-2022-trump-endorsed-candidates-who-will-win-whether-russia-will-intervene-israel-elections-2022-clairvoyant-psychic-predictions-to-herschel-walker-john-fetterman-senator-raphael-warnock-meh ONLY A SMALL PART OF CLAIRVOYANT/PSYCHIC PREDICTIONS ABOUT : Ron DeSantis (Governor of Florida) - What will happen in Florida until November on Midterm Election 2022? - Clairvoyant/Psychic predictions June 27, 2022 - by Clairvoyant House “Dimitrinka Staikova and daughters Stoyanka and Ivelina Staikova” - from Europe, Bulgaria, Varna ……At the end of August and September 2022 a drought begins and for a while the water recedes inward.(MEDIA CONFIRMATION 2) At the beginning of September 2022 the battle for power in Florida continues, new money will be collected, (MEDIA CONFIRMATION 1) but only to be divided to three parts. Ron DeSantis has a very powerful competition - October 2022 against him will be shown…. In Addition : Ron DeSantis (Governor of Florida) - Hidden mistress. Protests, Unrests on Midterms 2022 in Florida. Who will win? - Clairvoyant/Psychic predictions June 27, 2022 - by Clairvoyant Stoyanka Staikova Ron DeSantis' health:…. August 2022 - …I see success in his activities, but with upcoming trials (lawsuits ).(MEDIA CONFIRMATION 4) …. September 2022 - I see a rating drop of Ron DeSantis. (MEDIA CONFIRMATION 3) One big company will support him (main sponsor) - at first his rating will drop, but then it will raise because of emergency situation (event, accident). October 2022 - I see … MEDIA CONFIRMATIONS : MEDIA CONFIRMATION 1 Florida Gov. Ron DeSantis breaks gubernatorial fundraising record September 16, 2022 6:30 pm https://www.opensecrets.org/news/2022/09/florida-gov-ron-desantis-breaks-gubernatorial-fundraising-record/ Click here to read more : https://hottestnewspredictions.blogspot.com/2022/09/4-media-confirmations-to-psychic_18.html

Lets Go Blues Radio - St. Louis Blues Hockey Podcast
Se10, Ep50: Why Does Matthew Tkachuk Hate St. Louis? (Hint: He Doesn't)

Lets Go Blues Radio - St. Louis Blues Hockey Podcast

Play Episode Listen Later Jul 28, 2022 128:26


RockinThatIDLife.com - For 10% OFF, Email Dustin at rockinthatidlife@gmail.com & tell him "Lets Go Blues sent me!" CenterIceBrewery.com - St. Louis brewed hockey-themed beer! Join our Discord Server! www.LetsGoBlues.com/discord Real talk surrounding the Matthew Tkachuk trade to Florida What the Blues could/should do now Dom from The Athletic hating on Colton Parayko again Jonathan Toews isn't happy ... shocker, I know! AND MORE!

Leafs Late Night
The Finest Calgary Fleece + Hockey Has A Problem

Leafs Late Night

Play Episode Listen Later Jul 25, 2022 57:43


Welcome back to Leafs Late Night, presented by Inside The Rink! Roscoe & Biehner try to make sense of the Tkachuk trade to Florida + What it means for the Atlantic division + Jarnkrok signing, Ian Scott Retires, What's Left? + The Salary Cap is Actually Stupid + T.W S.A - Hockey Canada & Hockey Culture is a Disaster + Matthews isn't going anywhere + @CelebJets is just silly S/A + S/V in hockey, a thread https://twitter.com/IanKennedyCK/status/1550529788254687233?s=20&t=247o7zfhf472VeeJh4oDKQ Head over to Inside the Rink to check out the entire network of writers and podcasts covering all 32 teams! https://insidetherink.com/

The GOLD Standard with Leah Amico
The Unexpected Benefits of Discovering New Passions with Michele Smith

The GOLD Standard with Leah Amico

Play Episode Listen Later May 25, 2022 49:37


What is it like to play in the Olympics? For most athletes, the goal is to train, be the best, and win the Gold medal. And when you've done all that and more, all the training and conditioning will serve you well as you pursue life after the Olympics. But, when you have won the Gold medal, you never lose sight of The GOLD Standard in everything you do.  Welcome to another episode of The Gold Standard Podcast. Today's guest is Michele Smith, a two-time Olympic Gold Medalist, 8-time Japan Pro-League Champ & MVP, and international pro-left-handed-hitting fastpitch softball pitcher. She is a USA Softball Hall of Fame honoree and currently a sports commentator at ESPN. Join us as we talk about softball, the Olympic Games, broadcasting, and discovering new passions.  “Even if I don't know how to do something, trust me, I will figure it out, and that's where hard work comes in.” - Michele Smith In This Episode: - Meet Michele Smith, two-time Olympic Gold Medalist and USA Softball Hall of Fame honoree - Michele shares how her love of softball began, her favorite memory of the Olympic Games, her fantastic experience playing  in Japan, and how she got into broadcasting - Michele talks about the growth of the sport and her experience being ESPN's sports commentator. - The beginning of Sunset Inn & Cottages, https://www.thewesteventspace.com/ (The West Events), and Michele's beautiful life in Florida - What does The GOLD Standard mean for Michele? - 3 Gold tips for softball players today And more… Resources: https://www.majormedialeague.com/ (Major Media League App) https://www.amazon.com/Coach-Woodens-Pyramid-Success-Building/dp/0830737189 (Coach Wooden's Pyramid of Success) Connect with Michele: https://michelesmith.com/ (Website ) https://www.instagram.com/michelesmith32/ (Instagram) Facebook https://twitter.com/MicheleSmith32 (Twitter) https://www.youtube.com/user/MicheleSmithInc (YouTube) Connect with Leah Amico: https://www.leahamico.com/ (Website) https://www.instagram.com/leah.amico/ (Instagram) https://www.facebook.com/Leah-OBrien-Amico-1696616860662639 (Facebook) https://www.facebook.com/groups/704655667406966 (Facebook Group) https://twitter.com/leah20usa (Twitter) https://www.linkedin.com/in/leah-amico-oly-7734531a6/ (LinkedIn) https://www.tiktok.com/@theleahamico (TikTok) https://www.youtube.com/channel/UCkcom9aDF5HYjxdrFhuMRbw (Youtube)

The Contractor Fight with Tom Reber
TCF506: A Healthy Caffeine Alternative With John Pinelli

The Contractor Fight with Tom Reber

Play Episode Listen Later Feb 23, 2022 52:28


In order to be productive many of us consume excessive amounts of caffeine to boost our energy and stay awake, which negatively affects our health. Tom sits down with John Pinelli to have a conversation about replacing caffeine with a healthy alternative. John is the CEO of a caffeine gummy company named Punch'd Energy, which offers caffeine gummies.    In this episode, we talk about… John's background and his journey from New Jersey to California to Florida What are caffeine gummies, and the story of it's invention The story of how he came to establish a business making caffeine gummies What's wrong with the typical energy drink and caffeine sources History of caffeine and how the Spartans used it for energy boost Obstacles John had to go through to establish his startup Importance of networking and relationships in establishing and running a successful business Taking negativity, hurtful reviews as an opportunity to improve Some tips and ideas on building your brand   Resources: = Punch'd Energy: https://punchdenergy.com/    = Join us in BATTLEGROUND - Everything your contracting business needs in one comprehensive program with three main focus areas: Leadership, Communication, and Numbers. For more info, check out: https://TheContractorFight.com/Battleground    = Get your free copy of Tom's book Winning the Contractor Fight (Just pay to ship): https://thecontractorfight.com/book   = Connect with other contractors building stronger businesses in The Contractor Fight: http://thecontractorfight.com/facebook   = Grab the Gear: https://gear.thecontractorfight.com/   = Find Us on Social Media:YouTube: https://www.youtube.com/c/TomReber Instagram: http://thecontractorfight.com/ig Live Unafraid Swag: http://thecontractorfight.com/unafraid  

Public Access America
AutonomousAngel - The Moment That Wakes You Up Or Knocks You Down

Public Access America

Play Episode Listen Later Jan 30, 2022 79:10


The ease of which we talk about tragedy suddenly astounds me. Homelessness, isolation, abuse, good people in bad times helping other good people in bad times. It's all just normal. It's all reliant on people leaning on people because the system set up to oppress has few resources of compassion to lift and support those good people. Life is hard, and hard shouldn't be the normal. The pandemic highlighted many things, but the underlying conditions that have held together, have fractured at a human level. Let's work on that. 00:00 Intro - Red flags in a sea of red flags00:30 theme song - The creative minority01:30 - Welcoming Luna - Hey princess! - intro's 06:00 Someone of us don't get the safety net of family08:00 How it all begins - arguing a point over communicating15:00 parents- A common lack of parenting - For different reasons - Recap and move forward. 21:00 It's not him, it's us - Let's pick it up on Monday25:00 Emulating what we grew up seeing, Feelings are valid triggers are mutual, Everything is a factor29:43 Insertion point of understanding - In the moment 31:00 How to communicate disappointments to a man - At some point bro's gotta grow up - Breaching the sanctuary 43:00 This is happening everywhere - Solutions aren't45:00 I'll take a bullet for you baby, just after this game is over - The authorities arrive and…58:00 Can I go home - A rational ruling, a dysfunctional system, but a chance to move forward1:04.00 We just aren't taught coping skills, nutrition, parenting. planning, meditating. - Angry black woman1:05.00 The angriest black woman - female, black, poor, and in Florida - What happens now?106:.00 Message to dude - the wrap it upPublic Access America Sunday A.M #LiveStream Noon Eastern 9 A.M Pacific 11 A.M Centralhttps://youtu.be/PgQ38hm8_EsApple https://podcasts.apple.com/us/podcast/public-access-america/id1118000423?i=1000515737702@Spotifyhttps://open.spotify.com/episode/589U8kzclmVd3Ny3Dyh3t2?si=q5AWhmzSRX23_AL4mI8Jpg@Stitcherhttps://www.stitcher.com/show/public-access-america@RadioPublichttps://radiopublic.com/public-access-america-WPD3XR@AmazonMusichttps://music.amazon.com/podcasts/36eeac72-@RedCirclehttps://redcircle.com/shows/public-access-americaSupport this podcast at — https://redcircle.com/public-access-america/exclusive-contentAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

The DA Show
Wed. 9/8 #3: Field Of Screams / Stunned To A News / Tiger Beat

The DA Show

Play Episode Listen Later Sep 8, 2021 44:29


How could baseball induct a Hall of Fame class on a Wednesday afternoon? / Back to Florida / What's the biggest Top 25 takeaway? See omnystudio.com/listener for privacy information.

Rappflex Radio - The Elite Performance Podcast
Adapting to Change and Chaos (Ep. 37)

Rappflex Radio - The Elite Performance Podcast

Play Episode Listen Later Aug 2, 2021 30:12


Are you avoiding growing or taking the next step in your life because you don't want what comes with it? Change brings new challenges, obstacles, frustrations, packing/moving… (moving is a bitch by the way). We are biologically designed to crave change and improvements in our lives but that doesn't negate the fear that comes along with it. I want to share how you can not only prepare for the enviable change that will occur but thrive and allow change to happen on your terms. Topics include:   - My Recent Change and Move to Florida - What is Change and Chaos? - Resistance's Greatest Hits - Pursuing all the Greatest Hits at One Time - Your Call to Adventure - Comfortable vs the Charged Life - The Cost of Staying the Same - How to Plan Change AKA Vision Design - Figuring Out What You Want - Rappup ----------- Ready to Take the Next Step in Your Personal and Professional Development? Apply for Mind Design Complete Coaching - My 1-1 Flagship Coaching ----------- Subscribe & Review in iTunes   Are you subscribed to my podcast? If you're not, I encourage you to do that today. I don't want you to miss out on any episode. Click here to subscribe in iTunes!   If you're a true badass, I would be super grateful if you left me a review over on iTunes, too. Those reviews help me climb the podcast ranks and extend the listenership and reach. Just click here to review, select “Ratings and Reviews” and “Write a Review” and let me know what your favorite episode was.    Follow Me On Social Media   Add me on Facebook! Follow me on Instagram! Connect with me on LinkedIn! Check out my Youtube Channel!

The DA Show
Wed. 7/28 #3: Pete Thamel / Stunned to a News / Eatin' Good

The DA Show

Play Episode Listen Later Jul 28, 2021 44:34


DA & Yahoo Sports CFB Writer Pete Thamel discuss the latest on Texas & Oklahoma / Skinny dipping in Florida / What was Shaq's likely order at Applebee's? See omnystudio.com/listener for privacy information.

Your Financial Pharmacist
Ask a YFP CFP® #73: What options do I have if I need more funds during a home build due to the increased cost of expenses?

Your Financial Pharmacist

Play Episode Listen Later Jun 21, 2021 11:03


Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Frank in Bonita Springs, Florida: What options do I have if I need more funds during a home build due to the increased cost of expenses? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists NerdWallet Personal Loan Calculator Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

Your Financial Pharmacist
Ask a YFP CFP® #69: What does the life insurance policy cancellation process look like?

Your Financial Pharmacist

Play Episode Listen Later May 17, 2021 5:37


Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Kelly Reddy-Heffner, CFP®, CSLP®, takes this question from Amelia in Tampa, Florida: What does the life insurance policy cancellation process look like? Mentioned on the Show: YFP Planning: Financial Planning for Pharmacists Your Financial Pharmacist: Insurance For Pharmacists Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

The Mushroom Hour Podcast
Ep. 60: Exploring the Endless Wonders of Truffle Fungi (feat. Dr. Matthew Smith)

The Mushroom Hour Podcast

Play Episode Listen Later Dec 16, 2020 77:50


Today on Mushroom Hour we are joined by the distinguished Dr. Matthew Smith. Dr. Smith is an Associate Professor in the Department of Plant Pathology at the University of Florida and the curator of the UF Fungal Herbarium (FLAS). He teaches the UF mycology course and takes on the responsibility of identifying unknown fungi for a variety of Florida stakeholders, including the UF Plant Disease Clinic, UF-IFAS Extension Service, and the UF Veterinary School. His broad range of interests spans fungal ecology, evolution, and systematics. Dr. Smith has worked extensively on the biology and systematics of hypogeous fungi (“truffles”) and the ecology of plant-symbiotic ectomycorrhizal (ECM) fungi. However, he has also studied a variety of other fungal groups, including plant pathogens Armillaria mellea ("oak root fungus") and Claviceps purpurea (Ergot disease of grasses) as well as the nematode-destroying fungi (Orbiliales and other Ascomycota). Dr. Smith’s work combines the synergistic use of molecular, morphological, and culture-based methods in both laboratory and field settings.Topics Covered:Mycology Journey from Sonoma California to University of Florida What is a "Truffle"? Biology of Truffles Convergent Evolution of Truffle Fungi Edible Truffles & Genus Tuber Zygomycetes North American Truffles Commercial Truffle Farming Truffle Foraging & Truffle Hounds Role of Birds in Truffle Reproduction in Southern S. America Applied Uses of Mycorrhizal Fungi Tropical Ectomycorrhizal Fungi Gondwana & Biogeography Florida Museum of Natural History Episode Resources:Dr. Matthew Smith Website: https://plantpath.ifas.ufl.edu/people/faculty-pages/matthew-smith/ Mushrooms of the Gulf Coast (Book): https://www.amazon.com/Mushrooms-Gulf-Coast-States-Mississippi/dp/1477318151 Common Florida Mushrooms (Book): https://www.amazon.com/Common-Florida-mushrooms-James-Kimbrough/dp/B00069BG5I Mushrooms Demystified (Book): https://www.amazon.com/Mushrooms-Demystified-David-Arora/dp/0898151694/ Tuber magnatum (Truffle): https://en.wikipedia.org/wiki/White_truffle Tuber melanosporum (Truffle): https://en.wikipedia.org/wiki/Tuber_melanosporum Tuber canaliculatum (Truffle): https://midwestmycology.org/tuber-canaliculatum/ Tuber lyonii (Truffle): https://en.wikipedia.org/wiki/Pecan_truffle William Murrill (Inspiration): https://en.wikipedia.org/wiki/William_Murrill

Your Financial Pharmacist
Ask a YFP CFP® #47: What happens if I contribute beyond the maximum annual limits to a 401(k) or IRA?

Your Financial Pharmacist

Play Episode Listen Later Dec 7, 2020 10:21


Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, takes this question from Frank in Bonita Springs, Florida: What happens if I contribute beyond the maximum annual limits to a 401(k) or IRA? Mentioned on the Show: YFP Planning Seven Figure Pharmacist by Tim Church, PharmD and Tim Ulbrich, PharmD YFP 072: Investing Mind Tricks: How Behavioral Bias Affects Our Decisions  YFP 073: How to Determine the Priority of Investing YFP 074: Evaluating Your 401(k) Plan  YFP 075: DIY, Robo or Hire a Planner? YFP 076: Investing Rapid Fire Q&A Book a Discovery Call with YFP Planning Send in your questions here or to info@yourfinancialpharmacist.com Disclaimer: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question.

The Charlie Kirk Show

Charlie breaks down all the lastest polling data, early voting totals, and the candidates' closing messages to the country in the last podcast before the 2020 election will be decided, we hope. Will hispanics really break for Trump in Florida? What are late breakers doing in Pennsylvania? Do the early voting totals favor Democrats or Republicans? Charlie breaks it all down and more. It's game time, now get out and vote Trump. See omnystudio.com/listener for privacy information.

The Morse Code
EPISODE 52: Saturday Sit Down with Ben Volin of the Boston Globe

The Morse Code

Play Episode Listen Later Oct 17, 2020 29:35


For all audio/video/written formats of the show, hit TheMorseCodeOnline.com Special Saturday edition of The Morse Code Podcast, as we are joined by Ben Volin, Senior NFL Writer at a little public news stand called The Boston Globe. This is the perfect way to get ready for Pats-Broncos on Sunday, and there isn't a better guest we could have to shed some light on this team, this matchup, and what the hell has been happening so far through 5 weeks of NFL Football (especially in Foxborough) We hit on: -The handling of Covid so far -What to expect from The Pats as they (hopefully) return to action against Denver -Bens background before joining the Globe (including covering Aaron Hernandez while in Florida) -What is it really like at a Bill Belichick post game presser... Thanks again for hopping on Ben! Make sure to follow Ben on Twitter @BenVolin and https://www.bostonglobe.com/about/staff-list/staff/ben-volin/ _____________________________________________________________ · @DJMorse126 on Instagram and Twitter · @CambodianPrince_ on Instagram and @Sopee_ on Twitter · @TheMorseCodePod on Instagram and Twitter - @BenVolin on Twitter

Peak Reality Check
Republicans are Circling the Wagons

Peak Reality Check

Play Episode Listen Later Jul 6, 2020 61:08


Another fun filled week of news about FEMA, CBO projections, Florida's Coronavirus spiking higher that all the EU countries combined. "Nothing like leading the world here, Heh, Florida?" What happened to the world's largest pension fund? Better call your broker after listening to this podcast. Don't waste any time.  AT&T, Wal-mart, and United Healthcare on the dole? Yep, they are! Gilead is bringing their Covid-19 drug to market for a very reasonable price. Yeah, right! Tic Tok is at it again and ;you'll be surprised who started this one. A regular "Chip off the Old Block."  The Lincoln Project, Bush Republicans, and Republican Voters Against Trump are circling the wagons. For what purpose? Doug Lamborn is voting against HR-2, an infrastructure package. His reasoning doesn't match the good that it can do for the country. Wouldn't you like better public transportation?  Word of the day: Bohemian.  

Get Sellers Calling You: real estate marketing agent coaching seller leads generation Realtor Tom Ferry Brian Buffini Gary Va
P061 Growing your business during crisis times like these - Stuart Sutton interview

Get Sellers Calling You: real estate marketing agent coaching seller leads generation Realtor Tom Ferry Brian Buffini Gary Va

Play Episode Listen Later Apr 2, 2020 76:46


[fusion_builder_container hundred_percent="no" equal_height_columns="no" menu_anchor="" hide_on_mobile="small-visibility,medium-visibility,large-visibility" class="" id="" background_color="" background_image="" background_position="center center" background_repeat="no-repeat" fade="no" background_parallax="none" parallax_speed="0.3" video_mp4="" video_webm="" video_ogv="" video_url="" video_aspect_ratio="16:9" video_loop="yes" video_mute="yes" overlay_color="" video_preview_image="" border_size="" border_color="" border_style="solid" padding_top="" padding_bottom="" padding_left="" padding_right=""][fusion_builder_row][fusion_builder_column type="1_1" layout="1_1" background_position="left top" background_color="" border_size="" border_color="" border_style="solid" border_position="all" spacing="yes" background_image="" background_repeat="no-repeat" padding_top="" padding_right="" padding_bottom="" padding_left="" margin_top="0px" margin_bottom="0px" class="" id="" animation_type="" animation_speed="0.3" animation_direction="left" hide_on_mobile="small-visibility,medium-visibility,large-visibility" center_content="no" last="no" min_height="" hover_type="none" link=""][fusion_text]Listen via YouTube video if desired[/fusion_text][fusion_youtube id="https://youtu.be/IRv--oaD9Ic " alignment="center" width="" height="" autoplay="false" api_params="&rel=0" hide_on_mobile="small-visibility,medium-visibility,large-visibility" class="" /][fusion_text] Transcription (was completed by automated process. Please ignore any speech-to-text errors) [00:00:00] hello, everyone, I'm so glad you joined us. For those of you who don't remember me, my name is Penny. And welcome. Welcome to this next session of $get calling you with Beatty Carmichael. Beatty is the CEO of Master Grabber, the creator of Agent Dominator and one of the top marketing expert in the real estate field. Beatty, I'm super excited. I know you always have something great for us today. What are we going to be discussing today? [00:00:27] Well, Penny, today we've got a really exciting call because this is going to be something a little bit different as things like I'm always trying to do. I'm going to share the audio of a call I recently did with a friend and a very successful real estate agent client of ours named Stuart Sutton. And this kind of set the stage. You know, right now we're going through just some terrible times with the Corona virus. States are locking down where shelter at home. Nonessential businesses are being forced shut. And in some of those states, they consider real estate non-essential. We're headed into a recession. We have millions of people unemployed. And this is where we find ourselves in the real estate world. The question is, what do we do and how do you manage on it? The reason I did a special call with Stuart is in talking with Stuart. Stuart spins through every financial crisis in the last 40 years, 40 plus year veteran, whether the 1986 crisis, the dot.com boom and then bust, OK, or the meltdown in 2008 and now the coronavirus. One of the things that's been really interesting is every time Stuart entered one of these crises, he earned more money. And as he exited the crisis, he earned even more money. OK. And Paul, other real estate agents are going out of business. Stuart's income continues to grow. And I was asking him how I wanted to do a call. So we did a call recently, and that's what I want to share. But real quickly, before I introduce the call to you, I want to share one other thing. One of the things that he focuses on, you'll hear this right upfront is that he increases his marketing for listings. [00:02:15] This is the thing that's always impressed me when ever Stuart wants more listings. He simply increases his marketing for it. Most people don't understand. How do you market for listings? One of the things that we did many years back, Stuart was actually one of our very first clients and working with Stuart. We developed using his guidance and then have really taken it beyond from that point a very consistent pattern on how do you market for listings? Is the focus is both in geographic farming to generate listings and in your personal contacts, your past clients and sphere of influence. We've even expanded into commercial investment property and are just now moving the same process into property management. But where I want to go on this is as you're listening to this call, and if you don't have a way to market for listings, let me encourage you to check out what we do, because it's a very proven, consistent model. And as you move into these crisis times, then you can follow the pattern that Stuart's done and not only stay in business, but earn more money. And if you do have interests on that, just visit our Web site at Agent Dominator, dot com agent dominator, dot com. And you'll see a skilled prime is really on the Web sites geared for residential, you know, geographic and past client sphere of influence. If you do have interests on the commercial side, just make a note of that. If you fill out the form and will follow up with you on that. But anyway, with that penny, would I like to do now as I like to bring on the recording, this conference call I recently did with Stuart. It's really fascinating. [00:04:05] Welcome, everyone. Right now we have an open call, so you'll hear the beats coming in. And this is Bayti Carmichael. [00:04:11] The voice you're hearing and also with me is Stuart shotton. And this is going to be this really great call. And I'm so glad that you guys who are joining in or joining in, we are going to be recording this and we're putting it out as a podcast. If you want to listen to it, more completeness later, you'll have that opportunity really soon. But with all the challenges going on right now in this nation that we're experiencing and especially how it impacts our business and the real estate world, I reached out to my friend Stuart, whose is just a an amazing realtor in terms of consistent production, regardless of the environment. And I thought it were and could learn a lot and be encouraged a lot. So we'll quickly to start, if you would. We're still a few minutes before starting. So this is not an official start time yet, but I'd love to if you would just announce who you are and just what what city and state. [00:05:16] You're in the heart. All right, Gary. Rolling Stone Mountain. All right, welcome. St. Charles, Illinois. Hey. All right. Else is out there. Zelda Greenberg, quantity for Florida. Welcome, Ken. Ken Gandi, Naples, Florida. Remember this as you're joining interest. Tell us who you are and where you're from. John King. [00:06:00] John, welcome. And see the lady there. Welcome. [00:06:05] I miss the name, but welcome to call me Austin from Charleston, South Carolina. OK. Welcome from India. [00:06:15] Hi, Candy. [00:06:19] This been you are watching. Welcome. You can pour me some java to whoever is boring. That will set the mike down in just a moment. Get the background noise is out. The. But as you're joining it. Just tell us who you are and where you calling from. Justin was there. Minneapolis, Minnesota. Hey, Justin. [00:06:46] All right. Anyone else want to say hello before we are? [00:06:50] We're at the top of the hour, someone said like anyone else want to say a lot before I shut down, am I? OK, now let me figure out how to let. Hold on. [00:07:04] Moment. [00:07:09] Everyone else is now muted. [00:07:11] Ok, great. So I've got the backgrounds down. And so I wanted to just kind of officially start this call off and introduce my friend Stuart to you. [00:07:24] So the purpose of this call is we're all going through some really difficult times right now with the Corona virus and kind of what's happening in shutting everything down. I want to see if I can turn these chimes off. Just one moment. [00:07:41] Entry and exit chimes are now off. [00:07:44] Okay, perfect. And and, you know, the question is how do we respond? How do you grow your business? I was talking to Stuart. In fact, Stuart, I have to tell you, the reason I reached out to you. We've had several clients saying, hey, you know, you're all going to do any of those mastermind calls. Again, this would be a good time. I was thinking, oh, yeah. Let's do that. Because Stuart and I did to mastermind calls a number years back for about a year and a half to two years. And I just learned a lot. But for those who don't know Stuart Street, you've been selling real estate for almost 40 years now. Am I right on that? [00:08:23] Q Well, it sure does sound like a long time when you say, well, you know, when you started fifteen years old, then, you know, anything can go on the trip. [00:08:35] And that's the neat thing with Stuart is Stuart is going through. So what what are all the crisis you've hit? What are the ones you remember? [00:08:48] I'll go and see. When it started, the real estate industry interest rates were 18 percent. So basically, nobody can buy a house with a new mortgage. The market crashed the. If anybody remembers that work. RTC pretty much took over a bulk of the properties in the country. Then the dot com bust, of course, was pretty nasty. And there was no age, of course. And then there's been some others that weren't as many as five, but really had a tremendous interest in go for when the first one started with great concern. And then, of course, the most recent one we're involved in, which is quite interesting. If I'm lucky to have experienced. [00:09:29] Yeah. And we were talking earlier today, you made a startling comment for me. What happened with your income in each of those? Can you share quickly entry and exiting each of those areas? [00:09:44] Yeah, and this is a little hard to get your arms around, but I believe the reason behind this has to do a lot with not a real exciting word, but it to me is a word that's paramount to my business and that is consistency. [00:10:00] The most money I've made in given years to my career has been going into and coming out of crisis like this. And I can give you kind of a reasoning and a background like that as we go. Or I can give you a summary. Is that such what you prefer? [00:10:18] Why do we do this? Wanted to give us a quick summary right now. And then what I may do is. And then we'll just dig into it, because what I like to do is I like to kind of peel back the onion a little bit with what I call the low hanging fruit, things that people can really take away from this call and start applying in the business now. And most importantly, make sure they apply in their business long term so they can weather anything like this in the future. [00:10:46] All right, so in the best way I can think of, to put it, is very simply that if you're prepared in I don't mean like make all these special preparations and do all this significant stuff that you'd never month been before. If you're prepared with the way you do business entering into a situation like this, this is not going to level you out or take take away your income and your livelihood. Here's what I mean by that. Let's just take the 0 8 debacle as an example. So when when 0 8 came around, one of the things that happened just before 0 8 was the market was moving along very, very well. And our listeners were selling just as fast as they possibly could. But when a late hit, things change dramatically. So we started we kept doing what we were doing. And so it just before 0 8, I was carrying a listening inventory. And after a weight, within a few months, my listing inventory was 2, 3 times that. In this time went by five times that. What we had to do, what we've always done is assess where we are compared to the market. So it's very important to know your market. So if the turnover ratio and I'm asking you use one ratio, I'm not going to get into a lot of subtleties and muddle this up. [00:12:14] But if your market sees 1 in 10 listings on the market close every month, then that means if you have 10 listings, you'll have one close. Well, if you have to pay all your bills with two closings, then you need 20 listings. If you have a budget that requires three closings, then you need three transactions. So we've always simply adapted to what the market was doing based on turnover ratio. So I'll give an example when I continue to talk about the 0 8. So when when that hit are we just kept marketing, kept marketing, kept marketing, our listening inventory built in. I'm talking about me and one assistant. All right. Me and one assistant. I was carrying 50, 60 at one time, even 70 listings. But guess what was happening? The turnover ratio was selling a portion of those every single month and keeping me with the income that I needed. It was used to and had set goals for. So if you remember when things started getting better, your market may be different than mine. But Irish was 12. It was the last year where things were sort of even in 13 they started up. I remember. Within a few months period, my listening inventory went from over 60 listings to less than 20. [00:13:49] So what do you think happened during those few months? Well, demand started changing. Interest rates were falling. People were realizing this crisis didn't the crisis anymore. In that year was very, very strong year for us. The same thing happened in the dot.com bust in the early 2000s. We saw prices drop within two months. Toward sellers could not even get close to what they thought they can get anymore. So parliamentary built. And then when the market improved, we made dramatic. We had dramatic sales months in. I think the same thing's gonna happen now. What I mean by that is my little toy already in one month is double what it typically is. I believe that in two months to three months it will double again. So when this crisis is over, guess what's going to happen? I truly believe in. I'm not a prognosticator, buddy, but I truly believe the pin-up demand after this eases up is going to come out and we're going to see most of the homes that we put in the market that are good value, good will price and show well that they're going to sell. So that's kind of a sign we do that since it does. [00:15:03] Look, let me really repeat it, because it seems I won't use the word so brilliantly simple. It's I think it's easy to miss. You made the comment. You keep marketing and marketing and marketing. Let me say, if I if I if I net this out, the turnover rate of how many listings in a given month actually sell, then you back into it. How many listings do you need to have an inventory to sell that will cover your nut? And you just keep marketing until you get that number of listings. So now you've got you've got to set the listing inventory that keeps you cash flowing. And I want to make an assumption and correct me if I'm wrong when you keep marketing for listings. [00:15:55] In these crisis times, I'm assuming that you're probably experiencing your competitors have stopped marketing for listenings by and large. Is that am I making it? I'm kind of extrapolating, but is that behind the scenes assumption? Maybe. [00:16:11] That's a very reasonable assumption in an accurate one. So going into a crisis, if you remain consistent and actually increased my budget a little bit, because what has to happen during a down market during a downturn is I have to have more listings in order to cover my expenses. And my expenses, by the way, are extraordinarily low for someone who does the volume I do. And that's just the experience to a great degree. So going into a crisis, I build my inventory. And what happens is those people but you might not have told me, keep getting my stuff. And even though the market's not what it was. People still have to sell. There are certain circumstances where people have no choice. They still need to sell. So in a in a current situation like this, where they may not want to sell right now, but they know they have to sell. I have quite a few listings right now signed that aren't on the market, but will be as soon as the seller and myself feel it's a comfortable time to go back in the market. So going into a crisis, my listening inventory builds coming out of a crisis. All those listings sell. So I do quite well on both ends of that. No, that's not that's not a hey, let's find out how we can get rich quick. That's the last thing it is. It's really a a consistency provides an opportunity no matter what. And you're not taking advantage of anything. What you're doing is being prepared in advance for whether the market goes up or down, if it stays consistent. Guess what? You stay consistent. [00:17:58] You know that this really is it seems so simple. [00:18:03] And I just want to reiterate repeat it, because, you know, I'm over here kind of grasping and going is that it goes like it's things like, do you increase your marketing for listings while everyone is pulling out of their marketing per listing? So now your marketing is more effective. [00:18:23] You're getting I think you're getting a higher response rate in generating listings because you're one of fewer people doing it. So now your listings are growing, which keeps your cash flow consistent. You're building up this huge pipeline of listening. And then when the dam breaks, now it all cashes out. [00:18:49] Yeah, I remember coming out of the 0 8, I believe it was April of about 12. We sold, we put it. Remember, this is mean assistance. We put 31 homes under contract in one month because the peanut the came out and we had a large listing. If I had, you know, plodded along and not been consistent in not adapted to the market. [00:19:19] In other words, if I hadn't paid attention to the turnover ratio and had done what I needed to, then I did. Okay. But you know how many agents, babies that that herd wander in even in this market? [00:19:33] I've never been without listenings before. They'll say I've got one listing. I'm usually carry six or eight or I usually carry 20. I've got two. Well, that doesn't happen. The reason that happened to me is because of the consistency in the actually extra little push. Always put a little push, for example, in the fall when other people back off. So I tried to be a little bit of a contrarian as far as the timing is concerned, if that makes sense. [00:19:59] Yeah, I know that in the fall we also go head to head. Now you go. [00:20:05] I will just say we also increased something else in. This is a lot of people have a hard time believing. I really had people look me in the eye and go really, really to 60 listings. Are you serious? And the answer is yes. How do you eat an elephant? [00:20:24] One bite at a time? So I'm going to work Monday through Friday and I'm out of work a little more on that back then, but really not much more because I had two little kids. So here's what happened on Monday. Twelve people hurt somebody who were listening. So let's take sixty divided by five on Tuesday. Well, people heard who listed with me, so I basically took an increased our level of service. [00:20:55] Hardpoint because a lot of idiots aren't used to having a whiskey for two months or four months or 12 months, but that's sometimes inevitable depending on the scenario. So if you don't want sellers getting upset with you in moving on to the next agent, you have to ramp up that service. So the adaptation is increased marketing for listening, increased service for those who do list. And that's that's simply an organization issue in the timing issue. That makes sense, right. [00:21:32] I remember a few years back I was asking you about your business and just to put things in perspective for everyone on the call. When you and I met, it was late 2012. So we're just coming out as we're about to come out of the recession. The recession caused by that. And you're doing like a hundred and twenty transactions a year. Thirty five hours a week at effort. And we started to talk about your business. This is about a year later going through the recession period. You pulled up your numbers and every year your numbers were not inconsistent. But you increase the number of sales you transacted every year for other agents. We're going out of business and collapsing. Your business was growing. And I just thought that was brilliant. And now it just seems like it's so easy to just increase marketing for listings. [00:22:38] Well, it's it's maybe easier said than done. But again, it's just, you know, what's that? You know how to tell someone by term. So I don't take that. I've never really taken that. Hey, I've got it. Get these six thousand mailings out over the next 60 days. Right. We piecemeal it. We send a few here. We send a few there. We we monitor we we follow up the IP. And as you know, I've been one of those teams with, you know, listing agents and buyers, agents and in staff and runners and marketing agents. And, you know, did hundreds of cells a year. And I really and truly enjoy what I do now because I have first of all, I can do it with an incredible system. She is phenomenal. But relationships are built with clients are very, very different than when I had a team, a big team. And one thing he said was very accurate. But that memory probably let it slip a little bit. [00:23:37] A number of transactions during that time didn't keep going up. They actually started going down. But that was on purpose. My income kept going up. That's what it was. Yes. So what I realized was it was one system. I could keep doing those 100 plus transactions a year or I could move them down. And there's three ways to increase your income in this business. I mean, it's very obvious. More sales, higher commissions or more transactions per client. [00:24:07] So I basically manage my business in a way that most of my clients are multiple transaction clients at this point. So they're much easier to deal with. It's a much easier transaction. There's a great deal of trust. So I do about half the transactions that clients have, but nearly half the transactions I did in 12. But my income is higher than it was in 12. Does that make sense? [00:24:34] That does. I want to get people to start asking some questions. I'm wanting to. For those interested, I'm pulling up a join me account. And I just want to direct you before you go and you can type your questions in and I'll read them out for you. [00:24:51] Stuart But if you go to join me, when else is now, unmute it. I don't want second, we don't have a really loud call. Give me just one moment. I just pulled this up. Let's see how. Take on. Here we go. I'm gonna say this online. [00:25:12] The conference is now in question and answer mount. [00:25:17] Ok. Stuart, is it okay if I let people start asking you question? Because I think we're right. I think this is a brilliant spot that probably a lot of questions for us a little bit dig deep. So I've got everyone's soft muted right now. If you have a question for Stuart, you want to kind of inquire a little bit more. Press star six on your phone and along your line and just a little bit of protocol. We'll quickly press Star 6 and announce yourself. And I just hope we'll just take any questions as they come along and let you meet yourself back. After you've asked your question, any questions out there, we'll quickly before we just continue in a monologue. [00:26:04] Bombeck. OK, Wanda. Go ahead. I didn't want a hard time from Minneapolis, Minnesota. And I am. I missed the other two things that you mentioned. Stuart is two, three ways to increase the income. [00:26:21] I didn't get the multiple transection of clients. That is my strong suit and I love it. But what were the other two? [00:26:30] Oh, good question. And by the way, I love Minnesota. I've got a friend that just moved up there to get married. Beautiful part of the country. So the three ways to increase your income in this business are, as you and I both agree on strongly, and that's multiple transactions per client. And I've got two different ways that I do that. Another one. The most obvious is make more sales. [00:26:54] And then the third one is a higher commission curtail. [00:27:00] So just to kind of follow you back, just to kind of follow that path. I purposely increased my average sell price over the last six years rather dramatically, and that was from poignant, focused and pertinent marketing to to a targeted database of people. So the multiple transactions per client have to do with two things. I chose a niche and started working with a niche where the result is typically two loops. I deal with listenings where the seller is usually going to sell that and buy another house more often than the typical real estate market transaction in your your area will be different than mine. But the bulk of my business is people who move from acreage into a subdivision or from subdivision to acreage. So I have two transactions and in very high percentage of my clients and the other is investing. I teach my clients who want to learn how to invest in give him example this month alone. I have sold for investment properties to clients who are really scarily trusting. And what I mean by that is what do you think, Stuart? You go right ahead. [00:28:21] That's fine. We don't care to go ahead. So you really have to cover yourself and make sure that all the information and and pertinent documents are taken care of as far as, you know, that particular transaction is concerned. So I teach my plans to invest in a lot of my plans and go invest. And then I work a market where many of them will, you know, sell their acreage, move into a subdivision, cause your kids grow in some or multiple, multiple, multiple. I just sold one investment house I sold this week was to a guy who moved out of a subdivision with his family. But acreage then they sold their acreage, moved back into a subdivision, and they started buying investment property for me. And that's his third one. So, you know, those are just those are just the best kind. [00:29:11] You know, the other thing I want to make an observation. And I've seen this from you throughout our entire relationship, Stuart. But you made a comment sharing with. I think that I think as Karen was carrying around. I'm sorry, Mr. Wanda. Wanda is Wanda with Linda. And it was you made a deliberate decision to increase the sales price and you started marking that direction. And I think what happens a lot of times with a lot of agents is they just try to do anything, anywhere. But you've always been very deliberate. Do it with everything you do. [00:29:51] And. [00:29:54] And maybe if you just, you know, if there's anything that touch on with that. But I just thought that was an interesting observation. You don't react well. You make it happen where you want it to happen. [00:30:08] And that has that has a lot to do with experience, but also has to do with, I think, awareness. I mean, one of my favorite sayings is truly that, you know, the difference between an agent who makes a million dollars and an agent who makes fifty thousand dollars is is not always passion. It's not always determination. It's not always will. It's not always work ethic, but times, it's awareness. Are you aware of the steps you need to take? Now, here's the scary part. When you're aware of the steps you need to take. [00:30:42] Now, are you willing to do it? And that's where the rubber meets the road. But awareness is is huge. And one the best thing that ever did truly was learn to market. And I'm not being derogatory by any means. This is just this just an observation. You know, I know lots of insurance agents. You probably do, too. Very few of them really know how to market their business. Most trilogy's agents claim to market, market, market. They really don't know how to market their business. And if you remember, one of the reasons I pick up the phone and called you in 2012 was because I think everybody on this could probably agree. Man, I think I don't know who told everybody else or put real estate agents on a target list. But hey, real estate, buy anything. Just start marketing tool. I mean, there's so much stuff out there. [00:31:36] It's unbelievable what they're trying to sell us. But the reason I called you was because when I got a marketing piece from you, I read it and I said. This person knows Markin. This isn't some fluff piece for some good looking piece or some focused on them piece. This is a marketing piece in the difference, if you're aware, is astounding and. Making the decision to market to a particular group. You can do that. Whoever they are really does not matter your price range that matter. Market doesn't matter. I mean, bottom line is that if you understand the rules of marketing in consumer response, you can pretty much turn your faucet up, turn your faucet down. And I use that analogy simply because that's what marketing is. If I want to make more money next year, guess what I'm going to do? I'm going to turn my marketing faucet up if I want to take more time off. And you know, this Beatty. But my wife had breast cancer about a year and a half ago. And she's doing very well. But I turn my marking faucet down. I didn't quit doing business totally, but I turned my marking post down so I could spend the time with her. And that's the beauty of real estate. That's the beauty of marketing. That's just why just this business is such an incredible business to be. [00:33:02] Yes, it is. Let's go with another question. If anyone else has out there, just say hello. [00:33:13] Impress Star 6 on your phone. [00:33:18] Any other questions before a yes. This is it, open hand. You can find Trulia, Washington and a real for about five years and. I'm doing a little better each year. Kind of, I guess, and say I'm in the top twenty five ish and are counting to small county. Kind of rural neighborhood. Just wondered what what advice you might give to somebody at my age. Got a bunch of kids at home. Sole provider for my home. And I've actually got six children at home. I'm trying to balance work life and and, you know, paying the bills, but looking for just any insight you might give to somebody who's at year 5 doing pretty well, doing about 25 to 30 transactions a year. And that's pretty good in our area with top producers, then 90, I think. And the next person to them is like 60. I want to get closer to 50. But, yeah. So any any input, anything. And it's kind of open ended, but anything you might have to say. [00:34:33] No worries that will bless you. By the way, six kids, you got your hands full. But Abed's Christmases are a blast, aren't they? Oh, yeah, lots of fun. And there's another you know, I'm in Texas, you guys. [00:34:48] I'll admit, it's not the beautiful, most beautiful state. We love central Texas, but I mean, Washington. What a gem that is so gorgeous up there. Yeah. So, yeah. You know what? First of all, five, five years in six kids and sole provider, that is. That's absolutely phenomenal. I'll I'll share something personal with you. [00:35:11] And, you know, my wife tells me, hey, you know, quit preaching at people, but sometimes I just have to share stuff. And you're probably already head of this. But you know what? When my first son was born, I started taking all day Thursday all in, gave my wife the entire day off. And the bond and the time and understand quality, time, quantity time is huge as well. And here's what's interesting. I would put on my voicemail. This is Thursday. It's the day with my family. So if you need me immediately, my system will know how to get hold of me. But if it's not, I'll be happy to talk to you tomorrow. People would leave voicemails that say, don't you dare call me back today, you know? Or, hey, good for you. Put your family first. We'll talk you tomorrow. [00:36:01] I guarantee it never cost me a deal. And I think it probably enhanced my business with people who knew the position that I was taking. OK. [00:36:13] So the next thing that I would say from a business perspective is very simply this and that is truly learn and understand marketing. And you said it if it's open ended. But if you if you get to become a student and learn marketing those people in your sphere. So we're going to refer you business because they like you care about you want to see you succeed. [00:36:47] In the number to get those people so Indian kids for free. [00:36:55] That poem, but I would recommend marketing people like our niece. Ah, yes. Look, I don't necessarily think it's a matter of fact, the agents that go through. I do some teaching, coaching, et cetera, et cetera. And I don't include real estate books in any of my progress. We read books that are outside of real estate and we bring the methodology into real estate. [00:37:21] Some of the best things that I've ever done in my business came from Ford or Nike or, you know, somebody like that, because guess what, marketing works. Coca-Cola does it on different scale than I do. I do it in a very small world. But guess what? The methods and strategies still work very, very well. And with that small town that you're in, in that small market, the turian, if you market professionally and aggressively, you're going to get to that 50 or 60 transactions faster than if you do it the old real estate way. If that makes sense. [00:38:02] Yeah, that. [00:38:04] Awesome. Thank you. I don't know if that was helpful. I hope it was. [00:38:07] Are you OK? Yes. Thank you. I am out of all the books I've read in marketing. There is one that's kind of encapsulates everything in a single book. It's absolutely the very best. I have to go on audio and I can't tell you how many times I've listened to it, but it's called Monopolized Your Marketplace by Rich Harshaw H.A. R s h a w I believe monopolized your marketplace. But it is the best book in understanding marketing copy writing headlines and the entire process of what I call the marketing equation are actually what they call the marketing equation. If you guys have been through any of our demos where we share what we do with Agent Dominators, you'll see what we talked about outside perception versus inside reality comes straight from that book. Okay. [00:39:11] And second, that that is that is a fabulous textbook for market. [00:39:15] Yes. And if you read that and apply it, then you'll start to really understand what what Stuart's been talking about. When he says when you understand marketing, then you can start to pursue most any niche you want and you can become successful there. So let me just encourage you not to get that monopolize your marketplace. I think it's still in print. If it's not, you can probably find a used copy somewhere. [00:39:47] Oh, yeah. I'm sure you can find his copy arms. Another one I would recommend is this in real estate related. But the principles are it's a book called Hug Your Customers, where everyone goes around saying, well, what with closing gift you recommend. Well, if you read hug your customer, you'll understand the principles behind true customer loyalty and keeping those customers raving fans of yours. [00:40:13] It's just it's again, it's outside the real estate industry. It's a retail industry book. But you bring their principles into real estate. It's fantastic. [00:40:22] Why? That's that's good. Any other questions out there? [00:40:26] Press star if you're not a medium yourself already and just announced yourself. [00:40:32] I am from California. And thank you for taking the time out today. Hey, I was curious, what is successful in your marketing plan? What avenues do you use? Are you using only print media, using social media? Where do you focus your kindness? [00:40:51] Very good question. We have so many options nowadays. And I would really encourage you to become an extraordinary expert at one. And pretty good, if not really good at others. So here's my strength. It's obviously because of my era is as Beatty said, I've been in real estate for just a little while. As my twenty five year old son says. And I don't know where they got this, but I've always heard out of his mouth. Well, you've been doing it a hot minute, had you? So, Hotman. It means a long time, apparently. So I have been doing it a HOTMAN Way I started was good old fashioned mail marketing. [00:41:37] And so I am the bulk of my income comes from mail marketing, but. It used to come from male marketing that gave consumers a hard offer. What that means is call me right now. Is technology advanced? Then my male marketing turned in to soft offers. Go to this 800 number. Hear this message. Now my soft offers. Take them, too. I want to remember this very specifically, landing pages and videos. I do not have a card that goes in the mail that doesn't send them to a landing page in a video and I'm gonna give you one area. The has helped me with this small harm area. [00:42:32] There's nine hundred and seventy one people there and I have one print piece that has gone out there. The video has been viewed at my the last time I look at the video has been viewed four thousand one hundred and twenty seven times. There's only 971 people in that in that farmers. And the reason for that, I think you can pretty much guess is they look at it. Oh, that's not bad. And then they get ready to sell and then they go look at it again and then they're ready to colonnades it. They look at it again. So it's just one of those things that what is how we adapting to what's going on that day. So my strength is truly male marketing. And I've had a tell me, hey. It don't work anymore. And I'm just I'm living proof that it does actually got a postcard from Google. About four months ago. So it's Google sending me postcards. I know that postcard marketing still works, but our social media marketing is quite strong as well. Last month, I'm sorry, last week I spent two hundred and nineteen dollars on Facebook ads and again, marketing. Works on Facebook like it works on postcards. The same methods, the same strategies, the same principles, typical real estate agent marketing is not as effective. [00:43:57] And I'll be happy to cover a couple of those things with you. But I spent two hundred and ninety dollars on Facebook ads in the last two weeks have put most modern in two increments, and I created ninety six leaves with phone numbers, emails and names. Now I know agents that don't do the phone numbers and they'll get a lot more leads than I do. But I get phone numbers, emails in names in one out of five phone numbers. So nearly 100 leads means I got nearly 80 good phone numbers and a high proportion to email addresses because even if they don't leave these phone numbers, I'll leave you a good email. So Facebook marketing is very inexpensive, but the actual commission that you generate is not that much greater with Facebook than it is with post-card. It's just an area where I'm going to find somebody that I might not have gotten from the postcards or if you've heard the term about very touches. If I get my postcard and then they see a video of me giving up on the market in my area and then they see a listing on Facebook on a Facebook ad. Now they're saying, well, this guy really works. This area guy really knows his stuff. Does that make sense? [00:45:24] Yes, it doesn't. No one should just like. Sure. All right. But again, I would I would reiterate the the marketing aspect of that. My life Facebook ads and my online ads get a much higher conversion than most agents because they produce high quality lead at a much higher level than most ads do. So what you were asking the question. I apologize. Ahead. [00:45:54] No, no worries. On your Facebook ads, what what are you advertising? When are giving in their assets in train a person to go through? [00:46:04] Query. Good question. Three things. One is a list of houses. Now they can go to Zillow, they go to Realtor.com and go anywhere they want. But if you show them a list of housing by list, I don't mean, hey, clicking here, I'm going to make your list or we're going to send you a PDA or some of that. [00:46:27] When they when they click through, they go straight to a page that shows them those in their updated in real time. It's not a it's not a static list. It's a page with the criteria. So I'll give an example. I work, as I mentioned earlier, the small acreage market, I call it the one acre plus. So I got to see what's 29, 28, 67 leaves from an ad that said. If you want a massive backyard for less than five hundred thousand dollars, here it is. So list of houses I call it must see houses that see all houses with massive backyards and such an acre or more because most people don't know want an acre is, but a lot of people want a huge backyard. So another one that I ran is if you want a home with more than two acres, there's a lot of people who are looking at acreage making quite enough. They want they want to do something that you can't do on an acre. Most of the acre subdivisions are restricted. You can't put a workshop, things like that. So when I say more than two acres, that hits a hot button with these people who want to park their RV on it or put a workshop on it so that one gets a lot of talk. It's what I call my see houses and see all the homes on two or more acres. See all homes with massive backyards. Preston Five hundred. See every house on an acre and more with a swimming pool. [00:47:57] And then it takes them directly to a page that is updated live with that in people are if they want to see that net is pertinent to them. They're a much better lead when it when it comes right down to putting in their information to see it. In the second type of ad is really what I call video views. And video views are nothing more than me doing the video. It might be, hey, here's one of the best values on the market. It might be. Here's what happened, in fact. Tomorrow I'll be putting one out that says here's what happened in the first quarter of 2020 compared to 2019. I'm going to really separate out what happened in January, February. What happened March? Because I saw a very big difference in March and January, February. We thought this was going to be the best year we've seen ever since. I mean, in forever, it was going to be incredible. And then the third type is is not really the best lead that I put it out there. So those people who've seen the videos, who are seen the sea houses, ads and things like that say that I'm doing business. So new listings and I run them for a shorter time, put a new listing up in. When I sell a listing, I tell a little story behind listen, just like the postcards did. So listing sold ads, see houses, ads in video ads that help. [00:49:25] Yeah, yeah, definitely. [00:49:27] Thank you. You're welcome. [00:49:31] Stuart, you're here. Go ahead. Yes, sir. Bob Burns is in Naples, Florida. How are you? Oh, doing well, thank you, sir. Yes. Get out. [00:49:47] Probably only 4 percent of the agents in America meet the National Association's definition of a business base, which is what we're all trying to build as a reliable, sufficient base of people that are referring as well. That means the other 96 agents are working the stranger market, whether that's for sale by owners or expires this first time. And the thing that you shared with me, your strategy and I don't know if you have time to go into it today on expired listings. What was the most amazing that I've heard in 50 years? The nine Umbridge, nine children as a condition of all salesman in this business. So do have time to share your. [00:50:47] Yeah, I can give you a quick summary if you like. Beatty, how we doing on time? It. [00:50:53] Let's say we've got about 15 minutes, so that's a quick summary on that. [00:50:58] All right. This is typically our presentation. I'll do it in five minutes. I'm awfully glad to meet somebody who's been in the business longer than me. That didn't happen very often. Congratulations. So what you're probably referring to is, I believe very firmly that there is no better business. You can have been past clients and customers because of the trust and the referrals and all that. But I also believe that you're leaving money on the table if you don't market to strangers. If you don't market to the cold market as well. Again, if marketing is something you're aware of and understand, you're going to have a much higher level of success. When people who have never dealt with call me to do business because of marketing, it's not as good as a past client, but it is really reaching that. So a lot of people have mis perceptions about expires in by owners. I'm just going to focus on power right now. I don't work expands the way a lot of agents do. Now, I used to question surreally back in the 90s. I put on a headset and co-called and I'd call up and down streets and I'd call expands and I'd do that two to four hours a day. But once I learned marketing, I never did that again. Never had to do that again. That didn't mean it didn't work. That just means it's really hard work. So from an expired perspective, here's why I like experience with a home that's come off the market. [00:52:36] It's perfectly legitimate, perfectly legal, perfectly moral. They no longer have a relationship with a real estate agent. So I'm free to send them some information so that they can see that there are options if they decide to sell the house again. Now, I don't call them the first day. If all those, you know, twenty seven, eight, 30, 40 agents who come first day, the house expires, if they want to battle it out for an appointment, get the listing. That's most of the people I list whose homes have expired list with me. Two weeks, six weeks, three months, a year, even two or three years later. Here's one I like expired. It's a much more dollars productive set of people. I get three point seven times as much response from the expired database. Now, for years it was 3.1. Now it's 3.7, 3.7, nearly four times. So what I'm saying is that if I take a regular database like a farm area or a mailing area in and keep blanking. [00:53:44] Getting calls, my expires the same number of expired, the same amount of dollars spit is going to make me nearly four times as much money. So if I've got a group of 1000 people. And then I have a group of 1000 ex-parte. I'm gonna make three to four times as much money spent in the exact same dollars on the market. I kind of like those odds. [00:54:09] So when somebody's home expired, we send them some information and then we continue to send them information about how we do business. They'll look at this video online. Here's what here's why you should look at this video online. This video online is something you should see because we keep sending them to see. And that's one of the reasons that our videos are seen so often is because they are pertinent and informative to how we do business. So those inspired to list with me. Most of the time, I'm the only one that's going over to talk to versus if I was one of those who is co-called and trying to close them for an appointment. The first day or two they expired and we compete with 3, 4, 5, 6 agents. Anyways, that's kind of a summary. Better dollar, productive and consistent long term marketing. My record is I had somebody call me that had expired 13 years ago. And if you had been in the business 13 years, you can look forward to that. But that's my record. They had kept my mailings in and they knew that if they ever listed the home again, they would call me. Now, here's one of the best databases you can go get. [00:55:26] Go back in your market, the area that you work for, three, four, five years. Download all the listings that expired during that time. Now download all the listeners that have sold. That are pending, that are active. Take the two databases and do what would Excel calls data. So we take out the duplicates in the expires from three fourth from last week. Last month, a year ago, four years ago, five years ago to have never released Relisted their home are a great database for you to start marketing to not expect. You'll have three times as much business from those people as you will. A similar group. Let me give you a stat real quick. This one's pretty astounding. In an area that I that I work one acre plus homes. There are about 360 houses that have expired in that timeframe that I'm talking about. Now I market to a group beyond that of nearly six thousand. And I want you to grasp these numbers. The expired from those three sixty list is many houses from there. Is there do the other six thousand? What do you think cost me less money? [00:57:04] Now, here's why that is. [00:57:05] First of all, I'm an expert in the 16 plus market, so I have a higher result from that anyway. Now, you take the expired in a market where I'm perceived as an expert in the response. Absolutely skyrocket. [00:57:23] So if you just think about, all right, let's let's be very greedy with in very careful about our marketing dollar and if our marketing dollar can go farther than we can spend less money and make more money in that, how when we started this conversation I shared with you that I went. I kept decreasing the number of cells I was making and increasing my income because my overhead is far less marketing to groups with higher response rates. [00:58:00] Does that make sense, she goes to my own trap with that. Yeah, you are. Yes. [00:58:08] Thank you for asking that, by the way. Appreciate that. Now, did did you. Did we meet in Florida? What was the question? [00:58:19] Then we meet in Florida. You had said that I shared that with you. Oh, yes. Yes. And in Orlando, it's the edge in Orlando. You were at the Orlando. Yeah. And that was, you know, just something that's. While you're in the rat race, you don't look behind the door to this. There was a better way and now that's out. Yeah, I understand what work and so many that are the reason for the turnover of our business if you don't have that big. [00:59:09] Business space that will sparked a referral part of your business where 70 no, 74 percent of a legit business comes from people they know like and trust. But if you don't have that base, you're forced to go to the stranger market. And when you get there, if you work these elegant things, if you worked out, if it will save some people's ability to go ahead with their career and real. [00:59:36] That just awe inspiring, that holy grail. Oh, you bet. Thank you for speaking up. [00:59:41] Well, this has been great. Let's call it let's take one final question before we wrap up the call. Is there anyone who has the final question? [00:59:51] Emory Bruno from New Jersey. Go ahead, then. Just a question on landing pages and videos. Are you hiring a cut? Do you hire a company or do you have someone on your staff that's doing this for you? [01:00:09] Sorry for laughing sensitive. That's a great question. Well, I'll tell you. I'll bet he's laughing. You know where West Deptford, New Jersey is? [01:00:20] Not exactly. [01:00:22] No. OK. Well, my one of my favorite people in the world, my one of my programmers is in West Def., New Jersey. At least that's where us and his check. But he's a I've known him for many, many years. And he's a he's a great guy. I only know one person from New Jersey. He's an awesome person. So can't be too bad. Stay right anyway. That is a very good question. Here's here's what I do. And I can only tell you what I do. Everybody is different. But I'd like to know exactly how things are done. [01:00:58] And that way I can better manage people that are how to do things for me. Things I don't ever pass on them. And one of the things I don't ever pass on are my videos. The landing pages or there are programs out there that are quite simple to use nowadays. Very easy teens, very easy to create a landing page. Now, let me just give everyone the definition of the landing page. And I know some of you going, oh, gosh, we know what that is. But for those of you who might not be familiar, your landing page is simply a one page Web site. And the reason for that is if you've got one page, people go to it. There's no place for them to be distracted or go away. So if you if you've ever seen a really good online network, marketers say they use what they call funnels. They don't use Web sites anymore for a long time. That's the crux of this is very straightforward. Seth Godin, who is one of the first Internet gurus that came along, he was one of the big leagues in Yahoo! Said that you, the consumer, has to see the bonanza. And we got that. Is that intelligent animals? Anyone who's ever trained animals would acknowledge that they perform better if they see their reward. And Seth Godin says people are the same way. So if I market something like the the number one most powerful secret, you have to know before you ever list your home on acreage. Now, if I him from my website and they go just to a website that, you know, has all my stuff on it and there's, you know, there's a link on their head or it's part of the menu that's not been nearly as effective as if they go to that link. [01:02:44] Go to that. You are ill in. As soon as a page pops up, the top says here's the number one most powerful secret. You have to know before you ever list your home on acreage. So they saw the banana and they went there for a reason. They saw Facebook and they saw a postcard. Whatever the cases, Instagram didn't matter. When they land on that landing page, they have to see their reward. So there are several different programs and then you might want to throw a few of them out. I use two primarily. One is called Unbound. Just like it sounds, you know, bounce a ball, put you in and of a bounce. And the other one is client creator dot com. So I use those primarily to create my landing pages. And then the video is most of these programs. And I think there's actually some users in those. But most of the videos are very straightforward. Nowadays, there are free programs for everything. If you've got a P.C., you have probably have Windows movie maker. If you've got a Mac, you have their version of, you know, making videos. There is a program online called Blue L O O M Loom. And there's just there's there's quite a few. [01:04:04] So what I do is I've got different kinds of videos and I make I'm not even the center of attention on most of most of them. It's just me doing the voice in explaining the information. But here's the thing. It's been seven years now. I think either six or seven years, I had zero videos. One. Not. The first couple videos I did and Marina were so cheesy, they were absolutely embarrassing, but the first one is always the hardest and I don't care what you're doing, the first one is always the hardest. When I ran my first Facebook ad, you know how long it took me to do that because I didn't want to look dumb. I don't want to do something wrong. I didn't want to. But the first one's always the hardest. I now have to think I've crossed a twelve hundred might even be thirteen hundred because I consistently put them out in the videos are here, the statistics in the area or here's a new home that we put on the market. Here's one we just sold. We sold it for days and had been listed with another agent for a year. Here's why that happened. But here's some statistics you're never going to hear from anybody else. I mean, the videos. There is unlimited is your creativity in my videos are anywhere from 30 seconds to. 12 to 14 months and a lot of people just like my predicting package, which is 52 pages. Agents always say nobody will ever read all that. [01:05:43] Well, guess what? Consumers will if it's pertinent videos that are 11 or 12 minutes, if they're pertinent. People will watch them. But most of them are in the 90 second range. The 3 minute range. So if I can get someone because of a compelling reason to go to a video, they're going to learn a lot more about me, especially if my pictures on there or if it's me, you know, down in the corner talking explains that they just get a better feel of who you are. One of my agents hates being on video. Can't stand it. Finally talked her into it. And she is doing more business and she's ever done before. Because if people are missing out, getting to know who you are in understanding a little bit more about you and what kind of person you are, they can't get a feel for that on an ad or a picture or a business card or a postcard. They just can't. So they can learn more about you and some are going to make wrong decisions about who you are. Someone going to like who you are. And it's just a very powerful medium that I decided I certainly wouldn't early by me, but I decided, you know, six, seven years ago I had to take advantage of it. And it's just a very, very effective way to meet people in a very effective way to communicate your message to people that answer your question. I tend to ramble on that. [01:07:12] What it does and I'm assuming that when you post these on Facebook or boost them. [01:07:21] There's a very good question where you are on top of things. I don't boost very many posts in the reason I don't is because I get better results by running ads than boosting posts. So you can you can boost posts and you will have more people see your post when you boost it. But I've started spending a while back, started spending the same amount of time and effort running ads instead of boosting posts. You can do both. There's no reason not to boost posts. I'd rather just spend my dollar on ads because for me it seems to have a little bit more impact. [01:07:57] Yes. Thank you very much for answering my question here. Well, you're very welcome. And this has been great. I wanted to share what my chuckle was because I still think it's kind of funny. [01:08:14] So often everyone believes that you have to do this amazing professional job to have someone, you know, choreograph your video, put music in the background and make it look professional because your real estate agent and you wanted to be professional. But I think one of the keys I've seen with Stuart and I definitely have experiences over the years to a degree is there is a level of authenticity that people want to know who you are. And and if the video is Stuart talking, then it's very real. It's exactly who Stuart is. And people get this real comfort level of Stuart, because this is Stuart. It may just be his voice. I remember watching one of your videos. This was a few years back. Stuart, you're walking someone through a home and there was just a slide show video and you're just the voice voiceover describing it. But just the way you described everything, such as the custom inlaid marble for your with a quarter inch marble and and it comes from mentally injured. You're just describing it. It made me want to buy the house. But as you're describing it, I'm getting to know who you are because I'm hearing your voice. Sometimes I see you and I get to know who you are. And there's just this great level of authenticity. And with that authenticity comes realism and believability and therefore, trust ability. And so as you're out there doing these videos, let me just encourage you to be yourself. Don't try to be too professional. Be professional enough. But that's why I was chuckling because, you know, everyone is probably thinking, you know, serious got the slickest ads and the slickest videos. [01:10:07] And since an out for post-production, that's just that's not it. [01:10:12] And babies call me up and tell you guys that they're they weren't just cheesy when I started. [01:10:19] Oh, they're they're just wonderful. [01:10:20] No, they're but they are. It's you know, I enjoy doing it. So that's why I continue to do it. And feel free to you guys go to. I'll just give you one of my sites. It's the number one. And then everything else spelled out one Fakher plus dot com. And if you go around on that site, you can see lots and lots of different videos from from different things that will kind of give you an idea of how, how and why we do the videos that we did. And feel free to copy anything on there. Call me, ask questions. My contact information is on there. No, no worries. [01:10:56] They're wrapping up. I'd like to just summarize one thing that we started with. And I want to make a comment because it's been really impressive. I won't make a correlated comment. So what we started with is we're in a crisis or we're in an opportunity. Depends on how you look at it. And when every time stewards come in these type of environments, he's entered it making more money and he exit it, making even more money. And the reason is he continues to market for listings when listing slow down. You just build up your listing inventory. So you continue making a no sales to cover everything you need. And as you're marketing for listings, everyone else panic any and they're pulling back on their marketing budget. So it means your marketing is easier and more effective in building your listening inventory that you need. So you continue your lifestyle and then exiting. You've got this great big pipeline that empties out really quickly. And I want to share just another benefit of that. I was talking to one. He's the number one suburban agent here in this debut where I live, part of Birmingham. [01:12:08] His name is Mike. And my understanding is going into the 0 8 recession, he was just a typical agent coming out of the recession. He was the number one agent in our suburban city and has maintained that position year over year, except for maybe one year where he just barely lost to someone else. And and I hope this never gets to him. He's a great agent, but I would not put him near the caliber of someone like Stuart. What happened is he got there and he grabbed the market share and now he's got a name and a brand that everyone knows and recognizes. And it drives his business even to this day. And this is the opportunity. He did not stop when everyone else did and he came out on top and has maintained it. And I think that's the message. I really want to strike home for all you guys today. Keep your marketing budget up, whatever it takes, but drive it on listings. OK. And stay focused and deliberate and and don't panic because this too shall pass. [01:13:20] So with that, you. Go. Go ahead. One. Oh, OK. I just want to thank you for exposing the truth to your entire network. You absolutely gave them the best of the best. [01:13:40] Well, thank you. And so I'd like to I'd like to springboard one more comment with that. Why am I doing this? I'm a Christian. I have no fear of what's going on. [01:13:55] The Lord has promised he's going to tell us. And it's always taking care of us. And I've seen him do this famous Stuart and his family. There's a lot of fear. A man. There's a lot of fear because people have no foundation to turn. And I know I just want you to know that no one there's a great big guy who loves you and is going to take care of you. And if you follow him, he will lead you down the right path and he will take care of you. You trust him. But this is not a time to fear because of put your. I see. This is a time to trust the Lord and say, I want to follow you and I'm going to follow what Stuart is doing. I just wanted to be able to give back and share in just a simple way from our heart. [01:14:41] How do you make it through crisis? [01:14:44] And and because if you can make it through, then you can pay your bills. You can support your family. And hopefully if you are a follower of the Lord, then you can give price and glory to him as well. So, really, Stuart, I want to thank you for sharing of your time, because hopefully you've shared a lot of insight and just of encouragement to people. [01:15:08] Well, it was helpful, I just want to second everything you said. Thank you. [01:15:12] All right. Well, you'll have a very blessed day. Please take this to heart and go out and do it and you'll be blessed. Thanks so much. P061 [/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]

AJ & McCall After Show
AJ & McCall: Florida Or Not 02/05/20

AJ & McCall After Show

Play Episode Listen Later Feb 5, 2020 6:12


Florida… What?? Story #1 -Argument over bacon leads to knife attack and gets arrested Story #2 – A Guy Posed as a Cop to Search a Drug House . . . to Steal Their Drugs Story #3 – Man Tells His Wife He Wants to Separate . . . so She Pulls Out a Taser and Zaps Him

AJ & McCall Flordia or Not?
AJ & McCall: Florida Or Not 02/05/20

AJ & McCall Flordia or Not?

Play Episode Listen Later Feb 5, 2020 6:12


Florida… What?? Story #1 -Argument over bacon leads to knife attack and gets arrested Story #2 – A Guy Posed as a Cop to Search a Drug House . . . to Steal Their Drugs Story #3 – Man Tells His Wife He Wants to Separate . . . so She Pulls Out a Taser and Zaps Him

AJ & McCall Drop The Mic
AJ & McCall: Florida Or Not 02/05/20

AJ & McCall Drop The Mic

Play Episode Listen Later Feb 5, 2020 6:12


Florida… What?? Story #1 -Argument over bacon leads to knife attack and gets arrested Story #2 – A Guy Posed as a Cop to Search a Drug House . . . to Steal Their Drugs Story #3 – Man Tells His Wife He Wants to Separate . . . so She Pulls Out a Taser and Zaps Him

Utah's VFX 94.5 / 98.3
AJ & McCall: Florida Or Not 02/05/20

Utah's VFX 94.5 / 98.3

Play Episode Listen Later Feb 5, 2020 6:12


Florida… What?? Story #1 -Argument over bacon leads to knife attack and gets arrested Story #2 – A Guy Posed as a Cop to Search a Drug House . . . to Steal Their Drugs Story #3 – Man Tells His Wife He Wants to Separate . . . so She Pulls Out a Taser and Zaps Him

AJ & McCall Debate @8
AJ & McCall: Florida Or Not 02/05/20

AJ & McCall Debate @8

Play Episode Listen Later Feb 5, 2020 6:12


Florida… What?? Story #1 -Argument over bacon leads to knife attack and gets arrested Story #2 – A Guy Posed as a Cop to Search a Drug House . . . to Steal Their Drugs Story #3 – Man Tells His Wife He Wants to Separate . . . so She Pulls Out a Taser and Zaps Him

Hey Eintracht Frankfurt Podcast
Episode 115: We are back!

Hey Eintracht Frankfurt Podcast

Play Episode Listen Later Jan 24, 2020 53:20


The gang is back as Brian, Nathan, and Roman talk all things Eintracht. Was it a good thing doing winterpause in Florida? What do we make of matchday 18 vs Hoffenheim? What's next vs Leipzig? Follow us on twitter @hefpod, email heyeintrachtfrankfurt@gmail.com, and follow us on Facebook at facebook.com.hefpod

WanderLearn: Travel to Transform Your Mind & Life
Backpacking With Zpacks - Matt Favero Shares The Vision

WanderLearn: Travel to Transform Your Mind & Life

Play Episode Listen Later Nov 29, 2019 46:56


Matt Favero is the Director of Marketing at Zpacks, one of my top two favorite backpacking gear companies (Gossamer Gear is the other).  I ask him: How did he get involved in Zpacks? What backpacking opportunities exist in Florida? What’s the dumbest backpacking mistake he ever made? What Zpack product is he most proud of? What is his funkiest item? What makes Zpacks special? What will the 2020s bring to the backpacking world? Or watch the unedited version on YouTubehttps://www.youtube.com/watch?v=Wi3jBqwodaU 3 Sponsors 1. Tour Radar Do you want to take a life-changing travel adventure, but you either hate planning or you don't know where to start? TourRadar is a trusted online marketplace that helps you find, compare, and book multi-day tours that will expand your horizons through life-enriching travel experiences. Just type in a region you have always wanted to visit or your preferred travel style and TourRadar will do the rest. And right now, WanderLearn listeners can visit TourRadar for a chance to an amazing travel contest! Every month, there's a new contest! Enter at https://www.tourradar.com/wanderlearn  2. The Steelman Family Foundation Rene Steelman leads the Steelman Family Foundation which helps families with non-ambulatory children to acquire wheelchair-accessible vehicles. Their mission is to help families with children diagnosed with a permanent disability participate in the community. The Steelman Family Foundation also supports events to benefit cerebral palsy education and activities. They work exclusively with United Access and serve families nationally. Learn more and donate at https://steelmanfamilyfoundation.org 3. Health Access Sumbawa One of WanderLearn's top patrons, Kathy Kennedy Enger, asked me to draw attention to Health Access Sumbawa. I am happy to promote this remarkable nonprofit. In 2014, Jack Kennedy founded the organization to bring malaria control and healthcare to remote, impoverished communities. It started on the remote island of Sumbawa, Indonesia. Since then, it's expanded thanks to generous donations. Visit their website to learn more and to donate: https://healthaccesssumbawa.org More info You can post comments, ask questions, and sign up for my newsletter at http://wanderlearn.com. If you like this podcast, subscribe and share!  On social media, my username is always ftapon. Follow me on: http://facebook.com/ftapon http://twitter.com/ftapon http://youtube.com/user/ftapon http://pinterest.com/ftapon http://tumblr.com/ftapon Claim your monthly reward by becoming a patron at http://Patreon.com/FTapon Rewards start at just $2/month! If you prefer to do a one-time contribution, you can send it to my PayPal at FT@FrancisTapon.com If you prefer giving me Bitcoin, then please send BTC to my tip jar: 3EiSBC2bv2bYtYEXAKTkgqZohjF27DGjnV

BS3 Sports & Music #XSquad
Podcast 10/27 The Good Times

BS3 Sports & Music #XSquad

Play Episode Listen Later Oct 27, 2019 75:07


Its #Miami #FloridaST week. This rivalry once produce some great games and determine the national champ in the late 80's and 90's. That day is gone. Why are both programs struggling with the high school talent in #Florida? What happened to #Oklahoma defense?  Should a player question play calling in the media?  Follow the #podcast on #Twitter #Instagram @ wws_sportsshow

Wil’s Take on Sports Show
Podcast 10/27 The Good Times

Wil’s Take on Sports Show

Play Episode Listen Later Oct 27, 2019 75:06


Its #Miami #FloridaST week. This rivalry once produce some great games and determine the national champ in the late 80's and 90's. That day is gone. Why are both programs struggling with the high school talent in #Florida? What happened to #Oklahoma defense? Should a player question play calling in the media? Follow the #podcast on #Twitter #Instagram @ wws_sportsshow

John & Kevin’s Big Stupid Podcast
Episode 110: John & Kevin's Big Stupid Weight Loss 2

John & Kevin’s Big Stupid Podcast

Play Episode Listen Later Sep 20, 2019 101:10


In this latest episode our heroes talk about their newfound motivation to get healthy and lose weight. What did Kevin eat in Florida? What is holding John back from running? What are some goals that the boys have? Tune in and find out! --- Support this podcast: https://anchor.fm/kevin918/support

College Hoops Today with Jon Rothstein
Episode 202 - Florida's Mike White

College Hoops Today with Jon Rothstein

Play Episode Listen Later Sep 16, 2019


Florida's Mike White knows it's all about the people around you. Could this years' team be the best he's ever had at Florida? What has he learned about the job that he didn't know prior? Returners who've made the biggest improvement... And what to expect from their incoming batch of Freshmen. Why the SEC has become one of the country's toughest leagues. Plus, Mid-Majors to watch out for in 19-20.

The Scott Alan Turner Show | FINANCIAL ROCK STAR

What steps have you taken to protect your identity, and are there some things you may have missed? - I have inherited $100,000 in bonds and am not sure what to do with them (PencilPusher, New Jersey) - Should I cash out some investments to pay off a HELOC (Lara) - I'm done with Amazon Prime (Leon) - Should I do a traditional IRA or SEP IRA for a business (Justin) - Where should I get renters insurance from (Natasha, Cape Coral,Florida) - What do you think about investment clubs (Julian, Worcester, Massachusetts) - What the Kardashians can teach us about budgeting - Watch out for what people are saying about increasing the minimum wage - New AirBnB Lux service for travelers - Are you basking in your own reality? Mentioned on the show: Get The Complete Guide To Saving Money FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs

Upstream Ideas
WIND: Jobs Vs. Mobs

Upstream Ideas

Play Episode Listen Later Nov 1, 2018


Are Republicans waiting for the jobs report to lock everything up? Are jobs and the economy still the number one issue? What about immigration? Does the oncoming caravan have Democrats on the defensive? Is Trump acting “presidential” leading up the midterms? How is Gillum, a Democratic-Socialist, even competing in Florida? What about pickups in Midwestern states? Senior editor at Hotair.com, Ed Morrissey joins Dan and Amy to discuss.

BIG FAN
BIG FAN: Lucky Day

BIG FAN

Play Episode Listen Later Oct 23, 2018 49:18


It's your lucky day!!!  Two episodes in one week!!!  Are Hank's concussion symptoms still lingering?  Did Chad survive his red tide scare in Florida? What is the scariest movie ever?  Find out these answers and much more on the latest BIG FAN!

Big Fan
BIG FAN: Lucky Day

Big Fan

Play Episode Listen Later Oct 23, 2018 49:19


It's your lucky day!!!  Two episodes in one week!!!  Are Hank's concussion symptoms still lingering?  Did Chad survive his red tide scare in Florida? What is the scariest movie ever?  Find out these answers and much more on the latest BIG FAN!

The Hippocratic Hustle
Physician Contracts with Ann Bittinger, JD

The Hippocratic Hustle

Play Episode Listen Later Oct 12, 2018 47:58


Today Lawyer Ann Bittinger, JD is chatting with me about tons of stuff that affects almost ALL physicians. Ann Bittinger is an attorney who helps make sure physicians' employment agreements don't stand in the way of getting what they want out of life. A specialist in healthcare law, for 20 years she has worked both sides of the physician employment agreement: employer and employee. She is a mom of three, law firm owner, and physician advocate. Hiding out in Jacksonville, Florida, she is a frequent speaker at health law conferences. Thanks to our sponsor this week, Set for Life Insurance! If you are in need of a life or disability insurance, or if you need a second opinion to be sure you are insured appropriately, call Jamie Fleischner at Set for Life!  We chat about: How binding are Letters of Intent? Are Physician contracts REALLY non-negotiable? Besides salary, what other benefits can we ask for? Tips for salary negotiation Non-Compete clauses in Physician Contracts What makes a non-compete "enforceable" vs "non-enforceable" How to get the non-compete clause OUT of your contract Learn about Dr. Tummala who fought his Non-Compete in Florida What is Tail Malpractice Insurance and when do you need it? Strategies you can use to save money on Tail Insurance RVUs vs Eat What you Kill payment models

3HL
Josh Ward talks Tennessee Football on 3HL.

3HL

Play Episode Listen Later Sep 28, 2018 10:16


What happened against Florida? What can we expect vs. Georgia? We talk Vols Football with Josh Ward of WNML in Knoxville on 3HL.

FAIRtax Power Radio
#123 Right To The Source, Steve Hayes Pt. 1

FAIRtax Power Radio

Play Episode Listen Later Aug 31, 2018 30:19


The FAIRtax Guys go right to the source, Steve Hayes, Pres. of AFFT. How did the FAIRtax affect the Republican primary for Governor in Florida? What does this mean for the rest of the country? An information packed episode of FTPR with calls and comments from across the country.

Apartment Building Investing with Michael Blank Podcast
MB 124: The Shortest Distance Between You + Financial Freedom = Multifamily – With Josh Eitingon

Apartment Building Investing with Michael Blank Podcast

Play Episode Listen Later Aug 14, 2018 30:01


What is the quickest route to financial freedom through real estate? Do not pass Go. Do not collect $200. Go directly to… Multifamily. But how do you overcome a lack of experience and capital to accelerate the timeline and jump straight into apartment building investing? Josh Eitingon is the founder and manager of JAE Property Group, a real estate investment company specializing in 50- to 150-unit value-add multifamily properties outside the New York metro area. With the guidance of a coach, Josh made his first multifamily investment in 2012, and now he is up to eight deals. He began his real estate career while working as a software developer, eventually joining a Long Island investment group where he led the acquisitions team in securing $100M in real estate. Today, Josh is a full-time investor in his own right. Josh joins me to discuss the early investment in a coach that facilitated his shortcut to multifamily. He addresses how he overcame a lack of experience to do his first 20-unit deal and the personal guarantee he made investors to raise $200K for the renovation. Josh explains what he loves most about multifamily investing, describing the challenge of finding a formula to optimize each new property. Listen in for Josh’s advice around investing in your own deals, choosing the right location, and scaling up a multifamily business. Key Takeaways How Josh got started in real estate Hired coach to force action Multifamily made sense as asset class Why Josh invested in a coach Working 9-5 for software company Long-term time, financial freedom Why Josh went straight to multifamily Dumb luck + mentor’s help Ability to scale How Josh overcame a lack of experience and money Partnered on distressed 20-unit in Cincinnati Raised $200K from family, friends and co-workers How Josh overcame his reluctance to do the first deal Poor condition, no background in renovation Concerns around taking on debt Believed in deal, commitment to go all-in The factors for success on Josh’s first deal Coach reinforced right path Good location, visibility Less than $10K/unit How Josh raised $200K for the deal Talking up real estate for 6 months prior Personal guarantee at 9% interest $10K chunks The additional risk of raising money in debt Bank loan for 80% + promissory notes ‘I carry burden, not investors’ How Josh’s first multifamily deal played out 20% occupancy, 0% economic occupancy Spent $5K/unit on interior renovations $50-70K on exterior, mechanical improvements Josh’s subsequent multifamily investments One or two deals per year ever since 44- and 62-unit in same market 70-unit in Florida What’s next for Josh 90-unit in Minneapolis under contract Continue on same path, 2-3 deals/year What Josh loves about the business Creativity (partner, invest and find deals) Find formula to optimize each property The challenges of scaling a multifamily business Source of equity Right partner for any given deal Josh’s advice for aspiring multifamily investors Start saving money to invest in own deals Commit to ongoing education Right people around you (accountability) Josh’s AHA moment around location Good schools, retail in area Allows for operational consistency Josh’s top mistakes Could have done more deals Checks and balances on construction management Connect with Josh JAE Property Group Resources Financial Freedom with Real Estate Investing: The Blueprint to Quitting Your Job with Real Estate—Even Without Experience or Cash by Michael Blank Rich Dad Poor Dad: What the Rich Teach Their Kids About Money That the Poor and Middle Class Do Not by Robert T. Kiyosaki The Ultimate Guide to Buying Apartment Buildings with Private Money The Michael Blank Coaching Program Free eBook: The Secret to Raising Money to Buy Your First Apartment Building Download Text “secretbook” to 44222 Michael’s Website Podcast Show Notes Review the Podcast on iTunes

The Podcast Engineering Show
PES 099: Michael Helms

The Podcast Engineering Show

Play Episode Listen Later Aug 2, 2018 67:58


My guest is Michael Helms - my long time friend, audio engineer and host of the Location Sound Podcast. Mike and I met when we were both working at Soundtrack Studios in New York City in 1993. Mike has gained tons of audio wisdom from working on music production, commercial voiceover production and currently location sound. We discussed: Mike's main podcast setup: RE20, MixPre-10T, Macbook Pro, Squadcast, Adobe Audition Match loudness Processing: Compression, EQ, roll off 80 Hz and below Mix buss effects: Multiband compressor and limiter Previous equipment: Sterling Audio ST-51 mic, Zoom H5 Good lavalier mics (Sanken COS-11 and others) Working on music and voiceovers  in NYC Previous Pro Tools studio in Florida What’s in Mike's location sound equipment bag? A recent Nightmare Session... Editing philosophy Next Purchase? The MKH416 is a beast Thanks for hanging out with us, Mike! DID YOU KNOW........We exist for the purpose of helping you, so please comment below with any questions or remarks. Thanks for listening! Want to Start a Business or Have a Career as a Podcast Producer/Engineer? Listen and Subscribe in Apple Podcasts, Google Podcasts, iHeart Radio, Stitcher, TuneIn Radio, Android, RSS

The Tim McKernan Show
Ep. 68 - Questions From The Audience

The Tim McKernan Show

Play Episode Listen Later Mar 29, 2018 39:05


Tim reconvenes with St. Louis radio producers Ken "Iggy" Strode and Darin "Peoria Plow Boy" Atkins to discuss a potpourri of listener generated topics.   Most memorable date in your love-life experience Thoughts on using curse words around youngsters If you finished college now would you live in STL Does Tim prefer the East or West coast in Florida What is our strangest STL radio remote broadcast Most surprising interview on the podcast thus far   Please support our sponsors: Verizon Wireless The Home Loan Expert, Ryan Kelley James Carlton Agency (State Farm) Gateway Buick GMC Triad Bank Design Aire Heating & Cooling   Follow us on Social Media: @TimMcKernanShow on Twitter Facebook.com/TheTimMcKernanShow Thanks to Story of the Year for our theme.  Please rate, review, and subscribe so more people discover the pod.  Feedback is welcome: tmckernan@insidestl.com

The Tim McKernan Show
Ep. 68 - Questions From The Audience

The Tim McKernan Show

Play Episode Listen Later Mar 29, 2018 39:05


Tim reconvenes with St. Louis radio producers Ken “Iggy” Strode and Darin “Peoria Plow Boy” Atkins to discuss a potpourri of listener generated topics.   Most memorable date in your love-life experience Thoughts on using curse words around youngsters If you finished college now would you live in STL Does Tim prefer the East or West coast in Florida What is our strangest STL radio remote broadcast Most surprising interview on the podcast thus far   Please support our sponsors: Verizon Wireless The Home Loan Expert, Ryan Kelley James Carlton Agency (State Farm) Gateway Buick GMC Triad Bank Design Aire Heating & Cooling   Follow us on Social Media: @TimMcKernanShow on Twitter Facebook.com/TheTimMcKernanShow Thanks to Story of the Year for our theme.  Please rate, review, and subscribe so more people discover the pod.  Feedback is welcome: tmckernan@insidestl.com

Down South Hunting Podcast
Episode 027- Deer & Turkey Hunting Heavily Pressured Florida Public Land with Mike Kuhn

Down South Hunting Podcast

Play Episode Listen Later Jan 29, 2018 71:53


This week we talk with Mike Kuhn about deer hunting heavily-pressured public land whitetails in Florida. Mike has been able to find success with multiple tactics and strategies through the years, some of which will surprise you. Click here to listen/subscribe on Apple Podcast (best for iOS devices) Click here to listen/subscribe on Google Play Music (best for Android devices) Click here to listen/subscribe on Stitcher (another option for Android devices) What We Learn In This Episode: How Mike hunts heavily pressured public land whitetails in Florida What it’s like hunting in the swamp Public land turkey hunting tactics Sponsored by: Hunting Gear Deals Chase the Mountain Blog  

GymCastic: The Gymnastics Podcast

INTERVIEW This week, we have a very special chat with new world all-around champion, expert zombie-worm escaper, official badass woman, and favorite gymnast of young-adult authors the world over, MORGAN HURD. We discuss: Whether we're still allowed to call her Morgiboo Which gymnasts she fangirls out over If she's totally sick of people talking about her glasses yet All the behind-the-scenes scoop from worlds What she thinks about camp secrecy and possible SPIES What she thought about the lighting in the arena and training gym What happened when Ragan got injured before the AA final Who cried the most when she won Current training and TOP-SECRET upgrades Ideas for getting "the Hurd" in the code of points (we have a lot) Upcoming competition plans HARRY POTTER Which house Morgan would be in Morgan and Spencer throw down about Hagrid's teaching abilities Statues of Dobby and fuzzy sock tributes Which song from Hamilton would make the best floor music Nastia's obsession with her Getting confused for a child literally all the time How she decided on Florida What she thinks about NBC's "China would really love to have her" comments SUPPORT THE SHOW Join Club Gym Nerd here. Store full of gifts for gym nerds here. RELATED EPISODES 274: World Championships Day 5 — Women's All-Around Final 276: World Championships Day 7 — Event Finals Part 2 271: World Championships Day 2 — Men's and Women's Prelims 283: Catalina Ponor Says Goodbye 282: GymCastic Book Club – Fierce, by Aly Raisman 281.5: Aly Raisman Comes Forward As Nassar Victim 281: Myths, Legends, and Unexpected Moments PART 2 (Commissioned) 268: Aimee Boorman and Maggie Haney: The Olympic Experience

Go Big Blue Country
Go Big Blue Country Podcast: E42 Craig Skinner/Leah Edmond

Go Big Blue Country

Play Episode Listen Later Oct 19, 2017 20:28


Kentucky Volleyball coach Craig Skinner and sophomore Leah Edmond joined Shawn Smith on the Go Big Blue Country Podcast. Coach Skinner talked about his teams success in the first half and Edmond joined for the second half of the episode Topics Discussed - Big win vs. Florida - What was learned about the team - The balance of senior leadership and young talent - What is clicking during the winning streak - The closeness of the team - Balanced attack offensively - The impact of the back row defensively - How to stay stay focused after a big win - What playing for her hometown means to Leah - UK/UT on Sunday

Turn It Loose
Turn It Loose EP 27

Turn It Loose

Play Episode Listen Later Sep 14, 2017 77:20


00:00-09:35 Opening, Will and Matt spent the weekend together, Will approves of Matt’s girlfriend 09:35-20:48 Breaking down Missouri/South Carolina, Is South Carolina an SEC East contender?, Will Drew Lock put it together?, Why did Missouri fire its D-Coordinator? Week 3 SEC Breakdown 20:48-29:07 Kansas State at Vanderbilt: Could be biggest game for Vandy in recent memory, can Derek Mason out-coach Bill Snyder? 29:07-41:23 Tennessee at Florida: What do we know about Florida now? Is Franks the answer at QB? Who has bigger impact on games, college football coach or college basketball coach? Who is more used car salesman? Butch Jones or Bret Bielema? 41:23-47:20 Purdue at Missouri: Can Mizzou really lose to Purdue? How? 47:20-56:30 Kentucky at South Carolina: Will thinks SC defensive line is the key to this game, Kentucky ran ragged on SC last year and has won the last three 56:30-1:05:09 A quick word on Clemson at Louisville, can Clemson score & contain Lamar Jackson? 1:05:09-1:17:20 Southern Cal hosts Texas, and is a 15.5 point favorite, someone snuck into the Clemson game, Will “snuck into” Cameron Indoor Stadium, Matt confuses Cameron with another arena

Braless Podcast: Unhooked and Unleashed

Host, Erin Whitehead, invites A. Ali Flores to the podcast right off his big finals win in Clash of the Comics, Orlando to discuss disgusting “Would You Rather” scenarios, grown-ass men doing stupid crap with fidget spinners, Bubba’s amazing fireworks display, riding bare-back and drunk on horses in college and how young folks don’t understand the beauty of cassette tapes anymore.  If you want to get out of a situation is it acceptable to pretend you have diarrhea? Are men idiots? (Spoiler: We all know the answer) Do folks make great decisions when hammered? Is it possible to destroy your trigger finger with a fidget spinner? Will Erin make it through this recording even though it’s way past her bedtime and her voice is damn sexy?  How many bitchin’ fireworks will $4000 get you in the undiscovered parts of Florida? What in the world did Ali’s daughter do to warrant the “you might want to sit down” talk? How many girlfriends did Ali get in high school because of his Guiding Light knowledge? Are there buffalos in the panhandle of Florida? Why did God let Ali miss all of those trees? Did the LA Times reviewer LOVE Ali’s movie, Random Tropical Paradise? You know how I know you’re old? Podcast promo: Is This Adulting (wherever you listen to podcasts) Remember, Ali is quite the acting whore so there are tons of places to find his comedy: You can hear him on Mama’s Comedy Show Podcast (wherever you listen to podcasts) or find him most Friday nights in Orlando performing improv for Mama’s Comedy Show. You can find him at www.aaliflores.com, www.Facebook.com/aliflorescomedy, www.Twitter.com/aliflorescomedy, www.Instagram.com/comedicactor, SnapChat and @comedicactor on Xbox or PS4 (because he is an adult, thank you.) You can watch his movie, Random Tropical Paradise, on iTunes or Amazon (do NOT read the reviews first) and his movie Naked will be released August 11th on Netflix. If you are in Scotland *sigh* you can see him at the Edinburgh Fringe Festival in August (www.edfringe.com)!  To follow us on social, find us @bralesspodcast on Facebook, Twitter and Instagram! You can interact with our guests, our host and other listeners by joining the closed Facebook group: Braless Podcast Conversations! Don't forget to check out our super soft and comfy t-shirts at www.bralesspodcast.com and for more information on how you can support this podcast visit www.patreon.com/bralesspodcast. To make a one-time donation to the podcast, which helps us to continue to produce bi-weekly content and improve our sound quality, etc. you can donate through PayPal bralesspodcast@gmail.com Thanks for listening!  

Writers Get Animated
049 - We Always Wanted to Write for The Simpsons

Writers Get Animated

Play Episode Listen Later Nov 18, 2016 47:52


Chris and Mackenzie are heading back to Springfield! They deconstruct two episodes of The Simpsons in which America’s favorite family gets into some nasty trouble on their travels. What makes a good “The Simpsons are going to…” episode? How many plots are in a successful episode? How much trouble does Lisa cause? What is the punishment for killing an alligator in Florida? What do zombies and alligators have in common? How can John August help us make an episode of The Simpsons better? Links Watch Bart vs Australia http://bit.ly/2fKDkRw Watch Kill the Alligator and Run http://bit.ly/2fKDyrR About Bart vs Australia http://bit.ly/2fKCHaA About Kill the Alligator and Run http://bit.ly/2fKDd8q The Simpsons Renewed for Two More Seasons http://www.ew.com/article/2016/11/04/simpsons-renewed-two-more-seasons-gunsmoke About John August http://johnaugust.com/ About the Writer Emergency Pack http://writeremergency.com/ Listen to our List show 10 Great Episodes of The Simpsons After Maude Flanders Died http://bit.ly/wga-014 Listen to our other Writer Emergency episode Saving Superman http://bit.ly/1WQGdlR About Michael P. Fay http://www.nytimes.com/1994/06/26/us/us-student-tells-of-pain-of-his-caning-in-singapore.html About Yahoo Serious http://en.wikipedia.org/wiki/Yahoo_Serious About Rand McNally Globes http://store.randmcnally.com/globes-decor/globes/desk-globes.html About car phones https://en.wikipedia.org/wiki/Car_phone Listen to Captain Jack by Billy Joel https://itun.es/us/Nt1Dj?i=158815598

National Center for Women & Information Technology

Audio File:  Download MP3Transcript: An Interview with Caterina Fake Co-founder, Hunch and Flickr Date: November 16, 2009 Entrepreneurial Heroes Interview with Caterina Fake [music] Lucy Sanders: Hi, this is Lucy Sanders. I am the CEO of the National Center for Women and Information Technology, or NCWIT. This interview series is a series of discussions with women who have started IT companies, who have really wonderful advice to share with everybody who is interested in becoming an entrepreneur. With me is Lee Kennedy who, herself, is a serial entrepreneur, and as of late, of Bolder Search. Also an NCWIT Board Member. Welcome, Lee. Lee Kennedy: Thanks, Lucy. It's great to be here. Lucy: And also Larry Nelson. W3W3.com. Tell us a little bit about w3w3. Larry Nelson: We are an Internet talk radio show and we've been doing it for over ten years now. We archive everything. You can go back and listen any time. One series here that we've enjoyed so much is the NCWIT series. Lucy: Well, thank you. We are getting a lot of notice lately as well from a couple of people who write books on entrepreneurs from the National Academy of Engineering that wants to feature some of these interviews so we are pretty excited about the series. And today, we are going to have another great interview with Catarina Fake who is the co-founder of Hunch. And Hunch is -- and we are going to ask a little bit more about this in just a minute but for my preparation for this interview, Hunch is -- a collective intelligence decision making system and it uses decision trees to make decisions based on user's interests. And it was just recently launched, Catarina, in June of this year? Catarina Fake: End of this year, that's right. Lucy: What great name, Hunch, that is wonderful. But before that Catarina was the co-founder of Flickr and I'm sure all of our listeners know about Flickr and Flickr was one of those companies that open many people's eyes to the power of Web 2.0 and really taking together those features such as social networking and community. And things that people wanted to share like photos and other things. So it is a wonderful company. Catarina has won many awards and, in 2006, she was named Time 100 Time Magazine's List of World's 100 Most Influential People. That is very awesome. We are happy to have you here, Catarina. Catarina: Thanks for having me. Lucy: And now, tell us exactly what is collective intelligence? Catarina: So, collective intelligence is when a lot of people get together. Not necessarily even people that know each other and create something. So a really great example of that would be Wikipedia. Wikipedia is as the people know that encyclopedia of thousands of thousands of subject where you can find out biography of the Queen of Netherlands or you can find information about biology or just pretty much any topic under the sun that will be in any encyclopedia anywhere. I would also say that Flickr, which is a photo sharing site, is also a kind of collective knowledge system and that there are millions of people I think it just announced that Flickr hit four billion photos. That is four billion photos out there. A large percentage of which are shared publicly among people. And it has become that vast, infinite national geographic that is constantly being updated with things from around the world and all manner of photograph. And so, it itself has become a kind of collective knowledge system. So I think what distinguishes the collective knowledge system, some other kind of social software is that there are a lot of people contributing to it. You can contribute very small amounts of information like for example you can just correct the spelling mistake on Wikipedia. Or you could contribute one photo or leave one comment on Flickr. The system gets better on the more people that you get. Lucy: Well, so those kind of sites then I guess with all those knowledge will lead directly into decision making and how you are going to use algorithms. Is that what part is Hunch is doing? Catarina: Yes, Hunch is another knowledge collective system. It is a new kind of system and it is design very differently from Wikipedia and Flickr in that what people are creating are decision trees. So the way that Hunch work is it ask you to leave a question and give you an answer. And you don't have to do anything. You don't even have to type anything. You just arrive at the topic. So let's say you are trying to figure out what college you should go to. The system will then ask you a series of question such as what do you want to major in? Are you interested in the college that has fraternities or sororities or not? Do you want a large, state college? You want a private college? Would you prefer a larger college that is based on the city? Those kinds of things. It is basically replicating an expert system so you would probably in real life, if you are looking for somewhere to go to college, you would talk to a guidance counselor who would ask you probably the same series of questions. And what Hunch does at the end, it gives you a hunch. It consist of lots of best colleges that apply to the criteria that you have given it. And so this applies to anything. This could apply to a rock bank. New York time best sellers. Should I retire to Florida? What kind of girls should I buy? Pretty much any question that is decision. And when the system works is that people are contributing the topic until somebody has a lot of knowledge about say, yoga classes in Minneapolis. We make a topic that say yoga class in Minneapolis. What are you looking for? What kind of yoga are you doing, etc., and all of this information. And so it is a way for people to get together and help each other with decisions that they are making. Now we are going to do things that I think that I found is directly in my work in the Internet is that I am a big believer that the Internet really flourish because of people's willingness to contribute to help other people. You see this all over the Internet and kind of the background with the Internet is really people uploading pictures of their cat. Started out, people uploading pictures of their cat. People writing little essay. People blogging. People adding information in the Internet. I mean this is really what the Internet is comprised of. And Aaron Key once said the Internet is comprised of words and enthusiasm and I think this is generally true, I think that if I go to the trouble of researching for example what is a good wedding photographer in Boston and I saw a whole bunch of wedding photographer and this person specializes in black and white. This person is formal shot. This person is candid and such and such. If I create a Hunch topic then everybody else can benefit the research that I've done and people can add oh, I actually know a really good wedding photographer that hasn't been mentioned here. Another people can add another question and all that kind of thing. Collaboratively, people can add topic. Lucy: That is pretty interesting and I can see a way to get more girls into computer science. We put something up on Hunch and anytime the girls said, I want to pick a major, it comes back computer science. "I realized that is not..." Catarina: Here's the thing about Hunch. Teach hunch about you. So it is a series of questions that ask you everything under the sun. How do you spend your weekend? Do you live in the city or do you live in the country? Have you ever written a poem that wasn't for school Do you believe that alien abductions are real or fake? Would you rather spoon or be spooned? And all these kinds of questions that teach Hunch about you and it will learn. It will learn gradually over time what you are like that you prefer this kind of music or that you are more likely to go out and party on weekend. More likely to stay home and watch a movie with your family. So what is does it tailors its answers specifically to each user. It doesn't give anybody the same answer. It gives everybody different answers based on how the taught Hunch about themselves. Lucy: And so Catarina, how did you first get into technology? Catarina: I think I had the benefit of having a dad who got us a little PRS 80 computer when we were really little kids. He had a curiosity about technology and he himself is never a programmer or even honestly, he never himself got that much about computers but he was always exposing us to new technology and things like that. He got us little computer which we used and I think nothing really happened with me and computing at all during my youth until I got into college. And then this is actually in the pre-Internet days in the early '90s. In the pre-web days. The Internet was nascent, but had not flourished into the web which made it much more usable for everybody. And so, I went to Vassar College and Vassar had a great, for the time, and since I haven't been back to campus lately, I'm not sure how the computer systems are, but in 1990 when I was there, it had a phenomenal computer system. We had data ports in all of our rooms and we could get on to the Internet from wherever we are. So as a result to that, I just taught myself how to use command line stuff which is all that you could do in those days, and was largely self taught. The thing that I loved about the Internet was that it was a means of communication. It was a way of connecting people. My sister was on the Stanford system out in San Francisco, I was on the east coast in New York. We were able to email each other and this was a revelation to me. You could actually, using IRC chat, have conversations with Dante scholars in Aarhus, Denmark, that you could discuss you paper with that you were writing in college. So that's how I started getting into it. What happened was I graduated from college. I had all of these odd jobs where I did interstitials on Seinfeld on the film crew. I worked in a dive shop in Arkansas. [laughter] I basically had this very peripatetic post college career. And then I was on my way to go backpacking in Nepal, when I decided to stop in and visit my sister who was living in San Francisco. What happened was, my backpacking trip got delayed, and delayed. Pretty soon it was avalanche season and we couldn't go on the trip anymore. So I ended up staying in my sister's spare bedroom for months. She is a very kind and generous older sister and has always been lovely to me. But after six months she said, "You know, maybe you should get a job." [laughter] This is 1994, and the most interesting thing that was going on in those days was the web. And the web was just starting out and was just starting to flourish. A friend of mine worked at one of the first web design shops and he sat down one weekend and taught me the basics of HTML. There were no books around at the time so I taught it to myself by doing View Source as you used to be able to do in those days. I started doing it free lance and then I got a job at one of the first web design shops here in San Francisco. Then took it from there. Lucy: Wow. That is amazing. So you have really just led us into our next question which was, it's clear how you got into technology and really got interested, but what made you want to become an entrepreneur? Caterina: It's interesting I think that entrepreneurialism is something of a personality type. It is very common that people who are entrepreneurs are the kind of people who spend nights and weekends just building stuff. Tinkerers, packers, creators, inventors, or however you want to describe them. People who see the possibility of technology. Or even non-technology entrepreneurs. They're building furniture in their spare time. They are doing electronics, making robotics, those kinds of things. It really is a career that appeals to people who are restlessly inventive, who are curious. Other qualities that entrepreneurs seem to share are that they're very determined, they have a vision they want to make real, they see possibilities in things. I think I had a lot of these characteristics and a lot of these traits that just became very natural career path for me. I have only worked at a large company after my company Flickr was acquired by Yahoo that was the first time I worked at a really large company. It is, I think, a kind of temperament. A choice and a path. Lucy: So what I am hearing is, you really love the tinkering, the building of something, the... Caterina: Creativity of it. Lucy: The creativity. Caterina: Creativity. In some ways you also have to have an appetite for risk. Lucy: Definitely. Caterina: In some ways I think you have to have the ability to take big risks and be fully responsible and be the kind of person where the buck stops with you. Because there is really some white knuckled periods of entrepreneurialism that you have to get through. There is nobody that's going to help you. There is no organization to support you. Often there is not enough money. Often there is a lot of doubt as to whether or not you can pull it off. So I think you also have to have this kind of appetite for risk that is different from people who take on a, I hate to call it a normal career, but a regular job for an employer. That's even the case with people who join startups. Not necessarily even people who found startups, people who joined startups have to have a certain ability to handle uncertainty and risk because it is an uncertain enterprise. It is not like going to work for a government job or the Bank of America or something like that. There are many people who would argue that entrepreneurialism and startups and small companies are actually not nearly as risky as working at big companies. Because there are often big rounds of layoffs and your jobs can be eliminated, some kind of large bureaucratic regime change and all of those kinds of things. So there are risks on both sides. People who work at big companies are not necessarily as secure or protected. I think one time companies in America were much more secure. So I think it is a different kind of thing. Larry: Right. With all the people that you worked with over the years, if you were to pick out one person who was probably your most important role model or a mentor for you, who would that be? Caterina: One of the investors in Flickr is Esther Dyson. I don't know if any of you are familiar with Ester or her works. She is very well known. She has been working in technology for, gosh, I am not even sure, 20 years, 30 years, a very long time and is highly respected and is very much a mentor to me. It is very inspiring to see women who are working in technology and have been working in technology prior to the web. She started a conference called PC Forum which was a huge conference. It is pretty much the conference. I think PC actually stood for personal computer and they stated it stood for personal computer, or something prior to that. But that shows you how far back the conference went. It wasn't really tremendous thing when Esther invested in Flickr. It was a big milestone for us. I think that we had built something that somebody of her stature was interested in investing in. So I have to say that she is somebody who I very much respect and admire. Lucy: I can see it. Esther Dyson investing in your company is a big deal. Caterina: It is a big deal. It is a big deal. Here is the funny story. OK, so this is probably good little anecdote to show how persistent that you need to be. So she ran this conference. We are the six-person company in Vancouver that nobody has heard about. We've got a website and a dream. So Esther Dyson who is a very famous woman who runs a very, very big conference, we really wanted to go to this conference. Because we knew there are a lot of venture capitalists there and we needed people to invest in our company. We needed to show people in technology our website. So we wrote to her and we had no money, we were broke. We said we would love to present at PC Forum and we don't have any money to pay. It was $5,000 a ticket or something like that. And there was just no way that we could afford to go to this conference. As a fact nobody was going to invite us because we are nobodies up in Vancouver. So she wrote back and said, no, I am sorry that we can't do that. So then the following year we decided to try it again. So we write another letter and we say, listen, OK we are still here and we'd still like to come to the conference and we now have this new product called Flickr, which we would love to present. And we wrote to her and we wrote to some of her staff. We received an email from Esther which said no, I am sorry we are all full, or no I am sorry we can't accept your proposal. And I'd say about a half an hour later we received another email from one of her staff that said, oh actually, we'd be interested in having you present at the conference. So they contradicted each other. Of course, we only responded to the one that had the affirmative interest. So we say we'd be delighted to accept your invitation to present at the conference. And so, Esther who happens to sit on a board at a company in Vancouver said, "OK I'm going to find out who these persistent people are up in Canada." And so she scheduled a breakfast with us because she was in town for a board meeting so they ate with us. And it was at that meeting that we presented our website Flickr to her. And she agreed to invest in it. And we were just regular folks completely out of the blue and had managed to get this meeting with Esther. And so, I think that persistence paid off. And if you don't want to ever present something that's not good to people. But, if you feel as if you've got a worthy product and that's worthy or their attention you should definitely apply for, you know every conference presentation that you can. Lucy: That's a great story. It's always good to hear those happy endings. The next question isn't about happy endings maybe, but it centers around the toughest thing you've ever had to do in your career. Caterina: Interestingly, Flickr was the result of our company dying so it's not. I'm not sure how familiar you guys are with the story of how Flickr started but we had started our company to build a massive multiplayer game. It was an online game it was web based. And it was played in the browser. It was called game never ending. And we had tried to raise money for this game. And it was 2002 and the boom had just busted as everybody recalls. And there was no money around and the other thing too is that we were trying to build something that nobody had ever really seen before. And this it seems strange because there are so many people that are playing these things in their browsers now that never existed in 2002. So people didn't really get what we were doing. Is this something you can buy at CompUSA or at your local Wal-Mart or what is this. Is it like online solitaire. And so nobody knew what we were doing and we didn't have any investors. And we had rapidly run out of money building this game. And we were just about to collapse basically. The company was just about to disintegrate. I hadn't been paid for a year. Nobody on the team had gotten paid for six months, three months to six months. There was one guy on the team who had three kids. He was the only guy who was getting paid. And getting up every morning and knowing that your responsible for the paychecks for all of these people. And your company is going under and you haven't been able to find investments and this thing that you love is just about to die. This baby that you created is just about to meet it's sorry end. It's a really horrifying thing. And you like awake and wonder how the hell this is all going to turn out. And I've seen so many startups get to this point, run out of money and die. And it's never, its never a happy thing. But, that said, I would say that going through that is one of the most you know, growth oriented experience of your life. And we managed to snatch victory from the jaws of defeat. Because what happened was, we had about three months worth of money left that we could keep going. And so we had this idea for this photo sharing thing. And decided that gosh we don't have enough time to build this game, we'll build this little photo sharing site that we came up with the idea for. Because in three months were never going to be able to complete this game. And then another thing that we had fortunately done is applied to the Canadian government for a grant two years before, which we had completely forgotten about. And it was December 23rd when we got a letter from them saying that they were giving us this grant. I think that it was for like $150,000, but $50,000 production budget and then a $50,000 marketing budget and I don't remember we really only ended up collecting a fraction of that, about $50,000 at the time. It was just able to keep us afloat long enough for us to build this new thing which we christened Flickr. So it was very much a Phoenix from the ashes. We were able to pull something out of it. It was one of the stories that ended happily. I think that even when companies go under, what I was about to say before was, even when your company goes under, people look back on their experience starting a company as one of the best experiences that they have had even if it fails; that they learned so much; that they really pushed themselves; they extended themselves to the very limits of their abilities and that feeling is irreplaceable. To succeed or fail, that is a very powerful experience for people. Larry: So you are talking about Flickr, you are talking about your new venture, Hunch. With all these things you have been through, how do you bring balance both into your personal and your professional lives? Caterina: It's interesting. I think that there is a lot of people who talked about this idea of balance being very important and I completely agree. And one of the things that I found is that the first time around you're not as seasoned or practiced, and I wrote a blog post about this recently on my blog at caterina.net. But the first time around we spent a lot of time worrying about things that we didn't need to worry about and basically flipping out about things that didn't need to flip out about -- doing things that were really not important. And I think the second time around I managed to figure out along the way what is worthwhile. Maybe staying at the office around the clock isn't as productive as working really, really hard, for eight or nine hours and then going home at the end of the day and actually having dinner with people. Because you need to sustain yourself over time and I do think that we do end up burning out if you don't pace yourself. You need to pace yourself. I think that you can do, it is very important to be able to pull those work crunch, we are going to get something at the door and we are going to work really hard in anticipation of a launch or that kind of thing. But that as a continual daily thing is probably not advisable. Lucy: Amen. Lee: Yup. It's the toughest thing there is, is balancing that personal and professional. So Caterina, you have achieved so much taking Flickr from nearly in the ashes to a phenomenal success, and now launching Hunch. So tell us what you see down the road with your career in technology? Caterina: I see, hopefully down the road Hunch is wildly successful and we have thousands, if not hundreds of thousands, if not millions of users. I am just really committed to making Hunch the best site that it can be. I think one of the things that I really love to do is build websites and build interactive communities and build things that people use. I think that so long as I am able to keep doing what I love, which is making things and building things and thinking about things and having new ideas. That is not much different from what I am doing. So if you are talking about progression of the career, do I want to take a job as CEO of some massive technology company, I don't think you'll ever see me doing that. I think probably I will continue to be self-employed and an entrepreneur for the rest of my life. Larry: Sounds great. Lucy: I was going to say your passion for this, it just comes oozing out through your voice. It is clearly something that you love to do and that you love entrepreneurship and I think we are all lucky that you are out there inventing all these great sites. Lee: And you have given such great answers to the questions, I am sure everybody is going to love hearing this. Larry: Yes. You Betcha. Lucy: So thanks very much for your time. I wanted to remind folks you can find these interviews at www.w3w3.com and also at the NC website, www.ncwit.org and as well as the Pearson Prentice Hall. Lee: Thanks, Caterina. Lucy: So thank you so much Caterina. Caterina: Thank you guys so much. [music] Series: Entrepreneurial HeroesInterviewee: Caterina FakeInterview Summary: The creation of Flickr, says Caterina Fake, was "very much a phoenix from the ashes...a story that ended happily." Release Date: November 16, 2009Interview Subject: Caterina FakeInterviewer(s): Lucy Sanders, Larry Nelson, Lee KennedyDuration: 27:43

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Crazy Pants (I got it at Ross)

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Play Episode Listen Later Jun 24, 2009 76:29


This week we had half of  Dr. Birdy and half of Gaming Chris. Don't  worry, we didn't actually cut them in half.  One was late, the other went to see the midnight show of Transformers!  We tried on crazy to see how it fit.  You be the judge.  More game show from Captain Steve Germany or Florida? What the heck is going on with a webcam and don't hurt Hawaii! Did Dr. DJ change is title?