Podcasts about North Dakota

When the forecast calls for two inches of rain and 30 mph winds… most hunters stay in bed. But we packed up, loaded Chief, and headed straight into it.

On this episode of The Bluebloods, Zach McKinnell and Timothy Rosario from FCS Football Central preview the biggest FCS games on the Week 8 slate. The duo discusses the massive Top 25 MVFC matchup between No. 9 North Dakota and No. 12 Southern Illinois, as well as a major OVC-Big South clash between No. 8 Tennessee Tech and Lindenwood. They also offer their thoughts on the FCS Playoff committee's Top 10 rankings, which were released on Wednesday. We also make our “Superdog” upset picks of the week and preview multiple other key Week 7 matchups. All this and more right here on The Bluebloods! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The days are getting shorter, quickly, and we're starting to see our breath when we go outside. That means it's time to put the garden to bed for another year. In this episode, Don and John talk through some tasks to put a wrap on this year's growing season. Plus, we hear from a North Dakota listener growing pineapple. (Yeah, you read that right.)

Today is Thursday, October 16. Here are some of the latest headlines from the Fargo, North Dakota area. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. For more news from throughout the day, visit InForum.com.

In this week's Akem's Analysis, I look into the Montana vs Sacred Heart game. The Pioneers are 5-2, but their schedule has been suspect, and the 30.5 point spread would also suggest that. Northern Colorado takes on Sacramento State in a big time matchup that could send shockwaves through the entire Big Sky Conference. I also preview some of the games in the Missouri Valley and one colossal game in the UAC. Tarleton State has not been tested in a major way yet this season, but they get their first big tests against West Georgia. All of this and some No Huddle Notes at the end on some National FCS topics. 0:00 - Intro2:59 - Montana vs Sacred Heart Preview13:18 - Northern Colorado vs Sac State Preview 20:05 - North Dakota vs SIU Preview 27:28 - Illinois State vs YSU Preview34:31 - Tarleton State vs West Georgia Preview42:30 - No Huddle Notes55:46 - Final Thoughts57:15 - End

Joined by our buddy, Joe Heusinger, from Covert Creek Outfitting, Bob and Kevin sit down for a few drinks to catch up on the many things that Joe has been up to. You'd think creating a new fly fishing and grouse hunting shop would be busy enough but he's also been guiding, finding birds, chasing birds in North Dakota and raising a new pup. Joe is the man and you should check him out here. Here's a few highlights from the show: Dog of a Lifetime Joe's dog of a lifetime story and how he got into hunting as a young kid by chasing after his grandfather's GSP, Kaiser. Bob and Joe go back and forth trading old memories of dogs and growing up Roadtripping out west to hunt prairie birds over all sorts of dogs New pups and veteran dogs Support the Lone Duck Podcast | patreon.com/loneduckoutfitters Follow us on social media | Youtube and Instagram Use Promo Code | LDGD15 to save 15% on Marsh Wear Clothing Use Promo Code | LD10 to save 10% on Trulock Chokes Learn more about your ad choices. Visit megaphone.fm/adchoices

CJ, a North Dakota lawman and previous guest, returns to share some of the traditions he and his people practice. He explains what a sweat lodge is and the purpose for it. He also shares some things he has experienced during these ceremonies that he could not explain!The Midweek Howl Disclaimer: We break up the week on Wednesdays with an episode we call “The Midweek Howl" that brings a little midweek humor or guests from different walks of life to discuss various topics. Just a little midweek episode brighten your day. Enjoy!From The Shadows Podcast is a program where we seriously discuss the supernatural, the paranormal, cryptozoology as well as ufology. Anything that cannot be rationally explained has a platform for discussion here on the From The Shadows Podcast.https://www.fromtheshadowspodcast.comhttps://www.facebook.com/fromtheshadowspodcasthttps://www.instagram.com/shanegroveauthorhttps://www.instagram.com/fromtheshadowspodcast#NativeAmerican #SweatLodge #ceremonies #NorthDakota

Introduction: Host Michael Rand starts with the question of J.J. McCarthy vs. Carson Wentz, which will intensify this week. McCarthy is back at practice. Wentz has started the last three games. Both are talking to the media on Wednesday, but a starter hasn't been named for Sunday's game against the Eagles. It's a lot like old times. Plus the Wild has suddenly figured out its power play, but now they can't score 5-on-5? 11:00: Star Tribune Gophers writer Randy Johnson checks in on the 4-2 football team, which is more than a touchdown underdog against Nebraska at home Friday. Plus the men's hockey team has a huge series at North Dakota. 28:00: A listener wants more Gophers volleyball coverage, the Twins have managerial interviews set and it's National Pug Day.

In this episode of NDO Podcast we visit with Brian Hosek, Department administrative services division chief, and Randy Meissner, licensing services manager, about the history, complexities and innerworkings of the deer, elk, moose and pronghorn gratis licenses and lotteries. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Joe DeLeone & Sean Anderson preview the biggest game of the week 8 FCS slate: North Dakota vs SIU, break down their top 5 current teams & hit FCEstimates Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

October is Archives Month, when archives across the country celebrate their records and recognize the archivists who assess, collect, preserve, and provide access to information of lasting value. The North Dakota State Archives is part of the State Historical Society of North Dakota.

Today is Wednesday, October 15. Here are some of the latest headlines from the Fargo, North Dakota area. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. For more news from throughout the day, visit InForum.com.

U.S. Wheat Associates joined a successful USDA trade mission to Japan in early October. NAFB News ServiceSee omnystudio.com/listener for privacy information.

"Banking has been on payment rails that are old and traditional," Don Morgan said on this episode of Plain Talk. "They were built in 1970. They're antiquated." Morgan is the president of the Bank of North Dakota, which recently announced a new blockchain currency called the Roughrider Coin — a "stablecoin," in the parlance of the industry. He came on the show to talk about how that will serve the interests of North Dakotans. The answer? It won't. Not directly. At least not at first. As Morgan's analogy about "rails" makes clear, the best way to think about this new currency is as infrastructure. This is a "blockchain-enabled transaction framework," Morgan said. Right now, when you make an online payment, or you swipe your debit card at the grocery story, your transaction is processed through a lot of computers that ensure that you're nor using a stolen car, or that you have enough available credit or account balance to cover the transaction. But this process can be slow, and expensive both for the businesses accepting the payments and their customers making them. Banks in our region will have the Roughrider Coin available to innovate when it comes to those sort of transactions. They'll be able to "begin to build a blockchain enabled digital transaction framework for banking," which would be the "first of its kind." The potential applications are numerous. Another example Morgan referenced was using the Roughrider coin as an on and off ramp for international currencies. North Dakota agriculture businesses frequently operate in various international markets, and navigating the various foreign currencies can be difficult. This coin could make it easier. Morgan also talked about North Dakota's new program aimed at helping furloughed federal workers and military workers through the government shutdown. The idea was implemented by the state Industrial Commission, which oversees the Bank of North Dakota, and it will facilitate 2% loans to furloughed workers for up to 90 days worth of their pay. "These are North Dakota residents living next to you," Morgan said, arguing that it's right for the state to step in and help smooth out any disruptions to their lives. If you want to participate in Plain Talk, just give us a call or text at 701-587-3141. It's super easy — leave your message, tell us your name and where you're from, and we might feature it on an upcoming episode. To subscribe to Plain Talk, search for the show wherever you get your podcasts or use one of the links below. Apple Podcasts | Spotify | YouTube | Pocket Casts | Episode Archive

"Banking has been on payment rails that are old and traditional," Don Morgan said on this episode of Plain Talk. "They were built in 1970. They're antiquated." Morgan is the president of the Bank of North Dakota, which recently announced a new blockchain currency called the Roughrider Coin — a "stablecoin," in the parlance of the industry. He came on the show to talk about how that will serve the interests of North Dakotans. The answer? It won't. Not directly. At least not at first. As Morgan's analogy about "rails" makes clear, the best way to think about this new currency is as infrastructure. This is a "blockchain-enabled transaction framework," Morgan said. Right now, when you make an online payment, or you swipe your debit card at the grocery story, your transaction is processed through a lot of computers that ensure that you're nor using a stolen car, or that you have enough available credit or account balance to cover the transaction. But this process can be slow, and expensive both for the businesses accepting the payments and their customers making them. Banks in our region will have the Roughrider Coin available to innovate when it comes to those sort of transactions. They'll be able to "begin to build a blockchain enabled digital transaction framework for banking," which would be the "first of its kind." The potential applications are numerous. Another example Morgan referenced was using the Roughrider coin as an on and off ramp for international currencies. North Dakota agriculture businesses frequently operate in various international markets, and navigating the various foreign currencies can be difficult. This coin could make it easier. Morgan also talked about North Dakota's new program aimed at helping furloughed federal workers and military workers through the government shutdown. The idea was implemented by the state Industrial Commission, which oversees the Bank of North Dakota, and it will facilitate 2% loans to furloughed workers for up to 90 days worth of their pay. "These are North Dakota residents living next to you," Morgan said, arguing that it's right for the state to step in and help smooth out any disruptions to their lives. If you want to participate in Plain Talk, just give us a call or text at 701-587-3141. It's super easy — leave your message, tell us your name and where you're from, and we might feature it on an upcoming episode. To subscribe to Plain Talk, search for the show wherever you get your podcasts or use one of the links below. Apple Podcasts | Spotify | YouTube | Pocket Casts | Episode Archive

In this state-of-the-industry episode, host Justin Seals sits down with Dr. Jim Higgins, Professor of Aviation at the University of North Dakota, to break down what's really happening in aviation right now.They cover:Why hiring has slowed and what it means for aspiring pilotsBoeing's production increase from 38 to 42 jets—and why that signals major changes aheadSpirit Airlines' double bankruptcy and what it reveals about low-cost carrier economicsThe government shutdown's impact on air traffic control and safetyPrivatization of ATC: Is it the answer?The $725 billion backlog of aircraft ordersWhat pilot contract negotiations will look like when money's already goodWhether you're considering a pilot career, navigating the current market, or just curious about where the industry is headed, this conversation cuts through the hype to give you the real picture.Key Topics: pilot hiring, Boeing, Spirit Airlines, government shutdown, ATC staffing, airline economics, contract negotiations

Lady Anne is in the Cotswolds with her 8-month-old son, there to restore a famous walled garden. The magnificent home has been hosting a television cooking special over the summer, and Anne's husband, Lord Terrence Reid, is there to enjoy a “Summer of Chefs” week with his wife and baby son. Reid's parents have also been invited to spend the week and are looking forward to delicious food, although Reid's father is recovering from a recent heart attack. Each week, a new chef prepares magnificent meals, and the mystery chef that week turns out to be the former lover of Reid's mother. Theirs is not the only family Gareth Talbot has affected with his sly machinations. He's there to settle old scores and cash in on decades-old grudges. Although the setting is serene and the food fantastic, Lord Terrence Reid is called upon to uncover a murderer in their midst, and his family members are among the suspects. The menu is the last thing on their minds. Mary Birk is a former trial lawyer and avid gardener who lives and writes in Colorado. After graduating from law school, she moved from North Dakota with her late husband to Colorado where they raised their children and dogs and together worked to turn two and a half acres into a high-country garden retreat. Ms. Birk has been named a Library Journal SELF-E Select author. Her Terrence Reid/Anne Michaels mystery series combines her love for gardening and passion for all things Scottish. The first book in the series, Mermaids of Bodega Bay, was a finalist for the Rocky Mountain Fiction Writers' Colorado Gold award in the mystery/suspense category and was named by Library Journal as a SELF-e Top Book of the Year. The First Cut, the second book in the series, won the Rocky Mountain Fiction Writers Colorado Gold Award in the mystery/suspense category. A founding member of the Colorado chapter of Sisters in Crime, Ms. Birk served as treasurer from 2016-2023 and is currently Vice President. She also serves as social media director for the Rockky Mountain Chapter of Mystery Writers of America. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

Kinder Morgan's ongoing conversion of the Double H Pipeline to NGL service is only part of a larger plan by the midstream giant to move Bakken-sourced Y-grade from North Dakota to fractionation centers in Kansas and Texas. The Double H, which until recently transported crude oil, runs only to eastern Wyoming, so how will NGLs on the pipeline — renamed Hiland Express — get from there to Conway, KS; Mont Belvieu, TX; and maybe Sweeny, TX, too? In today's RBN blog, we discuss the possibilities.

Radical obedience is more than a moment. It's a lifelong posture of trust. In this powerful episode, Dr. Paul and Dr. Carol Alexander reflect on a global life of ministry marked by faith, perseverance, and God's providence. From unexpected callings to remote Samoa to building a graduate program in Ellendale, North Dakota, their story is a compelling reminder that the safest place to be is in the center of God's will.If you're wrestling with next steps, calling, or what it really looks like to surrender your plans, their insights will encourage and challenge you. This conversation draws from their book Radical Obedience: The Chronicles of Two Global Pilgrims and their leadership at Trinity Bible College and Graduate School.

Today is Tuesday, October 14. Here are some of the latest headlines from the Fargo, North Dakota area. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. For more news from throughout the day, visit InForum.com.

WDAY First News anchors Lisa Budeau, Scott Engen and Lydia Blume break down your regional news and weather for Tuesday, October 14. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. Visit https://www.inforum.com/subscribe to subscribe.

Lady Anne is in the Cotswolds with her 8-month-old son, there to restore a famous walled garden. The magnificent home has been hosting a television cooking special over the summer, and Anne's husband, Lord Terrence Reid, is there to enjoy a “Summer of Chefs” week with his wife and baby son. Reid's parents have also been invited to spend the week and are looking forward to delicious food, although Reid's father is recovering from a recent heart attack. Each week, a new chef prepares magnificent meals, and the mystery chef that week turns out to be the former lover of Reid's mother. Theirs is not the only family Gareth Talbot has affected with his sly machinations. He's there to settle old scores and cash in on decades-old grudges. Although the setting is serene and the food fantastic, Lord Terrence Reid is called upon to uncover a murderer in their midst, and his family members are among the suspects. The menu is the last thing on their minds. Mary Birk is a former trial lawyer and avid gardener who lives and writes in Colorado. After graduating from law school, she moved from North Dakota with her late husband to Colorado where they raised their children and dogs and together worked to turn two and a half acres into a high-country garden retreat. Ms. Birk has been named a Library Journal SELF-E Select author. Her Terrence Reid/Anne Michaels mystery series combines her love for gardening and passion for all things Scottish. The first book in the series, Mermaids of Bodega Bay, was a finalist for the Rocky Mountain Fiction Writers' Colorado Gold award in the mystery/suspense category and was named by Library Journal as a SELF-e Top Book of the Year. The First Cut, the second book in the series, won the Rocky Mountain Fiction Writers Colorado Gold Award in the mystery/suspense category. A founding member of the Colorado chapter of Sisters in Crime, Ms. Birk served as treasurer from 2016-2023 and is currently Vice President. She also serves as social media director for the Rockky Mountain Chapter of Mystery Writers of America. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/literature

In this week's Akem's Analysis, Samuel Akem will be talking about the Bobcats' dominant win in Bozeman on Saturday against the Bengals. Their defense continues to impress. He also looks at UC Davis and their continued rise as their freshman QB plays better and better by the week. NDSU dominated another ranked opponent and they look unstoppable. He touches on Northern Colorado and their big time win against ranked Idaho.0:00 - Intro 1:59 - Montana State vs Idaho State Recap 12:27 - UC Davis vs NAU Recap 21:00 - NDSU vs Southern Illinois Recap 29:51 - Northern Colorado vs Idaho Recap 38:35 - North Dakota vs YSU Recap 46:05 - No Huddle Notes 1:01:12 - Final Thoughts  1:02:25 - End

Keith discusses the rising cost of the American dream, now estimated at $5 million, due to inflation and housing prices.  He highlights the affordable housing crisis, with more Americans living in RVs and homelessness up 18% since last year.  The NAR's "Best Week" report highlights the benefits of buying during this time, including lower prices and more favorable terms. Resources: IMPORTANT: GRE mobile app listeners - Switch to listening to the podcast on the  Apple Podcasts or Spotify app, as the dedicated GRE mobile app will be discontinued at the end of the month. Check out the free video course on real estate investing at getricheducation.com/course. Show Notes: GetRichEducation.com/575 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   welcome to GRE. I'm your host. Keith Weinhold, the American dream now costs $5 million learn just what that will mean for you. The beauty of 50 year mortgages, then after 11 years, I share the most depressing thing I've ever said on the show today on get rich education.   Keith Weinhold  0:26   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly. Again, 1-937-795-8989,   Corey Coates  1:39   you're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:55   Welcome to GRE from Norwich, Connecticut to Norwich, North Dakota, and across 188 nations worldwide, you're listening to get rich education. I'm Keith Weinhold. You probably know me by now, but if you're new, I am an active member of the Forbes real estate Council. You can see my work in the USA Today. And of Paramount import, I am an active real estate investor. We're talking about America's top shaved mammal on a microphone here, but suffice it to say, this mammal has at least shaved just how can this slack jawed mammal persist in this environment? Well, I don't know, but I've been doing it here for more than 11 years now. More on that later. This is episode 575, and each episode's release is a bigger deal than releasing the Epstein files. Today is no exception, although today's show release will get fewer people in trouble than the release of the Epstein files. Speaking of people in trouble. It is the middle class. It's the average American and the average Canadian too, because it now costs $5 million to fuel the American dream. But yet, at the same time, hordes of people are now going the other direction, and they're getting poorer. The affordable housing crisis that we've talked about here seems to probably still have not reached its crescendo. Or perhaps, if you know music, it's the opposite a diminuendo. Things are getting to a low point. How bad is it? Getting well priced out of a permanent home. More and more Americans are living full time on RVs, not like nice, fancy RVs either. Beaters. 486,000 Americans are now estimated to live in RVs because they are out of options. And the more soul crushing part of this is that that number has more than doubled just since 2021 I've got two minutes of astonishing audio footage of this to share with you shortly about the RV living homelessness is up 18% Since last year, that figure is sourced by HUD. HUD has the best stat set on homelessness, and that's a problem that's increasingly visible in your own city, more likely than not. And you know, I have personally gotten into more than just surface level chats casually with food servers and baristas, just these quick chats with them. And you know what they divulge to me, that they're living in their car. Yeah, I'm not probing and asking about that sort of thing, but they just share that with me, yeah, food servers and baristas that I just met. They will often tell me that they're living in their car within five minutes of chatting with them, and when they do that, by the way, it also makes me wonder if they're trying to get me to feel bad for them, and they're freely telling me that just to get a tip from me. Well, today, mobile homes are even being coveted. I mean living in a trailer park that is affordable housing. We covered that on last week's show now the real estate company Redfin and Ipsos, they conducted a survey of more than 4000 US homeowners and renters, and they asked respondents about the struggle to afford housing. And it was astounding to learn that to string together a life where they have stable housing, how people are doing all these things, they're delaying having children, they're getting rid of their pets, and some are going through the discomfort of living with an ex spouse just to have affordable housing, as far as what is now almost half a million Americans living full time on RVs and growing since they can't afford a home. NBC covered this, and it is sad. Let's listen into just how squalid the living conditions are, quickly profiling two people as this reporter goes on their tiny RVs. I mean, as you listen to this, okay, keep reminding yourself, keep telling yourself this is America today. And as you'll see, this isn't even in a high cost part of the nation that we're about to profile here again, tell yourself this is America today. Well, this NBC field reporter gets shown the insides of two different RV units by two separate owners, each living by themselves, first a man and then a woman. This is about two minutes in length    Speaker 1  6:53   for Gus Francis. This is home a 20 year old camper he bought for $5,000 parked in an RV lot in Graysville, Tennessee, just north of Chattanooga. I got all my rosaries for protection everywhere. Books, books, books. now retired, he worked for decades as a commercial diver and hoped to live closer to his widowed mother, but when he sought a more conventional home, I just can't see how people with their normal job making 15 bucks an hour can afford an apartment without multiple roommates. Meals are made in the microwave, the stove unused for fear of a gas leak. Right next door is Debbie Williams. She sold her house in Kentucky to be closer to her grandchildren, but housing prices near Chattanooga increased by almost 50% since 2020 apartments are like about 1200 a month, but then you got your utilities to pay. This is permanent, plus it include is like 550 a month includes electric water, saving over everything. It includes everything. Debbie works nights, helping adults with disabilities, and says she likes her setup, even if the exercise bike doesn't fit inside. Okay? I like my shower. It's really nice. And then my bedroom, Debbie and Gus now among the nearly half a million people in the US living in RVs full time. I sometimes thought, Man, if I could have saved more money in the past. But what it was is, I don't blame myself, either, because I raised four kids with no child support, despite the tight quarters, plenty of room to build a community that matters. Ellison Barber, NBC News, Graysville, Tennessee   Keith Weinhold  8:46   gosh, cramped and modest conditions there again. Tell yourself this is America today, and see, here's the thing. From all outward signs, these two people profile. They're not substance abusers. They're not criminals that can't get a job. These are American workers that have been productive people throughout their lives. The first guy, Gus said he worked for decades as a commercial diver, and that part of Tennessee, it's not a place in the nation where the cost of living is exorbitant, either the crux of the problem here is not just the wave of inflation that started in 2021 the essence of it is the fact that inflation has outpaced wage growth. Will you ever get to having a $5 million net worth? Because that's what it takes to live the American dream today. Now, a while back, I told you how, if you amass $5 million really that's the number, that's the threshold where you could probably stop working and just invest such that you could live off it forever. But inflation. Changes that and it keeps upping that number. Well, since then, Investopedia recently came up with this $5 million price tag that's just for living the American dream in today's dollars. Let's look at what that really means, and then we'll add up the spending categories. This is really interesting. All right, the definition of the American dream. What that means is owning a home, raising two kids, retiring comfortably, and maybe throwing in an annual vacation or two. So a nice life, for sure, but nothing extravagant and okay, yes, there is this other angle of like, Money cannot buy the best things in life, and that's true. There's a lot to be said for that, but this is not a relationships in a dating show, okay? So that's why I'm covering the financial angle here, and later today, I'll tell you how much the typical American makes throughout their lifetime, which is much less than 5 million bucks. But to get to that exact $5 million total, which is the least that you now need in net worth, the estimated lifetime costs of eight milestones most often associated with a dream were added up by Investopedia. And now, of course, everyone's dream is different, and housing costs differ nationally. But, I mean, this is pretty reasonable. Here they are. This is how much it takes for each of them today. And I'm doing some rounding retirement, over $1.6 million that's what it takes now. Healthcare, 414k this is all spent over the course of your lifetime, a wedding 38k And I hope that is wedding singular, not weddings plural, owning a home, 957k raising two children and paying for college that costs. 876k and then owning a new car, that is another 900k Yeah, that sounds like a lot, but that will include costs of financing and insurance and depreciation on cars throughout your life, and then a yearly vacation is 180k throughout your life, and pets, 39k All Right. There it is. That is the $5 million total for the American dream. And again, that is only in today's dollars. Inflation will, of course, make all of these future costs run up. All right, housing is really the biggest part of the dream. I mean, second to retirement anyway, all right. Again, the lifetime cost of housing, like I said, is 957k just a year ago, it was 930k okay, well, the national median list price of a single family home is about 430k I guess that makes sense. Most people live in multiple homes throughout their lives. Well, the price per square foot is up 50% just since 2019 that is what is pricing people out. That is what is making people become your renter instead of a homeowner. Well, this $5 million required for the dream, that is why more people are homeless or more people are living in RVs. This means that the demand for the product that you're providing to the marketplace affordable housing, that demand is considerable, and that demand is durable, and the median lifetime earnings for one American with a bachelor's degree is only $2.8 million. All right, so that's just over half as much as it takes to live the dream. But here's what's appalling. Are you ready? Here we go. This could be the most depressing and concerning stat you've heard on this show, maybe one of the most depressing and concerning in your entire life when you really think this through. All right, now, what do you think of as sort of a model for someone that is stable? How about both married and a homeowner? I mean, yeah, they're two big markers, married and home ownership that is foundational stuff when your kids grow up to be adults, if they become married in a homeowner. I mean, come on, who would be disappointed with that? That would probably make you feel proud and fulfilled. I mean, the future of the nation that is children and stable household formation material, right there. Well, by age 30, how many people do you think are married in a homeowner today, and how has that changed over time? What do you think this is the percent of 30 year olds who are both married and homeowners in the US? Right back in 1950 it was 52%.  today Okay, it is just a quarter of that. Only 13% of American 30 year olds are married homeowners today. Gosh, is that appalling? Or what? I mean, it doesn't exactly give you hope for the future, since Owning a home is a key pillar of the American dream, then the best thing that our local, state and federal lawmakers can do is to make it easier to build new housing. That is one of the most depressing stats I gave in 11 years of doing the show, probably the most depressing another thing we can do is not protest or block new development, no nimbyism.    Keith Weinhold  15:45   Now, earlier this year, the White House announced that they are considering declaring a national housing emergency. In fact, you saw me put a link to that in the section of our newsletter that we call the five, though we haven't seen a national housing emergency declared yet. If we do it all, the motivation behind it is largely to make housing affordable. One piece that's been floated out there is the introduction of a 50 year mortgage so that way mortgage payments are spread out and made lower than they are with the most popular mortgage in America today, by far, the 30 year fixed rate mortgage. Now, I wouldn't say that a 50 year mortgage is eminent and is about to happen. We can't say that, but it could be creeping closer. I mean, a 40 year mortgage that is already more of a thing. You've got 40 year HUD loans and 40 year DSCR loans both already here for residential property. We do know that buyers buy property more so based on a payment than they do the overall price of the property. Now look, I'll tell you if I could somehow magically snap my fingers and convert all of my 30 year mortgage loans over to 50 year loans. Oh, I sure would. It would lower my payment and increase my cash flow. Yes, my debt would hang around longer and well, we're right back to, you guessed it, financially free beats debt free. Let's run that comparison on a 300k loan at 6% interest, a 30 year mortgage payment, that is 1800 bucks a month, but on a 50 year loan that would be just 1580 Yeah, $1,800 versus 1580 1580 Well, that is going to boost your cash flow by $220 a month on that property, just by going from a 30 year to a 50 Year at the same interest rate. So maybe not as much of a difference as you thought, but probably worth doing, at least in the mortgage world debt free. I mean that concept of debt free that makes most people, in exchange for that debt free condition, grind and toil and work overtime and lose family time and eat dirt for decades because inflation and all these other forces work against them. And yes, this is just with mortgage debt that I'm talking about here. Of course, some debt is bad, like unsecured, high interest rate credit cards or doing a buy now, pay later, plan on a pizza that you split into four payments. That's ridiculous. And those are the type of debts you've also got to pay yourself. That's not what we're talking about here. In fact, it gets even worse for the mortgage debt free person. That extra $220 you're paying by having a 30 year loan instead of a 50 year loan, that would mean you're accumulating more dollars in home, which are illiquid. And again, 50 year loans don't exist yet, but understanding this concept and this trade off helps you be a better investor. Look, a debt free person can still be broke in the short term if they have a meager income, and they can be broke in the long term if they are not leveraging assets and debt. Being debt free, that is like bragging that you quit the gym so that you'll never pull a muscle again. I mean, you're safe for now, but you're going to be weaker in the long run. Let's use a different example. Let's just run a different set of numbers. Let's say you've got a 400k mortgage at three and a half percent interest, though your monthly payment is 1796 on a 30 year fixed. Some people think, Oh, if I just throw an extra $1,000 a month at this, I'm going to be debt free years sooner. And the truth is, yes, you will save 90k in interest, and you are. Going to own the house outright earlier. But what's the opportunity cost if that same 1k a month went into investments earning even 7% annually, after 15 years, it grows to about 311k   Keith Weinhold  20:16   Well, that is more than three times the interest savings, which again, was only 90k so for some paying off the mortgage early feels like some sort of emotional win, but it is rarely the best financial win. I mean, that is like benching LeBron to save money on Gatorade. I mean, that is a bunch of nonsense. So debt free is the floor. Financially Free is the ceiling. I mean, do you know about those popular call in shows where people are advised to lower their standards, diminish their quality of life, not go on vacations in order to get debt free? Oh, dear. I mean, those shows have got to be screening their callers closely to ensure that no one savvy actually gets on the air. Somebody, hey, how about you? Why don't you get on the air? Get on that show. Ask them some tough questions about getting mortgage debt free. You tell them yeah. Tell them that your ROI on all that equity is zero because home values change regardless of equity positions. Tell them that a home is never paid off because you'll still owe property tax and maintenance and repairs and utilities and maybe insurance and an HOA. Tell them you lost the gift of inflation eating your debt while you sleep. Tell them mortgage interest is often tax deductible. Tell them that their leverage is gone, and all these facts, every one of those I just stated, they're now figuratively not just talking. They're yelling. They're screaming now, because markets of all types are at all time highs. So instead, if you had used those funds to pay off a property, they would have really missed out on earning big returns for years elsewhere, a steep opportunity cost. Suffice it to say, I would love to see the widespread adoption of 50 year mortgages, and I would use them. The other thing that would happen is that it would make home prices rise further, because more people can afford the lower payments to bid up the price. So actually, here's something that I'm wondering about with you. Did you ever have a paid off property, and then realize all of this, and then go and get new financing on it again. Have you ever done that? If you have that would be really interesting. Let us know if you've had a property in a paid off position, realized the vulnerability and the opportunity cost of having all that illiquid equity, and then you went and put debt back on it. Let us know at get rich education.com/contact. That's get rich education.com/contact. Like Ridge lending group knows this when I have chili ridge here, like she and I discussed, you even get the cash chunk out tax free. And here's what else is interesting about this. Just say you know how out in the world of real estate agents, where people are buying and selling property, well, whenever a buyer's agent knows that that listed property is owned by a seller that still has a mortgage on it, well the assumption is that the seller, well, they might be a little more motivated to sell since they have to make mortgage payments on that property that they might not even be occupying anymore. Well, that is backwards. In most cases, you should be more motivated to want to sell a property if it's paid off because you've got all that dead equity in it that needs to be released through that sale. So really, a listing agent should be thinking, this seller has got to sell this property with urgency, if for no other reason, because he or she has lots of equity in that property. That's how to think about it. The world has it 100% backwards. That mindset is 180 degrees from the truth coming up next.    Keith Weinhold  24:25   Did you know that this week? Yes, right here in mid October every year is historically the best week of the year to buy a home. Also, what's it like behind the scenes here on the microphone? I've got that and more straight ahead. I'm Keith Weinhold. You're listening to get rich education,    Keith Weinhold  24:44   if you're scrolling for quality real estate and finance info today, yeah, it can be a mess. You hit paywalls, pop ups, push alerts, Cookie banners. It's like the internet is playing defense against you. Not so fun. That's why it matters to get clean. Mean free content that actually adds no hype value to your life. This is the golden age of quality email newsletters, and I write every word of ours myself. It's got a dash of humor, it's direct, and it gets to the point because even the word abbreviation is too long, my letter takes less than three minutes to read, and it leaves you feeling sharp and in the know about real estate investing, this is paradigm shifting material, and when you start the letter, you'll also get my one hour fast real estate video, course, completely free as well. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be simpler to get visit gre letter.com while it's fresh in your head, take a moment to do it now at gre letter.com Visit gre letter.com    Keith Weinhold  25:55   the same place where I get my own mortgage loans is where you can get yours Ridge lending group NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Caeli Ridge personally, while it's on your mind, start at Ridge lending group.com. That's Ridge lending group.com. Hi.   Russell Gray  26:29   This is Russell Gray, co host of the real estate guys radio show, and you're listening to get rich education with Keith Weinhold. Don't quit your Daydream.   Keith Weinhold  26:36   welcome back to get rich Education. I'm your host. Keith Weinhold, there's a lot to look forward to in future months here on the show, new content from me, new prominent guests, the return of some favorite guests, a live event to tell you about and our annual home price forecast show, where I'll also reveal if last year's GRE home price prediction for this year came true or not. I have got to say I have nailed it to the exact percent a few years in a row now. But if you remember, before this year began, I forecast 5% national home price appreciation for this year. We will see how that turns out, but home prices are only up one or 2% year over year so far. Yes, not only do I make the forecast, I actually follow up with the previous years to check the accuracy. Don't you wish everyone did that? Well, it is October, and it's the month where you got to be ready to defend your love of candy corn and the same Americans complaining about inflation also bought a 40 foot skeleton for the front yard. Well, the best time to buy a home, historically, is this week this year. It happens to fall on October, 12 to 18th, as it turns out. Why would that be? It sounds kind of random, doesn't it? Well, the NAR recently reported on this, and this is what they give, a three word moniker, aptly named the best week. That's what they call it, the best week. Now, this applies more to primary residences into one to four unit investment property, but it's a little applicable to apartment buildings too, and this really helps you understand real estate buying, selling and consumer nature. Historically, this week offers the most favorable balance of market conditions for buyers. This is when inventory tends to be elevated. Prices typically dip below their seasonal peak. The buyer competition slows, and just the overall pace of the market becomes more manageable. Again, quote, unquote, the best week this seasonal shift every year, it's influenced by school schedules and even weather patterns. Housing activity typically ramps up in the spring. It peaks in the summer because a lot of families try to move while children are out of school and the desire to settle before the new academic year that's back when you've got the warmer weather and the longer daylight hours, and you got these curb appeal enhancements from Lush summer foliage that also makes spring and summer an ideal time for showings in inspections, that adds further momentum to the summer surge. These sort of things actually matter. But then the calendar shifts into fall, and demand naturally tapers off. Every year you got families with school age children that exit the market, and then the remaining inventory begins to linger longer, and prices respond by dipping below peak levels. And homes tend to stay on the market longer. This happens every year. That makes for conditions that benefit late season buyers. So listings tend to become more plentiful now each October inventory levels, they tend to peak in early fall, and that's why it's about the best time to buy. You have less competition from other buyers, home buyer shopping during again, what is called the best week, you should expect less competition. Properties tend to attract the most viewership per listing early in the spring, and that's when buyers trickle into the market before the inventory picks up. And then the summer ushers in both more homes and more shoppers, and that means that buyers face quite a bit of competition in the summer, so the best week that should offer more time for buyers to deliberate, and it can mean that sellers are more eager to compromise. And the numbers back that up historically that this is the peak week for price reductions. So what can you do if you're potentially in the market? You might want to hit up gre investmentcoach.com and have our coaches connect you with the right income property if that's the right move for you, and doing that is totally free. In fact, most listeners buy their first income property that way. In fact, if you had a good experience with a GRE investment coach, go ahead and tell a friend about it. Now, let's say that you had $1 back in the year 1995 so you've got a green dollar bill in your pocket 30 years ago. All right. Well, what would happen to your dollar if you saved it versus putting it in stocks versus putting it in real estate? What do you think would happen in each of those three scenarios? Let's do it. Let's compare well, because of inflation, your dollar would be worth less than 50 cents if you had saved it, yeah, it would have just 47 cents worth of purchasing power today. Instead, if you had put it in the s, p5, 100, your dollar would have seen some pretty significant growth. It would be worth $19 today. That's how stocks have performed over the past 30 years. But what about real estate? Well, there are so many ways to do it specifically. What if it were a rental property where real estate pays five ways, not just one or two like stock. What kind of return can you expect from real estate? Well, when you add up all five ways, just using historic norms like classic rates of appreciation and a four to one leverage ratio, you get 38% as a total rate of return in year one. And then that rate starts to fall because equity accumulates. And if you're not initiated on that, and it sounds like such a high flying number, you can see my free video course that teaches you this at get rich education.com/course, the most valuable free course you've ever taken in your life. At get rich education.com/course, let's just get conservative and say so many things go wrong with your property that we're going to round that 38% all the way down to 20% per year. Yes, if you're new here, those sound like ridiculous rates of return. Anyone that's listened here for a while instead has been enjoying those rates of return if you bought right? I mean, you have so much more time and money in your life now, but at 20% ROI, your $1 from 1995 would be worth $237 today. Wow, and again, if it were saved under a mattress, it would be worth less than 50 cents, and in the sp5 100, just 19 bucks. This is a simplified way to demonstrate that compound leverage beats compound interest. I mean real estate beats stocks by more than 12x right there and see that's the type of multiplier that you're probably going to need on your money. Since it already takes $5 million to live the American dream, you might very well need $25 million over the next few decades, while the 401 K was created around 1980 the Roth IRA created in 1998 and the GRE podcast was created on October 10, 2014, and I trust that it's had a more positive impact on your life than any of those other vehicles.   Keith Weinhold  34:56   This means that I've released weekly episodes here for. 11 years, never missing a week at all, 52 weeks a year, and we've never replayed an old show either. I am here for you. Integrity means doing what you say you're going to do. Vedran, our sound engineer, has been here with GRE for 11 years as well. That is the team, the duo, that's been bringing you this show. And also, I didn't even tell my team here at GRE this yet, so I guess they'll learn now, the platform business rate just ranked us and awarded get rich education the best of the year, 2025 as a real estate school. Yes, we learned that this award is based on outstanding reviews from real customers, not nominations or votes, but the best of the year award comes from feedback through listeners just like you. Thank you for that, and thanks business rate this show and real estate investing, they are the main things that I do, and I expect to be here for you well into the future. Now, it's sort of funny here, kind of a paradox on the show I talk about income production that's largely passive, yet producing this show at a high level for 11 years here on this side of the microphone is not passive. It is highly active. I got a reminder of this recently when a doctor buddy of mine said he considers starting a podcast on the side. Let me tell you what I shared with him that is probably a terrible idea to launch an ongoing podcast where you'll constantly carve out the time to produce high quality week after week. That is not a side gig. 99% of those scenarios fail. You've got to deliver great new content yourself. You've got to have a network of guests to compliment you. You got to perform research and then cross check your research, because you've got to publish real, true information. You need a reliable editing solution. You need some organizational skills. You're going to need to hire some skilled and specialized assistance in the real estate world. You've actually got to get out into the field and visit cities in person to corroborate your research on the ground and go to in person conferences. I mean, there's a lot to do, but I did tell my doctor friend, you know, the good news is that there are alternatives to starting a show. There are a couple of them. In fact, first, you can do a 10 episode mini series on your area of expertise, host it on YouTube or Spotify and then send that link to clients. Another thing you can do is get yourself booked as a guest on someone else's show, and you'll pay a podcast booking agent to do that one strong guest episode that could do more than 100 of your own episodes ever could. So that's my guidance. In case you know any thought leaders that considered doing that, and what things look like from my view back behind the mic, it is not passive income, although my investing mostly is and another thing, if I've hosted a past guest on the show, and I get feedback from you or other listeners that they're not looking out for your best interest, or they don't want to do the property rehabs that they promised. Well, they are not coming back onto the show. Instead, we move on. I am here to do good and connect you only with providers that are doing good. Another show related announcement, and if you listen here each week through the get rich education mobile app. This is really important if you're listening to me right now on our dedicated mobile app, the hosting platform terminates at the end of this month, so you're going to have to listen in a different way. Go to either the apple podcasts app or the Spotify app and search get rich education to keep listening that way, you'll keep learning, stay motivated and never miss an episode of my incomprehensibly slack jawed vocals, profligate and unrepentant. Again, if you're listening to me right now on our dedicated GRE mobile app, the hosting platform terminates at the end of this month, you'll have to listen in a different way. Go to either the apple podcasts app or the Spotify app and search. Get rich education inside those apps in order to keep listening after this month, until next week, I'm your host. Keith Weinhold, don't quit your daydream   Speaker 2  39:41   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich, education and. Will see exclusively.   Keith Weinhold  40:09   The preceding program was brought to you by your home for wealth. Building, get richeducation.com.  

To many supporters, Leonard Peltier was a political prisoner unjustly punished for his activism with the American Indian Movement. To his critics, he is a remorseless killer of two FBI agents in 1975, a charge he denies. President Biden commuted Peltier’s sentence, restricting him to home confinement. Fred de Sam Lazaro spoke with Peltier on the Turtle Mountain Indian Reservation in North Dakota. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

On this episode of The Bluebloods, Zach McKinnell and Timothy Rosario from FCS Football Central recap all the FCS football action from Week 7. The duo discusses North Dakota State's Top 10 win over Southern Illinois, Jackson State taking control of the SWAC race with a win over Alabama State, Northern Colorado's stunning upset win over Idaho, North Dakota's statement win over Youngstown State, UC Davis' Top 25 victory over Northern Arizona, and Western Carolina's dominant win against Furman. All this & more right here on The Bluebloods! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

SHOW NOTES: Welcome to The Money Pit! We're here every week to help you protect your biggest investment – your home sweet home – and make sure it doesn't become a bottomless money pit. We've got a busy hour planned, diving into seasonal home maintenance musts. Join us for today's topics, including: - Reclaiming Your Yard with Hardscapes: Learn how Pavestone products can help you ditch constant mowing, weeding, and watering while boosting your curb appeal. We'll discuss ideas for creating stunning, smart, and sustainable outdoor spaces. - Essential Garage Door Maintenance: The garage door is the biggest moving part of your home, and we'll share simple tips to keep it running smoothly, safely, and quietly before it becomes dangerous and expensive. - Winterizing Your Sprinkler System: Before the first deep freeze hits, we detail the crucial fall task of shutting down your in-ground sprinkler system to prevent serious and costly damage.   Q & A: - Margaret's home has ceramic bathroom tiles confirmed to contain lead, and she needs questions to ask contractors who seem unaware of safe removal requirements. We advise her to seek a contractor who is EPA certified in lead paint renovation or removal. - Gonzalo successfully reduced his home's air infiltration through air sealing, but is concerned there may still be leaks. We recommend using specific science to locate drafts rather than guessing. - Bobby in Virginia notices a small amount of water in his basement after heavy rains, which he suspects is due to hydrostatic pressure. We suspect the problem is caused by bad grading and drainage outside the foundation, and urge him to extend his gutters and downspouts farther from the house perimeter. - Lillian in Florida is dealing with worms that repeatedly crawl onto her screened-in patio! We explain that worms come out after heavy rain because they breathe through their skin and need oxygen when the soil gets too wet. - Allan in North Dakota wants to reseed his lawn and asked if seeding right before the snow falls is the correct timing. We confirmed that fall is the best time for reseeding, but advised him not to wait until winter is approaching.   ASK A QUESTION: Need help with your own home improvement or décor question? We'd love to help! Call the show 24/7 at 888-MONEY-PIT (888-666-3974) or post your question here: https://www.moneypit.com/ask. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today is Monday, October 13. Here are some of the latest headlines from the Fargo, North Dakota area. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. For more news from throughout the day, visit InForum.com.

10/13/25: Joel Heitkamp is joined by Nick Archuleta, the President of North Dakota United, a union that works to provide public education and public services to every citizen of North Dakota. They have a conversation about Superintendent Kirsten Baesler's new job within the Trump Administration, and what Nick hopes to see from the next State Superintendent. (Joel Heitkamp is a talk show host on the Mighty 790 KFGO in Fargo-Moorhead. His award-winning program, “News & Views,” can be heard weekdays from 8 – 11 a.m. Follow Joel on X/Twitter @JoelKFGO.)See omnystudio.com/listener for privacy information.

In this sermon, Pastor Philip shares the foundation of our hope: the resurrection of our Lord and Savior, Jesus Christ.We hope you enjoyed this sermon! To learn more about our ministry, you can visit us at the Harvest Plains website.Harvest Plains Church is a small church plant located in Mapleton, North Dakota. Our heart is to bring the Gospel of Jesus Christ to our local communities, and to build disciples with Bible-centered preaching. If you're near Mapleton or the Fargo/Moorhead area, we'd love to have you join us!

Afraid of AI? We share how to start small and take control using AI fear-free. Also: bear attacks in Missouri and British Columbia raise outdoor safety concerns, and women bronc riders are defying rodeo stereotypes. Join radio hosts Rebecca Wanner aka ‘BEC' and Jeff ‘Tigger' Erhardt (Tigger & BEC) with the latest in Outdoors & Western Lifestyle News! Real Fear, Real Change: Why It's Time to Embrace AI, Respect Wildlife, and Cheer on Women in Rodeo Don't Fear the Future: How to Start Using AI in Everyday Life Without Feeling Overwhelmed Curious about AI but a little nervous to try it? Learn how to start using AI fear-free with beginner-friendly tools, simple tasks like meal planning, and trusted platforms to get you started. Artificial Intelligence (AI) isn't just for tech experts, coders, or Silicon Valley. In fact, AI is already helping everyday people solve everyday problems—and you can start using it right now, even if you're a complete beginner. If you've been feeling hesitant or even afraid of AI, you're not alone. But the truth is, learning how to use AI doesn't have to be intimidating. With the right mindset and a few simple tools, you can start making your life easier today. Why Are People Afraid of AI? Many people fear AI because of myths and misunderstandings—like the idea that it's going to take over jobs or turn into science fiction-level robots. In reality, AI is more like a helpful assistant. Think of it as a calculator for your brain—only smarter, faster, and more versatile. The key is learning how to work with AI, not against it. Beginner-Friendly AI Use: Meal Planning & Fridge Rescue Let's start with something simple and familiar: food. AI can take the stress out of cooking and shopping with easy tools that help you: 1. Plan Your Weekly Meals Instead of scrolling endlessly for recipe ideas, you can ask AI to: Create a weekly dinner plan based on your dietary needs (gluten-free, keto, vegetarian, etc.) Generate a shopping list based on your meal plan Suggest quick recipes for busy nights Try This Prompt: "Can you create a 5-day dinner meal plan for two adults, under $75, that includes leftovers for lunch?" 2. Use What's in the Fridge Don't throw away food just because you don't know what to do with it. AI can suggest creative, safe, and delicious ways to use ingredients before they expire. Try This Prompt: "I have eggs, wilting spinach, a half-used onion, and some shredded cheese. What can I cook tonight?" You'll be surprised how helpful and creative AI can be! Tips & Tricks to Start Using AI Fear-Free Here's how to dip your toes into the AI pool without diving headfirst: 1. Start With Low-Risk, Everyday Tasks AI is great for: Making grocery lists Writing polite emails Summarizing long articles Brainstorming gift ideas Budget planning The more you use it for small tasks, the more confident you'll feel. 2. Use Clear, Friendly Prompts Don't overthink it—talk to AI like a helpful assistant or a friend. Instead of: "Build me a machine learning model to predict market trends" Try: "Can you explain what inflation is in simple terms?" Safe AI Tools & Websites for Beginners Tool What It Does Why It's Good for Beginners ChatGPT (OpenAI) Answers questions, helps plan, write, learn Very conversational and user-friendly Google Gemini  Similar to ChatGPT, connected to live web Great for real-time info   Pro Tip: Always double-check anything AI gives you—especially when it comes to food safety, finances, or health. Think of AI like a smartphone app: it's here to make your life easier, not harder. Starting small—with simple things like meal planning or organizing your week—can build your confidence and save you time. You don't need to become an AI expert overnight. You just need curiosity, a willingness to try, and a safe place to start.   Tragedy in the Ozarks: Bear Attack Confirmed Authorities have confirmed that a black bear was responsible for the tragic death of a camper in Newton County, Arkansas. 60-year-old Max Thomas of Springfield, Missouri, was camping alone at Sam's Throne Campground in the Ozark National Forest late last week. Thomas had been sleeping on an open-air cot—completely exposed—when he was attacked overnight. Family members grew concerned after not hearing from him for several days. Before communication stopped, Thomas had sent them a photo of a black bear lurking near his campsite. The Arkansas Game and Fish Commission initially suspected a bear due to the nature of his injuries and signs at the scene. Now, it's confirmed. Using Thomas's photo and trail cameras set up after the incident, officials tracked down and euthanized the bear believed to be responsible. It's a rare and tragic reminder of the risks of camping in bear country—especially without proper protection. This marks the 2nd Missouri fatal bear attack in a month after 25 years without any. Reference: https://outdoors.com/solo-camper-in-arkansas-killed-in-violent-bear-attack/ https://www.agfc.com/news/cause-of-death-at-sams-throne-campground-determined-animal-mauling/   Grizzly Mauls Elk Hunter in B.C. Wilderness According to Outdoor Life, an elk hunter in southeastern British Columbia is lucky to be alive after a serious encounter with a grizzly bear near Fort Steele last Thursday. Authorities say the man, whose name hasn't been released, was critically injured after a sow grizzly—believed to be protecting her cubs—attacked him. The hunter had been using elk calls, which officials believe may have unintentionally drawn the bear family to his location. The man reportedly got off one shot during the attack, but it's unclear if the bear was hit. Due to the severity of his injuries, officials haven't been able to speak with him yet. He was airlifted to Kelowna General Hospital, where he is now listed in stable condition. Conservation officers used thermal drones and helicopters to search the area but found no sign of the bear afterward. The investigation is ongoing, with help from predator attack specialists and the Royal Canadian Mounted Police. The town of Fort Steele lies approximately 60 miles north of the Canadian border, and not far from the town of Whitefish and nearby Glacier National Park in northwest Montana. Officials say elk season is currently in full swing in the region—reminding hunters and outdoor enthusiasts to stay alert in grizzly country. Reference: https://www.outdoorlife.com/survival/elk-hunter-attacked-grizzly-bear-bc/ Women Bronc Riders Bucking Rodeo Stereotypes From wild rides to world titles, women bronc riders are rewriting the rodeo rulebook — and they're doing it with grit, guts, and a whole lot of heart. Riders like Tup Forge, who flew in from Australia and won gold at Cheyenne Frontier Days on just three hours of sleep, are proving that this sport isn't just for the boys. It's been less than a decade since women were welcomed back into rough stock competitions after nearly 90 years of exclusion, originally sparked by a tragic accident in 1929. But these modern cowgirls aren't just here for show — they're serious athletes competing in one of the most dangerous events out there. They ride what they rope in — using ranch saddles instead of the typical rodeo gear — and often spend more than they win. Yet despite the bruises and empty pockets, they keep showing up. Why? Because they love it. So next time you see a woman riding high on a bucking bronc, remember: she's not just breaking barriers — she's making history. Ring in 2026 in true Western style at Leather & Lace: A New Year's Rodeo & Party! Watford City, North Dakota will come alive on New Year's Eve with a one-of-a-kind celebration featuring grit, glamour and good times! This high-energy rodeo showcase, including bull riding, Women's bronc riding and bullfighting will keep you on the edge of your seats! We, Tigger & BEC, are excited to be returning for our 3rd year announcing and spinning the tunes - and invite you to ring in the New Years with us afterwards with a live band and packed dance floor! For More Information & To Buy Tickets, Call: (701) 842-3976 SEDONA THE PERFECT WEEKEND GETAWAY Our Annual Girls Weekend had us fly into Phoenix / Mesa, Arizona and the road trip two hours to Sedona, Arizona. To say the area is beautiful is an understatement! There was not a bad view anywhere.    The landscape of "Red Rocks" peaked out from an unusual surprise for me as they were tucked in a forest! Of course there were still prickly pear cactus everywhere, it was refreshing to see so many juniper cousin trees! We rented our first tiny home at the Pines Resort outside of west Sedona and love it! These little homes offered all the amenities of home! Between the miles and miles of hikes to such places as the 7 Sacred Pools to then continuing up the mountain to caves in which we of course explored to then hiking to Devils Bridge.... To say the least, the trip was amazing on all levels!!   The cover photo for this episode is us sitting atop Devils Bridge, a hike few have the chance to take and do recommend!  Photo L to R: Mardee Reich, Kaydee Reich, Rebecca 'BEC' Wanner, Destinee Jensen   Remember: Take The Time, Make The Memories!!!   OUTDOORS FIELD REPORTS & COMMENTS We want to hear from you! If you have any questions, comments, or stories to share about bighorn sheep, outdoor adventures, or wildlife conservation, don't hesitate to reach out. Call or text us at 305-900-BEND (305-900-2363), or send an email to BendRadioShow@gmail.com. Stay connected by following us on social media at Facebook/Instagram @thebendshow or by subscribing to The Bend Show on YouTube. Visit our website at TheBendShow.com for more exciting content and updates! https://thebendshow.com/ https://www.facebook.com/thebendshow WESTERN LIFESTYLE & THE OUTDOORS Jeff ‘Tigger' Erhardt & Rebecca ‘BEC' Wanner are passionate news broadcasters who represent the working ranch world, rodeo, and the Western way of life. They are also staunch advocates for the outdoors and wildlife conservation. As outdoorsmen themselves, Tigger and BEC provide valuable insight and education to hunters, adventurers, ranchers, and anyone interested in agriculture and conservation. With a shared love for the outdoors, Tigger & BEC are committed to bringing high-quality beef and wild game from the field to your table. They understand the importance of sharing meals with family, cooking the fruits of your labor, and making memories in the great outdoors. Through their work, they aim to educate and inspire those who appreciate God's Country and life on the land. United by a common mission, Tigger & BEC offer a glimpse into the life beyond the beaten path and down dirt roads. They're here to share knowledge, answer your questions, and join you in your own success story. Adventure awaits around the bend. With The Outdoors, the Western Heritage, Rural America, and Wildlife Conservation at the forefront, Tigger and BEC live this lifestyle every day. To learn more about Tigger & BEC's journey and their passion for the outdoors, visit TiggerandBEC.com. https://tiggerandbec.com/

When I came to North Dakota, from another prairie state, in 1992, many things seemed familiar, others not so much. For one thing, as the owner of an enthusiastic Labrador retriever, I found local habits of waterfowl hunting perplexing. I remember heading out for opening day at a nearby waterfowl production area, setting decoys, and rather quickly taking a limit of teal, the usual thing for opening day here, as it turns out.

If you have been around the woods and thickets across the state over the past few weeks, a couple of interesting vines may have caught your attention. Neither species is well-known, but nonetheless, they put on an interesting show this time of year.

Land headlines may say “wild,” but the on-the-ground story is sharper: focused buyers, resilient prices on the right tracts, and real opportunity in mixed-use and grassland parcels. We unpack the three pillars driving value—farm profitability, interest rates, and safety nets—then dig into why “land is local” still explains so much of what clears at auction. Attendance may be thinner than last year, yet prime quarters near existing operations continue to command strength, especially where soils, access, and water line up.We also trace the season's format shift. Lakota's live room popped, Devils Lake went heavy online, and harvest convenience kept producers bidding from the cab. You'll hear when we choose live high-bidder's choice versus timed online, how buyer profiles influence results, and why clear parceling, fencing status, water sources, and drone footage help sellers earn trust and bidders move fast. On the ground, grassland remains a bright spot as livestock values hold firm across western North Dakota and eastern Montana—where contiguous pasture, reliable water, strong fences, and maintained roads are the real currency.Then we map the fall slate: Jamestown's multi-parcel cropland, Emmons County's contiguous grass, western ND pheasant-country tracts, and a standout 1,763-acre Cass County offering stretching Castleton to Wheatland. High PI soils and development shadow along Highways 10 and 18 create long-hold optionality, while additional parcels sit near the ethanol plant and along the interstate for future flexibility. Add a 2,500-acre Slope–Bowman package with river-bottom trees on Little Beaver Creek, and recreational and grazing value intersect in rare ways.Looking to engage, learn, or bid? Join our Midwest Farm Land Seminar on October 14 at 5:30 PM in Bismarck, browse aerials and soils at Pifers.com, and subscribe for weekly updates. If this deep dive helps you plan your next move, share it with a neighbor and leave a review—what opportunity are you scouting next?Follow at www.americalandauctioneer.com and on Instagram & FacebookContact the team at Pifer's

This week, in Gardner, North Dakota, a seemingly nice couple moves to this small town, only to raise major suspicions, after a couple of months. It turns out, that they're using the identity of another man, and are both wanted by police. When the man finds out they've been using his name, everything starts to fall apart, and before you know it, there's dismembered body parts being found in rivers! A most twisted tale!   Along the way, we find out that some towns just don't have a lot going on, that you should never order a martini, in the wrong place, and that killing someone doesn't mean that you can then take over their identity!!   New episodes, every Wednesday & Friday nights!! THE HALLOWEEN VIRTUAL LIVE SHOW!!! 10/30/2025 @ 9:00 PM Eastern Time Get your tickets on moment.co/smalltownmurder  Tickets are $20.  Video Playback will be available for 2 weeks after the live event.    Donate at patreon.com/crimeinsports or at paypal.com and use our email: crimeinsports@gmail.com Go to shutupandgivememurder.com for all things Small Town Murder, Crime In Sports & Your Stupid Opinions!   Follow us on... instagram.com/smalltownmurder facebook.com/smalltownpod   Also, check out James & Jimmie's other shows, Crime In Sports & Your Stupid Opinions on Apple Podcasts, Spotify, or wherever you listen to podcasts!!

Glenn starts the show by reading a statement made by Christopher Rufo regarding America's ongoing support for the nation of Israel. Is criticizing Israel equated to anti-Semitism? Glenn argues no, explaining why supporters of Israel must defend their position from the perspective of American interests. Glenn also calls out the evil of Islamism and the threat it poses to Israel and America. Glenn goes through some of the lessons he shared during his Turning Point USA event at the University of North Dakota. Cut this generation some slack, Glenn argues, because he sees something happening within them that gives him hope. Rutgers University Turning Point charter members Ava Kwan and Megyn Doyle join to discuss the backlash they've received since authoring a petition to remove a professor with the nickname “Dr. Antifa.” Glenn speaks with a young athlete named Frances Staudt, who, after refusing to play basketball with a male identifying as a woman, required security to speak at an event advocating for the protection of women's sports. “Mount Doom” co-author Paul List discusses what J.R.R. Tolkien predicted about artificial intelligence and transhumanism in “The Lord of the Rings.” Learn more about your ad choices. Visit megaphone.fm/adchoices

Glenn goes through some of the lessons he shared during his Turning Point USA event at the University of North Dakota. Glenn speaks with a young athlete named Frances Staudt, who, after refusing to play basketball with a male identifying as a woman, required security to speak at an event advocating for the protection of women's sports. “Mount Doom” co-author Paul List discusses what J.R.R. Tolkien predicted about artificial intelligence and transhumanism in “The Lord of the Rings.”  Learn more about your ad choices. Visit megaphone.fm/adchoices

This Flashback Friday is from episode 457 published last December 27, 2014.  Jason is extremely excited about the upcoming Meet the Masters event and hopes you'll be able to join him this year. In his Creating Wealth intro, he talks about Houston, oil prices, the negatives of investing in North Dakota, and looking out for the crooks that just want to steal your money.  Our Creating Wealth guest today is Mitchell Zuckoff. He is the author of 7 books and a professor at the Boston University. He was also a reporter for 20 years and is originally a New York native. He talks to Jason about the Ponzi scheme, how to spot a bad deal, Bernie Madoff, and more in today's episode.      Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

This week on our public lands news round up for October 6 - 10, we cover:- Government shutdown enters it's 10th day with no end in sight- Mission Ridge ski expansion outside of Wenatchee, WA faces local oppostion ft. Steven Gnam from Friends of Mission Ridge (https://www.friendsofmissionridge.org/⁠ )- Land management plan repeals in Montana and North Dakota pass in the Senate using the Congressional Review Act ft. John Ruple, Law Professor at the University of Utah- Trump approves 211-mile Ambler Mining Road in Alaska ft. Aaron Weiss from the Center of Western Priorities- Good New: Kentucky wildlife management area expands to protect more habitat Subscribe to our newsletter for in-depth coverage and extra stories we don't have time for on the podcast: ⁠⁠⁠⁠⁠theoutdoorminimalist.com⁠⁠⁠⁠⁠Have tips, testimonials, or insights on public land changes? Submit them through our Google Form (⁠⁠⁠⁠⁠⁠⁠https://forms.gle/JwC73G8wLvU6kedc9⁠⁠⁠⁠⁠⁠⁠).-----------------Sourceshttps://protectnps.org/2025/09/25/former-nps-superintendents-urge-secretary-burgum-to-close-national-parks-if-government-shuts-down/ https://www.keepparkspublic.org/ ​​https://www.govexec.com/workforce/2025/10/unions-sue-block-threatened-shutdown-rifs/408578/ https://www.afge.org/globalassets/documents/generalreports/2025/shutdown-complaint-093025.pdf https://www.friendsofmissionridge.org/ https://westernpriorities.org/2025/10/congress-uses-cra-to-repeal-blm-resource-management-plans-inviting-chaos-on-public-lands/https://www.npca.org/articles/11004-trump-administration-announces-atrocious-plan-to-destroy-america-s-largest https://www.whitehouse.gov/fact-sheets/2025/10/fact-sheet-president-donald-j-trump-approves-ambler-road-project-to-unlock-alaskas-mineral-potential/ https://trilogymetals.com/news-and-media/news/trilogy-metals-applauds-president-trumps-decision-to-grant-permits-for-the-ambler-access-project-to-enable-the-development-of/ https://fw.ky.gov/News/Pages/Veterans-Memorial-Wildlife-Management-Area-expands-by-500-acres.aspx

Episode 3124 of the Vietnam Veteran News Podcast will feature a story about two Vietnam Veteran news items from North Dakota and Kansas. Information featured in this episode comes from the Minot Daily News and the EIN Presswire It was … Continue reading →

Today is Friday, October 10. Here are some of the latest headlines from the Fargo, North Dakota area. InForum Minute is produced by Forum Communications and brought to you by reporters from The Forum of Fargo-Moorhead and WDAY TV. For more news from throughout the day, visit InForum.com.

Mobile ID is a secure, digital version of your state-issued ID or driver license, giving you control over your personal identification right from your smartphone. It’s optional, easy to use, and available for $5 at each ID renewal. Add your driver license or state ID to your digital wallet on your phone and enjoy the flexibility of having your ID your way. While adoption grows, NDDOT recommends keeping your physical ID as a backup.See omnystudio.com/listener for privacy information.

Joe's Premium Subscription: www.standardgrain.comGrain Markets and Other Stuff Links-Apple PodcastsSpotifyTikTokYouTubeFutures and options trading involves risk of loss and is not suitable for everyone.

Crypto News: Fireblocks partners with Galaxy, Bakkt to expand crypto custody for institutions. Square offers Bitcoin payments for merchants as crypto adoption accelerates. North Dakota to Issue Stablecoin with Fiserv as Digital Dollar.Brought to you by

Seeds of Exchange: Soviets, Americans, and Cooperation in Agriculture, 1921–1935 (Northern Illinois UP, 2025) examines the US and Soviet exchange of agricultural knowledge and technology during the interwar period. Maria Fedorova challenges the perception of the Soviet Union as a passive recipient of American technology and expertise. She reveals the circular nature of this exchange through official government bureaus, amid anxious farmers in crowded auditoriums, in cramped cars across North Dakota and Montana, and by train over the once fertile steppes of the Volga. Amid the post–World War I food insecurity, Soviet and American agricultural experts relied on transnational networks, bridging ideological differences. As Soviets traveled across the US agricultural regions and Americans plowed steppes in the southern Urals and the lower Volga, both groups believed that innovative solutions could be found beyond their own national borders. Soviets were avidly interested in American technology and American agricultural experts perceived the Soviet Union to be an ideal setting for experimenting with and refining modern farm systems and organizational practices. As Seeds of Exchange shows, agricultural modernization was not the exclusive domain of Western countries. Guest: Maria Fedorova (she/her) is an Assistant Professor in the Department of Russian Studies at Macalester College. She received her PhD in history at the University of California, Santa Barbara. Her research focuses on the history of agriculture, food insecurity, US-Russia/Soviet relations, and transnational history. Host: Jenna Pittman (she/her), a Ph.D. student in the Department of History at Duke University. She studies modern European history, political economy, and Germany from 1945-1990. Scholars@Duke: https://scholars.duke.edu/pers... Linktree: https://linktr.ee/jennapittman Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

Seeds of Exchange: Soviets, Americans, and Cooperation in Agriculture, 1921–1935 (Northern Illinois UP, 2025) examines the US and Soviet exchange of agricultural knowledge and technology during the interwar period. Maria Fedorova challenges the perception of the Soviet Union as a passive recipient of American technology and expertise. She reveals the circular nature of this exchange through official government bureaus, amid anxious farmers in crowded auditoriums, in cramped cars across North Dakota and Montana, and by train over the once fertile steppes of the Volga. Amid the post–World War I food insecurity, Soviet and American agricultural experts relied on transnational networks, bridging ideological differences. As Soviets traveled across the US agricultural regions and Americans plowed steppes in the southern Urals and the lower Volga, both groups believed that innovative solutions could be found beyond their own national borders. Soviets were avidly interested in American technology and American agricultural experts perceived the Soviet Union to be an ideal setting for experimenting with and refining modern farm systems and organizational practices. As Seeds of Exchange shows, agricultural modernization was not the exclusive domain of Western countries. Guest: Maria Fedorova (she/her) is an Assistant Professor in the Department of Russian Studies at Macalester College. She received her PhD in history at the University of California, Santa Barbara. Her research focuses on the history of agriculture, food insecurity, US-Russia/Soviet relations, and transnational history. Host: Jenna Pittman (she/her), a Ph.D. student in the Department of History at Duke University. She studies modern European history, political economy, and Germany from 1945-1990. Scholars@Duke: https://scholars.duke.edu/pers... Linktree: https://linktr.ee/jennapittman Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/history

Joe's Premium Subscription: www.standardgrain.comGrain Markets and Other Stuff Links-Apple PodcastsSpotifyTikTokYouTubeFutures and options trading involves risk of loss and is not suitable for everyone.

Lindsay and Madison continue Spoopy month and discuss the Miniwashitu, as well as why you should be careful around waterways, that it can be more dangerous during the day than at night, and how to die via insanity. Information pulled from the following sources 2024 Jack and Kitty Norton blog post 2024 KX News article  2023 Atlas Obscura article by April White 2023 Puzzlebox Horror post by Macabre Mary 2022 Anderson Design Group Store blog post by Aaron Johnson and Joel Anderson 2021 Coffee House Writers blog post by VL Jones 2018 Steemit blog post by pinkspectre Cryptidz Fandom Wiki Hangar 1 Publishing blog post by Lucas Jennings Mythical Encyclopedia article Wikipedia Send us your listener questions to bit.ly/AskYOC. Become a member on Buy Me A Coffee for as little as $1/month to support the show.  Get your groceries and essentials delivered in as fast as 1 hour via Instacart. Free delivery on your first 3 orders. Min $10 per order. Terms apply. You can write to us at: Ye Olde Crime Podcast, PO Box 341, Wyoming, MN 55092. Leave us a rating and review on Apple Podcasts, Podchaser, Spotify, Podcast Addict, Audible, or Goodpods! Don't forget to follow us on Twitter, Instagram, Threads, Facebook, TikTok, and YouTube. Learn more about your ad choices. Visit megaphone.fm/adchoices

Chicago residents fight back against ICE. Why don't they do something similar to combat the violence in the city? Virginia DA candidate should not be a candidate. Tim Walz gets another bad grade this time on median income report. Johnny Heidt with guitar news. Heard On The Show:Feeding Our Future defendant jailed before trial after witness tampering allegationsState senator from Eagan to retire at end of termEF5 tornado that killed 3 in North Dakota was the nation's first in 12 yearsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.