Podcasts about reverse mortgages

Send us a textJoin us on Average Joe Finances as our guest Kevin Guttman, a seasoned reverse mortgage professional. Kevin shares his journey from managing his father's rental properties at a young age to entering the mortgage industry in 2004. He discusses the evolution of reverse mortgages, highlighting crucial changes made in 2015 to protect homeowners. Kevin explains the advantages of reverse mortgages for retirees, emphasizing the importance of financial education and multiple income streamsIn this episode:Understand how reverse mortgages can provide tax-free income and eliminate monthly payments for retirees.Discover the updated regulations that make reverse mortgages safer and more accessible than ever before.Gain clarity on common misconceptions and why reverse mortgages aren't just a “last resort” option.Explore how leveraging home equity strategically can fund retirement, long-term care, or new investments.And so much more!Key Moments:00:56 Meet Kevin Guttman: Reverse Mortgage Expert01:20 Kevin's Journey into Real Estate02:36 The Power of Real Estate in Building Wealth04:50 Reverse Mortgages: An Overview07:32 Regulations and Changes in Reverse Mortgages11:04 Client Success Stories and Impact14:07 Unlocking Equity and Financial Freedom17:36 Diversifying Income Streams19:05 The Reality of Retirement19:50 Educating the Next Generation21:33 Options for Aging Parents22:57 Understanding Reverse Mortgages24:56 Lessons from Financial Mistakes29:59 Valuable Resources and Recommendations31:20 Final Thoughts and FarewellFind Kevin Guttman:Website: https://heromortgageloan.com/Facebook: https://www.facebook.com/LenderYouCanTrust/Instagram: https://www.instagram.com/kevin.guttmanLinkedIn: https://www.linkedin.com/in/kevinguttman/Youtube: https://www.youtube.com/@KevinGuttmanAverage Joe Finances®All of our social media links and more: https://averagejoefinances.com/linksAbout Mike: https://mikecavaggioni.comAbout Tawnya: https://www.themoneylifecoach.com/Show Notes add-on continued here: https://averagejoefinances.com/show-notes/*DISCLAIMER* https://averagejoefinances.com/disclaimerSee our full episode transcripts here: https://podcast.averagejoefinances.com/episodesSupport the show

Karen & Janet start this week's podcast with home buying and rental opportunities in Ventura County. There are many options to choose from.  Their first guest is Shelley Wells, "The Reverse Mortgage Queen" Shelley talks about the many ways a reverse mortgage can help you with everything from buying a home, college costs, paying off bills or vacation plans. There are many advantages to getting a reverse mortgage and Shelly explains those to you.  Next up it's Christa Hermance, " The Estate Planning Mom" Christa talks about wills, probate, trusts, inheritance and how to select a trustee.  This process can be very intimidating, Christa will assist planners and trustees through this complex process with zero stress.  Another fun and informative podcast with Karen & Janet!

Tune into our weekly LIVE Mastermind Q+A Podcast for expert advice, peer collaboration, and actionable insights on success in the Probate, Divorce, Late Mortgage/Pre-Foreclosure and Aged Expired niches!Today's episode of the All The Leads Mastermind podcast began with a discussion on executor liability, covering the limited legal risks involved and emphasizing transparency, timely action, and the importance of distinguishing administrative guidance from legal advice. The conversation moved into strategies for avoiding liability, including documenting decisions and working closely with probate attorneys, especially in markets with higher litigation risk. The group then tackled challenges around reverse mortgages in probate, particularly in California, noting automatic foreclosure timelines and the need for clear communication with heirs. This led to a deeper dive into navigating attorney resistance when a personal representative wants to work with an agent the attorney hasn't chosen. Coaches advised agents to maintain strong client relationships, remain professional, and take a long-term view on building trust with attorneys. Later, the hosts outlined the essential vendor network categories every probate agent should develop: white-collar professionals, blue-collar service providers, and niche specialists like estate sale companies and appraisers. The episode concluded with a heartfelt discussion about a new agent's commission dispute, offering broader lessons on setting expectations, respecting mentorship, and maintaining a resilient mindset early in your career.Previous episodes: AllTheLeads.com/probate-mastermindInterested in Leads? AllTheLeads.comJoin Future Episodes Live in the All The Leads Facebook Mastermind Group:  https://facebook.com/groups/alltheleadsmastermindBe sure to check out our full Mastermind Q&A Playlist Support the show

Send us a textThink reverse mortgages are only for those in financial distress? Think again! In this episode, Kevin Guttman, a leading expert in reverse mortgages, debunks common myths and reveals how savvy retirees are leveraging their home equity as a powerful tool for wealth-building, legacy creation, and more.In this insightful episode, Kevin Guttman breaks down how reverse mortgages have evolved from a misunderstood financial tool to a strategic asset for wealth-building.Key Takeaways:What is a Reverse Mortgage? A reverse mortgage allows homeowners aged 62+ to convert home equity into tax-free funding without the burden of monthly mortgage payments.Myth-Busting Reverse Mortgages: Common misconceptions include fears of losing home ownership or the loans being “too expensive.”Strategic Uses of Reverse Mortgages: From increasing buying power and accessing long-term care funding to creating wealth through real estate and investment.Key Differences from HELOCs and Traditional Mortgages: Unlike traditional loans, reverse mortgages don't require monthly payments, and interest is deferred.

Send us a textTune in to listen to the full podcast!Follow us @https://twitter.com/loombainvesthttps://www.instagram.com/loombainvesthttps://www.facebook.com/Loombainvesthttps://www.linkedin.com/in/vinkiloomba#realestate #realstateinvesting #multifamilyinvesting #passiveinvesting

What if the most powerful tool for helping seniors stay in their homes—and grow your business—is one you're barely using? In this episode, I talk with Ben McCabe, founder of Bloom, about how reverse mortgages can help seniors stay in their homes—and how brokers can use this tool to serve more clients and grow revenue. We break down the top use cases, where to find deals, and how to explain the product with confidence. If you've ignored reverse mortgages as too niche or complex, this conversation will change your perspective. In this episode, we'll cover: Identifying the Right Clients: How to spot the three most common reverse mortgage use cases—cash flow help, retirement income, and living inheritance. Unlocking Opportunities in Your Existing Database: How to filter for high-potential clients using LTV, age, and renewal dates. Building New Referral Sources: How to tap into overlooked networks like financial planners, family lawyers, and home care providers. Addressing Misconceptions: Tools and talking points to counter outdated beliefs about equity loss and cost. Using Bloom's Tools to Close More Deals: Financial illustrations, cash flow comparisons, and client-ready info packs that simplify the conversation. To connect with Ben, you can check out the links below: Instagram Facebook LinkedIn https://www.bloomfin.ca/   Follow me on Instagram: www.instagram.com/scottpeckford/ I Love Mortgage Brokering: www.ilovemortgagebrokering.com Find out more about BRX Mortgage: www.whybrx.com Subscribe to my 3-2-1 Thursday Email I Love Mortgage Brokering is in partnership with Ownwell.  To see how top brokers are keeping clients engaged and generating leads from their database, visit ownwell.ca.

In this episode, Stephen Schmidt interviews Michael Banner, a veteran in the mortgage industry, focusing on the often misunderstood product of reverse mortgages, particularly the purchase reverse mortgage. Michael shares his journey into the mortgage world, his passion for helping older Americans secure their financial futures, and the importance of educating real estate agents about these products. The conversation highlights the challenges and misconceptions surrounding reverse mortgages and emphasizes the need for better communication and understanding in the industry.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Think reverse mortgages are a last resort or a financial trap? Think again! In this eye-opening episode, mortgage expert Kevin Guttman debunks common myths, reveals the hidden advantages of reverse mortgages, and explains how seniors can unlock financial freedom, boost their retirement income, and even help their loved ones—all while living in the home they love.   In this episode of the Registered Investment Advisor Podcast, Seth Greene speaks with mortgage expert and author Kevin Guttman. He shatters common misconceptions about reverse mortgages, explaining how they can be a powerful tool for financial security, retirement planning, and even wealth-building. As the author of Reverse Mortgage Revolution and Reverse Mortgage Changed My Life, Kevin shares expert insights on how seniors can turn home equity into a strategic asset—without the financial pitfalls that so-called experts like Dave Ramsey and Suze Orman warn against.   Key Takeaways: → Why Dave Ramsey and Suze Orman are wrong about reverse mortgages. → How reverse mortgages are not considered income. → Why reverse mortgages boost purchasing power. → How a reverse mortgage can help stabilize financial security. → How heirs should handle repayment of reverse mortgages.   ​Kevin Guttman is a seasoned mortgage professional specializing in reverse mortgages, dedicated to helping seniors achieve financial stability and peace of mind. With a deep understanding of the unique needs of retirees, Kevin offers personalized solutions that empower clients to access their home equity while maintaining ownership of their homes. His commitment to ethical practices and client education has made him a trusted advisor in the industry. Through his work, Kevin strives to provide financial freedom and improved quality of life for the senior community.   Connect With Kevin: Kevin Guttman X Facebook LinkedIn   Learn more about your ad choices. Visit megaphone.fm/adchoices

Mortgage Trends and Tips, with Todd Sheppard, Inspired Mortgage Brokers (North Fulton Business Radio, Episode 866) In this episode of North Fulton Business Radio, host John Ray welcomes Todd Sheppard, owner of Inspired Mortgage Brokers, to discuss the intricacies of the mortgage industry. They delve into Todd’s background, the benefits of working with an independent mortgage […] The post Mortgage Trends and Tips, with Todd Sheppard, Inspired Mortgage Brokers appeared first on Business RadioX ®.

Mortgage Trends and Tips, with Todd Sheppard, Inspired Mortgage Brokers (North Fulton Business Radio, Episode 866) In this episode of North Fulton Business Radio, host John Ray welcomes Todd Sheppard, owner of Inspired Mortgage Brokers, to discuss the intricacies of the mortgage industry. They delve into Todd’s background, the benefits of working with an independent mortgage […]

Episode 89: The Ultimate Guide to CHIP Reverse Mortgages!In this episode, Mark and Joey deep dive into the world of reverse mortgages, specifically the CHIP reverse mortgage. They discuss the pros, cons, and unexpected costs of this financial tool, and who it might be best suited for. Beyond finances, they cover personal updates, including their mustache-growing challenge, recent outings, and activities like trying new sandwich shops and attending Metallica concerts. Plus, they share exciting new real estate opportunities and touch on Toronto's proposed traffic czar solution. This episode is a blend of financial advice, personal stories, and local happenings—perfect for fans who enjoy a mix of humor and valuable information.CHAPTERS (00:00) Introduction and Episode Overview(01:34) Mustache Talk and Playoff Challenges(05:43) Sandwich Shop Review and Hockey Game Vibes(10:09) Metallica Concert Experience(14:58) Traffic Solutions and City Proposals(21:08) Reverse Mortgages Explained(28:03) The Dangers of Big Windfalls(28:25) Scheduled Advances and Hybrid Options(28:46) No Monthly Payments: The Big Kicker(29:17) How Lenders Get Paid Back(30:20) Pros and Cons of Reverse Mortgages(38:23) Unexpected Costs and Red Flags(47:41) Alternatives to Reverse Mortgages(54:09) Key Considerations and Final ThoughtsRestaurant Name: Ariete e Toro (Aries and Torus)Website: https://arietetoro.com/Address: 12 Keewatin Ave. Toronto, Canada M4P 1Y2Additional ResourcesReverse Mortgages: Government of Canada - https://www.canada.ca/en/financial-consumer-agency/services/mortgages/reverse-mortgages.html?utm_source=chatgpt.comHomeEquity Bank – Pros and Cons: CHIP - https://www.chip.ca/reverse-mortgage-resources/reverse-mortgage/the-pros-and-cons-of-reverse-mortgages/?utm_source=chatgpt.comNerdWallet Canada – Reverse Mortgages Explained: NerdWallet: Finance smarter - https://www.nerdwallet.com/ca/mortgages/what-is-a-reverse-mortgage?utm_source=chatgpt.comThe Greater Fool - The Last Resort https://www.greaterfool.ca/2023/02/12/the-last-resort/FEEDSPOT TOP CANADIAN REALTOR PODCASTShttps://podcast.feedspot.com/canadian_realtor_podcasts/FEEDSPOT TOP TORONTO PODCASTShttps://podcast.feedspot.com/toronto_podcasts/WHERE YOU CAN FIND US

Think reverse mortgages are a last resort or a financial trap? Think again! In this eye-opening episode, mortgage expert Kevin Guttman debunks common myths, reveals the hidden advantages of reverse mortgages, and explains how seniors can unlock financial freedom, boost their retirement income, and even help their loved ones—all while living in the home they love. In this episode of Sharkpreneur, Seth Greene speaks with mortgage expert and author Kevin Guttman. He shatters common misconceptions about reverse mortgages, explaining how they can be a powerful tool for financial security, retirement planning, and even wealth-building. As the author of Reverse Mortgage Revolution and Reverse Mortgage Changed My Life, Kevin shares expert insights on how seniors can turn home equity into a strategic asset—without the financial pitfalls that so-called experts like Dave Ramsey and Suze Orman warn against.   Key Takeaways: → Why Dave Ramsey and Suze Orman are wrong about reverse mortgages. → How reverse mortgages are not considered income. → Why reverse mortgages boost purchasing power. → How a reverse mortgage can help stabilize financial security. → How heirs should handle repayment of reverse mortgages.   ​Kevin Guttman is a seasoned mortgage professional specializing in reverse mortgages, dedicated to helping seniors achieve financial stability and peace of mind. With a deep understanding of the unique needs of retirees, Kevin offers personalized solutions that empower clients to access their home equity while maintaining ownership of their homes. His commitment to ethical practices and client education has made him a trusted advisor in the industry. Through his work, Kevin strives to provide financial freedom and improved quality of life for the senior community.   Connect With Kevin: Kevin Guttman X Facebook LinkedIn   Learn more about your ad choices. Visit megaphone.fm/adchoices

Did you know there's a way to tap into your home's equity for tax-free cash—without having to make monthly payments? It's true.It's called a Home Equity Conversion Mortgage, or HECM—what many of you know as a reverse mortgage. But today's reverse mortgage isn't what it used to be. Harlan Accola is here to help us unpack how they work and whether one might be right for you.Harlan Accola is the National Reverse Mortgage Director at Movement Mortgage, an underwriter of Faith and Finance. He is also the author of Home Equity and Reverse Mortgages: The Cinderella of the Baby Boomer Retirement. What's Changed? A Safer, Regulated OptionWhen you hear the phrase reverse mortgage, you might think of outdated financial tools with a bad reputation. However, home equity conversion mortgages (HECMs) significantly differ from those in the past.Reverse mortgages today are not the “Wild West” products of decades past. Since major reforms were enacted during President Reagan's term in 1988, HECMs are now heavily regulated under the Federal Housing Administration (FHA).No one can lose their house or have it taken away, provided they're working with a reputable lender and stay in the home while meeting basic obligations. Ownership doesn't change, and homeowners are protected.These changes addressed the risks that once made reverse mortgages controversial. Now, with strict oversight, they provide a reliable option for seniors wanting to tap into their home equity without selling.Are Reverse Mortgage Interest Rates Too High?It's a common misconception that reverse mortgage interest rates are significantly higher than traditional mortgages. But that comparison isn't apples to apples. Interest rates on HECMs are actually tied to the 10-year Treasury rate and are heavily regulated.Right now, interest rates for reverse mortgages are about the same as traditional mortgages—around 6.5%. This means homeowners aren't sacrificing much, if anything, in interest when compared to forward mortgages.What About Costs and Obligations?The closing costs for reverse mortgages are nearly identical to traditional mortgages, with one key difference: the addition of FHA mortgage insurance.This insurance offers three essential guarantees:You can remain in your home as long as you want (up to age 150!).Thanks to non-recourse debt protections, you will never owe more than the home's value.Your heirs won't be left with a bill.Yes, this insurance adds about 2% of the home's value to the upfront costs, but it's well worth it—just like homeowner's insurance is worth it if your house burns down.What Happens When the Borrower Passes Away?A major concern many have is what happens to the home after the homeowner dies or permanently moves out.The key is proper planning. Without a will or trust in place, any mortgage—reverse or traditional—can create problems for heirs. In most cases, the home is simply sold, and any remaining equity belongs to the heirs. For instance, if the reverse mortgage balance were $100,000 on a $400,000 home, the heirs would receive the remaining $300,000.Sometimes, grandchildren may want to keep the home, in which case they can buy out other heirs. Either way, the process can be managed with clear planning.Flexible Payout OptionsOne of the most attractive features of a HECM is its flexibility. Homeowners can choose to receive their funds in a variety of ways:A lump sumA line of creditMonthly income paymentsOr even a combination of these optionsThe big idea? Your home is not just a place to live—it's also a financial asset that can be used strategically, especially in retirement.Every financial situation is different. However, a reverse mortgage could be a wise part of a broader financial plan for older homeowners. When used correctly, it offers flexibility, security, and peace of mind without jeopardizing their home.Visit Movement.com/Faith to learn more about reverse mortgages or speak directly with Harlan Accola at Movement Mortgage.On Today's Program, Rob Answers Listener Questions:My husband has taken a new job, and we have been contributing to an HSA. He wants to contribute $1,000 a month to the HSA. We still own a home and are nearing retirement age. Should we work on paying off the home or continue to put dollars into the HSA?A week or two ago, I caught part of your program about freezing credit scores. I didn't catch the whole explanation. We've never really taken out loans except for our first house 45 years ago. Is there any downside to freezing my credit?I recently received a large amount of money from a dear loved one who passed away in January. I know I'm going to tithe and pay taxes on the amount. I have an appointment with my bank to set up a CD account, but I want to know what other types of investments I can make with the money. I just want to make sure I'm doing the right thing.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineMovement MortgageBankrate.comChristian Community Credit Union (CCCU)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Did you know there’s a way to tap into your home’s equity for tax-free cash—without having to make monthly payments? It’s called a Home Equity Conversion Mortgage—what many of you know as a reverse mortgage. But today’s reverse mortgage isn’t what it used to be. On today's Faith & Finance Live, Rob West will welcome Harlan Accola to unpack how they work and whether one might be right for you. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.

Bob talks with mortgage consultant Mark Pfeiffer about the pros and cons of reverse mortgages. Most importantly, he discusses the red flags associated with people who don't have your best interest at heart.  

CLICK HERE to view the blog version of this podcastContact Marko Gelo, he's a Mortgage Broker!604-800-9593 cell/text Vancouver403-606-3751 cell/text CalgaryCall Marko via WhatsApphomefinancingsolutions.caCLICK HERE to download Marko's award-winning Mobile Mortgage App! Hosted on Acast. See acast.com/privacy for more information.

In this episode of The Consumer Finance Podcast, Chris Willis is joined by colleagues Megan Burns, Jason Manning, and Punit Marwaha to explore the arcane world of reverse mortgages. They provide valuable insights about how these unique financial products work, the regulatory landscape, and the litigation hurdles faced by reverse mortgage servicers. Listen to this episode to hear real-life examples highlighting the complexities reverse mortgage servicers may face when dealing with reverse mortgages, including loan origination requirements, the involvement of the U.S. Department of Housing and Urban Development, Federal Housing Administration guidelines, alleged third-party fraud, and the sensitivity around elderly borrowers.

Karen & Janet's latest podcast starts off with The History of Reverse Mortgages with The Reverse Mortgage Queen herself Shelly Wells!  Shelly begins with the first reverse mortgage in 1979 and tracks the way the program has grown & become the incredible benefit for homeowners that it is today. A product that lasts a lifetime and helps owners with vacation cash, home improvements, paying off debt and more.  Next up Toni Guy, a realtor with Berkshire Hathaway, gives us a history of The Gamble House, a historical Green Home in Ventura that is available for purchase and she can give you an in-person tour! Listen in for the details of this unique home, there is just one in Ventura!  Plus the benefits of buying a historic landmark like The Gamble House. GOTA ends the show with Adam Casillas inviting listeners to The West Coast Outdoors & Sports Fishing Expo.  Last year's was a huge success and there are more Vendors for this year's show... RV's, boats, fishing & camping gear, demos and more.  Over 160 Vendors.  The show is happening May 2nd, 3rd, & 4th.  Another awesome podcast from Karen & Janet!

This podcast segment covers a recent federal court ruling against Texas Capital Bank over reverse mortgage tail securities has sparked concerns about systemic risk to warehouse lending and Ginnie Mae's role in protecting lender interests.------------------------------------------------------------------Alice Alvey, Master CMBVice President Partner Education and Training at Union Home MortgageShe handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

In this eye-opening episode, we sit down with Tim Kennedy, a Certified Reverse Mortgage Professional, who's on a mission to re-educate the public and the real estate industry on the untapped power of reverse mortgages. From avoiding credit card debt to funding bucket list adventures (and surviving a machete-wielding tenant!), this episode proves that reverse mortgages aren't just for the desperate. They're for the smart and strategic. Key takeaways to listen for Reverse Mortgage 101: What it is, how it works, and why it's not a scam Why setting up a reverse mortgage line of credit early could be your best retirement move Common misconceptions about heirs, ownership, and taxes Ways reverse mortgage funds can reduce your tax burden Reasons you need a CPA, financial advisor, and mortgage pro when planning for retirement success Resources mentioned in this episode NRMLA Movement Mortgage It's Just A Mortgage - LI News Radio About Tim Kennedy, CRMPTim is a seasoned professional specializing in the financial tool of reverse mortgages since 2008. With a commitment to helping seniors maintain their security, financial independence, dignity, and control, Tim has become a trusted expert in the field. As a speaker, consultant, and senior advocate, he has utilized his expertise, knowledge, and experience to assist countless individuals and families. Connect with Tim Website: Tim Kennedy | Reverse Mortgage Loan Officer | Valhalla, NY LinkedIn: Timothy M. Kennedy, CRMP Instagram: @tkennedyfff Facebook: Tim Kennedy TikTok: @reversemortgageguru Phone Number: 516-729-6040 Connect with LeighPlease subscribe to this podcast on your favorite podcast app at https://pod.link/1153262163, and never miss a beat from Leigh by visiting https://leighbrown.com. DM Leigh Brown on Instagram @ LeighThomasBrown. Sponsors"You Ask. Leigh Answers." Your Affordable Coaching ProgramHey there, real estate pros! Are you ready for some more Leigh Brown wisdom in your life? Then don't miss out on my brand-new program, "You Ask. Leigh Answers." It's your exclusive gateway to the insights and advice you need to supercharge your real estate business. With "You Ask. Leigh Answers." you get Direct Access to Leigh Brown, directly! Expert Coaching, Community Connection, and Extensive Resources. Whether listening to this on the go or watching at home, sign up today at Answers.RealEstate and take your business to the next level. Trust me, you'll be glad you did!  

[Faith-Fi] The pros and cons of funding and early inheritance with a reverse mortgage. [The National Review] HUD bans non-permanent aliens from getting government-backed loans. [HECMWorld] How home sales influence reverse mortgage lending.  Watch our video podcast here!

Listen to the Real Estate Realities Show with Justin Hermes on KRDO News radio 105.5fm & 1240am at 10:30am and 1pm today as Justin talks "Reverse Mortgage" his guest Ken Smith of Churchill Mortgage will tell you all the many ways you can use a reverse mortgage!

Listen to the Real Estate Realities Show with Justin Hermes on KRDO News radio 105.5fm & 1240am at 10:30am and 1pm today as Justin talks "Reverse Mortgage" his guest Ken Smith of Churchill Mortgage will tell you all the many ways you can use a reverse mortgage!

Karen & Janet start-off this podcast with what's going on in the county from tenant protection rights along with rental and buying opportunities. Their first guest is the Reverse Mortgage Queen Shelly Wells.  Shelly tells us the facts about Reverse Mortgages and how many myths persist, Shelly has the facts and advantages a Reverse Mortgage offers home owners, they can help people stay in their homes longer and improve the quality of life in their senior years.  Next up we talk cycling with Carlos, he offers bike riding clinics, free cycling safety clinics and more for kids in Ventura.  Encouraging people to pedal for exercise and recreation.  Last up we are close to The First Wednesday in April, Bob Davis is in studio to invite listeners to The Manhattan in Camarillo, this first Wednesday supports Growing Works in Camarillo.  Another awesome podcast with Girls On The Air!

Hey Note Closers! Scott Carson here, taking you on a real-world adventure to analyze a potential reverse mortgage deal in Georgetown, Texas. This isn't just about numbers; it's about getting boots on the ground and seeing the property firsthand.The "Green Acres" Deal:This case study focuses on a reverse mortgage located on Green Acres Drive in Georgetown, TX. The property is a three-bedroom, two-bath home on a third of an acre. The borrower has passed away, and the note is now available for purchase.Key Aspects Covered:On-Site Due Diligence: I share my experience of driving to the property and conducting a walkthrough. This includes assessing the neighborhood, the condition of the property, and any potential red flags.Property Condition Assessment: We discuss the condition of the property, including the need for a new roof, sheetrock repairs, and general updates.Market Analysis: I compare the property to nearby comps and discuss the challenges of valuing properties in rural areas with limited zoning.Reverse Mortgage Considerations: We explore the unique aspects of reverse mortgages, including the foreclosure process and potential exit strategies.The Decision: Based on the on-site assessment and market analysis, I share my decision on whether or not to pursue this deal.Why This Matters:This episode emphasizes the importance of going beyond the numbers and conducting thorough on-site due diligence. You'll learn how to assess the condition of a property, evaluate the surrounding neighborhood, and identify potential challenges that could impact your investment.Watch the original Walk Through Video HERE!Watch the original Video Episode HERE!Book a call with SCOTT HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes PinterestGet signed up for the Next Virtual Note Buying Workshop Now!

There's a saying, “The best time to plant a tree is right now.” Does that logic apply to inheritances?Well, it might in some cases. In other words, is there a benefit to giving your kids an early inheritance? And how exactly would you do that? Harlan Accola joins us today to talk about how a reverse mortgage can accomplish that.Harlan Accola is the National Reverse Mortgage Director at Movement Mortgage, an underwriter of Faith and Finance. He is also the author of Home Equity and Reverse Mortgages: The Cinderella of the Baby Boomer Retirement. Understanding a Home Equity Conversion Mortgage (HECM)Reverse mortgages have evolved significantly over the years, offering new opportunities for financial planning in retirement. A Home Equity Conversion Mortgage (HECM), often referred to simply as a reverse mortgage, is an FHA-insured loan that allows homeowners to convert part of their home equity into cash while still maintaining ownership.Unlike some traditional reverse mortgages of the past, a HECM is non-recourse, meaning borrowers will never owe more than the home's value, and the loan cannot be called due as long as they continue to pay property taxes and insurance and live in the home. The equity remains with the homeowner and their heirs, with the only change being the portion that is used. Another advantage? The proceeds are tax-free, making it a useful tool for financial planning.The Role of Reverse Mortgages in Retirement PlanningWhile many people focus on eliminating debt entirely in retirement, a reverse mortgage can serve as a strategic financial asset rather than simply a last resort. Many retirees overlook the potential of their home equity as part of their financial portfolio. Instead of just passing a home down to heirs, a reverse mortgage allows parents to leverage their equity while living, providing financial assistance to their children and grandchildren when they need it most.Giving an Early Inheritance: Why It Makes SenseOne of the most meaningful ways to use a reverse mortgage is to give an early inheritance—sharing wealth with children or grandchildren while still being alive to witness its impact. As Ron Blue famously said, “Do your giving while you're living so you're knowing where it's going.”Biblical wisdom teaches that wealth should be passed along with wisdom, guiding the next generation not only in how to manage money but also in understanding generosity and stewardship. Many parents already do this when their children are young—teaching them to give, save, and spend wisely. But what about when they are adults? A reverse mortgage provides an opportunity to continue that guidance by offering financial assistance at a time when it may be most needed.How an Early Inheritance Can HelpHere are some practical ways a reverse mortgage can be used to bless children and grandchildren:1. Helping with a Down Payment on a HomeWith rising housing prices and interest rates, many younger adults struggle to afford a home. Parents can use their home equity to provide a down payment for their children, reducing the amount they need to borrow and making homeownership more affordable.2. Funding Private Christian EducationMany families prioritize faith-based education, but tuition costs can be a burden. A reverse mortgage can help cover private school tuition for grandchildren, ensuring they receive a strong biblical foundation in their education.3. Supporting Family Mission Trips or VacationsShared experiences can create lasting memories and strengthen family bonds. Whether it's funding a mission trip or a multi-generational vacation, using home equity can allow families to invest in relationships and spiritual growth together.Are There Risks to Using a Reverse Mortgage for an Early Inheritance?Like any financial tool, a reverse mortgage should be part of a well-thought-out plan. Here are a few key considerations:Ensure Long-Term Financial Stability—Before giving away wealth, make sure your own financial needs are met, including healthcare and living expenses. Plan for Healthcare Costs—Unexpected medical expenses can arise, so long-term care planning is essential before using home equity for other purposes. Use Funds Wisely—An early inheritance should be given with intentionality, not just as a financial gift, but as an opportunity to teach stewardship and align with biblical principles.Making the Right DecisionIf you're considering a reverse mortgage as part of your financial plan, here are a few steps to ensure you're making a wise choice:Work with a Trusted Christian Advisor—Seek guidance from a financial professional who understands both biblical principles and financial wisdom. That's why we recommend working with a Certified Kingdom Advisor (CKA), which you can find at FaithFi.com. Just click "Find a Professional." Pray About It—Ask God for wisdom to determine how this decision fits into His plans for your life and your family's future. Evaluate Your Goals—Consider how a reverse mortgage aligns with your long-term financial and spiritual priorities.By planning wisely and giving generously, you can leave a legacy of faith and financial stewardship that impacts generations to come.For those interested in exploring whether a reverse mortgage is a good option for their retirement plan, the team at Movement Mortgage can provide guidance. Learn more at movement.com/faith.On Today's Program, Rob Answers Listener Questions:Is it ideal for a husband and wife to share the same checking account, and how do we manage such to avoid conflict?I have a debt of about $4,300. I've been considering if I should get a balance transfer on a new card or take out a loan from my 401(k).My sister is 76 with disabilities, and I have her power of attorney. Medical facilities have had data breaches, so I was trying to freeze her credit. She's never had credit - do I need to freeze it, or can I leave it?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineMovement MortgageChristian Credit CounselorsMoney and Marriage God's Way by Howard DaytonAnnualCreditReport.comWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

There’s a saying, “The best time to plant a tree is right now.” So, does that same logic apply to inheritances? Well, it just might in some cases. On today's Faith & Finance Live, Harlan Accola will join Rob West to discuss if there is a benefit to giving your kids an early inheritance and he’ll explain a vehicle you can use to accomplish that. Then Rob will tackle your financial questions. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.

The Moneywise Radio Show and Podcast Wednesday, March 19th BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Guys" podcast call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Management instagram: MoneywiseWealthManagement

Karen & Janet start off this podcast with buying and rental opportunities that are on the market right now in Ventura County.  Their first guest is The Reverse Mortgage Queen, Shelly Wells.  Learn what a reverse mortgage will do for you with the expert... money for retirement vacations and home care policies, cash to build an ADU, home improvements too.  Next up is Lauren Glick owner of The Stretch Lab in Camarillo and Ventura.  Lauren tells her story about discovering Stretch Lab after she retired from Fire Fighting, these techniques started to help victims of MS and Polio and are now used for everyday health and wellness, located in Camarillo & Ventura.  Tamara Rossie Molina wraps up the podcast to chat about warranties on everything in your home from AC & Heating to washers, dryers, the fridge and more.  Appliances do not last like they used to and a home warranty will save you money and avoid the stress of finding a tech or buying new appliances, Shelly has worked with warranties for 38 years!  Another informative podcast from Girls On The Air!

In this episode of Next Steps 4 Seniors: Conversations on Aging, host Wendy Jones welcomes top real estate expert Christina Gennari from Keller Williams to discuss the challenges and solutions for seniors looking to transition into a new home. Whether it’s downsizing, right-sizing, or finding a safer and more accessible space, Christina shares insider tips on the home-buying and selling process, including: • Why planning ahead matters and how early preparation can maximize your home’s value. • The financial side of moving, including insights on reverse mortgages and their hidden challenges. • Smart home choices based on future mobility and accessibility needs. • The growing trend of in-law suites and multi-generational living spaces. • Easy home modifications for safety, like grab bars and walk-in tubs. If you or a loved one are considering a move but feel overwhelmed, this episode is packed with expert advice to help make the transition smoother and more financially sound.

What if the key to securing your financial future was sitting right under your roof? In this episode of Money with Mission, Dr. Felecia Froe sits down with reverse mortgage specialist Laura Phillips to explore the power of home equity as a financial tool. With over 25 years in real estate and mortgage lending, Laura sheds light on how reverse mortgages work, who they benefit, and the myths surrounding them. They dive deep into strategic ways to use home equity, including retirement planning, legacy building, and tax-efficient withdrawals. Whether you're skeptical or curious, this episode will expand your understanding of how your home's value can serve you in ways beyond just being a place to live.    Tune in for practical insights and expert guidance that may change how you view your wealth.   00:00 Introduction & Meet Laura Phillips 04:32 Laura's Money Journey & Lessons Learned 12:45 Reverse Mortgages: What They Are & How They Work 26:13 Strategic Uses of Reverse Mortgages 39:30 Estate Planning & Family Considerations 50:16 Choosing the Right Reverse Mortgage Professional   Connect with Laura! Website: https://lauraphillips.com/ LinkedIn: https://www.linkedin.com/in/laurawphillips/   Be the Boss of Your Own Money and Own Your Future. Connect with us and Discover Investment Strategies Designed to make a Difference. Website: https://moneywithmission.com Linkedin: https://www.linkedin.com/in/moneywithmission   Key Quotes:  “Money is like a river; it comes in, it flows out. The key is learning how to control that flow to serve you best.” – Laura Phillips   “A reverse mortgage isn't about being desperate for money—it's about using your home's equity as a strategic financial tool.” – Laura Phillips

What if the key to securing your financial future was sitting right under your roof? In this episode of Money with Mission, Dr. Felecia Froe sits down with reverse mortgage specialist Laura Phillips to explore the power of home equity as a financial tool. With over 25 years in real estate and mortgage lending, Laura sheds light on how reverse mortgages work, who they benefit, and the myths surrounding them. They dive deep into strategic ways to use home equity, including retirement planning, legacy building, and tax-efficient withdrawals. Whether you're skeptical or curious, this episode will expand your understanding of how your home's value can serve you in ways beyond just being a place to live.    Tune in for practical insights and expert guidance that may change how you view your wealth.   00:00 Introduction & Meet Laura Phillips 04:32 Laura's Money Journey & Lessons Learned 12:45 Reverse Mortgages: What They Are & How They Work 26:13 Strategic Uses of Reverse Mortgages 39:30 Estate Planning & Family Considerations 50:16 Choosing the Right Reverse Mortgage Professional   Connect with Laura! Website: https://lauraphillips.com/ LinkedIn: https://www.linkedin.com/in/laurawphillips/   Be the Boss of Your Own Money and Own Your Future. Connect with us and Discover Investment Strategies Designed to make a Difference. Website: https://moneywithmission.com Linkedin: https://www.linkedin.com/in/moneywithmission   Key Quotes:  “Money is like a river; it comes in, it flows out. The key is learning how to control that flow to serve you best.” – Laura Phillips   “A reverse mortgage isn't about being desperate for money—it's about using your home's equity as a strategic financial tool.” – Laura Phillips

A reverse mortgage is a type of loan available to homeowners aged 62 and older that allows them to convert part of their home equity into cash. Unlike a traditional mortgage, where the homeowner makes monthly payments to a lender, a reverse mortgage pays the homeowner. The loan is repaid when the homeowner sells the home, moves out permanently, or passes away.Key Features of a Reverse Mortgage:No Monthly Payments: Borrowers receive payments instead of making them, though they must continue paying property taxes, homeowner's insurance, and maintenance costs.Loan Repayment: The loan balance increases over time as interest accrues and is repaid when the borrower no longer lives in the home.Home Retention: The homeowner retains ownership of the home as long as they meet loan obligations.FHA-Insured Option: The most common type of reverse mortgage is the Home Equity Conversion Mortgage (HECM), which is insured by the Federal Housing Administration (FHA).Ways to Receive Funds:Lump Sum – A one-time payment.Monthly Payments – A steady income stream.Line of Credit – Borrow as needed.Combination – A mix of the above options.Pros & Cons✅ Pros:Provides financial relief for retirees.No repayment is required while living in the home.Flexible payment options.❌ Cons:Loan balance increases over time.May reduce inheritance for heirs.Fees and interest rates can be high.Would you like to explore if a reverse mortgage is right for your situation?Tune in and learn at https://www.ddamortgage.com/blogdidier malagies nmls#212566 dda mortgage nmls#324329 Support the show

What is the best way to access equity in your home for retirement income? In this episode of Retire with Ryan, host Ryan Morrissey is joined by Mitch Cooper, a Certified Reverse Mortgage Professional with Mutual of Omaha, to explore this very question.  Mitch returns to the show to share his expertise on reverse mortgages, a powerful tool that allows retirees to tap into the equity of their homes without having to sell. Whether you're considering this option for supplemental income or simply want to understand how it works compared to other alternatives like home equity loans, this episode provides valuable insights into how reverse mortgages can help secure your financial future in retirement. You will want to hear this episode if you are interested in... (0:00) Learn more about Mitch Cooper, a Certified Reverse Mortgage Professional (0:53) What is the best way to access equity in your home for retirement income? (2:25) How reverse mortgages differ from home equity loans and lines of credit (5:41) Requirements and eligibility for reverse mortgages, including age and equity (7:41) The impact of interest rates on reverse mortgage loan amounts (8:45) The protections offered by reverse mortgages, including the non-recourse nature (10:36) Other requirements for obtaining a reverse mortgage  (16:06) Comparing reverse mortgages to annuities and their role as longevity insurance (25:14) How closing costs work with a reverse mortgage (30:36) The process of obtaining a reverse mortgage Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  The National Reserve Mortgage Lending Association Mitch Cooper (Mutual of Omaha)  Connect with Mitch on LinkedIn Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact Subscribe to Retire With Ryan

Lisa Fleck from Neo Home Loans talks about how seniors can take advantage of the Reverse Mortgage to improve their lives, for the rest of their lives! Many adult children encourage their elderly parents to learn about and consider the Reverse Mortgage to make the entire family more financially secure. Dr. Lawrence J. Weiss is the Founder and President of Center for Healthy Aging. Their motto: "Adding Live to Years". Learn about his great organization that helps elders live and enjoy a more fulfilling life by getting involved in social activities. Want to learn more? Call 775-376-3210 AddingLifeToYears.com LisaFleckTeam.com Sageintl.com

Karen & Janet kick off this podcast with Shelley Wells, The Reverse Mortgage Queen who invites everyone listening to this podcast to The Reverse Mortgage Seminar at The Sandwich Factory in Ventura on March 25th where you will find out about the power of a reverse mortgage and how it improves your quality of life.  Shelly has made The Reverse Mortgage her focus for 23 years, learn from the best! Next up, Ben Kohn, owner of From Sinks To Sewers, Ben talks about overhead and how it affects the cost for you, Ben is The owner-operator and technician who completes inspections and line cleaning for your home. Ben is the best in the business at an unbeatable price!  Karen & Janet finish this podcast with Justin Soenke of Phase 3 Website Solutions.  The reason you have a website is to get that phone ringing and increase business.  Justin knows the key questions that will get customer's attention and bring business to you! Another awesome podcast from Girls On The Air, Karen & Janet!

Today we will continue our Sustainable Leaders series and have a Talk Story with Judy Meredith with PRMG Hawaii. Today we will be discussing land loans and how someone can obtain land to build on. A topic of discussion by many who are looking to find that perfect family land larger than the typical 5-10,000 square foot lot, something you can grow food on, live off of, have space away from the hustle bustle and stillafford it. Is this possible many ask and what does it take?Judy is an Expert Loan Officer and PRMG Hawaii Area Manager with a passion for helping clients achieve their financial goals. Serving all Hawaiian Islands and 48 states nationwide, she specializes in Conventional, VA, FHA, USDA,Renovation, and Reverse Mortgage loans as well as Out of the Box specialty transactions. A Board member of the Hawaii Association of Mortgage Brokers and the Veteran's Association of Real Estate Professionals, she also teaches Continuing Education for Realtors and Financial Advisers. She is the author of the column “Equity Matters” and is also known as “ The Mortgage Professor.” She is dedicated to making the home loan process seamless through education and expertise.More Info:FB: @JudyTheMortgageProfessor: https://www.facebook.com/JudyTheMortgageProfessorInstagram: @judythemortgagepro: https://www.instagram.com/judythemortgagepro/YouTube: https://www.youtube.com/@judythemortgageproEmail:   JMeredith@PRMG.NET ( Direct): 808-222-7903Address:

[Money Talk News] How a Reverse Mortgage Paid Off for Me — Twice. [NPR} CFPB Headquarters Closed: Agency Neutered & Budget Axed. [The Center for Retirement Research] A think tank's 17-step plan to fix Social Security.  Watch our video podcast here!

Beth has been investing in performing and non-performing notes since 2012. In this podcast she discussed some of the details and nuances involved with reverse mortgages. Connect with Beth here: Beth.Hale@efinitymortgage.com or https://www.linkedin.com/in/bethhalemortgagespecialist/ Want to create your own seller-financed notes? MAKE SURE YOUR NOTES ARE SELLABLE, VALUABLE, AND COMPLIANT: https://calltheunderwriter.com/ 

Navigating retirement finances can be tricky, especially when using home equity. Today, I will break down the pros and cons of reverse mortgages. It could give a great boost to your lifestyle, but the hidden costs and compounding interest might make them riskier than they seem. My parents recently went through researching this process, and I’ll share key insights, including eligibility and how the different options compare. If you or someone you know is considering tapping into home equity for their retirement years, this episode is a must-listen! Let’s go inside. Resource Links: Get your Strategic Portfolio Plan and our help with Buying Your Next Perth Property (https://www.investorsedge.com.au/invest-in-perth-property/) Join the Perth Property Investment Facebook Group (https://www.facebook.com/groups/perthpropertyinvestors) Join Jarrad Mahon’s Property Investor Update (https://www.investorsedge.com.au/join) For more info on our award-winning and highly rated Property Management services that give you guaranteed peace of mind (https://www.investorsedge.com.au/perth-property-management-specialists/) For more info on how our Property Sales services can ensure you get the best selling price while handling all the stress for you (https://www.investorsedge.com.au/selling-your-perth-property/) Episode Highlights: Intro [00:00] Using Home Equity to Fund Lifestyle in Retirement [01:49] Understanding Reverse Mortgages [02:55] Costs and Repayment of Reverse Mortgages [06:15] Home Equity Access Scheme [08:16] Comparing Reverse Mortgages and Home Equity Access Scheme [09:34] Considerations and Drawbacks [13:13] Thank you for tuning in! If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Connect with Perth Property Insider: Subscribe on YouTube: https://www.youtube.com/@InvestorsedgeAu Like us on Facebook: https://www.facebook.com/investorsedge See omnystudio.com/listener for privacy information.

20250210-Comparing and Contrasting The Big Game Ads Spending With Reverse Mortgage Savings Ft. Harlan Accola of Movement Mortgage by That KEVIN Show

This week Jay Garvens is talking “Staying Alive!”  Now what he is discussing is what most people know as Reverse Mortgage.  If you have a family member who is getting older and wants to stay... The post STAYING ALIVE – 1-26-25 appeared first on Jay Garvens.

In this episode, host continues his conversation with reverse mortgage expert , exploring the benefits and strategic uses of reverse mortgages. Learn how these financial tools can help homeowners preserve retirement savings, combat inflation, and even fund medical expenses while maintaining Medicaid eligibility. Karen shares real-life examples, including how her mother-in-law leveraged a reverse mortgage for home improvements and property purchases. The discussion also covers inheritance considerations, providing valuable insights for heirs navigating reverse mortgage settlements. Don't miss this informative session designed to help you make informed financial decisions for your future.

Multiple Sources of Income Opportunity: We have an opportunity for someone to join us, marketing on Facebook, LinkedIn, Twitter/X, Instagram, Pintrest, Threads, Bluesky or others for a nice chunk of the action, possibly even for co-founder rewards. If you are interested enough to dedicate the time to learn the craft, contact us at this link: ⁠⁠⁠http://www.facebook.com/simplesuccesswithjohnbrandy⁠⁠⁠ Our Credits: These podcasts are productions of Little Red Hen Industries. OUR FOURTH YEAR!! Learn about financial education & personal finance with John Brandy on Simple Success on Mondays! Listen to great speeches with John on A Choice Voice, which comes out on Wednesdays! Follow Us Here: ⁠⁠⁠https://www.instagram.com/simplesuccesswithjohnbrandy⁠⁠⁠ ⁠⁠⁠https://www.pinterest.com/simplesuccesswithjohnbrandy/⁠⁠⁠ ⁠⁠⁠https://www.facebook.com/simplesuccess⁠⁠⁠ ⁠⁠⁠https://www.reddit.com/r/littleredhen/⁠⁠⁠ All Little Red Hen Productions:

Karen & Janet have incredible guests that inform, relax & make everyone aware of the awesome events happening in Ventura!  The podcast starts out with The Reverse Mortgage Queen, Shelley Wells, who is the expert when it comes to a reverse mortgage, for folks who want to downsize, upgrade their homes, payoff debt or have some vacation fun, Shelley is the go-to person for a reverse mortgage. Andi Girl is next with tips to reduce stress & "Elevate The Vibe". Andi tells us about the 105 Day Elements Meditation classes along with Sound Baths and how practicing meditation improves your life.  Kristen Croll is in-studio to bring awareness when it comes to epilepsy, 1 in 10 people are affected in some way, the Tri County  Epilepsy Program holds many events to support people who suffer from epilepsy and their caregivers.  Karen & Janet's last guest is Bob Davis to talk about First Wednesday coming up February 4th at Rocks & Drams in Ventura.  Last year First Wednesday contributed over $40,000 to local charities.  It's local realtors doing good in Ventura County!

Join host Mark Wight and mortgage expert Karen Keyser, who brings over 24 years of experience, as they break down everything you need to know about reverse mortgages. In this episode of Senior Matters, we delve into how reverse mortgages have evolved, who qualifies, and how they can serve as a strategic tool for retirement planning. From understanding the mechanics to exploring the benefits and key considerations, this episode empowers you to make informed financial decisions for a secure and comfortable retirement. Tune in to learn if a reverse mortgage is the right choice for you or your loved ones!

This episode features co-hosts Nikki Foley and Tony Shore, along with Guest Jay Dacey of Jay Dacey Mortgage Team. Together, they highlight both the concept of reverse mortgages and their potential use in covering long-term care needs. Plus, Jay provides an outlook on the housing market and what's may lie ahead!