Podcasts about Snowball

Spherical object made from compacted snow

  • 1,466PODCASTS
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  • May 17, 2025LATEST
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Divorce Master Radio
How to Create a Debt Payoff Plan After Divorce? | Los Angeles Divorce

Divorce Master Radio

Play Episode Listen Later May 17, 2025 1:15


KJZZ's The Show: Friday Newscap
Could Ruben Gallego's immigration plan snowball into a 2028 presidential run?

KJZZ's The Show: Friday Newscap

Play Episode Listen Later May 16, 2025 23:03


To talk about another proposal to deal with immigration, another entrant into a congressional race and more, The Show sat down with Matthew Benson and Matt Grodsky.

Intégrale Placements
Tout pour investir : 10h/11h - 15/05

Intégrale Placements

Play Episode Listen Later May 15, 2025 31:50


Ce jeudi 15 mai, Lorraine Goumot a reçu Nicolas Doze, éditorialiste BFM Business, Géraldine Métifeux, associée gérante chez Alter Egale, Yann Lopez, fondateur de Snowball, Andréa Tueni, Sales trader pour compte propre chez Saxo Banque, et Jean-Louis Cussac, trader pour compte propre chez Perceval Finance Conseil, dans l'émission Tout pour investir sur BFM Business. Retrouvez l'émission du lundi au vendredi et réécoutez la en podcast.

business sales tout investir snowball bfm business lorrainegoumot perceval finance conseil jean louis cussac
Intégrale Placements
Le déchiffrage : Quelle allocation d'actifs pour le T2/T3 ? - 15/05

Intégrale Placements

Play Episode Listen Later May 15, 2025 16:03


Une sélection des actualités du jour qui ont un impact direct ou indirect sur vos finances personnelles. Avec : Géraldine Métifeux, associée gérante chez Alter Egale, et Yoann Lopez, fondateur de la newsletter économique Snowball.

Intégrale Placements
L'intégrale de Tout pour investir du jeudi 15 mai

Intégrale Placements

Play Episode Listen Later May 15, 2025 80:50


Ce jeudi 15 mai, Lorraine Goumot a reçu Nicolas Doze, éditorialiste BFM Business, Géraldine Métifeux, associée gérante chez Alter Egale, Yann Lopez, fondateur de Snowball, Andréa Tueni, Sales trader pour compte propre chez Saxo Banque, Jean-Louis Cussac, trader pour compte propre chez Perceval Finance Conseil, Étienne Bracq, journaliste BFM Business, Stanislas de Bailliencourt, directeur adjoint des investissements chez Sycomore Asset Management, Céline Bourban, vendeuse d'actions institutionnelles chez Portzamparc groupe BNP Paribas, Franklin Pichard, directeur général de Kiplink Finance, Arnaud Gihan, responsable de iShares & Wealth France, Belgique et Luxembourg chez BlackRock, Stéphane Ifrah, directeur de l'investissement chez Coinhouse, et Adrien Legendre, directeur du département des Livres rares chez Cristie's, dans l'émission Tout pour investir sur BFM Business. Retrouvez l'émission du lundi au vendredi et réécoutez la en podcast.

Parsha Podcast - By Rabbi Yaakov Wolbe
Emor – Snowball’s Chance in Heaven (5783)

Parsha Podcast - By Rabbi Yaakov Wolbe

Play Episode Listen Later May 13, 2025 56:35


The story of the first person to ever be executed in a Jewish court of law is featured at the end of this week's Parsha. An unnamed man, the son of an Israelite woman and an Egyptian man, blasphemed and was executed. When we ponder the story we discover all sorts of interesting tidbits. The […]

Retire With Ryan
Applying Warren Buffett's Investment Wisdom to Your Life, #253

Retire With Ryan

Play Episode Listen Later May 13, 2025 20:47


It's been announced that Warren Buffett is stepping down as CEO of Berkshire Hathaway. In this episode, I'll discuss Buffett's humble beginnings, his approach to investing, and the philosophy that built one of the most successful companies in history. I'll also break down Warren Buffett's wisdom into seven powerful, practical tips that align with my own approach to advising clients. Listen for tips on starting your investment journey early, staying the course during tough markets, and prioritizing temperament over intellect.  You will want to hear this episode if you are interested in... [00:00] Principles of Warren Buffett's investing strategies. [05:55] Buffett co-founded The Giving Pledge, pledging 99% of his wealth, and influencing other billionaires. [07:08] Berkshire Hathaway class A shares have averaged a 19% annual return since 1966, vastly outperforming the S&P 500's 11%. [12:41] Invest early, stay committed through market ups and downs, and be fearful when others are greedy and greedy when others are fearful. [17:03] Warren Buffett advises most people to use index funds due to the difficulty of replicating his results. [18:43] Make investment decisions based on facts, not emotions. Investment Lessons from Warren Buffett Warren Buffett, often called the “Oracle of Omaha,” has long been considered one of the greatest investors of all time. His recent announcement that he will step down as CEO of Berkshire Hathaway after more than six decades is the perfect time to reflect on what sets Buffett apart, not just as an investor but as an individual. This episode digs into key lessons from Buffett's life and career, exploring practical ways to apply his wisdom to your financial journey. From Humble Beginnings to Monumental Success Warren Buffett's rise didn't begin in a Wall Street boardroom, but in Omaha, Nebraska, where he was born in 1930. From an early age, Buffett showed an affinity for entrepreneurship, selling chewing gum, Coca-Cola, and magazines as a child. His formal education at the University of Nebraska, Wharton Business School, and Columbia University (where he studied under the legendary Benjamin Graham) laid the foundation for his value investing philosophy. Buffett started his first investment partnership in 1956 with $105,100, much of it from family and friends. By the age of 32, he was a millionaire. His acquisition of Berkshire Hathaway, a struggling textile company at the time, became the launchpad for one of the most successful investment conglomerates in history. The Power of Modesty and Discipline Despite amassing unparalleled wealth, Buffett is renowned for his modest lifestyle. He still lives in the house he purchased in 1958 for $31,000 and drives an older model Cadillac, proving that frugality and comfort often go hand in hand. This modesty is more than a quirk; it's a testament to his belief that wealth should serve a purpose beyond personal extravagance. Buffett's philanthropic efforts are equally legendary. Through The Giving Pledge (co-founded with Bill and Melinda Gates), he's committed to donating more than 99% of his fortune. For Buffett, investing is not just about making money, it's about stewarding resources responsibly and generously. Berkshire Hathaway's Long-Term Outperformance Under Buffett's leadership, Berkshire Hathaway's stock has delivered returns averaging 19% annually since 1966, trouncing the S&P 500's historical average of 11%. One share of Berkshire's Class A stock now costs nearly $800,000, a figure that tells the story of sustained outperformance. Buffett has also issued Class B shares at a lower price tag to democratize access for smaller investors, reflecting his desire to make wealth-building accessible. Buffett's Top Investing Lessons 1. Don't Lose Money Buffett's two most famous rules are simple: “Rule number one: don't lose money. Rule number two: don't forget rule number one.” He emphasizes buying quality businesses with durable competitive advantages rather than taking risks on struggling firms with unsustainable dividends. 2. Start Early and Stay the Course In his book The Snowball, Buffett likens investing to rolling a snowball down a long hill: the earlier you start, the bigger the results. Even if you're approaching retirement, encouraging the younger generation to invest early can yield enormous benefits over time. 3. Remaining Committed Through Market Ups and Downs is Equally Vital Buffett urges consistent investing, especially when markets are turbulent. Staying invested and buying during downturns can lead to significant long-term gains. 4. Be Fearful When Others Are Greedy Buffett's contrarian mindset, being “fearful when others are greedy, and greedy when others are fearful”, has served him well during market panics. While it's emotionally taxing to buy during selloffs, history shows that long-term investors are often rewarded. 5. Buy Great Companies at Fair Prices Rather than chasing bargains, focus on acquiring well-run businesses at reasonable valuations. Many of Buffett's best investments, Apple, Coca-Cola, and American Express, embody this approach. 6. Focus on Buying and Holding Low-cost Index Funds Buffett believes this is the simplest and most effective long-term investment strategy because it provides broad market exposure while keeping fees to a minimum, both of which are important for building wealth over time. 7. Temperament Is Key According to Buffett, success in investing is more about temperament than IQ. The ability to remain rational and stick to your plan, regardless of market noise, is what separates great investors from the rest. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  The Snowball by Warren Buffett The Intelligent Investor: The Definitive Book on Value Investing by Benjamin Graham  The Giving Pledge  Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

Authentic Change
Episode 066: The Real Reason You're Not Getting Promoted (And How to Fix It)

Authentic Change

Play Episode Listen Later May 13, 2025 36:31


"When you are furious, first get curious." - Michael Wenderoth In this episode of the People Dividend Podcast, host Mike Horne engages with executive coach Michael Wenderoth to explore the complexities of coaching, leadership, and the often uncomfortable realities of office politics. Wenderoth shares insights from his book 'Get Promoted,' emphasizing the importance of understanding organizational dynamics, power structures, and the necessity of embracing office politics to advance one's career. The conversation delves into the Rock, the Map, and the Snowball framework, which provides a strategic approach to navigating career challenges. The episode concludes with practical advice on fostering trust and curiosity in the workplace.Key Points: Navigating the Complexities of Office Politics The Essential Skills for Career Advancement Understanding Power Dynamics in Organizations    Links:  Learn more about Mike Horne on Linkedin Email Mike at mike@mike-horne.com Learn More About Executive and Organization Development with Mike Horne Twitter: https://twitter.com/mikehorneauthor  Instagram: https://www.instagram.com/mikehorneauthor/,  LinkedIn Mike's Newsletter: https://www.linkedin.com/newsletters/6867258581922799617/,  Schedule a Discovery Call with Mike: https://calendly.com/mikehorne/15-minute-discovery-call-with-mike     Learn More about Michael Wenderoth https://changwenderoth.com/ https://www.linkedin.com/in/michaelchangwenderoth/  

Jumpers Jump
EP.234 - CRAZY LABUBU TOY THEORY, ALIEN LIFE FOUND ON PLANET K2-18B & CHATGPT GEOGUESSR FEATURE

Jumpers Jump

Play Episode Listen Later May 12, 2025 80:57


Jump in with Carlos Juico and Gavin Ruta on episode 234 of Jumpers Jump. This episode we discuss: Codewords with your friends, Bees attending a funeral, Ancestors picking our friends, Snowball effect, Chatgpt advanced geoguesser, Chatgpt uses water everyday, Chatgpt school in Texas, Licking seeds before planting them, Getting poisoned by a frog in the amazon, Jake paul and dad documentary, New planet with life found, Ghost found in facebook picture, Creator of vaseline story, Labubu demonic origin, Universe is never ending, ADHD, Importance of taking vitamins, Pokemon fighting everyday, Vampires metaphor, Chad boswick sinners tribute, Pete handcock family story and much more.  Start your free online visit today at https://Hims.com/JUMPERS Get more with Northwest Registered Agent at https://northwestregisteredagent.com/jumpers Download the app and sign up with code JUMPPOD. Take the featured slot for a spin, and explore thousands of others in the DraftKings game library. Check back daily to claim the hottest offers and promos on DraftKings Casino. The Crown is Yours. Gambling problem? Call one eight hundred GAMBLER. In Connecticut, help is available for problem gambling call 8887897777 or visit CCPG.org. Please play responsibly. Twenty-one plus. Physically present in Michigan, New Jersey, Pennsylvania, West Virginia only. Void in Connecticut and Ontario. Eligibility restrictions apply. New customers only. Non-withdrawable Casino Spins valid for featured game only and expire in one hundred sixty eight hours. See terms at casino.draftkings.com/promos. Ends June 15th 2025 at 11:59 PM Eastern Time. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Phil in the Blanks
Disney's Dumb DEI Move. Snow White Never Had Snowball's Chance.

Phil in the Blanks

Play Episode Listen Later May 6, 2025 10:47


    DEI was always a bad idea because equity is not equality.    Now that we've seen a woke Snow White bomb at the box office let's focus on giving everyone an equal opportunity through hard work, not the easiest path.

Tabletop Gold
197 - "Dank 4 Snowball" - The Roots of Ruin

Tabletop Gold

Play Episode Listen Later May 5, 2025 83:12


The heroes take another crack at a clay effigy that cracked them wide open. *** Support us on Patreon! Patrons get access to weekly premium episodes, including behind-the-scenes insights into our game, spoiler-free specials featuring games-related chat, and tons more. Tabletop Gold is Lars Casteen, David Chernicoff, Zoe Chernicoff, R. Matt Humphreys, and Robin Lange. If you enjoy the show, please leave us a rating and review at the podcast service of your choice, and find our website at www.tabletopgold.com. The Roots of Ruin is a production of the Pathfinder Adventure Path Abomination Vaults for Pathfinder Second Edition. Licensed music by Nicolas Jeudy / Dark Fantasy Studio, Phat Phrog Studio, and GameDev Market. Original music by Lars Casteen. The Roots of Ruin is a Tabletop Gold production, produced under the Paizo Incorporated Fan Content policy.  The Roots of Ruin uses trademarks and/or copyrights owned by Paizo Inc., used under Paizo's Fan Content Policy (paizo.com/licenses/fancontent).  Paizo does not recognize, endorse, or sponsor this project in any way.  Original characters and content are the property of Tabletop Gold.  For more information about Paizo Inc. and Paizo products, visit paizo.com…

Poitcast - A Pinky and The Brain Podcast
Welcome to the Jungle (with Stardella)

Poitcast - A Pinky and The Brain Podcast

Play Episode Listen Later May 4, 2025 141:07


Join Mary Jo (Pines), Kellie (Pluto), and special guest Stardella for an in-depth and passionate discussion of Welcome to the Jungle! This episode has the mice taken from the lab and dropped into the jungle, where Pinky takes on the leadership role while Brain helplessly relies on his friend. But Brain's mettle is tested when he comes face to face with his friend(exe?)-turned-rival Snowball. Stardella's Social Media Siteshttps://www.tiktok.com/@stardelladraws?lang=enhttps://www.tumblr.com/stardellaDog Man Brinky Fanart https://www.tumblr.com/jbijjj/775397030676791296?source=shareContact Us!Email: thepoitcast@gmail.comTwitter: @poitcastTumblr: poitcast.tumblr.comCover Art by @mygames19Opening Theme Song  arranged by ComposerrClosing Theme Song arranged by Ian Knowles

Peak Performance Humans
The Future of Crypto and Human Connection with Parul Gujral

Peak Performance Humans

Play Episode Listen Later May 2, 2025 42:33


Parul Gujral is the founder of Snowball Money – a multi-chain wallet with over 300k users, redefining decentralized finance. Parul is a tech enthusiast, blockchain advocate, and self-development junkie, with a passion for people and their psychology. He's here to share his insights on the founder's journey, innovation, crypto, and how Snowball is making it easier for users to swap, stake, earn, and invest.Connect with Parul:https://www.snowball.money/https://www.instagram.com/parulgujral/ Want to take your life to the next level?⁠ ⁠Click here⁠⁠Start your day right with AG1, packed with 75 high-quality ingredients that support gut health and overall performance. Get a FREE 1-year supply of Vitamin D and 5 free AG1 Travel Packs with your first purchase. ⁠⁠⁠⁠⁠⁠⁠⁠⁠drinkAG1.com/naeem⁠⁠⁠⁠Join the Peak Humans Community:  https://peakhumans.io/Welcome to Peak Humans with Naeem Mahmood, founder of Peak Humans and a world-renowned peak performance coach, keynote speaker, and expert in leadership, organizational behavior, psychology of achievement, and sales mastery. Previously a top coach for Tony Robbins, Naeem has delivered over 1,000 talks and trainings across the United States, impacting over 50,000 lives.On this podcast, you'll discover the mindsets, strategies, and habits used by top performers to master their emotions, optimize their health, and achieve unstoppable success. From psychology to longevity, business to leadership, Naeem shares the lessons, tools, and insights that will help you unlock your full potential and become the best version of yourself.Connect with Naeem:Instagram: ⁠https://www.instagram.com/iamnaeemmahmood/⁠X: ⁠https://x.com/NaeemMahmood⁠

Nebula Cat Storytime
The Super Fantastical Toy Paradise Part 6

Nebula Cat Storytime

Play Episode Listen Later Apr 23, 2025 29:34


Send us a textIn Part 6, a customer returns with good news.  Aileen welcomes Samara to the Super Fantastical Toy Paradise.  The mysteries continue to unravel.  Age: 6+ but younger ones with a solid attention span may also enjoyLength: LongeyScary: A bit, more disturbing than scary in one partShorty (less than 10 minutes), Mediumy (10-20 minutes), Longy (more than 20 minutes)Our simple website: https://nebulacatstorytime.buzzsprout.com/ If you would like to contact us, please send comments to : nebulacatstorytime@gmail.com

CX Passport
The one with the hierarchy of opportunity - Ian Storm Dir Strategic Solutions at Aspect Software E213

CX Passport

Play Episode Listen Later Apr 22, 2025 29:34 Transcription Available


What's on your mind? Let CX Passport know...

Honest eCommerce
326 | Creating Experiences That Ads Can't Buy | with Erin Murray

Honest eCommerce

Play Episode Listen Later Apr 21, 2025 24:53


Erin Murray is the Chief Brand Officer at Mad Rabbit, a fast-growing tattoo skincare brand reshaping the way consumers and professional artists approach post-ink care. With deep expertise in brand storytelling, product development, and digital strategy, Erin has helped propel Mad Rabbit to quadruple sales year-over-year and expand from a direct-to-consumer model into major retail partnerships.Driven by the belief that brand growth stems from authentic community engagement, Erin has steered Mad Rabbit's shift from a purely consumer-first brand to one that deeply integrates pro artist voices. Under her leadership, the brand has launched ambassador programs, refined its identity, and executed a digital-first yet retail-savvy strategy that connects across multiple touchpoints.In This Conversation We Discuss:[00:40] Intro[00:56] Recognizing emerging consumer needs[01:26] Scaling brands before the market exists[03:15] Growing communities that drive revenue[04:13] Bringing in fractional experts early[05:44] Pivoting strategy with real consumer data[08:56] Episode Sponsors: Electric Eye, Snowball, and Portless[12:58] Testing channels before doubling down[16:08] Driving foot traffic after landing retail[18:16] Thinking beyond direct response marketing[18:59] Scaling brands with a holistic mindset[20:36] Expanding products to fit customer journeys[22:05] Building brands without losing core buyers[22:53] Refining brand identity for new marketsResources:Subscribe to Honest Ecommerce on YoutubeMad Rabbit is your easy tattoo care solution from soothing new ink to reviving & protecting current ones madrabbit.com/Follow Erin Murray linkedin.com/in/airynn00Schedule an intro call with one of our experts electriceye.io/connectDrive revenue through affiliates & referrals socialsnowball.io/honestRevolutionize your inventory and fulfillment process portless.com/If you're enjoying the show, we'd love it if you left Honest Ecommerce a review on Apple Podcasts. It makes a huge impact on the success of the podcast, and we love reading every one of your reviews!

Keys For Kids Ministries

Bible Reading: John 10:2-5, 14"Oh, look!" Amelia said as her mother parked the car at Grandpa's farm. "I see Grandpa's new sheep! Let's go pet them." The children climbed out of the car and raced toward the sheep, but the animals darted to the far corner of the pen."Oops! We scared them," said Josiah. "Let's try again. Let's pull some grass for them, and this time let's walk, not run."Amelia agreed, and they each pulled a handful of grass and slowly carried it toward the corner where the sheep huddled. But as they approached, the flock spun around and dashed away. Amelia dropped her grass. "I give up.""Me too," said Josiah, throwing his grass on the ground.A moment later, the children saw their grandfather coming. They ran to give him a hug. "Grandpa, why do you have those baby bottles?" Amelia asked."Two of my lambs need these," replied Grandpa. "I feed them because their mother died.""I wish I could feed one of them," said Amelia, "but your sheep don't like us. They run away."Grandpa smiled. "Watch," he said as he led the children to a small pen beside the barn. They saw that it held two little lambs. "Here, Fluffy. Here, Snowball," Grandpa called as he opened the pen. The lambs scampered out and followed him as he crisscrossed the lawn.Josiah laughed. "They're playing follow the leader!" Grandpa handed each of the kids a bottle. "Here," he said. "You can hold these for them.""Cool!" said Amelia, offering her bottle to one of the lambs. She giggled in delight as the lamb eagerly took it. "This one dances while he eats!" Amelia looked at Grandpa. "But why wouldn't your other sheep eat the grass we pulled for them?""Sheep know their shepherd's voice and follow him. They tend to run away from strangers," Grandpa explained. "It reminds me that we are like sheep. We follow our Shepherd--Jesus--by obeying Him and trusting Him to guide us and take care of us. We don't let anything or anyone lead us away from Him because we've heard His voice and know that He is the Good Shepherd who calls us to eternal life with Him." –Margaret M. Primrose How About You?Are you following Jesus, the Good Shepherd? You may not have wool and four legs, but the Bible often refers to Christians as sheep who hear and follow Jesus's voice. He's the one who loves us so much that He gave His life to save us and promises to guide us, care for us, and supply our needs. If you trust in Jesus, you are following Him.Today's Key Verse:My sheep hear My voice, and I know them, and they follow Me. (NKJV) (John 10:27)Today's Key Thought:Follow your Shepherd--Jesus

Techmeme Ride Home
Fri. 04/18 – The Google Antitrust Snowball

Techmeme Ride Home

Play Episode Listen Later Apr 18, 2025 18:12


Google is ruled an illegal monopoly. Again. But for a different reason this time. Switch 2 pre-orders are back on. Americans are flocking to Temu and Shein alternatives. And in the Weekend Longreads Suggestions, what if I told you 25 percent of community college applicants are now AI bots? And not only that, the bots are now “attending classes” in quotes.Sponsors:FactorMeals.com/ride50off and code ride50offLinks:Google Broke the Law to Keep Its Advertising Monopoly, a Judge Rules (NYTimes)Google loses online advertising monopoly case (Axios)Google Found GUILTY of Monopolization Again (The Big Newsletter)Nintendo Switch 2 preorders start April 24th and the price is still $449.99 (The Verge)The latest viral ChatGPT trend is doing ‘reverse location search' from photos (TechCrunch)Chinese shopping app Taobao joins DHgate in Top 5 on US App Store (TechCrunch)Weekend Longreads Suggestions:As ‘Bot' Students Continue to Flood In, Community Colleges Struggle to Respond (Voice Of San Diego)Astronomers Detect a Possible Signature of Life on a Distant Planet (NYTimes)See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Explicit Aloha Podcast
Explicit Aloha Podcast Episode 203 “Happy Five Dollar Friday/A Snowball of Deterioration”

The Explicit Aloha Podcast

Play Episode Listen Later Apr 18, 2025 17:29


Explicit Aloha Podcast Episode 203 “Happy Five Dollar Friday/A Snowball of Deterioration”0:00 Happy Five Dollar Friday @safeway1:56 Chee-Steaks & Chee-li (Cheesesteaks & Chili)5:31 “Bowie”, Spelled E L I7:46 Mahalo Monster & Keala! @freakshowaiwohi @monsterenergy9:26 A Snowball of Deterioration 14:16 Breakfast Ball Launch Party/Vinyls

Sales Gravy: Jeb Blount
Don't Blow It All: A Personal Finance Wake-Up Call for Sales Pros

Sales Gravy: Jeb Blount

Play Episode Listen Later Apr 17, 2025 52:48


You crushed your quota. Commission check hits the account.  Your first instinct? Celebrate! You earned it, right? Not quite. You've earned a reward, sure. But if every check disappears faster than a cold call prospect can hang up the phone, then you're just renting a lifestyle. Here's the truth: Top sales pros don't just sell like professionals—they manage their money like professionals. They know the high of a commission check can't replace long-term financial freedom. I've got the financial low-down. 1. Don't Spend It All in One Place—Or All at Once When a big check hits, it's tempting to splurge. New watch. Fancy dinner. Extra drinks on you. But here's the catch: commission highs come and go. Quarters fluctuate. Markets shift. Now more than ever, you can't treat every paycheck like a lottery win. Try this instead: Split your check. A solid money rule: 50% to lifestyle, 30% to savings/investments, 20% to debt. Set auto-transfers. Remove temptation. Have a percentage automatically move to savings or investments the minute you get paid. Living below your means is how you avoid feeling broke—even during dry spells. 2. Build the "Oh Crap" Fund Sales is high-risk, high-reward. One quarter, you're crushing it, the next you're staring down a dry pipeline and a mortgage payment. Enter your emergency fund. This isn't optional—it's survival. Ideally, you want 3–6 months of living expenses saved in a separate account, untouched unless it's a true money emergency. Having this cushion keeps you from making desperate decisions when things get tight—and keeps your mind clear to prospect fanatically. 3. Debt Doesn't Care About Your Commission Credit cards. Car payments. Student loans. Debt is a silent killer of long-term wealth. And the more you make, the more it sneaks in. Why? Because it's easy to think, “I'll just pay it off with my next check.” Then the check comes. And goes. Start taking control: List your debts. Highest interest first. Choose a strategy. Snowball (smallest balance first) or Avalanche (highest interest first). Stick to it. Automate payments. No missed due dates. No excuses. Pay with cash. And stick to it. If you can't afford to pay for it all now. You can't afford it, period. Freedom means having money that belongs to you—not a credit card company. 4. Your Future Self is Counting on You It's easy to feel invincible when you're 25, 30, 35—closing deals, stacking checks. But time moves fast. And if you don't start investing for the long haul, future-you will be making cold calls at 70. Start with your 401(k) if your company offers one—especially if there's a match (that's free money). If not, look into IRAs or Roth IRAs. Even small monthly contributions grow massively over time thanks to compounding interest. The earlier you start, the easier it is. The later you start, the harder it gets. 5. Plan, Don't Wing It You wouldn't wing a sales call with a high-value prospect, right? The same goes for your finances. You need a plan. Set financial goals. Pay off $10K in debt. Save $20K this year. Max out your Roth IRA. Track your spending. Use an app or spreadsheet. Know where every dollar goes. Meet with a financial advisor. Let a pro help map the path. Sales success without financial structure is just noise. You work too hard to have nothing to show for it in the end. 6. Discipline is Freedom This isn't about deprivation. It's about choice. When your money's right, you can: Stop chasing bad deals. Invest in coaching, property, or your own business. Sleep well, knowing you're not one missed quota away from panic. The people who look rich often aren't. The people who stay rich? They play the long game. Protect the Bank Account You already know how to grind. You already know how to win. Now it's time to build a life where that effort creates lasting freedom—not just fleeting dopamine hits.

Crushing Debt Podcast
Spring Clean Your Debt - Episode 459

Crushing Debt Podcast

Play Episode Listen Later Apr 17, 2025 39:14


Spring is when many people spring clean their home. But how many of us Spring Clean our finances? How many of us declutter our debt? April is also Financial Literacy Month, and for most of the Country April is the month when income tax returns are due.  Did you file on time, or did you file for an extension? On this week's episode, Shawn & George talk about how to spring clean your debt, which is very similar to spring cleaning your home: (1) declutter - what expenses can you reduce or eliminate, (2) pick your cleaning tools - how do you want to eliminate debt, through consolidation, avalanche, snowball, or something else, and (3) stay organized - it's easier to remain debt free if you remain organized. Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsor Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.   Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt   To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach   To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8  

TD Ameritrade Network
NVDA, AMD Export Licenses Add to A.I. Headwind "Snowball"

TD Ameritrade Network

Play Episode Listen Later Apr 16, 2025 11:25


Nvidia (NVDA) will have to pay $5.5 billion for licenses to export its H20 chips, while AMD Inc. (AMD) will pay $800 million. Olivier Blanchard says these companies can absorb these costs without issue if it weren't for the "snowball" of other developments these companies are managing. Olivier believes the tariff picture can be even more complicated if China is more "patient" with negotiations. ======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

The Infinite Skrillifiles: OWSLA Confidential
Coping Mechanisms. {As Seen On TV}

The Infinite Skrillifiles: OWSLA Confidential

Play Episode Listen Later Apr 15, 2025 3:24


I had plenty of moving boxes, just in case of whatever. I didn't feel like I was home–perhaps this was the cause of the depressive mess. I was working out okay, and eating…okay… kind of. –besides being unable to actually tell if I was hungry or not unless the circumstances were extreme. Lentils and pasta with garlic salt–cause I don't give any kind of fuck right now. I knew something might be wrong when I was just eating raw cabbage with squirts of japanese barbeque sauce. I'm enjoying myself thoroughly, but thinking– “God, this just seems…this just feels wrong.” It's just cabbage. I'm like, “Fuck it, this is good.” It was as if somewhere in my mind if I cleaned up the mess to my standards, it would be too perfect–and that when things were perfect, it gave life an excuse to come crashing down. One of the last thoughts I had just before my son died–the night before–was that things were perfect. They weren't–obviously–but from where I had been, they were looking up. So far up, that they seemed perfect. And as for perfect was concerned…I had never seen a more perfect human being in my life. My son was gorgeous. Of course, most mothers feel that way about their offspring, even when to say the least, it isn't entirely true–but to a mother, this is always true. But this boy, everyone thought was absolutely perfect. A beautiful boy. He might have even been about 6 feet tall. Might have been. But if things were perfect, and they weren't–but I had at least let myself think so–the universe might have worked itself around this tragedy. Instead in my mind, things were perfect, and so life came crashing down. I thought things were perfect, the next day, my son drowned. By the grace of God, I still had one son left. He was also perfect. Now, apparently, [redacted] Well, what do you expect? Maybe I was a little crazy. I very rarely thought about my son, because if I spent time doing that, I might have been a wreck. –more of a wreck. Actually, I was increasingly put together–outstanding considering the previous circumstances. But everyone has a story. None of this makes me special– Especially in New York City, where almost everyone thinks they're special, and almost nobody is. Almost Nobody. And that might as well have been my name. I wasn't nobody– I was Almost Nobody. An honest nobility. But– And I might have looked through Will Ferrell on any other day, because like most big time movie stars, he was invisible to me. Once you're ‘this many' famous, it's almost like a reversal effect on my psyche. I don't hate you. I don't like you. You're just–too famous. I.e.--invisible. –Besides this, however, was the fact that I was peeling my eyelids back with toothpicks from having them shut before what I considered as a full “work day” was over. And on this day, in the documentary that I considered as “work…” Actually, very hard work– Very hard work– He happened to have been wearing a shirt that reminded me of the shirt my son was wearing in one of the last ever photos I took of him. —actually, both of them were wearing that shirt. We were all dressed alike. Family pictures. Matching outfits. You know–the kind of shit you do when you're happily married– Or unhappily, but still married with children and making the best of it because you're married with children That sort of shit. And that day was probably the very best day because I took the very best pictures of the very best boys– But of course, I didn't remember anything about that day besides taking those pictures. So there, in my mind, it stood. Now, what does this have to do with Will Ferrell's shirt? Almost nothing, besides making a point of sense memory. Anyway, isn't it obvious? {Enter The Multiverse} When something invisible becomes suddenly visible, you have no choice but to look at it as some sort of miracle. An act of God. What kind of miracle was this? I didn't know. The Complex Collective © Sure, let's just chalk up all this uncontrollable crying and depressive nonsense to that. Under the circumstances–to chalk it up to anything else? [The Festival Project ™ ] [A MAN exits THE STUDIO in the shadow of night.] V.O. That could be devastating. L E G E N D S – The Return of S U P A[Redacted]™ [A MAN is tied to a chair in a dark and murky chamber; a spotlight shines onto him from above; the cheesecloth Lol cheesecloth how fitting. Classic. –is removed from his mouth. Naturally, he immediately begins speaking.] Why–am I sitting here– In–a fuckin'--suit?! That's your work uniform! What the fuck! You don't like it? What the– Haha. [his arms are taped tightly to the armrest] What–NO–i don't like it. Well then, you don't know who you are. [The man pauses, as a blank look falls over his face–suddenly this seems true, as if his mind been completely erased. As if–he's just realized–he bears absolutely no identity.] Holy shit. Jeezus. That is terrifying. INT. STAIRWELL. NIGHT [The sound of the thunderous stormy rain batters the house almost hauntingly–the television sets all bear a static loss of signal–young STEPHEN runs in a panic up the stairs to the GALLEY, where his UNCLE JACK is often found] UNCLE JACK! UNCLE JACK! I buy things with pennies not worth picking up– I live in a dumpster made of don't-wants. Over a period of time it slowly began to occur to me that I had no idea what I had written–that is, what had been published, or who had read it. It was certain: someone had. However… to what limit was this exposure. And–was it dangerous? Fuck. I knew nothing entirely of the redactions, except that I'd redacted it. But what about the text surrounding the redactions. What the fuck exactly did I write about? I forgot how high I was–or where i'd been. Not literally high, of course, but….figuratively speaking. Fuck. Hurry, hurry along, It's been a long time I can't help you along, Die alone, ride along It's been a long time… See, I told you the Upper West Side was the best side. maybe it's just the least not-great side. ehh , tomato-potato. For the crust, try flax seed meal cinnamon agave Oil What time is it on the West Coast? The ghost of Conan arrived Under a blanket of blue light, and sighed “I've been wasting my time here” I had to disagree, kind of. What time is it here? I'm locked in for one more day; I'm locked in for one more hour I'm wasting valuable dark time with my life shit But I'm so tired my eyes are burning And I'm so sore My arms are stuck. I should run for the coffee; Or turn for the cornbread They're all getting sick of us They're all getting sicker I decided to pack my life up And hault all of it over I woke up sore But I wrote a song On a four leaf clover It was four in the morning The ghost of Conan Won me over It was four in the morning I'm locked in for one more hour It was four in the morning An hour ahead A four leaf clover It was four in the morning I needed a water It's one more hour A four leaf clover The ghost of Conan I start recording To cut the corner Conan O'Brien It's one in the morning— You're one hundred years old; You ought to be sleeping. … It's midnight. I live in Hollywood. And i'm a vampire. Ah. Sweet dreams. // Happy Trails. L E G E N D S Shapeshifting is simple— not the process or practice of changing one's form, but simply shifting one's consciousness into another vessel either partially, or entirely. But— Just because it's simple, doesn't mean it's also easy. {Enter The Multiverse} Often times in matters of consciousness, anything is dangerous. I did have strange dreams—so, as to say instructed by ‘the ghost of Conan O'Brien', I was decent at following directions, being as his tone might have been dauntingly sarcastic, or sardonic—but I kept forgetting to look up what the latter meant, and so it was with heavy sarcasm after I awoke to transcribe whatever frequency waves I was being blugeoned with under the pure blue light of my otherwise darkened studio—as blue light always seem merciless to whatever was lurking in the corners of my deep subconscious, I wasn't altogether too suprised that this time it was Conan “Snowball” O'Brien, because I had been so recently impressed with his Oscar's performance—and before that, English tends with the type of comedy that had given him the nickname I had chosen for him—or codename, because, by now, the hosts had come one by one with a point to make and a line to put across, and though it had been at some kind of increased trajectory since He who might should probably not be named for fear the sudden and highly publicized combustion of the then currently raining Tonight show host— it was as if it had been raining everymans in blue suits and shined loafers for the inside of a year, however, it had indeed kind of presently enough started with my co-worker “Kimmel”, who was fascinated with the kind of Television that breeds a familiarity with these kinds of people— and Jay Leno was also sort of like some sort of fairy that just kind of occurred randomly at times, living back in LA. I was sure it had been Jay Leno in LA traffic in some kind of a classic car— only later to find that he indeed was a collector and enthusiast of cars and motorcycles, and I tried not to hold the later against him. My dreams had been odd at best and filled with people I very rarely thought about— the man in Los Angeles I once lived with who I was sure was a [redacted[, and also just happened to look the way Will Ferrell would age to eventually look. This, I found fascinating. Will Ferrell didn't look like that at the time, But he did now— and even his style of comedy was growing on me, because I didn't find myself capable of it. What kind of comedy was I capable of? Right now, the invisible kind. After a heavy breakfast, I had finally realized why ‘Tears of A Clown' was incomplete— Apparently I had to include all of my performances—- This would make the album hard to listen to, at least for me. But the concept was the concept. I had already hidden other comics amongst the tracks and probably without too much trouble— from recordings I had taken myself and were impossible to find elsewhere. This side project was beginning to be a whole album project, and [rarity] was still just not even something I moderately even wanted to consider doing, however— ‘story.' had somehow come to the top of the page where my masters were kept, and it reminded me that perhaps I was in the same kind of pressure position now that I was then— and that in order for things to change— to get a new apartment or to visit with my son- I would have to medicate in order to write the kind of music i wasn't writing; the anxiety had finally collided with impatience, and lack of focus, and all the classic symptoms of ADHD's spiraling depression, but I was still glad I hadn't become dependent on the girl next door for her adderall prescription. I wasn't gonna be her little bitch. Especially not in that way. It seemed a pattern amongst these people to create a need and dependency in order to gain power and control— and thusly, the dynamic had lost my trust and respect, and so I was just kind of… around— out there, and not caring really what it was or what it all meant. I had woken up to immediate breakfast still early but late for me— a day off of the gym is what my muscles cried and ached for, and even the scrambled tofu rice breakfast like my dad used to make with tofu instead of scrambled eggs wasn't all the way satisfying or complete without the chocolate and banana malt shake— now I shouldn't be hungry, but it wasn't hunger that was doing me in— I almost refused coffee because I wanted to go back to sleep. I had slept early enough that it shouldn't have been an issue, but I was exhausted. Come on, you defunct dinosaur motherfucker! 97! A baby! The reptilian hides his true identity in order to conform. [The Festival Peoject ™ Presents] Will Ferrell In “The Guru” Wait, I Gotta go write this other thing. Wow, Tina Fey looks great. Worth the new email address? It was already said and done. I could eat this fucking documentary for lunch. –yesss. Stephen Colbert had the middle name of an equally middle aged black man. But this was besides the point. I was already 30-and-a-half-seconds exactly into scooping up a new email addressed when I realized– Oh no. Emergency brakes initiated. If this is a documentary about Saturday Night Live– And its on Peacock– (And it's on Peacock) –then there's a pretty good chance– –and Tina Fey's in it. -she looks incredible. Jesus! –then. Fuck. Dammit. There's a slight chance [redacted] might just–not–be in it. Might not be. Hm Well, let's see. Worth the risk? Worth a shot. To the face (or of Tequila) I hate Tequila. It's not for you. It's not– Give me that. Goddammit. Fu–darnint. Goddamit I had avoided Jimmy Fallon's face for like a year straight at least– Call it two if you count the moment exactly from the Thanksgiving Macy's Day Parade, that one year. THE COSMIC AVENGER SUPRISE. NO. GODDAMMIT. Does it matter that the word “surprise” here is spelled wrong? No. It's almost like–it should be. THE COSMIC AVENGER FANGIRLS! That's worse than fiddlesticks! Worth mentioning that. Really. All from an ad? Two ads, i caught a snippet of the Booking.com commercial Apparently, you did this. STEPHEN COLBERT YOu did THIS. Shut up, not now Tyrone. So he's just He's Tyrone now. Obviously. Look. No Look at –0 Noh. [A group of surfers sit huddled beyond the break.] Oh. No swell. So…so flat. Nah…There's a wave coming. Just wait for it. This is pathetic, man. No, there's something. I can feel it. It's like a fishbowl man. Nada. Just–wait, sharkbait! Forget it, I'm going home. [two surfers paddle away reluctantly] MEANWHILE A storm spotted just off the coast of Los angeles california may bring the entire western coast Tsunami-like waves. [read: Tsunami] [the bottom of the screen is issuing an emergency evacuation silently over b-roll of the red carpet] But first WHAT THIS UP AND COMING STARLET WORE TO THE MET GALA Lol Classic {As Seen On TV} [Enter The Multiverse} I had developed quite the fascination with Saturday Night Live; Not because of Jimmy Fallon, of course, who arguably ruined the show by creating the trend of breaking character On camera With his world-class smile, and entourage plethora of adoring female fans. Stay away from him Not a problem. He's venomous. Alright. Noted. Liz, I have some documents for you to sign. Documents. What documents. *squints really hard* I'll be right back. First of all, Lets just get one thing straight: I am not a fangirl of, Nor am I obsessed with[redacted} Right. Ok. And in case you need closure, here's what I am obsessed with, here. [the 34,000 multidimensional and extraterrestrial life forces which use [The Host of The Tonight Show] as a portal and/or vessel.] OH. WOW. THAT'S– Yeah. WOW. How–is that a regular blacklight? Does it look like a regular blacklight? Nothing is regular about this. Jesus effing.. God! Yeah. Wow. YEAH. You don't want me to shine a real blacklight on this guy– Trust me. OK? Gross. HOST1 I don't know what you're insinuating. [squints really super extra hard] Nothing. L E G E N D S So…worth it? Worth it…Tina Fey…worth it. Alright. I win this one. Win what? Are you playing this dumb game too? The prize winnings are sustaining my lifestyle. [Tina Fey eating corn chips sustaining her lifestyle.] Luxe. Isn't it? It was like staring into the sun. [The Festival Project ™ ] Lil bitz Man, I use my googles sparingly. I really do. If I google something that's kind of iffy– even in incognito, Or with a VPN I hurry up and erase my history. I erase everything Shit. I erase my history faster than the white power movement. I'm serious. I erase my history harder and faster than a white supremasist. “that's in your mind!” What's in my mind? Nothing happened here! THOSE DAYS ARE OVER. Why is this all in one document? idk i just kinda suddenly noticed how NBC is so left learning it's almost too forcibly progressive. Look, this is all just–too much for me! Okay? Too much for you?! Oh please! If anybody asks me anything, I'm going to admit it! Admit what?! You don't do that! You don't admit anything! Admit what?! Exactly! Jesus Christ. It's all good in practice, but when it comes down to it, i'll break. Don't let them break you! I'll break. Listen to me. I'm being violated. Listen to me. This is offensive! Shut the fuck up. I can't believe you said that! What did I say?! [doe eyes] You know what. Fine. Fuck it. [super wide eyed blank stare] You're right. If anyone comes for you, just–run, goddammit. What. Run at em, for christs sakes. You gargantuan motherfucker. I'm–not that tall. I meant your ego. 0.0 This is a calamity. I'm astonished you think that. Listen, Larry. Larry. Right. When we're finished playing Atari, I gotta have a real heart-to-heart with you. Heart to heart what? [Ron produces a bleeding, beating human heart, seemingly out of nowhere; ‘LARRY' jumps back and stutters in shock and confusion] –WOAH. [RON emotionlessly presses a combination into the controller.] Oh look. I win. I–WHAT?! You dropped your controller. WHERE DID YOU GET THAT? Special combination: it's not a cheat code. People say it's a cheat code. THAT'S A HUMAN HEART. YOU'RE A MURDERER. I'm not a murderer; it's still beating, look: That's–[crazy]--That's–put that back. That's what I need your help for. My help what?! With that?! Don't be a sore loser. [IMMORTAL COMBAT] What?! “Heart To Heart” Tall tales, and heads, then tails again Trails and tears and trails of blood lead on thy stool Thy path as wilted flower waits And blue eyed gaze barely, Hold tongues and does shatter glass hearts and bare minds, And bare breasts And peach flesh, And Bare bones And blank stares and Fair is fair the frier the fire The goal the goal And the eye is the eye And the eye is golden I like fair shadows {Enter The Multiverse} [The Festival Project.™] COPYRIGHT © THE FESTIVAL PROJECT 2018-2025 ALL RIGHTS RESERVED. © -U.™

The Infinite Skrillifiles: OWSLA Confidential

[A beautiful dog enters the palace; C'esme't is pleased—actually, more thrilled.] Now! (Yo!) [The Dog sits at the entrance.] Call to me. [he speaks from the mind (telepathically) with a familiar tonal voice] Come, sweet stranger! [The Dog approaches] For it is I, the King who walks as not a ghost For yet the call has spoken that I be your loyal shadow (it's me; the King. I've been called to watch over you) Then? (Elaborate.) For now I came as waked dost I as ghost and wandered, pity and pardoned by no army dared Aghast my throne And agape my eyes, Wide my mouth and nostrils, Disemboweled and yet, I did wake with my fortune And tidings in my kingdom, a hidden realm, For there slayed, as I wept, The others dared to swallow, This truth, I, as knight and pawn doth slay the Queen, For titled King no friend of mine; And now, this beast as blood dost froth, My mind does waste, but here I bark Fortunate! To be laid by as you, I will. Then, creature, as you may! For free, this I, And coming not the time I shall l awaken, And then, though, Does the true challenge to bear, The altar; the stone, the shield and the rope From which I pull, and thee shall fight. Marriage of souls. To fancy this beast, betrayeth not. For something barks as is an end As a man does call a lover friend And so lover-friend I am and shall be. Lol what the fuck. So he's a dog now. ‍♀️ wtf is going on in this show. Idk. I'm baked. Enter The Multiverse L E G E N D S: Manifest Destiny ‍♂️ Ascension: Enter the Multiverse The titles switched. Good idea. So maybe I should stick with t mobile? Idk. Mint mobile is 15 dollars a month for unlimited talk and text. HERE AND NOW I DECREE, THIS FEAST DOES NOURISH ALL OUR MINDS AND HEARTS TO FIGHT THE GOOD WAR AGAINST ALL HE WHO SQUANDER THE MERCY OF PEACE! TO COURAGE! lol you lost me. I'm grasping at strings here. I needs a means to an end I need a body bag, body bag I need a King and a dog And a cat and an owl And a mark and a dawn And a knife and a gun Call it what you want I was not at the rock But that's where I was going I'm lost in Omaha I was just on the dark With the dark and the walkers The king and the rabbit The facts and the stalkers But who sunk the boat? Who sunk the boat Now this is encouragement! Acknowledgements? Nothing yet. Disaster strikes obvious and No regrets But obvious I'm in it for the long run And it transpired for the job done But the waffles came out awful And crispier than I wanted Almost every time So I took the iron back to target And I know I came out with a double album in August But I got no promotions So I won't walk the carpet So I won't walk the carpet I know I know I'm no Joan Rivers Or Joan of ark so I won't talk the gossip I won't talk the gossip I won't talk the gossip Now, more followers Show boat, Throw him overboard into a rowboat With no paddles And horseshoes on em— That outta show ‘em Rondevouz Rob us all Noah's Ark Don't get so lost in the story Lost in the sory Lost in the LORNE MICHAELS …you caused this. [In a secret lab inside of 30 Rock, A group of SATURDAY NIGHT LIVE alumni are trapped inside a metal box; this room has no doors and no windows and seems to be amplifying thought frequencies each of them hears uniquely, but distinctly, and very, very loudly. This is due to the irrefutable fact that they are all gifted telepaths, due to having served time often looking into the lenses of live broadcast cameras. it is theorized that, because of this anomaly— a strange and untraceable signal seeming to intercept all of Rockefeller Plaza's Radio antennae transmissions, it may be an unknown extraterrestrial force attempting to comminicste with 30 Rock from space. On this day, they've been gathered and trapped here in an emergency focus group to attempt to remedy the problem. Haha. MAKE IT STOP. OH MY GOD WHAT IS THST, WHYYYYYYYYY! WHYYYYYYYYYYYYYYYYHY!!! Craters full of lullabies and dictionary definitions; Tense intimate interactions, and now, this hypertension. I have a secret, a dirty little secret. I didn't do it! It wasn't me! Hmm..okay–vouch. I'm telling you–wait– vouch? Yeah, I vouch. You're vouching me? I'm vouching you. She's vouching me. She vouched you. So i'm good? You're good. I'm good. You're good. Ok. SETH MEYERS is the best secret keeper in the entirety of the known and unknown multiverse. The respective deities and entities within the outer realms have taken notice to this; One of the world's greatest eve played game has become the ritualistic endeavor of tracking down this human in order to attempt to overwhelm him so that he might eventually crack or implode, or even acknowledge these sometimes outrageous events and otherworldly happenings; thus far, he has not. As of recently, the elders of the darkest deities from the furthest outer realms and legions of Hell have been taking this game with the now very famous and successful seth meyers, a popular TV host; this has elevated the e ntirety of the threshold for Seth's tolerance, and it appears he may soon be pushed to crack. So why are you on the wire? I atrophied at extravagant Tip toed in the tip ties; Til' then, i went there, Now summer starts in winter Now summer starts in winter Now summer starts in winter Pull the curtain back, Then you censor this Censor this! I pull the curtain back, then redact then redact don't react don't react It's an act it's an act Shit I pull the curtain back then I bow; It's a show now Pull the curtain back then I show, It's a showdown Listen up, Listen down I super blow my flow now, super bowl my pronouns You can't lose if you don't pick a team You can't win if you don't even play I can't pay you if I don't get a paycheck I can't work at it if it's not fame Oh no! I can't work at it if it's not fame. The isms is the synthesis; I only got one present for christmas When you [can] Take that spark and bury it in your heart, don't remark about it– Then, probably you're a comic Or an alcoholic, one of the two of them Wrong not to touch, then Willed you back into existence And still it's in exigence, and Guilty by association Guilty by association I just want to know what the current Tonight Show budget is for hair dye. Also wondering why JImmy's suit is grey, but his hair isn't? Is that a two in one? Honest to God my only question about this man. The rest can remain as mystery. Act V Part II Guilty By Association Sometimes I Stevie Wonder what you're up to; I can't see you but I know you're in my aura Sometimes I Richard Pryor while you're on my mind; I guess you could say you set my soul on fire My, my my Look what time it is I've only just begun to know you; Then I had to dieSo turn the light off My eye Turn the light off for awhile And follow me to darkness Follow me To the other side. It's not true, but it'll do I might have lost you somewhere Better off to leave you somewhere sure; If it's not pure And how could it be When only the light hits the snow And bounces off The warmth is an illusion, And your love is just a dream And anyway, anyway There's nothing i've ever been surer of Than the definite end, The enter and exit And when planets align, Only to fall completely out of orbit Now what was this for again Foreigner, object identified and destroyed it's destructive qualities, Tentative in a nature Sure, pressure– Resentment, Intense good moments of pleasure, Then signals sent Completely by accident. -Now that i've been thinking lately of Bill Murray And my formerly imaginary friend Riff Raff, Now i'm sure that There may be some telepathy involved Which means I should probably just– Go somewhere else now. Should I be sorry for my thoughts? I'd rather not, But still YO. Yo dude, what the fuck. I'VE BEEN STUCK IN THIS MOVIE FOR LIKE A YEAR. That's not that long… IT'S A LONG TIME TO BE IN A MOVIE. Please don't tear me to pieces; Don't blow the balloon up, No foul ball, No side eye No fowl play And dinner is as cold as it gets But dinner does warm In the aluminum foil, But all out of order, The border patrol is just Digging for details Digging for details. And it's this: You don't know what it is, Until you get into it, And it sets into you The only way it can When it's in you. Are you paying attention to this? Or can I just end it? Boston accents or what, And now i really think It's just inside my head It's just inside my head and This is getting weird. All of a sudden, I'm oh wonder and I love it And Sara Silverman has The prettiest brown eyes I've ever seen (on a celebrity) ((with whom I share a gender)) Aha. Okay, Sabrina Carpenter has a very pretty voice But that doesn't make me Any less jealous Or any less capable of explosion Disarm me I'm catching up on the specials I missed Being special I guess With no grocery subscription Aim low, Get high, I guess Rob Lowe, Build time, I guess I miss the old announcer, And the golden years I miss the former times And the mouse ears I learned my less I might got Kim K and TSwift Pointer Finger Could hold a tune to you, Who The joys of live theatre, And the catastrophe of the Impenetrable Boy oh boy is Television getting heavy Turn up the ridiculousness and Atrocious Atrocities and Acidophilus Anorexic, I wish i could digest this –and expand my vocabulary I wish I was better than I am So i could be Capable Can Kim Kardashian ever not just be Naturally beautiful at everything Doing everything Kim The J I can't sing in this apartment And it might actually kill me The devil lives next door on both sides I'm in a satan sandwich I guess I'm just Not free I must have fucked up last lifetime I must have fucked up last lifetime I might have looked just like her I want to get upstaged by Eddie Murphy More corpse suits! Pink lipstick! Slap the desk Check the camera Front loading! Front loading! I want a chance at humbling white america (just kidding) I want a wig that looks like an afro (cause I don't have one) I want Lorne Michaels to shame me into beng better By making me feel mediocre first So I hit the high bar When I hit the body bag I hit the body bag When I hit the high road With Letterman YOU STOLE MY BODY TO GO TO A BLACK TIE FUNCTION!? Yeah. Well–which one? Okay, you're gonna get a kick out of this. I'm giddy for physical comedy THIS IS MY MANIFEST DESTINY MY MANIFEST DESTINY AHHHHHHHH MY MANIFEST DESTINAAAAAAA Comedy comes in all forms And God comes in all Karma I brace myself for repeating my mantras I light candles But don't blow them out I just might get my wish DO NOT RESIST. I AM RESISTING THIS ARREST. Oh yeah. YES. Shoot him. NO, DON'T. SHOOT HIM, BILLY BOB, SHOOT ‘EM. Crocodile hunter turned hard-up cop Read him his rights! He ain't white enough. So she's perfect! Me? I've been taken in I can't stand to stamp I can't christmas, Backwards And backwash And sanford and sons And Whatever And… Ego might eat me like Eggos Like Hannibal Burress was holding At the market I left my Ego at the door But there's just no room for the both For the both of us I KNOW I'll just write her a hit show! What. YES. THEN, SHE'LL LEAVE SNL, AND THEN I'LL BE THE BLACK GIRL ON THE SHOW MWAAHAHAHAHAHA Ok. wtf happened to that girl? SUNNI BLU [kicking and screaming] I TOLD YOU I'M NOT GOING ON FA– —-NOOOOOOOOOOOOOOOOOOOOOOOOOO!!! So many beautiful people, or, rather The actors, Or should I say Vortex Then. Too many beautiful people I spent the whole night warm and holed up in the office What could come out of The Rock I don't know where to look I'm not used to the audience Duh, that. I'm a professional audience member But i don't remember the ending Anybody? Anybody? Any envy actor actress? BPM: Dosage Anxiety Remix Honestly fuck the comed circut I just want to know what it's like to have a body What's it like to have a body? I'm just a collective consciousness robot Adapting to my environment I can't sing in this apartment! I'm in a Satan Sandwich And would be The God in the middle If God didn't find this Absolutely hilarious So I'm on 24 hours; You're on Saturday Nights, But i'm on 24 I broke my Don't-look up-folks rule on Brittney Howard Cause I think i'm just like herBut more of a coward. You're on Saturday Night Live But i'm on 24 Hours It hurts longer And stronger Every moment I'm gone And still not a mom I wish I could change my eyes The color of the world Before it all ends Earth gone And oceans of mud No tide And no moon (The Earth without the Sun) I don't want to know you I don't want to owe you a lesson. I don't want to go there. I don't want no dance numbers. I don't want no GOATS here. No goats here. I don't get it, Mass Media– Is this flattery, or Deception? Humiliation? Based in perception, I see, so Is this recognition or Did I just send Dillon Francis my script in the beginning? No answer, by God. What an asshole What if Alienz Don't like lesbians. What is trance is just bad dance music. That's… What if edifice breaks for a daily regimen of Letterman? What if RUN, FALLON, RUN! I'M ATTACHED TO A KITE I HAVE NO CONTROL OF THIS. WELL, WHAT IS IT ATTACHED TO?! YOU DON'T WANNA KNOW! —NONONONONONONONONONONONONONONONONONON AAAAAAAAAAAAHHHHHHHHHHH! Look, It's Meryl Streep! Holy shit, Meryl Streep is hot. What.(I can't keep secrets>) God doesn't keep good secrets. Just stop talking. Look, It's “My Bad Chad” Holyfuck Are you gonna have all those burned off too? Or can I do it for you? (might cost less) Jk Kim K That's a tough act to follow. Ariana? Nah, Backup; Had that. Meanwhile: Me in a hatchback Campin' at the Palisades. My name's the hammer –Adam ruins everything– I am not goin' starstruck –Adam Ruins Everything– My name's the Hammer (I'm a hammer, damn) –Adam Ruins Everything– I love showbiz But I got hard work comin on Now pause:: I need a break Need to make money Now i get a two for one Two for one Hate me or love me Either way, I'm gonna show up, Blow up, Glow up, And fuck off I'm a lost cause Cause I lost God On a talk show The way the camera moves makes me nauseous virtual reality And everybody's mad at me for Jimmy Fallon's Galaxy Conan “snowball” O'Brien But why's he called that. Shh! Not Yet. Oh, you are so overdone and fucked right now! Shh! My mom might be listening. Like she's never heard the word ‘fuck'? Shhhh! MOM I heard that! See! She said she heard it; she didn't say stop it. Well stop it. Fuck me man! SHH. KNOCK IT OFF. Yes Mrs. Mason Who the fuck is Mrs. Mason. Come on, white america; Put me on late night I promise you I'll watch more hallmark artists Than all of them Every day over here is a suit and tie function Camera one? YOU DONE FUCKED WITH US FOR THE LAST TIME. Ah shit. lol . whart is thrus. Fucking–magicians or something. Freemasons. F– Alright. Where is he? Where is who? You know who! What? Donaghey!!!!!!!! Lol Alec Baldin is like 200 years old. *cackles too hard, falls over and dies* Yikes. JACK DONAGHEY enters from a Parallel dimension and sees ALEC BALDWIN'S CORPSE. …Huh. Who's this handsome son of a bitch, I wonder. Don't wonder too hard. We gotta find that court order and get out of here. What court order [Cort hors d'oeuvres] what. I don't know. It almost kind of rhymed with corpse and wonder and I'm still stuck writing in cadences. What for! Oh wow, the neighbor was really a plant forreal. STOP SLAMMIN THAT Yo fuck this. Waht the fuck am I supposed to do with all this information. [appearing entirely out of nowhere, as always.] JIMMY FALLON I told you to burn it. OH MY FUCKING JESUS CHRIST. STOP DOING THAT. I can't. That's– Apparently what I do. WELL GET OUT OF HERE. Wish I could. Strapped to a kite. THEN HOW ARE YOU STANDING HERE? WHAT? I'm learning a lot of things up there! UP–WHERE! Up yours. WHAT. *poofs* UGHHHHHHHHHHHHHHHHHHHH. I hate him. I HATE HIM. I HATE HIM. I hate this. TINA FEY Fuckit, he hates himself. Lets just assume. No, that's it. That's the singularity. What. It can't– He's just so confi— That's the singularity. [everything ploofs back to normal] See. I win. FUCK. ARE YOU SERIOUS!? I'M YOUNG AGAIN. i”M YOUNG AGAIN. [The entire cast stares at their returned to period-accurately aged cast mate; He appears so confident and wise, however–just a glint of insecurity falls over him–this indeed was the singularity; rather than to risk all of time and space defrabicating for a third and albeit final time, they rain down on their castmate, with the angry hellfire of a gregorian mob, urging him to GO LOVE YOURSELF. Long Night at work, or just Shoo fly, don't bother me– I'm more caught up on the Rudolph Storyline, How it's some mystic But I missed it With the lip stick And the vintage this and thats Person Welcome to Hogwarts, Of course, It's your funeral God bless the illuminati All I see is– NOT IT. IT WASN'T ME. I DIDN'T DO IT. JLO BITCH, STOP TALKING. Woah, What the FUCK JLO. JLO WHAT IN THE FUCK DID I JUST SAY? I–wh– Wait… Fallon? SHHHHThhHHHTHhhTHHHH!! Give me one bet Died inside Who's doing which thing God bless these envies! Gie me one shot Now who am I?Ace in the hole? I died inside. Don't break the barrier Don't run the wall Don't be the villain Fall, JImmy, Fall. To float, or to fall Or to walk away To shop at the mall Or to bet it all on Fall on And I tell you to jump, you jump! And I tell you to move, You move! And I tell you to movie, You movie! And I show you the blue OH GOD. Gimmie the binoculars! No, you don't wanna see What! Why not! HE MOONED ME. I got three of a kind Three of a kind Three of hearts Two of diamonds HAH. I DOn'T LiKE THIS. Fuck off, The Ace. And very kindly, Go fuck yourself. Four aces, Four aces A mindfuck for the both of us An open book And shotglasses And fans of ours Its good to laugh At the ones you love Love Love Love Love It's showbiz, It's showbiz; I love it I want to die. I love it I love it I missed the bar I fucked up somewhere. Don't look back in anger, Or don't look back at al. Fall, Fall, Fall Fall Fall Love Love Love Love Love Love Did you notice I haven't looked back. I put you up on a– Up on a Up on a pedestal Then remembered To forget it all, In indifference Foraged your signature Sorry, I don't want a lot of hawk-a-loogie clock-the-woman knockdown, dragout drama I got a feel for it. What if all your forfeitures were fortunes All your donuts turned subordinates To astronauts Or fake dreams for fak streams and dreaming of Don't bother me I'm on poverty I want walks on the beach and blue bunny ice cream sundaes I've got a whole city Marked off in my journal For frozen custard and Lost in a thought, are we? Trust me, I think I died. Trust me, I trusted the God of Mercy Trust me I went all the way to the burden, Bought a hammock And then worked harder than nobody No dropped calls from mother No one's home at all Work harder I thought Sweater Weather was my new DJ name, But as it turns out, It was my telepathy ringing me I rode to the top of the rock with the beatlesI didn't mean for it to be me But i was twice out of body, Once out of mind. Now give me a minute Please. Let me become indifferent Don't need no friends, Long roads Roundhouse kicks to the face Hard rolling baggage Heart shaped boxes Or Prophets Don't need dozens of roses don't need diamonds Do need dinosaursDo need phone numbers do Do do . –but don't– don't don't. When i fall in line I write books and poems, songs And suffer, slugger . This is what I struggled with– who paid the neighbor bitch to feed me the whole special And slam doors On my mental That shit struck a chord And rubbed me the wrong way But i'm humble I won't touch nobody's Body at all. Nobody's. Now my dreams make sense, kind of But why are these my dreams And not actual people and most of all What does it mean? That I'm equal to? Or lesser than? Like the emerald stone on Sir Paul McCartney's hand, I went green for a moment It's just banter.I'm just having a hard time (I can't sing in this apartment)I might need a band I might need a bandaid. I might need a bath Some peroxide and hair dye My heart's broken I'm having a hard time But still not struggling I might have a hard time But not as hard as the afterparty was, And I struck gold. Kept walking Roll dice. Four of a kind, Four kings, four aces Four of a kind, Four kites, And a night owl The Rock and the Kite, Part V STEFON It's this thing where… {Enter The Multiverse} –and that's why I wished my mom a happy birthday. [The Festival Project ™ ] Damn, the illuminati really showed out for the oscars this year. CONAN SHHHH. He even says “I Am” Then commands the stage Look at all those long legs Now we're on enclave or conclave? I don't know. I'm feeling more ravey. Tears of a Clown Nobody to save me Not even shug avery. Who? That's right? Now i'm feeling more Broadway, baby. L E G E N D S: Manifest Destiny I wanna see the snake sitting next to you; Show me those eyes I love models and the lack thereof Inside of them I want to see the feral reptile Show me those eyesI love that she flies through life Right to you Right It's a boys club Boy they Really prize these Chappel Roans and Timothee Chalemet But where am I at? –Adam Ruins Everything– A couple forced fake laughs Cause I like highlights Stagecrafts Craftservices And god knows I can't write like this And I'm About To die [CONAN O'BRIEN leaves television to run a Bed and Breakfast in ORLANDO.] INT. BED AND BREAKFAST. ORLANDO. … [Calamity ensues] Conan killed the oscars, Stole the wand, The show and the bowtie (hostses with the mostest) –and that's why he's Snowball. No, i'm sure it's because my fur is fluffy and– Okay no more outdated rick and morty references Fine. Was that Dillon Francis behind Ben Stiller Or do I still just like white guys That much. Why do A-Listers like reptiles so much? Show me those eyes, you know I could use a good lunch (Birds of Prey eat snakes) {Enter The Multiverse} [The Festival Project.™] COPYRIGHT © THE FESTIVAL PROJECT 2018-2025 ALL RIGHTS RESERVED. © -U.™ Episode Transcript: Yeah. Okay, this is terrifying. I haven't actually done this in it feels like way longer than it's been. In reality, it's only been like three like maybe three days, but it makes all the difference in the world. Hi. what's going on, I was just reminiscing about kitten mittens. Aw shit. I dropped my pen. If you remember if you're listening to this right now and you remember kittenman. congratulations, you've been with me since the beginning. um anyway, I don't know why I was just remembering that. kitten mittens. I thought it was the most hilarious thing in the world. I really I might have been delirious. losing my mind at a certain point, but I thought kittens was the best thing in the world. It was at the time. I was like I couldn't think of anything better. Then again, I was uh I don't know, I was discovering many hilarities. excuse the idiots in the back, they are idiots. um and they and they do this based on whatever I'm doing in my apartment. I'm their god. Anyway. I'm excused the background noise is still gonna be a a little bit uh while we're dealing with that, but at least you can help me collectively consciously remove them from existence entirely, um with the help of you know a collective existence we can get rid of evil. I don't I don't entirely. I'm not sure. I think that it would take a lot of people to understand that like a lot of it is just a game. I think it would take raising the entire consciousness of like people as a whole for them to understand that like, most of it is for entertainment and based off perceptions. So, like, whatever you' idea for the world is, like it was your idea. Whatever's making you upset is it was your idea. So I'm kind of coming to like terms with that in my own, like sense. I'm like, oh, yeah, like, whatever is happening, I'm like a certain like at the surface level is wrong, but like on a grander scale, like I programmed this into my reality for whatever purpose in order to better suit my, like ideal reality. That's, you know, that's that's it. I can't attribute it to anything else. They're idiots, cause I'm idiots. Anyway, what else is going on? I don't know, I was I'm gonna try and do this off book. I think I do have like I have some notes, but like I don't like the way that it feels when I'm going off of my notebook because it feels like robotic. It feels really, you know, like and not necessarily rehearsed, but it's it feels planned and when I listen back to the episodes where I do go off of like notes or something like that, I don't like the way that it sounds. Hearing myself back, going from a going going from like a script. And so I try to keep it like 100% improvisational and it keeps it fresh. and honestly, honesty goodness, I haven't been on the Peloton for like more than 15 minutes at a time since I stopped doing these episodes. I don't know what it is about the sound of my own voice, but maybe it's the fact that like, I'm in performance mode and I'm giving you guys like I'm in, you know, I'm like in my radio voice and then I'm watching back like a performance of myself in order to like, I don't know. It's like it's like experiencing myself for the first time secondhandedly because I'm not necessarily not thinking about what I'm saying, but I'm also not thinking about what what I'm saying or how I'm saying it as I'm saying it. And then, you know, sometimes I just really like even on my hardest days, sometimes I make myself laugh the very most, and I'm like, okay, there's another reason to keep doing it. Because for the most part, I'm like I don't wanna do this anymore, it costs me too much money and it's not. Like, I'm not a clut person. I'm just not a clout guy. I don't like doing stuff for clout, cause clout doesn't pay the bills and clout doesn't clout doesn't necessarily get you jobs, like unless it's like the right person's clout. Like, you get have clout from a million people, and if none of those million people are the well, a million is kind of where they drive line. Like if a million people are like, yeah, this is the shit, then it might get you a job. But like a million is probably the minimum number for that. Like if you don't have a million followers or you don't have a million views or you don't have a million of anything of just like clout like it doesn't pay bills. So I'm not a cloud person. I'm not just gonna do whatever off clout. What did I get off that on that clot rat for? I don't know, what was I saying? Oh, I'm going off book. I'm off. script. Anyway. what can I remember from things that I wrote down?, I don't know. I've been reading a lot. I've been, you know, doing doing the best that I can. I've been well, I've been reading. I've been reading children's books specifically because I'm finding information. Well, first of all, I picked up these children's books with the hope that I would be the owner of a small library and I'm not. I'm actually putting a lot of the books back into like society, which is fine. I'm just downsizing. It's actually helping me feel a lot better. Like my head is a lot clearer, my studio. My studio for for the first time in a long time was like a place that I can that I feel like I want to work. and it was the weirdest thing because I went through like a year of just like collecting whatever book I saw, like whether it was just like on a stoop, like I, you know, for whatever or out of the little free library or like just wherever, because books are everywhere in New York and that's probably my favorite thing hands down about New York is that like wherever you go there are books and they're free and you can pick them up. But I'm also very sensitive to energy, so as like an energy worker and a transmuter, it became congested to the point where it's like, okay, there is like a certain type of energy that's not that's foreign to me and as much cleansing and as much like, you know, whatever, as much, you know, in any kind of, you know, like spiritual work I was doing, there's an energy here that I'm not necessarily comfortable with. And I realized every time I picked up a book, I fell into like a certain type of world, you know, and it wasn't just like whether the book caught my attention from just like the cover or whatever, and then I decided to flip through it or whether it was like a book that I was stuck in, I was falling until like a certain energy or a certain world and that every book had a certain energy to it. And so I realized after a year of collecting hundreds of books that I had literally hundreds of energies, like floating through my space and it became like hectic and it became heavy to the point where I was like, like, I don't necessarily want to hold on to all these things. and so it's it's been really rejuvenating. I've been going through a time of just like not necessarily like I know I have a lot of stuff to do. but one of the stuff to do is is like going through all of the things that I know that I need to like let go of in order to feel better. And it has been helping me feel better. It has for the most part, I'm still doing a lot with like my energy recovery and the noise here has a lot to do with it. I'm now like I now have anxiety to the point where I have like a consistent nauseum. like every time I hear like any kind of motor, like I get sick and now it's it's actually getting worse the longer that I've stayed here with the noise, it's like I now have like an upset stomach all the time, headaches twitches. It's the it's the most fucked up thing ever. and I've also been learning more about because I'm, you know, still still really focused in my music and so frequencies and, you know, like I've always been like a huge believer and like layered frequencies for healing, like sound healing, beta thick alpha, and and the whatnot, but I finally caught onto a piece of information that made me realize how the noise outside has affected my brain chemistry and not just in the way that it's like it's annoying or it's a nuisance or it's harassment, which it is all of those things, according to the law, but in a sense of what's happening to my brain chemically, like the chemical changes that are happening in my brain, or the frequency changes that are happening in my brain are actually the things that are making me more upset than loss of sleep, or, you know, like a disruption or disorganization of my mind or my daily habits. The thing that's making me the most upset is what I'm realizing is it's changing my frequency, and I'm not talking about just my my aura I well, I am in a sense, but like the frequency, the frequency differences that that your brain your brain goes into different frequencies during, you know, waking state, alha state, better state, you know, and when you're sleeping, you're in um I well, it depends on the person actually, and it depends on the type of sleep that you're getting. Like most people sleep and like a data state from what I'm understanding and this is the state of like conscious dreaming. And this is this, I could be incorrect because honestly, I layer them anyway. And I finally I finally did it. I I did. I' I was working on a song and I realized that I achieved like perfect theta without actually even meaning to. And I think I did another one and that was like in perfect gamma without even like it was just mixed perfectly. that it I was also listening to like a gamatone and then I realized I was like, wait, is that the song or is it the tone? Because, you know, if the if the frequency that you're listening to is pure enough, it will actually distort the bass or the, you know, it will distort the entire sound of whatever you're listening to. So sometimes things can sound warped or like they're waving or like they're going through something because those tones are kind of like they're they're moving against each other or with each other just kind of depends. And so what what has been, well, I wanted to finish, well, yeah, I think I have at least one song now that's in theta, and I have at least one song that's in gamma, completely. and and I and I shocked myself because I was listening to the tones and I was like, wait, the wait a second. like, I'm feeling like double here. Is this this song that I'm listening to, that I'm checking back the mix, or is this the the frequencies? And I I turned off all the frequencies and sure enough, it was the song. It was like a pure I was like, wow. I'm like that's an achievement. I did it completely by accident and I wish I knew the formula that I used to do that.c some people are so mathematic about it. Like some people are so uh like, you know, some people do this to their music. A lot of people, especially inass music, that's why it is the way that it is, is you're going to a show to get these frequencies like zapped into your body at at full forces. and some people know how to do it on purpose. I did it on accident, so I'm like, if I can continue to achieve at this but I'm trying to figure out like the mathematical equation or like the actual sonic equation for making this happen, like every time, because going through my history ofass music, I will finish in a second, going through my history of bass music, I have always gravitated to the to these frequencies, to the frequencies that make me feel better after a certain amount of time listening to them or a certain amount of time being in in that frequency. So that's this is the music that has, I guess subconsciously kind of for the kind of artist that I am. But this is the reason why I'm upset about the noise. like the most upset about it, like not even on a legal level, on a social level, on a moral level, like, no, this is actually morally wrong, it is morally wrong on so many fucking levels. I'm like, why are you so like, why obviously I did this on purpose, like in my God complex, I'm like, oh, well, I can better the community as long as I make a point, like that environmentally, this is damaging people. It's giving people mental illness, that it or like if they're predisposed to mental illness, it's even worse, but it's it's also like causing mental illness and people that are otherwise healthy people, which is not a lot of people in New York City given. It's just not. It's not a healthy place. A lot of people are not healthy. But even in like moderately healthy humans, this noise disruption can cause like brain changes and chemistry changes, and this is the reason why I'm so upset is because when you are sleeping, if you are sleeping, your brain is in a certain level that is like in a healing state. In the first few minutes that you wake up, as I understand it. In the first few minutes after you wake up, your brain is in a state that it can like that you can manipulate your entire environment, that you can change things, that you can heal yourself. And so when I'm waking up in the first few minutes in the very first thing that I hear is a motorcycle that's ripping through my fucking brain, it's changing my brain frequency from a frequency that is like at the at the at a human level or at any kind of level, kind of the the thing that makes every human capable of being a genius, not the genius level able to heal yourself and the frequency that you're able to heal yourself is what you automatically wake up in. So when you' when this frequency is interrupted, it's intercepted in immediately into a negative thought pattern. And so you immediately, so what's happening, what's been happening to me over the last year with the motorcycle nuisance harassment problem or whatever the fuck I don't care what it's called on paper. I just want it to stop like I just want to live in peace. It's not like and kind of having like coming from a a background where I kind of tend to have like take responsibility for myself, like oh, it must be something that I'm doing and yes, I also have like a higher god complex or like an ego if you want to call it, that's like, oh no, I must have done this on purpose. And you know, like in order for the greater good, like in order to fulfill my purpose in some sort of way, it must be it must be part of my process to have this. That's also my ego like I'm a god. like, you know, that's just me, that's the generation. That's the generation that I come from. That's our mindset. Like nothing happens in this world without me in it, period. That's why rappers are rappers and that's why that's why models are models. We all have egos and it's really hard to kill the bitch. I've had at least ten ego dusts throughout my fucking like existence and it still comes back. It doesn't matter. You can have an ego death and be like a completely ego list for like what, six months tops? Eventually you're gonna have like the ego is is is imp important to survival, because I lost the word. I think implemental what was I gonna use? I was definitely a for syllable word. Either way, it is you need it. Like if you if you oh, you know, people might describe people, like being in like a in a sense of humility as like, oh, just completely without ego, but like at the end of the day, like, no, like your ego allows you to actually like compensate with the rest of the world, like, most people do not have no ego entirely, or at least for like, like a week after your acid tri or whatever, yeah, like, oh, had ego death and I completely. But like within I swear to God, like within six months time, like your ego has at least minimally like repaired itself. That's what an ego does, that's why you have it. You have it. It's a survival. It's it's a part of your consciousness that has to do with survival if you don't have your ego, like you're pretty much dead in the world, especially the way it is now. Anyway, this is that that's going to probably close up my spiel on that. Yeah, I'm upset because instead of like the first few moments of my waking moments being a healing, time, it is immediately going into disarray and chaos and anxiety. And so in in so I'm losing like, I don't I don't really care about oh, I mean, like I care about life in a sense, but I mean, like, and it in a mortal sense. I like, yes, it's taking years off of me. and I feel it like in the way that it's like, I I am slower to do regular things or like, whatever my rising thoughts, might be are completely just destroyed by this like what I've what I've come to perceive is like an evil force. It is evil in so many levels again this breaks down from like a higher consciousness to like a lower state of consciousness. The lower state of consciousness is saying that like these people are just idiots. They're idiots and they are not self aware of the fucking like pollution that they're doing on kind of middle sense, I'm like, oh, it's politics, it's like gentrification if these guys run around in circles, then people call up the fucking place, the place gets fucking more allocated funds to their fucking police officers, the police officers have fucking filling their quotas. It's all bureaucracy and paperwork and politics on that middle level and on the highest level it is like no, this is evil, it's pure evil because people are so grossed out by the fact that fucking New York is New York and also the wage and income and quality factor is that this guy is doing whatever the fuck he has to do brown. He's doing well, not that guy. that guy's that guy's a weak dick motherfucker. He has a small dick and everybody in the neighborhood knows it. He drives around and circle making people miserable. He also I'm it's the same dude. that same dude followed me to the Trader Joe's. It's the same dude, so I'm like, I like I know the sound of his bike from anything, so I definitely know when I'm at the Trader Joe's and then he's like all of a sudden traffic like, I'm like yo dude like why the fuck you following me to Trader Joe's like I live four miles away, which is not that far on the fucking motorcycle, but I came all the way over here on the subway for you to follow me on your bike. week, dick, bro.way, like, fuck this, fuck this, fuck that guy, fuck this neighborhood, fuck this place, fuck these politics, fuck these people. On a low frequency. Like on a low frequency, I'm like, fuck all this, like on a high frequency, I'm like, there's a purpose or whatever, it'll work, is temporary, blah, blah, blah. What the fuck was I saying? I don't know. I what the fuck was I ranting? I don't know. I that's that shiel, right? Trader Joe, hello Trader Joe. It's not safe. No, but you know, oh man, let's you say I, whatever. Let's just say oh, whatever. a lot. What else do we got? I don't know. I put on an album that came out today, yay, it's called all the rage. Actually, all that all that gripe about like, oh, it's an EP when I'm sure that the stores are gonna call it an album. I was like, I'm sure it's gonna be an album, so I just started calling it an album. like the release comes out and they're like, it's an EP, you congratulations. So I I thought I was putting out an album, that I was an EP, but it just missed the cutoff her album, because technically you can have a six track album and if it's over 30 minutes. If and you can have a six track album that's an EP like this, all the range is technically an EP at least according to Spotify's standards. And it's, I think it's like two and a half minutes under I think it's like 2 and a half minutes under, so it's an EP, but it's six tracks and I'm really excited about it. I kind of put a little bit more promotion into it than usual. I even had some press done, and that's great. because you can get pressed done. They're like,Yo, for $500. You'll be famous tomorrow. I'm like, that fucked up. That's a paycheck for some people. and that's not famous. also. They're charging people to be like spectacular. Well, they're charging they're like charging for people to be like popular, which is I think it's wrong, like ethically, you shouldn't be able to do that, like, oh, no, you're gonna get on all the playlists and whatever, you're gonna have like all like you should not be able to sell followers, like whether they're real people, which is slavery or they're robots, which is also slavery. Like you should not be able to sell fame that's making it like now I don't even trust like, okay, like this person got an award, but like, okay, because because the album was popular, because it was better than all the other ones. Or like, how do you know that you even heard all the albums because there are so many, and that like, okay, this person who put like zero dollars into promotion, how do you know that album wasn't better? because you didn't hear it? Because the person with a million dollar ad campaign won the fucking won the fucking award? Because you heard it because they put a million dollars into the fucking promotions. So it makes it makes everything the fact that everything is on a level system that's based on money is completely unfair. Like the all the industries are broken, it's not just music. Like, it's not just music. I'm like, holy shit, like you could spend like a year, an average year salary, which is what's the median income now. even with like no adjustment for inflation, like what, $50,000? Okay. So you could spend $50,000 on your your career so you'd have to you'd have to do that. That's even you're still competing with people who have a million dollars for doing nothing. That's insane. Anyway, I'm not bitter. What the fuck did I do earlier that I wasn't that literally the spirit that was like, don't be salty. I was like, oh, I was like,Yo, stop teaching models to fucking DJ, because I I happened on this girl that was like, yo, like I actually liked some of her music. I liked some of her music, but she wasn't doing much. And like everything was just fake. It was like super duper fake, but she was mad gorgeous and like more of these girls are popping up out of nowhere that are like not they're like models that are barely touching the decks and they're like a march. I'm like yo, dude, if that girl made this music like okay, maybe I should see her, but like, I'm like no somebody goes produce this because like she's moving badly in time to it and I realized something about being a producer is like yo if you spent enough time actually crafting this like this piece, you're not gonna move like badly to it like you're not going to move weird to music that you made because it's in you like it came from in your body. So like, I was like, I don't know what the fuck I'm looking at and I'm like, oh, I'm looking at propaganda. But then like, isn't that just kind of like discouraging people who don't have that type of body type or mindset, but it was funny because the algorithm was like don't be salty. It was like DJing is for everybody and if that's your passion and I'm like yeah, if that's your passion, but like, yo, when what where is the line between like propaganda and passion? Like, oh, I'm already a successful like, multimillionaire fashion model, but like I'm gonna be a DJ, like it washes out all the people who have actually like put in the work. It washes out all the people who have actually put in the work. Don't be salty. I was like fine, fine, but only because I like that algorithm. Only because I like that algorithm. I'm like fine, okay, we'll we'll be whatever. Whatever I've been reading. Oh, I read a book, let's see, let's see if I can remember the ones I already put back. I've been reading these uh this like children's book series on like famous people because I realized that they're written for children and I'm like, yo, dude, like somebody could read this whole series in the second grade and be smarter than me because I didn't know anything about the people that I'm reading about at all. And so they're like these little biographies. Well, I mean, they they're on a child's level. I don't know how long it would take a child to read, but they take me like an hour, hour and a half to read just like at a normal speed. And I read really fast. But I think the reason why from taking me so long to read them is because I actually take like a lot of I take a lot of like, I don't know, words or art to me, so if something is like especially musical, I might take it and be like that's a good song title. Like, if I think enough about this and what I know about this, like what kind of song is it? And, you know, just like little fun facts. Like first of all, I'm obsessed with George Lucas. I've never been a huge Star Wars person, just and I I realizing this. I've never been being on like Star Wars wicked. like, I've never been being on things that are like really, really big, but then I did grow up and kind of like a sheltered shut community where like most of the people like twilight, I wasn't hungerames, aylys Cyrus, well Hannah Montana at the time, okay? I just wasn't into those things, but most mostly because they're fans, actually, she just put out something that I kind of piqued my interest. It was in my fucking sl side bar. I was like, oh, no, what's this? I'm I might check it out. But I've been staying off the mainstream just cause I'm realizing like the reason that I'm seeing this is money and doesn't necessarily make it better or worse than anybody else. Because sometimes mainstream artists come out with crap and I think they do it on purpose, they're like,Yo, watch this. I can do whatever because so many millions of people love me, watch this. I'm like, damn. And then millions of people are like, yay, yes, yes, this. I'm like, the fuck? What did you do? And I'm pretty sure the mainstream artist is like consciously, even collectively like, you see what I'm saying? I can do whatever the fuck.c I did one thing cool, maybe like five things cool, like a long time ago, and literally don't have to do anything else. I just do this just to prove a poil. Like, I can shit on a track, literally. And millions of people will be like, I love you. I love you, please more of those. do it again. I'm like, oh, God, please, no. What the fuck? Millions of fans. Like once you have your fucking fan based unlock, like that's it. Like, you don't have to fucking people will be like, literally kissing at all of the ground that you touch for the rest of forever forever. That's it. I'm realizing that about fantom, so I'm like, yo, if you know what kitten mittens are. I'd still don't, but if you if you know kitten mittens, congrats, you're one of 12 people who actually like me. one of 12. I'm like 12 is enough. That's what Jesus had, right? might as well and Jesus technically have like 11 I don't know why I like that guy so much. I'm pretty much obsessed with him, too. I love Jesus. I'm like, Jesus is the god kind of I mean, like he's technically like three gods. anyway, why am I obsessed with uh George Lucas? First of all, he's one of the coolest people ever, Kate, like, okay, first he was a greaser, like a real greaser. like from the movie Grease, but like the actual thing before the movie Grease, cause if I if I'm not mistaken, he was like a greaser before they made Grease. That's crazy. Yeah, because Gre was like in the 70s, but it was about the 50s, right? I don't know. He was like an actual real life, like they just put Vaseline, I guess in their hair and wore like dirty shit and they were like, yeaheah, greaser. and they w and they fucking drove and they drove, what did they drive? I don't know, cars, old cars, and they would race them. I that was honestly I'm obsessed with this dude. I and now I kind of want to see Star Wars because I've never seen them. But honestly Star Wars is one of those things that, oh, that's what I was saying. God, yeah, well, yeah, I like grew up not liking Star Wars because all the people that liked it were mean. Like all those other things I named earlier in the episode. Like they're fans sucked, so I was like, I definitely cannot see myself getting into this. And so I never did, but now I'm well, as happy as I am being single. I save certain things for like just a case. I ever get in a relationship. I'm like Star Wars. I've never seen that. Like I saved certain things for like you know, like I wouldn't necessarily want to watch it by myself. I think I'd get geeked, though, now, now that I understand, like the kind of person that created Star Wars, I'm like, yo, dude, like he's the shit. Like, okay, first of all, okay, if I did the math, secondly, no, cause the first of all thing was like, he's a greaser. That's the coolest thing about George Lucas. Yeah. I mean, like I mean, like there was so many cool things. I had to take notes, I had to stop. I was like bending back pages, I was like, all this dude's the best. Okay. I was like,Yo, okay, whatever. Like, uh, oh, well, that was one of the last things I read. If I did the math right, this dude has like a 12 year old. He's older than my dad. My dad's pushing 80. I'm like, is he 80? He's like 80 with a 12 year old. That's incredible. That's I have so much respected admiration for that. Because it kind of proves my point that like if you're dude, you can just like keep on popping them out, popping them out. But he also like adopted kids, I think. Yeah, yeah. And he also like adopted kids. was at him? Yeah. Yo, I'm telling you there's so much practice into these little books. I'm like, okay, whatever, what else is cool. I don't know, he just seems he just seems like the dude just seems like the dude. I was likeYo. I I can't remember all the notes I took, but those those two things alone. I'm like, yeah, I earn my respect. I did write down a quote earlier that was like, what did he used to say? oh, do that again but better? I'm like, yeah, that sounds that sounds accurate. And then I liked the fact that like all his worlds within his worlds are like connected, so he'll leave Easter eggs within worlds of different Indiana Smith. He really liked the name Indiana because I guess he had a dog named Indiana, which was named after somebody else that was named Indiana. And I had no idea that Indiana Jones was like his brainchild or like close to it. I was like, whoa, this dudees are fucking legend, like a real like an actual, like this dude's a G for George Lucas. He's the best. I was like, yeah, dude. I could not put that book down. I was like sitting in cold bathtub water like, oh my God, this is such a pain turner. I gotta read about this dude until the very end of this book and I did. I would not put it down. I was like, George Lucas is the man, bro. like the man, I don't like like, yo, cool dude. I like that guy. I've never seen Star Wars. I have, I've seen like the beginning. It's like in the time, blah, fucking blah, blah, fucking talk. Yeah, and then I started writing my own movies, you know. It's not that any of them, you know, as whatever, you know, sometimes it's circumstance, sometimes sometimes I' just realize that I make excuses. Like I have no reason not to be as successful as any of these people that I'm reading about, because I'm finding personality traits about myself as I'm reading about them, like Albert Einstein Total Duis. He might have been like like functionally retarded. I'm pretty sure he was retarded, but also a genius. Like like, oh, okay, this is the coolest thing about Albert Einstein are we done inukas never, never. He's immortal, right? We'll see him at some point. He's so cool. He's so cool anyway. I was like, yeah, dude, this dude is cool. But there's that's the Alb Einstein, my man, okay, so like, slowly almost solely responsible for the invention of the Adamah. That's dope. On accident, though, because once he realized what had like once he realized that, okay, like, okay, I'm correct about this. For sure, I'm definitely correct about this, but like, yo okay, should we back up a little bit? First of all, he didn't say anything until he was like four. Didn't say anything, not a not a single word, his parents were like,o, something's wrong with him. Like even back in the day where it's like, uh don't know. Something's wrong with him. He's not saying anything. The doctors were like, he's perfectly fine.'s fine. And he didn't say anything his entire life until one day, apparently, he sat down to dinner with his parents and the soup was too hot, and that's what he said he's like the soup is too hot. Like, could you imagine, like having a kid that you're like 100% sure is retarded? Oops, nope, you can't say that. Okay, well, you could. Then so let's just shouldn't I just cancel you can't say that. Why, though? Like, okay, when I was growing up, you have to understand I come from a time where it was like you could just call that to somebody cause they were being dumb, but not dumb, right? But I mean like at a certain point, like, okay, technically Helen Keller was deaf dumb and blind, but like sometime and I'm assuming like between the 70s and 80s, it became a slang for like that's dumb. Like, don't do that because whatever you're doing is not right, which is like, okay if you're not right, then you're what? Retarded. Like, I'm sorry. I'm like some certain things are not going to be like, I'm, you know. I'm like early 2000s game or culture, that's gay, but I love gay. It's like nobody's being derogatory about that. I'm being derogatory about your behavior and I might even use it as like a positive you know what's what describing words or adjectives? I don't know. I'm going through. I'm going to processes realizing that like, okay, I'm at the age where certain information is gonna be offloaded. Certain like it's not coming back ever. Like, you like, I I know Spanish, but only if I have to speak it and it's not like, I'm not developing any other nothing else is like my brain is like, we don't need this, do we? I'm like, I don't know. Maybe I should hold on to that. No, no, we don't need this. I'm like, okay, well. there are certain things about me that are just not gonna change at this point. I'm not sorry, because honestly, weren't too offended at everything when, like, there're there are things that are offensive that nobody really is offended about. like, if you really found an offensive, it would not exist anymore, you know? Because when somebody becomes really passionate about something, and they change it. Which is why I'm taking my time. I like, youo, annihilation is imminent. Like this cannot be anymore. Like, you don't change my brain chemistry. Fuck that shit. my brain chemistry is perfect the way that it is. Like I'm almost sure that like the entire mental health industry will change based on ideals that are like blooming and other like in other what the fuck was I just saying exactly ideas that are already springing up in in small circles. like they'll, you know, be one day. Like that's just valid, like nothing's really wrong with you. something's wrong with the world. Like, why? Like, and what can we do to change that? It could be environmental completely. It could take somebody with like severe mental health issues, severe schizophrenia, severe bipolar disorder, severe fucking severe depression, severe anxiety and change their environmental factors or even just like change the fact that that like they're facing poverty, poverty is a mental illness and that's not what it's not looked at as such. It's looked at as a deficiency on the individual's part when it could be like and it could be a polethro of environmental factors. That'll change. It will in my lifetime. I know that it will. It may not be because of me because for the most part, I'm a pacifist. I really am. I'm a yoder, like, honestly, it has to be like visibly hurting someone else or hurting me painfully enough for me to be passionate about it to make it change. Like, I'm sorry, I'm not. I don't want I don't really want to be a leader, especially because like people are still like populating this planet. I don't necessarily I don't I don't wanna be like a a leader in anything because that is like that's too much power. Honestly, just let me play the music and then fuck off. And I will fuck off. Like if you think I talk too much or you find me annoying or you think I'm stupid like eventually I I disappear. That's it a self-reflective Go away, all right. I't have to be asked twice. I don't stay in places where I'm not welcome. So, New York it's been good. Are't not really. But somebody I thought okay, who else am I obsessed with? I love this new lady that I found. Her name is Gina something rather fucking amazing. I I love New York people because I love New York people. Like I really do. like it is well, it's hard to fucking there's a fucking oh, honestly, it could be simplified to this as like, okay, maybe this embraces like the new the New York feminine and what I really hate is the New York masculine, which is just toxic, just disgusting, like where I spinning on things, shut the fuck up, like, are you not self aware? Like it's it's certain level of and I'm not, I'm really not binary in the sense where it's like balanc, bro. like balance, like a little bit of everything is good and like half masculine, half feminine is like a good balance, non-binary embracing that. But like yo, dude, there's a certain rasculinity about the city that's the thing that makes it nasty. It was like, whoa. whoa. I'm like, that's nasty, but I was oh, okay, I'm in love with this person. Her name is like Gene or something rather. I'm still I still have like I no, I have no feet in the comedy pool cause like I realized I stopped performing comedy and I stopped writing it, and like all the like semi tragic possibility, like possibly hilarious situations that were happening to me when I was actively writing comedy just stopped. I was like good, I don't necessarily need to be in that right now. That's that has sailed and will probably later sink, but I don't want to be in there if like, okay, like you're funny, if like sad and bad shit happens to you all the time. I'm like, that's fucked up. I don't wanna be that guyc 50 years from now I could be that guy and like still not earn a penny more than I'm earning right now making music underground. So if it's if I had to choose between the two, I've already earned mastery in recording arts. 10,000 hours or more, like I don't necessarily like being a comic is like another ladder. It's another it's a thing. And honestly, when I stopped like, well, I mean, like I I took a break from tears of a clown because it became such a like passion project for me that I was like, oh, this is that I'm caring too much like I should stop. and still not finish and it's not it's not like, it never had a release date in mind, so it's not necessarily like what's it delayed? Yeah, it's not delayed, and it's not it's definitely not in hiatus, but like, I realized that I have a certain responsibility to my audience altogether. It like to do this show as well and so like this, there's been taking kind of a priority, knowing that like my hiatus has been longer than any other hiatus is, and that I owe it to like my homegrown audience and my weird coat following to like okay like I have to give you guys everything from fucking like November to now and just musically that's a lot but then I've also the writing has also accompanied it and so it would be a shame to just let that go entirely because I feel that like my actual, my actual fan base is here in this show, unfortunately, well, not unfortunately, because I've started to get like a sense of familiarity within the dance music scene, like, as a producer through this podcast as a medium, because when I started doing this podcast, like, it wasn't like people weren't generally like now people are doing like following my, what's it? format. Like people weren't really doing DJ mixes and like putting music on podcasts, like it just wasn't people weren't doing it. I was the only one doing it now everybody's doing it and it makes me want to do it less, but then also like I have to kind of show consistency with myself in order for me to feel like I'm still doing something. What was that rant about? I don't know. I'm obsessed with this lady name's Gina or something rather. She's super New York. What would she say? that I really liked? Oh, if you didn't know the rules before you got to New York, you you like if you came to New York and you're not having a good time, you probably didn't know the rules before you got here.rect. I didn't come here on purpose. This was my layover city. I came here by accident and I did not know the rules. Now I'm learning the rules and I'm like the rules are fucked up and rules are kind of meant to be broken if you're disturbing my peace, I will then disturb your peace. No, I will not. I do not believe an eye for an eye, and also I feel that you are dangerous people. I will then report you to the police and and make the proper documentation in order for it to stop. I'm a snitch. I don't give a fuck. Like if you're actually hurting me, like if you're changing my the way that I think and the way that I feel, like if you're making me sick inside of my own environment, like you deserve it. I'll give a fuck. I don't give a fuck. I don't give any kind of fuck. And then that way, I am a feminist, cause it's like, yo, dude, like how long are you gonna sit and take somebody hurting you before you actually realize that like you're not the problem they are and in order for their behavior to stop, you have to actually like you have to prevent this by stepping up for yourself. It's kind of like a show and like, okay, like like at a certain point it is kind of like a game. Like how long are you going to let me do this to you before you just fucking like get up and fucking hit me back? And I'm like, I don't want to like, I don't want to fight, but at the same time, like, bro, like I've been getting my ass whipped by these idiots and so I'm like, okay, I have to actually, but I'm still not a fighter. I have to do it in a way that makes sense and so that the community can be improved when I move on. Like I don't necessarily want to put somebody in the same place that I am now because I really am not I don't and just improve it. Like I believe so much in doing that, like not just leaving no trace, but like improving the place from which you are situated when you leave so that when the next person comes through, they don't have to struggle through the same hardship. So in that way, leadership, sure, be

Baltimore's Big Morning Show
Could the Orioles' early slump snowball into a lost season?

Baltimore's Big Morning Show

Play Episode Listen Later Apr 10, 2025 7:24


Ed, Rob, and Jeremy took some time from Thursday's BBMS to share their worries around the Orioles' slow start. Is there any chance this early slump could snowball into something worse?

Beyond Bourbon Street, an Insider's Guide to New Orleans
Hansen's Sno-Bliz and the Story of the New Orleans Snowball - Episode 227

Beyond Bourbon Street, an Insider's Guide to New Orleans

Play Episode Listen Later Apr 4, 2025 39:35


Hansen's Sno-Bliz and the Story of the New Orleans Snowball In today's episode, we head over to Hansen's Sno-Bliz on Tchoupitoulas Street, in uptown New Orleans. We visit with Ashley Hansen, granddaughter of Ernest and Mary Hansen, and the current owner of Hansen's Sno-Bliz. Hansen's is the oldest snowball stand in the United States, and is currently open for its 86th season in 2025. In the 1930s, Ernest Hansen created the first machine to shave ice into the snowy powder essential for a terrific New Orleans snowball. That machine is still put to daily use in the shop today! Mary Hansen ran the business, while Ernest was working as a machinist on the ships docked along the Mississippi. In their later years, the Hansen's ran the snowball stand together. As they got older, their granddaughter Ashley was their to assist, and ultimately to continue the tradition. "There are no shortcuts to quality” - Mary Hansen Mary Hansen uttered these words frequently, and ran her business by this code. Today, Ashley continues setting the standard, making the syrups from scratch each day, and using the best possible ingredients. Mary's words are all over the shop - on signs and on every plastic cup sold at Hansen's today. Listen in and learn all about Mary and Earnest Hansen, and the ubiquitous treat New Orleans claim as their birthright today. You'll hear great family stories, and tales of New Orleans traditions. By the end, you'll be ready to make your plans to visit New Orleans this summer and stop in at Hansen's for a delicious snowball!   Visit and Follow Hansen's Sno-Bliz If you want to drive yourself crazy with snowball envy, be sure to follow Hansen's Sno-Bliz on Instagram. Go ahead, you know you want to! Check out their website (snobliz.com) for more history about Hansen's and to be sure they are open for the season. You can also get updates on their Facebook page. Better still, visit Ashley and the team over at Hansen's in person. Hansen's Sno-Bliz is located at 4801 Tchoupitoulas Street, New Orleans, LA. Tchoupitoulas is pronounced CHOP-i-TOO-LAS, but you would already know that since you listened to episode #11 - the Language of New Orleans. You did listen to that episode, right? :) Hansen's is open from 1-7PM, Tuesday-Sunday, when they are in season. Be sure to check before you go, and don't go on Mondays - they will be closed.  Mondays in New Orleans are for red beans and rice anyway. Thank You Thanks to Ashley Hansen for talking with us on a busy afternoon in the middle of snowball season. I went to meet Ashley and learn about the snowball business. What I got instead was a love story, and a new friend! Thanks also to Paul Broussard who works with Ashley and helped set up our interview! Subscribe to the Podcast If you enjoy the show, please subscribe to the podcast on Apple Podcasts, Stitcher, Spotify, Google Play Music or wherever you get your podcasts. If you do enjoy listening, please share Beyond Bourbon Street with someone who shares our love of New Orleans. Join Us on Facebook We have a free Facebook group where you can ask questions, share your New Orleans experiences and engage with others who love all things New Orleans! Join us by going to beyondbourbonst.com/facebook Contact Us Got an idea for an episode, have some feedback or just want to say hi? Leave us a message at 504-475-7632 or send an email to mark@beyondbourbonst.com Thanks for listening! Mark

IDEAS+LEADERS
239. How to Get Promoted - Michael Wenderoth

IDEAS+LEADERS

Play Episode Listen Later Mar 31, 2025 28:59


Why do talented, hardworking professionals often struggle to get ahead? In episode 239 of IDEAS+LEADERS Podcast, we uncover the hidden rules of career advancement, influence, and power with Michael Wenderoth—an executive coach, Stanford MBA, and award-winning author of Get Promoted.Michael's provocative insights, featured in Harvard Business Review and Forbes, challenge conventional career advice by revealing an uncomfortable truth: hard work alone isn't enough. To rise in leadership, professionals must understand power dynamics, embrace influence, and navigate office politics—ethically and effectively.In this episode, we explore:·   Why "being too authentic" can actually hold you back in your career·   The biggest misconceptions about power, influence, and office politics·   How to use strategic networking and managing up to accelerate success·   The “Rock, Map, and Snowball” framework for getting unstuck in your career·   How professionals can gain influence without feeling manipulativeIf you've ever felt stuck in your career or wondered why "working hard" isn't enough, this episode will give you the practical strategies and mindset shifts to take control of your professional growth.Connect with Michael Wenderoth:Website: MICHAEL WENDEROTHBook: Get Promoted: What You're Really Missing at Work That's Holding You Back: Wenderoth, Michael: 9781955242219: Amazon.com: BooksLinkedIn: (1) Michael C. Wenderoth - Executive Coach | LinkedInThank you for joining me on this episode of IDEAS+LEADERS. If you enjoyed this episode, please share, subscribe and review so that more people can enjoy the podcast on Apple https://apple.co/3fKv9IH or Spotify https://sptfy.com/Nrtq.

One Planet Podcast
Why is there so much conflict over people, land and resources? AUDREA LIM - Highlights

One Planet Podcast

Play Episode Listen Later Mar 29, 2025 11:37


“When I first started writing this book, it really foregrounded the problems within our land ownership system, which treats land as a commodity. The way we talk about land and issues like racial and food justice reflects this. We tend to focus on the problems, attaching big concepts to them, such as racial justice or environmental justice. I realized that my job primarily consists of going around and talking to activists and community groups about their work. I'm interested not just in the very big problems we face as a society, economy, and political system, but also in how people are trying to think through solutions or approaches to those problems.Audrea Lim is a Brooklyn-based freelance writer and journalist whose work focuses on land, energy, and the environment. Her writing has appeared in TheNew Yorker, Harper's, Rolling Stone, the New York Times, the Guardian, the New Republic, and The Nation. Lim is the editor of The World We Need and the author of Free The Land: How We Can Fight Poverty and Climate Chaos. She is a visiting scholar at the Asian/Pacific/American Institute at New York University and was a 2022 Macdowell fellow.Episode Websitewww.creativeprocess.info/podInstagram:@creativeprocesspodcast@audrea_limThe music on this episode is “Snowball” from the album Sunken Cities, performed by Audrea Lim and her band Odd Rumblings.

Books & Writers · The Creative Process
Why is there so much conflict over people, land and resources? AUDREA LIM - Highlights

Books & Writers · The Creative Process

Play Episode Listen Later Mar 29, 2025 11:37


“When I first started writing this book, it really foregrounded the problems within our land ownership system, which treats land as a commodity. The way we talk about land and issues like racial and food justice reflects this. We tend to focus on the problems, attaching big concepts to them, such as racial justice or environmental justice. I realized that my job primarily consists of going around and talking to activists and community groups about their work. I'm interested not just in the very big problems we face as a society, economy, and political system, but also in how people are trying to think through solutions or approaches to those problems.Audrea Lim is a Brooklyn-based freelance writer and journalist whose work focuses on land, energy, and the environment. Her writing has appeared in TheNew Yorker, Harper's, Rolling Stone, the New York Times, the Guardian, the New Republic, and The Nation. Lim is the editor of The World We Need and the author of Free The Land: How We Can Fight Poverty and Climate Chaos. She is a visiting scholar at the Asian/Pacific/American Institute at New York University and was a 2022 Macdowell fellow.Episode Websitewww.creativeprocess.info/podInstagram:@creativeprocesspodcast@audrea_limThe music on this episode is “Snowball” from the album Sunken Cities, performed by Audrea Lim and her band Odd Rumblings.

Social Justice & Activism · The Creative Process
Why is there so much conflict over people, land and resources? AUDREA LIM - Highlights

Social Justice & Activism · The Creative Process

Play Episode Listen Later Mar 29, 2025 11:37


“When I first started writing this book, it really foregrounded the problems within our land ownership system, which treats land as a commodity. The way we talk about land and issues like racial and food justice reflects this. We tend to focus on the problems, attaching big concepts to them, such as racial justice or environmental justice. I realized that my job primarily consists of going around and talking to activists and community groups about their work. I'm interested not just in the very big problems we face as a society, economy, and political system, but also in how people are trying to think through solutions or approaches to those problems.Audrea Lim is a Brooklyn-based freelance writer and journalist whose work focuses on land, energy, and the environment. Her writing has appeared in TheNew Yorker, Harper's, Rolling Stone, the New York Times, the Guardian, the New Republic, and The Nation. Lim is the editor of The World We Need and the author of Free The Land: How We Can Fight Poverty and Climate Chaos. She is a visiting scholar at the Asian/Pacific/American Institute at New York University and was a 2022 Macdowell fellow.Episode Websitewww.creativeprocess.info/podInstagram:@creativeprocesspodcast@audrea_limThe music on this episode is “Snowball” from the album Sunken Cities, performed by Audrea Lim and her band Odd Rumblings.

Education · The Creative Process
Why is there so much conflict over people, land and resources? AUDREA LIM - Highlights

Education · The Creative Process

Play Episode Listen Later Mar 29, 2025 11:37


“When I first started writing this book, it really foregrounded the problems within our land ownership system, which treats land as a commodity. The way we talk about land and issues like racial and food justice reflects this. We tend to focus on the problems, attaching big concepts to them, such as racial justice or environmental justice. I realized that my job primarily consists of going around and talking to activists and community groups about their work. I'm interested not just in the very big problems we face as a society, economy, and political system, but also in how people are trying to think through solutions or approaches to those problems.Audrea Lim is a Brooklyn-based freelance writer and journalist whose work focuses on land, energy, and the environment. Her writing has appeared in TheNew Yorker, Harper's, Rolling Stone, the New York Times, the Guardian, the New Republic, and The Nation. Lim is the editor of The World We Need and the author of Free The Land: How We Can Fight Poverty and Climate Chaos. She is a visiting scholar at the Asian/Pacific/American Institute at New York University and was a 2022 Macdowell fellow.Episode Websitewww.creativeprocess.info/podInstagram:@creativeprocesspodcast@audrea_limThe music on this episode is “Snowball” from the album Sunken Cities, performed by Audrea Lim and her band Odd Rumblings.

Feminism · Women’s Stories · The Creative Process
Why is there so much conflict over people, land and resources? AUDREA LIM - Highlights

Feminism · Women’s Stories · The Creative Process

Play Episode Listen Later Mar 29, 2025 11:37


“When I first started writing this book, it really foregrounded the problems within our land ownership system, which treats land as a commodity. The way we talk about land and issues like racial and food justice reflects this. We tend to focus on the problems, attaching big concepts to them, such as racial justice or environmental justice. I realized that my job primarily consists of going around and talking to activists and community groups about their work. I'm interested not just in the very big problems we face as a society, economy, and political system, but also in how people are trying to think through solutions or approaches to those problems.Audrea Lim is a Brooklyn-based freelance writer and journalist whose work focuses on land, energy, and the environment. Her writing has appeared in TheNew Yorker, Harper's, Rolling Stone, the New York Times, the Guardian, the New Republic, and The Nation. Lim is the editor of The World We Need and the author of Free The Land: How We Can Fight Poverty and Climate Chaos. She is a visiting scholar at the Asian/Pacific/American Institute at New York University and was a 2022 Macdowell fellow.Episode Websitewww.creativeprocess.info/podInstagram:@creativeprocesspodcast@audrea_limThe music on this episode is “Snowball” from the album Sunken Cities, performed by Audrea Lim and her band Odd Rumblings.

The Creative Process in 10 minutes or less · Arts, Culture & Society
Why is there so much conflict over people, land and resources? AUDREA LIM

The Creative Process in 10 minutes or less · Arts, Culture & Society

Play Episode Listen Later Mar 29, 2025 11:37


“When I first started writing this book, it really foregrounded the problems within our land ownership system, which treats land as a commodity. The way we talk about land and issues like racial and food justice reflects this. We tend to focus on the problems, attaching big concepts to them, such as racial justice or environmental justice. I realized that my job primarily consists of going around and talking to activists and community groups about their work. I'm interested not just in the very big problems we face as a society, economy, and political system, but also in how people are trying to think through solutions or approaches to those problems.Audrea Lim is a Brooklyn-based freelance writer and journalist whose work focuses on land, energy, and the environment. Her writing has appeared in TheNew Yorker, Harper's, Rolling Stone, the New York Times, the Guardian, the New Republic, and The Nation. Lim is the editor of The World We Need and the author of Free The Land: How We Can Fight Poverty and Climate Chaos. She is a visiting scholar at the Asian/Pacific/American Institute at New York University and was a 2022 Macdowell fellow.Episode Websitewww.creativeprocess.info/podInstagram:@creativeprocesspodcast@audrea_limThe music on this episode is “Snowball” from the album Sunken Cities, performed by Audrea Lim and her band Odd Rumblings.

One Planet Podcast
Free the Land: How We Can Fight Poverty & Climate Chaos with AUDREA LIM

One Planet Podcast

Play Episode Listen Later Mar 28, 2025 50:10


Why is there so much conflict over people, land, and resources? How can we rethink capitalism and land ownership to create a fairer, more equitable society?Audrea Lim is a Brooklyn-based freelance writer and journalist whose work focuses on land, energy, and the environment. Her writing has appeared in TheNew Yorker, Harper's, Rolling Stone, the New York Times, the Guardian, the New Republic, and The Nation. Lim is the editor of The World We Need and the author of Free The Land: How We Can Fight Poverty and Climate Chaos. She is a visiting scholar at the Asian/Pacific/American Institute at New York University and was a 2022 Macdowell fellow.Episode Websitewww.creativeprocess.info/podInstagram:@creativeprocesspodcast@audrea_limThe music on this episode is “Snowball” from the album Sunken Cities, performed by Audrea Lim and her band Odd Rumblings.

Books & Writers · The Creative Process
Free the Land: How We Can Fight Poverty & Climate Chaos with AUDREA LIM

Books & Writers · The Creative Process

Play Episode Listen Later Mar 28, 2025 50:10


Why is there so much conflict over people, land, and resources? How can we rethink capitalism and land ownership to create a fairer, more equitable society?Audrea Lim is a Brooklyn-based freelance writer and journalist whose work focuses on land, energy, and the environment. Her writing has appeared in TheNew Yorker, Harper's, Rolling Stone, the New York Times, the Guardian, the New Republic, and The Nation. Lim is the editor of The World We Need and the author of Free The Land: How We Can Fight Poverty and Climate Chaos. She is a visiting scholar at the Asian/Pacific/American Institute at New York University and was a 2022 Macdowell fellow.Episode Websitewww.creativeprocess.info/podInstagram:@creativeprocesspodcast@audrea_limThe music on this episode is “Snowball” from the album Sunken Cities, performed by Audrea Lim and her band Odd Rumblings.

Social Justice & Activism · The Creative Process
Free the Land: How We Can Fight Poverty & Climate Chaos with AUDREA LIM

Social Justice & Activism · The Creative Process

Play Episode Listen Later Mar 28, 2025 50:10


Why is there so much conflict over people, land, and resources? How can we rethink capitalism and land ownership to create a fairer, more equitable society?Audrea Lim is a Brooklyn-based freelance writer and journalist whose work focuses on land, energy, and the environment. Her writing has appeared in TheNew Yorker, Harper's, Rolling Stone, the New York Times, the Guardian, the New Republic, and The Nation. Lim is the editor of The World We Need and the author of Free The Land: How We Can Fight Poverty and Climate Chaos. She is a visiting scholar at the Asian/Pacific/American Institute at New York University and was a 2022 Macdowell fellow.Episode Websitewww.creativeprocess.info/podInstagram:@creativeprocesspodcast@audrea_limThe music on this episode is “Snowball” from the album Sunken Cities, performed by Audrea Lim and her band Odd Rumblings.

Spirituality & Mindfulness · The Creative Process
Free the Land: How We Can Fight Poverty & Climate Chaos with AUDREA LIM

Spirituality & Mindfulness · The Creative Process

Play Episode Listen Later Mar 28, 2025 50:10


Why is there so much conflict over people, land, and resources? How can we rethink capitalism and land ownership to create a fairer, more equitable society?Audrea Lim is a Brooklyn-based freelance writer and journalist whose work focuses on land, energy, and the environment. Her writing has appeared in TheNew Yorker, Harper's, Rolling Stone, the New York Times, the Guardian, the New Republic, and The Nation. Lim is the editor of The World We Need and the author of Free The Land: How We Can Fight Poverty and Climate Chaos. She is a visiting scholar at the Asian/Pacific/American Institute at New York University and was a 2022 Macdowell fellow.Episode Websitewww.creativeprocess.info/podInstagram:@creativeprocesspodcast@audrea_limThe music on this episode is “Snowball” from the album Sunken Cities, performed by Audrea Lim and her band Odd Rumblings.

Education · The Creative Process
Free the Land: How We Can Fight Poverty & Climate Chaos with AUDREA LIM

Education · The Creative Process

Play Episode Listen Later Mar 28, 2025 50:10


Why is there so much conflict over people, land, and resources? How can we rethink capitalism and land ownership to create a fairer, more equitable society?Audrea Lim is a Brooklyn-based freelance writer and journalist whose work focuses on land, energy, and the environment. Her writing has appeared in TheNew Yorker, Harper's, Rolling Stone, the New York Times, the Guardian, the New Republic, and The Nation. Lim is the editor of The World We Need and the author of Free The Land: How We Can Fight Poverty and Climate Chaos. She is a visiting scholar at the Asian/Pacific/American Institute at New York University and was a 2022 Macdowell fellow.Episode Websitewww.creativeprocess.info/podInstagram:@creativeprocesspodcast@audrea_limThe music on this episode is “Snowball” from the album Sunken Cities, performed by Audrea Lim and her band Odd Rumblings.

Feminism · Women’s Stories · The Creative Process
Free the Land: How We Can Fight Poverty & Climate Chaos with AUDREA LIM

Feminism · Women’s Stories · The Creative Process

Play Episode Listen Later Mar 28, 2025 50:10


Why is there so much conflict over people, land, and resources? How can we rethink capitalism and land ownership to create a fairer, more equitable society?Audrea Lim is a Brooklyn-based freelance writer and journalist whose work focuses on land, energy, and the environment. Her writing has appeared in TheNew Yorker, Harper's, Rolling Stone, the New York Times, the Guardian, the New Republic, and The Nation. Lim is the editor of The World We Need and the author of Free The Land: How We Can Fight Poverty and Climate Chaos. She is a visiting scholar at the Asian/Pacific/American Institute at New York University and was a 2022 Macdowell fellow.Episode Websitewww.creativeprocess.info/podInstagram:@creativeprocesspodcast@audrea_limThe music on this episode is “Snowball” from the album Sunken Cities, performed by Audrea Lim and her band Odd Rumblings.

Books with Betsy
Episode 45 - TBR Snowball with Deedi Brown

Books with Betsy

Play Episode Listen Later Mar 17, 2025 59:57


On this episode, Deedi Brown, who runs The Booker of the Month book club, and I discuss the crossover love of literary fiction and genre, getting sucked in by award lists, and how being more involved in books turns into a snowball!    Follow Deedi on Instagram  Find Deedi's Substack here  Get more information about Booker of the Month Club   Support my Open Books fundraiser   Books mentioned in this episode:    What Betsy's reading:  Tomorrow, and Tomorrow, and Tomorrow by Gabrielle Zevin  Kingdom of No Tomorrow by Fabienne Josaphat  Fundamentally by Nussaibah Younis    Books Highlighted by Deedi: An Ember in the Ashes by Sabaa Tahir Crescent City Series by Sarah J. Maas The Most Fun We Ever Had by Claire Lombardo  The Song of Achilles by Madeline Miller  The Actual Star by Monica Byrne The Spear Cuts Through Water by Simon Jimenez  Hollow Kingdom by Kira Jane Buxton Fed is Best: The Unintended Harms of the “Breast is Best” Message and How to Find the Right Approach for You and Your Baby by Christie del Castillo-Hegyi, B. Jody Segrave-Daly, & Lynnette Hafken  Braiding Sweetgrass: Indigenous Wisdom, Scientific Knowledge, and the Wisdom of Plants by Robin Wall Kimmerer   All books available on my Bookshop.org episode page.   Other books mentioned in this episode: Choosing to Run by Des Linden, Bonnie D. Ford  The Heaven & Earth Grocery Store by James McBride  Ducks, Newburyport by Lucy Ellmann  Girl, Woman, Other by Bernardine Evaristo  Lenny by Max Porter  The Nickel Boys by Colson Whitehead  Black Leopard, Red Wolf by Marlon James  Disappearing Earth by Julia Philips  Trust Exercise by Susan Choi  Wandering Stars by Tommy Orange  This Strange Eventful History by Claire Messud  Playground by Richard Powers  Bel Canto by Ann Pachett  The Tiger's Wife by Téa Obreht  Onyx Storm by Rebecca Yarros  Iron Flame by Rebecca Yarros  Circe by Madeline Miller  Where the Crawdads Sing by Delia Owens

LE BOARD
Faut-il tout montrer pour réussir en solo ? Solo Nation #2 avec Yoann Lopez, Aline Bartoli et Valentine Helsmoortel

LE BOARD

Play Episode Listen Later Mar 17, 2025 65:00 Transcription Available


Afficher son succès ou jouer la discrétion : qu'est-ce qui fonctionne vraiment en business ? Faut-il documenter chaque étape de son activité pour inspirer et créer du lien, ou est-ce que la transparence peut se retourner contre toi ?Dans cet épisode de Solo Nation, je réunis 3 entrepreneurs adeptes du "build in public" pour débattre :

MoneyWise on Oneplace.com
Financially Faithful in the Busyness of Life

MoneyWise on Oneplace.com

Play Episode Listen Later Mar 14, 2025 24:57


"If then you have not been faithful in the unrighteous wealth, who will entrust to you the true riches?" – Luke 16:11Managing money wisely in today's fast-paced world isn't always easy. With so many financial demands, it's tempting to take shortcuts—grabbing coffee on the go, eating out instead of cooking, or neglecting a budget altogether. But faithfulness in finances requires intentionality. Here's how you can stay faithful in managing your money according to biblical principles.Before making financial decisions, seek God's wisdom. James 1:5 reminds us, “If any of you lacks wisdom, let him ask God, who gives generously to all without reproach, and it will be given him.” Set aside time each week to pray over your finances and seek God's direction.Create a Spending PlanA budget is essential for financial faithfulness. Without one, it's easy to overspend and struggle to meet obligations. If you don't have a budget, download the free FaithFi app, which provides step-by-step guidance for setting up a plan and tracking expenses.If your income isn't covering expenses, you have two choices: cut spending or increase income. Trimming expenses is often the easier option.Cut Unnecessary ExpensesStart by reviewing where you spend the most. While housing costs may be fixed, food expenses can be reduced with intentional planning:Limit dining out to once or twice a month.Meal plan and shop with a list to avoid impulse purchases.Consider online grocery shopping to stick to a budget and avoid overspending.Beyond food, look for other savings opportunities:Cancel unused streaming subscriptions.Form a babysitting pool with other parents.Seek out free local activities for entertainment.Build an Emergency FundFinancial stability requires preparation. Start by setting aside $1,500 for unexpected expenses like car repairs or medical bills. Gradually work toward saving three to six months' worth of living expenses. The peace of mind an emergency fund provides is worth the effort.Tackle Debt StrategicallyIf you're burdened by debt, follow Proverbs 22:7, which warns, “…the borrower is slave to the lender.” Develop a plan to pay off consumer debt using the snowball method:Pay minimums on all debts.Focus extra payments on the smallest balance.Once that debt is paid, roll payments into the next smallest.Repeat until you're debt-free.If you're struggling to make minimum payments, consider a debt management plan through Christian Credit Counselors, who can help reduce interest rates and speed up repayment.Save for the FutureOnce consumer debt is eliminated, shift your focus to retirement savings. Aim to invest 10-15% of your income in a tax-advantaged account like an IRA or 401(k). If your employer offers matching contributions, take advantage of this free money as soon as possible.Practice GenerosityGiving is at the heart of financial faithfulness. Commit to tithing regularly to your local church and seek opportunities to bless others through sacrificial giving. As Jesus said in Acts 20:35, “It is more blessed to give than to receive.”By following these principles—prayer, budgeting, saving, eliminating debt, and giving—you can remain faithful in managing the resources God has entrusted to you.On Today's Program, Rob Answers Listener Questions:My wife is retired. I am 59, and I want to retire next year. So our house is paid off. Vehicles, we have some rented houses. They're almost paid off. When should we take or try to take our Social Security?I'm 50 years old, self-employed, and max out my Roth IRA yearly. I have a question about Social Security—do you expect it to still be around in the next 20 years, or should someone like me be concerned about its future?I have a universal life insurance policy worth about $10,500, and my premiums were recently updated to $50 per month until 2031. However, I don't necessarily need the policy since I've donated my body to a hospital, which means I won't have funeral expenses. Therefore, I'm considering surrendering the policy, depositing the cash value into a bank account, and redirecting the $50 monthly premium into savings instead of continuing the policy. Is this a wise financial decision?My son has about $10,000 in credit card debt. He called the Christian Credit Counselors, who could help him. But he's also $30,000 in debt to payday cash loans, which charge him 300% interest. Unfortunately, they have said that they can't help him with those. Is there any avenue through which he can get help with payday loans?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineChristian Healthcare Ministries (CHM)Consumer Financial Protection BureauChristian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

The Long Game
How to Pay Off Debt in the Most Effective Way

The Long Game

Play Episode Listen Later Mar 7, 2025 13:45


In this episode, I break down the difference between good debt and bad debt—such as what types of debt can actually work in your favor (like business loans and student loans for lucrative careers), versus credit card debt and loans for things you can't afford. Some highlights:Credit Cards: My personal approach to using credit cards responsibly, including how I leverage rewards while avoiding high-interest debtDebt Repayment Strategies: Exploring effective methods for paying off debt, including the Snowball and Avalanche methods, and how to choose the right one for your situationEmergency Funds: Discover why having a small emergency fund can be a game-changer in your journey to becoming debt-free0% Financing: The pros and cons of 0% interest loans and how they can either be a helpful tool or a slippery slope, depending on your financial habits---------✅ Financial planning for 30-50 year old entrepreneurs: ⁠https://www.allstreetwealth.com⁠✅ My personal blog & newsletter: ⁠www.thomaskopelman.com⁠Disclaimer: None of this should be seen as financial advice. It is just for informational purposes.

MoneyWise on Oneplace.com
Don't Carry Debt Into Retirement

MoneyWise on Oneplace.com

Play Episode Listen Later Mar 3, 2025 24:57


Paying off debt is always a smart financial move—but eliminating it before retirement is one of the best decisions you can make. With more people than ever retiring with debt, financial security in retirement is at risk. Let's explore why carrying debt into retirement can be problematic and what you can do to avoid it.The latest statistics reveal a concerning trend. According to the Federal Reserve's 2022 Survey of Consumer Finances, 65% of individuals aged 65 to 74 carry debt—a significant increase from 50% when the Fed began tracking this data 35 years ago.Debt in retirement severely limits lifestyle choices and, for many, leads to an unwelcome necessity: returning to work. A study by T. Rowe Price found that 20% of retirees have gone back to work full-time or part-time, and another 7% are actively looking for jobs. The primary reason? They need more income.Inflation has only worsened the situation. Prices today are around 15% higher than they were three years ago, catching many retirees off guard and stretching already tight budgets—especially those burdened with debt.As Proverbs 22:7 warns, “The rich rule over the poor, and the borrower is the slave of the lender.” To avoid financial hardship in retirement, it's critical to develop a strategy now to eliminate debt.How to Eliminate Debt Before RetirementIf you're 5, 10, or even 15 years away from retirement, now is the time to set a goal of becoming debt-free. A debt-free retirement provides the financial margin necessary to weather economic downturns, stock market fluctuations, and rising costs of living. Here are practical steps to achieve that goal:1. Reduce Your ExpensesA budget overhaul can reveal unnecessary expenses you're paying out of habit. Cut subscriptions, eat out less, and find ways to live within your means.2. Increase Your IncomeConsider taking on a side job, selling unused assets, or even delaying retirement by a few years to maximize savings and accelerate debt repayment.3. Downsize Your HomeOne of the most impactful moves is downsizing. If you still have a mortgage, selling your current home and purchasing a smaller one with cash (or a significantly reduced mortgage) can dramatically lower your monthly expenses. Additionally, a smaller home means lower property taxes, utility bills, and maintenance costs.4. Pay Down Your Mortgage FasterIf downsizing isn't an option, commit to making extra mortgage payments. Even one additional payment per year can shave off several years from your loan and save thousands in interest.Addressing Consumer DebtCredit card debt is another major obstacle in retirement. High-interest rates, which often increase with inflation, make carrying a balance extremely costly. Here's how to tackle it:Use the Snowball Method: Pay off the smallest balance first, then roll that payment into the next debt. This approach provides quick wins and motivation to continue. Avoid Using Home Equity: Converting unsecured credit card debt into a home equity loan puts your house at risk if you can't make payments. Seek Help If Needed: If you have more than $4,000 in credit card debt, consider working with Christian Credit Counselors. They offer debt management plans that can help you become debt-free 80% faster.One thing we've never heard at FaithFi? A person calling in to say they regretted paying off their debt. Eliminating debt before retirement ensures financial security and provides more time and resources to serve God's Kingdom.So, make a plan today. Your future self—and your financial journey—will thank you.On Today's Program, Rob Answers Listener Questions:Do I still have to keep filing married filing joint even though my husband left me about three and a half years ago and we do not live together?I inherited a traditional IRA from my mother when she passed away in 2017, and I'm not sure whether I need to disperse it in 10 years or if I can continue taking required minimum distributions (RMDs) over my lifetime.I don't have a 401(k), but I own a property that I could sell for $250,000 to $350,000. I'm not sure what to do with the money from the sale to help me prepare for retirement, since I'm still working full-time at 61 and don't plan to retire soon.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineChristian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Farron Balanced Daily
Economists Warn A MAJOR Trump Recession Is Coming Soon

Farron Balanced Daily

Play Episode Listen Later Mar 1, 2025 15:53


Economists in both the United States and Europe are now warning that Donald Trump's policies and actions are about to cause a major recession - and it will be entirely his fault. The main driver at this point is actually not the tariffs or the mass deportations (although those are large factors, too.) The REAL problem we're about to have is potentially hundreds of thousands of unemployed government workers, which economists say will create a "Snowball effect" throughout the economy and send us into a recession. Donald Trump and Elon Musk began the process of firing hundreds, possibly thousands, of air traffic controllers, and now they've realized that they apparently made a huge mistake. Musk took to Twitter this week to BEG former air traffic controllers that had either retired or left the field to return to their old jobs because, as he put it, "we have a shortage." The shortage exists because of HIM and his idiotic decisions.Press Secretary Karoline Leavitt mocked members of the press during a recent podcast interview for not having any fun as they cover the Trump administration, and Donald Trump, specifically. Leavitt claimed that Trump is having "the time of his life" during his second term. But the amount of fun that Trump and Leavitt may be having is not being felt by anyone else across the country, as Trump's poll numbers plummet and the economy barrels towards a recession. Farron explains why this is anything but "fun."Text and and let us know your thoughts on today's stories!Subscribe to our YouTube channel to stay up to date on all of Farron's content: https://www.youtube.com/FarronBalancedFollow Farron on social media! Facebook: https://www.facebook.com/FarronBalanced Twitter: https://twitter.com/farronbalanced Instagram: https://www.instagram.com/farronbalanced TikTok: https://www.tiktok.com/@farronbalanced?lang=en

Crushing Debt Podcast
Is Your Credit Card a Toxic Ex? - Episode 453

Crushing Debt Podcast

Play Episode Listen Later Feb 27, 2025 30:19


Have you ever had a relationship that started out amazing, made you feel like you had everything you ever wanted, until one day you realized it was ruining your life? No, we're not talking about your ex, we're talking about your credit card! Let's talk about the warning signs of a toxic financial relationship and how to finally break up with debt for good! At first, you go through the honeymoon phase, until the bills start to show up and suddenly the APR is 25%! What red flags do you see with your credit cards? Minimum payments that never make a dent? How do you break up with your credit cards? How do you move on and stay strong? Let us know if you enjoy this episode and, if so, please share it with your friends! Please also visit our sponsor, Sam Cohen of Attorneys First Insurance for Attorneys and Title Companies looking to get a quote on Errors & Ommissions (malpractice) Insurance coverage. www.AttorneysFirst.com.   Or, you can support the show by visiting our Patreon page: https://www.patreon.com/crushingDebt   To contact George Curbelo, you can email him at GCFinancialCoach21@gmail.com or follow his Tiktok channel - https://www.tiktok.com/@curbelofinancialcoach   To contact Shawn Yesner, you can email him at Shawn@Yesnerlaw.com or visit www.YesnerLaw.com. And please consider a donation to Pancreatic Cancer research and education by joining Shawn's team at MY Legacy Striders: http://support.pancan.org/goto/MYLegacy8  

More Than Money
Episode 343 | 11 Characteristics Of Sacrificially Generous People

More Than Money

Play Episode Listen Later Feb 26, 2025 33:55


What do sacrificially generous people look like? Which is better—a debt consolidation loan or the debt snowball method? What are some ways to help your child avoid student loan debt? These questions and more are answered in this episode of More Than Money!Resources:8 Money MilestonesAsk a Money Question!

Sword and Scale Daily
February 24th, 2025 - Snowball Self-Defense

Sword and Scale Daily

Play Episode Listen Later Feb 24, 2025 15:03


We have some amended and updated information in the case of Samuel Whittemore, the man accused of killing his wife and critically injuring his mother last week.In Texas, police responded to a home after receiving a report about a person having difficulties breathing. Upon arrival, they found a malnourished young woman dead.In New York, a man was arrested for murder after providing law enforcement with a bizarre self-defense claim.Consider joining PLUS+ at swordandscale.com/plus

SpaceTime with Stuart Gary | Astronomy, Space & Science News
Snowball Earth Evidence, Blue Origin's Parachute Mishap, and the Moon's Horizon Illusion: S28E23

SpaceTime with Stuart Gary | Astronomy, Space & Science News

Play Episode Listen Later Feb 21, 2025 21:01


SpaceTime Series 28 Episode 23The Astronomy, Space and Science News PodcastSnowball Earth Evidence, Blue Origin's Parachute Failure, and the Moon Illusion ExplainedIn this episode of SpaceTime, we dive into groundbreaking geological research that provides compelling evidence for the Snowball Earth hypothesis, suggesting that glaciers may have covered the planet from pole to pole hundreds of millions of years ago. This research reveals insights into Earth's climatic history and the emergence of multicellular life following this extreme glaciation event.Blue Origin's Lunar Gravity MissionWe also discuss the recent Blue Origin mission, where the New Shepard spacecraft experienced a parachute failure during a lunar gravity simulation flight. Despite the malfunction, mission managers confirm that the capsule was designed to land safely with two parachutes, and investigations are underway to understand the issue.The Moon Illusion: Why Does It Appear Larger on the Horizon?Additionally, we explore the fascinating phenomenon known as the Moon illusion, which causes the Moon to appear larger when it is near the horizon compared to when it is high in the sky. We delve into the psychological and perceptual factors that contribute to this optical illusion, despite the Moon's actual size remaining constant.00:00 Space Time Series 28 Episode 23 for broadcast on 21 February 202500:49 Evidence supporting the Snowball Earth hypothesis06:30 Implications for Earth's climatic history12:15 Blue Origin's lunar gravity mission details18:00 Analysis of parachute failure during descent22:45 The Moon illusion and its psychological explanations27:00 Understanding optical illusions in astronomy30:15 The self-domestication of wolves and its implicationswww.spacetimewithstuartgary.comwww.bitesz.com

The 5 AM Miracle Podcast with Jeff Sanders
How to Restart from Zero: The Simple Path to Snowball Your Success [BEST OF]

The 5 AM Miracle Podcast with Jeff Sanders

Play Episode Listen Later Feb 20, 2025 37:07


Episode SummaryI discuss how to restart from zero and snowball your success into a manageable longterm solution..Show Notes Pagejeffsanders.com/570a.Go Premium!Exclusive bonus episodes, 100% ad-free, full back catalog, and more!Free 7-Day Trial of 5 AM Miracle Premium.Perks from Our SponsorsThe Adaptive Mind Podcast → Subscribe today wherever you get your podcastsTimeline → Get 10% off your order of Mitopure®Kinsta → Get your first month free when you sign up today.Learn More About The 5 AM MiracleThe 5 AM Miracle Podcast.Free Productivity Resources + Email Updates!Join The 5 AM Club!.The 5 AM Miracle BookAudiobook, Paperback, and Kindle.Connect on Social MediaLinkedIn • Facebook Group • Instagram.About Jeff SandersRead Jeff's Bio.Questions?Contact Jeff.© 5 AM Miracle Media, LLC.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.