Podcasts about dsi

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Best podcasts about dsi

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Latest podcast episodes about dsi

The Dentalpreneur Podcast w/ Dr. Mark Costes
2389: Balancing Dentistry, Fatherhood, and a 100-Mile Race

The Dentalpreneur Podcast w/ Dr. Mark Costes

Play Episode Listen Later Nov 27, 2025 52:44


On today's episode, you'll hear Dr. Mark Costes in his first-ever recording from the brand-new DSI studio—joined by none other than Dr. Cody Boals, who shares his journey from small-town Illinois to co-owning a thriving 10-operatory dental practice in Colorado Springs. Dr. Boals opens up about launching Kissing Camels Family Dentistry with his wife Alexa, their approach to grassroots marketing, and how they scaled from seeing 40 new patients a month to over 150—all while maintaining a strong family-first philosophy.   Cody reflects on his early leadership missteps, how COVID and a NICU stay changed their practice vision, and the systems that helped them grow to nearly $5 million in collections. He also dives into his passion for endurance racing and what led him to complete the legendary Leadville 100 ultra-marathon just weeks after welcoming their second child. This episode is packed with insight on intentional scheduling, team culture, giving back to the community, and how to grow a practice without sacrificing your values. Be sure to check out the full episode from the Dentalpreneur Podcast! EPISODE RESOURCES https://www.truedentalsuccess.com Dental Success Network Subscribe to The Dentalpreneur Podcast

Consulting Insider
#2 | Data, IA, agents : comment assurer le passage à l'échelle et le ROI de l'agentique ? — avec Raphaël Fétique, Group CEO chez Converteo

Consulting Insider

Play Episode Listen Later Nov 27, 2025 66:07 Transcription Available


Dans ce nouvel épisode de Consulting Insider, Arnaud Caldichoury reçoit Raphaël Fétique, CEO et cofondateur de Converteo.Ils reviennent sur l'évolution du cabinet, de 2007 à son positionnement actuel : un acteur hybride, data-first, capable d'accompagner toutes les directions de ses clients dans la mise à l'échelle de la data, de l'IA et désormais de l'agentique.Raphaël partage une analyse lucide du marché : maturité des organisations, limites du techno solutionnisme, importance de la data quality, et transformation profonde des DSI face au cloud, au low-code et aux agents autonomes.Il explique pourquoi l'IA générative n'a réellement décollé qu'en 2024 avec l'arrivée de briques d'industrialisation (MCP, agent-to-agent, LLM as a judge), et comment Converteo sélectionne des cas d'usage concrets, à fort ROI, souvent bien plus opérationnels que marketing.Au programme :Comment l'IA et l'agentique redéplacent la valeur vers les opérations (ITSM, relation client, back-office) ?Quelles conditions doivent être réunies pour industrialiser l'IA (data quality, gouvernance, standardisation, rôle des DSI) ?Quels sont les nouveaux risques et contraintes liés à la réglementation (RGPD, IA Act) et aux legacy existants ?Comment l'IA transforme les métiers du conseil (tâches automatisables, montée en compétences, nouvelles pyramides) ?Bonne écoute !Pour aller plus loin :Découvrir Napta : La meilleure solution SaaS de staffing 360° pour vous et vos équipes.Suivez nous sur LinkedinHébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

The Dentalpreneur Podcast w/ Dr. Mark Costes
2387: The Motivation Myth Pt. 1

The Dentalpreneur Podcast w/ Dr. Mark Costes

Play Episode Listen Later Nov 25, 2025 33:30


On today's episode, we bring you part one of a two-part keynote from Dr. Mark Costes, recorded live during the DSI Mastermind in October 2025. In this powerful session, Mark unpacks "The Motivation Myth" and examines what truly drives elite performers—from Kobe Bryant and Thomas Edison to DSI's own Cody Boals.   Through both inspiring stories and neuroscience-based insights, he explains how motivation, willpower, and grit aren't traits you're born with—they're skills you can train. With research from thought leaders like Andrew Huberman and Peter Attia, Mark shows how to use internal dialogue, identity framing, and dopamine-driven strategies to build sustainable drive and redefine your relationship with hard work and discomfort. Be sure to check out the full episode from the Dentalpreneur Podcast! EPISODE RESOURCES https://www.truedentalsuccess.com Dental Success Network Subscribe to The Dentalpreneur Podcast

The Dentalpreneur Podcast w/ Dr. Mark Costes
2384: How to Increase Revenue Doing Zero Extra Dentistry

The Dentalpreneur Podcast w/ Dr. Mark Costes

Play Episode Listen Later Nov 20, 2025 57:23


On today's episode, we feature an impactful breakout session led by Amy Hernandez at this year's Dental Success Summit. Amy, billing coach and fee negotiation expert with PPO Profits and DSI, shares powerful strategies for increasing your practice's profitability—without adding any extra dentistry. She explains how outsourcing key services like billing, verifications, and PPO fee negotiations can drastically improve collections and reduce administrative headaches. With real-life examples, insights into the most underutilized codes, and a detailed breakdown of how to optimize your financial systems, Amy delivers a playbook for boosting your bottom line while keeping your clinical schedule unchanged. Be sure to check out the full episode from the Dentalpreneur Podcast! EPISODE RESOURCES https://www.truedentalsuccess.com Dental Success Network Subscribe to The Dentalpreneur Podcast

CIO Radio.TV
GPTW : La vraie mesure de la qualité de vie au travail | Nicolas Moreau, Directeur du Système d'Information de Great Place to Work

CIO Radio.TV

Play Episode Listen Later Nov 19, 2025 15:49


Nicolas Moreau évoque les enjeux auxquels sa DSI est confrontée ainsi que sa stratégie en matière de sécurité. Conscient de la valeur des données détenues par l'entreprise, il s'attache à les exploiter de manière optimale. Il explique également comment il sensibilise ses équipes à la sécurité de l'infrastructure web et souligne que l'utilisation de l'intelligence artificielle est strictement encadrée.Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

Objectif TECH
Trajectoires - Comment reconstruire un système d'information après une cyberattaque ?

Objectif TECH

Play Episode Listen Later Nov 12, 2025 19:14


Les collectivités territoriales sont devenues des cibles de choix pour les cybercriminels : budgets limités, données citoyens sensibles, systèmes d'information complexes parfois insuffisamment protégés. En février 2021, Angers Loire Métropole rejoint la liste des victimes avec une attaque ransomware qui compromet totalement son SI. Luc Dufresne, RSSI de la métropole, revient sur cette nuit où un attaquant opportuniste a pénétré le réseau.De la coupure immédiate d'Internet aux affiches dans les ascenseurs informant les agents de ne pas allumer leurs ordinateurs, notre invité raconte la gestion humaine et technique d'une crise qui a duré plusieurs mois. Il partage les leçons tirées de cette expérience : reconstruction à partir d'un cœur de confiance sécurisé, déploiement d'un SOC pour détecter les signaux faibles, sensibilisation renforcée des collaborateurs, et transformation de la culture cyber au sein de l'organisation.

CIO Radio.TV
RATP Dev : Le maintien des réseaux de transport sur 5 continents | Pascal Dalla Torre, Group CIO de RATP Dev

CIO Radio.TV

Play Episode Listen Later Nov 12, 2025 16:15


Pascal Dalla Torre nous présente les principaux enjeux de son rôle de DSI et décrit le modèle opérationnel de la fonction IT/SI au sein de RATP Dev. Il souligne l'importance des enjeux industriels liés à la collecte et à l'exploitation des données. Enfin, il revient sur ses choix d'architecture cloud, aborde les questions de sécurité et évoque la stratégie full web.Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

DSI et des Hommes
Le jeu vidéo, entre art, industrie et responsabilité — avec Fabien Thollot

DSI et des Hommes

Play Episode Listen Later Nov 6, 2025 58:14


Le jeu vidéo, c'est bien plus qu'un simple loisir : c'est une industrie culturelle majeure, un laboratoire d'innovations et une fabrique d'imaginaires.En 2025, on compte plus de 3,6 milliards de joueurs dans le monde pour un chiffre d'affaires estimé à 190 milliards de dollars (Newzoo, Global Games Market Report 2025).En France, 40 millions de personnes jouent régulièrement (SELL / Ipsos 2024).Dans cet épisode de DSI et des Hommes, Nicolas BARD échange avec Fabien Thollot, entrepreneur, ingénieur et fondateur d'un studio de jeux vidéo à Saint-Étienne.Fabien raconte son parcours, ses débuts sur un Atari 520, la création de son univers de fantasy Tenebrae, et la fondation d'un premier studio indépendant, Angel Corp, avant de lancer son nouveau projet centré sur le jeu vidéo.L'épisode aborde :

CIO Radio.TV
AdvanThink : Le pionnier Français de l'IA | Brice Perdrix, CEO d'AvanThink

CIO Radio.TV

Play Episode Listen Later Nov 5, 2025 17:48


Brice Perdrix nous présente en détail l'activité de son entreprise, ses caractéristiques et les publics auxquels elle s'adresse. Il décrit la technologie unique qu'elle propose sur le marché, en particulier le data morphing. Il expose également la stratégie cloud et la politique de sécurité de la société. Enfin, il nous explique ce qu'est l'intelligence artificielle quantique et ses principales applications.Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

CIO Radio.TV
Adelyce : Le bon outil pour la masse salariale du secteur public | Fabrice Vernezoul, Directeur des Systèmes d'Information d'Adelyce

CIO Radio.TV

Play Episode Listen Later Oct 29, 2025 15:16


Fabrice Vernezoul nous présente son équipe de développeurs, son directeur des systèmes d'information ainsi que ses collègues de la DSI. Il évoque les enjeux majeurs liés à la conformité, au cœur de ses missions. Fabrice Vernezoul partage également sa vision du cloud et de la souveraineté numérique, tout en expliquant les bonnes pratiques pour gérer les données sensibles, telles que les fiches de paie.Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

Objectif TECH
Le Lab - Philippe Cordier : du caoutchouc autoréparable au calcul de l'empreinte carbone de l'IA

Objectif TECH

Play Episode Listen Later Oct 28, 2025 23:02


L'intelligence artificielle peut-elle être à la fois solution et problème dans la lutte contre le changement climatique ? C'est la question que Philippe Cordier, Chief AI Scientist chez Capgemini Invent, cherche à résoudre au quotidien.Dans cet épisode, il nous présente son simulateur d'empreinte environnementale des IA : un outil qui évalue la consommation en eau, en énergie et en ressources depuis la fabrication des cartes graphiques jusqu'à leur utilisation dans les data centers. Philippe partage aussi la philosophie de son équipe recherche et innovation : vingt collaborateurs qui mélangent compétences scientifiques, techniques et métiers pour créer des solutions durables. Entre hackathons, projets de recherche et missions clients, il nous explique pourquoi la créativité et la résilience sont essentielles pour faire avancer l'innovation responsable.

Objectif TECH
Trajectoires - Durabilité et rentabilité : les deux faces de la performance IT

Objectif TECH

Play Episode Listen Later Oct 21, 2025 15:13


La fabrication d'un ordinateur portable de 2 kg mobilise 600 kg de matières premières, 200 kg d'énergie fossile et 1,5 tonnes d'eau. Ces chiffres illustrent l'ampleur des enjeux environnementaux du numérique, de la conception jusqu'à la fin de vie des équipements. Pour comprendre comment les DSI peuvent piloter la réduction de ces impacts, nous accueillons Matthieu Poulard, co-fondateur d'Aguaro, plateforme SaaS qui accompagne les organisations dans la mesure et la réduction de leur empreinte.Notre invité démontre que performance et responsabilité ne s'opposent pas, mais convergent vers l'efficience et l'innovation sous contrainte. Il partage les expériences de grandes organisations comme dans la rationalisation du portefeuille applicatif, où l'angle environnemental permet de valoriser à la fois des gains écologiques et des économies substantielles. De la gestion de projets IA aux bonnes pratiques de cybersécurité durable, il présente les méthodologies concrètes pour faire de chaque collaborateur un éco-comptable et transformer le numérique responsable en atout stratégique.

Zakendoen | BNR
Cedric Montanus (Montea) over de strijd om Nederland Distributieland 

Zakendoen | BNR

Play Episode Listen Later Oct 16, 2025 114:08


Nederland Distributieland profiteert van de lusten, maar een groot deel van Nederland zet zich steeds meer af tegen de lasten. De blokkendozen die hiervoor gebouwd worden hebben de meesten allemaal liever niet in de achtertuin. Grote distributiecentra staan ondertussen dus overal, maar zijn ze wel klaar voor de toekomst waar klimaatverandering steeds een grotere rol gaat spelen? Cedric Montanus, directeur Nederland bij Montea is te gast in BNR Zakendoen. Macro met Mujagić Elke dag een intrigerende gedachtewisseling over de stand van de macro-economie. Op maandag en vrijdag gaat presentator Thomas van Zijl in gesprek met econoom Arnoud Boot, de rest van de week praat Van Zijl met econoom Edin Mujagić. Ook altijd terug te vinden als je een aflevering gemist hebt. Blik op de wereld Wat speelt zich vandaag af op het wereldtoneel? Het laatste nieuws uit bijvoorbeeld Oekraïne, het Midden-Oosten, de Verenigde Staten of Brussel hoor je iedere werkdag om 12.10 van onze vaste experts en eigen redacteuren en verslaggevers. Ook los te vinden als podcast. Boardroompanel De overheid greep hard in bij chipmaker Nexperia. Maar hoe ver mag die bemoeienis met het bedrijfsleven eigenlijk gaan? Dat en meer bespreken we om 11.30 in het boardroompanel met: -Tanja Nagel, bestuursvoorzitter DSI, commissaris bij Achmea Bank -Jeroen Vercauteren, specialist Associate partner bij Qufinity. Zakenlunch Elke dag, tijdens de lunch, geniet je mee van het laatste zakelijke nieuws, actuele informatie over de financiële markten en ander economische actualiteiten. Op een ontspannen manier word je als luisteraar bijgepraat over alles wat er speelt in de wereld van het bedrijfsleven en de beurs. En altijd terug te vinden als podcast, mocht je de lunch gemist hebben. Contact & Abonneren BNR Zakendoen zendt elke werkdag live uit van 11:00 tot 13:30 uur. Je kunt de redactie bereiken via e-mail. Abonneren op de podcast van BNR Zakendoen kan via bnr.nl/zakendoen, of via Apple Podcast en Spotify. See omnystudio.com/listener for privacy information.

The Dentalpreneur Podcast w/ Dr. Mark Costes
2356: Power of Purpose, People, and Influence

The Dentalpreneur Podcast w/ Dr. Mark Costes

Play Episode Listen Later Oct 13, 2025 43:45


In this inspiring presentation, Dr. Matt Slivka shares how purpose, people, and influence have transformed both his life and practice. From launching Roadside Dental without mentorship to becoming a thriving multi-doctor practice and a DSI Black Belt Coach, Matt reflects on how his journey was shaped by small acts of mentorship—like an open invitation from Dr. Jason Campbell—that led to massive ripple effects. He emphasizes the personal growth he found through DSI, the power of community, and his mission-driven nonprofit, Roadside Reach International, which brings dental care and support to underserved communities in Guatemala. Matt highlights real-life examples of world-changing influence—from a single IT technician funding a water tower in Africa to his own team delivering textbooks to rural Guatemalan students. He reminds us that true legacy isn't measured by recognition, but by the lives we touch through generosity and intention. With heartfelt stories and calls to action, he challenges the audience to think bigger, express gratitude, and ask one key question: “Who can you influence today?” EPISODE RESOURCES https://www.truedentalsuccess.com Dental Success Network Subscribe to The Dentalpreneur Podcast

20 minutes pour comprendre
#128d : F-35, l'avion de la discorde (4/4) - Partie 4 : réflexions finales

20 minutes pour comprendre

Play Episode Listen Later Oct 9, 2025 10:13


Enfant de la révolution dans les affaires militaires et de la fin de la guerre froide, le F-35 est un avion hors norme. D'ici quelques années, celui-ci deviendra l'épine dorsale de bon nombre de forces aériennes historiquement alliées des Etats-Unis, avec lesquels elles pourront opérer plus étroitement que jamais. Pourtant, le programme suscite encore et toujours des débats passionnés. Outre les multiples problèmes techniques qu'il a pu rencontrer lors de sa conception (tous ne sont d'ailleurs pas encore complètement résolus), l'avion pose question sur le plan politico-stratégique. De par sa structure même, le programme donne en effet un contrôle majeur aux Etats-Unis sur les utilisateurs de l'appareil, ce qui, à l'heure du retour de Trump à la Maison Blanche, ne manque pas d'inquiéter certains observateurs.En compagnie de Joseph Henrotin, rédacteur en chef de la revue DSI, 20 Minutes pour Comprendre vous propose de faire le point sur cet avion et les controverses qui l'entourent. Au micro de Simon Desplanque, notre invité revient notamment sur les origines du F-35, sur le cadre doctrinal dans lequel il s'inscrit ainsi que sur les nombreuses questions qu'il continue de poser, tant sur le plan technique que stratégique.Invité : Joseph HenrotinAvec Simon DesplanqueSuivez le podcast ! Il est désormais sur X/Twitter : @20MPC_podcast & LinkedIn !   Générique : Léopold Corbion (15 Years of Reflection)Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

The Dentalpreneur Podcast w/ Dr. Mark Costes
2352: The Playbook for Predictable Dental Growth

The Dentalpreneur Podcast w/ Dr. Mark Costes

Play Episode Listen Later Oct 7, 2025 54:06


On today's episode, you'll hear Dr. Mark Costes' keynote presentation from the Super Dentist Boost Camp 2025, where he delivers a deep dive into what it really takes to grow and scale a dental practice the right way. With a mix of humor, hard-earned lessons, and serious strategy, Mark walks through the foundations of his Elite Practice Blueprint—six pillars that include operational systemization, team culture, patient experience, financial intelligence, and more.  He pulls back the curtain on private equity's growing influence in dentistry, the realities of consolidation, and why becoming "sale-ready" is something every dentist should be thinking about now, not later. Mark also breaks down DSI's belt system for evaluating practices and explains why adding new procedures or marketing is often the wrong move—unless your infrastructure is rock solid. Packed with both inspiration and actionable insights, this talk is a must-listen for any dentist thinking about scale, freedom, and fulfillment. Be sure to check out the full episode from the Dentalpreneur Podcast! EPISODE RESOURCES https://www.truedentalsuccess.com Dental Success Network Subscribe to The Dentalpreneur Podcast

20 minutes pour comprendre
#128c : F-35, l'avion de la discorde (3/4) - Partie 3 : les implications stratégiques

20 minutes pour comprendre

Play Episode Listen Later Oct 6, 2025 35:27


Enfant de la révolution dans les affaires militaires et de la fin de la guerre froide, le F-35 est un avion hors norme. D'ici quelques années, celui-ci deviendra l'épine dorsale de bon nombre de forces aériennes historiquement alliées des Etats-Unis, avec lesquels elles pourront opérer plus étroitement que jamais. Pourtant, le programme suscite encore et toujours des débats passionnés. Outre les multiples problèmes techniques qu'il a pu rencontrer lors de sa conception (tous ne sont d'ailleurs pas encore complètement résolus), l'avion pose question sur le plan politico-stratégique. De par sa structure même, le programme donne en effet un contrôle majeur aux Etats-Unis sur les utilisateurs de l'appareil, ce qui, à l'heure du retour de Trump à la Maison Blanche, ne manque pas d'inquiéter certains observateurs.En compagnie de Joseph Henrotin, rédacteur en chef de la revue DSI, 20 Minutes pour Comprendre vous propose de faire le point sur cet avion et les controverses qui l'entourent. Au micro de Simon Desplanque, notre invité revient notamment sur les origines du F-35, sur le cadre doctrinal dans lequel il s'inscrit ainsi que sur les nombreuses questions qu'il continue de poser, tant sur le plan technique que stratégique.Invité : Joseph HenrotinAvec Simon DesplanqueSuivez le podcast ! Il est désormais sur X/Twitter : @20MPC_podcast & LinkedIn !   Générique : Léopold Corbion (15 Years of Reflection)Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

Le Tilt
110 | Intelligence artificielle : menace ou opportunité pour nos carrières et l'employabilité ?

Le Tilt

Play Episode Listen Later Oct 2, 2025 42:37


D'ici 2030, près de 40 % des compétences clés seront transformées par l'intelligence artificielle. Selon l'OCDE, une compétence technique ne dure plus que 12 à 18 mois. Faut-il craindre pour nos emplois ? Quels seront les métiers de demain ? Et comment rester employable dans ce futur du travail en pleine mutation ?Pour répondre à ces questions, je reçois Sandrine Saraiva, DSI chez ManpowerGroup Talent Solutions, experte en transformation digitale et management.Ensemble, nous explorons :L'impact de l'IA sur les carrières et l'évolution des compétences,Des cas concrets d'IA appliquée aux RH et à la gestion des talents,Les enjeux éthiques et stratégiques pour les managers et les organisations,Comment bâtir une carrière résiliente, que l'on soit en salariat ou en freelance.Un épisode essentiel du podcast sur la reconversion, le burn out, le développement professionnel et la transformation des métiers. De quoi anticiper, décider et agir face aux bouleversements de l'IA.Un épisode en collaboration commerciale rémunérée avec ManpowerGroup Talent Solutions. _____

20 minutes pour comprendre
#128b : F-35, l'avion de la discorde (2/4) - Partie 2 : quelle révolution technologique ?

20 minutes pour comprendre

Play Episode Listen Later Sep 29, 2025 31:24


Enfant de la révolution dans les affaires militaires et de la fin de la guerre froide, le F-35 est un avion hors norme. D'ici quelques années, celui-ci deviendra l'épine dorsale de bon nombre de forces aériennes historiquement alliées des Etats-Unis, avec lesquels elles pourront désormais opérer plus étroitement que jamais. Pourtant, le programme suscite encore et toujours des débats passionnés. Outre les multiples problèmes techniques qu'il a pu rencontrer lors de sa conception (tous ne sont d'ailleurs pas encore complètement résolus), l'avion pose question sur le plan politico-stratégique. De par sa structure même, le programme donne en effet un contrôle majeur aux Etats-Unis sur les utilisateurs de l'appareil, ce qui, à l'heure du retour de Trump à la Maison Blanche, ne manque pas d'inquiéter certains observateurs.En compagnie de Joseph Henrotin, rédacteur en chef de la revue DSI, 20 Minutes pour Comprendre vous propose de faire le point sur cet avion et les controverses qui l'entourent. Au micro de Simon Desplanque, notre invité revient notamment sur les origines du F-35, sur le cadre doctrinal dans lequel il s'inscrit ainsi que sur les nombreuses questions qu'il continue de poser, tant sur le plan technique que stratégique.Invité : Joseph HenrotinAvec Simon DesplanqueSuivez le podcast ! Il est désormais sur X/Twitter : @20MPC_podcast & LinkedIn !   Générique : Léopold Corbion (15 Years of Reflection)Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

Zakendoen | BNR
Michiel Dijkman (Economic Board Utrecht) over of Utrecht nog steeds de meeste competitieve regio van Europa is 

Zakendoen | BNR

Play Episode Listen Later Sep 25, 2025 111:38


In 2023 werd Utrecht door de Europese Commissie uitgeroepen tot de meest competitieve regio van Europa. Anno 2025 heeft de metropoolregio te maken met een stikstofslot, netcongestie en dwalend Rijksbeleid. Ook moeten er voor 2030 duizenden extra woningen gebouwd worden om de tekorten op te lossen. Hoe kan Utrecht competitief blijven én deze uitdagingen omzetten in kansen? Michiel Dijkman, directeur van het Economic Board Utrecht, is te gast in BNR Zakendoen. Macro met Mujagić/Boot Elke dag een intrigerende gedachtewisseling over de stand van de macro-economie. Op maandag en vrijdag gaat presentator Thomas van Zijl in gesprek met econoom Arnoud Boot, de rest van de week praat Van Zijl met econoom Edin Mujagić. Ook altijd terug te vinden als je een aflevering gemist hebt. Blik op de wereld Wat speelt zich vandaag af op het wereldtoneel? Het laatste nieuws uit bijvoorbeeld Oekraïne, het Midden-Oosten, de Verenigde Staten of Brussel hoor je iedere werkdag om 12.10 van onze vaste experts en eigen redacteuren en verslaggevers. Ook los te vinden als podcast. Boardroompanel Shell smeedde een intern plan om kritiek op blauwe waterstof te pareren En: Ørsted mag hun windmolenpark in de VS gaan afmaken na gerechtelijke uitspraak. Dat en meer bespreken we om 11.30 in het boardroompanel met: Rob Oudman, Hoofd Benelux bij de Amerikaanse zakenbank Houlihan Lokey, Tanja Nagel, bestuursvoorzitter DSI, commissaris bij Achmea Bank Luister l Boardroompanel l Zakenlunch Elke dag, tijdens de lunch, geniet je mee van het laatste zakelijke nieuws, actuele informatie over de financiële markten en ander economische actualiteiten. Op een ontspannen manier word je als luisteraar bijgepraat over alles wat er speelt in de wereld van het bedrijfsleven en de beurs. En altijd terug te vinden als podcast, mocht je de lunch gemist hebben. Contact & Abonneren BNR Zakendoen zendt elke werkdag live uit van 11:00 tot 13:30 uur. Je kunt de redactie bereiken via e-mail. Abonneren op de podcast van BNR Zakendoen kan via bnr.nl/zakendoen, of via Apple Podcast en Spotify. See omnystudio.com/listener for privacy information.

DSI et des Hommes
Quand les IA prennent la parole : 5 LLM face aux mêmes questions

DSI et des Hommes

Play Episode Listen Later Sep 25, 2025 18:20 Transcription Available


Aujourd'hui, épisode spécial de DSI et des Hommes.Pas d'invité humain… mais cinq intelligences artificielles : ChatGPT, Claude, Perplexity, Gemini et Le Chat.Je leur ai posé trois questions simples mais essentielles :Quelle sera la plus grande transformation de l'IA dans les entreprises d'ici 5 ans ?Si vous étiez DSI aujourd'hui, quel serait votre premier chantier prioritaire avec l'aide d'un LLM ?Quel est le plus grand risque lié à l'usage massif des IA génératives, et comment s'en prémunir ?Leurs réponses sont aussi diverses que révélatrices.Dans cet épisode, je vous propose de les écouter, de les comparer et d'analyser ce que cela dit de nos organisations, de nos métiers, et de notre capacité à garder l'esprit critique face aux promesses de l'IA.----------------------------------DSI et des Hommes est un podcast animé par Nicolas BARD, qui explore comment le numérique peut être mis au service des humains, et pas l'inverse. Avec pour mission de rendre le numérique accessible à tous, chaque épisode plonge dans les expériences de leaders, d'entrepreneurs, et d'experts pour comprendre comment la transformation digitale impacte nos façons de diriger, collaborer, et évoluer. Abonnez-vous pour découvrir des discussions inspirantes et des conseils pratiques pour naviguer dans un monde toujours plus digital.Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

Unpacking the Digital Shelf
Crossover Podcast Part 2: Humans + AI: Balancing Culture, Creativity, and Commerce Growth

Unpacking the Digital Shelf

Play Episode Listen Later Sep 22, 2025 30:01


In our first ever two part cross over podcast with Future Commerce we dive into the new DSI research on omnichannel org structures. Part 1 over on the Future Commerce podcast paints the picture of 2030 and what a more AI enabled world looks like. Part 2 dives into how to make that possible with actionable insights for brands navigating the change. Learn how to balance human strategy with AI agents, embrace continuous reinvention, and show up as one connected company in today's commerce world.

20 minutes pour comprendre
#128a : F-35, l'avion de la discorde (1/4) - Partie 1 : genèse d'un projet hors norme

20 minutes pour comprendre

Play Episode Listen Later Sep 22, 2025 25:27


Enfant de la révolution dans les affaires militaires et de la fin de la guerre froide, le F-35 est un avion hors norme. D'ici quelques années, celui-ci deviendra l'épine dorsale de bon nombre de forces aériennes historiquement alliées des Etats-Unis, avec lesquels elles pourront désormais opérer plus étroitement que jamais. Pourtant, le programme suscite encore et toujours des débats passionnés. Outre les multiples problèmes techniques qu'il a pu rencontrer lors de sa conception (tous ne sont d'ailleurs pas encore complètement résolus), l'avion pose question sur le plan politico-stratégique. De par sa structure même, le programme donne en effet un contrôle majeur aux Etats-Unis sur les utilisateurs de l'appareil, ce qui, à l'heure du retour de Trump à la Maison Blanche, ne manque pas d'inquiéter certains observateurs.En compagnie de Joseph Henrotin, rédacteur en chef de la revue DSI, 20 Minutes pour Comprendre vous propose de faire le point sur cet avion et les controverses qui l'entourent. Au micro de Simon Desplanque, notre invité revient notamment sur les origines du F-35, sur le cadre doctrinal dans lequel il s'inscrit ainsi que sur les nombreuses questions qu'il continue de poser.Invité : Joseph HenrotinAvec Simon DesplanqueSuivez le podcast ! Il est désormais sur X/Twitter : @20MPC_podcast & LinkedIn !   Générique : Léopold Corbion (15 Years of Reflection)Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

Mastering Metail
Reinventing the Organization for Omnichannel Success w/ Lauren Livak Gilbert of The Digital Shelf Institute

Mastering Metail

Play Episode Listen Later Sep 17, 2025 27:04


What does the modern omnichannel organization really need to succeed? Emma sits down with Lauren Livak Gilbert, executive director of the Digital Shelf Institute, to unpack the findings from DSI's “Reinventing for Omnichannel Success” report. Lauren shares why old org structures fall short, the urgent capabilities brands must build, and how cross-functional collaboration and mindset shifts are key to driving change. Read the report here.

ZD Tech : tout comprendre en moins de 3 minutes avec ZDNet
C'est le shadow IA qui pourrait bien sauver les projets d'IA Gen entreprise

ZD Tech : tout comprendre en moins de 3 minutes avec ZDNet

Play Episode Listen Later Sep 16, 2025 3:05


C'est un phénomène en pleine croissance dans le monde de l'IA pour les professionnels. Il semble que les projets pilotes d'IA en entreprise échouent massivement. Une étude récente du MIT affirme même que seul 95 % des projets échouent.Pourtant, les entreprises investissent désormais des milliards pour intégrer l'IA. Alors, pourquoi tant de projets échouent-ils, et comment éviter ces pièges ?Des stratégies IA bien trop souvent court-termistesD'abord, les stratégies sont trop souvent axées sur le court terme.Pourquoi à court terme ? Et bien parce que beaucoup d'entreprises voient l'IA comme un simple levier pour couper les coûts à court terme.Par exemple, ces projets pilotes visent à remplacer des employés. Mais cela finit souvent par échouer. Pourquoi ? Parce qu'il manque une stratégie de long terme, orientée sur l'amélioration des processus, pas sur la suppression d'emplois. Bref, il faut un changement de mentalité, l'IA doit être un amplificateur de productivité, pas un outil de compression des coûts.Oui, l'intégration de l'IA est difficile dans les processus d'entrepriseOui, c'est souvent là que ça coince. La plupart des outils d'IA ne savent pas s'intégrer efficacement dans les flux de travail des entreprises.Par conséquent, les projets restent très très souvent bloqués en mode "démonstration".Au contraire, l'IA a besoin d'être adaptée aux processus existants, et cela demande une vraie préparation sur la données de qualité, des cas d'utilisation bien définis, ou encore et une gestion rigoureuse de l'évolution des systèmes.L'IA fantôme pourrait bien tous nous sauverMais un allié inattendu, et certes un peu risqué, peut être mis en œuvre. Il s'agit de l'IA fantôme, on dit shadow IT en anglais. Et bien sachez que cette solution informelle fonctionne.Car malgré les échecs officiels, l'IA est déjà utilisée au quotidien par les employés.On parle ici d'outils comme ChatGPT, Claude ou Gemini, qui sont utilisés de manière informelle pour des tâches simples mais efficaces en entreprise. Je parle ici de faire rédiger des emails, d'analyser des documents ou de générer du code.Cette adoption "fantôme" montre que l'IA peut être un vrai moteur de productivité lorsqu'elle est ciblée sur des tâches spécifiques, et ce sans nécessiter une révolution des systèmes.Le ZD Tech est sur toutes les plateformes de podcast ! Abonnez-vous !Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

Brawn Body Health and Fitness Podcast
Gio Zucca: Decoding the DSI Isometric Testing, CMJ, and Athlete Profiling

Brawn Body Health and Fitness Podcast

Play Episode Listen Later Sep 15, 2025 49:30


In this episode of the Braun Performance & Rehab Podcast, Dan is joined by Gio Zucca to discuss the DSI in depth. Giorgio "Gio" Zucca is a strength and conditioning coach and sports scientist with international experience spanning Italy, Spain, and the United States. He currently serves as Head Strength Coach for the Detroit Pistons G-League team and was previously the Associate Director of Performance at Texas A&M University–Corpus Christi, where he works with men's basketball, women's basketball, and track & field.Previously, Gio served as a Strength & Conditioning Specialist for men's and women's basketball at the University of Louisville, as well as an S&C intern with Louisville Olympic Sports. Before his U.S. career, he was Head Basketball Strength Coach for USD Nervianese in Milan, Italy, and an Assistant Researcher at the Galeazzi Laboratory of Movement and Sport Science. His early career began in Italy, working with local basketball and track and field athletes in both club and private sector settings.Academically, Gio is currently pursuing his PhD in Sport Science at UCAM Murcia in Spain. He also holds a Master's and Bachelor's degree in Exercise Science from the University of Milan. His research and applied practice focus on performance profiling, isometric testing, and bridging sports science with real-world coaching. Follow Gio on Instagram: @gio.zucca*SEASON 6 of the Braun Performance & Rehab Podcast is brought to you by Isophit. For more on Isophit, please check out isophit.com and @isophit -BE SURE to use coupon code BraunPR25% to save 25% on your Isophit order!**Season 6 of the Braun Performance & Rehab Podcast is also brought to you by Firefly Recovery, the official recovery provider for Braun Performance & Rehab. For more on Firefly, please check out https://www.recoveryfirefly.com/ or email jake@recoveryfirefly.com***This episode is also powered by Dr. Ray Gorman, founder of Engage Movement. Learn how to boost your income without relying on sessions. Get a free training on the blended practice model by following @raygormandpt on Instagram. DM my name “Dan” to @raygormandpt on Instagram and receive your free breakdown on the model.Episode Affiliates:MoboBoard: BRAWNBODY10 saves 10% at checkout!AliRx: DBraunRx = 20% off at checkout! https://alirx.health/MedBridge: https://www.medbridgeeducation.com/brawn-body-training or Coupon Code "BRAWN" for 40% off your annual subscription!CTM Band: https://ctm.band/collections/ctm-band coupon code "BRAWN10" = 10% off!Ice shaker affiliate link: https://www.iceshaker.com?sca_ref=1520881.zOJLysQzKeMake sure you SHARE this episode with a friend who could benefit from the information we shared!Check out everything Dan is up to by clicking here: https://linktr.ee/braun_prLiked this episode? Leave a 5-star review on your favorite podcast platform

Objectif TECH
Trajectoires - Peut-on parler d'indépendance technologique en Europe ?​

Objectif TECH

Play Episode Listen Later Sep 9, 2025 16:38


Peut-on concilier innovation de pointe et souveraineté technologique ? Alors que les utilisateurs européens exigent des performances égales aux solutions américaines, les acteurs de la souveraineté numérique doivent relever un défi technique majeur : créer des alternatives crédibles sans compromettre l'excellence. Alexia Gaudron de ChapsVision partage les secrets de cette équation complexe.L'épisode explore les multiples facettes de cette transformation : l'impact des politiques publiques et du programme France 2030, les stratégies de R&D et d'acquisitions pour construire un écosystème technologique complet, les partenariats européens pour mutualiser les efforts, et les approches "privacy by design".

Good Manufacturing Podcast
DSI & validation des systèmes en pharma : enjeux, erreurs fréquentes et bonnes pratiques

Good Manufacturing Podcast

Play Episode Listen Later Sep 4, 2025 91:39


Vous avez déjà entendu parler de la DSI… mais savez-vous vraiment ce qu'elle fait dans l'industrie pharmaceutique ? Avec Ludivine Richard, guide de la Conformité des systèmes informatisés, nous avons exploré : La place stratégique de la DSI dans un environnement réglementé (Annexe 11, Annexe 15…) La validation des systèmes informatisés (VSI) : processus, bonnes pratiques et pièges à éviter Comment garantir la data integrity dans un monde ultra-digitalisé Les challenges des projets IT (ERP, LIMS, MES…) : des URS mal rédigés aux tests utilisateurs bâclés Et surtout… comment rapprocher Qualité et IT pour réussir ses transformations numériques Si vous travaillez en production, qualité, validation, informatique ou gestion de projets pharmaceutiques, cet épisode est pour vous ! Tout au long de l'épisode Ludivine nous fait profité de ses retours d'expériences et de ses exemples concret et de sa longue expérience terrain.    Bonne écoute et n'hésitez pas à vous abonner !

RetroRGB Weekly Roundup
Supporter Q&A #371 (Live!)

RetroRGB Weekly Roundup

Play Episode Listen Later Sep 1, 2025 79:53


Here's a live Supporter-only Q&A from August 29th, 2025. It'll be back to pre-recorded next time. All comments and questions are fielded through the supporter service Q&A page. Please consider supporting this channel via monthly support services, tips, or even just by using our affiliate links to purchase things you were already going to buy anyway, at no extra cost to you: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.retrorgb.com/support.html⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠T-Shirts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://retrorgb.link/tshirts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Amazon Recommended List: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://retrorgb.link/amazon⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TIMESTAMPS (please assume all links are affiliate / paid links that pay RetroRGB a commission on each sale.  Even if links are currently not affiliate, I may update them with one, should a partner list that item for sale in the future):00:00  Welcome!01:17  Gassin out Dustin…03:43  Anyone want to do an iMacSter Build?:  https://github.com/wickerwaka/iMacSTer  /  https://maceffects.com/products/inner-bezel-for-slot-loading-imac-g3-w-plastic-tabs 06:25  SuperFX MultiCart09:15  Gameboy DMG screen mod?  I like backlit, biverted11:45  Say hi at expos!12:45  DSi vs XL??15:315 WRONG ANSWER!  Ignore my stupidity and skip to 23:3518:15 Any thoughts on Switch 2?19:45  Nintendo DS Consolizer:  https://www.youtube.com/live/G5IX-wewavY  /  https://www.retrorgb.com/nintendo-ds-lite-composite-video-out-mod-demod.html 23:20  PVM-20L5 or a BVM-D20F1U?27:25  Magnetically Shielded Speakers:  https://www.retrorgb.com/crts-magnetically-shielded-speakers.html 31:30  40”, 4:3 Sony HD CRT38:45  My thoughts on Plasma TV's42:25  S-Video conversion (and other stuff)49:15  Is there a benefit to better composite cables?50:50  SMS light gun issues54:20  Yuan SC750N1-L?56:45  NESRGB clones suck  ;p1:00:00  Unplug equipment when not in use?1:02:45  replacement controller pads?1:05:05  ultrasound monitor1:06:50  My favorite controller1:08:00  Need a RT5x with 480p consoles on a pc crt?1:10:30  My favorite HDMI splitter:  https://www.retrorgb.com/hdmi-2-0b-1x2-splitter-audio-extractor.html 1:11:45  NES Power issues?:  https://ko-fi.com/s/a42a9b282f 1:13:45  Akura issues1:16:39  Thank You!  https://www.retrorgb.com/support.html

Dental A Team w/ Kiera Dent and Dr. Mark Costes
How Dentists Can Capitalize on the Big, Beautiful Bill

Dental A Team w/ Kiera Dent and Dr. Mark Costes

Play Episode Listen Later Aug 12, 2025 42:26


Derick Van Ness of Big Life Financial returns to the podcast to discuss with Kiera the new realities of the recently passed One Big Beautiful Bill — and how dentists can capitalize on the impacts. They discuss bonus depreciation, research and development credits, and more. Further, there's an opportunity for DAT listeners at biglifefinancial.com/DAT, where you can learn if you're overpaying on your taxes and what new opportunities exist. Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript Kiera Dent (00:00) Hello, Dental A Team listeners. This is Kiera. And today I'm excited to welcome back a popular guest. He and I have chatted multiple times. We've gone around and around on different topics of how to help dentists build more wealth. So Derick, ⁓ with Big Life Financial, we talked about our research and development credits. Today we're going to be talking about this big, beautiful tax bill, how it's going to impact dentists, how it's going to impact building wealth. I do think it also impacts team members. So Derick, welcome back to the show. How are you today?   Derick Van Ness (00:29) I'm great, Kiera. I really appreciate you bringing me on the show again. It's always fun to talk.   Kiera Dent (00:34) Of course, we all know that I love wealth strategies. love ⁓ it takes time like you and I were talking about pre show. ⁓ I think it's something to educate ourselves on and to be around really smart people and to constantly be looking at different things like I know hot in the real estate world right now and with buying businesses and buying practices, the big beautiful tax bill is actually great for the bonus depreciation coming in. So just like educating ourselves and that's what I wanted today to be.   not getting high into politics. These are bills that are into place ⁓ and how to take advantage of them, how to maximize them. Derick, you work with a ton of dentists. So Derick, for those who don't know, you kind of give a little bit background on how you and I even got connected, how you got into dentistry, ⁓ how does Big Life Financial play into this. We have a lot of mutual clients together. So just kind of give people a background on who you are and how you got to the dental space.   Derick Van Ness (01:26) Absolutely, you know, I started out back in like 2010 2009 2010 helping small business owners with taxes and financial strategy I was working for another firm at the time and I had been a house flipper and if for those of you who remember 2008 wasn't so good if you're a house flipper, right and When that whole thing fell apart kind of fell in my head I took a lot of the skills that I had and a friend of mine hired me to help   Kiera Dent (01:46) It is not.   Derick Van Ness (01:55) small business owners with taxes and financial and business strategy. ⁓ Working with them, I had a chance to work with about 1,500 business owners over seven years. And then eventually went out and started doing my own thing because there were some different things that I wanted to do that they didn't offer. ⁓ essentially, in that time, I worked with a lot of dentists and a lot of doctors. ⁓ And so I kind of stayed in that arena, which led me to ⁓ meeting you, Kiera.   through Mark over at DSI and all the stuff that I'd done with him and then found you guys and just love what you guys do with helping people to build their teams. Cause I'm such a huge advocate of how important that is to have the right team to run your practice, right? Especially if you're going to have multiple practices, it just can't be about you. And so it was just kind of a natural fit. And like you said, you, you definitely love financial strategies. So.   We got into it, we talked about a bunch of different things, had a chance to work together. Like you said, have shared a lot of clients along the way, but it just seems like dentists have a lot of the problems that we solve, which is they pay a of taxes, they make good money, and most of them didn't get an MBA in college to understand how business and finances work. They've had to learn along the way. And so we see ourselves as part of that process of helping dentists become.   better business owners, better entrepreneurs, and honestly create freedom in their life instead of just having a business that runs them, because it's easy to have that happen in dentistry. So that's sort of how we got connected. I don't know, over the last, since whatever 2008, 2009 was, last 15 plus years, I've probably worked with somewhere between 2,000 and 2,500 business owners. I would say a good chunk of those have been dentists. So that's how we ended up together.   Kiera Dent (03:48) Yeah.   I love the journey. love hearing what you've done. I also agree on like building wealth. And I think going through dental school, working at the dental college, dentists are coming out with, you know, upwards of 500, 600, 700, $800,000 in debt somewhere up towards that upper million. Midwestern was a very expensive school. looking at that and then watching offices and I remember the first dentist that I worked with and we were partners. We, called her 2.5 because we were 2.5 million debt.   Derick Van Ness (04:03) Cheers.   Kiera Dent (04:18) was like, you better straighten that spine 2.5. Like we need that spine for a long time. But it was something where I realized like, that's a substantial amount of debt. One to walk out of school with two you buy a practice on top of that and then you want to try and like even remotely live your own personal life. It just felt like the odds are possibly stacked not in a dentist favor. I've had several dentists where this is the case where they're multimillion in debt, trying to get these practices off the ground. And so really coming up with   Derick Van Ness (04:43) Mm-hmm.   Kiera Dent (04:47) like yes, long-term, if they make it, awesome. Hopefully it will pay off for them. But what are maybe some strategies and tips that they can do now? I think like so many of us look at real estate and wish that we would have gotten in at the 2008 because now you're selling them out or even in 2020. And so it's like, what can people do now, even if they didn't maximize or we didn't buy practices back in the day when they were so cheap, they were pennies on the dollar. What things can we do now to maximize? I was even talking to this girl the other day.   And she's like, yeah, my baby was born on New Year's Eve. And I was like, wow, talk about a great tax write-off. And she's like, I didn't even know that that was a tax write-off. I didn't even know the benefits of things. And so I feel like just so many little pieces that could make us smarter business owners to, I'm here, I love living in the United States. I love paying taxes for the country that we get to live in. I love the opportunity that we have to be business owners. With that said, I also think it's smart for us to be very wise stewards over our money to figure out different strategies.   And no, it's not sexy. No, it's not fun. A lot of it is just like save, like invest, do the things you're supposed to do. And it's going to be part of what is it? Like the eighth wonder of the world of compound interest. Like there are other pieces, but Derick, like, let's talk about this big, beautiful tax bill. How does this work? How does this impact business owners? What are some of the benefits we can take care of? Now we're talking in 2025, things will change and shift as the landscape shifts, but knowing that's in place, what are some of the things dentists owners can do now?   to maximize that coming out.   Derick Van Ness (06:18) Yeah, you bring up a good point, Kiera. You know, it's not that this stuff happens overnight, but it is, it's systemic, right? You're doing it day in and day out. And tax is one of those things, whether you like it or not, you have to file them every year. And I'm not going to lie to you, that's part of what I like about being in the tax world is people have to do it every year. It's a pretty good business model that way, right?   Kiera Dent (06:30) Right.   I   was gonna say you've got the reoccurring opportunities because it has to happen every year just like dentists have profis every six months. I mean it's a great built-in business. mean kudos to you. I don't enjoy it but it is a necessary evil to be done.   Derick Van Ness (06:52) I totally get that. If you would have told me you're going to work in taxes even 15 years ago when I first got into it, I would have said absolutely not not interested. But what I can tell you is every dollar you make in taxes is the same as a new dollar you make in your business. Right. But you don't have to have employees and risk and additional insurance and additional equipment and all this other stuff. So it really is pure profit when you can reduce your taxes. So   even a small amount of tax strategy can go a very long way in increasing what you get in the bottom line, right? And if you could just take a lot of dentists across the country, they're in the 40 % tax bracket, maybe a little higher or lower depending on your state, but somewhere in that range, if you could even lower that by 10%, that's keeping an additional 10 % of your income. That's a lot of extra money for people to be able to save and put to work without having to go do more risk and...   buy a bigger building and do a build out and deal with more personalities in the office because all of those things are variables, right? So I see it as a pure profit machine if you get it right. And so I've chosen to think it that way because I spend so much time in it, but it really does come down to just keeping a lot more of the money you make. And it's a very potent way to do it because honestly, with 10 to 15 hours a year, so think of that as like one hour a month.   you can really add a lot to the bottom line of what you get to keep. In some cases, we can cut taxes almost in half for high, high income earners. So it's a pretty big deal.   Kiera Dent (08:25) Well, and as you said that I think it's a big deal for today because yes to have that back to you is great. But like we talked about compounding, compounding until you've experienced compounding seems like not real. Just like I think when like you have bought your first house and it's like, how am I ever supposed to do this and make money on it until you bought your first practice? A lot of those things I think feel ⁓ arbitrary, they feel false. And then once you get into the compounding world and you're like, my gosh, like   we're making money without having to do anything. It's like, yeah, I could save on my taxes in a legal, ethical way, have more money at the end of the year that I could then put towards this, like you said, make it work for me. Well, now that it's just duplicating, it's multiplying, it's replicating, those things to me are things I get excited about. Those are things that I look for, because I don't think there's a lot of money.   I call it the money making machine. What things can we put into your money making machine to where it's working for you day in, day out without you having to do any extra work? I think all of us check yes, let's say yes to that. So Derick, let's talk about how we can create more of these money making machines, putting our money to work for us rather than constantly trying to chase the money dream to where at the end of our careers and even during our careers, we're living the lives that we wanted to get to when we first started out into these careers.   Derick Van Ness (09:29) Yep.   Yeah. And I can tell you guys this, if you only walk away with one thing, it's the idea if you want to build wealth, you need to create systematic savings, right? Systematize putting money aside, whether that's actually savings account or investing or however, but just getting money out of the spending cycle and into the building cycle. And it's like watching your child, right? Like in the beginning, kids grow and it's like day to day, you don't see it, but year to year,   it starts to make a bigger and bigger and bigger difference. And then, you know, when they're teenagers, you're just like, what's happening, right? So it's the same kind of thing with your money. In the beginning, if you're just watching a day to day, you don't really see the growth. You have to trust the process, right? But the biggest thing you can do is put that on autopilot, because if you have to automatically go into your bank account every month and move money over or every year, move money over, it's much harder. And like writing,   Kiera Dent (10:28) Mm-hmm.   Derick Van Ness (10:42) 25, 50, 100, $200,000 checks feels hard. Setting aside 2,000, 3,000, 5,000, $10,000 a month, and then you cut that in half per pay period, and all of a sudden it gets a lot easier. It's like, oh yeah, $1,000 a pay period, not that big a deal. Much easier than writing a $25,000 check, right? Or two or $3,000 per pay period. It really does add up. And that's where the tax piece comes in is, in many cases, it's like found money. I try to teach our clients to...   Kiera Dent (10:46) Mm-hmm.   Derick Van Ness (11:11) save like you're going to pay full blast on taxes. And then when we do the tax strategy, all this money is left over. And so it feels like extra money, and then you can put it to work, right? And that's where you do get to play with some bigger chunks. ⁓ But really, it's that habit of automating, setting money aside. If you can just only take one thing from this, it's that. And taxes can create a huge amount of that for you along the way. So let's talk about the tax bill, right?   Kiera Dent (11:24) Mm-hmm.   Yeah,   let's talk about it. And I just want to highlight on that, Derick, of I was talking to a CPA the other day on the podcast and he talked about how like there's a different psychology of business owners. ⁓ We go from getting a W-2 paycheck that we're used to being able to spend all of it because taxes have already been taken out to them becoming business owners and not having taxes automatically taken from that and needing to be super disciplined on saving. And so I agree with you. And when I realized like,   I got so annoyed when I'm like, great, so now I never get a refund check ever again in taxes. I was like, no, actually it's actually so much better now than it ever was. Because if I just set it aside, I'm like, taxes are pretty simple. I guess there's some nuances to them, but it's pretty much like whatever tax bracket you are, take your profit at the end of the month, set that aside. And lo and behold, if you do the tax planning strategy, like you said, usually I'm ending up with a pretty good substantial chunk at the end of the year that I count as my like quote unquote, like   the refund check or whatever. It's been so long since I've gotten one that I don't even know what it is. But it's awesome because then you have this huge lump of money because you've been saving it. You weren't expecting it. All your expenses in your life is taken care of to where now, like you said, it is really fun. Is that an investment? Is that buying something that I've always wanted to get? Is that real estate money? Because the amount of cash, if you are strategic in how you do it, is exponentially substantial.   It is truly life-changing. So I'm excited, Derick. Let's talk about the tax bill, but I will second you and ditto you and just say, yes, there's discipline to it, but that discipline equals so much freedom on the other side that just try it. Trust us on this. Save, learn to save on it and ⁓ be blown away at how much you're able to have at the end of the year if you do it really well.   Derick Van Ness (13:25) Yeah, I 100 % agree and I love your approach, Kiera. That's exactly what we try to teach with people. So let's talk about the tax bill, right? There's a ton of stuff that's in there that we're not going to touch on because like the child tax credit go up $200 a year. Yes. Is that going to move the needle for you as a business owner? Not really, right? Is there a little bit for senior tax relief in there where there's $6,000 of income that they don't pay taxes on? Yes. Does that really matter for you? Probably not, right? So we're going to...   Kiera Dent (13:33) Okay, let's talk.   Derick Van Ness (13:55) we're going to talk a little bit about a couple of key things that can really move the needle. One of them you alluded to, Kiera, that I think is really important is the idea of bonus depreciation, right? People who don't know what bonus depreciation is, it's when you buy certain types of equipment or real estate, you can take all the depreciation in the first year, right? And that can be ⁓ a huge chunk, especially when you combine it with something like cost segregation. For those of you who don't know what cost segregation is, the two really   Kiera Dent (14:04) Mm-hmm.   Derick Van Ness (14:24) work well together. So I think it's worth taking just a sec, even though it's not new, it really enhances this strategy. ⁓ Cost segregation is when you have a piece of real estate, you bring in an engineer, and there are companies that do this, right? So you don't have to know all this stuff. ⁓ But they come in, they reclassify as much of your building as they can as equipment. And so what you get to do is depreciate a portion of the building, the stuff that's equipment much more rapidly. So a lot of times five, seven or 15 years.   versus either 27 or 39 and a half years. So you get a lot more depreciation on the front end. It's not like you get more overall, but money today is worth a whole lot more than money 20 or 30 years from now. You can invest it and use it to grow your business, et cetera. But then when you add bonus depreciation to that, you can get a lot more of it in the first year. what this really means is if you're   Kiera Dent (15:06) Mm-hmm.   Derick Van Ness (15:21) buying the right kind of equipment or you're buying a building or you're doing big improvements, you can get a lot more depreciation and that depreciation can save you in taxes, right? And this is one that I feel like most CPAs kind of get bonus depreciation, but a lot of them don't bring in the cost segregation piece. So if you own a piece of real estate, especially if you bought it in the last few years and you haven't done a cost segregation study, this is something that you would have to know about because someone has to physically come to your building. If you haven't done one,   Kiera Dent (15:39) Mm-hmm.   Derick Van Ness (15:51) should talk to your CPA about it or talk to someone about it. I'm sure Kiera knows people, we know people, there are plenty of people out there who do it. But that's something worth looking at, especially if your building's worth, I would say, $250,000, $300,000, and you've had it less than five years and you haven't done this, yeah, it's totally worth looking at. It could be a real nice windfall. So that's a big one. It had been in place, then it started phasing out from 100 % to 80 % to 60%.   Kiera Dent (16:04) I   Derick Van Ness (16:20) but now we're back at 100%. So this is a big one, especially if you own your building or you're buying a lot of equipment. ⁓ Another really big one is the SALT tax. Now, people hear SALT tax and they're like, what? They're thinking of like the SPICE, right? SALT stands for state and local tax. And really to simplify this, and there's kind of a workaround in almost every state where you can do it as a pass-through setup. And essentially what that means is,   Kiera Dent (16:27) Mm-hmm.   Bye.   Derick Van Ness (16:49) If you pay all your state taxes before the end of the year, those state taxes become a write off for your federal taxes. Now this was in place up to $10,000. So if you were in a 40 % tax bracket, it could have saved you $4,000. Now it's up to 40,000, four zero, $40,000. So if you're making a lot of money or you're in a high tax state, you can pay those state taxes before the end of the year and it creates a federal tax write off.   And so like if you were in a, you know, paying in a 32 % tax bracket and you paid $40,000, it's going to save you, you know, between 12 and $13,000 in taxes that year, which is pretty significant for found money. All it has to be done is you have to pay those taxes and then your, your CPA or your tax pro has to claim that. Right. So that's another big one that got raised and you probably heard a lot about it in the news because   People were trying to get it raised higher and some people thought it should be lower. It really does favor business owners. It's not something a person who doesn't have a business can do. And that was part of the controversy, right? ⁓ But at the end of the day, it's law. So you should be taking full advantage of that.   Kiera Dent (18:03) I feel like that definitely impacts like the high state tax ⁓ states like California, New York, like some of those bigger ones, definitely because I live in Nevada, it's a no state income tax state. So if I understand correctly, Derick, and this is where I love bringing smart people on, the salt tax doesn't apply to me per se in Nevada, because we don't have state income tax. Is that correct? But in those higher ones, it definitely helps you out tremendously by being able to take those those credits and apply them.   Derick Van Ness (18:32) That is correct, yeah. And like another really high one is Oregon. They have quite high state tax, whereas Washington has none. So yeah, that doesn't apply to everybody. But if you're in a state that has even medium, like I'm in Utah, income tax there is right around 5 % for the state. It's still significant, right? You can still do up to the same amount. You'll just get there slower than if you're in California.   Kiera Dent (18:36) Mm-hmm.   I agree.   Right.   Derick Van Ness (19:00) Once again, just one of those things like you talked about, know, having kids or, you know, having the ADA like disability access to your building or a lot of these other things that like there are a bunch of little things, but they really do add up doing the Augusta rule. I'm sure you guys have talked about a million times and paying your kids properly. And we have a whole strategy of actually how to help people use tax strategy to pay for their kids college, which is a pretty cool one using some of that.   Kiera Dent (19:15) Mm-hmm.   Derick Van Ness (19:29) But those aren't part of the tax bill, so we won't dig into that today. ⁓   Kiera Dent (19:32) But they   are smart things to know because as you're listing it off, I think when someone's making, let's say your practice is doing a million, let's it's doing 2 million, 5 million, let's say you're at a 50 % overhead, let's just do 5 million, that's 2.5 mil. Not all of that's going to come to you as profit, but let's use like, it also could be coming to you as profit, even if it's in the form of distributions and different pieces. I'm like,   Derick Van Ness (19:42) Mm-hmm.   Kiera Dent (19:55) on that 2.5, if that's your taxable income, now let's just do, let's say you're in the highest, like that would put you in the highest tax bracket. So we're at a 37%. Like that's almost a million dollars worth of tax money right there on 2.5. So I understand that say 12 grand doesn't seem like that much, but I'm like, but 12 grand is still going to chip down this tax bill. And then you do another 20 grand here, then you do another 15 grand here.   All of that does exponentially chip down and like the bonus appreciation. That's why I think Derick, you're talking like the $200 on a million of taxes, not really going to move the needle, but 12 grand, 15 grand. It's the stacking and being able to keep that money. You have to pay this tax no matter what. And why not like benefit and minimize and reduce it and keep that money. then even worst case scenario, you even go invest it or you put it somewhere like a high yield savings account, but still making 4 % for you.   that you wouldn't have been making so that money's working for you. I think it's a no brainer ⁓ no matter what tax bracket you're in just to see. But like I also think this is where I don't like to get lazy on my taxes like, is it really worth doing the Augustus roll? Yes, it is. Because like you said, every dollar saved today, if I could even take that 600 or that 2000 or that 12 grand, put it in right now, like go back to college. How many of us wish we would have invested at that point in time? 20 bucks when we were in college.   Derick Van Ness (21:02) You   Kiera Dent (21:19) into the stock market and what that would be worth today, I think that there's just value in being strategic and smart and this is how you build wealth. It's not sexy, but if you do it consistently, you will exponentially become wealthier much faster than otherwise. I think it's the fastest way to get to wealth long term because you've got a runway in front of you.   Derick Van Ness (21:38) Well, I'm going to throw something out here, Kiera, because I get to see behind the scenes, right? I work with a lot of successful dentists and dentists have a really good income. Dentists generally are not great at creating wealth. I'll just be totally honest with you. A lot of them, they make enough money that they, ⁓ they can spend and they have a good life and they're able to put some money away, but proportional to their income, a lot of them are not great savers because of exactly what you talked about. A lot of them make all this money, but they got to pay off a lot of debt.   Kiera Dent (21:42) Mm-hmm.   I would agree.   Derick Van Ness (22:08) right, student loans and a business loan. Well, that's a lot of cash flow, especially in the first five years going out of lot of people's pockets. So a lot of times I'll see a dentist and they're making, let's say they're taking home $500,000, which is very common. ⁓ But you look at their investments and everything and they've got 300 grand saved. And they've been at it for 10 years and you're like, what happened? it's they paid off student loans, they paid off business debt.   Kiera Dent (22:27) Mm-hmm.   Derick Van Ness (22:33) They've had to invest in equipment along the way. They've had to remodel their office. They bought a house. You know, and they have some nice things. But now when you start going back and saying, hey, we can do this, this, and this, and now you get to save an extra, let's go really, really low, an extra $20,000 a year. Okay. I did some math the other day for our newsletter, $20,000 a year. If that's what someone saved and they just put that money to work at 7%. Over 30 years, they'd have $2.1 million roughly.   Right? So it's like, it's not, it doesn't appear to be a huge thing, but over time it really does add up. And to be quite honest, someone who makes $500,000, I can think of a bunch of ways that are outside of the new tax bill, things we've been doing for years that can really save them a whole lot more than that. And so for a lot of people, like if somebody is making two and a half million dollars, there's actually some advanced strategies that can really move the needle in a big, big way. But these small things like paying your state tax by the end of the year,   It takes you five minutes and you saved 13 grand. Okay, that's a big deal. Doing, making sure you're paying yourself properly so that you don't end up paying self-employment tax unnecessarily on more of your income than you. Okay, that's another seven, 10, 15, 20 grand. ⁓ Paying your kids, Augusta rule, bonus depreciation. Okay, now all of sudden we took a bill that was maybe 120,000 of taxes for someone who makes 500 grand and now they're paying 50.   Kiera Dent (23:34) Hmm.   Derick Van Ness (24:00) So they kept 70,000. Like that's a big deal. You put that together and using the math I just did there, that's about $5 million over 30 years, right? So it's significant and I bring up the two and a half million thing, because I don't see a lot of dentists. I have a few clients that make that kind of money, but most of the dentists, especially people who own one or two practices, they're making between on the lower end, maybe 300, 350, on the higher end, maybe 800, 900,000.   Kiera Dent (24:00) Mm-hmm.   Mm-hmm.   I agree.   Derick Van Ness (24:29) You know, so suddenly an extra 50, 70, 80, $100,000 a year is a lot of money. It makes a really big difference.   Kiera Dent (24:37) I agree.   I even think though, on no matter where your bracket is, I think like, well, one, I just hope I don't know, Derick, I need to surround myself with people like this. I hope that no matter what income I make, I don't ever like pish posh 70 grand. Like I just hope I hope I never I mean, I hope that I'm a freaking billionaire at one point in my life, like that'd be incredible. And like the amount of good that we'll be able to do in this world, like even today. But I'm like, I hope that I stay   humble and grateful enough that I would never say like 20 grand or 50 grand is not worth my time to do ⁓ in a small effort. ⁓ And so I think that that's just a zone of like, let's remember the humility as well of like, yes, these things are tax savings, but they're also going to exponentially grow you, you, your practice, your family, like your contribution, your good that you're able to do in this world. So even if you're not using it for yourself, think of the good that you can give back to this community in this world. So I think   And then I'm also like, yeah, and if you're at 300, 70 grand is a lot. If you're at 900, 70 grand should still be a lot. If you're at 2.5 million, 70 grand should still be a lot for you to where I think like, I also feel it's a skill of staying sharp rather than getting lazy and sloppy as we evolve. I know I've done it. Like I used to be way more scrappy when I first started the company and I'm like, yeah, well, do we really have to do all this? And it's like, but I think this...   sharper we can keep ourselves and the more disciplined we can to be expert saviors. Like I talked to Ryan Isaac of Dentist Advisors often and he and I talk about like the biggest thing is like being a great saver, like building your wealth, but then also not losing your wealth by doing dumb things or not being disciplined and watching what you've built. Like it's kind of two sides of the coin and being able to get there at the end of the day, I think is what we're all striving for. So I think it's brilliant and I hope that nobody says pish posh to us.   Derick Van Ness (26:12) Mm-hmm.   Kiera Dent (26:34) 70 grand if we could save you that much in taxes.   Derick Van Ness (26:37) I sure hope not, right? And if you do, it's because you've got a better use of your time than that. But quite frankly, most of this stuff, especially taxes, the cool thing is we've had a few tax rewrites in the last, you know, 10 years or so. But typically we don't have a lot of tax rewrites. So once you know the rules, it doesn't change that much year to year. A few little things change here or there, but for the most part, if you can take the time.   get yourself the right team or learn the rules yourself. mean, I think even people who know how to do this themselves, having a good tax pro on your team can be worth a lot because things do come up. ⁓ But honestly, most of it, once you know it, doesn't take a lot of time, right? We're talking a couple hours a year. And if you know what you're doing, a lot of this you kind of do along the way or it's already set up, like setting the money aside for taxes that's already set up, paying before the end of the year. That's just the thing you do one time, you write one check or make one payment online and   Kiera Dent (27:17) Mm-hmm.   Derick Van Ness (27:32) and you're done, right? And a lot of these things are easy. ⁓ Another one that's a really big one that came up with the tax bill that I'm very excited about is they brought back the research and development credits. And this is another thing that for a dentist, it'll probably take you two hours of time ⁓ to do it, like an hour to work with someone to do the projects, which is basically an interview of what have you done, what's the research so that the tax team can look at that.   Kiera Dent (27:43) Mm-hmm.   Derick Van Ness (28:00) And then just getting your tax returns over because not only do these credits come back, but you can retroactively, we've got one year to do this retroactively. You can go back and claim the credits for 2022, 2023 and 2024. And so that gives us three years where you can amend and go back and get that money. And I mean, for a typical dentist, I see on the low end, there are a lot of them. If you're investing in equipment, trying new stuff, which   Kiera Dent (28:15) Wow.   Derick Van Ness (28:29) most dentists to compete have to be doing today. If you're doing, you know, still doing mercury fillings from the seventies, then maybe that's not you. But most people who are listening to your podcast are...   Kiera Dent (28:32) Mm-hmm.   I was going to say you, most of the podcast   community should be in that realm.   Derick Van Ness (28:44) Yeah, I'm kind of joking, but typically, I mean, it's between $10,000 and $20,000 a year. if you have a big practice, I mean, we've had clients that have gotten multiple six figures back because they did some major overhauls and a bunch of stuff. But let's call it $15,000 to $20,000 a year for a lot of dentists. It takes 45 minutes to do it, the interview, and then a little bit of time to review that, make sure it's good.   So let's call it two, maybe three hours of total time to get that money back, right? And you can do this every year when we amend. You have to amend them and they go back to the IRS. And the IRS is taking about a year to get checks out. They're a little buried ever since COVID. They got behind and they just never caught back up. But once you get on top of that for 2025 and beyond, like you can just do it proactively. You just don't pay the taxes. You don't have to wait for a refund.   And so it's another one of those things where you spend an hour or two a year and you get 10, 15, 20, $30,000 a year that you just get to keep. Right. And so this one to me is a huge one for dentistry because the rate at which the industry is changing, right. Uh, went from, from cone beams to milling people, milling their own crowns. Now it's 3d printing pretty soon. It's going to be, you know, a lot of these things you see at the shows with the robots doing things and all kinds of different things that   Kiera Dent (29:50) Awesome.   Totally.   Derick Van Ness (30:12) Dentistry is a very progressive industry, right? A lot of AI coming in with answering phones and scheduling people and answering questions and all of that kind of stuff. You may as well get credits for it. You're doing the work, you're buying the equipment, you're figuring this stuff out. So if you're doing anything where you're upgrading, trying new technology, looking to get better, faster, more efficient, you're probably accruing the credits. ⁓ And it's just something you don't want to miss out on. R &D credits are... ⁓   not as well known as they could be because it's very much a specialty thing and it's relatively new to the tax code. It only became permanent in 2015. It's been around since the 80s but it changed a bunch and became permanent then. And the reason we didn't do it through 2022 through 2024 was there was a change in the 2017 tax code and you know they gave tax breaks.   Kiera Dent (30:43) Mm-hmm.   Derick Van Ness (31:07) to corporations, they had to make it up somewhere. And this was the place where they said, if people claim R &D, they also don't get to write off all the expenses without going into all the detail. It just wasn't worth doing. Now we can go back and recover that. Congress didn't think it was even going to become a law. I think they thought they were going to amend it. And then COVID happened. And they sort of forgot about it. So it became a law in 22. Anyway, this is all fixing it. So to me, this is a huge one. It's an easy win for a lot of a.   Kiera Dent (31:18) Yeah.   Derick Van Ness (31:36) a lot of dentists to be able to go out and just get a bunch of money back in taxes you've already paid for stuff you've already done. And it's pretty minimal effort. ⁓ There are lot of different people out there who do it. We do a free estimate for people so they can kind of see what's on the table. But yeah, it's pretty straightforward. To me, that's probably the one specific to dentistry that's going to apply to almost everybody listening almost every year. And so   I kind of saved it toward the end here because I think it's the big win. know, the others, the bonus depreciation can be bigger, but you're probably not buying a business or massive amounts of equipment every year. But if you are, then that's going to be a huge one too.   Kiera Dent (32:20) Yeah. No, Derick, I love that. And I did some math because you talked about like one hour approximately per month to do these things. And I just I did some really, really conservative numbers. So I was like, if we were doing 20 grand of how much we get for tax savings of like actual dollars to you. And that was in 15 hours a year. That's 1333. So about 1400 per hour. And so thinking about a dentist who's producing 1400 per hour.   That's actually, that's a pretty high production. You're producing about $11,000 a day as a dentist at that rate. Then I was thinking like, okay, the R &D is 10 grand, 20 grand in two hours. That's now producing $10,000 an hour. I was like, that dentist would be producing $80,000 a day. Just to put in comparison of your dollar per hour on production, you apply that to your tax savings. I think that it's to me,   Not all dentists are even producing $1,300 an hour. Even very, very skilled dentists, like 500 to 1,000 is actually pretty great. That's what we try to target for doctors to do. 8,000 a day is a pretty good amount. So when I just did the quick math and I'm like, a lot of dentists are not working five days a week. A lot of you are working four days a week. So if you just added this as part of your CEO time, one hour per month to dedicate to this.   What's the ROI of that time? think it's very well worthwhile. And I will agree with you, Derick. We've had you on the podcast before. That's why I had you come back on, because I am seeing multiple clients get these R &D credits coming through that I just think it's a worthwhile thing. Again, I feel like it's Geico. That's what I feel like right now. Like one hour or like one quick call could save you 10 to 20 grand. I think that that to me, again, let's be sharp. Let's be savvy. Let's make sure we take advantage of these opportunities because again,   Derick Van Ness (34:00) you   Kiera Dent (34:13) Like you've said, the compound of that 10 or $20,000 that you get over the course of the next 20 to 30 years while you're doing dentistry, even if it's five years, even if it's 10 years, ⁓ that to me is so worth your time. I feel like that's the best use of your time you can possibly do as a CEO, as a business owner. So Derick, that's why I want to do back on because I think everybody should connect with you. Everybody should talk to their CPAs about this.   I know you guys do the R &D credits. I also know that you guys do accounting. So if people are looking to connect with you, Derick, like what's the easiest way? Like I'm fired up listening to this podcast. I'm committed to my one hour a month. It's like one and a half guys. So you're gonna have to be a little bit more, but I'm committed to that. Where do I start? How do I get going to make sure that I can maximize this big, beautiful tax bill and also the R &D credits for my practice.   Derick Van Ness (35:03) It's a great question. So we actually set up a page just for Dental A Team listeners, right? So it's just, my company's called Big Life Financial. And we do that, it's not big money financial. Our goal is to help you get money out of the way so you can live the life you're here to live as a human, right? And really spend the family time and make the contributions and express yourself as you want to. But it's BigLifeFinancial.com/DAT. So if you go there, it's a research and development credits   opt in right for the page because I think that's the biggest win. But we will also do, if you would like, a full three year tax review for people. Anybody who wants to see, have I been overpaying? There's a million things we didn't touch on today because they're not part of the new tax bill. There are things that have been around for a long time. ⁓ But we can help you to get a good idea of have you been overpaying and what are the opportunities out there? ⁓ And so that's a great way to start. And then from there, if it seems like you want to   Kiera Dent (35:46) Mm-hmm.   Derick Van Ness (36:03) find out more, you have questions or things come up, but that's a good starting point, right? It's like a diagnostic that gives us a good place to start from. So BigLifeFinancial.com/DAT will set up a free call. It should only take maybe 15, 20 minutes at first just to answer any question. That's great.   Kiera Dent (36:19) 15 or more could save you.   It really fills up, it's true. It's true. Daria, I do have a question though, because people get creeped out by taxes. How often do doing this and looking back at past taxes alert audits within the IRS? Because people creep out about this.   Derick Van Ness (36:37) So doing it,   so the R &D credits, especially this because they literally passed a law and said, yes, you can go back and do it. So there's going to be a ton of people doing it. So I don't think it's going to be any type of audit unless you really weren't doing research, right? But that's what the interview is for, is to help us to identify it. And our team will essentially tell you what does and doesn't qualify. But there's no risk to it, especially because they're saying, hey, yeah, you can go back and do this. You could.   I mean, you could have claimed it before, but nobody did. So it's not going to stand out. also, even in the past, when we've done this for people prior to that law change, I think out of 16,000 filings, there's been like maybe 12 or 15 audits. It's lower. It's even lower than a typical audit range. And I don't know how that's even really possible, but it's just been very low. It's not something the IRS is really worried about. It's not huge amounts of money.   Kiera Dent (37:10) Mm-hmm.   Derick Van Ness (37:35) You know, some of these other strategies care that you're aware of. people are getting 50, 100,000, $200,000 tax breaks and those are much more highly scrutinized. You really doing this work, which dentists do, uh, and based on your industry, I don't think they're really going to bat an eye. It doesn't mean there's a zero chance, but it's very, very low. Just like if you had a piece of equipment, forgot to depreciate it. Now you went back and amended to do that. It's that straightforward. It's a permanent part of the tax code. It's not gray area stuff.   Kiera Dent (37:42) Right.   which is super helpful. And that's just where I wanted to clarify because I know people get kind of weird of like, yeah, I want to save on my taxes, but I'd rather not get audited. And so I think this is a world where you can be both. You can save on taxes legally, just like the Augustus rule. Like that is something very common. People do it if you don't know about it, talk to your CP about it, ⁓ your kids having real jobs. So I feel like it's something where, like you said, it's not talked about as much, but that does not mean that it is not as commonplace or that you shouldn't bonus appreciation on real estate, on big equipment.   Derick Van Ness (38:10) Yeah.   Kiera Dent (38:36) These are things that I also feel this is the time like a political landscape for you as a business owner to take advantage of tax benefits. The person who's in the White House currently, whatever you choose to believe or not believe is very pro businesses in a lot of ways. And so I'm like, if you're ever going to try it based on who's in office, ⁓ I think now is a great time ⁓ with how many things are coming forward for businesses and being more business. ⁓ I would just say   business friendly, I think is where the political landscape is currently. Again, not to go down a political path, just to be looking at like, if I'm hedging my bets, now is probably a really good time where odds of audits are probably a little bit lower than maybe at other times of the political landscape. So just things to think about. Derick, I love these podcasts. I love building wealth. So guys go to BigLifeFinancial.com/DAT, so Dental A Team. So it's just DAT our initials.   Derick Van Ness (39:15) Yeah.   Kiera Dent (39:32) And Derick will take great care of you. Derick, any last thoughts as we wrap up today? I appreciate you so much being on here.   Derick Van Ness (39:38) No, just think, you know, dentists work really, really hard and I feel like a lot of them don't get the fruits of their labor because there's a lot of these little things that they haven't been taught. And I think all the little things do add up. So, you know, this is one of those things that if you choose to just take it on, figure it out in a year or two, you'll be way ahead of the game and you get to benefit from that basically forever. Right? lot of this stuff, once you figure it out one time, you can just ride.   80%, 90 % on autopilot. So if you've been afraid of it, would say it's climb over that hill, whether it's with us or someone else, it is really worth it. You guys work too hard, take too many risks, deal with too much headache to not get the full amount of the money that you really deserve to keep. So yeah.   Kiera Dent (40:23) I agree.   That's why Derick gets to be on the podcast because we're very aligned. I've always said I want dentists to be insanely wealthy, insanely. I see what you go through in school. mean, 2.5 million debt ⁓ to even get the opportunity to practice. ⁓ That's really where I was on a very strong mission to help dentists just like Derick to be as successful as you want to be. And there's little strategies like what we talked about that are big strategies. So take advantage, get over the hump.   Chat with Derick or your financial advisor or your CPA. But these things, I think, need to be part of your every single year conversations. They need to be talked about multiple times. You need to be asking what's been changing in the tax bill, keeping yourself a part of it. Very simple moves, big gains this year. Derick, as always, thanks for being a part of it. I really appreciate you. And for all of you listening, thank you for listening, and I'll catch you next time on the Dental A Team Podcast.

Zakendoen | BNR
Salar al Khafaji (Monumental) over de toekomst van robots in de bouw

Zakendoen | BNR

Play Episode Listen Later Aug 7, 2025 122:48


Van alle beroepen in Europa is aan metselaars het grootste tekort, blijkt uit onderzoek van het Europese arbeidsbureau Eures. Ondertussen is de productiviteit in de bouw de afgelopen decennia nauwelijks gestegen. Robotmetselaars van het bedrijf Monumental moeten daar verandering in brengen. Maar nemen die robots straks de hele bouwplaats over? Salar al Khafaji, medeoprichter en CEO van Monumental is te gast in BNR Zakendoen. Macro met Boot Elke dag een intrigerende gedachtewisseling over de stand van de macro-economie. Op maandag en vrijdag gaat presentator Thomas van Zijl in gesprek met econoom Arnoud Boot, de rest van de week praat Van Zijl met econoom Edin Mujagić. Ook altijd terug te vinden als je een aflevering gemist hebt. Blik op de wereld Wat speelt zich vandaag af op het wereldtoneel? Het laatste nieuws uit bijvoorbeeld Oekraïne, het Midden-Oosten, de Verenigde Staten of Brussel hoor je iedere werkdag om 12.10 van onze vaste experts en eigen redacteuren en verslaggevers. Ook los te vinden als podcast. Boardroompanel PostNL gaat de juridische strijd aan om subsidie af te dwingen van de Staat. En het regent massaclaims, maar hoe succesvol zijn die nou eigenlijk? Dat en meer bespreken we om 11.30 in het Boardroompanel met: Tanja Nagel, bestuursvoorzitter DSI en commissaris bij Achmea Bank en Dani Bicker Caarten, managing partner bij The Executive Network en lid van de raad van toezicht van Artis. Zakenlunch Elke dag, tijdens de lunch, geniet je mee van het laatste zakelijke nieuws, actuele informatie over de financiële markten en ander economische actualiteiten. Op een ontspannen manier word je als luisteraar bijgepraat over alles wat er speelt in de wereld van het bedrijfsleven en de beurs. En altijd terug te vinden als podcast, mocht je de lunch gemist hebben. Contact & Abonneren BNR Zakendoen zendt elke werkdag live uit van 11:00 tot 13:30 uur. Je kunt de redactie bereiken via e-mail. Abonneren op de podcast van BNR Zakendoen kan via bnr.nl/zakendoen, of via Apple Podcast en Spotify. See omnystudio.com/listener for privacy information.

Dental A Team w/ Kiera Dent and Dr. Mark Costes

Re-releasing a DAT listener favorite! Dr. Lewis Chen is aboard the Dental A-Team! Dr. Chen has become an extremely successful dentist in a short amount of time — like, 10-practices-in-two-years successful. He shares with Kiera what he did differently to find his success, including utilizing the right resources and committing to a schedule. Dr. Chen and Kiera also discuss the difference between work and luck, things that went well, and pitfalls he wishes he'd avoided. He also shares life hacks, his best tip for delegation, and how to elevate teams. Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: Kiera (00:05) Hey everyone, welcome to the Dental A Team podcast. I'm your host, Kiera Dent, and I had this crazy idea that maybe I could combine a doctor and a team member's perspective, because let's say dentistry can be a challenging profession with those two perspectives. I've been a dental assistant, treatment coordinator, scheduler, pillar, office manager, regional manager, practice owner, and I have a team of traveling consultants where we have traveled to over 165 different offices coaching teams. Yep, we don't just understand you, we are you.   Kiera (00:14) Because face it.   Kiera (00:34) Our mission is to positively impact the world of dental. And I believe that this podcast is the greatest way I can help elevate teams, grow VIP experiences, reduce stress, and create A-Teams. Welcome to the Dental A Team Podcast. ⁓   Team listeners, this is Kiera and you guys. Today is a pretty special day. I have a dear friend. We have chatted so many times. He is a rock star on Instagram. If you do not watch his channel, you definitely need to. And he's just one of the coolest people that I feel is a great inspiration. He's been able to do what a lot of other offices have not been able to do. So I'm so jazzed to bring on Dr. Louis Chen. How are you today, Louis?   Dr. Chen (01:14) Good. Thanks for having me. It's always a pleasure. It's been so long since we've been actually meeting in person. think the last time was in 2018, 2019.   Kiera (01:23) I Because I saw you I think first, was it Paul Goodman's event, the dental nachos? I think that's where we first met.   Dr. Chen (01:30) Yeah, yeah, yeah. I mean, that's when I saw Mark in person for the first time and then I saw you for the first time, but I've known about both of you, you know, from some years back. So it's about time. Almost fangirling at the time. I'm fangirling now still.   Kiera (01:43) So.   Well,   you're so kind. You just you inspire me. So I am so jazzed. Kind of take our listeners. I know a little bit of your journey, but gosh, you have done some impressive work since 2019, only in 2021. And in the middle, we had COVID. So kind of just walk our listeners through just your back history, your backstory of how you even got to being a dentist, what kind of inspired you to become one, where you're at today. Just kind of give people your quick bio on you.   Dr. Chen (02:13) Quick bio, so okay, I'll give myself a short version. So I started in college with an economics major to which I graduated with that degree. And during that time in sophomore year, I remember interning at dental office and my parents liked the arts, liked the sciences, tried dentistry and I did. since that time, I shadowed a dentist and he was very,   I was very shy guy. He's like, listen, you should spend some time learning about patient care. Just learn about patients. Don't think about the dentistry. Dentistry will come. go to school for that. School doesn't teach you how to speak to people. ⁓ then later I focused a lot of my time doing it. And I realized in New York City, the crux of New York City, dentistry is not cheap. It's an expensive commodity. part of that   you when I sat there, realized like, you know, patients who've had a great time when they checked out, they had to build a pay, it's usually not as exciting.   Kiera (03:21) It's true   Dr. Chen (03:23) Yeah, so I had I was sought out on mission. said, well, you know, why in New York City is very saturated? Why should I be perpetuating that sort of, you know, that the stereotype of dentistry, dental work to be expensive? So I sought out a vision and said, you know what? I love dentistry. I want to provide good quality care. It's like, social hour, happy hour, every day, every hour. But why can I just make it a little bit more affordable?   than my neighbor, neighboring dentists. And I wanted to provide exceptional patient experience and exceptional patient care, the dental care, so on and so forth, the whole camera things. And then I said, know what? I want to do on a scale. I want to at least have five offices by the time, and I want to achieve that. And I was 19 at the time.   Kiera (04:13) Haven't even gone to dental school. You're like, here's the vision. This is what I want. And let's make it happen.   Dr. Chen (04:18) Yeah, and that's exactly what I mean, through dental school, wasn't my vision. My vision was to be an exceptional provider, which is kind of still falls into my core values when I first started. purpose behind what I do is just, know, making, helping as many lives as, you know, impact as many lives as possible through this journey. then now fast forward, you know, I went to dental school, did right residency. And then 2019 to 2021, my partner and I   which is who I met in dental school. was my professor at the time. And since then I've got all the new partners we just started to build and from two locations and now in 2021, hopefully by the end of 2021, we'll have 10.   Kiera (05:02) You guys heard that right. That was 10. So, you know, 2019 to 2021, 10 practices. It's pretty impressive, Louis. And what I love, ⁓ you and I are very aligned. Our mission at Dental A Team is to positively impact the world of dentistry in the greatest way possible. And you also wanted to positively impact, ⁓ and change the way patients view dentistry. So I just love it. Louis, I think you're an inspiration to so many. So I'm going to like, let's get ready. Let's dive deep. Cause I'm sure people listening are like how.   How did you do it? It like, that's great. You had a vision when you were 19, you went to dental school. Sounds like you partnered up with somebody fantastic. And now here you are two years later and you've got 10 practices. So kind of walk us through some of the things that you felt helped perpetuate that and make it into a reality. You're also in New York. I mean, you got hit hard with COVID. I think you actually were one of the hardest hit places of all. I mean, massive growth, massive, massive change. And you're also like real chill. You are always like,   fun and engaging. also attend a ton of CE. You also have a personal life. So I'm a lot of people ask how and I'm always curious to know like very successful people, people who just I feel like and sometimes it's weird to say like successful people because you're like, I'm just Lewis, like I'm just this person. But it's like you do things differently. You are a different breed. Everybody else has the same opportunities in life, but you do things differently. So what are some of those things that you feel like you've done differently to get to this state in your life right now?   Kiera (06:18) Your   Dr. Chen (06:29) That was a loaded   Kiera (06:30) It is a loaded question. That's why you're on the podcast, Louis. You can ask all the questions to you.   Dr. Chen (06:33) I   You asked amazing questions. I'm happy to entertain and I feel like I should be a better question asker too. To start, think to perpetuate is one is having the proper resources available to you and just committing yourself. I remember when I was in residency or whatnot, on top of being in residency, learning what I had to do and just kind of self-learning. I was listening to lot of podcasts and then eventually podcast was a huge learning experience because it's available. It's available and why not utilize it? Over time as you start building your sort of   operations business, I entertain, you know, just taking CEF. Actually, one of my team members, couple of my teams are infatuated with you, Kiera, by the way. They love you. They're like, Oh my God, I wish I could be Kiera. I'm like, you should.   Kiera (07:19) When I come to New York, I'll be there in December, let me know, we'll hang out, be a time. It'd be a fun surprise list, we should definitely like off air, come up with a surprise, it'd be real fun.   Dr. Chen (07:30) Yeah, it's it's it's I do send a lot of information you send out to your newsletters are fantastic. So again, actually reading the resources are provided. I know sometimes people just kind of sift through and kind of toss it away. But I should sift through it and I say, well, I'm going to forward to the appropriate team members so I can elevate them. Right. So one of the just, you know, being the good filter of resources is one of what you do is committing yourself to a schedule. Right. For me, like I'm always an early bird now, like   5 to 35, 45 wake up. I work pretty much all day, like nonstop and it's hard to get a hold of me. I'm always bouncing around offices. And I what gets me going is really just that commitment to purpose, which I think that people don't focus so much on. And when they go into dentistry, it's that purpose. I still stand by what I want to achieve when I was 19 till now, which is basically just continue to drive and push for great, great things, you know, and over time it, you elevate yourself.   and you realize you just start to grow in size, expand, you need to have a belief system. And it comes first, which is, know, what's your core values and really just redesigning everything that you do. So ⁓ that gets me going. I wake up in the morning, I have a purpose behind what I do. ⁓ I have my own personal core values that I abide by. ⁓ And there's nothing better than that.   Kiera (08:51) I love it. I love it so much. And Lewis, of course, I'm going to dive in deeper. think a few pieces I pulled from that is one, it sounds like you're very, ⁓ let's say like regimated, like, you know what you want to do in life. And I found that when I talked to successful people, it's one of my favorite things about the podcast is picking people's brains. ⁓ Tony Robbins has a quote that I love and it says successful people ask better questions. So it's like, what is that routine? Like you have a morning routine, you wake up at certain times, you're very much dedicated to a purpose, something beyond you.   Because like when those hard days come, which they will always come, it's pulling back to why are we doing this? What is the why behind it? So I love that you, started first with that. I also love that you mentioned you filter through the resources that are available. You're right. This podcast is free. Like people can download it, listen to it. We put it on for free and we bring on really awesome guests. also like our newsletters are written by our consultants and I check all of them, make sure there's awesome facts, tangibles in there. It's not just a newsletter of like   But it really is, but also filtering through like what is that best information? So I love hearing that you actually take the time to read through it. Be systematized in how you operate. So I'm going to dive into like, what do you feel? Cause I feel like I was given the golden spoon of success meeting Mark Costas. Like I will say that again and again and again, just like proximity is power, right place, right time meeting people I connected in, I helped an office grow exponentially. They connected me with Mark Costas, had the whole DSI experience. It was amazing.   Kiera (09:56) but you're also very   Kiera (10:18) perpetuated Dental A Team, learned a ton, but like that was a strike of lightning, but I don't think it was just pure luck. think right place, right time, also looking for opportunities. So for you, what were some of those opportunities again, cause I hate when people say it was just luck. I'm like, yes, did I get a really lucky golden card out of heaven? Absolutely yes. But I also think there was a lot of preparation that came for it. So what were some of the things you feel like you've been, you've done well that has kind of propelled you to be able to do 10 practices in two years?   Dr. Chen (10:46) To your point, know, like I do say it's a part of luck, but I think it's a little bit of understanding whether the luck is presented to you. Because sometimes people, there's plenty of opportunities that presented it. And sometimes we just don't visualize it to be a luck. know, for me, I was really hard. You I worked hard and I graduated early from dental school, but I was the only guy who worked till the very, very end. Even though didn't have to, I still wanted to work.   didn't take the vacation that other people did. I just really wanted to be the absolute best at what I did and be comfortable with it. And my partner at the time, my professor at the time is a prosthodontist. So he's very detail oriented. He had his eyes on me, like this hard worker, great with people, loved dentistry, good clinician. And I had a vision, know, him and I sat down and he said, what are your goals? Because he wanted to hire me as an associate. What are your goals? What do you want to do?   And then as soon as we got off that dinner, I remember it was December 2016, something like that. He was just like, what if I want you to work with me? Like not just work with me, like work, build something with me. I'm like, what's going on? And I didn't went to residency and I was like, all right, cool. I'll continue to do what I had to do. ⁓ But I continued to revisit and commit to my, that luck and opportunity. ⁓   Again, I think to that point, I think we have to understand that we have to our best self out for us every day because if you're not performing optimally, yeah, sometimes people perceive, you know, under performance is not optimal performance. And I'm going to deliver, you know, if an interview falls short, you know, like what I have to do, that's the first impression, right? ⁓ So I definitely think that we have to be on A game all the time for sure in order to, and then...   Once you hit that point, critical mass like a games always your game.   Kiera (12:38) That   becomes your new standard. That's where it is. That's your baseline.   Dr. Chen (12:41) That's the baseline. Did I answer your question, Tyler? There's another loaded question. So I was like,   Kiera (12:46) It   was a loaded question, Lewis. I just like to pick people's brains of like what it sounds like if I were to recap it in a way, it's almost as if I feel like you put in a lot of hard work, hustle and grit. And I think that that's important. I love the picture. I'm sure a lot of us have seen it of the ballet slippers. Like there is a ballerina on point and one foot's in the ballerina slipper and the other foot is this like cut up bloody hot mess. And it says everybody wants success, but they often don't realize what it takes to get there. And   I think about, like, I just heard a lot of that hard work, that grit. You also had a vision and you were very committed to it. So I think about team members, I think about practice owners of what is that vision and are you actually committed to it? Are you a fair weather fan or are you like ride or die? I will achieve this goal. And I hear a lot of conviction, but also because of that conviction from you, Louis, I feel like it also presented you opportunities that might have otherwise passed you by. This professor was looking for an associate.   ⁓ You had proven yourself to be this very successful student. So they were looking, there was an opportunity sitting there. You didn't even know it. I tell people often, I groom people. I watch people before they even become in leadership. My husband was groomed for about four years before he was taken into leadership. Had no idea it was happening, but people are constantly watching. There are opportunities always around us. It's just, like you said, who are you presenting day in and day out? So I love that. I love that.   Kiera (13:51) And a lot of times I   Kiera (14:11) And I hope other people are listening and realizing it's not just a stroke of luck. Being your best self, having that baseline continually, that's what's gonna set you up for opportunities that you may have otherwise missed. next up, professor, decide you're going to become partners. You're gonna take this on, you finish up residency. So I also love that you equipped yourself with the skills and tools you needed. So if it didn't work out with your professor, all eggs were in that basket. You're like, with you or without you, I will do this. And I like that you did that.   Kiera (14:15) It is literally.   You and   Kiera (14:40) So then what are some of the things you felt you and your partner did very well from the get go? Cause I also feel a lot of success comes from pivoting quickly, learning from your mistakes very quickly. So what were some of the things you felt at the beginning you guys did really, really well, and then I'm going to pivot to mistakes. But right now, what are some of the things you felt like that set me up for success exceptionally well in the beginning?   Dr. Chen (15:03) Well, I think they keep an open mind and think that having the clear expectations of one of each other is important. As we continue to grow, we add more to partners too. We've been again, it's awesome to have different. we, we, we may get very clear what our strengths are, stay in your lane kind of thing. My partner is great with the financial aspects. I'm great with, well, I'm not great with system, but I like systems.   Kiera (15:26) I can tell you wake up at a certain time, the process, I got the vision, you're good.   Dr. Chen (15:30) Yeah, the gaining writing it, the process, the system, putting it in place, organize, that's the hard part that he doesn't take care of. But that's what I do. The one thing that we did do well is we talked about where we want to what we want to achieve. I think that one of the things that he mentioned was, you know, what he's trying to achieve is not, you know, for the financial goals. His is very in line with mine, which is to provide exceptional care. So our core values were aligned. So at any given point.   I just know the decision that he suggests and makes ⁓ is for better, for good purpose or for the right reasons, not for any other intent. That was really important to us. ⁓ of course, you know, just building a lot of trust. I did throw a lot of my eggs in his back. And in fact, I did, threw everything in. have nothing. All my trust is all in. and, be, you know, be, be have the conviction to finish and, and strong.   And that's kind of where we stood. And I think that's what we did well. And we continued to grow. We weren't stagnant. We all, like my partner, he's 10 years my senior. So he's constantly in leadership classes because he needs to be a better leader. He wants to be a better leader. He takes the necessary classes to be a better leader.   He understands he's self-reflective and self-aware about how he presents himself to his team. And it rubs off on me. again, we learn ⁓ one also great thing is we embrace honest mistakes. We embrace the humility. Cause even if I made a mistake and I would, I would honestly tell them like, cause I'm looking my bad. I didn't think about this. I didn't think about that. Here's the outcomes. Like it's fine. Just, just don't do it again. Just figure it out. Put it on a sheet of paper, figure it out, do it again. And ⁓ that's, there's a lot of forgiveness in that process, which helped.   I oftentimes think that if there's no open communication to allow for humility, ⁓ people get, you know, they're probably get stuck with within their own confines. ⁓ And I think that's something that was really beneficial for us.   Kiera (17:38) As you guys look back on 2021, how was it? Was it your best year? Was it a year you could have done a little better? And as you're looking forward to 2022, what type of a practice and a person do you want to be? Well, guys, now is the time to take massive action and to have the life and the practice you've always wanted. Dental A Team Platinum is where it's at, guys. We focus on system development. That's right, top to bottom. Team development, growing leaders, growing you as a person, making sure you're balanced, that we have happier teams.   And we also ensure that your practice is profitable, teaching you how to be business. So if you're looking to enhance your practice, take it to the next level. You yourself want to grow. Now is the time. Dental A Team platinum. We fly to your practice. Most of our offices see a 10 to 30 % increase in revenue, reduction of stress, happier teams, better patient experiences. So if you know, you want to rocket launch yourself into 2022, don't wait guys. We are only taking on so many platinum practices because we physically fly to you. So email us today.   Kiera (18:09) Abby.   Kiera (18:34) Hello@TheDentalATeam.com and you better believe we have something special for you end of year offices. So be sure to reach out Hello@TheDentalATeam.com. Remember you're only one decision away from a completely different light.   Kiera (18:37) So   Gosh, so many good takeaways because I think so many people have partnerships that actually don't go well. And so helping to see you guys were in your lanes, you also had complimentary skillsets to one another. I think that that's actually amazing that you figured out stay in your lanes. And then there's the honest mistakes, like that happens. I tell everybody like fail successfully. And I also love another quote, like there are no failures. There's just results. Like what happened? Why did it happen? Like let's learn from it so it doesn't happen again and move forward.   And when teams and partners feel that they can make those mistakes, there's so much freedom. Like the rules and the boundaries are all open. You can have anything. There's massive creative success and openings and ideas that can come because you feel very, very free, I guess, to make those mistakes. You know you're gonna be accountable to it, but there's nothing wrong in not having it go exactly as planned. So I'm not gonna pivot, Louis. Like you've been so generous. And I just, wanted to pick your brain. I've been dying to talk to you. You guys have such a fun culture.   which I think kudos to you guys for doing that. But now next up is going to be, what do you feel, like I know I can go back in my career and say like, these were big pivotal mistakes that if I could do it over again, I would never have done that. So maybe one or two of those, and not even mistakes, I guess it's just like, like of course I learned from them. I'm grateful I had them, but if I was giving someone guidance, these would be some pitfalls that I wish I would have known about prior to making them. Do you have any of those that have come? I mean, 10 practices in two years, Louis, I'm not gonna lie. Like it's impressive.   I love it, I'm so freaking proud of you. I'm like high fiving you through the screen right now. Just impressed with who you are and that your vision's coming to light. What were some of those pitfalls though that you're like, wish I would have done that.   Dr. Chen (20:25) I couldn't, there was a laundry list and to your point of failing successfully, so important failing forward. I mean, God, like it's, can give you a whole separate podcast on just fail failures. Biggest thing is, Eagle let go of Eagle. Huge thing about Ventus is Eagle. It's like, it go. Number two, team culture. number three, put the, pro provided proper resources for success. you know, seek out, there's tons of resources out there. Like you said, you can.   Kiera (20:27) Ha   Dr. Chen (20:55) You can purchase the protocols, can purchase manuals, can, you know, whatever it is, you don't have to reinvent the wheel if you don't have to. Very simple, right? And oftentimes people think I want my own recipe. And I always say it, I say it to my teams. I'm like, at some point, re-revent the recipe, you know, the wheel, or just follow, always following someone else's recipe. Use the recipe to make something that you like to cook, not what they like to cook. If you want that breaded chicken, maybe you want some breaded cutlet chicken cutlet with some other paprika or something like, or Cajun.   That's your recipe. What are those additional variables? But you don't have to reinvent the wheel, save yourself the time and struggle. ⁓ Number three is learning to elevate the team. I realized that people forget that every team member is looking for growth. You just have to provide that platform for growth. Another one is, again, same thing with race humility about your leadership. I think that sometimes people look for   team members with skillset and they don't provide the opportunity to look at potential more than skillset. And to this day, I don't hire for skills. I hire for talent to hire for potential because you can't find someone who's really good with hospitality, who hasn't been in the hospitality.   Kiera (22:05) Amen. true. So true. I love it.   Dr. Chen (22:09) Yeah, there's so much more to things that I, ⁓ again, even cultural alignment with your partners, resetting that, having that conversation or revisiting, you figuring the differences out that, know, the only way you can grow is to be aligned and there's no other question. There's no other way around it.   Kiera (22:27) Gosh, I love it so much. think that there's just so many pieces on there. And something I really wanted to highlight, the reason I asked that question is because again, I think so many people look at that and say, my gosh, 10 practices in two years. Is this person really human? Do they ever make mistakes? And I think it's really important to realize on the path of success.   I loved, heard a quote and it's called the success tax. Like there are hard times that follow. There are things that we wish we wouldn't have done. There are things that we learn along the way, but it's like, just keep growing and becoming better. So I'm actually gonna ask you, I came up with a few questions that I've wanted to ask podcast guests that I'm like, ⁓ I'm gonna remember to ask Louis these. So my first question is, what is your best time saving hack?   Dr. Chen (23:12) time-saving hack. People oftentimes say it's because I sleep so little.   Kiera (23:17) How many how many hours do you sleep at night Louis let's talk about that   Dr. Chen (23:21) So I got an aura ring. So this is a ring that measures your sleep and the REM sleep. So I'm trying to life hack myself through data by understanding like, well, if I'm, if I'm getting X amount of hours of deep sleep or REM sleep or whatnot, am I going to, do I wake up feeling like I'm going to be productive? Right. I feel like I'm energized. Do I feel like I'm putting myself, you know, put my best foot forward? That's key. I am huge on calendars. I know that I heard a podcast on productivity. Some people say to do lists are great, but   calendars even better, but I personally have all my work that I do actually on calendar by blocks almost. I put it on my calendar to say, all right, today payroll, got to do payroll. Not that I hope to achieve it, but there's so many moving parts that what time set forth is not usually the time I will take to complete. at the minimum, I try to tackle it by, I have a to-do project management to-do list and I break it down by location, by management, by, you know,   team members or administrative or all that stuff. And I prioritize it based off deadlines. So for me, I feel like I will prioritize and provide a deadline for myself if I find this work's gonna take a little longer. If it's easy, I'm not gonna get out because there's no point to delay procrastinating easy tasks because I feel like completing easy tasks, tasks drive, provides us momentum and inertia to continue to achieve more. So sometimes I wake up waking in the morning, like tackling the biggest task and like,   this is a drag. gonna take a long time to do it. But if I just start tacking like, you know, just, you know, finishing off some emails or just, you know, taking off some of the things on the to-do list, I get this momentum of feeling pro tip productive and I continue to be more productive. ⁓ but that's one of my life hacks.   Kiera (25:03) I like it.   I like it. Okay. So I like also that you, one thing I hope people are picking up is that you innovate. You are literally looking at your sleep habits to see do, could I actually be as productive with less sleep? Like I love it. I love that you're testing it out. You're trying it out here. Like you think outside the box and I really hope that people are realizing like it doesn't just come with like the flick of your wrist or you know, a magic wand. Like this is called, you're actually putting these things into play. also agree with you. Calendaring.   It is a world of difference like I literally put blocks on the calendar because if there aren't blocks I've got an hour or two of free time Well instantly that hour or two gets sucked up by all these other things because I didn't actually proactively take care of it. So awesome next question is What's your best tip for delegation? And this is me just selfishly asking you all the things I want to get better at So I'm just asking this is you and me having a private podcast more for myself. So best tip for delegation. Louis. What is it?   Dr. Chen (25:58) I think the best question that that question I should be asking you instead, because you've been you've been able to grow practices, you're in consult now. So like, delegation is a weird thing. I think everyone says it the same, you everyone says the same thing. Abdication is very, very different delegation. Abdication is really just kind of relieving yourself of the work that you don't want to achieve. And it's putting into hands of someone with autonomy and then not providing the outcomes that you find to be successful. ⁓ Delegation is understanding that   your productivity will increase by you offloading some of the workload. So you can spearhead the delegation, not to do the work, but you can provide projects or spearhead, you know, with an individual who can take the load off and understanding an agenda. Even for myself right now, I'm at the point where I need to hire some more HR recruiters and more operations team members. And I know what I need because my time is   diminished if I continue to focus on so many different things that I know I can offload and just oversee, have a project timeline for that.   Kiera (27:06) Totally. I love it. I also, like, as you said that I'm hoping people heard that you prioritize your time and you're constantly hiring and innovating and bringing on different people. So that way you're always on optimum peak performance. Like what are the things that only you can do? Times being diminished. I could outsource this. I could hire somebody else. So, ⁓ and then the last question I have for you is your best tip for like team communication, or you talked a lot about elevating your team. This is a team podcast. What is something that you feel you do really, really well?   I think you guys have a really fun culture from what I see, super jazz for what you guys are doing. What do you feel is something that you've done very well to help have a great team culture in your practices?   Dr. Chen (27:46) So when I, and I still do the HR, so I hire for, I hire every person. And one of the biggest things is me being the person who can establish that culture through the interview from the get-go because, that comes from speaking to if with the right candidate, ⁓ I spend a little bit more time really going through the company culture as well as the core values of the, of the, of the office. So this way they come in expecting that what's harder is kind of shaking up the culture that doesn't exist.   Basically trying to create something that didn't start. like every office I'm trying something new, like find you the new Peto office that my partners and I have, you know, I came in and did this whole cultural thing and I'm not great at it. I'm trying it, but I walk in, I feel amazing. You know, I feel amazing. I see the team, the team is great. I feel I can't wait. I love coming to the office, right? And I love knowing that I can, because I also know that the team loves that too. ⁓   So that's one thing is to create the culture is just establish it from the get go. Like do not this do not delay the process to onboarding. If the moment you get onboarded culture comes first the belief systems. ⁓ Another thing is, you know, being honest with yourself with that process because it's very it's corny. And everyone talks about no one no one is like when I first started like core values, what are those like this work needs to be done right? Totally.   realize that toxicity happens and there's other stuff that needs to be managed and navigated. And it's just so much harder if you don't, especially if you start growing, the culture has to be consistent across the board. So yeah, and it's easier with one because you see the same people all the time. But if you're drop shipping yourself in different locations, you expect the culture to persist. And am I great at it? I am far from it. And   I'm constantly, even right now, I'm just trying to figure out how do I measure culture, right? How do I ensure that it's being consistent? Maybe because I'm coming in, people are performing well, maybe they're not, right? And how do I measure that? That's being, that's, I think that's the first and foremost thing.   Kiera (29:59) I really love that you said that and I love that you said it's cheesy because I think so many people think it's cheesy so they actually don't do it. And yet at the end of the day, we've got great resignation. It's hard to hire all these different pieces, but I'm like, you clearly are hiring a lot of people. And I think having a great culture that people genuinely love to work there. Having a culture that is based on core values. I have redone my core values. I think we're on like rendition four, but it's because I realized like things are being missed from our company.   And so I love that you brought up like the cheesy aspect of it. So bottom line is, and then you ask, and I'm actually just going to give you a tip that I've heard for how do you measure culture? Cause you're right. Like it should be a tangible thing. should be something when we walk in, it is the same from practice to practice to practice. So an office that I really, really love and respect and admire, they actually send out quarterly surveys or twice a year surveys. So November and May, and they actually have an anonymous survey of like, how is the culture? So they get a pulse on all the practices. ⁓   For my team, I'm constantly ripping our core values down and I will spot audit them and say, all right guys, what are our core values? And I will randomly ask different people on calls just to see, do they know the core values? Having core value shout outs at morning huddle where they have to all choose a team member and pick a core value. I don't care which one it is that exemplifies that. it'd be like today, Dr. Chen, I'm going to give him the core value of fun. Like he's always fun. He brings a lot of fun energy. So it actually is infused into your practice.   but then how to measure it doing those quarter or those twice a year surveys oftentimes can give you kind of a anonymous pulse on your practices. So I love that you brought these pieces in. I love that you're focused on it because I really do believe great cultures are where great practices are able to impact their community stronger. And it also impacts the lives of those that work there. So I love it. Those are so fun, Lewis. think it's fun to see your journey. It's been fun to watch you grow.   Kiera (31:40) this is happened.   Kiera (31:51) I I met you pre even owning practices and now to see you where you are and I just know there's so much more ahead of you. So I love it. I'm always rooting you on always happy to help. We should definitely plan a time to meet up. I'm always in New York. So I'd love to see you guys, but ⁓ thanks for sharing. Thanks for sharing all your tips. Any, any last things you want to share as we wrap up? I'd love to hear anything else you want to add in.   Dr. Chen (32:13) I think to any team member or any provider, particularly the providers, because to grow, you have to keep an open mind to what's out there. And even for myself, like you mentioned, I do say it's cheesy, but no one talks about it. But you know what? I see the difference day and night. It changes the way you deliver your care, it the way you lead, it changes the way you manage. And to your point, I tried the team surveys.   Again, I like trying a lot of things. And I realized that sometimes trying things has to have a structure. when you're ready for it, like I couldn't measure culture if I didn't understand what culture meant. But now that I have culture set in court, the core values of company culture established, now this might have a better impact. Now I have team members who can understand that and deliver that. So it is requires a lot of step back. I think one thing to learn from any team member is like,   take a step back and just kind of take a read on the practice. Whether people are feeling great, there, you know, I like, I like Danny Meyer. Danny Meyer, is podcast I sent it to you. And he talks about having team members, you know, check the weather report before to come in. Because if you're feeling sunny, there's going to be a sunny day in the office, patients, team members, everyone. But if you're feeling like you have a rainy day, you check yourself, leave that rain behind because you're going to rain on everyone else.   So that's one thing that I've started to realize is I gotta make sure to check on my Retherport every single day before I deliver my results.   Kiera (33:46) That's awesome, Lewis. You are just like I said, an inspiration. It's fun. Thank you for sharing. know it's sometimes uncomfortable to share our successes, sometimes uncomfortable to share failures. But I just love that's why I love this podcast because we bring the best of the best. We share ideas because I think sometimes just hearing someone's story, hearing someone's experiences, learning from them helps rocket launch so many other practices to success. So thank you, Lewis. I just adore you. I'm so glad you're here today. Always cheering you on. So thank you. Thanks for being a part of this today.   Dr. Chen (34:15) Thank you, appreciate it.   Kiera (34:17) Of   course. All right, you guys that wraps it up. Dr. Lewis Chen, super grateful guys. If you check him out, he's all over social media. ⁓ great, great person. He will respond to you. Like you will never believe this man is as busy as he is because he responds all the time. He's always gathering so much information. So check him out. Such an inspiration. And as always to all of you, thank you for listening and I'll catch you next time on the Dental A Team podcast.   That wraps it up for another episode of Dental A Team Podcast. Thank for listening and we'll talk to you next time.   Kiera (34:44) Thank you so much for  

Monde Numérique - Jérôme Colombain

Seules 16 % des initiatives en IA en entreprises génèrent un retour sur investissement, et à peine un quart des PME françaises y ont recours. Alors, pourquoi une adoption aussi timide ? Mickaël Mina, directeur IA chez Sage, revient en profondeur sur les raisons de ces échecs et les clés pour réussir l'intégration de l'IA dans les processus métiers.En partenariat avec Sage

Monde Numérique - Jérôme Colombain

L'IA l'IA l'IA ! Un épisode très B2B cette semaine, avec une question centrale : les entreprises françaises, grandes et petites, sont-elles en retard en matière d'intelligence artificielle ? On parle aussi d'une super IA médicale, des voitures pas tout à fait autonomes de Tesla et du premier appel téléphonique cellulaire au Canada et en France.

Monde Numérique - Jérôme Colombain

Les responsables informatiques des entreprises françaises sont confrontés à de nouveaux défis. Ils doivent notamment faire face au risque cyber dans un contexte national et international complexe.En partenariat avec Ready for IT 2025L'événement Ready for IT 2025, qui avait lieu à Monaco du 20 au 22 mai, était l'occasion de faire le point sur les nouveaux défis technologiques des entreprises de taille intermédiaire (ETI), notamment la cybersécurité et la souveraineté numérique. Maria Iacono, directrice de l'événement, revient sur les attentes fortes des DSI, dans un contexte géopolitique tendu, une pression croissante sur la cybersécurité et un environnement budgétaire contraint. Le salon Ready for IT révèle un changement de posture : les décideurs IT ne sont plus de simples techniciens, mais des acteurs à part entière de la stratégie économique des entreprises.Arnaud Philippe, membre du comité éditorial de l'événement, détaille les nouveaux enjeux : acculturation à la cybersécurité, dialogue indispensable entre DSI et DAF, besoin d'agilité constante face aux incertitudes. Il insiste aussi sur l'importance d'une souveraineté numérique pragmatique : si les offres européennes progressent, elles peinent encore à rivaliser avec les géants américains.-----------

Ethical & Sustainable Investing News to Profit By!
More Top ESG ETFs and Companies

Ethical & Sustainable Investing News to Profit By!

Play Episode Listen Later Jun 13, 2025 27:59


More Top ESG ETFs and Companies. Includes reviews and links to 16 articles with great ETF and stock recommendations globally. By Ron Robins, MBA Transcript & Links, Episode 154, June 13, 2025 Hello, Ron Robins here. Welcome to my podcast episode 154, published June 13, 2025, titled “More Top ESG ETFs and Companies.” So, this podcast is presented by Investing for the Soul. Investingforthesoul.com is your site for vital global ethical and sustainable investing mentoring, news, commentary, information, and resources. Remember that you can find a full transcript and links to content, including stock symbols and bonus material, on this episode's podcast page at investingforthesoul.com/podcasts. Also, a reminder. I do not evaluate any of the stocks or funds mentioned in these podcasts, and I don't receive any compensation from anyone covered in these podcasts. Furthermore, I will reveal any investments I have in the investments mentioned herein. Additionally, please visit this podcast's webpage for links to the articles and additional company and stock information. I have a great crop of 16 articles for you in this podcast! ------------------------------------------------------------- More Top ESG ETFs and Companies (1) My first review article appeared on a favourite investor website, morningstar.com. It's titled Five Top ESG ETFs for US Investors and is written by Hannah Hummel. Here are some brief comments on each ETF from Ms. Hummel. “To find these 174 sustainable ETFs, we applied multiple screens across all exchange-traded funds in Morningstar's database, selecting only equity investments that are both domiciled in the United States and traded on a United States Exchange. Next, we filtered the remaining ETFs down to only those Morningstar designates as an ‘ESG Intentional Investment – Overall.' (Read here.)… All fund sizes are as of June 2, 2025. 1. iShares ESG Aware MSCI USA ETF ESGU Morningstar Category: Large Blend Morningstar Medalist Rating: Silver Morningstar ESG Risk Rating: Above Average Analyst: Lan Anh Tran IShares ESG Aware MSCI USA ETF tops our screen with $13.37 billion in assets under management. Incepted in December 2016, the fund has returned 0.48% year to date, trailing a 1.06% return for the S&P 500 and a 0.86% return for the Morningstar US Market Index in 2025. Over the past three years, the fund has posted a 13.59% annualized return, underperforming the S&P 500 at 14.41% and the Morningstar US Market Index at 14.05%. This passively managed fund tracks the MSCI USA Extended ESG Focus Index. 2. Vanguard ESG US Stock ETF ESGV Morningstar Category: Large Blend Morningstar Medalist Rating: Silver Morningstar ESG Risk Rating: Above Average Analyst: Lan Anh Tran The only ETF offered by a provider other than iShares that places among our screen's five largest vehicles is the $10.16 billion Vanguard ESG US Stock ETF. The Silver Morningstar Medalist was launched… in September 2018. Year to date, investors have seen a negative 0.21% return, leaving the fund trailing the S&P 500 and the Morningstar US Market Index by 1.27 percentage points and 1.07 percentage points, respectively. In the past three years, however, the fund has delivered a 14.45% annualized return, slightly overperforming the S&P 500 at 14.41%. Like the other four largest funds in our screen, Vanguard ESG US Stock ETF is passively managed, designed to replicate the performance of the FTSE USA All Cap Choice Index. 3. iShares ESG Aware MSCI EAFE ETF ESGD Morningstar Category: Foreign Large Blend Morningstar Medalist Rating: Silver Morningstar ESG Risk Rating: Above Average Analyst: Zachary Evens The largest ETF falling under the foreign large-blend Morningstar Category and the third largest across our screen overall is the $9.73 billion iShares ESG Aware MSCI EAFE ETF. Opened to investors in June 2016, this Silver medalist has returned an impressive 16.7% year to date against a 5.22% return for the Morningstar Global Markets Index. The fund's three-year annualized return is 11.3%, trailing the Morningstar Global Markets Index by 0.42 percentage points. In keeping with the remainder of the five largest funds in our screen, iShares ESG Aware MSCI EAFE ETF is passively managed, tracking the MSCI EAFE Extended ESG Focus Index. 4. iShares ESG Aware MSCI EM ETF ESGE Morningstar Category: Diversified Emerging Markets Morningstar Medalist Rating: Bronze Morningstar ESG Risk Rating: Above Average Analyst: Lan Anh Tran IShares ESG Aware MSCI EM ETF ranks fourth in our screen with $4.73 billion in assets under management. Launched in June 2018, the IShares ESG Aware MSCI EM ETF has returned 9.74% in 2025, beating a 7.54% return for the Morningstar Emerging Markets Index. Looking over a longer horizon, the fund's three-year annualized return is 4.62%, trailing a 5.46% return for the Morningstar Emerging Markets Index. This Bronze Morningstar Medalist is passively managed, seeking to replicate the performance of the MSCI Emerging Markets Extended ESG Focus Index. 5. iShares ESG MSCI KLD 400 ETF DSI Morningstar Category: Large Blend Morningstar Medalist Rating: Bronze Morningstar ESG Risk Rating: High Analyst: Ryan Jackson Rounding out our list of the top five largest US-domiciled ESG Equity ETFs is iShares ESG MSCI KLD 400 ETF with $4.5 billion in assets under management. Incepted in November 2006, it is the oldest fund among the five largest in our screen by nearly a decade. Year to date, DSI has returned negative 0.88%, trailing the S&P 500 by 0.18 percentage points, but outperforming the Morningstar US Market Index by 0.02 percentage points. This Bronze Morningstar Medalist passive fund seeks to replicate the performance of the MSCI KLD 400 Social Index.” End quotes. ------------------------------------------------------------- More Top ESG ETFs and Companies (2) Now, another article by Hannah Hummel on morningstar.com. This one is titled 2 Top Undervalued EV Stocks to Watch Now. Again, some brief quotes on each stock by her. Morningstar Data as of May 13, 2025. “1. Analog Devices ADI Morningstar Economic Moat Rating: Wide Price/Fair Value: 0.93 Morningstar Rating: 4 stars Sector: Technology Analog Devices is a leading global manufacturer of mixed-signal and analog chips. [Its] chips function by translating environmental conditions like temperature and sound into viable digital signals. The company supplies chips to a diverse range of end markets, including automotive companies, as well as manufacturers of medical devices, robots, and industrial machinery. In both fiscal 2022 and 2023, the adjusted operating margin for the firm hit 49%, though it has since declined to 41% in fiscal 2024. Morningstar anticipates, however, that the adjusted operating margin for Analog Devices could reach 50% by fiscal 2028, bolstered by a projected 9% average annual growth in sales. Considering Morningstar's current fair value estimate of $245 per share, projections for fiscal 2025 are in line with a 3% free cash flow yield. At a recent $226.68 per share, Analog Devices was trading at a 7% discount to Morningstar's fair value estimate. 2. NXP Semiconductors NXPI Morningstar Economic Moat Rating: Wide Price/Fair Value: 0.76 Morningstar Rating: 4 stars Sector: Technology NXP Semiconductors is a prominent player among automotive semiconductor manufacturers. Like Analog Devices, the firm's expertise is not limited solely to automotive chipmaking, as it also sells to the mobile, communications infrastructure, and industrial markets. Moreover, through enabling near-field communication, or NFC, NXP Semiconductors powers the mobile wallet offerings of multiple high-profile clients, the likes of which include Google GOOGL and Apple AAPL. Although the firm lost 5.0% in revenue in 2024 and Morningstar models an 8.5% decrease in revenue this year amid tariff-related market challenges, Morningstar anticipates a recovery by 2026. Indeed, Morningstar models indicate that NXP Semiconductors' revenue could increase 6% in 2026 as EV designs call for an increasing proportion of chips embedded into their systems. Morningstar's fair value estimate for NXP Semiconductors currently sits at $280 per share, indicating a 6% free cash flow yield for 2025. At a recent $212.40 per share, NXP Semiconductors was trading at a 24% discount to Morningstar's fair value estimate.” End quotes. ------------------------------------------------------------- More Top ESG ETFs and Companies (3) My third article brings us back to a favourite sector for ethical and sustainable investors. The article is titled 3 Alternative Energy Stocks to Watch Amid Escalated Tariff Uncertainty and was found on zacks.com and is by analyst Aparajita Dutta. Her article is a comprehensive review and analysis of the industry and a few of its leading companies. Here are some quotes by Ms. Dutta from her article. “The Alternative Energy Industry has outperformed its sector as well as the Zacks S&P 500 composite over the past year. The stocks in this industry have collectively surged 41.9% in the past year against the Oils-Energy sector's 9.8% decline. The Zacks S&P 500 composite has gained 11.7% in the same time frame… 1. Ormat Technologies ORA Based in Reno, NV, the company is primarily engaged in the geothermal energy power business. On May 27, 2025, Ormat Technologies announced a $62 million Hybrid Tax Equity partnership with Morgan Stanley Renewables to support its Lower Rio and Arrowleaf energy storage and solar projects, expected to be operational by the end of 2025. This innovative financing will help Ormat monetize $160 million in tax benefits in 2025, boosting profitability and supporting its long-term energy storage growth strategy. The Zacks Consensus Estimate for the company's 2025 sales implies an improvement of 8.4% from the previous year's estimated figure. The stock boasts a long-term (three-to-five years) earnings growth rate of 10%. The company currently carries a Zacks Rank #2 (Buy). Ormat Technologies, Inc. (ORA): Free Stock Analysis Report. 2. Standard Lithium SLI Based in Vancouver, Canada, Standard Lithium is a technology and lithium development company. Its flagship project is located in southern Arkansas, where it is engaged in the testing and proving of the commercial viability of lithium extraction. On May 29, 2025, it was announced that Smackover Lithium, a joint venture between Standard Lithium and Equinor, has secured AOGC approval for a 2.5% lithium royalty rate for Phase I of its South West Arkansas Project, marking the first such approval in the state. This milestone sets a regulatory precedent and enhances Standard Lithium's pathway to commercial production by 2028. The Zacks Consensus Estimate for Standard Lithium's 2025 bottom line is pegged at a loss of 8 cents per share, suggesting a solid improvement from the year-ago quarter's reported loss of 13 cents. The bottom line beat the consensus estimate in the last reported quarter. Standard Lithium currently carries a Zacks Rank #2. Standard Lithium Ltd. (SLI): Free Stock Analysis Report. 3. Bloom Energy BE.VI Based in San Jose, CA, the company generates and distributes renewable energy. On April 30, 2025, Bloom Energy posted its first-quarter 2025 results. Revenues of $326 million reflected an increase of 38.6% year over year. Bloom Energy's gross margin was 27.2%, reflecting a 110 basis points improvement over last year's reported figure. The stock holds a long-term earnings growth rate of 24.4%. The Zacks Consensus Estimate for 2025 sales implies an improvement of 19.3% from the previous year's reported figure. The company currently carries a Zacks Rank #3 (Hold). Bloom Energy Corporation (BE): Free Stock Analysis Report.” End quotes ------------------------------------------------------------- More articles of interest from around the world for ethical and sustainable investors 1. Title: Best Natural and Organic Food Stocks to Keep an Eye On in 2025 on finance.yahoo.com. (Updated.) By Sumit Singh of Zacks. Original article featured in my Podcast: The Low-Carbon Stocks for Sustainable Investors. 2. Title: 5 Best Sustainable Investment Platforms for UK Investors on moneymagpie.com. By Ruby Layram. 3. Title: Triodos Investment Fund Earns Rare Perfect Score on financial-news.co.uk. By Danielle Trigg. 4. Title: Triodos Bank UK Recognised as Ethical ‘Best Buy' for Investment Funds and Stocks & Shares ISAs. On and by ffnews.com. 5. Title: Top 10: Sustainable Supply Chains on sustainabilitymag.com. By James Darley. 6. Title: M & T Bank a Top Socially Responsible Dividend Stock With 2.9% Yield (MTB) on nasdaq.com. By BNK Invest. 7. Title: Top 10: ESG Ratings Providers on sustainabilitymag.com. By James Darley. 8. Title: Australian Ethical Investment Leads These 3 Promising Small Caps with Strong Potential on and by simplywall.st/stocks/au. 9. Title: These 3 Nuclear Stocks Should Be on Your Energy Radar on oilprice.com. By Alex Kimani. 10. Title: There's Absolutely Massive Demand Growth Ahead for This Well-Positioned High-Yield Stock on finance.yahoo.com. By Reuben Gregg Brewer. 11. Title: Our top rated ESG ETFs on morningstar.com.au. By Simonelle Mody. 12. Title: How to Invest in Green Bonds on morningstar.com. (Lists 6 green bond funds). By Charity Blue and Leslie P. Norton. 13. Title: The 50 most sustainable companies in Europe on corporateknights.com. Introduction by Tristan Bronca. ------------------------------------------------------------- Ending Comment These are my top news stories with their stock and fund tips for this podcast, “More Top ESG ETFs and Companies.” Please click the like and subscribe buttons wherever you download or listen to this podcast. That helps bring these podcasts to others like you. And please click the share buttons to share this podcast with your friends and family. Let's promote ethical and sustainable investing as a force for hope and prosperity in these deeply troubled times! Contact me if you have any questions. Thank you for listening. I'll talk to you next on June 27th. Bye for now.   © 2025 Ron Robins, Investing for the Soul

Digitalk.rs
Pozicioniranje lokalnog startup ekosistema na globalnom nivou I Tanja Kuzman I DigiTalk EP 216

Digitalk.rs

Play Episode Listen Later May 27, 2025 62:32


Kako danas izgleda srpski startup ekosistem, gde se nalazimo u odnosu na globalnu startup scenu, te kako globalna i lokalna ekonomska kriza utiče na čitav digitalni ekosistem, razgovarali smo sa Tanjom Kuzman, direktorkom organizacije Inicijativa digitalna Srbija. Obzirom da je Tanja na ovoj poziciji manje od godinu dana te da je u periodu od kako je na čelu ove organizacije izašlo nekoliko važnih dokumenata poput nove trogodišnje strategije DSI ali i novog Startap skener izvešaja za 2025. godinu, te smo se na ove elemente posebno fokusirali u razgovoru. Tanja Kuzman, generalna direktorka Inicijative „Digitalna Srbija” - https://www.linkedin.com/in/tanja-kuzman/ O čemu smo pričali: - Uvod i predstavljanje - Nova trogodišnja strategija DSI-a - Startap skener 2025: ključne teze i nalazi istraživanja - Internacionalizacija je ključ za ubrzanje rasta ekosistema - Razumevanje stranih tržišta je ključno za uspeh - Šta su naše ambicije i kako će DSI doprineti ostvarenju tih ambicija - Kriza u IT sektoru - Poruka za kraj Pratite Digitalk podkast za više tema iz digitalnog marketinga, advertajzinga i karijere u kreativnoj industriji: LN: https://www.linkedin.com/company/digitalkrs FB: https://www.facebook.com/Digitalk.rs IG: https://www.instagram.com/digitalk.rs/ Posetite naš sajt i prijavite se na našu mailing listu - https://www.digitalk.rs Prijavite se na naš YouTube kanal: https://bit.ly/3uWtLES Veliku zahvalnost dugujemo kompanijama koje su prepoznale kvalitet onoga što radimo i odlučile da nas podrže i daju nam vetar u leđa: Partneri podkasta: - Raiffeisen banka - https://www.raiffeisenbank.rs/ Digitalne usluge Raiffeisen banke koje preporučujemo za mala i srednja preduzeća: https://bit.ly/4kyDNFR - Kompanija NIS - https://www.nis.rs/ - Ananas - https://ananas.rs/ - kompanija Idea - https://online.idea.rs/ Prijatelj podkasta: - PerformLabs - https://performlabs.agency/ Oslobodite pun potencijal svog digitalnog marketinga! Optimizujte svoje kampanje i postignite maksimalne rezultate uz Performlabs. - BiVits ACTIVA vitamini i minerali - https://bivits.com/kategorija/bivits-paketi/ Puno obaveza, stres, prekovremeni rad... zvuči poznato? E, za to imamo pravo rešenje. To su BiVits ACTIVA vitamini i minerali. Sa njima ćete lako uzeti zdravlje u svoje ruke i više od toga. Preporučujemo vam NO STRESS paket – kombinacija tri suplementa koja pomažu da se bolje naspavate, smanjite napetost i podignete energiju. Na BiVits sajtu možete pronaći kombinaciju koja je baš za vas, a uz poseban kod DIGITALK ostvarujete i 25% popusta! Uzmite zdravlje u svoje ruke – uz BiVits ACTIVA vitamine i minerale! - Izdavačka kuća Finesa - https://www.finesa.edu.rs/ U ovoj epizodi podelićemo dve knjige "Strategija plavog okeana" izdavačke kuće Finesa onima koji budu najbrži i najkreativniji sa komentarima, a možete nam slobodno pisati i na info@digitalk.rs i direktno nam uputiti komentar, sugestiju ili primedbu. Takođe, svi oni koji na Finesinom websajtu poruče knjige i unesu promo kod digitalk dobiće 10% popusta na već snižene cene izdanja na sajtu: https://www.finesa.edu.rs/

La Cohorte, le podcast qui rapproche les freelances
Attirer et rassurer de “gros poissons” grâce à LinkedIn avec Johann | grands groupes, création de contenu

La Cohorte, le podcast qui rapproche les freelances

Play Episode Listen Later May 21, 2025 28:06


“Le but, c'est d'être top of mind. Dès qu'un prospect rencontre une problématique, il pense à moi.” – Johann Le thème de ce nouvel épisode : utiliser LinkedIn pour attirer (et rassurer) des interlocuteurs très sollicités. ✒️Cet épisode fait partie de la série thématique Travailler avec les grands groupes quand on est freelance. Johann est consultant en data visualisation, expert Power BI. Sa stratégie : publier deux à trois fois par semaine sur LinkedIn pour se rendre visible auprès de ses prospects – des responsables IT, financiers, ou DSI de grandes entreprises. Dans cette interview, il nous explique comment il structure sa prise de parole, pourquoi il publie autant, et comment ses posts, ses commentaires et ses recommandations clients créent un tout cohérent pour asseoir sa crédibilité.

Zakendoen | BNR
Willemien Terpstra (Gasunie) over de afhankelijkheid van Russisch gas en de betaalbaarheid van de energietransitie

Zakendoen | BNR

Play Episode Listen Later May 15, 2025 111:01


De klok tikt door voor de energiemarkt richting de klimaatdoelen van Parijs. Toch blijft de afhankelijkheid van fossiele brandstoffen hardnekkig en zorgen geopolitieke spanningen voor extra druk. De overstap naar duurzame energie stagneert door trage vergunningstrajecten, oplopende kosten en politieke onzekerheid. Willemien Terpstra, topvrouw van energie-infrastructuurbedrijf Gasunie is te gast in BNR Zakendoen. Macro met Mujagić Elke dag een intrigerende gedachtewisseling over de stand van de macro-economie. Op maandag en vrijdag gaat presentator Meindert Schut in gesprek met econoom Arnoud Boot, de rest van de week praat Schut met econoom Edin Mujagić. Ook altijd terug te vinden als je een aflevering gemist hebt. Blik op de wereld Wat speelt zich vandaag af op het wereldtoneel? Het laatste nieuws uit bijvoorbeeld Oekraïne, het Midden-Oosten, de Verenigde Staten of Brussel hoor je iedere werkdag om 12.10 van onze vaste experts en eigen redacteuren en verslaggevers. Ook los te vinden als podcast. Boardroompanel Binnen de grootste vakbeweging van Nederland, de FNV, stapelden de problemen zich afgelopen periode op. En: Het dilemma van Nederlands veevoerbedrijf De Heus en zijn bedrijfsbelang in Rusland. Dat en meer bespreken we in het boardroompanel met: -Tanja Nagel, bestuursvoorzitter DSI en in de Raad van Commissarissen bij o.a. EY en Oncode en -Stefan Peij, oprichter en directeur van de Governance Academy Luister l Lobbypanel | Zakenlunch Elke dag, tijdens de lunch, geniet je mee van het laatste zakelijke nieuws, actuele informatie over de financiële markten en ander economische actualiteiten. Op een ontspannen manier word je als luisteraar bijgepraat over alles wat er speelt in de wereld van het bedrijfsleven en de beurs. En altijd terug te vinden als podcast, mocht je de lunch gemist hebben. Contact & Abonneren BNR Zakendoen zendt elke werkdag live uit van 11:00 tot 13:30 uur. Je kunt de redactie bereiken via e-mail. Abonneren op de podcast van BNR Zakendoen kan via bnr.nl/zakendoen, of via Apple Podcast en Spotify. See omnystudio.com/listener for privacy information.

The Dentalpreneur Podcast w/ Dr. Mark Costes
2240: The Core Principles of Office Efficiency

The Dentalpreneur Podcast w/ Dr. Mark Costes

Play Episode Listen Later May 6, 2025 31:58


Dr. Monica Urda went from seven-day workweeks, 70% overhead, and burnout… to a streamlined, $5M practice built on systems, leadership, and relentless execution. In this powerful talk, she breaks down how she scaled from a cramped four-op space to a thriving 14-op facility—without adding providers too early or sacrificing her personal life. This is a masterclass in real-world efficiency. Monica shares the mindset shifts, tech upgrades, team alignment, and financial discipline that made it all possible—plus the story of how she almost didn't join DSI because of the check she was afraid to write. A must-watch for any doc trying to grow smart, not just fast. EPISODE RESOURCES https://www.truedentalsuccess.com Dental Success Network Subscribe to The Dentalpreneur Podcast

Unpacking the Digital Shelf
Bridging Gaps and Breaking Silos - How IT Drives Growth with Jon Harding of Conair and Lauren Livak Gilbert of DSI

Unpacking the Digital Shelf

Play Episode Listen Later Apr 28, 2025 28:50


Welcome to our first cross over podcast with eCommerce Braintrust. I joined Jordan Ripley & Julie Spear from Acadia as we chatted with Jon Harding, CIO of Conair about the latest DSI research report. We dug into how IT and the rest of the business need to collaborate to see success in 2025!

The Dentalpreneur Podcast w/ Dr. Mark Costes
2221: The Blueprint for Elevating and Training Office Leaders Pt. 1

The Dentalpreneur Podcast w/ Dr. Mark Costes

Play Episode Listen Later Apr 9, 2025 31:58


On today's episode, Dr. Mark Costes sits down with Dr. Addison Killeen—Black Belt coach at DSI, mega-practice owner, and prolific author—to unpack the powerful insights behind Addison's newest release, The Dental Office Manager Position Manual.  They discuss how this extensive 309-page resource can transform the way dentists elevate and train office managers, equipping them with not only tactical tools but also the leadership skills necessary to run a high-performing team. Dr. Addison shares his favorite systems, KPIs, onboarding strategies, and even dives into common pitfalls when promoting from within. EPISODE RESOURCES https://www.addisonkilleen.com https://www.truedentalsuccess.com Dental Success Network Subscribe to The Dentalpreneur Podcast

SONDHI TALK
S.1964 DSI ลุย! ถึงคิว “ซอชิตตู”

SONDHI TALK

Play Episode Listen Later Mar 21, 2025 13:55


S.1964 DSI ลุย! ถึงคิว “ซอชิตตู” 

THE STANDARD Podcast
END GAME #103 DSI ปฏิบัติการถล่ม สว. สีน้ำเงิน

THE STANDARD Podcast

Play Episode Listen Later Mar 8, 2025 61:20


การเมืองร้อนแรง หลังกรมสอบสวนคดีพิเศษ (DSI) เดินหน้าทำคดีฟอกเงินการเลือก สว. ใช้ช่องทางกฎหมายจนทำให้เรื่องเลือก สว. อยู่ในขั้นตอนของการทำคดีพิเศษ ศึกนี้เพิ่งเริ่มต้นเป็นปฏิบัติการเดินหน้าถล่ม สว. สีน้ำเงิน ผ่านกลไกของรัฐที่ฝ่ายแดงถืออยู่ เรียกว่ามีอะไรในมือใส่ไม่ยั้งกันทั้งสองฝ่าย คำถามคือการเมืองไทยจะเป็นอย่างไรต่อไป ประเทศไทยได้อะไรและเสียอะไรจากเรื่องนี้

THE STANDARD Podcast
END GAME #102 อ่านเกมการเมือง ศึกเพื่อไทยเด็ดปีกภูมิใจไทย

THE STANDARD Podcast

Play Episode Listen Later Feb 28, 2025 66:47


ความขัดแย้งระหว่างพรรคเพื่อไทยและพรรคภูมิใจไทยทวีความรุนแรงขึ้นอย่างชัดเจน หลังกรมสอบสวนคดีพิเศษ (DSI) ตั้งเรื่องคดีฮั้ว สว. ขึ้นมา คดีนี้มีขึ้นพร้อมกับกระแสข่าวเขี่ยพรรคภูมิใจไทยพ้นพรรคร่วมรัฐบาล ถามว่าเกิดขึ้นได้ไหม ถ้ามองชั้นเดียวด้วยตัวเลขเสียง สส. ในสภาก็ทำได้ แต่ถ้ามองการเมืองให้ลึกไปอีกขั้น การเขี่ยภูมิใจไทยออกไปจะทำให้ดุลอำนาจการเมืองในพรรคร่วมรัฐบาลเปลี่ยนทันที จากเดิมที่พรรคเพื่อไทยสู้กับพรรคภูมิใจไทยพรรคเดียว กลายเป็นว่าพรรคร่วมรัฐบาลทุกพรรคจะมีอำนาจต่อรองขึ้นมาทันที คนในวงการการเมืองมากประสบการณ์จึงประเมินว่า โอกาสที่พรรคเพื่อไทยและพรรคภูมิใจไทยจะแยกกันแทบเป็นไปไม่ได้ คงอยู่กันไปแบบนี้ แบบที่ประชาชนได้แต่มองและขอร้องว่า ช่วยซัพพอร์ตประชาชนหน่อยได้ไหม

Adafruit Industries
A Compact Pi Compute Module Backpack

Adafruit Industries

Play Episode Listen Later Feb 15, 2025 2:12


We used to stock a PiCam Module (https://www.adafruit.com/product/5247) that would plug into a Pi CM4 or CM5 - recently we went to restock it, but the vendor hasn't replied to our emails for many months. So, it could be a good time for us to design something that works similarly but with more capabilities. So we tasked Timon (https://github.com/timonsku) with designing something for us - we just said, "Make the best thing ya can," and he delivered! Check this board out that plugs onto the compute module and provides many great accessories: USB connection for bootloading/USB gadget, USB 3.0 host type A for CM5, micro HDMI, micro SD card for data storage on 'Lite modules, camera connection, and mount, two DSI connectors, fan connect, Stemma QT / Qwiic connection, and RTC battery. There's one shutdown button for CM5 and two GPIO buttons plus one LED. Timon's gonna try to add an EYESPI connector for our next rendering so we can get some I2C/SPI/PWM outputs easily. What do you think? We wanted to keep it compact and not too pricey (aiming for under $30 cost. We'll see if we can get it there) but were able to craft fairly complex projects in a small space. Visit the Adafruit shop online - http://www.adafruit.com ----------------------------------------- LIVE CHAT IS HERE! http://adafru.it/discord Subscribe to Adafruit on YouTube: http://adafru.it/subscribe New tutorials on the Adafruit Learning System: http://learn.adafruit.com/ ----------------------------------------- #raspberrypi #camera #tech

The Dentalpreneur Podcast w/ Dr. Mark Costes
2183: Kaptain: Sail Your Life

The Dentalpreneur Podcast w/ Dr. Mark Costes

Play Episode Listen Later Feb 14, 2025 60:49


On today's episode, Dustin Kenyon, founder of Kaptain, takes the stage at the DSI event to share his unique journey from tech entrepreneur to executive coach. Dustin reflects on his pivotal life moments, mentors, and the power of a supportive spouse that fueled his drive to lean into risk and embrace opportunity. Drawing on his experience coaching high-performance leaders, Dustin breaks down four core areas we must manage for success—self, relationships, purpose, and balance. He also explains how staying centered allows leaders to make better decisions, foster meaningful relationships, and build a legacy grounded in purpose.  EPISODE RESOURCES https://www.truedentalsuccess.com Dental Success Network Subscribe to The Dentalpreneur Podcast

Adafruit Industries
#NewProducts 2/12/25 Feat @Adafruit Metro RP2350

Adafruit Industries

Play Episode Listen Later Feb 14, 2025 5:59


Adafruit Fruit Jam - Mini RP2350 Computer (0:12) https://www.adafruit.com/product/6200 The Official Raspberry Pi Beginner's Guide 5th Ed (1:39) https://www.adafruit.com/product/6242 Adafruit FPC Breakout for Raspberry Pi 5 DSI or RP2350 HSTX - 22 Pin 0.5mm (2:22) https://www.adafruit.com/product/6014 DAC7578 - 8 x Channel 12-bit I2C DAC - STEMMA QT / Qwiic (2:52) https://www.adafruit.com/product/6223 Adafruit Metro RP2350 (3:47) https://www.adafruit.com/product/6003 Visit the Adafruit shop online - http://www.adafruit.com ----------------------------------------- New nEw NEWs New Products, News, and more: https://www.adafruit.com/newsletter #newnewnew Shop for all of the newest Adafruit products: http://adafru.it/new Visit the Adafruit shop online - http://www.adafruit.com Adafruit on Instagram: https://www.instagram.com/adafruit LIVE CHAT IS HERE! http://adafru.it/discord Subscribe to Adafruit on YouTube: http://adafru.it/subscribe New tutorials on the Adafruit Learning System: http://learn.adafruit.com/ -----------------------------------------

Beyond 6 Seconds
Inclusive education and Down syndrome advocacy – with Sheri Brynard

Beyond 6 Seconds

Play Episode Listen Later Dec 2, 2024 19:19


Content warning: This episode discusses forced sterilization / removal of reproductive rights. Shéri Brynard is the only person with Down syndrome in South Africa with a tertiary education diploma in Educare. She achieved this without any special assistance or amendments made to the coursework, and despite the fact that her lectures and study material were only provided in English, which is her second language. She is currently a full-time qualified teacher's assistant at a Primary School for learners with special educational needs and presents motivational speeches to advocate for the rights of people with Down syndrome, all over the world.  Shéri is an international ambassador for all people with Down syndrome, appointed by Down syndrome international (DSi). She represents people with Down syndrome in South Africa at the DSi meetings, as well as at many other international meetings, and at the United Nations, focusing on disability. Shéri believes that all people can choose to make the best of their circumstances, and she is a living example of this choice. Through her own determination and her family's support, Sheri has been overcoming prejudice and stigma for her entire life to achieve her dreams. Shéri shares her experiences during this episode, including: ●    The barriers she faced to getting her education and working in South Africa, and how her family helped her challenge and overcome people's bias and assumptions about her ●    What inspired her to become a teacher   ●    What was it like completing her tertiary education in her second language, without any special accommodations from the school ●    How she became an advocate who speaks on disability rights To find out more about Shéri and her work, visit her website at SheriBrynard.co.za, follow her on Facebook or email her mother at Brynard.s @ gmail.com . Watch the video of this interview on YouTube. Read the episode transcript. Follow the Beyond 6 Seconds podcast in your favorite podcast player. Subscribe to the FREE Beyond 6 Seconds newsletter for early access to new episodes. Support or sponsor this podcast at BuyMeACoffee.com/Beyond6Seconds! *Disclaimer: The views, guidance, opinions, and thoughts expressed in Beyond 6 Seconds episodes are solely mine and/or those of my guests, and do not necessarily represent those of my employer or other organizations. These episodes are for informational purposes only and do not substitute for professional medical advice. Consult a medical professional or healthcare provider if you are seeking medical advice, diagnoses, or treatment.*