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It was supposed to be one single out-of-control Wall Street bank. When authorities were forced to look into the matter, what they uncovered was a shocking. Not one but EVERYONE. Yet, after uncovering what was going on, the full astonishing scale, they never figured out WHY. And that was the whole thing, what the scandal said about a world that had already drastically changed. Eurodollar University's Make It Make Cents*******To sign up for our webinar on July 10, follow the link below:https://event.webinarjam.com/channel/swaps******Treasury Joint Report on the Government Securities Market (Jan 1992)https://home.treasury.gov/system/files/276/joint-report-on-the-government-securities-Market-1992.pdfLA Times Taming the Bond Buccaneers at Salomon Brothers : How Warren Buffet and friends swept up after the Salomon scandal, possible saving the firm from federal regulators furious after a decade of skuldggery [sic] on Wall Street.https://www.latimes.com/archives/la-xpm-1992-02-16-tm-4654-story.htmlSEC Chronology of Salomon Scandalhttps://www.sechistorical.org/collection/papers/1990/1991_1016_ChronologySalomonT.pdfJay Powell Treasury Markets and the TMPG (Oct 2017)https://www.federalreserve.gov/newsevents/speech/powell20171005a.htmhttps://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU
They say that was the point of the Synod on Synodality and that Synod is back.Sponsored by Nelson Insurance Advisorshttps://www.nelsonplan.comSources:https://www.returntotradition.orgContact Me:Email: return2catholictradition@gmail.comSupport My Work:Patreonhttps://www.patreon.com/AnthonyStineSubscribeStarhttps://www.subscribestar.net/return-to-traditionBuy Me A Coffeehttps://www.buymeacoffee.com/AnthonyStinePhysical Mail:Anthony StinePO Box 3048Shawnee, OK74802Follow me on the following social media:https://www.facebook.com/ReturnToCatholicTradition/https://twitter.com/pontificatormax+JMJ+
This week's podcast is presented by Jacqueline and Stephen. We hear from:· Katherine, who is worried about Clarrie;· Leigh from Cookham, who has a prediction about Amber; · Jonah, who wonders what Martyn's got;· Kathleen from London, who is enjoying hearing more about goings on among the Borchester Land Board;· and finally Alan from Ramsgate, who doesn't think Amber will stick around for long;We also have an email from Chris in Indiana.As usual we'll hear a roundup of the Dumteedum Facebook group, this week coming from Jacquieline, the Tweets of the Week from Theo, and the Week in Ambridge from Suey.Please call into the show using this link:www.speakpipe.com/dumteedum Or send us a voicenote via WhatsApp on: +44 7770 764 896 (07770 764 896 if in the UK) – Open the WhatsApp app, key in the number and click on the microphone icon.Or email us at dumteedum@mail.comHow to leave a review on Apple podcasts: https://support.apple.com/en-gb/guide/podcasts/pod5facd9d70/mac*****The new Patreon feed for Dumteedum is at www.patreon.com/DumteedumPodcast and the subscription rate is £5.00 per calendar month plus VAT. And don't forget to cancel your existing Patreon subscription if you have one, as we will continue to put the podcast out on that feed through February to give Patreons time to transfer over.*****Also Sprach Zarathustra licenceCreative Commons ► Attribution 3.0 Unported ► CC BY 3.0https://creativecommons.org/licenses/..."You are free to use, remix, transform, and build upon the materialfor any purpose, even commercially. You must give appropriate credit."Conducted byPhilip Milman ► https://pmmusic.pro/Funded ByLudwig ► / ludwigahgren Schlatt ► / jschlattlive COMPOSED BY / @officialphilman Hosted on Acast. See acast.com/privacy for more information.
In this episode of the Jewish Inspiration Podcast, Rabbi Aryeh Wolbe explores the 17th gate of generosity from Orchos Tzaddikim (page 561, Treasure for Life edition) during a "Mussar Mondays" Masterclass. He redefines generosity as a heart-driven trait encompassing not just financial giving but also kindness, wisdom, and physical effort, using Abraham's hospitality and advocacy as a model. Generosity, he explains, elevates one spiritually and socially, yielding rewards in this world and the next, as illustrated by a story of a man in Ashdod whose father's kindness decades earlier led to an unexpectedly lavish wedding for his daughter.Rabbi Wolbe emphasizes that generosity is a divine loan, citing King Solomon's teaching to “cast your bread upon the water” for future returns. He highlights three forms of generosity—monetary, physical, and intellectual—and encourages proactive giving without calculation, as God replenishes the giver. Tied to the Torch campaign at GiveTorch.net, the episode inspires listeners to embrace generosity as a transformative act that aligns with divine will and fosters connection, urging them to judge others favorably and share wisdom to uplift the world.Recorded at TORCH Centre in the Levin Family Studios (B) to a live audience on March 10, 2025, in Houston, Texas.Released as Podcast on July 6, 2025_____________This series on Orchos Tzadikim/Ways of the Righteous is produced in partnership with Hachzek.Join the revolution of daily Mussar study at hachzek.com.We are using the Treasure of Life edition of the Orchos Tzadikkim (Published by Feldheim)_____________Listen, Subscribe & Share: Apple Podcasts: https://podcasts.apple.com/us/podcast/jewish-inspiration-podcast-rabbi-aryeh-wolbe/id1476610783Spotify: https://open.spotify.com/show/4r0KfjMzmCNQbiNaZBCSU7) to stay inspired! Share your questions at aw@torchweb.org or visit torchweb.org for more Torah content. _____________About the Host:Rabbi Aryeh Wolbe, Director of TORCH in Houston, brings decades of Torah scholarship to guide listeners in applying Jewish wisdom to daily life. To directly send your questions, comments, and feedback, please email: awolbe@torchweb.org_____________Support Our Mission:Our Mission is Connecting Jews & Judaism. Help us spread Judaism globally by sponsoring an episode at torchweb.org.Your support makes a HUGE difference!_____________Listen MoreOther podcasts by Rabbi Aryeh Wolbe: NEW!! Prayer Podcast: https://prayerpodcast.transistor.fm/episodesJewish Inspiration Podcast: https://inspiration.transistor.fm/episodesParsha Review Podcast: https://parsha.transistor.fm/episodesLiving Jewishly Podcast: https://jewishly.transistor.fm/episodesThinking Talmudist Podcast: https://talmud.transistor.fm/episodesUnboxing Judaism Podcast: https://unboxing.transistor.fm/episodesRabbi Aryeh Wolbe Podcast Collection: https://collection.transistor.fm/episodesFor a full listing of podcasts available by TORCH at http://podcast.torchweb.org_____________Keywords:#Generosity, #Giving, #Abraham, #Kindness, #ProactiveGiving ★ Support this podcast ★
Learn more about the podcast hereLearn more about Give Him Fifteen hereSupport the show
In the Lord I Take Refuge: Daily Devotions Through the Psalms with Dane Ortlund
❖ Today's Bible reading is Psalm 45: www.ESV.org/Psalm45 ❖ To read along with the podcast, grab a print copy of the devotional: www.crossway.org/books/in-the-lord-i-take-refuge-hcj/ ❖ Browse other resources from Dane Ortlund: www.crossway.org/authors/dane-c-ortlund/
LEAVE A REVIEW if you liked this episode!! Let's Connect On Social Media! youtube.com/anthonyvicino twitter.com/anthonyvicino instagram.com/theanthonyvicino https://anthonyvicino.com Join an exclusive community of peak performers at Beyond the Apex University learning how to build a business, invest in real estate, and develop hyperfocus. www.beyondtheapex.com
The reason you're stuck is because you keep re-deciding the same thing over and over.In this episode, I share the mindset shift that's helped me quit habits instantly, stick with things effortlessly, and create major change, without willpower. If you're tired of starting over, this episode is for you.Join my coaching membership: saraharnoldhall.com/membership
In this episode of The Grief Lounge, Sadie sits down with artist Natalia Millman to explore how grief can be expressed and reimagined through creativity. Natalia shares the story behind her powerful project, Letters to Forever — an upcoming exhibition in St Albans that brings together 215 personal letters written by people about their grief. Through her creative process, Natalia transforms these words into visual pieces, allowing memory, sorrow, and love to take shape in ways that go beyond words.Together, they reflect on what it means to feel seen in grief, the quiet strength in expressing pain, and the connection that comes from shared stories. Natalia also talks about losing her father in 2019, how that shaped her work, and how her earlier exhibition at the Crypt Gallery in London led to this next chapter.The exhibition will also include daily workshops — from grief yoga to clay-making, offering a gentle and creative space for people to show up with whatever they're carrying.This is a tender and honest conversation about grief, creativity, and what it means to make something meaningful from loss, for anyone who's ever searched for a way to say the unsayable.If you are looking to discover more about Sadie please visit her website here:www.thegriefcoachuk.comYou can also connect on instagram here: @the_grief_coach_ukFor further information about Natalia Millman and her project Letters to Forever please visit her website here: https://www.nataliamillmanart.com/And you can find Natalia on Instagram here: https://www.instagram.com/nataliamillmanart?utm_source=ig_web_button_share_sheet&igsh=MXB5a3pyYXl2bWNrNA==
THIS VOYAGE, the Treksperts, MARK A. ALTMAN (author, The Fifty Year Mission, writer/producer, Pandora, Agent X, The Librarians, writer/producer Free Enterprise), DAREN DOCHTERMAN (associate producer, Star Trek: The Motion Picture) and ASHLEY E. MILLER (showrunner; DOTA: Dragon's Blood, writer, X-Men: First Class, Thor) speculate on what Star Trek: The Original Series titles would be reduced to on other series. Imagine the poetic "The City On The Edge of Forever" on Voyager, for instance. The Portal, for instance. **TREKSPERTS+ SUBSCRIBERS NOW GET COMMERCIAL FREE EPISODES ONE WEEK EARLY! SUBSCRIBE TODAY AT TREKSPERTSPLUS.COM****Join us on our new INGLORIOUS TREKSPERTS DISCORD Channel at: https://discord.gg/7kgmJSExehRate and follow us on social media at:BluSky: @inglorioustrekspertsTwitter: @inglorioustrekFacebook: facebook.com/inglorioustrekspertsInstagram: @inglorioustrekspertsLearn all that is learnable about Star Trek in Mark A. Altman & Edward Gross' THE FIFTY-YEAR MISSION, available in hardcover, paperback, digital and audio from St. Maritn's Press. Follow Inglorious Treksperts at @inglorioustrek on Twitter, Facebook and at @inglorioustreksperts on Instagram and BluSky. And now follow the Treksperts Briefing Room at @trekspertsBR, an entirely separate Twitter & Instagram feed."Mark A. Altman is the world's foremost Trekspert" - Los Angeles Times
In this milestone four-year anniversary episode of Devolution Power Hour, Jon Herold and Burning Bright dissect the high-stakes drama surrounding Trump's “Big Beautiful Bill.” They break down the House's record-shattering procedural votes, the Senate's last-minute amendments, and why the bill's spectacle might be engineered narrative warfare rather than genuine urgency. The hosts debate whether Trump's relentless push is a trap to expose congressional dysfunction or a sincere attempt to codify his agenda, exploring “narrative shielding,” the switch theory, and the possibility of a financial reset hidden in plain sight. The show dives into the surreal optics of pajama-clad lawmakers, Elon Musk's feud with Trump over the bill, and the “pincer strategy” that may be uniting their public opposition and support into a single play. Jon and Burning Bright also connect the dots to election integrity revelations, with Chuck Grassley's bombshell on Chinese fake driver's licenses and John Ratcliffe's review of the CIA's 2016 Russian influence assessment. Packed with humor, existential frustration, and reminders not to cheerlead mindlessly, this episode challenges listeners to question every narrative, especially the ones they want to believe.
Crypto prices seem stuck. Is that about to change? Michael Nadeau of the DeFi Report returns to unpack what onchain data says about Bitcoin, ETH, and altcoins. We dive into why the market may be coiling beneath the surface, whether altcoins are due for a “hate rally,” and how valuation metrics reveal surprising accumulation trends. Michael also shares his current portfolio moves, including high-beta bets like Pepe and ENA, and lays out the macro triggers that could spark the next leg up. Michael Nadeau & The DeFi Report: https://x.com/JustDeauIt https://thedefireport.io ---
Join Anthony Missionary Thomas and Joseph e Numbers as they delve into the highlights and pitfalls of WWE Night of Champions and WWE Raw. They discuss the details of various matches, notable segments, and the creative decisions that left an impact. From the unexpected rise of certain wrestlers to the puzzling decisions by WWE Creative, this episode covers it all. They also touch upon the current state of AEW, Rusev and Seamus's intense match, and the many intricacies of WWE's ongoing storylines. Plus, they tease upcoming content and celebrate Wrestling Soup's milestone of surpassing 10k subscribers on YouTube!00:00 Introduction and Hosts Banter00:57 New Episode Announcement and LFG Series Discussion02:10 Challenges of Watching WWE Internationally03:43 Reality TV and Wrestling15:30 Transformers and Pop Culture Tangent23:17 WWE Night of Champions Review33:28 Intense Match Recap: Raquel vs. Ripley34:16 Street Fight Critique and Unintentional Humor34:40 Raquel and Ripley's Chemistry36:55 SamI and Kross: A Surprising Match40:02 Monday Night Raw Recap40:35 Ria Ripley and EO Sky's Promo Struggles48:15 Judgment Day's New Dynamics01:04:28 Gunther and Seth Rollins: Heel vs. Heel01:10:33 LA Knight's Struggles and Fan Loyalty01:12:53 Backstage Shenanigans with Chad Gable and the Alphas01:14:36 Kaiser's TV Absence and Creative Decisions01:18:37 Rusev vs. Sheamus: A Brutal Showdown01:32:19 Main Event: Sammy Zane and Penta vs. Bron Breaker and Bronson Reed01:37:52 AEW's Decline and WWE's Creative IssuesBecome a supporter of this podcast: https://www.spreaker.com/podcast/wrestling-soup--1425249/support.
Was the Great Fire of London in 1666 merely a tragic accident, or did it spark a secret plan that reshaped the city and the world forever? In this insightful episode of the Jeremy Ryan Slate Show, we take a deep dive into one of history's most explosive events. Join us for a critical examination of the Great Fire's historical context, its devastating destruction, and the intriguing conspiracy theories that still ignite debates today. From the overcrowded, flammable streets of 17th-century London to the bold visions of architects like Sir Christopher Wren, this must-watch episode explores how a single spark transformed not just a city but laid the groundwork for modern urban planning and even the Enlightenment. We'll analyze how religion, politics, and even international rivalries played a role in shaping the narrative of 1666, a year steeped in apocalyptic symbolism. Was the fire a divine reckoning, an act of espionage by foreign powers, or a calculated reset by the elites? With a unique perspective on hidden history, this episode is packed with fascinating details, from King Charles II's response to the rebirth of London as a global powerhouse.Stay tuned as we connect the lessons of this historical turning point to modern concepts like sovereignty, national pride, and innovation in city planning. Jeremy Ryan Slate, CEO and cofounder of Command Your Brand, brings his expertise in storytelling and history to this engaging conversation. Ready to question everything you thought you knew about history? Join the conversation: Was the Great Fire of London an accident, a conspiracy, or something even more profound? Leave your thoughts in the comments, hit like, and smash that subscribe button to explore more hidden stories of history.Support our sponsors and help us keep uncovering the past. Thanks for watching, and don't forget to check out other episodes for more deep dives into the moments that shaped our world. Let's keep questioning and exploring together!#monumenttothegreatfireoflondon #samuelpepys #puddinglane #history #thegreatfireoflondonfacts#urbangovernance #historydocumentary #disasterriskreduction #monumenttothegreatfireoflondon #thegreatfireoflondon___________________________________________________________________________⇩ SUPPORT OUR SPONSORS ⇩BRAVE TV HEALTH: Parasites are one of the main reasons that so many of our health problems happen! Guess what? They're more active around the full moon. That's why friend of the Show, Dr. Jason Dean, developed the Full Moon Parasite Protocol. Get 15% off now by using our link: https://bravetv.store/JRSCOMMAND YOUR BRAND: Legacy Media is dying, we fight for the free speech of our clients by placing them on top-rated podcasts as guests. We also have the go-to podcast production team. We are your premier podcast agency. Book a call with our team https://www.commandyourbrand.com/book-a-call MY PILLOW: By FAR one of my favorite products I own for the best night's sleep in the world, unless my four year old jumps on my, the My Pillow. Get up to 66% off select products, including the My Pillow Classic or the new My Pillow 2.0, go to https://www.mypillow.com/cyol or use PROMO CODE: CYOL________________________________________________________________⇩ GET MY BEST SELLING BOOK ⇩Unremarkable to Extraordinary: Ignite Your Passion to Go From Passive Observer to Creator of Your Own Lifehttps://getextraordinarybook.com/________________________________________________________________DOWNLOAD AUDIO PODCAST & GIVE A 5 STAR RATING!:APPLE: https://podcasts.apple.com/us/podcast/the-create-your-own-life-show/id1059619918SPOTIFY: https://open.spotify.com/show/5UFFtmJqBUJHTU6iFch3QU(also available Google Podc
Part 1 It's Not Summer Without You by Jenny Han Summary"It's Not Summer Without You" is the second book in Jenny Han's "Summer" series, which follows the life of Isabel “Belly” Conklin as she navigates her complicated feelings for her longtime crush, Jeremiah Fisher, and his brother, Conrad.The story picks up after the events of the first book. Belly has spent a summer in the past at the beach house belonging to the Fishers, but this time it's different. The summer is overshadowed by the sudden passing of Belly's mother, as well as the deepening emotional turmoil between Belly, Jeremiah, and Conrad. At the beginning of the book, Belly feels lost without her mother and struggles with her grief. She has been harboring feelings for Conrad, who has pushed her away, leaving her heartbroken. As the narrative progresses, we see Belly trying to deal with her conflicted emotions and her relationships with both brothers. Jeremiah, who represents friendship and comfort, tends to be more openly affectionate and supportive, while Conrad embodies a more complicated, brooding persona that causes Belly more pain due to his emotional distance. The setting of the beach house serves as a backdrop for Belly's journey of self-discovery and healing. The annual summer traditions are disrupted by the struggles the characters face, but they also provide moments of nostalgia and bittersweet memories as Belly reflects on her childhood and her relationships.As the story unfolds, Belly learns important lessons about love, loss, and the importance of moving forward in life. The book examines themes of family, friendship, and growing up, while Belly ultimately has to choose between the safety and friendship that Jeremiah offers and the intense but complicated love she shares with Conrad. Overall, "It's Not Summer Without You" is a heartfelt exploration of the challenges that accompany growing up, the pain of loss, and the complexity of teenage romance, setting the stage for the concluding book in the series.Part 2 It's Not Summer Without You AuthorJenny Han is an American author and the co-author of the popular young adult series "To All the Boys I've Loved Before." She was born on September 3, 1980, in Richmond, Virginia.Book Release Details for "It's Not Summer Without You": Release Date: "It's Not Summer Without You," which is the second book in the "Summer I Turned Pretty" series, was released on April 27, 2010.Other Works by Jenny Han: "The Summer I Turned Pretty" (2009) "It's Not Summer Without You" (2010) "We'll Always Have Summer" (2011) "To All the Boys I've Loved Before" (2014) "P.S. I Still Love You" (2015) "Always and Forever, Lara Jean" (2017) "Burn for Burn" (2012) co-written with Siobhan Vivian "Revolution" (2019)"The Amateurs" (2018) "The Upside of Unrequited" (2018) part of an anthologyGraphic Novel Adaptations of some of her books are also in development.Best Editions: In terms of best editions, particularly for her most acclaimed works:The "To All the Boys I've Loved Before" series has received multiple editions, including special annotated editions and hardcover versions that have been popular among readers. The books were also adapted into a successful film series.For the "Summer I Turned Pretty" series, the recent re-release editions often feature new cover designs and additional content, which might attract fans of the series who are interested in collecting.Overall, while all of her books have received praise and attention, the books from the "To All the Boys I've Loved Before" series stand out in terms of popularity and cultural impact.Part 3 It's Not Summer Without You Chapters"It's Not Summer Without You" by Jenny Han continues the coming-of-age story of Belly Conklin as she navigates the...
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Are you tired of doing all the work in your relationship—or wondering why healing still feels so triggering, even with a good partner? In this raw and honest episode of Codependency Alchemy, I share the eight biggest lessons I've learned in my 30s that completely transformed how I show up in love. From fixating on my partner's healing journey to weaponizing my love language, to learning how to hold two truths without needing to be “right”—this episode is packed with the hard-earned wisdom I wish I had a decade ago. Whether you're in a relationship or healing after one, these lessons will meet you exactly where you are.This episode is for you if:* You keep trying to “fix” your partner instead of tending to yourself.* You're struggling with space, boundaries, or unmet needs.* You want to stop reacting from fear and start responding with clarity.* You're ready to take accountability without shame.
The LDS Church just quietly published a long-suppressed 1886 letter from prophet John Taylor—declaring polygamy an eternal commandment. Frank and Dan dig into the implications for Mormon doctrine. Also in this episode: A Catholic diocese in the UK fires an atheist accountant after she adopts a child Pennsylvania considers declaring a “Day of the Bible” A Saudi journalist is executed for tweets criticizing the regime Pew Research shows disturbing levels of support for school prayer in US Rastafarian prisoner's dreadlocks cut by prison guards And the World Humanist Congress ditches Washington, D.C. Stick around for emails, voicemails, and some truly unhinged Christian nationalism.
Welcome to Church History Matters Come Follow Me Edition where we are systematically diving into every section of the Doctrine and Covenants throughout the year 2025! In this episode Scott and Casey cover Doctrine & Covenants 76, while covering the context, content, controversies, and consequences of this important history.
This Week In Culture Episode 456: The Vineyard (#Forever S1 Ep5). Ant and J. Johnson get right into the most heartfelt episode of the acclaimed series, #ForeverNetflix. Stream the latest podcast and join the Patreon for exclusive content!
00:02:00 Introduction00:16:30 Taste Buds00:24:00 Portal Games00:26:00 FlipToons00:32:00 DC Forever00:43:00 Game Toppers00:45:00 Wizards & Co.00:49:30 Mythical Dice00:54:00 Miniature Market00:55:00 Tacta00:59:30 Movie Reviews with Vanessa Tony is on vacation, so Vanessa joins more for the classic RDTN intro banter. Plus in the outro, they talk about their favorite movies from the first half of 2025. Learn more about your ad choices. Visit megaphone.fm/adchoices
This week's Out Now with Aaron and Abe is ready for a Grand Prix. 2 Fast 2 Forever's Joe Two and Nerd Reactor's Mark Pacis join Aaron for a review of F1 from director Joseph Kosinski. Hear what this trio has to say about this Formula One-sponsored sports drama starring Brad Pitt. Plus, there's plenty of time for other movie chatter, games, and listener thoughts. Tune in for Out Now Quickies™ (5:40), Trailer Talk for The Smashing Machine(13:38), the main review (22:15), Games (1:09:30), and Out Now Feedback (1:20:45). So now, if you've got an hour or so to kill… Get yourself a free audiobook and help out the show at AudibleTrial.com/OutNowPodcast! Follow all of us on Twitter/Bluesky: @Outnow_Podcast, @AaronsPS4, @WalrusMoose, @PacManNR7, @joeyde Check out all of our sites, podcasts, and blogs: TheCodeIsZeek.substack.com, Why So Blu?, We Live Entertainment, Nerd Reactor, 2 Fast 2 Forever Read Aaron's review for F1 The Movie Trailer: The Smashing Machine Next Week: Jurassic World Rebirth
Kenny Wallace discusses Max Verstappen & wonders if race car drivers can be great forever?#kennywallace #nascar #daleearnhardtBrought to you by JEGS! Click here: http://jegs.ork2.net/rQ9Oy5Use Promo Code DEALS To Save Up To 50% OFF Sitewide! Shop Doorbusters, Stackable Savings & 1,000's of Deals at JEGS!JEGS has been in business since 1960.Racers selling to racers.Focusing on American Muscle – but also big product line of automotive tools, garage gear & other performance parts.JEGS is well established with racers of all kinds, including the NHRA, bracket racing, circle track & more!Free shipping on orders over $199.Unrivaled expertise from techs.
It's time for another Life in the Fast Lane, featuring the Three-Time Undisputed Optimistic Theatrical Experience Champion! After a very uneventful Tokyo Drift minute, we work our way through lots of news, which is mostly tangential to the franchise, including: some cool YouTube videos, upcoming movies starring the Family, and a weird takedown by Collider. Did we scare Vin Diesel off from posting on Instagram? We examine the possibility. Joe pitches a new idea for the Letty-led spinoff movie. Speaking of Letty, we discuss whether we should put her into our Hall of Fame as a legacy option as well as whether or not we'll get a Race Wars scene in Fast 11. Wes writes in a classic Wes email that teases Patreon content (via a conversation in front of the paywall, gasp!), hypothesizes a legendary Fast & Furious Blu-ray box set, and pitches the ultimate Vin Diesel crossover film. Joe talks about going to the Montreal Grand Prix for his birthday. Joey pitches a trash TV show to Joe (for perhaps the first and last time) and offers some under-the-radar summertime horror movie recommendations. Email us: family@cageclub.meVisit our Patreon page at patreon.com/2fast2forever. Show your support at the 2 Fast 2 Forever shop!Extra special shout-out to Alex Elonen, Nick Burris, Brian Rodriguez (High School Slumber Party), Michael McGahon, Lane Middleton, Jason Rainey, Wes Hampton, Mike Gallier, Josh Buckley (Whole Lotta Wolves), Michael Moser, Christian Larson, Terra New One, Aaron Woloszyn, and Randy Carter for joining at the “Interpol's Most Wanted” level or above!Intro music by Nico Vasilo. Interlude and outro music by Wes Hampton.
Are You Willing to Have the Stone in Your Life Removed? For some, it may seem like too big a price to pay. Learn more on this episode of Fight To Win with Pastor Kurt Owen.Tactical Tip: Many of our videos contain a short section we call Tactical Tips. Most offer ways to improve personal safety and security. The tactical tip on this video starts at 0:34. This tip features Bob, from Bobby Ore Motorsports, on the importance of good vehicle maintenance. This tip could be keep you from being without options in a bad situation.Request the Free Offer: https://www.fighttowin.tvLearn More, Register for Events & Donate:https://www.kurtowen.com/Prefer to Watch the Video?https://youtu.be/akfv6VEN_HsBecome a supporter of this podcasthttps://www.spreaker.com/podcast/fight-to-win-tv-with-kurt-owen--5638799/support.
“Jesus Christ is the same yesterday and today and forever." - Hebrews 13:8 NIVA visual learner? Watch the Sunday Stream now! Hosted on Acast. See acast.com/privacy for more information.
What if the reason you're questioning your worth… is because you've been listening to the wrong story about why you're here? In this episode of The Disciples Journal, we kick off a brand new July series focused on what God says about our purpose—and we're starting right where it all began: Genesis 1:26. You might've read this verse before, but today we're looking at it through the eyes of the people who first heard it—the Israelites fresh out of slavery. And when you understand the cultural and historical context, everything changes. You'll learn why this one verse redefines how we see our value, our identity, and the intentionality of God's design for your life. If you've ever wondered whether your life really matters or what God had in mind when He made you—this episode is for you. Start a 7 day free trial of After God's Heart today: https://patreon.com/aftergodsheart Learn more about your ad choices. Visit megaphone.fm/adchoices
Keith discusses the evolution of the real estate market over the past five years, highlighting a 43% price surge from March 2020 to June 2022 due to low mortgage rates, remote work, and government stimulus. By 2024, single-family home prices stabilized, but apartment values dropped by 30%. Mortgage rates have remained around 6-7.5% for 20 months, with national home prices rising 2% in the past year. We introduce two listener guests: Josh Fang, a 28-year-old investor who bought five properties using his income from a mortgage loan officer job, and Nate O'Neil, an experienced investor who leveraged his corporate job to fund his real estate portfolio. Show Notes: GetRichEducation.com/560 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Automatically Transcribed With Otter.ai Keith Weinhold 0:01 Welcome to GRE. I'm your host, Keith Weinhold, over the past five years, the real estate market has changed forever. So what are you supposed to do now? Then I talked to two GRE listener guests back to back. Here's some relatable stories this week on get rich education. Mid south home buyers. I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider, their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis, and have globally attractive cash flows, an A plus rating with a better business bureau and now over 5000 houses renovated. There's zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter. Remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis. Get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com. Speaker 1 1:48 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. You Keith Weinhold 1:58 Keith, welcome to GRE from Augusta Maine to Augusta Georgia and across 188 nations worldwide. I'm Keith Weinhold, and you are back inside get rich education if you got trapped in a cave back in 2020, and then you came above ground into the sunlight of 2025 and wondered what happened to the real estate investment market over the last five years. Here's the answer, and what it means to you, even if you weren't trapped in a cave, and I sure hope you didn't have to fight off a bat colony either. During the pandemic housing boom of 2020, to 2022 housing demand soared, in fact, from March of 2020, to June of 2022, prices surged a staggering 43% and rents ballooned too. And that was all amidst a few things, ultra low mortgage rates, a remote work boom and government stimulus. And for many, this unlocked Americans work from anywhere arbitrage. High earners were able to keep their income in, say, New York City or LA, pack up their laptop and head for state income tax free havens like Tampa or Nashville, and builders could not keep up. See housing supply, stock is not as elastic as demand. It's like steering a cruise ship. It doesn't turn out a dime. Inventory was drained, and you know, we had a full on housing supply crash that dipped to its Nadir in February of 2022 but just after that, all types of interest rates spiked later in 2022 to help stifle rising inflation, and what that did is that that quickly quelled homeowner affordability. Return to Office mandates began to gain momentum. National housing demand pulled back a near 180 was quickly underway. Sales volume tanked, and that put a lot of people in the industry out of business, realtors, mortgage loan officers, even furniture companies out of business by 2024 prices in the single family to fourplex space stabilized just with a slow growth rate, but apartment values lost as much as 30% from 2022 to 24 due to devastating interest rate resets under shorter term loans, and meanwhile, the income required to buy a modest starter home rose from 49k in 2020 to 101k last year. That's pretty NAR and the term forever renter became both a meme and a. Reality, and since construction, efforts to build have been uneven, apartment supply actually exceeds demand in a lot of markets, and over in the one to four unit space by adding inventory, there's now 30% more available year over year, but it remains under supplied nationally, especially like I've discussed in the Northeast and Midwest, where building has been meager to completely non existent. That's why it can still feel impossible to find a house in much of Ohio or New Jersey, but you can rent an apartment in Austin, Texas faster than you can get a Wendy's drive through order. Mortgage rates have now stayed in this same range of six to seven and a half for 20 months, and national home prices are up just about 2% in the past year. Now, when Trump began his second term in January of 2025 markets got giddy with business friendly optimism, but this Trump bump that reversed fast when he slapped half the planet with tariffs housing demand cooled again, because no one buys a house when they feel like their job might vanish, alright? So amidst all of that. How do you adjust your strategy with what's changed over the past five years? Well, real estate still pays five ways, and since you're not betting it all on price growth like you would be with most other asset classes, this way, you've always got a side to play with. Affordability down now, rental demand is heating up. With more inventory on the market for you to purchase, there are more motivated sellers, especially those shiny build to rent homes. You do still have to deal with mortgage rates that are higher than they were four or five years ago. Refinance on the rate dips if there's low inflation rates fall if there's high inflation, well, then your debt arose faster. So this is what I mean about you having the ability to play both sides today, and this is big, the number of renter households are at a record high, and they're rising. Landlords are giving fewer concessions. Increasingly, they hold the cards in the single family rental space and annual rent growth is expected to heat up from its current zero to 3% Well, what is next? Short term housing value should stay stable, but not sore, and don't count on a big mortgage rate drop at all for the rest of the year long term, expect more inflation in strong demographic demand. Those things are almost certainties, and that's the good part for real estate investors. So really the overall market report card today, let's grade it out in a report card, sellers are doing just okay. Buyers are strained. First time home buyers are in the worst, the roughest shape. I mean, they grade out at an F single family rental landlords are in good shape because people that want to buy a single family home can't, so they rent apartment landlords, they are strained, and renters are holding steady. They're doing pretty well until steeper rent increases kick in. So really, the bottom line here is that it's been a more tumultuous five years than usual. Housing demand lapse supply and now it's coming closer back into balance today, home prices are stable, the amount of buyers are waning, and the hordes of renters are growing. And where are we today? Well, earlier this month, our president called our Fed chair a numbskull. Donald Trump 8:56 If we cut our interest by one point for years, we save 300 billion. If we cut it by two points, we save because it's pretty equivalent we're going to save, we're going to spend 600 billion a year. 600 billion because of one numb skull that sits here. I don't see enough reason to cut the rates now. Keith Weinhold 9:21 oh dear leaving you with a little knee slapper on the five year summary there. Look poor and middle class people feel like everything is expensive. That's because they pay for everything with money they've exchanged their time for. That means they feel like they're paying for everything with their life, because they are and that's exactly why money feels like a scarce resource. Instead, real estate investors pay for things according to what our assets are producing for us and what other people's money is producing for us. And that's why we can pay for what we want, and money feels like an abundant resource, not a scarce one. That's what today's two listener guests discovered somewhere along their path, fueled by this show. Now sometimes I answer your listener questions here on the show when you write into us at get rich education.com/contact, other times, I bring listener guests right here onto the show. That's what we're doing today. Today's both happen to be based in California. The first guest is a young investor, and the second guest more experienced. These were just recorded. Understand they aren't professional speakers. And also, if you bear with a few early audio difficulties with our first guest, you're going to be rewarded with some relatable takeaways. Our first listener guest, Josh Fang, started listening to the get rich education podcast as a college student in 2016 or 17. He first heard episode 84 that's when Robert Kiyosaki made his first appearance here. That episode was called the rich don't work for money. Then he went back to Episode One and listened to them all, 560 episodes. Now let's meet him. This week's GRE listener guest is a 28 year old real estate investor based out of Irvine, California. That's SoCal, and he has already reached what he calls semi work, optional status, fantastic. He's been a GRE listener since 2017 that was at age 20 when he was a junior in college. The GRE podcast inspired him to become a mortgage loan officer, and he's become a top performer at doing that, originating loans after graduating college. He used the money from that mortgage loan officer job starting at age 22 to buy five income properties, two through mid south home buyers and three elsewhere. By the way. Again, he's 28 now. GRE quite literally shaped his adult life, and having enough passive income to fully retire is pretty much his only goal. Now he's got passion for talking financial freedom through smart borrowing, strategic thinking and action over perfection. Oh, I love that. Hey, welcome to GRE. Josh Fang, thank you for having me. I really appreciate it here on the show, I talk about borrowing and lending a good bit, because if you're gonna make something of yourself, you need to leverage the efforts of others. So tell us about how you got your first job in the mortgage industry and how it set the foundation for your investing journey. Josh, Josh Fang 12:31 when I graduated, it was really rough. I had a business degree which didn't really open up too many doors. At that time, I couldn't find a job for six months, I was just applying everywhere that I could. Now keep in mind this entire time, I'm looking for a job. I'm listening to your podcast, and you know, how can I the income and the money to purchase some rental properties for some passive income? And one company responded to my resume for a mortgage company. So I was able to get an interview, and I actually got the job by quoting, you know, mortgage guidelines that I learned from your podcast. Your Podcast, such as, for an FHA loan, you need three and a half percent down. For a conventional you need 20% down, just the most basic of the most basic mortgage guidelines. And actually was able to land a job, and in the very beginning, they start you off pretty much. I mean, as a telemarketer, it's pretty rough, long hours, you work weekends, I was making $17.48 at the time per hour, and with that basic income, the 17.48 an hour, I actually was able to buy my first rental property without even the two years work history. And the way I did that was by using my college degree as work history, because there is actually a guideline to where, if you have degree that is in the same field as where you work, it does actually be counting work history. And it was really funny at the time, I was living with my parents, another document that I needed to go through underwriting. I needed a letter from my dad, a signed letter from my dad saying I didn't pay rent because I was living at home. And off that 17.48, an hour, I was able to buy my first rental property. And from mid south home buyers, everyone there was so great. They were so helpful in helping me through the loan process, through selecting a property, and I was able to close. And the time that I bought my first rental I was only 22 years old. Keith Weinhold 14:20 This is remarkable on a few levels, with just those few lines, about three and a half percent down FHA or 20% down conventional that sounded compelling enough for someone to want to give you an opportunity and then off that modest starting wage, how that really helped you accumulate to buy income property and yeah, when you're buying in those investor advantage places, those prices are low, but that's still pretty remarkable that you were able to do that. So talk to us some more about that, buying your first rental property at age 22 surely younger than most people about that process and the mindset and really that leap of faith that it takes Josh because most people are not doing this. Josh Fang 15:00 Yeah, absolutely. And I think I had a really big leg up in terms of mindset, because I was starting to listen to your podcast when I was so young, when you're young and you're growing up and you're a young adult in college, you know, you hear from your teachers, your parents, your friends, older people, and they say, oh, invest in the stock market. Buy a primary residence to live in. And the big thing that I learned is I don't live in the same world as the world that my parents grew up in, and I can't invest the same as well. Great point there's, I live in Southern California. The medium house price of where I live in, in the city of Irvine, is $2 million yeah, that's ridiculous. I would never, ever be able to purchase a primary residence out here, and buying stocks are at all times highs. I mean, that's arguable, but I think stocks are quite overfit. So investing there didn't make too much sense. And what you always talked about in terms of building a second flow of income, having that be passive to where I don't need to work regularly, is what really motivated me to move towards that. And in terms of making the first step, I think the most important thing by far, is just setting a goal, saying at least for myself, it was, hey, I want to own a property. I want to provide safe, affordable housing to a tenant, and I want to be able to make money off of that, to where I don't need to do something physically for it every single day. And then after that, it just about taking the steps. The first things first is I reached out to some of the house providers. In that case, it was mid south home buyers, gave them a call, spoke to them, say, Hey, can I please be put on your list? Perfect. Then it was just continuing the work, doing more research, continue listening to your podcast, learn tidbits here and there, lots of Googling, lots of Googling, looking up terms that I didn't understand when I read through the analysis of the property. Hey, what does this mean? What does that mean, Googling it, learning one step at a time. And then when it came time and I was actually receiving properties that I could buy, it was about getting the mortgage, and it was about, hey, let's just move one step at a time. Okay, today I need to get these documents, and the next step, I need to get these documents. And before you knew it, I was signing with a notary closing on my first property, Keith Weinhold 17:10 the autodidactic approach, meaning the self taught approach, with some assistance from my show. But yeah, oftentimes listening to the show can be the stimulus to make you want to learn more, probably, because I talk about the why for real estate, and if you don't know your why, you won't care about how So Josh, are you doing something that some people do in high cost areas, like you live in in SoCal? Are you renting your own place? And then you provide rental housing to others outside your own area. In investor advantage places is that your setup? Josh Fang 17:44 100% where I live in Irvine, it is extremely, extremely low crime. Everything's a planned unit development. It is beautiful out here. There's trees, there's lots of different foods from different cultures. I absolutely love living here. The only issue is is it's ridiculously expensive. I live in a very nice luxury apartment complex, and I pay of extremely high rent that normal people probably wouldn't be able to pay. But rather than coming out of my pocket, I use the cash flow for my rentals to pay for my rent over here. So it's kind of like I'm building equity, even though I'm just renting, and I get to live the life that I want to live, where I want to live it, while still being able to invest the proper way. In my opinion Keith Weinhold 18:26 that's beautifully said and well thought out. And part of doing that, Josh is this borrowing money, which I think to lay people, is scary, and for someone in their 20s to borrow money, that could really bring a good bit of trepidation, because that goes against the grain of what so many people do. But of course, we talk around here about how borrowing money like you have for your rental properties in other states outside California really is not something to fear. So can you tell us more about how you approach that mindset? Josh Fang 18:57 Absolutely, and it's always hilarious when someone asks you if you if you have any debt, and you tell them $500,000 when you're 23,24 years old, the biggest thing about borrowing money is now, again, there's different types of debt. So I'm not saying, hey, go buy some expensive car that you're going to be backwards on in a few months. Don't get a bunch of credit card debts at 24% interest rates. I'm talking about debt from a with a collateral attached to it, such as a mortgage. The way I like to think about borrowing money is borrowing like a bank, because your money has value. Whenever I have money in the actual bank, it doesn't feel like it, but I'm actually lending money to the bank. They're taking the money that I have deposited and lending it out to other people at higher rate than what they're paying you back. That's how they're actually making the money. I'm thinking like a bank. And of course, that's exactly how it is with borrowing money for rental properties. The interest rate that I have to pay on my mortgage is so much lower than how much income I'm receiving by actually renting it out and providing housing for someone. And then, of course. Tax deductions. Keith Weinhold 20:00 Sure you're creating arbitrage there when it comes to paying off or aggressively paying down a property. I mean, some protection financially is surely good, but one has to realize that after some point, when you protect you cannot produce another way to say it is if you use your dollar to pay down, then you cannot use your dollar to multiply. Josh Fang 20:25 I agree with that 100% I couldn't have said it any better. Keith Weinhold 20:28 You really took action something that a lot of people don't do. I don't think you did right away. You listened to some episodes for quite a while, but you did overcome analysis paralysis at some point. So talk to us about more with that mindset of how you took the first step, even when you're still perhaps a little unsure. Josh Fang 20:46 I think you say it best, and I know I'm literally taking the words out of your mouth, because, again, I'm a long time listener, but do the right thing before you do things right. Yes, rings so, so, so true. You're never going to be perfect. There's never going to be the perfect property. There's never going to be the perfect deal. Eventually you just have to do it. And again, all it really is is saying, Hey, here's what I want to do, and what are the steps that have to take to get there? If the first actual step, rather than just listening to the podcast or getting more information, if the first step is, hey, I want to get a pre approval. Go ahead and get it done. Reach out to a loan officer, get your pre approval, get the documents needed, get the right information that you need, and then start writing offers on properties, or contacting Keith and his team, their GRE mentoring team, and ask for property values. And once you find one, and again, you're never going to find the perfect property. Once you finally say, hey, this fits enough. Jump on it. You should be excited. I mean, again, once you're doing the right thing, you can learn to do things right. And slowly, kind of say, Hey, I made a small error there. Hey, I made a small error there. But at the end of the day, you move forward and you're ahead of where you started. I think that's the most important thing. Keith Weinhold 21:59 Yeah. I think uncertainty stops. Some people, maybe even uncertainty with the larger economy. Or maybe people just look for excuses for inactivity. Sometimes there will always be some uncertainty out there. And what you do when you make an offer on a real asset is you just made some certainty in your life. Yeah, just talk to us more about the process of kind of you started with your first property and then growing that portfolio. And what did you learn between the first one in that second, third, fourth and fifth one, where you are now Speaker 2 22:32 after buying my first one, when I received that first rent check, after that first rental property, my net cash flow after management expenses, putting a little, you know, VIMTIM, keeping an extra 10% away to just keep in the bank in case something came up. I wish cash flowing at the time. $231 doesn't sound like a crazy amount now, but as a 22 year old kid and saying, Hey, I got this $231 without lifting a finger, felt amazing. I had this feeling, I'm out in Southern California. We had this burger chain called in and out. My double double burger and fries combo was about $6 at the time. And I said, no matter how bad things get, no matter how bad things get, that $231 I can buy an in and out meal every single day, as long as I own that property. I just had such an overwhelming feeling of, when can I get the next one? I immediately, immediately reached out to MidSouth like, hey, put me on the list as soon as I have money. You know what? Keith, it got fun. It got fun every time I got an email saying, Hey, here's another property. Like, wow, if I can make this deal work, that's an extra couple $100 I can have at the end of the month every single day. And now I live in my own apartment complex, in a unit in an apartment complex, but at the time, I rented out a room in a house, in a condo, just a single room, and by the time I bought my second rental property, all of my cash flow from my two rentals actually covered the full amount of my monthly rent living out outside of my parents place. And that just felt so so so amazing, because it was like I almost had no overhead. So all the money that I was making for my job was completely disposable that I could use to purchase other rental properties. And that was just such an amazing, freeing feeling to know that no matter what happened, I obviously as long as there's no vacancies or any kind of crazy issues there, that I would still have that flow of income coming in pretty much after buying my first one, all I wanted to do was buy more. Now, a big issue that happened was 2020 and 2021 there was very little inventory, so really tough and slim pickings, and I would have bought a lot more if I could find more deals. And now, thinking back, I should have, if anything, I wish I bought more. Keith Weinhold 24:50 Gosh, I just love that Josh, that seminal $231cash flow from that first property, and how you rationalize that that could buy you in and out. Meal every single day, all month. If that's what you wanted to do with that first one, that's terrific. And yes, markets change. There's more inventory available now than there was in 2020, and 2021, mortgage rates are surely higher. You don't have as much competition. You might even get a concession or two when you buy since it's a more balanced market today than it was about four years ago, for sure. So every market cycle is different. When you realize you're paid five ways at the same time, there's always one side to play or the other. There's always so many variables that you get to deal with there. Have you had any certain issues with property management, or do you have any mindset about using a property manager remotely. I assume you're using remote management for these turnkey type properties. Is that right? 100% I've actually never physically seen any of my properties. Yeah, what you say is the best, essentially, your team that manages your property is the most important by far. Right? Right now, here's the thing, issues are going to come up. Regardless of what happens. There's always going to be something that breaks. Eventually, there's always going to be vacancy. Eventually there can be natural disasters, something's always going to come up. And the thing is, you can't get angry about the things that you can't control. If there is a vacancy that you know you vetted the tenant properly, and there was nothing to do if there is a natural disaster or if something does break down in your property that you couldn't have expected coming or that wasn't your fault. The biggest thing is, you can't get angry with it. You just have to know that you can deal with it properly, and having a professional team on the other side saying, Hey, we're going to handle it. This is an issue. Here's how much it's going to cost. We got a couple of you know quotes. Please approve one when you get a chance, and knowing that the other side will be able to execute on that and to do it for you, and that you don't have to fly out wherever you own your property and do it yourself physically, or have to call around and find a contractor to do it, it's a huge peace of mind, and having a property manager and a team that you can trust just makes it work. If I couldn't get a property manager that I trusted, I wouldn't own the property in the first place. It's just too much work. I am the same way. I also have not seen the majority of the properties I own. I've never seen them physically, in person, yeah, having a professional property manager, they provide a buffer, and they help keep this investment unemotional for you. And Mistakes happen when people get overly emotional about their properties. Some people are reluctant to hire a property manager, Josh because they don't want to pay the eight to 10% property management fee, which can actually be a little bit more than that effectively with leasing fees. But people feel that way, as oftentimes they're confining and limiting their search to their own local market, which probably isn't investor advantage. So they don't have enough of a cushion in their pro forma, in their profit and loss statement to pay for a property manager. But when you buy in those investor advantage places where you get that high ratio of rent income to purchase price. There you have the allowance to pay for the manager too, Speaker 2 28:06 100% and luckily, because I have my foundation of real estate from listen to your podcast, I never even look at a deal without factoring in the fact that there will be management. I have never, ever even possibly considered self managing. It just makes no sense. I'd rather, let's just say it's 10% and a month's worth of lease, which is a little bit on the higher end in terms of management fees, right? Even if I were to do I would factor that in 100% of the time if the deal doesn't work, if it doesn't cash flow, if it doesn't, you know, appreciate a certain amount, if it isn't in my ballpark, with the management fees taken out, that's not even the deal that I'm looking at. It's just too expensive. Keith Weinhold 28:47 Yeah, that's a great way to think about it, keep it unemotional and make it all relatively passive. I self managed for the first six or seven years of my real estate investing career, but that's because I was only investing in my own local market, and I was thinking small, and I didn't learn about finding the best investor advantaged places nationwide. Well, just as we wind down here, is there any last thing that you'd like to let the audience know or to tell us, I know before we recorded, you had talked about how really, your Daydream is more realistic than you think, and the motivation behind getting started. What do you want to leave with? Josh? Speaker 2 29:22 You say it after every podcast. Don't quit your Daydream. I've been hearing that for eight years now at this point, and it really is, I don't have a day job. I pretty much only work when I feel like it. The majority of what I've lived off of is the income properties that I've bought and the lifestyle that I've crafted. It's so freeing. No one's telling you what to do. You don't have to go somewhere every day. You can spend time doing what you want. When I first quit my day job, and, you know, went into this semi retirement, I'm not gonna lie, I play video games eight hours a day for months, or maybe a month or two. I don't know if that's the most productive. It. But the fact that I could do that, I could obsess on crazy hobbies for a while was crazy. But one of the most important things to me of being able to reach this point in my life is I'm starting to get a little bit older. I am able to spend time with my family. I am able to spend time with my grandparents, and, you know, just like on a Tuesday or like on a Wednesday, just when nothing's really going on. Just being able to stop by and say hi to my family and spend time with them is something that I'm so blessed to be able to have, and not many people can do. And then the last thing I'd like to say on that is just, there's very small things in the world that a lot of people don't get a notice. Because I feel like everyone's in a rush all the time, and a lot of people are. You know, if you're working 40 hours a week, nine to five, you know, nine to six, there's not much time. But the other day, I was taking a small hike, and I saw a group of lizards. I thought they were cool, so I looked at the lizards. I spent maybe 15 minutes watching the lizards. I wasn't in a rush, you know, I could just enjoy the small things in life, and that's one of the best things in the world to just have that sense of not being in a rush. And I feel like investing in real estate and having that passive income and having that level of freedom. To me, that's what my Daydream is. There's nothing better to me. Keith Weinhold 31:14 the simple pleasures about not having your time so confined that you could enjoy looking at lizards for 15 minutes. I love the small stuff like that. And does this mean Josh? I mean with five rental properties that you only need to work part time rather than full time, because usually five properties don't allow someone to completely leave the workforce. Josh Fang 31:32 No, not at all. I definitely do things on the side. I still do loans for friends and family. I do some other stuff on the side, but it's more of that my basic needs are met for the most part. Keith Weinhold 31:43 That's terrific. You've got more latitude to live and having a life of options Trumps having a life of obligations 100% Well, hey, it's been great hearing your story. Josh, loved having you here on the show you're listening to get rich education. We got to know listener. Guest, Josh Fang more, and we come back with another listener guest, profile, I'm your host, Keith Weinhold. The same place where I get my own mortgage loans is where you can get yours. Ridge lending group NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Caeli Ridge personally. While it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com. 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Listen to get rich education with Keith Weinhold, and don't quit your Daydream. Keith Weinhold 34:05 our next listener guest has an uncanny amount of similarities with me, like me, he was a geography major in college. He had humble beginnings in upstate New York, not far from where I grew up, in upstate Pennsylvania. He's a huge believer in real estate pays five ways, and he loves world travel. His first job out of college was, in fact, traveling the world, playing basketball against the Harlem Globetrotters. We sure don't have that pro basketball part in common. He owns dozens of units across seven states today. He's listened to GRE for six or seven years, and he was a corporate guy living in California who thought the book Rich Dad, Poor Dad was fiction, until he experienced the rapid appreciation of he and his wife's first primary residence. And after that appreciation, he knew he had to acquire more real estate. Prices were too high in California relative to rent, so he. Went out of state, and he had just one property for five years to learn that was pretty similar to me as well. And then he saw tremendous opportunity after the GFC hit in 2008 and that really put him on a path through experience the five ways real estate pays over time, and he became convinced that there's not a better risk adjusted business model that's easily accessible to the average person. Hey, welcome to GRE Nate O'Neil Nate O'Neil 35:25 Keith, it's great to be here. I've been, as you mentioned, a long time. Listener. Really appreciate the content that you put out, and excited to be on the show Keith Weinhold 35:32 and you're no longer playing like zero defense basketball against the Harlem Globetrotters. You work in the solar industry now. I know that you sell to single family rental REITs. That's really interesting. And one thing that real estate investing lets people do is think differently about their w2 jobs. So tell us about how that manifests with you. Nate, Nate O'Neil 35:56 growing up, you know, the first 25 years of my life, 24 years or so, my identity was wrapped up as an athlete, and, you know, something I could really get excited about eventually, that had to come to an end, and started working in the corporate world. So did that for a little while, and got going. It really, you know, didn't resonate with me that much. But, you know, I had a wife, and I had some kids on the way, so had to keep grinding it out. And, you know, as I did that, I discovered real estate, and what really helped me with that was I saw the corporate world began to be a vehicle to grow my real estate portfolio, right? Instead of it being the desk jockey in the cubicle, my corporate job was okay, this is the way for me to raise capital and get the best loans to build a real estate portfolio so, and it's ironic, because as that kind of evolved, I gained, you know, more appreciation for the corporate job, and it didn't, it wasn't so burdensome. And I know there's probably a lot of people out there right that feel that way about their job, but you can probably do a mindset shift and say, hey, you know, this can serve me in other ways and it not be such a grind. Keith Weinhold 37:03 That's a great way to think about it. While you have that job, it sure is an asset in helping you qualify for loans. Right before I quit my job, I made sure I qualified for as many loans as I could, because I sure would have had a hard time getting them immediately after leaving my job, before I built income or build up passively from something else. It's funny, when you're in the corporate world, you're in this context of normalcy. So many people that you know are working. You're around your coworkers all day. They're working, and if it's something you're not passionate about, yeah, you still don't question it, because it takes on that context for normalcy. But once you leave your job, it feels bizarre that anyone would ever show up and spend five of their seven days and most of the waking hours of those days doing something that they're not passionate about. Now maybe you are passionate about what you do. That's where the mindset that I think through there, but that's a good way to help a person feel a little bit better showing up at their job, even if it is a soul sucking job. Nate. So talk to us about this more with this sort of power of purpose that you had, and when you are working your day job, you probably do some living below your means in the short term, but a lot of people just do that decade after decade and grind it out. So how do you think about that with the mindset in this sort of capital formation stage, in order to acquire more property while you're working? Nate O'Neil 38:29 Like I said, it was an opportunity that the job became an opportunity to fuel the real estate business, which, as you mentioned, I saw that opportunity in 2009 right when prices were low, when interest rates were low, when there was a bunch of nice new foreclosures on the market, I saw the it created a sense of urgency in me, right? So I was like, All right, let's go to work, because the work's going to drive that capital, and the capital is going to allow us to acquire more and more of this real estate, which is, again, something I was passionate about, because we had this just that one rental for that five year period, I saw the power of what it can do over the long term. And when you have that purpose and that clarity, then all the minor stuff that you can get wrapped around and can kind of slow you down, really doesn't matter you have that big vision and that big goal that you're going after that really kind of drives you Keith Weinhold 39:20 now, before we got started today, I learned that you have a few ways of thinking about how real estate investors can have their cake and eat it too, more tactically. Here tell us about that. And of course, what is the point of having cake if you can't eat it? Nate O'Neil 39:33 Yeah, for sure, worked in some different industries and some different companies, and seen a lot of different business models. I've never found anything where you can have kind of both sides of the cookie here, or hack cake eat it too. You can depreciate an appreciating asset. The government allows you to depreciate homes, right? Which gives you a nice tax benefit. The money that I make that my corporate job is taxed at a much higher rate than my real estate income, but yet the asset actually appreciates. Dollars. So you depreciate an appreciating asset. I think people underestimate the power of the 30 year mortgage, right? You can lock in an interest rate today for 30 years, and if interest rates go up, you did a great job. You locked in a great, great rate. If interest rates go down, you're a champion. If you just refinance, when you do a 30 year fixed rate mortgage, the lender is committing to you for three decades, but you don't have to commit to them. So again, have your cake and eat it, too. And then you know the whole return on amortization that you talk about, Keith, yeah, when you get to borrow money that you don't have to pay back, in essence, right? The resident that's in your home is paying that money back. So people think about they hate getting bills in the mail. I actually love getting my mortgage statements in the mail. Every month I go through this little ritual, I look at it, and my process is, wow, how much was that principle paid down? Right? I didn't pay it back, right? The rent payment paid it back. So what other scenario can you borrow money that, quote, unquote, someone else is paying back on your behalf, Keith Weinhold 41:02 that ROA, that return on amortization, also known as principal pay down. Where, yes, you get that statement every month, and you get to see how much a stranger paid down for your property. It's basically a stranger every month is faithfully funding an illiquid savings account for you, Speaker 3 41:22 it's just incredible. And then the final way I kind of think about having your cake and eating it too, is, is this HELOC strategy. So over time, as you build equity in your portfolio, you can take out a home equity line of credit, right? And the beauty of a line of credit is you open it up and you don't have to make any payments if you don't use the money. But when there's an opportunity, you can pound for that opportunity. And this is what we did in 2020 and 2021 we acquired some new construction fourplexes with HELOCs. And when in using the HELOC strategy, you're able to use every single dollar to keep the balance low. And what it does is it creates this virtuous cycle of increasing cash flow, because it's a line of credit, and you pay off against that, that line of credit, if you need the money back for an emergency, or if a better opportunity comes up, then you basically just pull more off that line of credit. But if you don't have that opportunity of that emergency, then your money is fully working to keep that payment low, which increases your cash flow, and again, it creates that virtuous cycle of of increasing cash flow, which you can use to pay down the HELOC. Even more Keith Weinhold 42:29 I see no downsides to getting a HELOC to getting a line of credit against your existing primary residence or your rental properties, whatever they are. It's like this flexible credit card where you're drawing on it with your property as collateral, and it's at lower interest rates than a credit card is going to be. And you also have interest only flexibility, meaning even if you draw against it, and you do have a balance and you need to make a payment, therefore you can pay as little as only the interest portion if you want to. In fact, when I bought my first fourplex in order to fund my second fourplex, I took a HELOC second mortgage off of that first one. Love the HELOC really can't think of any downsides with at least having it there. And then it's up to you as to whether you want to draw against it or not. Absolutely talk to us more about you're another out of state investor based in high cost California. There. It sounds unusual to lay people, but here we are as successful investors owning these properties, typically that we have never seen out of state. Are you in that category as well? And talk to us more about the out of state investing experience Speaker 3 43:40 I've only ever seen one of the units that I own, the rental units that I own, and I actually think it's a huge advantage, because if you're seeing them driving by them all the time, there's probably little nits that you could point out, and, you know, you get some kind of emotional attachment to them. The way I look at it, it's two things. Number one, it's the spreadsheet behind it, right? What are the numbers behind it? What is my mortgage payment? Is there Hoa, taxes, insurance, all that stuff, and what is my rent? And obviously, I'm all about cash flow, so that rent payment has to cover all the expenses with a little extra. The second piece of it behind the spreadsheet is the person managing it right? And I've been very fortunate over my years of investing to find some really quality property managers who I know I can trust. So, you know, absolutely, I mean, developed an ability to hire the right people to manage the property, and they handle just about everything, and I just need to be there, available for them if they have questions for me or decisions I need to make. Fully trust them. I have only ever seen one of the units that I own, and you know, never really planned to go out and visit them. Keith Weinhold 44:44 You do like to travel, but just not necessarily to your 200k turnkey single family home in the Midwest, in the south, not where you want to stay. There are some advantages and some disadvantages of owning rental properties, say, four blocks from your home. One of the distinct disadvantages is, yeah, you might get that emotional attachment to it. You might get bogged down in inconsequential things. You might drive by and see that the hedge needs a trim. How much of a problem is that really? Nate O'Neil 45:14 Exactly it, as long as the spreadsheet behind it is spitting out the right numbers, and you have someone that you can trust that can handle anything that that's major, or any tenant issues that's all that's really relevant. Keith Weinhold 45:26 Has our investment coaching helped inform you at all? Helped you find properties or give you inside information or access to deals or other support? Nate O'Neil 45:35 Yeah, I have had a conversation with Naresh. One of your investment counselors doesn't, haven't necessarily acted upon that. But, you know, I can say over the, you know, six to seven years that I've been listening to your podcast just understanding kind of the macroeconomic guests that you bring on in the markets that we believe, you know, are good for investing. Like that, information has been extremely valuable to me over the years. Keith Weinhold 45:57 Our coaches are really deal scouts here in today's market. For example, things are just so much different than they were during the 2008 GFC years. There are always deals in every cycle. You typically just need to shift and find out where those opportunities are. Are there any specific niches or opportunities that you're exploiting today in this particular cycle? Nate Nate O'Neil 46:19 yeah. So it's really interesting, and I've been spoiled, right in terms of the times when I did a lot of my acquisition back in 2008 we knew it was good, but looking back, you realize just how good it was at that time, and frankly, now is very challenging, right? I mean, affordability is the worst that's been in 40 years. Yeah, right. So you have to be really creative. You know, one of the things that I did recently was I learned how to do a loan acquisition. So assuming a loan can be very helpful, right where you're not dealing with today's interest rates, you can get yesterday's interest rates on a property. So that's been one thing, and one thing I continue to look at. I also believe that I've been focused on single family in some four plexes. I'm looking at smaller multifamily because what I've learned is there's opportunity when there's debt disruption, right? The great financial crisis happened because there were atrocious lending standards leading up to that time, right? So that opened up a window of opportunity. That opportunity is closed. Acquired some fourplexes in 20 and 21 when interest rates were unbelievably low, right? Basically, the Fed funds rate was basically zero. That kind of unique debt situation allowed me to acquire there and now, right? Since 2022 interest rates spiked so quickly, the way I think about it is the debt disruption period, there's probably some acquisitions that happened with, you know, three to five year short term loans that are going to be coming due, and those acquisition are facing payments that are going to double. So there could be some motivated sellers, not in the single family right, where you have 30 year fixed rate or 15 year fixed rate, but in those small, multi family loans, where they have those short term variable rate debts. So that's kind of how I'm thinking right now. Keith Weinhold 48:05 That's perceptive. It's something I brought up on the show a month or more ago where apartment buildings have got to bottom out at some point those being sensitive to those shorter term interest rates. Well, Nate, this has really been helpful. You've given our audience quite a few things to think about. Is there any last thing that you'd like the audience to know? Speaker 3 48:25 We talked a little bit about purpose, like that's very important. There is no better way, in my opinion, to build wealth for the average person, no more predictable way risk adjusted, to build wealth for the average person. You know, for the listeners out there. It's great that you're consuming this content, and if you can find a purpose behind it, then it'll help. And the other thing is, get clarity, right? There's a lot of different things you can do within real estate investing, but get clarity on what works for you. And the way to do that, frankly, is just kind of sit and think, I think, you know, especially in today's day and age, there's so many stimulus coming at us, from social media to everything that there's a risk of not being able to get clear. One of the big things that helped me during that, that period of, you know, 2009 to 2015 when we started to scale, was I was very clear about what we wanted. I had a buy box that was, you know, homes built this millennium B grade neighborhoods, cash flowed $300 or more with no more than 25% down in markets with population growth, job growth and favorable rent to price ratios. And when I was able to communicate with the agents and property managers, I was very clear on what we wanted to do. They had clarity on what they needed to do to help us scale so purpose and clarity. Keith Weinhold 49:41 That's great guidance a specific Buy Box. Yes, focus is harder to find, and it's really important today. It's amazing. Nate, how much work I get done when my phone is one room away, over on the charger. It's incredible how that works. Well, it's been good to get your insight, and it's been good to talk to a guy. That might know the capital of Argentina much like I know a fellow geography guy and real estate investor. Yeah. I really want to thank you for sharing your insight with the audience today. Nate O'Neil 50:11 Nate, I hope it's valuable for you in the audience. Keith Weinhold 50:20 Oh yeah, good, relatable material this week, the first guest, Josh, also talked about how he took out a low interest rate car loan. So he held onto those funds rather than handing them over to an auto dealer, stayed liquid and used it for income property, creating a yield for himself that beat the car loan interest rate pretty smart. And before you do that, you do want to be sure that you've got enough liquidity to serve as debt. And then Nate the second one, the more experienced investor, reminding us that deals are not as good as they were coming off the global financial crisis. And he's right, but I still don't know of a better risk adjusted return today, like me, they both use professional property management. I mean, you do have the option of self managing your property remotely that you get from GRE marketplace. But of all the things in the world that you can learn about, even all the things in real estate investing that you can learn about, is self managing really what you want to spend your finite resource of time learning about. Even if you've got good tenants, you're bringing more intrusion and interruption into your life. Property managers don't just protect your asset, they protect your time. Big thanks to GRE listeners, Josh Fang and Nate O'Neil today until next week, I'm your host. Keith Weinhold, don't quit your Daydream. Speaker 4 51:50 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively. Keith Weinhold 52:14 You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you'll also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre to 66866, while it's on your mind, take a moment to do it right now. Text, gre to 66866 The preceding program was brought to you by your home for wealth, building, get rich, education.com.
We're back and talking hardcore. This time around we are diving into the hardcore punk compilation - a crucial component of '80s hardcore and a format that continues to be important today. From Beach Blvd, to Flex Your Head, to The Way It Is, to Only the Strong, to America's Hardcore...we're getting into it. Plus, what's the best side of the International P.E.A.C.E. Benefit Compilation - A, B, C, or D? Ones gotta go: Forever, Rebuilding, Murders Among Us, or Only The Strong. Mein Comp vs Sweet Vision, and more.100 Comps that tell the story of punk and hardcore: https://www.185milessouth.com/100compilationsCheck the website for playlists, our links, and SMASH that Patreon button:https://185milessouth.comhttps://patreon.com/185milessouthWe are on Substack (sometimes) writing about punk and hardcore:https://185milessouth.substack.com185 Miles Of South of Somewhere compilation: https://rebirthrecordsphl.bandcamp.com/album/185-miles-south-of-somewhere-an-international-hardcore-compilationGet at me: 185milessouth@gmail.comIntro song: Ill ReputeOutro song: Youth of TodaySupport the show
What if the secret to unlocking your salon team's innovation, energy, and connection was... play? In this powerful episode, Kati welcomes Mia Sundstrom, Director of Play Transformation at the National Institute for Play, who shares how understanding and embracing your unique "play personality" can lead to peak creativity and workplace culture breakthroughs. Drawing from her background as a Division I athlete, coach, and the legacy of her grandfather Dr. Stuart Brown's groundbreaking research, Mia explains how play isn't a distraction from work, it's a competitive advantage. If you're a salon owner or leader ready to energize your team and rethink productivity, this is a conversation you can't afford to miss. WATCH ON YOUTUBE: https://youtu.be/29ASyjiqu4k GET MY BOOK! From First Date to Forever; How to Market Like A Matchmaker: https://joinmya.com/from-first-date-to-forever-book POWERED BY: JOIN mya! joinmya.com FOLLOW MIA SUNDSTROM Website: https://nifplay.org/ LinkedIn: https://www.linkedin.com/in/mia-sundstrom1/ LET'S CONNECT! BTT Instagram: https://www.instagram.com/beyondthetechnique MYA Instagram: https://www.instagram.com/join_mya/ SPONSORS Join the PBA: https://www.probeauty.org/ Join the ‘Smarter Room' Mastermind with Jay Williams! Click Here to Learn More: https://thejwco.com/a-smarter-room/
In 1975, the world of Track & Field was sent into a state of shock at the sudden death of Steve Prefontaine. The charismatic 24-year old perished in a car accident shortly after dropping off his good friend and fellow distance runner, 1972 Olympic Gold Medalist in the marathon, Frank Shorter. Frank would be the last person to see Pre alive. A month later at the AAU Track n Field championships in Eugene, OR, Shorter ran with determination and a heavy heart, winning the 10,000 meters in front of Steve's hometown fans who gave Frank a long and emotional ovation for winning his race. It was a surreal month for Shorter and running helped him get through this tumultuous time… as it always had before. Frank started running to see how good he could be. He didn't set out to win medals or gain fame… he just wanted to get better… to improve over time… and he did just that eventually becoming the best distance runner the U.S. had to offer. He was in Munich in 1972 awaiting his time to run the marathon when members of the Palestinian militant organization Black September stormed the Olympic Village and murdered two Israeli athletes. As the hostage crisis ensued, Shorter didn't know what to expect and when all of the athletes died he figured the Olympics would be called. But they weren't, and 4 days later, Frank took to the streets of Munich looking to close out the Games in style and give the people something to cheer for. However, as he entered the stadium with just a lap to go in the marathon, there was silence. No cheering… just whistling… the European way of booing. Why were they jeering instead of cheering? As Frank neared the finish line it became clear… an imposter had come into the stadium ahead of Shorter and crossed the finish line… and the fans were having none of it… they knew that America's Frank Shorter was the winner and they were booing the fraud that had stolen Frank's moment… but he didn't steal his Gold. And Frank says to this day he doesn't think about that moment being tarnished in any way because he wasn't running for accolades. He was running for himself… and he knew on this day… that there was nobody faster in the world at 26.2 miles than he was. 50 years later he still gets emotional when talking about his friend Steve. He tells us about the two movies made about his buddy and how he played a part in both of them. He says on the Past Our Prime podcast that how Steve died is not what the authorities will have you believe and that the details of his death are not accurate for a reason. Frank talks at length about the quiet determination his friend had as a runner, and as an advocate for other runners. Mostly, Frank recollects about a 24-year old man who was gone way, way too soon… The only American to ever medal in the Olympic Marathon twice… Frank Shorter on the Past Our Prime podcast. Listen wherever you get your podcasts and leave a review if you wish. Learn more about your ad choices. Visit megaphone.fm/adchoices
Sunday, June 22, 2025Series: Don't Fake ItMessage: Live For What Lasts ForeverBy: Bryant May, Lead PastorLearn more about The Exchange at www.theexchange.cc
Patrick and Lisa Kidder created Forever Mountain Publishing and the Sally Port Magazine to help creatives share their stories. Article: https://www.byui.edu/radio/local-news/creators-of-forever-mountain-publishing-offer-perspective-on-crafting-their-year-old-business
Ben and Tom are joined by Watto to discuss the latest news in football including possible 50 MILLION POUND transfers, pitchside interviews during a game and England's Under-21 team winning Euro 2025! We've got a belting Quiz and so many topics to discuss, including:
In this episode KJ reviews the legend of Stick Indians. Bill covers an account from a highly experienced hunter that was so frightened by a feeling of dread in the Kootenay Forest that he ended up giving up hunting forever after this particular trip. And finally we will cover some great listener mail. Please join us! Thank you for listening! www.bigfootterrorinthewoods.com Produced by: "Bigfoot Terror in the Woods L.L.C."
MedTech graveyards are full of clever devices that never made it past the demo. Dr. Tori O'Daniel (OB/GYN, Medical Director, Oklahoma City) walks us through the five adoption pillars that separate shelf-ware from standard-of-care.In This Episode• The “ease-of-use” litmus test every new device must pass• Why education is a FOREVER activity, not a launch event• How to spot (and empower) your Champion-for-Change• Talking cost: shifting the conversation from unit price to total value• Template-driven VAC submissions that save months of back-and-forth
Pastor Kirk Graham reminded us that Jesus is coming back, what a day that will be! One day we'll see Him face to face, free from all shame, pain and sorrow, living in His Forever Glory. Until then, we live holy and expectant, loving with hopeful anticipation for our King's return.
We enjoy some Hallmark vacation time with a trip to Italy for "Villa Amore" featuring Eloise Mumford and Kevin McGarry and continue our travels with "To Barcelona, With Love" and "To Barcelona, Forever" starring Alison Sweeney and Ashley Williams. We've got a place for you at the table on this duty-free edition of The Hallmark Cafe!
John is joined by National Book Award and Pulitzer Prize winning author Ron Chernow to discuss his new, best-selling biography, “Mark Twain.” Chernow explains why Twain, whom he argues was America's original political pundit, exerts a powerful and enduring hold on America's imagination; why his insights and humor remain not just relevant today but timeless; and how Twain, in the course of his life, became “de-southernized.” Ron also reflects on how Percival Everett's award-winning novel “James” is less a corrective to than an expansion of Twain's “Adventures of Huckleberry Finn,” which, despite its copious use of the n-word, stands as perhaps the greatest of all anti-slavery novels. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
The year is almost halfway over, and there have already been so many incredible new releases. Hosts Jim DeRogatis and Greg Kot share their best albums of 2025 so far. Plus, they'll hear picks from the production staff.Join our Facebook Group: https://bit.ly/3sivr9TBecome a member on Patreon: https://bit.ly/3slWZvcSign up for our newsletter: https://bit.ly/3eEvRnGMake a donation via PayPal: https://bit.ly/3dmt9lUSend us a Voice Memo: Desktop: bit.ly/2RyD5Ah Mobile: sayhi.chat/soundopsFeatured Songs:Viagra Boys, "Man Made of Meat," Viagr Aboys, Shrimptech Enterprises, 2025Tune-Yards, "Sanctuary," Better Dreaming, 4AD, 2025Sex Scenes, "I'm Not Your T.V.," Everything Makes Me Sick, Big Neck, 2025Jetstream Pony, "Bubblegum Nothingness," Bowerbirds and Blue Things, Spinout Nuggets, 2025Pigs Pigs Pigs Pigs Pigs Pigs Pigs, "Toecurler," Death Hilarious, Rocket, 2025Pneu, "Egyptocratie Numéraire," Get Old Or Die Tryin, Head, 2025Lucy Dacus, "Big Deal," Forever is a Feeling, Geffen, 2025Trupa Trupa, "Sister Ray," Mourners, Glitterbeat, 2025Lambrini Girls, "Special Different," Who Let the Dogs Out, City Slang, 2025YHWH Nailgun, "Pain Fountain," 45 Pounds, AD 93, 2025Lady Gaga, "Abracadabra," Mayhem, Interscope, 2025Viagra Boys, "Bog Body," Viagr Aboys, Shrimptech Enterprises, 2025FKA Twigs, "Room of Fools," Eusexua, Atlantic, 2025mckusky, "autofocus on the prime directive," the world is still here and so are we, Ipecac, 2025Horsegirl, "Switch Over," Phonetics On and On, Matador, 2025Local H, "Bound for the Floor," As Good as Dead, Island, 2025See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Ready for a glo-up in business and beauty?
Former Israeli Ambassador Michael Oren reveals the “original sin” and decades-long miscalculation that led to this moment — and what comes next. Read More: www.WhoWhatWhy.org
Native Americans underreported on death certificates - new study Forever stamps celebrating powwows unveiled by US postal service
Israel is Forever
Preached at the Healing Jesus Campaign, Matadi, Democratic Republic of Congo, Day 3, 14th June 2025.
Preached at the Healing Jesus Campaign, Matadi, Democratic Republic of Congo, Day 1, 12th June 2025.
Preached at the Healing Jesus Campaign, Matadi, Democratic Republic of Congo, Day 2, 13th June 2025.
What does it take for an idea to stand the test of time and shape generations? In this episode, Eric Jorgenson returns on The Greatness Machine to explore the enduring power of timeless ideas and transformative storytelling. Joining host Darius Mirshahzadeh, they dive into what makes certain books iconic and how mystics like Rumi and Jesus continue to influence modern philosophy. The conversation touches on Peter Thiel's strategic takedown of Gawker and its broader implications for media. They also discuss Ryan Holiday's approach to reviving Stoicism for today's audience and challenge the notion that originality is essential, instead highlighting the power of revisiting and reframing old ideas in fresh, relevant ways. Together, they unpack the intersection of mysticism, media, and modern thought, revealing why some ideas resonate across generations. In this episode, Darius and Eric will discuss: (00:00) Introduction and Welcome (02:52) The Impact of Naval Ravikant's Work (06:05) Exploring Fame and Ego (12:11) Eric's Journey and Scribe Media (15:07) Book Publishing Insights (22:37) The Art of Writing and Capturing Attention (27:15) Spiritual Awakening and Life-Changing Insights (29:52) The Power of Books and Personal Growth (47:57) Recognizing Genius in Others (50:10) The Power of Stoicism and Modern Philosophy (52:05) Exploring Mysticism and Its Relevance Today (54:04) Translating Ancient Wisdom for Modern Audiences (56:41) The Importance of Historical Context in Philosophy (01:01:03) The Challenge of Approaching Mysticism (01:04:32) Cultural Perceptions and Historical Realities Eric Jorgenson is an author, investor, and creator known for distilling complex ideas into accessible wisdom. His bestselling book, “The Almanack of Naval Ravikant,” guides readers to wealth and happiness through Naval's most impactful insights. Following its success, Eric published “The Anthology of Balaji,” showcasing the visionary ideas of engineer and futurist Balaji Srinivasan. As the founder of Rolling Fun, Eric invests in early-stage tech startups, writes at ejorgenson.com, and hosts the Smart Friends podcast. His blog has engaged over a million readers since 2014. When not working, he's on a mission to craft the perfect sandwich. Part 1: https://podcasts.apple.com/us/podcast/327-eric-jorgenson-what-we-can-learn-from-naval-ravikant/id1555334180?i=1000684054523 Sponsored by: Constant Contact: Try Constant Contact free for 30 days at constantcontact.com. Huel: Get Huel today with this exclusive offer for New Customers of 15% OFF with code GREATNESS at https://huel.com/GREATNESS (Minimum $75 purchase). ExpressVPN: Secure your online data today with ExpressVPN. Go to expressvpn.com/darius. Indeed: Get a $75 sponsored job credit to boost your job's visibility at Indeed.com/DARIUS. Shopify: Sign up for a $1/month trial period at shopify.com/darius. Connect with Eric: Website: https://www.ejorgenson.com/ Website: https://scribemedia.com/ LinkedIn: https://www.linkedin.com/in/erjorgenson Instagram: https://www.instagram.com/erjorgenson/ Books: https://www.ejorgenson.com/books-1 Connect with Darius: Website: https://therealdarius.com/ Linkedin: https://www.linkedin.com/in/dariusmirshahzadeh/ Instagram: https://www.instagram.com/imthedarius/ YouTube: https://www.youtube.com/@Thegreatnessmachine Book: The Core Value Equation https://www.amazon.com/Core-Value-Equation-Framework-Limitless/dp/1544506708 Write a review for The Greatness Machine using this link: https://ratethispodcast.com/spreadinggreatness. Learn more about your ad choices. Visit megaphone.fm/adchoices
President Trump claims Israel and Iran have agreed to a ceasefire, just hours after Iran retaliates with strikes on a key U.S. air base in Qatar. Then, what continued hostilities would mean for the oil market. And Trump floats the idea of regime change in Tehran. Susan Glasser, Dave Weigel, General Barry McCaffrey, Justin Wolfers, Bharat Ramamurti, Caroline Modarressy-Tehrani and Heather Cox Richardson join The 11th Hour this Monday.
Many investors dream of passing down properties for generations, but the biggest players are constantly trading up. Learn how understanding return on equity, strategic exits, and active income can unlock the next level of wealth. Get access to our real estate community, coaching, courses, and events at Wealthy University https://www.wealthyuniversity.com/Join our FREE community, weekly calls, and bible studies for Christian entrepreneurs and business people. https://www.wealthykingdom.com/ If you want to level up, text me at 725-527-7783!--- About Ryan Pineda: Ryan Pineda has been in the real estate industry since 2010 and has invested in over $100,000,000 of real estate. He has completed over 700 flips and wholesales, and he owns over 650 rental units. As an entrepreneur, he has founded seven different businesses that have generated 7-8 figures of revenue. Ryan has amassed over 2 million followers on social media and has generat...