POPULARITY
Categories
The Christmas Tree Lot, the Steak, and Why the Hard Part Is What Makes It Worth It In this episode, Doc Danny Matta shares a story about a Christmas tree lot in Columbus, Georgia, the best steak he's ever eaten, and how hard work—and the struggle that comes with it—makes success and reward deeply meaningful. He connects that experience to clinic ownership, growth, and why building a successful cash practice is supposed to be hard. Quick Ask If this episode helps you reframe the hard parts of business, share it with another clinician who's grinding through a tough season—and tag @dannymattaPT so he can reshare it. Episode Summary Documentation pain: The #1 complaint on satisfaction surveys is clinicians hating to write notes. Clair AI scribe: Clair has been trained specifically for PTs to write high-quality notes, like a meticulous student in the corner capturing everything. Time freedom: Using Clair allows clinicians to reclaim hours of documentation time and spend it with family, hobbies, or simply resting. Danny's background: Staff PT, active duty military PT, cash practice founder, seller, and founder of PT Biz, helping 1,000+ clinicians build cash practices. The Christmas tree lot job: As a teenager in Columbus, GA, Danny and his brother took a sketchy, hard manual-labor job at a Christmas tree lot near Fort Benning. Uncertain payoff: The owner warned them they'd only get paid if they worked hard—and not until the end of the season. Hard work in the cold: Long days hauling trees, sawing, tying them to cars, all while smelling Texas Roadhouse across the street they couldn't yet afford. Finally getting paid: On the last day, the owner pulled out a wad of cash, paid them what he owed, and even gave them a bonus for working hard. The greatest steak ever: They walked across the street to Texas Roadhouse, ordered the most expensive steak, and it remains the best steak Danny's ever had—because of what it represented. Meaning through struggle: The steak wasn't special because of the restaurant; it was special because of the work it took to earn it. Business parallel: The hard parts of clinic ownership—slow growth, cash stress, buildouts, staffing—are what make the wins meaningful. Normalizing struggle: Building a successful clinic that changes your life and your family's life should not be easy. Celebrate wins: Most entrepreneurs power past achievements without celebrating; Danny argues you need to mark the "steak moments." Reframing frustration: Instead of "Why is this so hard?" shift to "It's supposed to be hard—and that's why it will feel incredible when it works." Lessons & Takeaways Hard work makes reward meaningful: Wins feel better when they're earned through discomfort, sacrifice, and persistence. You need contrast: Without the "shitty stuff," victories don't stand out—you need struggle to appreciate success. Business is not meant to be easy: A clinic that creates time and financial freedom will demand hard things from you. Struggle is not a sign you're failing: It's a sign you're doing something significant and transformative. School and business are similar: Graduation and growth feel good precisely because the journey is challenging. Positive reinforcement matters: Celebrating wins keeps you moving through the next tough stretch. Mindset & Motivation Embrace the hard: Instead of resenting the grind, accept that it's the price of a different life. You're not broken: Being tired, stretched, and challenged doesn't mean you picked the wrong path. Remember what's at stake: A successful clinic can change your family's finances, your time, and your identity. Reframe the question: Move from "Why is this so hard?" to "Who am I becoming because I'm doing hard things?" Use the steak moment: Have a tangible reward in mind—your version of Texas Roadhouse—to look forward to after big milestones. Pro Tips for Clinic Owners Automate documentation: Use Clair to remove hours of note writing and free up time for life outside the clinic. Define your "steak": Choose a specific reward (trip, dinner, purchase) you'll give yourself after a big business milestone. Track your wins: Keep a running list of milestones reached so you can look back and see your progress. Expect friction: When something feels hard, remind yourself: "This is exactly what I signed up for." Build celebration into your plan: Schedule a pause to celebrate when you hit revenue, hire, or space goals. Notable Quotes "If you don't have the shitty stuff, then it doesn't feel very good whenever you get the good stuff." "Why would something that changes your life be easy?" "Anything meaningful—like a successful clinic—should be hard." "If you can just reframe from 'Why is this hard?' to 'This is supposed to be hard,' it changes everything." "The hard part is what makes the win feel like the greatest steak you've ever had." Action Items Identify one current "hard thing" in your business and consciously reframe it as part of what makes your future success meaningful. Pick a specific reward you'll give yourself when you hit your next major milestone. Write down three big wins you've already earned and how hard you worked for them. Consider trying Clair for a 7-day free trial to reclaim documentation time. Share this story with a spouse, partner, or friend so they understand why you're pushing through the hard season. Programs Mentioned PT Biz Part-Time to Full-Time 5-Day Challenge (Free): Get crystal clear on how much money you need to replace, how many people you need to see, and the strategies to go from side hustle to full-time practice owner. Join here. Resources & Links PT Biz Website Free 5-Day PT Biz Challenge MeetClair AI — Free 7-day trial for PTs About the Host: Doc Danny Matta — physical therapist, entrepreneur, and founder of PT Biz and Athlete's Potential. He's helped over 1,000 clinicians start, grow, scale, and sometimes sell their cash practices and is dedicated to helping PTs build businesses that create true time and financial freedom.
Alan and Steve draw on Alan's 19 years in the classroom and 15 years in the corporate world to reframe how music educators advocate for their programs. Instead of leaning on “we work nights and weekends,” they suggest focusing on what's truly unique about teaching—rigid schedules, limited autonomy, and underfunded programs—and how to talk to administrators, board members, and community leaders in the language of investment and student outcomes.
Digital IDs are about to reshape how we prove who we are online. Peter Horadan, CEO at Vouched, joins the show to break down what this shift really means for trust, privacy, and the rise of agent driven systems. He explains why digital IDs will remove huge amounts of friction, stop common fraud paths, and change how we secure everything from bank accounts to AI agents acting on our behalf.This is a clear look at what is coming in the next two years and why it matters to every engineering and product leader.Key Takeaways• Digital IDs will move identity checks from risk based guesses to near perfect certainty which changes how products verify users• Fine control over what you share will unlock new applications and ease concerns about oversharing personal data• Agent driven workflows need a clear way to separate human actions from agent actions so that permissions, auditing, and safety scale• Identity standards for agents will remove phishing and reduce fraud by creating traceable reputations for good and bad agents• Regulation and real world use are not fully aligned yet which creates gaps around privacy, liability, and legal agreementsTimestamped Highlights00:53 How digital IDs work on your phone and why they remove friction across services04:14 What becomes possible when you can share only the specific parts of your ID07:22 Why physical ID checks are easy to fake and how digital IDs solve this12:16 How agents act on your behalf and why that breaks old security patterns17:40 Why agents need their own identity and reputation systems22:01 Legal gray zones around AI, privacy, accountability, and real world contracts27:12 The tipping point where digital IDs become standard for most online servicesA line that captures the episode“Everything we do today to identify people online is risk based. Digital IDs move us to absolute proof.”Pro Tips from Peter• Expect digital ID flows to replace password resets across most valuable services• Treat agent permissions like API scopes and give only what is needed• Plan for separate logging of human actions and agent actions in your systemsCall to ActionIf this episode gave you a clearer picture of where identity and agent driven systems are headed, follow the show and share it with someone building in security, AI, or product. You can also follow along on LinkedIn for more discussions that connect people, impact, and technology.
BRX Pro Tip: If You’re in a Slump, Do This Stone Payton: And we are back with Business RadioX Pro Tips. Lee Kantor and Stone Payton here with you. Lee, what do you do when you find yourself in a slump? Lee Kantor: I think one of the best things to do when you are […]
Ashley & Jacqui Derrick Ashley Derrick & Jacqui Derrick/Workright, LLC The Drug Lady is an important team member for any business wishing to create or maintain a Drug Free Workplace. Our “Drug Lady” is powered by two amazing ladies- a mother-daughter team who have been working together for almost 30 years. Jacqui Derrick developed […]
The November 2025 aviation update covers major changes and exclusive offers for CFIs and student pilots: Black Friday / Cyber Monday Sale Now Live Get 50% off all CFI Bootcamp digital downloads and online courses. Offer ends Dec 1—perfect gift for aspiring CFIs. Final FAA 141 Modernization Meeting on Dec 2 The rewrite of FAR Part 141 is almost complete. Find out what comes next and how long we might wait before the rulemaking takes effect. Eights on Pylons Debate Settled Is it a fixed power maneuver? Yes—and we explain why, with logic pulled directly from FAA guidance and aerodynamic principles. ProTips for Safer and Smarter Flying Why you should never "line up and wait" at non-towered airports Night takeoff lighting tips Flow checks vs checklists, and how to use CIGAR TIPS before takeoff
In this week's episode, we are off to the coast of Alaska to photograph the Coastal Brown Bears during the epic seasonal salmon run. For Ron, this is his first trip to witness this spectacular natural event. For Jason, this is his second trip, but with new equipment and a new shot list. Listen in as Ron and Jason share some heart-pounding experiences from the trip, provide some tips from their lessons learned, and compare and contrast how Canon's latest equipment performed in the Last Frontier.Sound Bites"I had broken my foot just prior to us going.""It was the perfect tool, in my opinion.""Take a polarizer.""It's magical stuff, truly.""You hope for good weather, you guys had it."Chapters00:00 Introduction and Setting the Scene02:55 Bear Camp Experience Overview05:49 Weather and Wildlife Observations09:10 Photography Techniques and Strategies12:04 Equipment Insights and Lens Choices14:50 Challenges and Adaptations in the Field34:47 The Perfect Gear for Wildlife Photography36:05 Essential Photography Tips for Wildlife Trips39:09 Capturing Bears and Other Wildlife41:20 Experiencing Wildlife Up Close44:01 Navigating Challenges in the Wild46:10 Camp Life and Socializing55:19 Memorable Moments in the Field01:06:09 Pro Tips for Wildlife Photography01:12:01 The Importance of Community in PhotographyThanks for tuning in to the Beyond the Wild Podcast. Don't forget to subscribe to stay notified about upcoming episodes for your listening and viewing pleasure! Beyond the Wild Podcast is sponsored by Pictureline.com and Canon USA.
BRX Pro Tip: Booking Sales Discovery Calls Stone Payton: Welcome back to Business RadioX Pro Tips. Stone Payton, Lee Kantor here with you. Lee, when it comes to establishing a consistent, productive professional services practice, I’m operating under the impression that it’s really important that you have this consistent flow of qualified sales discovery calls. […]
Today's show is sponsored by Huion, makers of the Kamvas 22 Plus ! In today's show, Brad and Dave tackle an old question — does your comic HAVE to be in color? The answer is more nuanced than you might think! Also, the comics uncles will discuss the right ways — and the wrong way — to sign your books for fans.HuionHuion is sponsoring today's show, and they're offering additional discounts on the following products when you use the discount code: ComicLabKamvas 22 Plus — A luxurious large-screen, high-resolution digital pen display with an etched glass surface that simulates the texture of paper while it protects your eyes from harmful glare.Kamvas 13 (Gen 3) — With a large 13.3-inch screen and an FHD (1920X1080) resolution, this model ensuring seamless collaboration with your laptop. The durable back cover also offers superior protection while ensuring interface stability.Huion Note — You found your new on-the-go brainstorming tool. With writing synchronizing, offline storage, document management, one-click PDF sharing, and portable A5 size, Huion Note will redefine what a new generation of notebooks can do.Today's Show:Color or B&W?Dave Kellett's "Drive" in color?ComicLab Accent ChallengeHow to sign a bookUse offer code 'COMICLAB' to get an extra discount on these Huion products — Kamvas 22 Plus , Kamvas 13 (Gen 3) , and the Huion Note . (Offer ends Jan. 4, 2026)SummaryIn this engaging conversation, cartoonists Brad Guigar and Dave Kellett explore the debate between black and white versus color in comics, the dynamics of creative teams, and book-signing etiquette. The share personal anecdotes, insights on the creative process, and the importance of listening to audiences. The discussion also touches on the future of comic adaptations and the satisfaction of creating art for its own sake. The hosts delve into the intricacies of storytelling, discussing the journey of creating a narrative and the potential future projects that may arise from it. They share insights from their experiences at Comic Con, particularly focusing on book signing etiquette and best practices. Additionally, they touch on the importance of analytics in understanding audience engagement through platforms like Patreon.But first, Dave waxes poetic over the "Golden Girls" spin-off, "Golden Palace."TakeawaysBreakups in creative teams can be heartbreaking, even when things are going well.Color comics are generally preferred by audiences, but black and white can work too.Mastering different aspects of cartooning is essential for success.The chemistry of a team can change dramatically with one member missing.It's important to listen to your audience, even when making positive changes.Black and white comics can help artists focus on line work and composition.The adaptation of comics into other media can be a complex process.It's okay to be content with your work as a comic artist without seeking adaptation. The journey of storytelling is fulfilling and rewarding.Future projects can stem from the success of previous works.Evil Inc. has the potential for further evolution and expansion.Comic Con experiences enhance the connection with fans.Signing books is an art that requires etiquette and practice.Analytics are crucial for understanding audience engagement.Creating a sequel can be a natural progression for a successful story.Engaging with fans at events can lead to lasting memories.Patreon can provide valuable insights into audience demographics.The importance of personalizing book inscriptions for fans. You get great rewards when you join the ComicLab Community on Patreon$2 — Early access to episodes$5 — Submit a question for possible use on the show AND get the exclusive ProTips podcast. Plus $2-tier rewards.If you'd like a one-on-one consultation about your comic, book it now!Brad Guigar is the creator of Evil Inc and the author of The Webcomics Handbook. Dave Kellett is the creator of Sheldon and Drive.
The Hardest Hire: How to Nail Your First Staff Clinician in a Cash PT Clinic In this episode, Doc Danny Matta explains why your first staff clinician is the hardest hire you'll ever make—and how to do it the right way. He breaks down why your business looks risky from a candidate's perspective, why most PTs are wired for security (not startups), and how to sell the future vision of your clinic instead of apologizing for your current "shitty little room." Quick Ask If this episode helps you think differently about hiring and leadership, share it with another clinic owner who's gearing up for their first hire—and tag @dannymattaPT so he can reshare it. Episode Summary Clair keeps you present: AI scribe Clair lets you focus 100% on patients instead of your EMR, improving rapport and outcomes. Time and outcomes: Better attention in the session = better engagement, better buy-in, and better clinical results. Danny's background: Staff PT, active duty military officer, cash practice founder, seller, and now CEO of PT Biz, helping 1,000+ clinicians build cash practices. The hardest hire: Your first staff clinician is the toughest hire you'll ever make. Why it's so hard: Your business looks risky—small sublease, no track record, limited capital, and no big benefits. PT personality problem: Most PTs are risk-averse, security-driven, and not naturally entrepreneurial. The failed first hire story: Danny flew in a phenomenal clinician and his fiancée to see their rough CrossFit sublease in Atlanta—she wasn't impressed, and they turned down the job. Vision vs. reality: Danny saw a future seven-figure clinic; they saw one small room in a sketchy area. Why candidates say no: From their side, it means relocating, taking on more risk, and joining an unproven business. What you're really selling: Not "what the clinic is today" but "where the clinic is going in 5–10 years" and their role in that story. First hire profile: The person who says yes is usually more comfortable with risk—and more likely to eventually start their own thing. Turnover isn't a failure: Early clinicians who leave often still move the business forward and become success stories you're proud of. Credibility boost: Having more than one clinician builds brand trust, shows the clinic is bigger than one personality, and validates the model. Leadership mistake: Danny used to think "that's what the money's for" (Mad Men style) instead of appreciating the risk people were taking on him. Respect the risk: Your first hire is betting on your vision—treat that with gratitude, not entitlement. Hardest growth cycle: The most brutal stage is going from solo to first clinician and toward standalone space—not later multi-location growth. Cash flow and stress: Hiring, ramping up schedules, and surviving turnover during this phase can feel like a gut punch. Lessons & Takeaways Your clinic looks risky to candidates: No benefits, no track record, small space, and uncertain schedule feel like red flags to security-driven PTs. Don't take "no" personally: Risk-averse people saying no to a risky offer is normal, not a reflection of your worth. Sell the vision, not the room: You must paint a clear picture of what the clinic will become and how they'll be part of it. First hires may not stay long-term: Risk-tolerant people who join early often go on to open their own practices—and that's okay. Early hires still matter: They help build the brand, establish a second schedule, and prove your model works beyond just you. Appreciation beats "that's what the money's for": You're not doing them a favor—they're taking a chance on your unproven business. Growth requires new skills: The owner you are at solo stage is not the same owner you must become with staff. Mindset & Motivation Respect the leap: That first clinician is making a bigger jump than you think—especially if they're moving states. Stay future-focused: Your job is to keep your eyes—and theirs—on where the clinic is going, not just today's rough edges. Expect churn: Some early hires will leave; it's part of the entrepreneurial cycle, not a personal betrayal. See the hard stage for what it is: The first growth cycle is supposed to feel heavy; it builds your capacity as a leader. Be proud of those who outgrow you: Former employees who go on to open clinics are part of your legacy, not your failure. Pro Tips for Clinic Owners Use an AI scribe: Implement Clair so you and future staff can stay fully present with patients and avoid note fatigue. Practice your "vision pitch": Be able to clearly explain where your clinic will be in 5–10 years and what "employee #1" means. Be honest about the tradeoffs: Don't oversell security—sell autonomy, growth, impact, and the excitement of building something. Show appreciation early and often: Make it clear you understand and value the risk they're taking by joining you. Plan for turnover: Assume that some early hires will leave and build systems that outlast any one person. Notable Quotes "The hardest hire you'll ever make is your first staff clinician." "To most candidates, your business looks risky. Small space, no track record, no benefits—that's their reality." "You're not selling them on what the business is today. You're selling them on what it's going to be in 5 or 10 years." "Your first hire is taking a risk on you. Respect that. Appreciate that. Don't act like they owe you." "The solo-to-first-clinician growth cycle is where most people quit. It's also where you grow the most." Action Items Write out a clear, compelling vision story of where your clinic will be in 5–10 years. Audit your current offer: pay, benefits, schedule, growth—what's truly attractive to a candidate? Practice your "employee #1" pitch out loud before your next interview. List three ways you can show more appreciation to current or future staff. Consider using Clair to reduce documentation friction before you bring on your first or next clinician. Programs Mentioned PT Biz Part-Time to Full-Time 5-Day Challenge (Free): Get ultra clear on how much money you need to replace, how many people you need to see, and the strategies to go from side hustle to full-time practice owner. Join here. Resources & Links PT Biz Website Free 5-Day PT Biz Challenge MeetClair AI — Free 7-day trial for PTs About the Host: Doc Danny Matta — physical therapist, entrepreneur, and founder of PT Biz and Athlete's Potential. He's helped over 1,000 clinicians start, grow, scale, and sometimes sell their cash practices, and is committed to helping PTs build businesses that create true time and financial freedom.
BRX Pro Tip: Choosing Yourself Stone Payton : Welcome back to Business RadioX Pro Tips. Lee Kantor, Stone Payton here with you. Lee, if I’ve heard it from you once, I’ve heard it a thousand times. I couldn’t agree more. Choose yourself. Lee Kantor: Yeah. I hate to be in the position where I’m hoping […]
Send us a textIn this episode, pro angler Matt Becker breaks down exactly how to catch winter bass on highland reservoirs across the Southeast. Matt grew up fishing the Great Lakes and glacial lakes in Pennsylvania for smallmouth before relocating to Tennessee, where he now fishes TVA fisheries and deep, clear mountain reservoirs.We dig into how winter bass position in highland reservoirs, how shad and baitfish change their behavior, the best winter structure to target, and how Matt uses forward-facing sonar, finesse presentations, and power techniques to locate big spotted bass, smallmouth, and largemouth in cold water.
BRX Pro Tip: Don’t Agonize Over Making Decisions Stone Payton: And we’re back with Business RadioX Pro Tips. Stone Payton, Lee Kantor here with you. Lee, I’ve always been of the belief that decisions are the lifeblood of your business. Talk a little bit about, from your perspective, the whole process of considering and then […]
Little Rooms: Why Scrappy Starts Create Standout Cash PT Clinics In this episode, Doc Danny Matta unpacks a simple but powerful idea inspired by Andre 3000's Rock & Roll Hall of Fame speech: "Little rooms. Great things start. Little rooms." He connects Outkast's legendary basement studio—The Dungeon—to the tiny subleased spaces where most cash PT clinics begin, and shows why those gritty starts are not a disadvantage, but an asset that sharpens your skills, your story, and your impact. Quick Ask If this episode encourages you to see your "little room" differently, share it with another clinician who's thinking about starting or growing a practice—and tag @dannymattaPT so he can reshare it. Episode Summary AI scribe advantage: Clair saves staff clinicians ~6 hours per week, freeing up time for patient visits and revenue growth. Math of time: Even 3 extra visits per week at $200/visit adds roughly $30,000/year in revenue per clinician. Little rooms concept: Inspired by Andre 3000's "little rooms" quote and Outkast's early days recording in The Dungeon. Outkast's origin: Teenagers making music in a carpet-lined basement in a rough Atlanta neighborhood, with no funding and no guarantees. Clinic parallels: Most cash PT clinics start in tiny, imperfect subleased spaces with limited resources. Danny's first space: A sketchy CrossFit sublease with break-ins, rats, building shutdowns, and bad client experience—but strong outcomes. Skill as your differentiator: In a little room, you can't hide behind fancy equipment or build-outs—your outcomes are the product. Art, not just career: Obsessing over outcomes, studying cases, seeking mentorship, and treating PT like your craft is what gets you out of the small room. Word-of-mouth "virality": When your results are unique, people can't help but talk about you—just like people shared Outkast's early music. Growth phases: Start gritty & clinical, then evolve into a real business owner—leader, hirer, systems builder, and operator at scale. Lessons & Takeaways Everyone starts small: Basements, garages, subleases, apartment gyms—"little rooms" are the norm, not the exception. Your environment doesn't define you: A rough space does not limit your upside if your outcomes are excellent. Constraints create creativity: Limited resources force you to get scrappy, sharpen your craft, and focus on what really matters. Obsess over outcomes: Losing sleep over stalled cases, studying, and improving is part of turning PT into your art. Your story is an asset: The weird, stressful, funny early days become the part of your story people remember and root for. New phase, new skills: Once you're busy, the game shifts from being a great clinician to becoming a strong owner and leader. Mindset & Motivation Don't be ashamed of your "shitty little room": No windows, rats, sketchy parking lots—it's all part of your origin story. Treat PT like art: Outcomes and the way you care for people should matter to you at a deeper level than "just a job." You can't hold talent down: Great outcomes and care are like a beach ball underwater—eventually they pop to the surface. Respect the grind: The start is hard and scary—but also fun, intense, and memorable. Remember where you came from: If you're in a bigger clinic now, don't forget to tell the story of your little room—it makes you relatable. Pro Tips for Clinic Owners Leverage an AI scribe: Use tools like Clair to pull 5–6 hours/week off your clinicians' plates and reinvest that time into patients or higher-level work. Focus on outcomes first: Before worrying about decor and equipment, make sure your results are undeniably better than the clinic down the street. Document your story: Take photos, jot notes, and remember the early days—you'll use this later in marketing, branding, and leadership. Invest in yourself: Study, read, get mentorship, and ask for help on tough cases—your skill set is your first real "marketing budget." Level up as you grow: Once your schedule is full, actively learn hiring, leadership, finance, systems, and SOPs. Notable Quotes "Little rooms. Great things start. Little rooms." – Andre 3000 "If you're in a little room, you can't hide your skill set. You have to be really good at what you do." "Your product is you. You need to obsess over it. It's got to be your art, not just your career." "You can't hold talent down. It's like trying to push a beach ball underwater—it's going to pop up eventually." "Don't be ashamed of your shitty little room with no windows and a rat above your head. Everybody's got to start somewhere." Action Items Run the math on your time: how many extra visits could you add with an AI scribe like Clair? Audit your outcomes: are your results meaningfully better than your local competition? Write down your "little room" story: where did you start, and what did you have to overcome? Commit to one learning action this week: a course, article deep dive, or mentor conversation about a tough case. If you're on the fence about starting, accept that your first space will be small—and start planning anyway. Programs Mentioned PT Biz Part-Time to Full-Time 5-Day Challenge (Free): Get crystal clear on how much money you need to replace, how many people you need to see, and the strategies to go from side hustle to full-time. Join here. Resources & Links PT Biz Website Free 5-Day PT Biz Challenge MeetClair AI — Free 7-day trial for PTs About the Host: Doc Danny Matta — physical therapist, entrepreneur, and founder of PT Biz and Athlete's Potential. He has helped over 1,000 clinicians start, grow, scale, and sometimes sell their cash practices, and is passionate about helping PTs turn their craft into true time and financial freedom.
Good morning, good afternoon, and good evening, investors! Scott Carson here, and boy, do we have a treat for you! Ever wanted to tackle Texas creative financing—think subject-to, wrap-around mortgages, and assumptions—without, shall we say, foul-ups? Good, because I've brought on the man, the myth, the legend himself: T Alan Ceshker from the Ceshker Law Firm! With over 30 years in the game and a proud 5th-generation Austinite, Alan is the go-to guy for navigating the Lone Star State's unique legal landscape. He's helped thousands of investors get these specialized transactions right, so you don't end up with an "Amityville Horror" on your hands. If you're eyeing those sweet, low-interest mortgages and distressed borrowers, this episode is your official "Don't Screw It Up" guide!In this episode, you'll learn:Demystifying Texas Creative Financing (Alan's Way!): Alan cuts through the jargon, explaining why he calls everything a "wrap" (even assumptions and sub-to deals!) from a legal standpoint, and why "sub-to" is a term he strategically avoids. Learn the core concept: it's "just seller financing" where the existing mortgage stays, and the seller dons a new "lender" hat.Bulletproof Contracting for Texas Wraps & Assumptions: Discover Alan's ingenious "math word problem" solution for drafting contracts that account for fluctuating payoff amounts in assumptions, bypassing Paragraph 3 headaches. For wraps, it's as simple as standard seller finance! Plus, get the crucial "disclose, disclose, disclose" mantra to avoid those pesky investor amnesia cases years down the road.Taming the Due-on-Sale Beast with Trusts: Unpack the infamous due-on-sale clause—what it means, why lenders usually don't call it (but sometimes do!), and how Alan's proprietary "due on sale trust" structure leverages the Garn-St. Germain Act for protection. You'll hear about specific lenders (looking at you, Home Loan Servicing!) that raise flags and why downloading generic trust forms is a bad idea.Non-Negotiable Insurance & Legal Compliance: This is HUGE. Alan reveals the #1 reason wraps fail: incorrect insurance. Learn the exact structure (seller as additional insured, not just interest; lender as mortgagee clause) and why you must use a proven provider. Plus, understand the critical legal compliance points for Texas: RMLO requirements, the 5.016 disclosure, and the "no balloons, no ARMs" rule for baseline compliance.Pro-Tips for a Smooth Ride (and Avoiding Foreclosure): Get actionable advice for managing your deals: conference calls with sellers for lender contact, the strategic use of Power of Attorney for checks, and Alan's "6% down" rule of thumb to mitigate default risk. He also stresses the importance of continuous communication with all parties to ensure smooth sailing and happy campers.This episode with Alan Ceshker is an absolute masterclass in navigating the legal and operational intricacies of Texas creative financing. He's not just talking theory; he's giving you the battle-tested strategies to build a robust portfolio and avoid painful (and costly) mistakes. So, stop drawing deals on napkins, reach out to Alan's team, and get ready to close some rock-solid transactions! Go out, take some action, and we'll see you at the top!Watch the Original VIDEO HERE!Connect with Alan's Team HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join Note Night in America community today:WeCloseNotes.comScott Carson FacebookScott Carson TwitterScott Carson LinkedInNote Night in America YouTubeNote Night in America VimeoScott Carson InstagramWe Close Notes PinterestBook a call with Scott today at HTTP://TalkWithScottCarson.com to see if 1:1 Note Coaching is right for you!
BRX Pro Tip: Failure is Part of Growing Stone Payton: And we’re back with Business RadioX Pro Tips. Lee Kantor, Stone Payton here with you. Lee, I actually enjoy talking about success a great deal. But we probably owe it to ourselves and to our community. We ought to address this topic of failure a […]
BRX Pro Tip: Reasons Not to be an Entrepreneur Stone Payton: And we’re back with Business RadioX Pro Tips. Lee Kantor, Stone Payton here with you. Lee, I can give you a list as long as your arm on the benefits and reasons for being an entrepreneur, but what are some reasons maybe not to […]
Discover how to transform your laundry room into an efficient, organized space that saves time and reduces stress. From vertical storage solutions to clever hidden compartments, learn practical layout ideas that maximize every inch and make laundry day feel less like a chore.https://www.johnlouishome.com/products/solid-wood-10-ft-laundry-organizer-with-shelf-towers-and-hanging John Louis Home City: Fenton Address: 1305 North Highway Drive Website: https://www.johnlouishome.com/
County Clare is filled with spectacular places to explore, but when I think about the places I've returned to multiple times and the ‘wish list' so many people have for their Ireland vacation, these are my top 3 recommendations: the Cliffs of Moher, Bunratty Castle, and an evening of live trad music. Together they offer an unforgettable mix of landscape, history, and culture. Top 3 Things to Do in County Clare Whether you're drawn to dramatic landscapes, medieval stories, or the energy of a lively pub session, these three experiences capture the heart of County Clare. They're easy to plan, enjoyable for all ages, and offer a true sense of what makes this county so unforgettable. Bonus: if you are short on time, you can absolutely fit them all into one day. Ireland Family Vacations is programmatic ad-free, supported through partnerships with trusted travel brands I personally work with and recommend. We may earn income from purchases made via affiliate links. As an Amazon Associate I earn commission from qualifying purchases. Thank you for your support. See why this is important. Cliffs of Moher The Cliffs of Moher are undeniably the number one natural tourism spot in Ireland, often described as a bucket-list destination. Travelers frequently express that seeing the cliffs is essential to feeling like they've truly visited Ireland. The cliffs offer dramatic views that change with the weather and time of day, making each visit unique. For visitors, the Cliffs of Moher provide various ways to explore. The visitor center offers informative exhibits about the history and lore of the site. Adventurous guests can embark on a guided cliff walk with local experts from Ollie's Tours or Pat Sweeney, ensuring a safe and enriching experience. Alternatively, a scenic cruise from Doolin Pier allows visitors to appreciate the cliffs from a different perspective. For the best experience, it's advisable to visit early in the morning (before 10am) or later in the afternoon (after 4pm) to avoid the majority of tour buses. Bunratty Castle Bunratty Castle, the best-preserved tower house in Ireland, presents a fascinating look into medieval life. Fully restored and furnished, the castle is a superb representation of how it would have been used in its heyday. Visitors can explore the castle's dungeons, climb the circular staircases to the battlements, and immerse themselves in its rich history. Adjacent to the castle is the Bunratty Folk Park, which offers a glimpse into traditional Irish life. The park features authentic houses and buildings, creating a living history museum where visitors can witness daily activities as they were centuries ago. For families and history enthusiasts alike, spending at least two and a half hours here is recommended to fully appreciate both the castle and the folk park. Additionally, Bunratty Castle hosts a medieval banquet year-round, making it a delightful culinary experience for those seeking evening entertainment. Reservations are essential, especially for the first seating, which often fills up quickly. Pro Tip: if the first seating is full, book into the second seating then email and request to be added to the wait list for the earlier seating. Often times these are booked by tour operators and seats can become available if the tour isn't completely full. Be sure to follow up as your trip approaches. Live Trad Music While traditional Irish music can be found throughout the country, County Clare is particularly renowned for its vibrant music scene. Doolin, a charming village near the Cliffs of Moher, bills itself as the ‘home of traditional Irish music'. With numerous pubs hosting live sessions and events, visitors are never far from the sound of fiddles and flutes. The Doolin Music House, hosted by Christy Berry, offers an authentic experience where guests can enjoy music alongside stories and camaraderie in a cozy setting. Throughout the year, County Clare hosts various music festivals, ensuring that every visit is filled with melodic moments. Russell Festival (Doolin) – late Feb Corofin trad Fest – late Feb Kilfenora Trad Fest -late April Doolin Folk Fest – mid-June Willy Clancy Summer School – early July Kilrush Trad Music & Dancing Festival – late July Lisdoonvarna Matchmaking Festival – all September (always loads of music!) Planning Your County Clare Visit County Clare offers so much more to see, taste, and experience beyond these top three picks. To help you plan your time in the west, I've created a County Clare Travel Guide with my Top 5 things to do, recomhttps://irelandfamilyvacations.com/ireland-vacation-planning/clare-lodging-attractions/mended tours and places to stay, transport tips, family-friendly suggestions, and practical insights to make your visit easy and enjoyable. Traveling in Ireland podcast episode 312 The post Top 3 County Clare Experiences appeared first on Ireland Family Vacations.
BRX Pro Tip: Solving the Big 3 Stone Payton : Welcome back to Business RadioX Pro Tips. Stone Payton, Lee Kantor here with you. Lee, let’s chat a little bit about, well, at least these are kind of the three biggest challenges that seem to cross my mind every day in business: more revenue, more […]
Cartoonist Brad Guigar talks about his love/hate relationship with Reddit — and the publishing strategy that's currently delivering Patreon backers that has him loving it again.Today's ShowBrad's Love/Hate Relationship with RedditThe ComicLab Accent ChallengeWorking on Comics at WorkNSFW comic artists on RedditBrad mentioned getting great advice from people doing NSFW comics on Reddit. Here are a few of them.u/GrimDarkDorku/DarlingSnarlu/LeFauxCreuxTakeawaysBoredom can spark creativity and lead to new ideas.Writing on paper during downtime at work is a safe way to create.Avoid using company resources for personal projects to protect your IP.Engaging with readers on Reddit can lead to new opportunities.Consistency in posting is key to building an audience.NSFW content is becoming more accepted on platforms like Reddit.Utilizing hyperlinks in posts can drive traffic to your work.Creating a fourth panel as a stinger can enhance humor in comics.Understanding your audience's feedback is crucial for growth.Experimenting with different formats can lead to new creative avenues.SummaryIn this episode of ComicLab, cartoonists Brad Guigar and Dave Kellett discuss the challenges and strategies of comic creation, particularly focusing on the use of Reddit as a platform for engagement. They explore the ethics of working on personal projects during downtime at work, the acceptance of NSFW content, and the importance of consistency in posting. The episode also features listener interaction, discussing how accents can influence perceptions, and concludes with a challenge from the hosts. You get great rewards when you join the ComicLab Community on Patreon$2 — Early access to episodes$5 — Submit a question for possible use on the show AND get the exclusive ProTips podcast. Plus $2-tier rewards.If you'd like a one-on-one consultation about your comic, book it now!Brad Guigar is the creator of Evil Inc and the author of The Webcomics Handbook. Dave Kellett is the creator of Sheldon and Drive.
Community: The Hidden Engine Behind Every Successful Cash PT Clinic In this episode, Doc Danny Matta shares the single theme that stood out after spending a full week embedded inside four different cash-based and boutique rehab businesses in Washington, D.C.: community. He breaks down why community involvement is the ultimate competitive advantage, how it fuels long-term growth, and why you can't fake it—or skip it—if you want a thriving practice. Quick Ask If this episode challenges the way you think about growing your practice, share it with another clinician who needs to hear it—and tag @dannymattaPT so he can reshare it. Episode Summary Documentation burden solved: AI scribes like Clair eliminate notes so you stay present with patients. The D.C. trip: Danny spent full days inside four thriving clinics, observing their operations, patients, and culture. One takeaway: Every successful clinic shared the same backbone—deep community involvement. Community is earned: You can't fake participation; you must show up consistently and authentically. Clinician examples: Pilates studios, running groups, boutique fitness hubs—all thriving because owners live inside the communities they serve. Your niche = your tribe: If you're not plugged into your niche's world, someone else will be. Give more than you take: Communities reward contributors, not extractors. Lessons & Takeaways Community drives retention: Patients stick when they feel connected—not just treated. You must participate: Go to races, gyms, events, tournaments; be where your niche actually lives. You can't fake interest: If you hate running, don't try to be a running PT—hire someone who loves it. Your presence builds reputation: When people see you consistently, trust builds effortlessly. Local involvement compounds: Over years, you become a recognizable part of your city's health ecosystem. Mindset & Motivation Play the long game: Community isn't built in 30 days—it's built through years of showing up. Pick what you enjoy: Your energy is higher and your authenticity obvious when you actually like the niche you serve. Give first, receive later: The tribe takes care of contributors. Local roots matter: Even if you grew up moving around (like Danny), you can build community intentionally. Community is a moat: No amount of marketing can replace genuine involvement. Pro Tips for Clinic Owners Use an AI scribe: Tools like Clair free up hours so you can deepen relationships, not write notes. Engage where your niche lives: Join their gyms, events, groups, classes—don't just "network." Participate. Host or join local events: Run groups, wellness fairs, meetups, workshops, boutique fitness partnerships. Be a connector: Bring other local business owners together—become the hub. Hire for gaps: If you don't love a niche, hire clinicians who genuinely do. Notable Quotes "You can't fake community. People know when you're genuinely involved versus when you're just showing up for patients." "If you pour into your community, your community will take care of you." "Some of these clinics are like local celebrities in their niche—because they've earned it." "Pick the community you enjoy. You'll never stick with something you secretly hate." Action Items Identify one niche you naturally enjoy being around. Join three of their events or classes this month. Start conversations—not pitches—with people in your niche community. Partner with one local gym, coach, or instructor. Evaluate your schedule and offload notes with Clair so you can spend more time engaging locally. Programs Mentioned PT Biz Part-Time to Full-Time 5-Day Challenge (Free): Get crystal clear on how to replace your income and go full time. Join here. Resources & Links PT Biz Website Free 5-Day Challenge MeetClair AI — Free 7-day trial About the Host: Doc Danny Matta — physical therapist, entrepreneur, founder of PT Biz and Athlete's Potential. He's helped over 1,000 clinicians start, grow, and scale successful cash practices and is committed to developing leaders who build meaningful, community-rooted businesses.
BRX Pro Tip: Trusted Advisor vs Friend Stone Payton: And we’re back with Business RadioX Pro Tips. Lee Kantor, Stone Payton here with you. Lee, this pro tip is specifically designed to address challenges that I have in our profession, but I want to talk a little bit about striking that balance between being a […]
Today on Big Rich, TD & Fletch, the crew dives into the worst holiday foods—the dishes that should never make it past the front door. Big Rich drops a timeless potluck rule everyone needs to hear, and Kat steps into full fashion police mode, grading the guys' outfits with zero hesitation and maximum accuracy. It's holiday chaos, culinary warnings, and wardrobe reality checks—all in one show.
In this open discussion episode, host Kendall Hotchkiss leads a candid conversation about navigating challenging client relationships on pro bono projects!This episode covers:Pro bono work requires boundaries too: Even volunteer projects need contracts, timelines, and scope definitions to prevent scope creep and maintain professional relationshipsThe contract as your bouncer: Setting up agreements after a project starts is still valuable - frame it as helping everyone get organized rather than creating frictionDesign by committee challenges: When working with clients who have some technical knowledge but lack expertise, lead with questions about their goals rather than telling them what's wrongTime as leverage: When there's no payment involved, your availability and timeline become your primary negotiating tools for maintaining boundariesThe 50% rule for resistance: If clients consistently push back on expert recommendations, especially on accessibility standards, you may need to accept their limitations and focus energy elsewhereWalking away professionally: Always have a referral ready and offer project files when exiting a difficult engagement - how you leave matters as much as how you startClient communication strategies: Mirror client language back to them, keep emails brief with links to detailed notes, and break feedback into specific review rounds to manage expectationsUpcoming Events:Next week's guest: Haley Akins from Motion Hatch!Garlic Phone Game Night: December 3rdOpen call for volunteers: Monday Meeting is seeking hosts and behind-the-scenes help for 2026Visit MondayMeeting.org for this episode and other conversations from the motion design community!SHOW NOTES:Monday Meeting PatreonMonday Meeting DiscordMondayMeeting LinkedInMondayMeeting InstagramMondayMeeting BlueskyMondayMeeting Newsletter
The Coming Wave: Why Cash PT Is Headed Toward National Consolidation In this episode, Doc Danny Matta breaks down a bold prediction for the next decade of cash-based physical therapy: the rise of the first nationwide cash PT brand. He explains why the market is primed for massive consolidation, how well-funded companies will change the competitive landscape, and what independent PTs must do now to protect their clinics and stay ahead. Quick Ask If this episode helps you think strategically about your business, share it with another clinician who needs to hear it—and tag @dannymattaPT so he can reshare it. Let's help more PTs build resilient, future-proof practices. Episode Summary Documentation burnout: Notes are the #1 satisfaction killer for PTs—but AI scribes like Clair are changing that. The big prediction: A dominant, well-funded cash PT brand will emerge within 5–10 years. Why it's coming: Cash PT is a fragmented industry—making it ripe for consolidation. Parallel to CrossFit: Independent affiliates → OrangeTheory-style scaling. The MYO example: A clinically strong, business-savvy brand already expanding across North America. Funding accelerates growth: Capitalized clinics can outspend and outscale local competitors. The risk to small clinics: Owners who don't level up in business skills will be the first to get squeezed out. Lessons & Takeaways Strong brand identity matters: Your niche and reputation must be crystal clear. Community ties protect you: Local loyalty beats national branding when done right. Systems = survival: Without consistent processes, you can't compete with scaled clinics. Capital changes the game: Funded competitors can move faster and spend more to dominate markets. Seven-figure clinics are the safe zone: Multiple clinicians = stability, hiring power, and insulation. Mindset & Motivation Control what you can control: You can't stop national brands, but you can out-serve them locally. Play offense, not defense: Staying tiny isn't safe—it's risky. Growth is protection: More clinicians = stronger brand, stronger community presence, and stronger cash flow. Embrace the opportunity: Rising interest in cash PT means a larger market for everyone. Pro Tips for Clinic Owners Automate documentation: Use Clair to reclaim time, reduce burnout, and stay patient-focused. Dial in your niche: Own a specific population so deeply that national chains can't replicate you. Invest in brand building: Your logo, message, and community presence matter more than ever. Master sales & marketing: Cash PT requires top-tier communication and value clarity. Train your team relentlessly: Quality control keeps your outcomes consistent across clinicians. Notable Quotes "Any fragmented industry eventually consolidates. Cash PT is no different." "If you stay tiny because you think it's safe, you're actually more vulnerable than ever." "A national cash PT brand will sell for nine figures—or more. The momentum is already here." "Your community, your niche, your service—those are your moats." Action Items Audit your brand: is it recognizable, niche-specific, and memorable? Evaluate your systems: documentation, scheduling, marketing, and sales. Assess your growth plan: is staying small really safe for the next decade? Study fast-scaling companies like MYO to understand future competition. Start using an AI scribe like Clair to free up hours of mental bandwidth. Programs Mentioned PT Biz Part-Time to Full-Time 5-Day Challenge (Free): Learn exactly how to replace your income and go full time in your practice. Join here. Resources & Links PT Biz Website Free 5-Day PT Biz Challenge MeetClair AI — Free 7-day trial for PTs About the Host: Doc Danny Matta — physical therapist, entrepreneur, and founder of PT Biz and Athlete's Potential. He's helped over 1,000 clinicians start, grow, and scale successful cash practices and is dedicated to helping PTs build financially stable, future-proof businesses.
BRX Pro Tip: Turning Content into Clients Stone Payton: Welcome back to Business RadioX Pro Tips. Lee Kantor, Stone Payton here with you. Lee, today’s topic, turning content into clients. Lee Kantor: Yeah, this is something that everybody, you know, hears about and talks about, and there’s so much content out there, and we’re just […]
Shawn Taikratoke, CEO and co founder of Mozee, joins the show to unpack one of the biggest questions in mobility today. How close are we to real autonomous transportation and what will actually move the needle in our cities. Shawn breaks down why the future is not a single robotaxi dream, but a more human centered shift in public transit that solves the first and last mile in a smarter way. If you care about how people move, how cities evolve, or how autonomy will reshape everyday life, this one is worth your time.Key Takeaways• The biggest transportation barriers are not technical. They come from how cities were built and how people actually move in short distances.• Robo taxis will play a role, but public transit needs a more flexible and human centered model before adoption changes.• Many Americans still have no access to reliable transit, which creates ripple effects in work, health, and community access.• Real adoption will come when mobility becomes easier and cheaper than using your own car.• Cities want smarter transit, but they need partners that help them bridge gaps without major infrastructure costs.Timestamped Highlights00:44 What Mozee was built to solve and why they avoided the pure robotaxi route03:26 Why autonomy still scares most people and how public perception is shaping rollout06:57 How regional culture and city layout shape transportation adoption10:24 The vision for a mesh network of shared autonomous shuttles16:24 How smarter first mile and last mile service can shift car dependence21:52 What it takes to move from a handful of vehicles to true scale27:54 Why Shawn moved from the robotaxi hype to solving public transit gaps insteadA standout thought“Progress is rarely a straight line. The products that last are the ones that stay human centered.”Pro Tips from the Conversation• Transit solutions that work do not start with tech. They start with how people move in the real world.• Scale only matters when it meaningfully makes someone's day easier.• If you want to understand mobility problems, talk to city officials. They know exactly where the gaps are.Call to ActionIf this episode pushed your thinking about mobility and smart cities, follow the show and share it with someone who is curious about the future of how we move. New episodes every week with leaders shaping technology, people, and impact.
BRX Pro Tip: You Don’t Have to be a Lone Wolf Stone Payton: And we’re back with Business RadioX Pro Tips. Lee Kantor, Stone Payton here with you. Lee, like so many of these pro tips, here’s something I need to continue to remind myself of and it made such a huge difference at a […]
Whether you're a year out or just starting to think about buying, these 8 tips will help you lay the groundwork — no pressure, no overwhelm, just smart moves to set yourself up right. Not sure where to start your homebuying journey? In Part 3 of our financial prep series, David lays out 8 high-impact tips for first-time buyers — the exact things he'd tell a friend or family member who wants to buy in the next year or two. These are not one-size-fits-all steps. Instead, they're practical strategies that can give you a serious edge when you're ready to get serious. You'll learn how to automate your savings, build a basic emergency fund, test-drive a homeowner budget, and prep your credit score. David explains why doing the right things in the right order — before you even look at homes — can save you time, stress, and thousands of dollars when it counts most. “If you're still a year out, this is exactly the stuff that gets you ready the smart way — without wasting time or money.” Highlights: A full 8-tip roadmap to help future buyers get aheadHow to start saving without feeling deprivedWhy building a basic emergency fund is part of the planTools and apps to simplify your budgetHow to “practice” your mortgage before you own oneThe truth about credit report errors (and how long fixes take)What to prioritize now vs. later in your timelineDavid's real-world advice to his own family about where to startReferenced Episodes400 - Introduction to the How to Buy a Home 10 steps403 - How to Buy a Home - Step 3: Improving Your Credit Score (16 Pro Tips)315 - How a 20-Year-Old Outsmarted the Market—And How You Can Too UNICORN INTERVIEW358 - INTERVIEW: How to Buy a Duplex at 22 with $12K Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!
Good morning, good afternoon, and good evening, investors! Scott Carson here, and boy, do we have a treat for you! Ever wanted to tackle Texas creative financing—think subject-to, wrap-around mortgages, and assumptions—without, shall we say, foul-ups? Good, because I've brought on the man, the myth, the legend himself: T Alan Ceshker from the Ceshker Law Firm! With over 30 years in the game and a proud 5th-generation Austinite, Alan is the go-to guy for navigating the Lone Star State's unique legal landscape. He's helped thousands of investors get these specialized transactions right, so you don't end up with an "Amityville Horror" on your hands. If you're eyeing those sweet, low-interest mortgages and distressed borrowers, this episode is your official "Don't Screw It Up" guide!In this episode, you'll learn:Demystifying Texas Creative Financing (Alan's Way!): Alan cuts through the jargon, explaining why he calls everything a "wrap" (even assumptions and sub-to deals!) from a legal standpoint, and why "sub-to" is a term he strategically avoids. Learn the core concept: it's "just seller financing" where the existing mortgage stays, and the seller dons a new "lender" hat.Bulletproof Contracting for Texas Wraps & Assumptions: Discover Alan's ingenious "math word problem" solution for drafting contracts that account for fluctuating payoff amounts in assumptions, bypassing Paragraph 3 headaches. For wraps, it's as simple as standard seller finance! Plus, get the crucial "disclose, disclose, disclose" mantra to avoid those pesky investor amnesia cases years down the road.Taming the Due-on-Sale Beast with Trusts: Unpack the infamous due-on-sale clause—what it means, why lenders usually don't call it (but sometimes do!), and how Alan's proprietary "due on sale trust" structure leverages the Garn-St. Germain Act for protection. You'll hear about specific lenders (looking at you, Home Loan Servicing!) that raise flags and why downloading generic trust forms is a bad idea.Non-Negotiable Insurance & Legal Compliance: This is HUGE. Alan reveals the #1 reason wraps fail: incorrect insurance. Learn the exact structure (seller as additional insured, not just interest; lender as mortgagee clause) and why you must use a proven provider. Plus, understand the critical legal compliance points for Texas: RMLO requirements, the 5.016 disclosure, and the "no balloons, no ARMs" rule for baseline compliance.Pro-Tips for a Smooth Ride (and Avoiding Foreclosure): Get actionable advice for managing your deals: conference calls with sellers for lender contact, the strategic use of Power of Attorney for checks, and Alan's "6% down" rule of thumb to mitigate default risk. He also stresses the importance of continuous communication with all parties to ensure smooth sailing and happy campers.This episode with Alan Ceshker is an absolute masterclass in navigating the legal and operational intricacies of Texas creative financing. He's not just talking theory; he's giving you the battle-tested strategies to build a robust portfolio and avoid painful (and costly) mistakes. So, stop drawing deals on napkins, reach out to Alan's team, and get ready to close some rock-solid transactions! Go out, take some action, and we'll see you at the top!Watch the Original VIDEO HERE!Connect with Alan's Team HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes PinterestBook a call with Scott today at HTTP://TalkWithScottCarson.com to see if 1:1 Note Coaching is right for you!
Came for Ji Chang-wook + D.O., stayed for legit EVERYTHING…..We're loving this, y'all. And Maddie typically never watches psychological thrillers (like literally ever). But this show is doinggggg ittttt forrrr ussss.….The Manipulated is a new 12-episode kdrama about a normal (hot) guy who gets framed for a gruesome murder and seeks revenge on the man who framed him. These first two episodes had us on the edge of our seats and, although this drama is aiming for a lot, we think they're going to deliver!….Check out “The Manipulated” on Disney+ and Hulu….P.S. PRO TIP!!! U.S. viewers - watch it on the Hulu app in order to get it without english dubs! (At least, that worked for us!)…..If you're new to YA GIRL, we're so glad you're here!! I truly hope you enjoy listening to this podcast! …..Also, check out our sister-pod - THE KDROP: A KPop Podcast - if that's your thing. https://www.instagram.com/the.kdrop_kpop_pod/ ….. Before you do anything else, FOLLOW YA GIRL ON INSTAGRAM! For real, please come and say hey to us over the socials! @yagirl_kdrama pod (https://www.instagram.com/yagirl_kdramapod?igsh=OGQ5ZDc2ODk2ZA%3D%3D&utm_source=qr)….And Christina just started an exclusive BTS instagram, so give that a follow! https://www.instagram.com/bts_express_the.kdrop?utm_source=ig_web_button_share_sheet&igsh=ZDNlZDc0MzIxNw== … Finally, jump on YA GIRL's Discord!! It's where all the friends of YA GIRL gather and talk about hot Korean men. You really don't wanna miss it. https://discord.gg/rFmEgTJpJ8
We always advise having "many legs under your table." In other words, comic creators should have many sources of revenue. If one is threatened, the others can keep the business aloft. So it's important, from time to time, to check for wobbly legs! What are the sources of comics income that are currently vulnerable?Today's ShowVulnerable legsSusan MacTaggartDesign vs StyleSummaryIn this episode of ComicLab, hosts Dave Kellett and Brad Guigar explore various themes related creativity and the business of comics. The conversation begins with the importance of diversifying income streams for artists. They also delve into concerns about merchandise shipping costs and the future of platforms like Patreon in the age of AI. Next, the hosts reflect on the relationship between style and design in art, and how generational changes will influence the integration of AI into creative fields. The episode wraps up with light-hearted banter and insights into the creative process.TakeawaysComic conventions can be a tricky business venture.Diversifying income streams is crucial for artists.Merchandise shipping costs are a growing concern.The future of platforms like Patreon is uncertain with AI advancements.Style and design are interconnected in art.Generational shifts will influence how AI is integrated into creative fields. You get great rewards when you join the ComicLab Community on Patreon$2 — Early access to episodes$5 — Submit a question for possible use on the show AND get the exclusive ProTips podcast. Plus $2-tier rewards.If you'd like a one-on-one consultation about your comic, book it now!Brad Guigar is the creator of Evil Inc and the author of The Webcomics Handbook. Dave Kellett is the creator of Sheldon and Drive.
The Gratitude Reset: Why PTs Have the Best Job in the World In this episode, Doc Danny Matta reminds physical therapists why they have one of the most fulfilling professions on earth. From building lifelong relationships with patients to seeing the ripple effect of their work beyond the clinic, he shares how to reframe burnout and rediscover gratitude for what makes this career so meaningful. Quick Ask If this episode helps you reconnect with the "why" behind what you do, share it with another PT who might need the reminder—and tag @dannymattaPT so he can reshare! Let's help more clinicians rediscover pride and purpose in the profession. Episode Summary The reality check: PTs often forget how rare it is to do deeply meaningful work that changes people's lives. Patient zero stories: Every great clinic has those first patients who became raving fans and fueled its growth. Personal satisfaction: PTs experience emotional rewards most careers never touch—gratitude, trust, and transformation. The burnout trap: Feeling stuck or repetitive? You're focusing on the tasks, not the people. The unicorn profession: Physical therapy blends purpose and profitability—helping people while earning well. Lessons & Takeaways Focus on people, not paperwork: Documentation matters, but your attention changes outcomes. Gratitude is the antidote: Burnout fades when you remember the lives you've improved. Connection compounds: One genuine patient relationship can lead to hundreds more. Purpose drives longevity: Treating with empathy keeps you motivated through the grind. Fulfillment is the real paycheck: Emotional impact outweighs hourly reimbursement. Mindset & Motivation Reframe burnout: Every eval is another rep at changing someone's life. Appreciate the mission: You're doing work that directly improves human potential. Compare less, serve more: Other professions might pay more—but few feel this rewarding. Stay grounded in gratitude: Remember why you started and how many people you've helped. Pro Tips for Clinicians Use AI to reclaim presence: Tools like MeetClair AI handle your notes so you can focus on your patients. Check in with your "patient zeros": Reach out to early supporters and thank them for being part of your story. Create community moments: Celebrate wins, share patient stories, and build emotional connection in your clinic. Remember the mission: You're a servant leader—helping people live better, not just move better. Notable Quotes "You're not focusing on the wrong profession—you're focusing on the wrong thing. It's about the people, not the paperwork." "The amount of personal gratification you get from helping others is worth billions." "There are people out there who make more money than you—and they're dead inside. That's not us." "It's a unicorn business: purpose and profit living in the same place." Action Items Shift focus from tasks to people during your next treatment session. Take a moment to reflect on one patient whose life you've changed. Revisit your original motivation for becoming a PT—and write it down. Try an AI scribe like Clair to eliminate distraction and be fully present with patients. Programs Mentioned PT Biz Part-Time to Full-Time 5-Day Challenge (Free): Learn how to replace your income and go full time in your practice. Join here. Resources & Links PT Biz Website Free 5-Day PT Biz Challenge MeetClair AI — Free 7-day trial for PTs About the Host: Doc Danny Matta — physical therapist, entrepreneur, and founder of PT Biz and Athlete's Potential. He's helped over 1,000 clinicians start, grow, and scale successful cash-based practices across the U.S., and is passionate about helping PTs rediscover their purpose and gratitude for this profession.
BRX Pro Tip: How Do You Bring People Into Your Community? Stone Payton: And we are back with Business RadioX Pro Tips. Lee Kantor and Stone Payton here with you. Lee, today’s topic, how do you bring people into your community? Lee Kantor: Yeah. We’ve talked a lot lately about being a niche, and I […]
BRX Pro Tip: 3 Tips to Keep Your Sales Team Motivated Stone Payton: Welcome back to Business RadioX Pro Tips. Stone Payton and Lee Kantor here with you. Lee, the sales team, if you have one, is often the lifeblood of your business. It’s important that they stay focused, motivated. But how do you keep […]
Target's new smile policy has us scratching our heads. Krispy Kreme comes back to the Twin Cities and we've been here before, a Chi-Chi's pro-tip: Make reservations if you want a table, and Chappell Roan's red carpet requests to photographersSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Longevity, Lifestyle Medicine & the Next Evolution of Physical Therapy In this episode, Doc Danny Matta explores the growing trend of longevity and lifestyle medicine in physical therapy. From proactive health to performance-based rehab, he explains why the best clinics of the future will focus less on pain treatment and more on helping people live long, high-performing, pain-free lives. Quick Ask If this episode fires you up about the future of physical therapy, share it with another clinician who's ready to break free from the traditional model—and tag @dannymattaPT so he can reshare! Let's help more PTs step into their true potential as leaders in longevity and performance. Episode Summary The longevity shift: More people aged 30–60 are embracing proactive, lifestyle-based health—and they're looking for experts who can guide them. The rise of lifestyle medicine: Functional medicine, med spas, and peptide clinics are exploding, but performance-based PTs can lead this movement with evidence-based care. From reactive to proactive: Patients no longer want to wait until they're in pain; they want to prevent issues and stay active for life. PTs as health quarterbacks: With trust, clinical skill, and holistic understanding, physical therapists can lead the proactive health space. Longevity as opportunity: Building proactive, continuity-based patient relationships benefits the client, the clinician, and the business. Lessons & Takeaways People are seeking change: The public is more aware of health, wellness, and long-term vitality than ever before. Start the conversation early: Set longevity goals with patients during their first visit, not after discharge. Trust is currency: Use your expertise to filter out misinformation and guide patients through the noise. Be proactive, not reactive: Create continuity plans so patients come in to avoid problems, not just fix them. Health is compounding: Small daily changes, reinforced over time, create generational shifts in family health and behavior. Mindset & Motivation Imagine if... You're 60, running your best marathon, playing with your grandkids, and doing it pain-free. Positive framing wins: Inspire patients with what's possible, not fear of what could go wrong. Be the outlier: Longevity isn't luck—it's built through consistent, proactive choices over decades. Lead by example: Your own habits will influence patients and your community more than anything you say. Pro Tips for Clinicians Develop longevity programs: Build memberships or continuity models that focus on performance and proactive care. Educate your team: Make sure every provider knows how to discuss long-term health, not just pain management. Market the lifestyle shift: Use "high performance, pain-free living" as a message that resonates with the modern patient. Invest in business skills: Great care means nothing if your systems can't sustain it—learn marketing, sales, and finance. Notable Quotes "We help people live high-performance, pain-free lives for as long as they want to." "The performance-based PT is the quarterback of proactive health." "Don't undervalue your ability to change lives—people are searching for what we offer." "Imagine if you were the 60-year-old still chasing PRs and playing with your grandkids." Action Items Start proactive conversations with patients in their first session. Develop long-term membership or continuity plans for performance and wellness. Learn to filter misinformation and guide patients toward trustworthy resources. Encourage goal setting around longevity, not just pain relief. Programs Mentioned PT Biz Mastermind: Learn to build sustainable, performance-based cash practices that empower long-term patient success. PT Biz Part-Time to Full-Time 5-Day Challenge (Free): Learn how to replace your income and go full time in your practice. Join here. Resources & Links PT Biz Website Free 5-Day PT Biz Challenge About the Host: Doc Danny Matta — physical therapist, entrepreneur, and founder of PT Biz and Athlete's Potential. He's helped over 1,000 clinicians start, grow, and scale successful cash-based practices across the U.S., and is passionate about helping PTs lead the next generation of proactive healthcare.
Mike Simmons and Brent Schlenker are learning and enablement veterans with a deep passion for helping professionals connect, prepare, and get the most out of events. Mike brings expertise in sales enablement and field learning, while Brent is a long-time learning and development (L&D) leader known for building communities and driving conversation in the L&D space. Together, they dive into how to make the most of DevLearn 2025 — from tactical planning to real-time strategies for networking, booth visits, and personal performance at large conferences. "Go in with a plan. Take a leadership position, identify your top ten." – Mike Simmons "Training is an event. Learning is a process. Technology supports them both." – Brent Schlenker "You're not measured by the number of booths you visit. You're measured by the quality of conversations you have." – Mike Simmons Mike Simmons and Brent Schlenker offer a real-time breakdown of how to prep for DevLearn 2025. With humor and experience, they share tips for navigating expo halls, creating intentional booth strategies, and focusing on meaningful conversations. It's about finding your catalyst through connection, clarity, and curiosity at conferences.
Write better songs faster! Clay & Marty's 10-day video series will help you level-up your songs and finish them faster. CLICK HERE to begin! SongTown Press Books:Mastering Melody Writing : Check It OutSong Building: Mastering Lyric Writing : Check It OutThe Songwriter's Guide To Mastering Co-Writing : Check It Out Hosts: Clay Mills : Facebook : InstagramMarty Dodson : Facebook : Instagram SongTown on Songwriting Podcast, Powered by Sweetwater.com - The best place for musical gear on the planet! For advertising opportunities, email kristine@songtown.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Alan referenced the Grand Master Scale in our last Quick Pro Tip, and a listener wrote in to ask “What IS the Grand Master Scale and how do you implement it?” Alan answers those questions here.
BRX Pro Tip: 4 Things Your One Pager Must Have Stone Payton : Welcome back to Business RadioX Pro Tips. Stone Payton, Lee Kantor here with you. Lee, what in your mind makes for a really good one-pager? Lee Kantor: I think one-pagers have certain characteristics, but I think it’s important, number one, to understand […]
This week, we're sharing the real numbers from Brad Guigar's recent Kickstarter. The show is brought to you by Hogan's Alley! Enter the code COMICLAB10 at checkout to receive 10% off any purchase from their store — the current issue, back issues, a subscription, digital editions, "The Complete Betty Brown" book collection, whatever you see there that catches your eye!SummaryIn this episode of ComicLab, hosts Brad Guigar and Dave Kellett discuss Brad's recent Kickstarter campaign, where he shares insights on his strategy, the challenges of international shipping, and the importance of referral tags and updates to backers. They also discuss the effectiveness of livestreaming the final hour of a campaign and the benefits of late pledges. The episode emphasizes the significance of maintaining communication with past backers and the value of having a strong online presence for creators.TakeawaysInternational shipping challenges influenced Brad's Kickstarter strategy.Referral tags in Kickstarter help track the effectiveness of outreach efforts.Updates to previous backers can significantly boost Kickstarter pledges.Live streaming the last hour of a Kickstarter campaign can engage backers.Late pledges can add significant funds after a campaign ends.Using a website effectively can drive traffic to Kickstarter campaigns.Regular communication with past backers is crucial for future campaigns. You get great rewards when you join the ComicLab Community on Patreon$2 — Early access to episodes$5 — Submit a question for possible use on the show AND get the exclusive ProTips podcast. Plus $2-tier rewards.If you'd like a one-on-one consultation about your comic, book it now!Brad Guigar is the creator of Evil Inc and the author of The Webcomics Handbook. Dave Kellett is the creator of Sheldon and Drive.
Profit Growth Cycles: Navigating the Financial Growing Pains of a Cash Practice In this episode, Doc Danny Matta breaks down the financial growing pains every clinic owner faces when scaling from a small subleased space to a full standalone practice. He explains how to manage cash flow, survive low-profit growth cycles, and make smart reinvestments that turn short-term sacrifice into long-term stability. Quick Ask If this episode helps you think differently about your business finances, share it with a fellow PT who's growing their practice—and tag @dannymattaPT so he can reshare! Let's help more clinicians build profitable, sustainable businesses. Episode Summary Profit growth cycles explained: Every clinic hits a point where growth requires reinvestment—usually when moving from a sublease to your own space. Why cash flow matters: Managing money across three core accounts (Operating, Tax, and Profit) keeps your business stable during transitions. Expect profitability dips: Early growth means more expenses—staff, rent, equipment—so it's normal for profit margins to temporarily shrink. Your business is your best investment: Reinvest in your people, your space, and your systems before chasing outside investments. Live lean and ride it out: Reduce personal spending, protect cash, and build reserves to get through your growth phase faster. Lessons & Takeaways Plan for the punch: Growth hurts less when you know it's coming—prepare your finances like you would prepare for a hit. Separate your money: Use simple account systems to stay disciplined and avoid overspending during expansion. Keep your eyes on the next hire: Profitability improves dramatically after you add your second and third full-time providers. Stay lean, not lavish: Skip the vacations and upgrades during your build-out—this season requires focus and restraint. Don't panic when profits dip: It's a temporary phase, not a failure. Every healthy business goes through it. Mindset & Motivation Short-term pain for long-term success: Scaling up means taking a step back before you can leap forward. Be the investor: Treat your clinic like your best-performing stock—reinvest in what's working and let compounding do the rest. Know your game: Not everyone needs to build a seven-figure empire. Define success, grow strategically, and enjoy the process. Pro Tips for Clinic Owners Track your accounts weekly: Review your Operating, Tax, and Profit accounts to maintain awareness and control. Build 3–6 months of reserves: Cash on hand allows for smarter decisions and less emotional reaction during slow periods. Focus on utilization: Aim to fill two to three full-time providers quickly to stabilize profitability post-growth. Keep learning business fundamentals: Clinical skill alone won't scale a company—you must master marketing, hiring, and leadership. Notable Quotes "Your business is your best investment—stop treating it like a side hustle." "When growth hits, your profit account might hit zero—and that's normal." "Being a great clinician is not enough. You need to be a great business owner, too." Action Items Set up or review your three core accounts: Operating, Tax, and Profit. Map out your next growth cycle and identify upcoming expenses before they hit. Audit your monthly personal spending and cut what's unnecessary for 6–12 months. Calculate how many full-time providers your space can sustain and plan to reach that headcount. Programs Mentioned PT Biz Mastermind: A program designed to help clinic owners scale efficiently, manage finances, and lead high-performing teams. PT Biz Part-Time to Full-Time 5-Day Challenge (Free): Learn how to replace your income and go full-time in your practice. Join here. Resources & Links PT Biz Website Free 5-Day PT Biz Challenge About the Host: Doc Danny Matta — physical therapist, entrepreneur, and founder of PT Biz and Athlete's Potential. He's helped over 1,000 clinicians start, grow, and scale successful cash-based practices across the U.S.
Send us a textWe're throwing it back to an awesome conversation with pro angler Cody Huff all about cold water bass fishing tips that help you catch more fish when the bite gets tough. Cody breaks down how to find bass in cold water, what baits he trusts the most, and how to adjust your winter bass fishing techniques for consistent success.
Stay Curious, Stay Strong: Longevity Lessons from a DC Clinic Tour In this episode, Doc Danny Matta shares powerful lessons on longevity, curiosity, and self-care after visiting four PT-owned clinics in Washington, D.C. From a 60-year-old Pilates enthusiast who crushed him in class to a marathoner aiming to beat his 27-year-old PR, Danny reflects on what these experiences revealed about health, purpose, and the long game of entrepreneurship. Quick Ask If this episode hits home, share it with a friend who's burning the candle at both ends—or post it to your Instagram stories and tag @dannymattaPT so he can reshare! Let's help more clinicians build healthy lives and businesses that last. Episode Summary Clinic visits in D.C.: Danny spent a week touring four PT-owned clinics (including a Pilates studio) and connecting with owners, staff, and patients. The Pilates powerhouse: A 60-year-old woman outperformed Danny in class and credited her vitality to one thing—staying curious and always learning. The marathoner mindset: Another 60-year-old was training to beat his Marine Corps Marathon time from 27 years ago—his advice? Sleep more and drink water. Simple, free habits win: Curiosity, rest, and hydration form the foundation of longevity—no gimmicks required. Apply it as a clinician: Ask your high-performing patients what they do differently; use those insights to improve your own health and coaching. Entrepreneur health check: You can't pour into your business or family if you're constantly running on empty—protect your energy like your P&L. Lessons & Takeaways Curiosity compounds: Learning new things keeps your mind sharp and your spirit young. Sleep is recovery: It's not a luxury—it's the base of longevity for your body and business. Hydration matters: Replace the third cup of coffee with water; small habits stack over time. Reverse engineer success: When you meet someone thriving, ask how they got there—and apply it. Entrepreneurs need maintenance: You're your most valuable asset; take care of your health like your bottom line depends on it (because it does). Mindset & Motivation Be a novice again: It's okay not to know something. Growth only happens in discomfort. Longevity requires balance: Ambition without rest leads to burnout, not greatness. Model the outcome: Your patients and team are watching—lead by example in how you live, not just what you teach. Pro Tips for Clinicians Spot your outliers: Identify patients living the life you want—ask questions, take notes, learn from them. Integrate lessons: Use real patient stories to inspire others in your clinic community. Audit your own longevity: Rate your current sleep, hydration, learning, and physical activity—then pick one to improve this week. Guard your bandwidth: Schedule recovery time like a meeting—because it's just as important. Notable Quotes "Never stop learning. As soon as you stop, that's when you start to decay." "Prioritize sleep and drink water—simple, free, and most people still don't do it." "You have to pour back into yourself just as much as you pour into everyone else." Action Items Find one patient or peer who inspires you—ask what habits keep them sharp. Commit to one new learning pursuit this month (course, book, skill, hobby). Audit your sleep and hydration for seven days; adjust routines as needed. Share a story of someone who motivates you on social media and tag @dannymattaPT. Programs Mentioned PT Biz Part-Time to Full-Time 5-Day Challenge (Free): Get crystal clear on your income replacement goals, create your one-page plan, and learn how to take your practice full time. Resources & Links PT Biz Website Free 5-Day PT Biz Challenge About the Host: Doc Danny Matta — physical therapist, entrepreneur, and founder of PT Biz and Athlete's Potential. He's helped over 1,000 clinicians start, grow, and scale successful cash-based practices across the U.S.
Send us a text if you want to be on the Podcast & explain why!What if the real difference between a stagnant coaching career and an elite one isn't a new certificate, but how you learn, coach, and connect? We sit down with Arjun, a Mumbai-based strength and conditioning coach working with Olympians and top prospects, to unpack the real substance of S&C—far beyond “weights inside, conditioning outside.” From injury prevention and periodization to testing, data, and tailored communication, he shows how the job blends science with coaching art.Arjun shares his path from a college gym in Pune to advanced study in exercise physiology and S&C in the UK, including a COVID-era pivot into entrepreneurship and a grind of multi-role coaching across universities, clubs, and cricket. He reveals practical lessons from programming under tight competition calendars, microdosing training to maintain adaptations, and coaching different personalities—youth athletes who need play and cues, pros who need precision and trust, and general population clients who need pain management, mobility, and strong foundations.For coaches in India—and anywhere—Arjun lays out a clear roadmap: get the right education to reach the door, then accumulate real coaching hours to open it. Replace outcome-chasing with process, and make LinkedIn your professional arena for value-first networking. Share problems you've solved, follow up with what you learned, and become the person people remember when roles open. We close on his north star: contributing to India's next Olympic medal by being part of the team behind the podium. If you're ready to move from certificate collector to trusted coach, this conversation gives you the blueprint.If this resonates, follow the show, share it with a coach who needs it, and leave a review so more people can find these stories. What's the next skill you'll build this month?Want to ask us a question? Email email info@showupfitness.com with the subject line PODCAST QUESTION to get your question answered live on the show! Our Instagram: Show Up Fitness CPT TikTok: Show Up Fitness CPT Website: https://www.showupfitness.com/Become a Personal Trainer Book (Amazon): https://www.amazon.com/How-Become-Personal-Trainer-Successful/dp/B08WS992F8NASM / ACE / ISSA study guide: https://www.showupfitness.com/collections/nasm
In this engaging conversation, Cathy Guisewite, the creator of the iconic syndicated comic strip 'Cathy', shares her journey through the world of cartooning, the challenges she faced as a female cartoonist, and the cultural impact of her work. From her early days of struggling with drawing to her experiences on The Tonight Show, Cathy reflects on her evolution as an artist and the significance of her comic strip in addressing women's issues. She discusses the release of her 50th Anniversary Collection and the bittersweet feelings surrounding the end of her long-running strip.Cathy 50th Anniversary CollectionTakeawaysCathy Guisewite's comic strip 'Cathy' ran for 34 years in over 1,400 newspapers.She faced unique challenges as a female cartoonist in a male-dominated industry.Cathy's work resonated with readers, providing humor and insight into women's lives.The evolution of her character mirrored the changing landscape of feminism.Cathy received heartfelt letters from readers that kept her motivated throughout her career.Her experiences on The Tonight Show were both terrifying and rewarding.Cathy's creative process involved rewriting and refining her strips up until the deadline.The 50th Anniversary Collection serves as a scrapbook of her career and the cultural conversations it sparked.Cathy's daughter helped digitize her work for the anniversary collection, leading to humorous reflections on past comics.The end of 'Cathy' was not as planned as she would have liked, but it still resonated with readers. You get great rewards when you join the ComicLab Community on Patreon$2 — Early access to episodes$5 — Submit a question for possible use on the show AND get the exclusive ProTips podcast. Plus $2-tier rewards.If you'd like a one-on-one consultation about your comic, book it now!Brad Guigar is the creator of Evil Inc and the author of The Webcomics Handbook. Dave Kellett is the creator of Sheldon and Drive.
No Money, No Mission: The Truth About Pricing Your Cash Practice In this episode, Doc Danny Matta shares what he's seeing across dozens of clinics: most cash PT owners are undercharging—especially in high cost-of-living markets. He breaks down a four-clinic pricing test, why price ≠ local median income, and clear targets for sustainable margins so you can hire, retain talent, and keep your mission alive. Quick Ask Help us reach our mission of adding $1B in cash-based services to physical therapy: share this episode with a clinician friend or post it to your Instagram stories and tag @dannymattaPT so he can reshare! Episode Summary Pricing drives scale: Bigger, healthier clinics almost always charge more and keep volume steady enough to grow. Four-clinic test: Comparing average visit rates vs. local median household income showed no clean correlation—the lowest-income market had the highest price point. Fear tax: Owners fear backlash when raising prices; in reality, drop-off is rare and usually limited to poor-fit patients. Market targets: Most markets need $190–$200+/visit average. High-cost markets (NYC, SF, LA, Boston, Chicago, etc.) should target $250+/visit. Mid-sized-city edge: Lower overhead + above-average pricing = clinics running 40%+ net margins. No money, no mission: Healthy pricing funds salaries, benefits, space, culture, leadership development—everything that sustains impact. Lessons & Takeaways Price for your costs, not your fears: Match rates to COL, rent, salaries, and benefits—or growth stalls. Volume x Price = Revenue: Find your sweet spot; small price lifts often don't dent demand. Benchmark with peers: Mastermind conversations expose underpricing fast. Raise with intent: Reinvest into team, space, and patient experience. Mindset & Motivation Permission to charge: Premium outcomes and experience justify premium pricing. Mission requires margin: You can't build great jobs or serve at scale without profit. Courage compound: Every successful price raise builds confidence for the next. Pro Tips for Owners Set targets by market: Standard markets: $190–$200+ AVV. High-COL markets: $250+ AVV. Audit contribution margin: Know your per-visit profit after labor, room, and overhead. Use pricing tiers: Eval premium, follow-up standard, package/plan discounts tied to outcomes (not minutes). Communicate simply: "To reach your goal, most people need X visits over Y months. The investment is Z." Then pause. Grandfather gracefully: Honor legacy rates for a window; apply new pricing for new plans. Notable Quotes "What you charge isn't just income—it's how you fund salaries, benefits, space, and leadership." "No money, no mission. Your purpose can't survive long-term on underpricing." "Most fear a mass exodus after a price raise. It almost never happens." Action Items Calculate your actual AVV (average visit value) over the last 90 days. Compare against your market target ($190–$200+ or $250+ in high-COL areas). Plan a 10–20% price adjustment with clear rollout (date, scripts, FAQs). Reinvest the lift into team comp/benefits and patient experience. Benchmark with two peers this week—confirm you're not the outlier undercharging. Programs Mentioned PT Biz Part-Time to Full-Time 5-Day Challenge (Free): Get crystal clear on your numbers, pick your path, and build a one-page plan. Resources & Links PT Biz Website Free 5-Day PT Biz Challenge About the Host: Doc Danny Matta — physical therapist, entrepreneur, and founder of PT Biz and Athlete's Potential. He's helped over 1,000 clinicians start, grow, and scale successful cash-based practices across the U.S.