Podcasts about valrico

Christina Sanchez Bonner, M.Ed provides private, one-on-one, college and career consulting. As a third generation Tampanian that grew up in Valrico, FL she graduated from Riverview High School and received a B.A. in Interpersonal and Organizational Communications and a Masters in Education from USF. Services include College Admissions, Academic Advising, Career Consulting, Funding Education, Resumes and Cover Letters and Training and Interview Prep. (813) 315-5214https://www.northstarconsultings.comMyOspreyTV is a special presentation of the Osprey Observer Newspapers www.ospreyobserver.comWebsite: http://ospreyobserver.com https://www.facebook.com/OspreyObserverFans/ https://www.instagram.com/ospreyobserver/https://twitter.com/ospreyobserver

Join us for a captivating conversation with Michael McCrickard, the dedicated preacher at New Life Christian Church in Valrico, Florida.  Michael provides insightful reflections on his initial reluctance to pursue ministry, his transformative experiences during his youth, and how he overcame personal barriers to fulfill his calling. Be inspired by Michael's story of faith, resilience, and dedication to evangelism, and discover the power of answering God's call, regardless of the obstacles. This episode is a testament to the impact one devoted soul can have in diverse and surprising arenas of ministry.

Is Florida's new signature scent... vanilla?A few weeks ago here on the pod, Chef Justin Timineri of Fresh From Florida told us about some of his favorite trending agricultural products coming out of the Sunshine State. One in particular caught our attention: vanilla.You can almost smell it, can't you? That warm, sweet, comforting scent that reminds you of baking chocolate chip cookies or lighting your favorite candle.Stephanie Webb knows the aroma all too well. As the founder and owner of Sunshine State Vanilla, she cultivates and sells vanilla plants grown on a farm on Pine Island in Lee County. She also has a line of vanilla-scented kitchen and bath products. Predominantly grown in Africa and South America, vanilla is starting to flourish here Florida, thanks to folks like Stephanie and her partners, which include local farmers and researchers.The Zest team recently met up with Stephanie. In our conversation, she shares what led to her interest in vanilla, why the plant's beans are so expensive and her favorite sweet and savory ways to cook with vanilla.Stephanie also explains why Florida is a perfect place to grow vanilla plants—and to host the inaugural Florida Vanilla Symposium, which takes place this Saturday, April 12, 2025, at Fallen Oak Farms in Valrico. It's open to the public.Thanks to Kenya Woodard for suggesting this episode. If you'd like to suggest a Zest guest, email us at: info@thezestpodcast.comRelated episodes:Guac This Way: Sleepy Lizard Avocado Farm in the Everglades Specializes in Florida (Green) AvocadosThe Olive Grove Brings a Taste of Tuscany to BrooksvilleConscious Cuisine: Rocky Soil Family Farm on How to Reconnect with Your Food

Is Florida's new signature scent... vanilla?A few weeks ago here on the pod, Chef Justin Timineri of Fresh From Florida told us about some of his favorite trending agricultural products coming out of the Sunshine State. One in particular caught our attention: vanilla.You can almost smell it, can't you? That warm, sweet, comforting scent that reminds you of baking chocolate chip cookies or lighting your favorite candle.Stephanie Webb knows the aroma all too well. As the founder and owner of Sunshine State Vanilla, she cultivates and sells vanilla plants grown on a farm on Pine Island in Lee County. She also has a line of vanilla-scented kitchen and bath products. Predominantly grown in Africa and South America, vanilla is starting to flourish here Florida, thanks to folks like Stephanie and her partners, which include local farmers and researchers.The Zest team recently met up with Stephanie. In our conversation, she shares what led to her interest in vanilla, why the plant's beans are so expensive and her favorite sweet and savory ways to cook with vanilla.Stephanie also explains why Florida is a perfect place to grow vanilla plants—and to host the inaugural Florida Vanilla Symposium, which takes place this Saturday, April 12, 2025, at Fallen Oak Farms in Valrico. It's open to the public.Thanks to Kenya Woodard for suggesting this episode. If you'd like to suggest a Zest guest, email us at: info@thezestpodcast.comRelated episodes:Guac This Way: Sleepy Lizard Avocado Farm in the Everglades Specializes in Florida (Green) AvocadosThe Olive Grove Brings a Taste of Tuscany to BrooksvilleConscious Cuisine: Rocky Soil Family Farm on How to Reconnect with Your Food

TOP STORIES - Democrats call on DeSantis to investigate insurance company profits, citing Times report; Clay Yarborough, Dean Black look to dump local DEI initiatives; Valrico dad caught driving impaired with two kids, heading to Disney World; Ron DeSantis says DOGE 'started broad' when pressed about NOAA cuts ahead of hurricane season; FPL seeks $9 billion rate hike with high shareholder profit; Miami drivers say they can't fight school bus camera tickets; Woman fires shots at ex during custody exchange he brought his new girlfriend to; St. Pete YouTubers who made music about drug selling sentenced for predictable crime; Rate increases to begin for TECO and Duke customers in Florida; USF offers free course on introduction to artificial intelligence.

Surviving breast cancer gave Rujel Buggs the motivation to eat right and exercise. It also gave her a new appreciation for comfort food—in moderation.Moderation is the name of the game for Rujel, who shares healthy recipes and fitness inspiration on social media. But for holidays and Sunday dinners with family, she goes all out preparing Southern favorites like mac and cheese and peach cobbler pound cake. Rujel shares many of those recipes in her cookbook, A Taste from My Mother's Kitchen: Southern Inspired Soul Food Recipes.Dalia visited Rujel at home in Valrico and pulled up a stool at the kitchen counter. As they chatted, Rujel prepared lunch—a veggie-filled pasta salad. And for dessert? Peach cobbler. After all, everything in moderation.Related episodes:Sunday Supper Movement & Stress-Free Family DinnersJanet Keeler on How to Create Your Own Thoroughly Modern Family CookbookChef Kenny Gilbert on Southern Food, Teaching Kids to Barbecue and Cooking for OprahHow to Prepare Restaurant-Quality Meals at Home: Advice from Chef Dennis Littley

Dr. Casey Lynn, DMD MS SmileLYNN Pediatric Dentistry www.smilelynndental.com 813-692-5645 smilelynndental@gmail.com 122 Harbor Village Lane, Apollo Beach, FL 33572 /// In this episode of *Osprey Observer TV*, host Marie Gilmore interviews Dr. Casey Lynn, a board-certified pediatric dentist and founder of SmileLynn Pediatric Dentistry in Apollo Beach, Florida. Dr. Lynn, who has an impressive background in dentistry with degrees from several Florida institutions, discusses his journey in education and his commitment to giving back to the community where he grew up. Marie begins the episode by highlighting Dr. Lynn's dedication to the field, noting how his education and experiences across Florida have culminated in building a successful local practice. Dr. Lynn shares the story behind SmileLynn, explaining that his goal is to offer a unique, patient-centered approach to pediatric dentistry, where children feel comfortable and have a positive dental experience from a young age. His practice aims to establish a "dental home" for children, focusing on preventative care, education, and minimally invasive techniques to make visiting the dentist fun and stress-free. Dr. Lynn emphasizes the importance of teaching good oral hygiene early on, as well as addressing common misconceptions about food-related causes of cavities. He highlights how snacks like goldfish can contribute to dental decay and explains the importance of proper dietary choices in maintaining children's oral health. One standout feature of SmileLynn Pediatric Dentistry is its specialized Tongue Tie Clinic, which has become a labor of love for Dr. Lynn. He explains how tongue ties can affect feeding and speech development in infants and children. By offering expert treatment for tongue ties, Dr. Lynn and his team are able to help families improve their children's feeding and speech outcomes. This service has gained attention from local parents who have benefited directly from the clinic's expertise. Marie expresses her admiration for Dr. Lynn's passion and commitment to providing these essential services in a growing community. As SmileLynn celebrates its six-year anniversary, Dr. Lynn is excited about continuing to expand and serve more families in the region. To get in touch with SmileLynn Pediatric Dentistry, parents can visit the website at SmileLynnDental.com or call (813) 591-3052. The episode concludes with Marie thanking Dr. Lynn for his dedication to pediatric dentistry and the positive impact he's making on local families.Website: http://ospreyobserver.com https://www.facebook.com/OspreyObserverFans/ https://www.instagram.com/ospreyobserver/https://twitter.com/ospreyobserver

In this episode of *Osprey Observer TV*, host Marie Gilmore sits down with Frankie Beatty-Todd, Regional Vice President of Operations at Watermelon Swim, a local swim school dedicated to teaching essential water safety skills. Watermelon Swim operates four year-round indoor facilities, making it a standout business in Florida, where outdoor lessons are often disrupted by unpredictable weather. Marie begins by sharing the personal importance of swimming lessons, especially in a state like Florida, and expresses her appreciation for Watermelon Swim's mission to build a community of safer swimmers. Frankie explains how their programs cater to everyone from infants as young as a few weeks old to adults in their eighties, emphasizing that it's never too early or too late to learn how to swim.Frankie discusses Watermelon Swim's current and upcoming locations in the region, including their established center in Riverview and plans to expand with new sites in Brandon, Brooksville, and Zephyrhills. She describes what visitors can expect when they walk into one of their centers: a welcoming atmosphere, full view of the indoor pool, and dedicated instructors focusing on both survival skills and the joy of swimming. Marie highlights the importance of survival swim lessons, particularly for young children, and Frankie shares a touching story of a toddler who fell into a pool but was able to save herself thanks to the skills learned at Watermelon Swim. This moving testimonial underscores the life-saving value of their work.Frankie also details the range of classes offered, including parent-child classes for infants and survival-focused lessons for toddlers, with options for group and private instruction. The flexible schedule, with lessons available six days a week, is designed to accommodate busy families.To get started, families can visit Watermelon Swim's website or call to schedule a personalized consultation. Marie closes the interview by thanking Frankie and Watermelon Swim for providing such an essential service to the community and encouraging viewers to reach out for lessons, whether they're new to Florida or just looking to boost their water confidence. Listeners are invited to learn more at WatermelonSwim.com and take the first step toward water safety.Website: http://ospreyobserver.com https://www.facebook.com/OspreyObserverFans/ https://www.instagram.com/ospreyobserver/https://twitter.com/ospreyobserver

 @Operationbbqrelief http://OBR.org https://www.facebook.com/OpBBQRelief/ https://www.instagram.com/opbbqrelief/ https://www.tiktok.com/@UC6MJUJrs3WBpR7xk_jt8uHw https://twitter.com/OpBBQRelief https://www.linkedin.com/company/operation-bbq-relief/ Combined Federal Campaign CFC# 67400 /// When disaster strikes, food is often one of the most immediate needs, especially for families and communities devastated by hurricanes or other natural calamities. Operation BBQ Relief (OBR), a nonprofit organization started by competitive barbecue chefs, steps up to meet that need, providing hot, comforting meals to people affected by natural disasters. The story of OBR began in 2011 after a massive tornado hit Joplin, Missouri. Founders, including co-founder Will Cleaver, saw an opportunity to put their skills to work, showing up with equipment and a small team of volunteers. They initially planned to serve a few thousand meals but ended up distributing over 120,000 meals in just 12 days, Cleaver recalls. This experience laid the foundation for an organization that today operates on a national scale, with a network of volunteers and partners across the country. From that first deployment, OBR has grown dramatically, having served 12 million meals in the years since. In a recent deployment in Florida, following Hurricane Melton, OBR hit the milestone of delivering 1 million meals to disaster survivors in just two weeks. With massive smokers that can cook up to 160 pork shoulders at once, OBR operates on a scale unimaginable to most, using commercial-grade equipment and an efficient, organized setup to serve up to 15,000 meals a day. "To hand someone a hot barbecue meal and see the smile on their face—it's incredibly rewarding," Cleaver shared in a recent interview on the Osprey Observer TV podcast. "Our volunteers don't just show up; they're self-sufficient, coming in with everything needed to be a support, not a burden, to the local community.” The logistical operation behind these meals is as impressive as the numbers. Volunteers can order meals for relief workers or distribution, with a simple, organized pickup process in place. Meals are ordered by quantity, coordinated, and picked up at central locations for quick, easy distribution to those who need them most. This process, combined with the team's preparation ahead of storms, enables them to provide critical, timely relief. Cleaver urges the public to get involved, whether by signing up as a volunteer, making donations, or even simply sharing their story. OBR relies heavily on financial support and partnerships, which allow them to secure and prepare meals on a large scale. "Every share, every donation, helps us reach more people in need," Cleaver says, emphasizing the power of community in making OBR's mission possible. To learn more about OBR's work and get involved, check out the full interview on the Osprey Observer TV podcast on YouTube and other major podcast platforms. Whether through donations, volunteer work, or simply helping spread the word, every contribution helps OBR continue its mission of feeding those in need when disaster strikes.Website: http://ospreyobserver.com https://www.facebook.com/OspreyObserverFans/ https://www.instagram.com/ospreyobserver/https://twitter.com/ospreyobserver

The Mission of the Angel Foundation is to partner with businesses and individuals to be a caring resource for families in our community experiencing temporary crisis due to a life-threatening illness or catastrophic event.https://angelfoundationfl.com/https://www.facebook.com/AngelFoundationFL/https://twitter.com/AngelFndnFLhttps://www.youtube.com/channel/UChZV-6Io_CSI4l-Te4cvNCAInfo@angelfoundationfl.com///In the wake of Hurricanes Helene and Milton, the Florida-based Angel Foundation stepped up with swift action and support for the local community. Known for assisting families facing critical illnesses and life-altering events, the nonprofit redirected its efforts to provide immediate relief for hurricane survivors, answering urgent calls for help in the Brandon and Riverview areas. According to Liz Brewer, president of the Angel Foundation, the group acted quickly to meet the community's needs. “I literally said a prayer and asked, ‘What can we do in this community?'” Brewer said on a recent episode of the Osprey Observer TV podcast. Within 24 hours, her team organized a relief event at The Regent in Riverview, where they distributed hot meals, meal kits, cleanup supplies, and even disaster relief assistance, working with partners such as Operation BBQ Relief, Feeding Tampa Bay, and local organizations. The foundation's relief efforts offered more than just food; they provided a space where residents could access critical supplies, including clothes, gift cards, and personal essentials. “The families that came in had literally lost everything,” Brewer said. In just one day, volunteers gave out more than 500 hot meals and distributed essentials that had been in scarce supply in the aftermath of the storms. As Brewer emphasized, the foundation is committed to easing the long-term recovery process. “We don't go through a lot of red tape,” she explained. “We want to get the gift cards and resources into the hands of these families as quickly as possible.” In addition to immediate aid, the Angel Foundation aims to support those facing financial hardships as they continue to rebuild. The Angel Foundation relies heavily on community support. Volunteers and donations are essential for continuing its work, Brewer noted. "People can visit our website, AngelFoundationFL.com, to learn how to get involved,” she added, encouraging the community to donate or sign up as volunteers. For a closer look at how the Angel Foundation is impacting lives and to learn how to help, watch the full interview with Liz Brewer on the Osprey Observer TV podcast on YouTube and other major platforms.Website: http://ospreyobserver.com https://www.facebook.com/OspreyObserverFans/ https://www.instagram.com/ospreyobserver/https://twitter.com/ospreyobserver

Meagan Springer, Associate Executive Director Meagan.Springer@tampaymca.org YMCA Camp Cristina is a 65-acre campus in Riverview, FL that hosts an after school program, group team building events, summer camp, spring break camp, family activities and more! Check out the programs, campus amenities, benefits of being a Tampa Y member and your access to YMCA Camp Cristina. At YMCA Camp Cristina, we aim to impact the lives of all our guests by providing inclusive experiences and lifelong memories and in an environment that awakens the imagination, inspires dreams and provides a sense of achievement and belonging. https://www.tampaymca.org/locations/ymca-camp-cristina 9840 Balm Riverview Rd, Riverview, FL 33569Website: http://ospreyobserver.com https://www.facebook.com/OspreyObserverFans/ https://www.instagram.com/ospreyobserver/https://twitter.com/ospreyobserver

Ten-year-old Cooper Dean of Valrico, Florida entered into a Young Inventors contest and caught the attention of international toy company, GOLIATH GAMES with her idea to bring a farmland pastime to kitchen tables everywhere. In this episode of the Dandy Funhouse, we're going to shovel in to the game of… Chicken Poo Bingo! Let's step into the Fun House!

Welcome to Osprey Observer TV! In this episode, we have an engaging conversation with Scott Clark, one of the owners of Marlin James Air Conditioning, a cornerstone business in our community for over 30 years. This family-owned and operated enterprise has a rich history of providing top-notch air conditioning services and fostering the next generation of HVAC professionals. Scott shares his journey into the air conditioning business, influenced by his father who ran his own HVAC company. From a young age, Scott developed a passion for the hands-on work involved in installing and servicing air conditioning systems. This passion has been a driving force in maintaining the high standards and community trust that Marlin James Air Conditioning is known for. The episode highlights the comprehensive range of services offered by Marlin James Air Conditioning, including residential and commercial repairs, maintenance plans, and system replacements. Scott emphasizes the importance of professional presentation and community presence, with well-branded uniforms and trucks that reflect the company's commitment to quality and professionalism. A significant part of the discussion focuses on the company's dedication to training and educating the next generation of HVAC technicians. Through their membership with RACCA (Refrigeration and Air Conditioning Contractors Association), Marlin James Air Conditioning offers a four-year training program that combines hands-on experience with classroom learning. This initiative not only supports the professional growth of young technicians but also ensures the future success of the company. Scott and his team understand the changing landscape of vocational skills and the importance of introducing young people to hands-on trades. They provide opportunities for young technicians to gain practical experience and pursue certifications, preparing them for successful careers in the HVAC industry. Key to the company's success has been their focus on building strong relationships with customers and taking ownership of their work. Scott discusses how addressing mistakes openly and working to make things right has helped build a loyal customer base. He also talks about the challenges faced during the pandemic and supply chain issues, and how their team's dedication helped them navigate these obstacles. To conclude, Scott shares contact information for those interested in their services, emphasizing the accessibility and readiness of the Marlin James team to assist new and existing customers. This episode is a testament to the values of hard work, community engagement, and the importance of skilled trades in maintaining the quality of life in our community. Tune in for an inspiring conversation that showcases the heart and soul behind a beloved local business.

Margaritaville at Sea brings Margaritaville's iconic hospitality to the open ocean for a one-of-a-kind offshore vacation experience. The cruise line's maiden vessel, the Margaritaville at Sea Paradise, offers easy-breezy getaways from Palm Beach to Grand Bahama Island, while the new flagship vessel, the Margaritaville at Sea Islander, will set sail June 2024 out of Port Tampa Bay on four- and five-night adventures to Key West and Mexico. Guests aboard Margaritaville at Sea can relax and unwind in comfort, featuring a range of fully redesigned suites, and balcony, ocean view and interior staterooms dressed in nautical details and colors inspired by the sea, sand, and sky. The ships also feature numerous inclusive and specialty dining restaurants centered around chef-crafted, island-inspired cuisine, uniquely themed bars and lounges that provide non-stop live entertainment paired with premium cocktails, kids' clubs and arcades, the action-packed Margaritaville Casino, the St. Somewhere Spa & Salon, multiple pools, hot tubs, and plenty of quiet spaces to soak up the Caribbean sun. Sail away to an island state of mind at MargaritavilleAtSea.com.

In Episode 259 we go live again on Facebook, and in this episode we are talking with Chris Ciulla, owner of the Voodoo Brewing opening soon in Valrico, FL. We discuss the franchise opportunity and how Chris is making it his own community focussed gastropub and hangout. We also unbox our June Mini-Tacker of the Month subscription. Now grab a beer and enjoy the show! If you would like to contact the show you can reach the hosts through email at tapthecraft@gmail.com, or interact with us on Facebook at facebook.com/tapthecraft and for all our links visit tapthecraft.com/linktree. We have a voicemail number...you can call 208-536-3359 (208-53ODDLY) to leave feedback or questions and have your voice heard on the show. We invite you to visit our website at tapthecraft.com for more craft beer content. If you enjoy our content and want to Toast Your Hosts, then please visit our Patreon page at patreon.com/tapthecraftVisit our sponsor tintackers.com who have the biggest selection of embossed aluminum beer signs with the best prices. Use TAPTHECRAFT at checkout and you will save 10% on your entire order. You can follow Denny on Twitter, Instagram and Untappd @lucescrew. You can follow Kris on Twitter @kris_mckenzie82 or Untappd at @mck1345 and on our Facebook page. Find more links at tapthecraft.com/linktree. Discord server at tapthecraft.com/discord BEERS MENTIONED ON THE SHOW:Barriehaus Beer Co Mayor Bear Summer PilsnerUtepils Brewing Skolsch!Miner Brewing Chokecherry Brown Ale Eponymous Brewing Boiz to the Yard: Watermelon Milkshake IPAOMNI Brewing FAD (Frickin' Awesome and Delicious) NE DIPAOMNI Brewing Omnidirectional Rye IPAInsight Brewing Wallflowers Cold IPA56 Brewing Renewal Amber Rye AleSummit Brewing Union Series #5: Old Blaggard (2019) English Barleywine Mother Earth Brewing Bliss American IPALINKS TO ARTICLES DISCUSSED:Voodoo Brewing Valrico Facebook Page

Welcome to iSmash of Tampa, the ultimate destination for therapeutic fun and stress relief! Located in Bloomingdale Square, we offer unique experiences that combine excitement, creativity, and emotional release. At iSmash, you can channel your frustrations through activities like rage rooms, splatter paint sessions, and axe throwing, making it perfect for team-building events, birthday parties, or just a fun day out. Our rage rooms are designed to provide a safe space where you can break glass, electronics, and more with tools like sledgehammers, baseball bats, and crowbars. It's a therapeutic outlet for many, including those dealing with stress, grief, or even bullying. We ensure safety with protective gear and handle the cleanup, so you can focus on the cathartic experience. In addition to our rage rooms, we offer a splatter paint room that is a hit among families and groups. This blacklight-illuminated space allows you to unleash your inner artist with squirt bottles and containers of paint. It's a fantastic activity for all ages, resulting in colorful masterpieces and a whole lot of fun. Our axe throwing lanes are another highlight, featuring computerized targets that offer a variety of games like tic-tac-toe, Connect Four, and even the ability to upload a photo of your choice to aim at. It's an exhilarating activity that adds a competitive edge to your visit. At iSmash, we pride ourselves on being a community-focused business. Our founder, David Siggy, transitioned from a successful insurance career to open this venture after surviving a life-threatening battle with COVID-19. His near-death experience inspired a new mission: to create a space that brings joy and relief to others. We are dedicated to giving back to our community, often hosting events and partnering with local organizations. From cancer benefits to support for children's groups, we strive to make a positive impact. Our facility is a place where people can come together, have fun, and find a bit of solace from the challenges of everyday life. Come visit iSmash of Tampa for an unforgettable experience that's as fun as it is therapeutic. Whether you're looking to blow off some steam, get creative, or just have a good time, we have something for everyone. Join us and see why no one leaves unhappy!

As a successful female entrepreneur, master networker, and author, LeAnne Crabtree has been impacting lives in a big way for over 30 years. As the owner of LeAnne's Old Fashioned Cookies, LeAnne has built a nationwide gifting and client retention platform that is sweeter then all the rest. As the author of God Has A Sweet Tooth....LeAnne shares her powerful journey to success and the important lessons learned along the way. Phone: 813-651-0045 Website: LeAnnesCookies.com Website for book: GodHasASweetTooth.com Email: LeAnne@LeAnnesCookies.com

Sabrina Aisenberg was just five months old when she disappeared from her home in Valrico, Florida. Her parents were the main suspects from the beginning of the investigation. Sabrina has never been found, but her family still believes she is alive. Join Mike and Gibby as they discuss Sabrina Aisenberg's disappearance. It was determined that the garage door to the family home and the door leading from the garage into the home were both open that night. Two years after Sabrina disappeared, Sabrina's parents were indicted for perjury and conspiracy. But, did the police get it wrong? Did they spend too much time focusing on the family to the detriment of the investigation? You can support the show at patreon.com/truecrimeallthetime Visit the show's website at truecrimeallthetime.com for contact, merchandise, and donation information An Emash Digital production

Christian Men United is dedicated to helping Christian men become the men that God created them to be so that He can receive the glory!Each year CMU has a big event in Tampa.Guys take note!The theme for this Saturday, April 20 for CMU 24 is "Unashamed."2 Timothy 1:8-12 says, "Do not be ashamed of the testimony about our Lord.”The lineup of speakers is fantastic again this year.One of them is Pastor Kurt Gebhards from The Grove Bible Church - Tampa in Valrico, He stopped by this morning to discuss! https://www.moodyradio.org/stations/florida/community/community-calendar/2024/04/cmu24-unashamed-mens-conference/ http://www.christianmenunited.com/ See omnystudio.com/listener for privacy information.

Debora Coty An inspirational speaker and author of the popular book series, Too Blessed To Be Stressed, with over 2,000,000 copies sold. Her passion is sharing an off-beat blend of biblical truth gift-wrapped in humor, encouragement, and unconventional wisdom with women of all ages. She believes that the stresses of life become manageable when we truly understand God's blessings. Deb's wit and insights have helped thousands of women: Women enjoy Too Blessed To Be Stressed products as fun gifts for friends and family, including her books, devotionals, journals, planners, cookbook, and adult coloring book. Deb considers herself a tennis junkie and “choco-athlete,” which means she exercises just so she can eat more chocolate! She is a retired piano teacher and orthopedic occupational therapist. Deb currently lives, loves, and laughs in central Florida with her husband, Chuck, two grown children, and three adorable grandbuddies who live next door. https://deboracoty.com/

Derek Maul https://derekmaul.blog/about/ Author/Speaker Derek Maul writes regular columns for a number of news outlets, journals, and magazines. His commentary and features have appeared in Newsweek, USA Today, The Christian Science Monitor, Presbyterians Today, Guideposts, Chicken Soup for the Soul and many other print and online publications. Derek's most recent book is also his first novel. Suddenly the Light Was Gone: a novel of WW2 is now available at Amazon.com. Pilgrim in Progress: notes from the journey, was released in late 2015. Other titles include: “10 Life-Charged Words: real faith for men” (2012), “Reaching Toward Easter: devotions for Lent“, “GET REAL: a spiritual journey for men” (2007); In My Heart I Carry A Star: stories for Advent” (new edition); and “The Unmaking of a Part Time Christian” (2009). Click here for his author page at Upper Room Books – or his Author Page at Amazon. Derek is married to Rebekah, a Presbyterian pastor. They have two children, Andrew (who teaches internationally with his wife, Alicia, and their son) and Naomi (who lives in Florida with her husband Craig Campbell and their three children). The Mauls share their empty nest with a huge galumphing Golden Retriever named Max. Before becoming a full-time writer, Derek taught public school in Florida for eighteen years, including cutting-edge work with autistic children. He holds bachelor's degrees in psychology and education from Stetson University and the University of West Florida. Derek is active in teaching at his church: adult Sunday school, small-group ministry, and men's Bible study. He enjoys the outdoors, traveling, photography, reading, cooking, playing guitar, and golf.

#199: Alisa Mathewson schläft ruhig in ihrem Zuhause in Valrico, Florida. Zwei ihrer Kinder liegen neben ihr im Bett, angekuschelt, im Tiefschlaf. Plötzlich tropft Wasser auf Alisas Gesicht. Sie blinzelt, schaut auf den Wecker, es ist genau 3:00 Uhr nachts. Und dann ist da ein Schatten. Ein Mann tritt hervor und kommt auf sie zu. Alisa wird die nächsten Stunden in seiner Gefangenschaft sein. Gefesselt mit Lichterketten und unter Hustensaft zerrt er sie in seinen Wagen. "Auf internationale Gewässer" will er mit ihr. Warum macht er das? Wer ist er? Und was wird passieren? In dieser Folge geht es um die unsichtbare Gewalt, die in manchen Familien herrscht. Es geht um Lügen, Manipulation, Gaslighting und einen Kampf um Leben und Tod. Du möchtest mehr über unsere Werbepartner erfahren? Hier findest du alle Infos & Rabatte: https://linktr.ee/MordaufEx

SCOREService Corps of Retired Executives, or SCORE is an organizationdedicated to helping small businesses get off the ground.Whether you need help evaluating a new business idea or plan,stimulating business growth, or developing long-term stability - SCORETampa can help at little to no cost. Our goals are your goals. Let'sset & meet them together with training opportunities, free workshops,and online resources!Our volunteers are successful real-world business professionals whovolunteer thousands of hours to help existing and startup businessessucceed. Our volunteers are experts with experience in areas such as;accounting, finance, human resources, consulting, import/export, law,operations, production, retail, wholesale, manufacturing, sales,marketing, management, business plan preparation, strategic planning,and many other business disciplines.We provide:Volunteer MENTORS who share their expertise across many industriesFree, confidential business mentoring in person, via email, or by videoFree business TOOLS, templates, and tips here onlineInexpensive or free business WORKSHOPS (locally) and webinars (online 24/7)https://www.score.org/tampa

Direct from Plaistow Cigar it's kind of a laid back episode. Nurse Rick calls in from Mi Casa Cigar Shop & Lounge in Valrico, Florida. Local Spotlight – Plaistow Cigar Co; Plaistow, NH Controversy Corner – Fake news document drops.

11. März 2017, Valrico, Florida Als Alisa Mathewson mitten in der Nacht ihre Augen öffnet, erblickt sie eine unbekannte Gestalt vor ihrem Bett, die sich, wie in Zeitlupe auf sie zubewegt. "Ich bin es nur, beruhige dich", flüstert die Stimme der dunklen Figur, die Alisa nur allzu bekannt ist. Es ist ihr Noch-Ehemann Trevor Summers, der sich ihr und ihrem Haus eigentlich nicht mehr nähern darf. Alisas Kinder, die bis zu diesem Zeitpunkt friedlich neben ihr geschlafen haben, müssen nun verzweifelt mit ansehen, wie ihr Vater ihre Mutter an den Füßen packt, sie aus dem Bett zerrt und ins Wohnzimmer befördert. Was in den nächsten Stunden geschieht, ist für Alisa ein wahr gewordener Alptraum. Eine Hölle auf Erden, aus der es für sie kein Entkommen gibt, denn der Mann, den sie einst so sehr liebte, hat einen perfiden Plan geschmiedet, der ihr Leben kosten soll. In unserer heutigen Folge setzen wir uns mit Alisas Geschichte auseinander, sprechen über Gewalt in Partnerschaften und berichten von einem Gerichtsverfahren, wie wir es bisher noch nie erlebt haben. Den Prozess könnt ihr euch auf diesem Kanal anschauen: https://www.youtube.com/@LawAndCrime Inhaltswarnungen: Explizite Gewalt, Sexualisierte Gewalt, Häusliche Gewalt, Manipulation, Entführung, Rasierklinge als Waffe Ob der Fall gelöst oder ungelöst ist, seht ihr ganz unten in der Beschreibung. (N=nicht gelöst, G=Gelöst) SHOWNOTES: Vielen Dank an den Werbepartner dieser Folge: Babbel Mit dem Code PUPPIES erhältst du das 12-Monatsabo von Babbel zum Preis von nur 6 Monaten. Das Angebot gilt bis zum 29. Februar 2024. Einfach auf babbel.com/audio einlösen und loslegen. Um direkt von diesem tollen Angebot profitieren zu können, klickt hier: https://go.babbel.com/t?utm_term=generic_v1&bsc=podcast-deu&btp=default&utm_content=Podcast..PUPPIES..Julep..DEU ----- WIR GEHEN AUF TOUR ---- 2024 dürfen wir wieder auf Live-tour gehen, diesmal in noch mehr Städte in Deutschland, Österreich und der Schweiz. Tickets gibt es hier: https://rausgegangen.de/artists/puppies-and-crime/ Tickets für die Late Crime Show gibt es hier: https://www.eventim.de/artist/die-late-crime-show/ Empfehlungen Marieke: Losing Eden: Why Our Minds Need the Wild; Buch von Lucy Jones Amanda: Video von Carina Pusch https://www.youtube.com/watch?v=ErX0LzkicXw&t=3210s&pp=ygUMQ2FyaW5hIHB1c2No Hier findet ihr alle Links zu unseren aktuellen Werbepartnern, Rabatten und Codes: https://linktr.ee/puppiesandcrime SOCIAL MEDIA Instagram: Puppiesandcrime https://www.instagram.com/puppiesandcrime/?hl=de Facebook: https://www.facebook.com/PuppiesandCrime Email: puppiesandcrime@gmail.com ------- G ---------

Katrina gives you the current housing market update for December 22nd 2023 and talks about all of the holiday festivities going on around Tampa bay.  Today we are featuring the Burton Family in Valrico at 2014 Sydney Rd.  you can follow along on their facebook page here. There are more than 30 lighted events and shows to explore all around Tampa Bay and beyond Katrina and Leo Discuss in detail

Dr. Kumar is board certified by the American Board of Orthopaedic Surgery. He was born in New York City and is an avid Buffalo Bills fan. He was raised in Valrico and graduated from King High School. He received his undergraduate degree at Lehigh University and his medical degree from Drexel University College of Medicine. He completed his residency in Orthopaedic Surgery at Drexel University, where he served as chief resident. He then completed an Adult and Pediatric Sports Medicine Fellowship at the University of Connecticut and Connecticut Children's Medical Center.

This week we are celebrating Kenzie's birthday! In keeping with the theme, we discuss crimes that occurred on November 24th (Kenzie's birthday). Lauren goes first with the heartbreaking story of Sabrina Aisenberg. A 5-month-old who disappears from her home in the dead of night and is never seen again. To this day, no one knows for sure what happened to baby Sabrina. Then, Kenzie talks about the most mysterious solved murder case of the 20th century. The media dubbed it the Babes of the Woods Murders to refer to a child murder case in which the bodies of three girls were found in Pennsylvania woodland. Fair warning, nothing is satisfyingly solved in this spooky special..-Anyone with information on the disappearance of Sabrina Aisenberg is asked to contact the Hillsborough County Sheriff's Office at 813-247-8200 or the National Center for Missing and Exploited Children at 1-800-843-5678.--Follow us on Social Media and find out how to support A Scary State by clicking on our Link Tree: https://instabio.cc/4050223uxWQAl--Have a scary tale or listener story of your own? Send us an email to ascarystatepodcast@gmail.com! We can't wait to read it!--Thinking of starting a podcast? Thinking about using Buzzsprout for that? Well use our link to let Buzzsprout know we sent you and get a $20 Amazon gift card if you sign up for a paid plan!https://www.buzzsprout.com/?referrer_id=1722892--Works cited!https://docs.google.com/document/d/1yta4QOa3v1nS3V-vOcYPNx3xSgv_GckdFcZj6FBt8zg/edit?usp=sharing --Intro and outro music thanks to Kevin MacLeod. You can visit his site here: http://incompetech.com/. Which is where we found our music!

Shalom Y'all, This week we talk about the message of the Gospel being counter-culture. With so many things in the world competing for our eyes, ears, and heart, where should our focus be and how does that impact our daily lives? This message was recorded live at Ruach Ministries International in Valrico, FL. Watch the video on youtube here: https://www.youtube.com/live/Y4lTWC4qTIY?si=-nfIIJOMSdL_Tv5F Prefer podcasts? Listen here: https://stone2flesh.podbean.com/   You can also catch our podcasts at: iHeart  https://ihr.fm/3VmLpyt  Apple Podcasts https://apple.co/3PXP8Bp   Amazon Music https://amzn.to/3jnsqX2  Spotify https://spoti.fi/3C71u4i  Google Podcasts https://bit.ly/3jrcTp7 

Jonathan Torres is a born and raised Floridian, and the first generation American. His parents are from Colombia, where he spent his summers learning his family's heritage and culture and maintaining his adoption of the Spanish language. Jonathan began his professional career in 2001 as a production director and on-air personality at radio stations across Florida and Alabama. Jonathan has lived in Tampa Bay since 2006, where he became the Tampa Bay division marketing director for DR Horton, the nation's largest homebuilder. In 2012 he served as the Director of Digital Integration for the Republican National Convention, and in 2014 and 2015 led Hispanic Outreach efforts for the Republican National Committee in Tampa Bay. Since 2006, Jonathan has been heavily involved in the community's business and political circles.  He most recently served as the Gulf Coast Regional Director for US Senator Marco Rubio, overseeing 9 counties and working alongside county commissioners, city council members, chambers of commerce, and main infrastructure points such as Tampa International Airport, Port Tampa Bay, and the region's VA hospitals. In January 2020, Jonathan jumped into entrepreneurship and started a digital content production called  @falkenburgproductions .

Vine Vegan - OUR STORY FOOD IS MY LOVE LANGUAGE My greatest relationships and bonds have been forged with an abundance of food cultivated with love and care. Every gathering with friends and family; always a feast. Breaking bread together, sharing laughs, and stories is how I've always made deep and meaningful connections with people. No greater joy exists for me than to have my house full of people (family, friends, strangers; literally anyone) and for them to eat a meal I made and leave feeling the love I poured into preparing it. In My Family Food = Love I learned to cook from the most important and influential people in my life; my mom, dad, and grandmother. My family's journey to veganism was quick and mostly seamless, and rewarding in all the ways. As we swapped our chicken for tofu and our ground beef for lentils; I knew that with every meal, I was impacting the livelihood of animals and our planet. I was setting up myself, my husband, and our children for a healthier future. With every non-vegan friend or family member who marveled over my plant-based delicacies, I knew I could make a difference if more people could enjoy them. I am determined to set a strong example for my kids to have empathy and compassion for the world around us. To hope others will join us, even if just a few plant-based meals a week. As a daughter of a Latino and a Brit, who was born in Hawaii, raised in Europe, and an American through-and through; I was sure to balance everything by connecting my heritage and life experiences when creating the Vine Vegan menu. With this in my heart and support from my family and friends, I bring you vegan dishes that I hope will blow your mind. This is my mission: to bring people together over food, capture the culture of community, and use ridiculously delicious vegan food to do it. I welcome all who are curious, or defiant, or courageous. We want you to eat well and feel good about what you eat. And with every spoonful I hope there to be love, compassion, and open-mindedness. With Love, Danielle Stevens eat@vinevegan.com Plants for Pets has a program where adoption flyers are attached to all take out orders to promote adoption. She has an adoption wall of all the adoptions made through this program. Vine Vegan is the only plant-based eatery in Brandon! Serving coffees, breakfast, lunch, dinner, & weekend brunch. Email: eat@vinevegan.com Phone: 813-939-8463 Address: 2080 Badlands Dr. Brandon, FL 33511https://vinevegan.com/contact/ 

Its the last day of October and its time to celebrate one of the best Holidays on the planet... HALLOWEEN! Did you miss anything from this morning as we broadcasted LIVE from Dunkin in Valrico?! Stream everything from start to finish now on the free iHeart Radio App or wherever you get your podcasts!

A day we have long awaited! Halloween is finally here and THEjoeSHOW is hitting the streets! Broadcasting live this morning from Dunkin' in Valrico! Stream everything as we go this AM on the free iHeart Radio App or wherever you get your podcasts!

You may have seen Bokors Corner on Facebook. The man behind the page is local resident Brian Bokor. For 9 years Bokor's Corner has been keeping you informed and updated about the growth and development of eastern Hillsborough County. Bokors Corner started as (and still is) a personal hobby for Bokor; a place for him to keep track of all the local community growth taking place. It is for his personal use, but as it is all public record (no confidential information), he graciously shares his finds with the community.Born in Chicago, IL, Bokor grew up in Charlotte, NC and graduated from North Carolina State University in 1986. He worked for Allstate Insurance as a Financial Analyst for 15 years and then opened up a Real Estate Appraisal firm in 2003 with his wife, Sharon, who is both an appraiser and a real estate broker. With the development boom of the current market, her focus has been specializing in assemblage of vacant land.Bokor visits the Hillsborough County Property Appraiser site (http://www.hcpafl.org), which gives you owner info, property location and current use, size of parcel and more.“If you can find those little yellow signs on the project site, they will have the rezoning or file or application number for that specific project listed. This is when you would need to go to the Rezoning, Plans and Permit Information (PGM) Store website to do further research at ‘www.hillsboroughcounty.org/en and search ‘PGM.'”He notes that sometimes you have to dig through several file folders in order to find the information you might be looking for.Bokor loves the interaction with those who use his Facebook page. If you see something while you are driving around the community, let him know and he will find out what is going on. Like Bokors Corner at www.facebook.com/bokorscorner/. You can also signup for his exclusive newsletter at https://mailchi.mp/4c11098ff34a/bokors-newsletter-signup.

We spill all the hottest drama and gossip on today's Tampa Bay Tea... What happened in Winterhaven? There's someone sleeping with their daugther's best friend in Valrico? There's a lot of chaos this morning and you can listen to all of it from start to finish on the free iHeart Radio App now.

Kerrie Hoening manages sales for Lithia/FishHawk and Valrico based businesses, she has been in this role at the Osprey Observer for 14 years. Kerrie has seen a lot of changes since her start at the Osprey Observer, including but not limited to the accquistion of the Valrico, Brandon, and Christian Voice edition. As well as the growth of the sales office & writing staff. Kerrie has also seen the addition of an online management source and an expansion of social media. Kerrie says “ as the community has grown, we've grown”.Outside of the Osprey Observer Kerrie is a native of the Tampa Bay area and was a graduate of the 2nd graduating class at Bloomingdale Senior High School. Kerrie went on to graduate from the University of South Florida with a degree in Vocal Performance and specialization in the classical & operatic arts. Kerrie has been married for 26 years to her husband Jeff who is also a Bay area native, and together they have three children Dirk, Zack, and Megan. Kerrie said “We've lived in FishHawk for over 16 years & have enjoyed raising our family here”.Typically Kerrie is not at the Osprey Observer's office because her job is Outside Sales. So her job consists of meeting with potential clients to advertise with the Osprey Observer and/ or managing their current accounts. Networking within the FishHawk Valrico Chamber of Commerce. As well as managing publications. Daily Kerrie, processes requests to and from production for client ad changes, assists with billing, submits editorial requests & following up with printed pdfs for clients, as well as reviewing the printed versions before they go to press.Kerrie doesn't have just one favorite memory at the Osprey Observer, Kerrie said “I have many – having worked here for so long – All of the special perks that come with working here are all great memories for me: Concerts with the orchestra, painting & art workshops, massages, escape rooms, lunches & dinners to restaurants, Busch Gardens, you name it – we get to do a lot of cool things here!!”

Tessera of Brandon, is fresh, modern and state-of-the-art assistedliving and memory care facility designed to support residents'well-being.The apartments allow for maximum independence and the community spaceshelp keep you connected and engaged with options for outdoor dining,and places to gather like our event center.All of our studio, one and two bedroom floor plans at our retirementcommunity have been designed with your every move in mind. Eachsingle-occupancy senior apartment has its own private bathroom with araised vanity and walk-in shower and grab bars. There is also akitchenette with a refrigerator, sink, microwave and cabinets.Residents are invited to decorate their apartments, just another waywe want this to feel like your home.The apartments in the memory care neighborhood have their own privatebathroom and roll-in shower.1320 Oakfield Drive, Brandon, FL, United States, Florida(813) 607-6880https://www.tesserabrandon.com/Jill Andrew is the award-winning director of marketing and a U.S. ArmyVeteran who brings a wealth of knowledge to our senior living

Danielle Waymire, owner and founder of Daily Blends Smoothie & JuiceBar says she "wanted a family business that included my children.Teaching them responsibility, healthy habits but most of all spendingtime with them.”This shop, located in the Valrico Commons Publix plaza, encouragesspending time with family and getting closer with those who love youmost. It sells smoothies, protein shakes, waffles and donuts. Some fundrinks that it serves include Skittles, Pink Starburst and WatermelonCrawl. It also has a kids menu with drinks like Blue Raspberry,Strawberry Blast, Dino Juice, and Green Apple. If you ask, therestaurant always has a flavor of the day, and you can add on vitaminC, collagen, probiotics, immunity boosters, hydration, fiber or aloeto any drink.Email dailyblendsfl@gmail.com, call 813-409-3642 or check out itsFacebook page under the name ‘Daily Blends.' It is located at 1991 E.SR 60 in Valrico and open Monday through Saturday from 9 a.m.-6 p.m.and on Sunday from 9 a.m.-1 p.m.

An unexpected call from Valrico leads us to sister confrontation live on THEjoeSHOW. Did Joe cheap out on a gift and animals take on humans in a battle to the death.

Our Good Friend Pam Cawley, CAA is back with another installment on ALL STAR AD! Pam is the Director of Athletics at Foundation Christian Academy in Valrico, Florida and she's also very active with our state association. Today she shares more great ideas for ADs on The Educational AD Podcast! --- Send in a voice message: https://podcasters.spotify.com/pod/show/educational-ad-podcast/message Support this podcast: https://podcasters.spotify.com/pod/show/educational-ad-podcast/support

This week's ALL STAR AD is Pam Cawley, CAA who is the Director of Athletics at Foundation Christian School located in Valrico, Florida. Pam appeared in the ORIGINAL Athletic Director Toolbox Book and today she talks about the importance of "Coaching Your Coaches" and gives a variety of ideas on how to do so! Pam does a terrific job with here school and today she's coaching all of us on ALL STAR AD on The Educational AD Podcast! --- Send in a voice message: https://anchor.fm/educational-ad-podcast/message Support this podcast: https://anchor.fm/educational-ad-podcast/support

Shalom Y'all, this week we look at praying and laying on hands. There is more than one reason why someone in Scripture would lay hands on someone. This Shabbat we will look at a few examples from the Tanakh and the Brit Hadashah. This was recorded live at Ruach Ministries in Valrico, FL. You can find out more at www.Ruachonline.com  

Jose Roldan Jr. is a husband, a father, a grandfather, a sought-after movie extra and behind-the-scenes photographer and a foodie with his own podcast called The Jose Show! He's only been acting since January of this year and has more than a dozen movie-credits to his name including a big budget Hollywood film starring Superman actor Dean Cain! https://www.thejoseshow.com

Hunter Gambria, Restaurateur/Entrepreneur/philanthropist.  Hunter started his first company Hurricane IT Solutions, LLC when he was just 17 years old turning it into a successful IT and technology company and now, he's a S.E. Hillsborough County restaurant mogel opening two new concepts in the past few months. Hunter is the owner of the new Hunter's Brunch Shack on U.S. Hwy. 301 in Riverview and of the newly unveiled Eats at the Cottage, the former Ruth's Steak house longtime restaurant. http://huntersbrunchshack.com/ and it's sister restaurant http://Eatsatthecottage.com/ www.hurricane-it.com

Artist Alejandro Algarin is an Artist at Muralist / Illustrator and art teacher at Center Place of Brandon who Studied Media Arts & Animation at The Art Institute. All summer, students were creating interactive spray paint art and this fall, he will teach cartooning, animation and more. He just hosted a successful Center Place art show and is excited to share his gifts. https://www.facebook.com/Muralist-Illustrator-101877938430851/https://www.facebook.com/ArtInstitutes/

Shannon Carlton is the founder and lead adventurer in Uprooted Adventures! She is completing a year traveling across this great country of ours. Shannon sold her home, her successful business and continued her business coaching business on the road as she traveled and had lots of guests join her on her adventure! https://uprootedadventures.us

Byron Donalds, U.S. Representative for the 19th District of Florida, unpacks what President Biden's recent student loan forgiveness program announcement really means in practice and shares the latest news on the federal government's handling of the COVID-19 pandemic. Chip Roy, U.S. Representative for the 21st district of Texas, offers his analysis of the latest illegal immigration data and highlights the unfair termination of the Austin Fire Department's chaplain. Barry McKeen, school administrator for Grace Christian School and pastor of Grace Community Church of Valrico, Florida, shares why he is taking a stand for biblical sexuality despite threats from the Left. Carl Trueman, professor at Grove City College, breaks down the new cultural orthodoxy and how America got here. --- Support this podcast: https://anchor.fm/loving-liberty/support

Three Bulls Tavern & Brewery: Yet Another Birthday Celebration for Sean!We worked hard to corner the back half of the bar, find out if we succeeded or not!! Three Bulls Tavern is located in Valrico, Florida with amazing food, beer brewed in house and great cocktails. So stop in on your way home from work, the gym or your kid's little league game! We'll have the smoker going and we're pouring beer that was brewed right in your backyard!Three Bulls Tavern and Brewery Websitehttps://www.threebullstavern.com/Follow Three Bulls on IGhttps://www.instagram.com/threebullstavernandbrewery/Check out our full website here and Join our email list to always get updated on the show!!http://www.permanentvacationproject.com/Follow us on our social media channels:https://www.instagram.com/permanent_vacation_project/https://www.youtube.com/thepermanentvacationprojecthttps://www.facebook.com/permanentvacationproject/https://twitter.com/permanentvaca14Now have you ever thought about having you're own podcast?We use Buzzsprout and we absolutely love it! It is super easy, uploads all the episodes fast  and to all the important directories! Trust me, we have used others that were extremely confusing and more expensive! Start with a free plan or get right into a paid plan for as low as $12 per month. Following this link let's Buzzsprout know we sent you, gets you a $20 Amazon gift card if you sign up for a paid plan, and helps support our show.https://www.buzzsprout.com/?referrer_id=340120Please consider leaving us a review on Apple or Spotify or wherever you listen to your podcasts.Thank you,Sean & Jodi!Connect with us on IG,Permanent_vacation_projectPlease consider leaving us a review on Apple or Spotify or wherever you listen to your podcasts.Thank you,Sean & Jodi! Connect with us on IG,Permanent_vacation_project

Jessica Adams-Director, Losing to Win feat. Dean CainJessica began her fitness journey as a client many years ago and was inspired by how her trainer changed her which, ultimately, changed her career path. She understands what it feels like to be the client and the emotions that go along with striving to make life changes.Jessica first started by competing as a NPC Figure competitor in 2006 and then  again in 2007.  She became a NASM certified Personal Trainer and specializes in one-on-one training, group training, children's fitness and sports specific training. Jessica is an AFAA certified Group Fitness Instructor with certifications in Les Mills BodyFlow, Cycling, RealRyder Cycling and Booty Barre. She also teaches Yoga, Pilates, Kettlebell, Boot Camp, and Circuit and Sculpt classes. She realized very quickly that her experience with personal training and knowledge of the body was an asset to the group fitness participants.Taking that competitive spirit further, Adams has been a lead actress in several full length feature films and has now moved behind the camera as a director of a new faith-based film, Losing to Win featuring Dean Cain. She is the co-lead of the JC Films Production Club Tampa. So, what is the Production Club? The goal of this film production club is simple: Produce faith and family films. To collaborate with other creative believers in using our unique experiences and skills to enact positive social change through film in our communities and across the country.https://www.jcfilms.org/post/jcfilms-production-club-tampa

 @Tony Baroni Team - Keller Williams Realty Tony Baroni, owner Born and raised in the Midwest, Tony learned at an early age the importance of hard work and honesty. He graduated from Illinois State University with a Bachelor Degree of Science with an emphasis in sociology & psychology and quickly followed his dream to exchange some of those snowy months for the warm Florida sunshine. With his wife by his side, he started his career in Florida as a Logistics Consultant in the Automotive Industry, saving his clients over a million dollars each year on each account he handled. In 2005, he started to pursue the Real Estate arena working as a Mortgage Broker and later found his true passion as a Realtor. He worked on a real estate team for four years that was ranked Top Ten in America as the lead listing agent & buyer agent. After building his business by referrals Tony decided that his next step would be to build his own team within Keller Williams Realty and take his business to the next level. Tony is well connected and serves a non profit local board and has been in the top networking group called BNI for 11 years. With two younger kids to come home to each night his priorities are faith, family, and business in that order. Tony loves to coach youth sports since 2014, grilling, traveling, learning and sports. Once you work with Tony you will know you have made a lifelong Real Estate connection. During the pandemic the team started the Call In to Win Sweepstakes and give away major prizes including gift certificates, hotel stays and more and give a donation from every call to charity! To date, the team has donated more than ..... to charities! https://www.tonybaroni.com/

Secondary Coach Jahmile Addae is in his first season as a member of the Miami Hurricanes Football coaching staff, where he serves as secondary coach. Addae arrives in Coral Gables after spending the 2021 season in a similar capacity at Georgia, where he helped guide the Bulldogs to a national championship. Addae, who was ranked the second-best recruiter in the country during the 2022 cycle by 247Sports.com, led a secondary that ranked among the nation's elite in nearly every category. “Jahmile Addae is a gamechanger for our staff,” head coach Mario Cristobal said upon Addae's hiring. “His units rank among the nation's top-performing units every year. He has championship experience, he is one of the nation's top recruiters, and he has fostered a culture of mental and physical toughness in the secondary at every stop of his career. Coach Addae is a tremendous addition to our program, and I know he will make his impact felt on our defensive identity.” Addae's secondary ranked No. 13 in the nation in pass defense in 2021, allowing just 190 passing yards per game. The Bulldogs ranked second nationally in passing efficiency defense and picked off 16 passes, which was the eighth-best mark in the country. In addition, the Bulldogs were No. 1 in scoring defense, No. 1 in red zone defense and No. 2 in total defense. “I'm excited. A lot of people have talked about bringing The U back,” Addae said upon his hiring. “I like to think of it as, The U never left. It's more about doing our diligence and making sure we're developing the caliber of players that people are used to here at the University of Miami. “I'm super excited to be here. I remember playing against Miami when they were on a 34-game winning streak. It was Ken Dorsey, Andre Johnson, Bryant McKinnie…all the big names that we know. Those were some daunting teams. You walked out on that field and you felt the presence of those guys. That is what we're trying to bring back. How do you do that? Win football games and develop talent.” A native of Valrico, Fla., Jahmile in 2020 led a passing defense at West Virginia that ranked first nationally in Fewest Passing Yards Allowed at 159.6 yards per game. The Mountaineers, who capped their season by beating Army in the AutoZone Liberty Bowl, finished fourth in the country in Total Defense (283.5 y/g) and tallied 11 interceptions that they returned 112 yards. In his first year at WVU, he coached two All-Big 12 Conference selections in Keith Washington II and Josh Norwood and freshman All-American Tykee Smith. Washington II finished with a team-leading three interceptions and a team-tying nine pass breakups for 12 passes defended, ranking No. 23 nationally. Hakeem Bailey tied Washington II for the team lead with nine pass breakups, ranking No. 9 in the Big 12. Smith was second on the team in interceptions with two, including one he returned for a touchdown against Iowa State. A former Mountaineer all-conference safety, Addae returned to WVU in January 2019, after serving as the defensive backs coach and assisting with several special teams' phases at Minnesota in 2018. His punt return unit finished No. 1 in the nation (22.3 yards per return), punt return defense was No. 2 (1.11 y/r) and the kickoff return unit finished No. 26 nationally (23.4 y/r). Prior to Minnesota, Addae spent five years at Arizona, coaching the defensive backs in 2016-17 and serving as an analyst from 2013-15. Addae developed a youthful defensive secondary into some of the team's top performers. In 2017, Lorenzo Burns, Demetrius Flannigan-Fowles, Scottie Young and Jace Whittaker combined for 261 tackles, 24 pass breakups and 12 interceptions. In 2010-11, Addae was the running backs coach at Cincinnati, where he mentored All-Big East Second-Team selection Isaiah Pead. Pead rushed for 1,029 yards, ranking No. 1 in the conference and in the top-10 nationally in yards per carry (6.6 yards per carry). Pead averaged 93.6 yards per game and was Cincinnati's first 1,000-yard rusher in almost a decade and at the time, the Bearcats' seventh player to hit the mark. Addae was recognized by Rivals.com as one of the top-10 recruiters in the Big East Conference. Before coaching the Bearcats, Addae served as Cincinnati's Director of Player Development. He also managed many of the team's off-thefield responsibilities, including the Cats In The Community program. Prior to his time at Cincinnati, he was a defensive graduate assistant at Michigan, where he worked with the Wolverines' secondary and scout team offense. After graduating from WVU in 2006, Addae was a graduate assistant in the football video department at West Virginia. Addae was a four-year starter, two-time captain and two-time All-Big East defensive back for the Mountaineers. Addae, who is tied for the WVU record for most pass breakups in a game (five, Rutgers, 2002), finished his WVU career with 253 tackles, including 152 solo stops and 25 pass breakups, ranking No. 5 in program history. He also ranks No. 3 in single-season pass breakups with 16 during the 2002 season. Addae was selected for the Senior Bowl in 2006 and participated in the NFL Combine. He signed a free agent contract with his hometown Tampa Bay Buccaneers in 2006 and spent the end of the season with the Indianapolis Colts. Addae, and his wife, Maryann, have three sons, Agyeman, Ayden and Amaree.

On Daily faith, we have a powerful couple of faith, Pastors Bryant and Nicole Golden, joining us to share their incredible story of God's love and grace during their toughest battle and how they found hope and healing through vulnerability and transparency. Pastor Bryant is the Lead Pastor at Centerpoint Church in Valrico, Fl. Pastor Nicole is a Teaching Pastor at Centerpoint Church. Together, they have a bold passion for ministering the word of God, encouraging others to see Jesus by welcoming all who will enter, allowing the name and love of Jesus to speak for itself. Today, they're speaking out on how mental illness affected their lives in such a drastic way they never saw coming—yet, giving praise and glory to God for His loving mercy. Now a Mental Health Advocate, Pastor Nicole takes you through her side of the story and the daily struggles with mental illness. The Lord graciously walked with her every step of the way, revealing sections of her heart and soul that needed healing. After seeking help and guidance through Godly friends, ministers, and health professionals, she shared her testimony in 2018 for the first time. Pastor Nicole learned many people are experiencing the same trials. She ultimately discovered she was not alone at all. Jesus reminded her that He was there the entire time. Sharing a journey they never dreamed of, they saw the love of Jesus and would not change it for the world. Pastors Bryant and Nicole have learned that God's plan may not be to heal them entirely until they reach heaven, but they can live a healthy lifestyle, sharing their story with hopes they will impact the lives of others for the Kingdom of God.  To learn more about Centerpoint Church with Pastors Bryant and Nicole Golden, visit www.centerpointchurch.org. To download a free copy of their ebooks, see www.bryanygolden.org, and see www.nicolegolden.org. If you would like someone to pray with you, please contact us at 1-800-dailyfaith.  “Weeping may endure for a night, But joy comes in the morning.” Psalms 30:5 The Orphans Hands Ministry is the heart of our outreach. We're reaching a lost, broken, and hurting generation for the love of Jesus. Upon leaving the orphanages, so many children feel stuck and alone in their circumstances, suffering from mental illness and abandonment, that they turn to the false hope of the human traffickers. We have a village of homes in Moldova called Vatra Village and a house in Ukraine where we take in these children. By God's grace, together, we are helping to restore a sense of purpose, healing, and renewed hope to these once abandoned souls. Our kids have a bold desire to minister and reach those who have lost hope. Through the love of Jesus and their transparency, God is restoring their lives to freedom! To learn more about the Orphans Hands ministry, visit www.theorphanhands.org.

David R. Carothers, CIC, CRM, is the Principal of Florida Risk Partners, LLC, Catalyst Funding Solutions, LLC, The Founder of Killing Commercial Insurance Training, Host of The Power Producers Podcast, and Creator/Producer of The Protégé. David is also the international best-selling author of The Extra 2 Minutes: How spending an extra 2 minutes on nearly anything in your sales career will take you from good to best in class!  He also has a new book, The Dirty 130 hitting shelves in January 2022.  David is also the managing member of Game Changers Marketing, LLC the entity that handles the distribution of advertising and marketing across all media channels in his portfolio.David has degrees in Management and Marketing from Birmingham Southern College. He has spent nearly two decades in the Insurance and Risk Management space. David started his career with a multi-million dollar commercial risk management firm, where he was repeatedly recognized for exemplary achievement. In 2016, David followed his entrepreneurial spirit and launched Florida Risk Partners, an insurance and risk management firm focusing on middle-market commercial accounts. Florida Risk Partners has multiple office locations in the five counties surrounding the Tampa Bay region.Because of his success at Florida Risk Partners, David often gets tapped to be a keynote speaker and breakout session presenter at industry conferences and associations, speaking on sales, prospecting, marketing, appointment setting, and closing accounts. While David is busy, it is important to note that his priority is his family. David and his wife Andrea live in Valrico, FL, with their children Grayson, Landon, Ethan, Caroline, and their faithful Golden Retrievers, Tanner, and Tucker.

The esteemed Dr. Cousins is the founder and senior pastor of Love First Christian Center in Riverview, FL. He is an accomplished author and contributing benefactor and producer of the critically acclaimed movie, "A Question of Faith." Leveraging his nationally recognized status as a retired NFL defensive end for the Arizona Cardinals and the New York Giants, he has extended his reach within the community through self-motivation seminars, presentation competencies, youth partnership programs, and financial wealth symposiums. Dr. Cousins is an alumnus of Florida A&M University where his motivational speaking journey began, encouraging high school students to seek a higher education. He was the first generation in his family to go to college. Dr. Cousins went on to earn his PhD from Tabernacle Bible College. Included in his accolades is his creation of The Gap (The Guaranteed Achievable Plan), a formula derived to achieve unlimited success and capital gain. Of all his accolades and accomplishments, Dr. Cousins is most proud of his first ministry, his marriage to Dr. Charmaine and their beautiful children Jomo, Jamya, and Josiah. Pastor Jomo Cousins https://lfcc.tv/ Would love to talk about Love First, your expansion, your 'pop-up' church at St. Joes south and keeping the faith during a global pandemic. Inspirational Motivational Speaker • Senior Pastor at Love First Christian Center • Ex-NFL Player • Cancer survivor • Beloved father & husband

Bikes For Christ was started in 2016 with a commitment to helping those in need while also sharing the love of God. Our organization has quickly grown to encompass providing transportation across Hillsborough, Pinellas, Polk and Pasco Counties with a mission to one day be nationwide. By showing God's love through providing bicycles for those in need, we hope to lead them to a life in His eternal kingdom. For several years Patrick (Pat) Simmons was trying to figure out how he could combine his passion for cycling with a cause that could really make a difference in people's lives. At the time he couldn't seem to come up with something that really had purpose, but all that changed after a trip with his church, First Baptist Dover, to Nicaragua in June 2015. He got to see poverty up close and personal and what it was like to live with very little. After he returned, he decided to get involved with his church in helping feed the homeless once a month at Amazing Love Ministries in Ybor City. Pat enjoyed it so much that he started going every week to help feed. He then got involved with a few other organizations that helped feed the homeless and needy and it was at this point he knew that he could do more. There was a real need for transportation for those who were really trying to better themselves and Pat knew he could help. Bikes for Christ was born in March 2016. With just some simple postings on Facebook and Craigslist seeking used bicycles, donations started pouring in. Currently Bikes For Christ receives donations from across four counties and redistributes them through other charitable organizations who work directly with clients and are able to “vet them out” to determine who really has a need. The organization has also expanded to help veterans and seniors with their commutes. Children are also a priority. As Pat states “every kid deserves a bike.” The most important part in all of this is that those who receive bikes know that someone loves and cares for them. “Through giving we show love, and it's the same love and compassion that Jesus showed us” Pat says. With every bicycle, a Bible goes along with it. “It's the handbook that gets us through this life and into heaven to spend with God for all eternity.”

Bloomingdale Rare Coins & Gold Owner Brendan Carnes Also, a disc golf enthusiast! If you are looking for a unique gift for Dad, visit Bloomingdale Rare Coins and Gold. Recently opened, the store is owned by a graduate gemologist and offers a variety of gifts, including thousands of coins for collectors of all levels. The store also purchases coins, bullion, watches and jewelry in all conditions. The store is located at 1544 Bloomingdale Ave. in Valrico and can be reached at 438-8889. Search for ‘Bloomingdale Rare Coins and Gold' on Facebook to keep up with current offers. https://bloomingdalerarecoinsandgold.com/

We're honoring Moody Radio Florida's Pierre Chestang. He's retiring this week to transition from bi-vocational pastoring to full-time pastoring at The Bridge Worship Community in Valrico, Florida. Stepping into the role of station manager will be Andrew Leuthold who currently serves as our Operations Director, and co-host of Music for Sunday. This morning we got to hear from some staff and friends. See omnystudio.com/listener for privacy information.

Moody Radio's Pierre Chestang is retiring at the end of September to move from bi-vocational pastoring to full-time pastoring at The Bridge Worship Community in Valrico, Florida. Stepping into the role of station manager will be Andrew Leuthold who currently serves as our Operations Director, and co-host of Music for Sunday. This morning we got to hear from both men as they shared some behind-the-scenes stories, plus what will not be changing at Moody Radio Florida. See omnystudio.com/listener for privacy information.

Cora Simon is co-owner of Simon Firearm & Family Safety Training offers a variety of firearm training and concealed carry classes. Training classes are for anyone considering applying for a Concealed Carry Permit or looking to learn more about protecting your family with a sound home defense plan, Our Concealed Carry and Home Defense Fundamentals training details how to understand conflict avoidance and situational awareness, the basics of handguns and other firearms, the fundamentals of shooting, the physiology of violent confrontations, and the legal characteristics of using deadly force. All levels of experience and training are welcome. https://www.facebook.com/Simon-Firearm-Family-Safety-Training-386575622207598

Kenzie Wheeler was on Team Kelly for Season 20 of The Voice and came in second to winner Cam Anthony in a close race. Age: 23 Hometown: Dover, Florida Resident: Dover, Florida Kenzie has been singing since he was young, but he didn't take it seriously until high school, when he performed karaoke at a local restaurant. His family and friends were impressed and encouraging, so he started going every Friday and eventually won a few local contests. Kenzie moved up to playing gigs around town and even got to open for Charlie Daniels and Craig Campbell. Kenzie's dad encouraged him to grow a mullet, which has been a huge hit with his fans and is now his trademark. Outside of maintaining his mullet and music, Kenzie also works at a grocery store warehouse.

Megan Taylor is one of most friendly and approachable Concierges you will ever want to meet. She wears the crown well as the "differentiator" for Valrico Florida, and Salons by JC. Humble yet strong in her convictions to always operate with excellence and with a servants heart; you will get the impression, that she enjoys what she "get's to do" in her role as concierge to help salon suite owners succeed and flourish. She deserves to be named Concierge of the year for 2020!!

Fresh Food – From Our Fields To Your Table At Fields & Table, our passion is helping families in our community access fresh and nutritious food. We believe that healthier foods lead to healthier lives. With locally-sourced fruits, vegetables, and select fresh meat and dairy, you are guaranteed to find the products you need at a price you will love. What sets Fields & Table apart from other local options? Our commitment to providing a wide selection of sustainably-sourced, fresh products that are grown locally ensure that you bring the best of the season to your table. With a variety of both conventional and organic options available, you will love what you find at Fields & Table! Visit us today at our main store location, and join us in our mission to bring healthy and nutritious food to our community!

On Daily Faith, our guest is Pastor Bryant Golden. He is the lead pastor of Centerpoint Church in Valrico, Fl, and is the founder and host of Unfiltered Radio in Central Florida. Many years ago, the Lord birthed a vision in his heart to replant an older church that his father had planted long before. It has now been ten years since that vision, and Centerpoint Church is thriving. Pastor Golden wanted to create a safe environment within their community for people of all ages and backgrounds to see Jesus differently. His heart for the church is to be a sanctuary, hospital, and a place of worship, to help all who are weary to come and find rest in Jesus, transformed by His love. Pastor Golden wants to help you see the Lord amid your circumstances and the decisions that you have to make. Many people struggle with mental illnesses, isolation, and fear. Pastor Golden would like to share how his family overcame tough decisions and their struggles with mental illness, and in the midst of all of this, how God's grace was made sufficient for them. God's power is made perfect in our weakness, and that allows Him to come into our hearts and do what only He can do. Don't allow the voices of the enemy to keep you isolated from the guilt and shame of your past. We may never fully understand God's reasoning, but we know that helping others in need is when true healing can begin when we reach out with honesty. If you are struggling with any form of illness, please reach out for help today. For more information about Centerpoint Church in Valrico, Fl, please visit centerpointfl.org or get your free copy of Bryant Golden's e-book; please see bryantgolden.org.   For those who are not aware, the heart of our ministry is in Moldova. It's one of the poorest countries in Eastern Europe, with many deaths lead by alcohol abuse. In this tiny, impoverished country, many children have been sent to grow up in an orphanage because they are unwanted and could not be cared for. They grow up without the love of a family and, when they turn sixteen, are sent back to the places where they came from, without any support, leaving them subject to human trafficking. Vatra Village is our ministry of homes that help to rescue these once lost and abandoned children. They become sons and daughters of Christ who have now turned into missionaries to their friends left behind in the orphanage. Once isolated by mental illness and the fears of identity, they have discovered what God's grace can do in their hearts, how God's love brought healing, hope, and joy in their lives. Thank you for your kind prayers and diligent support. For more information about The Orphans Hands ministry, please visit theorphanshands.org.

Double Amputee and stroke survivor Vaughan Debarr is an inspiration. After losing both legs and then her ability to move her body below the waist after a stroke, Vaughan has continued to be a fighter and became a Champion Weightlifter, inspirational speaker and a chef. She shares her gifts and her spirit with her community and she's not done yet! She's currently known as the legless lifter and can be contacted through www.livingmybestblessedlife.com.

Established in 1976, Center Place Fine Arts and Civic Association is a 501(c)3 not-for-profit organization whose members are dedicated to the promotion of the fine arts and civic involvement. Center Place offers cultural enrichment opportunities for all ages through a variety of programs including original art exhibits, art education and the performing arts. As indicated by its name, the association provides a centralized meeting facility for the pursuit of these activities and offers rental of meeting rooms for community functions, both public and private. Our facility is located in the heart of Brandon at the Sandy Rodriguez Center, home to both Center Place and the Brandon Regional Library. Its location at 619 Vonderburg Drive Brandon offers residents of eastern Hillsborough County the convenience of a centrally located cultural, educational, and social facility. Center Place is located in Brandon, approximately fifteen minutes from downtown Tampa. Tremendous growth in Eastern Hillsborough County established a need for a centrally located regional library. Center Place was able to provide the ideal location by donating three acres of land in the heart of Brandon to the county. The county, in turn, constructed a unique facility which houses both Center Place and the regional library. The library/cultural center is unique in being the first documented facility of this type in Florida, made possible through the cooperation of the private sector and the county government. Through this cooperative effort, residents of Eastern Hillsborough County enjoy the convenience of a centrally located educational and cultural facility. Although complementary in nature, Center Place and the library remain autonomous in operation. Center Place includes a 300 seat auditorium, the Phillip G. Mook Gallery, and art workshop rooms.

Series: N/AService: Sun PMType: SermonSpeaker: Shane ScottA sermon recording given by guest speaker Shane Scott of Valrico, Florida on July 26, 2020.

Today's interview is a true story of a twenty-something woman, picked to live in a house with 6 strangers and have her life taped. Listen in to find out what happened when she stopped being polite and started getting real.You know I had to open with that, right? I HAD to.I am thankful that my adolescence and young adulthood happened BEFORE social media. That the dumb things I did were not preserved for all eternity on someone's phone or story or timeline much less broadcast to millions on cable tv.For Melissa, Y2k was the year, she broadcast 6 months of her life in the ninth season of The Real World New Orleans. And, what seemed like a good time and an easy way out of her hometown of Valrico, Florida, ended up taking her beyond what she had imagined. Her reality TV debut turned into a brief stint in Hollywood chasing commercial roles, auditions, and a full time job on Chelsea Handler's show Girls Behaving Badly. Then, one day, after some soul searching, she decided she'd had enough of Hollywood and moved to Long Island, New York to live with her then boyfriend, Justin.In 2007 Melissa and Justin married and, in early 2009 she gave birth to their first child, a daughter. It was then when she realized that being a mom? This was the gig she was meant to land.

Two hundred Mexico Beach, Florida homes sitting beach block from the Gulf of Mexico, yet labeled X-Zone, FEMA's lowest risk for flooding, were nearly wiped out by 2018's Hurricane Michael.  Many of those residents had no flood insurance, complicating which damage from the Category 5 storm may or may not be covered by their homeowners insurance.In fact, 80% of flood losses in the Florida Panhandle were uninsured.  Yet, there's just a trickle of greater demand for flood insurance post-storm.   Mexico Beach is fighting back with a tough new ordinance to counter the complacency created in residents by FEMA's inaccurate and outdated maps. Host Lisa Miller, a former deputy insurance commissioner, talks with two residents and an insurance agent about the impact of the new ordinance and how agents could be doing more to promote increasingly affordable flood coverage to their clients.Show NotesFEMA flood maps for Mexico Beach were last revised in 2009 but were based on a maximum storm surge of 10 feet.  Hurricane Michael produced a 15.5 foot storm surge plus 5-foot waves topping the surge, when it made landfall there on October 10, 2018.  The maps are used to identify which properties must have flood insurance to meet federal mortgage requirements and to set rates for those policies.Only one-third of Bay County, home to Mexico Beach and some of the worst damage in the 13-county impact zone, had National Flood Insurance Program (NFIP) policies.   Dina Bautista didn't have flood insurance, but was one of the lucky ones.  Her Mexico Beach home was built on 12-foot pilings, the only one in her neighborhood.  “Every neighbor had water up to their roof,” she said.Yet despite the devastation, few Bay County residents have learned the lesson from Michael.  “I get the speech of ‘I've been in this house fifty years and never flooded' quite a bit,” said Trey Hutt, owner of Hutt Insurance Agency in nearby Panama City.  “What these mostly elderly people don't get is that in those intervening 50 years, we've poured a lot of asphalt and concrete all around them, and that water is going somewhere.  And every neighbor is now building higher than that original home, and water always runs downhill.”Melissa Poage became concerned walking around her Valrico, Florida neighborhood after a recent hard rainstorm and noticing a waterline almost up to front doorsteps.  She said her insurance agent had never discussed purchasing flood insurance with her.  Her entire neighborhood is in an X-Zone, defined as being at risk of a 1 in 500 year flood event, which equates to a 0.2% chance every year of being flooded.  “So I bought flood insurance and it was very reasonably priced, it's not expensive,” she said. Hutt, a 25 year insurance veteran, said people don't understand the true meaning of an X-Zone.“In our agency over the years, we've paid an awful lot more flood claims in X-Zones than we have in other zones.  An X-Zone does not equal ‘we will not flood', it just means it's less likely to flood than a Special Flood Hazard Area,” he said.Since Hurricane Opal in 1995, Hutt said his agency has aggressively offered flood policies with homeowners policies (which don't cover most flood damage).   Those customers who choose not to purchase it have to sign a form acknowledging that.  “A flood rejection form has become a part of a lot of agencies' tool kits,” he said.Both Hutt and Poage agree that it should be mandatory for insurance agents to “make the call” and offer customers flood insurance.  “I'm in favor of putting pressure on fellow agents to not only recommend flood insurance but we need to be able to prove that we've recommended it to a client, otherwise we might face legal action after a big storm such as Michael,” Hutt said.Bautista is an engineer with Dewberry Engineering and along with being a resident herself, serves as the consulting engineer for the city of Mexico Beach.  Within weeks after surveying Michael's devastation from both the 160 mph winds and 20.6 foot peak water level, city officials adopted a tough new floodplain ordinance that goes above and beyond FEMA flood maps. The ordinance affects rebuilding of homes that suffered substantial damage (greater than 50% structural damage) from Michael and all new construction:   Incorporated a preliminary draft of a new flood map that FEMA had been developing before Michael, even though the map itself is not yet in effect; Incorporated the map's shaded X-Zones as part of the city's more restrictive Special Hazard Flood Area with regard to construction standards; and Required all such rebuilding and new construction of properties in Zones A, AE, and shaded X, to raise their finished floor 18 inches above FEMA's 1 in 500 year flood event elevation. “We're trying to pick up the insurance gap and protect the residents,” Bautista explained.  “Most of them may not buy or be required to buy flood insurance in the zone they're in, but through our ordinance and the actual construction, we're trying to minimize their risk for future damage.”While such building code changes are not occurring in the rest of Bay County, Hutt said more private flood insurance companies are selling coverage alongside or in competition with the NFIP.  Florida's private market has been steadily growing with the number of companies more than doubling in the past two years.“We're finding these products are based on better data.  They're often less expensive and they are almost always better coverage,” Hutt said.  “The long-term solution is to get flood insurance priced more accurately.   Since it's been driven by political forces more than profitability, NFIP rates are artificially suppressed, and what that does is just encourage people to borrow money and build homes where they frankly might not or should be doing,” he said.The podcast discussion also included the potential for Increased Cost of Compliance (ICC) insurance coverage or FEMA hazard mitigation grants to help homeowners pay for construction required in tougher building ordinances, such as those in Mexico Beach.  Private insurance companies offering both homeowners, wind, and flood coverage on the same policy would also simplify the process.Host Lisa Miller, a former deputy insurance commissioner, commended Mexico Beach officials for their leadership in building greater resiliency into the city's recovery.  “You're completely revolutionizing the new construction and rebuilding of the area in an attempt to withstand Mother Nature the next time.  That's very smart and helpful,” Miller said.Links and Resources Mentioned in this EpisodeDefinitions of FEMA Flood Zone Designations Majority of Michael Flood Victims Uninsured (LMA Newsletter of July 29, 2019)www.dewberry.comwww.huttinsurance.comPrivate Flood Insurance & Resilience (from Lisa Miller & Associates)Flood Follies (The Florida Insurance Roundup podcast, episode 16, December 16, 2018)Coastal communities should exercise caution in using FEMA Flood Maps as the primary indicator of coastal risk (by Dr. Rob Young, Director, Program for the Study of Developed Shorelines at Western Carolina University, and guest on the Flood Follies podcast)** The Listener Call-In Line for your recorded questions and comments to air in future episodes is 850-388-8002 or you may send email to LisaMiller@LisaMillerAssociates.com **The Florida Insurance Roundup from Lisa Miller & Associates, brings you the latest developments in Property & Casualty, Healthcare, Workers' Compensation, and Surplus Lines insurance from around the Sunshine State.  Based in the state capital of Tallahassee, Lisa Miller & Associates provides its clients with focused, intelligent, and cost conscious solutions to their business development, government consulting, and public relations needs.  On the web at www.LisaMillerAssociates.com or call 850-222-1041.  Your questions, comments, and suggestions are welcome!  Date of Recording 10/29/19. Email via info@LisaMillerAssociates.com   Composer: www.TeleDirections.com  © Copyright 2017-2019 Lisa Miller & Associates, All Rights Reserved