Podcasts about dutch central bank

The Dutch Central Bank has issued an unprecedented warning to the public to keep cash in their homes because of the increasing risk of cyberattacks, particularly from Russia. So is it possible that our own digital payment structure could be disrupted in a potential cyber-attack? We discuss all with Paul Dwyer CEO of Cyber Risk International.

As the cyber warfare threat increases in Europe, the Dutch Central Bank has issued an unprecedented warning to citizens to consider keeping cash at home. But should we be keeping cash deposits in our house? We discuss with Eoin Keary, Founder of Edgescan.

The Dutch Central Bank has issued an unprecedented warning to the public to keep cash in their homes because of the increasing risk of cyberattacks, particularly from Russia. So is it possible that our own digital payment structure could be disrupted in a potential cyber-attack? We discuss all with Paul Dwyer CEO of Cyber Risk International.

Milan Dereede joins me to reveal that he's the person behind the Mira Hurley account, one of the most influential Nano Twitter personas over the last few years. He talks about his time at the Dutch Central Bank as a crypto enthusiast and his new venture as a full time crypto builder with his new LLM app, NanoGPT and how it's changing the world. Reach Milan:Twitter: @milan_dereedeNano-GPT Website (KWC ref link): https://nano-gpt.com/invite/4mqDcWPGReach Keyword Crypto:Website: https://keywordcrypto.com/Twitter: https://twitter.com/keywordcryptoTwitter: https://twitter.com/michaelcrupto

This week on Here's What We Know, our host Gary Scott Thomas sits down with the author of “Impression of Near-Death Experiences,” Robert ‘Bob' Christophor Coppes. His book gives an impression of what Near-Death Experiences are like by giving hundreds of quotes from more than 100 experiences from all over the world. They explore Bob's unexpected journey from a finance background to becoming an NDE researcher and discuss compelling stories that challenge our understanding of life and consciousness. You don't want to miss this thought-provoking conversation. Tune in now!In This Episode:Bob's Background: Despite having a career in finance and working at the Central Bank of the Netherlands, he developed a keen interest in spirituality and NDEs.Bob shares insights about life reviews during such experiences, where individuals relive moments from their lives from multiple perspectives, including those they interacted with.Hear our host Gary as he shares a story about his mother's NDE during a lightning storm, where she had an out-of-body experience and was given a choice to return or not.Discover cases where people have observed details during their NDEs that were later confirmed to be accurate despite not being conscious or able to see at the time.Discusses how many who have had NDEs report experiencing unconditional love—a concept difficult for some to grasp—and explains there is no external judgment; rather, individuals feel empathy towards others affected by their actions.Explores how life reviews allow individuals to understand the ripple effect of their actions on others' feelings—emphasizing missed opportunities for kindness as profound learning moments without any external judgment attached.This episode is sponsored by:Winchester Western WearMike Counsil Plumbing & RooterBison JunkBio:Robert ‘Bob' Christophor Coppes, based in The Netherlands, is a scientist, author, and NDE Researcher. He is a Board Member of IANDS (That's the International Association of Near Death Studies), and has given keynote talks, and compiled hundreds of quotes from Near Death Experiencers.With a Ph.D. in economics from the University of Groningen, Bob held roles at the Dutch Central Bank as a banking supervisor, risk manager, and insurance supervisor. Now retired, he supports children with their schoolwork and works with refugees.Bob's fascination with near-death experiences (NDEs) led to "The Essence of Religions" and "Messages from The Light." His latest book 'Impressions of Near-Death Experiences' includes many of these quotes along with recurring themes of the Near Death Experience.Website: https://www.bobcoppes.com/Facebook: https://www.facebook.com/robert.c.coppesInstagram: https://www.instagram.com/bobcoppesX: https://x.com/bob_coppesConnect with Gary: Gary's Website Follow Gary on Instagram Gary's Tiktok Gary's Facebook Watch the episodes on YouTube Advertise on the Podcast Thank you for listening. Let us know what you think about this episode. Leave us a review!

Inflation comes and goes US Economy hitting a soft patch. Summer doldrums for markets. Guest Jim Bruce – Movie producer and writer of Money for Nothing and The Restless Billionaire. Money For Nothing, Inside the Federal Reserve  - Jim Bruce - Producer, Director and Writer of Money For Nothing, Inside the Federal Reserve. Money For Nothing is Jim Bruce's directorial debut. Jim was Editor/Writer/Co-Producer of Sierra Leone's Refugee All Stars - finalist for the 2006 International Documentary Association's Feature Film of the Year. Jim has also worked as an editor on acclaimed documentaries (including The King of Kong and Dambe: The Mali Project), and as an assistant editor on Hollywood films such as Kinsey, Insomnia, X-Men: The Last Stand, and The Incredible Hulk. He was a Visiting Professor at Middlebury College in 2007. Link Jim discussed: Compare to 70s GREAT INFLATION  -  here is a LINK to YouTube clip of that scene from the film Jim has been a student of financial markets for many years, and began writing a newsletter in 2006 warning about the oncoming financial crisis. His short trades in 2007 and 2008 helped finance a significant portion of Money For Nothing‘s budget. Jim has appeared on CNBC, MSNBC, NPR, Bloomberg TV, and Fox Business, and has spoken at Harvard Business School and the Dutch Central Bank. Read more about his background in this Washington Post profile. Get the Movie HERE   Check this out and find out more at: http://www.interactivebrokers.com/ Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy - HERE Stocks mentioned in this episode: (NVDA)

In this extra episode of Leaders in Finance, we welcome Elke Karskens, serving as Country Director for Benelux and Nordics at Coinbase. With a global workforce of 3400 employees, quarterly trading volumes reaching $154 billion, safeguarded assets totaling $193 billion, and a presence in over 100 countries, Coinbase stands as a major player in the cryptocurrency landscape. Elke has an impressive career in various leadership positions. Prior to her current role at Coinbase, Elke worked for Facebook/Meta and Skype.  Elke is 38 years old, married and has 3 children, lives in the UK, London, and is currently relocating to the Netherlands.   ***  Leaders in Finance is made possible through support of EY, MeDirect, RiskQuest, Kayak and Roland Berger. More information about our partners is available at our partnerpage.    ***  Follow Leaders in Finance via Linkedin.    ***  Want to keep up with Leaders in Finance? Subscribe to our newsletter (in Dutch).    ***  Is there any guest you would like us to talk to in one of the following episodes of Leaders in Finance? Please let us know: info@leadersinfinance.nl   ***  If you enjoyed the Leaders in Finance podcast, please leave a review at for instance Apple Podcasts. You could also follow us at Spotify. We would be glad if you do, because some people will only listen to this podcast if they know that there are many other people who like to listen as well!   *** Please also check out Leaders in Finance Academy as well as Leaders in finance Events and our other podcast Compliance Adviseert.   *** Previous guests were among many others: Klaas Knot (President Dutch Central Bank - DNB), Robert Swaak (CEO ABN AMRO), David Knibbe (CEO NN), Janine Vos (Managing Board Rabobank), Frank Elderson (Board ECB), Jos Baeten (CEO ASR), Jeroen Rijpkema (CEO Triodos), Nadine Klokke (CEO Knab), Gita Salden (CEO BNG Bank), Annerie Vreugdenhil (CIO ING),  Karien van Gennip (CEO VGZ), Chantal Vergouw (CEO Interpolis), Simone Huis in 't Veld (CEO Euronext), Nout Wellink (former President Dutch Central Bank), Anneka Treon (MD Van Lanschot), Onno Ruding (former minister of finance), Maurice Oostendorp and Martijn Gribnau (CEOs Volksbank), Olaf Sleijpen (Director DNB), Allegra van Hövell-Patrizi (CEO Aegon NL), Yoram Schwarz (CEO Movir), Laura van Geest (Chairwoman Dutch Authority for the Financial Markets - AFM) Katja Kok (CEO Van Lanschot Kempen CH), Ali Niknam (CEO bunq), Nick Bortot (CEO BUX), Matthijs Bierman (MD Triodos NL), Peter Paul de Vries (CEO Value8), Barbara Baarsma (CEO Rabo Carbon Bank), Marguerite Soeteman-Reijnen (Chair Aon Holdings), Annemarie Jorritsma (a.o. Chair NVP), Lidwin van Velden (CEO Dutch Water Bank - NWB), Don Ginsel (CEO Holland Fintech), Mary Pieterse-Bloem (Professor Erasmus University), Jan-Willem van der Schoot (CEO Mastercard NL), Tjeerd Bosklopper (CEO NN NL), Joanne Kellermann (Chair PFZW), Steven Maijoor (Chair ESMA), Radboud Vlaar (CEO Finch Capital), Karin van Baardwijk (CEO Robeco) and Annette Mosman (CEO APG).  --> between brackets the job title at the time of the interview.  

Welcome to this extra episode of Leaders in Finance, recorded live at the Leaders in Finance Future of Wealth Event on March 7, 2024. We reflected on the event with: Job Mantz, Country Manager at MeDirect Netherlands Marije Tolsma-Groen, Event Moderator Frank Schrijver, Partner Financial Services at Roland Berger Chris Zegers, Managing Director Private Clients Specialties at Van Lanschot Kempen Boudewijn Chalmers Hoynck van Papendrecht, Partner at EY Wealth and Asset Management Consulting Leader Netherlands   ***  Leaders in Finance is made possible by the support of EY, MeDirect, RiskQuest, Kayak and Roland Berger. More information about our partners is available at our partner page.   ***  Follow Leaders in Finance via Linkedin.    ***  Want to keep up with Leaders in Finance? Subscribe to our newsletter (in Dutch).    ***  Is there any guest you would like us to talk to in one of the following episodes of Leaders in Finance? Please let us know: info@leadersinfinance.nl   ***  If you enjoyed the Leaders in Finance podcast, please leave a review at for instance Apple Podcasts. You could also follow us at Spotify. We would be glad if you do, because some people will only listen to this podcast if they know that there are many other people who like to listen as well!   *** Please also check out Leaders in Finance Academy as well as Leaders in finance Events and our other podcast Compliance Adviseert.   *** Previous guests were among many others: Klaas Knot (President Dutch Central Bank - DNB), Robert Swaak (CEO ABN AMRO), David Knibbe (CEO NN), Janine Vos (Managing Board Rabobank), Frank Elderson (Board ECB), Jos Baeten (CEO ASR), Jeroen Rijpkema (CEO Triodos), Nadine Klokke (CEO Knab), Gita Salden (CEO BNG Bank), Annerie Vreugdenhil (CIO ING),  Karien van Gennip (CEO VGZ), Chantal Vergouw (CEO Interpolis), Simone Huis in 't Veld (CEO Euronext), Nout Wellink (former President Dutch Central Bank), Anneka Treon (MD Van Lanschot), Onno Ruding (former minister of finance), Maurice Oostendorp and Martijn Gribnau (CEOs Volksbank), Olaf Sleijpen (Director DNB), Allegra van Hövell-Patrizi (CEO Aegon NL), Yoram Schwarz (CEO Movir), Laura van Geest (Chairwoman Dutch Authority for the Financial Markets - AFM) Katja Kok (CEO Van Lanschot Kempen CH), Ali Niknam (CEO bunq), Nick Bortot (CEO BUX), Matthijs Bierman (MD Triodos NL), Peter Paul de Vries (CEO Value8), Barbara Baarsma (CEO Rabo Carbon Bank), Marguerite Soeteman-Reijnen (Chair Aon Holdings), Annemarie Jorritsma (a.o. Chair NVP), Lidwin van Velden (CEO Dutch Water Bank - NWB), Don Ginsel (CEO Holland Fintech), Mary Pieterse-Bloem (Professor Erasmus University), Jan-Willem van der Schoot (CEO Mastercard NL), Tjeerd Bosklopper (CEO NN NL), Joanne Kellermann (Chair PFZW), Steven Maijoor (Chair ESMA), Radboud Vlaar (CEO Finch Capital), Karin van Baardwijk (CEO Robeco) and Annette Mosman (CEO APG).  --> between brackets the job title at the time of the interview.  

Hear from Dr. Jakob Thomae, Project Director for the Inevitable Policy Response, as we discuss their latest forecast and what it means for the transition to net-zero. Scenario analysis is the natural tool for anyone wanting to understand how climate-related risks might evolve over coming decades. The vast majority of climate scenarios, regardless of who produced them or what level of warming they predict, tend to report similar levels of physical risk over the next couple of decades or so. However, predictions about transition risk tend to be quite different between scenarios. This episode focuses in on the transition, and in particular the extraordinary work being done by the Inevitable Policy Response (IPR) to figure out the most likely course of the transition to net zero. We'll explore: ·         The IPR's surprisingly optimistic forecast, and they believe the world might look like by the end of the century; ·         The methodology behind their forecast, and how it differs from the scenarios produced by other groups; and ·         What this forecast means for risk and finance professionals. To find out more about the Sustainability and Climate Risk (SCR®) Certificate, follow this link: https://www.garp.org/scr For more information on climate risk, visit GARP's Global Sustainability and Climate Risk Resource Center: https://www.garp.org/sustainability-climate If you have any questions, thoughts, or feedback regarding this podcast series, we would love to hear from you at: climateriskpodcast@garp.com Links from today's discussion: The Inevitable Policy Response: https://ipr.transitionmonitor.com/ Theia Finance Labs (formerly known as the 2° Investing Initiative): https://theiafinance.org/ Jakob's first book, ‘The Kill Score: On the Trail of Our Ecological and Social Footprint': https://rb.gy/ydnxvu Paris Agreement Capital Transition Assessment (PACTA): https://pacta.rmi.org/ The International Energy Agency (IEA): https://www.iea.org/ How Bad are Bananas? by Mike Berners-Lee: https://howbadarebananas.com/ Jakob's second book, ‘The Little Book of Big Risks: From Atomic Bombs to a Zombie Apocalypse': https://rb.gy/8lk1no   Speaker's Bio Dr. Jakob Thomae, Project Director, Inevitable Policy Response Jakob Thomae is one of the leading global experts on sustainable finance and long-term risks. In June 2023, Jakob was appointed Project Director for the Inevitable Policy Response (IPR), a climate transition forecasting consortium commissioned by the Principles for Responsible Investment. The IPR helps investors navigate the risks and opportunities arising from climate policy acceleration, volatility and transition. Jakob is the co-founder of Theia Finance Labs (formerly known as the 2° Investing Initiative) where he currently serves as Research Director. Jakob is also Professor in Practice at SOAS, University of London, where he teaches a Green Finance course. His recent book "The Kill Score” explores the impact of sustainability on human lives. Jakob has served as advisor to central banks around the world including the Japanese Financial Services Agency, the Brazilian Central Bank, the Bank of Thailand, the Bank of England, the Bundesbank, the Dutch Central Bank, and EIOPA. He holds a PhD in Finance from the Conservatoire National des Arts et Metiers.

Rob talks about the surprising trend of countries, including Poland, buying large amounts of gold, focussing on the potential reasons behind this, such as a shift towards a new gold standard and the need for countries to meet the gold to GDP ratio requirement set by the EU.  KEY TAKEAWAYS Poland's central bank has been aggressively buying gold in recent years, with the goal of bringing its gold to GDP ratio in line with the eurozone average. This suggests that there may be a potential shift towards a new gold standard in the future. The EU has a covert requirement for nations to have a certain amount of gold to their GDP, indicating a possible hidden agenda for a gold standard. Gold has an allure and reliability that makes it the ultimate anchor of trust, according to the head of the Dutch Central Bank. This is why central banks and individuals around the world have been buying gold as a means of protecting their wealth. The revaluation of gold, based on the world's debt, could potentially lead to a significant increase in its price. Some experts speculate that gold could reach prices as high as $5,000, $10,000, or even $20,000 per ounce. BEST MOMENTS "Gold is the ultimate anchor of trust. If the entire financial system collapses, you still have the gold and the gold retains its value."  "The more you read into it, the more you realise this probably, probably not saying it will, but it will probably happen, is that there's going to be a new shift to a gold standard."  "If we shift to a new gold standard, that could then lead to a massive revaluation in gold itself."  "Gold just has this allure to it. It has this aura. And it has this reliability. Gold never lets you down." VALUABLE RESOURCES GET YOUR DEVELOPMENT FINANCE HERE: https://propertyfundingplatform.com/WharfFinancial#!/borrowerinitialregistration SOVEREIGN MAN PREMIUM INTELLIGENCE MEMBERSHIP https://dash.sovereignman.com/a/smc12m995/tpnpodcast SOVEREIGN MAN 4th PILLAR https://dash.sovereignman.com/a/4pmain/tpnpodcast ABOUT THE HOST Rob Smallbone is the author of the Amazon best-seller Buy-To-Let: How To Get Started as well as 101 Top Property Tips and Property FAQ's. BOOKS  Property FAQs = https://amzn.to/3MWfcL4   Buy To Let: How To Get Started = https://amzn.to/3genjle   101 Top Property Tips = https://amzn.to/2NxuAQL   WHERE TO FIND US https://linktr.ee/thepropertynomadspodcastuk property, Investment, Property, Rent, Buy to let, Investing for beginners, Money, Tax, Renting, Landlords, strategies, invest, housing, properties, portfolio, estate agents, lettings, letting, business: https://patreon.com/tpnpodcast

Dr. Mirea Raaijmakers explains how developments in big data analytics and behavioural science are driving modern-day risk management within financial services. Mirea, who was one of the main architects of the Dutch Central Bank's pioneering approach of behaviour & culture supervision, also discusses how supervisors could be more up-close and personal with financial institutions when it comes to understanding the cultural and behavioural influences on performance.

In this episode, Dr. Mirea Raaijmakers, who worked as Global Head of Behavioural Risk Management at ING, explains how developments in big data analytics and behavioural science are driving modern-day risk management within financial services. Mirea, who was one of the main architects of the Dutch Central Bank's pioneering approach of behaviour & culture supervision, also discusses how supervisors could be more up-close and personal with financial institutions when it comes to understanding the cultural and behavioural influences on performance.

Dr. Mirea Raaijmakers explains how developments in big data analytics and behavioural science are driving modern-day risk management within financial services. Mirea, who was one of the main architects of the Dutch Central Bank's pioneering approach of behaviour & culture supervision, also discusses how supervisors could be more up-close and personal with financial institutions when it comes to understanding the cultural and behavioural influences on performance.

In this episode, Dr. Mirea Raaijmakers, who worked as Global Head of Behavioural Risk Management at ING, explains how developments in big data analytics and behavioural science are driving modern-day risk management within financial services. Mirea, who was one of the main architects of the Dutch Central Bank's pioneering approach of behaviour & culture supervision, also discusses how supervisors could be more up-close and personal with financial institutions when it comes to understanding the cultural and behavioural influences on performance.

Protect your investments with And We Know http://andweknow.com/gold Or call 720-605-3900, Tell them “LT” sent you. ————————————————————— *Our AWK Website: https://www.andweknow.com/ *Our 24/7 NEWS SITE: https://thepatriotlight.com/ ————————————————— The Western World Is About To Deliver Some Very Bad News To Its Young Adults https://www.zerohedge.com/markets/western-world-about-deliver-some-very-bad-news-its-young-adults “There is no doubt we are starting another outbreak of COVID-19” – Dr. Peter McCullough. How to be Prepared. | ZeroHedge https://twitter.com/simon_simon666/status/1696779535629402197?s=20 ————————————————— *DONATIONS SITE: https://bit.ly/2Lgdrh5 *Mail your gift to: And We Know 30650 Rancho California Rd STE D406-123 (or D406-126) Temecula, CA 92591 ➜ AWK Shirts and gifts: https://shop.andweknow.com/ ➜ And We Know Challenge Coins & Patriot Pins https://andweknow.com/ThePatriotPin/ ➜ Audio Bible https://www.biblegateway.com/audio/mclean/kjv/1John.3.16 Connect with us in the following ways:

Welcome to an extra episode of Leaders in Finance. This episode was recorded live from the Leaders in Finance AML Netherlands event that took place on 5 October 2023. We had 5 distinguished speakers with whom we reflected on the event: * Steffie Schwillens - Head of Department Financial Crime Supervision at the Dutch Central Bank * Krik Gunning - CEO & Co-founder at Fourthline * Nicholas Lord - Professor of Criminology at the University of Manchester * Baldwin Kramer - Managing Partner Financial Advisory and FEC specialist at Deloitte * Helène Erftemeijer - Sector Coordinator AML at the Dutch Banking Association Please enjoy this wide ranging conversation!   More about the event: https://www.leadersinfinance.nl/aml-nl-2023/ Register for next year: https://www.leadersinfinance.nl/aml-nl-2024/   ***  Leaders in Finance is made possible through support of Kayak, EY, Odgers Berndtson executive search en Roland Berger. More information about our partners is available at our partnerpage.    ***  Follow Leaders in Finance via Linkedin.    *** Order the book "100 Gesprekken: de mens achter succes" about the first 100 guests at the show (in Dutch).   ***  Want to keep up with Leaders in Finance? Subscribe to our newsletter (in Dutch).    ***  Is there any guest you would like us to talk to in one of the following episodes of Leaders in Finance? Please let us know: info@leadersinfinance.nl   ***  If you enjoyed the Leaders in Finance podcast, please leave a review at for instance Apple Podcasts. You could also follow us at Spotify. We would be glad if you do, because some people will only listen to this podcast if they know that there are many other people who like to listen as well!   *** Please also check out Leaders in Finance Academy as well as Leaders in finance Events and our other podcast Compliance Adviseert.   *** Previous guests were among many others: Klaas Knot (President Dutch Central Bank - DNB), Robert Swaak (CEO ABN AMRO), David Knibbe (CEO NN), Janine Vos (Managing Board Rabobank), Frank Elderson (Board ECB), Jos Baeten (CEO ASR), Jeroen Rijpkema (CEO Triodos), Nadine Klokke (CEO Knab), Gita Salden (CEO BNG Bank), Annerie Vreugdenhil (CIO ING),  Karien van Gennip (CEO VGZ), Chantal Vergouw (CEO Interpolis), Simone Huis in 't Veld (CEO Euronext), Nout Wellink (former President Dutch Central Bank), Anneka Treon (MD Van Lanschot), Onno Ruding (former minister of finance), Maurice Oostendorp and Martijn Gribnau (CEOs Volksbank), Olaf Sleijpen (Director DNB), Allegra van Hövell-Patrizi (CEO Aegon NL), Yoram Schwarz (CEO Movir), Laura van Geest (Chairwoman Dutch Authority for the Financial Markets - AFM) Katja Kok (CEO Van Lanschot Kempen CH), Ali Niknam (CEO bunq), Nick Bortot (CEO BUX), Matthijs Bierman (MD Triodos NL), Peter Paul de Vries (CEO Value8), Barbara Baarsma (CEO Rabo Carbon Bank), Marguerite Soeteman-Reijnen (Chair Aon Holdings), Annemarie Jorritsma (a.o. Chair NVP), Lidwin van Velden (CEO Dutch Water Bank - NWB), Don Ginsel (CEO Holland Fintech), Mary Pieterse-Bloem (Professor Erasmus University), Jan-Willem van der Schoot (CEO Mastercard NL), Tjeerd Bosklopper (CEO NN NL), Joanne Kellermann (Chair PFZW), Steven Maijoor (Chair ESMA), Radboud Vlaar (CEO Finch Capital), Karin van Baardwijk (CEO Robeco) and Annette Mosman (CEO APG).  --> between brackets the job title at the time of the interview.  

Harm Bots is President and CEO of MUFG Bank Europe and Head of EU. Harm joined the Japanese financial group MUFG 2 years ago. Previously, he worked for NatWest Group, RBS Global Banking & Markets and ABN AMRO.  He started his career at ABN AMRO in Amsterdam and later in Tokyo. He held various leadership positions at RBS in Kuala Lumpur and later NatWest Group in London before returning to Amsterdam as chairman of the managing board and CEO of Natwest markets. In his recent role at NatWest, Harm is responsible for setting up NatWest Markets N.V. as the new European bank after Brexit. Harm is 51 years old, is married to Andrea, lives in Utrecht and has four kids; two twins.    ***  Leaders in Finance is made possible through support of Kayak, EY, Odgers Berndtson executive search en Roland Berger. More information about our partners is available at our partnerpage.   ***  Follow Leaders in Finance via Linkedin.    *** Order the book "100 Gesprekken: de mens achter succes" about the first 100 guests at the show (in Dutch).   ***  Want to keep up with Leaders in Finance? Subscribe to our newsletter (in Dutch).    ***  Is there any guest you would like us to talk to in one of the following episodes of Leaders in Finance? Please let us know: info@leadersinfinance.nl   ***  If you enjoyed the Leaders in Finance podcast, please leave a review at for instance Apple Podcasts. You could also follow us at Spotify. We would be glad if you do, because some people will only listen to this podcast if they know that there are many other people who like to listen as well!   *** Please also check out Leaders in Finance Academy as well as Leaders in finance Events and our other podcast Compliance Adviseert.   *** Previous guests were among many others: Klaas Knot (President Dutch Central Bank - DNB), Robert Swaak (CEO ABN AMRO), David Knibbe (CEO NN), Janine Vos (Managing Board Rabobank), Frank Elderson (Board ECB), Jos Baeten (CEO ASR), Jeroen Rijpkema (CEO Triodos), Nadine Klokke (CEO Knab), Gita Salden (CEO BNG Bank), Annerie Vreugdenhil (CIO ING),  Karien van Gennip (CEO VGZ), Chantal Vergouw (CEO Interpolis), Simone Huis in 't Veld (CEO Euronext), Nout Wellink (former President Dutch Central Bank), Anneka Treon (MD Van Lanschot), Onno Ruding (former minister of finance), Maurice Oostendorp and Martijn Gribnau (CEOs Volksbank), Olaf Sleijpen (Director DNB), Allegra van Hövell-Patrizi (CEO Aegon NL), Yoram Schwarz (CEO Movir), Laura van Geest (Chairwoman Dutch Authority for the Financial Markets - AFM) Katja Kok (CEO Van Lanschot Kempen CH), Ali Niknam (CEO bunq), Nick Bortot (CEO BUX), Matthijs Bierman (MD Triodos NL), Peter Paul de Vries (CEO Value8), Barbara Baarsma (CEO Rabo Carbon Bank), Marguerite Soeteman-Reijnen (Chair Aon Holdings), Annemarie Jorritsma (a.o. Chair NVP), Lidwin van Velden (CEO Dutch Water Bank - NWB), Don Ginsel (CEO Holland Fintech), Mary Pieterse-Bloem (Professor Erasmus University), Jan-Willem van der Schoot (CEO Mastercard NL), Tjeerd Bosklopper (CEO NN NL), Joanne Kellermann (Chair PFZW), Steven Maijoor (Chair ESMA), Radboud Vlaar (CEO Finch Capital), Karin van Baardwijk (CEO Robeco) and Annette Mosman (CEO APG).  --> between brackets the job title at the time of the interview.

Welcome to an extra episode of the Leaders in Finance Podcast. This time not a regular episode in which we interview a leader in the financial services industry, but an extra episode in which we explore a particular subject. To be more specific: this time we have a roundtable which we recorded in the run up to the FLAIRS event taking place today, the 29th of September, which has as its main theme ‘'Banking Through Crises".  For those who don't know FLAIRS, it's the organization that brings together young people from the different major banks in the Netherlands. Today we discuss one of the major topics of the event which is about “Transitioning into a Sustainable Finance World”. We discuss this topic with a diverse group of people representing themselves as well as four different banks. They are: Laurens De Vos (ING) Anneka Treon (Van Lanschot Kempen) Ezra de Korte (Rabobank) Julia van Boven (ABN AMRO)   ***  Leaders in Finance is made possible through support of Kayak, EY, Odgers Berndtson executive search en Roland Berger. More information about our partners is available at our partnerpage.    ***  Follow Leaders in Finance via Linkedin.    *** Order the book "100 Gesprekken: de mens achter succes" about the first 100 guests at the show (in Dutch).   ***  Want to keep up with Leaders in Finance? Subscribe to our newsletter (in Dutch).    ***  Is there any guest you would like us to talk to in one of the following episodes of Leaders in Finance? Please let us know: info@leadersinfinance.nl   ***  If you enjoyed the Leaders in Finance podcast, please leave a review at for instance Apple Podcasts. You could also follow us at Spotify. We would be glad if you do, because some people will only listen to this podcast if they know that there are many other people who like to listen as well!   *** Please also check out Leaders in Finance Academy as well as Leaders in finance Events and our other podcast Compliance Adviseert.   *** Previous guests were among many others: Klaas Knot (President Dutch Central Bank - DNB), Robert Swaak (CEO ABN AMRO), David Knibbe (CEO NN), Janine Vos (Managing Board Rabobank), Frank Elderson (Board ECB), Jos Baeten (CEO ASR), Jeroen Rijpkema (CEO Triodos), Nadine Klokke (CEO Knab), Gita Salden (CEO BNG Bank), Annerie Vreugdenhil (CIO ING),  Karien van Gennip (CEO VGZ), Chantal Vergouw (CEO Interpolis), Simone Huis in 't Veld (CEO Euronext), Nout Wellink (former President Dutch Central Bank), Anneka Treon (MD Van Lanschot), Onno Ruding (former minister of finance), Maurice Oostendorp and Martijn Gribnau (CEOs Volksbank), Olaf Sleijpen (Director DNB), Allegra van Hövell-Patrizi (CEO Aegon NL), Yoram Schwarz (CEO Movir), Laura van Geest (Chairwoman Dutch Authority for the Financial Markets - AFM) Katja Kok (CEO Van Lanschot Kempen CH), Ali Niknam (CEO bunq), Nick Bortot (CEO BUX), Matthijs Bierman (MD Triodos NL), Peter Paul de Vries (CEO Value8), Barbara Baarsma (CEO Rabo Carbon Bank), Marguerite Soeteman-Reijnen (Chair Aon Holdings), Annemarie Jorritsma (a.o. Chair NVP), Lidwin van Velden (CEO Dutch Water Bank - NWB), Don Ginsel (CEO Holland Fintech), Mary Pieterse-Bloem (Professor Erasmus University), Jan-Willem van der Schoot (CEO Mastercard NL), Tjeerd Bosklopper (CEO NN NL), Joanne Kellermann (Chair PFZW), Steven Maijoor (Chair ESMA), Radboud Vlaar (CEO Finch Capital), Karin van Baardwijk (CEO Robeco) and Annette Mosman (CEO APG).  --> between brackets the job title at the time of the interview.  

After a gap year in Texas, Roderick did a bachelor at University College Utrecht and UCLA, after which he completed a master in International Peace and Security at King's College London. He then started his career at the Ministry of Foreign Affairs at the embassy in Ethiopia. Following a short period in Ethiopia he joined as an international manager at HSBC. He remained with HSBC until this day. During his time at HSBC he has taken up roles such as Customer Experience Manager, Credit Risk Management Analyst and Vice President, Coverage, Global Banking.   The international theme of his studies remained with him during his career: with HSBC he lived in places such as New York, London, Sri Lanka and the Netherlands.vDuring his career he completed a global executive MBA at the London Business School and Columbia Business School. Currently he is back in The Netherlands and Belgium as Country Head of Global Payments Solutions. Roderick is 41, is married, has two kids and lives in Voorschoten.    ***  Leaders in Finance is made possible through support of Kayak, EY, Odgers Berndtson executive search en Roland Berger. More information about our partners is available at our partnerpage.   ***  Follow Leaders in Finance via Linkedin.    *** Order the book "100 Gesprekken: de mens achter succes" about the first 100 guests at the show (in Dutch).   ***  Want to keep up with Leaders in Finance? Subscribe to our newsletter (in Dutch).    ***  Is there any guest you would like us to talk to in one of the following episodes of Leaders in Finance? Please let us know: info@leadersinfinance.nl   ***  If you enjoyed the Leaders in Finance podcast, please leave a review at for instance Apple Podcasts. You could also follow us at Spotify. We would be glad if you do, because some people will only listen to this podcast if they know that there are many other people who like to listen as well!   *** Please also check out Leaders in Finance Academy as well as Leaders in finance Events and our other podcast Compliance Adviseert.   *** Previous guests were among many others: Klaas Knot (President Dutch Central Bank - DNB), Robert Swaak (CEO ABN AMRO), David Knibbe (CEO NN), Janine Vos (Managing Board Rabobank), Frank Elderson (Board ECB), Jos Baeten (CEO ASR), Jeroen Rijpkema (CEO Triodos), Nadine Klokke (CEO Knab), Gita Salden (CEO BNG Bank), Annerie Vreugdenhil (CIO ING),  Karien van Gennip (CEO VGZ), Chantal Vergouw (CEO Interpolis), Simone Huis in 't Veld (CEO Euronext), Nout Wellink (former President Dutch Central Bank), Anneka Treon (MD Van Lanschot), Onno Ruding (former minister of finance), Maurice Oostendorp and Martijn Gribnau (CEOs Volksbank), Olaf Sleijpen (Director DNB), Allegra van Hövell-Patrizi (CEO Aegon NL), Yoram Schwarz (CEO Movir), Laura van Geest (Chairwoman Dutch Authority for the Financial Markets - AFM) Katja Kok (CEO Van Lanschot Kempen CH), Ali Niknam (CEO bunq), Nick Bortot (CEO BUX), Matthijs Bierman (MD Triodos NL), Peter Paul de Vries (CEO Value8), Barbara Baarsma (CEO Rabo Carbon Bank), Marguerite Soeteman-Reijnen (Chair Aon Holdings), Annemarie Jorritsma (a.o. Chair NVP), Lidwin van Velden (CEO Dutch Water Bank - NWB), Don Ginsel (CEO Holland Fintech), Mary Pieterse-Bloem (Professor Erasmus University), Jan-Willem van der Schoot (CEO Mastercard NL), Tjeerd Bosklopper (CEO NN NL), Joanne Kellermann (Chair PFZW), Steven Maijoor (Chair ESMA), Radboud Vlaar (CEO Finch Capital), Karin van Baardwijk (CEO Robeco) and Annette Mosman (CEO APG).  --> between brackets the job title at the time of the interview.

This is an extra episode with Dasha Simons (IBM), Chris Bostock (Deloitte), Marije Groen (Event moderator) where we reflected on the Leaders in Finance AML Europe Event in Brussels on the 29th of June. The recording took place live, directly after the event finished. We touched upon the different topics of the panels, the different speakers and what they found most interesting. Enjoy!   ***  Leaders in Finance is made possible through support of Kayak, EY, Odgers Berndtson executive search en Roland Berger. More information about our partners is available at our partnerpage.   ***  Follow Leaders in Finance via Linkedin.    *** Order the book "100 Gesprekken: de mens achter succes" about the first 100 guests at the show (in Dutch).   ***  Want to keep up with Leaders in Finance? Subscribe to our newsletter (in Dutch).    ***  Is there any guest you would like us to talk to in one of the following episodes of Leaders in Finance? Please let us know: info@leadersinfinance.nl   ***  If you enjoyed the Leaders in Finance podcast, please leave a review at for instance Apple Podcasts. You could also follow us at Spotify. We would be glad if you do, because some people will only listen to this podcast if they know that there are many other people who like to listen as well!   *** Please also check out Leaders in Finance Academy as well as Leaders in finance Events and our other podcast Compliance Adviseert.   *** Previous guests were among many others: Klaas Knot (President Dutch Central Bank - DNB), Robert Swaak (CEO ABN AMRO), David Knibbe (CEO NN), Janine Vos (Managing Board Rabobank), Frank Elderson (Board ECB), Jos Baeten (CEO ASR), Jeroen Rijpkema (CEO Triodos), Nadine Klokke (CEO Knab), Gita Salden (CEO BNG Bank), Annerie Vreugdenhil (CIO ING),  Karien van Gennip (CEO VGZ), Chantal Vergouw (CEO Interpolis), Simone Huis in 't Veld (CEO Euronext), Nout Wellink (former President Dutch Central Bank), Anneka Treon (MD Van Lanschot), Onno Ruding (former minister of finance), Maurice Oostendorp and Martijn Gribnau (CEOs Volksbank), Olaf Sleijpen (Director DNB), Allegra van Hövell-Patrizi (CEO Aegon NL), Yoram Schwarz (CEO Movir), Laura van Geest (Chairwoman Dutch Authority for the Financial Markets - AFM) Katja Kok (CEO Van Lanschot Kempen CH), Ali Niknam (CEO bunq), Nick Bortot (CEO BUX), Matthijs Bierman (MD Triodos NL), Peter Paul de Vries (CEO Value8), Barbara Baarsma (CEO Rabo Carbon Bank), Marguerite Soeteman-Reijnen (Chair Aon Holdings), Annemarie Jorritsma (a.o. Chair NVP), Lidwin van Velden (CEO Dutch Water Bank - NWB), Don Ginsel (CEO Holland Fintech), Mary Pieterse-Bloem (Professor Erasmus University), Jan-Willem van der Schoot (CEO Mastercard NL), Tjeerd Bosklopper (CEO NN NL), Joanne Kellermann (Chair PFZW), Steven Maijoor (Chair ESMA), Radboud Vlaar (CEO Finch Capital), Karin van Baardwijk (CEO Robeco) and Annette Mosman (CEO APG).  --> between brackets the job title at the time of the interview.

Kieran talks with Willem Schudel, Head of Department, Financial Crime Supervision (AML/TF) at the Central Bank of the Netherlands, live from The Assembly Europe, ACAMS' annual conference, held this year in Dublin. Willem discusses the Dutch Central Bank's preparations for the coming of the European Union's Anti-Money Laundering Authority, or AMLA, and the bank's latest initiatives with regulated entities, including expectations they adopt technology that will identify criminal activity and reinforce the risked-based approach.

In an extra episode, recorded live from the Leaders in Finance AML Europe Event in Brussels, we interviewed renowned investigative reporter and award winning author Tom Burgis.  Formerly he was with the Financial Times and currently he is with The Guardian. As an author he wrote books like "The Looting Machine" and "Kleptopia: how dirty money is conquering the world'. See for more information on Tom Burgis and his work: https://tomburgis.com/ Topics and questions that were discussed: 1. If you wanted to be a global successful kleptocrat, what should you do? 2. Kleptocracies and global networks 3. Why the word 'enablers' is troubling, i.e. it wrongly suggests a secondary role for places like London versus for example Kazakhstan 4. How power leads to money and money leads to more power 5. Oligarchs are often non ethnic from the country of the dictator  6. Corruption in the West and use of euphemisms 7. Financial, legal and political systems in the West absorbing huge quantities of wealth 8. Using politics (in kleptocracies AND in the West) to enrich yourself 9. What the invasion of Ukraine has changed in our thinking 10. Undermining the rule of law 11. The trouble of opaque legal structures: why are we not able/willing to tackle this in the West? 12. The role of privacy and vested interests 13. The role of banks: fighting financial crime versus satisfying regulators/being compliant 14. Prevention of money laundering is outsourced to the private sector 15. Money is global, law enforcement is mainly national 16. Some real big criminals don't need to hide  17. Understaffed law enforcement agencies 18. You seem to be someone that is not scared working in crazy places and writing about people with a lot of power? 19. Will there be another book?   ***  Leaders in Finance is made possible through support of Kayak, EY, Odgers Berndtson executive search en Roland Berger. More information about our partners is available at our partnerpage.   ***  Follow Leaders in Finance via Linkedin.    *** Order the book "100 Gesprekken: de mens achter succes" about the first 100 guests at the show (in Dutch).   ***  Want to keep up with Leaders in Finance? Subscribe to our newsletter (in Dutch).    ***  Is there any guest you would like us to talk to in one of the following episodes of Leaders in Finance? Please let us know: info@leadersinfinance.nl   ***  If you enjoyed the Leaders in Finance podcast, please leave a review at for instance Apple Podcasts. You could also follow us at Spotify. We would be glad if you do, because some people will only listen to this podcast if they know that there are many other people who like to listen as well!   *** Please also check out Leaders in Finance Academy as well as Leaders in finance Events and our other podcast Compliance Adviseert.   *** Previous guests were among many others: Klaas Knot (President Dutch Central Bank - DNB), Robert Swaak (CEO ABN AMRO), David Knibbe (CEO NN), Janine Vos (Managing Board Rabobank), Frank Elderson (Board ECB), Jos Baeten (CEO ASR), Jeroen Rijpkema (CEO Triodos), Nadine Klokke (CEO Knab), Gita Salden (CEO BNG Bank), Annerie Vreugdenhil (CIO ING),  Karien van Gennip (CEO VGZ), Chantal Vergouw (CEO Interpolis), Simone Huis in 't Veld (CEO Euronext), Nout Wellink (former President Dutch Central Bank), Anneka Treon (MD Van Lanschot), Onno Ruding (former minister of finance), Maurice Oostendorp and Martijn Gribnau (CEOs Volksbank), Olaf Sleijpen (Director DNB), Allegra van Hövell-Patrizi (CEO Aegon NL), Yoram Schwarz (CEO Movir), Laura van Geest (Chairwoman Dutch Authority for the Financial Markets - AFM) Katja Kok (CEO Van Lanschot Kempen CH), Ali Niknam (CEO bunq), Nick Bortot (CEO BUX), Matthijs Bierman (MD Triodos NL), Peter Paul de Vries (CEO Value8), Barbara Baarsma (CEO Rabo Carbon Bank), Marguerite Soeteman-Reijnen (Chair Aon Holdings), Annemarie Jorritsma (a.o. Chair NVP), Lidwin van Velden (CEO Dutch Water Bank - NWB), Don Ginsel (CEO Holland Fintech), Mary Pieterse-Bloem (Professor Erasmus University), Jan-Willem van der Schoot (CEO Mastercard NL), Tjeerd Bosklopper (CEO NN NL), Joanne Kellermann (Chair PFZW), Steven Maijoor (Chair ESMA), Radboud Vlaar (CEO Finch Capital), Karin van Baardwijk (CEO Robeco) and Annette Mosman (CEO APG).  --> between brackets the job title at the time of the interview.

In this short extra episode we check in with Adriaan Hoogduijn (CEO Hyarchis) and Ruud van der Kruk (CEO Blinqx) at Money2020. The episode is about their business, about what they have seen at Money2020 and we touch upon some other interesting topics - enjoy!   The interview last year with Adriaan, you can find here: https://www.leadersinfinance.nl/extra-episode-live-from-money2020-with-adriaan-hoogduijn-ceo-hyarchis/ The report that was mentioned during this episode: https://www.hyarchis.com/downloads/hyarchis-market-report-predictions-for-kyc-and-aml-in-2030/   ***  Leaders in Finance is made possible through support of Kayak, EY, Odgers Berndtson executive search en Roland Berger. More information about our partners is available at our partnerpage.   ***  Follow Leaders in Finance via Linkedin.    *** Order the book "100 Gesprekken: de mens achter succes" about the first 100 guests at the show (in Dutch).   ***  Want to keep up with Leaders in Finance? Subscribe to our newsletter (in Dutch).    ***  Is there any guest you would like us to talk to in one of the following episodes of Leaders in Finance? Please let us know: info@leadersinfinance.nl   ***  If you enjoyed the Leaders in Finance podcast, please leave a review at for instance Apple Podcasts. You could also follow us at Spotify. We would be glad if you do, because some people will only listen to this podcast if they know that there are many other people who like to listen as well!   *** Please also check out Leaders in Finance Academy as well as Leaders in finance Events and our other podcast Compliance Adviseert.   *** Previous guests were among many others: Klaas Knot (President Dutch Central Bank - DNB), Robert Swaak (CEO ABN AMRO), David Knibbe (CEO NN), Janine Vos (Managing Board Rabobank), Frank Elderson (Board ECB), Jos Baeten (CEO ASR), Jeroen Rijpkema (CEO Triodos), Nadine Klokke (CEO Knab), Gita Salden (CEO BNG Bank), Annerie Vreugdenhil (CIO ING),  Karien van Gennip (CEO VGZ), Chantal Vergouw (CEO Interpolis), Simone Huis in 't Veld (CEO Euronext), Nout Wellink (former President Dutch Central Bank), Anneka Treon (MD Van Lanschot), Onno Ruding (former minister of finance), Maurice Oostendorp and Martijn Gribnau (CEOs Volksbank), Olaf Sleijpen (Director DNB), Allegra van Hövell-Patrizi (CEO Aegon NL), Yoram Schwarz (CEO Movir), Laura van Geest (Chairwoman Dutch Authority for the Financial Markets - AFM) Katja Kok (CEO Van Lanschot Kempen CH), Ali Niknam (CEO bunq), Nick Bortot (CEO BUX), Matthijs Bierman (MD Triodos NL), Peter Paul de Vries (CEO Value8), Barbara Baarsma (CEO Rabo Carbon Bank), Marguerite Soeteman-Reijnen (Chair Aon Holdings), Annemarie Jorritsma (a.o. Chair NVP), Lidwin van Velden (CEO Dutch Water Bank - NWB), Don Ginsel (CEO Holland Fintech), Mary Pieterse-Bloem (Professor Erasmus University), Jan-Willem van der Schoot (CEO Mastercard NL), Tjeerd Bosklopper (CEO NN NL), Joanne Kellermann (Chair PFZW), Steven Maijoor (Chair ESMA), Radboud Vlaar (CEO Finch Capital), Karin van Baardwijk (CEO Robeco) and Annette Mosman (CEO APG).  --> between brackets the job title at the time of the interview.  

Please enjoy this extra episode where we reflect with Marco Doeland (Dutch Banking Association), Rudrani Djwalapersad (EY) and Sander Kerkhoffs (Rubrik) on the Leaders in Finance Cyber Security Event that took place 25th of May 2023!   ***  Leaders in Finance is made possible through support of Kayak, EY, Odgers Berndtson executive search en Roland Berger. More information about our partners is available at our partnerpage.   ***  Follow Leaders in Finance via Linkedin.    *** Order the book "100 Gesprekken: de mens achter succes" about the first 100 guests at the show (in Dutch).   ***  Want to keep up with Leaders in Finance? Subscribe to our newsletter (in Dutch).    ***  Is there any guest you would like us to talk to in one of the following episodes of Leaders in Finance? Please let us know: info@leadersinfinance.nl   ***  If you enjoyed the Leaders in Finance podcast, please leave a review at for instance Apple Podcasts. You could also follow us at Spotify. We would be glad if you do, because some people will only listen to this podcast if they know that there are many other people who like to listen as well!   *** Please also check out Leaders in Finance Academy as well as Leaders in finance Events and our other podcast Compliance Adviseert.   *** Previous guests were among many others: Klaas Knot (President Dutch Central Bank - DNB), Robert Swaak (CEO ABN AMRO), David Knibbe (CEO NN), Janine Vos (Managing Board Rabobank), Frank Elderson (Board ECB), Jos Baeten (CEO ASR), Jeroen Rijpkema (CEO Triodos), Nadine Klokke (CEO Knab), Gita Salden (CEO BNG Bank), Annerie Vreugdenhil (CIO ING),  Karien van Gennip (CEO VGZ), Chantal Vergouw (CEO Interpolis), Simone Huis in 't Veld (CEO Euronext), Nout Wellink (former President Dutch Central Bank), Anneka Treon (MD Van Lanschot), Onno Ruding (former minister of finance), Maurice Oostendorp and Martijn Gribnau (CEOs Volksbank), Olaf Sleijpen (Director DNB), Allegra van Hövell-Patrizi (CEO Aegon NL), Yoram Schwarz (CEO Movir), Laura van Geest (Chairwoman Dutch Authority for the Financial Markets - AFM) Katja Kok (CEO Van Lanschot Kempen CH), Ali Niknam (CEO bunq), Nick Bortot (CEO BUX), Matthijs Bierman (MD Triodos NL), Peter Paul de Vries (CEO Value8), Barbara Baarsma (CEO Rabo Carbon Bank), Marguerite Soeteman-Reijnen (Chair Aon Holdings), Annemarie Jorritsma (a.o. Chair NVP), Lidwin van Velden (CEO Dutch Water Bank - NWB), Don Ginsel (CEO Holland Fintech), Mary Pieterse-Bloem (Professor Erasmus University), Jan-Willem van der Schoot (CEO Mastercard NL), Tjeerd Bosklopper (CEO NN NL), Joanne Kellermann (Chair PFZW), Steven Maijoor (Chair ESMA), Radboud Vlaar (CEO Finch Capital), Karin van Baardwijk (CEO Robeco) and Annette Mosman (CEO APG).  --> between brackets the job title at the time of the interview.

This is a microcast: a very short episode (less than a minute!) about the upcoming Leaders in Finance Cyber Security Event on the 25th of May 2023.  Who is attacking us and how are we defending ourselves? That is the key question which representatives from Banks, Insurers, Asset Management, Academia, Government and semi Government will speak, debate and exchange information about.  Leading speakers like Mark Barwinski (Global CISO UBS), Floor van Eijk (CISO NN Group), Hans de Vries (Managing Director NCSC), Job Kuijpers (CEO & founder EYE), Marie-Louise de Smit (Broking Manager Cyber Aon), Maikel Ninaber (Director Cyber & Intelligence Mastercard), Rob Havermans (Head of CISO Technology & Engineering ABN AMRO), Mimoent Haddouti (Global Head First Line Risk & Security Rabobank), Lokke Moerel (Professor Tilburg University), Ram Shankar Siva Kumar (Writer and Harvard Affiliate), Marco Doeland (CISO NVB), Irfaan Santoe (CISO Aegon), Jacco Jacobs (Department Head Cyber DNB) and many others.  This event is of interest to everyone that is interested in the Cyber Security domain, all the way from the Chief Information and Security Officer, the Chief Risk Officer, the Chief Compliance Officer to his or her teams, as well as everyone else that has directly or indirectly to deal with the security of the industry. Check out the entire program and the impressive list of speakers on the event website which we will link to in the snownotes and most importantly: Join us and hope to meet you in person! Date: 25 May 2023 Location: Kontakt der Kontinenten, Soesterberg Time: 09.30 - 17.30 (Including an organic lunch and Drinks & Bites afterwards) Language: English Program and registration: https://www.leadersinfinance.nl/cyber-security-2023/   ***  Leaders in Finance is made possible through support of Kayak, EY, Odgers Berndtson executive search en Roland Berger. More information about our partners is available at our partnerpage.  ***  Follow Leaders in Finance via Linkedin.  *** Order the book "100 Gesprekken: de mens achter succes" about the first 100 guests at the show! ***  Want to keep up with Leaders in Finance? Subscribe to our newsletter (in Dutch).  ***  Is there any guest you would like us to talk to in one of the following episodes of Leaders in Finance? Please let us know: info@leadersinfinance.nl ***  If you enjoyed the Leaders in Finance podcast, please leave a review at for instance Apple Podcasts. You could also follow us at Spotify. We would be glad if you do, because some people will only listen to this podcast if they know that there are many other people who like to listen as well! *** Please also check out Leaders in Finance Academy as well as Leaders in finance Events and our other podcast Compliance Adviseert. *** Previous guests were among many others: Klaas Knot (President Dutch Central Bank - DNB), Robert Swaak (CEO ABN AMRO), David Knibbe (CEO NN), Janine Vos (Managing Board Rabobank), Frank Elderson (Board ECB), Jos Baeten (CEO ASR), Maarten Edixhoven (CEO Van Lanschot Kempen) Jeroen Rijpkema (CEO Triodos), Nadine Klokke (CEO Knab), Gita Salden (CEO BNG Bank),  Annerie Vreugdenhil (CIO ING),  Karien van Gennip (CEO VGZ), Chantal Vergouw (CEO Interpolis), Simone Huis in 't Veld (CEO Euronext), Nout Wellink (former President Dutch Central Bank), Anneka Treon (MD Van Lanschot), Onno Ruding (former minister of finance), Maurice Oostendorp and Martijn Gribnau (CEOs Volksbank), Olaf Sleijpen (Director DNB), Allegra van Hövell-Patrizi (CEO Aegon NL), Yoram Schwarz (CEO Movir), Laura van Geest (Chairwoman Dutch Authority for the Financial Markets - AFM) Katja Kok (CEO Van Lanschot Kempen CH), Ali Niknam (CEO bunq), Nick Bortot (CEO BUX), Matthijs Bierman (MD Triodos NL), Peter Paul de Vries (CEO Value8), Barbara Baarsma (CEO Rabo Carbon Bank), Marguerite Soeteman-Reijnen (Chair Aon Holdings), Annemarie Jorritsma (a.o. Chair NVP), Lidwin van Velden (CEO Dutch Water Bank - NWB), Don Ginsel (CEO Holland Fintech), Mary Pieterse-Bloem (Professor Erasmus University), Jan-Willem van der Schoot (CEO Mastercard NL), Tjeerd Bosklopper (CEO NN NL), Joanne Kellermann (Chair PFZW), Steven Maijoor (Chair ESMA), Radboud Vlaar (CEO Finch Capital), Karin van Baardwijk (CEO Robeco) and Annette Mosman (CEO APG).  --> between brackets the job title at the time of the interview.  

Arnaud Denis is Group CEO MeDirect. He grew up in Thailand and Indonesia and went on to study in France: he has a Master of Business Administration in Finance from Emlyon business school and did a Master in Strategic Management at HEC Paris. In his career he fulfilled positions such as Managing Director at Société Générale's Fixed Income division based in New York, Deputy CEO and CEO at Eurobank in Poland and First Deputy CEO of Rosbank, Retail Société Générale's Russian retail platform. In 2019, he started at MeDirect: a pan-European wealth neobank currently operating in Belgium, the Netherlands and Malta, where he is Group CEO. Arnaud is 54 years old, he lives in Sliema (Malta), is married and father of 3 kids.   ***  Leaders in Finance is made possible through support of Kayak, EY, Odgers Berndtson executive search en Roland Berger. More information about our partners is available at our partnerpage.  ***  Follow Leaders in Finance via Linkedin.  *** Order the book "100 Gesprekken: de mens achter succes" about the first 100 guests at the show! ***  Want to keep up with Leaders in Finance? Subscribe to our newsletter (in Dutch).  ***  Is there any guest you would like us to talk to in one of the following episodes of Leaders in Finance? Please let us know: info@leadersinfinance.nl ***  If you enjoyed the Leaders in Finance podcast, please leave a review at for instance Apple Podcasts. You could also follow us at Spotify. We would be glad if you do, because some people will only listen to this podcast if they know that there are many other people who like to listen as well! *** Please also check out Leaders in Finance Academy as well as Leaders in finance Events and our other podcast Compliance Adviseert. *** Previous guests were among many others: Klaas Knot (President Dutch Central Bank - DNB), Robert Swaak (CEO ABN AMRO), David Knibbe (CEO NN), Janine Vos (Managing Board Rabobank), Frank Elderson (Board ECB), Jos Baeten (CEO ASR), Maarten Edixhoven (CEO Van Lanschot Kempen) Jeroen Rijpkema (CEO Triodos), Nadine Klokke (CEO Knab), Gita Salden (CEO BNG Bank),  Annerie Vreugdenhil (CIO ING),  Karien van Gennip (CEO VGZ), Chantal Vergouw (CEO Interpolis), Simone Huis in 't Veld (CEO Euronext), Nout Wellink (former President Dutch Central Bank), Anneka Treon (MD Van Lanschot), Onno Ruding (former minister of finance), Maurice Oostendorp and Martijn Gribnau (CEOs Volksbank), Olaf Sleijpen (Director DNB), Allegra van Hövell-Patrizi (CEO Aegon NL), Yoram Schwarz (CEO Movir), Laura van Geest (Chairwoman Dutch Authority for the Financial Markets - AFM) Katja Kok (CEO Van Lanschot Kempen CH), Ali Niknam (CEO bunq), Nick Bortot (CEO BUX), Matthijs Bierman (MD Triodos NL), Peter Paul de Vries (CEO Value8), Barbara Baarsma (CEO Rabo Carbon Bank), Marguerite Soeteman-Reijnen (Chair Aon Holdings), Annemarie Jorritsma (a.o. Chair NVP), Lidwin van Velden (CEO Dutch Water Bank - NWB), Don Ginsel (CEO Holland Fintech), Mary Pieterse-Bloem (Professor Erasmus University), Jan-Willem van der Schoot (CEO Mastercard NL), Tjeerd Bosklopper (CEO NN NL), Joanne Kellermann (Chair PFZW), Steven Maijoor (Chair ESMA), Radboud Vlaar (CEO Finch Capital), Karin van Baardwijk (CEO Robeco) and Annette Mosman (CEO APG).  --> between brackets the job title at the time of the interview.

Please enjoy this extra episode, a live recording from the Leaders in Sustainable Finance Event (26 Jan 2023) where we reflect on all things that were presented during this event. The participants in this conversation are: Pauline Bieringa, MD Triodos Bank Netherlands  Jaap Gerkes, MD Protiviti Babs Dijkshoorn, Director CSR & Sustainability Achmea Etiënne Courbois, Counsel CMS Ernst de Klerk, Partner AF Advisors Eva Gladek, Founder and CEO Metabolic     ***  Leaders in Finance is made possible through support of Kayak, EY, Odgers Berndtson executive search en Roland Berger. More information about our partners is available at our partnerpage.   ***  Follow Leaders in Finance via Linkedin.    *** Order the book "100 Gesprekken: de mens achter succes" about the first 100 guests at the show (in Dutch).   ***  Want to keep up with Leaders in Finance? Subscribe to our newsletter (in Dutch).    ***  Is there any guest you would like us to talk to in one of the following episodes of Leaders in Finance? Please let us know: info@leadersinfinance.nl   ***  If you enjoyed the Leaders in Finance podcast, please leave a review at for instance Apple Podcasts. You could also follow us at Spotify. We would be glad if you do, because some people will only listen to this podcast if they know that there are many other people who like to listen as well!   *** Please also check out Leaders in Finance Academy as well as Leaders in finance Events and our other podcast Compliance Adviseert.   *** Previous guests were among many others: Klaas Knot (President Dutch Central Bank - DNB), Robert Swaak (CEO ABN AMRO), David Knibbe (CEO NN), Janine Vos (Managing Board Rabobank), Frank Elderson (Board ECB), Jos Baeten (CEO ASR), Jeroen Rijpkema (CEO Triodos), Nadine Klokke (CEO Knab), Gita Salden (CEO BNG Bank), Annerie Vreugdenhil (CIO ING),  Karien van Gennip (CEO VGZ), Chantal Vergouw (CEO Interpolis), Simone Huis in 't Veld (CEO Euronext), Nout Wellink (former President Dutch Central Bank), Anneka Treon (MD Van Lanschot), Onno Ruding (former minister of finance), Maurice Oostendorp and Martijn Gribnau (CEOs Volksbank), Olaf Sleijpen (Director DNB), Allegra van Hövell-Patrizi (CEO Aegon NL), Yoram Schwarz (CEO Movir), Laura van Geest (Chairwoman Dutch Authority for the Financial Markets - AFM) Katja Kok (CEO Van Lanschot Kempen CH), Ali Niknam (CEO bunq), Nick Bortot (CEO BUX), Matthijs Bierman (MD Triodos NL), Peter Paul de Vries (CEO Value8), Barbara Baarsma (CEO Rabo Carbon Bank), Marguerite Soeteman-Reijnen (Chair Aon Holdings), Annemarie Jorritsma (a.o. Chair NVP), Lidwin van Velden (CEO Dutch Water Bank - NWB), Don Ginsel (CEO Holland Fintech), Mary Pieterse-Bloem (Professor Erasmus University), Jan-Willem van der Schoot (CEO Mastercard NL), Tjeerd Bosklopper (CEO NN NL), Joanne Kellermann (Chair PFZW), Steven Maijoor (Chair ESMA), Radboud Vlaar (CEO Finch Capital), Karin van Baardwijk (CEO Robeco) and Annette Mosman (CEO APG).  --> between brackets the job title at the time of the interview.

During the Leaders in Finance AML Europe Event (22 September 2022) we recorded an extra episode with Oliver Bullough - world famous journalist (a.o. The Guardian) as well as author of many books, among them Moneyland and Butler to the World. In this episode we discuss his book Butler to the World, that has now been translated into Dutch: "De butler van de wereld: Hoe Groot-Brittannië handlanger werd van oligarchen, belastingontduikers en criminelen."   ***  Leaders in Finance is made possible through support of Kayak, EY, Odgers Berndtson executive search en Roland Berger. More information about our partners is available at our partnerpage.   ***  Follow Leaders in Finance via Linkedin.    *** Order the book "100 Gesprekken: de mens achter succes" about the first 100 guests at the show (in Dutch).   ***  Want to keep up with Leaders in Finance? Subscribe to our newsletter (in Dutch).    ***  Is there any guest you would like us to talk to in one of the following episodes of Leaders in Finance? Please let us know: info@leadersinfinance.nl   ***  If you enjoyed the Leaders in Finance podcast, please leave a review at for instance Apple Podcasts. You could also follow us at Spotify. We would be glad if you do, because some people will only listen to this podcast if they know that there are many other people who like to listen as well!   *** Please also check out Leaders in Finance Academy as well as Leaders in finance Events and our other podcast Compliance Adviseert.   *** Previous guests were among many others: Klaas Knot (President Dutch Central Bank - DNB), Robert Swaak (CEO ABN AMRO), David Knibbe (CEO NN), Janine Vos (Managing Board Rabobank), Frank Elderson (Board ECB), Jos Baeten (CEO ASR), Jeroen Rijpkema (CEO Triodos), Nadine Klokke (CEO Knab), Gita Salden (CEO BNG Bank), Annerie Vreugdenhil (CIO ING),  Karien van Gennip (CEO VGZ), Chantal Vergouw (CEO Interpolis), Simone Huis in 't Veld (CEO Euronext), Nout Wellink (former President Dutch Central Bank), Anneka Treon (MD Van Lanschot), Onno Ruding (former minister of finance), Maurice Oostendorp and Martijn Gribnau (CEOs Volksbank), Olaf Sleijpen (Director DNB), Allegra van Hövell-Patrizi (CEO Aegon NL), Yoram Schwarz (CEO Movir), Laura van Geest (Chairwoman Dutch Authority for the Financial Markets - AFM) Katja Kok (CEO Van Lanschot Kempen CH), Ali Niknam (CEO bunq), Nick Bortot (CEO BUX), Matthijs Bierman (MD Triodos NL), Peter Paul de Vries (CEO Value8), Barbara Baarsma (CEO Rabo Carbon Bank), Marguerite Soeteman-Reijnen (Chair Aon Holdings), Annemarie Jorritsma (a.o. Chair NVP), Lidwin van Velden (CEO Dutch Water Bank - NWB), Don Ginsel (CEO Holland Fintech), Mary Pieterse-Bloem (Professor Erasmus University), Jan-Willem van der Schoot (CEO Mastercard NL), Tjeerd Bosklopper (CEO NN NL), Joanne Kellermann (Chair PFZW), Steven Maijoor (Chair ESMA), Radboud Vlaar (CEO Finch Capital), Karin van Baardwijk (CEO Robeco) and Annette Mosman (CEO APG).  --> between brackets the job title at the time of the interview.

Welcome to an extra episode of Leaders in Finance, a special one as we recorded a live panel with over 150 people in the audience. We were at the EYe on Banking and Insurance conference on the 24th of November 2022 in Fort Voordorp, organized by EY. In the panel I spoke with 5 amazing guests about maximizing long-term value for all stakeholders, that includes employees, communities, customers and investors. We had a wide ranging conversation, where we spoke among many other things about ESG, why the E gets more attention than the S, sustainable finance, the role of banks, capital markets, insurers and investors and what drives them on a personal level regarding this topic. So let me introduce the guests.  Anneka Treon, Chief Economist at Van Lanschot Kempen, she has been with van Lanschot for about 13 years in various management positions and is regularly featured as a capital markets commentator at among others Bloomberg and CNBC television. Jellie Banga, CEO of Impact Institute and also Supervisory Board member of Invest International  and Lendahand. Previously she was the Executive Board member at Triodos Bank and 12 years with ING. Jacqueline van den Ende: Co-founder and CEO of Carbon Equity. Previously she was with among others Peak Capital, HAL investments. Zeynep Deldag: EYs Banking and Capital Markets Leader for the Netherlands. Loes Andringa: EYs Insurance Leader for the Netherlands.   ***  Leaders in Finance is made possible through support of Kayak, EY, Odgers Berndtson executive search en Roland Berger. More information about our partners is available at our partnerpage.     *** Specifically interested in Sustainable Finance, please do check out our upcoming event: Leaders in Sustainable Finance - 26 january 2023.   ***  Follow Leaders in Finance via Linkedin.    *** Order the book "100 Gesprekken: de mens achter succes" about the first 100 guests at the show (in Dutch)!   ***  Want to keep up with Leaders in Finance? Subscribe to our newsletter (in Dutch).    ***  Is there any guest you would like us to talk to in one of the following episodes of Leaders in Finance? Please let us know: info@leadersinfinance.nl   ***  If you enjoyed the Leaders in Finance podcast, please leave a review at for instance Apple Podcasts. You could also follow us at Spotify. We would be glad if you do, because some people will only listen to this podcast if they know that there are many other people who like to listen as well!   *** Please also check out Leaders in Finance Academy as well as Leaders in finance Events and our other podcast Compliance Adviseert.   *** Previous guests were among many others: Klaas Knot (President Dutch Central Bank - DNB), Robert Swaak (CEO ABN AMRO), David Knibbe (CEO NN), Janine Vos (Managing Board Rabobank), Frank Elderson (Board ECB), Jos Baeten (CEO ASR), Jeroen Rijpkema (CEO Triodos), Nadine Klokke (CEO Knab), Gita Salden (CEO BNG Bank), Annerie Vreugdenhil (CIO ING),  Karien van Gennip (CEO VGZ), Chantal Vergouw (CEO Interpolis), Simone Huis in 't Veld (CEO Euronext), Nout Wellink (former President Dutch Central Bank), Anneka Treon (MD Van Lanschot), Onno Ruding (former minister of finance), Maurice Oostendorp and Martijn Gribnau (CEOs Volksbank), Olaf Sleijpen (Director DNB), Allegra van Hövell-Patrizi (CEO Aegon NL), Yoram Schwarz (CEO Movir), Laura van Geest (Chairwoman Dutch Authority for the Financial Markets - AFM) Katja Kok (CEO Van Lanschot Kempen CH), Ali Niknam (CEO bunq), Nick Bortot (CEO BUX), Matthijs Bierman (MD Triodos NL), Peter Paul de Vries (CEO Value8), Barbara Baarsma (CEO Rabo Carbon Bank), Marguerite Soeteman-Reijnen (Chair Aon Holdings), Annemarie Jorritsma (a.o. Chair NVP), Lidwin van Velden (CEO Dutch Water Bank - NWB), Don Ginsel (CEO Holland Fintech), Mary Pieterse-Bloem (Professor Erasmus University), Jan-Willem van der Schoot (CEO Mastercard NL), Tjeerd Bosklopper (CEO NN NL), Joanne Kellermann (Chair PFZW), Steven Maijoor (Chair ESMA), Radboud Vlaar (CEO Finch Capital), Karin van Baardwijk (CEO Robeco) and Annette Mosman (CEO APG).  --> between brackets the job title at the time of the interview.  

Leaders in Sustainable Finance Event At the event the financial industry, government agencies and NGOs will debate how we can speed up the sustainable transition in The Netherlands and what the financial industry could do to support and what it in turn needs to do that effectively. You can expect pitches from large Dutch companies (non financial) about their challenges, panel discussions with leaders in the financial sector, speed-dates with NGOs and a lot more! Date: 26 January 2023 Venue: Kontakt der Kontinenten Time: 09.30 - 17.30 (including an organic lunch and drinks & bites after the formal part)  Title: "Speeding up the transition with carrot and stick" Language: the entire event is in English Speakers: among many others, speakers are Medy van der Laan (Voorzitter, Nederlandse Vereniging van Banken), Hans Stegeman (Triodos, Chief Economist), Monique Donders (BlackRock, Country Manager NL), Anneka Treon (Van Lanschot Kempen, Chief Economist) Berry Marttin (Board Rabobank), Kees Vendrik (Nationaal Klimaat Platform), Martijn Plaum (CFO Tata Steel Nederland), Joanne de Jonge (Invest-NL, Director Strategy), Jeroen Bos (Credit Suisse, Gobal Head Sustainable Investments), Richard Kooloos (ABN AMRO, Director Group Sustainability), Leon Wijnands (ING NL, Head of Sustainability), Piet Klop (PGGM, Head of Responsible Investment) and many more. Moderator of the day is Marije Tolsma-Groen.   Program and Registration Go for the entire program as well as more information to our website. You can register for this event there by scrolling all the way down on the website.   ***  Leaders in Finance Podcast is made possible through support of Kayak, EY, Odgers Berndtson executive search en Roland Berger. More information about our partners is available at our partnerpage.  ***  Follow Leaders in Finance via Linkedin.    *** Order the book "100 Gesprekken: de mens achter succes" about the first 100 guests at the show!   ***  Want to keep up with Leaders in Finance? Subscribe to our newsletter (in Dutch).  ***  Is there any guest you would like us to talk to in one of the following episodes of Leaders in Finance? Please let us know: info@leadersinfinance.nl ***  If you enjoyed the Leaders in Finance podcast, please leave a review at for instance Apple Podcasts. You could also follow us at Spotify. We would be glad if you do, because some people will only listen to this podcast if they know that there are many other people who like to listen as well! *** Please also check out Leaders in Finance Academy as well as Leaders in finance Events and our other podcast Compliance Adviseert.   *** Previous guests were among many others: Klaas Knot (President Dutch Central Bank - DNB), Robert Swaak (CEO ABN AMRO), David Knibbe (CEO NN), Janine Vos (Managing Board Rabobank), Frank Elderson (Board ECB), Jos Baeten (CEO ASR), Maarten Edixhoven (CEO Van Lanschot Kempen), Jeroen Rijpkema (CEO Triodos), Nadine Klokke (CEO Knab), Gita Salden (CEO BNG Bank),  Annerie Vreugdenhil (CIO ING),  Karien van Gennip (CEO VGZ), Chantal Vergouw (CEO Interpolis), Simone Huis in 't Veld (CEO Euronext), Nout Wellink (former President Dutch Central Bank), Anneka Treon (MD Van Lanschot), Onno Ruding (former minister of finance), Maurice Oostendorp and Martijn Gribnau (CEOs Volksbank), Olaf Sleijpen (Director DNB), Allegra van Hövell-Patrizi (CEO Aegon NL), Yoram Schwarz (CEO Movir), Laura van Geest (Chairwoman Dutch Authority for the Financial Markets - AFM) Katja Kok (CEO Van Lanschot Kempen CH), Ali Niknam (CEO bunq), Nick Bortot (CEO BUX), Matthijs Bierman (MD Triodos NL), Peter Paul de Vries (CEO Value8), Barbara Baarsma (CEO Rabo Carbon Bank), Marguerite Soeteman-Reijnen (Chair Aon Holdings), Annemarie Jorritsma (a.o. Chair NVP), Lidwin van Velden (CEO Dutch Water Bank - NWB), Don Ginsel (CEO Holland Fintech), Mary Pieterse-Bloem (Professor Erasmus University), Jan-Willem van der Schoot (CEO Mastercard NL), Tjeerd Bosklopper (CEO NN NL), Joanne Kellermann (Chair PFZW), Steven Maijoor (Chair ESMA), Radboud Vlaar (CEO Finch Capital), Karin van Baardwijk (CEO Robeco) and Annette Mosman (CEO APG).  --> between brackets the job title at the time of the interview. 

Jens Pöhland is the Chief Risk and Financial Officer and executive board member at Mizuho Bank Europe N.V.  He has been with Mizuho for about 12 years of which 10 in his current role. Before he worked with various organizations as Legal council for among others NYSE Euronext and The Bond Market Association and as a General Affairs and International Trade Lawyer for Corus and started his career at the Dutch Central Bank. Next to his job he is the co-chair and board member of the Foreign Bankers' Association in the Netherlands. Jens holds a Bachelor degree from the University of Essex in English and European Law and a LLM from the Radboud University Nijmegen. Also he has been for 2 years with the Norwegian Army. Jens is 50 years old, lives with his partner and daughter in Bloemendaal.    ***  Leaders in Finance is made possible through support of Kayak, EY, Odgers Berndtson executive search en Roland Berger. More information about our partners is available at our partnerpage.    ***  Follow Leaders in Finance via Linkedin.    *** Order the book "100 Gesprekken: de mens achter succes" about the first 100 guests at the show!   ***  Want to keep up with Leaders in Finance? Subscribe to our newsletter (in Dutch).    ***  Is there any guest you would like us to talk to in one of the following episodes of Leaders in Finance? Please let us know: info@leadersinfinance.nl   ***  If you enjoyed the Leaders in Finance podcast, please leave a review at for instance Apple Podcasts. You could also follow us at Spotify. We would be glad if you do, because some people will only listen to this podcast if they know that there are many other people who like to listen as well!   *** Please also check out Leaders in Finance Academy as well as Leaders in finance Events and our other podcast Compliance Adviseert.   *** Previous guests were among many others: Klaas Knot (President Dutch Central Bank - DNB), Robert Swaak (CEO ABN AMRO), David Knibbe (CEO NN), Janine Vos (Managing Board Rabobank), Frank Elderson (Board ECB), Jos Baeten (CEO ASR), Maarten Edixhoven (CEO Van Lanschot Kempen) Jeroen Rijpkema (CEO Triodos), Nadine Klokke (CEO Knab), Gita Salden (CEO BNG Bank),  Annerie Vreugdenhil (CIO ING),  Karien van Gennip (CEO VGZ), Chantal Vergouw (CEO Interpolis), Simone Huis in 't Veld (CEO Euronext), Nout Wellink (former President Dutch Central Bank), Anneka Treon (MD Van Lanschot), Onno Ruding (former minister of finance), Maurice Oostendorp and Martijn Gribnau (CEOs Volksbank), Olaf Sleijpen (Director DNB), Allegra van Hövell-Patrizi (CEO Aegon NL), Yoram Schwarz (CEO Movir), Laura van Geest (Chairwoman Dutch Authority for the Financial Markets - AFM) Katja Kok (CEO Van Lanschot Kempen CH), Ali Niknam (CEO bunq), Nick Bortot (CEO BUX), Matthijs Bierman (MD Triodos NL), Peter Paul de Vries (CEO Value8), Barbara Baarsma (CEO Rabo Carbon Bank), Marguerite Soeteman-Reijnen (Chair Aon Holdings), Annemarie Jorritsma (a.o. Chair NVP), Lidwin van Velden (CEO Dutch Water Bank - NWB), Don Ginsel (CEO Holland Fintech), Mary Pieterse-Bloem (Professor Erasmus University), Jan-Willem van der Schoot (CEO Mastercard NL), Tjeerd Bosklopper (CEO NN NL), Joanne Kellermann (Chair PFZW), Steven Maijoor (Chair ESMA), Radboud Vlaar (CEO Finch Capital), Karin van Baardwijk (CEO Robeco) and Annette Mosman (CEO APG).  --> between brackets the job title at the time of the interview.

Welcome to an extra episode of Leaders in Finance, recorded live from the "EYe on Banking and Insurance Event" in Fort Voordorp the 24th of November 2022 organized by EY.  Today's theme is about how banks and insurers can use sustainable finance to transform their organizations and create long-term value. We have discussed the topic with the following four people: Lidwien Suur, executive board member at Achmea Anneka Treon, chief economist at Van Lanschot Kempen Menno Bonninga, partner and tech consulting lead at EY Jeroen van der Kroft, partner and transformation & regulatory lead at EY   ***  Leaders in Finance is made possible through support of Kayak, EY, Odgers Berndtson executive search en Roland Berger. More information about our partners is available at our partnerpage.  ***  Follow Leaders in Finance via Linkedin.    *** Order the book "100 Gesprekken: de mens achter succes" about the first 100 guests at the show!   ***  Want to keep up with Leaders in Finance? Subscribe to our newsletter (in Dutch).  ***  Is there any guest you would like us to talk to in one of the following episodes of Leaders in Finance? Please let us know: info@leadersinfinance.nl ***  If you enjoyed the Leaders in Finance podcast, please leave a review at for instance Apple Podcasts. You could also follow us at Spotify. We would be glad if you do, because some people will only listen to this podcast if they know that there are many other people who like to listen as well! *** Please also check out Leaders in Finance Academy as well as Leaders in finance Events and our other podcast Compliance Adviseert.   *** Previous guests were among many others: Klaas Knot (President Dutch Central Bank - DNB), Robert Swaak (CEO ABN AMRO), David Knibbe (CEO NN), Janine Vos (Managing Board Rabobank), Frank Elderson (Board ECB), Jos Baeten (CEO ASR), Jeroen Rijpkema (CEO Triodos), Nadine Klokke (CEO Knab), Gita Salden (CEO BNG Bank),  Annerie Vreugdenhil (CIO ING),  Karien van Gennip (CEO VGZ), Chantal Vergouw (CEO Interpolis), Simone Huis in 't Veld (CEO Euronext), Nout Wellink (former President Dutch Central Bank), Anneka Treon (MD Van Lanschot), Onno Ruding (former minister of finance), Maurice Oostendorp and Martijn Gribnau (CEOs Volksbank), Olaf Sleijpen (Director DNB), Allegra van Hövell-Patrizi (CEO Aegon NL), Yoram Schwarz (CEO Movir), Laura van Geest (Chairwoman Dutch Authority for the Financial Markets - AFM) Katja Kok (CEO Van Lanschot Kempen CH), Ali Niknam (CEO bunq), Nick Bortot (CEO BUX), Matthijs Bierman (MD Triodos NL), Peter Paul de Vries (CEO Value8), Barbara Baarsma (CEO Rabo Carbon Bank), Marguerite Soeteman-Reijnen (Chair Aon Holdings), Annemarie Jorritsma (a.o. Chair NVP), Lidwin van Velden (CEO Dutch Water Bank - NWB), Don Ginsel (CEO Holland Fintech), Mary Pieterse-Bloem (Professor Erasmus University), Jan-Willem van der Schoot (CEO Mastercard NL), Tjeerd Bosklopper (CEO NN NL), Joanne Kellermann (Chair PFZW), Steven Maijoor (Chair ESMA), Radboud Vlaar (CEO Finch Capital), Karin van Baardwijk (CEO Robeco) and Annette Mosman (CEO APG).  --> between brackets the job title at the time of the interview.  

Gaya Herrington is Vice-President of ESG Research at Schneider Electric and she also serves as Advisor to the Club of Rome. Previously she worked as a Director at KPMG and Economic Policy Advisor and international Financial Regulator at the Dutch Central Bank. Gaya's research was first published in 2020. It went viral after it revealed empirical data tracked closely with the predictions of the World 3 model, which was introduced in the 1972 best seller The Limits to Growth. Earlier this year she published her first book, Five Insights for Avoiding Global Collapse, which contains an exclusive research update based on 2022 data. In the upcoming conversation, Gaya talks about the urgent need to limit growth and to reconnect humanity with itself through renewed narratives. Episode recorded on November 8 2022

Welcome to a short extra podcast episode where Zeynep Deldag and Loes Andringa are announcing and inviting you to join EY's event: "Eye on Banking & Insurance" on the 24th November. The event has is titled "How can Banks and Insurers use sustainable finance to transform their organizations to deliver long-term value?" Jeroen asked Zeynep and Loes about the event, the topic, the speakers and why finance professionals should be interested to join! Join the event via this link: https://www.ey.com/en_nl/forms/2022/registration-form-eye-on-banking-insurance-seminar   ***  Leaders in Finance is made possible through support of Kayak, EY, Odgers Berndtson executive search en Roland Berger. More information about our partners is available at our partnerpage.  ***  Follow Leaders in Finance via Linkedin.  ***  Want to keep up with Leaders in Finance? Subscribe to our newsletter (in Dutch).  ***  Is there any guest you would like us to talk to in one of the following episodes of Leaders in Finance? Please let us know: info@leadersinfinance.nl ***  If you enjoyed the Leaders in Finance podcast, please leave a review at for instance Apple Podcasts. You could also follow us at Spotify. We would be glad if you do, because some people will only listen to this podcast if they know that there are many other people who like to listen as well! *** Please also check out Leaders in Finance Academy as well as Leaders in finance Events. *** Previous guests were among many others: Klaas Knot (President Dutch Central Bank - DNB), Robert Swaak (CEO ABN AMRO), David Knibbe (CEO NN), Janine Vos (Managing Board Rabobank), Frank Elderson (Board ECB), Jos Baeten (CEO ASR), Nadine Klokke (CEO Knab), Annerie Vreugdenhil (CIO ING),  Karien van Gennip (CEO VGZ), Chantal Vergouw (CEO Interpolis), Simone Huis in 't Veld (CEO Euronext), Nout Wellink (former President Dutch Central Bank), Anneka Treon (MD Van Lanschot), Onno Ruding (former minister of finance), Maurice Oostendorp and Martijn Gribnau (CEOs Volksbank), Olaf Sleijpen (Director DNB), Allegra van Hövell-Patrizi (CEO Aegon NL), Yoram Schwarz (CEO Movir), Laura van Geest (Chairwoman Dutch Authority for the Financial Markets - AFM) Katja Kok (CEO Van Lanschot Kempen CH), Ali Niknam (CEO bunq), Nick Bortot (CEO BUX), Matthijs Bierman (MD Triodos NL), Peter Paul de Vries (CEO Value8), Barbara Baarsma (CEO Rabo Carbon Bank), Marguerite Soeteman-Reijnen (Chair Aon Holdings), Annemarie Jorritsma (a.o. Chair NVP), Lidwin van Velden (CEO Dutch Water Bank - NWB), Don Ginsel (CEO Holland Fintech), Mary Pieterse-Bloem (Professor Erasmus University), Jan-Willem van der Schoot (CEO Mastercard NL), Tjeerd Bosklopper (CEO NN NL), Joanne Kellermann (Chair PFZW), Steven Maijoor (Chair ESMA), Radboud Vlaar (CEO Finch Capital), Karin van Baardwijk (CEO Robeco) and Annette Mosman (CEO APG).  --> between brackets the job title at the time of the interview.  

Our expert host, Benjamin Ensor, is joined by some great guests to talk about the most notable fintech, financial services and banking news from the past week. This week's guests include: Alex Zivoder, CEO, GoHenry Jason Mikula, Publisher, Fintech Business Weekly Gaia Lamperti, Producer, Bloomberg With sound clips from: Luigi Pace, Director of Marketing and Innovation, Compass We cover the following stories from the fintech and financial services space: Apple teams up with Goldman Sachs on high-yield savings accounts - 5:33 GoHenry, the fintech for under-18s, raises $55m after passing 2m users - 18:15 Mastercard will help banks offer cryptocurrency trading - 30:45 Italy's Mediobanca acquires fintechs to drive BNPL growth - 41:00 Digital bank Bunq wins case against Dutch Central Bank over artificial intelligence use - 50:30 Revolut expands accommodation booking service to rival Airbnb - 52:10 Ed Westwick teams up with Shares to champion new era of social investing -53:20 This episode is sponsored by Tink Open banking can pave the way for faster and more responsible lending practices, that are robust on risk and financially inclusive. As the leading open banking platform, Tink is powering banks and fintechs to transform lending. To find out more, and read Tink's new Lending Unlocked report, go to tink.com/11fs. This episode is sponsored by LinkedIn As you gear up for Autumn, you need the right people on your team to help your small business fire on all cylinders. LinkedIn Jobs is here to make it easier. Tap into the world's largest professional network with over 30 million people in the UK. Create a job post in minutes, and spread the word so your network can help you find the right people to hire. Just add the purple #Hiring frame to your LinkedIn profile. Simple tools, like screening questions, make it easy to find candidates with just the right skills and experience. It's why small businesses rate LinkedIn Jobs #1 in delivering quality hires vs leading competitors. LinkedIn Jobs helps you find the candidates you want to talk to, faster. And, you can post a job for free. Just visit Linkedin.com/FINTECH (https://business.linkedin.com/talent-solutions/cx/21/01/jobs-single-cta-11-podcast-uk?src=re-pod&trk=fintech&veh=fintech&mcid=6963291076820369422). Terms and conditions apply. Fintech Insider by 11:FS is a podcast dedicated to all things fintech, banking, technology and financial services. It's hosted by a rotation of 11:FS experts including David M. Brear, Ross Gallagher, Benjamin Ensor, and Kate Moody - as well as a range of brilliant guests. We cover the latest global news, bring you interviews from industry experts or take a deep dive into subject matters such as APIs, AI or digital banking. If you enjoyed this episode, don't forget to subscribe and please leave a review Follow us on Twitter: @fintechinsiders where you can ask the hosts questions, or email podcasts@11fs.com! Special Guests: Alex Zivoder, Gaia Lamperti, Jason Mikula, and Luigi Pace.

With representatives of the AML Europe Event Partners we reflected on the event directly after the event took place in Brussels on the 22 September 2022: IBM: Rick Hoehne (Partner) Deloitte: Maarten Rijssenbeek (Partner) Fourthline: Krik Gunning (CEO) Silent Eight: Martin Markiewicz (CEO) European Banking Federation: Roger Kaiser (Senior Policy Advisor) Podcast host: Jeroen Broekema     ***  Follow Leaders in Finance via Linkedin.  ***  Want to keep up with Leaders in Finance? Subscribe to our newsletter (in Dutch).  ***  Is there any guest you would like us to talk to in one of the following episodes of Leaders in Finance? Please let us know: info@leadersinfinance.nl ***  If you enjoyed the Leaders in Finance podcast, please leave a review at for instance Apple Podcasts. You could also follow us at Spotify. We would be glad if you do, because some people will only listen to this podcast if they know that there are many other people who like to listen as well! ***  Leaders in Finance is made possible through support of Kayak, EY, Odgers Berndtson executive search en Roland Berger. More information about our partners is available at our partnerpage.  *** Please also check out Leaders in Finance Academy as well as Leaders in finance Events. *** Previous guests were among many others: Klaas Knot (President Dutch Central Bank - DNB), Robert Swaak (CEO ABN AMRO), David Knibbe (CEO NN), Janine Vos (Managing Board Rabobank), Jos Baeten (CEO ASR), Nadine Klokke (CEO Knab), Annerie Vreugdenhil (CIO ING),  Karien van Gennip (CEO VGZ), Chantal Vergouw (CEO Interpolis), Simone Huis in 't Veld (CEO Euronext), Nout Wellink (former President Dutch Central Bank), Onno Ruding (former minister of finance), Maurice Oostendorp and Martijn Gribnau (CEOs Volksbank), Olaf Sleijpen (Director DNB), Allegra van Hövell-Patrizi (CEO Aegon NL), Yoram Schwarz (CEO Movir), Laura van Geest (Chairwoman Dutch Authority for the Financial Markets - AFM) Katja Kok (CEO Van Lanschot Kempen CH), Ali Niknam (CEO bunq), Nick Bortot (CEO BUX), Matthijs Bierman (MD Triodos NL), Peter Paul de Vries (CEO Value8), Barbara Baarsma (CEO Rabo Carbon Bank), Marguerite Soeteman-Reijnen (Chair Aon Holdings), Annemarie Jorritsma (a.o. Chair NVP), Lidwin van Velden (CEO Dutch Water Bank - NWB), Don Ginsel (CEO Holland Fintech), Mary Pieterse-Bloem (Professor Erasmus University), Jan-Willem van der Schoot (CEO Mastercard NL), Tjeerd Bosklopper (CEO NN NL), Joanne Kellermann (Chair PFZW), Steven Maijoor (Chair ESMA), Radboud Vlaar (CEO Finch Capital), Karin van Baardwijk (CEO Robeco) and Annette Mosman (CEO APG).  --> between brackets the job title at the time of the interview.  

Jérémie is the General Manager of N26 for both France and the Benelux countries. Yes, that includes indeed Belgium, Luxemburg and the Netherlands.  He joined N26 in 2016 as General Manager France, responsible for launching and growing the mobile bank in the French market. Today N26 has approximately 2.5 million customers in France. Jérémie has experience in international expansion and growth. He started his career in 2005 in M&A between Paris and London. Also, he has led multiple  market entries in his previous role with Burger King. He holds an MBA from the University of Chicago's Booth School of Business. Jérémie is 41 years old and lives in Brussels. ***  Follow Leaders in Finance via Linkedin. ***  Want to keep up with Leaders in Finance? Subscribe to our newsletter (in Dutch).  ***  Is there any guest you would like us to talk to in one of the following episodes of Leaders in Finance? Please let us know: info@leadersinfinance.nl ***  If you enjoyed the Leaders in Finance podcast, please leave a review at for instance Apple Podcasts. You could also follow us at Spotify. We would be glad if you do, because some people will only listen to this podcast if they know that there are many other people who like to listen as well! ***  Leaders in Finance is made possible through support of Interim Valley, EY, Odgers Berndtson executive search en Roland Berger. More information about our partners is available at our partnerpage.  *** Please also check out Leaders in Finance Academy as well as Leaders in finance Events. *** Previous guests were among many others: Klaas Knot (President Dutch Central Bank - DNB), Robert Swaak (CEO ABN AMRO), David Knibbe (CEO NN), Janine Vos (Managing Board Rabobank), Jos Baeten (CEO ASR), Nadine Klokke (CEO Knab), Annerie Vreugdenhil (CIO ING),  Karien van Gennip (CEO VGZ), Chantal Vergouw (CEO Interpolis), Simone Huis in 't Veld (CEO Euronext), Nout Wellink (former President Dutch Central Bank), Onno Ruding (former minister of finance), Maurice Oostendorp and Martijn Gribnau (CEOs Volksbank), Olaf Sleijpen (Director DNB), Allegra van Hövell-Patrizi (CEO Aegon NL), Yoram Schwarz (CEO Movir), Laura van Geest (Chairwoman Dutch Authority for the Financial Markets - AFM) Katja Kok (CEO Van Lanschot Kempen CH), Ali Niknam (CEO bunq), Nick Bortot (CEO BUX), Matthijs Bierman (MD Triodos NL), Peter Paul de Vries (CEO Value8), Barbara Baarsma (CEO Rabo Carbon Bank), Marguerite Soeteman-Reijnen (Chair Aon Holdings), Annemarie Jorritsma (a.o. Chair NVP), Lidwin van Velden (CEO Dutch Water Bank - NWB), Don Ginsel (CEO Holland Fintech), Mary Pieterse-Bloem (Professor Erasmus University), Jan-Willem van der Schoot (CEO Mastercard NL), Tjeerd Bosklopper (CEO NN NL), Joanne Kellermann (Chair PFZW), Steven Maijoor (Chair ESMA), Radboud Vlaar (CEO Finch Capital), Karin van Baardwijk (CEO Robeco) and  Annette Mosman (CEO APG).  --> between brackets the job title at the time of the interview.    

In this collection of bonus episodes, we're looking at the concept of Worldwork, which embraces the idea that we are continuously impacting the world, whether we are conscious of it or not. Whilst Worldwork can involve big acts of altruism and community spirit, it always starts with self. Across the course of these 5 bonus episodes, you will be hearing from Worldworkers from across the globe, who have all used ORSC tools in very different ways tools to serve their wider communities.  In this episode, Katie talks with Mélanie Rouppe van der Voort about her Worldwork project: improving the social and economic Position of Immigrant Women in the Netherlands. As both the ORSC Certification Program and the Covid-19 pandemic coincided for Melanie, she had to be creative in finding clients and doing her WWP. Due to the huge societal impact of the pandemic, she felt drawn to the work of a Dutch foundation, whose name when translated literally means Women's Power. Melanie has huge respect for the work that the women do at the foundation because they give their community members – predominantly immigrant women with non-western backgrounds – a voice and a platform to build a life in the Netherlands. The founders and most important change agents have shown that they are able to turn hopelessness, fear and frustration into courage and engagement.Melanie Rouppe van der Voort is a certified coach and in addition to her private coaching practice, has been working in the financial industry for over 25 years. With her legal and change management background, she is currently working for the Expert Centre of Governance, Behaviour and Culture at the Dutch Central Bank. She has been married to her husband Willem for over 22 years and together they have a 17-year-old son and 14-year-old daughter. The Worldwork Project is a key element in the ORSC certification journey. It allows students to apply the ORSC™ materials in the real world and develop themselves as change agents. At CRR Global we hold all our students as change agents and train them to be conscious of what impact they want to make in their world. We believe that everybody's impact –whether conscious or unconscious— sends ripples out into the world. It's up to all of us, as world workers, to keep our communities safe and healthy. For more information about World Work and the ORSC Certification programme click here. We believe Relationship Matters, from humanity to nature, to the larger whole.

Podcast guest 496 is Dr. Robert Christophor Coppes author of the books NDEs and World Religions, in which he compared NDEs with 5 major religions, and Messages from the light which focusses on how much we are interconnected and the consequences of the connection. During the near-death experience podcast we will be discussing those books as well as his upcoming book Impressions of NDEs. Robert Christophor Coppes holds a PhD in economics and worked for many years at the University of Groningen and in the banking industry. He was in a commercial position with a French bank and later in a supervisory role at the Dutch Central Bank (equivalent of the Federal Reserve). He has recently retired to write and lecture. His conviction that Near-Death Experiences are true spiritual experiences dates back to 1979 when he read Raymond Moody's Life after Life. In 2006, he wrote a book, which was published only in the Netherlands, in which he compared the essences of NDEs with those of five world religions. This book was translated in English and published in the US in 2013. However, his first book in the US, Messages from The Light, was published in 2011. It was also translated in Dutch and German. His upcoming book is based on quotes from more than 100 NDErs. The message he derived from all these quotes is that we are all ONE and that LOVE binds us. Dr. Coppes websites https://www.bobcoppes.com/ https://www.nde-unconditionallove.com/ --- Send in a voice message: https://anchor.fm/jeffrey-s-reynolds/message Support this podcast: https://anchor.fm/jeffrey-s-reynolds/support

The Dutch central bank said it "deeply regrets" its founders' role in the slave trade. Dr Joris van den Tol conducted an independent review into the issue, and discusses the review's findings. Also in the programme, Japanese car giant Toyota says it will make 500,000 fewer vehicles this year than previously planned, as a result of a shortage of semiconductors for its cars. David Leggett is automotive editor at Global Data, and explains the implications. As the cost of living rises rapidly in America, so has the use of gifting platforms such as the BuyNothing project. It is one of a number of schemes that help people give away things they no longer need, as the BBC's Michelle Fleury reports. Plus, the Indian industrialist Gautam Adani has become Asia's richest person, according to the Bloomberg Billionaires Index. The BBC's Archana Shukla tells us how Mr Adani made his money.

In her address to the IIEA, Petra Hielkema, the new Chairperson of the European Insurance and Occupational Pensions Authority (EIOPA), outlines her priorities to build a more effective and equitable financial system during her five-year term. She discusses the European Commission's proposed review of the Solvency II Directive, as well as EIOPA's Opinion on the Solvency II Directive, and consider how to ensure better co-ordination of insurance and occupational pensions supervision at EU level. Ms Hielkema also discusses how the insurance and pensions industry can remain resilient in dealing with the economic shock caused by COVID-19, as well as how the industry can embrace the green and digital transitions.   About the Speaker:  Petra Hielkema is Chairperson of EIOPA and has led the Authority since September 2021. Prior to this, she was Division Director of Insurance Supervision at DNB, the Dutch Central Bank. Petra joined DNB in February 2007 and in 2013 she became Head of Insurance Policy. In February 2017, she was appointed as Director of Payments and Market Infrastructures and was responsible for the payments and collateral operations of the central bank, oversight, policy and cyber-intelligence. Petra was previously an Alternate Member of the EIOPA Board of Supervisors and was also the Chair of the EIOPA Policy Committee.

De week van Elon, De week van de crash en de week van de bitcoin Counsel. Is het een logisch pad dat miners gaan bewandelen of een doodlopende weg? Dat en meer in deze nieuwe aflevering van De Bitcoin Show... Elon and the Council of Miners https://tftc.io/martys-bent/issue-998/ https://www.btctimes.com/news/elon-musk-bitcoin-mining-council China’s latest crackdown on Bitcoin https://www.wsj.com/articles/chinas-latest-crackdown-on-bitcoin-other-cryptocurrencies-shakes-market-11621853002 Huobi scales back due to China crackdown https://www.coindesk.com/huobi-scales-back-offerings-in-places-due-to-china-crackdown-market-falls China’s latest Bitcoin “ban” is impacting mining, exchange landscape https://bitcoinmagazine.com/business/latest-china-ban-impacting-bitcoin Dutch Central Bank forced to backpedal on Bitcoin address verification procedures after court ruling https://bitcoinmagazine.com/business/dutch-central-bank-loses-battle-over-bitcoin DNB formally acknowledges complaints Bitonic and revokes wallet-verification requirement https://bitonic.nl/news/231/dnb-formally-acknowledges-complaints-bitonic-and-revokes-wallet-verification-requirement BlockFi botches promo https://www.coindesk.com/blockfi-botches-promo-outsized-bitcoin-reward-payments Rinus van Kalmthout Indy500 car https://twitter.com/rinusveekay/status/1392484297668444163?s=19 Weimar chart of Gold vs Reichsmark https://twitter.com/BTCization/status/1396518689177063429?s=20 We zijn er bijna! https://taproot.watch Leestips: - De Nederlandse vertaling van De Bitcoin Standaard (Boris) - Het Kleine Bitcoin boekje van o.a. Jimmy Song. Bestel met 10% korting op https://konsensus.network/?ref=45 ... met kortingscode: GKBORIS Mastering Bitcoin (Jan) https://pdfstop.com/mastering-bitcoin...... Grokking Bitcoin 35% korting met code: poddebit21 Op https://www.manning.com/ De Bitcoin Show wordt mede mogelijk gemaakt door https://www.bitonic.nl Chat mee op https://t.me/debitcoinshow Volg ons op https://www.twitter.com/debitcoinshow...... Bitcoin Gear vind je op: www.bitcoinclothing.eu met kortingscode "DeBitcoinShow" #Bitcoin #BTC #Finance

Women are less financially literate than men. But does this gap reflect a lack of knowledge or a lack of confidence? To find out Maria Demertzis, deputy director of Bruegel is joined by Annamaria Lusardi, Professor of Economics and Accountancy at the George Washington University and non-resident fellow at Bruegel and Maarten van Rooij, senior economist at the Dutch Central Bank in The Sound of Economics. Annamaria and Maarten explain their findings in a recently published paper that about one-third of the financial literacy gender gap can be explained by women's lower confidence levels. Relevant publication:Bucher-Koenen F., R. Alessie, A. Lusardi and M. Rooij (2021) ‘Fearless woman: financial literacy and stock market participation'.

Onze favoriete bad guy Klaus Schwab weet te melden dat de “volgende crisis groter zal zijn dan Covid”. Hij heeft het over een “Cyber Pandemic”. Deze aflevering helaas geen ATH maar dat gaat niet lang meer duren. Verder: [Follow-up] Does Apple really log every app you run? A technical look https://blog.jacopo.io/en/post/apple-ocsp/?s=09 Bitonic is registered with the Dutch Central Bank: our vision https://bitonic.nl/en/news/212/bitonic-is-registered-with-the-dutch-central-bank-our-vision Grapperhaus wil 'verdacht bezit' makkelijker kunnen afpakken https://nos.nl/artikel/2357433-grapperhaus-wil-verdacht-bezit-makkelijker-kunnen-afpakken.html BlackRock Executive Says Bitcoin to Take Place of Gold "to a Large Extent" https://www.btctimes.com/news/blackrock-executive-says-bitcoin-to-take-place-of-gold John Newbery’s New Nonprofit Brink Will Train And Support Bitcoin Developers https://bitcoinmagazine.com/articles/john-newberys-new-nonprofit-brink-will-train-and-support-bitcoin-developers De Bitcoin Show wordt mede mogelijk gemaakt door https://www.bitonic.nl Chat mee op https://t.me/debitcoinshow Volg ons op https://www.twitter.com/debitcoinshow #Bitcoin #BTC #Finance

Hey Krypto Fans, willkommen zur Bitcoin-Informant Show Nr. 875. Heute sprechen wir über folgende Themen: Mehrheit der BTC Investoren glaubt an einen Dump nach Halving, Halte dich fern von Kryptos in Mexiko & Zentralbank Niederlande Krypto Ultimatum. 1.) Majority of Bitcoin Investors Believe Price Will Dump Post-Halving https://www.cryptoglobe.com/latest/2020/05/majority-of-bitcoin-investors-believe-price-will-dump-post-halving/ 2.) Research Center in Mexico Warns Locked-Down Citizens to Keep Away From Cryptos https://cointelegraph.com/news/research-center-in-mexico-warns-locked-down-citizens-to-keep-away-from-cryptos 3.) Dutch Central Bank to Crypto Firms: Register in 2 Weeks or Shut Down https://www.coindesk.com/dutch-central-bank-to-crypto-firms-register-in-2-weeks-or-shut-down 4.) Coinmerce.io startet neue App - 7 Euro geschenkt für Registrierung http://bit.ly/Coinmerce Telegram Kanal: https://t.me/bitcoininformant Steemit: https://steemit.com/@denniskoray HIVE: https://hive.blog/@denniskoray Instagram: https://www.instagram.com/denniskoray/ Facebook: https://www.facebook.com/btcinformant/ Top 10 Kryptowährungen am 06.04.20 um 11:00Uhr Sonnige Grüsse Dennis "Bitcoin Informant" Koray

#CryptoCorner: tZero (NasdaqGS: $OSTK) Raises $50 Million in Equity Funding, Dutch Central Bank Makes Case for CBDC

#CryptoCorner: tZero (NasdaqGS: $OSTK) Raises $50 Million in Equity Funding, Dutch Central Bank Makes Case for CBDC

#CryptoCorner: tZero (NasdaqGS: $OSTK) Raises $50 Million in Equity Funding, Dutch Central Bank Makes Case for CBDC

Today we bring you Maarten Bloemers the Co-Founder and CEO of Get Protocol and GUTS Tickets. He tells us how we went from legal counsel to the Dutch Central Bank to creating his own crypto and blockchain company that aims to solve the fraud and scalping issues of event tickets and so much more!

Real Money Show | Gold is "Trust Anchor" Says Dutch Central Bank. With Darren Long and Jeremy Wiseman See omnystudio.com/listener for privacy information.

When everything collapses, gold is what central banks will need to rely on. Get your Silver Fortune silver bar here! Use SF10 for 10% off: https://mkbarzandbullion.com/collections/social-media-community-collaboration-bars (I am compensated per bar sold) Support Silver Fortune, shop at SD Bullion! Free shipping over $99, and a 1 oz. round for new customers! https://sdbullion.com/sf (I am compensated by SD Bullion when the at spot round is claimed by new customers) Support Silver Fortune through Patreon: https://www.patreon.com/silverfortune Any content within this video or any other video by the Silver Fortune channel is merely one man's opinion, commentary, and analysis, or actual information obtained from elsewhere, and should not be constituted as legal, investment, or financial advice. Make your own financial decisions, or consult a professional if you'd prefer to go that route. The Silver Fortune channel disclaims any liability for legal, financial, or investment decisions made. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/silver-fortune/support

— Bitcoin network computing power sees a 25% increase in a week — Legacy Trust launches crypto pension scheme — Dutch Central Bank takes a tougher stance on the crypto industry — Blockchain raising $50M VC fund — OKCoin launch ‘Let’s Build Bitcoin Together’ initiative — Innovesta raises $2.7M and joins Goren Holm Ventures portfolio — Bitcoin registers minor .5% increase in the past 24h

#CryptoCorner: Dutch Central Bank to Impose Crypto Regulations in Jan 2020, Huobi-backed Startup Launching $500 Blockchain Phone, Why Marshall Islands is Releasing a Cryptocurrency and Elliptic Raises $23 Million in SBI-led Funding Round

#CryptoCorner: Dutch Central Bank to Impose Crypto Regulations in Jan 2020, Huobi-backed Startup Launching $500 Blockchain Phone, Why Marshall Islands is Releasing a Cryptocurrency and Elliptic Raises $23 Million in SBI-led Funding Round

#CryptoCorner: Dutch Central Bank to Impose Crypto Regulations in Jan 2020, Huobi-backed Startup Launching $500 Blockchain Phone, Why Marshall Islands is Releasing a Cryptocurrency and Elliptic Raises $23 Million in SBI-led Funding Round

#CryptoCorner: Dutch Central Bank to Impose Crypto Regulations in Jan 2020, Huobi-backed Startup Launching $500 Blockchain Phone, Why Marshall Islands is Releasing a Cryptocurrency and Elliptic Raises $23 Million in SBI-led Funding Round

Feike Sijbesma is a Member of the Board of Royal DSM since July 2000, and CEO and Chairman since May 2007. Royal DSM is a Dutch multinational active in the fields of health, nutrition, and materials. Headquartered in Heerlen, at the end of 2017 DSM employed 21,054 people in around 50 countries and posted net sales of €8,632 million. Besides being the CEO of Royal DSM, Sijbesma is a member of the Supervisory Board of the Dutch Central Bank and a non-executive board member of Unilever, while also being a member of the Global CEO Council of the Chinese People’s Association for Friendship with Foreign Countries, advising the Chinese Premier.This impressive palette of influential functions resulted in De Volkskrant naming him as the third most influential person in The Netherlands and because of his efforts for a more sustainable planet, the World Bank Group named him a “Global Climate Leader”.

Feike Sijbesma is a Member of the Board of Royal DSM since July 2000, and CEO and Chairman since May 2007. Royal DSM is a Dutch multinational active in the fields of health, nutrition, and materials. Headquartered in Heerlen, at the end of 2017 DSM employed 21,054 people in around 50 countries and posted net sales of €8,632 million. Besides being the CEO of Royal DSM, Sijbesma is a member of the Supervisory Board of the Dutch Central Bank and a non-executive board member of Unilever, while also being a member of the Global CEO Council of the Chinese People’s Association for Friendship with Foreign Countries, advising the Chinese Premier.This impressive palette of influential functions resulted in De Volkskrant naming him as the third most influential person in The Netherlands and because of his efforts for a more sustainable planet, the World Bank Group named him a “Global Climate Leader”.

One of the biggest challenges in fighting money laundering is satisfying the KYC, or Know Your Customer, rules. These regulatory requirements make sense in concept -- they require financial companies to verify customers’ identities before letting them connect to the system, in order to screen out high-risk people and entities and as a foundation for meeting the legal mandate to monitor financial activity for potential crime. However, the traditional verification process has always been expensive and time-consuming. In recent years it’s also been creating new problems. My guest today has a company that is setting out to fix those. She is Laura Spiekerman, the Chief Revenue Officer of Alloy.   The new problems are two-fold. One is that millions of people lack traditional identity documents and therefore can’t gain access to the system at all. That isn’t actually a new issue -- it’s always been true -- but it’s becoming more acute because mobile technology is making it possible for more and more people to connect to the financial system through their phones, if they can identify themselves.  In much of the developing world, hundreds of millions of people cannot, because they lack formal ID documents (a factor that tends to disproportionately harm women, members of disfavored minorities and people with low incomes). Having large swaths of the population detached from mainstream finance, in turn, undermines economic growth and opportunity. As a result, many central banks throughout the world view KYC modernization as a top priority. For example, see my episode with Sanjay Jain who was one of the leaders of the India stack on their project that is connecting everyone in India to the financial system and mainstream commerce. Some governments are trying to create customer identity through biometric identification. Global organizations ranging from The World Bank to the Gates Foundation and the Omidyar Network (where I am a Senior Advisor) have all elevated AML as a core goal in their efforts to wide financial inclusion. The KYC barrier also impacts consumers in the United States, including many young people and immigrants or, say, people who have moved frequently. If a financial company cannot verify identity by investing a reasonable level of time and effort, it usually will not open an account. The second problem with the current KYC process hits the US and other developed countries even more directly. We still rely on traditional identity information like name, address and Social Security number that is, quite simply, no longer secure -- it’s widely for sale on the dark web. (Re-listen to our episode with Greg Kidd of globaliD) for more insight on that). The solution to both problems -- both access and insecurity -- is the same: more data and better technology. Alloy is bringing these into KYC. The company enables real-time decisioning through an API that lets a financial institution access the data it needs, in a fully transparent way, and that also provides a rules engine to control how to waterfall the data to put it into a rule. I spoke to Laura at the Comply 2018 conference in New York this year -- you’ll hear some of the conference bustle in the background. In our conversation, Laura describes the impact Alloy can make. In retail banking, they’ve been able to automate about 98% of decisions for onboarding, as opposed to a standard of about 50%. Once the remaining 2% are sent to manual review, they have also been able to reduce manual review times by about 95%, while also seeing reductions in fraud and increases in conversions, seemingly a win-win for all. Laura also shares her advice for other fintechs, including how to overcome the many barriers faced by regtech firms in trying to work with financial institutions. She talks about Alloy’s plans for building AI into their solutions. And she offers advice to regulators. Like me, she’s hopeful that the regulatory landscape is increasingly receptive to new technology. I know you’ll enjoy my conversation with Alloy’s Laura Spiekerman! Links Full Transcript of Episode Alloy on Twitter Innovation at a Small Bank: Radius CEO Mike Butler Access For All: CIIE’s Sanjay Jain and The India Stack More for our listeners We have great podcasts in the queue. We have a series focused on global developments in fintech and regtech. One is with Harish Natarajan of the World Bank, who talks about their remarkable work in global financial inclusion. Another is with Anju Padwardhan of CreditEase and Stanford University, who describes fintech developments in China. From London, we’ll have a talk with P.J. DiGiamarino of JWG and the Regtech Council. We’ll also have a far-ranging conversation with Peter Renton, who leads Lend Academy and the LendIt conference series. And we’ll have a show with the co-founders of Earnup...among many others. Last week I spoke at the National Foundation for Credit Counseling’s NFCC Connect in Dallas, where I was very honored to receive their Making the Difference award. I’m on the NFCC board and want to share that we have a visionary new CEO, Rebecca Steele, who is bringing technology more and more into the work of credit counselors -- the people on the front lines of helping consumers make their financial lives healthier. Keep your eye on the NFCC and try to connect with its work. Other places I’ll be speaking this fall include: Online Lending Policy Institute, October 9, Washington, DC P20 Conference, October 10, Atlanta, GA American Banker RegTech, October 15-16, New York, NY Singapore Fintech Festival, November 12-16, Singapore LendIt Europe, November 19-20, 2018 in London ABA/ABA Financial Crimes Conference, December 2-4, Washington, DC Regtech Rising, December 3-5, London Last but not least, Money 2020, is only two weeks away and it’s going to be amazing. I’m chairing and hosting the regulatory track, which is SUNDAY, October 21, starting at 10AM. The day will include amazing speakers, including a fireside chat I’m doing with Lord Digby-Jones of the House of Lords, and an Oprah-style regulator town hall. On Monday, all ten of the senior regulators and former regulators participating in the conference will join in a mix and mingle with anyone who would like to talk with them. And then Monday afternoon at 3:15, I’ll be on the new Revolution Stage speaking on Regulation Revolution. I’m aiming to make it the most interesting speech I’ve ever given. If you’ll be at the conference, be sure to come, and tell your friends to come too. Also, watch for upcoming information on my collaboration with Brett King on his new book, Bank 4.0, which you can now buy. I co-wrote the regulatory chapter with Brett, and we’ll have a show and events on that as well. Last year, I ended the fall with what I called my world tour designed as seven countries in seven weeks, ending at the Dutch Central Bank right before Christmas, and I tried to share the main takeaways from each by posting mini-videos from the scene. This year I’ll be in fewer countries but at more events, so I’m going to do the videos again -- a lot of people said they enjoyed coming along on those adventures. So please follow me on Twitter, LinkedIn, and Facebook and come to jsbarefoot.com for more information. And yes, we’re going to revive the newsletter. One of my colleagues recently suggested we call the next post Whirlwind, because that’s what the year has been. Innovation everywhere! Support Our Podcast Subscribe Sign up with your email address to receive news and updates. Email Address Sign Up We respect your privacy. Thank you!

In this episode: - COBINHOOD to launch peer-to-peer exchange platform - The Dutch Central Bank rejects the use of blockchain for own operations - Coinbase announce SEC application for regulated crypto securities - The price of Bitcoin remains above $7600

Since the bankruptcy of Lehman brothers ten years ago, we have experienced a financial meltdown, the start of Room for Discussion, a sovereign debt crisis and the introduction of unorthodox monetary policy. To fight against the consequences of the crisis, the European Central Bank followed the major central banks of the world and implemented quantitative easing (QE). Now that the economy is blooming, banks are better capitalized and the exit of QE is in sight. How does Governor Knot look back ten years after the crisis? And are we in safe waters, capable of preventing a future crises?Moreover, as the situation—at least on paper—normalises, policymakers in Europe lead by the French government and the new German coalition, are looking into furthering European integration. As the official monetary regulator and price stabiliser of the EU, the ECB must play an important role. How will the ECB manoeuvre these rough political waters? Can the success of greater monetary union--through the banking union--be followed by success on the fiscal side?Interviewers: Santiago Diaz & Olaf VrijmoetMusic: Ruse by www.musicscreen.org

Since the bankruptcy of Lehman brothers ten years ago, we have experienced a financial meltdown, the start of Room for Discussion, a sovereign debt crisis and the introduction of unorthodox monetary policy. To fight against the consequences of the crisis, the European Central Bank followed the major central banks of the world and implemented quantitative easing (QE). Now that the economy is blooming, banks are better capitalized and the exit of QE is in sight. How does Governor Knot look back ten years after the crisis? And are we in safe waters, capable of preventing a future crises?Moreover, as the situation—at least on paper—normalises, policymakers in Europe lead by the French government and the new German coalition, are looking into furthering European integration. As the official monetary regulator and price stabiliser of the EU, the ECB must play an important role. How will the ECB manoeuvre these rough political waters? Can the success of greater monetary union--through the banking union--be followed by success on the fiscal side?Interviewers: Santiago Diaz & Olaf VrijmoetMusic: Ruse by www.musicscreen.org

I’ve been looking forward to today’s show since my very first visit to the UK’s Financial Conduct Authority, over two years ago. It was clear even then that they were doing something completely new for a regulatory agency. They were innovating. Not just creating new regulations, but actually rethinking how to create them. Reinventing the regulatory process itself. Specifically, they were responding to the novelty and especially the rapid pace of technology change in finance by creating an innovation initiative and soon thereafter, the world’s most famous regulatory sandbox. Today’s guest is Christopher Woolard, the FCA’s head of Strategy and Competition. In this episode, he tells the story of how they first realized they had to change, how they did it, and, importantly, what they’ve been learning so far. We sat down together last month during the Money 20/20 conference in Las Vegas, where we also did a fireside chat on the regulatory stage and where, for the first time, Chris shared their new report on lessons drawn from their first several cohorts of sandbox companies. Most of our listeners know what these sandboxes are -- they’re also sometimes called reglabs, greenhouses, or a new generation of pilot projects. They’re being adopted by a leading cadre of regulators, including a few in the United States, who have realized that the speed of innovation today is outstripping traditional regulatory processes, which means policymakers are going to have to invent something new to keep up. Part of what they’re inventing are these small, safe “testbeds” where they can get hands-on with new ideas, understand them, shape them if appropriate, and generate insights to feed back into mainstream regulatory activities. The original version, really, was in the United States in the CFPB’s Project Catalyst, which inspired the FCA to build something similar. But it was the UK’s much bigger and bolder effort that then caught the world’s attention and has now inspired several dozen imitators around the world, according to Aspen Institute research. Here is an article I wrote with more on how the program is designed. The FCA itself grew out of the financial crisis, as the UK decided to separate prudential banking oversight from a new entity focused on “conduct.” In some ways the restructure mirrors the U.S. decision to create the CFPB after the crisis, except that the FCA’s remit is not limited to consumer protection. The UK Prudential Regulation Authority is now housed in the Bank of England in the old City, while the FCA inhabits contemporary offices out in Canary Wharf, in an area burgeoning with startups and financial companies converting old warehouses to cool new space. In our talk, Chris describes what the FCA is doing in both the sandbox and the agency’s wider set of innovation initiatives -- and again, what they’re learning so far. He cites the FCA’s advantage over many regulators in having a mandate that includes fostering competition. He debunks some misconceptions about the UK sandbox, including that it waives or dilutes consumer protections. He touches on their work in regtech (a topic we’ll soon return to with the FCA’s regtech head, Nick Cook, in an upcoming show). He talks about the sandbox’s global imitators and also how the UK cooperates directly with other countries to ease the path for their respective innovators. And he shares his concern that if even one of these global sandbox experiments “catches a cold,” we could see a contagious loss of confidence that could undermine regulatory innovation, worldwide. I admire the FCA’s deft mixing of a very high-profile, exciting initiative with, simultaneously, a strong note of humility. They always emphasize that they don’t have all the answers, that they’re just learning as they go. But this, you see, is actually the key. The thing they figured out -- and believe me, it doesn’t come easily to regulators (or to anyone, for that matter) -- is that it’s not going to be possible, anymore, to figure things out before acting, in the way policymakers used to do. Instead, regulatory institutions are going to have to learn to navigate permanent and daunting, technology-driven uncertainty. They won’t have the option to hold still and wait for clarity to materialize...because it won’t. They need to find ways to move ahead iteratively and collaboratively. Testing -- sandboxes and reglabs -- will be essential to that. It’s a huge change, in both process and culture, for both regulators and industry. The sooner everyone starts making this shift, the better. The FCA’s humble tone is right and wise, but my view is that this regulator has shown not only vision, but also courage. They decided to take the risk to strike out in uncharted territory, to begin to blaze a new kind of policy pathway, and they’re inspiring many others to follow them. More on Christopher Woolard: Christopher Woolard is Executive Director of Strategy and Competition, and an Executive Board Member of the Financial Conduct Authority. He’s responsible for policy, strategy, competition, market intelligence, consumer issues, the Chief Economist's department, communications and the Innovate initiative. He is chair of the FCA's Policy Steering Committee and a non-executive board member of the Payment Systems Regulator. Christopher joined the FCA in January 2013. Previously he was Group Director and Content Board member at Ofcom. He has spent most of his career in regulation or policy development including working at the BBC and in government as a senior civil servant. He is a Sloan Fellow of London Business School.   Here are resources and links to items mentioned in the episode: Financial Conduct Authority Website FCA Project Innovate FCA Innovation Hub FCA Regulatory Sandbox FCA Report on Sandbox Results My podcast with Wai-Lum Kwok on Abu Dhabi’s Reglab More for our listeners I’m in the midst of a busy set of travels that will produce some fascinating podcasts. Between November 1 and December 20, I’m traveling to seven countries -- three in Asia, three in Europe, and one in Africa -- to speak on fintech and regtech for both industry and regulators. As I mentioned, we’ll have a podcast with the Nick Cook, who leads the FCA’s innovation work on regtech, recorded at Regtech Enable in Washington. We have one coming up with Wells Fargo’s Braden More on payments innovation. We’ll have Nerd Wallet CEO Tim Chen, and Cross River Bank CEO Gilles Gade. We’ll have one in London with the charismatic CEO of Starling Bank, Anne Boden and with the trade association Innovate Finance, and also a lively discussion with a group of amazing innovators working in Europe and Africa. We’ll have one with Michael Wiegand, who heads the Gates Foundation’s work on financial services for the poor. And back in the U.S., we’ll have a show with Financial Services Roundtable CEO Tim Pawlenty...to name a few! Plus, I’ll be recording a special series straight from the floor of the American Bankers Association conference on financial crimes, in December. I hope to see many of you there and at other upcoming events, including these: S&P’s Fintech Intel, December 13, New York The African Fintech Forum, December 18-19 in Abidjan, Ivory Coast www.africafintechforum.net Dutch Central Bank, December 20, Amsterdam Please remember to review Barefoot Innovation on iTunes, and sign up to get emails that bring you the newest podcast, newsletter, and blog posts, at jsbarefoot.com. Be sure to follow me on twitter and facebook.  And please send in your “buck a show” to keep Barefoot Innovation going. See you soon! Support our Podcast Subscribe Sign up with your email address to receive news and updates. Email Address Sign Up We respect your privacy. Thank you!

If you spend a lot of time in Washington, as I do, you see a lot of issues framed around statistics about people, especially medians, and averages. For instance, policies aimed at helping lower-income people typically stratify Americans into categories, in bands above and below median income, or median incomes in their census tracts. I’ve worked with programs like this for decades -- HUD housing and mortgage programs, the Community Reinvestment Act, and many others. And then one day, someone comes along and goes inside those data categories, and finds out what’s really happening in the lives of the people covered by them. And it turns out to be surprising. That is exactly what today’s guest did. She is Rachel Schneider, Senior Vice President of the Center For Financial Services Innovation and co-author of the new book, The Financial Diaries: How American Families Cope in a World of Uncertainty.  Some years ago, Rachel joined a CFSI study trip to South Africa where she learned about financial diaries methodology -- intimate research that tracks the daily financial lives of individual consumer households. With funding from several organizations including the Omidyar Network, she and NYU Professor Jonathan Morduch undertook a diaries project in the United States. They identified a cross-section of America -- 235 families in a wide variety of circumstances, in communities ranging from Mississippi to Ohio to California to New York City, and had a team spend over a year with each one, mapping every bit of money that flowed into and out of each household. Not surprisingly, they found some alarming trends, which other research has revealed as well. A full fifty-seven percent of households today are considered financially unhealthy -- including a third of those with incomes over $100,000 a year. But by looking closely, they found much more. In particular, they spotlighted a huge issue that had been traditionally masked by the statistical averages -- namely that for many people, the most pressing problem is not actually lack of money, but rather volatility. It turns out that millions of Americans live within their means, in that they spend less than they earn, but struggle nevertheless because they have volatile and unpredictable earnings and expenses. Since they also lack savings, they can’t cushion or smooth out their expense spikes and income troughs without relying on high-cost services like payday loans and checking account overdrafts. It’s worth pondering the irony that these consumers can afford financial services, as evidenced by the fact that they do -- they actually pay more in interest and fees than other people do. But they are not well-matched to our current models of products, pricing, money management, and risk assessment. CFSI’s research has also revealed something else: families that appear identical in the statistical averages may actually be in completely different situations. Some are rising while others are sinking. And some are overwhelmed and confused by financial management, while others are the best money managers in the population, because they have to be -- have to know exactly how much money they will earn, and when it will be in their account, and exactly how much they must pay, and precisely when, and which bills have timing leeway and grace periods and which don’t, and then must strategically plan and execute the daily, weekly, and monthly financial plan. As we’ve discussed in other shows, innovators are working on all these problems -- more affordable smoothing solutions, easier saving, better saving psychology, effortless financial management, ladders toward good credit scores, new data that more accurately evaluate credit risk, and more. We’ve talked about those in past shows and will cover many more going forward. Most of these innovators begin by trying to understand customers’ real-life ways of using money, including by bringing in behavioral science -- recognizing that finance is not just a cerebral process but also an emotional, and social, one. The financial industry will do even better as it aligns the products offered with the ways people think and feel about them. For this deeper understanding, nothing is more illuminating than Rachel’s book. In today’s show, she helps us get to know some of the people the Diaries tracked, see a little bit into their lives, and learn the strategies they use to make ends meet. In the process, she gives us a lot to think about, beyond the statistics. So...buy the book! It’s in the show notes at jsbarefoot.com. And meanwhile, enjoy my conversation with Financial Diaries author Rachel Schneider. More about Rachel and her work Rachel Schneider is a Senior Vice President at CFSI, and co-author of The Financial Diaries: How American Families Cope in a World of Uncertainty. The Financial Diaries connects the findings of the ground-breaking U.S. Financial Diaries research project, which collected highly detailed data about how 235 households save, spend, borrow and plan over the course of a year, with the broad trends upending the economic lives of American families. It uncovers the emergence of a hidden inequality, in addition to disparities in income and wealth – an inequality in access to steady finances. It provides a framework for how to develop products and policies that can help. Rachel is highly sought-after as a consultant and speaker, Her research has been featured in the nation’s top publications, including the New York Times, Wall Street Journal and many others, and she speaks frequently at a broad spectrum of events. Though she began her career as an investment banker at Merrill Lynch & Co., Rachel credits her commitment to the potential for innovative finance to solve major social problems from her days as a VISTA Volunteer (now AmeriCorps). She holds a J.D./M.B.A. from the University of Chicago, and a B.A. from UC Berkeley. She lives in New York City with her husband and their two children. She occasionally “competes” in triathlons, which are getting easier to “win” as the number of competitors in her age group shrinks. She says the same cannot be said for improvement in her piano skills. Here are other resources, including items mentioned in the episode: My 2015  blog post on the Diaries project:  http://www.jsbarefoot.com/blog/2015/1/5/diary-of-a-mad-financial-system My podcast with CFSI CEO Jennifer Tescher My podcast with Colleen Briggs, JP Morgan Chase My podcast on CFSI Innovation Lab Even:  https://even.com/ Omidyar Network Todd Baker’s Research at the Harvard Kennedy School Center for Business & Government More for our listeners The next two months will bring a podcast bonanza to Barefoot Innovation, with amazing shows coming up. I just recorded a fascinating one with Christopher Woolard of the UK Financial Conduct Authority on the FCA’s innovation initiative, including lessons learned so far from their famous regulatory sandbox. We’ll also have one with the Nick Cook, who leads the FCA’s innovation work on regtech. We have one coming up with Wells Fargo’s Braden More on payments innovation. We’ll have Nerd Wallet CEO Tim Chen, and Cross River Bank CEO Gilles Gade. We’ll record one in London with the trade association Innovate Finance, and on this side of the pond, we’ll have a show with Financial Services Roundtable CEO Tim Pawlenty...to name a few! And, I’ll be recording a special series straight from the floor of the American Bankers Association conference on financial crimes, in December. I hope to see many of you there and at other upcoming events. My speech schedule is packed solid from now to the end of the year, which is an indicator of the fast-growing interest in fintech regulation and in regtech. I recently spoke at five events in four cities in four days, and here is some of what’s coming up. Central Bank Summit on blockchain and digital currency, October 30 in New York Regtech Rising, November 2, London Asia Finance Forum, Fintech and Sustainable Development, November 8-10, Manilla Monetary Authority of Singapore Fintech Festival, November 13-17, Singapore RegTech Enable, November 27-29th, Washington, DC UN/ITU conference on financial inclusion in Bangalore (invitation only) Fintech Connect Live, December 6th, London American Bankers Association Financial Crimes Enforcement Conference, December 3-5, National Harbor Maryland S&P’s Fintech Intel, December 13, New York The African Fintech Forum, December 18-19 in Abidjan, Ivory Coast www.africafintechforum.net Dutch Central Bank, December 20, Amsterdam Please remember to review Barefoot Innovation on iTunes, and sign up to get emails that bring you the newest podcast, newsletter, and blog posts, at jsbarefoot.com. Be sure to follow me on twitter and facebook.  And please send in your “buck a show” to keep Barefoot Innovation going. Support our Podcast Meanwhile, don’t stop innovating! Subscribe Sign up with your email address to receive news and updates. Email Address Sign Up We respect your privacy. Thank you!

I love having guests on the show who look at something that everyone takes for granted and said, why do we do it that way? That’s what today’s guest, Jason Gross, has done with credit cards. Jason is the CEO of Petal. He and his co-founders have designed a card that has a different business model and aims at a different market. Credit cards have always sparked mixed feelings among consumer advocates and policymakers. On the upside, they provide incredible convenience and safety, over cash. On the down side, critics worry that that convenience factor is a double edged sword -- making spending too convenient and fueling over-consumption and under-saving. People also worry that cards are hard to understand. For decades, policymakers have tried repeatedly to solve that by regulating card disclosures and practices with requirements to  disclose the annual percentage rate and fees; make key information prominent in the so-called Schumer Box (named after New York Senator Charles Schumer); require a grace period; bar retroactive raising of interest rates; limit marketing to college students; disclose the long-term costs of paying only the minimum balance and much more. Concern about credit cards prompted Senator Elizabeth Warren, back when she was a Harvard Law professor, to begin fighting what she called “tricks and traps” in financial products, and also business models that rely on penalty fees or interest for their profitability. That concern led to the CARD Act of 2009, and then to the creation of the CFPB itself. The Petal card is trying to solve these challenges. It’s offering simpler, more transparent terms. It addresses the overspending problem by designing the card to encourage customers to pay the full balance each month, rather than revolve. And it’s tackling a third problem, which is reaching the tens of millions of people who don’t have a credit card. For most people, these cards are the first rung on the ladder to building a credit record so that they can later get a car loan or mortgage. Millennials have tended to avoid them, partly due to coming of age in the financial crisis and becoming leery about incurring debt. Jason notes that some young people are “sponsored” into the system by parents who provided them with cards, but for those who aren’t, it’s hard to build credit. That’s a catch 22 -- you can’t get a card because you don’t have a credit record, and you can’t build a credit record because you don’t have a card. Petal is solving that with one of the most important kinds of innovations underway in finance, namely, use of alternative data to evaluate risk. They are looking at the person’s own payment and income history, as reflected in their bank account, to determine ability to pay. Accessing that information has become controversial, as banks worry about allowing a third party to see this data even with the consumer’s permission, in case something goes wrong. However, the ability of consumers to allow such access is the life’s blood of most of the innovation underway in consumer finance. The CFPB is evaluating the issues arising around this, including questions like who really “owns” consumers’ bank account data, whether third parties’ data uses should be regulated, and whether we need to clarify where liability should fall in the event data is misused or breached. A lot of people are working on this issue. Solving it is one of the most important steps we can take toward making finance more inclusive. Listeners have often heard me say that I’ve spent most of my career working with efforts to promote consumer financial health and inclusion by regulating the financial industry, and that I think the results have been mixed at best! A few years ago, I realized that technology could do most of what we’ve been trying to do through policy (if we get the policy right). Petal is trying to do that -- use new data and technology to offer a product that they think will be highly profitable -- despite leaving some kinds of revenue on the table -- because consumers will choose it. Watching them will be fascinating. More information Articles on Petal’s September launch: https://www.paymentssource.com/organization/simple https://bankinnovation.net/2017/09/no-credit-score-say-hello-to-petal-card/ http://paybefore.com/finance-and-strategy/petal-uses-machine-learning-underwrite-credit-without-credit-score/ http://www.thisisgoingtobebig.com/blog/2017/9/8/introducing-petal-providing-access-to-credit-to-thin-file-consumers https://www.nytimes.com/2017/09/08/your-money/new-credit-card-option-for-those-with-scant-credit-histories.html?mcubz=1&_r=0 Jason's Article in Medium: https://medium.com/@jasonbgross_/petal-ba2bb74718f4 My podcast with Digit CEO Ethan Block (another example of innovators leveraging bank account data) http://www.jsbarefoot.com/podcasts/2016/2/25/effortless-saving-digit-ceo-ethan-bloch More for our listeners Please remember to review Barefoot Innovation on ITunes, and sign up to get emails that bring you the newest podcast, newsletter, and blog posts, at jsbarefoot.com. Be sure to follow me on twitter and facebook.  And please send in your “buck a show” to keep Barefoot Innovation going. Support our Podcast I’ll hope to see you at the events where I’ll be speaking this fall: Finovate, September 13th, New York City RegTech: Compliance Transformed, October 3-4th, Brooklyn, NY BAI Beacon/Fintech Stage, October 4-5, Atlanta, GA CFSI Network Summit, Fireside Chat with Thomas Curry, October 5, Chicago, IL FISCA, October 5-8th, Las Vegas, NV Money 20/20, October 25th, Las Vegas, NV Monetary Authority of Singapore Fintech Festival, November 13-17, Singapore RegTech Enable, November 27-29th, Washington, DC UN/ITU conference on financial inclusion in Bangalore (invitation only) Fintech Connect Live, December 6th, London S&P’s Fintech Intel, December 13, New York I’ll also be speaking in December to the Dutch Central Bank on financial innovation in December. I do many presentations for regulators and welcome those invitations. Regulators, in my view, have the hardest and most important role to play in financial innovation. We have wonderful shows coming up. I’ll be talking with Andres Wolberg-Stok of Citi Fin Tech. And I’m going to do one on one of the most fascinating experiences I’ve had in years -- I participated this month in the U.S. Army’s Threatcasting exercise  -- sort of a war-gaming process where we “threatcast” technology risks ten years into the future, and then “backcast” thinking about what we could do, today, to prevent the problem. It was off the chart fascinating.                                                                                                                                                                                                                                                                                                    We also have a show coming up with Miles Reidy, Partner at the venture firm QED. Miles and I had a fun and fascinating talk about two topics -- the investment outlook for regtech, and then how to find and work with a venture capital firm. Speaking of RegTech, we’re going to have a show with Merlon Intelligence, an AML regtech firm, and also a special show with my own co-founders -- at Hummingbird RegTech. I’m proud to say that Hummingbird has been selected to present at Money 2020 in the startup pitch session. Be sure to come and watch! Meanwhile, keep innovating! Subscribe Sign up with your email address to receive news and updates. Email Address Sign Up We respect your privacy. Thank you!

Forward-thinking investors have long known of the risks associated not just with climate change but with related systemic risks to long-term prosperity such as water scarcity and inequality of opportunity. In response, France has introduced an Energy Transition Law that includes regulations requiring investors to align their portfolios with a 2°C world. Different global financial centres are now also bidding to become centres of green finance. Growing questions are now being asked about when Europe will get on the front foot and capitalise on this momentum. Actions seem ever more urgent, given that the European Systemic Risk Board and the Dutch Central Bank have both expressed concerns about the threat of climate change to financial stability in Europe. Furthermore, the G20 and Financial Stability Board are due to report this year both on Green Finance and on climate-related financial disclosures. This seminar looked at how the European Union could respond to this growing pressure and deliver a Green Capital Markets Union. http://bruegel.org/events/green-cmu/