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What it do what the business is? Spike Lou and Animal Brown are back to discuss a loaded album release weekend. Game drops Documentary 3, along with albums from Rapsody, Payroll, Ransom and Skilla Baby. They recap the Joe washing of Donell Jones. Master P's black people shouldn't harp on slavery comments gets him in hot water. Dr. Dre is embracing Ai and Starlito wants no parts of holograms!
Jon Herold digs into the unfolding Data Republican controversy, walking through how the prominent conservative data analyst faced backlash after admitting she's a paid special government employee at the Department of War, despite previously framing a State Department document handoff as an entrapment attempt. He argues the real issue isn't her politics but the lack of disclosure, and plays a clip of Rep. Anna Paulina Luna discussing her push for legislation requiring paid influencers to disclose government ties. Other topics include CIA Director Ratcliffe's surprise trip to Moscow, Canada's retaliatory tariffs set for September 8th, a batch of fiery Trump Truth Social posts on renaming Lake Ontario and reducing joint military exercises with South Korea, a Supreme Court ruling allowing Trump's election integrity order to proceed, and a viral story about anti "Flock camera" vandals. Sponsor reads, birthday shoutouts, and some fun personal stories round out a newsy Tuesday show.
Most nonprofit executive directors lose their strategic thinking time every week for a reason that has nothing to do with discipline: it is the only block on the calendar with no one waiting on the other end of it. In this micro-episode, Brooke Richie-Babbage explains why strategy loses to everything else on a CEO's week — every competing commitment carries a consequence for missing it, and unstructured thinking time carries none — and lays out three moves that make the strategic function structural instead of willpower-dependent. She also reframes executive fatigue as data rather than a character flaw: when a design cannot absorb organizational pressure, the leader absorbs it instead.Episode DescriptionThe finance committee meets on the fourteenth. Multiple active grants have reporting windows that don't line up. A program officer already has a call on the books. Every one of those has a person on the other end, and that — not its importance — is what makes it happen. Then there's the two hours blocked to think about the next three years. Nobody is waiting for that. So when something else needs the slot, it takes the slot.In this micro-episode, Brooke Richie-Babbage makes the case that this is a scoring problem, not a time management problem, and not a discipline problem either. Strategy is the only function in most growing nonprofits with no structure holding it up. Payroll has a calendar. Grants have portals and deadlines. Governance has bylaws. Strategy has the CEO — and that's the entire infrastructure. Listeners walk away understanding why guarding the block harder has already failed, and what to build instead.Key Questions AnsweredWhy does my strategic thinking time always get canceled?Is it a discipline problem if I can't protect time to think?Why do nonprofit executive directors struggle to do long-range planning?How do I make strategic time stick without relying on willpower?What is a Design Deficit in a nonprofit organization?Why does executive director burnout keep getting treated as a personal failing?What should a nonprofit CEO focus on during a week when they're already depleted?Is it key-person dependency if the whole strategy function runs through me?What You'll LearnWhy strategic time loses on the calendar every week — and why the mechanism is a missing consequence, not weak prioritization or poor time management.The three moves that make the strategic function structural — attaching thinking to a deadline that already exists, requiring one small written output per block, and clarifying decision rights so escalations stop eating the hours.A subtraction protocol for depleted weeks — how to identify the two or three decisions that actually change the shape of the next quarter, and what to do with everything else.Key TakeawaysStrategic time doesn't need more protection. It needs a consequence. Every strategic question a CEO is carrying sits upstream of a decision someone will eventually be waiting on. The work isn't to manufacture urgency — it's to find the deadline that already exists on the governance calendar and attach the thinking to it.Strategy is the only function in a growing nonprofit with no scaffolding. Payroll has a calendar, grants have portals, governance has bylaws, programs have staff and workplans. Clarity — the direction-setting, the deciding — runs on one person's unprotected calendar. That's a Design Deficit, and at $1M–$5M it's the most expensive one.Depletion is a reading on the gauge, not a verdict on the leader. Systems absorb pressure or people do. When a CEO is the absorber, exhaustion is telling them what the organization isn't carrying yet — which makes it diagnostic information, not evidence of inadequacy.The hours come back through decision rights, not willpower. Thinking time gets eaten by escalation: a director who copies the CEO to be safe, a small reallocation waiting on approval, a board chair calling about something the ops manager owns. As long as everything has a legitimate claim on those two hours, protecting them won't hold.Grinding through is how a structural problem stays a personal one. Pushing harder works, briefly. It also spends the one asset the organization can't replace — the CEO's judgment — and buys the design flaw another quarter of invisibility.FAQsWhat is a Design Deficit in a nonprofit organization?A Design Deficit is the gap between how an organization is structured and what its current size actually requires. Brooke uses the term for nonprofits whose systems were built for a smaller version of themselves and were never rebuilt as the budget, staff, and funder base grew.Why do nonprofit executive directors keep canceling their strategic thinking time?Because strategic time is the only block on the calendar with no one waiting on the other end. Brooke argues this is a scoring problem, not a discipline problem: every competing commitment carries a consequence for missing it, and unstructured thinking time carries none.How can a nonprofit CEO protect strategic time without relying on willpower?Attach the thinking to a deadline that already exists on the governance calendar, require each session to produce one small written output, and give that output a named recipient. Brooke adds that the hours only hold once decision rights are clarified so escalations stop claiming them.What is key-person dependency in a nonprofit, and how does it apply to strategy?Key-person dependency exists when a critical organizational function runs entirely through one individual. Brooke points out that boards flag this immediately when it applies to revenue, but rarely notice when the entire strategic function of a $2M organization depends on the CEO having one uninterrupted Thursday.What should a nonprofit leader do during a week when they are already depleted?Subtract rather than add. Brooke recommends identifying the two or three decisions that would change the shape of the next quarter if made badly or not at all, keeping only those, and assigning everything else a decision rule, a delegate, or a stated delay.Is executive director burnout a personal problem or a structural one?Brooke treats depletion as data rather than a character report. When a design cannot absorb organizational pressure, the leader absorbs it instead. The useful question is not how to push harder but what the depletion reveals the organization is not yet carrying on its own.Step-by-Step: Three Moves That Make the Strategic Function Strutural1. Attach it to a deadline that already exists. Strategic time needs a consequence, and the governance calendar is already full of them — the finance committee in six weeks, the renewal decision in October, the director-level hire that has to happen before the fiscal year turns. The block stops being "Thursday, nine to eleven, think" and becomes "Thursday, nine to eleven, the two funding scenarios for the finance committee on the fourteenth." It's the same hours, but now canceling costs something.2. Require one small output. Open-ended thinking time is easy to cancel because when it's skipped, nothing is visibly missing. Give every block one deliverable and keep it small: three options and what each one costs, or one decision written down with the reasoning underneath it. Not a forty-page plan — a page. This also does a second job. Institutional memory that currently lives entirely in the CEO's head starts moving into the organization, one written decision at a time.3. Give it an owner and an audience — then fix decision rights. Put a person on the other end: a deputy expecting the memo Friday, a board chair who knows the scenario is coming, a peer expecting the question that's been circling for months. Then address what actually eats the block, which is escalation. What can a director decide without the CEO, up to what threshold, and who do they go to instead? The hours come back through decision rights, not through discipline.For weeks when the tank is already empty: don't add anything — subtract by what's meaningful. Ask which two or three decisions this week, if made wrong or not at all, change the shape of the next quarter. Those get the CEO. Everything else gets a decision rule, a delegation, or an honest delay, stated out loud so it stops sitting as an open loop. Then name what the depletion is revealing in one sentence — I'm still the only person who can close a six-figure gift; my directors bring me problems, not recommendations — and treat that sentence as the redesign brief.Want to work together? Apply for the Next Level Nonprofit Mastermind, a high-touch coaching and training accelerator for established organizations with $1M+ budgets that are ready to design for impact sustained at scale. Budget under $1M? Join Elevate and get proven step-by-step playbooks + coaching support to build each of the core elements of your nonprofit's operating system - strategic clarity, a fundraising engine, a high-performance team, and an active and engaged board! Connect with me!LinkedInInstagramYouTube
If your practice has been using the same retirement plan for years simply because "it works," you may be leaving valuable planning opportunities on the table. On this episode of 20/20 Money: The Business of Optometry, I'm joined by Jared Porter, co-founder of 401GO, for a practical conversation about how much the qualified retirement plan landscape has changed—and why optometric practice owners should periodically reevaluate whether their current plan still fits their business. We discuss why SIMPLE IRAs may no longer be as "simple" or advantageous as many owners assume, how technology has reduced much of the administrative burden historically associated with 401(k) plans, and why payroll integration should be one of the most important considerations when evaluating a provider. We also unpack some of the planning opportunities created by recent retirement-plan legislation, including startup and auto-enrollment tax credits, increased contribution opportunities, plan-design flexibility, and the ability to use profit-sharing contributions as part of a broader tax and cash-flow strategy. Jared and I also dig into an increasingly popular strategy: the mega backdoor Roth. While it can be valuable in the right circumstances, we explain why after-tax contributions aren't automatically available—or advantageous—for every practice owner and how required nondiscrimination testing can quickly change the math. This episode isn't about convincing every practice owner that they need a 401(k). It's about understanding the options available today so you can make an educated and informed decision about whether your current retirement plan is still the right tool for your practice, your employees, and your own financial independence. Some of the topics we cover include: Why SIMPLE IRAs can become limiting as a practice grows How modern 401(k)s differ from the plans many owners remember from years ago Payroll integration and what "360-degree integration" actually means Auto-enrollment requirements and recent retirement-plan legislation Tax credits that may offset the cost of establishing and operating a plan Matching versus safe-harbor non-elective contributions Using profit sharing as part of a practice owner's tax strategy Why plan design should begin with the end in mind Roth 401(k)s, after-tax contributions, and the mega backdoor Roth The testing requirements that can derail an after-tax contribution strategy NBS (Next Best Step): Pull out the details of your current retirement plan and ask your advisor to evaluate it based on today's rules—not the assumptions that were true when the plan was originally established. Specifically, review your contribution limits, employer contribution structure, payroll integration, investment flexibility, administrative costs, available tax credits, and whether profit sharing could improve your overall tax and retirement strategy. Have a podcast-related question? Contact our team here! Resources: 401GO Link: 5 reasons why I hate the SIMPLE IRA Book a Triage call with Adam Download the Practice Owner's Financial Toolkit 20/20 Money Ultimate Financial Success Masterclass OD Mastermind Interest Form Check out Adam's book: How to Buy an Optometry Practice ————————————————————————————— Please rate and subscribe to 20/20 Money on these platforms Apple Podcasts Spotify ————————————————————————————— For past episodes of 20/20 Money with full companion show notes, please check out our episode archive here!
Who really controls your enterprise technology strategy: your organization or the vendors writing its software contracts? In this episode of Tech Talks Daily, I speak with Tomás O'Leary, founder and CEO of Origina, about enterprise software vendor lock in, forced upgrades, subscription contracts, and the financial consequences of surrendering control over mission-critical systems. Tomás founded Origina in Dublin after working within the enterprise software supply chain and questioning the value customers received from traditional support contracts. He saw organizations paying substantial annual fees while experiencing poor response times, constant pressure to change versions, and upgrades that produced limited business value. He argues that the balance of power between technology buyers and suppliers has moved heavily toward the vendor. Companies that previously purchased perpetual software rights are increasingly being encouraged or forced toward subscription models, while complex contract terms and audit risks can make customers feel trapped. Some Origina customers have described this behavior as a "digital mafia," while one Fortune 50 organization, according to Tomás, uses AI to assess whether suppliers could be acquired by vendors it considers predatory. That business then considers longer contracts as protection against future licensing changes. However, leaving a vendor does not always require replacing the software. Tomás explains why perpetual software rights and independent support can give companies another option. A system that continues to perform its required business function may not need to be replaced simply because the original vendor has ended support or introduced a new commercial model. We discuss how leaders should distinguish between technology that genuinely requires modernization and dependable systems of record that could continue operating securely. Payroll platforms, general ledgers, claims systems, and other back-office applications may not require constant reinvention if the business requirement remains stable. Tomás also describes a European organization spending approximately €1 million annually on a software product. The company estimated that a vendor-required version change would cost €30 million. By moving to an alternative support arrangement, it expects to defer that expenditure while keeping the existing system operational. These figures are the organization's estimates, shared by Tomás during our conversation. We also discuss centralized technology dependency, outages, software patching, AI-assisted development, and why some companies are returning to internally developed applications for operations they consider particularly important. Tomás recommends that CIOs create a small team combining technical, procurement, contractual, and legal knowledge. This group should remain close to senior leadership and challenge assumptions before renewals, migrations, or major software changes are approved. Is your organization modernizing because the business needs to change, or because a vendor has decided that time is up? Listen to the conversation and share your thoughts with me.
Ben Criddle talks BYU sports every weekday from 2 to 6 pm.Today's Host: Ben Criddle (@criddlebenjamin) and Co-Hosts: Subscribe to the Cougar Sports with Ben Criddle podcast: Apple Podcasts: https://itunes.apple.com/us/podcast/cougar-sports-with-ben-criddle/id99676
What if payroll wasn't your biggest expense, but your biggest profit driver? The most profitable business owners don't focus on keeping payroll costs under control, but they help every person on their team create more value. The difference in perspective about payroll is everything. If your team members don't know what success looks like and how they create value, solve problems, and make decisions, they become very expensive task-doers. If you develop leaders instead of simply managing employees, your team begins to solve problems before they reach you, improve the customer experience, eliminate costly mistakes, increase efficiency, and create more profit without adding more work to your plate. In this episode, Melissa Kay and Kaitlyn Beaver are sharing why the most profitable businesses have a leadership development strategy that dissolves payroll problems. Join us now to learn how your team can make your business stronger every single day.Profit by Design is a Tap the Potential production. Show Highlights:Supporting your team and driving profit for your businessYour team members' time is worth $10,000 an hour, too! (Do they know your vision, mission, and purpose?)Find where profit is leaking with your team and turn it into growth and opportunities.A personal example from Kaitlyn's career when she was looking for a chance to growCreating roles based on what your business needsTurning payroll into your profit driver requires alignment among your vision/mission/values, team members' roles, their key results, and KPIs.Helping your team members shine as they achieve (and exceed!) their key resultsIf you want to turn your payroll into your biggest profit driver, book a call with us today!Resources:If today's conversation made you realize your business may be relying too heavily on you, take the Better Business, Better Life Assessment. In about 10 minutes, you'll discover the biggest constraint holding your business back and learn where to focus next.
MLBTR's newest contributor, Ethan Hullihen joins Darragh McDonald to discuss his work on the Payroll Tracker that was recently launched by MLB Trade Rumors. He talks about how he got started doing such detailed work, how his partnership with MLBTR came to be, what he hopes for from the next CBA, and some clarifications of commonly misunderstood terms and rules that affect team payrolls.
Senior housing investing is drawing capital as demographics tighten the supply of beds. Rod Khleif hosts Lifetime Cashflow Through Real Estate Investing, and his coaching students own more than 305,000 multifamily units. He joins Alternative Investing Advantage host Alex Perny to explain why he has moved part of his focus into assisted living and memory care.Key Points:- Roughly 10,000 people a day turn 80 in this country, and Rod says construction is running at about 4 percent of projected need. The gap is the thesis.- Distressed multifamily is trading below replacement cost. Operators who bought in 2021 through 2023 on adjustable or bridge debt now face maturities they cannot refinance or sell into.- Debt service coverage is the constraint lenders care about. With sales down sharply and rates elevated, many owners are caught between refinancing they cannot qualify for and a sale they do not want.- Assisted living underwrites differently than apartments. Payroll, food, and management costs scale with resident count and level of care, which makes the pro forma more complex than a unit-based model.- The operator determines the outcome. Rod does the real estate and partners on care, and he screens for track record, complaint history, systems, and staff culture.Chapters:00:00 Introduction: senior housing and commercial real estate01:09 How Rod Khleif got into real estate and what 2008 taught him04:57 Why multifamily is in distress right now07:50 Finding distressed deals and raising capital11:37 Debt service coverage and the lending environment14:20 The demographic case for assisted living18:00 Independent living, assisted living, and memory care22:31 How to evaluate a senior housing property26:57 Vetting operators and common mistakes31:19 Where operational failures create opportunity33:56 How to connect with Rod KhleifSubscribe to our YouTube channel and join our growing community for new videos every week.If you are interested in being a podcast guest speaker or have questions, contact us at Podcast@AdvantaIRA.com.Learn more about our guest, Rod Khleif: https://rodkhleif.com/Learn more about Advanta IRA: https://www.AdvantaIRA.com/ https://podcasters.spotify.com/pod/show/advanta-ira https://www.linkedin.com/company/Advanta-IRA/ https://twitter.com/AdvantaIRA https://www.facebook.com/AdvantaIRA/ https://www.instagram.com/AdvantaIRA/#SeniorHousing #CommercialRealEstate #AssistedLiving
Send Jackie A Message!You want to be well known in your town. You want more bodies in the room, because a full class is more fun to teach. You want a predictable way to grow your membership instead of waiting on referrals. And you want fresh faces, because you have been rotating through the same people for a while now.Paid ads are the growth lever that changes all of that. Money is what stops most studio owners from pulling it.So this is the money episode. In week three of our month on paid advertising, I break down what running ads yourself really costs your yoga or Pilates studio, including the version you think is free. We run the hours, the skill decay, the cost per lead, and the four hurdles that drain your budget before a single new student walks in. The question was never whether you are smart enough to learn Meta ads. You are. The question is whether you can afford to keep being your own ads department.TIMESTAMPED OUTLINE[00:00] What every studio owner tells me they want[03:01] Why the Studio CEO Ads Agency exists[05:57] The four blockers: budget, knowledge, "I'll do it myself," time[09:23] Five hours a week is six full work weeks a year[11:45] Why ads knowledge expires and your sales skills do not[14:53] Where do-it-yourself starts draining your budget[17:30] The lead that went cold and the winning ad you broke[19:45] You are the talent: how CEOs divide labor[21:11] $15 leads versus $200 leads[24:48] Why $5K agencies do not fit a studio payroll[27:48] The runway of warm leads you are burning through[29:18] Your next step, and why this window is closingKEY TAKEAWAYS✓ The real question is not "can I afford an agency," it is "can I afford to keep being my own ads department."✓ Five hours a week on ads is 250 hours a year, six full work weeks in ads manager, priced at your CEO rate.✓ Boosting a post does not reach new people. It shows your post to the audience you already have.✓ At $15 per lead, $1,000 brings 67 people in the door. At $200 per lead, it brings five.✓ Every business runs on a runway of warm leads, and it shortens every month you skip cold traffic.PULL QUOTES"Not what does an ad cost, but what did the whole machine cost, including the version that you think is free.""You don't have six work weeks a year at your CEO rate to be an ads manager for 20 minutes on a Thursday.""Not one thing on this list is about intelligence. It's a full-time attention problem happening to a part-time attention owner.""Everything else you're doing will not matter if new students stop finding you.""You are the talent. Your students and your team need you way more than the ads dashboard does."FAQsHow many hours a week does it take to run your own studio ads?Owners running their own digital marketing report three to ten hours a week, roughly 250 hours a year at five hours. Professionals spend far more, with one media buyer describing 12-hour days in peak season.Does boosting an Instagram post count as running ads?No. Boosting shows your post to your existing followers instead of the cold audience you need. That is why owners try it, see no new students, and write off ads entirely.What is a good cost per lead for a yoga or Pilates studio?It varies by market. Jackie has clients paying $1 per lead online, $5 on Google, and $15 in studio markets. Unmanaged accounts can climb to $200 per lead.Why do my ads stop working after I change them?Every change to the offer, audience, creative, or landing page resets the platform's learning phase. Excited owners break winning ads by improving them.What does ads management cost for a studio?Many agencies start near $5,000 a month plus a $5,000 minimum spend. The Studio CEO Ads Agency is $1,000 a month with no minimum spend.How do I apply for the Studio CEO Ads Agency?Head to the website, click Studio CEO Ads Agency, and fill out the two-minute application. Strong fits get a call with Jackie before maternity leave begins in September.Work with Jackie MurphySay Hi on Instagram @studioceoofficialThe Studio CEO Ads Agency: https://www.jackiegmurphy.com/agencyJoin The Studio CEO Program: https://www.jackiegmurphy.com/studioceo
S6:E67 The worst time to discover you have a credit problem may be when your business desperately needs money. An unexpected expense hits. Cash flow tightens. Payroll is coming. Suddenly, the entrepreneur isn't shopping for the best financing; he or she is searching for any financing. Queue up this episode of Small Business Stories as Dr. LL talks with Daniel McDavid, founder of Move Mountains Credit Repair, about credit, business funding, unexpected expenses, financial habits, and what happens when entrepreneurs wait too long to prepare. Daniel introduces the idea of "phantom expenses" which are the unplanned costs that can suddenly destabilize an otherwise functioning business. They also explore different funding structures, the disproportionate impact negative credit events can have, and why repairing someone's credit without changing their financial behavior isn't a lasting solution. If people don't trust a credit-repair company, promises of quick fixes can actually deepen skepticism. Daniel's approach is refreshingly simple: tell people the truth, including what they don't want to hear.
In this episode, Pete welcomes Virender “VA” Aggarwal, former CEO of Ramco and longtime HR tech executive, to explore how AI is reshaping the future of enterprise software, work, and workforce experience. From conversational UI and “zero UI” experiences to AI-native platforms, orchestration across systems, outcome-based pricing, and the rise of headless software, VA shares a candid view of where HR, payroll, and SaaS are headed next. The conversation also explores why the winners in this next era may not simply be the companies adding agents to legacy platforms, but those rebuilding around AI from the ground up. Pete and VA also talk the human side of automation, including trust, adoption, customer experience, the future of administrative work, and why AI should free HR to spend less time processing transactions and more time understanding people. Connect with VA: LinkedIn: https://www.linkedin.com/in/virender-aggarwal/ Connect with the show: LinkedIn: http://linkedin.com/company/hr-payroll-2-0 X: @HRPayroll2_0 X: @PeteTiliakos X: @JulieFer_HR BlueSky: @hrpayroll2o.bsky.social YouTube: https://www.youtube.com/@HRPAYROLL2_0 WRKDefined Podcast Network: https://wrkdefined.com/podcast/hr-payroll-20 Thank you to our marquee sponsors for powering the HR & Payroll 2.0 podcast forward! G-P ‘Globalization Partners': https://www.globalization-partners.com/ OneSource Virtual: https://hubs.ly/Q03YFNR90 Zoho: https://www.zoho.com/press.html Thank you to our ‘wizard behind the curtain' and show producer Ryan Kielma: https://www.linkedin.com/in/ryan-kielma/
S6:E67 The worst time to discover you have a credit problem may be when your business desperately needs money. An unexpected expense hits. Cash flow tightens. Payroll is coming. Suddenly, the entrepreneur isn't shopping for the best financing; he or she is searching for any financing. Queue up this episode of Small Business Stories as Dr. LL talks with Daniel McDavid, founder of Move Mountains Credit Repair, about credit, business funding, unexpected expenses, financial habits, and what happens when entrepreneurs wait too long to prepare. Daniel introduces the idea of "phantom expenses" which are the unplanned costs that can suddenly destabilize an otherwise functioning business. They also explore different funding structures, the disproportionate impact negative credit events can have, and why repairing someone's credit without changing their financial behavior isn't a lasting solution. If people don't trust a credit-repair company, promises of quick fixes can actually deepen skepticism. Daniel's approach is refreshingly simple: tell people the truth, including what they don't want to hear.
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A queda inesperada do payroll nos EUA reduziu as apostas em novas altas de juros pelo Fed.
Comece seu dia com todas as informações essenciais para a abertura da bolsa com o Morning Call da Genial! O time da Genial comenta sobre as bolsas asiáticas, europeias e o futuro do mercado americano, além da expectativa para os mercados de ações, câmbio e juros. O Morning Call da Genial é transmitido, de segunda a sexta, às 8h45. Ative as notificações do programa e acompanhe ao vivo!
Jonathan Liang discusses the softer than expected US jobs report released on Aug 7 and talks about its implications for the policy outlook from the Fed.Speaker: - - Jonathan Liang, Chief Investment Officer, Fixed Income and FX, Standard Chartered BankFor more of our latest market insights, visit Market views on-the-go or subscribe to Standard Chartered Wealth Insights on YouTube.
Sen. Lisa Murkowski (R-Alaska) said Aug. 7 she will not support Todd Blanche for attorney general, putting Blanche's nomination in jeopardy. Murkowski said in a post on X that she believes the country needs an attorney general “who will check the worst impulses of this administration” and that she's not confident that person is Blanche.Murkowski also said she is concerned that if Blanche is confirmed, the government will proceed with a fund of nearly $2 billion to award people who bring forth claims they were targeted unfairly by the government.The U.S. labor market stalled last month as the economy unexpectedly lost jobs, new government data shows. Payrolls fell by 23,000 in July, from a downwardly revised 20,000 in the previous month, according to the Bureau of Labor Statistics. This fell short of the average monthly gain of 34,000 over the last 12 months.
As AI dominates industry discussions, many see parallels to earlier fears that automated underwriting would replace human underwriters, yet the enduring need for human expertise (along with persistently high mortgage rates) continues to showcase the value of loan professionals and programs like Mortgage Credit Certificates that help improve home affordability. Robbie interviews Wilqo's TiffanyJacobelli on building scalable teams, processes, and operational frameworks that can handle mortgage volume surges without sacrificing quality, compliance, or borrower experience. And the podcast closes with markets reaction to the July payrolls report.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.
This week, our Global FX Strategists assess the impact NFP for the dollar in the wake of last week's FOMC outcome and JPY intervention. We also expand on the carry trade's resilience despite yen vol, and conclude with the latest news from the Euro bloc of currencies. Speakers: Patrick Locke, Global FX Strategy Antonin Delair, Global FX Strategy James Nelligan, Global FX Strategy This podcast was recorded on 07 August 2026. This communication is provided for information purposes only. Institutional clients can view the related reports at https://www.jpmm.com/research/content/GPS-5385231-0, https://www.jpmm.com/research/content/GPS-5391832-0, https://www.jpmm.com/research/content/GPS-5396957-0, https://www.jpmm.com/research/content/GPS-5394775-0 for more information; please visit www.jpmm.com/research/disclosures for important disclosures. © 2026 JPMorgan Chase & Co. All rights reserved. This material or any portion hereof may not be reprinted, sold or redistributed without the written consent of J.P. Morgan. It is strictly prohibited to use or share without prior written consent from J.P. Morgan any research material received from J.P. Morgan or an authorized third-party (“J.P. Morgan Data”) in any third-party artificial intelligence (“AI”) systems or models when such J.P. Morgan Data is accessible by a third-party.
Tarik Skubal's stunning trade from Detroit to the Dodgers has MLB's parity debate boiling over. Host Kevin L. Warren, MLB Resident Expert Alvin "Cincinnati Al" Clawson, D-Dubbz, and The D.A. break down why L.A. needed Skubal, whether Detroit's timing made sense, and if baseball's competitive balance problem is real — or if it's time for fans to stop blaming the Dodgers for legally winning.The crew also reviews the Cubs' deadline masterclass (Gausman, Clay Holmes), Luis Arraez joining Philadelphia, Adley Rutschman's move to Boston, and a full Yankees shake-up: George Lombard Jr.'s debut and Anthony Volpe's demotion. It closes with MLB's push for a hard salary cap and floor ahead of the December 2026 CBA deadline, NFL money vs. MLB money, and whether "Level The Playing Field" is fair messaging or propaganda.
O melhor ativo é sempre a boa informação!Quer receber as informações do Morning Call diretamente no seu e-mail? Acesse: https://l.btgpactual.com/morning_call_spotify
Bloomberg espera leve alta da taxa de desemprego com a reversão das contratações temporárias ligadas à Copa do Mundo
Acompanhe o fechamento de mercado com as principais notícias sobre a Bolsa de Valores, Ibovespa e o cenário econômico global. Veja a análise macro sobre os juros nos Estados Unidos e Japão, além do impacto das commodities e do petróleo nos ativos brasileiros.
Comece seu dia com todas as informações essenciais para a abertura da bolsa com o Morning Call da Genial! O time da Genial comenta sobre as bolsas asiáticas, europeias e o futuro do mercado americano, além da expectativa para os mercados de ações, câmbio e juros. O Morning Call da Genial é transmitido, de segunda a sexta, às 8h45. Ative as notificações do programa e acompanhe ao vivo!
Hour 2 features Robert Mays breaking down the Commanders after the Stefon Diggs signing, including his thoughts on Jayden Daniels and what he saw at training camp. Plus, Grant & Danny discuss whether the Nationals are ready to spend as their young core develops or if they're committed to a Rays-style approach, before wrapping up with another edition of Double Play.
There's a version of salon ownership people picture: full chairs, good vibes, easy money. Shauna and Mike Jones have owned lash salons since 2016, at one point running four locations, and they're naming what that picture leaves out. Payroll loans, employees who leave in twos and turn on you publicly, and profit margins that top out around 15 to 18 percent even on a packed schedule. This one's for lash salon owners and lash artists weighing whether to go out on their own. Shop Supplies at: https://olivorlash.com/?srsltid=AfmBOopaEpcc5vfsd7ZdJEebYlTtZhcS-S2zWsQJ3OWl5wRBUBw9z4cl
Wednesday 3pm Hour: Jason talks with Tyler Quattrin from the Pioneer Press about St. Paul's move to close the Pig's Eye homeless encampment today. Plus he asks listeners if we can be compassionate AND safe? Then Tracy Perlman joins for her weekly segment talking about getting outside and if the Twins have done enough to get fans back to the ballpark.
Join the show live every Thursday for a conversation you can't find anywhere else: https://grow.payrollinpodcast.com/ If you're still selling payroll the same way you did years ago, this episode might completely change your approach. After nearly 20 years of leading with the highest-priced solution and working backward, Matt challenges one of his longest-held sales habits and explains why the better strategy isn't starting high or low. It's about changing the game entirely. In this episode, you'll learn: Why selling season starts in August, not January The biggest mistake payroll and PEO sales teams make How to stop competing on features and price Why narrowing 50,000 prospects to just 400 can produce better results The 7-touch rule that helps buyers make a decision The ELF Framework for choosing your ideal clients Why profiling calls outperform traditional cold calls How to prepare your sales pipeline before the January buying season Whether you're in payroll, PEO, HR, HCM, ASO, or B2B sales, these practical strategies will help you build a more focused pipeline, create better conversations, and win more business during the selling season. ⏰ *TIMESTAMPS:* 00:00 The Payroll Sales Habit I Finally Broke 01:13 Why Selling Season Starts Now 02:04 Don't Sell Everything to Everyone 02:50 The "Big Domino" That Closes More Deals 05:10 Stop Fighting ADP on Their Terms 05:50 The ELF Framework Explained 07:43 Why We Ignore Most Prospects 07:46 How We Narrow 50,000 Contacts to 400 09:00 My Favorite Low-Pressure Sales Call 10:40 Warm Prospects Before You Pitch 11:45 August Is When January Deals Are Won 12:23 Engineer Your Selling Season 12:48 Final Thoughts Weekly strategies for scaling your payroll bureau (1,000+ leaders subscribed) → https://www.payrollinpodcast.com/
In this episode, Pete welcomes Eynat Guez, CEO of Papaya Global, for a forward-looking conversation on the future of work, payroll, and workforce infrastructure. Eynat shares why AI is not just another layer of automation, but a once-in-a-generation opportunity to rebuild how organizations manage, pay, and support their global workforces. From the rise of autonomous payroll and workforce data orchestration to the growing role of CFOs, payments, stablecoins, and real-time settlement, the conversation explores why payroll is becoming one of the most strategic systems in the enterprise. The discussion also digs into the realities of global payroll complexity, why cross-border payments remain so difficult, how AI can help turn fragmented workforce data into actionable intelligence, and why the future may require a new kind of leader focused on workforce data, risk, cost, and financial control. Connect with Eynat & Papaya Global: https://www.linkedin.com/in/eynatguez/ www.papayaglobal.com Pete's Payroll Influences case study on Bolt featuring Papaya Global: https://www.payrollinfluences.com/researches/bolt%3A-a-managed-global-payroll-services-case-study-featuring-papaya-global- *The annual Payroll Profession Confidence Index (PPCI) survey is open now through September 30, 2026. Payroll professionals and stakeholders interested in participating in the research can complete the survey at: https://www.payrollinfluences.com/ppci-2026. Connect with the show: LinkedIn: http://linkedin.com/company/hr-payroll-2-0 X: @HRPayroll2_0 X: @PeteTiliakos X: @JulieFer_HR BlueSky: @hrpayroll2o.bsky.social YouTube: https://www.youtube.com/@HRPAYROLL2_0 WRKDefined Podcast Network: https://wrkdefined.com/podcast/hr-payroll-20 Thank you to our marquee sponsors for powering the HR & Payroll 2.0 podcast forward! G-P ‘Globalization Partners': https://www.globalization-partners.com/ OneSource Virtual: https://hubs.ly/Q03YFNR90 Zoho: https://www.zoho.com/press.html Thank you to our ‘wizard behind the curtain' and show producer Ryan Kielma: https://www.linkedin.com/in/ryan-kielma/
If knowledge I gave a company five, ten, or twenty years ago is still generating value for them, why does the payroll relationship get to end while the value extraction doesn't? That's the question driving this episode. I read and respond to an excerpt from a LinkedIn post by a former colleague about AI systems that capture and index employee knowledge — the recordings, conversations, and stories that make expertise valuable — so all of it stays discoverable inside a company long after the person who generated it has left. Long-term extraction, in other words. My issue isn't with the AI capability itself. It's with the assumption sitting underneath the post: that a company can capture, index, and reuse a person's stories, judgment, and point of view indefinitely, without renegotiating consent, ownership, or compensation as the relationship changes. I trace it through consent, accountability, discoverability infrastructure, reputation risk, and the crux of it for me: compensation. Key themes Consent has an expiry problem. Recording something while employed isn't the same as consenting to its indefinite reuse after departure. Accountability gets murky once context changes. If old material is repurposed years later and it backfires, who answers for it? The person who said it, or the company that recontextualized it? Discoverability is infrastructure. Making knowledge "searchable" means it gets indexed, pattern-matched, and interpreted, which raises the attribution question: am I cited as the source, and do I have any say in that? Reputation and digital footprint are at stake, especially if it's a company or context I no longer want to be associated with. The employment contract has changed. Call it the Hotel California Clause: you can leave the company any time you like, but your value never does. Payroll used to be the deal: compensation flows while you're actively contributing. Indefinite knowledge capture breaks that link. The value keeps flowing. The payroll doesn't. This isn't limited to employees. Contractors, freelancers, and consultants recorded and captured through AI face the same exposure, and it's nowhere in their contracts. Whose knowledge "counts" in the first place. I raise the open question of whether ageism, racism, or misogyny shapes whose expertise gets flagged as valuable enough to capture and monetize. Regulatory retention sits in tension with all of this. At my old employer in financial services, everything was already subject to audit and kept on record for six or seven years: recordings, emails, anything written. That's extraction for compliance rather than knowledge-mining, but it's still capture and retention I didn't fully control. I don't resolve that tension here. Where regulatory retention ends and unregulated knowledge-mining begins deserves its own conversation. Reflection questions Use these for journaling, discussion, or a follow-up episode: What consent does a company actually have to use my recorded conversations, stories, and expertise after I've left? If information I provided years ago is repurposed and the context has shifted, who is accountable when it backfires: me or the company? If a company builds infrastructure to make my captured knowledge discoverable, indexed, and pattern-matched, do I have any say in how I'm cited or attributed? If a former employer is one I no longer want to be associated with, what recourse do I have over how my past contributions continue to represent me? If my knowledge is valuable enough to keep generating value years after I've left, why doesn't the compensation relationship continue too? Has the employment contract changed, from "paid for your labor while employed" to "paid for your labor, but your knowledge stays extractable indefinitely"? Does this exposure extend beyond employees to contractors, freelancers, and consultants? Is it addressed anywhere in those agreements? Whose knowledge gets deemed valuable enough to capture in the first place? Is there bias (age, race, gender) in that determination? What would it take to make this explicit: legislation, individual negotiation, or structural change at the organizational level? As AI capture of video, writing, and audio becomes normalized, what belongs in a contract today that wasn't there before? One-line takeaway The post calls it preserving wisdom. I'm asking who owns that wisdom once the relationship ends, and why consent and compensation don't get renegotiated along the way. This is an Assumption-Ground Audit This whole episode is the Assumption-Ground Audit in action, pointed at a LinkedIn post instead of a policy. The AGA is the method I use to surface the assumption sitting underneath a decision before it calcifies into precedent. The question is never whether the technology is good or bad. The question is what everyone is treating as already-settled that hasn't actually been agreed to. Here, the unexamined assumption is the Hotel California Clause itself: that indefinite capture and reuse of an employee's knowledge is simply part of the deal, and that consent, attribution, and compensation don't need renegotiating just because the mechanism changed from "someone remembers what you said" to "a system indexes it forever." That's the kind of assumption the AGA is built to catch before you build infrastructure, policy, or a vendor relationship on top of it. If you're building AI systems that touch employee knowledge, client data, or institutional memory, those assumptions are hardening into your roadmap right now, whether anyone has examined them or not. If you want to know what they are before they're impossible to walk back, let's have a conversation. Work with me on an Assumption-Ground Audit →
Is your practice generating more revenue while leaving you with less money? Are the team members you hired to create freedom actually increasing overhead, creating bottlenecks, and draining your profit? Dr. Lauryn sits down with Dr. Mark Mouw to examine why growing a practice does not automatically mean building a profitable or sustainable business.Dr. Mark shares lessons from more than 24 years of hiring associates, replacing himself in patient care, expanding services, and developing a high-performing team. They discuss compensation models, meaningful KPIs, transitioning away from a personality-based practice, and using virtual chiropractic assistants for insurance verification, lead follow-up, scheduling, and administrative work. This conversation will help clinic owners reduce payroll bloat, protect their in-office teams from burnout, and build practices that provide greater financial and personal freedom.Key TakeawaysPractice growth must be measured by profitability, not revenue alone. Clinic owners need to understand their payroll, cost per visit, average collections, profit margins, and meaningful KPIs before adding more people or services.An associate doctor cannot succeed without the right positioning, systems, and compensation model. Patients should be introduced to another qualified doctor, not “the associate,” while the owner remains responsible for creating demand and transferring trust.Expanded services can improve both patient outcomes and practice profitability. Laser therapy, decompression, supplements, and other offerings must remain congruent with the clinic's philosophy while helping patients receive better results.Virtual chiropractic assistants can reduce payroll bloat and employee burnout. Insurance verification, lead follow-up, scheduling, administrative work, and other non-patient-facing responsibilities can be delegated so the in-office team can focus on relationships, leadership, and patient care.Guest BioDr. Mark Mouw is a chiropractor, practice owner, and business leader with more than 24 years of clinical and entrepreneurial experience. After building a successful patient-centered practice alongside his wife, Dr. Mark developed extensive experience hiring associate doctors, creating scalable systems, expanding services, and building teams that allow a clinic to grow beyond its owner. As a co-owner of Chiro Matchmakers, he helps chiropractic practices find the right associate doctors, chiropractic assistants, and virtual chiropractic assistants for their specific needs. His mission is to help chiropractors build winning teams, serve more patients, improve profitability, and create greater freedom within their practices.Real People, Real Affordable: Hire a High-Caliber Virtual CA from $9.87/hr. Check out Chiro Match Makers now!Follow Dr. Mark on InstagramResources:Rich Doc Summer Series: A FREE summer training lineup for docs ready to use AI, systems, and strategy to create more freedom from the clinic. Register for one, two, or all three. Add 30-day replay access for $47 for all 3.Find all things Dr. Lauryn B including ways to work with herFollow Dr. Lauryn: Instagram | Facebook | LinkedInFollow She Slays on YouTubeMentioned in this episode:Holistic Marketing HubThis episode is sponsored by Holistic Marketing Hub. Created by marketing strategist Molly Cahill, it's a proven Instagram system with a 500+ caption content library and a step-by-step curriculum that's helped 400+ chiropractors, acupuncturists, and other health pros fill their practices with right-fit patients. Enroll Now!Holistic Marketing HubINSiGHT CLAThis episode is brought to you by the INSiGHT scanning system from CLA, the tool that helps chiropractors show patients objective neurological data so the value of care becomes clear, fueling conversion, retention, and growth. She Slays listeners get preferred pricing, affordable financing, and a free Getting Into Scanning guide.CLA (Current)Clinic MindClinic Mind is the all-in-one EHR and practice management platform built for chiropractors — billing, documentation, scheduling, and patient follow-up in one place, whether you run a cash practice, take insurance, or are scaling to multiple locations. She Slays the Day listeners get an exclusive offer.Clinic Mind
10 Important Tax and Write-Off Reminders for Electrical ContractorsRunning a successful electrical contracting business requires more than performing quality electrical work. Contractors must also understand how business expenses, tax deductions, recordkeeping, vehicles, equipment purchases, employees and estimated tax payments can affect the financial health of their company.In this episode, Paul Abernathy discusses ten important tax and business-expense reminders every electrical contractor should understand. Topics include the difference between spending money and receiving a tax deduction, identifying legitimate business expenses, separating business and personal finances, documenting vehicle mileage, properly categorizing job costs and understanding depreciation on trucks, tools and equipment.The episode also addresses business meals, home-office deductions, the risks of incorrectly classifying employees as subcontractors, and the importance of planning for income taxes, payroll taxes and self-employment taxes throughout the year.Whether you are preparing to start an electrical contracting company or already operating an established business, this episode provides practical guidance to help you improve your records, recognize legitimate deductions and avoid common financial mistakes.Topics covered include:What a business write-off actually saves you.Ordinary and necessary business expenses.Separating business and personal accounts.Vehicle mileage and transportation records.Materials, tools, insurance and operating expenses.Depreciation and major equipment purchases.Business meals and home-office expenses.Employees versus independent contractors.Estimated tax payments and tax planning.Why accurate records are essential during an audit.The goal is not to manufacture deductions or spend money unnecessarily. The goal is to capture every legitimate business expense, maintain the documentation necessary to support it and operate the company in a way that allows you to keep more of the profit you worked hard to earn.For more great podcasts search for "Master The NEC Podcast" on your favorite search engine and enjoy over 1000 eposides dating back many years,This episode provides general educational information and is not individualized legal, accounting or tax advice. Contractors should consult a qualified tax professional regarding their specific business structure, state requirements and financial circumstances.Become a supporter of this podcast: https://www.spreaker.com/podcast/master-the-nec-podcast--1083733/support.Struggling with the National Electrical Code? Discover the real difference at Electrical Code Academy, Inc.—where you'll learn from the nation's most down-to-earth NEC expert who genuinely cares about your success. No fluff. No gimmicks. Just the best NEC training you'll actually remember.Visit https://FastTraxSystem.com to learn more.
10 Important Tax and Write-Off Reminders for Electrical ContractorsRunning a successful electrical contracting business requires more than performing quality electrical work. Contractors must also understand how business expenses, tax deductions, recordkeeping, vehicles, equipment purchases, employees and estimated tax payments can affect the financial health of their company.In this episode, Paul Abernathy discusses ten important tax and business-expense reminders every electrical contractor should understand. Topics include the difference between spending money and receiving a tax deduction, identifying legitimate business expenses, separating business and personal finances, documenting vehicle mileage, properly categorizing job costs and understanding depreciation on trucks, tools and equipment.The episode also addresses business meals, home-office deductions, the risks of incorrectly classifying employees as subcontractors, and the importance of planning for income taxes, payroll taxes and self-employment taxes throughout the year.Whether you are preparing to start an electrical contracting company or already operating an established business, this episode provides practical guidance to help you improve your records, recognize legitimate deductions and avoid common financial mistakes.Topics covered include:What a business write-off actually saves you.Ordinary and necessary business expenses.Separating business and personal accounts.Vehicle mileage and transportation records.Materials, tools, insurance and operating expenses.Depreciation and major equipment purchases.Business meals and home-office expenses.Employees versus independent contractors.Estimated tax payments and tax planning.Why accurate records are essential during an audit.The goal is not to manufacture deductions or spend money unnecessarily. The goal is to capture every legitimate business expense, maintain the documentation necessary to support it and operate the company in a way that allows you to keep more of the profit you worked hard to earn.For more great podcasts search for "Master The NEC Podcast" on your favorite search engine and enjoy over 1000 eposides dating back many years,This episode provides general educational information and is not individualized legal, accounting or tax advice. Contractors should consult a qualified tax professional regarding their specific business structure, state requirements and financial circumstances.Become a supporter of this podcast: https://www.spreaker.com/podcast/electrify-electrician-podcast--4131858/support.
10 Important Tax and Write-Off Reminders for Electrical ContractorsRunning a successful electrical contracting business requires more than performing quality electrical work. Contractors must also understand how business expenses, tax deductions, recordkeeping, vehicles, equipment purchases, employees and estimated tax payments can affect the financial health of their company.In this episode, Paul Abernathy discusses ten important tax and business-expense reminders every electrical contractor should understand. Topics include the difference between spending money and receiving a tax deduction, identifying legitimate business expenses, separating business and personal finances, documenting vehicle mileage, properly categorizing job costs and understanding depreciation on trucks, tools and equipment.The episode also addresses business meals, home-office deductions, the risks of incorrectly classifying employees as subcontractors, and the importance of planning for income taxes, payroll taxes and self-employment taxes throughout the year.Whether you are preparing to start an electrical contracting company or already operating an established business, this episode provides practical guidance to help you improve your records, recognize legitimate deductions and avoid common financial mistakes.Topics covered include:What a business write-off actually saves you.Ordinary and necessary business expenses.Separating business and personal accounts.Vehicle mileage and transportation records.Materials, tools, insurance and operating expenses.Depreciation and major equipment purchases.Business meals and home-office expenses.Employees versus independent contractors.Estimated tax payments and tax planning.Why accurate records are essential during an audit.The goal is not to manufacture deductions or spend money unnecessarily. The goal is to capture every legitimate business expense, maintain the documentation necessary to support it and operate the company in a way that allows you to keep more of the profit you worked hard to earn.This episode provides general educational information and is not individualized legal, accounting or tax advice. Contractors should consult a qualified tax professional regarding their specific business structure, state requirements and financial circumstances.Become a supporter of this podcast: https://www.spreaker.com/podcast/ask-paul-national-electrical-code--4971115/support.
Dr. Anthony Fauci just sat in front of a Senate committee and invoked the Fifth Amendment 111 times rather than answer a single question under oath about his COVID decisions. This hearing came right after Sen. Rand Paul (R-Ky.) released hundreds of pages from Fauci's personal diaries. Those entries show the gap between what he told the public and what he was writing privately about masks, lockdowns, the lab-leak theory, and his own rising celebrity. Instead of explaining any of it, Fauci chose silence. Rand Paul warned there would be repercussions. Josh Hawley called him out for contempt of the American people. His attorney even got removed from the room. Regular Americans lived through the school closures, the job losses, the family separations, and the ever-changing rules that Fauci helped shape. Now the man at the center of it all won't even say what day of the week it is without pleading the Fifth. That should tell you everything about how accountable our institutions really are. Pat also covered: Saudi Arabia joins the United States in the fight against Iran. Is America's relationship with Israel finally back to normal? Is Iran winning the propaganda war against the U.S.? John Thune keeps defying the president and the American people. Does Chuck Schumer support abolishing the Senate? Do you think pleading the Fifth 111 times is the move of an innocent man? What do you make of a public health official who spent years telling us what to do, then refuses to answer questions once the diaries come out? If you want unfiltered truth and common-sense analysis that cuts through the noise, hit subscribe and turn on notifications. 00:00 Pat Gray UNLEASHED! 00:14 Anthony Fauci Pleads the Fifth 01:05 Ten Major Things out of Anthony Fauci Questioning 01:33 Josh Hawley on Fauci 'Getting Rich' during the Pandemic 08:15 More on Anthony Fauci's Questioning by Congress 11:02 Bernie Moreno Asks Fauci an Important Question 13:47 Anthony Fauci's Lawyer Kicked Out by Rand Paul 17:13 Fauci Should Not be Able to Plead the Fifth, Right? 19:11 John Fetterman on Anthony Fauci Questioning 22:09 Politicians Living with Family 25:25 Anthony Fauci's Opening Remarks for Congress 31:08 Fat Five 48:16 What to Do about Iran? 48:53 Is the "Leaked Ground Invasion Document" Real? 49:47 U.S. Blockade of Iranian Ports 52:09 Iran Threatening President Trump's Family 53:13 Benjamin Netanyahu Meets with Donald Trump 53:54 AI-Generated Anti-Trump LEGO Propaganda Video from Iran 58:18 Starlink Satelittes Provides Iran with Internet 59:42 Benjamin Netanyahu Asked about New York & Zohran Mamdani 1:03:32 California Lifeguard Saves Kid 1:05:52 American Journalists on China's Payroll 1:12:15 Pat Explains Radio 'Traffic & Weather' Coverage 1:15:28 John Thune is Still Not Doing Much for the SAVE Act 1:18:54 John Cornyn on the SAVE America Act Not Being Passed 1:21:24 Mikie Sherrill Refuses to Disclose Non-Citizens' Names 1:22:56 How to Get the SAVE America Act Passed 1:24:32 Chuck Schumer Asked about Abolishing the Senate 1:27:17 Scott Jennings on Mitch McConnell 1:31:36 Wait a Minute... Where's Maxine Waters? 1:33:36 St. Petersburg Man Protests against Flock Cameras Learn more about your ad choices. Visit megaphone.fm/adchoices
All Home Care Matters and our host, Lance A. Slatton were honored to welcome Nafeesa Remtilla the CEO of Poppins Payroll as guest to the show. About Nafeesa Remtilla, CEO of Poppins Payroll: Nafeesa Remtilla is CEO of Poppins Payroll, which helps families across the country pay caregivers — including private caregivers for aging parents — legally and simply. As a working mother who has relied on caregivers herself, she has a personal understanding of what it means to trust someone else with the people you love, and why that person deserves to be paid fairly and properly for it. That same belief shapes how she leads: a deep commitment to understanding what families and caregivers actually need, not just what a payroll product should look like on paper. About Poppins Payroll: Poppins Payroll takes the guesswork out of household payroll, making it simple and easy to pay the people who care for your loved ones. Founded in 2016 in Boulder Colorado, Poppins was built after its founders faced the same confusing, paperwork-heavy process so many families run into: trying to figure out how to pay a household caregiver legally, without being a payroll expert. Today, Poppins supports more than 65,000 families across all 50 states — including a growing number of adult children managing payroll for a parent's private caregiver. For these families, Poppins handles the parts that feel overwhelming: calculating pay, withholding and filing taxes, staying current on state-specific rules, and preparing year-end paperwork. The goal is simple — take one more thing off the plate of someone who is often already juggling medical appointments, legal decisions, family logistics, and everything else that comes with caring for your loved one. With a dedicated support team that picks up calls in under 10 seconds, Poppins is here to make sure that you are supported in every step of your caregiving journey. Connect with Poppins Payroll: Official Website: https://www.poppinspayroll.com/
Think SAP is just a system of record? Think again. In this must-watch episode of PayrollBADIeS, we sit down with Siva Sundaresan, the new leader of SAP SuccessFactors, to discuss SAP's AI-native strategy and what it means for the future of HR. Siva shares how SAP is combining decades of enterprise data and business context with Joule, agents, and native AI to move beyond the hype and deliver real customer outcomes. We get into:
Morgan Stanley launches an Ethereum ETF. Freedom Factory introduces a post quantum wallet. Privacy Pools adds Payroll functionality. And Base releases sybil resistance tools. Read more: https://ethdaily.io/999 ETH Daily sponsorships are now open. Reach over 10,000 Ethereum-native subscribers every weekday. Learn more at ethdaily.io/ads Disclaimer: Content is for informational purposes only, not endorsement or investment advice. The accuracy of information is not guaranteed.
I can't even call Lara Trump's interview with John Fetterman last night a swing and a miss, because I'm not so sure Lara made it to the ballpark. The single most important question (which should have been the ONLY question to ask the PA senator) Lara failed to ask. Plus news reporters, editors and managers at the legacy news outlets have been on China's PAYROLL? Oh yes - the deep dive into the money trail that tells us an awful lot about their fake news agenda. Don't miss the end... why Joe Scarborough and his wife Mika said on the air... "oh my God..."
In this episode, Pete and Julie welcome Karen Kaplan, CHRO at People Incorporated, for a real-world look at what it takes to lead HR transformation inside a complex, mission-driven healthcare nonprofit. Karen shares her journey from operations and administration into HR leadership, and why the mission of supporting mental health care professionals has kept her in the field for more than two decades. The conversation explores the unique workforce challenges of a highly regulated nonprofit healthcare environment, including 24/7 residential programs, community-based care, mobile workers, shift differentials, scheduling complexity, credential tracking, and the need to equip frontline managers with tools that work. The group unpacks People Incorporated's HR and payroll systems transformation journey, from persistent friction, manual workarounds, data reliability issues, and trust gaps to a more structured assessment, RFP, and implementation process. Karen offers a candid view into the hard decisions leaders must make before replacing technology, including where to change policy, where to adapt process, where to preserve requirements, and why stakeholder engagement is essential to rebuilding trust. The episode also highlights what happens after go-live, including phased implementation, benefits enrollment, talent acquisition, communications planning, employee paycheck previews, reduced manual checks, and the growing role of analytics and AI in supporting workforce planning and care delivery. Connect with Karen: LinkedIn: https://www.linkedin.com/in/karen-kaplan-sphr/ Connect with the show: LinkedIn: http://linkedin.com/company/hr-payroll-2-0 X: @HRPayroll2_0 X: @PeteTiliakos X: @JulieFer_HR BlueSky: @hrpayroll2o.bsky.social YouTube: https://www.youtube.com/@HRPAYROLL2_0 WRKDefined Podcast Network: https://wrkdefined.com/podcast/hr-payroll-20 Thank you to our marquee sponsors for powering the HR & Payroll 2.0 podcast forward! G-P ‘Globalization Partners': https://www.globalization-partners.com/ OneSource Virtual: https://hubs.ly/Q03YFNR90 Zoho: https://www.zoho.com/press.html Thank you to our ‘wizard behind the curtain' and show producer Ryan Kielma: https://www.linkedin.com/in/ryan-kielma/
Episode 5547: Mainstream Journalists On China's Payroll
Lebron James signed with the Sixers and Fred and Rodney wonder if the Lakers bungled this situation considering how much he signed for. The Dodgers are in New York to face the Mets in the battle between 2 teams with sky high payrolls but are also on completely opposite ends of the standings. Tarik Skubal says he wants to stay in Detroit and help them win the World Series.See omnystudio.com/listener for privacy information.
SPOILER ALERT Rhaenyra has the throne, but King's Landing has rats, unpaid guards, murdered gold cloaks, graffiti problems, rogue dragons, and one very tense small council. This week on Thumb War, we're breaking down House of the Dragon Season 3 Episode 5: Unbowed and Unbent, aka the episode where nobody relents, nobody listens, and Daemon being right is somehow the most annoying development of all. We get into Criston Cole's guerrilla warfare era, Alice Rivers' Harrenhal magic, the black goat/Vhagar conspiracy, Aemond's haunted mommy issues, Alicent chugging the lie, Helaena standing up for herself, Larys absolutely roasting Aegon into self-reflection, and Rhaenyra's deeply chaotic approach to leadership. Also: cats, rats, Baby Bjorns, tap-on delivery, Queen of the Bastards, and municipal payroll crises. Full spoiler recap is up now. Available on YouTube, Apple Podcasts & Spotify Support the show on Patreon for ad-free episodes & bonus content : http://bit.ly/44Mo8xU Like & Subscribe Leave a 5-star review if you're enjoying Thumb War Email us: ThumbWarPod@gmail.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Award-winning reporter Dejan Kovacevic, a lifelong veteran of the Pittsburgh sports scene, delivers three 'Daily Shot' podcasts every weekday morning, one each covering the Steelers, Penguins and Pirates! Plus three additional 'Double Shot' videos that stream live on YouTube every weekday afternoon starting at 3 p.m. Eastern! Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Discover how social media, marketing, and competition shape the real game of business — often with unseen strategies and hidden costs. Entrepreneurs and detailers alike will gain insight into recognizing the underlying rules, how to avoid being played, and the importance of discipline and authenticity in growing a successful brand.Timestamps00:00 - The quote-unquote game of business and internal reflections00:27 - Changing perspectives on life milestones and collection habits01:12 - Making vans cool and letting go of judgment01:37 - The diminishing concern of what others think02:14 - Time perception shifts from youth to maturity02:39 - Respect for time and realizing business growth takes decades02:54 - Surprising levels and phases in business development03:17 - The importance of respecting time and recognizing wasted effort03:45 - The evolution of platforms like YouTube and growth over years04:16 - The power of patience and understanding the role of time in success04:28 - The game rules: understanding the fundamentals of business05:16 - Recognizing the difference between basic rules and niche skills05:48 - Common misconceptions in the detailing industry and beyond06:23 - Paying taxes and the wake-up calls for business owners06:47 - Payroll complexities and evolving solutions07:21 - The platforms making payroll and other processes easier08:12 - Customer expectations, unwritten rules, and tipping culture08:52 - How service fees and tips are sometimes misappropriated09:49 - Competition inside the game: overcoming negative perceptions10:42 - Differentiation through speed and unique offerings12:54 - The discipline of quality and strategic consistency14:11 - The trap of chasing every new idea instead of sticking to proven strategies15:24 - The importance of focused effort and how social media content is part of the game16:39 - Recognizing when marketing efforts are or aren't working17:24 - The challenge of honesty and self-awareness in online content18:21 - The cost structure of marketing and how expenses increase with growth19:17 - The reality behind sponsored content and paid reviews20:42 - How many influencers and creators are effectively paid to promote products21:24 - The importance of transparency and authenticity to avoid being played22:20 - Navigating social media groups and understanding the influence of underlying agendas23:16 - The long journey of experiential learning over quick fixes24:23 - The rise of YouTube as a learning platform over the past 20 years25:07 - Finding mentorship in the real world versus online26:10 - Underhanded tactics in online groups and hidden agendas27:25 - The importance of sportsmanship and transparency in the game28:50 - The influence of undisclosed sponsorships and product placements30:24 - The "content game" and recognizing subtle promotions31:47 - Showcasing receipts and the importance of transparency in reviews33:24 - Exposing paid review packages and the underworld of marketing tactics35:07 - The evolution of sponsorship deals and product endorsements36:24 - Navigating the complex world of paid content and sponsorship disclosures37:48 - How to spot behind-the-scenes deals that influence consumer perception39:09 - Comparing marketing in sports and advertising — the game of endorsement40:37 - The reality of social media marketing costs and paid promotions43:03 - The importance of awareness and discerning genuine content from paid promotions
Episode Summary What happens when you achieve everything you thought you wanted, only to discover you've lost yourself along the way? In this episode of the Work at Home Rockstar Podcast, Tim Melanson sits down with Randy Vlasic, Founder and CEO of LIWMI Logistics, to discuss the lessons that came from building, selling, and rebuilding businesses while redefining what success really means. Randy shares his journey from struggling in school to becoming an entrepreneur, selling his first company at 29, and navigating the identity crisis that followed. He explains how faith, mentorship, and personal responsibility helped him rebuild his life around purpose instead of profit. The conversation also explores practical business topics including sales mastery, remote leadership, AI tools, goal setting, work-life balance, and creating a business that supports both your team and your family. Whether you're just starting out or leading a growing company, Randy offers thoughtful insights on building something meaningful that lasts. Who is Randy Vlasic? Randy Vlasic is the Founder and CEO of LIWMI Logistics, a tech-enabled freight brokerage built on disciplined execution, accountability, and people-first leadership. He leads a fully remote team, believing that trust, structure, and responsibility—not proximity—create high-performing organizations. After building and exiting companies early in his career, Randy learned that success without responsibility, faith, and personal growth is unsustainable. Today, Randy speaks openly about leadership, mastery, fear, and the ongoing work of becoming the kind of person capable of carrying success well in business, family, and life. During this conversation, he also shares how the Life Is What We Make It movement grew from his own journey of rebuilding his identity after selling his first business. Connect with Randy Vlasic Website: https://randyvlasic.com Company: http://liwmilogistics.com Podcast: https://liwmi.com Facebook: https://www.facebook.com/william.vlasic.1 Instagram: https://www.instagram.com/randyvlasic/ LinkedIn: www.linkedin.com/in/randyvlasic YouTube: https://www.youtube.com/@randyvlasic Twitter/X: https://x.com/randyvlasic/ TikTok: https://www.tiktok.com/@randyvlasic Host Contact Details Website: https://workathomerockstar.com Facebook: https://facebook.com/workathomerockstar Instagram: https://instagram.com/workathomerockstar LinkedIn: https://linkedin.com/in/timmelanson YouTube: https://youtube.com/@workathomerockstar Twitter/X: https://x.com/workathomerock Email: tim@workathomerockstar.com Timestamps 00:00 Welcome and Introductions 00:30 Early Success Story 01:53 Lessons from MLM 04:13 Hustle Mindset and Payroll 06:41 Darkest Moment After Exit 07:51 Rebuilding Identity and Mission 08:59 Leading Through Market Crash 10:30 People First Leadership 12:24 Practice and Mastery 14:48 Belief and Real Sales 17:07 Building Solutions in Logistics 17:56 Home Office Upgrade 19:52 Family Interruptions 22:28 Results Over Hours 25:01 AI Business Tools 26:41 Pen Paper Vision 29:44 Reading With ADHD 30:35 New Movement Launch 32:39 Where To Follow 33:11 Favorite Rock Star 33:59 Final Sign Off Disclaimers The business strategies and leadership ideas discussed in this episode are based on Randy's personal experiences. Consider what fits your own business and circumstances. The discussion about AI reflects the tools and workflows Randy personally uses. Results may vary depending on your business, goals, and experience.
The time has come to reveal the dark side of Ku's auction addiction–enter: Pig Head Era. Join us as we reckon with all of the pig heads we ALL have in our closets, from vintage brooches to bulk stationary to junior sized sweatpants. Then Su gives you her refreshed itinerary for a hot Palm Springs weekend.We have a website! Sign up to find out what's happening next with the Aunties at ADDTOCART.WORLD.Ku's list:R.L. Spear AuctionSu's Palm Springs List:Stay: Drift HotelEat: Palm Greens Cafe, Sherman's Deli, Rooster and the PigDrink: Mentosa CoffeeShop: Mojave Flea Trading Post., Melody Note VintageSurf: Surf Club in Palm SpringsSoak: Azure Palm Springs ResortSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In this week's Ask Me Anything, Ryan Michler and Kipp Sorensen kick things off by discussing the latest UFC headlines, Conor McGregor's return, Patty Pimblett's impressive performance, and what happens when people tie their identity to something that eventually expires. They also unpack the recent Yellowstone bison incident and the lessons it teaches about respecting nature and recognizing danger. Then they answer listener questions on authenticity, difficult conversations in marriage, job loss and identity, misconceptions in the manosphere, seeking a father's approval, dementia, and whether hunting builds better men or simply reinforces lessons learned elsewhere. SHOW HIGHLIGHTS 00:00 Cold Open 01:48 Episode Begins 06:51 UFC Headlines: Patty Pimblett, Conor McGregor & Identity 16:12 Yellowstone Bison Attack & Lessons from Nature 25:30 AMA: How to Live Authentically 42:40 AMA: Job Loss, Identity & Being a Provider 48:31 AMA: The Worst Advice in the Manosphere 52:45 AMA: Making Peace with a Father Facing Dementia 1:04:16 AMA: Does Hunting Build Better Men? 1:09:00 Closing Thoughts Battle Planners: Pick yours up today! Order Ryan's new book, The Masculinity Manifesto. For more information on the Iron Council brotherhood. Want maximum health, wealth, relationships, and abundance in your life? Sign up for our free course, 30 Days to Battle Ready
Scaling is not just about sales. It is about building a backend strong enough to survive the growth. In this episode of The Level Up Podcast, Paul Alex breaks down the unglamorous side of scaling to seven figures and why your legal, financial, and operational infrastructure must be bulletproof. Let's be real… If your marketing is strong… But your books are a mess… Your contracts are weak… Your compliance is outdated… And your backend is held together with shortcuts… You are not building a real empire. You are building on quicksand. In this episode, you'll learn: Why top-line revenue means nothing if the backend is leaking How messy accounting, weak contracts, and poor admin create major risk Why hiring professionals early can protect you from expensive mistakes How strong backend infrastructure gives you confidence to scale aggressively The truth is simple: The boring work protects the business. Clean books matter. Airtight contracts matter. Payroll matters. Compliance matters. Receipts, systems, records, and documentation matter. High-level operators do not ignore the backend because it is not exciting. They secure it. They organize it. They hire the experts. They protect the foundation. Because when the backend is weak… Growth only makes the problems bigger. Hire the professionals. Clean the books. Protect the house. And keep leveling up. Your Network is your NETWORTH! Make sure to add me on all SOCIAL MEDIA PLATFORMS: Instagram: https://jo.my/paulalex2024Facebook: https://jo.my/fbpaulalex2024YouTube: https://www.youtube.com/channel/UCGhDAD1JyGGzSQUPD9lc9HQLinkedIn: https://jo.my/inpaulalex2024 Looking for a secondary source of income or want to become an entrepreneur? Check out one of my companies below to see if we can help you: www.CashSwipe.com FREE Copy of my book “Blue to Digital Gold - The New American Dream”www.officialPaulAlex.com Learn more about your ad choices. Visit megaphone.fm/adchoices
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