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Ohtani gets on base nine times last night and pitches today. We talked about the World Series and when MLB opened the season a few times over the years in Japan.
Executive Sessions focus on the person behind the position, and that's exactly what happens here. Jason Cass sits down with Keith Savino, Managing Partner at Trucordia, live at Accelerate. With over three decades in the business, Keith shares lessons from his journey through five agencies, the evolution of insurance tech from green screens to AI, and why servant leadership and collaboration still drive the industry forward. Key Topics: The insurance industry's “inside baseball” pace and why it only feels slow from the stands. How community, collaboration, and consensus have fueled decades of industry progress. Mentorship and servant leadership lessons from Mike Stein and other early influences. Building success by putting others first and leading with purpose. From green screens to AI and Keith's early days implementing technology in the late 1980s. The evolution of transactional filing and how it shaped modern agency efficiency. Predictions for 2030, including responsible AI adoption, data analytics, and rethinking the modern workplace. Keith's OPA (Operations, Payroll, Acquisition) model for building profitable agency structures. Why success in the next decade depends on smarter data, collaboration, and mindset. Reach out to: Keith Savino Jason Cass Visit Website: Trucordia Agency Intelligence Produced by PodSquad.fm
Lower the payroll? Sure, what'd be the difference? Hear award-winning columnist Dejan Kovacevic's Daily Shots of Steelers, Penguins and Pirates -- three separate podcasts -- every weekday morning on the DK Pittsburgh Sports podcasting network, available on all platforms: https://linktr.ee/dkpghsports Learn more about your ad choices. Visit megaphone.fm/adchoices
Ken Vogel talks about his new book, Devils' Advocates: The Hidden Story of Rudy Giuliani, Hunter Biden, and the Washington Insiders on the Payrolls of Corrupt Foreign Interests.Follow Ken Vogel on Twitterhttps://x.com/kenvogel Follow Jeff Stein on Twitter:https://twitter.com/SpyTalkerFollow Karen Greenberg on Twitterhttps://x.com/KarenGreenberg3Follow Michael Isikoff on Twitter:https://twitter.com/isikoff Follow SpyTalk on Twitter:https://twitter.com/talk_spySubscribe to SpyTalk on Substack https://www.spytalk.co/Take our listener survey where you can give us feedback.http://survey.podtrac.com/start-survey.aspx?pubid=BffJOlI7qQcF&ver=short Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Author of DEVILS' ADVOCATES: The Hidden Story of Rudy Giuliani, Hunter Biden & Washington Insiders on the Payrolls of Corrupt Foreign Interests, Kenneth P. Vogel, tells us about how foreign money impacts U.S. politics.
Ep31: 2024/25 EPL Team PersonalitiesMjällby ArticleJoin the Free Kickstart ChallengeSummaryIn this episode of the Football Insights Academy podcast, hosts Tom Butterfield and David Bromley delve into the concepts of overachievement and underachievement in football, particularly focusing on the Premier League. They discuss the performance index used to measure team efficiency, highlighting Brentford's remarkable success and Liverpool's effective spending. The conversation also touches on the surprising performances of smaller clubs like Fulham and Bournemouth, the challenges faced by larger clubs such as Chelsea, and the importance of squad stability and coherent management strategies. The episode concludes with insights from Mjällby's success story, emphasising the significance of data-driven decision-making and recruitment fit in achieving football success.TakeawaysBrentford leads in efficiency with a 0.81 index score.Liverpool's spending efficiency is notable despite high resources.Smaller clubs like Fulham and Bournemouth overachieved with lower wage bills.Stability in squad management correlates with better performance.Chelsea's high spending did not translate to success last season.Mjällby's rise showcases the importance of a coherent strategy.Data-driven decision-making is crucial for club success.Clubs must recruit for fit, not just for fame.Continuity in management leads to better outcomes.The Premier League's financial pressures create a challenging environment.Useful LinksJoin the Free Kickstart ChallengeSupport The Show - Buy David and Tom a bag of peanut M&M's. InstagramYoutube Channel
Unconventional Way to Run S-Corp Payroll
ZayZoon pioneered the earned wage access category a decade ago and has become the leading embedded provider through partnerships with over 300 payroll companies. With over $50 million raised and a team of 200, ZayZoon now serves 15,000+ businesses across the US. In a recent episode of Category Visionaries, I sat down with Tate Hackert, Co-Founder and Chief Strategy Officer of ZayZoon, to unpack their B2B2C distribution strategy, the economics of three-sided marketplaces, and how they're expanding from earned wage access into the connected workplace. Topics Discussed: Building for two years without revenue while signing payroll distribution partners Why embedded B2B2C distribution beats direct sales for hourly workforce products Engineering three-way marketplace economics that align payroll, employer, and employee incentives The November 2017 trade show that killed their Canadian market strategy Educating three distinct buyer personas in a category creation motion Product expansion strategy: when to stay focused vs. when to launch adjacent products Positioning shift from "financial wellness" to recruitment/retention/productivity outcomes The underwriting advantage of payroll-integrated repayment for reducing loss rates Building 300+ payroll partnerships through relationship-driven GTM GTM Lessons For B2B Founders: Solve distribution economics before product-market fit: ZayZoon spent 2014-2016 building product and signing payroll partners before generating first revenue in 2016. The insight: "Why would we go and try to sign up business by business...Let's sign up the payroll company because they're this umbrella organization." For B2B2C models, solve the distribution layer first—even if it delays revenue. Your bottleneck is partner adoption curves, not product readiness. Structure three-way economics where everyone wins big: ZayZoon discovered payroll companies had "this gold mine of employees that they hadn't yet monetized" and built a model where they pay payroll partners "a really hefty revenue share" while keeping enough margin for ZayZoon and keeping the service low-cost for employees. In platform businesses, the unit economics must be compelling enough that each party actively sells for you, not just tolerates you. Map your value prop to your buyer's actual job metrics: ZayZoon's breakthrough came from reframing earned wage access as solving recruitment, retention, and productivity—the metrics small business owners are measured on. Tate explained the unlock: "It's free for me, and it's deployed seamlessly through the HCM provider that I already use. Yeah, turn it on." Your features matter less than your impact on the specific KPIs in your buyer's quarterly review. Kill underperforming markets immediately, even after years of investment: After building in Canada from 2014-2017, one US trade show in November 2017 generated "more signed business than we had done in the previous couple of years in Canada." They put Canada "on life support" by January 2018. Resource reallocation speed matters more than sunk cost. When signal clarity emerges, move capital and team within weeks, not quarters. High-touch relationship GTM beats automation until you hit scale: Tate's core partnership advice: "Pick up the phone...be gritty as hell. Those first hundred customers that you do, be gritty." He emphasized personal outreach builds "pattern recognition and learnings that you receive from being ultra curious." For partnerships specifically, bring "humility, transparency and the expectation that you're building a ten year plus relationship, not being transactional." Automation scales what works—but relationship GTM discovers what works. // Sponsors: Front Lines — We help B2B tech companies launch, manage, and grow podcasts that drive demand, awareness, and thought leadership. www.FrontLines.io The Global Talent Co. — We help tech startups find, vet, hire, pay, and retain amazing marketing talent that costs 50-70% less than the US & Europe. www.GlobalTalent.co // Don't Miss: New Podcast Series — How I Hire Senior GTM leaders share the tactical hiring frameworks they use to build winning revenue teams. Hosted by Andy Mowat, who scaled 4 unicorns from $10M to $100M+ ARR and launched Whispered to help executives find their next role. Subscribe here: https://open.spotify.com/show/53yCHlPfLSMFimtv0riPyM
Episode 349: New research shows women's earnings are falling further behind - but the reasons go beyond bias. With return-to-office mandates, childcare costs, and promotion patterns, Phil, Burt, and fan favorite Mikey Mac unpack what's really driving women's declining pay. They'll also share what employers can do right now to close the gap, retain key talent, and build trust through fair compensation strategies. Timestamps: 00:08 – Opening Topic: women earn $0.81 for every dollar men earn. 01:32 – Government Shutdown: how the NLRB and EEOC slowdowns are affecting employers. 02:54 – Special Guest Returns: Compensation expert Mikey Mac joins the show. 04:29 – Lawyer on the Clock: Thrive Inc. case expanding NLRB remedies for unfair labor practices. 08:19 – Federal judge strikes down Biden-era protections under the Affordable Care Act. 11:01 – HR Reminder: Illinois' personnel file access law and why employers must stay compliant. 16:51 – Main Discussion: Phil and Mike dive into the gender pay gap and why it's widening again. 19:01 – Companies offering “return-to-office” pay incentives and how it may worsen pay inequity. 23:08 – Families spend up to 24% of income on daycare, influencing women at work. 26:12 – Should pay be based on competency or tenure? The panel debates what's fair and legal. 33:31 – Payroll tax and fringe benefit updates for 2026 and how to join AAIM's December sessions.
La Rockstar du jour : Go Jays go!!!! Dans quels bars alliez vous veiller dans le temps? Exceptionnellement, Rémi Rock devient Rémi rap ce matin… Pour combien Kim se partirait un Only fan? Qui a le tatouage le plus ridicule dans le Boost? Tommy se fout de sa gueule… Coucher avec un collègue de travail… c’est oui ou non? Combien coûtait une télé dans le vieux catalogue Sears de 1971?
Trump escalates his attacks against Thomas Massie and Rand Paul as they continue to uphold their principles instead of following the White House's lead. Plus: journalist and author Ken Vogel discusses his new book "Devils' Advocates The Hidden Story of Rudy Giuliani, Hunter Biden, and the Washington Insiders on the Payrolls of Corrupt Foreign Interests." --------------------------------- Watch full episodes on Rumble, streamed LIVE 7pm ET. Become part of our Locals community Follow System Update: Twitter Instagram TikTok Facebook
In Episode 286 of the Hammer Territory Podcast, Scott Coleman and Stephen Tolbert break down the Atlanta Braves' payroll situation heading into a crucial 2025-2026 offseason. They discuss the possibility of a Chris Sale contract extension, the impact of retaining Ha-Seong Kim, possible trade candidates from the big league roster, and more. Download the DraftKings Pick6 app now and use code FOUL – play just $5, get $50 in Pick6 bonus picks. Foul Territory Presented by FOX One: Start your 7-day free trial today at https://tinyurl.com/FOXOneFreeTrial Go to https://surfshark.com/foul or use code FOUL at checkout to get 4 extra months of Surfshark VPN!See omnystudio.com/listener for privacy information.
A day later… can we put our emotions and thoughts on the Mariners season into words? There's a lot to process from this Mariners season and it's abrupt ending, but it's impossible to say this season wasn't a success even though it still hurts. :30- Russell Wilson clapped back at Sean Payton's postgame remarks and it's clear these two don't like each other. :45- ABCs of the Mariners - O is for the Offseason: it has begun and everyone is waiting to see what the Mariners get done this year. - P is for Payroll: will the Mariners increase their payroll for 2026?
Givealittle says more could - and should - be done to capitalise on payroll giving to combat a drop in charitable donations.
John Maytham speaks to Professor Zwelinzima Ndevu | Director of the School of Public Leadership at the University of Stellenbosch, who offers expert insight into public service accountability and governance. He will discuss the Government’s plan to verify civil servants. Presenter John Maytham is an actor and author-turned-talk radio veteran and seasoned journalist. His show serves a round-up of local and international news coupled with the latest in business, sport, traffic and weather. The host’s eclectic interests mean the program often surprises the audience with intriguing book reviews and inspiring interviews profiling artists. A daily highlight is Rapid Fire, just after 5:30pm. CapeTalk fans call in, to stump the presenter with their general knowledge questions. Another firm favourite is the humorous Thursday crossing with award-winning journalist Rebecca Davis, called “Plan B”. Thank you for listening to a podcast from Afternoon Drive with John Maytham Listen live on Primedia+ weekdays from 15:00 and 18:00 (SA Time) to Afternoon Drive with John Maytham broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/BSFy4Cn or find all the catch-up podcasts here https://buff.ly/n8nWt4x Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.
Mens Room Top 10 and Bonus Emails
Oct 17, 2025 - 2025 Annual Survey of Working Canadians released by the National Payroll Institute by VOCM
Payroll is one of those topics every group practice owner knows is important… but let's be real, it's also where things can get really messy, really fast. In this episode, Julie is joined by Julia Henry, GreenOak Accounting Manager, to unpack the most common (and cringe-worthy) payroll mistakes they've seen behind the scenes. From missed tax payments to bonus blunders and everything in between, they're sharing real stories and practical tips to keep your practice out of payroll trouble.Whether you're new to managing payroll or a seasoned pro, you'll pick up clear strategies to protect your business and your team. Learn how to spot payroll problems before they snowball, what to do if you've fallen behind, and which payroll providers actually have your back. Tune in and discover how a few smart moves today can help you avoid headaches—and IRS nightmares—tomorrow. Don't miss this essential episode!Links and ResourcesMoney for Therapists Practice Startup - https://www.greenoakaccounting.com/startupGreenOak Accounting - www.GreenOakAccounting.comTherapy For Your Money Podcast - www.TherapyForYourMoney.comProfit First for Therapists - www.ProfitFirstForTherapists.comProfit First Academy - www.ProfitFirstForTherapists.com/Academy Podcast Production and Show Notes by Course Creation Studio
If your body's tired, your inbox is full, and your paycheck still ain't adding up — this one's for you.“Peace Over Payroll” is a 10-minute midweek reset for anyone who's been grinding non-stop, giving their all, and wondering when the return's gonna match the effort. It's not about quitting your job (yet
Heading into tax season unprepared can be costly—missed deductions, lost paperwork, and sometimes, a surprise check to the IRS. But it doesn't have to be that way! In this episode, Danielle Hayden, reformed corporate CFO and founder of Kickstart Accounting, Inc., shares the ultimate year-end checklist every business owner needs to save on taxes, protect their business, and walk confidently into tax season. From organizing your paperwork to making smart tax moves and maximizing personal financial strategies, Danielle gives you practical steps you can take before December 31st that can make a big difference in the new year. Key Takeaways: Get Your Paperwork in Order: Before December 31st, ensure all your partnership agreements, legal documents, and W9s are signed, stored, and ready. It'll save you major headaches during tax season. Use the January 1st Advantage: The first of the year is the best time to make big structural changes, like starting an LLC, switching payroll providers, or filing for S Corp status. This avoids partial-year filings and confusion. Pay Your Kids (Properly!): You can pay your children for legitimate work in your business and enjoy tax advantages while teaching them financial responsibility. Take Advantage of Accountable Plans: Reimburse yourself consistently for things like your home office and cell phone. It's an important benefit that shouldn't be skipped, even in slower years. Review Personal Tax Opportunities: Before year-end, check your 529 plans, HSA, and FSA balances and make contributions to maximize your deductions and savings. Max Out Retirement Contributions: Don't forget to fund your retirement plan! Whether it's a 401(k), SEP IRA, or solo 401(k), you're building wealth beyond your business. Meet with Your Tax Accountant Early: Schedule a pre-tax-season check-in to confirm your estimated payments, review your strategy, and avoid surprise penalties. Don't Spend Money Just to Save on Taxes: Avoid the trap of prepaying expenses or buying things you don't need. Focus on building a healthy, sustainable, profitable business instead. Topics Discussed: (00:00) Intro + Critical Paperwork to Get In Order for Year-End (02:24) Setting Up or Switching Your Business Structure for 1/1: LLC, Payroll, S Corp Election (05:02) Paying Your Kids the Correct Way for Tax Benefits (06:36) Accountable Plan Reimbursements (07:24) Collecting W9s from Contractors (08:13) Personal Tax Strategies: 529 Plans, HSAs, FSAs, and Health Insurance (11:13) Retirement Contributions and Your Different Options (12:31) Meeting with Your Tax Accountant (13:28) Smart Tax Planning Strategies to Avoid IRS Penalties and Spending Profit When You Don't Need To (15:36) Itemized Deductions, Charitable Contributions, and the Big Beautiful Bill's Effect on Depreciating Equipment (17:17) Outro: Kickstart's Free Year-End Tax Checklist, Like, Share and Subscribe! Resources: Free Download | Ultimate Year-End Tax Checklist Related Episodes: Entrepreneurs: Should You Go S-Corp? Pros & Cons + Expert Insight – Ep 115 Can You Legally Hire Your Children?: How to Pay Your Kids, Get Tax Advantages, & Create Generational Wealth – Ep 137 Beyond the Business: Preparing for a Secure Retirement – Ep 188 KSA Tax Partners | https://ksataxpartners.com/ Book a Call with Kickstart Accounting, Inc.: https://kickstartaccountinginc.com/book-a-call/ Connect with Kickstart Accounting, Inc.: Instagram | https://www.instagram.com/Kickstartaccounting YouTube | https://www.youtube.com/@businessbythebooks Facebook | https://www.facebook.com/kickstartaccountinginc
Heading into tax season unprepared can be costly—missed deductions, lost paperwork, and sometimes, a surprise check to the IRS. But it doesn't have to be that way! In this episode, Danielle Hayden, reformed corporate CFO and founder of Kickstart Accounting, Inc., shares the ultimate year-end checklist every business owner needs to save on taxes, protect their business, and walk confidently into tax season. From organizing your paperwork to making smart tax moves and maximizing personal financial strategies, Danielle gives you practical steps you can take before December 31st that can make a big difference in the new year. Key Takeaways: Get Your Paperwork in Order: Before December 31st, ensure all your partnership agreements, legal documents, and W9s are signed, stored, and ready. It'll save you major headaches during tax season. Use the January 1st Advantage: The first of the year is the best time to make big structural changes, like starting an LLC, switching payroll providers, or filing for S Corp status. This avoids partial-year filings and confusion. Pay Your Kids (Properly!): You can pay your children for legitimate work in your business and enjoy tax advantages while teaching them financial responsibility. Take Advantage of Accountable Plans: Reimburse yourself consistently for things like your home office and cell phone. It's an important benefit that shouldn't be skipped, even in slower years. Review Personal Tax Opportunities: Before year-end, check your 529 plans, HSA, and FSA balances and make contributions to maximize your deductions and savings. Max Out Retirement Contributions: Don't forget to fund your retirement plan! Whether it's a 401(k), SEP IRA, or solo 401(k), you're building wealth beyond your business. Meet with Your Tax Accountant Early: Schedule a pre-tax-season check-in to confirm your estimated payments, review your strategy, and avoid surprise penalties. Don't Spend Money Just to Save on Taxes: Avoid the trap of prepaying expenses or buying things you don't need. Focus on building a healthy, sustainable, profitable business instead. Topics Discussed: (00:00) Intro + Critical Paperwork to Get In Order for Year-End (02:24) Setting Up or Switching Your Business Structure for 1/1: LLC, Payroll, S Corp Election (05:02) Paying Your Kids the Correct Way for Tax Benefits (06:36) Accountable Plan Reimbursements (07:24) Collecting W9s from Contractors (08:13) Personal Tax Strategies: 529 Plans, HSAs, FSAs, and Health Insurance (11:13) Retirement Contributions and Your Different Options (12:31) Meeting with Your Tax Accountant (13:28) Smart Tax Planning Strategies to Avoid IRS Penalties and Spending Profit When You Don't Need To (15:36) Itemized Deductions, Charitable Contributions, and the Big Beautiful Bill's Effect on Depreciating Equipment (17:17) Outro: Kickstart's Free Year-End Tax Checklist, Like, Share and Subscribe! Resources: Free Download | Ultimate Year-End Tax Checklist Related Episodes: Entrepreneurs: Should You Go S-Corp? Pros & Cons + Expert Insight – Ep 115 Can You Legally Hire Your Children?: How to Pay Your Kids, Get Tax Advantages, & Create Generational Wealth – Ep 137 Beyond the Business: Preparing for a Secure Retirement – Ep 188 KSA Tax Partners | https://ksataxpartners.com/ Book a Call with Kickstart Accounting, Inc.: https://kickstartaccountinginc.com/book-a-call/ Connect with Kickstart Accounting, Inc.: Instagram | https://www.instagram.com/Kickstartaccounting YouTube | https://www.youtube.com/@businessbythebooks Facebook | https://www.facebook.com/kickstartaccountinginc
SANS Internet Stormcenter Daily Network/Cyber Security and Information Security Stormcast
Scans for ESAFENET CDG V5 We do see some increase in scans for the Chinese secure document management system, ESAFENET. https://isc.sans.edu/diary/Heads%20Up%3A%20Scans%20for%20ESAFENET%20CDG%20V5%20/32364 Investigating targeted payroll pirate attacks affecting US universities Microsoft wrote about how payroll pirates redirect employee paychecks via phishing. https://www.microsoft.com/en-us/security/blog/2025/10/09/investigating-targeted-payroll-pirate-attacks-affecting-us-universities/ Attacks against Edge via IE Mode Microsoft Edge offers an IE legacy mode to support websites created for Internet Explorer. The old JavaScript engine, which is part of this mode, has been abused in recent attacks, and Microsoft will make it more difficult to enable IE Mode to counter these attacks. https://microsoftedge.github.io/edgevr/posts/Changes-to-Internet-Explorer-Mode-in-Microsoft-Edge/
Tuan Nguyen joins Morning Movers to look at the U.S. labor market. As the government shutdown carries on, he notes that some economists are "flying blind" without the typical monthly jobs data. Tuan believes other data prints will become more important to gauge the health of the economy. He sees the next 2 FOMC meetings as a "make or break moment" for the Federal Reserve. Tuan believes the more the government shutdown will last, the more "pain" will be felt by retailers and consumers.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about
Craig Breslow and Sam Kennedy stated a desire to keep adding on aggressively, but the numbers right now still label the Red Sox as a cheap franchise. How should fans feel about that and is the hesitancy to deal away young pitchers another excuse for Breslow? Then, the iconic Massachusetts restaurant Kowloon is going under some big changes as discussed in the New England Nightly News. And, the Bills fan who ran off with the football during the Pats-Bills game gave everyone an update.
Yes Craig Breslow and Sam Kennedy wanted to improve the team and even indicated into the saved money from the Rafael Devers trade, but the Red Sox still being 11th in the MLB in active payroll shouldn't make anyone happy.
The (Not Boring) Boring Small Business Bookkeeping and Accounting Podcast
Send us a text message! But please include your email or a way to get in touch with you. This feature is not two way! Cash, Payroll, and Petty Cash Puzzles: Bookkeeping isn't just “data entry”—it's detective work that keeps your books accurate and your business safe. Our favorite Bookkeeping Mensch, Paul Rosenblum, gets into the messy reality of handling petty cash, payroll checks, tips, and owner contributions in this episode, using a real client case as a guide. From partner paychecks cashed through the register, to undocumented utilities paid with personal money, to tips that must be reported correctly, Paul explains how these situations can create a jigsaw puzzle if not recorded properly. He shows where cash on hand belongs, how to document unusual transactions, and why open communication between business owners and bookkeepers is essential to avoid costly mistakes. Because in bookkeeping, every dollar tells a story—and it's never just data entry.Support the show
If you've ever wondered how much you can (or should) take from your business—or why your bank account doesn't always feel as full as your profits say it should—this episode is for you!Glenn Harper and Julie Smith tackle a classic challenge faced by business owners—how do you actually pay yourself as an entrepreneur? Drawing inspiration from a recent lively dinner debate, Glenn and Julie talk about the difference between taking a draw versus running payroll, why cash flow discipline is crucial in those early ramen-noodle days, and the surprising tax realities every entrepreneur needs to understand. From the myth that business owners can “just take out whatever they want” to the essential 50% savings rule, this episode delivers practical advice on managing your money, setting boundaries, and knowing when—and how much—you should pay yourself. Additionally, they'll discuss why having a trusted advisor is important and preview upcoming deep dives into business structures and tax strategy. This episode is brought to you by PureTax, LLC. Tax preparation services without the pressure. When all you need is to get your tax return done, take the stress out of tax season by working with a firm that has simplified the process and the pricing. Find out more about how we started.Key Takeaways from the Episode:1. Don't Chase the Shiny Object (a.k.a. All That Cash in Your Business Account). It's tempting to pay yourself whatever's in the bank, but Glenn reminds us: “The more money you take out… the less money you have for the bad times or to invest back in your company.” Start by leaving enough cash cushion in your business to weather tough times and fund growth.2. Start Small, Think Big. When your business is getting off the ground, think like you're back in college—keep expenses lean and take only what you truly need. As Glenn puts it, “Pretend like you're back in college, eating ramen noodles and you can't take any money out.” Let your business account grow before ramping up payouts.3. Draws, Payroll, and the 50% Rule. If you're a sole proprietor or single-member LLC, you'll usually take draws (withdrawals) instead of payroll at first. But as your income grows (think $80k+), it might be more tax-efficient to become an S corp and start using payroll.Running a business doesn't have to run your life.Without a business partner who holds you accountable, it's easy to be so busy ‘doing' business that you don't have the right strategy to grow your business.Stop letting your business run you. At Harper & Co CPA Plus, we know that you want to be empowered to build the lifestyle you envision. In order to do that you need a clear path to follow for successOur clients enjoy a proactive partnership with us. Schedule a consultation with us today.Download our free guide - Entrepreneurial Success Formula: How to Avoid Managing Your Business From Your Bank Account.Glenn Harper, CPA, is the Owner and Managing Partner of Harper & Company CPAs Plus, a top 10 Managing Partner in the country (Accounting Today's 2022 MP Elite). His firm won the 2021 Luca Award for Firm of the Year. An entrepreneur and speaker, Glenn transformed his firm into an advisory-focused practice, doubling revenue and profit in two years. He teaches entrepreneurs to build financial...
Football waits until tomorrow after Chiefs MNF matchup. Let's dive into baseball with David Lesky from "Inside the Crown". The Royals season and offseason and a look at payroll decisions. the MLB playoffs and more. Join the informative fun!
Seattle Mariners Owner and CEO John Stanton joins Dave Softy Mahler and Dick Fain to talk about this 2025 team and the dynamics of it, Dan Wilson at Manager, trying to win a World Series for many deserving people, and the team’s strategy with the payroll.See omnystudio.com/listener for privacy information.
Bradenton Webinar Registration I'd iike to invite you to learn more about an exciting opportunity located in Bradenton Florida. Bradenton is next to Sarasota for those of you who are familiar with Florida. This market has an industrial moratorium that is driving one asset class to new heights, specifically light industrial. This 35 are property, right in the middle of Bradenton has an existing Charter School on 11 of those acres and 24 acres of land that we are developing. We are hosting a webinar on Wednesday October 8 at 7PM Eastern time. This opportunity is only open to accredited investors residing in the US in compliance with SEC regulations. To learn more, click on the link in the show notes and we will see you on Wednesday evening at 7PM. -------------On today's show we are looking at the continuing signs of weakness in the US economy. Of course with the government shut down , there are no numbers coming out of the BEA, or the BLS. Today would have been the monthly jobs report which consists of two reports. There is the headline employment report, sometimes called the establishment survey and the household survey. The employment report made headlines in a significant way when the numbers for the past year were revised down ward by over 900,000 jobs. The financial markets have come to rely on these reports when it comes to bidding on interest rate futures. The theory is that if the economy is strong and employment is strong, then the Fed will put more emphasis on suppressing demand by raising the cost of capital. This is the so-called hawkish stance where fighting inflation takes centre stage. If the economy is weak and jobs are disappearing, then the Fed in theory should take a more stimulative approach to reduce the cost of capital and encourage hiring. This was the stance in the last FOMC meeting which resulted in a 0.25% rate cut. So we have no data coming out and the market doesn't really know what to do. But there is data coming from private sources that are well respected. Payroll processing company ADP produces are regular report based on the aggregated and anonymized payroll data of more than 26 million U.S. employees. This week's report showed that the US economy shed 32000 in the month of September. ADP gathers their data weekly.We can confidently predict another 0.25% rate cut at the next FOMC meeting at the end of October and then a further rate cut at the December meeting. For those of us in real estate, this is good news. It means those variable rate loans that are indexed to SOFR will see a reduction of 0.5% before the end of the year. ----------**Real Estate Espresso Podcast:** Spotify: [The Real Estate Espresso Podcast](https://open.spotify.com/show/3GvtwRmTq4r3es8cbw8jW0?si=c75ea506a6694ef1) iTunes: [The Real Estate Espresso Podcast](https://podcasts.apple.com/ca/podcast/the-real-estate-espresso-podcast/id1340482613) Website: [www.victorjm.com](http://www.victorjm.com) LinkedIn: [Victor Menasce](http://www.linkedin.com/in/vmenasce) YouTube: [The Real Estate Espresso Podcast](http://www.youtube.com/@victorjmenasce6734) Facebook: [www.facebook.com/realestateespresso](http://www.facebook.com/realestateespresso) Email: [podcast@victorjm.com](mailto:podcast@victorjm.com) **Y Street Capital:** Website: [www.ystreetcapital.com](http://www.ystreetcapital.com) Facebook: [www.facebook.com/YStreetCapital](https://www.facebook.com/YStreetCapital) Instagram: [@ystreetcapital](http://www.instagram.com/ystreetcapital)
Happy Friday! In the first hour of Sports Open Line on KMOX, Matt Pauley ponders a couple of questions regarding the Cardinals. Did the Cardinals maximize results regarding their payroll, especially compared to the team like the Mets? And with a rebuild looming, could the Cardinals look at bridge players in free agency, and would it be smart? Lastly, Matt previews the Brewers-Cubs series, beginning with the Brewers side, with Andrew Wagner, who covers the Brewers on 105.7 the Fan Milwaukee.
The Chrisman Commentary Daily Mortgage News Podcast delivers timely insights for mortgage lenders, loan officers, capital markets professionals, and anyone curious about the mortgage and housing industry. Hosted by industry expert Robbie Chrisman, each weekday episode breaks down mortgage rates, lending news, housing market trends, capital markets activity, and regulatory updates with insightful analysis, expert perspectives, and conversations with top professionals from across the mortgage industry. Stay informed, gain actionable insights, and keep up with developments in mortgage banking and housing finance. Learn more at www.chrismancommentary.com.In today's episode, we go through the economic impact of a government shutdown. Plus, Robbie sits down with new California MBA CEO Paul Gigliotti for a discussion on his goals while in the role and how state and national organizations can work together for the greater good of the mortgage industry. And we look at the what is moving markets without normal economic reports.This week's podcasts are sponsored by Spring EQ, one of the nation's leading non-bank home equity lenders, giving partners more ways to serve customers. Known for speed, service, and innovation, Spring EQ makes tapping into home equity easier.
JJ Picollo and Matt Quatraro met with the media to wrap up the 2025 season and begin to look ahead to 2026.David Lesky (Publisher - Inside the Crown/@DBLesky), Les Norman (Former Royals OF/Author - Teaching the Tools of Hitting) and Soren Petro (Sports Radio 810-WHB, 810whb.com/@SorenPetro) break down the Royals season ending presser and more.- Was this season a success?- Are the Royals better than a year ago?- Hitting staff shake up?- Still talking about small ball!- Payroll expectations for '26?- Salvy contract talks.- Jonathan India only at second base?
Associates on Fire: A Financial Podcast for the Associate Dentist
In this episode of the Dental Boardroom Podcast, host Wes Read, CPA and financial advisor at Practice CFO, continues the discussion on putting your kids on payroll as a smart tax and wealth-building strategy. This time, he dives deeper into how to maximize the benefits by pairing payroll with 529 education savings accounts and Roth IRAs.Key Takeaways:Shifting income for tax savings:Move income from a higher parent tax bracket to your child's 0% bracket (standard deduction in 2025 is $15,750).Saves roughly $3,000–$4,000 per child per year. Over many years, that adds up significantly.Practical execution:Children can start as early as age 6–7 and continue through college years.Create job descriptions and light documentation (e.g., photos, office work, modeling fees) to substantiate employment.Use a modern payroll service (Wes recommends Rippling) to simplify compliance.How to use the payroll funds:Deposit paychecks into the parent's checking account (simpler than setting up child accounts).Direct those funds toward:A custodial Roth IRA (tax-free growth).A 529 education savings account (tax-free growth + tax-free qualified withdrawals).529 Education Plans explained:State-administered plans with varying benefits Utah's “My529” (Vanguard, low-cost index funds) is Wes' favorite.Benefits:Tax-free growth and withdrawals for education.Potential state tax deductions in some states.High contribution limits.Parent-owned accounts are more favorable for financial aid and offer flexibility to transfer funds among siblings.Can cover not just college, but also K–12, trade schools, apprenticeships, and up to $10K in student loan repayment.Suggested split strategy:After payroll and FICA taxes, about $14K remains per child.Example: Fund $7K to a Roth IRA + $7K to a 529 plan, balancing retirement savings with education funding.Risk & compliance notes:Wes has never seen an IRS audit on this strategy in 17+ years, but stresses proper documentation.Pay a fair wage aligned with actual work performed.Always consult your CPA if unsure.Big picture:This is more than just tax savings it's wealth building.Combining small strategies like payroll, home office, auto deductions, and retirement plans can collectively cut taxes by 30–60% (or more) and accelerate financial independence.Why This Matters:By intentionally leveraging tax rules, you can redirect money that would have gone to the IRS into your kids' education, retirement, or family wealth. Over time, these small wins compound into major financial independence.
Welcome to The Chopping Block – where crypto insiders Haseeb Qureshi, Tom Schmidt, Tarun Chitra, and Robert Leshner chop it up about the latest in crypto. This week, we're joined by Farooq Malik, co-founder and CEO of Rain, as two parallel wars erupt across crypto: the Perp DEX war between Hyperliquid and the CZ-backed Aster, and the deepening battle for stablecoin dominance. As Aster rockets to $30B in daily volume, we debate whether it's real adoption or points-fueled froth — and what it means for Hyperliquid's lead. Then we dive into Tether's shocking $500B valuation play, Circle's shrinking moat, and how Rain is building real-world rails for stablecoin payments. If crypto has two new battlegrounds — trading venues and money itself — this is where the future is getting drawn. Show highlights