Podcasts about administering

2 mishnayot and a good amount of Gemara! 1 - Administering an oath to one who could testify about a plaintiff, but instead denies that he saw anything - the false-oath-maker would still be exempt from the korban. One who asks a whole congregation to come forward - that's not even an oath. Plus, several other cases where the oath-taking would not be sufficient to make a false oath incur the need to bring a korban. 2 - If one insists one take the stand, but not with the language of oath - the commitment is implicit. But taking an oath in the name of the heavens and earth - no, because they are not in the Name of God. Likewise, cursing in the Name of God needs God's name. Also, the Gemara: The question of whether erasing partials of God's name counts as erasing God's name. Plus, interpretation of verses to God's power, not angels. Plus, the vineyard of Navot. When are the texts talking to God, as compared to referring to something other than God?

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Getting ready for January 20th – and the presidential inauguration? Then you might also be getting ready for fun facts about the swearing-in ceremony. Like in 2009 – when swearing-in President Barack Obama – Chief Justice John Roberts got the oath wrong. What did he get wrong? And -- what are some other inauguration fun facts? Like: • Which Chief Justice has administered the most oaths of office? • Which Chief Justice has administered the second most oaths of office? • Who was the first woman Supreme Court justice to conduct a swearing-in – and for whom? • How many times has a Black justice conducted a swearing-in – and for whom? • How many House Speakers have done it? • And which football star administered the oath of office? The answers – and a whole lot more – in this week's episode of C-SPAN's podcast "The Weekly." It's 11 Fun Facts About Administering The Oath of Office in Presidential Inaugurations  Find C-SPAN's "The Weekly" wherever you get podcasts. Learn more about your ad choices. Visit megaphone.fm/adchoices

The government has been accused of administering a major setback to the most vulnerable people in Clare. It follows the amendment to the Housing Aid for Older People Grant which came into effect on January 1st, which prevents the grant from being used for the installation of a new fossil fuel boiler. The local authority has been urged to contact The Department of Housing and Local Government to immediately reverse this change. Ennis Fianna Fáil councillor, Pat Daly, says it will further isolates elderly people.

What Are The 4 Keys For A Winning Business Plan? Basics of Business? | Master Investor Get our products and tools to build wealth today: https://bit.ly/masterinvestorpartnersUse the referral link https://crypto.com/app/68rxkbmmfc to sign up for Crypto.com and we both get bonus to start investing in crypto with ease.Resources, courses, eBooks and more: www.masterinvestor.moneyJoin the Quantum club opportunity here: https://bit.ly/quantumclubmembersMake sure to subscribe, share and comment.Start a newsletter for any niche and monetize it in several different ways through passive income, use this platform: https://www.beehiiv.com/?via=masterinvestorThere is just one method we should invest if we intend to do so. The Master Investor method of investing is to make passive income.Debt is frequently compared to a loaded pistol. Administering it without proper training can lead to disastrous consequences. It can be a really useful tool if we use it properly with our education.Here is what we need to get prepared for the end of the year's tax planning. The fundamentals of a business strategy to get us going the right way.SUMMARY: The secret to starting a successful business is writing a strong business plan.Whether we require outside investors or not, we must write a business plan.Adding these essential elements will guarantee the success of our company plan.Benefits of drafting a company strategyExperts disagree on whether a business plan is necessary. According to some, a business plan is only necessary if we are looking for investors or a loan of some kind. Some claim that the time needed to draft a business plan might hinder the launch process and cost a small business valuable opportunities.The CompanySubsections such as Business Opportunity, Organization and Operations, Legal Structure, Business Model, Operating Procedures, Operations Description, Management, Personnel, Strengths and Weaknesses, Core Competencies and Challenges, Business Accomplishments, Location, Product Offering, Product or Service, Records, and Insurance may be included in this section, which is also known as Business Strategy or Business Description.The MarketingTarget markets, customers, competition, distribution, relationships, advertising, pricing, industry and market trends, strategy, and market strategy are some of the subcategories that make up what is also known as market strategy. The Supplementary ResourcesThe type of business we are planning and the other elements of our plan will determine the material we utilize. Resumes, reference letters, credit reports, court records, agreements, and contracts are examples of common supporting documentation.Finish reading the full article here: https://masterinvestor.beehiiv.com/p/what-are-the-4-keys-for-a-winning?utm_source=masterinvestor.beehiiv.com&utm_medium=newsletter&utm_campaign=what-are-the-4-keys-for-a-winning-business-planGo to www.masterinvestor.education for more services and products.SUBSCRIBE, COMMENT, AND SHARE. Get our ebooks: 1- How to build cash flow with the internet? Turn Passive Income On: https://www.masterinvestor.money2- The 10 new Rules Of Money: https://bit.ly/10newrulesofmoney3- How to invest in crypt to build wealth? Understanding Bitcoin and Blockchain: https://bit.ly/howtoinvestincryptotobuildwealthAs we say here, “Money is just an idea backed up by confidence.” An asset puts money in your pocket. A liability takes money out of your pocket.Join Mater Investor's community, subscribe. DISCLAIMER: This video and description may contain affiliate links, which means that if you click on one of the product links, we receive a commission. This helps support the channel and allows me to continue to make videos like this. We will never support or push a product we don't believe in. Thank you for your support

Why Understanding Tax Planning is Key to True Wealth? | Master Investor #freedomGet our products and tools to build wealth today: https://bit.ly/masterinvestorpartnersUse the referral link https://crypto.com/app/68rxkbmmfc to sign up for Crypto.com and we both get bonus to start investing in crypto with ease.Resources, courses, eBooks and more: www.masterinvestor.moneyJoin the Quantum club opportunity here: https://bit.ly/quantumclubmembersMake sure to subscribe, share and comment.Start a newsletter for any niche and monetize it in several different ways through passive income, use this platform: https://www.beehiiv.com/?via=masterinvestorThere is just one method we should invest if we intend to do so. The Master Investor method of investing is to make passive income.Debt is frequently compared to a loaded pistol. Administering it without proper training can lead to disastrous consequences. It can be a really useful tool if we use it properly with our education.What does it mean, and why do we need tax planning?Summary:Our company's end-of-year taxes are a hidden treasure trove of opportunities.Through end-of-year planning, we can permanently alter our taxes with the assistance of our tax counselor or accountant. Not all professionals are equal. Discover how to choose the right ones.Businesses that lack a proper plan are doomed to fail due to not being profitable. Financial advisors get in touch with their clients at this time of year to offer year-end tax planning advice. However, we might be asking ourselves, "Why is preparing so crucial at this time of year?Reason #1: Alternative Minimum Tax or AMTThe Alternative Minimum Tax, or AMT for short, is imposed on an increasing number of individuals.Reason #2: Estimated payment penalties are the second reasonA person is most likely paying estimated taxes if he or she receive money from sources other than their usual job.Reason #3: A year with a high or low salaryPeople are either having a really awful year or an exceptionally excellent one, and that much is true.ConsideringIt's time to take think about our business' health now that we know where our company stands.Ensure the success of our companyAnd that's all. Planning our business's end-of-year taxes successfully is that easy.Finish reading article here: https://masterinvestor.substack.com/p/why-understanding-tax-planning-isGo to www.masterinvestor.education for more services and products.Starting our business planning for the upcoming year toward the end of the year is ideal. Since we are already handling the books, why not do some research to ensure that our company thrives in the upcoming year?We can start out well with the following checklistOrganize the books.Recognize our businessFinding out how our company and brands are doing right now is the next item on the list. This may be difficult for some people, but it's easy for others. But before we can do anything else, we must finish this stage, regardless of whether we are a small business owner who can afford a bookkeeper or we are one of those people who cram a glovebox full of receipts.SUBSCRIBE, COMMENT, AND SHARE. Get in our inner circle with one of a digital course to help anyone build the asset column through sound investing: htttps://www.masterinvestor.moneyGet our ebooks: 1- How to build cash flow with the internet? Turn Passive Income On: https://www.masterinvestor.money2- The 10 new Rules Of Money: https://bit.ly/10newrulesofmoney3- How to invest in crypt to build wealth? Understanding Bitcoin and Blockchain: https://bit.ly/howtoinvestincryptotobuildwealthYou can get them on Amazon too if you would like too, available on the kindle app.Money is just an idea backed up by confidence. An asset puts money in your pocket. A liability takes money out of your pocket.The simple definition of a fake asset is one that promises to make us richer but in actuality robs us blind.

How to Use Good Debt For Stock Trading? Start Investing Smart | Money | Master Investor #wealth #investing #invest #biz #livestreaming #business #live #masterinvestor Get our products and tools to build wealth today: https://bit.ly/masterinvestorpartners Use the referral link https://crypto.com/app/68rxkbmmfc to sign up for Crypto.com and we both get bonus to start investing in crypto with ease. Resources, courses, eBooks and more: www.masterinvestor.money Join the Quantum club opportunity here: https://bit.ly/quantumclubmembers Make sure to subscribe, share and comment. Start a newsletter for any niche and monetize it in several different ways through passive income, use this platform: https://www.beehiiv.com/?via=masterin... There is just one method we should invest if we intend to do so. The Master Investor method of investing is to make passive income. Debt is frequently compared to a loaded pistol. Administering it without proper training can lead to disastrous consequences. It can be a really useful tool if we use it properly with our education. Summary: We will gain knowledge about margin trading, including its definition, operation, and significance of prudent money leverage, as it relates to bank loans used by real estate investors. This information will assist us in determining whether opening a margin account fits into our overall investing plan. The article discusses the benefits and possible drawbacks of trading using borrowed funds. We will find that margin can increase both our gains and losses, highlighting the importance of prudent risk management and financial literacy. We can learn effective tactics by studying how well-known investors like Warren Buffett use Other People's Money (OPM) to increase investment returns. These illustrations highlight how crucial discipline, financial education, and wise investing methods are to minimizing financial catastrophes. Finishing reading the article: https://masterinvestor.substack.com/p/use-good-debt-for-stock-trading Today, we're diving deep into what exactly margin is in day trading, its risks, and whether we should trade with a margin account. Go to www.masterinvestor.education for more services and products. SUBSCRIBE, COMMENT, AND SHARE. Get in our inner circle with one of a digital course to help anyone build the asset column through sound investing: htttps://www.masterinvestor.money Get our ebooks: 1- How to build cash flow with the internet? Turn Passive Income On: https://www.masterinvestor.money 2- The 10 new Rules Of Money: https://bit.ly/10newrulesofmoney 3- How to invest in crypt to build wealth? Understanding Bitcoin and Blockchain: https://bit.ly/howtoinvestincryptotob... You can get them on Amazon too if you would like too, available on the kindle app. As we say here, “Money is just an idea backed up by confidence.” An asset puts money in your pocket. A liability takes money out of your pocket. The simple definition of a fake asset is one that promises to make us richer but in actuality robs us blind. We need three things: 1- Capture Page (www.masterinvestor.education/pages/affiliate) 2- Email Auto Responder (www.masterinvestor.education/pages/affiliate) 3- Hot leads (www.masterinvestor.education/pages/affiliate) Then, we need to offer something of value in exchange for their email and name. Then, after we obtained the visitors of our capture page's information and email address. The effectiveness of an online business system Like, comment, and subscribe. Join our community here: https://www.masterinvestor.education Join Mater Investor's community, subscribe. DISCLAIMER: This video and description may contain affiliate links, which means that if you click on one of the product links, we receive a commission. This helps support the channel and allows me to continue to make videos like this. We will never support or push a product we don't believe in. Thank you for your support! --- Support this podcast: https://podcasters.spotify.com/pod/show/masterinvestor/support

 Also known as Indian ginseng,Normalizes cortisol levels, which reduces the stress response.Reduces inflammation.Reduces cancer risks.Improves memory.Improves immune function and anti-aging properties.Eases stress and anxiety.Improves sleepImprove sexual function in womenBoosts Fertility and Testosterone Levels in Men.7 Science-Backed Health Benefits of AshwagandhaResearch on Ashwagandha continues to evolve as scientists around the world study its efficacy against a variety of ailments.Here are a few science-backed benefits of Ashwagandha.1. Relieves Stress and AnxietyAshwagandha is perhaps best known for its stress-relieving properties. Several studies highlight this advantage, observing Ashwagandha's ability to decrease participants' stress and anxiety levels significantly.One particular study indicated that Ashwagandha can benefit sleep quality as well—researchers confirmed participants slept much better with doses of the herb compared to placebo doses[4].2. Lowers Blood Sugar and FatA couple of small clinical studies found ashwagandha to be helpful in reducing blood glucose levels and triglycerides (the most common type of fat in the blood)3. Increases Muscle and StrengthResearchers continue to study ashwagandha's efficacy in improving strength and muscle size. One study found participants experienced increased speed and strength. Another study observed an increase in muscle power.4. Improves Sexual Function in WomenAt least one clinical study indicates ashwagandha can benefit women experiencing sexual dysfunction[10]. The administration of ashwagandha resulted in significant improvements in arousal, lubrication, orgasm, and satisfaction, as self-reported by the participants. It also significantly improved the number of successful sexual encounters and improved metrics of distress around their sex lives and sexuality.5. Boosts Fertility and Testosterone Levels in MenAshwagandha may also provide reproductive benefits for men. Administering ashwagandha to infertile men has been shown to improve sperm quality significantly by rebalancing reproductive hormone levels.Separately, in a stress-related ashwagandha study, researchers found the herb increased testosterone levels in male but not female participants. 6. Sharpens Focus and MemoryAshwagandha may help improve cognition, memory, and the ability to perform motor responses after instruction. 7. Supports Heart HealthAt least two studies have shown that ashwagandha can increase VO2 max levels, which is the maximum amount of oxygen you take in while physically exerting yourself. Risks and Side Effects of AshwagandhaAshwagandha is a safe and non-toxic plant, but there are a few factors to consider before adding it to your diet.Do you take other medications? It's a good idea to let your doctor(s) know if you want to add something new to your health routine, including ashwagandha. If you're already taking other medications, ashwagandha may enhance or weaken their effects.Are there other conditions to consider? Ashwagandha may be unsafe if you are pregnant, breastfeeding, immune compromised, soon undergoing surgery, or have a thyroid condition. What dosage should I take? Experts say that bodies may not absorb all of a 300-milligram dose of ashwagandha, for example. Larger doses may even trigger unwanted side effects, such as vomiting and diarrhea. Instead, take smaller doses more frequently to benefit most from its balancing effects. I take ashwagandha from Himalaya Herbs.My Video: Ashwagandha the wonder herb from India https://youtu.be/cig8uJFMwjkMy Audio: https://divinesuccess.net/wp-content/uploads/2021/Podcast4/Ashwagandha-the-wonder-herb-from-India.mp3

Our Berlin Marathon Experience: A Life-Saving Moment In this podcast episode, we share the incredible story of our friend, Dr. Eliza Pierko, a sports medicine physician. During her fifth marathon in Berlin, we were amazed to learn how she stopped at mile 21 to administer CPR to a fellow runner who suffered cardiac arrest. Despite this unexpected challenge, she resumed the race and achieved a personal best. We dive into this remarkable life-saving event, emphasizing the importance of CPR knowledge and highlighting Dr. Pierko's journey, including her recovery from a severe ankle injury. As hosts, we reflect on the heroic nature of Dr. Pierko's actions and encourage our listeners to learn CPR, showing that with the right training, any of us can save a life Thanks for tuning in, friends! Please sign up for our SUBSTACK For more episodes, limited edition merch, to send us direct messages, and more, follow this link!  Connect with us: Website: https://yourdoctorfriendspodcast.com/ Email us at yourdoctorfriendspodcast@gmail.com @your_doctor_friends on  Instagram - Send/DM us a voice memo or question and we might play it/answer it on the show or on socials! @yourdoctorfriendspodcast1013 on YouTube @JeremyAllandMD on Instagram, Facebook, and Twitter/X @JuliaBrueneMD on Instagram 00:00 Introduction and Teaser 00:21 Meet Dr. Elisa Pierko 00:54 The Berlin Marathon Incident 02:08 Interview with Dr. Elisa Pierko 04:35 Dr. Pierko's Running Journey 07:32 The Day of the Marathon 09:37 The Emergency Response 12:31 Reflecting on the Experience 18:37 The Importance of Immediate CPR 19:32 Calling for Help and Team Coordination 20:47 Administering the Shock 22:10 Continuing the Marathon 22:44 Emotional Aftermath 25:28 Support from the Running Community 31:33 Reflecting on the Experience 33:30 Encouraging CPR Training

Administering elections has always been important. The stakes are high to get it right. For decades, the high stakes mostly weren't linked to high tension. But these days, as so many Americans insist the 2020 presidential election was stolen, election workers in some battleground states face threats and harassment.  We speak with Jared DeMarinis, Maryland state administrator of elections, about election security and combatting mis- and disinformation. The deadline to register to vote online or by mail is about six weeks away: Oct. 15. Early voting is set for the last week in October, Oct. 24 through 31. Election day is Nov. 5. Links:Rules and Information for VotersReporting Dis/MisinformationElection Judges FormDo you have a question or comment about a show or a story idea to pitch? Contact On the Record at: Senior Supervising Producer, Maureen Harvie she/her/hers mharvie@wypr.org 410-235-1903 Senior Producer, Melissa Gerr she/her/hers mgerr@wypr.org 410-235-1157 Producer Sam Bermas-Dawes he/him/his sbdawes@wypr.org 410-235-1472

No more headaches with managing your leave process. Head over to Cocoon.com/hr to learn more and get up to a fifty percent implementation fee discount. In this episode, JoDee and Susan discuss employee resource groups (ERGs) with Andrew Holbrook, Chief Accessibility Officer at Wells Fargo. Topics include: Different names for employee resource groups The most common ERGs The responsibilities of Andrew's role as Chief Accessibility Officer The value of ERGs Where to start if you want to create ERGs in your organization How the business should engage with ERGs Concerns and problems that can surface with ERGs External resources for mapping out your ERG strategy ERG success stories In this episode's listener question, we're asked whether it's appropriate for an HR professional to have unprofessional social media in their personal lives. In the news, there's a rising trend in promotions without pay raises, or "dry promotions." Full show notes and links are available here: https://getjoypowered.com/show-notes-episode-202-creating-and-administering-employee-resource-groups/ A transcript of the episode can be found here: https://getjoypowered.com/transcript-episode-202-creating-and-administering-employee-resource-groups/ To get 0.50 hour of SHRM recertification credit, fill out the evaluation here: https://getjoypowered.com/shrm/ Become a member to get early access to episodes, video versions, and more perks! Learn more at patreon.com/joypowered Connect with us: @JoyPowered on Instagram: https://instagram.com/joypowered @JoyPowered on Facebook: https://facebook.com/joypowered @JoyPowered on LinkedIn: https://linkedin.com/company/joypowered Sign up for our email newsletter: https://getjoypowered.com/newsletter/ 

In this episode, we discuss a critical topic that could save lives: what to do when someone's heart stops. Have you ever wondered what you would do if someone near you had a heart attack? Would you know how to perform CPR or use an AED (automated external defibrillator)? We dive deep into the importance of these life-saving techniques, the basics of how to use an AED, and why even untrained individuals should step in during an emergency. Mentioned in this episode:Ralph Estep, Jr.Ask Ralph PodcastFinance from a Christian point of viewIf you would like to have the expanded notes on today's episode, along with the links mentioned in the episode, you'll find them at practicalprepping.info/482If you find value in the podcast, would you be willing to give back a little?You can do that one of two ways (or both).(1) Buy Us A  Cup of Coffee --->  CLICK HERE          OR(2)  By starting your Amazon shopping from our website? --->  CLICK HERE               (We earn from qualifying Amazon purchases)Contact us:Practical PreppingWebsite: www.practicalprepping.infoEmail at info@practicalprepping.infoOur Sponsors:Magic Mind Productivity Shotshttp://www.magicmind.com/practicalpreppingUse discount  code "practical"Contingency Medical - resource for antibioticshttps://contingencymedical.com/practicalProLine Digital Grouphttps://www.prolinedigitalgroup.comEmail: info@prolinedesigns.usAURA - Your total online protection against identity theft , and for VPN.Jim Curtis Kniveshttps://www.facebook.com/JimcurtisknivesEmail Jim:  j.curtis7mm@yahoo.comPodcast music written and recorded by Krista LawleyWebsite design and hosting by ProLine Digital Group.Podcasts Copyright 2024, P3 Media Group, and Practical Prepping Podcast

Embracing Correction - Loving God With All Our Minds Introduction: Today, we delve into a crucial aspect of our spiritual journey - embracing correction and rebuke. This message is part of our "Love Returned Series," where we explore how to love God with all our minds. Let's open our hearts and minds to the wisdom of Proverbs as we learn the importance of correction and how it shapes our lives. I. Understanding Correction and Rebuke Scripture: Proverbs 1:22-27, 6:23, 15:33 In Proverbs 1:22-27, we find a stern warning against rejecting wisdom and correction. It says, "How long will you who are simple love your simple ways? How long will mockers delight in mockery and fools hate knowledge?" The passage goes on to describe the consequences of ignoring wisdom – calamity, distress, and disaster. Correction, then, is God's way of steering us away from these pitfalls. Proverbs 6:23 further illuminates this by saying, "For this command is a lamp, this teaching is a light, and correction and instruction are the way to life." Correction lights our path, helping us to avoid mistakes and learn the way of life. Proverbs 15:33 reminds us that "Wisdom's instruction is to fear the Lord, and humility comes before honor." Accepting correction requires humility, which in turn brings honor. II. The Benefits of Rebuke and Correction Scripture: Proverbs 9:9, 10:17, 15:5, 15:31, 17:10, 19:25, 25:12, 27:5 Embracing correction brings numerous benefits. Proverbs 9:9 says, "Instruct the wise and they will be wiser still; teach the righteous and they will add to their learning." Correction is a lamp that leads to life (Proverbs 6:23), a path to wisdom (Proverbs 15:5), and a way to grow in understanding and righteousness. When we listen to constructive criticism, we dwell among the wise (Proverbs 15:31). A single rebuke does more for a person of understanding than a hundred lashes for a fool (Proverbs 17:10). Embracing correction refines us, making us like gold (Proverbs 25:12), and is better than hidden love (Proverbs 27:5). III. Consequences of Despising Rebuke and Correction Scripture: Proverbs 1:22, 11:14, 13:1, 13:18, 15:10, 15:12, 15:32, 19:29, 22:15, 26:3, 29:1 On the flip side, despising correction has dire consequences. Proverbs 1:22 tells us that those who hate knowledge are simpleminded. Rejecting correction leads to poverty and disgrace (Proverbs 13:18), and ultimately, death (Proverbs 15:10). A mocker refuses to listen to correction (Proverbs 13:1), causing them to go astray and harm themselves (Proverbs 15:32). Ignoring correction results in punishment (Proverbs 19:29) and leads to foolishness (Proverbs 22:15). Proverbs 29:1 warns, "Whoever remains stiff-necked after many rebukes will suddenly be destroyed—without remedy." IV. The Fool vs. The Wise Scripture: Proverbs 1:22, 1:24, 9:7, 9:8, 10:17, 12:1, 15:10, 28:23 Proverbs draws a sharp contrast between the fool and the wise. The fool hates knowledge (Proverbs 1:22), mocks correction (Proverbs 9:7), and looks to harm those who correct them (Proverbs 9:8). They don't listen and go astray (Proverbs 10:17), and it's considered stupid to hate correction (Proverbs 12:1). In contrast, the wise pay attention to counsel and are on the path of life (Proverbs 10:17). They appreciate good advice (Proverbs 20:5) and value criticism over flattery (Proverbs 28:23). V. Correcting Children Scripture: Proverbs 1:23, 1:27, 5:1-2, 13:1, 15:5, 19:18, 23:13-14 God's wisdom also extends to parenting. Proverbs 1:23 encourages us to instruct our children to help them be wise and avoid calamity. A wise child accepts their parent's discipline (Proverbs 13:1), while a fool despises it (Proverbs 15:5). Discipline is necessary to save our children's lives (Proverbs 19:18, 23:13-14). VI. Administering and Receiving Correction Scripture: Proverbs 3:11-12, 9:10, 16:22, 24:23 As followers of Christ, we must administer correction with love and humility. Proverbs 3:11-12 tells us not to despise the Lord's discipline, for it comes from His love for us. We should correct with wisdom and not waste it on those who scorn it (Proverbs 9:10, 16:22). Avoid favoritism in correction (Proverbs 24:23). Receiving correction should be done with an open heart, recognizing it as coming from the Lord (Proverbs 3:12). We should not reject it, for doing so leads to straying from the right path (Proverbs 10:17). Conclusion: Let us embrace correction and rebuke with humility and love, recognizing it as God's way of guiding us towards wisdom and life. As we grow in understanding, let us remember that true love for God involves loving Him with all our minds, including accepting His correction. May we be like the wise, always eager to learn and grow, and may our lives reflect the light of God's wisdom. Amen. -- Praise Tabernacle Dr. Joshua Kennedy,  Pastor 2235 Ocean Heights  Egg Harbor Township, NJ 08234 pastorjosh@praisetabernacle.com praisetabernacle.church  (609) 927-4560(w), (609) 402-8869(c)  

Greetings Glocal Citizens! This week we're going full circle with Zimbabwean-American, Vimbo Watson. Born in Zimbabwe, Vimbo's family relocated to the US before she spoke her first words. Nonethless, her mother tongue has remained in her heart and has been a foundational part of fullfilling a life-long passion to uplift people and especially those ini need back home. After a career in education as a teacher and principal, she's now applying her administrative talents as the Director of Development for Kuda Vana Partnership (https://www.kudavana.org) an American-Zimbabwean non-profit operating a children's home and school in Zimbabwe. A passionate speaker and professional development provider she often translates her enthusiasm for learning and education into teaching others how to make time for wellness and self-care in their daily lives. Where to find Vimbo? On LinkedIn (https://www.linkedin.com/in/vimbo/) On Instragram (https://www.instagram.com/vimbowatson/) On Facebook (https://www.facebook.com/vimbowatson) On Youtube (https://www.youtube.com/@VimboVivien/featured) What's Vimbo reading? Platonic: How the Science of Attachment Can Help You Make--and Keep--Friends (https://a.co/d/3M4FuOe) by Marisa G. Franco PhD Atomic Habits (lin https://jamesclear.com/atomic-habits) by James Clear Drowning (https://a.co/d/a9sRbeu) and other books by T.J. Newman (https://tjnewmanauthor.com) Books by Brené Brown](https://brenebrown.com) The Art of Gathering (https://www.priyaparker.com/book-art-of-gathering) by Priya Parker The Lazy Genius Way (https://www.thelazygeniuscollective.com) by Kendra Adachi Other topics of interest: Mutare, Zimbabwe (https://en.wikipedia.org/wiki/Mutare) Clans and Totems in Zimbabwean Culture (https://beingafrican.com/clans-totems-in-shona-culture/#:~:text=Referred to as Mutupo in,believed to be your totem.) On Trauma-focused Therapy (https://www.verywellmind.com/trauma-therapy-definition-types-techniques-and-efficacy-5191413) Special Guest: Vimbo Watson.

David Heurtel is joined by Neil Drabkin, is a lawyer who served as federal prosecutor and a political commentator who was a chief of staff in the Harper government and Anne Lagace-Dowson, political analyst on The Big 5. McGill's downtown University campus is closed as the Pro-Palestinian encampment is being dismantled. Several boroughs of Montreal discourage their employees, even those trained in first aid, from administering naloxone, an antidote against overdoses Santé Quebec's “top gun” Geneviève Biron has not yet chosen her vehicle as the big boss.

In the past couple of episodes, we'd gone over what Apache Kafka is and along the way we mentioned some of the pains of managing and running Kafka clusters on your own. In this episode, we discuss some of the ways you can offload those responsibilities and focus on writing streaming applications. Along the way, […]

In the past couple of episodes, we'd gone over what Apache Kafka is and along the way we mentioned some of the pains of managing and running Kafka clusters on your own. In this episode, we discuss some of the ways you can offload those responsibilities and focus on writing streaming applications. Along the way, […]

Trismus: A Potential Complication of Administering Local Anesthesia By Tanya L. Smith, RDH, BS Original article published on Today's RDH: https://www.todaysrdh.com/trismus-a-potential-complication-of-administering-local-anesthesia/ Need CE? Start earning CE credits today at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://rdh.tv/ce⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get daily dental hygiene articles at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.todaysrdh.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow Today's RDH on Facebook: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/TodaysRDH/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow Kara RDH on Facebook: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.facebook.com/DentalHygieneKaraRDH/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow Kara RDH on Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/kara_rdh/⁠⁠⁠⁠⁠

Join a panel of three experts in various areas of trust administration, including drafting, trusteeship, and fiduciary litigation. The panelists will delve into strategies for managing poorly drafted trusts and navigating worst-case scenarios that could lead to litigation. Topics will span from the initial drafting of the trust document to termination, offering comprehensive coverage of aspects in between.    Questions? Inquiries about program materials? Contact Trenon Browne at tbrowne@bostonbar.org

In this episode, HBW chats with John Hite of the leading producer responsibility organization administering three Extended Producer Responsibility laws launching next year. With a 1 July deadline to register for his PRO, Circular Action Alliance, Hite discusses steps companies should take now, how his organization will assist producers and expectations on fee collection.

There is a turf war between veterinarians and non-veterinarians, both wanting to provide horses with preventive dental care. It started in the late 1990s and has gained protection behind laws meant to protect horse owners. But is there proof that any approach to floating is better than another? Or is it just positioning based on territorialism? I used the following script to make this podcast, but I also added to it freely to emphasize several points. This podcast is more formal than usual because I am reading a script I wrote in response to a graduate of my dentistry school challenged by the Veterinary Medical Association of her area. She is a non-veterinarian working in equine dentistry. Most of the United States allows individual states to determine what a profession is, and most states broadly state that veterinarians are the ones to perform medicine, surgery, and dentistry on any animal. This statement includes fish, reptiles, birds, and any other animal other than humans. It is the prerogative of the veterinary board to investigate anyone who does any work on any animal in their state. However, routine care of animals, including preventive medicine, is usually avoided. You can purchase and administer vaccines and dewormers, adjust angles on hooves, apply therapeutic shoes, prepare any mixture of medicinal supplements, breed horses, deliver foals, apply linaments, clip the hair of horses not shedding, splint crooked legs of foals, adjust bones, massage muscles, use red light, PEMF, and a dozen more things to a horse without being a veterinarian. But you cannot remove the unworn parts of the cheek teeth in horses, digging their sharp edges into the tongue and cheeks and causing pain with every movement of their jaw and tongue. I have been training veterinarians and non-veterinarians in the technique of Horsemanship Dentistry. My definition of this form of working on the teeth of horses is as follows: 1) Removing sharp points from horses' cheek teeth by filing them to a smooth edge is commonly called "floating teeth" but is also known as odontoplasty. The root cause of most dental problems is pain in the tongue and cheeks caused by sharp enamel points. Therefore, routine maintenance of the horse's teeth removes pain from these sharp points. Secondary to the removal of sharp points is finding pathology and addressing this. 2) Administering sedatives to horses for routine floating is unnecessary; instead, horsemanship skills are used for 97% of horses (from annual data consistent over the past decade). The remaining 3% are horses that are reactive to pain, fear the process, or have a painful procedure done, such as extracting a fractured cheek tooth. With those, I administer pain and anxiolytic medications. My name is Geoff Tucker, and I am a veterinarian who graduated from The New York State College of Veterinary Medicine (Cornell) in 1984. I have worked professionally with horses since 1973, starting on a Saddlebred farm in Ohio and moving to a Thoroughbred breeding and training farm in New York that same year. I completed my undergraduate degree at Cornell University in 1979 and graduated from veterinary school in 1984. In my autobiography, I tell my story: "Since The Days Of The Romans; My Journey Of Discovering A Life With Horses." It's available on Amazon, and I have also read it here on "The Horse's Advocate Podcast." While in veterinary school, my mentor told me the importance of maintaining horses' teeth. With him, I floated my first horse in 1983 and made this a part of my practice in 1984. Since then, I have logged the number of horses I have worked on or who I have taught. In February 2024, I recorded my 80,000th horse. But I always continued learning about horses' teeth and oral cavities. I have attended many continuing education courses offered by veterinary professional organizations in person or online.  The New York State Equine Practice Committee invited me to join them in 1996. The reason for this invitation to the board, they told me, was because I performed more dental care on horses in NY than any other vet at that time, and veterinarians were becoming interested in claiming this aspect of horse care for themselves. Non-veterinarians did much more, including all the racehorses at Belmont, Aqueduct, and Saratoga. As one board member stated, this discrepancy between veterinarians and non-veterinarians floating horses was because no good horse vet has time to add floating teeth to their busy schedule. There was one practitioner on the board who, at that time, was stating that only veterinarians should be floating horse teeth. I and the others were somewhere in the middle of these two thoughts. We could not reach a consensus, and we dropped the discussion, knowing it would require much more work than anyone wanted to do for an issue being done well by non-veterinarians.  The interest of the practice committee and the NY veterinary board came from the introduction of sedation and power floating equipment, and veterinarians started claiming their position from the non-veterinarians to broaden their base. There was no discussion that a non-veterinarian was less able to float teeth, nor were non-veterinary dentists cheating owners with poor quality of service. Cases of lapses in integrity came from both sides, mainly because floating horse teeth is hard work and requires horsemanship skills, and visualization of the finished float by the horse owner is within the depths of the mouth. In 1999, I attended the Ocala Equine Conference, where a non-veterinarian spoke about filling cavities in horses' cheek teeth. I was shocked when he stated, without any evidence, that horses would live, on average, five years longer if we all started performing this procedure. This same man was later banned from working on horses in several states, became the president of the IAED (International Association of Equine Dentistry), and became the director of equine dentistry at the University of California - Davis veterinary school. While this non-veterinarian was working at this vet school teaching veterinary students, he caused injury to a client's horse. According to her (she emailed and called me all of this information), the man was sued, and then he and the director of the veterinary hospital who had hired him were fired from the school. On another front, a non-veterinary equine dentist taught non-veterinarians how to float teeth in South Dakota in the late 1980s and 1990s. He was vocal that veterinarians should not be allowed in the horse's mouth because they had no training. His voraciousness upset the veterinary board, forcing him to leave the state and reestablish his school in Idaho.  Throughout the turf battle of who should be allowed to float teeth, I continued to apply and improve my skills throughout New York. In 1984, no textbooks on equine dentistry were available except one written by a non-veterinarian: "Sound Mouth, Sound Horse," by Ed Gager (published in 1983). Toward the end of the century, more veterinarians started to stand for horse owners' protection by demanding that only veterinarians work on horses' teeth. More textbooks by veterinarians came in 1998 through 2011, but few have come since. In the United Kingdom, veterinarians and non-veterinarians made up an exam so that non-veterinarians passing the exam would be listed officially and allowed to float horse teeth.  In 2002, I flew to Glasgow, Scotland, to attend the annual BEVA (British Equine Veterinary Association) conference, which focused on horse dentistry. I attended because of this subject, but I was one of only two veterinarians interested in equine dentistry traveling from the United States to attend. When the conference coordinator heard about my presence, she arranged for me to have a one-on-one lunch with Professor Paddy Dixon of the Veterinary College at Edinborough, Scotland. He has authored or co-authored more published papers and textbooks on Equine Dentistry and the teeth of horses than anyone. He presented the Frank J Milne State Of The Art lecture to the AAEP (American Association of Equine Practitioners), the highly prestigious, invitation-only lecture, where he discussed the evolution of the horse and equine dentistry. The interest could have been better, as seen by the mostly empty seats in the 1000+ seat lecture hall. The following day, he joined a panel discussing equine dentistry, which maybe had 80 people attending. Only the best get invited to give this talk at the AAEP conference, yet very few attended. This is because (then and now) only a few equine veterinarians are interested in equine dentistry. Let me address this. There is a crisis in equine veterinary medicine, where only 1.4% of all veterinary graduates in the United States (58 out of 4000 in 2023) go into a practice limited to horses. Of these, 50% quit within five years (these statistics are found on the AAEP and the AVMA (American Veterinary Medical Association) websites. The number of new veterinarians entering horse practices is less than those leaving, and the AAEP and the AVMA are moving fast to entice new graduates to join our ranks and, more importantly, stay. They do this by increasing the starting salaries, among other incentives. The cost of employing veterinarians or maintaining the horse practice places more pressure on owners to generate an income. Some look to dentistry to help with their profits, which is a good plan, but there are drawbacks. One of the first hurdles to becoming good at equine dentistry is becoming good at doing this. It is a skill that takes time to improve and becomes more challenging when the patient moves or objects. The solution for many is to sedate the horse automatically, doing nothing for the pain they are experiencing. Is this the best option for the horse? How does any medication affect horses that are healthy or who have underlying conditions, such as metabolic syndrome or gut ulcers? All medicines, such as antibiotics, antiinflammatories, and sedatives, cause a change in the gut microbiome (dysbiosis), leading to malabsorption and even ulceration. Would a technique that floats the horse while minimizing their pain without medication be better? Another hurdle is the lack of scientific evidence proving the causation between any dental disease espoused by the American Veterinary Dental College—Equine and their solution. For example, recently, a board-certified veterinary equine dentist suggested that removing all incisor teeth is an acceptable treatment for a disease (EOTRH) they don't have a cause for, nor any proof that tooth removal is more than palliative. Worse, alternative options with a history of helping these horses are not only not mentioned but laughed at publically, as I heard several times at the AAEP meeting with Dr Dixon—laughed at! An even more complex problem exists in areas where only veterinarians are allowed to float teeth. This limitation prevents horse owners from choosing what is best for their horses without evidence of a superior technique (hand floating without medication versus power equipment on restrained and sedated horses). Many owners do not want their horses automatically drugged, often to the point that they fall to the ground. They don't want their horses immobilized through medications, speculums, braces, stocks, and helpers holding their heads. However, with the restrictions imposed by government regulations, the horse owners have only three choices: They don't have their horses' teeth maintained. Suffer through a technique they don't like. Ship their horses to a place where floating is legal. This last choice places a financial and time burden on the horse owner and increases the horse's risk. The first choice neglects the pain the horse suffers from sharp teeth but addresses the suffering the owner goes through as their horse becomes an object. Further, what if the horse owner feels that the veterinarian isn't good at this job? They can't mention this observation because there are too few veterinarians willing to come to their farm as it is without offending the floating veterinarian with their concern about their competency. Worse, many veterinarians include dentistry in their annual wellness visit, forcing the techniques veterinarians use on the horse and owner because of the discount given for the wellness visit package.  In other words, forcing horse owners to use a veterinarian for routine dental maintenance performed for over 100 years by non-veterinarians is unfair to owners wanting to use a time-tested approach to dentistry for their horses. But let's look at time-tested, observational, anecdotal evidence and ask if it is better or worse than peer-reviewed, randomized, controlled trials (RCT). The first thing to do is find quality RCT papers in equine dentistry; none are available. Quality comes from various factors including, but not limited to, confounding variables, the power of the study (how many horses), the statistical analysis (significance), and bias of the subjects and the study in general. The papers and texts I read on dentistry in horses published in veterinary journals or presented at veterinary conferences are mostly case reports or collections of case reports to establish a pattern. These collections often have dozens to hundreds of horses nicely grouped by age, breed, or pathology. Occasionally, an RCT appears with 10 to 20 horses selected due to age or breed, and an attempt to show causality made using poorly formed statistics for all horses on the planet. It is ridiculous to think that a dental disease studied in Thoroughbreds stabled at a race track eating pounds (kilos) of grain will have any association with the outcome of horses living in another country fed differently with a different use. No RCTs determine the long-term outcomes of floating teeth using any technique. This statement means no person can accurately say what is best for horses regarding their dental care. All there is is anecdotal evidence and observational studies. Yet, in the past 25 years, no governing body has asked me to contribute my accumulated knowledge from 41 years of looking at 80,000+ horses. Instead, they say I do not "fit the standard of practice," according to a handful of people unwilling to find the answers needed to help the horse. These same few people determine the laws based on no scientific evidence of what they say. There are good and bad equine dentists, regardless of having a degree in veterinary medicine. What counts is experience, but more importantly, sharing this experience. I have done so since 2007 on all social media platforms, several websites, and my podcast. Horse owners know there are other approaches to dentistry, but because of laws, they cannot use them. Veterinarians are worried about their practice, either in the solvency or their credibility, if non-veterinarians float teeth. However, we became horse vets to help horses, and we can do this by using non-veterinarians to be our eyes on the dental issues of the horses we care for. Legislation in the US states where non-veterinarians are allowed to work on horses' teeth states that they only use hand floats and do not give any medications. Allowing them to work frees up the veterinarian's time. They can even be part of the practice, bringing in a portion of that income without the time needed to perform the routine float. With training, non-veterinarians are sentinels for further problems, and the veterinarian can apply the training and skills required to address the pathology. This approach of working together becomes a win-win for the horse, the horse owner, the non-veterinary floater, and the veterinarian. Further, in an age where the supply of equine veterinarians is shrinking, and their location of care is focused on urban areas, the following can occur: Horse owners will be more willing to provide their horses with the necessary routine care, which is a win for horses. More people can make a living income in the horse industry by providing horse maintenance, which farriers have done. The vet can employ a non-veterinarian to increase their income by offering floating through their practice. The owner can choose between the non-veterinarian's hand floating or the veterinarian's "advanced" approach. The horse owner can feel confident that if pathology is discovered by the routine floating, the veterinarian can follow up. After 51 years of working with horses and 41 years of floating their teeth, it is becoming evident that the turf battle between the veterinarian and the non-veterinarian over who should be floating horses is doing nothing but making it difficult for horse owners to get the routine care they need. We can create a better solution for our horses if we all start working together. More horse vets are needed, especially in rural areas, to provide basic care, but the number of them is growing smaller. Owners cannot afford the time or money to ship their horses to a clinic for this routine care, and they don't have the skills, and possibly the physical ability, to float horses. Horsemanship dentistry is teachable and can be done effectively without medication. I know this because of my experience with the number of horses I have floated and the success of students learning this technique.  A simple fact about horses' teeth remains: If a horse is chewing, the teeth need doing (floating). With the decline in available horse vets in rural areas, their work is spread thin among the horse population. Non-veterinarians are performing a needed service, and veterinarians can learn to work with them as they have with other non-veterinary horse professionals. They are not there to diagnose, but as primary service providers with eyes and ears, they can help promote the local veterinarian for things they are well trained for.

In a discussion with CancerNetwork® at John Theurer Cancer Center, Gregory Charak, MD, highlighted advancements in surgical treatment strategies for patients with colorectal cancer (CRC) as well as other ongoing challenges in the field. Specifically, Charak, a board-certified colorectal surgeon at Palisades Medical Center and Hackensack University Medical Center of Hackensack Meridian Health, described how minimally invasive strategies such as laparoscopic and robotic surgery have become more prevalent in the field, which have appeared to confer improvements in pain and length of hospital stay for patients. Although these minimally invasive techniques are typically preferred in this population compared with open surgery, Charak stated that he would still employ the latter depending on factors such as tumor size. Charak also discussed the rise in CRC incidence among younger populations, which has impacted how practices conduct screening. He highlighted that patients who are in their late 20s or 30s receive recommendations to undergo colonoscopy in the event of weight changes or blood appearing in their stool, noting that he would not hesitate to perform screening even if there's a small but real possibility of disease. Regarding other treatment modalities in this population, Charak emphasized the potential benefits of neoadjuvant therapy. Administering neoadjuvant treatment with agents including cytotoxic chemotherapy and immunotherapy, for example, may help achieve negative-margin resections, thereby yielding less morbidity for patients. “It's a very exciting time to be a surgical oncologist. [There are] tremendous new treatment modalities coming down the pike. Immunotherapy, in particular, is extremely exciting because it's such an elegant way to treat cancer: to harness and augment the body's own defense system to eliminate a cancer rather than using cytotoxic chemicals or invasive surgery,” Charak said. “It's a beautiful thing. If we can get it to apply to more and more tumors and figure out how to make it work, it couldn't be more exciting.” 

During the 2024 Oncology Nursing Society Congress, CancerNetwork® spoke with multiple registered nurses about research they presented on safely administering treatment options such as CAR T-cell therapy and bispecific T-cell engager (BiTE) therapy in patients with multiple myeloma and other malignancies. Ishmael Applewhite, BSN, RN-BC, OCN, a registered nurse at the University of Rochester Medical Center, highlighted the management of adverse effects including peripheral neuropathy in patients with multiple myeloma undergoing treatment with ciltacabtagene autoleucel (cilta-cel; Carvykti). He discussed these treatment strategies in the context of a presentation he gave on findings from the phase 3 CARDITUDE-4 trial (NCT04181827), in which investigators assessed treatment with cilta-cel in those who were refractory to lenalidomide (Revlimid).1 According to Applewhite, cilta-cel may offer “another path” aside from standard treatment options such as chemotherapy and give “more time” to patients with multiple myeloma. Additionally, Leslie Bennett, MSN, RN, a nurse coordinator at Stanford Healthcare, highlighted the importance of identifying and mitigating cranial nerve palsy (CNP) in patients with multiple myeloma who are treated with cilta-cel. At the conference, Bennett presented data on CNP outcomes across various studies, which included the phase 1/2 CARTITUDE-1 trial (NCT03548207), phase 2 CARTITUDE-2 trial (NCT04133636), and phase 3 CARTITUDE-4 trial (NCT04181827).2 According to findings from this presentation, patients had CNP onset at a median of approximately 3 weeks after beginning treatment with cilta-cel. Most cases of CNP tended to occur in male patients. Kathy Mooney, MSN, RN, ACNS-BC, BMTCN®, OCN®,clinical program director at Johns Hopkins Hospital and Johns Hopkins Health System, spoke about a study designed to evaluate the feasibility and safety of using BiTE therapy to treat those with cancer in an outpatient setting.3 Mooney emphasized multidisciplinary collaboration among nurses, pharmacy providers, and social workers as part of monitoring patients for toxicity as they undergo treatment with BiTE agents. References 1.        Applewhite I, Elfrink G, Esselmann J, Lonardi C, Florendo E, Sidiqi MH. Efficacy and adverse events after ciltacabtagene autoleucel treatment in the CARTITUDE-4 as-treated population consisting of patients with lenalidomide-refractory multiple myeloma who received 1-3 prior lines of therapy. Presented at: 2024 Oncology Nursing Society Congress; April 24-28, 2024; Washington, DC. 2.        Bennett L, Kruyswijk S, Sidana S, et al. Incidence and management of cranial nerve impairments in patients with multiple myeloma treated with ciltacabtagene autoleucel in CARTITUDE studies. Presented at: 2024 Oncology Nursing Society Congress; April 24-28, 2024; Washington, DC. 3.        Mooney K, Allen N, Anderson K, Zukas A. Taking a BiTE out of hospital admission days using a team approach to managing patients at risk for treatment related toxicities. Presented at: 2024 Oncology Nursing Society Congress; April 24-28, 2024; Washington, DC.   

Administering erythromycin eye ointment to newborns is a standard procedure in the United States to prevent ophthalmia neonatorum. Ophthalmia neonatorum is a newborn eye infection that affects 1-2% of newborns in the United States. This infection can be caused by sexually transmitted infections, viruses, and bacteria. As with any intervention, there are pros and cons to consider. This episode examines the evidence on the efficacy and safety of erythromycin eye ointment so you can make an informed choice for your baby.     Thank you to our sponsors   Zahler goes above and beyond to use high-quality bioavailable ingredients like the active form of folate, bioavailable iron, and omega 3s. The Zahler Prenatal +DHA is my #1 recommendation for a high-quality prenatal vitamin. In April 2024 you can save 20% off the Zahler Prenatal +DHA on Amazon with the code PREPOD20. Plus email your order number and mailing address to vanessa@pregnancypodcast.com to get a free silicone baby bib. You can always see the current promo code for the Zahler prenatal vitamin by clicking here.   For a limited time only, you can get the 8 Sheep Pregnancy Survival Kit at $30 off, with free shipping within the US! Plus, save an additional 10% with the promo code PREGNANCYPODCAST. The Pregnancy Survival Kit includes a set of four handcrafted products that help with common pregnancy pains like pregnancy insomnia, restless legs, lower back and hip pains, leg cramps, swollen and achy legs and feet, and stretch marks. The amazing products from 8 Sheep are made with safe ingredients for you and your baby during pregnancy. Every product from 8 Sheep Organics comes with a 100-Day Happiness Guarantee, so you can try it risk-free.   40% off your first Hungryroot delivery and free veggies for life. Hungryroot is the easiest way to eat healthy. They send you fresh, high-quality groceries and simple recipes. Each order is fully customizable so you can take their suggestions or choose anything you want. They've got fresh produce, high-quality meat & seafood, healthy snacks, smoothies, sweets, ready-to-eat meals, kids' snacks and meals, and much more. Everything from Hungryroot follows a simple standard: it's gotta taste good, be quick to make, and contain whole, trusted ingredients.     Read the full article and resources that accompany this episode.     Join Pregnancy Podcast Premium to access the entire back catalog, listen to all episodes ad-free, get a copy of the Your Birth Plan Book, and more.     Check out the 40 Weeks podcast to learn how your baby grows each week and what is happening in your body. Plus, get a heads up on what to expect at your prenatal appointments and a tip for dads and partners.     For more evidence-based information, visit the Pregnancy Podcast website.

Newborns naturally have low levels of vitamin K at birth. The danger of low vitamin K levels is the risk of vitamin K deficiency bleeding. This is a rare but severe complication. You can decrease the risk of vitamin K deficiency bleeding by giving your baby a vitamin K shot shortly after birth. Administering vitamin K to newborns is standard in the United States and many other countries. As with any intervention, there are pros and cons to consider. This episode examines the evidence on the efficacy and safety of the vitamin K shot so you can make an informed choice for your baby.     Thank you to our sponsors   Zahler goes above and beyond to use high-quality bioavailable ingredients like the active form of folate, bioavailable iron, and omega 3s. The Zahler Prenatal +DHA is my #1 recommendation for a high-quality prenatal vitamin. In April 2024 you can save 20% off the Zahler Prenatal +DHA on Amazon with the code PREPOD20. Plus email your order number and mailing address to vanessa@pregnancypodcast.com to get a free silicone baby bib. You can always see the current promo code for the Zahler prenatal vitamin by clicking here.   Try AG1 and get a FREE 1-year supply of immune-supporting Vitamin D AND 5 FREE AG1 travel packs with your first purchase. Each serving of AG1 delivers your daily dose of vitamins, minerals, pre- and probiotics, and more. It's a powerful, healthy habit that's also powerfully simple.  (As a friendly reminder, pregnant or nursing women should seek professional medical advice before taking this or any other dietary supplement.)     Read the full article and resources that accompany this episode.     Join Pregnancy Podcast Premium to access the entire back catalog, listen to all episodes ad-free, get a copy of the Your Birth Plan Book, and more.     Check out the 40 Weeks podcast to learn how your baby grows each week and what is happening in your body. Plus, get a heads up on what to expect at your prenatal appointments and a tip for dads and partners.     For more evidence-based information, visit the Pregnancy Podcast website.

This episode of the Medical Spa Marketing Show dives into the concept of recurring revenue through membership or subscription models for medical aesthetics practices. It discusses the myriad benefits of introducing a membership model, including stabilizing revenue streams, enhancing client lifetime value, and fostering a deeper relationship with clients. The episode covers the importance of creating customized offerings that align with both the practice's capabilities and clients' skincare goals, and it provides practical insights into the types of services that can be included in membership packages. It also addresses the psychological aspects of consumer behavior, illustrating how memberships can lead to increased spending on treatments and products due to perceived savings and exclusivity. Additionally, the episode outlines a tiered approach to membership plans, emphasizing the strategic pricing and inclusion of diverse treatments to cater to different client needs. Practical tips on implementing, managing, and marketing membership programs effectively, including the use of automation and policies for cancellations and payments, are also discussed. Through this comprehensive guide, aesthetic business owners are encouraged to leverage membership models to achieve sustained growth and client satisfaction. 00:00 Introduction to Recurring Revenue for Aesthetic Practices 01:20 Understanding Membership Services for Aesthetic Practices 02:11 The Impact of Social Media on Aesthetic Practices 03:22 Benefits of Membership Models for Clients and Practices 04:41 Increasing Client Lifetime Value with Membership Models 06:36 Maximizing Client Satisfaction and Referrals 07:32 Exclusive Offers and Rates for Members 09:35 Attracting New Clients with Membership Services 12:11 Implementing Membership Plans in Your Practice 20:21 Administering and Managing Membership Services 26:44 Conclusion: The Power of Recurring Revenue Show notes: TheAestheticsJunkie.com/membershipsFollow us on Instagram: Instagram.com/theaestheticjunkie

Martha Dewey Bergren, editor of The Journal of School Nursing, interviews author Kimberly McNally to discuss the article, "School Nurses' Experiences and Roles in Promoting and Administering the HPV Vaccine: A Systematic Review Using the Socioecological Framework". The article can be found in Volume 40, Issue 1.   To view the article, click here.

Welcome back to another episode of Crawfordsville Connection! This week we are joined by Crawfordsville Fire Department (CFD) Deputy Fire Chief, Paul Miller and Medical Director, Dr. Varun Koneru. Deputy Chief Miller and Dr. Koneru share more about CFD's ability to administer whole blood by ground ambulance to trauma patients. This is an innovative process and will provide significant impact to our community. Dr. Koneru also shares with us some tips & tricks for this flu season! Yodel Community Calendar & News Feed: https://events.yodel.today/crawfordsville  To ask any questions about this podcast or to submit topic ideas, please email Sarah Sommer at ssommer@crawfordsville-in.gov

SHARE this podcast: https://anchor.fm/orthodox-bible-study — LINKS for all our podcasts: https://anchor.fm/orthodox-christian-teaching — VISIT our podcast DAILY ORTHODOX BIBLE STUDY: https://anchor.fm/orthodox-study-bible — E-MAIL: livebyfaith888@gmail.com — ON SPOTIFY: Send a message through the Q&A in the programme notes

If you're a new nursing graduate who's still exploring your career options, then you don't want to miss this episode!This week, you and I will be diving deep into the world of hemodialysis nursing; what it is, how it works, and everything in between.With almost ten years of experience in dialysis, I am here to guide you through the realities and rewards of this specialized field. This episode is set to become your all-access pass to the secrets no one tells you about hemodialysis nursing.I hope you're prepared to be both informed and inspired about your potential future in this dynamic and fulfilling profession.Are you ready?Let's dive in.Key Takeaways:  Introduction (00:00)What is hemodialysis? (01:22)Preparation for dialysis (02:38)Assessing the patient (03:57)Administering the treatment (05:37)Patient education (07:26)The importance of emotional support (08:10)Post-dialysis assessment (08:43)Dialysis turnover (09:09)Educational requirements (10:59)The impact on patients' lives (14:27)Additional Resources:

When chaos hits, most of us scramble, but not Michele Fuller. She paints a picture of resilience and focus as she recounts her journey toward her career's most impressive quarter despite staff turnover and a deluge of tasks. On this episode of Great Practice, Great Life, Steve's conversation with Michele, a seasoned attorney and entrepreneur, is a life vest for any professional grappling with their own disruptions, illustrating the profound difference between simply managing time and mastering focus management. Michele shares her tactical playbook on task prioritization, which can boost productivity and enrich life beyond the office walls. Have you ever wondered what it feels like to look a professional crisis in the eye and come out on top? Michele takes us through the eye of her storm, unpacking the mindset shifts and strategic decisions that are critical when “outworking the problem” just doesn't cut it. Maintaining cash flow, handling team dynamics, and safeguarding personal well-being are the pillars of her most financially rewarding period to date. The conversation offers practical wisdom for overcoming high-pressure scenarios with grace and emerging triumphant. We wrap up with Michele's insights on the power of reflection and strategic planning's role in ensuring a thriving practice that doesn't come at the cost of burning out. She credits coaching and support from Atticus in her journey, emphasizing the impact of the right tools and habits when managing chaos and striving for outstanding results. Michele's story is a masterclass in focus and balance, tailored to inspire lawyers and professionals alike towards achieving a rewarding career and life vitality. In this episode, you will hear: Michele Fuller's strategy for the most successful quarter despite staff shortages and challenges Emphasizing focus management over traditional time management Her approach to overcoming professional crises The importance of mindset, managing chaos, and maintaining steady cash flow while ensuring personal well-being How The My Great Life® Planner helps with daily and weekly planning, managing professional responsibilities, and safeguarding weekends for personal time Weekly reflection practices for personal and professional growth that lead to creating actionable items and improved future performance Prioritizing cash flow and top goals for a productive week Using tools like the Cash Flow Focuser and calendar blocking to hone in on valuable cases and manage time effectively The importance of self-care and time management to maintain balance in high-pressure careers Michele credits her success to coaching, support from Atticus, and the right tools and habits for managing chaos and achieving balance between a thriving legal career and a fulfilling personal life Follow and Review: We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Simply select “Ratings and Reviews” and “Write a Review” then a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast. Supporting Resources: Michele Fuller: Adjunct Practice Advisor & Attorney: atticusadvantage.com/our-team/michele-fuller My Great Life® Planner: atticusadvantage.com/product/my-great-life-planner Dominate Your Market: atticusadvantage.com/what-we-do/dominate-your-market Group Coaching Programs: atticusadvantage.com/what-we-do/coaching-growth-programs Great Practice. Great Life.® by Atticus® – 039: From the Kitchen Table to Representing the State of Michigan with Michele Fuller: atticusadvantage.com/episode039 Michigan Law Center PLLC: www.michiganlawcenter.com Administering the California Special Needs Trust: A Guide for Trustees and Those Who Advise Them by Kevin Urbatsch and Michele Fuller: a.co/d/jifEPQx Administering the Michigan Special Needs Trust: A Guide for Trustees and Those Who Advise Them by Kevin Urbatsch and Michele Fuller: a.co/d/7eRcEZ8 The Life-Changing Magic of Tidying Up: The Japanese Art of Decluttering and Organizing by Marie Kondo: a.co/d/j3EzM4K Episode Credits If you like this podcast and are thinking of creating your own, consider talking to my producer, Emerald City Productions. They helped me grow and produce the podcast you are listening to right now. Find out more at https://emeraldcitypro.com Let them know we sent you.

AABP Executive Director Dr. Fred Gingrich is joined by Dr. Reinaldo Cooke, a professor at Texas A&M Animal Sciences Department. Cooke was one of the investigators on a paper published in the AABP Bovine Practitioner Volume 57 Number 2, “Effect of maternal bovine appeasing substance on health and performance of preweaned dairy calves”.  Maternal appeasing pheromone is secreted by the mammary gland of all lactating animals and the MBAS is an analog of that pheromone for use in cattle. The substance has an appeasing or calming effect on calves. This study was done on a commercial dairy in the northeast U.S. to evaluate health outcomes in treated vs. untreated calves. Application of MBAS decreased the incidence of diarrhea (71% in controls and 59% in treated calves) and decreased mortality (7.8% in controls and 2.4% in treated calves). Cooke describes other publications for use of MBAS in bovine practice including calves at placement to feedyards, finished cattle before shipping to a packing plant, at weaning in cow-calf herds, and preweaning in dairy calves. He also discussed opportunities for future research in use of the product in adult animals, such as decreasing stress in fresh dairy cows. Cooke also discusses some of the economic analysis for use of the product at various stages of production with a return on investment found in various studies of 20:1 To 30:1. Bringhenti, L., Colombo, E., Rodrigues, M. X., & Cooke, R. F. (2023). Effect of maternal bovine appeasing substance on health and performance of preweaned dairy calves. The Bovine Practitioner, 57(2), 1–4. https://doi.org/10.21423/bovine-vol27no2p1-4Kelsey M Schubach, Reinaldo F Cooke, Courtney L Daigle, Alice P Brandão, Bruna Rett, Vitor S M Ferreira, Giovanna N Scatolin, Eduardo A Colombo, Genevieve M D'Souza, Ky G Pohler, Bruno I Cappellozza, Administering an appeasing substance to beef calves at weaning to optimize productive and health responses during a 42-d preconditioning program, Journal of Animal Science, Volume 98, Issue 9, September 2020, skaa269, https://doi.org/10.1093/jas/skaa269Cappellozza, B.I.; Cooke, R.F. Administering an Appeasing Substance to Improve Performance, Neuroendocrine Stress Response, and Health of Ruminants. Animals 2022, 12, 2432. https://doi.org/10.3390/ani12182432Vieira, D.G.; Vedovatto, M.; Fernandes, H.J.; Lima, E.d.A.; D'Oliveira, M.C.; Curcio, U.d.A.; Ranches, J.; Ferreira, M.F.; Sousa, O.A.d.; Cappellozza, B.I.; et al. Effects of an Appeasing Substance Application at Weaning on Growth, Stress, Behavior, and Response to Vaccination of Bos indicus Calves. Animals 2023, 13, 3033. https://doi.org/10.3390/ani13193033  

NCUA Chairman Todd M. Harper's Written Testimony Before the House Financial Services CommitteeNCUA Chairman Todd M. Harper testifying before the House Financial Services Committee in 2023.Chairman McHenry, Ranking Member Waters, and members of the committee, thank you for inviting me to discuss the work of the National Credit Union Administration (NCUA).The NCUA insures deposits at federally insured credit unions, protects credit union members, and charters and regulates federal credit unions. The NCUA also protects the safety and soundness of the credit union system by identifying, monitoring, and managing risks to the National Credit Union Share Insurance Fund (Share Insurance Fund). In my testimony today, I will discuss the state of the credit union system, recent efforts by the agency to strengthen the system, and several legislative requests.State of the Credit Union SystemThe credit union system over the last year has remained largely stable in its performance and relatively resilient against economic disruptions. However, during the last few quarters, the NCUA has seen growing signs of financial strain on credit union balance sheets and in household budgets. Economists are also forecasting an economic slowdown as the lagged effects of elevated interest rates take hold. Each of these developments could affect credit union performance in the coming quarters.Over the same period, the NCUA has also seen growing stress within the system because of a rise in interest rate and liquidity risks. In fact, this financial stress is reflected in the increasing number of composite CAMELS code 3, 4, and 5 credit unions.1 Assets in composite CAMELS code 3 institutions increased sizably in the second quarter, especially among those complex credit unions with more than $500 million in assets. Such increases may well continue in future quarters. We have additionally seen more credit unions fall into the composite CAMELS code 4 and 5 ratings during the second quarter.Credit Union System PerformanceAs of June 30, 2023, the system's net worth ratio stood at 10.63 percent. There was continued year-over-year growth in assets and lending, with system assets surpassing $2.2 trillion and outstanding loans at more than $1.5 trillion. Although insured shares and deposits decreased slightly compared to the previous quarter, they stood almost 2 percent higher than one year earlier.Second quarter data also demonstrate some indications of growing consumer financial stress. The delinquency rate for loans rose slightly to 63 basis points, although it remains below historic averages. Credit cards and automobile loans, however, show increased delinquency levels at 154 and 67 basis points, respectively. Additionally, net charge-off levels have risen over the last year, returning to pre-pandemic averages.Additionally, funding costs for credit unions have increased significantly in the rising interest rate environment. Credit unions have increased their issuances of time deposits, leading to total interest expenses growing substantially over the year. However, the industry's return on average assets remains sound at 79 basis points. Together, these numbers show the credit union system continues to rest on a solid footing.External Factors Affecting the SystemThe NCUA is closely monitoring the financial markets and the economy as the current environment has created challenges for some consumers and credit unions. Inflation and interest rates are affecting household budgets, which could lead to an increase in credit risk in future quarters. In addition, the prevalence of hybrid work environments has placed pressure on commercial real estate lending. While the credit union system overall has modest exposure to this type of lending, the NCUA is closely monitoring individual credit unions with material exposure to commercial real estate.The rise in interest rates has also increased liquidity and interest rate risks in the credit union system, including at several of the 421 federally insured credit unions with more than $1 billion in assets. Accordingly, the NCUA has emphasized the importance of liquidity risk management and contingency planning in its industry communications and will continue to ensure credit unions conduct liquidity and asset-liability management planning to address current challenges and future uncertainties.With respect to all these risks and to protect the Share Insurance Fund against potential losses, the NCUA will continue to vigilantly monitor credit union performance through the examination process, offsite monitoring, and tailored supervision. The NCUA will also, when appropriate, take action to protect credit union members and their deposits.Share Insurance Fund PerformanceBacked by the full faith and credit of the United States, the Share Insurance Fund provides insurance coverage for individual accounts at federally insured credit unions up to $250,000.2 As of June 30, 2023, the Share Insurance Fund insured $1.7 trillion in deposits and shares. Notably, the Share Insurance Fund protects nearly 92 percent of total share deposits in the credit union system. In comparison, uninsured shares and deposits equaled approximately $160 billion in the second quarter or 8 percent of total share deposits.The Share Insurance Fund continues to perform well, with no premiums currently expected. As of June 30, 2023, the Share Insurance Fund reported a year-to-date net income of $79 million, a net position of $20.3 billion, and an equity ratio of 1.27 percent.3 The NCUA projects that the equity ratio of the Share Insurance Fund will end the year at 1.27 percent, which is sufficient but below the 1.33 percent normal operating level target set by the NCUA Board.Given the liquidity events in 2023, economic conditions, and the growing stress in the credit union system from liquidity and interest rate risks, the NCUA Board decided to build up the liquidity position of the Share Insurance Fund to a targeted amount of $4 billion. The Share Insurance Fund reached that target in September. The NCUA Board continues to monitor liquidity in the Share Insurance Fund.State of the Central Liquidity FacilityThe COVID-19 pandemic, inflationary pressures, interest rate volatility, and liquidity risk have all underscored the importance of the NCUA's Central Liquidity Facility (CLF).4 The CLF is an important tool and acts as a shock absorber when unexpected liquidity events occur.Under the NCUA's regulations, credit unions with assets more than $250 million must have access to a federal emergency liquidity source as part of their contingency funding plans. This federal emergency liquidity backstop can be the CLF, the Federal Reserve's Discount Window, or both. Credit unions with less than $250 million in assets are not required to have membership with a contingent federal liquidity source; however, they must identify external sources as part of their liquidity policy.5As of September 30, 2023, the CLF had 399 consumer credit union members, providing $19.8 billion in lending capacity. These credit unions range in asset size from less than $50 million to more than $10 billion. Their access to the CLF helps protect approximately $360 billion in credit union members' assets.The more members the CLF has, the more effective it is as a liquidity facility. As of December 2022, the CLF had a much greater total membership of 3,673 consumer credit unions with a combined $537 billion in member assets and a lending capacity of $27.5 billion. This rapid decline in membership assets followed the expiration of the temporary statutory enhancements that: Increased the CLF's maximum legal borrowing authority; Permitted access for corporate credit unions, as agent members, to borrow for their own needs; Provided greater flexibility and affordability to agent members to join the CLF to serve smaller groups of their covered institutions; and Gave the NCUA Board the clarity and flexibility about the loans it can approve by removing the phrase, “the Board shall not approve an application for credit the intent of which is to expand credit union portfolios.” Among other benefits, these statutory provisions facilitated agent membership of corporate credit unions. These enhancements, however, ended on January 1, 2023, resulting in 3,322 credit unions with less than $250 million in assets losing access to the CLF. Consequently, the CLF's borrowing capacity has decreased by almost $10 billion.To address this expiration and growing liquidity risks, the NCUA Board has unanimously requested that Congress allow corporate credit unions to purchase capital stock in the CLF to help smaller credit unions access to the facility. This change would make the CLF more affordable for corporate credit unions subscribing for a subset of their members. The Congressional Budget Office has scored the CLF reforms at no cost to taxpayers.6NCUA's Efforts to Protect and Strengthen the Credit Union SystemIn recent months, the NCUA has undertaken several actions to respond to cybersecurity risk; support minority depository institutions; enhance the credit union system's and the NCUA's diversity, equity, and inclusion efforts; and consider and adopt new rules to strengthen the system.Enhancing CybersecurityCybersecurity threats within the financial services industry are high and expected to remain so for the foreseeable future. To maintain vigilance against these threats, the NCUA is committed to ensuring consistency, transparency, and accountability in its cybersecurity examination program and related activities.Earlier this year, the NCUA deployed its updated, scalable, and risk-focused Information Security Examination (ISE) procedures. The ISE examination initiative offers flexibility for credit unions while providing examiners with standardized review steps to facilitate advanced data collection and analysis. Together with the agency's voluntary Automated Cybersecurity Evaluation Toolbox maturity assessment, the new ISE procedures will assist the NCUA in protecting the credit union system from cyberattacks.In addition, the NCUA's recently implemented cyber incident reporting rule has proven to be helpful to the agency and credit union industry.7 The final rule requires a federally insured credit union to report a substantial cyber incident to the NCUA as soon as possible but no later than 72 hours after the credit union reasonably believes a reportable cyber incident has occurred. In the first 30 days after the rule became effective, the NCUA received 146 incident reports, more than it had received in total in the previous year. More than 60 percent of these incident reports involve third-party service providers and credit union service organizations (CUSOs).The NCUA also actively communicates with credit unions about the increased likelihood of cyberattacks resulting from geopolitical and other cyber events. Credit unions of all sizes are a part of the U.S. critical infrastructure and should implement appropriate controls in the technology they use to deliver member services.Maintaining Consumer Financial ProtectionAn important part of the NCUA's mission is to examine credit unions with less than $10 billion in assets for compliance with consumer financial protection laws. The agency's consumer compliance efforts are integral to maintaining a safe-and-sound credit union system.In 2023, the agency's consumer financial protection supervisory priorities have included overdraft protection, fair lending, residential real estate appraisal bias, and Truth in Lending Act and Fair Credit Reporting Act compliance. The NCUA also prioritized examining credit union compliance with the Flood Disaster Protection Act, including disclosure requirements.In addition, the agency increased its review of overdraft programs and non-sufficient funds fee practices at credit unions to assess whether providing those services and charging the fees are potentially unfair practices. The NCUA's supervision of the services aims to create a more equitable system that supports financial stability for credit union members, improves transparency, and advances the statutory mission of credit unions to meet the credit and savings needs of their members, especially those of modest means.8Furthermore, the NCUA conducts targeted fair lending examinations and supervision at federal credit unions to assess compliance with federal fair lending laws and regulations. These reviews are critical to identifying discrimination and fostering financial inclusion. In August 2023, the NCUA encouraged the industry to review and comply with previously issued guidance addressing prohibited discriminatory practices in automated underwriting systems. Specifically, the agency encouraged credit unions to review system parameters to ensure compliance with the Equal Credit Opportunity Act and its implementing regulation.In addition to appraisal bias oversight examinations, the NCUA joined with the other Federal Financial Institution Examination Council agencies in June to issue proposed guidance for reconsideration of value for residential real estate valuations. The proposed guidance advises on policies that financial institutions may implement to allow consumers to provide information that may not have been considered during an appraisal or if deficiencies are identified in the original appraisal.As part of its consumer financial protection efforts, the NCUA's Consumer Assistance Center also resolves consumer complaints against federal credit unions with total assets up to $10 billion and, in certain instances, federally insured, state-chartered credit unions. In 2022, the Consumer Assistance Center responded to 10,589 written complaints, 1,842 inquiries, and 30,232 telephone calls from consumers and credit unions concerning consumer financial protection regulations.Finally, the NCUA regularly presents webinars promoting financial literacy and financial inclusion. Over the past year, the agency has hosted webinars on appraisal bias, elder financial abuse, and minority depository institutions. In addition, the agency participates in national financial literacy initiatives, including the interagency Financial Literacy and Education Commission.Supporting Minority Depository InstitutionsSupporting minority depository institution (MDI) credit unions is a longstanding priority for the NCUA. MDI credit unions represent approximately 10 percent of federally insured credit unions, and there are presently 498 such credit unions. These MDIs have more than five million members and exceed $66 billion in assets.In 2015, the NCUA established its MDI Preservation Program and has since sought new ways to assist MDI credit unions, their members, and the communities they serve. In 2022, the NCUA launched the Small Credit Union and MDI Support Program, allocating resources to assist MDIs in addressing operational challenges such as staff training, examinations, and improving earnings. In 2023, the NCUA allocated 10,000 staff hours across its three regional offices for the program.This year, the agency also issued customized guidance to examiners to provide insights into MDIs' unique business models and members' needs. The guidance assists examiners in understanding MDIs' distinct business model compared to other mainstream financial institutions by providing instruction on how to use MDI peer metrics instead of traditional peer metrics.Notably, while MDIs tend to be smaller institutions, they have relatively strong financial performance. As of the end of the second quarter of this year, MDIs averaged about $133 million in total assets, yet their return on average assets and net worth ratios were higher than federally insured credit unions overall and equal to credit unions with assets exceeding $1 billion. Meanwhile, their charge-off levels were consistent with the levels reported for both larger credit unions and credit unions overall.Congress recently authorized all MDIs to be eligible for Community Development Revolving Loan Fund grants and loans. Previously, MDIs required the low-income credit union designation to qualify. In the 2023 grant round, 42 MDIs received more than $1.4 million in technical assistance grants. The amount of funding MDIs received was a five-fold increase from the level of funding provided in 2022.Finally, the NCUA in October hosted an MDI Symposium that discussed how the agency can better serve these institutions. The MDI Symposium brought together MDI credit unions and industry stakeholders to learn about the challenges faced by MDIs. Sessions included case studies of successful MDI business models for replication. The NCUA plans to leverage this information to further support its MDI Preservation Program. And, as part of the NCUA's Diversity, Equity, and Inclusion Summit for credit unions in early November, the NCUA held a session that discussed MDI challenges and strategies for success.Advancing Diversity, Equity, and InclusionThe NCUA is fully committed to fostering diversity, equity, and inclusion (DEI) within the agency and the credit union system.The agency uses data from the Federal Employee Viewpoint Survey, including the Office of Personnel Management's Diversity, Equity, Inclusion, and Accessibility index, to inform its data-driven DEI strategies and activities.9 The agency's internal practices to promote DEI are also wide-ranging. For example, the NCUA's employee resource groups serve more than 30 percent of agency staff, surpassing the industry standard membership goal of 10 percent. Further, the NCUA's special emphasis program educates staff on cultural diversity and provides dedicated support for employees and managers with disabilities.In addition, the NCUA routinely recruits employees with diverse backgrounds and seeks to ensure broad applicant pools for vacancies. These diversity recruitment efforts are aimed at attracting and retaining highly qualified individuals from underrepresented groups, including Hispanics and candidates with disabilities. In 2023, the NCUA conducted a targeted barrier analysis to identify hiring and retention challenges for women and Hispanic employees. In addition, the agency has consistently exceeded the federal employment rate goals for employees with disabilities and targeted disabilities since 2017.10 Slightly more than 59 percent of the NCUA's managers are women.The NCUA has additionally built a diverse supplier network to obtain innovative solutions and the best value, particularly in technology and IT solutions. During 2022, the agency awarded $32.8 million of reportable contract dollars to minority and women-owned businesses. That figure represents 45 percent of the agency's contracting dollars, an increase of 8 percentage points from the prior year.Credit unions may also assess their DEI policies and programs through a voluntary credit union diversity self-assessment offered annually.11 Credit union submissions of their self-assessment have no bearing on their CAMELS rating, and examiners cannot access the data. The NCUA reports credit union diversity data only in the aggregate. The agency encourages credit unions to use this tool to support their DEI efforts.In 2022, 481, or 10 percent of all credit unions, submitted a self-assessment. The figure represents an all-time high for submissions to the NCUA. Of those submissions, 302 were federally chartered credit unions, 178 were federally insured and state-chartered, and one was a non-federally insured, state-chartered credit union. The number of CUDSA responses in 2022 is twice as much as the 240 self-assessments submitted in 2021.Finally, to support credit union accomplishments in DEI and provide further guidance, the NCUA hosted its fourth DEI Summit in Washington, D.C., in early November. This now annual event provided a forum for hundreds of credit union stakeholders to network, share best practices, and meet with thought leaders on ways to expand their DEI efforts. The event also highlighted the importance of allyship in helping to achieve the NCUA's and credit unions' DEI goals and improve the financial prospects and futures of families across the country.Rulemaking ActivitiesSince May, the NCUA Board has engaged in several rulemakings on topics like MDI preservation, member expulsion, financial innovation, fair hiring, and charitable donations. These rulemakings have aimed to implement laws required by Congress and strengthen the credit union system.In May, the NCUA Board approved a proposed rule that would add “war veterans' organizations” to the definition of a “qualified charity” that a federal credit union may contribute to using a charitable donation account. The NCUA Board approved the proposed rule noting the attributes of “veterans' organizations” as defined by section 501(c)(19) of the Internal Revenue Code are aligned with the purposes of the current charitable donation account rule. A “qualified charity” is a section 501(c)(3) entity defined by the Internal Revenue Code and must be both a non-profit and be organized for a charitable purpose. The final rule will be considered on November 16.In June, the NCUA Board approved proposed changes to the interpretive ruling and policy statement on the agency's Minority Depository Institution Preservation Program. The proposal would amend an existing interpretive ruling and policy statement to update the program's features, clarify the requirements for a credit union to receive and maintain an MDI designation, and reflect the transfer of the MDI Preservation Program administration from the agency's Office of Minority and Women Inclusion to its Office of Credit Union Resources and Expansion. Proposed amendments to the interpretive ruling and policy statement also include incorporating recent program initiatives, providing examples of technical assistance an MDI may receive, establishing a new standard for MDIs to assess their designation periodically, and updating how the NCUA will review an MDI's designation status, among other changes. This rule is pending.Additionally, the Board finalized a rule in July to implement requirements of the Credit Union Governance Modernization Act of 2022.12 This regulation streamlines procedures for credit unions to expel a member in cases of serious misconduct.In September, the NCUA Board approved a financial innovation final rule that provides flexibility for federally insured credit unions to utilize advanced technologies and opportunities offered by the financial technology sector. The final rule specifically provides credit unions with options to participate in loans acquired through indirect lending arrangements and financial technology. With the adoption of this final rule, the limits previously found in the NCUA's regulations are replaced with policy, due diligence, and risk-management requirements that can be tailored to match each credit union's risk levels and activities.Lastly, the NCUA Board in October approved a proposed rule that would incorporate the NCUA's Second Chance Interpretive Ruling and Policy Statement, and statutory prohibitions imposed by Section 205(d) of the Federal Credit Union Act into the agency's regulations. This proposed rule would allow people convicted of certain minor offenses to work in the credit union industry without applying for the NCUA Board's approval. It would also amend requirements governing the conditions under which newly chartered or troubled federally insured credit unions must notify the NCUA of proposed changes to their board of directors, committee members, or senior executive staff. The comment period closes on January 8, 2024.Legislative RequestsWhile the credit union system continues to perform well overall, several amendments to the Federal Credit Union Act would provide the NCUA with greater flexibility to effectively regulate the credit union system and protect the Share Insurance Fund in light of an evolving economic environment, a changing marketplace, and technological advancements.Central Liquidity Facility ReformsAs noted previously, the NCUA Board unanimously supports a statutory change to restore the ability of corporate credit unions to serve as CLF agents on behalf of a subset of their member credit unions. Such legislation would better allow the CLF to serve as a shock absorber for liquidity events within the credit union system.On February 28, 2023, lawmakers introduced bipartisan legislation that would allow corporate credit unions to purchase CLF capital stock on behalf of a subset of their members.13 This legislation would permit corporate credit unions to contribute capital to provide coverage for smaller members with less than $250 million in assets. Liquidity risks within the credit union system are rising, and timely consideration of this bill would better protect the credit union system from future liquidity events.Restoration of Third-Party Vendor AuthorityThe risks resulting from the NCUA's lack of vendor authority are real, expanding, and potentially dangerous for the nation's financial infrastructure. Other independent entities, including the Government Accountability Office, the Financial Stability Oversight Council, and the NCUA's Office of Inspector General, have identified this deficiency as inhibiting the NCUA from fulfilling its mission to safeguard credit union members and the financial system. And, it is the NCUA Board's continuing policy to seek third-party vendor authority from Congress.14The agency is working within its current authority to address this growing regulatory blind spot, but it is evident that additional authority is needed. There has also been a shift in credit union leaders' understanding of the value of the NCUA having the same vendor authority as the federal banking agencies. The benefits include credit union access to NCUA examination information when conducting due diligence of vendors, fewer requests from the NCUA to credit unions to intervene with vendors experiencing problems, and fewer losses to the Share Insurance Fund.The potential for such resulting losses to the Share Insurance Fund is real. The NCUA's Office of Inspector General stated that between 2008 and 2015, nine CUSOs contributed to material losses to the Share Insurance Fund. The report noted one of the CUSOs caused losses in 24 credit unions, some of which failed. According to NCUA staff calculations, at least 73 credit unions incurred losses between 2007 and 2020 as losses at CUSOs roll onto credit union ledgers and lead to liquidations.15The absence of third-party vendor examination authority limits the NCUA's ability to assess and mitigate potential risks associated with these vendors. Vendors typically decline these requests or refuse to implement recommended actions. This limitation exacerbates any exposure credit unions have to the operational, cybersecurity, and compliance risks that can arise from these relationships. Without the authority to enforce recommended corrective actions, the NCUA is unable to effectively protect credit unions and their members.Furthermore, the growing reliance on third-party services in the credit union industry poses a systemic risk to the credit union system. Five core banking processors, for example, handle more than 90 percent of the credit union system's assets. A failure of one of these critical third parties could cause hundreds of credit unions and potentially tens of millions of their members to lose access to their funds simultaneously. Such a vendor failure, in turn, may result in a loss of confidence in the financial sector. Ensuring proper oversight is imperative, as CUSOs and third-party vendors are poised to capitalize on financial institutions' growing appetite for artificial intelligence and real-time payment services.If granted third-party vendor authority, the NCUA would implement a risk-based examination program focusing on services that relate to safety and soundness, cybersecurity, Bank Secrecy Act and Anti-Money Laundering Act compliance, consumer financial protection, and areas posing significant financial risk for the Share Insurance Fund.Additional Flexibility for Administering the Share Insurance FundThe recent turmoil in the banking sector, growing liquidity risks within the credit union system, and rising interest rate risk all highlight the need for the NCUA to have additional flexibility for administering the Share Insurance Fund.Specifically, the NCUA requests amending the Federal Credit Union Act to remove the 1.50 percent ceiling for the Share Insurance Fund's equity ratio from the current statutory definition of “normal operating level,” which limits the ability of the Board to establish a higher normal operating level for the Share Insurance Fund. A statutory change should also remove the limitations on assessing Share Insurance Fund premiums when the equity ratio of the Share Insurance Fund is greater than 1.30 percent and if the premium charged exceeds the amount necessary to restore the equity ratio to 1.30 percent.16Together, these amendments would bring the NCUA's statutory authority over the Share Insurance Fund more in line with the FDIC's authority as it relates to administering the Deposit Insurance Fund. These amendments would also better enable the NCUA Board to proactively manage the Share Insurance Fund by building reserves during economic upturns so that sufficient money is available during economic downturns. This more counter-cyclical approach to managing the Share Insurance Fund would better ensure that credit unions will not need to impair their one percent contributed capital deposit or pay premiums during times of economic stress, when they can least afford it.ConclusionThe NCUA stands ready to address the impact of the evolving economic and business cycles within the credit union system. The NCUA will continue to monitor credit union performance and coordinate with other federal financial institution regulators, as appropriate, to ensure the overall resiliency and stability of our nation's financial services system and economy.Thank you again for the invitation to testify about the NCUA's programs and operations. 

The former Chairman of the FA, David Bernstein, joins Colin, Paddy and Jon for an honest discussion on the failings of governance in football. He tells of how his attempts at reform of the FA were constantly thwarted and how the FA lost any battle they tried to fight against the overwhelming power of the big clubs once they had divested themselves of the old Football League. The discussion ranges from the days of Alan Hardaker and the great figurehead for thirty years, Sir Stanley Rous, to today, when the FA's influence over its own Premier League is so drastically reduced. Learn more about your ad choices. Visit podcastchoices.com/adchoices

The Torah commands in Parashat Ki-Teseh that when somebody is found guilty of a violation, he must be given Makut (lashes). The Sefer Ha'hinuch explains that this command is actually intended for the benefit of the transgressor. The afflictions that sinners endure in this world have the effect of cleansing their record, such that they can be worthy of the eternal rewards in the next world. In G-d's great love for Am Yisrael, whom He treats as His precious children, He prescribed a system of punishment in this world so that violators can have the opportunity to receive great rewards in the world to come. Before the Malkut were administered, the violator would have his hands tied to a pole. The court official would tear the violator's shirt until his chest was exposed, and stand on a stone behind him. The whip was made from the hide of a calf. One-third of the prescribed lashes were directed to the front of the violator's body, and the other two-thirds struck his back. This command applies only in Eretz Yisrael, and only when there are courts consisting of judges who had received the official Semicha (ordination) that originated with Moshe Rabbenu. The Sefer Ha'hinuch writes that if a court failed to administer Malkut when this was required, they were deserving of severe punishment, because it is the threat of punishment that deters prospective sinners and thereby ensures compliance with the Torah's laws. In this same verse, the Torah introduces a prohibition against lashing the convicted sinner more than the prescribed number of lashes. The Sages understood this command as establishing a general prohibition against striking a fellow Jew. This is inferred from the repetitious phrase in this verse – “Lo Yosif, Pen Tosif” – which implies that this prohibition is directed not only to the court official administering Malkut, but to all of us, forbidding striking our fellow. The Torah here states that a violator is given forty Malkut, but tradition explains this to mean thirty-nine. The Rambam writes that in truth, the verse should be understood literally, as referring to forty lashes, but tradition lowered the number to thirty-nine as a safeguard, to ensure that the court official does not exceed forty lashes. The Sefer Ha'hinuch questions why the Rambam advanced this novel theory, when the Gemara explicitly states that the word “Arba'im” (“forty”) in this verse means “one less than forty.” In any event, these thirty-nine lashes are the maximum amount the violation would receive. An assessment would be made by physicians beforehand to determine how many lashes the sinner could endure, based on his age and physical condition. If he could not tolerate even three lashes, then he would not receive any. The number of lashes needed to be a multiple of 3. Thus, for example, if the doctors determined that the violator could handle twenty lashes, then he would receive eighteen lashes. If, as the sinner is whipped, he lost control of his bodily functions, then he was not whipped anymore. If the whip was torn at some point after the court official began administering the Malkut, then he was required stop, without giving more lashes. If, however, the whip broke before the official began lashing the sinner, then he would repair the whip and proceed. If the sinner's hands were not tied well to the pole, and he was able to escape, then he was not given lashes thereafter. It is forbidden not only to strike one's fellow, but even to merely lift one's hand and threaten to strike him. This Halacha is inferred from the story told in Parashat Shemot (2:13) of Moshe approaching two men whom he saw fighting. He turned to the “wicked one” and asked why he was striking his fellow. The Sages understood that Moshe saw this man lift his hand to strike the other, and so this person is called “the wicked one,” as it is forbidden even to lift one's hand to strike somebody. This second aspect of the prohibition, which forbids striking one's fellow, applies in all times and places, and to both men and women. The first aspect of this command, of course, applies only in the Land of Israel, during times when courts are authorized to administer punishment. One who strikes his fellow must make a series of payments to compensate him for the harm inflicted. As such, the violator is not liable to Malkut, as one is not liable to Malkut if he incurred a financial obligation by committing the transgression. If, however, one struck his fellow and the harm inflicted was worth less than a “Peruta” (the smallest unit of currency), then since there is no obligation to pay, he is liable to Malkut for violating this prohibition.

We are excited to announce the 2nd annual Secret Savior's Project! Help the Latter-day Disciples team bless 20 families in need with $500 worth of gifts, groceries, and cash each! Nominations can be submitted HERE. Please submit donations of any amount HERE. As disciples of Jesus Christ, one of the primary desires of our hearts is to become like our Savior. And how can we expect to become like Him unless we are willing to become (lowercase-s) “saviors” ourselves? Administering relief to the sick, needy and afflicted is a sign of true discipleship. As we progress through obedience to the voice of Christ and are blessed through the grace of His Atonement to receive a remission of our sins, we are charged to “…impart of your substance to the poor, every man according to that which he hath, such as feeding the hungry, clothing the naked, visiting the sick and administering to their relief, both spiritually and temporally, according to their wants.”Have you heard about the first-of-its-kind online temple class, "House of Learning: Understanding the Doctrine of the Temple"?! Registered students receive access to 19 lessons, over 6 hours of video/audio content, and list of over 50 additional resources, all geared towards helping you know and live what the temple aims to teach us. Click HERE to register now! Want to view the whole November Awake and Ascend conference? Recordings and transcriptions are available! Registration for All Access gets you the full two-day conference, including 9 presentations and the recorded Q&A session.With the holiday season upon us, the Latter-day Disciples are once again orchestrating the 2nd annual Secret Savior's project! Please help us by nominating your friends and family in need, or donating any amount. We aim to anonymously gift 20 families with $500 worth of gifts/groceries/cash. Please join us in our efforts to provide relief and love this Christmas season.

Commentary in Deuteronomy based on laws for kings

Dr. David Dworak joins me again, this time to talk about how we administer a theater of operations, using the Allied invasion of Sicily and the Mediterranean Theater of Operations (MTO) as the example for 1943. If you missed Dr. Dworak's earlier episode on sustaining a theater of operations, that was episode 26 of this year's 1943 series. And if you're interested in learning more about the MTO, maybe check out Dr. Dworak's book War of Supply: World War II Allied Logistics in the Mediterranean, and the US Army's Center of Military History publications on Logistics, Sustainment, and related aspects of WWII operations. Links War of Supply: World War II Allied Logistics in the Mediterranean (https://www.amazon.com/War-Supply-Logistics-Mediterranean-Military/dp/0813183774) The US Army Center of Military History has quite a few books on Army Logistics, Sustainment, and other aspects of the war, for anyone looking to learn more: https://history.army.mil/books/wwii/11-9/11-9c.htm www.motheroftanks.com --- Send in a voice message: https://podcasters.spotify.com/pod/show/mother-of-tanks/message

Are you confused about when to administer consequences and when to grant mercy and grace when your little ones disobey? Are you curious about what Scripture says when it comes to the “why, when, and how” of discipline? Join Ginger Hubbard and Katy Morgan for another edition of “Ask Ginger” as they talk about how we can seek the Lord's guidance and wisdom when it comes to disciplining and instructing our children when they disobey. *** For show notes and episode downloads, go to GingerHubbard.com/Podcast *** Support this podcast:   https://www.gingerhubbard.com/support *** Sponsor for this episode:   GWN | gwnews.com/ ***

Chris Murphy is a Democratic US Senator representing Connecticut. The Physician Syndicate: Angel Investing | Venture Capital | Startups | Personal FinanceThe Physician Syndicate Podcast: A podcast for physicians to jump into the startup world. Listen on: Apple Podcasts Spotify

Administering opioids to patients with obstructive sleep apnea by AORNJournal

Audio from YouTube: https://youtu.be/W0rrlQ5yWB8  In the Apostles' Creed we regularly confess, "I believe ... in the Holy Christian (catholic) Church." We must confess a faith in this Church because it is an unseen Church, known only by faith. But there are also visible churches. Many people belong to one. Prince of Peace is one. Other than its visibility, what are the different between these two types of churches? Why does it matter? This will be our focus in Part I of Lesson 12 on Church & Ministry. Show Notes Contact the Podcast: RWJPodcast@gmail.com or www.raisedwithjesus.com/podcast  Click here to find a nearby congregation or church home.   yearbook.wels.net All rights reserved. Content used at this podcast comes from a variety of locations & sources.   Pastor Zarling's Book, Resisting the Dragon's Beast: https://a.co/d/33vpeyf  Gene Strusz's books: Morning Prayers for a Christian School: https://a.co/d/ajUEV8A  Essays on Coaching Christian Athletes: https://a.co/d/7HfQ5tk  Grace Abounds Reading Guides:  https://drive.google.com/drive/folders/19Tw74cyqt4ZNRcGpwjJ6l1XsT0ldhyxj  CW21 Daily Lectionary:  https://drive.google.com/file/d/1PN_RWjgV4wnvFALd8f4Hu3MvWAo8Jgh-/view?usp=sharing  Casting Nets Podcast: https://castingnetspod.podbean.com/ Apple   Spotify Contact Casting Nets: castingnetspod@gmail.com  Impact Podcast - St. Andrew, Middleton WI https://st-andrew-online.org/impact/  RSS Link: https://feeds.libsyn.com/314675/rss  Prince of Peace - Thousand Oaks, CA https://www.princeofpeaceto.com  https://www.youtube.com/c/PrinceofPeaceTO/featured  Upside-Down Savior (Pastor Nate Nass) https://www.youtube.com/@upside-downsavior-pastorna1482  Water of Life Lutheran Church - Caledonia & Racine, WI https://www.wateroflifelutheran.com  https://www.youtube.com/channel/UCcICs1dldnmZ-rcBqs4QtVQ  Life Challenges Podcast https://christianliferesources.com/life-challenges-podcast/  Dust and Breath Podcast https://dustandbreathpod.buzzsprout.com/1071946  Apple: https://podcasts.apple.com/us/podcast/dust-and-breath/id1504141389?uo=4  Spotify: https://open.spotify.com/show/1Luw8MfSUa2bcA8ljaomu5  Google Play: https://podcasts.google.com/?feed=aHR0cHM6Ly9mZWVkcy5idXp6c3Byb3V0LmNvbS8xMDcxOTQ2LnJzcw==  St. Paul Lutheran Church - Ottawa, ON, Canada https://www.stpaulottawa.org/  https://www.youtube.com/c/StPaulOttawa  Worship at the Anvil Podcast Apple: https://podcasts.apple.com/us/podcast/worship-at-the-anvil/id1601290288  https://anchor.fm/s/6f8bf9b0/podcast/rss  Also on Spotify. Martin Luther College - New Ulm, MN https://www.youtube.com/channel/UCG3EyO6dSM4-5Ujr2HM9ExA  His Word 360 (WLS Prof. Rev. Stephen Geiger) https://www.youtube.com/channel/UCd542RpYW_KSrkEBUSNw-Lg  WELS Streams: https://www.youtube.com/c/welsstreams  WELS Congregational Services: https://vimeo.com/welscongserve  https://vimeo.com/wels  Point of Grace Campus Ministry https://www.youtube.com/channel/UCsI7Z5KbPwLdHeIVj_l1z_A  Pilgrim Lutheran Church - Menomonee Falls WI https://www.youtube.com/user/pilgrimlutheran  Through My Bible readings by Rev. Martin Spriggs.  Audio accessed at https://wels.net/serving-you/bible/through-my-bible-archive/  Produced 2022 by Pastor Hagen: pastorhagen@icloud.com or (419) 262-8280  Music from Joseph McDade: https://josephmcdade.com #raisedwithjesus #lutheran #sanctification #toledome #toledo #welstoledo #jesus #bible #podcast #dailyjesus #jesusdaily #rwjpodcast #jesusfortoledo  Resurrection - Maumee: Family Bible Hour at 10:15 AM, Worship on Sundays at 9 AM & 11:15 AM 2250 S. Holland Sylvania Rd - Maumee, OH Contact RWJ: RWJPodcast@gmail.com (419) 262-8280 CCLI Copyright License 11582729 and Streaming License 20003552 

I'm afraid that Canada is now the most dangerous place in the world for freedom of speech. Look at this insane press conference just this week, from the provincial legislature in Ontario https://twitter.com/realchrisrufo/status/1643578610098356232 In case you missed it, she wants massive fines and even jail for being merely “offensive remarks” or “protests”. You probably didn't notice it, but I called her a "she", instead of "they-them." So I just broke her proposed law, right there. I misgendered her. That's “offensive” to her. It's pretty clear that she is offended all the time. You could say she is offended for a living. But there is no human right not to be offended. That's a counterfeit human right. Which now takes precedence over real human rights, like freedom of speech and freedom of thought. Canada's great history of civil liberties is coming to an end. A few weeks ago, Jyoti Gondek, the mayor of Calgary, Canada's fourth-largest city, announced the same thing: that anyone who says something she finds hateful or vitriolic, or lying should be arrested and fined. Some might say she is hateful and vitriolic and tells lies. Those aren't crimes by the way. That mayor publicly demanded that police arrest a pastor named Derek Reimer because she found him offensive. So they arrested Pastor Reimer, and jailed him — for being offensive.  There are a lot of arrests of peaceful political critics in Canada these days. Pastor Artur Pawlowski was jailed for a month and a half for keeping his church open during the lockdowns. Justin Trudeau invoked martial law and had peaceful trucker protesters arrested and jailed for the sin of embarrassing him on the world stage. He also seized the bank accounts of hundreds of other peaceful critics of his regime. In his defence, he did try to warn us about his beliefs, even before he was elected https://twitter.com/ezralevant/status/1626579644714557442 When a politician says he admires Communist China precisely because of its basic dictatorship, we should believe him. When Fidel Castro died, Trudeau wrote a eulogy like a son would write for a father. Cuban health care is a disaster. “while a controversial figure, both Mr. Castro's supporters and detractors recognized his tremendous dedication and love for the Cuban people who had a deep and lasting affection for “el comandante”." Is that what his “detractors” say, from their prison cells? That Castro was just a loveable old dictator who really had their best interests at heart? So gross. https://twitter.com/ezralevant/status/1621245655850303489 But here's the thing. Arresting peaceful protesters, deploying riot police to stomp on your critics, seizing bank accounts — it looks awful. It's messy. It's so obviously controlled by politicians and it's so obviously designed to stifle political dissent. But if you're going to silence someone, the way to do it in 2023 is much different from how Castor did it a generation ago. And Trudeau knows that. And while his allies are having noisy press conferences where they absolutely make it clear that they're all about silencing their political enemies, Trudeau is smarter than that. You see, the truly modern fascist uses the Internet, not the police, to censor people wherever possible. When you take over the Internet, there are no shocking TV images of cops beating up your opponents. It's all done online. There's nothing to see. And that's what I want to warn the world about — that's the message that everyone who loves or even just likes Canada needs to know: Trudeau has embarked on a massive legislative program to censor the Internet. He's going through it in four stages, the first of which is about to become law within weeks. Trudeau has four laws set up like dominos. The first leads to the second, which leads to the third and so-on. He's doing it in stages. If he were to do it all at once people might panic and rise up. But he's going it incrementally. But the first domino will fall in weeks maybe even days. BILL C-11 Later this month, Trudeau's majority in the Senate will approve bill C-11, which amends the Broadcasting Act. In a way, this is the most important stage, the first domino, because until now, the government hasn't been able to regulate what's on the Internet. Until now, only regular television and radio have been regulated by Trudeau and his hand-picked censors at the CRTC, the Canadian Radio-television and Telecommunications Commission. It even sounds archaic, doesn't it? What's a radio-television? Is that like a motion picture or something? Anyways, that dinosaur regulator, which has been an utter failure and has driven so much talent out of Canada, will now control the Internet — by declaring that social media companies are now “broadcasters” that can be regulated like TV stations. This enactment amends the Broadcasting Act to, among other things, (a) add online undertakings — undertakings for the transmission or retransmission of programs over the Internet — as a distinct class of broadcasting undertakings” In the past, the government could only bully radio and TV stations into silencing voices the government didn't like. About 20 years ago, the Liberal government refused to renew the licence of a politically incorrect radio station in Quebec called Choi-FM — effectively killing it. It was only saved when 50,000 listeners marched in the streets of Quebec City, and another 5,000 went all the way to Ottawa to protest the censorship — only then did the government relent. Here's a news clip from the Parliament Hill protest: https://www.youtube.com/watch?v=7-yDalFUU8Q That's incredible, and it was incredible to see other media support Choi-FM. These days, the mainstream media takes the lead in censoring and cancelling voices they don't like. So that's the main threat of C-11: it declares that Facebook and Google and YouTube and Twitter are now broadcasters. And they have to do what the government says, or they'll be punished like CHOI-FM was. You can see the outlines of what Trudeau plans to do with his new power. Look at the section. 9.1., called “conditions”. As in, Trudeau can now put editorial conditions on Internet companies. Conditions 9.1 (1) The Commission may, in furtherance of its ob- jects, make orders imposing conditions on the carrying on of broadcasting undertakings that the Commission considers appropriate for the implementation of the broadcasting policy set out in subsection 3(1), including conditions respecting…” and then a list of things. If I were Mark Zuckerberg or Elon Musk, I might object to a few of these conditions. Like this one: “9o) the provision to the Commission, by persons carrying on broadcasting undertakings, of any other information that the Commission considers necessary for the administration of this Act, including (i) financial or commercial information, (ii) information related to programming, (iii) information related to expenditures made under sections 11.1, and 35 (iv) information related to audience measurement, other than information that could identify any individual audience member So now social media companies — including Elon Musk's privately-held Twitter — now have to answer any private business question put to them by Trudeau. There are sixteen items in that list of conditions. But here's one that really worried me from a censorship point of view. It's subsection e. Trudeau can make orders regarding: "(e) the presentation of programs and programming services for selection by the public, including the showcasing and the discoverability of Canadian pro- grams and programming services…" So Trudeau can order Twitter, Facebook, Google, or YouTube to alter the algorithm to interfere with what you can find. Trudeau can force social media companies to “showcase” whatever content he wants and to alter the “discoverability” of it. So he can boost his friends and have companies hide his enemies. It effectively nationalizes social media — now it is all under Trudeau's control. So it's not just C-11. It's what comes after C-11 that's terrifying. Because once Trudeau has the power to regulate the Internet, only then will he reveal what he will do with it. And as we saw during the trucker convoy, he will suspend civil liberties if it suits him. BILL C-18 C-11 is just step one. But Trudeau already has another bill in Parliament called C-18, or the Online News Act. And just like C-11 makes social media companies “broadcasters” for Trudeau to regulate, C-18 creates a new thing, called “digital intermediaries. Here's how that's defined in the bill: "digital news intermediary means an online communications platform, including a search engine or social media service, that is subject to the legislative authority of Parliament and that makes news content produced by news outlets available to persons in Canada.” So that's a fancy way of saying any sort of search engine. And every social media platform has that, by the way. Not just explicit search engines like Google. But also YouTube, Facebook, Twitter, etc. Anything with a search engine, that if you type in something, like “carbon tax” or “Trudeau blackface” it returns a list of links for news stories. Just the headline, maybe the first sentence, and a link to click if you want to see more. Now, as you know, that's how the Internet works — things link to other things. For free. No one has to pay for a link, no one has to get paid for a link. People generally love getting linked to, since it sends traffic to what you're doing. If a bunch of people post a story to Facebook about a Rebel News story, we love it, because they click the link and come to our site, and that's good for us. In fact, many news companies pay to promote themselves on search engines — sometimes you see ads show up in the search results (marked as ads). So obviously if newspapers are advertising on Facebook or Google, it's because they see value in it. But what C-18 does is it forces social media companies and search engines to pay any news organization they link to. They are literally going to be compelled to pay to link to someone. Here's how a Liberal MP Lisa Hepfner put it: https://twitter.com/lisahepfner/status/1603134194909171714 gov't will always support quality, fact-based and local Canadian journalism in a fair digital marketplace. This bill makes it harder for big digital platforms like Facebook and Google to steal local journalists' articles and repost them without credit on one of their networks 3/3 Yeah, when Google links to a story, it's not stealing. That's disinformation, isn't it? But look at her language — the government will support quality, fact-based journalism. What does that mean? Well, again, it means only journalism that Trudeau likes will be subsidized. It's right in the law: Eligible news businesses — designation 27 (1) At the request of a news business, the Commission must, by order, designate the business as eligible if it 30 (a) is a qualified Canadian journalism organization as defined in subsection 248(1) of the Income Tax Act That qualified Canadian journalism organization designation is really a Canadian news licence — if you have it, it means Trudeau “trusts” you. If you don't, he demonizes you as misinformation. We applied for that QCJO status, and the government reviewed hundreds of Rebel News stories and bizarrely declared that what we do is not news. Huh? It's called Rebel News. It's not sports or weather or cooking. They literally said 99% of what we do isn't newsy. That's bizarre, and we are legally appealing that decision. But it's pretty obvious why we were denied, but hard-left-wing media groups like the Tides Foundation-backed National Observer get the designation: because they're in step with Trudeau's regime. So C-11 commandeers the Internet. And lets Trudeau manipulate the algorithm. C-18 makes big tech companies pay money to journalists in Canada — but only to the journalists that Trudeau likes, not the ones he doesn't like. That's handy. By the way, Facebook has said that if they're forced to pay hundreds of millions of dollars to link to Trudeau's favourite journalists, they just won't link to Trudeau's favourite journalists. They say it's not a moneymaker for them, and if Trudeau really thinks it's “stealing” to link to the Globe and Mail or whoever, then they'll stop doing it. Google is soldiering doing the same — and Trudeau calls that “blocking” news sites. Got it. So if you link to them, you're stealing. If you don't link to them, you're blocking them. The only solution is to give hundreds of millions of dollars — but only to journalists that Trudeau's hand-picked cronies approve. Not to Rebel News — we don't have a government news licence. So that's C-18, it's Trudeau's second censorship bill. BILL C-36 C-36 is the next one. It was actually introduced in the last Parliament but didn't get passed before the election was called. Trudeau has said they'll reintroduce it. It's terrifying. Because it doesn't just deal with money and algorithms. It gets right into what you can or can't say — and it has jail terms and huge fines if you say the things Trudeau doesn't like. Let me read to you its formal name, and you can get the picture:"An Act to amend the Criminal Code and the Canadian Human Rights Act and to make related amendments to another Act (hate propaganda, hate crimes and hate speech)” Yeah. Trudeau calls people haters all the time — Islamophobes, transphobes, racists, whatever. He usually just means those as insults. But now he means them as crimes. So if you oppose him, he'll call you names and charge you with crimes. If you don't believe me, read the bill. Just to start, hate propaganda is already in our Criminal Code. Section 318 of our Criminal Code already makes it a crime to advocate for genocide; section 319 makes it a crime to incite hatred. But C-36 goes much further. It's pretty brief. But it tries to criminalize feelings. Including hate: hatred means the emotion that involves detestation or vilification and that is stronger than dislike or disdain; It's totalitarian to pass laws telling people how to feel and think. You can't tell someone simply not to be upset; try that with your wife or husband: just order them not to feel bad; they'll feel worse. Hate often comes from an underlying grievance; if you don't deal with that in some way, you can “ban” hate all you like, but it won't work — in fact, you'll probably make it worse. So they've defined the feelings you're not allowed to have. And now they're going to ban it. You see, they've decided to regulate the Internet. They've got their bureaucrats at the CRTC through C-11. They're getting the big tech companies through C-18. C-36 is where they really come for you: Communication of hate speech 13 (1) It is a discriminatory practice to communicate or cause to be communicated hate speech by means of the Internet or other means of telecommunication in a context in which the hate speech is likely to foment detestation or vilification of an individual or group of individuals on the basis of a prohibited ground of discrimination. Who knows if something will foment hate? I'm pretty sure they'll say everything foments hate — these people are professionally offended, it's their job and their hobby and their sense of identity. For the purposes of subsection (1), a person who communicates or causes to be communicated hate speech continues to do so for as long as the hate speech remains public and the person can remove or block access to it. That means if you Tweeted or Facebooked something even years ago, even when you were a kid, you're still guilty of that hate crime today. There is no statute of limitations. You know, in real courts there's the idea of being able to confront your accuser. To look them in the eye and challenge them. Not here — Trudeau is setting up a secret course. Complaints about hate speech will be made in secret — and these secret complainants can get up to $20 grand for their complaints. It's a new industry: Non-disclosure of identity — Commission (8) The Commission may deal with a complaint in rela-tion to a discriminatory practice described in section 13 without disclosing, to the person against whom the com-plaint was filed or to any other person, the identity of the alleged victim, the individual or group of individuals who has filed the complaint or any individual who has given evidence or assisted the Commission in any way in dealing with the complaint, if the Commission considers that there is a real and substantial risk that any of those individuals will be subjected to threats, intimidation or discrimination. Secret courts, secret witnesses, secret complaints. A rival; an ex; a disgruntled former employee; or a political prankster. You can be sued forever, endlessly, and you won't even know by whom. You can be ordered to pay huge fines:  (b) an order to pay compensation of not more than $20,000 to any victim personally identified in the communication that constituted the discriminatory practice But there's something in here even more amazing: "pre-crimes”. Like in the movie Minority Report. Even if you haven't done anything yet, you can still be prosecuted. I'm not kidding: Fear of hate propaganda offence or hate crime 810.012 (1) A person may, with the Attorney General's consent, lay an information before a provincial court judge if the person fears on reasonable grounds that an- other person will commit (a) an offence under section 318 or subsection 319(1) 5 or (2)  (b) an offence under subsection 430(4.1);  (c) an offence motivated by bias, prejudice or hate based on race, national or ethnic origin, language, colour, religion, sex, age, mental or physical disability, sexual orientation, gender identity or expression, or any other similar factor. So even if someone hasn't broken the law yet, but you're afraid they might, you can go to court and strike first. And if a judge says your fear is reasonable, he'll lock up the person you're afraid of, even if that person hasn't done anything, doesn't do anything, or won't ever do anything. He'll issue an order against him. Do you think this just might, maybe, be abused? Getting your opponents locked up, even before they say anything? You can be put under house arrest, with a curfew; have your firearms seized; have an ankle bracelet put on you; be banned from using drugs or booze; things that normally happen only to convicted criminals who actually did something. THE ONLINE HARMS ACT And they saved the worst for last — the Online Harms Act, which hasn't been introduced yet, or given a number. C-11 uses a slow and dumb bureaucracy called the CRTC. C-18 is the same. C-36 includes huge fines and jail time, but at least involves some judges. But none of that is tough enough and punitive for Trudeau. So his final bill, out of the four, creates a new Internet censorship office, with the Orwelling name of "Digital Safety Commissioner of Canada.” • The Act should provide for the establishment of the Digital Safety Commissioner, whose functions are to: • Oversee and improve online content moderation, by: • Administering and enforcing obligations; • Engaging with and considering the particular needs of and barriers faced by groups disproportionately affected by harmful online content such as women and girls, Indigenous Peoples, members of racialized communities and religious minorities and of LGBTQ2 and gender-diverse communities and persons with disabilities; and • Supporting platforms in reducing harmful content affecting peoples in Canada. • Engage in partnerships, education outreach activities, and research, to help fulfill the policy objectives of the Act. So an ultimate, unaccountable, hunter-killer to silence anything “harmful”. And by harmful, they mean whatever this censor doesn't like. Trudeau proposes extreme ideas like website takedowns within 24 hours — no time for any sort of hearing. If Trudeau or his team don't like something, they order a social media company to take it down, and it must come down within 24 hours. https://www.michaelgeist.ca/wp-content/uploads/2022/04/Twitter-Submission-Online-Harms-Consultation. Twitter's response to this — and let me emphasize, this is from before Elon Musk took over Twitter. So this was when Twitter was pretty pro-censorship itself. Twitter wrote a private memo to Trudeau, warning that this is literally the stuff that North Korea does — they made that comparison: ISSUE: 24-HOUR TAKEDOWN REQUIREMENTS Twitter opposes the recommendation of a time limit on “addressing” any content “flagged” by any person in Canada as “harmful” content. • The proposed time limit does not allow for judicious, thoughtful analysis in a manner that balances the right to freedom of expression in Canada with the right to freedom from discrimination and prejudice. • According to existing research and analysis, the proposed system has a high probability of negatively impacting marginalized, racialized and intersectional groups. More information from Prof. Suzie Dunn at Dalhousie University can be found here. • The 24-hour proposal should be abandoned. Content should be addressed as quickly and as possible and within the scope of existing Canadian jurisprudence, terms of service and rules by the online communication service providers. • Further, any standard applied in the digital world should also be applied in real life. For example, law enforcement should be required to both launch an investigation within 24 hours of “flagging” as well as remove any hateful content - graffiti on a statue for example - that appears within 24 hours across the country. And here's Twitter comparing Trudeau's proposal to China: • ISSUE: WEBSITE BLOCKING The proposal by the government of Canada to allow the Digital Safety Commissioner to block websites is drastic. People around the world have been blocked from accessing Twitter and other services in a similar manner as the one proposed by Canada by multiple authoritarian governments (China, North Korea, and Iran for example) under the false guise of ‘online safety,' impeding peoples' rights to access information online. CONCLUSION Four bills. Falling like dominos. C-11, C-18, C-36 and the Online Harms Act. Each one building on the other, to build a censorship regime whose only comparison is places like North Korea. Trudeau has the support of the NDP, so these simply will become the law. And it's not like any of the mainstream media are actively opposing them — the opposite; they're excited about Trudeau forcing Big Tech to pay them money for links. The media have been bought off, again. Canada is in trouble, and the watchdogs who are supposed to be on guard are all sleeping. I promise that we hear at Rebel News will do what we can. And I see that as three things. Keeping you up to date on the state of censorship in Canada. So, reporting the news — say, have you heard about all of this from the CBC state broadcaster? Yeah, I didn't think so. Making the arguments for why this is morally wrong, legally wrong, impractical and downright unCanadian. So, giving you the facts, and the arguments. What Rebel News does best: actually fighting the good fight. All week I have been speaking with constitutional lawyers about how to fight this censorship onslaught. In court. Because if we don't, who will? I have commissioned an expert litigation law firm to prepare to fight these bills in court. In fact, they are working on the lawsuit already; we're not even waiting for the bills to be officially proclaimed — we're working on it now. We will sue Trudeau in court — and hold him to the Charter of Rights. I know it's a long shot. We'll be outspent ten two one. They will have a swarm of lawyers there to fight against us. But we can win. I know, because we've beaten him twice, on censorship battles. In 2019, he banned us from attending the election debates — we took him to court and won. He tried again in 2021. That time he banned us, and when we sued him, he literally had seven government lawyers against us. But we won again. Twice we beat him. Against all odds. Maybe there's some hope left. This is the battle of 2023. What the trucker convoy was last year, the Internet battle is this year. Help us if you can — learn the facts, learn the arguments, and then help us take this Castro mini-me to court.

https://thinkfuture.com | Experienced in international project management, corporate finance, investment research, and financial forecasting. Analytical, intellectually curious, and creative about new ways to grow and expand with current and future investment opportunities. Analyzed the acquisition of over 50 million dollars in fixed-income assets, including bonds, and notes. Administering and exploring platforms such as Excel, Python, SQL, and internal audit systems for the direct payment of over 10 million dollars. Led the investment round of $5 million for a growing start-up. Graduated from Hult International Business School with a Bachelor in Business Administration, Finance major. Also, a Computer Science specialist with experience in Python Programming, SQL, Java Programming, Design Engineering, and Software Design. Specialization in Entrepreneurial Finance: Strategy and Innovation from Duke University. MBA in Business Analytics from the International Technological University. Achieving excellence on all tasks, no matter how big or small. That's the main goal. --- Send in a voice message: https://podcasters.spotify.com/pod/show/thinkfuture/message Support this podcast: https://podcasters.spotify.com/pod/show/thinkfuture/support

Watch the full video interview on YouTube here: https://bit.ly/525drthomasseyfried Thomas N. Seyfried (IG: @thomasseyfriedbc) is Professor of Biology at Boston College, and received his Ph.D. in Genetics and Biochemistry. He has over 200 peer-reviewed publications and is author of the book, Cancer as a Metabolic Disease: On the Origin, Management, and Prevention of Cancer. If you or someone you know has cancer, you'll definitely want to tune in and learn about this alternative way of treating the disease.  In this episode, we discuss: Are less people really dying of cancer these days? Treat cancer as a metabolic disease, not a genetic disease The biggest challenges getting cancer research recognized Metabolic therapy vs. standard of care Treating brain tumors with metabolic therapy How to measure your glucose ketone index (GKI) Cancer loves glucose and glutamine Genetic mutations aren't the cause of cancer The primary role of ketone bodies What is Insulin Potentiation Therapy (IPT)? The growth of cancer cells Are exogenous ketones being used as an adjunct to therapy? The press-pulse strategy for glutamine Administering low-dose drugs under therapeutic ketosis The standard of care for cancer is not working Water fasting vs the keto diet/drug combo Learning to manage cancer without recurrence What is the DON? + How the press/pulse strategy works Metabolic therapy isn't getting a fair clinical trial The future of cancer Cancer is a massive tragedy for humanity Can cancer screening be non-invasive? How to prevent cancer Show sponsor: Organifi

In this episode, our cohosts discuss the process of administering the Lord's Supper. Covenant Baptist Theological Seminary is a Confessional Reformed Baptist Seminary Providing affordable online theological education to help the Church in its calling to train faithful men. To learn more about CBTS, visit https://CBTSeminary.org. --- Send in a voice message: https://anchor.fm/cbtseminary/message Support this podcast: https://anchor.fm/cbtseminary/support

At some point, most people will experience a traumatic event or critical loss. Experts say that just as some physical traumas need first aid, there are also times when a person may need psychological first aid to validate emotions, reduce stress and foster coping skills. Therapist Kevin Broderick, Family Services Emergency Response program manager, joins this episode of the Church News podcast to discuss how evidence-informed, gospel-centered psychological first aid can support individuals in crisis. During his career as a marriage and family therapist, Broderick has responded to local, national and international crises. Speaking with guest host and Church News reporter Mary Richards, Broderick shares experiences, offers five principles of support and details how to find resources to learn more.  The Church News Podcast is a weekly podcast that invites listeners to make a journey of connection with members of The Church of Jesus Christ of Latter-day Saints across the globe. Host Sarah Jane Weaver, reporter and editor for The Church News for a quarter-century, shares a unique view of the stories, events, and most important people who form this international faith. With each episode, listeners are asked to embark on a journey to learn from one another and ponder, “What do I know now?” because of the experience. Produced by KellieAnn Halvorsen.See omnystudio.com/listener for privacy information.