Podcasts about bay area

Dan (Yang) and Dan (Harumi) stop by the show to talk about the ultimate hot take.C O M E S E E H A C K C I T Y C O M E D Y TicketsF O L L O W U Shttps://www.instagram.com/asiannotasianpodhttps://www.instagram.com/nicepantsbrohttps://www.instagram.com/jennyarimoto/P A T R E O Nhttps://www.patreon.com/asiannotasianpod P A R T N E R S -Check out friend of the pod John's cabin on Airbnb! https://www.airbnb.com/slink/penXRFgl - Helix Sleep Mattress: visit helixsleep.com/asian - Nutrafol: www.nutrafol.com (Promo code: Asian) This episode is sponsored by BetterHelp. Give online therapy a try at betterhelp.com/ASIAN and get on your way to being your best self.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Behavioral scientist turned dating coach, Logan Ury is an internationally recognized expert on modern love. She's the author of the Amazon #1 bestseller, How to Not Die Alone. As the Director of Relationship Science at the dating app Hinge, Logan leads a research team dedicated to helping people find love. After studying psychology at Harvard, she ran Google's behavioral science team—the Irrational Lab. Logan lives in the Bay Area with her husband, Scott and her daughter. In this episode of Last First Date Radio:The science behind why dating is so hardHow dating can be improvedThe Three Tendencies in DatingWhy you shouldn't be looking for the ‘spark' How to stop searching for a prom date to find your life partnerThe biggest mistakes people make in datingWays to make dating funBuy How to Not Die Alone here: https://amzn.to/3vlbO2W Learn more at LoganUry.com or follow her @loganury►Please subscribe/rate and review the podcast on Apple Podcasts http://bit.ly/lastfirstdateradio ►If you're feeling stuck in dating and relationships and would like to find your last first date, sign up for a complimentary 45-minute breakthrough session with Sandy https://lastfirstdate.com/application ►Join Your Last First Date on Facebook https://facebook.com/groups/yourlastfirstdate ►Get Sandy's books, Becoming a Woman of Value; How to Thrive in Life and Love https://bit.ly/womanofvaluebook , Choice Points in Dating https://amzn.to/3jTFQe9 and Love at Last https://amzn.to/4erpj7C ►Get FREE coaching on the podcast! https://bit.ly/LFDradiocoaching ►FREE download: “Top 10 Reasons Why Men Suddenly Pull Away” http://bit.ly/whymendisappear ►Group Coaching: https://lastfirstdate.com/the-woman-of-value-club/ ►Website → https://lastfirstdate.com/ ► Instagram → https://www.instagram.com/lastfirstdate1/ ►Get Amazon Music Unlimited FREE for 30 days at https://getamazonmusic.com/lastfirstdate  

On this special segment of The Full Ratchet, the following Investors are featured: Han Shen Craig Shapiro Kevin Jiang We asked guests to discuss the most visionary founder that they've worked with and what makes them so special. The host of The Full Ratchet is Nick Moran of New Stack Ventures, a venture capital firm committed to investing in founders outside of the Bay Area. Want to keep up to date with The Full Ratchet? Follow us on social. You can learn more about New Stack Ventures by visiting our LinkedIn and Twitter.

Tianna Kennedy is co-owner and operator of Star Route Farm. She has lived in Tucson, the Bay Area, Nottingham, and Brooklyn. For over a decade, she has been farming in the Catskills, which now serves as her home base. Tianna is also part of the crew of Apollonia, a 64-foot steel-hulled schooner retrofitted for sail freight on the Hudson River. She contributes to cargo operations and deck work as the vessel transports goods between upriver farms and downriver markets using wind and recycled vegetable oil.

Is loneliness something that happens when you're not looking? And if so, could meaningful connection be found in a simple but purposeful café, where the lonesome are paired with the perfect partners for deep conversation? That's the fantasy at the heart of Kathy Wang's new novel, “The Satisfaction Café.” It follows Joan who starts the book as a Chinese graduate students in California in the 1970s. But her life quickly turns, as revealed on page one, when Wang writes: “Joan had not thought she would stab her husband.”From there, Joan is off to the races, marrying an older white man as a second husband, navigating his wealthy world, all while trying to find her own purpose and place.“The Satisfaction Café.” is one of the must-reads of the summer — and this week, Wang joins Kerri Miller on Big Books and Bold Ideas to talk about loneliness, the curse (or blessing) of small talk, why some cultures are OK with brazenly talking about money (and some aren't) and why she truly believes a third place like the Satisfaction Café could benefit us all. Guest: Kathy Wang is the author of “Family Trust,” “Imposter Syndrome” and “The Satisfaction Café.” She is a graduate of UC Berkeley and Harvard Business School, and lives in the Bay Area. Subscribe to the Thread newsletter for the latest book and author news and must-read recommendations.Subscribe to Big Books and Bold Ideas with Kerri Miller on Apple Podcasts, Google Podcasts, RSS or anywhere you get your podcasts.

Shoot us a Text.Episode #1110: Today we cover Trump's sweeping auto tariffs, Tesla's not‑so‑autonomous “Robotaxi” rollout, and the rise of agentic checkout in online retail.Show Notes with links:President Trump's country-by-country auto tariff deadline has arrived, setting off a new round of trade negotiations and recalibrations for global automakers.Canadian tariffs rise to 35%, though most USMCA-compliant vehicles dodge the hike.Mexico earns a 90-day delay on new tariffs, holding at 25% on non-U.S. content.Japan and South Korea cut tariffs to 15% with total pledges of $900B to U.S. industryJapan is also willing to take American imports based on U.S. standards, meaning American OEMs don't need to make a different car.“You can take the car you make in Detroit, put it on a boat and send it,” said U.S. Commerce Secretary Howard Lutnick.Tesla's long-hyped “Robotaxi” expansion into the Bay Area looks more like a rebranded Uber than a self-driving revolution. The cars run under Tesla's app but still rely on humans behind the wheel.Each car has a “safety monitor” in the driver's seat, making it equivalent to an Uber driver using Tesla's supervised Full Self‑Driving system.The California DMV and Public Utilities Commission expressed concern after hearing Tesla employees discuss an imminent Robotaxi launch, even though the company has not applied for the required permits.Politico reported that Tesla's counsel reassured regulators, claiming the rollout was limited to employees, friends, family, and select members of the public.Tesla is now actively recruiting “vehicle operators” in nine additional U.S. cities to replicate the Bay Area service.“Agentic checkout” is the latest frontier for artificial intelligence. Payment giants, tech platforms, and retailers are all racing to build systems that let AI handle more of the shopping journey.Mastercard, Visa, Google, and PayPal are each rolling out agentic checkout platforms, designed to let AI act as a shopper's digital assistant.PayPal is upgrading its decades‑old systems to handle the heavier transaction loads expected from AI‑driven commerce.Experts say the winners will be payment providers and e‑commerce platforms that build the infrastructure for AI agents rather than compete with them.Michelle Gill, GM of small business and financial services at PayPal said that The general sense in the industry is that “rather than competing, these stakeholders increasingly collaborate to harness the potential of agentic AI.”Mastercard's Co‑President of Global Partnerships, Sherri Haymond, said retailers won't need to replace entire platforms: “I would encourage merchants to have an open mind, and to lean in and do the work to make their environment accessible in this Join Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/

Julia Morgan, the pioneering female architect, was born in San Francisco, raised in Oakland and educated at UC Berkeley and the the Ecole des Beaux-Arts in Paris. She designed over 700 buildings, many of them in the Bay Area, and had a huge impact on the field of architecture. We dig into her life and legacy. Additional Resources: Read the transcript for this episode Check out the New Angle: Voice podcast Sign up for our newsletter Enter our Sierra Nevada Brewing Company monthly trivia contest Got a question you want answered? Ask! Your support makes KQED podcasts possible. You can show your love by going to https://kqed.org/donate/podcasts This story was produced by Brandi Howell. Bay Curious is made by Katrina Schwartz, Gabriela Glueck and Christopher Beale. Additional support from Olivia Allen-Price, Jen Chien, Katie Sprenger, Maha Sanad and everyone on Team KQED.

On this special segment of The Full Ratchet, the following Investors are featured: Ryan Delk Aaref Hilaly Somesh Dash We asked guests to share the best question they've ever been asked by an allocator. The host of The Full Ratchet is Nick Moran of New Stack Ventures, a venture capital firm committed to investing in founders outside of the Bay Area. Want to keep up to date with The Full Ratchet? Follow us on social. You can learn more about New Stack Ventures by visiting our LinkedIn and Twitter.

Kaiser Permanente will stop providing gender-affirming surgeries for patients under the age of 19, as a result of President Trump's executive order targeting health centers that provide care for transgender youth. Providers across the nation have been scaling back on gender-affirming care, including Stanford Medicine and Children's Hospital Los Angeles, but Kaiser's decision has shocked many providers and patients in the Bay Area. We talk with nurses, advocates, patients and specialists about what it means for them and the future of healthcare for gender-nonconforming minors. Guests: Michelle Jurkiewicz, licensed clinical psychologist and gender specialist Sydney Simpson, nurse, Kaiser Permanente S. Baum, correspondent, "Erin in the Morning" newsletter by Erin Reed Rhaetia Hanscum, teacher and member of the Bay Area Rainbow Families Action Group Will Lohf, San Francisco public high school student and activist Learn more about your ad choices. Visit megaphone.fm/adchoices

How acting and Meisner technique informed music making for him What drew him to San Francisco after school at Berklee Leaning more and more into musical theatre work Playing with “no mind” The concept of his book “Phrasing: Advanced Rudiments for Creative Drumming” The value of repetition over variation  What it means to “stay relevant” 

An interpretive sign at Muir Woods National Monument has recently been edited because of a Trump administration executive order banning any materials that “inappropriately disparage” people in American history. This isn't the first time that a national park exhibit in the Bay Area has been affected because of Trump's policies. We learn more from Marissa Ortega-Welch, the creator and host of the wilderness podcast How Wild. 

RNB & Chill (New RNB Slaps + Classic R&B Heat) Jul 2025 (Cover: Musiq Soulchild) Ep. #500 http://instagram.com/dennisblaze

ESPN's new power rankings were just released! Wait until you see who's landed AHEAD of Luka and the Lakers. Tonight is the first Finals rematch of the W season! Hear our exclusive interviews with Napheesa and Sabrina ahead of what is sure to be one of the best games of the season. Shams is standing by with the very latest out of Golden State. Why hasn't Jonathan Kuminga signed a deal yet? The NBA Off-Season rankings are out and you don't want to miss what Perk has to say about who is ahead of the Lakers.. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Trump signed an executive order last week that could fundamentally reframe the way the federal government deals with homelessness. Titled “Ending Crime and Disorder on America's Streets,” the order pivots away from housing-first strategies and toward public safety and mandatory treatment. That includes prioritizing funding for states and cities that ban urban camping, loitering, and open drug use, and it supports civil commitment — involuntary hospitalization for those with severe mental illness or addiction. Harm reduction programs are effectively defunded under this order, and treatment becomes a prerequisite for federal help.This didn't get a lot of attention in the media. That's a mistake. Homelessness is one of the most visible problems in American cities, and it's not going away. I've lived in Oakland, San Francisco, and Austin — three cities that have all struggled mightily with this issue. San Francisco in particular is the worst I've seen. It's not hyperbole to say that its homelessness crisis overshadows the city's stunning architecture and rich culture. Visitors walk away talking about tents, not the Golden Gate Bridge.Politics Politics Politics is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.This isn't a lecture about policy. I don't think there's an easy solution. From everything I've read and seen, roughly half of people living on the streets are there because of financial collapse — bad luck, bad decisions, and no safety net. The other half, though, don't want to reenter society. Some of them are dangerous, many are mentally ill, and addiction is everywhere. That's especially true in places like the Bay Area, where cheap or even free drugs are plentiful, and the spiral from one substance to the next ends in death more often than we acknowledge.Even in liberal cities, the political lines are shifting. When I moved to Austin in 2021, the city had rescinded its ban on urban camping. The results were immediate: tents on sidewalks, more street homelessness, and public parks taken over. A citywide referendum eventually reinstated the ban — not because Austin became more conservative, but because people across the political spectrum wanted cleaner streets. They didn't necessarily care how it happened. That's the political space Trump's executive order moves into.It's controversial, yes. And there are real concerns about forcing treatment and stripping funding from programs that do help some people. But the public mood is changing. People are frustrated. They want their cities back, and they're running out of patience for ideological purity tests. Trump, love him or hate him, is filling a leadership vacuum here. I don't know if his order will work — or if it'll be implemented at all in places that oppose him. But I do think it's a sign that this issue is far from settled, and it's about to get a lot more attention.Chapters00:00:00 - Intro00:03:09 - Trump's Homelessness Plan00:14:56 - Update00:15:18 - EPA Rollbacks00:20:09 - North Carolina00:23:12 - Epstein00:26:58 - Interview with Dan Turrentine00:59:56 - Wrap-up This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.politicspoliticspolitics.com/subscribe

The South Bay in San Diego County is the site of one of the nation's worst environmental disasters. Fifty million gallons of untreated sewage and industrial chemicals flow daily into the Tijuana River and out of Imperial Beach. New research connects the waste to worsening air quality, which has been linked with headaches, skin infections and gastrointestinal problems in the local population. We'll talk about why solutions could be years away. Guests: Soumya Karlamangla, national correspondent, based in the Bay Area, The New York Times Paula Stigler Granados, associate professor at the School of Public Health and head of the Environmental Health Division, San Diego State University Paloma Aguirre, mayor, Imperial Beach Learn more about your ad choices. Visit megaphone.fm/adchoices

This week on the New Music Business podcast, Ari sits down with Rick Farman. Farman is an experienced entrepreneur, co-founder, and executive at Superfly, the event production company behind Bonnaroo and San Francisco's Outside Lands Music & Arts Festival. With roots dating back to Superfly's founding in 1996, Farman has overseen event operations, business development, and strategic partnerships that have shaped some of the country's most iconic festivals . As a key architect of Outside Lands since its launch in 2008, he helped build the festival's signature blend of music, sustainability, and Bay Area culture, emphasizing local food, art, and ecological responsibility. A holder of a BA in anthropology from Tulane University, Farman splits his time between overseeing Superfly's expanding portfolio and investing in emerging companies across wellness, tech, and entertainment.Ari and Rick delve into the intricacies of festival creation, exploring everything from the art of booking talent to designing immersive, multidimensional experiences that go far beyond the music. Rick shares valuable insights into the business side of running large-scale events, including sponsorship, logistics, and long-term brand building. He also emphasizes the importance of fostering community, highlighting how festivals can serve as cultural touchstones. Throughout the conversation, Rick reflects on how the festival landscape has evolved over the years, shaped by shifts in technology, audience expectations, and the growing demand for authenticity and purpose-driven programming.00:00 Introduction – Ari introduces Rick Farman and his festival background.02:15 Origins of Outside Lands – Rick shares how the festival began and its San Francisco roots.10:30 Booking Artists – How lineups are built and talent is curated.20:45 Festival Business – The economics of festivals and artist compensation.30:00 Immersive Experiences – Rick on designing interactive festival environments.40:15 Bonnaroo's Evolution – The rise of Bonnaroo and its industry impact50:00 Music & Community – Why building community is essential in music today.55:30 Conclusion – Final thoughts on success in the modern music business.https://sfoutsidelands.com/Edited and mixed by Peter SchruppMusic by Brassroots DistrictProduced by the team at Ari's TakeOrder the THIRD EDITION of How to Make It in the New Music Business: https://book.aristake.com Hosted on Acast. See acast.com/privacy for more information.

Today we put our friend caps on and think about what we would do in sticky situations with our friends. We talk about how we would react if our friend confessed they were cheating, or if a good friend started hanging out with our opp, and other tough situations!Support the showFollow us on social media @eatyourcrustpod

Here are some readings from our series New Arrivals, a pocket-sized book tour with Bay Area authors. 

RNB Fire (New R&B Slaps + Classic Heat) Jul 2025 (Cover: Janet Jackson) Ep. #499 http://instagram.com/dennisblaze

If you'd like to see full video of this and other episodes, join the Reel Notes Patreon at the Homie ($5/month) tier or higher. Each episode is also available to buy individually for $5 (Buy it through a web browser and not the Patreon app. You'll get charged extra if you purchase through the app.) You also get early access to episodes, an invite to our Discord server, access to the Reel Talk archives, and more!This week's episode is a bit different than usual: it's a playback of my conversation with California visual artist Brian Kwon held during the opening week of Genius Loci, his first-ever art exhibit. We spoke about his upbringing, musical tastes, entrance to the world of indie rap, the process of drawing rap shows in real-time, and a handful of the pieces that lined the walls that night, including work featuring billy woods, ShrapKnel, Conductor Williams, and more. Brian and I will be recording a more traditional episode of Reel Notes sometime down the line, but for now, come fuck with us.  Follow Brian on Instagram (@beekay.art), subscribe to his Substack, and check out his Linktree to stay tapped in with all things Brian. Reel Notes stands in solidarity with American immigrants against ICE and the oppressed peoples of Palestine, Congo, Sudan, Tigray, and Haiti. Please consider donating to the Coalition for Humane Immigrant Rights, the Palestine Children's Relief Fund,  The Palestinian Youth Movement, The Zakat Foundation, HealAfrica, FreeTigray, and/or Hope For Haiti.  For information about contacting your representatives to demand a ceasefire, finding protests, and other tools, check out CeasefireToday!Follow me on Instagram (@cinemasai), Twitter (@CineMasai_), Bluesky (@cinemasai.bsky.social), TikTok (@cinemasai), Letterboxd (@CineMasai), and subscribe to my weekly Nu Musique Friday newsletter to stay tapped into all things Dylan Green.   Support the show

ESPN's new power rankings were just released! Wait until you see who's landed AHEAD of Luka and the Lakers. Tonight is the first Finals rematch of the W season! Hear our exclusive interviews with Napheesa and Sabrina ahead of what is sure to be one of the best games of the season. Shams is standing by with the very latest out of Golden State. Why hasn't Jonathan Kuminga signed a deal yet? The NBA Off-Season rankings are out and you don't want to miss what Perk has to say about who is ahead of the Lakers.. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Grahame Lesh sits down with Andy Frasco and Nick Gerlach to discuss the monumental task of organizing the Golden Gate Park Grateful Dead 60th anniversary celebration. Graham opens up about processing his father Phil Lesh's passing while honoring his legacy through music. Topics Discussed: The "10,000 sit-ins" concept and musical directing challenges Processing grief while celebrating Phil Lesh's incredible life Growing up in the Grateful Dead community and finding his own musical path The impact of Terrapin Crossroads on Bay Area musicians The Grateful Dead legacy as a "tree with many branches" Behind-the-scenes stories from a life in the Dead family Building community through improvisational music Links: Grahame Lesh: https://www.grahamelesh.com Midnight North: https://midnightnorth.com Watch this episode now on Volume.com & YouTube. We're psyched to partner up with Volume.com! Check out their roster of upcoming live events and on-demand shows to enrich that sweet life of yours. Call, leave a message, and share your best Grateful Dead memory: (720) 996-2403 Check out our new album Growing Pains on all platforms 5/23/25!! Follow us on Instagram @worldsavingpodcast For all things Frasco, go to: AndyFrasco.com

On today's 7.29.25 show we talked about Selena's horrible morning, content creator's at weddings, kidinfluencers, this Bay Area city has an overwhelming amount of rats, Taylor Swift is working on a new project, AI has made some NFL predictions, a freak accident that happened at a fair, Diddy is asking for bail again, unprovoked attacks by teen girls and more!

Shannon Lee is an author, actor, singer, and businesswoman managing the estate of Bruce Lee, her father. She has worked hard to preserve Bruce's legacy through books, TV shows, films, events, and charitable work. More than 50 years after his death, Bruce Lee remains the most influential martial artist in history. In this podcast, Shannon tells her father's story from his birth in San Francisco, training in Hong Kong under Ip Man, first martial arts schools in the United States, breakthrough in Hollywood, and more. Shannon also tells her own story, touches on the impact of her brother Brandon Lee, and shares deep insight into her father's philosophy and what it means to her.--For promo opportunities on the podcast, e-mail info@historyofthebay.com--History of the Bay Spotify Playlist: https://open.spotify.com/playlist/3ZUM4rCv6xfNbvB4r8TVWU?si=9218659b5f4b43aaOnline Store: https://dregsone.myshopify.com Follow Dregs One:Spotify: https://open.spotify.com/artist/1UNuCcJlRb8ImMc5haZHXF?si=poJT0BYUS-qCfpEzAX7mlAInstagram: https://instagram.com/dregs_oneTikTok: https://tiktok.com/@dregs_oneTwitter: https://twitter.com/dregs_oneFacebook: https://facebook.com/dregsone41500:00 “We Are Bruce Lee” exhibit03:58 Born in San Francisco05:44 Early Wing Chun training12:12 Oakland15:14 Philosophy23:06 Mental strength30:42 Breaking into Hollywood36:11 Shannon's childhood 41:15 Brandon Lee45:02 Leading the legacy52:43 Bruce Lee Foundation

Thousand of people are making a living as food content creators. They're gaining big followings on YouTube and social media. Here, reporter Steffi Puerto talks to someone who started making their Youtube videos on the Bay Area food scene.

Evan Giddings from 95.7 The Game in the Bay Area joins Dave Softy Mahler and Hugh Millen to talk about the Athletics hosting a series against the Mariners starting tonight in Sacramento, including the state of the organization and if they’re sellers at the deadline.See omnystudio.com/listener for privacy information.

Jalen Sundell, Seahawks OLineman sits down with Ian to discuss the difference between last year and now, especially considering the uphill battle he had to make the team last season. He talks about finally getting to hit people in training camp and gives us some insight on what to expect from Grey Zabel. Corbin Smith, Emerald City Spectrum joins Ian to talk about day one in pads yesterday. Demarcus Lawrence has 'old man strength' as he literally picked up Abe Lucas and moved him yesterday. It says more about DLaw than Lucas. Corbin was impressed by Oluwatimi as well. Corbin stays with us to discuss the Seahawks' defense. Expectations are high - for a reason. The Mariners won in Sacramento last night and it's hard to get over the 'spring training' stadium the A's play in. The Mariners may have won because of Ben Williamson yesterday, but we're really hoping this doesn't dampen the Geno Suarez talk. The market will dictate the next two days. Joe Sheehan, The Joe Sheehan Newsletter! Joe takes us through the history of free agency and how players in the modern era are taking advantage of the system. He discusses the value of Ben Williamson and previews the next two days and what we're most likely to see. Ian and Anders discuss the Mariners' 3rd base position. John Lund, Unleashed! John says the thirst for Niners content in the Bay Area continues to be off the charts. They're going to have 6-8 starting rookies on the defense to start the season, which means many mistakes are looming. John and Ian also delve into the 'Sacramento' baseball scene and touch on NBA operations. Checking in on the Text Line! Crosstalk with Softy!See omnystudio.com/listener for privacy information.

In this episode, artist and community advocate Corey La Rue. traces his relationship to the land, labor, and survival—from a near-death experience that altered the course of his life, to his ongoing advocacy for California's agricultural workers and displaced communities. Raised in the Bay Area in California, La Rue shares his early exposure to fieldwork through family ties to migrant labor. These firsthand experiences, coupled with his own time working in agriculture, shape his nuanced understanding of the exploitation embedded in the state's economy. What emerges is a critique rooted not in theory, but in lived knowledge: the food systems that sustain us are built on invisible suffering. In a conversation that flows between the local and the global, La Rue and Proenza examine the slow violence of gentrification, the complicity of liberal “investment” language, and the way grief and survival are interwoven. La Rue describes the rapid transformation of his Melrose neighborhood—where new development displaces working-class Latino families—and calls for greater grassroots resistance. The episode draws a powerful line from housing precarity to policy indifference to the long, often invisible, labor histories of California. This is a conversation about who gets to stay, who gets erased, and what it means to fight for the dignity of people and place. Explore Corey La Rue's work:

ZITADEL is pioneering the next generation of identity infrastructure, providing a developer-first platform that handles everything from basic authentication to complex multi-tenant B2B scenarios. With $11.5 million in funding and a unique open-source approach, ZITADEL has positioned itself as the "GitLab for identity" - offering both self-hosted and SaaS deployment options while maintaining flexibility through comprehensive APIs. In a recent episode of Category Visionaries, I sat down with Florian Forster, CEO and Co-Founder of ZITADEL, who recently relocated from Switzerland to the Bay Area to accelerate the company's go-to-market efforts and tap into the massive US opportunity. Topics Discussed: ZITADEL's comprehensive identity platform covering authentication, authorization, and multi-tenant scenarios The company's innovative dual-licensing approach combining AGPL open source with commercial offerings Florian's strategic decision to relocate his entire family from Switzerland to the Bay Area The evolution from per-user pricing to capability-based pricing models Building a global team across three regions: Europe for engineering, US for go-to-market, and Argentina for customer success Marketing strategy focused 80/20 on developers versus buyers Cultural differences between European and American go-to-market approaches Future vision for AI risk mitigation and behavioral analytics in identity management GTM Lessons For B2B Founders: Embrace "cash or code" open source strategy: Florian introduced the concept of "cash or code" - users either pay for commercial features or contribute meaningfully to the open source project. ZITADEL's shift from Apache to AGPL licensing ensures that free users contribute back to the community while commercial customers get enterprise features and SLAs. This dual-licensing approach creates sustainable economics while building a strong community foundation. Rethink pricing to align with customer value creation: ZITADEL is moving away from per-user pricing because, as Florian explains, "we are the system that makes users useful. So if we hinder our customers on creating users in the first place, it kind of defeats the whole idea." Instead, they're shifting to capability-based pricing where customers pay for specific features like compliance notifications rather than user seats. This removes friction from customer growth and better aligns pricing with actual value delivered. Focus marketing efforts on developers, not just buyers: ZITADEL discovered that an 80/20 split between developer-focused and buyer-focused marketing works best. Florian notes that "targeting the developer ultimately leads to us being in the debate when somebody procures a system like ours." Developers do the initial evaluation and recommendation, so winning them over is crucial for getting into procurement discussions with buyers. Leverage geographic arbitrage strategically: ZITADEL operates across three regions - Europe for core engineering (quality engineers at $100-250K vs $250-500K in Bay Area), US for go-to-market, and Argentina for customer success and sales engineering. This approach optimizes for both cost efficiency and timezone coverage while maintaining quality across all functions. Adapt messaging for cultural differences: Moving from Switzerland to the US taught Florian that "in US marketing, things get overinflated quite severely, but the buyer knows that and automatically deducts some of it." Europeans tend to under-market solid products, while US buyers expect and discount for marketing inflation. B2B founders must calibrate their messaging appropriately for different markets and buyer expectations.   //   Sponsors: Front Lines — We help B2B tech companies launch, manage, and grow podcasts that drive demand, awareness, and thought leadership. www.FrontLines.io The Global Talent Co. — We help tech startups find, vet, hire, pay, and retain amazing marketing talent that costs 50-70% less than the US & Europe.  www.GlobalTalent.co   //   Don't Miss: New Podcast Series — How I Hire Senior GTM leaders share the tactical hiring frameworks they use to build winning revenue teams. Hosted by Andy Mowat, who scaled 4 unicorns from $10M to $100M+ ARR and launched Whispered to help executives find their next role. Subscribe here: https://open.spotify.com/show/53yCHlPfLSMFimtv0riPyM   

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews Thomas Brandt, Chief Risk Officer of the Federal Retirement Thrift Investment Board (FRTIB) and one of the 2024 RIMS ERM Award of Distinction winners. Thomas shares some of his experiences at the IRS, where he won the 2021 RIMS ERM Award of Distinction, and how he moved from the IRS to join the FRTIB. Tom covers how he successfully integrated strategy and ERM at the FRTIB. He tells how the FRTIB moved from a high-level to a medium-level cyber risk posture, with improved Federal Information Security Modernization Act (FISMA) scores. Tom shares how the FRTIB  works with a managed services model in a way that's scalable and sustainable. Tom relates his views on risk culture and the portfolio view that a mature ERM program supports.   Listen to learn how to nominate your organization's ERM Program for the RIMS ERM  Award of Distinction.   Key Takeaways: [:01] About RIMS and RIMScast. [:14] RIMScast is a proud nominee of the 20th Annual People's Choice Podcast Awards. We are nominated in the category of Government and Organizations, and we would appreciate your support. [:26] Help us win that award by visiting PodcastAwards.com and the link in this episode's notes.  [:36] About this episode of RIMScast. We will be joined by Thomas Brandt, Chief Risk Officer of the Federal Retirement Thrift Investment Board and one of the 2024 RIMS ERM Award of Distinction winners. [1:05] RIMS-CRMP Workshops! The next Virtual RIMS-CRMP exam prep, co-hosted by Parima, will be held on September 2nd and 3rd. [1:17] The next RIMS-CRMP-FED virtual workshop will be held on November 11th and 12th, and led by Joseph Mayo. Links to these courses can be found on the Certification Page of RIMS.org and through this episode's show notes. [1:34] RIMS Virtual Workshops! On August 5th, we have a day-long course about “Emerging Risks.” [1:42] RIMS has launched a new course, “Intro to ERM for Senior Leaders.” This is a two-day course. The first two-day course will be held on August 12th and 13th and will be led by former RIMS President, Chris Mandel. [1:56] The course will be held again on November 4th and 5th and will be led by Elise Farnham. RIMS members enjoy deep discounts! [2:05] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [2:17] Mark your calendars for November 17th and 18th for the RIMS ERM Conference 2025 in Seattle, Washington. The agenda is jam-packed with educational sessions that will resonate with risk practitioners at all stages of their careers. [2:38] See the full agenda at RIMS.org/ERM2025. Nominations are open for the RIMS Global ERM Award of Distinction 2025. The nomination deadline is Saturday, August 16th. The award is presented annually at the RIMS ERM Conference. There is a link in this episode's show notes. [3:05] If your organization's ERM program or one you know of deserves this recognition, we want to hear about it. Remember to send in that nomination form by August 16th. [3:16] RISKWORLD 2026 will be in Philadelphia, Pennsylvania, from May 3rd through May 6th. RIMS members can now lock in the 2025 rate for a full conference pass to RISKWORLD 2026 when registering by September 30th. [3:31] This also lets you enjoy earlier access to the RISKWORLD hotel block. Register by September 30th, and you will also be entered to win a $500 raffle. Don't miss out on this chance to plan and score some extra perks. [3:44] The members-only registration link is in this episode's show notes. If you are not yet a member, this is the time to join us. Visit RIMS.org/membership and build your risk network with us here at RIMS. [3:58] On with the show! Our guest today is one of the winners of the 2024 RIMS ERM Award of Distinction. He is also the Chief Risk Officer for the Federal Retirement Thrift Investment Board (FRTIB). [4:15] Tom Brandt is here to discuss ERM and how it has been a guiding light throughout his risk career, which includes several years at the IRS. He recently participated in the RIMS ERM Q&A Series, and we're going to extend the dialogue beyond those digital pages, so let's get to it. [4:35] Interview! Tom Brandt, welcome to RIMScast! [4:42] At long last, Tom Brandt is here on RIMScast! Tom is one of the members of the Strategic and Enterprise Risk Management Council and one of the recipients of the 2024 ERM Award of Distinction. There's so much to discuss when it comes to ERM! Tom loves ERM. [5:18] Tom was also a 2021 ERM Award of Distinction recipient for his work at the IRS, where he worked for about 27 years, for the last eight of which, he was their Chief Risk Officer. There, he got into the whole ERM space. [5:38] Then, in late 2021, an opportunity opened at the Federal Retirement Thrift Investment Board (FRTIB), and Tom took on the role of Chief Risk Officer. He enjoys the opportunity to work in a small organization with a different focus. [5:55] The FRTIB is sort of the 401(k) for federal employees and uniformed services. They have a singular mission around that plan. [6:13] Tom was brought into the FRTIB to integrate strategy and ERM. He stresses the importance of linking risk and strategy. When Tom started, the offices of Enterprise Planning and Enterprise Risk had just been brought together. [6:51] They were looking for the first Director of Planning and Risk/CRO. Tom applied and was selected for the role. Even though it's a small agency of 250, those functions had been siloed. [7:07] Tom's first area of focus was getting the staff to know each other and learn more about what each process entailed, and then working with the team to look at how to bring these processes together. [7:23] Tom says, when we're identifying risks and needing to mitigate risks, the next question is, where do we get the resources? When the process is not integrated into your planning and budgeting process, that becomes very challenging. [7:36] As we go through our annual planning process, we work with our business offices, and if they're risk owners, we talk about what risks they are managing or mitigating, and if there are related initiatives or resources needed. [7:51] That information gets captured in the annual plan and becomes an input to the budget process. We're not only raising the risks and talking about them, but also identifying initiatives and getting funding, support, and resources to manage and mitigate those risks. [8:16] Tom's risk group has seven or eight people. They also do internal controls, policies, and procedures. They are the agency's anti-fraud group. They do brand monitoring and run the third-party risk monitoring program. They do work beyond the enterprise risk component. [8:51] The FRTIB moved from a high-level to a medium-level cyber risk posture, which improved Federal Information Security Modernization Act (FISMA) scores. FISMA is an annual cybersecurity audit of federal organizations. [9:27] Years ago, the FRTIB was scoring in the 1s and 2s on most domains in this audit, out of a possible score of 5. That coincided with cybersecurity being one of the FRTIB's high risks. They needed to put in place better governance and protections. [9:53] Because cybersecurity had been one of the FRTIB's high risks, they require any of their enterprise risks that are medium high or higher to have a risk treatment plan. They work with their CISO and the cyber team to develop risk treatment plans each year. [10:08] The risk treatment plans identify resource needs and specific areas of focus. They use the FISMA domains, questions, and assessment criteria to keep in mind where they need to shore things up. [10:20] Justin clarifies that FISMA, the Federal Information Security Modernization Act, is a U.S. Federal law that requires federal agencies to develop a document and implement information security programs to protect government information. [10:36] Tom remarks that as a result of great work done by the CISO and the cyber team, the FRTIB scored a 5 in each domain on their 2024 FISMA audit. That moved the cybersecurity risk score down. It's still at a medium level because the threat landscape continues to evolve. [10:56] Threat actors are always out there, trying to stay one step ahead of you, so you have to stay on your game to get ahead of them. [11:15] The cyber threat is so significant that collectively, we all need to be working as hard as we can to maintain our defenses. Tom says the CISO community is working together to integrate the latest technology and developments and understand where the threat is. [11:49] The CISO community is staying on top of what's happening in the AI space to be able to share good practices across agencies and ensure that our posture government-wide is as strong as possible in detecting and preventing the cyber threat. [12:06] One of the strategic goals for FRTIB is the managed services model. Tom speaks about assessing and monitoring third-party and vendor risks in a way that's scalable and sustainable. [12:18] When Tom moved into his position, in December 2021, the agency was about six months away from implementing that managed services model for their record-keeping service. Record keeping is a huge part of the FRTIB's work. They have almost 7.5 million participants. [12:36] Managing participant transactions and keeping their information is a core responsibility for the agency. They were moving to a managed service model. [12:48] When you shift to that type of model, you don't give up accountability and responsibility for the program. You work with a provider. The Agency needed to look at what its mechanism for oversight was, to manage and understand third-party risk. [13:06] The Agency had some capabilities in place for vendor monitoring and supply chain risk management. Tom's area of focus was to build up the third-party risk management program. [13:18] Tom did a maturity assessment to compare what they were doing to good practices and look for opportunities to enhance their capabilities. He brought in some services from external providers to help with access to data about the performance of third-party services. [13:42] Quarterly, Tom reports to the FRTIB board on their top vendors, their overall operations, whether there are any risks he has concerns about, and if so, what is being done to address those risks. That has helped to put in place a strong third-party risk management program. [14:03] When Tom joined the FRTIB, his predecessor had already built a strong, mature ERM program. There was a repeatable process in place with a risk register and a risk profile. [14:22] The opportunity was in integrating risk with planning and looking at how to enhance the program and bring it to the next level of maturity and build out that third-party risk management monitoring capability.  [14:42] RIMS Events! The very first RIMS Texas Regional Conference will be held from August 4th through August 6th in San Antonio at the Henry B. González Convention Center. Public registration is open. The full conference agenda is live, so you can start planning. [15:00] Don't miss the post-conference workshop, the RIMS-CRMP Exam Prep course available on-site. This event is open to any RIMS chapter member. [15:10] If you are local to the area, you might consider becoming a RIMS member today so you can get all the benefits and begin networking with your new RIMS Texas peers. Visit RIMS.org/TexasRegional. [15:22] Just a month later, we will be up North for the RIMS Canada Conference 2025, which will be held from September 14th through the 17th in Calgary. Registration is open. Visit RIMSCanadaConference.ca and lock in those favorable rates. We look forward to seeing you! [15:41] On September 18th, the 10th Annual Chicagoland Risk Forum will be held at The Old Post Office in Chicago. Register at ChicagoRIMS.org. [15:52] Also on September 18th, the Spencer Educational Foundation will host the 2025 Funding Their Future Gala at the Cipriani 42nd Street. Visit SpencerEd.org. [16:03] On October 1st through the 3rd, the RIMS Western Regional Conference will be held in North San Jose at the Santa Clara Marriott. The agenda is live. It looks fantastic! Visit RIMSWesternRegional.com and register today! [16:20] Let's Return to My Interview with RIMS 2024 ERM Award of Distinction Winner, Tom Brandt! [16:37] Shortly after Tom won the 2021 ERM Award of Distinction, along with Melissa Reynard, for his work with the IRS, he left to go to the FRTIB. Tom talks about the switch. [16:57] Tom had a great career with the IRS. He had a range of different roles and responsibilities. For his last eight years with the IRS, he was the CRO. [17:23] Tom was ready to make a change. He learned about the opportunity at FRTIB to help them bring risk and strategy programs into one department. He was happy to be selected and see the value of having risk and strategy come together. [18:12] Tom was the second CRO at the IRS. In 2013, the IRS had a crisis, so they brought in a CRO from the GAO for about a year. Tom had been doing risk work in one of the business units of the IRS. He was chosen for the CRO position in 2014. [18:50] The IRS crisis in 2013 related to concerns about how the agency had been handling applications for tax-exempt status. It led to Congressional hearings and IRS leadership changes. [19:04] Before going to the FRTIB, Tom was contacted by a recruiter. Someone in the risk community knew of the position and suggested Tom for it. He's thankful he was contacted because it has turned out to be an excellent opportunity. [19:35] Through RIMS, Tom connects with public and private sector colleagues. He sees a lot of similarities. The public sector has been practicing ERM for just under a decade. [20:16] The most essential ingredient in ERM is leadership support. Tom has support at FRTIB from leadership and the Board. Without leadership support, ERM is a compliance exercise. If ERM is truly leveraged, it can add a lot of value. [20.42] Tom thinks we're seeing too many instances where organizations have not had robust risk programs and have had risk events that could have been prevented or had the impact lessened, had they had a risk program.  [21:02] Tom thinks the challenge in the public sector is that there isn't much room for government error. Anything that doesn't go according to plan tends to get attention. [21:22] That oversight creates an environment that tends to be more risk-averse. That's not the way we want to run our risk program, because we want to take advantage of the opportunity that risk prevents, but it's a factor of the environment we operate in. [21:44] Part of what led to the establishment of the IRS ERM program was the 2013 crisis and an after-event assessment of what went wrong. Bad news didn't make it to the top quickly enough. Information that leadership should have been made aware of didn't get there in time. [22:05] As a result, issues and problems were allowed to fester and go out of control. In the IRS, people took a lot of pride in fixing and solving their problems. Sometimes you don't have a lot of time to fix an issue before it goes sideways. [22:41] A real benefit from sharing information is that often you can find other parts of the organization that can help because they've experienced a similar type of issue. They might have additional resources. Ignoring or hiding the problem doesn't make it go away. [23:01] The key value of ERM is creating a culture where people are willing to speak up, information gets escalated quickly, and you're able to bring the right people and resources together to work collectively to manage and mitigate those risks. [23:15] At FRTIB, Tom focuses on creating an environment where people feel comfortable speaking about risk, where it's part of the regular way they operate. [23:32] Since starting in risk many years ago and working with his teams, Tom's approach has been doing risk with offices and not doing risk to offices. He wanted to meet them where they were, understand where they needed help, and nudge them, rather than drag them, along. [24:00] Tom says take time to understand the organization, the unique needs of each office, and work with them to help manage and mitigate a risk, versus trying to force something on them. [24:18] A Quick Plug! If you tuned in to the recent episode featuring James Lam, you will know he is hosting a new six-module workshop for us, the “RIMS-CRO Certificate in Advanced Enterprise Risk Management”. [24:33] The inaugural summer course is completely sold out! We are filled to the virtual capacity! Don't worry, in the Fall, the bi-weekly course will begin on October 9th. Registration closes on October 2nd. A link is in this episode's notes. Check it out and register today! [24:52] If you're getting inspired by Tom Brandt and his ERM Award of Distinction win, remember that nominations are now open for the ERM Award of Distinction 2025. Be sure to listen closely for the tips that he offers about what makes a strong nomination! [25:10] The link to the nomination form is in this episode's show notes. Good luck! [25:13] Let's Return to the Conclusion of My Interview with Tom Brandt! [25:18] Before becoming the CRO at the IRS, Tom was the Director of Planning and Research for the Large Business and International Division with responsibility for case selection, determining risk on corporate and international tax returns, and which ones should be selected for audit. [25:52] This was a compliance risk experience. That provided the stepping stone to take on a more strategic, operational view of risk within the division. When the broader CRO opportunity became available at the IRS, he was considered and ultimately selected for that position. [26:14] Tom's view of risk has evolved. Within a business unit, he focused on the day-to-day operational and compliance risk. He didn't take a view of the whole organization or what choices he made for his unit ight create risk for another part of the organization. [26:51] It's a real value for ERM to have a portfolio view of the most critical risks across the organization, and understanding how actions to address risks in one area could create or exacerbate a risk somewhere else. [27:08] Tom tells of reputational risk. Sometimes decisions don't factor in how they will be perceived. Tom helped people at the IRS understand reputational risk and the stakeholders they may need to engage to help them understand why particular decisions are made. [28:22] Tom shares advice for nominating an ERM Program for the ERM Award of Distinction. What are the results? What are the outcomes that the program accomplished that you can talk about? How did ERM help the organization? What value did it bring? [29:07] Take an example of something you can share, and explain how ERM was able to surface the risk and bring the right people together to help with that risk and help the organization. [29:24] It's critical to have letters of recommendation. At the IRS, Tom had two Deputy Commissioners write letters about what they saw as the value that ERM brought to the agency. [29:42] At FRTIB, Tom had letters from the Executive Director and a member of its Board, who had served for over a decade and had historical knowledge of how ERM had helped the Agency. [30:04] Tom notes that the process of going through the application is a great learning opportunity to reflect on accomplishments as well as areas of remaining opportunity. [30:17] If you are fortunate enough to be selected to receive recognition, it's a great way to recognize the team. Tom used the Awards to recognize his teams at the IRS and at FRTIB, who are the ones who make all of this possible. The recognition turns out to be great kudos for them. [30:41] You can learn more about Tom's achievements through the links on this episode's show notes, which feature his recent ERM Q&A from 2025. I've also included one with his former coworker from the IRS, Melissa Reynard, from 2022. [30:58] This should give you a great sense of not just the great work that Tom has done but also, what it takes to have your nomination seen and heard and get the recognition that you deserve. [31:13] Tom, it's been great getting to know you these past few years, and I look forward to seeing you in Seattle. Thank you for joining us here on RIMScast! [31:32] Special thanks again to Tom Brandt for joining us here on RIMScast. Be sure to check out the links in this episode's show notes for recent ERM Q&A interviews about his work with the FRTIB. [31:46] Tom is a recipient of the RIMS ERM Award of Distinction. The Call for Nominations is open through August 16th. Check this episode's show notes for the link and details. [32:00] The Awards will be presented at the RIMS ERM Conference 2025, November 17th and 18th in Seattle. A link to that event is also on this page. [32:08] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [32:36] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [32:54] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [33:12] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [33:29] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [33:43] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [33:50] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Links: 20th Annual People's Choice Podcast Awards! Vote for RIMScast (Gov't & Organizations) To vote for RIMScast, please sign up with your email, then select RIMScast on the pulldown under Government and Organizations. Thank you! RIMS ERM Conference 2025 — Nov. 17‒18 | RIMS Global ERM Award of Distinction 2025 Nominations Open Through Aug. 16 “Embedding ERM Into One of the World's Largest Retirement Programs.” — RIMS Interview with Tom Brandt (2025) RIMS Texas Regional 2025 — August 3‒5 | Registration open. RIMS-CRMP In-Person Workshop in Texas Aug. 6 & 7 RIMS Canada 2025 — Sept. 14‒17 | Registration open! 10th Annual Chicagoland Risk Forum — Sept. 18 | Registration open! RIMS Western Regional — Oct 1‒3 | Bay Area, California | Registration open! RISKWORLD 2026 — Members-only early registration! Register through Sept 30! RIMS-Certified Risk Management Professional (RIMS-CRMP) The Strategic and Enterprise Risk Center Spencer Educational Foundation 2025 Funding Their Future Gala — Sept. 18, 2025, in NYC! RIMS ERM Conference 2025 — Nov 17‒18 in Seattle! [Save the Date!] RIMS-CRO Certificate in Advanced Enterprise Risk Management — Featuring Instructor James Lam! Summer course sold out! | Next bi-weekly course begins Oct 9. RIMS Diversity Equity Inclusion Council RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 RIMS Risk Management magazine | Contribute RIMS Now RIMS Webinars: RIMS.org/Webinars   Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Exam Prep Virtual Workshop — Sept 2‒3, 2025 | Presented by RIMS and PARIMA RIMS-CRMP-FED Exam Prep Virtual Workshop — November 11‒12 Full RIMS-CRMP Prep Course Schedule “Emerging Risks” | Aug 5 | Instructor: Joe Mayo “Intro to ERM for Senior Leaders” | Aug. 12‒13 | Instructor: Chris Mandel “Intro to ERM for Senior Leaders” | Nov. 4‒5 | Instructor: Elise Farnham See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: “Risk and Clarity with Huw Edwards, RIMS Texas Keynote” “James Lam on ERM, Strategy, and the Modern CRO” “ERM, Retail, and Risk with Jeff Strege” “Bigger Risks with the Texas State Office of Risk Management” | Sponsored By Hillwood “ERMotivation with Carrie Frandsen, RIMS-CRMP” “Live from the ERM Conference 2024 in Boston!” “Risk Quantification Through Value-Based Frameworks”   Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Thomas Brandt, Chief Risk Officer at the Federal Retirement Thrift Investment Board   Production and engineering provided by Podfly.  

On a spontaneous whim one rainy Saturday morning, Tom began to read a storybook to me through whatsapp voice notes. A storybook that he had not quite got round to reading before. You know the type - you skim the illustrations, grab it on impulse, then on returning home it sits patiently in the ‘waiting pile', sighing to itself at the wonder the book knows it contains within its interior. And oh my, what a storybook it was! I argued with it, questioned it, took offence to it and peered dubiously at it. I also marvelled at it, gasped with awe at it, surrendered with delight to it and ultimately fell into a spellbound swoon. How could I not want to share such a tale and such a teller with you! So, here for your listening pleasure is the story of Eemook as read by Tom… Eemook's story is from The Sea Lion written by master storyteller Ken Kesey and illustrated by Neal Waldman, published in 1991. It is described by the publishers as an original tale that takes its inspiration from the Indigenous Peoples of the Pacific Northwest. The Peoples include the Chinook, Salish, Coast Salish, Kwakwaka'wakw and the Tlingit. More information can be found at https://www.nativehistory.info/pacific-northwest-native-tribes-culture/ And as an extra bonus I wanted to share a stunning short film by Jules Guerin entitle A Shaman's Tale - https://julesguerin.tv/a-shamans-tale Tom lives in a small cottage in the Bay Area of California where he designs and maintains gnome friendly gardens that incorporate native plants, which are also friendly toward birds and bees. He is a part time astrologer who loves viewing the night sky from the desert. His recent interest in giving voice to story has emerged along with a rekindled interest in song. It has been helped along from having had the events of his life lovingly mirrored back to him as story, and the gentle encouragement of his uncensored voice. Find out more about his interactions with the plant people at tegardendesign.com With love Elizabeth of the Faerytale Apothecary

Charles Hudson of Precursor Ventures joins Nick to discuss Lessons from 600+ Investments, Founder Profiles that Win, Reserve Strategies that Drive Returns, and the Hidden Potential in Consumer Standouts. In this episode we cover: Role of Precursor Ventures and Founder Support Investment Philosophy and Learning Cycles Reserves and Follow-On Investments Graduation Rates and Market Conditions Consumer Investments and Founder Evaluation Learning from Past Investments and Mistakes Choosing Customers and Market Segmentation Future of Venture Capital and Market Dynamics Guest Links: Charles' LinkedIn Charles' X Precursor's LinkedIn Precursor's Website The host of The Full Ratchet is Nick Moran of New Stack Ventures, a venture capital firm committed to investing in founders outside of the Bay Area. Want to keep up to date with The Full Ratchet? Follow us on social. You can learn more about New Stack Ventures by visiting our LinkedIn and Twitter.

Here are some readings from our series New Arrivals, a pocket-sized book tour with Bay Area authors. Today we're featuring a collection of stories for young readers.

Satanism's modern renaissance took place right here, in Bay Area, in the 1960s, when Anton LaVey established the Church of Satan in a small, all black Victorian house in the Richmond District. Even though LaVey and the house are no longer around — Satanists still walk the streets of San Francisco and the greater Bay Area. KALW's Hanisha Harjani takes us to Berkeley to talk to the Satanists that live among us.

This week's host, John Arndt, is joined by Dan Augustine to chat doing the dirty work to keep the Bay clean. Dan is the Owner of BayGreen, who provides mobile pump-out & marine sanitation. Hear how he won free beer during his days sailing Lake Erie, his first impressions of the Gate & California, how clean the Bay truly is after he's pumped out over 11 million gallons, how boat systems have improved over the years, and how he survived living aboard during the below-zero Cleveland winters. Learn more about Dan at BayGreen.net

Bands Across America: Northern California Grateful Dead – Workingman's Dead (1970) & Journey – Frontiers (1983)Our journey lands in Northern California—home of counterculture trailblazers, iconic inventions, and musical legends. We spotlight two classic albums from Bay Area giants and dig into what makes the region an endless well for music lovers and explorers alike.What's Inside- Grateful Dead – Workingman's Dead (1970): Palo Alto's Grateful Dead hit a milestone with their fourth studio record—an earthy blend of roots, folk, and country rock, produced by Bob Matthews, Betty Cantor, and the band. We explore how the Dead's acoustic turn, everyday storytelling, and songs like “Black Peter” cemented their place in California music folklore. Lyrical highlights emphasize belonging and transcendence, from Uncle John as a spiritual guide to meditations on life and death.- Journey – Frontiers (1983): Born from the Bay Area's vibrant scene, Journey evolved from jazz-fusion beginnings to arena rock titans. Their 1983 album, Frontiers—driven by soaring Steve Perry vocals and Jonathan Cain's songwriting—pushed into cinematic, synth-heavy rock and delivered some of the era's most enduring pop anthems. It rocketed to #2 on Billboard, sporting unforgettable hits and an iconic music video.- Deep Question Other treasures from Northern California-Diggin'- Bush – I Beat Loneliness (2025): London's alt-rock veterans return with their 10th album, diving into emotional isolation and healing over powerful riffs and raw confessionals. Standouts: “Scars,” “The Land of Milk and Honey,” “We're All the Same on the Inside,” and lead single “60 Ways to Forget People.”- Tears For Fears – Songs from the Big Chair (1985, Vinyl): The British duo's classic, released February 25, 1985, expands their synthpop sound into grand pop-rock storytelling. Includes anthems “Shout,” “Everybody Wants to Rule the World,” and “Head Over Heels.”- Limberlost – Beautiful Scars (2025): Seattle's female-fronted rockers blend classic rock, soul, blues, and alternative on their third studio album, spotlighting dual vocalists Brittany Lauren and Sammie Gorham, and the track “Alien.”- Greet Death – Die In Love (2025): Flint, Michigan slowcore/shoegaze trio's third album finds a more balanced emotional perspective, centered on themes of love, loss, and living fully.Discover more great album picks, deep cuts, and passionate music discussion every week on the Six Picks Music Club!What do you think about these Northern California classics or our Six Picks selections? Find us on Instagram and Facebook @albumnerds.Thanks for joining us on Bands Across America! Next stop: North Carolina.

Jesus is King—and He's not just building a new way forward, He's dismantling what's broken. As He passes the fig tree and speaks of moving mountains, He's not offering a blank check for our desires; He's declaring judgment on a religious system that had lost its way. This passage has often been misunderstood, fueling teachings that twist faith into a formula for getting what we want. But Jesus wasn't pointing to name-it-and-claim-it faith—He was revealing the kind of faith that trusts God's will, stands on His Word, and rests in His grace. He's calling His followers into a new kind of prayer life: rooted in humility, sustained by grace, and marked by forgiveness. True faith doesn't manipulate God—it submits to Him. As we align our hearts with His, we become people who pray boldly, trust deeply, and interpret Scripture with care, anchoring ourselves in His character and His kingdom.You can join our OneLife Sunday morning gatherings via livestream at 8:45am and 10;30am CST every Sunday morning. Or if you're local to the Bay Area of Houston, we'd love to have you join us in person Saturdays at 5pm and Sundays at 8:45am, 10:30am, or 12:30pm!Subscribe to our YouTube channel to join us live on Sunday mornings: https://www.youtube.com/@onelifechurch381Listen to more messages from OneLife Church at https://www.onelifehouston.com/messagesIf you would like to give to OneLife Church, you can do that here https://www.onelifehouston.com/giveAt OneLife, we want to be and make disciples of Jesus who love God, one another, and our world. We are God's people making much of Jesus in everyday life for the good of the neighborhoods in the Bay Area of Houston and beyond.For more information about us and our gatherings, visit https://www.onelifehouston.comConnect with us over social media!Facebook: https://www.facebook.com/onelifehouston​Instagram: https://www.instagram.com/onelifechurch

Jesus is King—and He's not just building a new way forward, He's dismantling what's broken. As He passes the fig tree and speaks of moving mountains, He's not offering a blank check for our desires; He's declaring judgment on a religious system that had lost its way. This passage has often been misunderstood, fueling teachings that twist faith into a formula for getting what we want. But Jesus wasn't pointing to name-it-and-claim-it faith—He was revealing the kind of faith that trusts God's will, stands on His Word, and rests in His grace. He's calling His followers into a new kind of prayer life: rooted in humility, sustained by grace, and marked by forgiveness. True faith doesn't manipulate God—it submits to Him. As we align our hearts with His, we become people who pray boldly, trust deeply, and interpret Scripture with care, anchoring ourselves in His character and His kingdom.You can join our OneLife Sunday morning gatherings via livestream at 8:45am and 10;30am CST every Sunday morning. Or if you're local to the Bay Area of Houston, we'd love to have you join us in person Saturdays at 5pm and Sundays at 8:45am, 10:30am, or 12:30pm!Subscribe to our YouTube channel to join us live on Sunday mornings: https://www.youtube.com/@onelifechurch381Listen to more messages from OneLife Church at https://www.onelifehouston.com/messagesIf you would like to give to OneLife Church, you can do that here https://www.onelifehouston.com/giveAt OneLife, we want to be and make disciples of Jesus who love God, one another, and our world. We are God's people making much of Jesus in everyday life for the good of the neighborhoods in the Bay Area of Houston and beyond.For more information about us and our gatherings, visit https://www.onelifehouston.comConnect with us over social media!Facebook: https://www.facebook.com/onelifehouston​Instagram: https://www.instagram.com/onelifechurch

Bob Tanem In The Garden with Edie Tanem is the Bay Area's premiere radio talk show about organic gardening; this here's the Podcast Edition -- mirroring the original Sunday morning radio broadcast for your on-demand enjoyment (most ads and all music have been edited out). This mornings' show featured a leisurely pace of calls; folks around the Bay and beyond phoned in with their gardening questions -- and Edies' monologues include a roundup of many of the garden related events and viewing opportunities happening this summer around the region.See omnystudio.com/listener for privacy information.

Bob Tanem In The Garden with Edie Tanem is the Bay Area's premiere radio talk show about organic gardening; this here's the Podcast Edition -- mirroring the original Sunday morning radio broadcast for your on-demand enjoyment (most ads and all music have been edited out). This mornings' show featured a leisurely pace of calls; folks around the Bay and beyond phoned in with their gardening questions -- and Edies' monologues include a roundup of many of the garden related events and viewing opportunities happening this summer around the region.See omnystudio.com/listener for privacy information.

Coming off a comfortable win last night the Carlos Mendoza's Mets look to keep the good times rolling and ahead of game 2 in the Bay Area the Manager met with Keith Raad to discuss his satisfaction with the recent plate approaches along with how games like last night can help inform the next games of the series.

This week on Autonomy Markets, Grayson Brulte and Walter Piecyk discuss Tesla and Alphabet's Q2 2025 earnings calls, Tesla's growing robotaxi ambitions and the launch of Zoox's limited fixed-route service in Las Vegas.Tesla's Robotaxi expansion ambitions are growing, and on their Q2 2025 earnings call, Elon Musk disclosed that Tesla is looking to expand robotaxi service to Nevada, Florida, Arizona and the Bay Area as soon as this weekend. Two key factors behind Tesla's ability to scale quickly are its expansive Supercharger network and its streamlined sensor suite, which is much simpler than those used by Waymo.In Las Vegas, Zoox which requires a robust sensor-suite opened service to members of the public through what the company calls an “Explorers Program”. The operation is highly restricted running only between Resorts World and Luxor, with every ride requiring concierge assistance, giving it the feel of a Disneyland ride rather than an robotaxi service.While robotaxis are scaling, the autonomous trucking industry continues to work through its business model. Multiple models are emerging, with some companies focused on licensing their technology and others building vertically integrated operations.This week, Walt joined the PACCAR earnings call to ask a question about their partnership with Aurora.Episode Chapters0:00 Tesla Q2 2025 Earnings / Robotaxi4:26 FSD Take Rate6:53 Safety9:38 Robotaxi Expansion to Las Vegas?11:15 Zoox Las Vegas Service17:55 Who Launches Commercial Service First in Vegas? Zoox or Tesla?18:46 Amazon's Commitment to Zoox21:24 Scaling Robotaxi26:31 Robotaxi Bay Area Launch28:21 VW's Continued Autonomous Driving Struggles 32:36 Alphabet's Commitment to Waymo34:14 Bot Auto Steves & Sons Partnership 37:24 Autonomous Trucking40:02 PACCAR Q2 2205 Earnings Call45:19 Next WeekRecorded on Friday, July 25, 2025--------About The Road to AutonomyThe Road to Autonomy provides market intelligence and strategic advisory services to institutional investors and companies, delivering insights needed to stay ahead of emerging trends in the autonomy economy™. To learn more, say hello (at) roadtoautonomy.com.Sign up for This Week in The Autonomy Economy newsletter: https://www.roadtoautonomy.com/ae/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Bay Area's Favorite Quiz Show. Hosted by moderator Dana Rodriguez with panelists Darrell Garrison and Laury Fischer.

In this week's Fraud Friday, Laci is joined by her cousin Eric Mosley (Black Mat Yoga) to discuss how a psychic conned Vera Pratt, a well-traveled heiress, out of her inheritance under the guise of curing her of demons. Plus, a wife of a former California State Senator is in hot water after a Bay Area news organization discovered she plagiarized her book from Wikipedia. Stay Schemin'! (Originally Released 07/11/2022) CON-gregation, catch Laci's TV Show, Scam Goddess, now on Freeform and Hulu!Did you miss out on a custom signed Scam Goddess: Lessons from a Life of Cons, Grifts and Schemes book? Look no more, nab your copy here on PODSWAG Follow on Instagram:Scam Goddess Pod: @scamgoddesspodLaci Mosley: @divalaciEric Mosley: @e_mosley Research by Kaelyn Brandt SOURCES:https://www.thedailybeast.com/santa-clara-woman-jean-mccorquodale-plagiarized-wikipedia-for-book-she-was-paid-millions-to-write-report-sayshttps://www.nytimes.com/2011/08/23/us/23florida.htmlhttps://www.forbes.com/sites/walterpavlo/2011/08/17/psychic-scam-busted-by-feds-in-florida/?sh=2b33c9ac7b22https://www.miaminewtimes.com/news/rose-marks-psychic-family-matriarch-found-guilty-on-14-counts-of-fraud-6531594https://www.browardpalmbeach.com/news/rose-marks-fort-lauderdale-psychic-behind-17-million-fraud-sentenced-to-ten-years-6459931https://www.palmbeachpost.com/story/news/crime/2013/11/04/convicted-fortune-teller-s-younger/6837074007/ Subscribe to SiriusXM Podcasts+ to listen to new episodes of Scam Goddess ad-free and a whole week early. Start a free trial now on Apple Podcasts or by visiting siriusxm.com/podcastsplus.

This week on Fresh from the Field Fridays from The Produce Industry Network and AgLife Media...Ross is away, traveling through Europe—so Dan is flying solo!But don't worry, the produce is still piling high. Dan's got a table full of summer stunners from Bay Area produce markets, farmers markets, and his own backyard garden.Fresh on the table: Sharlyn melon Yellow donut peaches and yellow donut nectarinesNectarplumsDry-farmed Early Girl tomatoesAdriatic figsPiel de Sapo melonFlavor King pluotsArmenian cucumbersThat's right—it's your produce market in the podosphere, So tune in and turn on!

In the Electrek Podcast, we discuss the most popular news in the world of sustainable transport and energy. In this week's episode, we discuss Tesla's disturbing earnings, a new self-driving challenge, solid-state batteries, and more. The show is live every Friday at 4 p.m. ET on Electrek's YouTube channel. As a reminder, we'll have an accompanying post, like this one, on the site with an embedded link to the live stream. Head to the YouTube channel to get your questions and comments in. After the show ends at around 5 p.m. ET, the video will be archived on YouTube and the audio on all your favorite podcast apps: Apple Podcasts Spotify Overcast Pocket Casts Castro RSS We now have a Patreon if you want to help us avoid more ads and invest more in our content. We have some awesome gifts for our Patreons and more coming. Here are a few of the articles that we will discuss during the podcast: Tesla (TSLA) releases Q2 2025 financing results: earnings down 23% Elon Musk with a straight face: Tesla Robotaxi will cover half of US population by end of the year Tesla is about to launch ‘Robotaxi' in Bay Area, but with someone in the driver's seat Tesla puts foot in its mouth: ‘unsupervised self-driving is not solved', but what about robotaxi? Elon Musk on Tesla's new ‘affordable' electric car: it's the Model Y Tesla (TSLA) might lose its right to sell cars in California amid false advertising lawsuit Tesla's own data confirms Autopilot safety regressed in 2025 Honda just made charging way easier for Prologue and Acura ZDX EV owners Lucid owners gain full access to Tesla's Supercharger network, but with a big caveat Mercedes-Benz is already testing solid-state batteries in EVs with +600 miles range Meet the BYD Atto 1 — A $12,000 EV for the masses Kia reveals 7 new PV5 electric van variants — From camper to pickup truck Lucid launches its 2026 Air EV lineup: more range, quieter, and a little more expensive Here's the live stream for today's episode starting at 4:00 p.m. ET (or the video after 5 p.m. ET: https://www.youtube.com/live/NapA4sVhUvo

On this special segment of The Full Ratchet, the following Investors are featured: Alexander Niehenke Kyle York Vince Hsieh We asked guests to tell the most important lesson they've learned in their career. The host of The Full Ratchet is Nick Moran of New Stack Ventures, a venture capital firm committed to investing in founders outside of the Bay Area. Want to keep up to date with The Full Ratchet? Follow us on social. You can learn more about New Stack Ventures by visiting our LinkedIn and Twitter.

The Trump administration is pushing to reopen Alcatraz as a federal prison, requiring the repeal of National Park protections and ending its six-decade transformation from America's most notorious penitentiary into one of its most popular tourist sites. Throughout its long history, Alcatraz has served not only as a prison, but also as a military base, a site of Native American unity and resistance, a bird sanctuary, and a tourist site for 1.4 million of visitors who journey to it every year. Critics contend that the effort to convert it back into a prison is a wasteful folly. While others decry the loss of the site as a national park and museum, which offers a historical perspective into the American carceral system. We talk about the unique space that Alcatraz occupies in Bay Area cultural history, and its lasting legacy. Guests: Michele Gee, deputy chief executive officer, Golden Gate National Parks Conservancy Kent Blansett, associate professor of Native American studies and history, University of Kansas; author, "Journey to Freedom: Richard Oakes, Alcatraz, and the Red Power Movement" Jolene Babyak, former resident of Alcatraz; author, “Breaking the Rock: The Great Escape from Alcatraz” Learn more about your ad choices. Visit megaphone.fm/adchoices

Ruby Neri, also known by her graffiti name Reminisce, emerged as a prominent figure during the golden era of San Francisco's graffiti scene in the 1990s. She immersed herself in the Bay Area's graffiti culture, painting, shoplifting and hanging alongside figures such as KR, AMAZE, Barry McGee (TWIST), Margaret Kilgallen (RIP) & Alicia McCarthy; all of whom helped define the street graffiti & art scene of the time. Rather than a classic throw-up, her graffiti focused on riderless horses that appeared across the Mission District. Her horses became iconic and are considered a classic amongst the Bay Area scene.By the mid-1990s, Neri shifted from graffiti to studio practice, pursuing an MFA at UCLA and exploring new media; particularly ceramics. Over time, she grew tired of the adjacent phenomena that come with the culture of graffiti. She moved away from graffiti to sculptural vessels and figurative ceramic forms. Her ceramic works, often marked by vibrant sprayed glazes and stylized female figures, maintained a connection to her past as Reminisce. In recent years, Neri has returned to painting, bringing her career full circle. Today, Neri's work bridges the raw immediacy of graffiti with the refinement of fine art. She is a key figure in the evolution of Bay Area art from underground to institutional recognition.

Three dudes from the Mekong Delta walk into a podcast booth...C O M E S E E H A C K C I T Y C O M E D Y TicketsF O L L O W U Shttps://www.instagram.com/asiannotasianpodhttps://www.instagram.com/nicepantsbrohttps://www.instagram.com/jennyarimoto/P A T R E O Nhttps://www.patreon.com/asiannotasianpod P A R T N E R S -Check out friend of the pod John's cabin on Airbnb! https://www.airbnb.com/slink/penXRFgl - Helix Sleep Mattress: visit helixsleep.com/asian - Nutrafol: www.nutrafol.com (Promo code: Asian) This episode is sponsored by BetterHelp. Give online therapy a try at betterhelp.com/ASIAN and get on your way to being your best self.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.