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Explicit- Comedian Leonarda Jonie. Women Are Retarded - Part 2 There's an epidemic of ugly women on the internet calling men ugly. The "Call Her Daddy" Podcast is out here giving women all kinds of terrible advice and leading them to their own destruction. Watch this video at- https://youtu.be/ntbOe3eIXDs?si=24TevIDIsEUo0lU3 Leonarda Jonie 260K subscribers 223,147 views Jul 1, 2025 TOUR: LEONARDAISFUNNY.COM Ft. Worth, TX | July 12 Bay Area, CA | July 1 Seattle, WA | Aug. 15 Portland, OR | Aug. 17 Tampa, FL | Sept. 6 Orlando, FL | Sept. 13 Miami, FL | Sept. 20 Minneapolis, MN | Oct. 3 Buffalo, NY | Oct. 4 Pittsburgh, PA | Oct. 5 Houston, TX | Oct. 25 Austin, TX | Oct. 26 --------------------------------------------------------------------  Help Support ACU. Check out our ACU Patreon page: https://www.patreon.com/ACUPodcast   HELP ACU SPREAD THE WORD!  Please go to Apple Podcasts and give ACU a 5 star rating. Apple canceled us and now we are clawing our way back to the top. Don't let the Leftist win. Do it now! Thanks. Also Rate us on any platform you follow us on. It helps a lot. Forward this show to friends. Ways to subscribe to the American Conservative University Podcast Click here to subscribe via Apple Podcasts Click here to subscribe via RSS You can also subscribe via Stitcher FM Player Podcast Addict Tune-in Podcasts Pandora Look us up on Amazon Prime …And Many Other Podcast Aggregators and sites ACU on Twitter- https://twitter.com/AmerConU . Warning- Explicit and Violent video content.   Please help ACU by submitting your Show ideas. Email us at americanconservativeuniversity@americanconservativeuniversity.com   Endorsed Charities -------------------------------------------------------- Pre-Born! Saving babies and Souls. https://preborn.org/ OUR MISSION To glorify Jesus Christ by leading and equipping pregnancy clinics to save more babies and souls. WHAT WE DO Pre-Born! partners with life-affirming pregnancy clinics all across the nation. We are designed to strategically impact the abortion industry through the following initiatives:… -------------------------------------------------------- Help CSI Stamp Out Slavery In Sudan Join us in our effort to free over 350 slaves. Listeners to the Eric Metaxas Show will remember our annual effort to free Christians who have been enslaved for simply acknowledging Jesus Christ as their Savior. As we celebrate the birth of Christ this Christmas, join us in giving new life to brothers and sisters in Sudan who have enslaved as a result of their faith. https://csi-usa.org/metaxas   https://csi-usa.org/slavery/   Typical Aid for the Enslaved A ration of sorghum, a local nutrient-rich staple food A dairy goat A “Sack of Hope,” a survival kit containing essential items such as tarp for shelter, a cooking pan, a water canister, a mosquito net, a blanket, a handheld sickle, and fishing hooks. Release celebrations include prayer and gathering for a meal, and medical care for those in need. The CSI team provides comfort, encouragement, and a shoulder to lean on while they tell their stories and begin their new lives. Thank you for your compassion  Giving the Gift of Freedom and Hope to the Enslaved South Sudanese -------------------------------------------------------- Food For the Poor https://foodforthepoor.org/ Help us serve the poorest of the poor Food For The Poor began in 1982 in Jamaica. Today, our interdenominational Christian ministry serves the poor in primarily 17 countries throughout the Caribbean and Latin America. Thanks to our faithful donors, we are able to provide food, housing, healthcare, education, fresh water, emergency relief, micro-enterprise solutions and much more. We are proud to have fed millions of people and provided more than 15.7 billion dollars in aid. Our faith inspires us to be an organization built on compassion, and motivated by love. Our mission is to bring relief to the poorest of the poor in the countries where we serve. We strive to reflect God's unconditional love. It's a sacrificial love that embraces all people regardless of race or religion. We believe that we can show His love by serving the “least of these” on this earth as Christ challenged us to do in Matthew 25. We pray that by God's grace, and with your support, we can continue to bring relief to the suffering and hope to the hopeless.   Report on Food For the Poor by Charity Navigator https://www.charitynavigator.org/ein/592174510   -------------------------------------------------------- Disclaimer from ACU. We try to bring to our students and alumni the World's best Conservative thinkers. All views expressed belong solely to the author and not necessarily to ACU. In all issues and relations, we hope to follow the admonitions of Jesus Christ. While striving to expose, warn and contend with evil, we extend the love of God to all of his children. ----------------------------------------------------------------------------------------- 

Welcome back to All One Song, A Neil Young Podcast presented by Aquarium Drunkard. We're spending the summer talking to a few of our favorite artists and writers about their favorite Neil Young song.  This week, you're getting two fantastic guests for the price of one: Meg Baird and Charlie Saufley. Meg first came to my attention thanks to her work with the innovative Philadelphia psych-folk collective Espers, and since then she's created a pretty much flawless solo career — her most recent record, 2023's Furling, is a perfect showcase for her pristine guitar work and beautiful vocals. Charlie Saufley co-produced that record with Meg and the duo also played in Heron Oblivion with Ethan Miller and Noel Von Harmonson — a group that only managed one studio record during their existence, but that's ok. That one studio record was awesome. Charley also played in the Bay Area psychedelic rock group Assemble Head in Sunburst Sound; he's a killer guitarist, and — like Meg — is a serious Neil head. That last fact should be apparent in the tune Meg and Charlie selected for their All One Song appearance: “Interstate.” This brilliantly moody number is a strong candidate for the best Neil Young song that barely anyone knows about. Though you probably know about it if you're here. Neil debuted “Interstate” onstage in 1985 with the International Harvesters. But like so many of his strongest songs during that era, it was set aside for reasons that only Shakey can fathom. A few years later, producer David Briggs convinced him to cut the song with Crazy Horse during the Ragged Glory sessions. It's an incredibly haunting performance, with skeletal acoustic guitars and high, lonesome Horse harmonies. But Neil still wasn't feeling it —we guess “Farmer John” needed to be heard! Finally in 1996, that Ragged Glory performance was released on the Big Time CD single and as a vinyl only bonus track on Broken Arrow. These days, you can get it on the recent “Smell The Horse” edition of Ragged Glory. So yeah, it's a long, twisted story, as is the case with a lot of things in the Neil Young world. But “Interstate” deserves a place in the pantheon of Neil classics, regardless of its relative obscurity. It's this kind of song that turns a casual fan into, well, an obsessive, promising that there's always more buried treasure lurking in the Shakey archives. Looking for a digital music platform that feels more like a record shop? ⁠⁠Qobuz⁠⁠ is the high quality music streaming & download platform for music enthusiasts and audiophiles, offering unique editorial, exclusive artist interviews, expertly curated playlists, liner notes, and more. With Qobuz Club, subscribers can connect and share music discoveries with a community of fellow music lovers. And for those who like to own their music, the Qobuz Download Store lets you browse and download albums in Hi-Res and CD quality. Give ⁠⁠Qobuz⁠⁠ a try now with an extended 30-day free trial.

Overcoming a childhood of family addiction, incarceration, and homelessness, Rico 2 Smoove jumped in the rap game after completing a 5-year sentence in the California Youth Authority. Known for blending street raps with knowledge and empowerment, Rico taps into his mixed Black and Mexican heritage to reach a diverse audience. Growing up in West Sacramento, he fell into gang life early but has shifted his focus towards his music career and fatherhood. Rico is heavily influenced by Bay Area and NorCal rap, while starting to tap into new genres as he continues to pursue his career.--For promo opportunities on the podcast, e-mail info@historyofthebay.com--History of the Bay Spotify Playlist: https://open.spotify.com/playlist/3ZUM4rCv6xfNbvB4r8TVWU?si=9218659b5f4b43aaOnline Store: https://dregsone.myshopify.com Follow Dregs One:Spotify: https://open.spotify.com/artist/1UNuCcJlRb8ImMc5haZHXF?si=poJT0BYUS-qCfpEzAX7mlAInstagram: https://instagram.com/dregs_oneTikTok: https://tiktok.com/@dregs_oneTwitter: https://twitter.com/dregs_oneFacebook: https://facebook.com/dregsone41500:00 Intro02:22 Black & Brown15:38 Self-educating 26:55 West Sacramento32:29 Growing up in the system 41:49 School to prison pipeline50:58 Beating the odds59:00 Militant Mindset1:05:56 Recording in Hawaii 1:18:18 The youth, fatherhood

Today's guest is Elizabeth Husserl, a financial advisor, registered investment advisor representative, and the co-founder of Peak360 Wealth Management, a boutique wealth planning firm based here in the Bay Area.Elizabeth has this rare and fascinating blend of expertise: she holds a degree in economics from Tulane and a master's in East-West psychology from the California Institute of Integral Studies, where she's also served as an adjunct professor. Her work weaves together money, meaning, entrepreneurship, and mental well-being — a thread I found both timely and deeply resonant.Before launching Peak360, Elizabeth worked across the Americas in nonprofit settings, and today she's also a sought-after speaker, having led workshops at places like Airbnb, Unity, and Google.She lives in the Bay Area with her husband and daughter, and I can't wait for you to hear the way she approaches personal finance through the lens of both human psychology and long-term vision.Buy The Power of EnoughFacebook: @conversationswithmoneyInstagram: @elizabethhusserlLinkedIn: Elizabeth HusserlSubscribe on Apple Podcast , Spotify or YouTube.Let's connect!Subscribe to my newsletter: Time To Live: Thriving in Business and BeyondWebsite: https://www.annemcginty.com/LinkedIn: https://www.linkedin.com/in/annemcgintyInstagram: https://www.instagram.com/annemcgintyhost

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   Justin interviews Neil Colclough, RIMS Rocky Mountain Chapter President and 2025 RIMS Volunteer of the Year Award Winner, about his career path, how his Royal Marines service time helped steer his risk management path, and why he moved to Colorado. Neil tells of his years of experience in risk management, his risk philosophy, his DE&I philosophy, and how he feels about volunteerism.   Listen to learn the benefits of making your risk management career more fulfilling through volunteering.   Key Takeaways: [:01] About RIMS and RIMScast. RIMScast is a proud nominee of the 20th Annual People's Choice Podcast Awards. We are nominated in the category of Government and Organizations, and we would appreciate your support. Help us win that award at PodcastAwards.com.  [:35] About this episode of RIMScast. Our guest today is the RIMS Volunteer of the Year Award winner, Neil Colclough. We will learn about his career and all the great work he has done for us at the RIMS Rocky Mountain Chapter. [1:05] RIMS-CRMP Workshops! The next Virtual RIMS-CRMP exam prep, co-hosted by Parima, will be held on September 2nd and 3rd. [1:17] The next RIMS-CRMP-FED virtual workshop will be led by Joseph Mayo on July 17th and 18th. Register by July 16th. Links to these courses can be found on the Certification Page of RIMS.org and through this episode's show notes. [1:34] RIMS Virtual Workshops! We have a day-long course on July 24th, “Risk Taxonomy for Effective Risk Management.” On August 5th, we have a day-long course about “Emerging Risks.” [1:47] We've launched a new course, “Intro to ERM for Senior Leaders.” This is a two-day course. The first two-day course will be held on August 12th and 13th and will be led by former RIMS President, Chris Mandel. [2:02] The course will be held again on November 4th and 5th and will be led by Elise Farnham. RIMS members enjoy deep discounts! [2:11] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [2:22] If you tuned in to the recent episode featuring James Lam, you will know he is hosting a new six-module workshop for us, the “RIMS-CRO Certificate in Advanced Enterprise Risk Management”. [2:36] The inaugural summer course is completely sold out! We are filled to the virtual capacity! Don't worry, in the Fall, the bi-weekly course will begin on October 9th. Registration closes on October 2nd. A link is in this episode's notes. Check it out and register today! [2:55] Mark your calendars for November 17th and 18th for the RIMS ERM Conference 2025 in Seattle, Washington. The agenda is being built. Soon, we will distribute a Call for Nominations for the ERM Award of Distinction. I'll update this episode's show notes when that link is ready. [3:19] Think about your organization's ERM program or one you know of, and how it has generated value. We will have more on that in the coming weeks. [3:27] RISKWORLD 2026 will be in Philadelphia, Pennsylvania, from May 3rd through May 6th. RIMS members can now lock in the 2025 rate for a full conference pass to RISKWORLD 2026 when registering by September 30th. [3:41] This also lets you enjoy earlier access to the RISKWORLD hotel block. Register by September 30th, and you will also be entered to win a $500 raffle. Don't miss out on this chance to plan and score some extra perks. [3:54] The members-only registration link is in this episode's show notes. If you are not yet a member, this is the time to register at RIMS.org/membership. [4:04] On with the show! Our guest today is Neil Colclough. He has been President of the RIMS Rocky Mountain Chapter since 2023. In 2025, he was named the Volunteer of the Year. A link to his profile in the Awards Edition of RIMS Risk Management magazine is in the show notes. [4:24] Justin is stoked that Neil is joining us on RIMScast to discuss his well-deserved recognition and why he shares it with many other members of the RIMS Rocky Mountain Chapter. [4:37]  We're also going to learn about his military career and how that shaped his risk career and his enthusiasm for volunteerism. [4:45] Interview! Neil Colclough, welcome to RIMScast! [5:00] Neil is incredibly proud of the RIMS 2025 Volunteer of the Year Award. [5:16] Neil continues as the President of the RIMS Rocky Mountain Chapter until September. [5:39] Neil has been in Colorado for 27 years. He left behind family, friends, and a job he loved to move to the Colorado Rocky Mountains to take advantage of the lifestyle the area offers. He wanted to be a semi-ski bum. [6:25] Neil had to learn to ski in the military. He fell in love with the sport. He landed a job on Vail Mountain. He skied over 100 days a year for several years when he lived in Vail. [6:51] Neil is from Stoke-on-Trent, England. As a kid, he wanted to be a soldier. He joined the Royal Marines for six years and travelled the world. He saw communities outside of the resort areas. [8:10] Neil believes his risk management career grew out of his service. Public service is managing risk, considering what could go wrong at all times, and having a Plan B and C for those instances. It's also not being risk-averse. [8:33] His military service left him with the mindset that you can do anything, you just have to put the effort into doing it properly and give it your best shot. They all kept themselves incredibly fit. The risk of not being fit didn't just impact you; it impacted the guys you worked with. [9:17] Neil enjoyed the fitness routine in the military, going for morning runs with his closest friends. [9:34] If Neil hadn't moved to Colorado, he probably would have stayed home. He was focused on moving to the Rocky Mountains. He had been to the U.S. about 10 times before he moved. He moved in 1998. [11:11] Neil says he is of the generation who “fell into” the risk management industry, versus going to school for a risk management degree. He was dragged reluctantly into risk management. [11:28] Neil was asked four times to fill a new role in the corporate headquarters of Vail Resorts. He didn't want to leave Vail, but he liked the person hiring him, and the offer made sense, so he joined the corporate office and did not look back. RIMS membership came with that job. [11:58] At the time, Neil had no idea what RIMS was. He joined the Rocky Mountain Chapter in early 2008. He's been a member of the chapter since then. He attended programming and social events. He progressed in the chapter. [12:14] The operational experience he had gained in the military and from running the Security Team at Vail Mountain fed into the risk management function. It gives him a bit of a leg up when it comes to solving issues. His experience adds credibility with his internal clients today. [12:40] Neil's career has been a natural progression. He loves his job. He loves the people he does it for. It's like a hobby. He's genuinely interested in it. [13:00] Neil loves being in the RIMS Rocky Mountain Chapter as a whole. He joined the board in 2018 with Incoming President Peggy Miller and Past President Emily Bloedel. The board was a great group of people. They have great, respectful discussions. There's no negativity. [13:49] As long as Neil has been a member of the chapter, that has always been the case. He says the board feels proud to be part of the chapter and to have a positive impact.  [14:09] Justin mentions that Emily Bloedel was a RIMS Rising Star recently. Peggy Miller is with Kroenke Sports & Entertainment. Justin met Peggy at the RIMS ERM Conference in Denver. Neil ran the DEI education session at ERM, and he did a great job. [14:52] Neil says Emily Buckley is also on the board. They have a great pipeline of leadership to look forward to, and the future is super bright. [14:58] Justin mentions there's a lot of talent in Colorado. Emily Buckley was a guest on RIMScast last year for Specialized Bicycles on bicycle safety. Justin says, if you're a risk professional looking for a place to move, start with Colorado and look up Neil!  [15:33] DE&I is a passion for Neil. He's super connected to it. Justin and Neil discuss whether it's helpful to speak the words Diversity, Equity, & Inclusion for people who may be less committed. [16:53] You might lean on Inclusion a little more to help people understand that this is about making sure that everybody has the same opportunities. [17:22] Neil is the RIMS Volunteer of the Year. The award used to be called the Heart of RIMS Award, but was rebranded to be more specific. [17:57] Neil thinks that all RIMS chapters should have the succession of vice presidents and presidents built into their bylaws as the Rocky Mountain Chapter does. A lot of presidents have sat on boards for many years, and they struggle to recruit people to become board members. [18:22] Volunteerism takes effort. If you're taking an hour out of your day to do a podcast to talk about yourself, then you've got to make up that time somewhere else. If you're doing chapter work during business hours, you have to have an employer who supports what you're doing. [18:54] You have to have family behind you, that gets it. You can't just disregard your daily job duties in favor of volunteerism. [19:09] Neil says, encourage chances to have an intentional succession plan for chapter leadership. Encourage people early in their careers to serve on boards, become leaders of the chapter, and shape the future. [19:40] If you've just graduated from an RMI program and joined the workforce, you may not think you're qualified to lead on a chapter board. Neil says, we want to hear from the future of the industry so we who are in it can prioritize what is going to be meaningful after we've gone. [20:03] Reach out to younger people, let them know what a safe space it is, and give them the opportunity to serve. [20:12] RIMS Events! The 49th Annual Florida RIMS Educational Conference will be held again at the Ritz-Carlton in Naples, Florida, from July 29th through August 2nd. Visit Florida.RIMS.org for more information and to register. [20:30] The very first RIMS Texas Regional Conference will be held from August 4th through the 6th in San Antonio, Texas, at the Henry B. González Convention Center. Public Registration is open. The full conference agenda is now live. [20:46] Don't miss the post-conference workshop, the RIMS-CRMP Exam Prep Course, available on site. [20:52] This event is open to any RIMS Chapter member. If you are local to the area, you might consider becoming a RIMS member today so that you can get all the benefits and begin networking with your new RIMS Texas peers. Links are in this episode's show notes. [21:07] You can also visit the Events Page of RIMS.org for more information. We look forward to seeing you in Texas! [21:15] A month later, we will be up North for the RIMS Canada Conference 2025, from September 14th through the 17th in Calgary. Registration is open. Lock in those favorable rates; Visit RIMSCanadaConference.CA. We look forward to seeing you in Calgary! [21:34] On September 18th, the 10th Annual Chicagoland Risk Forum will be held at the Old Post Office in Chicago. Register at ChicagoRIMS.org. [21:44] Also on September 18th, the Spencer Educational Foundation will host the 2025 Funding Their Future Gala at the Cipriani 42nd Street. Visit SpencerEd.org. [21:57] On October 1st through the 3rd, the RIMS Western Regional Conference will be held in North San Jose at the Santa Clara Marriott. The agenda is live. It looks fantastic! Visit RIMSWesternRegional.com and register today. [22:12] Let's Return to My Interview with the RIMS 2025 Volunteer of the Year, Neil Colclough! [22:23] Neil joined Sage Hospitality Group in January 2025. He had spoken with his new boss about his role at the RIMS Rocky Mountain Chapter, and she was super supportive. [22:48] The whole company understands the importance of risk management. They see the value of having me remain involved with RIMS at the chapter and society level. It was an easy conversation to have. [23:18] Neil is over a total of seven people at Sage. He says this is rare except in well-established, large companies. This is Neil's first experience with anything that comes close to that. [23:56] Two of Neil's team have been with the company for over 30 years. Another has been with the company for 11 years. That speaks volumes to Neil about the company culture and the investment the company makes in risk management. It was a huge attraction to Neil. [24:18] Neil was previously with Inspirato, another hospitality group. It was high-end luxury travel where you would subscribe to a membership and get access to a portfolio of homes. One client was mad that they didn't inform them that it was hurricane season when they were traveling. [26:06] When Neil moved to Colorado, he went to a job fair for Vail Resorts in Denver. He was offered two jobs, one as a ski instructor and one with the Security Department, a seasonal job. [26:24] When Neil showed up for work on his first day of training for the Security Team, it was October 19, 1998, the day of the terrorist arson at the Two Elk Lodge, the largest act of eco-terrorism in North America at the time. [26:42] Neil's job went from being seasonal to year-round. The department grew. He was promoted a couple of times fairly quickly. He had never ridden a snowmobile, but they put him on it, and he rode 400 miles a week on a snowmobile. [27:12] With this experience, Neil understands the principles of emergency preparedness and response. He worked closely with the public sector in Vail and Eagle County. The local government and the ski resort have to work closely together to align in the same direction. [27:31] Neil says they did some good stuff over the years to mitigate potential risks. A wildland fire was a big concern. They did mass-casualty incident drills with Vail Ski Patrol and the town of Vail. [27:59] Neil lives east of Boulder. His office is in Denver. [28:34] Neil says the award is not just one person. It takes a village. It takes a lot of people who think like you and have the same heart to make good things happen. He's never volunteered at any event where he's walked away feeling down and thinking it was a waste of time. [29:00] A little can go a long way. If you're thinking about ways to volunteer in the risk and insurance industry, the local RIMS chapter is a great vehicle to do that. You can contact Neil, and he can introduce you to some people he has networked with around the country. [29:24] Volunteerism is so rewarding. It takes effort. You can't just go to meetings. You have to put pen to paper in between meetings to take action on what you say you're going to do. Neil battles constantly with the feeling that he's not fully delivering on what he should be. [29:45] You have to give yourself a little bit of grace when it comes to those times. People's capacity ebbs and flows. Surround yourself with people who can pick up the slack when you have to step into your day job a little bit more at certain times. [30:00] When you're juggling the balls, just don't drop the glass ones! Keep your responsibilities prioritized. [30:13] Neil talks of DE&I sponsorship, advocating for somebody who's not in the group. One way to do that is to ask if you can take a young professional along with you when you're invited somewhere as a risk professional. Request that someone be at a meeting who wasn't invited. [31:02] That can create opportunities and give that person experience. It's a simple act with a potentially massive impact. [31:15] Neil, it's been a real pleasure to speak with you again! I appreciate all your insight here. Congratulations again on being named the RIMS 2025 Volunteer of the Year. We've got a link for the RIMS Rocky Mountain Chapter in the notes. Locals, if you want to join, give Neil a shout! [31:37] Neil says, I'll get back to you eventually! There are about 200 professional members in the chapter through the Society, plus Chapter Associates and Student Members. There is a free membership for RIMS Affinity Partners, all of whom have been represented on RIMScast. [33:06] Justin mentions again the RIMS Western Regional Conference; register at RIMSWesternRegional.com. [33:17] Special thanks again to RIMS Rocky Mountain Chapter President and 2025 RIMS Volunteer of the Year Award Winner, Neil Colclough. We appreciate him making the time for us. A link to the special Awards Edition of RIMS Risk Management magazine is in the show notes. [33:35] Check out Neil's profile as well as the other 2025 RIMS Award Winners. A link to the RIMS Rocky Mountain Chapter site is in this episode's show notes. Check out all the great work they are doing. [33:48] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [34:16] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [34:35] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [34:52] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [35:08] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [35:23] Justin Smulison is the Business Content Manager at RIMS. You can email Justin at Content@RIMS.org. [35:30] Thank you all for your continued support and engagement on social media channels! We appreciate all your kind words. Listen every week! Stay safe!   Links: 20th Annual People's Choice Podcast Awards! Vote for RIMScast (Gov't & Organizations)To vote for RIMScast, please sign up with your email, then select RIMScast on the pulldown under Government and Organizations. Thank you! RIMS Risk Management Magazine 2025 Awards Edition RIMS Texas Regional 2025 — August 3‒5 | Registration open. RIMS-CRMP In-Person Workshop in Texas Aug. 6 & 7 RIMS 2025 Florida Educational Conference | July 31‒Aug 2 | Registration open. RIMS Canada 2025 — Sept. 14‒17 | Registration open! 10th Annual Chicagoland Risk Forum — Sept. 18 | Registration open! RIMS Western Regional — Oct 1‒3 | Bay Area, California | Registration open! RISKWORLD 2026 — Members-only early registration! Register through Sept 30! RIMS-Certified Risk Management Professional (RIMS-CRMP) The Strategic and Enterprise Risk Center Spencer Educational Foundation 2025 Funding Their Future Gala — Sept. 18, 2025 in NYC! Spencer Education Foundation — General Grants 2026 — Application Deadline July 30, 2025 RIMS ERM Conference 2025 — Nov 17‒18 in Seattle! [Save the Date!] RIMS-CRO Certificate in Advanced Enterprise Risk Management — Featuring Instructor James Lam! Summer course sold out! | Next bi-weekly course begins Oct 9. RIMS Diversity Equity Inclusion Council RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 RIMS Risk Management magazine | Contribute RIMS Now RIMS Rocky Mountain Chapter RSVP for the RISK PAC Reception in Philadelphia | July 16, 2025 | Sofitel Philadelphia at Rittenhouse Square RIMS Webinars: RIMS.org/Webinars   Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP-FED Exam Prep Virtual Workshop — July 17‒18 RIMS-CRMP Exam Prep Virtual Workshop — Sept 2‒3, 2025 | Presented by RIMS and PARIMA Full RIMS-CRMP Prep Course Schedule “Risk Taxonomy for Effective Risk Management” | July 24 | Instructor: Joe Mayo “Emerging Risks” | Aug 5 | Instructor: Joe Mayo “Intro to ERM for Senior Leaders” | Aug. 12‒13 | Instructor: Chris Mandel “Intro to ERM for Senior Leaders” | Nov. 4‒5 | Instructor: Elise Farnham See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: “Mid-Year Update: RIMS Legislative and Risk Management News” “RIMS 2025 Rising Star Megan Smalter: Giving Yourself Grace” “Live from RISKWORLD 2025” “RIMS 2025 Risk Manager of the Year, Jennifer Pack” “Julie Bean, 2024 Heart of RIMS Award Winner”   Sponsored RIMScast Episodes: “The New Reality of Risk Engineering: From Code Compliance to Resilience” | Sponsored by AXA XL (New!) “Change Management: AI's Role in Loss Control and Property Insurance” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Demystifying Multinational Fronting Insurance Programs” | Sponsored by Zurich “Understanding Third-Party Litigation Funding” | Sponsored by Zurich “What Risk Managers Can Learn From School Shootings” | Sponsored by Merrill Herzog “Simplifying the Challenges of OSHA Recordkeeping” | Sponsored by Medcor “Risk Management in a Changing World: A Deep Dive into AXA's 2024 Future Risks Report” | Sponsored by AXA XL “How Insurance Builds Resilience Against An Active Assailant Attack” | Sponsored by Merrill Herzog “Third-Party and Cyber Risk Management Tips” | Sponsored by Alliant “RMIS Innovation with Archer” | Sponsored by Archer “Navigating Commercial Property Risks with Captives” | Sponsored by Zurich “Breaking Down Silos: AXA XL's New Approach to Casualty Insurance” | Sponsored by AXA XL “Weathering Today's Property Claims Management Challenges” | Sponsored by AXA XL “Storm Prep 2024: The Growing Impact of Convective Storms and Hail” | Sponsored by Global Risk Consultants, a TÜV SÜD Company “Partnering Against Cyberrisk” | Sponsored by AXA XL “Harnessing the Power of Data and Analytics for Effective Risk Management” | Sponsored by Marsh “Accident Prevention — The Winning Formula For Construction and Insurance” | Sponsored by Otoos “Platinum Protection: Underwriting and Risk Engineering's Role in Protecting Commercial Properties” | Sponsored by AXA XL “Elevating RMIS — The Archer Way” | Sponsored by Archer   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Neil Colclough, Vice President of Risk, Compliance, and Audit, SAGE HOSPITALITY GROUP RIMS Rocky Mountain Chapter President   Production and engineering provided by Podfly.  

Dave Link of ScienceLogic joins Nick to discuss A 20-Year Journey from the Garage to Nine-Figure ARR,  Reinventing with Every Platform Shift, Avoiding the Innovator's Dilemma, and Future-Proofing for Generative AI. In this episode we cover: Transition to Venture Capital and Market Evolution Navigating Platform Shifts and Generative AI Leadership and Team Building Managing Expectations with Venture Capitalists Future of Generative AI and Data Quality Personal Habits and Leadership Guest Links: Dave's LinkedIn Dave's X Science Logic's LinkedIn Science Logic's Website The host of The Full Ratchet is Nick Moran of New Stack Ventures, a venture capital firm committed to investing in founders outside of the Bay Area. Want to keep up to date with The Full Ratchet? Follow us on social. You can learn more about New Stack Ventures by visiting our LinkedIn and Twitter.

Welcome back to Beats, Vines & Life! In this episode, host MJ Towler sits down with the legendary Marc J. Spears—Naismith Memorial Basketball Hall of Famer, senior writer at ESPN's Andscape, and a bona fide wine enthusiast. Hailing from the Bay Area with deep roots in both sports and wine culture, Marc shares stories from his 26-year career covering the NBA, his journey into wine ambassadorship for Jackson Family Wines, and his experiences bridging the worlds of basketball, culture, and the vine.Get ready for a heartfelt and lively conversation about the influence of family, the changing landscape of wine in Black communities, memories from the NBA Finals, and Marc's role in the acclaimed Hulu series “The Conversations Project.” We'll uncork laughs, wisdom, and some killer wine recommendations as MJ and Marc talk about everything from growing up around California wine country to the competitive world of wine-loving NBA players. Whether you're a hoops head, a wine lover, or just in the mood for authentic storytelling, this episode's got something for you. Cheers!For more information about Marc's journalism, click the link!!Follow Marc on IG!For more information about Jackson Family Wines click the link!____________________________________________________________Until next time, cheers to the mavericks, philosophers, deep thinkers, and wine drinkers! Subscribe and give Beats Vines and Life a five-star review on whichever platform you listen to.For insider info from MJ and exclusive content from the show, sign up at blackwineguy.comFollow MJ @blackwineguyFollow Beats Vines and Life @beatsvinesandlifeThank you to our sponsor, The Conaway Fund. The Conaway Fund is a philanthropic initiative under The Prosperity Foundation that allows donors to contribute to a fund that supports various causes such as scholarships, nonprofit organizations, schools, and families facing financial challenges. Donors can recommend where the funds should be directed, providing a flexible way to make a positive impact in communities. The Conaway Fund embodies the spirit of giving and community support, aiming to create a lasting impact through strategic philanthropy.For more information, go to The Conaway Fund and please donate!____________________________________________________________Until next time, cheers to the mavericks, philosophers, deep thinkers, and wine drinkers! Subscribe and give Beats Vines and Life a five-star review on whichever platform you listen to.For insider info from MJ and exclusive content from the show, sign up at blackwineguy.comFollow MJ @blackwineguyFollow Beats Vines and Life @beatsvinesandlife Hosted on Acast. See acast.com/privacy for more information.

This is a very exciting time. Find a service to assist in expanding it around the Bay Area and make history. Now is a good time. And yes, of course, everyone has some anxiety. You can count on that. There's going to be problems you have to worry about when you wake up at one o'clock in the morning and you think, "Why did that guy say that to me? Why aren't they paying me enough? Why are they laying people off? Who are these people anyway?" That's just the side-guy stuff, the material world, especially in Kali Yuga. And if you know that that's coming, and then you bypass it, you do the best you can to do what you can within it. But you bypass it by taking full advantage of the opportunity to spread the Krishna consciousness movement. You won't be touched by it. You'll remain transcendental. Thank you for listening so attentively. And so, thank you and congratulations to everyone here for all that you're doing, for representing the Krishna Consciousness Movement, representing Lord Caitanya Mahaprabhu. And experiment with expanding your service by offering, wherever you live, your homestead as a place where people can come learn Krishna consciousness. Every house can be a temple. You can also expand through social media. You can also expand by going out and meeting people door-to-door. You do that; I've seen you. So, with that comes great joy. The members of Lord Caitanya's personal party were quite enthusiastic about it. In fact, the way it's described in Caitanya-caritāmṛta, metaphorically, is they broke open the storehouse. Did you ever break into anything when you were a kid? Alright, I won't ask you. It's kind of fun anyway, nothing too criminal, (couple snow cones). Breaking and entering, smashing open a lock, and then taking the contents out and then giving it away as a kind of Robin Hood-type thing, you know, take it and give it to the masses of people who need it. And this is a mood that is uplifting. It's not boring. The idea of making a faster chip, although it's hard work, it's not that exciting because it hasn't made a difference in the quality of our life or the feeling of satisfaction in our hearts. The fact that, compared to not having a cell phone to now having a cell phone, it hasn't increased the sense of satisfaction in my heart. That's over a span of whatever they came out, 30 - 40 years ago, and I remember somebody saying, "Are you sure you want to carry one of those things around with you?" But it does make a difference when people come in contact with the spiritual sound vibration. So we can emulate Chaitanya Mahaprabhu's associates by this enthusiastic distribution of Krishna consciousness. And it mentions also that not only to distribute it, but they tasted its contents. So, maybe with one hand you distribute, the other one you can be tasting it. And that's the mood of the Krishna Consciousness Movement. ------------------------------------------------------------

There's no place like home. On my most recent trip back to the Bay Area, I met so many versions of myself. The one I was most surprised by was my graceful self. On this brief episode of Life Will Be, I reflect on what it means to be home and be present in the moment.

Shoot us a Text.Episode #1094: Today we celebrate the industry's next generation with Automotive News' 40 Under 40,  explore why used EVs are the hottest deal on the lot, and dig into Tesla's underwhelming Grok rollout.It's time to recognize the rising stars shaping the future of the retail automotive business. Automotive News has released its 14th annual “Retail 40 Under 40” list, spotlighting the next generation of dealership leadership.This year's honorees include GMs, dealer principals, CFOs, and department heads making real moves in their stores and communities.Dealerships represented range from large groups like Hendrick and Lithia to family-run independents.Standouts include Stephanie Frink, president of Hennessy Auto Cos., and Jake Sodikoff, dual-store dealer principal and president of Steven Nissan and Kia.The list highlights broad roles—from finance and marketing to fixed ops—showing leadership can come from any department.“These honorees are driving change, growth, and innovation in one of the most competitive industries in the world,” said Automotive News in its announcement.In a cooling EV market, used electric vehicles are emerging as the best deal on the lot—thanks to deep discounts and looming tax credit expirations.Used EV sales hit a record 100,000+ units in Q2, buoyed by steep price drops of nearly 32% in 2024.Buyers like Christopher Andrzejczak scored vehicles for less than half their original sticker prices.Used EVs depreciate faster than gas cars due to concerns about battery life and tech obsolescence.Demand is surging ahead of the $4,000 used EV tax credit's scheduled end in September.Eli Cook and his wife, preparing to move from Missouri to California, bought a used 2020 Tesla Model 3 for $15,000 in cash to avoid high Bay Area gas prices and missing out on the soon-to-expire tax credit. “It really seems like we're buying the dip for used EVs right now,” Cook said.Tesla's latest software update (2025.26) includes the long-awaited arrival of Grok, Elon Musk's AI chatbot. But before you get too excited…Grok currently doesn't do much inside the car.Grok is only available in U.S. vehicles with AMD infotainment chips—basically, Teslas made after mid-2021.It's in beta and can't issue voice commands or interact with vehicle systems yet.Right now, it's just like having Grok on your phone… but on your car's touchscreen.Other software tweaks include syncing ambient lighting to music, personalized audio presets, and enhanced Dashcam Viewer tools.0:00 Intro with Paul J Daly and Kyle Mountsier1:10 Paul and Kyle are attending the 4th Annual Beaver Toyota and Mazda Golf Tournament2:20 The Automotive News 40 Under 40 List4:28 Used EVs are the Best Deal Right Now6:37 What Grok Currently Does In The Tesla AIJoin Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/

Send us a textHoly shit, this one is special! If you haven't heard, Bay Area rapper/activist/Filipina icon/mother Ruby Ibarra is the winner of the 2025 NPR Tiny Desk Concert with her song "Bakunawa" (watch the Tiny Desk Concert here!). To kick off her Tiny Desk Concert tour, the kind folks at the Lagunitas Brewing Company invited us to Ruby's concert at their beautiful brewery in Petaluma, Ca. Enjoy some snippets from Ruby's concert (including Ruby's verse during Thao Nguyen's set), and our interview with her where she shares how becoming a mother has influenced her music, having her concert cancelled in LA during the Ice Protests, and what kind of dialogue she hopes her music creates during these divided times. Follow rapper Ruby Ibarra on IGFor more info on the Lagunitas Brewing Company's summer concert series, click here!Support the showThanks for listening and for your support! We couldn't have won Best of the Bay Best Podcast in 2022 , 2023 , and 2024 without you! -- Fight fascism. Shop small. Use cash. -- Subscribe to our channel on YouTube for behind the scenes footage! Rate and review us wherever you listen to podcasts! Visit our website! www.bitchtalkpodcast.com Follow us on Instagram & Facebook Listen every Tuesday at 9 - 10 am on BFF.FM

You can join our OneLife Sunday morning gatherings via livestream at 8:45am and 10;30am CST every Sunday morning. Or if you're local to the Bay Area of Houston, we'd love to have you join us in person Saturdays at 5pm and Sundays at 8:45am, 10:30am, or 12:30pm!Subscribe to our YouTube channel to join us live on Sunday mornings: https://www.youtube.com/@onelifechurch381Listen to more messages from OneLife Church at https://www.onelifehouston.com/messagesIf you would like to give to OneLife Church, you can do that here https://www.onelifehouston.com/giveAt OneLife, we want to be and make disciples of Jesus who love God, one another, and our world. We are God's people making much of Jesus in everyday life for the good of the neighborhoods in the Bay Area of Houston and beyond.For more information about us and our gatherings, visit https://www.onelifehouston.comConnect with us over social media!Facebook: https://www.facebook.com/onelifehouston​Instagram: https://www.instagram.com/onelifechurch

In this episode, David Saxe shares his journey from working at a $30 billion real estate investment firm to launching his own multifamily investment company in Silicon Valley. He dives into how Calvera Partners started with a humble 7-unit building and expanded into a robust portfolio across the Bay Area and beyond. David explains why now is the time to return to Silicon Valley, citing the AI boom, a revived office culture, and a historically constrained housing supply. He offers deep insights into the current opportunity, including their latest 88-unit project in San Jose's Willow Glen. Learn why vintage properties, supply-demand imbalance, and rising insurance costs are creating ripe conditions for value-add investors like him. You'll also hear David's take on strategic renovations, how to spot underpriced assets in expensive markets, and how their capital raising has evolved from friends and family to institutional interest.   - Get Interviewed on the Show! - ================================== Are you a real estate investor with some 'tales from the trenches' you'd like to share with our audience? Want to get great exposure and be seen as a bonafide real estate pro by your friends? Would you like to inspire other people to take action with real estate investing? Then we'd love to interview you! Find out more and pick the date here: http://daveinterviewsyou.com/

Minds Over Matter: the Bay Area's favorite quiz show hosted by Dana Rodriguez with panelists Kira Pace and Joshua Kosman.

The Bay Area is home to a significant space industry. It benefits from the national labs located here, research universities and venture capital industry.

No band may better reflect the multicultural, gender-expansive exuberance of the Bay Area dream than Sly and the Family Stone. A new documentary “Sly Lives (aka The Burden of Black Genius)” explores the life and context of Vallejo's brilliant, charismatic and troubled bandleader. We talk with the film's creators and participants about the gifts Sly gave the world and the tolls it took on him. Guests: Joel Selvin, San Francisco-based music journalist and author, his latest book is "Words and Demons" Joseph Patel, producer of the documentary Sly Lives; he also produced Summer of Soul, which won an academy award for best documentary feature Learn more about your ad choices. Visit megaphone.fm/adchoices

To call conductor Jessica Bejarano an outlier in the American orchestral world is a mild understatement. Not only is she female at a time when there are still astonishingly few female conductors of professional orchestras — according to Women's Philharmonic Advocacy, in the 2024-25 season, only 20.8% of concerts by the top 21 orchestras in the U.S. were conducted by women, and today only one of the 25 largest American orchestras has a female music director — but she is also Latina and lesbian. When Jessica Bejarano steps onto the podium, therefore, she doesn't just conduct; sporting visible tattoos — her favorite conductor Tchaikovsky is prominently featured on her right forearm — and projecting a down-to-earth warmth and grit she learned from her immigrant mother in working class East L.A., she redefines what leadership can look like in the orchestral world.By 2019, Jessica was already building a solid resume, leading community orchestras in the Bay Area as well as accepting freelance directing gigs around the world. Continually faced with the glacial pace of change in the classical music world, however, she took a leap of faith and founded her own ensemble, the San Francisco Philharmonic. The SF Phil's mission is to center diversity, equity and inclusion not just as a tagline but as a lived experience for musicians and audiences alike. In the last six years, under her leadership, the SF Phil has collaborated with everyone from Grammy-winning composers to local rap icons, while also offering masterclasses for emerging conductors and commissioning new works by underrepresented composers. In this interview, Jessica shares the winding, impassioned path that led her from East L.A. trumpet player to visionary conductor and founder. She discusses how she built the SF Phil from scratch — including funding its first concert out of her own savings — and how she continues to push the boundaries of what a 21st century orchestra can be.https://www.sfphil.org/about

AI is changing how companies build and scale. But most pitch decks haven't caught up.Karthik Chakkarapani, CIO of Zuora, has heard plenty of startup pitches but only a few stand out. He shares why most pitches fall flat, how to fix them, and how to present both the founder and the company in a way that drives real interest.We unpack what should go into your 30-second elevator pitch, why “Time to Value” needs its own slide, and how to bring up AI without sounding like everyone else.SaaS is changing fast and it's no longer just about features, but about speed, clarity, and proof of value. We explore how the next wave of SaaS companies can truly differentiate themselves.Building a startup is different in a post-UI world, where users don't click through screens but simply prompt systems to act. We discuss what it takes to build in a world of API-driven AI agents, along with real lessons on what most founders get wrong about working with large companies.If you're building SaaS in 2025, this conversation is for you.0:00 – Trailer1:05 – How the CIO Role Has Changed3:21 – How Zuora Enables the Subscription Economy5:45 – Is SaaS Becoming Headless?7:55 – Are We Entering a Post-UI World?10:37 – What's the New Competitive Advantage?12:31 – Will Entry-Level Jobs Be Replaced by Tools?14:05 – What Metrics Will Matter in an Agentic AI World?15:55 – How to Measure AI Adoption in Your Company18:38 – What's the Hype-to-Reality Ratio for AI?20:19 – What Is the Biggest ROI AI Has Delivered?23:53 – How Startups Can Get Deployed in Enterprises27:10 – How Founders Should Use AI in Their Pitch28:45 – Bolt-On AI vs. Built-In AI32:26 – Most Common Myth About CIOs35:03 – Why You Need a Prompt Library36:04 – What to Avoid in Your Pitch Deck37:21 – How Atomic Work Came Onboard42:47 – The Underrated Soft Skills Founders Need47:55 – 3 Examples of Killer 30-Second Elevator Pitches51:59 – The “Time-to-Value” Slide Explained53:46 – What Founders Get Wrong About Enterprises54:58 – Top SaaS Misconceptions About Enterprise57:00 – Where Enterprises Adopt AI the Fastest59:45 – How the Next SaaS Companies Will Differentiate1:00:33 – Bay Area vs. Bangalore vs. Chennai1:03:33 – Rapid Fire Round-------------​​India's talent has built the world's tech—now it's time to lead it.This mission goes beyond startups. It's about shifting the center of gravity in global tech to include the brilliance rising from India.What is Neon Fund?We invest in seed and early-stage founders from India and the diaspora building world-class Enterprise AI companies. We bring capital, conviction, and a community that's done it before.Subscribe for real founder stories, investor perspectives, economist breakdowns, and a behind-the-scenes look at how we're doing it all at Neon.-------------Check us out on:Website: https://neon.fund/Instagram: https://www.instagram.com/theneonshoww/LinkedIn: https://www.linkedin.com/company/beneon/Twitter: https://x.com/TheNeonShowwConnect with Siddhartha on:LinkedIn: https://www.linkedin.com/in/siddharthaahluwalia/Twitter: https://x.com/siddharthaa7-------------This video is for informational purposes only. The views expressed are those of the individuals quoted and do not constitute professional advice.Send us a text

It's the coldest Bay Area summer in decades, but it's warm and cozy with Sarah and Vinnie! Joe Jonas accidentally started an online dialogue about his nipples, so we are here to weigh in. There are some things we did in the 90's that would be weird now, and some things that are cool again! Tom Brady and Sofía Vergara sat next to each other at dinner on the Ibiza yacht trip. Here's what's new to watch this week, including ‘Big Brother'! Should we be bringing back extinct animals? Now Reporting: The Mystery of the Unwanted Amazon Boxes. Nicki Minaj Says JAY-Z Owes Her $200 Million, and Hailey Bieber and Justin Bieber are FINE! Plus, it would be nice if your baby came with a manual from the hospital.

Does the fear of heights get worse with age? Plus, it might be the coldest Bay Area summer in decades, but it's still warm enough for torso sweat! ‘Big Brother' starts TONIGHT - we will recap on Friday.

On this special segment of The Full Ratchet, the following Investors are featured: Mathias Schilling Godard Abel Manish Patel We asked guests to discuss the most visionary founder that they've worked with and what makes them so special. The host of The Full Ratchet is Nick Moran of New Stack Ventures, a venture capital firm committed to investing in founders outside of the Bay Area. Want to keep up to date with The Full Ratchet? Follow us on social. You can learn more about New Stack Ventures by visiting our LinkedIn and Twitter.

As the Library of Congress's new National Ambassador for Young People's Literature, Bay Area children's author Mac Barnett wants to reframe how we think about picture books. With his platform, “Behold the Picture Book,” he's championing the vital role picture books play in engaging readers of all ages and why we love them. What's the picture book you love reading over and over and over? Guests: Mac Barnett, author of the children's books "Circle," "Square" and "Triangle" which have been made into a new animated series "Shape Island" on AppleTV+; his books have won Caldecott honors and E.B. White Read Aloud Awards Aida Salazar, children's book author, her picture books include "Jovita Wore Pants" and "In the Spirit of a Dream" Laura G. Lee, children's book author and illustrator, her picture books are "Soy Sauce!" and "Cat Eyes" Learn more about your ad choices. Visit megaphone.fm/adchoices

Tony Ramirez, also known as TFTI BBQ on social media, has spent nearly twenty years perfecting his backyard barbecue skills in the Bay Area, California. Born in Charleston, South Carolina, Tony is self-taught, inspired by his Filipino and Cajun heritage, his beloved parents, and a passion for BBQ Pitmasters reruns, YouTube tutorials, and personal culinary experiments. What started in 2021 as a hobby of posting BBQ pictures and videos has since evolved into a full-time career, with Tony partnering with major brands like Miller Lite, Char-Griller, Reynolds Brands, and Tony Chachere's. His unique, approachable flavor combinations and techniques, which sometimes bend traditional barbecue “rules,” have earned him a beloved spot in the live-fire BBQ community. Find him online on all major social media platforms as TFTI BBQ.

What do flying Navy helicopters in the Philippines, founding an investment company and steering unmanned ocean drones have in common? They're all part of one woman's incredible journey. Today's guest, Julie Cane, takes us on a remarkable journey from Navy pilot to entrepreneur to startup mission manager. She reveals how the absence of money talk in her childhood led to some of her most powerful financial discoveries as an adult. Julie Cane is an impact-driven defender of democracy, in both financial markets and on the high seas. Her adventurous career began as a US Navy helicopter pilot conducting combat search and rescue training exercises and torpedo recovery in the Philippines and Coronado. After serving, Julie spent 20 years in financial services developing market leading innovations at Wells Fargo, Charles Schwab, SEI Investments and Autodesk Ventures. Five years ago, Julie became the CEO and co-founder of Democracy Investments, a registered investment advisory firm focused on promoting democracy in international markets. The firm serves as the advisor to the Democracy International Fund, an ETF listed on the New York Stock Exchange (ticker DMCY). She has presented the firm's democracy weighted international (ex-US) strategy on Bloomberg, The Economist Magazine's Summit and at the 7th Annual Copenhagen Democracy Summit, alongside pro-democracy politicians and diplomats focused on the global fight for freedom. This year, Julie took on an additional role of Mission Manager at Saildrone, a Bay Area startup that designs and deploys autonomous surface vehicles to be the eyes and ears for maritime safety and freedom on oceans around the world. She grew up sailing, racing both dinghies and large yachts and has enjoyed bringing this expertise along with her Naval Operations background to the day-to-day mission management of Saildrones for domestic and international customers. For the last 10 years, Julie has been Chairman and served on the Board of Swords to Plowshares, a nonprofit helping 3,000 military veterans in the San Francisco Bay Area. She holds a BA from the University of Virginia and an MBA from the Anderson School of UCLA. In her spare time, she enjoys mountain biking, trail running and protecting the future of democracy.  

A significant legal setback for rail shippers dropped as a federal court has tossed out the Surface Transportation Board's (STB) 2024 reciprocal switching rule, ruling that the STB exceeded its authority and that the rule was inconsistent with the Staggers Act of 1980, a decision challenged by major railroads including CSX, Canadian National, and Union Pacific.  Watt EV has broken ground on its sixth electric charging depot at the Port of Oakland, establishing a vital zero-emission freight corridor connecting the Bay Area to Sacramento, Nevada, and Southern California. This new facility will feature 15 240-kilowatt CCS dispensers and six MCS dispensers, significantly expanding the region's heavy-duty electric truck charging  The Small Business and Transportation Coalition (SBTC) has petitioned the U.S. Department of Transportation to repeal regulations allowing new entrant non-North America domiciled carriers to apply for operating authority in the US, alleging unfair competition against American trucking companies. However, federal data from the FMCSA contradicts this claim, showing very few non-North America-based operating authorities currently exist, with all such companies required to complete a safety audit. Learn more about your ad choices. Visit megaphone.fm/adchoices

Shoot us a Text.Episode #1091: Today we're covering how dealers are adapting to the end of EV tax credits, Tesla's push to bring robotaxis to the Bay Area, and the TSA's surprising move to let travelers keep their shoes on.Show Notes with links:With the federal EV tax credits ending September 30, dealers are shifting strategies to keep momentum in a market suddenly missing key incentives.Liza Borches of Carter Myers Automotive says, “We're planning marketing campaigns to help [customers] take advantage while they still can.”Joe Jackson, GSM at Bowman Chevrolet in Clarkston, Mich., said they are learning into leasing, “EVs are a lease-heavy vehicle; I expect the leasing to weather this a little bit better than the purchases,”EV Auto's Alex Lawrence thinks that “adoption [will] increase, but it's going to be a lumpy line.”Liza and CMA are confident about the future,, saying “We're committed to educating customers about all the other benefits. Our job is to be proactive, transparent and ready to help customers navigate this shift.”Tesla is aiming to bring its experimental robotaxi service to the San Francisco Bay Area within the next two months—pending regulatory approval.Elon Musk confirmed expansion plans on X, following a limited pilot in Austin, Texas.The Austin test fleet, with safety monitors onboard, is set to grow its service area this weekend, with an ultimate goal of 1,000 Robotaxis in several months.Tesla faces tight regulation in California, unlike the light-touch environment in Texas.Approval from the California DMV and CPUC is still needed to charge passengers for rides, although initial approvals were given in MarchA major travel headache is officially over: U.S. travelers no longer need to remove their shoes at airport security, thanks to new TSA technology and a successful pilot program.The change is effective immediately nationwide, per Homeland Security Secretary Kristi Noem.Passengers ages 12 to 75 were previously required to remove shoes—a post-9/11 rule spurred by the 2001 “shoe bomber,” but a pilot program showed TSA's equipment could maintain safety standards without requiring shoe removal.“Most Americans will be very excited... it will be a much more streamlined process,” said Noem.TSA PreCheck still offers added perks like skipping laptop and toiletry removal.TSA is exploring more changes, including special lanes for families and service members, to simplify screenings further.0:00 Intro with Paul J Daly and Kyle Mountsier0:45 Paul saw Halloween decor at Costco yesterday2:08 Announcements2:50 Dealers React To The End of the EV Tax Credit6:42 A look at Paul and Kyle's bookshelf7:30 Tesla Eyeing Robotaxi In San Fran9:43 TSA No Longer Join Paul J Daly and Kyle Mountsier every morning for the Automotive State of the Union podcast as they connect the dots across car dealerships, retail trends, emerging tech like AI, and cultural shifts—bringing clarity, speed, and people-first insight to automotive leaders navigating a rapidly changing industry.Get the Daily Push Back email at https://www.asotu.com/ JOIN the conversation on LinkedIn at: https://www.linkedin.com/company/asotu/

On this week's episode of "Sights + Sounds Picks," KALW DJ Wonway Posibul gives his arts and culture suggestions happening in the Bay Area.

This week on Clear Lake Connections Podcast presented by UTMB Health: Meet Joyce Roosz, Clear Lake MaidsIn this week's episode, we meet Joyce Roosz owner of ClearLake Maids. Joyce explains that Clear Lake Maids is a residential and commercial cleaning company in the Bay Area. They offer one-time deep cleaning, weekly,monthly and bi-monthly sessions. Joyce came from the high-tech world but always had a dream of owning her own business that is local and helps people in her community. She believes in taking care of her staff and cares about hercustomers. She credits her parents for her entrepreneurial spirit, having watched them with their businesses. AI has helped her market and build her business. She meets with a group of other small business owners that support one another with advice and ideas. Find Clear Lake Maids at www.Clearlakemaids.com or on social media. Joyce also looks forward to partnering with other businesses i.e.contractors, realtors, property managers, etc…

If you've ever had sex you didn't really want to have— to avoid awkwardness, not hurt your partner's feelings or just get it over with—this episode is for you. We're joined by Claire Perelman, a Queer, Jewish, AASECT Certified Sex Therapist based in the Bay Area who specializes in working with queer, poly, and kink communities. Claire breaks down what it really means to “push through” during sex, why so many of us do it (even when we know we don't want to), and how to start honoring your boundaries without guilt, shutdown, or shame. We cover: What “pushing through” actually means and why it's so common. We define what it looks like to override your body's signals during sex and why so many women and femmes have been conditioned to tolerate discomfort in the name of connection. How to stop saying yes when your body is screaming no. Claire offers practical tools for tuning into your physical cues, catching freeze responses, and recognizing when you're dissociating mid-sex. Why “not wanting sex” isn't a problem to fix. Spoiler: Your desire isn't broken. We explore how shame, performance pressure, and people-pleasing distort our understanding of healthy sexual agency. How to say no without apologizing or over-explaining. From scripts to mindset shifts, Claire gives you real-life ways to assert your boundaries without guilt. The nervous system's role in sexual shutdown. We talk about what happens biologically when you freeze or dissociate and how to gently regulate your nervous system so you can feel safe again. When sex feels painful or uncomfortable (and you just go with it anyway). Claire gets real about the internalized messages that normalize discomfort and how to unlearn them especially if you've ever endured pain just to avoid awkwardness. How to rebuild intimacy after breaking your own boundaries. If you've pushed through in the past, you're not alone. Claire walks us through how to reconnect with yourself and rebuild trust in your own “no.” Why pleasure requires choice—not obligation. True intimacy comes from wanting to be there. We unpack how to create space for real, enthusiastic consent in your sex life. Connect with Claire: On her website⁠ ⁠On Instagram⁠ ⁠Subscribe to our Patreon HERE to watch this episode and access exclusive content! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Ray Barbee is an American skateboarder, musician, and photographer originally from San Jose, California. He started skateboarding in 1984, when he was in seventh grade, and has grown to become one of the most iconic skateboarders of his generation. His passion and do-it-yourself attitude, which distinguish him as a musician and as a skateboarder, also define his photography. He has been developing his own photos for the last sixteen years. Rarely without his Leica M6, Ray brings the same unique perspective to the art of black and white film photography that he has brought to skateboarding. His pictures manage to capture both the loud and soft sounds of life. They document explorations, discoveries and experiences, while casually speaking of his own life at the same time. Ray's seamless approach to capturing a moment while nurturing the image through the development process and bringing it to fruition in the darkroom make his photographs as humble and honest as the man behind the lens. He is also a recipient of the Transworld Skateboarding “LEGEND” Award and in 2020 was inducted into The Skateboard Hall of Fame. Topics Discussed In This Episode: How Yoshino and Ray both grew up in the Bay Area (00:02:36) Yoshino and Ray share stories about professional skateboarder Jerry Hsu (00:05:36) The origins of Ray's journey into the world of skateboarding (00:10:00) How skateboarding can transform your creative mindset 00:17:24) The art of trial and error (00:22:03) Ray's journey into becoming a musician (00:27:02) Naivety as a powerful tool, and how it has shifted due to advances in technology (00:31:06) Building resilience (00:38:09) “The gym of life” and building character through experience (00:43:39) How Ray's location influenced his skateboarding and opportunities (00:51:45) Ray's approach to photography (00:58:17) Ray's newest photography book: The Joy is in Capturing the Journey (01:10:03) Staying curious (01:20:56) artistdecoded.com instagram.com/r.barbee

Explicit. Leonarda Jonie. Migrant Riots: You're All Going Back They love Mexico but don't you dare send them back!! All the Migrants are up in arms because they might be sent home to the country they love. Watch this video at- https://youtu.be/0bZHhSdsO1o?si=5SKcsX7VF3qul_z0 Leonarda Jonie 260K subscribers 102,832 views Jun 24, 2025 TOUR: LEONARDAISFUNNY.COM Kansas City, MO | June 27 Bay Area, CA | July 19 Ft. Worth, TX | July 12 Seattle, WA | Aug. 15 Portland, OR | Aug. 17 Tampa, FL | Sept. 6 Orlando, FL | Sept. 13 Miami, FL | Sept. 20 Minneapolis, MN | Oct. 3 Buffalo, NY | Oct. 4 Pittsburgh, PA | Oct. 5 Houston, TX | Oct. 25 Austin, TX | Oct. 26 YouTube ▶    / @leonardaisfunny   Instagram ▶   / leonarda.jonie   X ▶   / leonardaisfune   TikTok ▶   / leonarda_jonie   --------------------------------------------------------------------  Help Support ACU. Check out our ACU Patreon page: https://www.patreon.com/ACUPodcast   HELP ACU SPREAD THE WORD!  Please go to Apple Podcasts and give ACU a 5 star rating. Apple canceled us and now we are clawing our way back to the top. Don't let the Leftist win. Do it now! Thanks. Also Rate us on any platform you follow us on. It helps a lot. Forward this show to friends. Ways to subscribe to the American Conservative University Podcast Click here to subscribe via Apple Podcasts Click here to subscribe via RSS You can also subscribe via Stitcher FM Player Podcast Addict Tune-in Podcasts Pandora Look us up on Amazon Prime …And Many Other Podcast Aggregators and sites ACU on Twitter- https://twitter.com/AmerConU . Warning- Explicit and Violent video content.   Please help ACU by submitting your Show ideas. Email us at americanconservativeuniversity@americanconservativeuniversity.com   Endorsed Charities -------------------------------------------------------- Pre-Born! Saving babies and Souls. https://preborn.org/ OUR MISSION To glorify Jesus Christ by leading and equipping pregnancy clinics to save more babies and souls. WHAT WE DO Pre-Born! partners with life-affirming pregnancy clinics all across the nation. We are designed to strategically impact the abortion industry through the following initiatives:… -------------------------------------------------------- Help CSI Stamp Out Slavery In Sudan Join us in our effort to free over 350 slaves. Listeners to the Eric Metaxas Show will remember our annual effort to free Christians who have been enslaved for simply acknowledging Jesus Christ as their Savior. As we celebrate the birth of Christ this Christmas, join us in giving new life to brothers and sisters in Sudan who have enslaved as a result of their faith. https://csi-usa.org/metaxas   https://csi-usa.org/slavery/   Typical Aid for the Enslaved A ration of sorghum, a local nutrient-rich staple food A dairy goat A “Sack of Hope,” a survival kit containing essential items such as tarp for shelter, a cooking pan, a water canister, a mosquito net, a blanket, a handheld sickle, and fishing hooks. Release celebrations include prayer and gathering for a meal, and medical care for those in need. The CSI team provides comfort, encouragement, and a shoulder to lean on while they tell their stories and begin their new lives. Thank you for your compassion  Giving the Gift of Freedom and Hope to the Enslaved South Sudanese -------------------------------------------------------- Food For the Poor https://foodforthepoor.org/ Help us serve the poorest of the poor Food For The Poor began in 1982 in Jamaica. Today, our interdenominational Christian ministry serves the poor in primarily 17 countries throughout the Caribbean and Latin America. Thanks to our faithful donors, we are able to provide food, housing, healthcare, education, fresh water, emergency relief, micro-enterprise solutions and much more. We are proud to have fed millions of people and provided more than 15.7 billion dollars in aid. Our faith inspires us to be an organization built on compassion, and motivated by love. Our mission is to bring relief to the poorest of the poor in the countries where we serve. We strive to reflect God's unconditional love. It's a sacrificial love that embraces all people regardless of race or religion. We believe that we can show His love by serving the “least of these” on this earth as Christ challenged us to do in Matthew 25. We pray that by God's grace, and with your support, we can continue to bring relief to the suffering and hope to the hopeless.   Report on Food For the Poor by Charity Navigator https://www.charitynavigator.org/ein/592174510   -------------------------------------------------------- Disclaimer from ACU. We try to bring to our students and alumni the World's best Conservative thinkers. All views expressed belong solely to the author and not necessarily to ACU. In all issues and relations, we hope to follow the admonitions of Jesus Christ. While striving to expose, warn and contend with evil, we extend the love of God to all of his children. ----------------------------------------------------------------------------------------- 

It's a car episode. Jenny talks about some recent friendship drama. Mic talks about some weird stuff on his feet. It's a car episode.It's a car episode. Jenny talks about some recent friendship drama. Mic talks about some weird stuff on his feet. It's a car episode.C O M E S E E H A C K C I T Y C O M E D Y TicketsF O L L O W U Shttps://www.instagram.com/asiannotasianpodhttps://www.instagram.com/nicepantsbrohttps://www.instagram.com/jennyarimoto/P A T R E O Nhttps://www.patreon.com/asiannotasianpod P A R T N E R S -Check out friend of the pod John's cabin on Airbnb! https://www.airbnb.com/slink/penXRFgl - Helix Sleep Mattress: visit helixsleep.com/asian - Nutrafol: www.nutrafol.com (Promo code: Asian) This episode is sponsored by BetterHelp. Give online therapy a try at betterhelp.com/ASIAN and get on your way to being your best self.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

You've got your tax-free Roth accounts and your tax-deferred retirement accounts. Should you invest the same way in each? Kevin in Denver wants to know. Jim and Pam in Orange County are eligible for combat zone tax exclusions (CZTE). How else can they maximize their tax-free retirement strategy?  Susan Brandeis, CFP® spitballs with Big Al Clopine, CPA, today on Your Money, Your Wealth® podcast number 537. Plus, should Ned in Tokyo sell his Bay Area rental property and invest the proceeds? And Bob and Brigette in Wisconsin got a late start on Roth IRA savings. Should they prioritize saving into a Roth, brokerage account, or 401(k)? Free financial resources & episode transcript: https://bit.ly/ymyw-537 DOWNLOAD Why Asset Location Matters DOWNLOAD The Recession Protection Guide WATCH How to Build a Recession-Proof Portfolio on YMYW TV ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment LEAVE YOUR HONEST RATINGS AND REVIEWS on Apple Podcasts SUBSCRIBE or FOLLOW on your favorite podcast app JOIN THE CONVERSATION on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 00:46 - Should the Asset Location of Our Accounts Be Independent of Each Other? (Kevin, Denver) 08:54 - CTZE - Any Other Ways to Maximize Our Tax-Free Retirement Strategy? (Jim & Pam, Orange County) 17:19 - Watch How to Build a Recession-Proof Portfolio on YMYW TV, Download the Recession Protection Guide 18:00 - Should We Sell a Rental Property and Invest the Proceeds? (Ned, Tokyo, Japan) 25:37 - Got a Late Start on Roth IRA Savings. Should I Prioritize Roth, Brokerage, or 401(k)? (Bob & Bridgette, WI) 34:49 - Next Week on YMYW Podcast

Warriors Insider for The Sports Leader, Marc Spears joined Murph & Markus this morning to discuss why the Warriors haven't made a move in free agency, Jonathan Kuminga's status, & what Bay Area native could be linked to the DubsSee omnystudio.com/listener for privacy information.

Warriors Insider for The Sports Leader, Marc Spears joined Murph & Markus this morning to discuss why the Warriors haven't made a move in free agency, Jonathan Kuminga's status, & what Bay Area native could be linked to the DubsSee omnystudio.com/listener for privacy information.

This episode of Convo By Design is scheduled for the week of July 8th, 2025. Intentionally so we can begin thinking about what's coming. It's hard to forget trauma, like what we saw in Pacific Palisades and Altadena earlier this year. But not impossible. Traditionally, “fire season” in California begins in August and ends around the end of October. Over the decades, there has been a creep into July, then June on the front end and then into November and December on the back end. Sadly, now, there is no longer a fire season, only an ongoing threat. Part of a recent California tour that started in the Bay Area and ended in Pasadena, I got an earful, and, because the mics are always on, so will you.  In this special episode, you're going to hear an extraordinary panel conversation in its entirety—one that explores the very real and immediate design challenges and opportunities facing architects, builders, designers, and manufacturers when creating residential projects in fire-prone areas. This conversation was recorded live and it's one of the most practical, informative, and emotionally resonant discussions we've had about fire-resilient design. This was recorded live from Golden State Lumber in Concord, CA. It features amazing professionals from design, landscape design and architecture. We have industry insiders and those on the front lines, literally. Designer Resources Pacific Sales Kitchen and Home. Where excellence meets expertise. Design Hardware - A stunning and vast collection of jewelry for the home!  - Where service meets excellence TimberTech - Real wood beauty without the upkeep Today, you are going to hear from; Caroline Nassif | Studio Ovo Mary Ann Schicketanz | Studio Schicketanz Ian Cox | Devlin McNally Construction Amy Wolff | Ceara Studio John Davis | John Davis Architect Robby Myer | Golden State Lumber Jay Williams | The AZEK Company Dustin Moore | Strata Landscape Architecture This episode features the full conversation in four parts and here are some important ideas to listen for: Setting the Context—Urgency, Evolution, and Mindset Shifts We open with a candid discussion about the evolving nature of wildfire—how modern firestorms are not the slow-moving ground fires of the past, but fast, intense, and unpredictable events that demand a complete rethinking of how homes are sited, designed, and built. Listen for how the professionals on the panel are redefining “resilience”, not as a post-disaster reaction, but as a forward-thinking design responsibility. There's discussion about the emotional component—how clients are now asking for homes that not only reflect their aesthetic desires but also protect their families and investment. You'll hear the beginnings of a common theme: that collaboration across disciplines—architecture, landscape, materials, policy—is essential to progress. Materials, Methods, and Design Strategy This section dives into the specific building systems and material choices that can help defend a home against wildfire. Pay close attention to the comparisons between wood vs. non-combustible materials, and the increasing use of metal roofs, cementitious siding, and Class A-rated assemblies. There are valuable insights into decking, fencing, vents, and eaves—often overlooked but critical components in fire resistance. The discussion touches on building codes and certifications, and how understanding these nuances can inform smarter material selection and design detailing. Design Solutions in Action This is where we get into real-world case studies. Panelists share examples of how they've adapted fire-resilient strategies in current projects and how clients are responding to new realities. Listen for examples of reimagining exterior spaces—gravel moats, Mediterranean-inspired gardens, and drought-tolerant landscapes that are also fire-resistant. There's a growing theme of creative compromise—how to...

Welcome to Art is Awesome, the show where we talk with an artist or art worker with a connection to the San Francisco Bay Area. In this Episode, Emily features an in-depth conversation with mixed media artist Demetri Broxton whose work is showcased in several prestigious museums and exhibitions in San Francisco. The discussion delves into Demetri's artistic themes, including his use of beads, the influence of his family history, and specific works like 'Save Me, Joe Lewis' and textiles depicting Black whalers for the 'Black Gold: Stories Untold' exhibit. Demetri also shares his background, how he became involved with Root Division, and answers questions about his artistic journey and influences.About Artist Demetri Broxton:Demetri Broxton is a Bay Area artist, independent curator, and the Executive Director of Root Division in San Francisco. Born and raised in Oakland, CA, he earned a BFA at UC Berkeley with an emphasis in painting and an MA in Museum Studies from San Francisco State University. His artwork has been exhibited internationally and most recently at the Chinese Historical Society of America, Art Gallery of Alberta, de Young Museum, Crocker Art Museum, Kala Art Institute, and the Norton Museum of Art. Broxton's artwork is held in several private and public collections including the Monterey Art Museum, de Young Museum, and Crocker Art Museum. He is represented by Patricia Sweetow Gallery in Los Angeles, CA.  Visit Demetri's Website:  DemetriBroxton.comFollow Demetri on Instagram:  @DBroxtonStudioFor more about the exhibit Black Gold - Stories Untold, CLICK HERE. For more about Demetri Broxton at The Guardhouse, CLICK HERE.--About Podcast Host Emily Wilson:Emily a writer in San Francisco, with work in outlets including Hyperallergic, Artforum, 48 Hills, the Daily Beast, California Magazine, Latino USA, and Women's Media Center. She often writes about the arts. For years, she taught adults getting their high school diplomas at City College of San Francisco.Follow Emily on Instagram: @PureEWilFollow Art Is Awesome on Instagram: @ArtIsAwesome_Podcast--CREDITS:Art Is Awesome is Hosted, Created & Executive Produced by Emily Wilson. Theme Music "Loopster" Courtesy of Kevin MacLeod (incompetech.com)Licensed under Creative Commons: By Attribution 4.0 LicenseThe Podcast is Co-Produced, Developed & Edited by Charlene Goto of @GoToProductions. For more info, visit Go-ToProductions.com

KQED's Natalia Navarro has the Bay Area news you need to know for Tuesday, July 8, 2025.

This week, Thom Francis welcomes poets Kendall Hoeft and Poetyc Visionz to mic. They shared their work at the Brass Tacks open mic at The Low Beat in Albany, NY, on December 4, 2018. — The Brass Tacks open mic series at The Low Beat continued on Tuesday, December 4, 2018 with many poets signing up to share their work with the pre-holiday crowd. On that winter night, Kendall Hoeft, a poet and writer currently residing in California's Bay Area, read a poem titled “When the Body Breaks” and “Of Sea & Sky,” about fear and desire. The great Poetyc Visionz was up next with two poems. The poet and graphic designer who now lives in Atlanta, performed a new piece “I Met God on Lark St.” and then another with his signature wordplay (local poet and photographer Dan Wilcox says, “was an example of why he has been dubbed “the Pastor of Positivity””), “Be Grateful.”

Sarah is back and she's got the updates you missed over the holiday weekend. Plus, Vinnie's got 10 crazy things that happened 10 years ago this week. Maybe it's never too early to know what you want! Joey Chestnut reclaimed his title, Dolly Parton has a fun fan opportunity for her upcoming book, and Katy Perry is (supposedly) seen co-parenting on a family vacation in Capri with Orlando Bloom. Pokemon cards led to a mason jar stabbing? A rare and stinky flower will be blooming in Golden Gate Park. Enjoy your dad bod, because the ladies sure are! Kelly Clarkson cancelled her Vegas show 15 minutes before doors opened. Ozzy Osbourne performed his final concert, and it was rock star studded. The Bay Area turns out to be a great place for the best pizza in the country, and fireworks exploded!

Apple Music turns 10 years old, and here's what people have been streaming. Kelly Clarkson suffered voice issues and had to cancel shows 15 minutes before doors opened. Ozzy Osbourne performed his final concert, and it was rock star studded. The Bay Area turns out to be a great place for the best pizza in the country. Illegal fireworks sparked 60 fires across the bay - maybe it's time for drone shows.

On this special segment of The Full Ratchet, the following Investors are featured: David Garcia Bradley Tusk Ted Seides We asked guests to share the best question they've ever been asked by an allocator. The host of The Full Ratchet is Nick Moran of New Stack Ventures, a venture capital firm committed to investing in founders outside of the Bay Area. Want to keep up to date with The Full Ratchet? Follow us on social. You can learn more about New Stack Ventures by visiting our LinkedIn and Twitter.

Here are some readings from our series New Arrivals, a pocket-sized book tour with Bay Area authors. Today we're featuring a collection of fiction writers.

Mandolin orchestras were everywhere during the early 20th Century. It turns out that the Bay Area is the birthplace of a mandolin super-group founded by a man who doesn't even play the instrument. He wanted to honor the memory of a Jewish mandolin ensemble whose members perished in the Holocaust.

In this episode, I sit down with DJ Shai—aka Shai'La Yvonne—to unpack the story behind her rise as a sought-after DJ, wellness entrepreneur, and LA tastemaker.We dive into:- Her first steps into DJing and how music became her calling.Why she left the Bay Area for Los Angeles and how that move transformed her career.- Her mindset around service, consistency, and longevity in the creative spaceWhether you're into music, entrepreneurship, or lifestyle branding, DJ Shai brings energy and insight.

Jesus invites us to see that following Him means following Him to the cross. He doesn't just call us to believe in what He did—He wants us to be shaped by it. Jesus came not to be served, but to serve, and to give His life as a ransom for many. That means we have to first receive the reality that He gave His life to rescue us from sin and from the empty, self-focused ways we used to live. But it doesn't stop there—ransomed people live differently. We don't cling to status or success. We don't demand to be served. We follow the example of Jesus and live to serve others. In a world that pushes ambition and self-fulfillment, Jesus calls us to something better: a life of purpose, freedom, and love, shaped by the cross.You can join our OneLife Sunday morning gatherings via livestream at 8:45am and 10;30am CST every Sunday morning. Or if you're local to the Bay Area of Houston, we'd love to have you join us in person Saturdays at 5pm and Sundays at 8:45am, 10:30am, or 12:30pm!Subscribe to our YouTube channel to join us live on Sunday mornings: https://www.youtube.com/@onelifechurch381Listen to more messages from OneLife Church at https://www.onelifehouston.com/messagesIf you would like to give to OneLife Church, you can do that here https://www.onelifehouston.com/giveAt OneLife, we want to be and make disciples of Jesus who love God, one another, and our world. We are God's people making much of Jesus in everyday life for the good of the neighborhoods in the Bay Area of Houston and beyond.For more information about us and our gatherings, visit https://www.onelifehouston.comConnect with us over social media!Facebook: https://www.facebook.com/onelifehouston​Instagram: https://www.instagram.com/onelifechurch

Jesus invites us to see that following Him means following Him to the cross. He doesn't just call us to believe in what He did—He wants us to be shaped by it. Jesus came not to be served, but to serve, and to give His life as a ransom for many. That means we have to first receive the reality that He gave His life to rescue us from sin and from the empty, self-focused ways we used to live. But it doesn't stop there—ransomed people live differently. We don't cling to status or success. We don't demand to be served. We follow the example of Jesus and live to serve others. In a world that pushes ambition and self-fulfillment, Jesus calls us to something better: a life of purpose, freedom, and love, shaped by the cross.You can join our OneLife Sunday morning gatherings via livestream at 8:45am and 10;30am CST every Sunday morning. Or if you're local to the Bay Area of Houston, we'd love to have you join us in person Saturdays at 5pm and Sundays at 8:45am, 10:30am, or 12:30pm!Subscribe to our YouTube channel to join us live on Sunday mornings: https://www.youtube.com/@onelifechurch381Listen to more messages from OneLife Church at https://www.onelifehouston.com/messagesIf you would like to give to OneLife Church, you can do that here https://www.onelifehouston.com/giveAt OneLife, we want to be and make disciples of Jesus who love God, one another, and our world. We are God's people making much of Jesus in everyday life for the good of the neighborhoods in the Bay Area of Houston and beyond.For more information about us and our gatherings, visit https://www.onelifehouston.comConnect with us over social media!Facebook: https://www.facebook.com/onelifehouston​Instagram: https://www.instagram.com/onelifechurch

Ryan Chaw shares his bedroom real estate rental property strategy. As a pharmacist-turned-real estate investor Ryan shares how he built a successful portfolio of 14 rental properties generating $50,000/month in income by renting out homes by the bedroom to students and professionals near college campuses. Now financially free, he spends his time coaching others and maintaining a disciplined approach to growth while avoiding low-quality competition and preserving strong tenant relationships. Today we discuss...  Ryan Chaw transitioned from a pharmacist to a real estate investor inspired by his grandfather's success in Bay Area real estate. He began investing in 2016 with a $262,000 property in Stockton, California, renting it by the bedroom to maximize cash flow. His strategy involves converting 3-bedroom homes into 5- or 6-bedroom rentals and leasing them to students and professionals. Ryan now owns 14 rental properties generating $50,000 per month in income and has fully replaced his pharmacist salary. Most of his tenants come from word-of-mouth referrals, especially from student communities at nearby colleges. Properties that would rent for $1,500–$2,200 annually generate $4,000+ per month when rented by the room. Competition in his niche is limited and often low quality, with few landlords offering the same level of service. Ryan sees consistent long-term demand with students signing multi-year leases and bringing in future tenants. Ryan targets neighborhoods favored by graduate students and healthcare professionals by researching Reddit forums for off-campus housing recommendations. He rents to both students and healthcare workers, often securing two-year leases from medical residents and fellows. He continues to acquire at least one new property per year and currently owns 14 rentals. He recommends keeping $7,000 to $10,000 per property in reserves to cover unexpected maintenance like HVAC or roof issues. He clusters tenants by category (e.g., pharmacy students, dental students, healthcare workers) to foster a sense of community. His four key success factors for student rentals are proximity to campus, neighborhood safety, affordability, and tenant community. Ryan uses VAs to triage maintenance requests and relies on a vetted contractor network to address issues within 24 to 48 hours. Today's Panelists: Kirk Chisholm | Innovative Wealth Barbara Friedberg | Barbara Friedberg Personal Finance Douglas Heagren | Pro College Planners Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast For more information, visit the show notes at https://moneytreepodcast.com/bedroom-real-estate-ryan-chaw-726