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    Juicebox Podcast: Type 1 Diabetes
    #1670 Deez Nuts - Part 1

    Juicebox Podcast: Type 1 Diabetes

    Play Episode Listen Later Nov 4, 2025 54:09


    Scott and Kirby trade stories about kids, chaos, and humor before diving into Kirby's son's type 1 diagnosis and the need for better education and support after the "don't-die" stage. Free Juicebox Community (non Facebook) Type 1 Diabetes Pro Tips - THE PODCAST Eversense CGM Medtronic Diabetes Tandem Mobi ** twiist AID System Drink AG1.com/Juicebox Use code JUICEBOX to save 40% at Cozy Earth  CONTOUR NextGen smart meter and CONTOUR DIABETES app Dexcom G7 Go tubeless with Omnipod 5 or Omnipod DASH * Get your supplies from US MED  or call 888-721-1514 Touched By Type 1 Take the T1DExchange survey Apple Podcasts> Subscribe to the podcast today! The podcast is available on Spotify, Google Play, iHeartRadio, Radio Public, Amazon Music and all Android devices The Juicebox Podcast is a free show, but if you'd like to support the podcast directly, you can make a gift here or buy me a coffee. Thank you! *The Pod has an IP28 rating for up to 25 feet for 60 minutes. The Omnipod 5 Controller is not waterproof.  ** t:slim X2 or Tandem Mobi w/ Control-IQ+ technology (7.9 or newer). RX ONLY. Indicated for patients with type 1 diabetes, 2 years and older. BOXED WARNING:Control-IQ+ technology should not be used by people under age 2, or who use less than 5 units of insulin/day, or who weigh less than 20 lbs. Safety info: tandemdiabetes.com/safetyinfo Disclaimer - Nothing you hear on the Juicebox Podcast or read on Arden's Day is intended as medical advice. You should always consult a physician before making changes to your health plan.  If the podcast has helped you to live better with type 1 please tell someone else how to find it!  

    Dynasty Fantasy Football | Married to The Game | The FF Dynasty
    Dynasty MUST BUYS/SELLS - 5 Moves To Make ASAP! -Dynasty Fantasy Football

    Dynasty Fantasy Football | Married to The Game | The FF Dynasty

    Play Episode Listen Later Nov 4, 2025 36:38


    The FF Dynasty, Season 9, Episode 101: We're back breaking down the Dynasty Fantasy Football Buy/Sell/Hold decisions for Week 10. -- Analytical Models + Predictions powered by @KoalityStats https://koalatystats.substack.com -- • SIGN UP TODAY FOR up to $200 in Prophet Cash BACK -USE CODE: FFD WHEN SIGNING UP AT https://prophetx.onelink.me/E5Yi/FFD or DOWNLOAD THE PROPHETX APP #ProphetX -- ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Fantasy Football Survivor⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ (NEW GAME!) Free ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Patreon⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ + ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Discord⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ 5 Star Contest ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Insta⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ --

    BibleProject
    Jesus, the New Shepherd in the Wilderness

    BibleProject

    Play Episode Listen Later Nov 3, 2025 62:37


    The Wilderness E10 — Throughout ancient Israel's long history of wandering in the wilderness, failing in the garden land, being exiled to the nations, and then continuing to struggle after their return to the land, one thing has been clear. The people need a faithful shepherd like Moses who can guide them into God's provision and wisdom. So after Jesus is baptized in the wilderness and succeeds in his own wilderness tests, you can probably guess where Jesus goes to feed, heal, and teach people! In this episode, Jon and Tim explore stories in the gospels where Jesus provides for Israelites and non-Israelites in the wilderness, acting as a new Moses-like shepherd.CHAPTERSRecap of Theme and Setup for Jesus as a New Moses Figure (0:00-14:03)The People's Need for a Shepherd (14:03-24:04)Bread in the Wilderness for Israel (24:04-38:12)Discussing Bread With Pharisees and a Canaanite Woman (38:12-47:35)Bread in the Wilderness for the Nations (47:35-1:02:37)OFFICIAL EPISODE TRANSCRIPTView this episode's official transcript.REFERENCED RESOURCESYou can view annotations for this episode—plus our entire library of videos, podcasts, articles, and classes—in the BibleProject app, available for Android and iOS.Check out Tim's extensive collection of recommended books here.SHOW MUSIC“Be Like Water” by Lofi Sunday, Zairis TéJion “Holy” by Lofi Sunday, Just Derrick “It's Gonna Be Alright-22” by Lofi Sunday, Marc Vanparla “jazz club” by Lofi Sunday, PAINT WITH SOUNDBibleProject theme song by TENTSSHOW CREDITSProduction of today's episode is by Lindsey Ponder, producer, and Cooper Peltz, managing producer. Tyler Bailey is our supervising engineer, who also edited today's episode and provided the sound design and mix. JB Witty does our show notes, and Hannah Woo provides the annotations for our app. Our host and creative director is Jon Collins, and our lead scholar is Tim Mackie. Powered and distributed by Simplecast. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    John Eldredge and Ransomed Heart (Audio)
    E848 | How Can You Survive Without...? - Part 4

    John Eldredge and Ransomed Heart (Audio)

    Play Episode Listen Later Nov 3, 2025 48:20


    How do we interpret the crisis, resistance, and chaos in our lives? Find out as Blaine joins John and Allen for Part 4 of this series on “I just don't understand how people can survive without...” In this conversation, Blaine provides a helpful tool kit for processing the questions, pushback, and struggles that keep us stuck.Show Notes: Access Blaine's hand-written diagram with the four categories here._______________________________________________There is more.Got a question you want answered on the podcast? Ask us at Questions@WildatHeart.orgSupport the mission or find more on our website: WildAtHeart.org  or on our app.Apple: Wild At Heart AppAndroid: Wild At Heart AppWatch on YouTubeThe stock music used in the Wild at Heart podcast is titled “When Laid to Rest” by Patrick Rundblad and available here.More pauses available in the One Minute Pause app for Apple iOS and Android.Apple: One Minute Pause AppAndroid: One Minute Pause App

    Juicebox Podcast: Type 1 Diabetes

    Free Juicebox Community (non Facebook) Type 1 Diabetes Pro Tips - THE PODCAST Eversense CGM Medtronic Diabetes Tandem Mobi ** twiist AID System Drink AG1.com/Juicebox Use code JUICEBOX to save 40% at Cozy Earth  CONTOUR NextGen smart meter and CONTOUR DIABETES app Dexcom G7 Go tubeless with Omnipod 5 or Omnipod DASH * Get your supplies from US MED  or call 888-721-1514 Touched By Type 1 Take the T1DExchange survey Apple Podcasts> Subscribe to the podcast today! The podcast is available on Spotify, Google Play, iHeartRadio, Radio Public, Amazon Music and all Android devices The Juicebox Podcast is a free show, but if you'd like to support the podcast directly, you can make a gift here or buy me a coffee. Thank you! *The Pod has an IP28 rating for up to 25 feet for 60 minutes. The Omnipod 5 Controller is not waterproof.  ** t:slim X2 or Tandem Mobi w/ Control-IQ+ technology (7.9 or newer). RX ONLY. Indicated for patients with type 1 diabetes, 2 years and older. BOXED WARNING:Control-IQ+ technology should not be used by people under age 2, or who use less than 5 units of insulin/day, or who weigh less than 20 lbs. Safety info: tandemdiabetes.com/safetyinfo Disclaimer - Nothing you hear on the Juicebox Podcast or read on Arden's Day is intended as medical advice. You should always consult a physician before making changes to your health plan.  If the podcast has helped you to live better with type 1 please tell someone else how to find it!

    The BOB & TOM Show Free Podcast
    The BOB & TOM Show - November 3, 2025

    The BOB & TOM Show Free Podcast

    Play Episode Listen Later Nov 3, 2025 172:42


    Get Rich Education
    578: Why Real Estate Quietly Makes You Rich in Your Sleep

    Get Rich Education

    Play Episode Listen Later Nov 3, 2025 43:54


    Register here to attend the live virtual event "How to Scale Your Portfolio, with Tenanted Cash Flowing, New Construction Properties" on Thursday, November 13th at 8pm Eastern. Keith introduces a profound life perspective: humans are typically allotted only 30,000 days. What will you do with the days you have left? Every moment not spent building wealth is a moment lost forever. Adam Schroeder, a real estate investment strategist, joins the conversation to talk about current opportunities with new build properties with significant builder incentives and the potential for high appreciation. Resources: Switch to listening to the podcast on the Apple Podcasts or Spotify app, as the dedicated GRE mobile app will be discontinued at the end of the month. Show Notes: GetRichEducation.com/578 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, the real estate market is slow when this happens in a cycle. What does it mean to a real estate investor? What type of return can you really expect today? I'll tell you exactly, and you'll be surprised. Learn more about new build properties and why investors often prefer DSCR loans over conventional loans today on get rich education,   Keith Weinhold  0:28   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:13   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:29   Welcome to GRE I'm your host. Keith Weinhold, yes, America's favorite shaved mammal on a microphone is back with you for another wealth building week. Just the talking primate that's heavily mortgaged here. I'm also a landlord still waiting for a security deposit from back in 2018   Keith Weinhold  1:51   Hmm, oh, I'm so into self deprecation today that I forgot about the place names hitting you, from Dover, Delaware to   Keith Weinhold  2:01   Andover, Massachusetts and across 188 nations worldwide, you're listening to get rich education. There's a realization that can sharpen your investor focus when you think about the fact that, in a sense, how little time you are allotted in your life. It's something that I've thought about more. You're only given about 30,000 days. That's the typical lifespan of a human being, and that goes for both shaved mammals and others. Well, you've already spent 1000s of your 30,000. The question is, what are you doing with the rest? At some point, people understand or they better that they need to go out on a limb. There are people less qualified than you living the life you want to live simply because they chose to believe in themselves, and really, that's the moment everything shifts. belief. It's not a feeling. It is a decision backed by action. Too many people learn this lesson the hard way. They discover, often too late, that relying on one income stream is the most dangerous financial plan of all. A job can vanish. Federal Workers found that out amidst a government shutdown, a business model can change. AI can intrude. A paycheck can stop. But when you own assets that pay you month after month, no matter what you're doing, you slowly begin to untether yourself and move toward freedom. And here's the truth about pain and money. Poor and middle class households work for money, so to them, that's why every dollar spent feels like a little loss. It can even hurt, and that is why they hesitate even on opportunities that could change everything. The wealthy, on the other hand, own assets that pay them, so therefore every dollar spent feels like a seed, because it grows when you own enough income property, you can move away from constantly asking yourself, can I afford this? And start asking, What will this investment earn me? Over time, this mindset shift changes everything at that time when other people's money starts working for you, not the other way around.    Keith Weinhold  4:45   And here's the thought experiment I use, take the hourglass of your life and flip it, watch the sand fall. That's time, 30,000 hours, 30,000 grains. That is. Is time the one resource that you cannot get more of. So every day you delay prudently investing the sand does not pause. It just keeps flowing. But you can choose how that time compounds the sand that's left over and hasn't fallen through the neck of the hourglass. Yet that is your opportunity to build multiple income streams from real estate, from ownership and from leverage, it is your chance to replace anxiety with well autonomy. Every family with generational wealth can trace it back to one person, one risk taker who decided to stop trading hours for dollars. They believed in ownership and control. They believed in themselves. They acted before the sand ran out. If you've already started real estate investing, well, then you've already begun to break that cycle. If you've done it for a time, you're going to have more time, more income and more options than you had before. That is worth celebrating and scaling, because the best time to start was yesterday, and the next best time is before the next grain of sand hits the bottom.    Keith Weinhold  6:22   Later today, I'll talk about taking this sentiment and moving it towards something very specific and actionable. Now, in this era, the real estate market is slow. That is in terms of transaction volume, there just aren't as many sales. Sometimes this whole thing feels more sluggish than Jabba the Hutt after Thanksgiving dinner.   Keith Weinhold  6:49   5 million is a typical number of existing homes sold every year in the US. 5 million. That's normal. That's baseline during the pandemic frenzy. It reached over 6 million, and now it's about 4 million. That's why I say that housing transaction volume has slowed, and appreciation is only about 2% that's below historic norms, and rent growth is like barely doing push ups. It's two to 3% in single family homes volume now it has picked up a little here lately with lower mortgage rates, and so have home prices. Redfin now tells us that home price appreciation is 3% but most outlets say 2% some analysts that are more optimistic than me call today's housing market healthy. They don't call it slow. And why is that? Well, it's the healthiest it's been since covid, because now you have a good balance of buyers and sellers. The real estate market isn't so miserably deprived of inventory like it was back in 2022 in 2023 but I am going to go with slow now, as you know, I coined the phrase real estate pays five ways back in 2015   Keith Weinhold  8:09   But how exactly does that hold up in today's slow transaction market? Could an income property buyer's return even be disappointing now? Well, let's do it. Let's determine what you can expect if you purchase an investment property here in these slow market conditions, we'll determine your total rate of return in year one. And you know, this will be sort of like dating someone that's not the first date, but to really get to know them, to know if they're potential spouse material. You want to see them at their worst and be sure that they look good on their bad days. So let's just be conservative and use 2% home price appreciation. Say that you buy a 200k single family rental. Now a 20% down payment means 40k down. Sellers are willing to give you concessions now, say that they're going to pay your closing costs, because the 200k that you're paying is their full asking price, so it's your terms and their price. Well, say that you don't get any cash flow. The rent only covers the expenses exactly. Okay, so we're really painting on a not so pretty picture. Here, it would seem. Here we go, in a slow market, the first of five ways you're paid is that erstwhile appreciation. Your property only appreciates 2% from 200k up to 204k not so exciting, until, of course, as we know around here, you realize that your return is your gain on your skin in the game, your 4k gain divided by your 40k down payment gives you a 10% ROI. There it is leverage. Didn't just show up. It brought donuts. 10% just from the first of five ways you're paid. The second way is cash flow. Say that rent minus your 160k mortgage payment here and your operating expenses, that merely breaks even, like I was saying. So 0% additional return from cash flow. And before we add on numbers three, four and five to get your total rate of return in a slow market, let's take a moment to check on Jabba. How's Jabba doing? No, Jabba still hasn't gotten up from that heavy Thanksgiving dinner. It's still a slow market. We've confirmed that we're going to continue   Keith Weinhold  10:41   the third way you're paid, as any GRE listener knows by now, is with that ROA return on amortization, also known as principal pay down with a 7% mortgage rate in your 160k loan on this property, an amortization table shows you 1625 bucks a tenant made principal pay down. Divide that by your 40k down again, that is another 4% return. All right, so you add that to your 10% from leverage depreciation, and you've now got 14%   Keith Weinhold  11:17   next is your tax benefit. It's a 150k structure value, not the full 200k because raw land can't be depreciated. Multiply that by 3.6% depreciation, that means you've tax sheltered 5400 bucks. That is like a phantom loss that you get to show the IRS. Just a little more math here, and this is as far as you have to stretch it, in visualizing numbers in an audio format at a 24% income tax rate. That is 1296 saved on 40k down again, another 3% for you, and your running total is a 17% ROI before we get to the last one, which is inflation profiting, not inflation hedging, which almost everyone mistakenly says in real estate investing, it is inflation profiting.    Keith Weinhold  12:13   Your 160k loan gets eaten by 4800 bucks at a 3% inflation rate, divided by 40k down. And you know, inflation is usually the villain. Now it is the hero. You've got another 12% from inflation profiting. And here's the sum in this slow market, your total year one rate of return is 29%   Keith Weinhold  12:43   and you're like, my gosh, did that really just happen? Now you might want to skip back on some parts of that to help make it crystallize in your mind. I've got to tell you before I ran these numbers in this slow market with this 2% appreciation and even assuming zero cash flow, I thought your total rate of return would be in the low 20s, not this high, not 29%   Keith Weinhold  13:09   the numbers don't lie. They just don't get enough attention on CNBC.   Keith Weinhold  13:16   Now I did use shorthand and simplify. You would also have to adjust your 29% for inflation, just like you do for any investment. So then about a 26% inflation adjusted return for you. Wow. And if you want to know more about what I just used shorthand on, you can always watch the five videos on the five ways real estate pays for free at getricheducation.com/course that's get richeducation.com/course, the most valuable video course you'll ever see on real estate investing, but a huge investor lesson here, an epiphany today, is that it does not take a high growth market to build wealth. Even when it seems like real estate's half asleep, it can still work five jobs for you, we could be near the nadir of the cycle here.    Keith Weinhold  14:16   Appreciation has picked up in recent months, with mortgage rates being lower than they've been in a while, but even when appreciation and rent growth slows now, you can see that the ROA tax benefit and inflation profiting just keep working overtime. The bottom line here is that income property still pays a lofty 29% if you buy today, even in a slow market, and this is at a time when investors, a lot of them, don't know what to do with their money, since every market type seems to be near an all time high, and people don't want to buy in at those high levels, and savings accounts pay you less than a gumball machine, owning investment property proves its resilience. I mean, this is why we do this. It's kind of like stocks can party with a surge in an upcycle, and then they can bust and boom and bust and boom. But all the while, instead of partying, real estate just keeps its head down and works the night shift for you, your wealth quietly compounds in the background while the rest of the world panics or debates interest rates on LinkedIn or something.    Keith Weinhold  15:33   All right. Well, with that in mind, where can we take advantage of that real estate return and expect to do even better with it, even if the market did stay slow. Well, builders have unsold inventory in places like Texas and Florida, like I mentioned before, and to a lesser extent, in parts of the West as well, but the prices are too high out in the west for a cash flow investor. So today, you can buy at a discount in a way that you absolutely could not during the height of the pandemic.    Keith Weinhold  16:06   A guest and I are going to talk about a specific opportunity in today's market, and then how you can exploit it. The National Association of Homebuilders has even noticed that home flippers have switched gears, and increasingly, what flippers are doing is instead buying new build properties and then renting them out, because new builds have lower upkeep costs come with a lower mortgage rate because the builder is buying it down for you, they have lower insurance and they attract a better quality tenant that stays longer, even if the HVAC did break. That's okay, because new build homes often come with a warranty. The smart money knows that new build is where the opportunity is today. That's something that I've discussed for a while here, but today we're getting more actionable. CNBC let us know that the CJ Petra company reports that investors now make up the highest share of Homebuilders in five years. And you'll recall that we've had CJ Patrick, company founder, Rick sharga, on the show a lot with me here the past few years. Some say that the smart money is waking up again. I don't know investor activity is steady, but it's not really that much. It only seems like a lot because the wannabe owner, occupant, buyer has been priced out. So it's better to say that investor activity has been steady. Investors bought fully 1/3 of single family homes this past summer, and that is up from 27% in q1 I'll discuss that more soon.    Keith Weinhold  17:44   Hey, you know one thing that makes GRE different is that our show sponsors are here to supplement and benefit your specific investor activity. And another thing is that I use them myself. Thank God we are not here to tell you about pneumococcal pneumonia or your moderate to severe plaque, psoriasis. I don't even know what that stuff means. Freedom, family investments and Ridge lending group. I very know what they're about. I'm a satisfied client with each of them myself. So listen in.    Keith Weinhold  18:21   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text. Now it's 1937795898, 377958989, yep, text their freedom coach directly. Again, 1-937-795-8989,   Keith Weinhold  19:32   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally while it's on your mind, start at Ridgelendinggroup.Com, that's Ridge lending group.com   Kathy Fettke  20:05   this is the real wealth network's Kathy betke, and you are listening to the always valuable get rich education with Keith Weinhold.   Keith Weinhold  20:14   I'd like to welcome in a new guest to the show. He is a real estate investment strategist that's been working in the media industry since 2001 and throughout the career, he's held the title of a local news reporter, podcast host and producer for nationally syndicated companies like NPR. He's been in real estate nearly 20 years. Adam Schroeder, welcome to the show.    Adam Schroeder  20:48   Thanks for having me on. I really appreciate it.    Keith Weinhold  20:50   Yeah, I'm looking for your read on today's real estate market, just the general landscape overall, because Adam, I've shared that national transaction volume is down about 25% appreciation is still there, although it's been slow. Rents are just steady. We do, however, still have this supply that is down among entry level homes, something a lot of media articles broad brushstroke and don't understand, and really it's still a valid question to ask, even today. Is there any better risk adjusted return than income property that's bought, right? So what are your thoughts on the overall real estate investing landscape?   Adam Schroeder  21:30    Yeah, overall real estate investing, it's kind of like what you said, entry level housing. I remember I saw a heat map. This was probably five or six this was pre covid. It was maybe even seven or eight years ago. It was a heat map that showed, like, new construction, home pricing, and, you know, there was like 500,000 and up. Was just this massive chunk. And then there was all these ones, ones that were under about 300,000 it was around, like six or 8% or something like that. It was really, really small. If you look around, it hasn't gotten bigger. And so the question of inventory and availability and pricing, they're never going to talk about it on the national media, because there is no entry level home in Chicago, in New York, in LA, you're not going to find that. I mean, you're paying 200 grand for a doghouse in the backyard, if you're there. And so we are finding the entry level housing, but I think right now, an oversupply of inventory in some of these markets is a very good opportunity for people. If you're buying for with the right fundamentals, if you're buying in an area that's growing and has good long term, you know, 8,10, 15 year diagnostics. Then if you're buying now with builder incentives and all of that, yeah, your year one, year two, year three. Appreciation may not be the greatest because of that oversupply, but if you look at what's happening now with construction starts in a lot of places, builders have gotten scared off. They're not really starting them now. So if you're buying new now, in 2,3,4, years, all of the inventory will be sucked up, and there won't be new homes coming to the market. So you're going to be one of those people who has one of the newest homes in the area, more people are going to want to be getting in. And so your appreciation and rent growth is much more likely to be growing. So that's one of the things I love to look at, is I look at what new home starts, what happened in the past, what was oversupplied, but now, who's what cities aren't building. And if I know what cities aren't building, then I can compare it to, okay, well, you know, there are some cities in California that aren't building anything I'm not going to buy in California, but there are some cities in Minnesota, in Oklahoma, you know, in Texas, where they're not building anymore. And if it's landlord friendly and can cash flow and all of that, Sign me up. I'm bullish on parts of this, of the United States real estate market, not the whole United States real estate market.    Keith Weinhold  23:55   It's been pretty well documented that parts of the nation are overbuilt. However, especially in Florida and Texas. And I brought up the point months ago Adam that if you buy, say, a new build income property in temporarily overbuilt pockets today, five years from now, looking back five years onto today, you could be like, Yeah, I bought five years ago, when some areas were actually overbuilt, and I snagged a deal, and the builder was even giving me incentives like my rate at that time, because, you know, long term, the demand is going to be there and that the absorption is going to be there. So it's about knowing what's happening and then identifying the right time in that cycle. In today's environment, some feel that DSCR loans are a better option for investors, and what that means a debt service coverage ratio loan is that you qualify for the loan not with your personal income, but instead with the property's income. Do you see more investors employing dscrs?    Adam Schroeder  24:55   We see a ton for a really good reason. That is simply put, especially if you're utilizing these builder incentives, buy down rates on DSCR frequently outperform ones with conventional like some of the lenders we're working with. I look and let's say you're putting 4% I looked at it this morning with an investor with 4% of purchase price towards your loan on a DSCR loan, you're down to 5.49% on a DSCR, but conventional, you're at 5.75 that doesn't happen for the most part. It's just something that right now, the risk profile of investors is allowing the rates to be either at or better than conventional many times. Plus, people love to put their properties in LLCs for protection, and they'll worry with conventional, oh, what if a due on sale clause gets triggered, even though it's really hard to trigger that, if you worry about it, well, why not just get a loan that's equal or better than a conventional that doesn't go on your you know, debt to income and can go straight into the LLC to begin with, and then your hands are clean the whole way through, and you're not having to worry about transferring titling. Honestly, my wife is about to murder me because I have some properties that were meant to go into an LLC two years ago that are not currently in an LLC.   Keith Weinhold  26:17   Well, hopefully you'll live until the end of this interview. Tell us more about DSCR loans, and maybe some that, no you talked about the upside, maybe some red flags and some things to look out for, times when we would not want to employ that loan type.    Adam Schroeder  26:30   A lot of it with the DSCR you're looking at like you said, they're not evaluating you necessarily. Now you do have to show reserves. You do have to show that the property will perform on its own. But sometimes full doc loans with conventional can be the way to go, because, like I said, in the past, it used to be that DSCR loans were three quarters of a percent, or a full percent higher than the DSCR. Or, yeah, DSCR was higher than the conventional. And so if you could get a four and a half with a conventional versus a five and a half on a DSCR. It's well worth the extra paperwork that might come with doing it to save yourself that money and really build up your cash flow. We are just in a very awkward time of investing, where the investors for DSCR loans, the people who are buying those mortgages, are not the same people who are buying the Fannie Mae Freddie Mac secondary loan market, and so they just have different risk profiles, which allows the rates to be different. So that's really the big thing. Is, if you've still got your Fannie Freddie slots, it's worth talking to your lender and saying, what would it look like if I did this loan? What would it look like if I did that loan? Where am I? But when it's all said and done, if you're really close or equal, I would almost always skew towards the DSCR to protect myself, go straight into an entity and keep it off of my debt to income ratio, plus on dscrs. You also have the option, and we don't recommend this for every property or even for certain people, depending on risk profile, but you have the option to do an interest only loan with 20 or 25% down, which allows you to do kind of what we call cash flow management, where people get worried about interest only loans and say, Well, I'm not building equity. I'm not doing this, not doing that. Well, you're not, but you're also, you can still put principle towards your loan every month, right? Like a principal loan, maybe you're throwing 200 bucks a month, a principal towards that. Well, with an interest only loan, you can still put that $200 in. But what it means is, if there's a month where maybe you have some repairs that need to be done, or something like that, don't pay the principal and on the interest only, you're still okay on a principal and interest. If you can't pay that, if you just pay all the interest, they're still going to say, well, Keith, you're late on your loan, right? And so it gives you a little bit more flexibility, but it's not for everyone. It's not for every property, so definitely talk with lenders about that. But conventional loans don't offer that. DSCR loans can.    Keith Weinhold  28:53   There's always opportunity in every real estate market. It's just identifying what those are and then ethically exploiting the opportunity. So we're talking about buying in areas that are temporarily overbuilt utilizing DSCR loans. And another advantage in this market, which is an aberration, is the fact that new build properties, like few times in history, if any, actually cost less than renovated existing properties.    Adam Schroeder  29:20   Yeah. I mean, when you can get into, you know, an A class neighborhood with 80% owner occupied, 90% owner occupied, and you're getting in for way less than the median cost of a home in the US. You mean, you're getting in for, I mean, we've got new builds in the 220 range on some of them up to 400 you know, which is still below the median cost. Yeah, that's really good. If you're looking to get into any a class neighborhood, or even B plus neighborhood, finding a property that's 200 $250,000 in those areas is tough. It's just tough. And so especially because as pricing went up for everything with inflation, you know you can't do. Do a cheap rehab anymore. If you're going to do a good rehab, you can't do a cheap rehab. I talk to our teams all the time and tell me, Hey, I did, you know, I only spent $70,000 to renovate this property and like that is a lot of money. I know you're getting it out whenever you do the burn, you know, or sell to an investor, but still a lot of money to put in to get there.    Keith Weinhold  30:20   Well, then let's talk about identifying possible growth markets for long term investing success. New build properties tend to appreciate better than rehab properties. And you know what's funny, Adam, I was just sharing this with my audience on a recent episode. I largely disagree with this long time investing axiom in real estate that says appreciation is just icing on the cake. I think I know what they're saying that doesn't help you out on a month by month basis, but we're in real estate investing for the long term and long term, more of your returns typically come from leveraged appreciation than they do on the cash on cash return from cash flow. So to me, appreciation is not just icing on the cake. In a lot of cases, it is the cake. And really, that's something that new build can offer more of.    Adam Schroeder  31:09   Yeah, I mean, it's almost in, especially in today's market, it's almost like cash flow is the icing on the cake. You know, you can get a property that, you know, is in that really good area, like we're talking about, and is, maybe it's appreciated a little bit now, but it's very likely to appreciate a lot later. If you're only making, if you factor everything in maintenance, vacancy, all of that, and you're making $100 a month, that's solid, you know, if you look at it, and if you're in those areas, if you appreciate 5% on a $300,000 property, let me tell you this, you're not going to make $15,000 in cash flow that year on that property. So if you look at the people who are really retiring on cash flow, are usually the people who have 100 200 300 doors or something like that, and they play the law of large numbers. I don't want to play the law of large numbers personally, I want to have really good quality assets and have fewer of them, and really work on having positive cash flow, but having the equity growth that allows me to pull money out tax free and either buy more investments or utilize how I want in my life.    Keith Weinhold  32:16   Exactly. If your property cash flow is $100 a month and it's a single family home. Some people say, Oh, that's awful. You would need 100 of them just to get 10k pass it per month. Now you're thinking wrong, and you're oversimplifying it like to your point, with the 300k home and 5% appreciation, that's 15k in one year, you're building equity that can be borrowed against, tax free, and you're building up that lump sum cash flow windfall down the road, if you will, in real estate pays five ways and cash flow matters, but it's only one of five profit centers and all that. So yes, we're so aligned on that one, appreciation is not just the icing on the cake, it's substantially more than that. Well, I've got something to announce. Adam here is going to co host, along with our own longtime investment coach, Naresh, an upcoming live virtual event. And it's called how to scale your portfolio with tenanted cash flowing new construction properties. And it aligns in every way with the trends that we've been talking about and that Adam and I have been identifying here. The event takes place next week. But first, tell us more about what you and the ray shall be speaking about at the event there. Adam.   Adam Schroeder  33:29    one of the biggest concerns people have about real estate, and one of the things that can eat in your cash flow more than anything, is vacancy. I mean, vacancy can kill your deal whenever it's all said and done, because it's one thing, if you're, you know, break even or $100 a month positive cash flow. But whenever you've got a vacant property and you're negative $1,500 a month, that can hurt, that can hit the wallet. And so what we really love, if you can hit it, is a tenanted property that's new and is in a growing area, yeah, and we've got that thankfully. I mean, we've been able to work some really good relationships with national builders that have allowed us to get into they were doing a lease to purchase option with tenants who wanted to buy their property but didn't have it saved up, and these people didn't exercise their option, but they've renewed their lease so you can come in and buy a property that has them in place. It is a house that they wanted to buy. So how long are they likely to stay? Probably quite a while. They like the school district, they like the neighborhood. They like everything about it. You're coming in, you've got the builder incentives we talked about before, and you're just in a positive cash flow position already. Now we're in Texas, which I was actually funny enough. Earlier, right before this interview, I was reading about the states that are going to grow the most, projected until 2050 and they expect Texas to grow by nearly 9 million people between now and believe it was 2050    Keith Weinhold  34:55   everyone's asking, when is it going to pass? California is the most populous state in the nation.    Adam Schroeder  35:01   Well, it depends how many people. In California are part of that 9 billion we've gotten quite a few of them there. As somebody who lives in Texas, and we're in the big cities too. We're not in the Podunk Texas towns you think about in, you know, east or west Texas. We're talking Houston, Dallas and San Antonio, which are three of the top, I believe, 15 largest cities in the country. We're getting some really good incentives. You can get up to right now, 10% builder incentive. So a $300,000 house, you have $30,000 that you can use. That's massive. Yeah, you can get that money back after closing. We can buy your rate down. And we have some people who have literally taken the whole 10% and put it towards a fixed 30 rate at four and a quarter percent. Wow, they are locking themselves in at four and a quarter. Or we have some people who say, like, we were just talking about cash flow is not a concern for me. I'm going to take half my down payment back, and I'm going to go buy another property, because I'm only in this property for 10% now, and so they're able to be, you know, roughly break even in a good growing area, and they can acquire a second property. So you're buying two properties without mortgage insurance for essentially a 30% total down payment, and you're getting your 10% back if you buy the second property. So it's just really incredible time. Like you said, we haven't seen a time like this before. We were able to get into the wholesale division of these builders and provide these incentives that I've personally never seen before. Some of our reps are buying these homes themselves, so we're putting our money where our mouth is. It's just a great time, especially like you were saying, these homes the inventory, take advantage of the opportunity, right? And there's an opportunity that's presenting itself. And if you look at the long term demographics of Houston, Dallas and San Antonio. It's an arrow pointed up. That's what those areas are.    Keith Weinhold  36:46   100% I mean, it's almost as predictable as anything. There's never a guarantee, but continued population growth and obvious need for housing there is about as close as you can get. That's massive. 10% back, 380k purchase, $38,000 back at the closing table to use in discount point buy downs completely or half on discount point buy downs and half to pocket and use on another property or use on your next vacation or whatever you want to do. That's massive.    Adam Schroeder  37:18   Yeah, it's fantastic. One thing I forgot to mention about Houston. It's one of the things I love that people don't think about has the third most headquarters of fortune 500 companies in the country, behind New York and Chicago. So people don't think about that when they think of Houston. But I love to throw that out there, because it's there. I love Houston. I lived there for seven years. It's where I met Naresh, actually, and would happily move back there again   Keith Weinhold  37:42   right? Houston has moved so far past the monolith of just having oil be the economic driver. So we're talking about tenanted new construction properties in pretty hot markets, Houston, San Antonio and Dallas ready for you to purchase with that 10% builder incentive. And these are in communities that are primarily owner occupied, so they do have that high appreciation potential and that potential for solid rent growth. So on the live event, the webinar that you are invited to attend from the comfort of your own home, what you can do is just learn more about this overall strategy and why the time in the market is right for this. Learn more about those geographic markets themselves and then their drivers, and even see available new build income property. And the benefit of you attending a live is that you can have any of your questions answered right then and there. You can sign up at grewebinars.com, and Adam, before I ask you if you have any last thoughts, that event is next week. It is Thursday, November 13, at 8pm eastern time again, you can sign up. It is free. Space is limited, so that's something that you want to do now at grewebinars.com, any last thoughts? Adam   Adam Schroeder  38:51   yeah, I will just remind people there's always a reason to buy real estate, and there's always there's always a reason not to buy real estate, and depending on which one you subscribe to, you can always find those opportunities, or you can scare yourself off. So, you know, find the right opportunities that are there for you and your investing style and jump in. Because if you look at what's happening right now. When rates start coming down, owner ox are going to jump back in, and that tends to lead to prices going back up. Like Keith said, these are 85% owner occupied areas, and you're setting yourself up for success. And if you do it now, you can always refi later if rates come plummeting down right so find the right areas. Find the reasons to buy and go for it.    Keith Weinhold  39:41   This is a time when builders are really willing to give you a break. Take advantage of it if you possibly can. Adam, it's been great having you here on the show, and our audience looks forward to seeing more of you next week.   Keith Weinhold  40:00   Yeah, some real potential here. I'm rather excited for your future as a listener next week, investors like DSCR loans, since the qualification looks at the property, not you, and see conventional loans are more for owner occupants. They're fine. They work for investors too. But with dscrs, besides their other advantages, they're a check on making sure your property is profitable. It is just your rent divided by your debt service. That's all it is. So for example, with a $1,000 rent and a piti payment, principal, interest, taxes and insurance payment of 800 bucks. Well, then your DSCR is 1.25 Investors love them because there's no personal income verification, no W twos, tax returns, pay stubs. There's no debt to income ratio bar for you to have to clear also conventional loans often cap you at 10 financed properties, and DSCR loans have no such limit, so there's faster underwriting and easier approval. But with dscrs, look out. I mean, there could be some higher fees, and you might have a three to five year prepayment penalty. But buy and hold investors often keep the property that long anyway, so grow your income streams with dscrs, even when the w2 world says no. And notably, dscrs have absolutely nothing to do with job of the hut either. No sluggy concerns there   Keith Weinhold  41:42   if you've wanted a deal on a property today, here you are with these new build incentives that are really good, better than what most builders are giving looks like. Here's your chance. One reason that the builders are giving us a deal is because of the bulk of GRE buyers. This is for you, if you might want one property or 14 properties load up with these up to 10% builder incentives, or just attend the webinar and learn more. We got into the wholesale division of these builders. We got them right where we want them. The properties are typically already tenanted. So plant your flag in the ground, and call this the pivot point. This whole thing could be a bigger deal than the first man to walk on Mars. We'll see, though, no man has walked on Mars yet, but you don't need to wait that long. Take one of your 30,000 days that you've been gifted in this life of yours, the 30,000 days you've been allotted on this earth to win back some of your future finite time. It is next week, Thursday, the 13th, at 8pm Eastern. It's also GRE last event of the year, your last chance, a live, virtual event where you can attend from the comfort of your own home or anywhere. And it's free. Registration is open now. Sign up at gre webinars.com that's gre webinars.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  43:17   Nothing on this show should be considered specific, personal or professional advice, please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively you   Keith Weinhold  43:45   The preceding program was brought to you by your home for wealth building, getricheducation.com

    Sea Hawkers Podcast for Seattle Seahawks fans
    Seahawks vs Commanders: The Most Complete Game Yet?

    Sea Hawkers Podcast for Seattle Seahawks fans

    Play Episode Listen Later Nov 3, 2025 30:25


    The Seattle Seahawks cruised to a 38-14 victory over the Washington Commanders in front of a national audience on Sunday night. The gruesome injury late in the game to Jayden Daniels soured the win and we hope Ernest Jones and Josh Jobe come out of the game ok for our Seahawks. Sam Darnold was on point for Seattle and Jaxon Smith-Njigba continued to dominate, supported by a well-balanced offense orchestrated by Klint Kubiak. The defense stifled Washington's offense and controlled the game from start to finish. Mike Macdonald made the right call on defense with Devon Witherspoon and Josh Jobe getting the start and Nick Emmanwori demonstrating why he should never be on the bench. Without Cooper Kupp on the field, Tory Horton hauled in a couple touchdowns to make his case for future WR2 on the team and Cody White jumped up from the practice squad to add a long touchdown of his own. Join our Sea Hawkers Podcast Pickem League - free prizes for weekly winners. Support the show Get in the Flock! Visit GetInTheFlock.com Or visit our website for other ways to support the show Subscribe via: Apple Podcasts | Spotify | Google Podcasts | YouTube | TuneIn | RSS Follow us on: Facebook | Twitter Listen on our free app for Android, iOS, Kindle or Windows Phone/PC Call or text: 253-235-9041 Find Sea Hawkers clubs around the world at SeaHawkers.org Music from the show by The 12 Train, download each track at ReverbNation  

    CarDealershipGuy Podcast
    Borches on Recent Acquisitions, Hales on Digital Retailing Wins | Daily Dealer Live

    CarDealershipGuy Podcast

    Play Episode Listen Later Nov 3, 2025 59:54


    Today's show features: Liza Borches, President & CEO of Carter Myers Automotive Jake Hales, Digital Operations Manager at Gee Automotive Companies This episode is brought to you by: CR Stream – Put the power of multiple auctions in your hand! CR Stream multi-lists your inventory to OVE, SmartAuction, and Copart simultaneously. Capture vehicle photos, damage, details and pricing start to finish in under 10 minutes with the CR Stream iPhone and Android mobile apps. Pay only $150 sell fee when you vehicles sells at auction! visit https://crstream.com/ to learn more. CDG Circles – A modern peer group for auto dealers. Private dealer chats. Real insights — confidential, compliant, no travel required. Visit ⁠https://cdgcircles.com/⁠ to learn more. Car Dealership Guy is back with our second annual NADA Party—happening in Las Vegas on Thursday, February 5th. It's the hottest ticket at NADA 2026. Spots are limited and unfortunately we can't invite everyone —so RSVP today at ⁠⁠https://carguymedia.com/cdglive⁠⁠ and we hope to see you in Vegas! — Check out Car Dealership Guy's stuff: CDG News ➤ ⁠⁠https://news.dealershipguy.com/⁠⁠ CDG Jobs ➤ ⁠⁠https://jobs.dealershipguy.com/⁠⁠ CDG Recruiting ➤ ⁠⁠https://www.cdgrecruiting.com/⁠⁠ My Socials: X ➤ https://www.twitter.com/GuyDealership Instagram ➤ ⁠⁠https://www.instagram.com/cardealershipguy/⁠⁠ TikTok ➤ ⁠⁠https://www.tiktok.com/@guydealership⁠⁠ LinkedIn ➤ ⁠⁠https://www.linkedin.com/company/cardealershipguy/⁠⁠ Threads ➤ ⁠⁠https://www.threads.net/@cardealershipguy⁠⁠ Facebook ➤ ⁠⁠https://www.facebook.com/profile.php?id=100077402857683⁠⁠ Everything else ➤ ⁠⁠dealershipguy.com

    Astrology of the Week Ahead with Chani Nicholas
    The Week of November 3rd, 2025: Big changes with a Full Moon in Taurus

    Astrology of the Week Ahead with Chani Nicholas

    Play Episode Listen Later Nov 3, 2025 31:04


    Episode 255New drop alert: We just launched 12 new Sleep Stories in the CHANI app — one for each sign of the zodiac. Open your app and head to the Listen tab to refresh your favorite bedtime ritual, reset your rest, and reconnect with the cosmos as the nights get longer in the Northern Hemisphere.In this podcast, New York Times best-selling author and astrologer Chani Nicholas discusses the astrology of the week and what it might mean for us all.The astrology of the week of November 3rd, 2025, is jam-packed. Mars (the warrior planet) moves into Sagittarius and faces off with Uranus (the cosmic disruptor), the Full Moon in Taurus raises important questions about wealth and security, and Venus (the planet of desire) slips into Scorpio, revealing our hidden wants and unmet needs. It's time to buckle up and dig deep — into our relationships, our resources, and our shadows. You ready?This episode covers:Mars' trine to Neptune on Monday, November 3rdMars' entrance into Sagittarius on Tuesday, November 4thMars' opposition to Uranus on Tuesday, November 4thThe Full Moon in Taurus on Wednesday, November 5thMars' sextile to Pluto on Thursday, November 6thVenus' entrance into Scorpio on Thursday, November 6thUranus' re-entry into Taurus on Friday, November 7thVenus' square to Pluto on Friday, November 7thThe start of Mercury's retrograde on Sunday, November 9thThis episode was recorded on 10/28/2025.For more, check out your free daily horoscope on the homepage of the CHANI app — now on iOS and Android.The music featured in the podcast was created by Latashá.

    Two Ewes Fiber Adventures
    Rag Rugs, Chenille Rugs, Garden Renos, and Other Home Projects

    Two Ewes Fiber Adventures

    Play Episode Listen Later Nov 3, 2025 64:07


    We have exciting finished projects to talk about and updates on current projects. Our Home-A-Long and Winter Weave-A-Long are in full swing and we have project ideas to share Full notes with photos and links can be found in the podcast section of our shop website: TwoEwesFiberAdventures.com Join the community on Ravelry or become a patron and support the show on our Patreon Page. Subscribe on Apple Podcasts or Subscribe on Android. Marsha's Projects Deer Scarf: Finished! Ben and his roommates rescued a concrete deer lawn ornaments. I made a red scarf for the deer to wear this holiday. Including fringe, the scarf is about 9' long. Socks: Using Red Heart Heart and Sole in colorway Black Jack. Finished first sock and knitting on leg of the second sock. Mountain High: Heidi Kirrmaier. Using my handspun Flowers From My Garden. I decided to put the body on waste yarn and knit the sleeves. Of course color work is different because sleeve circumference is smaller than body. Occasionally breaking yarn to manage color. Sheridan Flats Spinning: Purchased 24 oz of 80/15/6 wool/mohair/silk roving in the colorway Kaleidoscope. The owner said to spin at a worsted weight for best results. Mill is Olympic Yarn & Fiber located in Cosmopolis, WA. I've filled two bobbins to date. Rag Rugs: Wound warp for four rag rugs and yesterday started warping loom. Warp will be 4" and 6" stripes in royal blue, green, and orange. Weaving Studio: It's a work in progress.  Kelly's Projects Natural Dyeing Experiments  I started spinning the orange CA Red fiber dyed with toyon that had been steeped for 24 hours.  Spirit Yarn Hat #9 is finished. I did some free style color work with the rest of the white and the bright pink. Made Xs and Os and some border designs.  Solid pink hat #8 and color work hat #9 were both gone in two days.  Finished two chenille rugs. Still have warp, but no more chenille. I need to figure out the best way to use up the remaining warp (weft-faced rug, resley for towels?) and then make more chenille for more of these rugs.  Started my Sleeveless Vest by Lone Kjeldsen with handspun from Jazzman, "Judith says perfect fleece." I've finished the bottom ribbing, the lateral stitch and I'm a couple inches into the body ribbing. Home-A-Long October 1st to December 31st Make a home decor item in your craft of choice…knitting, crocheting, weaving, or any way "you can think of to play with string." Recent ideas: pumpkins in the bundle, lots of gnomes in the thread, two Lindas in PA are both making Christmas ornaments, and Autumn is making a bunting with swatches. WEFT magazine has a whole issue out devoted to items for the table.  Winter Weave-a-long Now through March 31

    Spotlight English
    The Limitless Stories of Jorge Luis Borges

    Spotlight English

    Play Episode Listen Later Nov 3, 2025 15:00 Transcription Available


    Alice Irizarry and Patrick Woodward share about the works of Argentinian writer, Jorge Luis Borges and how blindness influences his writing.https://spotlightenglish.com/biography/the-limitless-stories-of-jorge-luis-borges/Download our app for Android at http://bit.ly/spotlight-androidDownload our app for iOS at http://bit.ly/spotlight-appleFacebook: https://www.facebook.com/spotlightradioAre you learning English? Are you looking for a way to practice your English? Listen to Spotlight to learn about people and places all around the world. You can learn English words, and even practice English by writing a comment.Visit our website to follow along with the script: http://spotlightenglish.com

    Understand the Bible?  Pastor Melissa Scott, Ph.D.
    ALL Are Welcome, but Leave Your Baggage at the Door

    Understand the Bible? Pastor Melissa Scott, Ph.D.

    Play Episode Listen Later Nov 3, 2025 57:21


    The church is under attack from people trying to bring in their own ideological baggage.  All are welcome in church, but the point is for God's word to open people's eyes, equip them, and change them.  We are not to dictate the terms on which we come to God.  The church must stand firm and hold fast to the word we have received. VF-2378 Philippians 1:27; 2Thessalonians 2:15; Ephesians 6:10 Watch, Listen and Learn 24x7 at PastorMelissaScott.com Pastor Melissa Scott teaches from Faith Center in Glendale. Call 1-800-338-3030 24x7 to leave a message for Pastor Scott. You may make reservations to attend a live service, leave a prayer request or make a commitment. Pastor Scott appreciates messages and reads them often during live broadcasts. Follow @Pastor_Scott on Twitter and visit her official Facebook page @Pastor.M.Scott. Download Pastor Scott's "Understand the Bible" app for iPhone, iPad and iPod at the Apple App Store and for Android devices in the Google Store. Pastor Scott can also be seen 24x7 on Roku and Amazon Fire on the "Understand the Bible?" channel. ©2025 Pastor Melissa Scott, Ph.D., All Rights Reserved

    Double Deuce podcast
    522: Legal Porridge

    Double Deuce podcast

    Play Episode Listen Later Nov 3, 2025 30:03


    Post football zoomies. The Notes: Will's wife, Jaq, is a known fibber! Who wants to marry us!? Negotiations are open for Will's hand! More jousting, please! No time to joust, Doctor Jones! The fine print of getting the grail out of that cave! Billy Mills! What we're watching, kind of! Beats and vibes! 90's – 00's disaster movies! What if everything was on fire!? Can you handle it, grandpa!? Go to Will's book party this Tuesday at Maceli's at 7pm! What if it never gets better than this!? Coming from your phones and/or moms! Your dad, who was killed by robots! #MyMomsNumberIs! Summer blockbustering! Goldilocks porridge, in a legal sense! Contact Us! Follow Us! Love Us! Email: doubledeucepod@gmail.com Twitter & Instagram: @doubledeucepod Bluesky: @doubledeucepod.bsky.social Facebook: www.facebook.com/DoubleDeucePod/ Patreon: patreon.com/DoubleDeucePod Also, please subscribe/rate/review/share us! We're on Apple, Android, Libsyn, Stitcher, Google, Spotify, Amazon, Radio.com, RadioPublic, pretty much anywhere they got podcasts, you can find the Deuce! Podcast logo art by Jason Keezer! Find his art online at Keezograms! Intro & Outro featuring Rob Schulte! Check out his many podcasts! Brought to you in part by sponsorship from Courtney Shipley, Official Superfans Stefan Rider, Amber Fraley, Nate Copt, and listeners like you! Join a tier on our Patreon! Advertise with us! If you want that good, all-natural focus and energy, our DOUBLEDEUCE20 code still works at www.magicmind.com/doubledeuce for 20% off all purchases and subscriptions. Check out the Lawrence Times's 785 Collective at https://lawrencekstimes.com/785collective/ for a list of local LFK podcasts including this one!  

    Timberlake Church Podcast
    A Church That's Not for "Church People" | Dave Nelson

    Timberlake Church Podcast

    Play Episode Listen Later Nov 3, 2025 36:02


    WE ARE TIMBERLAKE | A CHURCH THAT'S NOT FOR "CHURCH PEOPLE” DAVE NELSON | NOVEMBER 2, 2025   OUR MISSION IS TO HELP PEOPLE FIND AND FOLLOW JESUS.   Support the showVisit our Online Campus at Online.timberlakechurch.com, which is live Sundays 9, 10:15, & 11:30am.-If you would like to partner with Timberlake and want to support our mission to spread the love of Jesus to the world, please visit https://www.timberlakechurch.com/giveonline to set up a one-time or recurring gift. You can also text “Timberlake" to 77977.- | IOS app link | | Android app link |

    BIT-BUY-BIT's podcast
    We All Eat | The Confab 25: Chet

    BIT-BUY-BIT's podcast

    Play Episode Listen Later Nov 3, 2025 67:41 Transcription Available


    In this confab, Max catches up with Chet—long-time friend of the show, pleb miner mafia stalwart, and one of the most hands-on mining pioneers around. We reflect on the evolution from pleb to pioneer, the value of craft mastery, and the realities of living like a “mining monk” to keep uptime high. Chet opens up about humility in markets, his thesis on used miner pricing, why community matters more than adulation, and how building a circular economy means choosing who you spend your sats with. We dig into balance, burnout, OPSEC trade-offs, and finding purpose beyond number go up—whether that's family, fitness, or a well-built deck at home.Max and Chet also dive into gas mining as the next scrappy frontier, mineral rights and licenses, and how Big Tech's energy appetite will reshape competition. On the privacy front, they discuss Ashigaru's rebirth of the Samourai-style toolset (including its new Whirlpool), practical wallet setups with Cake Wallet and node linking, and the importance of meetups like Lake Satoshi for real-world learning. It's a candid, wide-ranging chat on building, belonging, and the grind required to make Bitcoin living, not just Bitcoin listening.VALUE FOR VALUEThanks for listening you Ungovernable Misfits, we appreciate your continued support and hope you enjoy the shows.You can support this episode using your time, talent or treasure.TIME:- create fountain clips for the show- create a meetup- help boost the signal on social mediaTALENT:- create ungovernable misfit inspired art, animation or music- design or implement some software that can make the podcast better- use whatever talents you have to make a contribution to the show!TREASURE:- BOOST IT OR STREAM SATS on the Podcasting 2.0 apps @ https://podcastapps.com- DONATE via Monero @ https://xmrchat.com/ugmf- BUY SOME STICKERS @ https://www.ungovernablemisfits.com/shop/FOUNDATIONhttps://foundation.xyz/ungovernableFoundation builds Bitcoin-centric tools that empower you to reclaim your digital sovereignty.As a sovereign computing company, Foundation is the antithesis of today's tech conglomerates. Returning to cypherpunk principles, they build open source technology that “can't be evil”.Thank you Foundation Devices for sponsoring the show!Use code: Ungovernable for $10 off of your purchaseCAKE WALLEThttps://cakewallet.comCake Wallet is an open-source, non-custodial wallet available on Android, iOS, macOS, and Linux.Features:- Built-in Exchange: Swap easily between Bitcoin and Monero.- User-Friendly: Simple interface for all users.Monero Users:- Batch Transactions: Send multiple payments at once.- Faster Syncing: Optimized syncing via specified restore heights- Proxy Support: Enhance privacy with proxy node options.Bitcoin Users:- Coin Control: Manage your transactions effectively.- Silent Payments: Static bitcoin addresses- Batch Transactions: Streamline your payment process.Thank you Cake Wallet for sponsoring the show!MYNYMBOXhttps://mynymbox.netYour go-to for anonymous server hosting solutions, featuring: virtual private & dedicated servers, domain registration and DNS parking. We don't require any of your personal information, and you can purchase using Bitcoin, Lightning, Monero and many other cryptos.Explore benefits such as No KYC, complete privacy & security, and human support.(00:00:00) INTRO(00:01:45) BOOSTS(00:05:31) THANK YOU CAKE WALLET(00:06:38) THANK YOU FOUNDATION(00:07:25) THANK YOU MYNYMBOX(00:08:22) Reunion on the Mic(00:12:17) From Pleb to Pioneer(00:19:30) Thanks for the Memories(00:22:53) The Mining Monk(00:26:54) Getting Into Gas(00:33:34) Paying it Forward(00:36:21) The Value of Wholesome Work(00:41:34) More Hash Sluts(00:48:00) Doing It Live(00:52:53) Living Life or Basement Dweller OPSEC(00:56:41) Grassroots Education(01:03:03) Ashigaru, Samourai and Whirlpool(01:06:47) We'll Make it Happen at Lake Satoshi

    Daily Meditation Podcast
    15-Min Guided Meditation for Mental Strength & Resilience | Build Inner Stability | Male Voice

    Daily Meditation Podcast

    Play Episode Listen Later Nov 3, 2025 15:32


    Build true mental strength through this 15-minute guided meditation that teaches you to stay present and grounded when facing life's challenges. This practice helps develop emotional resilience, inner stability, and the ability to respond rather than react to difficult situations. You'll learn to work with uncomfortable emotions and thoughts while cultivating an unshakeable sense of inner strength that doesn't depend on external circumstances. This guided meditation practice is from our app, Declutter The Mind. You can see our full library on our web app or download it for iOS and Android for free. Available at declutterthemind.com and app stores. Consider joining Declutter The Mind Plus on YouTube for $5/mo and support the channel, get access to guided meditation courses, and more.

    Audio Porn Stories
    Escape to BDSM Ecstasy: Lisa's Sensual Vacation

    Audio Porn Stories

    Play Episode Listen Later Nov 3, 2025 23:11 Transcription Available


    You can enjoy exclusive and intense erotic audio by grabbing your copy of the Sensual Awakening App on the Apple Store, or downloading the very unofficial and unapproved Android version from WyldeInBed.com In a much-needed escape from her demanding teaching job, Lisa embarks on a vacation that promises to be truly transformative. Little does she know, this journey will unlock desires she never knew existed.As the sun sets on her first night, Lisa witnesses a captivating scene that leaves her breathless. A sensual display of BDSM unfolds, where a woman's pleasure is heightened through the art of restraint and discipline. This is not your typical beachside retreat, but a sanctuary for those seeking erotic exploration.'Escape to BDSM Ecstasy' takes readers on a romantic adventure through Lisa's eyes as she discovers a world of uninhibited passion. Her curiosity peaks as she realizes there is more to this vacation than meets the eye. The story teases the mind and tantalizes the senses, offering a glimpse into a realm where pleasure and pain intertwine.This standalone romance novel caters to mature readers who crave a blend of erotic fantasy and dramatic intrigue. It invites them to embark on a journey of self-discovery, where the boundaries of desire are pushed and the ultimate ecstasy awaits.Will Lisa surrender to the temptations that surround her? As the story unfolds, readers will be captivated by the sensual experiences that shape Lisa's vacation, leaving them eager to explore the depths of this provocative tale.

    Cornerstone Christian Center
    Dirty Laundry | Messy

    Cornerstone Christian Center

    Play Episode Listen Later Nov 3, 2025 37:50 Transcription Available


    Send us a textWhat if the most crowded parts of your week are actually the doorway to deeper peace? We step straight into the rush—kid drop-offs, work sprints, grocery runs, weekend marathons—and ask a harder, better question: where is the space for God when every square of the calendar is filled? The answer isn't to tidy up first. It's to bring the whole mess—exhaustion, pressure, deadlines, and all—and let God meet you there.We unpack a simple, strong framework from James 1: count it all joy, let steadfastness grow, ask boldly for wisdom, and pursue righteousness that shows up in everyday choices. Joy in trials sounds impossible until you see what it really is: perspective anchored in promise. Steadfastness isn't a heroic moment; it's the daily habit that readies you for the tests you didn't plan for. Wisdom isn't scarce; God gives it generously to those who ask. And righteousness isn't earned; it's received in Christ, then expressed as being quick to listen, slow to speak, and slow to anger.To make this real, we walk through imperfect heroes—Abraham, Isaac, Jacob, Moses, Samson—people who stumbled and still stepped into God's purpose. Their stories remind us that failure isn't final and your past doesn't get the last word. We get honest about anger and bitterness, how they masquerade as protection but function like chains. Freedom comes when we lay them down and invite the Holy Spirit to form new reflexes. We talk practical rhythms too: putting God first before the phone, building community that keeps you grounded, and creating small, repeatable practices that hold when life gets loud.If your life feels messy, you're not disqualified—you're ready. Listen, share it with a friend who needs the reminder, and subscribe so you never miss a conversation that brings peace into the middle of real life. And if this spoke to you, leave a review with one insight you're putting into practice this week.Cornerstonehttps://www.cornerstoneaz.org/Follow Jesushttps://www.cornerstoneaz.org/follow-...Life Groups https://www.cornerstoneaz.org/life-gr...Giving https://cornerstoneaz.churchcenter.co...Church Center App - Download then add Cornerstone Christian Center in Avondale, AZiOShttps://itunes.apple.com/us/app/my-ch...Android https://play.google.com/store/apps/de...----Instagram cornerstoneaz Facebook cornerstoneaz.org Twitter cornerstoneaz.org

    Sea Hawkers Podcast for Seattle Seahawks fans
    482: Sunday Night Football - Who's Out and Who's Back for the Seahawks?

    Sea Hawkers Podcast for Seattle Seahawks fans

    Play Episode Listen Later Nov 2, 2025 57:01


    Join us as we gear up for the Seahawks Sunday Night Football matchup against the Washington Commanders! How will the loss of Julian Love to injured reserve impact on the Seahawks defense and how will Mike Macdonald manage the return of Devon Witherspoon? With the Commanders recent struggles, Washington will be desperate for a win against a Seahawks team that has dominated on the road. The Commanders offense gets Jayden Daniels back, but they may not have the downfield offense to be able to attack the Seahawks defense. With the trade deadline approaching, could that impact how Seattle handles the playtime for Tariq Woolen on Sunday? Cooper Kupp, if he plays, may be limited against the Commanders, but that could prove beneficial in going heavy with tight-end heavy formations and Robbie Ouzts returning. We get into our Do Better and Better at Life in this week's show as our podcast host is no longer supporting our standalone app. We recommend podcast apps like Pocket Casts and Castamatic to listen to your favorite shows.  We touch on Russell Wilson's recent comments as he defended himself against Broncos coach Sean Payton and thank our supporters for the month of October. Join our Sea Hawkers Podcast Pickem League - free prizes for weekly winners. Support the show Get in the Flock! Visit GetInTheFlock.com Or visit our website for other ways to support the show Subscribe via: Apple Podcasts | Spotify | Google Podcasts | YouTube | TuneIn | RSS Follow us on: Facebook | Twitter Listen on our free app for Android, iOS, Kindle or Windows Phone/PC Call or text: 253-235-9041 Find Sea Hawkers clubs around the world at SeaHawkers.org Music from the show by The 12 Train, download each track at ReverbNation  

    Analytic Dreamz: Notorious Mass Effect
    "LAST WAR: SURVIVAL GAME - MOBILE GAME SALES & REVIEW ROUND-UP"

    Analytic Dreamz: Notorious Mass Effect

    Play Episode Listen Later Nov 2, 2025 13:41


    Linktree: ⁠https://linktr.ee/Analytic⁠Join The Normandy For Additional Bonus Audio And Visual Content For All Things Nme+! Join Here: ⁠https://ow.ly/msoH50WCu0K⁠Dive into Segment on Notorious Mass Effect with Analytic Dreamz as we dissect Last War: Survival Game—the 2023 mobile 4X strategy sensation blending zombie apocalypse base building, hero RPG collection, and massive MMO alliance wars. Launched globally by First Fun HK LTD and now published by FUNFLY PTE. LTD., this free-to-play title exploded to over $2B lifetime revenue by Feb 2025, with $1.15B in 2024 alone and peaks of $141M monthly. Android downloads surpass 74M, fueled by viral TikTok/Snapchat ads and Antony Starr's 2024 campaign spiking 12.5M installs. Explore HQ progression to Level 30, resource raids (6 high-reward/day), auto-combat squads, UR heroes like Kimberly and Tesla, and seasonal events (Crimson Plague, Polar Storm). Analytic Dreamz analyzes 4.6★ ratings, P2W whale dominance ($10K+ spends), misleading shooter ads (

    Free Form Network
    FFR - Episode 257

    Free Form Network

    Play Episode Listen Later Nov 2, 2025 63:17


    Update on our week: Daniel is back and diving deep into his latest movie binge — Saw, Kraven the Hunter, and Signs! With Halloween just behind us, he's breaking down what gave chills, what fell flat, and which film deserves a rewatch. Meanwhile, Andy covers a shocking ICE arrest involving a Chicago suburban police officer — how do cases like this even fall through the cracks? Plus, the Law & Order revival has fans talking… but does it live up to the past twenty seasons? And don't miss our Article of the Week — always a listener favorite! Tune in for sharp takes, real conversations, and the perfect mix of pop culture and current events. Article for the week: Ulterior motive for Troy Aikman criticism of Caleb Williams suggested https://www.si.com/nfl/bears/onsi/ulterior-motive-for-troy-aikman-criticism-of-caleb-williams-suggested Warning: May have Strong Language and Content.   ========== Thank you to everyone who enjoys what we do.  If you like what we do, please spread the word of our show. Email questions or suggestions to ffnquestions@gmail.com ========== Follow us on TWITTER (X) https://twitter.com/FreeFormNetwork Follow us on FACEBOOK https://www.facebook.com/profile.php?id=61557790516078 ========== Free Form Network and all our podcast are available on many platforms including STITCHER, ANDROID, IPHONE, IPAD, IPOD TOUCH and PODBEAN   IPHONE, IPAD & IPOD TOUCH http://itunes.apple.com/us/podcast/free-form-network/id995998853 SPOTIFY https://open.spotify.com/show/0QKRhkXDmQ9cxItaiu49Vy IHEART RADIO https://www.iheart.com/podcast/338-free-form-network-94075820/ TUNE IN RADIO http://tunein.com/radio/Free-Form-Network-p784190/ PLAYER FM https://player.fm/series/3326348 TUMBLR https://freeformnetworkpodcast.tumblr.com/ WORDPRESS https://freeformnetwork.wordpress.com/ YOUTUBE https://www.youtube.com/channel/UCj0LNZRJHyW7sQwM5ZdOCQg DEEZER https://www.deezer.com/us/show/1857582 PODCHASER https://www.podchaser.com/podcasts/free-form-network-97539 PODCAST ADDICT https://podplayer.net/?podId=2920676 PANDORA https://www.pandora.com/podcast/free-form-network/PC:53088 AMAZON MUSIC https://music.amazon.com/podcasts/41213756-a9ad-46bc-8d6c-ea2d30bd2fb9/free-form-network LISTEN NOTES https://www.listennotes.com/podcasts/free-form-network-free-form-network-ElG1hW2tS3v/ GOOGLE PODCAST https://podcasts.google.com/feed/aHR0cHM6Ly9mZWVkLnBvZGJlYW4uY29tL2ZyZWVmb3JtbmV0d29yay9mZWVkLnhtbA PODBEAN DESKTOP http://freeformnetwork.podbean.com/ PODBEAN MOBILE http://freeformnetwork.podbean.com/mobile   ========== Free Form Radio - Episode 257- 11/02/2025 Hosted by Daniel, Andy and Noel ==========   FREE FORM NETWORK

    BIT-BUY-BIT's podcast
    Layer Two Who? | FREEDOM TECH FRIDAY 18

    BIT-BUY-BIT's podcast

    Play Episode Listen Later Nov 2, 2025 63:09 Transcription Available


    A weekly live show covering all things Freedom Tech with Max, Q and Seth.TO DONATE TO ROMAN'S DEFENSE FUND: https://freeromanstorm.com/donateIMPORTANT LINKS https://freesamourai.comhttps://p2prights.org/donate.htmlhttps://ungovernablemisfits.comVALUE FOR VALUEThanks for listening you Ungovernable Misfits, we appreciate your continued support and hope you enjoy the shows.You can support this episode using your time, talent or treasure.TIME:- create fountain clips for the show- create a meetup- help boost the signal on social mediaTALENT:- create ungovernable misfit inspired art, animation or music- design or implement some software that can make the podcast better- use whatever talents you have to make a contribution to the show!TREASURE:- BOOST IT OR STREAM SATS on the Podcasting 2.0 apps @ https://podcastapps.com- DONATE via Monero @ https://xmrchat.com/ugmf- BUY SOME STICKERS @ https://www.ungovernablemisfits.com/shop/FOUNDATIONhttps://foundation.xyz/ungovernableFoundation builds Bitcoin-centric tools that empower you to reclaim your digital sovereignty.As a sovereign computing company, Foundation is the antithesis of today's tech conglomerates. Returning to cypherpunk principles, they build open source technology that “can't be evil”.Thank you Foundation Devices for sponsoring the show!Use code: Ungovernable for $10 off of your purchaseCAKE WALLEThttps://cakewallet.comCake Wallet is an open-source, non-custodial wallet available on Android, iOS, macOS, and Linux.Features:- Built-in Exchange: Swap easily between Bitcoin and Monero.- User-Friendly: Simple interface for all users.Monero Users:- Batch Transactions: Send multiple payments at once.- Faster Syncing: Optimized syncing via specified restore heights- Proxy Support: Enhance privacy with proxy node options.Bitcoin Users:- Coin Control: Manage your transactions effectively.- Silent Payments: Static bitcoin addresses- Batch Transactions: Streamline your payment process.Thank you Cake Wallet for sponsoring the show!

    The Clive Barker Podcast
    513 : Book Club of Blood - Son of Celluloid

    The Clive Barker Podcast

    Play Episode Listen Later Nov 2, 2025 86:08


    In Episode 513, Ryan and Jose are joined by David Blair for another Book Club of Blood. This time, we cover "Son of Celluloid".  This is the Clive Barker Podcast, where long-time fans Ryan and Jose interview guests, bring you the news, and take deep dives into Barker-related stuff.  This episode will be available in Podcast Audio and Youtube Video. Sponsor : Don Bertram's Celebrate Imagination | Pinterest | ETSY Store Check out his recent paintings, The Waiting Room II, "Tulips III",   "Date Night", Texas Friends: Don will hbe at an art Show in Pearland, November 22nd at Country Place Soclal Hall Sponsor : Ed Martinez YouTube Channel Hellraiser 2022 Short about the new puzzle box configurations Sponsor : The Now Playing Podcast Patreon (Live Thanks)    Patreon Members Shout-Out (Become a Patron) David Anderson Erik Van T' Holt Daniel Elven Amanda Stewart Bradley Gartz Matthew Batten Bennett Jesse Clara Leslie Timothy Ramakers Terry Murdock Sponsor: Don Bertram's Celebrate Imagination Sponsor, Ed Martinez YouTube Channel Sponsor : The Now Playing Podcast New from Patreon Extended interview with Peter Atkins Texas Frightmare Memories The Lost World of the EctoSphere Kickstarter Update New Sponsor - Now Playing Podcast Survey Needed -  Nathan Smith   Book Club of Blood Discussion: Books. Of Blood Vol. 3 | Son of Celluloid   Show Notes Eclipse Graphic Novel adaptation Les Edwards' Site Son Of Celluloid on Revelations & early attempt at Film Adaptation   Feedback / Questions Thoughts from Reddit Thoughts from Discord Coming Next Hellraiser Revival Discord Interviews and news Book Club of Blood: Rawhead Rex And this podcast, having no beginning will have no end.   web www.clivebarkercast.com Apple Podcasts,  Android,  Amazon Music, Spotify, Pandora, Libsyn, Tunein, iHeart Radio, Pocket Casts, Radio.com, and YouTube and Facebook: | BarkerCast Listeners Group | Occupy Midian  BlueSky | Reddit | Discord Community   Support the show Buy Our Book: The BarkerCast Interviews Occupy Midian  Hardcover | Kindle | Apple Become a Patreon Patron | Buy a T-Shirt   Music is by Ray Norrish   All Links and show notes in their Entirety can be found at https://www.clivebarkercast.com   ----------   AI Summary   The group began transitioning into an in-depth analysis of Clive Barker's "Son of Celluloid," exploring its narrative structure, themes, and character development. They examined various aspects of the story, including its cinematic references, character motivations, and the decline of traditional movie theaters, while sharing personal memories of past theater experiences. The discussion concluded with an exploration of the story's themes of illusions and reality, monster encounters, and the challenges of adapting Barker's work into different media formats.    They then began analyzing Clive Barker's "Son of Celluloid," discussing its narrative structure divided into three acts and its themes of ambition and cancer as metaphors. The story follows Barbario, a fugitive criminal who hides in an old movie theater and watches a Fellini film while bleeding to death, unaware that his cancer is the result of his dangerous lifestyle. The group noted that while the story contains dated references to Marilyn Monroe and John Wayne, it effectively captures the nostalgia of old movie theaters and the magic of cinema.     The group discussed Clive Barker's story about a theater that became haunted after changing from a place of worship to a cinema, with José explaining how the building accumulated decades of audience emotions and became a "cathedral of collective dreams." They explored the character development of Birdie, the ticket lady who is bored and self-conscious about her weight, and how her intelligence becomes her strength when facing the antagonist. The conversation also touched on the decline of cinema attendance and the specific details of the Tron Ares movie, including Bruce Boxleitner's decision not to reprise his role as Tron.   Memories of Classic Movie Theaters The group discussed their memories of old movie theaters, including the smell of cigarettes and popcorn, torn seats, and pre-movie slides advertising local businesses. They shared their first movie theater experiences, with Ryan remembering "Sinbad and the Eye of the Tiger" and Blair recalling "Star Wars" at a drive-in. José shared his fond memories of watching "E.T." as a child and mentioned the original darker treatment for the film. The conversation then shifted to Ricky's investigation of Lindy Lee's boyfriend in the bathroom, where he unexpectedly finds himself in a Western-themed setting. Monster's Failed Illusion Tactics The group discussed the story's themes of illusions manifesting in reality, particularly focusing on a scene where a monster creates a John Wayne illusion to threaten characters. They analyzed how the monster's aggressive approach failed when Ricky punched the illusion, leading to its dissolution. The discussion highlighted Ricky's character contrast with Birdie's correct choices, and noted that the monster would likely try a different tactic after this failed attempt at intimidation. Horror at the Movie Theater The group discussed a horror story involving a movie theater, where Birdie discovers a bloody scene and an unconscious man, while Lindy Lee disappears after seeing a bunny. Birdie attempts to call for help but is thwarted by a mysterious voice that locks the doors, forcing her to retrieve keys from Ricky. Despite her initial fear, Birdie wisely decides to seek help rather than stay trapped, and she eventually finds the body of a victim whose eyes have been violently removed. Marilyn Monster Seduction Analysis The group discussed a scene from a graphic novel where a monster in the form of Marilyn Monroe seduces Ricky, leading to his death. They analyzed the visual and narrative elements, including the use of flickering lights to create the illusion and the monster's need for attention. The conversation touched on themes of immortality through pop culture icons and Ricky's foolish decision to engage with the monster despite the danger. They also briefly mentioned Birdie's attempt to defend herself with a crowbar. Psychic Monster Comic Adaptation The group discussed the comic adaptation of a story involving a monster that feeds on psychic energy from moviegoers. They analyzed key plot points, including Birdie's armed defense against attackers, her escape attempt through a theater fire exit, and her confrontation with the monster. José highlighted the monster's transformation and its connection to the character Barbario, while Ryan and Blair noted the story's exploration of themes like ambition, waste, and the impact of movies on people's lives. The discus Adapting 'Son of Celluloid The group discussed Clive Barker's "Son of Celluloid," focusing on its themes of body horror, celebrity worship, and the dangers of spectatorship. They explored the challenges of adapting the story into a film, particularly regarding the use of real celebrities' likenesses. José shared insights from Barker's early attempts to pitch the story to studios and the eventual difficulties in securing funding. The conversation also touched on the graphic novel adaptation by Steve Niles and Les Edwards, highlighting its painted artwork and the availability of original pages for sale. The group agreed to explore the story further in their next episode, which will focus on "Rawhead Rex."

    Eagles Way Church
    Fall Festival~Tame Your Thoughts - Tame Your Thoughts

    Eagles Way Church

    Play Episode Listen Later Nov 2, 2025


    Multistreaming with https://restream.io/?ref=V0Z7O Donate Here - https://pushpay.com/pay/eagleswaychurch App for iOS - https://itunes.apple.com/us/app/eagles-way-church/id1094050855?ls=1&mt=8 App for Android -...

    Real Ghost Stories Online
    She Woke Up and Saw Something Crouched Over the Bed… Watching | Real Ghost Stories CLASSIC!

    Real Ghost Stories Online

    Play Episode Listen Later Nov 1, 2025 30:51


    Two cousins are house-sitting a secluded Airbnb when the second night breaks open at 2:00 a.m. One cousin sees a lanky, crouched shadow figure perched over the bed—humanoid, pitch-black, almost curious. It turns as if noticing them both, holds for a beat, and then blinks out. Doors are locked, windows secure, crawl space empty—yet something was there. They grab their keys and leave at 4 a.m., because sometimes survival looks like headlights and an empty highway. Then: a different kind of haunting. A listener's coworker swears he saw him—same outfit, same store, same phone model—testing an Android the listener planned to buy that very afternoon. Only he never got there; a random traffic detour kept him away. So who was the perfect double at the counter? A doppelgänger, a time-slip, or intention made visible? Love real ghost stories? Don't just listen—join us on YouTube and be part of the largest community of real paranormal encounters anywhere. Subscribe now and never miss a chilling new story:

    The Pomp Podcast
    The Truth About Why Bitcoin Isn't Exploding (Yet) | Jordi Visser

    The Pomp Podcast

    Play Episode Listen Later Nov 1, 2025 47:37


    Jordi Visser is a macro investor with over 30 years of Wall Street experience. He also writes a Substack called “VisserLabs” and puts out investing YouTube videos. In this conversation, we unpack the Fed's interest rate cuts, the U.S.–China trade dynamic, and what they signal for global markets. We also dive into the Bitcoin, AI, and tokenized assets — explaining how these forces, alongside Tesla's innovations, are shaping the next major investment cycle.======================Check out my NEW show for daily bite-sized breakdowns of the biggest stories in finance, technology, and politics: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://pompdesk.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠======================This episode is brought to you by Figure (⁠https://figuremarkets.co/pomp⁠), the platform to Earn and Borrow. Need liquidity without selling your crypto? Figure offers Crypto-Backed Loans, allowing you to borrow against your Bitcoin, Ethereum, & SOL with 12-month terms and no prepayment penalties. They have the lowest rates in the industry at 8.91%, allowing you to access instant cash or buy more Bitcoin without triggering a tax event. Your BTC collateral is protected by decentralized MPC custody. You can always see your BTC ownership in your FM account and verify holdings in your personal BTC vault on chain. Unlock your crypto's potential today. Visit their app to apply (⁠https://figuremarkets.co/pomp⁠) for a Crypto Backed Loan (⁠https://figuremarkets.co/pomp⁠) today! Figure Lending LLC dba Figure. Equal Opportunity Lender. NMLS 1717824. Terms and conditions apply. Visit figure.com for more information. Figure Markets Credit LLC. 650 S. Tryon Street, 8th Floor, Charlotte, NC 28202. (888) 926-6259. NMLS ID 2559612. Terms and conditions apply.======================In this episode, Pomp spotlights easyBitcoin.app—the app that pays you 1% extra on recurring buys, 2% annual bitcoin rewards, and 4.5% APY on USD. Download it now for iOS or Android at https://easybitcoin.onelink.me/F1zP/klc4v1p8 and start earning today. Your capital is at risk. Crypto markets are highly volatile. This content is informational and not financial advice.======================DeFi Development Corp. (Nasdaq: DFDV) is pioneering a new category in crypto investing with the first Solana-focused Digital Asset Treasury. DFDV offers public market exposure to Solana's growth, yield, and onchain innovation, offering investors a leveraged way to participate in a trillion-dollar opportunity. Learn more about why Solana and why DFDV at ⁠SolanaTo10K.com⁠.======================Timestamps: 0:00 – Intro2:08 – Fed rate cut and market reaction4:34 – US - China trade agreement and impact7:54 – How to navigate government shutdown, labor market, and AI22:03 – Generational divide, wealth gap, and rise of socialism in politics26:46 – Bitcoin sentiment and why investors are frustrated33:21 – Tokenization, stablecoins, and the future of payments38:40 – Token revolution and the merging of AI & crypto42:27 – Tesla, robo-taxis, and the future of self-driving cars

    VOMRadio
    SUSANNA KOH: "We Have Already Won" Malaysia Court Case

    VOMRadio

    Play Episode Listen Later Nov 1, 2025 28:58


    On November 5th, a judge in Malaysia will deliver a verdict in the case of Susanna Koh vs. the Malaysian government and members of the police believed to be involved in the abduction of her husband, Pastor Raymond Koh. Raymond disappeared off the streets of Malaysia in 2017; he hasn't been seen or heard from since, and his car has never been found. Susanna and her children shared their story at The Voice of the Martyrs' National Conference in September. They are asking Christians around the world to pray ahead of this important court verdict. Susanna shared how she sees, in hindsight, that God was preparing Raymond ahead of his abduction. He was memorizing large sections of Scripture, taking long prayer walks, and even driving around Malaysia to pray for God's Spirit to move in different areas. After he was abducted, Susanna went to the police station to file a missing person's report. Instead of asking questions designed to locate Pastor Raymond, police interrogated Susanna. They demanded information about her husband's ministry activities and accused him of evangelizing ethnic Malay people. In the days since the abduction, God has used Christian music, prayer, and Scripture to encourage her, even though there were times she was angry with the police who repeatedly interrogated her. One day, she was convicted of her anger and unforgiveness towards the police; she repented for her sin. Susanna will share how the Lord led her to go the extra mile to demonstrate forgiveness for her husband's persecutors. Susanna and her family filed a civil case against the Malaysian government and the police in 2020. Listen as she shares how she sought the Lord ahead of filing the case and how the Lord confirmed her decision to move forward. Not knowing what happened to Pastor Raymond has been hard for Susanna and her family, freezing their grief. "The unknown is a struggle," Susanna said, "but we will go into the court with an attitude of victory, because Jesus has already won through His blood on the cross." She also takes joy in knowing that Raymond's story of faithfulness has gone around the world and encouraged many Christians. You'll also hear from Raymond and Susanna's children, Esther, Jonathan, and Elizabeth, as they share their struggles and share memories of their father. You can watch a special video podcast of this interview at www.vom.org/koh. Pray for the verdict coming up on November 5th. Pray for the judge. Pray that there will be justice and the truth will be revealed. The VOM App for your smartphone or tablet will help you pray daily for persecuted Christians throughout the year, as well as provide free access to e-books, audiobooks, video content and feature films. Download the VOM App for your iOS or Android device today.

    Sea Hawkers Podcast for Seattle Seahawks fans
    Seahawks Rookies at the Bye and Commanders Best Bets

    Sea Hawkers Podcast for Seattle Seahawks fans

    Play Episode Listen Later Nov 1, 2025 85:27


    On this Halloween edition of the Sea Hawkers Podcast, we're recapping the performance of the Seahawks rookies at the season's halfway point. We evaluate Gray Zabel, Nick Emmanwori, Elijah Arroyo, Jalen Milroe, Tory Horton, and Robbie Ouzts. From their development and impact on the field to what to expect going forward, we run through the potential for success of the entire class. In the second half, we look ahead to the Seahawks upcoming game against the Commanders with a focus on how the Seahawks can exploit the Commanders defense. Jaden Daniels may return for the Commanders, so how could it ultimately influence the game? Closing the show with our Blue Friday bets -- from confident predictions to risky wagers, we break down what to expect on Sunday night. Join our Sea Hawkers Podcast Pickem League - free prizes for weekly winners. Support the show Get in the Flock! Visit GetInTheFlock.com Or visit our website for other ways to support the show Subscribe via: Apple Podcasts | Spotify | Google Podcasts | YouTube | TuneIn | RSS Follow us on: Facebook | Twitter Listen on our free app for Android, iOS, Kindle or Windows Phone/PC Call or text: 253-235-9041 Find Sea Hawkers clubs around the world at SeaHawkers.org Music from the show by The 12 Train, download each track at ReverbNation  

    The John-Henry Westen Show
    Reparation, Redemption & the Triumph of Mary | First Saturday Rosary

    The John-Henry Westen Show

    Play Episode Listen Later Nov 1, 2025 32:34


    This special First Saturday Rosary meditation fulfills Our Lady's call for reparation to the Immaculate Heart, combining the full recitation of the Sorrowful Mysteries with rich theological reflection on humility, sacrifice, and Marian intercession in a world that has largely forgotten devotion. Following the Rosary, the meditation unfolds into a sweeping narrative of salvation history, from Mary's Immaculate Conception and Fiat to the Passion, Resurrection, and her Heavenly Coronation. Portraying Our Lady as the New Ark and living tabernacle, the episode affirms the Rosary as a weapon of love and a path to purity in the modern spiritual battle.U.S. residents! Create a will with LifeSiteNews: https://www.mylegacywill.com/lifesitenews ****PROTECT Your Wealth with gold, silver, and precious metals: https://sjp.stjosephpartners.com/lifesitenews +++SHOP ALL YOUR FUN AND FAVORITE LIFESITE MERCH! https://shop.lifesitenews.com/ ****Download the all-new LSNTV App now, available on iPhone and Android!LSNTV Apple Store: https://apps.apple.com/us/app/lsntv/id6469105564 LSNTV Google Play: https://play.google.com/store/apps/details?id=com.lifesitenews.app +++Connect with John-Henry Westen and all of LifeSiteNews on social media:LifeSite: https://linktr.ee/lifesitenewsJohn-Henry Westen: https://linktr.ee/jhwesten Hosted on Acast. See acast.com/privacy for more information.

    Between The Sheets
    Center Stage Chronicles Ep. #18: October 1990

    Between The Sheets

    Play Episode Listen Later Nov 1, 2025 211:41


    Kris Zellner is joined by Rob Naylor and Our Good Buddy Charles as we discuss the month that was October 1990 in the National Wrestling Alliance and pop culture in general. Topics of discussion include:The saga of the two Black Scorpions working house shows.Herb Abrams' UWF Fury Hour making it's TV debut.Beverly Hills 90210 debuts on Fox and television was never the same.Gordon Solie enters the Black Scorpion's lair.Two big angles shot in Chicago to promote Halloween Havoc air on TV.The Motor City Madman and The Big Cat are coming.NWA action figures headed to stores for Christmas.Is Bobby Heenan talking to Jim Herd?What the hell is going on with Barry Windham?Terrible attendances at house shows is becoming a regular thing.A full rundown of the very newsworthy Halloween Havoc PPV.Jim Cornette and Stan Lane quit the promotion just days later after a major blowup with Ole Anderson.This was a tremendous show, so we hope you enjoy!!!To support the show and get access to exclusive rewards like special members-only monthly themed shows, go to our Patreon page at Patreon.com/BetweenTheSheets and become an ongoing Patron. Becoming a Between the Sheets Patron will also get you exclusive access to not only the monthly themed episode of Between the Sheets, but also access to our new mailbag segment, a Patron-only chat room on Slack, and anything else we do outside of the main shows!If you're looking for the best deal on a VPN service—short for Virtual Private Network, it helps you get around regional restrictions as well as browse the internet more securely—then Private Internet Access is what you've been looking for. Not only will using our link help support Between The Sheets, but you'll get a special discount, with prices as low as $1.98/month if you go with a 40 month subscription. With numerous great features and even a TV-specific Android app to make streaming easier, there is no better choice if you're looking to subscribe to WWE Network, AEW Plus, and other region-locked services.For the best in both current and classic indie wrestling streaming, make sure to check out IndependentWrestling.tv and use coupon code BTSPOD for a free 5 day trial! (You can also go directly to TinyURL.com/IWTVsheets to sign up that way.) If you convert to a paid subscriber, we get a kickback for referring you, allowing you to support both the show and the indie scene.You can also use code BTSPOD to save 25% on your first payment — whether paying month to month or annually — when you subscribe to Ultimate Classic Wrestling Network at ClassicWrestling.net!To subscribe, you can find us on iTunes, Google Play, and just about every other podcast app's directory, or you can also paste Feeds.FeedBurner.com/BTSheets into your favorite podcast app using whatever “add feed manually” option it has.Support this podcast at — https://redcircle.com/between-the-sheets/donationsAdvertising Inquiries: https://redcircle.com/brands

    VR Download
    A Weekend With Samsung Galaxy XR, Meta Reality Labs Restructure

    VR Download

    Play Episode Listen Later Nov 1, 2025 205:36


    We discuss our weekend with Samsung Galaxy XR, including on-device sideloading with an open bootloader, its hidden USB-C port for accessories and hubs, why Google Maps stands out among the included software, and how Android XR's APK ecosystem works without a phone or PC. We also cover Vimeo adding Apple Immersive Video support, VRChat arriving on iPhone, iPad, and flatscreen Android, and Magic Leap and Google extending their partnership with a HUD glasses prototype. Plus, we dig into Meta Reality Labs' rising revenue as retailers stock Quest 3S for the holidays, the v83 PTC's evolved Horizon OS UI teased at Connect, and the restructure separating Horizon OS from the “metaverse.”

    Crime Weekly
    S3 Ep354: BTK | The Mask of Dennis Rader (Part 1)

    Crime Weekly

    Play Episode Listen Later Oct 31, 2025 85:06


    In 1974, Wichita, Kansas was shaken by a series of brutal attacks inside family homes. Men, women, and children were bound, tortured, and killed by a predator who called himself BTK. For 17 years, he terrorized the community, claiming at least 10 victims and taunting police with disturbing letters that detailed his crimes. Then in 1991, the killings abruptly stopped, leaving law enforcement and the public to wonder if the killer had vanished forever.  For more than a decade, there was silence. Then in 2004, BTK resurfaced with new messages, reigniting fear in Wichita. But that renewed need for attention would ultimately be his downfall, and by the following year, detectives had identified the killer as Dennis Rader, a father of two, a Scout leader, and a trusted member of his church council. Rader was the last person anyone suspected of being a sexual sadist serial killer, but once investigators began putting all the puzzle pieces together, it became clear that Rader's family-man persona was just a mask covering the monster beneath. Try our coffee!! - www.CriminalCoffeeCo.com Become a Patreon member -- > https://www.patreon.com/CrimeWeekly Shop for your Crime Weekly gear here --> https://crimeweeklypodcast.com/shop Youtube: https://www.youtube.com/c/CrimeWeeklyPodcast Website: CrimeWeeklyPodcast.com Instagram: @CrimeWeeklyPod Twitter: @CrimeWeeklyPod Facebook: @CrimeWeeklyPod ADS: 1. Download June's Journey: https://woo.ga/v79wbxd2 - Love solving mysteries of your own? Play June's Journey today! June's Journey is available on iOS and Android mobile devices, as well as on PC. 2. https://www.littlespoon.com/CRIMEWEEKLY50 - Use code CRIMEWEEKLY50 for 50% off your first Little Spoon order! 3. https://www.Quince.com/CRIMEWEEKLY - Get FREE shipping and 365-day returns at Quince!

    The Exorcist Files
    Halloween and Day of The Dead

    The Exorcist Files

    Play Episode Listen Later Oct 31, 2025 69:07


    Truthly.ai- the Catholic AI app. Download today in the Apple app store or on Android.Cancel your unwanted subscriptions and reach your financial goals faster with Rocket Money. Go toRocketMoney.com/exfilesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Juicebox Podcast: Type 1 Diabetes
    #1668 Bolus 4 - Halloween

    Juicebox Podcast: Type 1 Diabetes

    Play Episode Listen Later Oct 31, 2025 44:50


    Jenny and Scott talk about bolusing for the top ten most popular Halloween treats (plus a few others). Free Juicebox Community (non Facebook) Type 1 Diabetes Pro Tips - THE PODCAST Eversense CGM Medtronic Diabetes Tandem Mobi ** twiist AID System Drink AG1.com/Juicebox Use code JUICEBOX to save 40% at Cozy Earth CONTOUR NextGen smart meter and CONTOUR DIABETES app Dexcom G7 Go tubeless with Omnipod 5 or Omnipod DASH * Get your supplies from US MED or call 888-721-1514 Touched By Type 1 Take the T1DExchange survey Apple Podcasts> Subscribe to the podcast today! The podcast is available on Spotify, Google Play, iHeartRadio, Radio Public, Amazon Music and all Android devices The Juicebox Podcast is a free show, but if you'd like to support the podcast directly, you can make a gift here or buy me a coffee. Thank you! *The Pod has an IP28 rating for up to 25 feet for 60 minutes. The Omnipod 5 Controller is not waterproof. ** t:slim X2 or Tandem Mobi w/ Control-IQ+ technology (7.9 or newer). RX ONLY. Indicated for patients with type 1 diabetes, 2 years and older. BOXED WARNING:Control-IQ+ technology should not be used by people under age 2, or who use less than 5 units of insulin/day, or who weigh less than 20 lbs. Safety info: tandemdiabetes.com/safetyinfo Disclaimer - Nothing you hear on the Juicebox Podcast or read on Arden's Day is intended as medical advice. You should always consult a physician before making changes to your health plan. If the podcast has helped you to live better with type 1 please tell someone else how to find it!

    Juicebox Podcast: Type 1 Diabetes
    #1667 After Dark: Persistence

    Juicebox Podcast: Type 1 Diabetes

    Play Episode Listen Later Oct 31, 2025 71:38


    Curtis, a combat veteran and paramedic, recounts surviving catastrophic injury, memory loss, and misdiagnosis before finding clarity with LADA, resilience through family, and purpose training a service Chihuahua for his diabetes journey. Free Juicebox Community (non Facebook) Type 1 Diabetes Pro Tips - THE PODCAST Eversense CGM Medtronic Diabetes Tandem Mobi ** twiist AID System Drink AG1.com/Juicebox Use code JUICEBOX to save 40% at Cozy Earth CONTOUR NextGen smart meter and CONTOUR DIABETES app Dexcom G7 Go tubeless with Omnipod 5 or Omnipod DASH * Get your supplies from US MED or call 888-721-1514 Touched By Type 1 Take the T1DExchange survey Apple Podcasts> Subscribe to the podcast today! The podcast is available on Spotify, Google Play, iHeartRadio, Radio Public, Amazon Music and all Android devices The Juicebox Podcast is a free show, but if you'd like to support the podcast directly, you can make a gift here or buy me a coffee. Thank you! *The Pod has an IP28 rating for up to 25 feet for 60 minutes. The Omnipod 5 Controller is not waterproof. ** t:slim X2 or Tandem Mobi w/ Control-IQ+ technology (7.9 or newer). RX ONLY. Indicated for patients with type 1 diabetes, 2 years and older. BOXED WARNING:Control-IQ+ technology should not be used by people under age 2, or who use less than 5 units of insulin/day, or who weigh less than 20 lbs. Safety info: tandemdiabetes.com/safetyinfo Disclaimer - Nothing you hear on the Juicebox Podcast or read on Arden's Day is intended as medical advice. You should always consult a physician before making changes to your health plan. If the podcast has helped you to live better with type 1 please tell someone else how to find it!

    What Was That Like
    234: Tessi was raped in the rain

    What Was That Like

    Play Episode Listen Later Oct 31, 2025 87:02


    When you meet someone for the first time, do you trust them by default?   I like to think that I just assume the best of a stranger, until they prove they aren't worthy of my trust. But that can be dangerous in some cases.   There were a couple of people who were partners in a business and they were looking for office space to rent. They searched online and found an ad for what looked like the perfect space. They met the owner there and he showed them around. They paid him first and last month's rent using Venmo, and planned to sign the lease agreement the next day.   They got the keys and moved everything in. But they never heard from the owner again. After a couple of days they still weren't able to reach him. Then the next day, the ACTUAL owner showed up, asking who they were any why they had moved all their stuff in, since he was planning to lease the space out soon.   The original fake owner was a disgruntled employee. He made out with a few thousand dollars, handed over the keys, and disappeared. But that whole scam hinged on trust.   My guest today is Tessi. She lives in Montana but was traveling outside the US. She met a young man and she didn't have any specific reason to not trust him.   But he was not someone to be trusted.     Links to local articles: https://www.usexpatcostarica.com/authorities-provide-assistance-to-tourist-who-was-raped-in-tortuguero/   https://www.usexpatcostarica.com/american-identified-suspect-of-rape-in-tortuguero/   https://qcostarica.com/court-imposes-six-months-of-preventive-detention-against-suspect-of-raping-a-american-tourist-in-tortuguero/     Full show notes and pictures for this episode are here: https://WhatWasThatLike.com/234   Graphics for this episode by Bob Bretz. Transcription was done by James Lai.   Want to discuss this episode and other things with thousands of other WWTL listeners? Join our podcast Facebook group at WhatWasThatLike.com/facebook (many of the podcast guests are there as well)   Get every episode ad-free, AND get all the Raw Audio exclusive episodes to binge, by joining the other listeners at What Was That Like PLUS.   Try What Was That Like PLUS free: iPhone: at the top of the What Was That Like podcast feed, click on “Try free” Android: on your phone, go to WhatWasThatLike.com/PLUS and click to try it free on any app   Sponsor deals: If you're 21 or older, get 25% OFF your first order + free shipping @IndaCloud with code [WHATWAS] at https://inda.shop/[WHATWAS]! #indacloudpod   Go to ThriveMarket.com/WHATWAS to get 30% off your first order, plus a FREE $60 gift just for signing up.   Go to Quince.com/whatwas for free shipping on your order and 365-day returns!   Get 15% off OneSkin with the code [WHATWAS] at https://www.oneskin.co/ #oneskinpod   Try Mint Mobile for 3 months, for just 15 bucks a month - MintMobile.com/WHAT Learn more about your ad choices. Visit megaphone.fm/adchoices

    The BOB & TOM Show Free Podcast
    The BOB & TOM Show - October 31, 2025

    The BOB & TOM Show Free Podcast

    Play Episode Listen Later Oct 31, 2025 173:04


    Diz Runs Radio: Running, Life, & Everything In Between

    You ask, I answer! This month's Qs have a Halloween bent, but also cover the future of the podcast, charity running, big city races, and a whole lot more! Check out the full list of Qs and my meme/GIF As at http://DizRuns.com/1319. Love the show? Check out the support page for ways you can help keep the Diz Runs Radio going strong! http://dizruns.com/support Become a Patron of the Show! Visit http://Patreon.com/DizRuns to find out how. Get Your Diz Runs Radio Swag! http://dizruns.com/magnet Subscribe to the Diz Runs Radio Find Me on an Apple Device http://dizruns.com/itunes Find Me on an Android http://dizruns.com/stitcher Find Me on SoundCloud http://dizruns.com/soundcloud Please Take the Diz Runs Radio Listener Survey http://dizruns.com/survey Win a Free 16-Week Training Plan Enter at http://dizruns.com/giveaway Join The Tribe If you'd like to stay up to date with everything going on in the Diz Runs world, become a member of the tribe! The tribe gets a weekly email where I share running tips and stories about running and/or things going on in my life. To get the emails, just sign up at http://dizruns.com/join-the-tribe The tribe also has an open group on Facebook, where tribe members can join each other to talk about running, life, and anything in between. Check out the group and join the tribe at https://www.facebook.com/groups/thedizrunstribe/

    The John-Henry Westen Show
    God Gave Me a MIRACLE - PROPHETIC ANSWER for Our Time

    The John-Henry Westen Show

    Play Episode Listen Later Oct 31, 2025 37:59


    Her marriage was over. Instead of giving up, she started a global revolution. Dr. Christine Bacon of Sacred Standers reveals why choosing to stay faithful when a spouse leaves is not just personal—it's a spiritual act of war against the forces seeking to destroy the family. Discover the "sacred formula" for healing and why this movement is a prophetic answer for our time.U.S. residents! Create a will with LifeSiteNews: https://www.mylegacywill.com/lifesitenews ****PROTECT Your Wealth with gold, silver, and precious metals: https://sjp.stjosephpartners.com/lifesitenews +++SHOP ALL YOUR FUN AND FAVORITE LIFESITE MERCH! https://shop.lifesitenews.com/ ****Download the all-new LSNTV App now, available on iPhone and Android!LSNTV Apple Store: https://apps.apple.com/us/app/lsntv/id6469105564 LSNTV Google Play: https://play.google.com/store/apps/details?id=com.lifesitenews.app +++Connect with John-Henry Westen and all of LifeSiteNews on social media:LifeSite: https://linktr.ee/lifesitenewsJohn-Henry Westen: https://linktr.ee/jhwesten Hosted on Acast. See acast.com/privacy for more information.

    Wylde In Bed: Erotic Audio Stories at Bedtime
    Fast Track to Desire: Part 2-An MFF Erotic Story of Escape and Discovery

    Wylde In Bed: Erotic Audio Stories at Bedtime

    Play Episode Listen Later Oct 31, 2025 24:27 Transcription Available


    You can enjoy exclusive and intense erotic audio by grabbing your copy of the Wylde Erotic App on the Apple Store, or downloading the very unofficial and unapproved Android version from WyldeInBed.com  In the shadows of a life she never wanted, Mel finds herself ensnared by her cop ex-husband—a drunken walrus who won't let her forget the past. His refusal to pay alimony comes with a twisted demand for intimacy that leaves her feeling more disgusted with herself each day.But when a moment of reckless impulse ignites an unexpected shopping trip with her best friend, everything changes. As they peel away the layers of their mundane lives, Mel and her friend embark on a whirlwind journey of erotic exploration, pushing the boundaries of friendship and desire. With every mile they drive, Mel learns that escape isn't just about distance; it's about confronting the darkest corners of her heart.  Can Mel outrun the chains of her past while discovering pleasure in the arms of not one, but two passionate lovers? Join Mel on this tantalizing ride, where the road to self-discovery is paved with BDSM, dark romance, and the thrill of uncharted intimacy.   Buckle up for a story that dares to explore the depths of desire and the exhilarating freedom found in embracing one's true self. In Fast Track to Desire, every turn promises a new revelation, and every stop could lead to a love she never expected. Are you ready to take the plunge?

    Banking With Life Podcast
    The Scariest Moments in Banking With Life

    Banking With Life Podcast

    Play Episode Listen Later Oct 31, 2025 35:03


    In this Halloween special, James revisits some of the most thought-provoking and spine-tingling moments from past Banking With Life Halloween episodes. As always, thank you for listening, and have a Happy Halloween from your Banking With Life team!Make sure to like and subscribe to join us weekly on the Banking With Life Podcast!━━━Become a client!➫ https://www.bankingwithlife.com/how-to-fast-track-becoming-your-own-bankerBuy Nelson Nash's 6.5 hour Seminar on DVD here:➫ https://www.bankingwithlife.com/product/the-5-part-6.5-hour-video-series-nelson-nash-recorded-live/(Call us at (817) 790-0405 or email us at myteam@bankingwithlife.com for a DISCOUNT CODE)Register for our free webinar to learn more about Infinite Banking...➫ https://www.bankingwithlife.com/getting-started-webinar━━━Implement the Infinite Banking Concept® with the Infinite Banking Starter Kit...The Starter Kit includes Becoming Your Own Banker by R. Nelson Nash and the Banking With Life DVD by James Neathery.It's the perfect primer for everyone interested in becoming their own banker.Buy your starter kit here:➫ https://www.bankingwithlife.com/product/becoming-your-own-banker-infinite-banking-concept-starter-kit-special-offer/━━━Learn more about James Neathery here:➫ https://bankingwithlife.com━━━Listen on your iPhone with Apple Podcasts:➫ https://podcasts.apple.com/us/podcast/banking-with-life-podcast/id1451730017Listen on your Android through Stitcher:➫ https://www.stitcher.com/podcast/bank...Listen on Soundcloud:➫ https://soundcloud.com/banking-with-life-podcast━━━Follow us on Facebook:➳ https://www.facebook.com/jamescneathery/━━━Disclaimer:All content on this site is for informational purposes only. The content shared is not intended to be a substitute for consultation with the appropriate professional. Opinions expressed herein are solely those of James C. Neathery & Associates, Inc., unless otherwise specifically cited. The data that is presented is believed to be from reliable sources and no representations are made by James C. Neathery & Associates, Inc. as to another party's informational accuracy or completeness. All information or ideas provided should be discussed in detail with your Adviser, Financial Planner, Tax Consultant, Attorney, Investment Adviser or the appropriate professional prior to taking any action.

    Understand the Bible?  Pastor Melissa Scott, Ph.D.
    What Has Happened to the Church in America?

    Understand the Bible? Pastor Melissa Scott, Ph.D.

    Play Episode Listen Later Oct 31, 2025 58:13


    The church is confused about its mission, and The Guardian has capitalized on it by releasing an article entitled, "Losing their Religion: Why U.S. Churches Are on the Decline" in an attempt to brainwash Americans into thinking Christianity is dying or dead.  Rather than accomplishing its goal, it has become the launching pad to revisit history, specifically the history of Christianity in America, and realign with the principles and preaching that propelled America to greatness. VF-2377 Watch, Listen and Learn 24x7 at PastorMelissaScott.com Pastor Melissa Scott teaches from Faith Center in Glendale. Call 1-800-338-3030 24x7 to leave a message for Pastor Scott. You may make reservations to attend a live service, leave a prayer request or make a commitment. Pastor Scott appreciates messages and reads them often during live broadcasts. Follow @Pastor_Scott on Twitter and visit her official Facebook page @Pastor.M.Scott. Download Pastor Scott's "Understand the Bible" app for iPhone, iPad and iPod at the Apple App Store and for Android devices in the Google Store. Pastor Scott can also be seen 24x7 on Roku and Amazon Fire on the "Understand the Bible?" channel. ©2025 Pastor Melissa Scott, Ph.D., All Rights Reserved

    Friday Night Movie by @pancake4table
    LGA > YYZ Live from the Airport Lounge

    Friday Night Movie by @pancake4table

    Play Episode Listen Later Oct 31, 2025 20:25


    We recorded this episode in an airport lounge at 7:00am on the day of the Floaters Canadian premiere in Toronto. Becky was still recovering from a sleeping pill. We also talk about movies and make fun of each other. Don't miss it!  Follow @floatersmovie for updates! Sign up for the Friday Night Movie Newsletter for giveaways, curated episode playlists from the hosts and guests (including our mom), and at MOST one email per month (and probably fewer).  Closed captions for this episode are available via the player on the official Friday Night Movie homepage, the Podbean app and website, and YouTube.  The Friday Night Movie Family supports the following organizations: The Red Tent Fund | HIAS | Equal Justice Initiative | Asian American Journalists Association | The Entertainment Community Fund. Subscribe, rate and review us on your favorite podcast platform, including iTunes | Spotify | Stitcher | Google Play | Podbean | Overcast. Play along with Friday Night Movie at home! Read the FNM Glossary to learn the about our signature bits (e.g., Buy/Rent/Meh, I Told You Shows, Tradesies, etc). Email us at info@p4tmedia.com or tweet @FriNightMovie, @pancake4table, @chichiKgomez, and/or  @paperBKprincess.  Follow our creations and zany Instagram stories @frinightmovie, @FNMsisters, and @pancake4table. Follow us on Letterboxd (@pancake4table) where we're rating every movie we've EVER watched.  Subscribe to our quarterly newsletter for exclusive giveaways and news! Theme music by What Does It Eat.  Subscribe and leave a review on IOS or Android at frinightmovie.com.

    The Christian Geek Central Podcast
    Bugonia & Outer Worlds 2 (CGC Podcast #886)

    The Christian Geek Central Podcast

    Play Episode Listen Later Oct 31, 2025


    ON THIS EPISODE: (TIME STAMPS BELOW) A review of the potentially sci-fi movie Bugonia (this one is special, folks!), reactions to the opening hours and initial themes/philosophy of The Outer Worlds 2, a spotlight for “On Magic & Miracles: A Theological Guide To Discerning Fictional Magic”, and a look at some more of the costs and blessings of church leadership and its connection to family life as we continue our 1 Timothy Geek Bible Study! ‍ ‍ AND MUCH MORE! 00:00:30 Intro 00:02:47 Bugonia Review 00:13:57 CGC & Christian Geek News(Game Events Schedule!) 00:25:23 The Outer Worlds 2 Early Impressions & Themes/Philosophy 00:53:52 Costs & Blessings Of Church Leadership (1 Timothy Geek Bible Study) 01:05:30 SPOTLIGHT: “On Magic & Miracles” by Marian A. Jacobs 01:23:30 Listener/Viewer Questions & Feedback(Confirming The Call To Overseas Missions) ‍ ‍ GEEK WEEK 01:28:56 MOVIES/TV- Hellraiser(2022), A Nightmare On Elm Street(2010), The Void 01:48:48 VIDEO GAMES- Dragon Quest 3 HD-2D Remake ‍ ‍ 01:59:37 On The Next Episode… ‍ ‍ 02:07:16 Essential Issues Weekly: DC Comics Reactions (Where does healthy confidence end and sinful pride begin? Wonder Woman & Mr. Terrific are both crossing that line, but only one may be able to admit it. Superman 30, The Flash 25, Green Lantern 27, Detective Comics 1101, Wonder Woman 25, Mr. Terrific: Year One 5!) ‍ ‍ ‍ ‍ ‍ ‍ PAETER'S GAME SAVE FUNDRAISING PAGE & INFO: https://www.patreon.com/posts/139641978 ‍ ‍ Game Save '25 Event/Team Info: https://www.youtube.com/watch?v=xg-kZH9xtXk ‍ ‍‍ ‍ Get The Wonderful Wizard Of Oz & More Audio Entertainment From Spirit Blade Productions HERE: https://www.patreon.com/posts/44479037 ‍ ‍ Support this podcast and enjoy exclusive rewards at https://www.patreon.com/spiritbladeproductions ‍ ‍ Join Our Free Public Discord Channels! Invite HERE: https://discord.gg/5CRfFy2GG5 ‍ ‍ SUBSCRIBE TO PAETER'S SUBSTACK, @PAETERFRANDSEN: https://paeterfrandsen.substack.com/ ‍ ‍ Subscribe in a reader ‍ ‍ Open In i-tunes- itms://itunes.apple.com/us/podcast/the-christian-geek-central-podcast/id258963175?mt=2 i-tunes Page Link- https://itunes.apple.com/us/podcast/the-christian-geek-central-podcast/id258963175?mt=2 Get fun, exclusive rewards for your support! Visit: https://www.patreon.com/spiritbladeproductions Or Become a Patron! ‍ ‍ All episodes are archived and available for download at www.spiritblade.com , Resources used to prepare CGC Bible Study/Devotional content include:"Expositor's Bible Commentary", Frank E. Gaebelein General Editor (Zondervan Publishing House),"The IVP Bible Background Commentary: Old Testament", by Dr. John H. Walton, Dr. Victor H. Matthews & Dr. Mark W. Chavalas (InterVarsity Press), "The IVP Bible Background Commentary: New Testament", by Dr. Craig S. Keener (InterVarsity Press),Thayer's Greek Lexicon, Strong's Exhaustive Concordance Blueletterbible.org, The Christian Geek Central Statement Of Faith can be found at: http://christiangeekcentral.blogspot.com/p/about.html The Christian Geek Central Podcast is written, recorded and produced by Paeter Frandsen. Additional segments produced by their credited authors. Logo created by Matthew Silber. Copyright 2007-2025, Spirit Blade Productions. Music by Wesley Devine, Bjorn A. Lynne, Pierre Langer, Jon Adamich, audionautix.com and Sound Ideas. Spazzmatica Polka by Kevin MacLeod (incompetech.com) Freesound.org effects provided by: FreqMan

    Anything Better?
    Serial Killer A.A. | Week 9 NFL Preview & Picks

    Anything Better?

    Play Episode Listen Later Oct 30, 2025 51:44


    Everyone went 2-2 and Paul took a beating in the afternoon games. They talk world series, and the serial killer rehabilitation trend. *First Bet Offer $1500*1. Download the BetMGM Sportsbook app on iOS or Android, or visit betmgm.com. Use the promo code BURR2. Sign up and deposit at least ten dollars ($10.00) into your BetMGM Sportsbook account.3. Place your first wager and receive up to $1,500 back in Bonus Bets if the bet loses.4. If the bet does lose, your Bonus Bets will be available once your initial wager is settled. *First Touchdown*Place a pre-game, straight First Touchdown Scorer bet in any NFL game.If your player scores the first touchdown in the game, win your wager as normal. If your player scores the second touchdown in the game, you’ll get your stake back in cash. (Only straight bets apply to Second Chance. Any wager using a bonus bet, bonus or other reward token is ineligible for the campaign.) Gambling problem? Call 1-800-GAMBLER (Available in the US). Call 877-8-HOPENY or text HOPENY (467369) (NY). Call 1-800-NEXT-STEP (AZ), 1-800-327-5050 (MA), 1-800-BETS-OFF (IA), 1-800-981-0023 (PR). First Bet Offer for new customers only. Subject to eligibility requirements. Rewards are non-withdrawable bonus bets that expire in 7 days. In partnership with Kansas Crossing Casino and Hotel. See BetMGM.com for Terms. 21+ only. US promotional offers not available in New York, Nevada, Ontario, or Puerto Rico.

    The Pomp Podcast
    Coinbase Exec: Institutions Are Loading Up on Bitcoin | Brett Tejpaul

    The Pomp Podcast

    Play Episode Listen Later Oct 30, 2025 50:01


    Brett Tejpaul is the Co-CEO of Coinbase Institutional, leading one of the most influential divisions shaping how major firms enter the crypto market. In this conversation, we explore how Coinbase is driving institutional adoption of digital assets — from bitcoin and altcoins to tokenized securities and on-chain assets. Brett shares how the firm is preparing for the next wave of Wall Street entrants, what risks and opportunities lie ahead for Coinbase, and why the digital-asset treasury era is only just beginning.======================Check out my NEW show for daily bite-sized breakdowns of the biggest stories in finance, technology, and politics: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://pompdesk.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠======================DeFi Development Corp. (Nasdaq: DFDV) is pioneering a new category in crypto investing with the first Solana-focused Digital Asset Treasury. DFDV offers public market exposure to Solana's growth, yield, and onchain innovation, offering investors a leveraged way to participate in a trillion-dollar opportunity. Learn more about why Solana and why DFDV at SolanaTo10K.com.======================In this episode, Pomp spotlights easyBitcoin.app—the app that pays you 1% extra on recurring buys, 2% annual bitcoin rewards, and 4.5% APY on USD. Download it now for iOS or Android at https://easybitcoin.onelink.me/F1zP/klc4v1p8 and start earning today. Your capital is at risk. Crypto markets are highly volatile. This content is informational and not financial advice.======================Timestamps: 0:00 – Intro2:02 – Coinbase's institutional vs retail business5:33 – Institutional demand for bitcoin and altcoins10:20 – Tokenization and institutional adoption15:49 – On-chain vs centralized infrastructure19:44 – Legacy finance adapting to crypto31:53 – Regulation, DC, and the Genius Act37:17 – Are we at the finish line for mainstream adoption?43:39 – Bitcoin as pristine collateral and institutional shift

    Juicebox Podcast: Type 1 Diabetes
    #1666 A Year from Hell (and Back)

    Juicebox Podcast: Type 1 Diabetes

    Play Episode Listen Later Oct 30, 2025 66:21


    Julie, a pediatric nurse and mom, shares her son's type 1 diagnosis, her daughter's thyroid cancer, and finding laughter, learning, and light in the middle of a storm. Free Juicebox Community (non Facebook) Type 1 Diabetes Pro Tips - THE PODCAST Eversense CGM Medtronic Diabetes Tandem Mobi ** twiist AID System Drink AG1.com/Juicebox Use code JUICEBOX to save 40% at Cozy Earth CONTOUR NextGen smart meter and CONTOUR DIABETES app Dexcom G7 Go tubeless with Omnipod 5 or Omnipod DASH * Get your supplies from US MED or call 888-721-1514 Touched By Type 1 Take the T1DExchange survey Apple Podcasts> Subscribe to the podcast today! The podcast is available on Spotify, Google Play, iHeartRadio, Radio Public, Amazon Music and all Android devices The Juicebox Podcast is a free show, but if you'd like to support the podcast directly, you can make a gift here or buy me a coffee. Thank you! *The Pod has an IP28 rating for up to 25 feet for 60 minutes. The Omnipod 5 Controller is not waterproof. ** t:slim X2 or Tandem Mobi w/ Control-IQ+ technology (7.9 or newer). RX ONLY. Indicated for patients with type 1 diabetes, 2 years and older. BOXED WARNING:Control-IQ+ technology should not be used by people under age 2, or who use less than 5 units of insulin/day, or who weigh less than 20 lbs. Safety info: tandemdiabetes.com/safetyinfo Disclaimer - Nothing you hear on the Juicebox Podcast or read on Arden's Day is intended as medical advice. You should always consult a physician before making changes to your health plan. If the podcast has helped you to live better with type 1 please tell someone else how to find it!

    HVAC School - For Techs, By Techs
    The Art of De-escalation

    HVAC School - For Techs, By Techs

    Play Episode Listen Later Oct 30, 2025 67:21


    In this comprehensive discussion, Bryan and Bert tackle one of the most critical yet underdeveloped skills in the trades: conflict resolution and de-escalation. They argue that poor conflict management is one of the primary reasons technicians lose jobs, damage team dynamics, and limit their career advancement. The conversation explores both customer-facing conflicts and internal team disputes, offering practical strategies grounded in real-world experience. The hosts distinguish between rational and irrational customer anger, noting that both require similar approaches—taking clients seriously, listening fully, and resisting the urge to immediately correct or defend. Bert emphasizes the importance of body language, describing how he physically leans into difficult conversations rather than backing away, making eye contact, and allowing customers to repeat themselves until they feel genuinely heard. Bryan adds that the "slow is smooth, smooth is fast" military principle applies perfectly to people problems—rushing to fix the emotional situation often prolongs the conflict, while patient listening typically resolves issues more quickly. When addressing internal team conflicts, they stress going directly to the person involved rather than gossiping or complaining to management. Both hosts acknowledge that ego, the need to be right, and past trauma can trigger fight-or-flight responses that sabotage productive conversations. They advocate for approaching conflicts with humility and a willingness to be wrong, focusing on the single most important issue rather than bringing up a laundry list of grievances. Bert shares that preventing conflict often means letting minor issues go while addressing patterns before they fester into major problems. The conversation concludes with practical advice about maintaining relationships after difficult conversations, recognizing that drawing back creates rejection while intentionally staying connected demonstrates genuine care. They emphasize that mastering conflict resolution isn't just about keeping your job—it's about becoming invaluable in your career and developing skills that serve you in every area of life. Topics Covered: Common sources of customer anger: feeling dismissed, not taken seriously, fear around property damage, and frustration with time and money The difference between rational emotions (legitimate grievances) and expectation gaps (perceived as "irrational") Body language techniques for de-escalation: leaning in, maintaining eye contact, staying present rather than fleeing Why interrupting customers to prove you're right backfires and escalates conflict Managing fight-or-flight responses and recognizing when fear drives aggressive reactions The importance of letting customers repeat themselves until emotional release occurs Internal team conflict triggers: lack of recognition, perceived unfair workloads, misinterpreted communication Why going directly to the person involved beats gossiping or complaining to management The danger of storytelling and assigning motives to others' actions Practical conflict resolution framework: prepare both parties, choose private settings, listen twice as much as you speak, and be willing to be wrong How mastering conflict resolution makes you invaluable and accelerates career advancement Maintaining relationships after difficult conversations to avoid creating rejection Have a question that you want us to answer on the podcast? Submit your questions at https://www.speakpipe.com/hvacschool. Purchase your tickets or learn more about the 7th Annual HVACR Training Symposium at https://hvacrschool.com/symposium. Subscribe to our podcast on your iPhone or Android. Subscribe to our YouTube channel. Check out our handy calculators here or on the HVAC School Mobile App for Apple and Android

    The BOB & TOM Show Free Podcast
    The BOB & TOM Show - October 30, 2025

    The BOB & TOM Show Free Podcast

    Play Episode Listen Later Oct 30, 2025 172:49