Podcasts about Saving

  • 21,467PODCASTS
  • 44,861EPISODES
  • 36mAVG DURATION
  • 8DAILY NEW EPISODES
  • Feb 6, 2026LATEST
Saving

POPULARITY

20192020202120222023202420252026

Categories




    Best podcasts about Saving

    Show all podcasts related to saving

    Latest podcast episodes about Saving

    Bookish Flights
    Writing Courageous Women into History: Saving Vincent, A Novel of Jo van Gogh (E196)

    Bookish Flights

    Play Episode Listen Later Feb 6, 2026 35:05


    Send us a textIn today's episode, I am chatting with Joan Fernandez. Joan is a brings to light brilliant women's courageous deeds in history. She is a former senior marketing executive general partner of the financial powerhouse Edward Jones. In 2018, she retired from a 30+ year career to be a full-time writer. In April 2020, she founded a Historical Fiction affinity group within WFWA that grew from a handful of people to nearly two hundred authors. Her short story, “A Parisian Daughter,” is published in the anthology, Feisty Deeds: Historical Fiction of Daring Women. Her debut novel, Saving Vincent, A Novel of Jo Van Gogh, published in April 2025. Joan calls both St. Louis and Sedona, Arizona home, enjoys foodie meals with her Cuban husband and antics with grandkids.Episode Highlights:How Joan's first career shaped her writing life and the confidence that comes from starting something new after years of expertise.Applying the skills, discipline, and mindset from a long, successful career to the creative work of writing.Discovering the story of Jo van Gogh and what inspired Joan to center her debut novel on a woman often overlooked in art history.The realities of raising a child while running a business—and advocating relentlessly for Vincent van Gogh's work.Using personal letters and historical documents as research, including the powerful reminder that “art must touch your soul.”A book flight focused on characters searching for identity and learning how to live authentically, carrying who they are into every part of life.Connect with Joan:InstagramFacebookWebsiteShow NotesSome links are affiliate links, which are no extra cost to you but do help to support the show.Books and authors mentioned in the episode:Gift from the Sea by Anne Morrow LindberghSong of Belonging by Michelle St. Romain (coming 04/21/26)Book FlightThe Hate U Give by Angie ThomasSuch a Fun Age by Kiley ReidOona, Out of Order by Marguerite Mortimer✨ Find Your Next Great Read! We just hit 175 episodes of Bookish Flights, and to celebrate, I created the Bookish Flights Roadmap — a guide to all 175 podcast episodes, sorted by genre to help you find your next great read faster.Explore it here → www.bookishflights.com/read/roadmapSupport the showBe sure to join the Bookish Flights community on social media. Happy listening! Instagram Facebook Website

    Dr. Laura Call of the Day
    Saving My 39-year Marriage

    Dr. Laura Call of the Day

    Play Episode Listen Later Feb 5, 2026 12:15


    Can Diane and her husband change enough to make each other happy and avoid a divorce? Call 1-800-DR-LAURA / 1-800-375-2872 or make an appointment at DrLaura.comFollow me on social media:Facebook.com/DrLauraInstagram.com/DrLauraProgramYouTube.com/DrLauraJoin My Family!!Receive my Weekly Newsletter + 20% off my Marriage 101 course & 25% off Merch! Sign up now, it's FREE!Each week you'll get new articles, featured emails from listeners, special event invitations, early access to my Dr. Laura Designs Store benefiting Children of Fallen Patriots, and MORE! Sign up at DrLaura.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    The Way Out Is In
    Walking the Path (Episode #99)

    The Way Out Is In

    Play Episode Listen Later Feb 5, 2026 94:13


    Welcome to a new episode of The Way Out Is In: The Zen Art of Living, a podcast series mirroring Zen Master Thich Nhat Hanh's deep teachings of Buddhist philosophy: a simple yet profound methodology for dealing with our suffering, and for creating more happiness and joy in our lives. In this installment, Zen Buddhist monk Brother Phap Huu and leadership coach/journalist Jo Confino discuss what it means to walk a spiritual path. The conversation provides a deep and personal insight into the life of a long-term Buddhist practitioner, as Brother Phap Huu reflects on his 25 years as a monk, including the joys and challenges of living in a spiritual community; the role of a teacher on the path; the importance of finding one’s own inner teacher; the practice of celibacy; the transformations that can happen through spiritual practice; the lessons learned from 17 years as Thich Nhat Hanh's attendant; and much more.  Co-produced by the Plum Village App:https://plumvillage.app/   And Global Optimism:https://globaloptimism.com/ With support from the Thich Nhat Hanh Foundation:https://thichnhathanhfoundation.org/ List of resources Course: Zen and the Art of Saving the Planethttps://plumvillage.org/courses/zen-and-the-art-of-saving-the-planet Interbeinghttps://en.wikipedia.org/wiki/Interbeing Plum Village Traditionhttps://en.wikipedia.org/wiki/Plum_Village_Tradition Fragrant Palm Leaves https://plumvillage.org/books/1998-neo-ve-cua-y-fragrant-palm-leaves  Dharma Talk: ‘Redefining the Four Noble Truths' https://plumvillage.org/library/dharma-talks/redefining-the-four-noble-truths Taming the Tiger Within https://www.parallax.org/product/taming-the-tiger-within/  Sister True Dedicationhttps://plumvillage.org/people/dharma-teachers/sister-hien-nghiem Sister Chan Khonghttps://plumvillage.org/about/sister-chan-khong Brother Phap Unghttps://plumvillage.org/people/dharma-teachers/brother-chan-phap-ung Quotes “A good teacher is to show that each and every one of us has a teacher inside of us.” “It’s enough of a journey to transform ourselves before we choose to transform other people.” “You’re already the person you want to be.” “A lot of us are defined by our past, and we let that become our whole narrative. But I think that Thay stepped into transforming his past and seeing himself in the present moment and not being caught in a prison of ‘what was'.” “Thay was very optimistic – not an ignorant optimism, but optimistic with the insight that there is awakening everywhere. We just have to tap into the right conditions, into the right path, so that those seeds can blossom into trees and into a garden.” “Every human being that comes into the spiritual path is different. We all have different stories, experiences, histories, upbringing. So we can't bundle everyone into the same boat. But each and every one of us have to see and accept each other’s differences, suffering, and limits, and be patient with each other.” “When we talk about becoming a monk, we talk about stepping into freedom. And that freedom is the choice that we have made to not chase after, in our language, worldly successes. Those successes come with different layers of desires and hooks that would trap us. And the aspiration is ideal, but on the path itself, we all have to encounter our own demons within us.” “Be beautiful, be yourself.” “There’s a saying, particularly for monastics, that, when you wear the robe of a monk, your home is everywhere. Because our home is the present moment. The present moment is our daily destination, so that is where we will never feel lost. But that is insight and that is practice.” “If we are a teacher who thinks we have all the answers, I don’t think we will really connect with everyone. We won’t connect with the ever-changing present moment, the ever-changing generations.” “When we see that our whole career will become a spiritual career, the deepest aspiration is to be free from all desires. And sex is a desire. Physical contact is a desire. Emotional connections could become a deep attachment, which is a desire. And, in our practice, why do we want to be free from that? Because only when we are free from it can we be of service to the world. Our deepest aspiration is to be of service to the world, whatever world we encounter in our lifetime. But if I have a family, if I have a partner, that becomes my world and that becomes my holy life, my holy family, my community – and, of course, my son or my daughter or my children will become the focus of my devotion. But monastics want to meet the world, at any moment, without being tied down and bound to these relationships.” “Sometimes, the mind is not the answer, and the heart is stronger. And we have to lean into the heart and be stubborn with the mind.”

    Talking Real Money
    Don't Stop Saving

    Talking Real Money

    Play Episode Listen Later Feb 5, 2026 30:55


    Don and Tom take on Elon Musk's claim that AI will make retirement saving obsolete, pushing back hard on the idea that technology or billionaires will somehow fund everyone's future. They examine why universal basic income is politically and mathematically unrealistic, remind listeners that past tech revolutions didn't magically create widespread wealth, and reinforce the importance of steady, diversified investing. The episode also tackles listener questions on HSAs, 529 rollovers, taxable account strategy, and tax efficiency, while weaving in commentary on work, purpose, behavior, and—once again—the ongoing menace of gas-powered leaf blowers. 0:04 Fear of AI and its supposed impact on money and jobs 1:52 Elon Musk's claim that retirement saving will become irrelevant 2:59 Why billionaires don't like sharing wealth 4:29 Historical tax rates and wealth distribution 6:21 Business Insider survey: 94% still plan to save 8:45 Why tech revolutions don't eliminate financial risk 9:59 Work, purpose, and retirement psychology 10:33 Universal basic income math and tax reality 11:54 Luddites and historical job displacement 12:55 Listener questions segment begins 13:18 HSA invested in Fidelity target-date fund 17:38 Overfunded 529 plans and Roth rollover rules 20:45 Taxable account strategy and balanced funds 23:28 Asset location and tax efficiency 24:49 Finding fund returns on Morningstar 25:46 Tom's Scottsdale meetings 26:45 War on gas-powered leaf blowers Learn more about your ad choices. Visit megaphone.fm/adchoices

    Grace in Focus
    Why Is the Saving Message Absent in the Synoptic Gospels?

    Grace in Focus

    Play Episode Listen Later Feb 5, 2026 13:50


    Welcome to the Grace in Focus podcast. Today, Bob Wilkin and Sam Marr will respond to a question about the absence of the saving message in the synoptic gospels. Why is this so and why is this an important question? – Thanks for listening & never miss an episode of the Grace in Focus podcast!

    MGoBlog: The MGoPodcast
    Michigan HockeyCast 8.14: Buckeye Slushie

    MGoBlog: The MGoPodcast

    Play Episode Listen Later Feb 4, 2026 118:19


    1 Hour and 58 Minutes With David Nasternak and Alex Drain This Podcast Has a Sponsor: Michigan Law Grad Jonathan Paul is the guy with the C you want skating next to the ref and pleading your case. He's also a good guy to sit next to at the hockey games. Segment 1: Hockey vs Ohio State Alex has some curling takes. Game 1 was a barn burner. Game 2 was the opposite of that. Game 1 had a lot of goals and Peck didn't have the best control of rebounds. Ohio State isn't going to make the tournament so you could say Michigan escaped this weekend. Ohio State doesn't have goal scorers and yet they manage to score goals. The ice is not good quality in Columbus. Should goalies be fair game outside of the crease? Peck has some puck tracking issues. Saving 32 of 34 shots in game two is pretty good though, he gave you a chance. You need to score more than two regulation goals against a bad Ohio State team.    Segment 2: Around the League Providence is somehow 6th in NPI? Michigan could possibly draw them as a 2 seed. Bentley is sitting at 26 but could be a first round matchup. RPI is Not Good. Notre Dame is only getting ties against Bowling Green, but this was probably an improvement for the Irish. It feels like Penn State has hit their ceiling. The Big Ten is very top heavy but the bad teams are bad. Alarm bells in Madison. What's Michigan's gameplan need to be to get past Michigan State? The Friday night game is on FS1! Bonus Segment: Olympics Preview Begins at 1:12:44   MUSIC NHL on ESPN Theme "Knights" -- Minus the Bear "Nothing More" -- Guards Ice Hockey (NES) theme

    Retirement Answer Man
    Healthcare Before Medicare: What Happens When You Retire Before 65?

    Retirement Answer Man

    Play Episode Listen Later Feb 4, 2026 42:25


    Roger Whitney kicks off a month-long series on navigating health care before Medicare, introducing Cerberus—the three-headed dog of Greek mythology—as a framework for understanding the biggest challenges retirees face when leaving employer-sponsored coverage. He breaks down the three heads of Cerberus, answers listener questions about retirement planning, and shares recent book recommendations from himself and the team.OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN(00:00) This show is dedicated to helping you not just survive retirement, but have the confidence to lean in and rock it.(00:30) Roger introduces the Cerberus framework and outlines the four-week series on health care before Medicare.HEALTH CARE BEFORE MEDICARE: THE THREE HEADS OF CERBERUS(02:20) Roger explains why retiring before Medicare requires a strategy and introduces the three “heads” of the health care Cerberus.(03:11) “Head” #1: The true cost of health care without an employer subsidy and why it creates sticker shock in retirement, especially when paid from pre-tax accounts.(10:50) “Head” #2: Coverage challenges, including narrower networks, fewer plan options, and the potential loss of trusted doctors and specialists.(15:13) “Head” #3: Increased complexity in choosing plans, managing care, and navigating ACA subsidies based on modified adjusted gross income.LISTENER QUESTIONS & OBSERVATIONS(19:20) Roger responds to listener questions about saving discipline, the 4% rule, geographic cost differences, values-based planning, and how taxes are modeled in retirement case studies.SMART SPRINT(33:00) Roger encourages listeners to review the health care assumptions in their retirement plan, especially for those retiring before Medicare age.WHAT'S ON THE BOOKSHELF(34:14) Roger and the team share recent book recommendations, including history, personal finance, purpose, habits, and wealth.REFERENCESSubmit a Question for RogerSign up for The NoodleThe Retirement Answer ManKaiser Family Foundation (KFF)Healthcare.gov

    BirdNote
    Albatrosses Saving Albatrosses

    BirdNote

    Play Episode Listen Later Feb 3, 2026 1:45


    Black-footed Albatrosses are masters of the high seas, but their fate is threatened by trouble on land. At their nesting grounds on Midway Atoll in Hawai‘i, rising sea levels are washing away albatross nests and eggs. Since 2021, a research team led by Julio Hernández with the Grupo de Ecología y Conservación de Islas has been working to establish a new colony for of Black-footed Albatrosses on Isla Guadalupe in Mexico. Julio explains the island's native Laysan Albatrosses are stepping in as “foster parents” to safeguard their Hawai'ian relatives.¡Escuche este episodio en BirdNote en Español!More info and transcript at BirdNote.org.Want more BirdNote? Subscribe to our weekly newsletter. Sign up for BirdNote+ to get ad-free listening and other perks. BirdNote is a nonprofit. Your tax-deductible gift makes these shows possible.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Open Book with Anthony Scaramucci
    February 2026 Q&A: Saving American Democracy, Future for Democrats, and Building Your Network

    Open Book with Anthony Scaramucci

    Play Episode Listen Later Feb 3, 2026 27:11


    This week on Open Book, I'm taking your questions head-on—politics, money, media, mistakes I've made, and lessons I've learned—no spin, no filter. We're talking Fox News, the dollar, entrepreneurship, stoicism, and why reading more and panicking less might be the ultimate edge.

    The Infinite Wealth Podcast
    Stop Saving — Start Owning: How to Buy Freedom with JD Hill

    The Infinite Wealth Podcast

    Play Episode Listen Later Feb 3, 2026 46:35


    Ready to build freedom faster? Join the Ditch Wall Street: Build Freedom Faster with Vending, Real Estate & Infinite Banking Masterclass on February 10, 2026 (1:00–4:00 PM CT). Learn from Anthony Faso & Cameron Christiansen, Mike Hoffmann, and Dustin Heiner.

    momplex
    Soul Saving Mantra for 2026: "They Will Get it When They Get it"

    momplex

    Play Episode Listen Later Feb 3, 2026 26:14


    This episode of Momplex is all about releasing the pressure of parenting by milestones and trusting our kids' unique timelines. I share how I started Momplex in 2021 as a safe space to admit that while I adore my kids, I wasn't always loving motherhood—and how that honesty became a movement for moms who are tired of guilt and perfectionism. I walk you through my own anxiety when my kids didn't “measure up” on traditional timelines—my middle son's delayed puberty, my daughter's late crawling and hair growth, and how those fears kept me up at night. Through personal stories and what the science actually says, I reframe milestones as ranges, not report cards. I offer mindset shifts and practical tools to help you stop comparing, mute triggering social feeds, and trust that your child—and you—will “get it when you get it.” You're not behind. Neither is your kid. Learn more about your ad choices. Visit megaphone.fm/adchoices

    ADHD Support Talk Radio
    Saving Mental Energy with ADHD: Shortcuts That Reduce Overwhelm

    ADHD Support Talk Radio

    Play Episode Listen Later Feb 3, 2026 22:50


    Repetitive tasks can quietly drain mental energy for adults with ADHD — especially when they require remembering steps, starting from scratch, or constantly reinventing the wheel. In this episode of ADHD Support Talk Radio, host Tara McGillicuddy and co-host Lynne Edris explore how saving mental energy is not about working harder or relying on motivation. Instead, they discuss how using shortcuts like templates, checklists, guides, routines, and simple personal automations can make everyday life easier for the ADHD brain. This conversation focuses on why repetitive tasks often feel more exhausting than creative or new work, and how executive function overload contributes to procrastination, overwhelm, and mental paralysis. By externalizing steps and decisions, shortcuts help reduce mental fatigue, prevent common mistakes, and make it easier to get started on tasks that have been done many times before. In this episode, you'll learn: Why repetitive tasks are so draining for ADHD brains How templates and checklists reduce mental load Why starting from scratch makes tasks harder to begin How structure can actually support creativity Practical ways to make everyday tasks easier to manage This episode is especially helpful if you feel overwhelmed by responsibilities you've handled many times before, struggle with follow-through, or feel burned out by tasks that shouldn't feel so hard. ADHD Support Talk Radio is one of the longest-running podcasts for adults with ADHD, offering practical strategies, real conversations, and support to help listeners move from stuck to action. Resources mentioned: ADHD Support Talk Radio https://adhdsupporttalk.com/ ADDClasses – ADHD support, education, and events https://addclasses.com/ Learn more about Tara McGillicuddy https://taramcgillicuddy.com/ Learn more about Lynne Edris https://coachingaddvantages.com/ This episode has been updated for clarity.

    Franchise Secrets Podcast
    From Employee to Owner Without Gambling It All

    Franchise Secrets Podcast

    Play Episode Listen Later Feb 3, 2026 53:14


    Most people think becoming a business owner means going "all in," risking your family, your savings, and your sanity. Scott did the opposite.   In this episode we break down how he moved from a high-paying W-2 career into ownership—step by step—by buying existing businesses, using smart tax strategy, and leveraging real estate instead of blind risk.   We cover: • Why buying existing beats starting from zero • How a long-term lease became a real estate power play • The tax planning most entrepreneurs never hear about • Building wealth without blowing up cash flow • What it actually takes to leave a W-2 safely   This isn't theory—it's a real roadmap for employees who want to become owners without gambling it all.  

    MtM Vegas - Source for Las Vegas
    Vegas Legend on Saving the City - WHAT ARE WE MISSING + More Caesars Deals Incoming!

    MtM Vegas - Source for Las Vegas

    Play Episode Listen Later Feb 2, 2026 13:35


    Save 10% on a Las Vegas Advisor 2026 membership and book with code MTM.  https://www.lasvegasadvisor.com/shop/products/lva-membership-platinum/ Episode Description This week as we are still digesting the bad numbers for 2025 Las Vegas has to contemplate how to recover in the future. On this episode we share the thoughts on this subject from Las Vegas legend and architect Paul Steelman. What does he think is causing this slowdown and what should Vegas do to reemerge as the capital of spectacle? In other news Caesars has released even more deals. This time you can get 3 shows for $149, but is it a good deal in the end? We also discuss: 6 more weeks of Vegas winter, the A's official ballpark flyover, vintage Vegas pins, Rio's future and why you might want to go see the International Fireworks Championships. Episode Guide 0:00 Welcome to MTM Travel 0:15 6 more weeks of Vegas winter? 0:57 A's official ballpark account & flyover 2:12 Saving Las Vegas - Advice from a legend 4:03 How can Vegas reinvent the spectacle? 5:32 Vintage Vegas pins & more 6:54 Rio future update - Will phase 2 ever happen? 8:33 International Fireworks Championship coming - World record! 10:07 Caesars 3 shows for $149 deal 11:30 Are these shows worth it even at this price? Each week tens of thousands of people tune into our MtM Vegas news shows at http://www.YouTube.com/milestomemories. We do two news shows weekly on YouTube with this being the audio version. Never miss out on the latest happenings in and around Las Vegas! Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Podcasts, Spotify or by searching "MtM Vegas" or "Miles to Memories" in your favorite podcast app. Don't forget to check out our travel/miles/points podcast as well!

    The Dental Download
    304: Stretching Isn't Saving Your Back- The Truth About Chronic Pain for Dentists | Build a Pain-Resilient Dental Career

    The Dental Download

    Play Episode Listen Later Feb 2, 2026 21:44


    Is stretching really the answer to dental pain?

    CG Garage
    Episode 534 - Why Safdie and PTA are Saving Cinema: Marty Supreme and One Battle After Another Breakdown

    CG Garage

    Play Episode Listen Later Feb 2, 2026 95:32


    If the movies you're seeing lately feel like they were assembled by a committee rather than a creator, you're looking at the wrong side of the lens. We are dusting off a classic format today, leaning into the kind of raw film breakdowns we used to live for. The spotlight is on two heavyweights: Josh Safdie's Marty Supreme and Paul Thomas Anderson's One Battle After Another. Both of these pictures have just locked in Best Picture nominations for the 2026 Academy Awards, and it feels like a signal fire. After years of franchise fatigue and focus-tested safety, we are looking at a lineup that suggests great, uncompromising cinema is finally clawing its way back to the center of the frame. Fair warning: we aren't holding anything back here, so consider this a total spoiler warning. We are going deep into the structure, the endings, and the technical magic tricks that make these films work: from the anxiety-inducing rhythm of Safdie's 1950s ping pong subculture to Anderson's mastery of the long-lens Mojave car chase. This year's nominations feel like a turning point, a collective realization that the audience is hungry for movies that challenge them rather than just pat them on the back. It's a look at why the "cavalry isn't coming" for Hollywood, and why that might be the best news we've heard in decades for anyone who actually cares about the craft of visual storytelling. //links// Monstrous Moonshine > Marty Supreme Trailer > One Battle After Another Trailer > Original Ending of Marty Supreme >   This episode is sponsored by: Center Grid Virtual Studio Kitbash 3D (Use promocode "cggarage" for 10% off)  

    Calvary Chapel Kaneohe
    Sunday 1st Service “The Saving Righteousness of God Pt I”- Feb 1st, 2026

    Calvary Chapel Kaneohe

    Play Episode Listen Later Feb 1, 2026 59:50


    Expositional style teaching of Romans CH 3:21-22 primarily looking into how believers are justified by the imputation of God's righteousness. In this teaching, we will also examine the difference between imputed righteousness over infused righteousness that often has negative impacts in our walk as Christians. Also, we will detail out what it means to be righteous in the sight of God, as well, as discuss the problems associated with the non-biblical doctrine of saving faith, over having faith alone in Christ alone for the saving righteousness of God. Taught by Assistant Pastor Mac at Calvary Kaneohe Hawaii.

    Calvary Chapel Kaneohe
    Sunday 2nd Service,“The Saving Righteousness of God Pt II”– Feb 1st, 2026

    Calvary Chapel Kaneohe

    Play Episode Listen Later Feb 1, 2026 57:23


    Expositional style teaching of Romans CH 3:23-26 looking into how all of mankind falls short of the glory of God, and the solution to restore our glory in Him. This teaching will examine term redemption, what it means to be redeemed, as well as how faith in the Redeemer was established since the fall of mankind. In addition, we will also examine how Christ being a propitiation relates to the mercy seat of the ark of the covenant, as well as how the righteousness of God makes Him the just justifier for all of those who have faith in Christ Jesus. Taught by Assistant Pastor Mac at Calvary Kaneohe Hawaii.

    Aloha Bible Prophecy
    Episode 1621: The Saving Righteousness of God Pt II, Romans 3:21-26 - Sunday, February 1, 2026

    Aloha Bible Prophecy

    Play Episode Listen Later Feb 1, 2026 58:17


    Pastor Mac provides an expositional style teaching of Romans CH 3:23-26 looking into how all of mankind falls short of the glory of God, and the solution to restore our glory in Him.  This teaching will examine the term redemption, what it means to be redeemed, as well as how faith in the Redeemer was established since the fall of mankind.  In addition, we will also examine how Christ being a propitiation relates to the mercy seat of the ark of the covenant, as well as how the righteousness of God makes Him the just justifier for all of those who have faith in Christ Jesus.Social MediaProphecy Website: http://JDFarag.orgMobile & TV Apps: https://subsplash.com/calvarychapelkaneohe/appChurch Website: http://www.calvarychapelkaneohe.comX: https://x.com/JDFaragFacebook: https://www.facebook.com/JDFaragInstagram: https://www.instagram.com/JDFarag

    Aloha Bible Prophecy
    Episode 1620: The Saving Righteousness of God Pt I, Romans 3:21-26 - Sunday, February 1, 2026

    Aloha Bible Prophecy

    Play Episode Listen Later Feb 1, 2026 60:55


    Pastor Mac provides an expositional style teaching of Romans CH 3:21-22 primarily looking into how believers are justified by the imputation of God's righteousness.  In this teaching, we will also examine the difference between imputed righteousness over infused righteousness that often has negative impacts in our walk as Christians.  Also, we will detail out what it means to be righteous in the sight of God, as well as discuss the problems associated with the non-biblical doctrine of saving faith, over having faith alone in Christ alone for the saving righteousness of God.Social MediaProphecy Website: http://JDFarag.orgMobile & TV Apps: https://subsplash.com/calvarychapelkaneohe/appChurch Website: http://www.calvarychapelkaneohe.comX: https://x.com/JDFaragFacebook: https://www.facebook.com/JDFaragInstagram: https://www.instagram.com/JDFarag

    Catching Up To FI
    These New Rules Will Change The Way You Think About 529 Plans | Patricia Roberts | 193

    Catching Up To FI

    Play Episode Listen Later Feb 1, 2026 77:32


    529 plan expert Patricia Roberts blows up the myth that 'it's too late' and '529s are just for rich people with toddlers and Ivy League dreams'. She is author of the book 'Route 529' and shares some big changes with 529 plans that make them an incredibly flexible savings vehicle for more than just college. In this episode we cover: How state tax deductions, credits and 'parity states' work for contributions The shockingly long list of qualified uses including trade schools, apprenticeships, non-degree credentials, K–12 tuition, tutoring, test prep and even student loan repayment  Busting the 'use it or lose it' fear and the new option to rollover left over funds to a Roth IRA How to juggle retirement vs. college savings Advanced strategies to create generational education wealth     DEALS & DISCOUNTS FROM OUR TRUSTED PARTNERS:   MONARCH MONEY The modern way to manage money! Monarch will change the way you organize your financial life. Track, budget, plan, and do more with your money – together. Get 50% off the first year using this link and entering code: CATCHINGUP50   For a full list of current deals and discounts from our partners, sponsors and affiliates, click here: catchinguptofi.com/our-partners    SUPPORT  THE  SHOW

    National Parks Traveler Podcast
    National Parks Traveler Podcast | Saving Whitebark Pines

    National Parks Traveler Podcast

    Play Episode Listen Later Jan 31, 2026 37:21


    Whitebark pines are a Western icon that the National Park Service has designated as a "vital sign" species because they are critical to ecosystem functions. But they are at risk of extinction due to climate change, beetles, and a fatal fungus from Eurasia. Our guest today is Dr. Elizabeth Pansing, the director of forest and restoration science for American Forests, a nonprofit organization that strives to create healthy and resilient forests. This program was made possible in part by the Park Foundation.

    Optimal Finance Daily
    3440: The Best Approach to Long-Term Savings: Building Your Nest Egg by Philip Taylor of PT Money on Smart Saving Habits

    Optimal Finance Daily

    Play Episode Listen Later Jan 30, 2026 8:48


    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3440: Philip Taylor explores smart strategies for building long-term savings beyond retirement, emphasizing the importance of balancing liquidity, risk, and returns. Whether you're dreaming of early retirement, funding a future business, or leaving a generous gift to loved ones, he offers clear guidance on where to park your money for optimal long-term growth without locking it away like retirement funds. Read along with the original article(s) here: https://ptmoney.com/best-long-term-savings-building-nest-egg/ Quotes to ponder: "I think it's wise to have specific savings goals for all your money." "Saving just for the sake of saving is a sign you might need to stop down and think about what you want for your future." "Don't throw asset allocation and diversity out the window just because of low returns in the cash and savings arena." Episode references: Vanguard: https://www.vanguard.com Betterment: https://www.betterment.com Learn more about your ad choices. Visit megaphone.fm/adchoices

    Engines of Our Ingenuity
    The Engines of Our Ingenuity 1516: Saving the Lore

    Engines of Our Ingenuity

    Play Episode Listen Later Jan 30, 2026 3:39


    Episode: 1516 In which we must save the lore as well as the plants.  Today, we have to save more than the endangered plants.

    City Cast Las Vegas
    Is a Downtown Concert Venue Worth Saving? Plus, a Charter School's Questionable Finances and the Galleria Mall's Rebrand

    City Cast Las Vegas

    Play Episode Listen Later Jan 30, 2026 34:15


    Nevada Prep Charter School was already planning a closure after reports emerged about hundreds of disciplinary issues — but now it's facing calls for the Attorney General's office to investigate possible financial misdoings. What's going on here, and what does this incident say about the state of charter schools in our state? Host Sonja Cho Swanson sits down with Channel 8 morning anchor John Langeler and City Cast Las Vegas executive producer Layla Muhammad to discuss. Plus, they also get into the uncertain fate of the Downtown Las Vegas Events Center, and the Galleria Mall's rebrand — could this be the salvation of our aging shopping malls? Want to get in touch? Follow us @CityCastVegas on Instagram, or email us at lasvegas@citycast.fm. You can also call or text us at 702-514-0719. For more Las Vegas news, make sure to sign up for our morning newsletter, Hey Las Vegas. Learn more about becoming a City Cast Las Vegas Neighbor at membership.citycast.fm. Looking to advertise on City Cast Las Vegas? Check out our options for podcast and newsletter ads at citycast.fm/advertise.

    Restoration Pros Unplugged
    Storm Surges, Freezes, and Missed Jobs: How AI Is Saving Restorers Thousands

    Restoration Pros Unplugged

    Play Episode Listen Later Jan 30, 2026 40:14


    Missed calls, slow follow-up, and storm surges can quietly kill your revenue.In this episode of Restoration Pros Unplugged, Clinton James sits down with Nick D'Urbano, Co-Founder and CRO of Distance, to break down how restoration companies are using AI to capture more leads, handle overflow calls, and generate more jobs — without replacing their people.Nick walks through real-world use cases for:AI Voice to handle overflow and after-hours calls during storm surgesAI Chat to convert website visitors, Facebook leads, and form fills fasterAI Outbound to win back lost leads, collect reviews, and stay in front of commercial prospectsThey also discuss why AI works best as a backup and multiplier for your intake team — especially when phones are ringing nonstop during freezes, floods, and major weather events.Want to see how Distance works for your restoration company?Book a demo directly with Nick here:https://meetings.hubspot.com/nickdurbano/demoLooking to generate more high-quality leads that turn into onsite visits and jobs?Book a discovery call with the Water Restoration Marketing team:https://waterrestorationmarketing.com/discovery-call/

    Optimal Finance Daily - ARCHIVE 1 - Episodes 1-300 ONLY
    3440: The Best Approach to Long-Term Savings: Building Your Nest Egg by Philip Taylor of PT Money on Smart Saving Habits

    Optimal Finance Daily - ARCHIVE 1 - Episodes 1-300 ONLY

    Play Episode Listen Later Jan 30, 2026 8:48


    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3440: Philip Taylor explores smart strategies for building long-term savings beyond retirement, emphasizing the importance of balancing liquidity, risk, and returns. Whether you're dreaming of early retirement, funding a future business, or leaving a generous gift to loved ones, he offers clear guidance on where to park your money for optimal long-term growth without locking it away like retirement funds. Read along with the original article(s) here: https://ptmoney.com/best-long-term-savings-building-nest-egg/ Quotes to ponder: "I think it's wise to have specific savings goals for all your money." "Saving just for the sake of saving is a sign you might need to stop down and think about what you want for your future." "Don't throw asset allocation and diversity out the window just because of low returns in the cash and savings arena." Episode references: Vanguard: https://www.vanguard.com Betterment: https://www.betterment.com Learn more about your ad choices. Visit megaphone.fm/adchoices

    The Leading Life Podcast.
    Episode 96: 10 Tips to Save Money in 2026!

    The Leading Life Podcast.

    Play Episode Listen Later Jan 30, 2026 16:16


    Saving money in 2026 is not about deprivation.It's about clarity, intention, and alignment.Money leaks quietly when life is busy, emotional, and unexamined.Today, I want to give you 10 real, practical, proven tips—not hacks, not gimmicks—that help you save money while still enjoying your life.

    What Now? with Trevor Noah
    Bertie Gregory: Saving the Animals (Even the Ones That Are Assholes)

    What Now? with Trevor Noah

    Play Episode Listen Later Jan 29, 2026 90:57


    Trevor and Eugene go wild with world-class explorer and nature documentarian Bertie Gregory to tackle one of life's most important questions: are animals assholes? From whale poop and chimp gangs to elephant stepdads and guanaco hunts, Bertie pulls back the curtain on the animal kingdom's messiest, funniest dramas—before landing on the surprisingly moving truth about climate change and what's at stake….for them, for our planet, and for us. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    That Pretentious Book Club
    The Prince and the Pauper

    That Pretentious Book Club

    Play Episode Listen Later Jan 29, 2026 88:39


    Send us a textWelcome to Season 6 Episode 5 of That Pretentious Book Club!In this episode the hosts return to discuss famous classic The Prince and the Pauper by Mark Twain—a tale of switched identities, social satire, and boys who definitely should not have been left unsupervised in historic England.Expect big opinions and some debate, as certain hosts were charmed while others were... skeptical. Join us for a wildly entertaining and occasionally ridiculous discussion of this well-known classic.Pour yourself a cup of tea, raise a pinky, and join the club for this discussion of The Prince and the Pauper by Mark Twain!Reserve your spot at a Story Sirens Studio Writing Retreat now! https://storysirensstudio.com/retreatsLearn more or plan a visit to Wheezy's bookstore!https://www.thestoryemporiumandbookshop.com/Support the showFind this episode's book and more by shopping at https://bookshop.org/shop/storysirensstudio to support the club AND local bookstores!Visit us at storysirensstudio.com or find us on social media @thatpretentiousbookclub.Check out sister podcast The Scripturient Society for writers and join our writing group on Facebook! Find Space Aliens, Southerners, and Saving the World by Ash Leigh O'Rourke on Amazon.

    Progressive Voices
    Shut It Down to Stop ICE—And How to Not Die While Saving the Planet | The Karel Show

    Progressive Voices

    Play Episode Listen Later Jan 29, 2026 59:34


    Shut It Down to Stop ICE—And How to Not Die While Saving the Planet | The Karel Show At this point, there's only one real move left: shut it down. Democrats have the power to defund DHS and ICE, but it means being willing to shut down the government and force Republicans to finally blink. And here's the truth: the public is with them. For millions of Americans, the federal government has become more destructive than helpful — and surrendering again would be unforgivable. If it takes a shutdown to: • Withdraw ICE • End masked, unaccountable enforcement • Stop a President from operating what looks like a private army Then Democrats should hold the line and not give in. Do whatever it takes to stop the madness. But it's not all politics today. We also turn to something deeply personal and hopeful: How Not to Die, the new documentary exploring plant-based eating for human health and the planet. The film is airing on UnChainedTV, and we're joined by its founder and president Jane Velez-Mitchell to talk about why food choices matter — for longevity, climate, and our future. Because surviving this moment isn't just about politics — it's also about how we live, eat, and care for ourselves and each other. The Karel Show is live Monday–Thursday at 10:30am PST, streaming on Apple Podcasts, Spotify, iHeart, Spreaker, and more — and simulcast on YouTube, TikTok, and Instagram. If you value independent commentary, support the show at patreon.com/reallykarel — and please like, subscribe, and share. Broadcasting from Las Vegas with my service dog Ember

    Healthcare Trailblazers
    Saving Infants' Lives with At-Home NICU Care

    Healthcare Trailblazers

    Play Episode Listen Later Jan 29, 2026 19:54


    The "NICU Graduate" celebration is one of the happiest moments for a family, but is it a false sense of security?In this episode, Mendel talks with Dr. Ross Sommers about the "NICU Cliff." We pour billions into saving babies born as small as 400 grams, only to send them home on oxygen and feeding tubes with almost zero support.Dr. Sommers reveals the heartbreaking reality of why "goodbye and good luck" isn't a medical plan, the PTSD parents face, and how First Day Healthcare is finally building a safety net for the world's most vulnerable patients.Key Chapters:00:00 – The NICU Cliff: Why leaving the hospital is the scariest day.03:43 – The reality of Parent PTSD after the NICU.05:43 – How Remote Monitoring is changing the "Feeder-Grower" game.07:23 – The $40 Billion Business of Neonatology.14:04 – Why pediatric innovation lags 7 years behind adult care.17:40 – The Personal Mission: Why "graduation" isn't the end of the story.

    How to Trade Stocks and Options Podcast by 10minutestocktrader.com
    HUGE News for YOUR Stocks‼️ US Investing Championship Update

    How to Trade Stocks and Options Podcast by 10minutestocktrader.com

    Play Episode Listen Later Jan 29, 2026 18:44


    Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.The Fed just made its move and markets are reacting fast. Interest rates were held steady, gold and silver are ripping higher, and this is exactly the kind of environment where having a real trading plan actually matters. Not opinions. Not headlines. A plan. In this video, everything ties back to one core idea: if your strategy depends on “what should happen,” you're already behind.We walk through how the Fed decision plays into market behavior, why common rate cut and rate hike assumptions don't always work the way people expect, and how to use real tools like CME FedWatch to stay grounded in probabilities instead of guesses. This isn't theory for theory's sake. It's about understanding what the market is actually doing right now and adjusting accordingly.You'll also see a full breakdown of how different plans are managed in real time, including when to stay aggressive, when to sit in cash, and how to manage risk when volatility spikes. Gold miners, silver strength, sideways index action, it's all connected, but only if you know how to read it properly. The goal isn't to predict the future. The goal is to react better than everyone else.Halfway through, things shift from macro to execution. Rolling options, managing gamma risk, protecting gains, and reducing downside exposure without killing upside. This is where most traders mess up. They focus on being right instead of managing risk. This video shows exactly how that mistake gets avoided in practice.Here's what you'll take away from this episode:✅ Why interest rates holding steady doesn't mean markets have to rally✅ How gold and silver strength is actually impacting real trades✅ When correlations break and why relying on them can hurt your portfolio✅ How rolling options can remove the majority of trade risk✅ Why transparency and rules matter more than predictionsYou'll also see how everything is tracked openly, from portfolio performance to individual trade adjustments. No paywalls. No mystery results. Just real decisions, shown live, with explanations for why each move is made. Whether markets are chopping sideways or exploding higher, the same principle applies: plan first, react second, and never rely on hope.If the last few years haven't gone the way you wanted in your portfolio, doing more of the same probably isn't the answer. This video is about doing things differently. Saving time. Managing risk. Letting the market come to you instead of chasing every move.Watch it all the way through, especially if you want to understand how disciplined trading actually works when conditions get weird.Gain instant access to the AI-powered tools and behavioral insights top traders use to spot big moves before the crowd. Start trading smarter today

    Daily Signal News
    Saving the Climate or Just Grabbing Cash? Gov. Spanberger Says the Quiet Part Out Loud | Bonner Cohen, Ph.D.

    Daily Signal News

    Play Episode Listen Later Jan 28, 2026 22:56


    Virginia's new Governor, Abigail Spanberger, openly admitted it's good for the state to participate in the Regional Greenhouse Gas Initiative, not to protect the climate and environment, but rather because it's a great “cash grab.”   Bonner Cohen, Ph.D., a senior fellow at the National Center for Public Policy Research, explains how Virginia's participation in RGGI will raise energy costs, hurt low- and middle-income residents, and drive businesses out of the state, when he joined Joe Thomas, The Daily Signal's Virginia correspondent, on his podcast today.    “It's not about saving the planet, and we have to be very careful about what we mean when we say it makes money for Virginia. Actually, it's ultimately going to cost Virginia rate payers who, as a result of RGGI, as well as a result of other energy policies she's imposing as well as taxes she plans to raise, these people are going to see their disposable incomes reduced and you have to ask the question: to what end?” Follow us on Instagram for EXCLUSIVE bonus content and the chance to be featured in our episodes: https://www.instagram.com/problematicwomen/   Connect with our hosts on socials!   Elise McCue X: https://x.com/intent/user?screen_name=EliseMcCue Instagram: https://www.instagram.com/elisemccueofficial/   Virginia Allen: X: https://x.com/intent/user?screen_name=Virginia_Allen5 Instagram: https://www.instagram.com/virginiaallenofficial/   Check out Top News in 10, hosted by The Daily Signal's Tony Kinnett: https://www.youtube.com/playlist?list=PLjMHBev3NsoUpc2Pzfk0n89cXWBqQltHY Learn more about your ad choices. Visit megaphone.fm/adchoices

    FLF, LLC
    Saving Her Assassin: A Story of Courageous Faith (Ep. 228) [The Outstanding Podcast]

    FLF, LLC

    Play Episode Listen Later Jan 28, 2026


    How would you respond if someone came into your office on a mission to kill you? Would it even cross your mind to share the gospel? Host Casey Harper is joined by Virginia Prodan author and international human rights attorney as she shares her story of persecution and saving her assassin. Living in communist Romania, Virginia felt called to share the gospel with her clients, even when it meant putting herself in danger. She tells her story and encourages believers to allow the Lord to use you in ways you may never expect.

    Retirement Answer Man
    Retire on FIRE: Rocking an Early Retirement- The Challenges of Retiring Early

    Retirement Answer Man

    Play Episode Listen Later Jan 28, 2026 28:22


    As the Retirement Plan Live series wraps up, Roger Whitney shares wisdom from retirees further along the path to help Henry and Lucy think beyond the numbers. Listeners in their 50s, 60s, and 70s reflect on purpose, work, health, money, and joy—offering perspective on what really matters when retiring early. Roger closes with his own observations from decades of coaching, a Smart Sprint focused on learning from others, and listener-submitted words for the year.OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN(00:00) This show is dedicated to helping you not just survive retirement, but to have the confidence to lean in and rock it.(01:33) Two announcements: next month starts a healthcare-before-Medicare series and the listener survey in The Noodle is coming soon.WISDOM FROM RETIREES FURTHER ALONG(03:41) Roger reads listener reflections from retirees further along, sharing lessons on purpose, work, health, flexibility, and building a meaningful retirement.ROGER'S OBSERVATIONS (12:54) Roger shares his observations from decades of coaching on what leads to a fulfilling retirement, including permission, projects, community, service, and avoiding distraction or scarcity thinking.SMART SPRINT(22:12) Identify one challenge you're facing and talk with someone who has already walked that path—before turning to books or the internet.LISTENER WORDS FOR THE YEAR(25:10) Roger shares listener words for the year and the personal meaning behind them.RESOURCESSign up for our next webinar!Submit a Question for RogerSign up for The NoodleThe Retirement Answer Man

    Time to Explain - The Brawl Stars Podcast
    Are Buffies saving Brawl Stars?!

    Time to Explain - The Brawl Stars Podcast

    Play Episode Listen Later Jan 28, 2026 160:22


    Time to Explain, the Brawl Stars podcast!After one year, we took some time to answer the most burning questions from the community - Buffies, economy, the future of the game, and such! Hit the play button, open Brawl Stars, and enjoy the next 2 hours of explanations! This episode has Dani (Community Manager), Adrian (Lead Game Designer), Quinn (Feature Designer), and Gon (UI/UX Designer).

    Outstanding
    Saving Her Assassin: A Story of Courageous Faith (Ep. 228)

    Outstanding

    Play Episode Listen Later Jan 28, 2026 37:15


    How would you respond if someone came into your office on a mission to kill you? Would it even cross your mind to share the gospel? Host Casey Harper is joined by Virginia Prodan author and international human rights attorney as she shares her story of persecution and saving her assassin. Living in communist Romania, Virginia felt called to share the gospel with her clients, even when it meant putting herself in danger. She tells her story and encourages believers to allow the Lord to use you in ways you may never expect.

    All Things Travel
    Walt Disney World Best Of: Where to Stay, Eat & Play (Families & Adults Edition)

    All Things Travel

    Play Episode Listen Later Jan 28, 2026 23:05 Transcription Available


    Join travel advisors Ryan and Julie from Wonder and Beyond Travel as they break down the best of Walt Disney World for both families and adults. Whether you're planning a magical vacation with kids or an adults-only getaway, this episode covers everything you need to know to make the most of your Disney experience.For Families:Best resorts: Art of Animation (value), Caribbean Beach (moderate), Polynesian and Beach Club (deluxe)Top parks: Magic Kingdom and Hollywood Studios lead the way for family funDining recommendations including quick service favorites like Connections Cafe at Epcot and Pecos Bill's at Magic KingdomCharacter dining gems like Garden Grill, Tusker House, and the newly reopened 1900 Park FareMust-do attractions from Dumbo to Toy Story ManiaHidden dining treasures including Topolino's Terrace and the Hoop-Dee-Doo Musical RevueFor Adults:Best resorts: Pop Century (value), Caribbean Beach and Gran Destino Tower (moderate), Riviera and Boardwalk (deluxe)Focus parks: Epcot and Hollywood Studios for the perfect adult Disney experienceDining highlights from Yorkshire County Fish Shop to Hollywood Brown DerbyHidden gems like Toledo tapas restaurant and the Wine Cellar at Epcot's Italy pavilionTop attractions including Tron, Guardians of the Galaxy, and Tower of TerrorPro tip: Use the clock to your advantage by starting late and taking advantage of extended evening hoursThe hosts also discuss the growing trend of "why-cations" - designing trips based on your purpose and desires - and share real client stories that showcase the personalized touches that make vacations truly memorable.Support the showLove the podcast? Help us continue to create great travel content by supporting the show. You can do that here: https://www.buzzsprout.com/1197029/supporters/new Ready to plan your vacation? Most families are confused and overwhelmed when planning a vacation. We work with you to plan a trip perfect for your family. Saving you time, money, and stress! Visit our website www.allthingstravelpodcast.com and click on "Plan Your Next Vacation" Join the travel conversations and the fun in our Facebook Page and Instagram Page! Please share the show with your travel buddies!! Click this link and share the show! Never miss an episode and help us take you to the top with us by following and leaving a 5-Star review on your favorite podcasting app!

    Bannon's War Room
    WarRoom Battleground EP 934: Saving Texas And How To Push Back Against Islamic Takeover

    Bannon's War Room

    Play Episode Listen Later Jan 27, 2026


    WarRoom Battleground EP 934: Saving Texas And How To Push Back Against Islamic Takeover

    The Steve Harvey Morning Show
    Financial Tip: We discuss his mission as a financial leader and his focus on expanding diversity in the financial services industry.

    The Steve Harvey Morning Show

    Play Episode Listen Later Jan 27, 2026 26:16 Transcription Available


    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Brett Chestnut. Summary of the Interview On Money Making Conversations Masterclass, host Rushion McDonald interviews Brett Chestnut, Managing Director of Northwestern Mutual Goodwin, Wright Gwinnett. The conversation centers on Brett’s mission as a financial leader, his journey from engineering to financial planning, his commitment to mentoring, and his focus on expanding diversity in the financial services industry. Brett describes how he transitioned from engineering in 2015 to financial planning because he wanted to help people regain the ability to dream—not just survive. He discusses his work in recruiting diverse advisors, supporting career‑shifting professionals, mentoring, and educating people on foundational financial decision‑making. The interview also explores money mindsets, budgeting, the challenges of building wealth in communities of color, and the often‑overlooked emotional side of money. Brett emphasizes starting with the basics, not skipping steps (e.g., jumping straight to cryptocurrency), and building strong financial foundations. Rushion repeatedly highlights Brett as a powerful brand and role model, underscoring the importance of Black leadership in financial fields and the role of representation in increasing trust and access. Purpose of the Interview The interview’s purpose is to: 1. Introduce Brett Chestnut as a trusted financial leader Rushion aims to elevate Brett’s visibility as a Black managing director in financial services—an industry where representation has traditionally been limited. 2. Educate listeners on financial empowerment Brett provides practical, relatable guidance on budgeting, investing, career transitions, and developing financial discipline. 3. Highlight Northwestern Mutual’s diversity initiatives Brett explains how the company is intentionally investing in diverse advisors and underserved markets. 4. Inspire career‑based and financial self‑reflection He encourages people to examine their spending habits, consider new career paths, and align decisions with long-term goals. 5. Promote mentorship and community uplift Both Brett and Rushion stress the transformative power of mentorship and generational investment. Key Takeaways 1. Financial empowerment starts with awareness Brett urges everyone to analyze their last 2–3 months of spending to understand what their habits really prioritize. 2. You must “choose your hard” Saving and planning may be difficult now, but the alternative is harder later. Financial success requires discipline, not magic formulas. 3. Wealth building is emotional as much as logical Money connects to family, relationships, self‑worth, stress, and confidence. Advisors must understand clients emotionally, not just mathematically—especially women and diverse communities. 4. Don’t skip steps (especially with investing and crypto) Many want to “get rich fast,” but Brett warns that skipping foundational steps (budgeting, savings, retirement planning) leads to confusion and poor decisions. 5. Mentorship works only with real relationship True mentorship requires understanding someone’s full life story, not just giving advice. 6. Representation matters in financial services Northwestern Mutual is investing heavily in diverse advisors not just for optics, but because entire markets have been historically underserved. 7. Closing the wealth gap requires generational strategy One generation must be willing to be selfless, disciplined, and intentional with assets to move future generations forward. 8. Brett sees his work as multiplying impact By developing new advisors and helping create “15 millionaires,” he hopes to create compounding community uplift. Notable Quotes (from the transcript) On financial empowerment “I want people to dream again. We’re not dreaming no more—we’re living because of obligation.” “When we’re born we look like our parents, but when we die, we look like our decisions.” On career purpose “I help people who are successful but career‑disturbed. They want more.” On money habits “Look at your last three months of spending. Your money tells you what your real priorities are.” On investing and crypto “People want to skip steps… going from no savings straight to crypto.” “If you don’t understand it, maybe it’s not time for you to invest in it.” On mentorship “To give someone feedback without relationship is harassment.” “Let me hear your story… mentorship starts with knowing the inner person.” On diversity and empowerment “Their growth strategy is diversity… whole markets haven’t even been called on yet.” On community and identity “We’re special… if we regain that confidence and approach the marketplace with courage, everything changes.” On wealth-building reality “You have to choose your hard. Hard now or hard later.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

    Strawberry Letter
    Financial Tip: We discuss his mission as a financial leader and his focus on expanding diversity in the financial services industry.

    Strawberry Letter

    Play Episode Listen Later Jan 27, 2026 26:16 Transcription Available


    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Brett Chestnut. Summary of the Interview On Money Making Conversations Masterclass, host Rushion McDonald interviews Brett Chestnut, Managing Director of Northwestern Mutual Goodwin, Wright Gwinnett. The conversation centers on Brett’s mission as a financial leader, his journey from engineering to financial planning, his commitment to mentoring, and his focus on expanding diversity in the financial services industry. Brett describes how he transitioned from engineering in 2015 to financial planning because he wanted to help people regain the ability to dream—not just survive. He discusses his work in recruiting diverse advisors, supporting career‑shifting professionals, mentoring, and educating people on foundational financial decision‑making. The interview also explores money mindsets, budgeting, the challenges of building wealth in communities of color, and the often‑overlooked emotional side of money. Brett emphasizes starting with the basics, not skipping steps (e.g., jumping straight to cryptocurrency), and building strong financial foundations. Rushion repeatedly highlights Brett as a powerful brand and role model, underscoring the importance of Black leadership in financial fields and the role of representation in increasing trust and access. Purpose of the Interview The interview’s purpose is to: 1. Introduce Brett Chestnut as a trusted financial leader Rushion aims to elevate Brett’s visibility as a Black managing director in financial services—an industry where representation has traditionally been limited. 2. Educate listeners on financial empowerment Brett provides practical, relatable guidance on budgeting, investing, career transitions, and developing financial discipline. 3. Highlight Northwestern Mutual’s diversity initiatives Brett explains how the company is intentionally investing in diverse advisors and underserved markets. 4. Inspire career‑based and financial self‑reflection He encourages people to examine their spending habits, consider new career paths, and align decisions with long-term goals. 5. Promote mentorship and community uplift Both Brett and Rushion stress the transformative power of mentorship and generational investment. Key Takeaways 1. Financial empowerment starts with awareness Brett urges everyone to analyze their last 2–3 months of spending to understand what their habits really prioritize. 2. You must “choose your hard” Saving and planning may be difficult now, but the alternative is harder later. Financial success requires discipline, not magic formulas. 3. Wealth building is emotional as much as logical Money connects to family, relationships, self‑worth, stress, and confidence. Advisors must understand clients emotionally, not just mathematically—especially women and diverse communities. 4. Don’t skip steps (especially with investing and crypto) Many want to “get rich fast,” but Brett warns that skipping foundational steps (budgeting, savings, retirement planning) leads to confusion and poor decisions. 5. Mentorship works only with real relationship True mentorship requires understanding someone’s full life story, not just giving advice. 6. Representation matters in financial services Northwestern Mutual is investing heavily in diverse advisors not just for optics, but because entire markets have been historically underserved. 7. Closing the wealth gap requires generational strategy One generation must be willing to be selfless, disciplined, and intentional with assets to move future generations forward. 8. Brett sees his work as multiplying impact By developing new advisors and helping create “15 millionaires,” he hopes to create compounding community uplift. Notable Quotes (from the transcript) On financial empowerment “I want people to dream again. We’re not dreaming no more—we’re living because of obligation.” “When we’re born we look like our parents, but when we die, we look like our decisions.” On career purpose “I help people who are successful but career‑disturbed. They want more.” On money habits “Look at your last three months of spending. Your money tells you what your real priorities are.” On investing and crypto “People want to skip steps… going from no savings straight to crypto.” “If you don’t understand it, maybe it’s not time for you to invest in it.” On mentorship “To give someone feedback without relationship is harassment.” “Let me hear your story… mentorship starts with knowing the inner person.” On diversity and empowerment “Their growth strategy is diversity… whole markets haven’t even been called on yet.” On community and identity “We’re special… if we regain that confidence and approach the marketplace with courage, everything changes.” On wealth-building reality “You have to choose your hard. Hard now or hard later.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

    Best of The Steve Harvey Morning Show
    Financial Tip: We discuss his mission as a financial leader and his focus on expanding diversity in the financial services industry.

    Best of The Steve Harvey Morning Show

    Play Episode Listen Later Jan 27, 2026 26:16 Transcription Available


    Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Brett Chestnut. Summary of the Interview On Money Making Conversations Masterclass, host Rushion McDonald interviews Brett Chestnut, Managing Director of Northwestern Mutual Goodwin, Wright Gwinnett. The conversation centers on Brett’s mission as a financial leader, his journey from engineering to financial planning, his commitment to mentoring, and his focus on expanding diversity in the financial services industry. Brett describes how he transitioned from engineering in 2015 to financial planning because he wanted to help people regain the ability to dream—not just survive. He discusses his work in recruiting diverse advisors, supporting career‑shifting professionals, mentoring, and educating people on foundational financial decision‑making. The interview also explores money mindsets, budgeting, the challenges of building wealth in communities of color, and the often‑overlooked emotional side of money. Brett emphasizes starting with the basics, not skipping steps (e.g., jumping straight to cryptocurrency), and building strong financial foundations. Rushion repeatedly highlights Brett as a powerful brand and role model, underscoring the importance of Black leadership in financial fields and the role of representation in increasing trust and access. Purpose of the Interview The interview’s purpose is to: 1. Introduce Brett Chestnut as a trusted financial leader Rushion aims to elevate Brett’s visibility as a Black managing director in financial services—an industry where representation has traditionally been limited. 2. Educate listeners on financial empowerment Brett provides practical, relatable guidance on budgeting, investing, career transitions, and developing financial discipline. 3. Highlight Northwestern Mutual’s diversity initiatives Brett explains how the company is intentionally investing in diverse advisors and underserved markets. 4. Inspire career‑based and financial self‑reflection He encourages people to examine their spending habits, consider new career paths, and align decisions with long-term goals. 5. Promote mentorship and community uplift Both Brett and Rushion stress the transformative power of mentorship and generational investment. Key Takeaways 1. Financial empowerment starts with awareness Brett urges everyone to analyze their last 2–3 months of spending to understand what their habits really prioritize. 2. You must “choose your hard” Saving and planning may be difficult now, but the alternative is harder later. Financial success requires discipline, not magic formulas. 3. Wealth building is emotional as much as logical Money connects to family, relationships, self‑worth, stress, and confidence. Advisors must understand clients emotionally, not just mathematically—especially women and diverse communities. 4. Don’t skip steps (especially with investing and crypto) Many want to “get rich fast,” but Brett warns that skipping foundational steps (budgeting, savings, retirement planning) leads to confusion and poor decisions. 5. Mentorship works only with real relationship True mentorship requires understanding someone’s full life story, not just giving advice. 6. Representation matters in financial services Northwestern Mutual is investing heavily in diverse advisors not just for optics, but because entire markets have been historically underserved. 7. Closing the wealth gap requires generational strategy One generation must be willing to be selfless, disciplined, and intentional with assets to move future generations forward. 8. Brett sees his work as multiplying impact By developing new advisors and helping create “15 millionaires,” he hopes to create compounding community uplift. Notable Quotes (from the transcript) On financial empowerment “I want people to dream again. We’re not dreaming no more—we’re living because of obligation.” “When we’re born we look like our parents, but when we die, we look like our decisions.” On career purpose “I help people who are successful but career‑disturbed. They want more.” On money habits “Look at your last three months of spending. Your money tells you what your real priorities are.” On investing and crypto “People want to skip steps… going from no savings straight to crypto.” “If you don’t understand it, maybe it’s not time for you to invest in it.” On mentorship “To give someone feedback without relationship is harassment.” “Let me hear your story… mentorship starts with knowing the inner person.” On diversity and empowerment “Their growth strategy is diversity… whole markets haven’t even been called on yet.” On community and identity “We’re special… if we regain that confidence and approach the marketplace with courage, everything changes.” On wealth-building reality “You have to choose your hard. Hard now or hard later.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

    The Community Cats Podcast
    Ep. 649: Saving Cats Through Working Cat Programs with Mary Scott, Director of the ASAP Working Cats Program

    The Community Cats Podcast

    Play Episode Listen Later Jan 27, 2026 27:38


    "No matter what's going on out there, there's always hope." This episode is sponsored-in-part by Maddie's Fund, The Animal Rights Foundation, and The Underfoot Podcast. What happens to cats deemed unadoptable due to behavioral challenges? In this episode of the Community Cats Podcast, host Stacy LeBaron welcomes back Mary Scott, Director of the ASAP Working Cats Program in Santa Barbara, California. With over 17 years of animal welfare experience, Mary sheds light on the complex and often misunderstood issue of behavioral euthanasia in shelters—and offers a powerful alternative. Mary shares how her Working Cats program provides safe, fulfilling lives for semi-social and non-social cats who might otherwise face euthanasia. By partnering with cat-savvy caretakers and relocating these felines to barns, sheds, or outbuildings, the program offers these cats a chance to thrive in an environment aligned with their needs. Through structured acclimation, sound matching, and supportive protocols, Mary and her team have achieved a remarkable 95% live release rate and a 67%+ retention rate for placed cats. This candid and inspiring conversation is a must-listen for anyone passionate about finding innovative solutions to shelter overpopulation, reducing euthanasia rates, and celebrating every cat's right to a dignified life. Press Play Now For: A clear definition of behavioral euthanasia and how it impacts shelter cats How Working Cats programs provide life-saving alternatives The step-by-step relocation process for cats in the program Tips for matching cats with suitable caretakers and environments The role of shelters, resources, and flexibility in saving lives National stats on cat euthanasia and reasons for hope Real-life success stories like DeLorean and Wobble Resources & Links: ASAP Cats Working Cats Program Community Cats Central Shelter Animals Count Follow & Review We'd love for you to follow us if you haven't yet. Click that purple '+' in the top right corner of your Apple Podcasts app. We'd love it even more if you could drop a review or 5-star rating over on Apple Podcasts. Select "Ratings and Reviews" and "Write a Review" then share a quick line with your favorite part of the episode. It only takes a second and it helps spread the word about the podcast.

    Bitcoin Magazine
    Metaplanet and the BOJ's Debt Trap: The BTC Treasury Perfect Storm? w/ Dylan LeClair & Phil Geiger

    Bitcoin Magazine

    Play Episode Listen Later Jan 27, 2026 64:04


    Metaplanet transformed from a struggling pan-Asian hotel chain into Japan's most aggressive bitcoin treasury company, becoming the fourth-largest corporate bitcoin holder and the country's most active equity issuer in 2025. Dylan LeClair and Phil Geiger break down how Metaplanet raised over $1 billion through capital markets to accumulate more than 35,000 bitcoin while growing its shareholder base to over 220,000 Japanese retail investors. Pierre Rochard digs into rights issues, stock acquisition rights, and how Metaplanet is educating Japanese investors on bitcoin while competing with nearly $7 trillion in zero-interest household savings.

    The Charlie Kirk Show
    Ask Us Anything 250: Pentagon Fraud? Saving Minnesota? Marriage? Halftime Show?

    The Charlie Kirk Show

    Play Episode Listen Later Jan 26, 2026 39:53 Transcription Available


    The team takes an hour of questions live from CK Exclusives subscribers, including: ⁃ What’s the best way to get evidence of fraud in front of Congress? ⁃ Is there any chance to save Minnesota from the Democrats who are destroying it? ⁃ What are the signs you met someone worth marrying? Become an Exclusives subscriber and ask the team a question on-air by going to members.charliekirk.com. Watch every episode ad-free on members.charliekirk.com! Get new merch at charliekirkstore.com!Support the show: http://www.charliekirk.com/supportSee omnystudio.com/listener for privacy information.

    So Money with Farnoosh Torabi
    1936: How to Pay for College Without Ruining Your Financial Life

    So Money with Farnoosh Torabi

    Play Episode Listen Later Jan 26, 2026 47:38


    College today can easily cost six figures — even at public universities — and yet so many families still feel completely in the dark about how to prepare for it without sacrificing their own financial future.My guest today knows this stress intimately.Patricia Roberts grew up in a low-income household and nearly didn't attend college at all. A guidance counselor once suggested she stick with her waitressing job instead. But she pushed forward, working multiple jobs, sending money home, earning not just one degree, but eventually a law degree. That education changed her family's life… but it also came with over $100,000 in student loan debt that took two decades to repay.That lived experience is what fuels Patricia's passion today. She's spent more than 25 years working with 529 college savings plans — from helping launch some of the earliest plans at Citigroup to advising families and employers on how to use them smarter, earlier, and with far less fear.In this episode, we break down what 529 plans really are — and what they're not. We tackle the biggest myths, from “What if my kid doesn't go to college?” to “Will this hurt financial aid?” to “Is college even worth it anymore?” We also dig into major new changes that make 529s far more flexible than most people realize — including using them for trade schools, certifications, student loan repayment, K-12 expenses, and even rolling unused funds into a Roth IRA.More about Patricia: She is Chief Operating Officer of Gift of College, Inc., where she helps employers improve employees' financial well-being by offering student loan repayment assistance and matching contributions to 529 college savings and ABLE (disability savings) accounts.Patricia is also the author of Route 529: A Parent's Guide to Saving for College and Career Training with 529 Plans, a book she wrote with some extra time on her hands during the pandemic to help educate and inspire even more parents. Hosted on Acast. See acast.com/privacy for more information.

    The Wild Times Podcast
    How Beavers Are Illegally Saving Europe's Ecosystems

    The Wild Times Podcast

    Play Episode Listen Later Jan 26, 2026 63:20


    This week we discuss beaver bombing in Europe, RossCreations being under fire for abusing a possum, and a new world record tuna being sold for $3.2 Million dollars. Enjoy! (TWT 194)Rocket Money: Cancel unwated subscriptions and more at https://rocketmoney.com/wildtimesWarby Parker: Our listeners get 15% off plus free shipping when they buy two or more pairs of prescription glasses at http://warbyparker.com/wild — using our link helps support the show. #WarbyParker #adGet More Wild Times Podcast Episodes:https://podcasters.spotify.com/pod/show/wildtimespod/subscribehttps://www.patreon.com/wildtimespodMore Wild Times:Instagram: http://instagram.com/wildtimespodTikTok: https://www.tiktok.com/@wildtimespodcastFacebook: https://www.facebook.com/wildtimespod/X: https://x.com/wildtimespodDiscord: https://discord.gg/ytzKBbC9DbWebsite: https://wildtimes.club/Merch: https://thewildtimespodcast.com/merchBattle Royale Card Game: https://wildtimes.club/brOur Favorite Products:https://www.amazon.com/shop/thewildtimespodcastMusic/Jingles by: www.soundcloud.com/mimmkeyThis video may contain paid promotion.#ad #sponsored #forrestgalante #extinctoralive #podcast

    Dropping Bombs
    90% Success Rate Saving Marriages: The Strategy No One Teaches

    Dropping Bombs

    Play Episode Listen Later Jan 25, 2026 83:01


    This episode was sponsored by Divorce Stoppers International   LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/ This unfiltered Dropping Bombs episode features Denver Griffin, founder of Divorce Stoppers International. After surviving stage four cancer, an angelic visitation, and financial ruin, he built a $1M+ marriage coaching empire in months using AI.    Hear his raw journey from insurance millionaire to cancer survivor, his "it's not your time" angelic message, and how 18 months of financial testing led to $103K profit in one month. Denver shares the strategies he used to save his own marriage, the power of working for God, and AI systems for scaling coaching businesses globally.    This episode is essential listening if you want a 10/10 relationship, to 10X your coaching business with AI, or to step into your true calling. If you've been waiting for a sign—this is it.  

    American Conservative University
    The Most Powerful Thing You Can Do This Sunday – D. Todd Christofferson and Song- Solomon Ray, Come To Me. ACU Sunday Series

    American Conservative University

    Play Episode Listen Later Jan 25, 2026 17:25


    The Most Powerful Thing You Can Do This Sunday – D. Todd Christofferson and Song- Solomon Ray, Come To Me. ACU Sunday Series. Watch this speech at- https://youtu.be/0iDI5otHACw?si=zlGp4XHlEmWmghrT General Conference of The Church of Jesus Christ LDS Gospel 31.1K subscribers 2,023 views Jan 17, 2026 LDS Gospel Podcast Is your Sunday routine feeling like a checklist? Elder D. Todd Christofferson shares a transformative perspective on what it truly means to worship. We all go to church, but are we truly worshipping? In this powerful message, Elder D. Todd Christofferson reveals the most powerful thing you can do this Sunday to move beyond just "attending" and start truly connecting with the Divine. For more details: Kindly Visit The Church Of Jesus Christ Of Latter-day Saints Library on "Worship" by President D. Todd Christofferson Get answers, explore topics, and more Ask questions Explore the podcast 83 episodes   LDS Gospel Podcast LDS Gospel   Solomon Ray - Come To Me (Lyrics) Watch this video at- https://youtu.be/sLOtnADtiTs?si=Pl1iA2-eJPTKRAIK Solomon Ray 47K subscribers 405,476 views Dec 11, 2025 Official lyric video for Come To Me by Solomon Ray. Now streaming on all platforms. How this was made Altered or synthetic content Sound or visuals were significantly edited or digitally generated. Learn more Ask Get answers, explore topics, and more Ask questions Come To Me Solomon Ray Come To Me Music ----------------------------------------------------------------------------------------------    For Come Follow Me lesson manual and materials visit- Come, Follow Me For Individuals and Families: New Testament 2023 https://www.churchofjesuschrist.org/manual/come-follow-me/2023?lang=eng     For a list of 100+ episodes of ACU Sunday Series visit- https://www.podbean.com/site/search/index?kdsowie31j4k1jlf913=85cb8104bdb182c048b714ad4385f9e82a3aeb49&v=ACU+Sunday+Series+ Note- Click on “100 Episodes Found” in upper right corner.   For many different Podcasts based on the ‘Come Follow Me' program visit- https://www.youtube.com/results?search_query=come+follow+me+   Subscribe to The Church of Jesus Christ of Latter-day Saints for the latest videos: http://bit.ly/1M0iPwY Facebook: https://www.facebook.com/churchofjesu... Twitter: @Ch_JesusChrist Instagram: https://www.instagram.com/ChurchOfJes... Website: ChurchOfJesusChrist.org The Church of Jesus Christ of Latter-day Saints   BYUEducationWeek   Get a Free Book of Mormon | ComeUntoChrist Church of Jesus Christ https://www.churchofjesuschrist.org › requests › free-...   The Book of Mormon brings you closer to Jesus. Click to download a free digital copy of the Book of Mormon and learn about it with online missionaries.   -------------------------------------------------------------------------- For the Strength of Youth To help you find the Way and to help you make Christ's doctrine the guiding influence in your life, The Church of Jesus Christ of Latter-day Saints has prepared a new resource, a revised version of For the Strength of Youth.   For over 50 years, For the Strength of Youth has been a guide for generations of Latter-day Saint youth. I always keep a copy in my pocket, and I share it with people who are curious about our standards. It has been updated and refreshed to better cope with the challenges and temptations of our day. The new version of For the Strength of Youth is available online in 50 different languages and will also be available in print. It will be a significant help for making choices in your life. Please embrace it as your own and share it with your friends. This new version of For the Strength of Youth is subtitled A Guide for Making Choices. To be very clear, the best guide you can possibly have for making choices is Jesus Christ. Jesus Christ is the strength of youth. So the purpose of For the Strength of Youth is to point you to Him. It teaches you eternal truths of His restored gospel—truths about who you are, who He is, and what you can accomplish with His strength. It teaches you how to make righteous choices based on those eternal truths.13 It's also important to know what For the Strength of Youth does not do. It doesn't make decisions for you. It doesn't give you a “yes” or “no” about every choice you might ever face. For the Strength of Youth focuses on the foundation for your choices. It focuses on values, principles, and doctrine instead of every specific behavior. The Lord, through His prophets, has always been guiding us in that direction. He is pleading with us to “increase [our] spiritual capacity to receive revelation.”14 He is inviting us to “hear Him.”15 He is calling us to follow Him in higher and holier ways.16 And we are learning in a similar way every week in Come, Follow Me.     ACU Endorsed Charities -------------------------------------------------------- Pre-Born! Saving babies and Souls. https://preborn.org/ OUR MISSION To glorify Jesus Christ by leading and equipping pregnancy clinics to save more babies and souls. WHAT WE DO Pre-Born! partners with life-affirming pregnancy clinics all across the nation. We are designed to strategically impact the abortion industry through the following initiatives:… -------------------------------------------------------- Help CSI Stamp Out Slavery In Sudan Join us in our effort to free over 350 slaves. Listeners to the Eric Metaxas Show will remember our annual effort to free Christians who have been enslaved for simply acknowledging Jesus Christ as their Savior. As we celebrate the birth of Christ this Christmas, join us in giving new life to brothers and sisters in Sudan who have enslaved as a result of their faith. https://csi-usa.org/metaxas   https://csi-usa.org/slavery/   Typical Aid for the Enslaved A ration of sorghum, a local nutrient-rich staple food A dairy goat A “Sack of Hope,” a survival kit containing essential items such as tarp for shelter, a cooking pan, a water canister, a mosquito net, a blanket, a handheld sickle, and fishing hooks. Release celebrations include prayer and gathering for a meal, and medical care for those in need. The CSI team provides comfort, encouragement, and a shoulder to lean on while they tell their stories and begin their new lives. Thank you for your compassion  Giving the Gift of Freedom and Hope to the Enslaved South Sudanese -------------------------------------------------------- Food For The Poor https://foodforthepoor.org/ Help us serve the poorest of the poor Food For The Poor began in 1982 in Jamaica. Today, our interdenominational Christian ministry serves the poor in primarily 17 countries throughout the Caribbean and Latin America. Thanks to our faithful donors, we are able to provide food, housing, healthcare, education, fresh water, emergency relief, micro-enterprise solutions and much more. We are proud to have fed millions of people and provided more than 15.7 billion dollars in aid. Our faith inspires us to be an organization built on compassion, and motivated by love. Our mission is to bring relief to the poorest of the poor in the countries where we serve. We strive to reflect God's unconditional love. It's a sacrificial love that embraces all people regardless of race or religion. We believe that we can show His love by serving the “least of these” on this earth as Christ challenged us to do in Matthew 25. We pray that by God's grace, and with your support, we can continue to bring relief to the suffering and hope to the hopeless. --------------------------------------------------------