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THE VIBEwith Kelly Cardenas presents Jasmine Seliga is the Founder and CEO of Affixify, a company that has been described as the “Tinder of technology.” Through Affixify, she helps businesses get matched with the right tech for their needs, beginning with hotels in the hospitality space.Jasmine lives in Fort Worth, Texas, where she and her husband are raising three energetic boys. Her faith is the foundation of her life and work, and she is unapologetic about doing everything for God's glory.Her background is as unique as her journey, growing up across the world, attending 13 different schools, and spending her early years in South Korea, she developed a deep love for Asia and a passion for traveling the globe.Jasmine's story as a devoted wife, mom, and entrepreneur reflects the wild, beautiful balance of family, faith, and building something that makes an impact.https://www.getaffixify.com/A HUGE THANK YOU TO OUR SPONSORSINCHSTONES PLAYBOOKhttps://a.co/d/hil3nloSUBSCRIBE TO MY NEWSLETTERhttps://thevibebykellycardenas.substack.com?r=4nn6y5&utm_medium=iosBUY THE VIBE BOOK https://a.co/d/6tgAJ4c BUY BLING https://shop.kellycardenas.com/products/kelly-cardenas-salon-bling CARDENAS LAW GROUPhttps://www.cardenaslawgroup.com/THE BEST MEXICAN FOOD ON THE PLANEThttps://www.lulusmexicanfood.com/EXECUTIVE PRODUCER - BROOKLYN CARDENAS https://www.brooklyncardenas.com/
In this message, we kick off our new series The X Commandments by exploring the foundation of God's law through the lens of radical love and how loving God is the only way to truly keep His commandments.
On this week's episode of Shop Talk, Jeremy, Jeff, and Will break down what's moving in the markets, from housing and REITs to oil and debt. They dive into why banks are racing to build new branches, Taylor Sheridan's massive studio project in Fort Worth, and finish with a full preview of the Big 12 football season.Articles Mentioned:https://therealdeal.com/texas/fort-worth/2025/08/13/taylor-sheridan-ross-perot-jr-tap-texas-film-incentives/https://product.costar.com/home/news/1858422611?tag=18
It's the 11th running of the Race For the Future in Fort Worth, TX on September 14, 2025. This is YOUR chance to make a difference in a industry we all love so much. Important links: All the money goes to The Foundation For Dental Laboratory Technology: https://dentallabfoundation.org/ All about the Race: https://dentallabfoundation.org/news-events/race-for-the-future/ Race website: https://fortworth.californiatriathlon.org/ TO DONATE: https://fdlt.memberclicks.net/donor-form#/ Select: Race for the Future Enter the name of the racer you want to support: BARB WARNER or THE CROWN JEWELS Enter the amount (One Million Dollars) All good things must come to an end. No, not this podcast... but the recordings we got while with the AMAZING people of exocad (https://exocad.com/) at IDS 2025. It was a wonderful trip and we got to meet and talk to a lot of fantastic people from around the world. This week is no different as we meet a married couple that met in a lab, married, and now own a lab. Agata Bak is from Poland but went to London to find more opportunities for dental technology. Iman Ansari is from Iran and also ended up in London. They both worked at the same lab and it took Iman a while to win Agata over, but he did, and they fell in love. After getting married and working at a few other labs, they put everything on the line and opened Black Pearl Dental Lab (https://www.instagram.com/agatabak.dt/reels/?hl=am-et) where they specialize in high end fixed work. Then we meet the past President of exocad (https://exocad.com/) North America Larry Bodony. Larry recently retired but still stopped by to tell us the awesome story on how he got the job when at IDS 2011. Taking a chance on a new design software and them taking a chance on Larry, set into motion of growing exocad in North America. It took time and work, but soon exocad was gaining popularity. Larry talks about those early years, his use of "reverse" tradeshows, and now that he is retired, working with another new exciting software Bite Finder (https://bite-finder.com/?v=0b3b97fa6688). Let's be honest. There are a LOT of zirconia on the market these days. How do you know which is which? Is one better than another? Is there one that can handle every situation? Check out a FREE webinar from Ivoclar (https://www.ivoclar.com/en_us) called Zirconia Unboxed with Jeff Smith, CDT. (https://www.ivoclar.com/en_us/course/zirconia-unboxed/246115?utm_source=External+-+Voice+from+the+Bench&utm_medium=QR+code&utm_campaign=Academy&utm_term=August) "This introductory webinar is the first in a five-part series designed to address the most frequently asked questions by dental labs when selecting zirconia for their restorations. With a focus on practical guidance, this session explores the key considerations in choosing the right zirconia, including material properties, esthetics, and processing techniques. This introductory webinar is the first in a five-part series designed to address the most frequently asked questions by dental labs when selecting zirconia for their restorations. With a focus on practical guidance, this session explores the key considerations in choosing the right zirconia, including material properties, esthetics, and processing techniques." Check it out at: https://www.ivoclar.com/enus/course/zirconia-unboxed/246115?utmsource=External+-+Voice+from+the+Bench&utmmedium=QR+code&utmcampaign=Academy&utm_term=August Special Guests: Agata Bak & Iman Ansari and Larry Bodony.
In the sweltering summer of 1969, the tranquil shores of Lake Worth in Fort Worth, Texas, transformed into a landscape of dread. The dense thickets of Greer Island, nestled within the lake's embrace, became the epicenter of a chilling mystery that gripped the community. The Lake Worth Monster, a towering, half-man, half-goat creature with shaggy fur, glistening scales, and long, clawed fingers, emerged from the shadows, leaving a trail of fear and fascination. Join Gary and GoldieAnn as they delve Within the Mists of Texas to discuss the Lake Worth Monster.Facebook Fan Group: https://www.facebook.com/groups/544933724571696Instagram: https://www.instagram.com/withinthemistpodcast/Youtube: https://www.youtube.com/@withinthemistpodcast1977 Hosted on Acast. See acast.com/privacy for more information.
To file your claim over the AT&T Data Breach: https://www.telecomdatasettlement.com/ The weather warnings are back for parts of North Texas. A heat advisory has been announced by the National Weather Service's Fort Worth office from noon until 8 p.m. today. The alert warns of heat index values up to 107 degrees across the region. Dallas-Fort Worth may be slightly lower, as the max heat index forecasted for DFW International Airport is 104. Counties across northeast Texas are all under the advisory, as well as much of Oklahoma. Denton, Tarrant and Ellis counties make up the western edge of the alert. In other news, Texas House Democrats signaled Thursday they will likely return to the state for a second special session on redistricting and “take this fight to the courts” after the Legislature adjourns the current session on Friday as planned; amid a strained school budget and declining enrollment, the Plano Independent School District is halting school bus service for hundreds of students, leaving parents scrambling to find safe transportation for their children; AT&T customers whose information was stolen in two separate data breaches can apply for their share — up to $7,500 — of a $177 million settlement. The Dallas-based company agreed to settle a class action lawsuit following data breaches last year that resulted in the leak of sensitive information of millions of customers; and The Ramble Room and Monarch restaurants are hosting fundraisers for victims of the floods in the Texas Hill country. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Taylor Sheridan is bringing a big production studio to North Fort Worth
Beto O'Rourke is a former U.S. Representative, presidential candidate, and one of Texas's most influential political voices. Known for his bold grassroots campaigns and unwavering commitment to democracy, Beto has inspired millions across the country with his advocacy for voting rights, gun reform, and public education. From his 2018 Senate run that galvanized a new generation of Texas voters to his relentless push for civic engagement through Powered by People, Beto continues to challenge the status quo and fight for a more inclusive, compassionate future. In this conversation, we go beyond headlines to hear what continues to fuel his mission and what he sees next for Texas and America. Check out his organization, Powered By People https://poweredxpeople.org/
Bird tourism is booming, and in many parts of the world we've seen countries invest in conservation and tourism infrastructure to take advantage of it. Certainly birders are drawn by unique species, but perhaps our choices for bird-watching destinations have as much to do with other factors as they do with the presence of really great birds. It's the subject of a paper to be published in an upcoming issue of the journal People and Nature by Natalia Ocampo-Peñuela and Scott Winton, who join us to talk "bird capital" and birder wants. Also, a much loved birding hotspot in Fort Worth, Texas is closed indefinitely. Subscribe to the podcast at Apple Podcasts, Spotify, or wherever you get your podcasts and please leave a rating or a review if you are so inclined! We appreciate it!
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In this episode of On The Clock, Strategos Partner and host Todd Dallas Lamb sits down with Dr. Karen Molinar, Superintendent of the Fort Worth Independent School District (FWISD), for a dynamic conversation about education's evolving role in a rapidly changing Texas. With over 27 years of experience in the district, Dr. Molinar brings deep institutional knowledge and a forward-thinking vision to the table.Together, they explore how Fort Worth's explosive growth—now one of the fastest-growing cities in the U.S.—is driving demand for a future-ready workforce. Dr. Molinar discusses how FWISD is meeting that challenge head-on by aligning career and technical education (CTE), early college high schools, and industry partnerships with the city's expanding economic sectors, including technology, automotive, HVAC, and even film production, thanks to the local presence of producer Taylor Sheridan.The episode also delves into the power of community collaboration. From FWISD's work with three city chambers and a mayor's council, to its groundbreaking partnership with Tarrant County College and the city-backed T3 initiative, Dr. Molinar explains how the district is preparing students, many from underrepresented backgrounds—for high-wage, high-demand careers without the burden of student debt.Dr. Molinar's personal story, leadership philosophy, and belief in the potential of every student underscore a powerful message: when schools and communities work in unison, education becomes the engine of opportunity. If you're an educator, policymaker, or parent, this episode is a masterclass in how to lead a district with heart, strategy, and purpose.Key Moments05:51 Tech-Focused CTE Reevaluation Plan07:16 "Building Community and Career Pathways"11:20 "Successful College Partnerships Expansion"13:15 First-Generation Graduation Inspires18:32 Diversifying Experiences: Sports & Education21:13 Community Support for Fort Worth Schools22:44 Fort Worth ISD Superintendent InterviewConnect with Dr. Karen MolinarLinkedIn: https://www.linkedin.com/in/karen-molinar-86a753b2Website: https://www.fwisd.org/
In episode 213, Coffey talks with Vianei Braun about how HR leaders can effectively work with boards of directors. They discuss the strategic vs operational divide between board oversight and executive execution; skills needed for senior HR roles including broad industry perspective and data-driven insights; the importance of moving beyond compliance mindset to strategic partnership; executive compensation benchmarking and peer analysis; culture preservation during mergers and acquisitions; AI implementation ethics and workforce planning; the critical role of data in board communications; and characteristics of successful senior HR leaders including truth-telling, collaboration, and ambiguity management. Good Morning, HR is brought to you by Imperative—Bulletproof Background Checks. For more information about our commitment to quality and excellent customer service, visit us at https://imperativeinfo.com. If you are an HRCI or SHRM-certified professional, this episode of Good Morning, HR has been pre-approved for half a recertification credit—business credit for SPHRs! To obtain the recertification information for this episode, visit https://goodmorninghr.com. About our Guest: Vianei Braun leads the employment law practice at Decker Jones, P.C., a full-service law firm in Fort Worth. She has been recognized as a Texas Monthly “Super Lawyer” and is listed in Best Lawyers in America for Labor & Employment Law. Vianei is also a member of the Board of Directors of First Financial Bankshares, Inc. (NASDAQ: FFIN), a banking institution with assets of $14 billion and 79 banking locations throughout Texas. Vianei serves on the board's Compensation, Nom/Gov and Risk Committees and chairs the Advisory Board of First Financial Bank's Chisholm Trail Region. In addition, Vianei serves on the Board of Trustees and the Audit & Compliance Committee of Texas Health Resources. Vianei is an honors graduate of Princeton University and the University of Texas School of Law. Vianei has been honored as a “Great Woman of Texas” by the Fort Worth Business Press, and as a member of the “Fort Worth 500” by Fort Worth Inc. Vianei Braun can be reached at www.deckerjones.com www.linkedin.com/in/vianeibraunattorney About Mike Coffey: Mike Coffey is an entrepreneur, licensed private investigator, business strategist, HR consultant, and registered yoga teacher. In 1999, he founded Imperative, a background investigations and due diligence firm helping risk-averse clients make well-informed decisions about the people they involve in their business. Imperative delivers in-depth employment background investigations, know-your-customer and anti-money laundering compliance, and due diligence investigations to more than 300 risk-averse corporate clients across the US, and, through its PFC Caregiver & Household Screening brand, many more private estates, family offices, and personal service agencies. Imperative has been named a Best Places to Work, the Texas Association of Business' small business of the year, and is accredited by the Professional Background Screening Association. Mike shares his insight from 25+ years of HR-entrepreneurship on the Good Morning, HR podcast, where each week he talks to business leaders about bringing people together to create value for customers, shareholders, and community. Mike has been recognized as an Entrepreneur of Excellence by FW, Inc. and has twice been recognized as the North Texas HR Professional of the Year. Mike serves as a board member of a number of organizations, including the Texas State Council, where he serves Texas' 31 SHRM chapters as State Director-Elect; Workforce Solutions for Tarrant County; the Texas Association of Business; and the Fort Worth Chamber of Commerce, where he is chair of the Talent Committee. Mike is a certified Senior Professional in Human Resources (SPHR) through the HR Certification Institute and a SHRM Senior Certified Professional (SHRM-SCP). He is also a Yoga Alliance registered yoga teacher (RYT-200) and teaches multiple times each week. Mike and his very patient wife of 28 years are empty nesters in Fort Worth. Learning Objectives: Develop strategic thinking capabilities that focus on industry trends and long-term organizational health rather than just operational HR tasks when communicating with senior leadership. Present data-driven recommendations to boards using benchmarking, competitive analysis, and concrete evidence to support HR initiatives and policy changes. Shift from a compliance-focused "department of no" mindset to a collaborative problem-solving approach that offers solutions while managing organizational risks.
Tonight is a listener's suggestion from Texas about a haunted location in... you guessed it, Texas. Miss Molly's Hotel in Fort Worth was formerly a bordello turned bed & breakfast that reports many instances of paranormal activity. From phantom sounds to whistling, touching and being watched, you name it, Miss Molly's has got it. Are these from patrons or madams of the former brothel and bar, or something more sinister? Would you visit Miss Molly's Hotel and stay for a spell or would the spirits chase you off like so many others before? Enjoy tonight's spooky location episode! 'Salem's Secret' by Peter Gundry Merchandise: https://dfwtopodcast.creator-spring.com/ Sponsored by: Dietsmoke.com - use promo code DFWTO for 50% off your purchase Betterhelp: Visit betterhelp.com/dfwto to get 10% off when you sign up for your first month.
After surviving a stroke in July 2023, Manny completely transformed his life—losing 80 pounds, giving up alcohol, and embracing a Mediterranean-style diet. In this inspiring conversation, he shares how lifestyle changes, family support, and adaptive tools have helped him regain independence, improve his health, and rediscover joy in fishing, gardening, and his dream of returning to the grill. Manny emphasizes that your commitment to recovery defines its speed and impact. You are in control of your progress.Send us a textSupport the showYou can find this episode's transcript here.New episodes drop every other Thursday everywhere you listen to podcasts.
Former agent Brooke Plesnar reviews the Colleyville synagogue hostage crisis, where a British national took four people hostage, including Congregation Beth Israel's rabbi. The FBI's Hostage Rescue Team (HRT) was deployed. While negotiations for their safe release were underway, the hostages were able to escape unharmed. HRT engaged and killed the hostage-taker. Brooke investigated this case while assigned to the Dallas Division as a member of the Fort Worth, Texas, Resident Agency's Joint Terrorism Task Force (JTTF). She served in the FBI for five years. Check out episode show notes, photos, and related articles: https://jerriwilliams.com/365-brooke-plesnar-colleyville-synagogue-hostage-standoff/ FBI Agents Association Statement on Reports of FBI Agent Firings https://www.fbiaa.org/fbi-agents-association-statement-on-reports-of-fbi-agent-firings/ Video Statement from Mike Clark, President of the Society of Former Special Agents of the FBI https://www.facebook.com/share/v/1LpgzZQFf2/ Buy me a coffee - https://www.buymeacoffee.com/JerriWilliams Join my Reader Team to get the FBI Reading Resource - Books about the FBI, written by FBI agents, the 20 clichés about the FBI Reality Checklist, and keep up to date on the FBI in books, TV, and movies via my monthly email. http://eepurl.com/dzCCmL Check out my FBI books, non-fiction and crime fiction, available as audiobooks, ebooks and paperbacks wherever books are sold. https://jerriwilliams.com/books/
Stories we're following this morning at Progress Texas:Somewhat shaky reports have emerged that the Texas House Democrats away from the Capitol breaking quorum are making plans to return for a promised second special session, hoping for flood relief to be made the top priority: https://abc13.com/post/texas-house-democrats-return-home-second-special-session-abc13-sources-confirm/17515302/...The Texas Senate tried to push flood relief to the top yesterday too, but failed - a walkout by nine of the Democrats wasn't enough to stop the chamber from passing Donald Trump's new map, 19-2: https://www.kut.org/politics/2025-08-12/texas-senate-democrats-walk-out-redistricting-special-session...Attorney General Ken Paxton is calling for Beto O'Rourke to be arrested, alleging contempt of court as O'Rourke, after a restraining issue on fundraising was issued against Powered By People, told a Fort Worth rally crowd "fuck the rules": https://www.msnbc.com/all-in/watch/-he-s-lying-texas-ag-wants-to-arrest-beto-o-rourke-as-tensions-explode-244842565716The NPR Politics Podcast focused yesterday on the massive failure of FEMA call centers to properly answer calls for help from the Texas Hill Country in the wake of the July 4 flood: https://www.npr.org/2025/08/12/nx-s1-5500118/exclusive-fema-didnt-sufficiently-staff-disaster-hotline-after-texas-floods...Text messages between officials with the Upper Guadalupe River Authority show a lack of understanding about what that agency was dealing with on July 4: https://abcnews.go.com/US/assume-worst-internal-texts-emails-show-confusion-concern/story?id=124588857...Even now, dozens of structures at 13 Hill Country youth camps stand in the Guadalupe River 100-year flood plain: https://www.texastribune.org/2025/08/13/texas-hill-country-summer-camps-kerrville-floodplain/...To evade flood insurance and bolster property values, using a little-used process called a "letter of map amendment", several Camp Mystic buildings and nearby luxury homes have been drawn out of FEMA's special flood hazard areas: https://www.expressnews.com/projects/2025/kerr-county-floods-camp-mystic-fema-maps/...The New York Times has released a devastating photo essay of the flood damage: https://www.nytimes.com/2025/08/13/insider/documenting-the-horrors-of-the-texas-floods.htmlWith kids headed back to school, RFK Jr. in charge in D.C. and generous exemption policies available to Texas families, now's the time for parents who believe in science to double-check that their kids' vaccinations are current: https://cbsaustin.com/news/local/texas-parents-urged-to-update-childrens-vaccines-as-new-school-year-beginsTickets are on sale now for our live podcast taping with legendary Austin FC goalkeeper Brad Stuver on September 15 at Hopsquad Brewing in Austin! Tickets are limited and are available here: https://act.progresstexas.org/a/allstaractivism_2025...The Brad Stuver interview will be co-hosted by Landon Cotham of the Austin FC podcast Moontower Soccer: https://www.moontowersoccer.com/Progress Texas' financial reserves have dropped to about 3 months worth of funding. Help us avoid going on a permanent vacation this summer by becoming a sustaining member: https://progresstexas.org/join-pt-summer-vacation-membership-driveThanks for listening! Find our web store and other ways to support our important work at https://progresstexas.org.
Colin Allred is an American politician and former NFL player. He served as the U.S. Representative for Texas's 32nd congressional district from 2019 to 2025. Allred was born in Dallas, Texas, and raised by his single mother, who was his public school teacher. Today, we discuss his campaign and his strategy to defeat John Cornyn.Learn more about Colin at https://colinallred.com/
In this episode of School Business Insider, we head to the Lone Star State for an honest and engaging conversation with Dr. Tracy Ginsburg, Executive Director of TASBO, and Heather Wilson, TASBO Board President and Assistant Superintendent of College Station ISD.Heather shares her experience transitioning to a new district after nearly two decades in her previous role—discussing what it takes to build culture, relationships, and trust from day one. Tracy reflects on TASBO's role in supporting school business leaders through professional development, peer networking, and legislative advocacy in what they both call a “deficit world.”We dive deep into the current financial pressures facing Texas school districts, the challenges of equitable compensation, and what it takes to lead in times of fiscal uncertainty. Plus, we preview this year's ASBO International Annual Conference & Expo in Fort Worth, Texas, with some local flavor and must-visit spots shared by our Texas insiders.Whether you're a seasoned SBO or just starting out, this episode offers insight, inspiration, and practical wisdom.Contact School Business Insider: Check us out on social media: LinkedIn Twitter (X) Website: https://asbointl.org/SBI Email: podcast@asbointl.org Make sure to like, subscribe and share for more great insider episodes!Disclaimer:The views, thoughts, and opinions expressed are the speaker's own and do not represent the views, thoughts, and opinions of the Association of School Business Officials International. The material and information presented here is for general information purposes only. The "ASBO International" name and all forms and abbreviations are the property of its owner and its use does not imply endorsement of or opposition to any specific organization, product, or service. The presence of any advertising does not endorse, or imply endorsement of, any products or services by ASBO International.ASBO International is a 501(c)3 nonprofit, nonpartisan organization and does not participate or intervene in any political campaign on behalf of, or in opposition to, any candidate for elective public office. The sharing of news or information concerning public policy issues or political campaigns and candidates are not, and should not be construed as, endorsements by ASBO Internatio...
It’s Monday so let’s examine some current events from a prepper and pragmatic view point. Bitcoin is about to “uncork”, Trump is making peace & trade deals, Fort Worth just ditched DEI, we now have reverse tariffs and more. Join Me Today To Discuss… The AI Course Round Two Goes on Sale on Sept. 8th – preregister The TSP-25 Workshop goes on sale on Sept. 13th at 9:00 AM CST – more info BTC is drying up on the OTC Trading Desks – link Jack Dorsey is dropping a new BTC American Made Mining Chip this Week – link Looking … Continue reading →
Born into a tumultuous marriage between Emory and Elva Moad in the midst of the Great Depression, Neota Green's childhood was marked by physical and emotional abuse. The shocking violence that Elva endured at the hands of her husband set the stage for the unraveling of the Moad family—and for the tragedy that would unfold years later.The episode dives deep into the harrowing details of Neota's death on March 24, 1963, a night that began with a social outing and ended in a devastating house fire. As investigators uncovered grisly evidence, including blunt-force trauma to Neota's head and a suspicious blaze that may have been set to cover up a murder, all signs pointed to Neota's companion that night—Ronnie Blankenship, a married man with deep connections to Fort Worth's elite circles.Despite the mounting evidence, Blankenship was acquitted, leaving questions about Neota's death unanswered. Was it a crime of passion, a tragic accident, or something darker, buried in mafia connections and buried secrets?If you have any information about the death of Neota Moad Green, please contact the Tarrant County Sheriff's Office at 817-884-1213.You can support gone cold and listen to the show ad-free at patreon.com/gonecoldpodcastFind us at https://www.gonecold.comFor Gone Cold merch, visit https://gonecold.dashery.comFollow gone cold on Facebook, Instagram, Threads, TikTok, YouTube, and X.Search @gonecoldpodcast at all or just click linknbio.com/gonecoldpodcastSources: The Fort Worth Star-Telegram, The Dallas Morning News, and The Tyler Morning Telegraph. #JusticeForNeotaGreen #Benbrook #FortWorth #TX #Texas #TrueCrime #TexasTrueCrime #ColdCase #TrueCrimePodcast #Podcast #ColdCase #Unsolved #Murder #UnsolvedMurder #UnsolvedMysteries #Homicide #CrimeStories #PodcastRecommendations #CrimeJunkie #MysteryPodcast #TrueCrimeObsessed #CrimeDocs #InvestigationDiscovery #PodcastAddict #TrueCrimeFan #CriminalJustice #ForensicFilesBecome a supporter of this podcast: https://www.spreaker.com/podcast/gone-cold-texas-true-crime--3203003/support.
Keith fields listener questions on: changes to realtor fees, down payment strategies for investment properties, and how the new 100% bonus tax depreciation really works, then staggering inflation statistics that motivate you to invest in real assets. He explains that realtor fees have shifted from a 6% listing fee to a 3% seller fee, with potential buyer contributions negotiable. For down payments, he advises maximizing leverage while avoiding over-leverage. Bonus depreciation allows for significant tax deductions in the first year, benefiting high-income investors. Resources: Connect with a recommended cost segregation engineer to take advantage of bonus depreciation here. Show Notes: GetRichEducation.com/566 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Automatically Transcribed With Otter.ai Keith Weinhold 0:00 Welcome to GRE. I'm your host. Keith Weinhold, fielding your listener questions on changes to realtor fees, your down payment strategy, and how the new 100% bonus tax depreciation really works, then staggering inflation statistics that motivate you to invest in real assets today on Get Rich Education. Keith Weinhold 0:26 Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week. Since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com Speaker 1 1:12 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:22 Welcome to GRE from Athens, Pennsylvania to Athens, Georgia to Athens, Greece, and with listeners across 188 world nations. You are listening to get rich Education. I'm your host. Keith Weinhold, yeah, you and I are back together for a 566th wealth building week. This is not where you learn how to create wealth through careful sports wagering at DraftKings. We also don't try to do everything like WalMart. We talk about investing actually pretty aggressively yet reasonably and responsibly at the same time. Usually those attributes are opposites, but because we are leveraging the most proven wealth building vehicle of all time, real estate, where you don't have to be the landlord. You don't need to get deeply hands on with house flipping, and you don't need to own property in your local market, though you could. We are not day trading. We are decade trading. There's not a get rich quick element here at GRE, because that doesn't work. We're owning mostly long term rental properties, bringing the financially free beats debt free approach and cognizant that compound leverage Trumps compound interest. And from the day you start focusing on this, you can retire in five to 10 years, and you can take it as far as you want, because unlike many professional sports, the sport of real estate investing doesn't have any salary cap at all. I'm starting off with three of your listener questions today. You write into the show with your questions and what I've got a few that I think could help a lot of you. I answer them here. And as usual, I start with the more introductory question, and then I proceed to the more advanced. The first one comes from Sherry In Sellersburg, Indiana. I know where that is. It's just across the river and to the north of Louisville, Kentucky. Sherry asks when I go to sell my duplex, how have last year's changes in realtor fees affected my sale costs? Yeah, thanks for the question, Sherry. And a lot of people still wonder about this first and a big little technical here, but this benefits other listeners Sherry is that a realtor means that they are a member of the NAR, the National Association of Realtors. So not all people that you enlist to help you market and sell your property are realtors, because not all agents belong to the NAR. In fact, the best catch all term for this person is not an agent. Depending on the state you're doing business in, it's probably licensee, someone licensed to act as your professional intermediary in a real estate transaction. And by the way, the name of an NAR member is a realtor. It is not pronounced real utter it's realtor, like doctor and lawyer. You wouldn't call a doctor a doctor two syllables, realtor, but to get to the crux of your question, Sherry, the changes to realtor compensation took effect almost exactly a year ago. It was last August, and it has less. Of an effect on the industry than many thought. I stated last year that it likely wouldn't affect things much, especially here on the investor side, and it really hasn't. The simplified version is that the old landscape was that when you used to list the property for sale, the listing agent charged you a fee, traditionally, 6% they offered half of that to any cooperating broker that brought the buyer to you. That was simple, and that worked for decades. That changed one year ago now, when any realtor or really licensee, when they work with you, now they simply contract with you for their fee, only like 3% as a seller of the property, you no longer have an obligation to pay for the buyer side agent as well, like you used to. But when you sign a listing agreement, you can indicate that you may be willing to concede and give an allowance to the buyer when they engage a licensee on their side to help them purchase your property. So Sherry, your voluntary contribution to the buyer side is negotiable, and it's part of the offer that the buyer presents to you. Now that's what you'll see as the seller and what you should expect as a buyer. The new landscape is that buyers negotiate a personal service agreement upfront with their licensee. Their service isn't free. I mean, these people can't work for free, and the buyer side licensee acknowledges that they will try to negotiate to get the seller to pay that fee. So Sherry, in reality, that's still what often happens. So the seller still pays that fee. In the end, the reason why is that not only is this traditional, but buyers cannot normally afford to pay for their own representation on top of their down payment and closing costs. They're often spread pretty thin already, but sellers can typically afford it. They have the upper hand financially in the form of equity in the property. And here, when you're buying properties at GRE marketplace, you don't have to pay any of those fees. We use a direct model without a licensee. So that's sort of the short version of the change, and why. I hope that helps sherry. It's a good question. Even licensees are struggling with the new rules. Keith Weinhold 7:38 The next question comes from Jezebel in Yonkers, New York. Jezebel asks, what is the ideal percent down payment that I should make on a rental property? I'm trying to figure out the trade off between debt level, cash flow, leverage and risk. I'm still trying to get past the mindset that paid off property is best. All right, that's Jezebel's question, and Jezebel The short answer is that you want to make the smallest down payment possible while avoiding over leverage. Over leverage, meaning that your monthly payments are so big that you struggle to make them. Now, many investors that buy rental property, they're going to make a 20% down payment on a conventional loan for a single family rental. At last check on duplexes and up the down payment has to be at least 25% now you can make a down payment as low as 15% at least on a single family rental, although you would then be subject to an extra fee a PMI premium. Now, why would one do such a thing for the leverage? Because leverage is almost seven to one at 15% down, but you've got to balance that with a PMI premium. Run the numbers and see what works for you. Now, since you can make just a 20% down payment on a single family rental, conversely, why would you put 25% down? Your leverage position would slide from five to one down to four to one, where you can often get a slightly lower interest rate if you put 25% down. But when you run the numbers, you'll find that it's often better to maintain strong leverage and only put 20% down. Now, Jezebel, as soon as you start putting 30% down on a property that is questionable at 30% or more, because at that point you really have to start asking why the rate of return from home equity is always zero. It actually makes your risk go up, like I've discussed extensively before, with 30% down, your leverage ratio has been cut to 3.3 maybe the answer could be that 30% down is what it takes to produce. Positive cash flow, but putting 30% or more down is clearly not ideal. Think about how good we've got it as real estate investors here, for example, imagine that you're attracted to a dividend paying stock because it pays a 4% yield, unless you're borrowing on margin, you would need to make a 100% down payment to get that 4% cash on cash return from a dividend paying stock, 100% sunk into this, which isn't even a down payment anymore. That's just an outright free and clear stock purchase. Well, instead, in real estate, when you realize that property prices rise or fall in value regardless of how much equity is in a property, you don't have an incremental increase in your equity growth. It's a quantum leap. And here's what I mean. Jezebel, say you're investing 100k in real estate, that's how much you're going to put into it, and it appreciates at 5%. All right, there are two scenarios with that. Scenario A, you put that 100% down into just one 500k property, well, then you've got just a 25k gain after a year. Instead, with Scenario B, you put 20% down on five 500k properties, then you've got a 25k gain after a year, not just 5k Said another way more powerfully. Scenario A, you only got a 5% return on one property. In Scenario B, you got a 25% return on all of five properties. Wow. That's why the leverage light bulb, when that goes off, that is an incredible flex that you've got. That's why I say it is not an incremental gain in your wealth. It is a quantum leap. So I hope that some of those considerations really help temper your strategy there. Jezebel, that really helps you see how financially free beats debt free and exposes the opportunity cost of a paid off property. Thanks for the question. Keith Weinhold 12:19 The next question comes from Ed, and he is a personal friend of mine, so he submitted this question by text message to me, but I wanted to address his question here, because I've had other people in my friend group ask me about this. It's about bonus depreciation, what it is. It's about bonus depreciation, what it is and how it works. And what's interesting here is that even those that aren't active real estate investors have been asking me about bonus depreciation. This was part of Trump's OB BBA, the one big, beautiful Bill Act that was signed into law back on the Fourth of July, and I told you about that last month, but because of all the questions about it and the lack of clarity around people's understanding of bonus depreciation, although it gets a little busy, let me give you a real world example with numbers on how bonus depreciation really works and how you can put 10s of 1000s of dollars in your pocket with it the next time you file your taxes. And by the way, my friend Ed that asked this question is a cargo pilot, so he is probably the most well traveled friend that I have. Yeah, through our chats and on social media, I often see that he's in China or Vietnam or a bunch of other places, but he lives in the US. In fact, bonus depreciation is encouraging more people that haven't even been real estate investors previously to newly invest in real estate because it is for properties acquired January, 20, 2025, or later, Trump's inauguration day for his second term or later. And I expect this to be effective for at least four years from that date. I think I mentioned that part to you a few weeks ago. All right, the property has got to be newly placed in service, not something that you bought, say, five years ago. Bonus depreciation does not apply to primary residences. We're talking about rental property, although it does apply to more than just rental property, because it can apply to property used in a business, like equipment, machinery and furniture, but within rental property, it applies to certain components of the real estate, not the building itself. That is on a regular depreciation schedule, and not the bare land. Land cannot be tax depreciated at all. All, neither through regular depreciation or bonus depreciation. You probably already know that a residential building itself can be depreciated over 27 and a half years. That works out to 3.6% of the value each year that can be depreciated or written off on your taxes, right? Well, what if there were portions of your building that you could write off faster, like over just five years, meaning 20% of their value each year you can, and others over seven years, meaning 14% of their value each year you can. And there's 15 year items as well. All right, so what if, instead of all that, you could take those five seven and 15 year components and just write them all off in the first year of ownership, so that you didn't even have to wait the five seven in 15 years, you can, you can write them all off in year one of your ownership of the property, and that is what 100% bonus depreciation is right there. That is in addition to writing off the main building over 27 and a half years. All right, with that understanding generally, let me break this down in more detail. Use an example, and that will also help reinforce what I just taught you, the components of rental property that bonus depreciation applies to, include the stuff that wears out faster than the building, and they are indoor items, appliances, flooring and cabinetry. At times, it can include HVAC systems, all right, that is written off in five to seven years. And then outdoor items known as land improvements, that includes fences, parking lots and landscaping. They're typically written off over 15 years. All right, let's look at a real world example on how this can benefit you. You can use bonus appreciation on single family rentals, duplexes, fourplexes and larger buildings. Let's use an example of an apartment building that you purchase for $1.2 million one we'll say the land value is 200k that is not depreciable. So the building, the depreciable asset, has a value of $1 million you must have performed what is called a cost segregation study in order to break down that $1 million building into those erstwhile faster depreciating components. And no, you cannot do the cost seg study yourself. You need to pay a few $1,000 to hire a Cost Segregation engineer to do this study. All right, let's look at the cost seg breakdown, the result of what he or she finds for you, let's say the personal property that's worth 150k its recovery period is five to seven years, and yes, it is eligible for bonus depreciation. Then you have the land improvements say that's another 50k over 15 years for a recovery period. And yes, it is bonus depreciation eligible. And then finally, you have the structure, or the building worth 800k It has a recovery period of 27 and a half years. No, it is not eligible for bonus depreciation, just the regular type. All right. Well, let me define more of this personal property for you here these five or seven year assets, these are what are eligible for 100% bonus depreciation in qualifying years. So we're looking inside the units, appliances like refrigerators, ovens, dishwashers, microwaves, washers and dryers, also flooring, carpet, vinyl and removable floating floors, not typically hardwood or tile, cabinetry and countertops in some cases, especially if they're not load bearing. Window treatments like blinds, drapes and curtain rods, ceiling fans and light fixtures, they've got to be detached from the structure and furniture, if it's a furnished rental, like perhaps a midterm rental or short term rental. So we're talking about things like beds, couches, in chairs and then in common areas. This five to seven year personal property includes fitness equipment in the gym, leasing office, computers, desks, chairs, clubhouse furniture or TVs, package lockers, like places where your tenants have their Amazon packages, playground equipment and trash compactors. All right, to be clear, that was all personal property that can be depreciated over five to seven years. And then there are those land improvements, the. 15 year assets also eligible for bonus depreciation, sidewalks, fencing, landscaping and irrigation, parking lots and striping, outdoor lighting, retaining walls and signage. Okay again, those are the land improvements, the 15 year items, things that are not eligible for bonus depreciation are the building structure itself, like I mentioned. That includes the roof framing, drywall foundations, and also things like elevators, structural plumbing and wiring and HVAC systems that serve the whole structure. Okay, all that stuff falls in the category of regular 27 and a half year depreciation. All right, so what is the 100% bonus depreciation effect? All right, well, your eligible amount in our example is 150k of personal property plus 50k of land improvements. That's 200k that you can deduct all in one year, rather than having to spread it over five and seven and 15 years. But all in year one of you owning the property that's 200k and again, the remaining 800k structure is depreciated over 27 and a half years. That works out to about 29k a year. This is where it gets exciting. Here we go. So your total year one depreciation, the year that you bought this asset and put it into service, with your bonus depreciation items adding up to 200k and your regular building depreciation at about 29k your total year one deduction is about $229,000 Wow, before I break that down some more and tell you about how it really helps you, let's just be really clear. How did you really get to the 200k of bonus depreciation. All right, let's say the cost segregation study allocated 80k to appliances, flooring and fixtures. Remember, they are the five to seven year items. Another 70k to common area, furniture and office equipment, that was the seven year stuff. All right, so there's 150k or personal property, and then another 50k to that outdoor stuff, the depreciable items known as land improvements, like the parking, landscaping and fencing, those 15 year items, that's how we got to 200k all bonus depreciation eligible, all fully deductible in year One under the 100% bonus depreciation rules, all right, so here it is. Here's the takeaway. You have front loaded an extra 200k of deductions in year one, and you have greatly reduced your taxable income. This is the outcome. This is the result. You just reduced it by 229k between the bonus appreciation and the regular depreciation. All right, so what is the effect of you reducing your taxable income by 229k in one year? Well, if you're in the, say, 32% tax bracket, you keep an extra $73,000 in your pocket. That's $73,000 that you would have had to send to the IRS for the next tax year. But no, you don't, and that is the power of bonus depreciation. That's how it works. Ed, and for all of you that asked about it, I know it's not that simple, and there were a lot of numbers flying around there, it got a little heavy, but that's a complete breakdown. That's why so many people are excited about the return of 100% bonus depreciation, as laid out in law with the one big, beautiful Bill Act, as you can see, it's going to help higher income people more than anyone. If you'd like to get this going and connect with GRE recommended Cost Segregation engineer, or just check and see if it's worth paying several $1,000 for the cost segregation study, we can help you with that. In fact, you might remember that I interviewed him on the show last year, and we will make that introduction for you and help ensure that you have a successful cost seg and bonus depreciation experience regardless of the size of your portfolio, even if you don't own million dollar apartment buildings. You don't have to have a huge income for this to benefit you. It just benefits those people the most. Well, you can set up a time to chat with us about that completely free of charge at GRE investment coach.com I think you know that's where you can also get a completely free strategy session about growing your overall real estate investment portfolio. You might as well do that at the same time at GRE. Investment coach.com. More next, I'm Keith Weinhold. You're listening to get rich education. Keith Weinhold 25:07 The same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties, they help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Chaley Ridge personally. While it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com. Keith Weinhold 25:39 You know what's crazy your bank is getting rich off of you, the average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back, no weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing, check it out. Text family 266, 866, to learn about freedom family investments, liquidity fund. Again, text family to 66866, Blair Singer 26:49 this is Rich Dad, sales advisor, Blair singer. Listen to get rich education with Keith Weinhold. And above all, don't quit your Daydream. Keith Weinhold 27:07 welcome back to get rich Education. I'm your host, Keith Weinhold, if you have a listener question that you'd like to have answered on air, get a hold of us at get rich education.com/contact that's where you can either leave a voicemail or write in to us. I'd like to tell you the frequent guests that we have here on the show, all from the rich dad school, if you will, are going to be speaking in person at Penn State University in just a few weeks. Here it is on the 29th of this month. Yes, an event you can attend in person. It's going to be Robert Kiyosaki, Garrett Sutton and his son Ted Sutton and Tom wheelwright, the four of them speaking live and in person, sponsored by Penn State's Borrelli Institute for real estate studies. The event is named Rich Dad revealed Real Estate Wealth and wisdom. If that's of interest, look it up and check it out. From listening to the show and being a savvy investor that's inflation aware, you know that the mission is to turn a really fake asset, a conjured into existence asset, like $1 convert that into a real asset. Here is some astonishing clarity on why. That's the mission in this could leave you flabbergasted. Since 1980 The United States has one and a half times more homes, two times more gold today, and 42 times more dollars today. My gosh, that is almost laugh out loud material here. Yes, since 1980 the year that Jimmy Carter was president and Star Wars, The Empire Strikes Back, was the top grossing movie. The US has 56% more residential housing units today. So basically, since the year that Darth Vader told Luke Skywalker, I am your father, there are about one and a half times more homes, twice as much gold mined and brought into existence, and 42 times more dollars created out of thin air for the future, all of these trends are expected to continue at roughly the same trajectory and proportion to each other. Now, there's a reason that people use precious metals to measure inflation. It makes a particularly good measuring stick because commodities like gold, silver, platinum, palladium, rhodium and copper, they don't change over time. Unlike a car or a bottle of soda, these items are on the periodic table of the elements, an ounce of gold 1000 years ago is exactly the same. As an ounce of gold today. That's why commodities like this are such good long term inflation measuring sticks. And then there's Bitcoin, something that didn't even exist until 2009 there will only ever be 21 million of them in existence, and 95% of Bitcoins, about 20 million have already been mined into existence. So yes, only 5% more will be issued, and it's going to take about the next 100 years to do that. If bitcoins were the size of a quarter, all 21 million of them could fit inside a single shipping container. There's some fixed supply scarcity. Let's listen to this. It's about 30 seconds long, and it's called all there will ever be. Speaker 2 30:50 Every day the Fed prints an average of $465 million that's 26,000 shipping containers a year, created out of thin air. Maybe that's why the dollar loses value over time. But there's one thing they can never print more of Bitcoin at the size of a quarter. This is all there will ever be. Shouldn't the store of value hold its value? Keith Weinhold 31:16 That's actually a Coinbase video advertisement that we just listen to the audio of there together. Yes, what they show at the end is a shipping container where, if bitcoin were the size of a quarter, all of them that will ever exist would fit in one shipping container. And like it said, every single year, on average, the Fed prints enough dollars to fill 26,000 shipping containers, just staggering. There are so many dollars now, I'm thinking of replacing my insulation with stacks of ones. Same R value, better liquidity. Pretty soon, we won't count dollars anymore. We'll just weigh them. Welcome to the Zimbabwe starter kit. We have gone from sound money to clown money. That's another way to think of it. Oh, they say money doesn't grow on trees. That's true. It grows in spreadsheets. Now, though, one keystroke at the Fed and poof, there's another trillion just like that. Just hit the control, plus the print key. That's all it takes. All right. Well, let's take a look and see how this manifests in your life as a consumer and as a real estate investor and as a worker since January of 2020 to today, a $100,000 salary has the same buying power as 125k today. Guess over just the last five years, the dollar has lost 25% of its value, and now I'm talking in terms of the CPI here, the consumer price index. So of course, all these figures I'm using could really be higher, like we say, therefore these figures are only the inflation rate that the government is willing to admit to. How does this break down by region? So yes, we have 25% national inflation over five years, but different regions have different rates of inflation, including the region where you are, and this is due to reasons like climate and the composition of industries and even cultural preferences. For example, a southern climate with a lot of air conditioner use spends more on electricity. So if electricity costs are high there, then that region's inflation rate could be higher than that of a northern climate. A place like Omaha, Nebraska is proximous to a lot of agricultural crops and beef, but a place far from where those items are sourced could be more sensitive to changes in beef prices or less sensitive. So over the past five years, here's how much annual inflation in these select cities have experienced again, per the CPI from lowest to highest San Francisco is just 3.3% per year. So in San Fran your 100k salary in 2020 would need to be almost 118k today just to maintain purchasing power. New York City, 3.9% annual inflation over the last five years. Chicago, 4.2% Philly, 4.3 Seattle is at 4.8 Dallas, Fort Worth 4.9 St Louis, 5% Atlanta, 5.1 Miami, 5.4 we're really getting up there now. Phoenix, 5.9 San Diego, 6.1 and the major. Major city with the highest inflation rate over the past five years is Tampa, Florida, at 6.4% annually, Tampa's had some of the highest real estate appreciation over the past five years as well. So this means that a 100k salary five years ago in Tampa would have to be 128k today just to maintain purchasing power due to its 28% cumulative inflation the past five years. But that's the CPI. The real figure could be 40% plus in Tampa. All right, now this information is useful, because even if you believe that the CPI is understated, which most everyone that's looked at it does, as long as the methodology is consistent, you can see the regional variation here. Again, San Francisco was lowest at 3.3 Tampa about double at 6.4% the ever present force of inflation. It's merely surreptitious, until you have a big wave of it peaking in 2022 that everyone noticed. Let's look at how it's contributed to the real estate price run up since 2020 All right, so in the first quarter of this century, you might find this unbelievable in itself, in the year 2000 the median priced Florida home was 195k I mean, that's the median price. Then the investor sweet spot is usually lower than that. It might have been 130k in Florida in the year 2000 so again, 195k in Florida for the median home price as recently as 2000 today, it is 412k gosh, almost as surprising in Texas, It was just 153k in 2000 and it's 338k now, I mean, don't these prices like 153k in Texas, make it seem like the price for a dog house already, New York, 276k up to 576k Also from the year 2000 to today, Washington, DC, 293k up to 643k Colorado, 377, up to 582k Florida, more than doubling 393, up to 833 And Washington State also more than doubling 313k up to 630k my gosh, price increases like this. They're a function of both monetary inflation and appreciation, and it's really a chief reason that the Fed has not cut interest rates this year. It's because the memory of soaring inflation is still much too recent. Keith Weinhold 38:05 To review what you've learned on this week's episode. Changes to realtor fees have made less industry impact than many expected. The smaller your down payment, the more powerful your leverage fulcrum. The return of 100% bonus depreciation has many investors, and even non investors, interested in adding income property to their portfolio, and staggering inflation is a motivator for adding real assets to your life. Hey, if you would, I would love it, and it would mean the world to me. If you found this episode valuable enough that you would share it with a friend. I put a lot of thought into it, just like I do every single week, friends are probably going to find explanations about realtor fees and bonus depreciation highly helpful this week, you can either share the episode by word of mouth or take a screenshot of this episode and put it on your social media. You might want to write out that it's get rich education in your social posts, because it only shows GRE on our podcast, cover image in some views. Thanks for telling a friend about the show. Until next week, I'm your host. Keith Weinhold, don't quit your Daydream. Unknown Speaker 39:23 nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively. Keith Weinhold 39:47 You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got paywalls and pop ups and push Notes. Vacations and cookies, disclaimers, it's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video course, it's all completely free. It's called The Don't quit your Daydream. Letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre to 66866, while it's on your mind, take a moment to do it right now. Text gre to 66866 Keith Weinhold 41:02 The preceding program was brought to you by your home for wealth building, getricheducation.com.
Stories we're following this morning at Progress Texas:After Friday's Texas House quorum scare - in which one more Democrat, Rep. Mary Gonzales, showed up - the House will try again this afternoon at 1: https://abcnews.go.com/Politics/wireStory/texas-legislature-swing-redistricting-vote-democrats-extend-walkout-124533839...Texas Monthly comes up with a solid nickname for the Dems who have lined up for the Republicans, in the "housebodies": https://www.texasmonthly.com/news-politics/the-texas-democrats-who-stayed-behind/...Why are Governor Abbott and Texas Republicans so upset about this quorum break, compared to those of the past? The answer is simply the accommodating of Donald Trump: https://www.dallasnews.com/news/politics/2025/08/08/heres-why-greg-abbott-gop-using-hardball-tactics-to-bring-back-quorum-busting-democrats/...Attorney General Ken Paxton got a Fort Worth judge to agree to block funding for the quorum breakers from Beto O'Rourke's Powered By People, while Beto has countersued to get Paxton out of his business: https://www.texastribune.org/2025/08/08/beto-orourke-texas-democrats-ken-paxton-fundraising-quorum-break/...Faultlines in Republican unity are showing up in the ongoing conflict between Senator John Cornyn and Ken Paxton: https://thehill.com/homenews/campaign/5443855-texas-senate-redistricting-fight/...As well as Texas Republican Party plans to censure, and possibly block from reelection, any GOP elected whom they find insufficiently radical: https://www.texastribune.org/2025/08/11/texas-gop-republican-party-censures-primary-ballot-dustin-burrows/?_bhlid=f03c1c69eee8b8e0c46b450567f17bf828bf7095Tickets are on sale now for our live podcast taping with legendary Austin FC goalkeeper Brad Stuver on September 15 at Hopsquad Brewing in Austin! Tickets are limited and are available here: https://act.progresstexas.org/a/allstaractivism_2025...The Brad Stuver interview will be co-hosted by Landon Cotham of the Austin FC podcast Moontower Soccer: https://www.moontowersoccer.com/Progress Texas' financial reserves have dropped to about 3 months worth of funding. Help us avoid going on a permanent vacation this summer by becoming a sustaining member: https://progresstexas.org/join-pt-summer-vacation-membership-driveThanks for listening! Find our web store and other ways to support our important work at https://progresstexas.org.
Live from Fort Worth, Texas! The Bardtenders head to Fort Worth for the second annual Heard House to bring you live episodes with some amazing hospitality professionals. The Bardtenders had the chance to stay at the Heard House sponsored by Heard Card Game where bartenders from around the country came together to share their stories, gain access to education opportunities, and create some amazing memories along the way. Join us over the next several weeks as these bartenders share their experiences of their time in the hospitality industry!In this episode of "The Mixing Glass", Bradley Miller talks about what it takes to start a business and how the choices in your life all lead to where you want to be if you pay attention and focus on your passions. Bradley also discusses the importance of giving back to your community and why it's a core component of what we do in the world of hospitality------------Bradley Miller has worked in the service industry his entire life. In 2018, Bradley realized something powerful - he had gained so many skills, abilities to make people smile, ways to craft delightful dishes, and a variety of other assets, but he still wanted more. He wanted to spread more joy, more happiness, help his community have better lives, and live with more purpose. Bradley decided that it was time to build his own dream and with this, he crafted Punch Drunk Chef Meal Prep. Bradley built a personal mission statement that he was able to build into the business as well. His goal was to be an advocate of positive change in the lives of those around him. So, with all the hopes and dreams, a few trusted friends and family, and a credit card - he took this leap of faith and put every egg into one basket. While many trials and tribulations were ahead of him, and each with their unique lessons to learn from, he persevered to where he is today six years later. The entire time, Bradley was focused and spreading positivity and t creating further benefits for his community. Now, with 2 other talented chefs, a couple of delivery trucks, and their own kitchen and store front - they stand proud with even more strength to give back to their community, a community that gave him the opportunity to create his wonderful business. Bradley and his team at Punch Drunk Chef pride themselves on not only bettering the individual and their amazing clients, but feeding their community through pop ups, working with local athletes and their non profit organizations, feeding local schools, teaming up with the Boys and Girls Club, and making sure that first responders never go without a Thanksgiving meal as well!------------Don't miss out on any of the action! Head to www.bardtender.com to stay up to date with all of the Bardtender content, find resources for mental and physical wellbeing, get access to education materials, and check out what all of our bards are up to! You can also check out our Linktree at https://linktr.ee/Bardtenders to find ways to listen to the show, join our Discord, or subscribe to our Patreon for bonus content, ad-free episodes, and so much more!
This has been a tough week for Fort Worth, Tarrant County, and Texas, as we see each level of government take further steps towards fascism. In this week's episode we discuss the leaders who are standing up, those who are giving in, and how the people are showing up for the fight.Big Story 1: Fort Worth City Council votes to suspend DEI initiatives, due to 2 latino councilmembers joining conservtive councilmembers in caving to Trump's threat to withhold federal funding, despite near unanimous public outcry in support of diversity, equity, and inclusion as a core value of Fort Worth.Short Story 2: Tarrant County Commissioners Court cut meetings to once a month, and shuts down its Human Services department, with one Democrat joining the 3 Republican commissioners.Short Story 3: Texas House Democrats break quorum to keep Republicans from passing gerrymandered redistricting maps.Wins: Freehaw - Trinity Metro offered free rides from August 4th - 10thFort Worth's live theater venues hold space for local actors to grow their careersAffordable townhomes under construction near Fort Worth hospitalDisplaced tenants sue Fort Worth apartment complex after six-alarm fireLosses: Keller City Council approves partnership with ICE despite public protestFort Worth approves $40M for public parking at Texas A&M campus downtownActions: 8/12 Fort Worth City Budget presented at city hall work session at noon.8/14 Fort Worth police chief candidates public forum at city hall from 5:30 - 8pm.8/16 - 5th Anniversary party for 817 Podcast at Carpenter's Cafe from 6 - 9pm.
We sit down again with our friend Kayley Ryan! This was a great recording with an incredible audience. Kayley, it was an honor to record with you again!Find our friend on Instagram as @kayleyryanmelodies. ****NEW SINGLE "I've Had My Fill" out August 22nd***** Peterson's Landscape (817-739-8413)Welcome to Peterson's Landscape, Dallas/Fort Worth's premier landscape company. For over 35 years, Peterson's Landscape has been providing residential and commercial property owners in the DFW area with the finest in landscape services. From landscape design and installation to regularly scheduled lawn maintenance services, our expert staff provides the knowledge and experience to help you with your outdoor needs Purple Web Consultingwww.purplewebconsulting.comWebsite design and hosting, E-commerce integration, digital strategy and consulting.817.629.6069Making modern business tools accessible to the small business owner so that they can compete with the big dogs! Fort Worth Float CompanyIs your day filled with noise and distractions? Overstimulating sounds and activity? Our daily lives have become overwhelmed with tasks and responsibilities, with very few ways to shut off the world for a brief moment. WELCOME TO FORT WORTH FLOAT COMPANY. They specialize in providing sensory deprivation flotation tanks, providing the ultimate relaxation experience. Offering various pricing and packages, and three different tanks, Fort Worth Float Company meets everyone's floating needs. Hoppin (Fort Worth)Weisenberger St, Fort Worth TX 76107No more waiting for the bar tender. Simply walk up to the wall of taps, scan your arm band, and enjoy!!! This place charges you by the ounce. A great place to unwind or for your next big event. Find them on Instagram as @hoppinfwtx.Have a Fort Worth Event coming up this week? Call during our recording window and let us share it with the city. 817.988.1292. The Davis TeamLook no further than our friends at The Davis Team for all of your property needs. No commitment necessary. If you have questions about property then visit them online : yourdavisteam.com or give them a call 817.755.0504 Galaxy Wilderness Disc Golf Galaxy Wilderness is dedicated to promoting Disc Golf to the masses for its health benefits through outdoor therapy, exercise, and camaraderie.Find them on Facebook as Galaxy Wilderness Disc GolfGalaxyWildernessDG@gmail.com(682) 228-0399 The Body Scrubberyon Instagram @thebodyscrubberyOnline at www.thebodyscrubbery.comPhone:925.808.8222A boutique and unique spa experience. "Don't cheat yourself, treat yourself!!" Luxury foot spa, full body scrubs, infrared heat wraps, massage, bubble tub, mud wraps, facials, couples packages, and small group parties. Eaton Data SolutionsWe work to have relationships with vendor partners who specialize in different methods of vulnerability detection and management so that we can offer enterprise tools and solutions to small and medium sized companies (SMB's).Find them online www.eatondatasolutions.com Roofing Solutions by Darren Houk!Roofing Solutions can help with all your residential and commercial roofing needs. Roofing Solutions by Darren Houk islocally owned and operated. We are insured and have the experience to carry out most roofing projects.Web Page: https://www.roofingsolutionshouk.com/Phone : 817-882-6520 McFly's Pub6104 LTjg Barnett Rd, Fort Worth, TX 76114 · 4.1 miA BADASS little 1980's/ Back to the Future themed bar with an excellent outdoor patio complete with fire pit and room for your fur baby. Daily drink specials and fun activities almost every day of the week. See whats new at McFly's on their Instagram page @McFlysPub. Tres Amigos Tacos and Tequilatresamigostacosandtequila.comChef Sandy brings a fresh perspective and culinary expertise to Tres Amigos, continuing the spirit of female led entrepreneurship and the culinary excellence that Chef Paul was known for.909 W Magnolia Ave, Fort Worth, TX 76104 Cloudland Recording Studiowww.cloudlandrecordingstudio.comCloudland Recording Studio is an analog and digital recording studio located in the heart of Fort Worth, Texas. We are just one mile from downtown and five minutes from the Near Southside entertainment district of Magnolia Avenue.
Here's Friday's show, featuring the 10 foot gator that was moved from a Fort Worth lake, and an entertainment website absolutely roasts the Cowboys as we take a look back at the cartoon that was last season.
Ladies and Gentlemen, Keegan Mcinroe! Find our friend on Instagram as Keeganmcinroemusic . Find the festival at fwsongwriterfestival.Peterson's Landscape (817-739-8413)Welcome to Peterson's Landscape, Dallas/Fort Worth's premier landscape company. For over 35 years, Peterson's Landscape has been providing residential and commercial property owners in the DFW area with the finest in landscape services. From landscape design and installation to regularly scheduled lawn maintenance services, our expert staff provides the knowledge and experience to help you with your outdoor needs Purple Web Consultingwww.purplewebconsulting.comWebsite design and hosting, E-commerce integration, digital strategy and consulting.817.629.6069Making modern business tools accessible to the small business owner so that they can compete with the big dogs! Fort Worth Float CompanyIs your day filled with noise and distractions? Overstimulating sounds and activity? Our daily lives have become overwhelmed with tasks and responsibilities, with very few ways to shut off the world for a brief moment. WELCOME TO FORT WORTH FLOAT COMPANY. They specialize in providing sensory deprivation flotation tanks, providing the ultimate relaxation experience. Offering various pricing and packages, and three different tanks, Fort Worth Float Company meets everyone's floating needs. Hoppin (Fort Worth)Weisenberger St, Fort Worth TX 76107No more waiting for the bar tender. Simply walk up to the wall of taps, scan your arm band, and enjoy!!! This place charges you by the ounce. A great place to unwind or for your next big event. Find them on Instagram as @hoppinfwtx.Have a Fort Worth Event coming up this week? Call during our recording window and let us share it with the city. 817.988.1292. The Davis TeamLook no further than our friends at The Davis Team for all of your property needs. No commitment necessary. If you have questions about property then visit them online : yourdavisteam.com or give them a call 817.755.0504 Galaxy Wilderness Disc Golf Galaxy Wilderness is dedicated to promoting Disc Golf to the masses for its health benefits through outdoor therapy, exercise, and camaraderie.Find them on Facebook as Galaxy Wilderness Disc GolfGalaxyWildernessDG@gmail.com(682) 228-0399 The Body Scrubberyon Instagram @thebodyscrubberyOnline at www.thebodyscrubbery.comPhone:925.808.8222A boutique and unique spa experience. "Don't cheat yourself, treat yourself!!" Luxury foot spa, full body scrubs, infrared heat wraps, massage, bubble tub, mud wraps, facials, couples packages, and small group parties. Eaton Data SolutionsWe work to have relationships with vendor partners who specialize in different methods of vulnerability detection and management so that we can offer enterprise tools and solutions to small and medium sized companies (SMB's).Find them online www.eatondatasolutions.com Roofing Solutions by Darren Houk!Roofing Solutions can help with all your residential and commercial roofing needs. Roofing Solutions by Darren Houk islocally owned and operated. We are insured and have the experience to carry out most roofing projects.Web Page: https://www.roofingsolutionshouk.com/Phone : 817-882-6520 McFly's Pub6104 LTjg Barnett Rd, Fort Worth, TX 76114 · 4.1 miA BADASS little 1980's/ Back to the Future themed bar with an excellent outdoor patio complete with fire pit and room for your fur baby. Daily drink specials and fun activities almost every day of the week. See whats new at McFly's on their Instagram page @McFlysPub. Tres Amigos Tacos and Tequilatresamigostacosandtequila.comChef Sandy brings a fresh perspective and culinary expertise to Tres Amigos, continuing the spirit of female led entrepreneurship and the culinary excellence that Chef Paul was known for.909 W Magnolia Ave, Fort Worth, TX 76104 Cloudland Recording Studiowww.cloudlandrecordingstudio.comCloudland Recording Studio is an analog and digital recording studio located in the heart of Fort Worth, Texas. We are just one mile from downtown and five minutes from the Near Southside entertainment district of Magnolia Avenue.
Send us a textMortgage rates have finally given us a break, dropping to 6.55% - the lowest we've seen since October of last year. For buyers and investors, this translates to serious purchasing power gains. If you're working with a $3,000 monthly budget, you can now afford a home worth $458,750 compared to just $438,000 when rates peaked in May. That's a $20,000 jump without changing your payment.But the rate drop is just one piece of what's becoming the perfect investor scenario. We're witnessing a decisive market shift toward buyers. Only 26.6% of homes are selling above asking price (down from 31% last year), inventory is up 8.5% while pending sales have actually decreased, and properties are staying on market an average of 40 days - six days longer than this time last year. Sellers are becoming more flexible, offering closing cost credits and accepting repair requests that would have been dismissed months ago.The regional differences tell an equally compelling story. While Cleveland leads with a 13% price increase year-over-year, markets like Oakland, Fort Worth, Jacksonville, and Houston are experiencing notable declines. This divergence creates targeted opportunities for strategic investors who understand that national headlines matter less than zip code data. The smart play isn't waiting for rates to hit some magic number - it's locking in solid deals now that cash flow with today's rates, knowing you can always refinance later. Remember that this favorable alignment of lower rates, softening prices, increased inventory, and reduced competition won't last forever. When rates drop further, competition will surge. The time to position yourself isn't tomorrow - it's today.Want to stay ahead of market shifts and access the funding strategies and exact plays we're running behind the scenes? Follow @theEliteStrategist on Instagram and Facebook for unfiltered market insights that will help you move fast, fund smart, and scale in today's dynamic real estate landscape.Support the showIntroducing the 60-Day Deal Finder!Visit: www.wealthyaf.mediaUse the Coupon Code: WEALTHYAF for 20% off!
Send us a textI really didn't have to write much of an intro because I could simply copy the fascinating story in Dave Munson's bio. It resonates with me because it reminds me about how David Clark found so much more happiness, not by making and spending huge amounts of money from his mattress and furniture businesses, but by serving others. I also love how Dave Munson manufactures products that are unique and insanely durable, which has become so rare these days. The story begins in 1999, in a dusty leather shop in Morelia, Mexico, young American Dave Munson slid a hand-drawn sketch across the counter and said, “No breakable parts. I want my grandkids to fight over it when I'm dead.” What a great slogan! That moment sparked the beginning of Saddleback Leather Co. That bag turned heads everywhere it went, and before long, Dave was selling bags on eBay, eventually bringing in family members to help meet demand. With grit, grace, and a business coach, he evolved into the CEO of one of the most recognized leather brands in the world. Today, Saddleback Leather is known for crafting over-engineered full-grain leather goods with a 100-year warranty — built to outlive the owner and become heirlooms.Dave's wife, Suzette, is his true partner in both business and life. Together they raise their two kids and sponsor many more in Rwanda. Suzette also leads Love 41, a sister company to Saddleback that donates 100% of its profits to helping vulnerable communities in Rwanda, Mexico, and Fort Worth, Texas. They also operate the Saddleback Leather Factory, where all of their products are made, and you'll learn here why leather goods make so much more sense for the environment than those made from artificial fibers. Headquartered near Fort Worth — where the Munsons live in safari tents — the company is celebrating more than 20 years in business. For Dave, it was never about getting rich. It's always been about using business as a force for good — to shift the trajectory of poverty-stricken families and create a global ripple effect of hope, one bag at a time. As Dave puts it: “We make the longest lasting, most over-engineered leather bags in the world — and we love people while we do it.” I think it's a really cool mission statement.Dave MunsonSaddlebackleather.comFacebook Saddleback Leather Co.Instagram @saddlebackbagsYouTube @saddlebackleatherBill Stahlsilly_billy@msn.comFacebook Bill StahlInstagram and Threads @stahlor and @we_are_superman_podcastYouTube We Are Superman PodcastSubscribe to the We Are Superman Newsletter!https://mailchi.mp/dab62cfc01f8/newsletter-signupSubscribe to our Substack for my archive of articles of coaching tips developed from my more than three decades of experience, wild and funny stories from my long coaching career, the wit and wisdom of David, and highlights of some of the best WASP episodes from the past that I feel are worthwhile giving another listen.Search either We Are Superman Podcast or @billstahl8
We love the Jaybirds. You should to. Find them on Instagram at Jaybirdsmusic. Peterson's Landscape (817-739-8413)Welcome to Peterson's Landscape, Dallas/Fort Worth's premier landscape company. For over 35 years, Peterson's Landscape has been providing residential and commercial property owners in the DFW area with the finest in landscape services. From landscape design and installation to regularly scheduled lawn maintenance services, our expert staff provides the knowledge and experience to help you with your outdoor needs Purple Web Consultingwww.purplewebconsulting.comWebsite design and hosting, E-commerce integration, digital strategy and consulting.817.629.6069Making modern business tools accessible to the small business owner so that they can compete with the big dogs! Fort Worth Float CompanyIs your day filled with noise and distractions? Overstimulating sounds and activity? Our daily lives have become overwhelmed with tasks and responsibilities, with very few ways to shut off the world for a brief moment. WELCOME TO FORT WORTH FLOAT COMPANY. They specialize in providing sensory deprivation flotation tanks, providing the ultimate relaxation experience. Offering various pricing and packages, and three different tanks, Fort Worth Float Company meets everyone's floating needs. Hoppin (Fort Worth)Weisenberger St, Fort Worth TX 76107No more waiting for the bar tender. Simply walk up to the wall of taps, scan your arm band, and enjoy!!! This place charges you by the ounce. A great place to unwind or for your next big event. Find them on Instagram as @hoppinfwtx.Have a Fort Worth Event coming up this week? Call during our recording window and let us share it with the city. 817.988.1292. The Davis TeamLook no further than our friends at The Davis Team for all of your property needs. No commitment necessary. If you have questions about property then visit them online : yourdavisteam.com or give them a call 817.755.0504 Galaxy Wilderness Disc Golf Galaxy Wilderness is dedicated to promoting Disc Golf to the masses for its health benefits through outdoor therapy, exercise, and camaraderie.Find them on Facebook as Galaxy Wilderness Disc GolfGalaxyWildernessDG@gmail.com(682) 228-0399 The Body Scrubberyon Instagram @thebodyscrubberyOnline at www.thebodyscrubbery.comPhone:925.808.8222A boutique and unique spa experience. "Don't cheat yourself, treat yourself!!" Luxury foot spa, full body scrubs, infrared heat wraps, massage, bubble tub, mud wraps, facials, couples packages, and small group parties. Eaton Data SolutionsWe work to have relationships with vendor partners who specialize in different methods of vulnerability detection and management so that we can offer enterprise tools and solutions to small and medium sized companies (SMB's).Find them online www.eatondatasolutions.com Roofing Solutions by Darren Houk!Roofing Solutions can help with all your residential and commercial roofing needs. Roofing Solutions by Darren Houk islocally owned and operated. We are insured and have the experience to carry out most roofing projects.Web Page: https://www.roofingsolutionshouk.com/Phone : 817-882-6520 McFly's Pub6104 LTjg Barnett Rd, Fort Worth, TX 76114 · 4.1 miA BADASS little 1980's/ Back to the Future themed bar with an excellent outdoor patio complete with fire pit and room for your fur baby. Daily drink specials and fun activities almost every day of the week. See whats new at McFly's on their Instagram page @McFlysPub. Tres Amigos Tacos and Tequilatresamigostacosandtequila.comChef Sandy brings a fresh perspective and culinary expertise to Tres Amigos, continuing the spirit of female led entrepreneurship and the culinary excellence that Chef Paul was known for.909 W Magnolia Ave, Fort Worth, TX 76104 Cloudland Recording Studiowww.cloudlandrecordingstudio.comCloudland Recording Studio is an analog and digital recording studio located in the heart of Fort Worth, Texas. We are just one mile from downtown and five minutes from the Near Southside entertainment district of Magnolia Avenue.
Our guest today is former pro soccer player Tijana Duricek. Today on the podcast, Tijana shares his powerful story of growing up in war torn Serbia and coming to the United States to pursue soccer at TCU in Fort Worth, TX. "Get in the Game" is part of the Sports Spectrum Podcast Network.Sign up for our Sports Spectrum Magazine and receive 15% off a 1-year subscription by using the code PODCAST15http://SportsSpectrum.com/magazineDo you know Christ personally? Click here to learn how you can commit your life to Him.
In episode 212, Coffey talks with Elisa Ellis about dress codes, personal authenticity at work, and how employee appearance impacts business performance and career advancement.They discuss research showing dressed professionals outperform casual counterparts in negotiations; Starbucks dress code changes and employee pushback; balancing authenticity with professional standards; remote work appearance challenges; “enclothed cognition” research on clothing's psychological effects; specific vs general dress code guidelines; ways employees can express personality while maintaining consistency; managing difficult dress code conversations with employees; and the business impact of first impressions.Good Morning, HR is brought to you by Imperative—Bulletproof Background Checks. For more information about our commitment to quality and excellent customer service, visit us at https://imperativeinfo.com.If you are an HRCI or SHRM-certified professional, this episode of Good Morning, HR has been pre-approved for half a recertification credit. To obtain the recertification information for this episode, visit https://goodmorninghr.com.About our Guest:It takes less than seven seconds to make a first impression. Elisa is a wardrobe stylist, speaker, best-selling author, and online course creator.Elisa says what HR can't and works with businesses to help them guide and educate their teams on professional presence, revealing how upgrading your attire ignites productivity, amplifies sales, and fosters collaboration and overall success.Personal styling is more than a wardrobe haul; it's a transformation that introduces you to your inner awesomeness.For nearly a decade, Elisa has transformed the closets and lives of clients across the US and abroad. Whether you're a business owner, executive, or entrepreneur, how you show up matters.Elisa Ellis can be reached at https://www.turnkeystyle.com https://www.linkedin.com/in/elisaellis https://www.instagram.com/stylishcurvygirlAbout Mike Coffey:Mike Coffey is an entrepreneur, licensed private investigator, business strategist, HR consultant, and registered yoga teacher. In 1999, he founded Imperative, a background investigations and due diligence firm helping risk-averse clients make well-informed decisions about the people they involve in their business.Imperative delivers in-depth employment background investigations, know-your-customer and anti-money laundering compliance, and due diligence investigations to more than 300 risk-averse corporate clients across the US, and, through its PFC Caregiver & Household Screening brand, many more private estates, family offices, and personal service agencies. Imperative has been named a Best Places to Work, the Texas Association of Business' small business of the year, and is accredited by the Professional Background Screening Association. Mike shares his insight from 25+ years of HR-entrepreneurship on the Good Morning, HR podcast, where each week he talks to business leaders about bringing people together to create value for customers, shareholders, and community.Mike has been recognized as an Entrepreneur of Excellence by FW, Inc. and has twice been recognized as the North Texas HR Professional of the Year. Mike serves as a board member of a number of organizations, including the Texas State Council, where he serves Texas' 31 SHRM chapters as State Director-Elect; Workforce Solutions for Tarrant County; the Texas Association of Business; and the Fort Worth Chamber of Commerce, where he is chair of the Talent Committee. Mike is a certified Senior Professional in Human Resources (SPHR) through the HR Certification Institute and a SHRM Senior Certified Professional (SHRM-SCP). He is also a Yoga Alliance registered yoga teacher (RYT-200) and teaches multiple times each week.Mike and his very patient wife of 28 years are empty nesters in Fort Worth.Learning Objectives:1. Understand that employee appearance directly impacts business outcomes, with research showing significant differences in sales performance and decision-making abilities based on professional dress.2. Develop clear, specific dress code guidelines that provide examples and accommodate different roles while maintaining brand consistency across the organization.3. Frame dress code conversations around employee growth and career advancement rather than personal criticism, emphasizing the connection between professional appearance and business opportunities.
Send us a textThis week, Levi, March, and Jordan conclude the remaining three games of the schedule, including a trip to Fort Worth, a home finale against Kansas, and a season finale in Stillwater.
Hey everyone! So, I’m diving into the whole controversy surrounding the American Eagle jeans ad featuring Sydney Sweeney. And guess what? I’m also reviewing this wild and wacky movie called ‘Hippo’. You won’t believe what happened to me when I was on the road in Fort Worth, Texas. A Heckler and her friend sent me a message that was straight out of a crazy dream. I can’t wait to share all the juicy details with you! Stay tuned! HIMS To get simple, online access to personalized, affordable care for ED, Hair Loss, Weight Loss, and more, visitn http://Hims.com/Griffin My Movie Guy https://www.instagram.com/yourmovie_guy412 HIPPO https://www.instagram.com/hippothemovie Erik Griffin http://www.erikgriffin.com https://www.patreon.com/ErikGriffin http://twitch.tv/erikgriffingaming https://all-things-erik-griffin.creator-spring.com Youtube Version https://www.youtube.com/watch?v=VxKWrzaPPCQ
Presbytery is the corporate expression of a “council of elders” affirming the calling and direction of faithful members of the house. At Mercy Culture, this is accomplished through prophetic ministry from seasoned leaders, specifically our apostolic elders and pastors. “Do not neglect the gift you have, which was given you by prophecy when the council of elders (Presbyterian) laid their hands on you.” — 1 Timothy 4:14 Presbytery at East Fort Worth was led by Pastor Will Ford, Pastor Dehavilland Ford and Pastor Chris Donald.
Presbytery is the corporate expression of a “council of elders” affirming the calling and direction of faithful members of the house. At Mercy Culture, this is accomplished through prophetic ministry from seasoned leaders, specifically our apostolic elders and pastors. “Do not neglect the gift you have, which was given you by prophecy when the council of elders (Presbyterian) laid their hands on you.” — 1 Timothy 4:14 Presbytery at East Fort Worth was led by Pastor Will Ford, Pastor Dehavilland Ford and Pastor Chris Donald.
To give visit: www.BennyHinn.org/donate PayPal: https://www.paypal.me/BennyHinnMinistries #PastorBennyHinn #BennyHinnMinistries #ThisIsYourDay
The versatile Ana Marie Cox is a podcast host (Space the Nation, Past Due), a veteran journalist (MTV News, The New York Times Magazine), the founding editor of Wonkette, a writing instructor, and a political pundit and analyst, frequently featured on various cable news programs. But not to worry. Ana stays out of the political fray in this interview. I mean, nothing better to keep you stressed out and awake than the current political climate. Instead, Ana takes us on a tour of all the places she lived as a young person growing up in Texas, primarily around Austin and Fort Worth. Hear about the floor plans, the decor, and everything else you need to hear but not truly engage with as you drift off to sleep. Like all of our best episodes, it's interesting enough to keep you distracted from your worries (like, you know, politics) but not so interesting that you lose sleep. Gotta have your sleep, Sleepyheads.Learn more about Ana Marie Cox and the Third Story Workshop by going to her website, www.AnaMarieCox.com. Listen to Space the Nation and Past Due with Ana Marie Cox and Open Mike Eagle wherever fine pods are cast.Go to www.maximumfun.org/join and select Sleeping with Celebrities to support our show.Hey Sleepy Heads, is there anyone whose voice you'd like to drift off to, or do you have suggestions on things we could do to aid your slumber?Email us at: sleepwithcelebs@maximumfun.org.Follow the Show on:Instagram @sleepwcelebsBluesky @sleepwithcelebsTikTok @SleepWithCelebsJohn is on Bluesky @JohnMoeJohn's acclaimed, best-selling memoir, The Hilarious World of Depression, is now available in paperback.
Whitetail deer are king in Texas and no organization is more closely linked to that reality than Texas Trophy Hunters Association. TTHA President and CEO (and my longtime friend) Christina Pittman makes her return on this edition of Campfire Conversations. We discuss the Fort Worth and San Antonio Extravaganzas set to fire off the next [...]
Former Top 70 WTA doubles player Catherine Harrison returns to the show to share her journey recovering from multiple injuries over the past few seasons. We discuss her recent decision to focus exclusively on doubles moving forward.Catherine came to Fort Worth, Texas, last week, where we spent two days of intensive on-court doubles training. We discussed the key takeaways from the training and more.Simple tactical improvements from two days of training.Doubles drills that she found helpful.Why spreading the service box is generally more effective than body serves.Her extensive warm-up routine takes a ground-up approach to injury prevention.Importance of proper training blocks between tournaments when recovering from injury.Setting both process-oriented and outcome-oriented goals for comeback.Dream women's and mixed doubles partners.Her mixed feelings about the new US Open mixed doubles format.Follow Catherine's comeback journey as she aims to return to the Grand Slam level by next year's US Open.Learn more about Catherine & follow:WTA ProfileWikipediaInstagramPrevious episode with Catherine (February 2023) ----- **Join the #1 Doubles Strategy Newsletter for Club Tennis Players** New doubles strategy lessons weekly straight to your inbox **Become a Tennis Tribe Member**Tennis Tribe Members get access to premium video lessons, a monthly member-only webinar, doubles strategy Ebooks & Courses, exclusive discounts on tennis gear, and more. Learn More & Sign Up Here **Other Free Doubles Content** Serve Strategy Cheatsheet Return Strategy Cheatsheet Serve Strategy 101 - Video Course
Brandon Allen is a North Carolina local with a working-class background and an entrepreneurial spirit that has fueled his journey across multiple industries. He got his start working on farms and in tobacco warehouses before earning his PharmD from the University of South Carolina in 2012. After relocating to Fort Worth, Texas, he took on various roles in pharmacy before purchasing a community retail pharmacy in 2016.Business ownership brought both challenges and growth. By 2021, Brandon was on the verge of bankruptcy—but through perseverance, mentorship, and faith, he turned things around and made the business profitable again. Along the way, he realized his true passion lay elsewhere. In 2023, he sold the pharmacy and went all-in on Masterpiece Construction—a remodeling company committed to breaking industry stereotypes. The company quickly gained traction, generating over $1.1 million in revenue in its first full calendar year and continuing to grow. His story is one of perseverance, reinvention, and boldly pursuing purpose through each new chapter.Brandon's Links:Website: http://masterpiececonstructiontx.comFacebook: facebook.com/masterpiececonstructiontxInstagram: instagram.com/masterpiececonstructiontxLinkedIn: https://www.linkedin.com/in/brandondallen/Freebie: https://masterpiececonstructiontx.com/cost-guide-glpBook Recs:Profit First: Transform Your Business from a Cash-Eating Monster to a Money-Making Machine: https://amzn.to/4cakv6LBusiness Made Simple: 60 Days to Master Leadership, Sales, Marketing, Execution, Management, Personal Productivity and More: https://amzn.to/4c7eI1TBuilding a StoryBrand 2.0: Clarify Your Message So Customers Will Listen: https://amzn.to/4j50lxfThat Will Never Work: https://amzn.to/4hMIyKcPodcast Recs:The School of Greatness: https://podcasts.apple.com/us/podcast/the-school-of-greatness/id596047499Remodelers on the Rise: https://podcasts.apple.com/us/podcast/remodelers-on-the-rise/id820960206Men in the Arena: https://podcasts.apple.com/us/podcast/men-in-the-arena-christian-mens-podcast/id1144237071The Impatient Entrepreneur's links:Facebook: https://www.facebook.com/TheImpatientEntrepreneurPodLinkedIn: https://www.linkedin.com/company/theimpatiententrepreneurpod/Instagram: https://www.instagram.com/theimpatiententrepreneurpod/YouTube: https://www.youtube.com/@TheImpatientEntrepreneurPodOnline: https://www.theimpatiententrepreneurpod.comConnect with us: https://www.theimpatiententrepreneurpod.com/contactKwedar & Co.'s links:Facebook: https://www.facebook.com/kwedarcoLinkedIn: https://www.linkedin.com/company/kwedarcoInstagram: https://www.instagram.com/kwedarcoYouTube: https://www.youtube.com/@KwedarCoOnline: www.kwedarco.comConnect with us: https://www.kwedarco.com/book-consultation
“What happens when a WNBA game is interrupted by a flying sex toy… for the third time?” That's the wild question that kicks off this jaw-dropping, laugh-out-loud episode of The Ben and Skin Show, featuring Ben Rogers, Jeff “Skin” Wade, Kevin “KT” Turner, and Krystina Ray.In this segment of the News Quickie, the crew dives into the bizarre and headline-grabbing saga of Sophie Cunningham, Kelsey Plum, and the WNBA's unexpected new problem: rogue sex toys being hurled onto the court. The gang breaks down the drama, the social media frenzy, and the deeper implications for a league trying to grow—while also cracking some of the funniest lines you'll hear all week.
It's the 11th running of the Race For the Future in Fort Worth, TX on September 14, 2025. This is YOUR chance to make a difference in a industry we all love so much. Important links: All the money goes to The Foundation For Dental Laboratory Technology: https://dentallabfoundation.org/ All about the Race: https://dentallabfoundation.org/news-events/race-for-the-future/ Race website: https://fortworth.californiatriathlon.org/ TO DONATE: https://fdlt.memberclicks.net/donor-form#/ Select: Race for the Future Enter the name of the racer you want to support: BARB WARNER or THE CROWN JEWELS Enter the amount (One Million Dollars) August 14 & 15: PrograMill CAM Academy: A Hands-On Introduction to Digital Milling for Dental Professionals Ivoclar Academy – Amherst, NY : https://www.ivoclar.com/enca/course/programill-cam-academy-module-i-introduction/251438?utmsource=Email&utmmedium=Pardot&utmcampaign=Academy+Newsletter&utm_term=July This episode is featuring two conversations that Elvis and Barb got while in Gemany at the exocad booth at IDS 2025. First up is Paul Dowling & Jacqueline Ffrench who come from PD Ceramics (https://pdceramics.ie/) in Ireland. Paul grew up in a dental family and played in the shed in the backyard that was the lab. After attending lab school in London, Paul came back to Ireland and opened his own lab. Knowing teeth and not business, Paul recruits Jacqueline from a dental office to help. Jacqueline is good with business and saw the struggles in the lab and set out to make it a better place. Now she and Paul are starting to do it all over Ireland. Then from many miles away (at IDS it seems that way) we are joined by Thomas Baaske, the Global Technical Product Manager at Ivoclar (https://www.ivoclar.com/en_us) Vivadent AG. That means he oversees a lot of the digital materials and equipment for Ivoclar and there is a lot. Thomas talks about his lab background, being with Ivoclar for over 14 years, the evolution of the milled denture, their new inventory system, and the new Ivotion Based Printed denture (https://www.ivoclar.com/en_us/products/digital-processes/3d-printing-materials). Let's be honest. There are a LOT of zirconia on the market these days. How do you know which is which? Is one better than another? Is there one that can handle every situation? Check out a FREE webinar from Ivoclar (https://www.ivoclar.com/en_us) called Zirconia Unboxed with Jeff Smith, CDT. (https://www.ivoclar.com/en_us/course/zirconia-unboxed/246115?utm_source=External+-+Voice+from+the+Bench&utm_medium=QR+code&utm_campaign=Academy&utm_term=August) "This introductory webinar is the first in a five-part series designed to address the most frequently asked questions by dental labs when selecting zirconia for their restorations. With a focus on practical guidance, this session explores the key considerations in choosing the right zirconia, including material properties, esthetics, and processing techniques. This introductory webinar is the first in a five-part series designed to address the most frequently asked questions by dental labs when selecting zirconia for their restorations. With a focus on practical guidance, this session explores the key considerations in choosing the right zirconia, including material properties, esthetics, and processing techniques." Check it out at: https://www.ivoclar.com/enus/course/zirconia-unboxed/246115?utmsource=External+-+Voice+from+the+Bench&utmmedium=QR+code&utmcampaign=Academy&utm_term=August Special Guests: Jacqueline Ffrench, Paul Dowling , and Thomas Baaske.
Send us a textI dive into this nearly two-hour deep dive starting with Ghislaine Maxwell's legal chaos where she's been subpoenaed by the House Oversight Committee, wants clemency, has petitioned the Supreme Court for an appeal, and her legal team has approached Trump asking for a pardon, plus she's been secretly moved to a low-security federal prison in Fort Worth, Texas where Elizabeth Holmes and Real Housewives Jen Shaw are serving their sentences, which definitely looks like some sort of deal is in the works, but here's where it gets really interesting - I expose this woman named Anya Wick who claims to be Jeffrey Epstein's niece AND Shia LaBeouf's twin sister AND Walt Disney's great-granddaughter, which is obviously complete bullshit, but people need to know about these frauds, then the bombshell comes when I unpack why attorney Bobbi Sternheim representing both Ghislaine Maxwell AND Nicholas Tartaglione (Epstein's former cellmate who's now convicted of quadruple murder) isn't actually that weird legally, but what IS weird is that she holds top secret SCI clearance and specializes in terrorism and national security cases - so why is she working on sex trafficking and murder cases, and even weirder, she got appointed to Tartaglione's case just ten days after Epstein died, then I play Trump's recent comments about why he threw Epstein out of Mar-a-Lago for stealing his spa workers, including what sounds like Virginia Roberts Giuffre, and you can hear him practically confirming everything we suspected, but the real meat comes when I break down the Bill Gates connection through Boris Nikolic, who was mysteriously named as backup executor in Epstein's will just two days before Epstein died, even though Nikolic says he hadn't spoken to Epstein in years, and I explain how this was clearly Epstein's "FU" to Gates, exposing their deeper ties than anyone knew, and how Nikolic was the middleman coordinating between Gates and Epstein for years, plus I dive into that Russian bridge player Mila Antonova that Epstein allegedly used to blackmail Gates over an affair, and how Gates met with Epstein way more than he's ever admitted, then comes the final hour with more of Maria Farmer's lost interview, where she details being kidnapped at Les Wexner's Ohio compound, how all of Epstein's surveillance footage went directly to Wexner's house, her escape with her little brothers, and the aftermath with Vicki Ward destroying the 2003 Vanity Fair story that could have saved all those girls in Florida, and Maria drops bombs about Morgan Fairchild being at Epstein's office "like a little blow-up doll," what she thinks Epstein and Ghislaine relationship was. This is the interview that's been hidden for years, and now you get to hear why certain people never wanted it to come out. For the Full epsodes go here for only $6.00 per month plus more show! https://www.patreon.com/c/DishingDramaWithDanaWilkeySupport the showDana is on Cameo!Follow Dana: @Wilkey_Dana$25,000 Song - Apple Music$25,000 Song - SpotifyTo support the show and listen to full episodes, become a member on PatreonTo learn more about sponsorships, email DDDWpodcast@gmail.comDana's YouTube Channel
In this episode of Intermittent Fasting Stories, Gin talks to Tatsiana Bender from Fort Worth, TX.Gin has a new YouTube Channel! Visit https://www.youtube.com/channel/UC_frGNiTEoJ88rZOwvuG2CA and subscribe today so you never miss an intermittent fasting tip, a support session, or an interview with a past IF Stories guest or expert.Are you ready to take your intermittent fasting lifestyle to the next level? There's nothing better than community to help with that. In the Delay, Don't Deny community we all embrace the clean fast, and there's just the right support for you as you live your intermittent fasting lifestyle. You can connect directly with Gin in the Ask Gin group, and she will answer all of your questions personally. If you're new to intermittent fasting or recommitting to the IF lifestyle, join the 28-Day FAST Start group. After your fast start, join us for support in The 1st Year group. Need tips for long term maintenance? We have a place for that! There are many more useful spaces beyond these, and you can interact in as many as you like. Visit ginstephens.com/community to join us. An annual membership costs just over a dollar a week when you do the math. If you aren't ready to fully commit for a year, join for a month and you can cancel at any time. If you know you'll want to stay forever, we also have a lifetime membership option available. IF is free. You don't need to join our community to fast. But if you're looking for support from a community of like-minded IFers, we are here for you at ginstephens.com/community. Tatsiana is a CPA, and she moved to the Texas from Belarus when she was 20. Tatsiana shares her unique and humorous entry into intermittent fasting—prompted by wanting to match her stated weight on a life insurance application after a festive Fourth of July. She recounts her quick initial weight loss, how a serendipitous YouTube video introduced her to Gin's book Fast Feast Repeat, and her realization that a “clean fast” made a difference. Tatsiana describes that, although she never struggled significantly with her weight growing up in Belarus, moving to America exposed her to a drastically different food culture and led to weight fluctuations, especially after having children.Tatsiana reminisces about her childhood in Belarus with seasonal, simple foods, and homemade sweets being the norm. She contrasts this experience with her first exposure to America's abundance of processed foods and shares how returning home helped her effortlessly lose the weight she'd gained during her stay. The conversation naturally moves to food traditions—like gardening and preserving homegrown vegetables at her family's summer house (dacha)—and reflects on how these habits cultivated appreciation for natural, unprocessed foods. Tatsiana finds it amusing that what was once a necessity is now recognized as the foundation for a healthy lifestyle.Her health journey gained depth when she started to focus on what foods make her feel best and support her long-term well-being. Tatsiana opens up about testing various diet strategies like Whole30, experimenting with plant-based cooking inspired by Dr. Fuhrman, and participating in Zoe's program to learn more about her body. She shares insights from wearing a continuous glucose monitor, revealing how her body handles sugar and fats, and describes small but significant lifestyle upgrades, such as switching to cleaner water and crowding out processed snacks with vegetables. Tatsiana explains that intermittent fasting, once started for weight loss, gradually led her to a sustainable pattern of eating that emphasizes health and nourishment over dieting.To wrap up, Tatsiana offers encouragement to those just starting out: arm yourself with knowledge and do intermittent fasting the right way—she especially recommends reading Fast Feast Repeat for clear guidance. Tatsiana emphasizes that it's all about making steady progress with small, lasting changes, not perfection or overnight results. Most importantly, she reminds listeners that this is a lifestyle, not a diet to start and stop, and urges everyone to approach fasting and healthier living one baby step at a time.Get Gin's books at: https://www.ginstephens.com/get-the-books.html. Good news! The second edition of Delay, Don't Deny is now available in ebook, paperback, hardback, and audiobook. This is the book that you'll want to start with or share with others, as it is a simple introduction to IF. It's been updated to include the clean fast, an easier to understand and more thorough description of ADF and all of your ADF options, and an all new success stories section. When shopping, make sure to get the second edition, which has a 2024 publication date. The audiobook for the second edition is available now! Join Gin's community! Go to: ginstephens.com/communityDo you enjoy Intermittent Fasting Stories? You'll probably also like Gin's other podcast with cohost Sheri Bullock: Fast. Feast. Repeat. Intermittent Fasting for Life. Find it wherever you listen to podcasts. Share your intermittent fasting stories with Gin: gin@intermittentfastingstories.comVisit Gin's website at: ginstephens.com Check out Gin's Favorite Things at http://www.ginstephens.com/gins-favorite-things.htmlSubscribe to Gin's YouTube Channel! https://www.youtube.com/channel/UC_frGNiTEoJ88rZOwvuG2CASee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In our latest, we talk to Texas based journalist Candice Bernd (@candicebernd.bsky.social) about the devastating floods that hit the Hill Country on July 4th weekend. We discuss the effect of the floods on locals, failures of early warning systems, how DOGE's cuts to the federal government contributed to it, and how mutual aid has stepped in to support the community. Bio//Candice Bernd is a special investigative correspondent for the Observer covering the climate and ecological crises. She is a freelance journalist based in Austin whose work has also appeared in The Nation, The American Prospect, In These Times, Salon, Truthout, and Earth Island Journal. She's received awards from the San Francisco Press Club, the Fort Worth chapter of the Society of Professional Journalists, the Native American Journalists Association, and the Dallas Peace and Justice Center. -------------------------------------------Outro-- "Texas Flood" by Stevie Ray Vaughn
On this episode of Unlimited Capital, Chris Lopez and Richard McGirr interview Jarrod Joplin, a founding partner at Common Capital Investing, who joins for a hands-on capital raising and marketing clinic. Jarrod breaks down their current deal, Vista del Sol—a 54-unit cash-flowing apartment complex in Fort Worth, Texas—and shares how he and his partners transitioned from single-family investing to multifamily. The conversation dives into tactical advice for boosting investor engagement, improving messaging around immediate cash flow, and building scalable sales systems. Jarrod opens up about the learning curve in treating capital raising like a real business function and the need to embrace founder-led sales. Jarrod Joplin Current role: Founding Partner at Common Capital Investing Based in: Texas Say hi to them at: Website: commoncapitalinvesting.com Email: jarrod@commoncapitalinvesting.com Instagram: @jarjop Visit investwithsunrise.com to learn more about investment opportunities. Post your job for free at https://www.linkedin.com/BRE. Terms and conditions apply. Join the Best Ever Community The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria. Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at www.bestevercommunity.com Learn more about your ad choices. Visit megaphone.fm/adchoices