Podcasts about digital wallets

รัฐบาลชะลอโครงการ ‘Digital Wallet' เฟส 3 และ 4 ไปจนกว่าสถานการณ์เหมาะสม เล็งนำงบไปกระตุ้นการจ้างงานและแก้ปัญหาเชิงโครงสร้าง รายละเอียดเป็นอย่างไร เจาะเบื้องลึก ทำไมรัฐบาลชะลอแจก ‘เงินหมื่นเฟส 3-4' พูดคุยกับ บุรินทร์ อดุลวัฒนะ กรรมการผู้จัดการ และ Chief Economist บริษัท ศูนย์วิจัยกสิกรไทย จำกัด

In this fast-moving edition of Buy or Sell on Hotline, Dave, Coop, and Matt Guitar Murphy explore the week's biggest tech and culture questions. Is it time to fully embrace digital wallets? Should we be concerned or excited about AI narrating audiobooks? And is a Rubik's Cube-solving robot in 0.1 seconds impressive or just a novelty? The trio debates convenience versus security, creativity versus efficiency, and technology's march forward—whether we like it or not.

Yoann Vandendriessche, Group Chief Product Officer, Intix & NetGuardiansThe payments sector is facing its biggest transformation in a decade. Traditional models are no longer sustainable, and firms need to rethink their strategies, harness real-time transaction data and look to more adaptive infrastructures. Indeed, real-time payments will become the norm, likely to reach 27% of all global payments by 2028. At the same time, growing fraud and compliance burdens are forcing a rethink of data strategies. Robin Amlôt of IBS Intelligence speaks to Yoann Vandendriessche, Group Chief Product Officer of Intix and NetGuardians.

Constitutional fun facts in honor of The American Legion National Oratorical Competition Finals THE INTERVIEW Army combat veteran Blake Hall created his company to protect veterans from identity theft. Veterans are more than 80% likely to have their identity stolen than other Americans. Learn how ID.me prevents fraud in this week's episode. SCUTTLEBUTT A salute Ronin – the hero rat who set a Guinness World Record for detecting landmines Legionnaires supporting manners, etiquette and Americanism in South Carolina Special Guest: Blake Hall.

Send us a textMiguel Armaza travels to Sao Paulo for an interview with Eduardo Chedid, CEO of PicPay, a Brazilian fintech giant that has quietly become one of the most important financial companies in Latin America.With 60 million customers and handling 11% of all Pix payments transactions in Brazil, PicPay has achieved profitability while maintaining hyper-growth—posting 61% revenue growth and 7× higher profits in 2024.In this episode, we discuss:How PicPay transformed from a digital wallet into a multi-product financial platformThe power of business unit autonomy and prioritizing top talent acquisitionBuilding a two-sided ecosystem that serves both consumers and businesses with separate monetization strategiesWhy Brazilian market volatility creates resilient managers and how to avoid the "incumbent trap"... and lots more!Want more podcast episodes? Join me and follow Fintech Leaders today on Apple, Spotify, or your favorite podcast app for weekly conversations with today's global leaders that will dominate the 21st century in fintech, business, and beyond.Do you prefer a written summary? Check out the Fintech Leaders newsletter and join 75,000+ readers and listeners worldwide!Miguel Armaza is Co-Founder and General Partner of Gilgamesh Ventures, a seed-stage investment fund focused on fintech in the Americas. He also hosts and writes the Fintech Leaders podcast and newsletter.Miguel on LinkedIn: https://bit.ly/3nKha4ZMiguel on Twitter: https://bit.ly/2Jb5oBcFintech Leaders Newsletter: bit.ly/3jWIp

In this episode of TechMagic, hosts Cathy Hackl and Lee Kebler unpack the cutting-edge innovations transforming finance and commerce in 2025. Along with special guest Nabil Manji, SVP of Fintech Growth at Worldpay, the trio discusses the rise of digital wallets and embedded finance, as well as the power of AI agents and real-time payments. They explore how technology is redefining money movement on a global scale and tackle the impact of quantum computing on payment security. They look at the challenges of AI safety and what companies like Shopify are doing to lead the charge. A must-listen for anyone curious about the future of fintech.What you will learn:How digital wallets are transforming global commerceWhy embedded finance is revolutionizing delivery of financial services to customersThe evolution of real-time payments across different global markets How AI agents are reshaping commerce through automated purchasing Why stablecoins are emerging as a crucial tool for cross-border payments The impact of quantum computing on payment security The challenges facing traditional retail experiences Current concerns around AI chatbots and the need for stronger safety measuresThe growing pains of emerging tech trends, from Nintendo's preorder challenges to Meta's AI controversiesCome for the tech, stay for the magic!Nabil Manji BioNabil Manji is the Senior Vice President and Head of Fintech Growth and Financial Partnerships at Worldpay, where he leads strategic initiatives in emerging payment technologies and financial partnerships. With extensive experience in the payments industry, he oversees how Worldpay collaborates with banks, fintech companies, and card networks to shape the future of money movement. His expertise in payment infrastructure and involvement in Worldpay's Global Payments Report make him uniquely qualified to discuss how technological innovations are transforming the way we think about and handle transactions in an increasingly digital world. His strategic vision for the intersection of technology and finance provides valuable insights for businesses and professionals interested in the future of payments and financial technology.Nabil Manji on LinkedInKey Discussion Topics:00:00 Welcome to Tech Magic with Cathy Hackl & Lee Kebler02:44 AI & Mental Health: The Rise of Digital Therapy Solutions09:51 Nintendo Switch 2: When Preorders Go Wrong18:06 Slate Auto: Reimagining the Electric Truck25:44 The Three Pillars of AI in Payments with Nabil Manji39:37 Digital Wallets: The Evolution of Modern Payment Methods46:20 Cryptocurrency as Payment Infrastructure49:20 Understanding Embedded Commerce & Finance53:57 Quantum Computing's Impact on Payment Security01:03:47 Meta AI Controversy: Safety Concerns & Celebrity Voices Hosted on Acast. See acast.com/privacy for more information.

Recorded live at Money 20/20, 2024 in Las Vegas, Nevada, Eyal is joined by three leading voices from the open banking community whom he knows rather well: Michelle Beyo, CEO & Founder of Finavator; David Birch, Author, Advisor and Principal at 15Mb; and Don Cardinal, Senior Vice President at the Financial Data Exchange. Together, they examine how open banking is taking shape across Canada, the United Kingdom, and the United States, offering insights informed by their respective regions. Between them, they provide a global perspective on the evolution of open banking, not only based on activity in different regions, but across the three main pillars of open banking infrastructure: data sharing, real-time payments, and digital identity. David delves into the UK's early open banking implementation, Don explores the U.S.' market-driven approach to open finance, and Michelle shares her advocacy for a human-rights-based view of data ownership. From universal data rights to the rise of digital wallets, this conversation provides a comprehensive look at where the open banking standard is today and where it is headed. Specifically they discuss:Global approaches to open banking The significance of data rightsReal-time payments and digital walletsHow digital identity plays a crucial roleThe future of open banking in the US

Claire Gates, Head of Payments, Crown Agents BankCrown Agents Bank (CAB) is a UK-regulated, certified B Corp bank and provider of wholesale foreign exchange and cross-border payment services across developing, emerging and frontier markets. Claire Gates, Head of Payments for CAB speaks to Robin Amlôt of IBS Intelligence about collaboration between FinTechs and banks, and why it is critical for scaling secure cross-border payments. The conversation also includes discussion about moves towards cashless remittances.

Srinivas Nidugondi, Chief Operating Office, Digital Financial Solutions, Comviva TechnologiesWhat makes digital payments better than cash? It's a simple question with complex answers that change from country to country as digital payment solutions are shaped by the cultures in which they are embedded. It is clear, however, that fast or slow the rising trend in digital transactions is leaving cash behind. Srinivas Nidugondi, Chief Operating Officer FinTech for Comviva Technologies speaks on all things payments to Robin Amlôt of IBS Intelligence

In the latest edition of Omni Talk's Retail Fast Five sponsored by the A&M Consumer and Retail Group, Alvarez & Marsal, Mirakl, Simbe, Infios, and Ocampo Capital Chris Walton, Anne Mezzenga, along with guest hosts from the Alvarez & Marsal Consumer and Retail Group Chris Creyts and David Schneidman break down the week's retail news. In this short, they cover: If Portillo's App Fatigue IS Real And A Reason To Move To Digital Wallets For the full episode head here: https://youtu.be/zoe5hsCC9jU

On this episode of the Scouting For Growth podcast, Sabine VdL talks to Anna Bojic, founder and CEO of Miss Moneypenny Technologies which is on a mission to transform wallet apps into dynamic, customer-focussed engagement tools. On this episode Anna will share how her artistic roots inspired her approach to scaling Miss Moneypenny Technologies, especially in collaboration with leading insurance brands and more, as well as why digital wallets have become transformative assets for businesses looking to modernise their communication, streamline processes and deliver exceptional customer experiences. KEY TAKEAWAYS My co-founder and I have something in common; that we learned a practice of critical refinement, building something up with all the ideas you have but noticing when the time has come when you have to look very intensely at it and strip away everything that isn’t essential to the core of what you intended to do, the real solution behind it and destroying everything you don’t need. We’re in a world with information overload/overwhelm, and there’s information with differing qualities. Some is very fleeting and maybe we don’t need it very often but when we need it we really need it. It may be very small or we may just need it for a very short amount of time. We have this information at home but it was never presented to us in a way where it had the capabilities to be helpful when we need it. We realised that the digital wallet could provide the capabilities for reducing the chaos, stress and overwhelm. Companies and insurers try to use the techniques that are fine for family members, but they don’t have that kind of pull. But they do have an amazing opportunity to build relationships that are trust- and reliability-based and have a different tone. The wallet is the home for building these kinds of relationships. In regards to vehicle insurance, what we would have done if we’d had an accident is scribble our details on a piece of paper, take pictures of drivers licences (which is a security concern), all while very nervous. Now you can scan the QR code of my digital insurance card. You would receive a digital accident card which would trigger an automation in Wallet Studio and both people would receive messages that then pull us into the client’s processes that Zurich has. It gives us all the information until the claim is done. The cost savings are substantial. BEST MOMENTS ‘I have a background in fine arts, but I’ve always been a creator. I love to think deeply about problems I encounter in whichever subject matter, I just love problem solving.’ ‘We’ve trashed 100,000s of lines of code because we suddenly understood what we should have been doing, to let go of the things that weren’t working and tackle the real solution to the problem.’ ‘Expectations of consumers have changed. 5 years ago it was fine to wait for a week when I placed an order, now I get nervous on day 2.’ ‘Wallet Studio adds to the capabilities of what wallet technology can already do, makes it scalable within a large company.’ ABOUT THE GUEST Anna Bojic is the founder and CEO of Miss Moneypenny Technologies which enables Businesses to use the native digital wallet apps Apple & Google Wallet to connect and interact with users in a new, powerful way. It’s Saas product, Wallet Studio, is a digital wallet engagement and automation suite that enables companies to transform digital wallet cards into dynamic, interactive, meaningful and invaluable communication hubs. LinkedIn ABOUT THE HOST Sabine is a corporate strategist turned entrepreneur. She is the CEO and Managing Partner of Alchemy Crew a venture lab that accelerates the curation, validation, & commercialization of new tech business models. Sabine is renowned within the insurance sector for building some of the most renowned tech startup accelerators around the world working with over 30 corporate insurers, accelerated over 100 startup ventures. Sabine is the co-editor of the bestseller The INSURTECH Book, a top 50 Women in Tech, a FinTech and InsurTech Influencer, an investor & multi-award winner. Twitter LinkedIn Instagram Facebook TikTok Email Website

Cam Fowler, the CEO of Zelle parent company Early Warning Services, talks about the peer-to-peer payment system's rapid growth, the furor around fraud, and its new digital wallet, Paze. Fowler explains how the company is working to make the platform safer for consumers and why he believes shared accountability is the best approach to stopping criminals.

On this week's episode of News & Views, sponsored by Vanta, The Fintech Times Podcast team speak about the significant opportunity digital wallets represent for consumers, as per the FCA and PSR, as well as Token.io and Fabrick's partnership, which looks to expand on the benefits and adoption of account-to-account payments in the UK.

Ankush Julka, CEO of MufinpayMufinPay, a PPI license holder, is redefining digital payments with its Super App, PPI Wallet, Gift Cards, GPR Cards, and Bank in a Box. Offering seamless UPI payments, secure prepaid cards, and a robust e-banking experience, it simplifies everyday transactions like bill payments, FASTag top-ups, and P2P transfers. Ankush Julka, CEO of MufinPay, speaks with Puja Sharma of IBS Intelligence on the future of digital payments and FinTech's role in financial inclusion. 

My guest today is Blake Hall. Blake is the co-founder and CEO of ID.me, a secure digital identity network with over 100 million members. He was an officer in the United States Army and served our country for four years as a a rifle platoon leader, the battalion reconnaissance platoon leader, and as the battalion logistics officer. We explore his formative years in the military and transition into entrepreneurship. Blake shares powerful stories from his time leading scout sniper missions in Iraq, including how his unit achieved a 90% success rate in high-stakes operations through relentless preparation and learning. He shares the origin and evolution of ID.me, a company dedicated to verifying digital identities to combat fraud and simplify login experiences. We also discuss the role of identity in the modern economy, frameworks for building company culture, and evaluation of executive talent. I am ridiculously inspired by Blake, and I am so grateful for him and all of the Americans who serve our country. Please enjoy this discussion with the brave and courageous Blake Hall.  For the full show notes, transcript, and links to mentioned content, check out the episode page here. ----- This episode is brought to you by Ramp. Ramp's mission is to help companies manage their spend in a way that reduces expenses and frees up time for teams to work on more valuable projects. Ramp is the fastest-growing FinTech company in history, and it's backed by more of my favorite past guests (at least 16 of them!) than probably any other company I'm aware of. Go to Ramp.com/invest to sign up for free and get a $250 welcome bonus. – This episode is brought to you by Alphasense. AlphaSense has completely transformed the research process with cutting-edge AI technology and a vast collection of top-tier, reliable business content. Imagine completing your research five to ten times faster with search that delivers the most relevant results, helping you make high-conviction decisions with confidence. Invest Like the Best listeners can get a free trial now at Alpha-Sense.com/Invest and experience firsthand how AlphaSense and Tegus help you make smarter decisions faster. –  This episode is brought to you by Ridgeline. Ridgeline has built a complete, real-time, modern operating system for investment managers. It handles trading, portfolio management, compliance, customer reporting, and much more through an all-in-one real-time cloud platform. I think this platform will become the standard for investment managers, and if you run an investing firm, I highly recommend you find time to speak with them. Head to ridgelineapps.com to learn more about the platform. ----- Invest Like the Best is a property of Colossus, LLC. For more episodes of Invest Like the Best, visit joincolossus.com/episodes.  Follow us on Twitter: @patrick_oshag | @JoinColossus Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com). Show Notes: (00:00:00) Learna bout Ramp, Alphasense, and Ridgeline (00:07:48) First Combat Experiences (00:09:30) Leadership and Responsibility in Combat (00:13:28) Lessons in Leadership and Grit (00:18:32) The Importance of Credibility and Skill (00:22:05) A Defining Moment of Leadership (00:28:52) Transition to Civilian Life and Founding ID.me (00:50:27) Understanding Identity Through Time (00:51:08) Telecom Networks and Bad Actors (00:52:38) Moving Away from Passwords (00:54:13) The Trust Graph and Source of Truth (00:57:25) Digital Wallets and Government IDs (01:07:11) Challenges and Security in Digital Identity (01:21:36) Leadership and Company Culture (01:33:53) The Kindest Thing Anyone Has Ever Done for Blake

Episode Topic In this insightful episode, Kevin Rosenquist welcomes Rufei Qian, CEO of NihaoPay, a company revolutionizing cross-border payments by bridging the gap between global merchants and Chinese consumers. They explore critical topics like regulatory challenges in entering the Chinese market, adapting to cultural differences, and the evolving trends in consumer behavior. Rufei shares how Chinese consumers have shifted towards local brands and the widespread adoption of digital wallets, contrasting it with Western reliance on credit cards. The discussion highlights the transformative impact of technology on global transactions and the unique opportunities in cross-border commerce. Lessons You'll Learn Discover actionable strategies for navigating the complexities of China's regulatory landscape while delivering a seamless user experience. Rufei delves into how merchants can adapt to the distinct consumer habits in China, such as the mobile-first approach and preference for digital wallets like Alipay and WeChat Pay. Learn how innovation, a global-local strategy, and talent development drive success in the fintech space. Gain insights into the potential of blockchain in payments and how AI can complement, rather than disrupt, established industries. About Our Guest Rufei Qian is the visionary CEO of NihaoPay, a leader in cross-border payments that connects global merchants with Chinese consumers. With over a decade of expertise in fintech, Rufei has spearheaded innovative solutions that simplify transactions, ensuring regulatory compliance and cultural adaptability. Her leadership has driven NihaoPay's groundbreaking initiatives, including a new card issuing platform tailored for seamless global shopping. Rufei is a passionate advocate for using technology to enhance financial ecosystems and foster meaningful connections between diverse markets. Topics Covered This episode dives into how global merchants can navigate China's regulatory landscape, highlighting key challenges and strategies for compliance. Rufei sheds light on evolving consumer trends, including the rise of digital wallets and the shift toward local brands in Chinese markets. She also explores the transformative role of technological innovations, such as AI and blockchain, in shaping the future of payments. Additionally, Rufei discusses NihaoPay's latest initiative, a card issuing platform designed to simplify cross-border transactions for global consumers. The conversation concludes with insights into cultural and operational shifts, emphasizing the importance of innovation, localization, and talent development in driving growth

Summary In this conversation, Jeremy Schwartz, the Global Chief Investment Officer at WisdomTree, discusses the evolution of ETFs with Sean Emory, Founder of Avory & Co. They discuss the impact of tokenization on asset management, and the future of digital wallets. Jeremy emphasizes the importance of adapting to macro trends and shares insights on investing in Japan and the significance of currency hedging. Schwartz also highlights the innovative strategies WisdomTree is implementing to stay ahead in the fintech landscape. Chapters 00:00 The Evolution of WisdomTree and ETFs 04:05 Tokenization and Its Impact on Asset Management 11:17 The Future of Digital Wallets and Consumer Finance 16:29 Navigating Macro Trends and Market Predictions 28:49 Investing in Japan and the Importance of Currency Hedging Learn more about Avory https://www.avory.xyz/ _______ Disclaimer Avory & Co. is a Registered Investment Adviser. This platform is solely for informational purposes. Advisory services are only offered to clients or prospective clients where Avory & Co. and its representatives are properly licensed or exempt from licensure. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Avory & Co. unless a client service agreement is in place. Listeners and viewers are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance. “Likes” are not intended to be endorsements of our firm, our advisors or our services. Please be aware that while we monitor comments and “likes” left on this page, we do not endorse or necessarily share the same opinions expressed by site users. While we appreciate your comments and feedback, please be aware that any form of testimony from current or past clients about their experience with our firm is strictly forbidden under current securities laws. Please honor our request to limit your posts to industry-related educational information and comments. Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client's evaluation. Please reach out to Houston Hess our head of Compliance and Operations for any further details. Find more here https://www.avory.xyz/disclaimer-page

Last Thursday, the Consumer Financial Protection Bureau (CFPB) announced a Final Rule authorizing the agency to supervise and conduct examinations of certain non-bank providers of digital wallets and payment apps for consumers' general use. The Final Rule, which takes effect 30 days after publication in the Federal Register, largely mirrors the agency's earlier proposed rule, which we blogged about last year. Assuming it takes effect and is not overturned or cut back, the Final Rule will enable the CFPB to supervise companies in key areas such as privacy and information sharing, alleged banking errors and fraudulent and disputed transactions, and debanking or consumer loss of access to payment technologies or accounts. https://www.kelleydrye.com/viewpoints/blogs/ad-law-access/cfpb-finalizes-rule-to-supervise-digital-wallets-and-mobile-payment-apps-ahead-of-transition-to-trump-administration Donnelly McDowell dmcdowell@kelleydrye.com (202) 342-8645 www.kelleydrye.com/people/donnelly-l-mcdowell Alex Schneider aschneider@kelleydrye.com (202) 342-8634 www.kelleydrye.com/people/alexander-i-schneider Salim Rashid srashid@kelleydrye.com (202) 342-8473 https://www.kelleydrye.com/people/salim-rashid Hosted by Simone Roach Subscribe to the Ad Law Access blog - www.kelleydrye.com/subscribe Subscribe to the Ad Law News Newsletter - www.kelleydrye.com/subscribe View the Advertising and Privacy Law Resource Center - www.kelleydrye.com/advertising-and-privacy-law Find all of our links here linktr.ee/KelleyDryeAdLaw

Are Personal AI Agents the future of individual empowerment? How can the evolution of digital identity make them a reality?  Jamie Smith is the CEO and Founder of Customer Futures, a company focused on digital identity and customer-controlled personal data. He has been working at the forefront of digital transformation for nearly 15 years, helping deliver innovative solutions for some of the world's largest organizations.  Jamie has previously worked at Evernym, Ctrl-Shift, BT and Deloitte, before embarking on various recent projects, always in the same space. References: Customer Futures - Newsletter  Jamie Smith on LinkedIn Icebreaker: an open, decentralized professional networking platform Adrian Doerk: digital identity, digital wallets, and data protection (Masters of Privacy) Gam Dias: On privacy, agency, convenience, and freedom (Masters of Privacy) Turning the Web3 Tech Stack into the Post Web Stack (Jamie Burke, Outlier Ventures) Anthropic: introducing Claude 3.5 Sonnet Google unveils Project Mariner: AI agents to use the web for you (Techcrunch) Top 3 Trends in Digital Identity: What's New in Standards, Privacy, & Institutional Adoption (Privado.id) Dazza Greenwood: When AI Agents Conduct Transactions Uniform Electronic Transactions Act

Welcome to Mastering Cyber with Host Alissa (Dr Jay) Abdullah, PhD, SVP & Deputy CSO at Mastercard, and former White House technology executive. Listen to this weekly one-minute podcast to help you maneuver cybersecurity industry tips, terms, and topics. Buckle up, your 60 seconds of cyber starts now! Sponsored by Mastercard: https://mastercard.us/en-us.html

Cybercriminals are zeroing in on iPhone users with fake Apple emails, tricking them into handing over credit card info. Here's how to spot the scam and stay protected.

Pushpendra Mehta meets with Paul Galloway, Senior Director, Advisory Services at Strategic Treasurer, to review the latest treasury news and developments. Topics of discussion include the following: 1:35   Key technologies shaping corporate treasury and their influence on TMSs 10:02 Swift's 10 takeaways from Sibos 2024 15:46 Global economy forecast for solid growth in 2025 despite trade uncertainty 18:41 Digital wallets and open banking set to dominate payments in 2025 24:08 Top story Other Resources: Treasury Technology Analyst Report - Strategic Treasurer 10 takeaways from Swift at Sibos 2024 - Swift Macro Outlook 2025: Tailwinds (Probably) Trump Tariffs - Goldman Sachs Research (GSR)

This Day in Legal History: Gong Lum v. RiceOn November 21, 1927, the U.S. Supreme Court issued its decision in Gong Lum v. Rice, a landmark case concerning racial segregation in public education. The case arose when Martha Lum, a nine-year-old Chinese American girl, was denied entry to a school for white children in Mississippi. Local authorities directed her to attend a school designated for Black students under the state's racially segregated education system. Her father, Gong Lum, challenged the decision, arguing that such segregation violated the Equal Protection Clause of the Fourteenth Amendment.The Supreme Court, however, ruled unanimously that Mississippi's actions were constitutional. It extended the "separate but equal" doctrine established in Plessy v. Ferguson (1896) to include Asian Americans, thereby reinforcing the legality of segregated schools. The Court maintained that states had the authority to classify students by race and assign them to separate schools, as long as the facilities were deemed equal. This decision effectively placed Chinese Americans and other non-White groups under the same discriminatory segregation laws applied to African Americans in the Jim Crow South.The ruling was a significant blow to the Lum family and a stark reminder of the pervasive racial hierarchies embedded in U.S. law at the time. It also illustrated how the "separate but equal" doctrine legitimized widespread exclusion and inequality, beyond Black and White racial dynamics. The precedent set by Gong Lum v. Rice remained unchallenged for decades, contributing to the entrenchment of racially segregated education across the United States.This decision underscored the systemic nature of racial discrimination in early 20th-century America. It wasn't until Brown v. Board of Education in 1954 that the Supreme Court overruled the doctrine of "separate but equal," marking a pivotal shift toward dismantling segregation in public education. Gong Lum v. Rice remains a critical case in the history of American civil rights law, reflecting the broader struggles of minority groups against institutionalized racism.The latest round of year-end bonuses at major law firms reflects a cautious approach to associate compensation as firms prioritize protecting partner profits amid rising revenues. Milbank LLP initiated the bonus announcements, offering payments up to $140,000, including special bonuses introduced earlier in the year. At least five firms have matched Milbank's bonus structure, with others expected to follow. However, the stagnant bonus scale, unchanged since 2021, indicates a broader effort to manage costs while maintaining profitability.This year, firms are separating special bonuses from regular ones to avoid setting new precedents for higher compensation scales. Recruiters note that Milbank's early announcements help attract associate attention, a valuable branding strategy. The firm's financial success, with $1.5 billion in gross revenue and over $5.1 million in profits per equity partner last year, underscores its robust position, even as it faces some high-profile departures and lateral hires.Despite the cautious bonus adjustments, top law firms are thriving. A Wells Fargo survey revealed a 15% revenue increase and a 25% net income rise among the 50 largest firms, driven by higher demand, productivity, and billing rates. Still, associate productivity has only slightly improved from record lows, and firms are increasingly focusing on partner-level recruitment to sustain profitability. Traditional leaders like Cravath remain influential in finalizing bonus decisions, reinforcing long-standing industry customs.Big Law Hedges Associate Bonuses to Protect Partner ProfitsIndian billionaire Gautam Adani has been charged by U.S. prosecutors in a $265 million bribery scheme involving payments to Indian officials to secure power contracts and develop India's largest solar power project. The indictment, which includes securities fraud and conspiracy charges, also implicates Adani's nephew, Sagar Adani, and former Adani Green Energy CEO Vneet Jaain. The scheme allegedly defrauded American investors by concealing corruption in financial materials for bond offerings, including one that raised $750 million in 2021.The U.S. has issued arrest warrants for Gautam and Sagar Adani, intending to involve foreign authorities under an extradition treaty with India. Adani's conglomerate, already under scrutiny after a critical report by Hindenburg Research in 2023, saw its market value plunge by $20 billion following the indictment. Adani Green Energy canceled a $600 million bond sale, and shares of Adani-related firms dropped sharply.Indian regulators, including SEBI, have yet to comment on the U.S. charges, while opposition parties in India demand further investigations into the group. The Adani Group denies the allegations and plans to challenge the charges, but the scandal has intensified scrutiny over the company's operations and political connections.Indian tycoon Gautam Adani charged in US over $265 million bribery scheme | ReutersThe U.S. Department of Justice (DOJ) has proposed sweeping measures to address what it calls Google's illegal monopoly in online search and related advertising. Prosecutors argue that Google must divest its Chrome browser, share search data with competitors, and potentially sell its Android operating system to restore competition. The proposals aim to dismantle Google's dominant market position, as it processes 90% of U.S. searches.Other recommendations include banning Google from exclusive agreements with device makers like Apple, ending its preference for its search engine on Chrome and Android, and restricting acquisitions of search rivals or AI products. A five-member technical committee would oversee compliance for up to a decade, with powers to review documents, interview staff, and inspect software code.Chrome and Android are central to Google's business, as they collect user data crucial for targeted advertising. Prosecutors claim these platforms unfairly entrench Google's dominance by limiting rivals' market access. The DOJ also proposes mandatory licensing of search results to competitors at low cost and unrestricted data-sharing unless privacy laws prevent it. Google opposes the measures, calling them government overreach that would harm consumers and innovation. A trial is scheduled for April 2025, during which Google can present alternative proposals. These measures could reshape the digital landscape and are being closely watched by competitors like DuckDuckGo, which supports the DOJ's initiatives.Google must divest Chrome to restore competition in online search, DOJ says | ReutersThe U.S. Consumer Financial Protection Bureau (CFPB) has finalized a rule to regulate major technology firms like Apple Inc. that offer digital wallets and payment apps. Companies processing more than 50 million U.S.-dollar transactions annually will now face oversight similar to banks. This rule significantly raises the initial threshold of 5 million transactions proposed last year. It empowers the CFPB to supervise these firms regularly, not just when legal violations occur, as digital payments become increasingly essential to consumers.CFPB Director Rohit Chopra emphasized that digital payments are now a necessity, warranting heightened oversight. The shift comes as digital wallet usage in the U.S. surged to 62% in 2023, up from 47% the previous year, with Apple Pay maintaining dominance in the sector.The new regulatory environment follows global scrutiny of tech firms. Apple recently agreed with European regulators to open its near-field communication technology to competitors, a notable change in its approach. Other firms, like PayPal, are also cooperating with the CFPB on compliance questions regarding digital wallet features.The rule, set to take effect 30 days after its publication, introduces a significant shift in how large tech firms are governed. However, it remains an open question how these regulations will fare under the Trump administration, given the potential for policy shifts in the new political climate.Apple Pay, Other Tech Firms Come Under CFPB Regulatory Oversight This is a public episode. 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In this episode of the STR Daily Podcast, we dive into Booking.com's new initiative to simplify sustainability certifications for hotels, reflecting a growing traveler demand for eco-friendly stays. We also explore how digital wallets are reshaping the travel experience, making journeys smoother and more secure with streamlined ID storage and check-ins. Tune in to stay updated on the latest travel tech and industry insights! Are you new and want to start your own hospitality business? Join our ⁠⁠⁠Facebook group⁠⁠⁠ Follow Boostly and join the discussion: ⁠⁠⁠YouTube⁠⁠⁠ ⁠⁠⁠LinkedIn⁠⁠⁠ ⁠⁠⁠Facebook⁠⁠⁠ Want to know more about us? Visit our ⁠⁠⁠website⁠⁠⁠ Stay informed and ahead of the curve with the latest insights and analysis

In this episode of Build Momentum, we are joined by Marina Parr, Director for Workforce System Advancement at Washington's Workforce Training and Education Coordinating Board and Stephanie Davidsmeyer, a Director of Communications for the Washington State Board of Education. Stephanie has 10 years of experience in nonprofit, corporate, and government outreach media relations.Some Questions I Ask:Marina, tell us more about your work and if you have seen a shift in how districts prioritize workforce development. (01:25)Stephanie, from the communications perspective, what trends are you seeing in workforce development and advancement? (04:03)Have you both seen an increase in public-private partnership when it comes to workforce development in Washington? (08:09)How is the ESSER cliff impacting districts in Washington in terms of workforce development? (16:39)What are the key takeaways of the Workforce System Poster? (21:20)Stephanie, how do you share powerful success stories to the community? (23:51)What are you most hopeful about for the future of workforce development? (27:57)In This Episode, You Will Learn:Marina's work and her view of districts prioritizing workforce development (01:49)Stephanie's perspective on workforce development across Washington state (04:34)Marina and Stephanie's points of view with regards to expansion of workforce development (11:08)Impact of the ESSER cliff on workforce development in Washington state (18:32)Key takeaways of the Workforce System Poster (21:42)How Stephanie tells powerful success stories(24:13)Marina's hopes for the future of workforce development (28:21)Quotes:“We know that businesses are busy. Probably the biggest challenge in workforce development is getting businesses to the table, because they're really trying to run their businesses. So you need to make effective use of their time.” “I've talked to students that are making canoes and then talking with advisors and building reports about how much it would cost to open their own business in boat making. They have all this math and all these figures that go into it. These kids will just blow you away.”“Our state has had something called industry skill panels that bring together similar businesses so they can discuss common skill gaps, hiring challenges, difficulties that their employees face finding housing and other support. And the interesting thing is that these businesses are typically competitors.”“Chronic absenteeism is an issue. It really did start with the pandemic [when] kids kind of checked out, and then they never really checked back in. So we have to figure out how to re-engage students and really get them to be present. And we know that populations that have struggled the most had the widest gap.”Stay in touch with the Workforce Training and Education Coordinating Board:WebsiteStay in touch with Sarah Williamson:Free Case Study GuideSWPR GROUP WebsiteLinkedInStay in touch with Chad Bolser:LinkedInAbout "The Secret to Transformational Leadership," which Sarah co-authored with Dr. Quintin Shepherd:Transformational Leadership Secret websitePurchase the print or ebook

Welcome to The Doers Nepal Podcast – Nepal's No.1 Business Podcast, where we bring you stories from trailblazers who are shaping Nepal's industries and driving innovation forward.   In this episode, we have the privilege of hosting Mr. Jagadish Khadka, the CEO of eSewa Digital Wallet, Nepal's leading fintech company. As a pioneer in digital payments, Mr. Khadka has been instrumental in transforming how Nepalis manage their finances, from everyday transactions to innovative financial services.   During our conversation, we dive deep into the mission of eSewa, the company's groundbreaking personalized loan services, and how it's empowering individuals and businesses alike. Mr. Khadka shares his journey in building partnerships with banks, evolving in the competitive fintech market, and leading eSewa towards even greater milestones.   We also explore the dynamic growth of fintech in Nepal, the role of startups in this evolving landscape, and how eSewa is differentiating itself from traditional banks and other digital wallets. From tackling brain drain to becoming the CEO of Nepal's top digital wallet company, Mr. Khadka opens up about his personal and professional journey, offering valuable lessons on leadership, mindset, and optimism.   Whether you're passionate about fintech, an aspiring entrepreneur, or curious about how digital wallets are revolutionizing Nepal's financial system, this episode is packed with insights that you won't want to miss.   Get Inspired, Be a Doer.

In this episode of the Crazy Wisdom podcast, Stewart Alsop speaks with Diego Fernandez, co-creator of QuarkID and the Secretary of Innovation for Buenos Aires. They discuss the future of innovation in Buenos Aires, focusing on how technology can simplify citizen interactions with the government and empower individuals through control over their identity with Web3. The conversation explores the potential of decentralized technologies like blockchain to transform government services and create new opportunities for innovation, especially in Argentina's unique economic landscape. In the episode Stewart forgot the name of something about the innovation of digitizing real world assets in Argentina, see this tweet about the deregulation of warrants so that they can be handled online. And for more on QuarkID, visit www.quarkid.org.Check out this GPT we trained on the conversation!Timestamps00:00 Introduction to the Crazy Wisdom Podcast00:13 Innovation in Buenos Aires: A Vision for the Future01:34 The Role of Technology in Government02:37 Web3 Technologies: Closing the Gap05:29 Argentina's Unique Economic Resilience08:53 Crypto Adoption in Argentina11:25 The Impact of Inflation and Crypto Solutions17:41 Argentina's Potential in the Web3 Era27:40 Crypto Scene in San Francisco28:20 Buenos Aires: A Hub for Crypto Innovation29:04 Aleph's Pop-Up City and Economic Vision31:04 Regulatory Changes and Crypto Opportunities32:09 Decentralization and the Future of Money32:47 The Role of Governments in the Digital Age34:50 The Evolution of Money and Technology38:02 Real-World Crypto Applications: Morphy Token41:09 Decentralized Platforms and Censorship41:57 QuarkID: Revolutionizing Digital Identity45:21 The Future of Digital Identity and Privacy51:22 Conclusion and How to Learn More About QuarkIDKey InsightsInnovation in Buenos Aires: Diego Fernandez emphasizes that the future of innovation in Buenos Aires is centered around making government services seamless and empowering citizens. He envisions a "WiFi-like" government where the state's presence is only noticed when something goes wrong, with a primary focus on streamlining interactions between citizens and government through technology.The Role of Web3 in Identity: Web3 technologies, particularly decentralized identifiers (DIDs) and verifiable credentials, are set to revolutionize how individuals manage their identities. With QuarkID, citizens will have control over their digital identities, securely storing documents and credentials on their own devices. This shifts control from centralized entities like governments or tech giants to individuals.Argentina's Economic Resilience: Fernandez expresses optimism about Argentina's future, calling its citizens "economic Navy Seals" due to their experience in dealing with decades of economic instability. He believes that Argentina's hardships have made its population more entrepreneurial, adaptable, and uniquely positioned to embrace blockchain and Web3 technologies to overcome economic challenges.Web3's Impact on Global Financial Systems: The episode highlights how Web3 technologies are poised to disrupt traditional financial systems by enabling peer-to-peer transactions of value and identity. In Argentina, where economic crises have pushed citizens to adopt cryptocurrencies, the use of decentralized financial tools is not only growing but also fostering innovation in industries like tokenization of real-world assets.The Leapfrogging Potential of Argentina: Fernandez believes that Argentina has the potential to "leapfrog" other nations in developing new financial systems and infrastructure based on decentralized technologies. The country's lack of entrenched financial systems, combined with its thriving blockchain ecosystem, provides an opportunity to build future-proof solutions that could serve as a model for other emerging economies.Blockchain Startups Flourishing in Argentina: Argentina has become a hotspot for blockchain innovation, with notable startups like Decentraland, Ripio, and numerous others being created within the country. Fernandez is bullish on the growth of both centralized and decentralized financial products, as well as advancements in deep tech, especially in cryptography and zero-knowledge proofs.Decentralization and Government's Role: Fernandez draws a parallel between the separation of church and state and the future separation of money from the state. He argues that just as governments no longer control religion, they will eventually lose their control over money as decentralized platforms take hold. This change, driven by technological advancements, could fundamentally reshape governance and public services.

National Public Data suspends data sales; X Suspends 5.3M Accounts; Digital driver's license pros and cons; Digital Wallets and privacy; iPhone 16 Pro Max review; 5G explained; Samsung's new strategy; Saturday Night Live's 50th; Top 10 streaming

Holmberg's Morning Sickness - Brady Report - Wednesday September 25, 2024 Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of the Trust Issues podcast, host David Puner sits down with Jeff Reich, Executive Director of the Identity Defined Security Alliance (IDSA), a nonprofit that provides vendor-neutral guidance on identity-centric security strategies to help organizations reduce the risk of identity-related attacks. They explore the evolution of digital identity, discussing how it has transformed from simple identifiers to complex, multifaceted digital identities for both humans and machines. In today's threat landscape, the number and types of identities, attack methods and environments have dramatically increased, making it more challenging to secure identities. Jeff discusses the challenges and efforts in creating sustainable, interoperable digital identity hubs for cross-border applications, the future of digital passports and the importance of encryption and multi-factor authentication (MFA) for securing sensitive data. The conversation also highlights the significance of thought leadership and maintaining a vendor-agnostic approach in identity security.

Holmberg's Morning Sickness - Brady Report - Wednesday September 25, 2024 Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of The Consumer Finance Podcast, Chris Willis and Jesse Silverman delve into the recent activities of the Consumer Financial Protection Bureau (CFPB) that pose significant risks to retailers and merchants. They discuss various proposed rules, including those related to buy now, pay later, open banking, data brokers, and digital wallets, and how these could impact businesses that utilize consumer payment data. The conversation also covers the potential implications of becoming subject to CFPB supervision, including the rigorous compliance expectations and the extensive examination process. Jesse and Chris emphasize the importance of retailers and merchants getting educated on these developments and considering proactive steps to mitigate risks.

Guest: Jeff Reich, Executive Director, Identity Defined Security Alliance [@idsalliance]On LinkedIn | https://www.linkedin.com/in/jreich/On Twitter | https://twitter.com/JeffReichCSO____________________________Hosts: Sean Martin, Co-Founder at ITSPmagazine [@ITSPmagazine] and Host of Redefining CyberSecurity Podcast [@RedefiningCyber]On ITSPmagazine | https://www.itspmagazine.com/sean-martinMarco Ciappelli, Co-Founder at ITSPmagazine [@ITSPmagazine] and Host of Redefining Society PodcastOn ITSPmagazine | https://www.itspmagazine.com/itspmagazine-podcast-radio-hosts/marco-ciappelli____________________________Episode NotesWelcome to this pre-event episode of On Location, where we're diving into what's to come at Identity Week Americas, happening September 11th and 12th, 2024, at the Washington Convention Center in D.C. Although I won't be on-site, Jeff—who leads the Identity Defined Security Alliance (IDSA)—gave me the inside scoop on why this event is one you can't afford to miss.Our conversation ranges from the critical role of digital identities and payments, to the pressing challenges facing the identity landscape today. Jeff shared insights on the panels he'll be participating in, like Interoperable Digital Identities and The Future of Payments, giving a preview of the big discussions that will take place at the event.We even touched on more serious global issues, such as the plight of refugees who lack identification, and how Identity Week is working toward solutions that can have a real impact. On top of that, the SIDI HUB Summit will run alongside the event, focusing on creating a standardized, globally recognized digital identity system.With Identity Week happening across multiple continents—from the Americas to Europe and Asia—the need for international collaboration has never been clearer. Jeff's vision for a globally interoperable identity system is ambitious, but the starting point is simple: practical steps like multi-factor authentication and building awareness about identity security.As we look forward to the event, Jeff also mentioned that there might still be some passes available for those interested in attending. Whether you're in the public sector, tech, or simply passionate about identity solutions, this event is your chance to get involved in shaping the future.Stay tuned for more coverage, and thanks for joining me on this pre-event journey as we explore what's in store at Identity Week Americas.Be sure to follow our Coverage Journey and subscribe to our podcasts!____________________________This Episode's SponsorsHITRUST: https://itspm.ag/itsphitweb____________________________Catch all of our event coverage: https://www.itspmagazine.com/technology-cybersecurity-society-humanity-conference-and-event-coverageOn YouTube:

Headlines:- Tabby Acquires Saudi Digital Wallet Tweeq to Expand Fintech Offerings-  Ziina Banks $22M Series A to Scale Up UAE Fintech Services for Small Businesses- Adidas Collaborates with Saudi Artist Raghad Al-Ahmad for Bloom Sky Collection

Digital Wallets sind mehr als nur eine neue Art des Bezahlens – sie bieten eine revolutionäre Möglichkeit, unsere Finanzen sicher und bequem zu verwalten. Vom kontaktlosen Bezahlen im Supermarkt bis hin zur Speicherung von Treuekarten und digitalen Ausweisen – es gibt zahlreiche Funktionen und Möglichkeiten, die digitale Wallets bieten. Diese Folge ist ein Muss für alle, die sich für die Zukunft des digitalen Bezahlens interessieren und mehr darüber erfahren möchten, wie digitale Wallets unser tägliches Leben einfacher und sicherer machen können. Welche Risiken bestehen in Bezug auf Datenschutz und Sicherheit? Welche Maßnahmen können Nutzer ergreifen, um ihre digitalen Geldbörsen zu schützen? Und wie sieht die Akzeptanz digitaler Wallets weltweit aus? Wir diskutieren, wie unterschiedlich Länder auf die digitale Zahlungsrevolution reagieren und welche Zukunftstrends sich abzeichnen. Stichwort Digitale Ausweisdokumente: Wir klären, wann und wie der digitale Ausweis oder der digitale Führerschein endlich in unserem digitalen Portemonnaie ankommen kann. Eine Folge für alle, die wissen wollen, wie digitale Wallets funktionieren und wieso sie das Potenzial haben, den Umgang mit Geld für immer zu verändern.

Stay updated on all the latest Thai news, from a Python biting a man in a toilet to the cancellation of the  6th Asian Indoor and Martial Arts Games (AIMAG) in Bangkok-Chonburi. Get the latest updates on Digital Wallet and more in this news round-up!--Python Bites Man in Unfortunate Toilet Encounter in Samut PrakanCall for Investigation into Constitutional Court Judge's Remark About People's Party DonationsPheu Thai's Digital Wallet Handout to Focus on Vulnerable GroupsThai Hoteliers Oppose Government's 280 Million Baht Support for Online Travel AgentsOCA Cancels 6th Asian Indoor and Martial Arts Games in Bangkok-Chonburi--Join this channel to get access to perks:https://www.youtube.com/channel/UCB8khQ_NapVMDiW09oqL-rw/join--Join our Discord Channel and add to the community:https://discord.gg/q6WAykhQ--Want to support the show? Then why not buy me a coffee! You can do so by following the link belowhttps://www.buymeacoffee.com/thaiexpatshow--Follow us on Tik Tok - https://www.tiktok.com/@thaiexpatdaily?_t=8l59stYKsAk&_r=1--Email the Show - thaiexpatdailyshow@gmail.com--#thaiexpatdailyshow #thailandnews #thainewsSupport the Show.

Chris Boxall, FNB's head of Card Transact and Fraud Detection, cautions the public on warned the public about increased phishing attacks on digital wallets.See omnystudio.com/listener for privacy information.

In this episode, Zoia Kozakov, the host of the WIN/WIN podcast and Head of Device Digital Wallets @ JPMorgan Chase, shares her journey of launching the podcast and how it has shaped her, along with how she's evolved throughout her career. Zoia emphasizes the importance of having a growth mindset and continuously learning and growing, talking about the shift in her definition of success and power, focusing on being true to herself and embracing her vision. Key takeaways: Using a passion project as an entrepreneurial experience to broaden horizons and solve problemsDefining success and power on your own terms, while embracing your true self and visionHow to navigate change and give yourself and others grace during transitionsWhy softening and being present can lead to a deeper connection with oneself and others.Learn more:Lizzie Azzolino (Host): https://www.linkedin.com/in/lizzieazzolino/Zoia Kozakov (Guest): http://www.linkedin.com/in/zoiaWomen in Innovation: http://www.womenininnovation.co Hosted on Acast. See acast.com/privacy for more information.

Michelle Young, Senior Vice President and General Manager of Merchant Solutions for Financial Institutions at Worldpay joins the show to discuss the rise of digital wallets following the pandemic and how different generations are adopting it. Hosted on Acast. See acast.com/privacy for more information.

In this engaging episode of the Identity at the Center podcast, hosts Jim McDonald and Jeff Steadman sit down with special guest Joni Brennan, President at the Digital ID and Authentication Council of Canada (DIACC). They dive deep into the intricacies of digital wallets, the evolving landscape of digital identity, and the importance of choice and trust in identity solutions. Joni shares her insights from the European Identity & Cloud Conference (EIC) and discusses the significance of the Pan-Canadian Trust Framework in de-risking digital identity adoption. The conversation covers a wide range of topics, including the challenges of standardizing digital wallets, the role of certification in building trust, and the importance of user choice in identity solutions. Joni also provides a fascinating look into her career journey and the evolution of identity standards from the days of the Liberty Alliance to the present. The episode wraps up with a fun discussion on underrated music acts, highlighting the hosts' and guest's diverse musical tastes. Connect with Joni: https://www.linkedin.com/in/jonibrennan Learn more about the Digital Identification and Authentication Council of Canada (DIACC): https://diacc.ca/ Pan-Canadian Trust Framework: https://diacc.ca/trust-framework/ Digital Identity Perspectives Research: https://diacc.ca/2023/04/20/canadians-continue-to-demand-transparency-and-control-over-personal-data/ Our Public Trust Forum Report: https://diacc.ca/2023/10/31/securing-canadas-digital-prosperity-building-trust-in-verification-and-credentials-is-a-shared-imperative/ DIACC's Trust Talks & Digital Dives podcast: https://diacc.ca/podcasts/ Attending Identity Week in America, or Asia? Use our discount code IDAC30 for 30% off your registration fee! Learn more at: America: https://www.terrapinn.com/exhibition/identity-week-america Asia: https://www.terrapinn.com/exhibition/identity-week-asia/ Connect with us on LinkedIn: Jim McDonald: https://www.linkedin.com/in/jimmcdonaldpmp/ Jeff Steadman: https://www.linkedin.com/in/jeffsteadman/ Visit the show on the web at idacpodcast.com and follow @IDACPodcast on Twitter.

A Note from James:"I've known Anthony Scaramucci for about 15 years. We had breakfast 15 years ago after his first book came out, and I had written a review of it in the Financial Times. At different times, we even thought about working together, about 10 or 15 years ago. He's always been a very interesting guy.Of course, I know him from the hedge fund world, but much later, he got involved in the political world. He became the Communications Director of the White House under Donald Trump for 11 days before he got fired. He later came on my podcast to talk about his time there, and by then, he was more aligned with Biden.Anthony has a problem: both sides of the aisle don't like him. Democrats remember him as a Trump guy, and Trump supporters hate him because he trashes Trump. I like it when people can't figure out what they really are, but love him or hate him, Anthony Scaramucci has been involved in top news events of the past 10-15 years. From Trump to being involved with FTX, where Sam Bankman-Fried tried to buy Anthony's firm SkyBridge and bought a stake in it, which is part of the bankruptcy proceedings.He just wrote a book, 'From Wall Street to the White House and Back,' the Scaramucci guide to unbreakable resilience. We started off by discussing why people either love or hate him. I pointed out that the worst thing you could have for a book is three-star reviews. You want a lot of five-star reviews and a lot of one-star reviews to show you had an impact on people. That's how he is as a person, and I feel like that's how I am sometimes. We had a good conversation.He's been a friend for a long time. Here's Anthony Scaramucci."Episode Description:In this episode, James Altucher welcomes Anthony Scaramucci, a man who has worn many hats—hedge fund manager, White House Communications Director, and now author. Known for his controversial yet impactful presence, Scaramucci shares insights from his new book, "From Wall Street to the White House and Back," offering listeners a unique perspective on resilience, peak performance, and navigating the highs and lows of public and professional life. Whether you love him or hate him, Scaramucci's journey provides valuable lessons on maintaining integrity, finding purpose, and thriving amidst adversity.What You'll Learn:Navigating Political and Financial Turbulence: How Scaramucci dealt with his brief yet tumultuous tenure in the White House and his involvement in the FTX debacle.Building Unbreakable Resilience: Insights from Scaramucci's new book on how to cultivate resilience in the face of public and private challenges.Bitcoin and Crypto Insights: Scaramucci's perspective on the future of Bitcoin, the impact of the FTX collapse, and the importance of doing your homework in the crypto world.Balancing Integrity and Ambition: Lessons on maintaining integrity while pursuing ambitious goals in high-stakes environments.The Importance of Being Polarizing: Why having strong opinions that elicit love or hate can be more impactful than being universally liked.Chapters:00:01:30 - Introduction and Background00:04:00 - Early Career and Hedge Funds00:11:49 - Tenure in the White House00:22:27 - FTX and Crypto Insights00:39:30 - Bitcoin and Financial Strategies00:49:33 - Political Views and Voting Decisions01:00:53 - Philosophical Insights and Purpose01:03:34 - Closing Thoughts and Future PlansAdditional Resources:Anthony Scaramucci's book: "From Wall Street to the White House and Back"SkyBridge CapitalBitcoin and Cryptocurrency Resources ------------What do YOU think of the show? Head to JamesAltucherShow.com/listeners and fill out a short survey that will help us better tailor the podcast to our audience!Are you interested in getting direct answers from James about your question on a podcast? Go to JamesAltucherShow.com/AskAltucher and send in your questions to be answered on the air!------------Visit Notepd.com to read our idea lists & sign up to create your own!My new book, Skip the Line, is out! Make sure you get a copy wherever books are sold!Join the You Should Run for President 2.0 Facebook Group, where we discuss why you should run for President.I write about all my podcasts! Check out the full post and learn what I learned at jamesaltuchershow.com------------Thank you so much for listening! If you like this episode, please rate, review, and subscribe to “The James Altucher Show” wherever you get your podcasts: Apple PodcastsiHeart RadioSpotifyFollow me on social media:YouTubeTwitterFacebookLinkedIn

#173: Today I'm sharing an episode of NerdWallet's SmartMoney Podcast, where hosts Sean and Sara address the safety and privacy concerns of digital wallets and debunk common credit score myths. They highlight the importance of securing your digital wallet by leveraging phone security features, understanding privacy policies of digital wallet providers and implementing proactive measures to safeguard your information online. Sean Pyles is the executive producer and host of NerdWallet's Smart Money podcast. His writing has appeared in The New York Times, USA Today and more. Sara Rathner is a NerdWallet travel and credit cards expert. Her work has been featured on the “Today” show, Nasdaq and CNBC's “Nightly Business Report.” Link to Full Show Notes: https://allthehacks.com/digital-wallet-security-credit-score-myths Resources Mentioned NerdWallet's Smart Money Podcast Article: Companies' deceptive ‘dark patterns' online cost you money. Here's how to fight back. Full Show Notes (00:00) Introduction (02:05) Credit Score Myth #1: Small Balance Equals Good Score (04:29) Credit Score Myth #2: Checking Your Score Will Hurt Your Credit (06:24) Credit Score Myth #3: Closing Old Credit Card Accounts (09:50) A Listener's Favorite Money Mistake (13:41) Are Digital Wallets the Safer Option? (15:42) Ways to Secure Your Digital Wallet (16:58) Challenges of Digital Wallets (18:06) Privacy Around Digital Wallets (21:12) Safeguarding Your Information Online & Offline (24:22) How to Fight Back Dark Patterns Connect with All the Hacks All the Hacks: Newsletter | Website | Membership | Email Chris Hutchins: X | Instagram | Website | LinkedIn Editor's Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our special guest is Brian Johnson, Managing Director of Patomak Global Partners and former CFPB Deputy Director. In Nov. 2023, the CFPB issued a proposed rule to supervise nonbank companies that qualify as larger participants in a market for “general-use digital consumer payment applications.” We first discuss the CFPB's authority to supervise nonbank entities considered to be “a larger participant of a market for other consumer financial products or services” and  its previous use of that authority. We look next at how the CFPB has defined the relevant market in its current proposal and its rationale for the proposal. We then discuss the deficiencies in the CFPB's cost benefit analysis of the proposal and how the proposal reflects changes to the CFPB's approach to rulemaking under Director Chopra. We conclude with a discussion of possible litigation challenges to a final rule and issues companies likely to be covered by a final rule should be considering. Alan Kaplinsky, Senior Counsel in Ballard Spahr's Consumer Financial Services Group, leads the conversation.

Clark updates EV deals with Tesla now in the mix. Also, what to know about digital wallet options including Paze, a new entry from the big banks. Tesla Deals: Segment 1 Ask Clark: Segment 2 Digital Wallets: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What's wrong with Tesla? [The Washington Post] Ready or not, self-driving semi-trucks are coming to America's highways Should You Take Your Pension in a Lump Sum or Monthly Payments? Pension Benefit Guaranty Corporation: Home Page Best Secured Credit Cards for 2024: Top Picks for Building or Repairing Credit The Family Digital Wallet Is A $26 Billion Deposit Opportunity For Banks NYTimes: The Youths Have Spoken: Wallets Are Lame. Go Digital. Millions of small businesses have a new reporting requirement. Here's what to know. Bogleheads Investing Advice and Info Thank you for listening today, Clarkies! If you want to be part of our “Clarkie” segment, call 404-981-2071 to leave a comment or story. We may play it during a future episode! Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn the truth behind common credit score myths and get a better understanding of digital wallet privacy and security. 00:51 This Week in Your Money: Do you need to carry a credit card balance in order to maintain a good credit score? Does checking your credit score hurt your credit? Hosts Sean Pyles and Sara Rathner debunk common credit score myths to help you understand the realities of your credit health. They offer valuable insights into how carrying a balance affects your credit score, the safety of checking your credit score regularly, and the importance of maintaining a history with your credit accounts open.  09:45 Today's Money Question: Are digital wallets truly safe and private? Is it safer to pay with a check than online? Sean and Sara discuss the intricacies of digital wallets, explaining the role of tokenization in securing transactions, the importance of phone security features like passcodes and biometrics, and the varying privacy policies of digital wallet providers like Google Pay and Apple Pay. They explain how digital transactions are protected, how to navigate privacy settings in apps like Venmo, and how they've used digital wallets in their own lives. In their conversation, the Nerds discuss: credit score myths, digital wallets, mobile transactions, transaction tokenization, credit scores, cashless transactions, credit card balance, checking credit scores, Google Pay, Apple Pay, Venmo, Samsung Pay, digital payment options, digital spending, financial reputation, privacy policies, mobile payments, credit card fraud, secure transactions, consumer data, credit utilization, credit history, biometric data, phone locks, digital payment security, financial decisions, credit score improvement, online bill payments, credit card security, payment tokenization, credit bureaus, credit profile, credit card management, digital wallet adoption, credit score factors, cashless convenience, and payment privacy. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend.

The antitrust gloves are off as Apple's legal brawl with Uncle Sam kicks into high gear. We dig through the documents and are surprised by a few things that seem off.

Samson Mow joins me to discuss nation-state Bitcoin adoption, the step change for money, the principles of an effective Bitcoin wallet, Bitcoin ETFs, and his current views on fiat world. Samson Mow is an entrepreneur and Bitcoin Strategist. He is the CEO of JAN3 and Pixelmatic. // GUEST // Twitter: https://twitter.com/excellion JAN3: https://jan3.com/// SPONSORS // In Wolf's Clothing: https://wolfnyc.com/NetSuite: https://netsuite.com/whatismoneyHeart and Soil Supplements (use discount code BREEDLOVE): https://heartandsoil.co/Bitcoin Apparel (use discount code BREEDLOVE): https://thebitcoinclothingcompany.com/Feel Free Tonics (use discount code BREEDLOVE): https://botanictonics.com/Carnivore Bar (use discount code BREEDLOVE): https://carnivorebar.com/// OUTLINE // 00:00:00 - Coming up 00:00:28 - Intro 00:02:03 - Helping Lightning Startups with In Wolf's Clothing 00:02:50 - Introducing Samson Mow 00:03:46 - Bitcoin Adoption in the Global South 00:07:17 - Spending Liquid USDT and Saving in Bitcoin 00:14:13 - Disrupting Network Effects of Throne and Ethereum 00:17:10 - Principles for Effective Bitcoin Wallet 00:23:47 - Run Your Business from Anywhere with NetSuite 00:24:51 - Categorization of Bitcoin Protocol Layers 00:30:05 - Fedimint and Chaumian Mints 00:33:35 - The Future of Bitcoin's Scalability 00:36:08 - Step Change for Money 00:43:37 - Bitcoin ETFs and the Current Views on Fiat World 00:50:55 - Nation State Adoption for Bitcoin 00:54:40 - Why Bitcoin is Anti Ponzi Scheme 00:57:35 - Countries That Are Interested in Adopting Bitcoin Mining and Digital Wallets 01:01:35 - Where to Find Samson on the Internet// PODCAST // Podcast Website: https://whatismoneypodcast.com/Apple Podcast: https://podcasts.apple.com/us/podcast/the-what-is-money-show/id1541404400Spotify: https://open.spotify.com/show/25LPvm8EewBGyfQQ1abIsE?RSS Feed: https://feeds.simplecast.com/MLdpYXYI// SUPPORT THIS CHANNEL // Bitcoin: 3D1gfxKZKMtfWaD1bkwiR6JsDzu6e9bZQ7 Sats via Strike: https://strike.me/breedlove22Sats via Tippin.me: https://tippin.me/@Breedlove22Dollars via Paypal: https://www.paypal.com/paypalme/RBreedlove// WRITTEN WORK // Medium: https://breedlove22.medium.com/Substack: https://breedlove22.substack.com/// SOCIAL // Twitter: https://twitter.com/Breedlove22WiM? Twitter: https://twitter.com/WhatisMoneyShowRumble: https://rumble.com/c/BreedloveInstagram: https://www.instagram.com/breedlove_22/TikTok: https://www.tiktok.com/@breedlove22LinkedIn: https://www.linkedin.com/in/breedlove22/All My Current Work: https://vida.page/breedlove22

Japan is an uncommon blend of known and unknown: I drive a Nissan, you might drive a Toyota, my TV is a Sony, and since my time in Hong Kong, my go-to beer on hot days is an ice-cold pint of Asahi... but I don't think I could name a Japanese FinTech. In fact, I don't think I could name a foreign FinTech that was getting traction there. Enter Morris Iwai, a seasoned business executive with 20+ years of experience in the credit card, consumer lending, and payments industries of the US, Taiwan, Singapore, and, of course, Japan.Morris shares that experience - and some hard numbers - as we cover:An overview of the credit card and payments markets in Japan Tokyo, the new Fintech Hub in AsiaDigital Payment trends and the push towards cashless Insight on the Japanese consumer mindset The rise of BNPL and leading players in Japan Acceleration of e-commerce spend Challenges with the credit underwriting process The state of Open Banking in Japan The impact of Digital Wallets and QR payment providers Future of payments in Japan and new opportunities You can find Morris on LinkedIn at https://www.linkedin.com/in/morris-iwai/And while you're there, come and find and connect at https://www.linkedin.com/in/brendanlegrangeOr see this all happening in the flesh by attending one of these great upcoming events: Japan Fintech Festival, Sushi Tech Tokyo, or Fintech SummitMeanwhile, my action-adventure novels are on Amazon, some versions even for free, and my work with ConfirmU and our gamified psychometric scores is discussed at https://confirmu.com/ and on episode 24 of this show https://www.howtolendmoneytostrangers.show/episodes/episode-24If you have any feedback or questions, or if you would like to participate in the show, please feel free to reach out to me via the contact page on this site.Keep well, Brendan Hosted on Acast. See acast.com/privacy for more information.

Happy Holidays! Please enjoy this Best Of episode. Clark returns January 2nd. Clark explains the forces behind a reversal in home building trends, bringing more affordable homes to the housing market. Also today: New data shows the net cost of attending college is moderating. Clark discusses cost factors to consider when choosing a college and most importantly - a course of study and skill set. Is prestige worth the price, or is it better to hold the cost and borrowing down? Plus, a NEVER NEVER rule on student loans.  Back To Smaller Homes: Segment 1 Ask Clark: Segment 2 College Major and School Choice Decisions: Segment 3 Ask Clark: Segment 4 Mentioned on the show Goodbye Bathtub and Living Room. America's Homes Are Shrinking. Divvy Wants to Make Rent-to-Own Deals Easy. Many Customers Find Them Hard. Should You Buy an Extended Warranty on Your Car? Want high earnings? Focus on the major, not a college's prestige Student Loan Payments Are Restarting: 4 Things To Know How Do Student Loans Work? 7 Things to Know ‘I've had this black cloud looming over me': How private lenders have left millions of college students with no hope for the future Simple Interest: Who Benefits, With Formula and Example Rule of 78: Definition, How Lenders Use It, and Calculation Submit a complaint | Consumer Financial Protection Bureau Why Clark Howard Shifted to a Digital Wallet and You Should Too Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices