Podcasts about simple steps

Robyn asks: “My kids' clothes need downsized. I can't seem to get all the clothes clean so I can go through it all and get rid of a bunch. Going to a laundromat right now isn't an option for me with my chronic health issues. So…with clean clothes and dirty clothes all over the place, do you have any suggestions?” In today's episode, I share six steps to declutter kids clothes (or your own!) - even if you are behind on laundry. Resources Mentioned: Sign up for the weekly Decluttering Tips and Support Newsletter here! Related Episodes: Episode 26: Loathe Laundry? Learn to Love it with my 20-Minute System Episode 55: Is Your Closet Overflowing with Clothes You Never Wear? Try These 5 Decluttering Hacks Episode 196: 3 Simple Steps to Declutter Your Closets (Room-by-Room Series) *** I help moms declutter their homes, heads, and hearts. Contact - > info@simplebyemmy.com  Podcast -＞ https://momsovercomingoverwhelm.podbean.com/ Learn -＞ https://www.simplebyemmy.com/resources Connect -＞ Join our free Facebook group Decluttering Tips and Support for Overwhelmed Moms Instagram -＞ @simplebyemmy and @momsovercomingoverwhelm   *** Don't Know Where to Start? *** 5 Steps to Overcome Overwhelm -＞ https://simplebyemmy.com/5steps/ 5 Mindset Shifts for Decluttering -＞ https://simplebyemmy.com/mindset/ Get podcast playlists for decluttering mindset, tactical decluttering tips, ADHD, getting kids & family on board, and more! https://www.listennotes.com/@momsovercomingoverwhelm/playlists/   Wanna work with me to kick overwhelm to the curb, mama? There are three options for you! Step 1: Join a supportive community of moms plus decluttering challenges to keep you on track at the free Facebook group Decluttering Tips and Support for Overwhelmed Moms Step 2: Sign up for the weekly Decluttering Tips and Resources for Overwhelmed Moms Newsletter and see samples here: https://pages.simplebyemmy.com/profile Step 3: Get more personalized support with in-person decluttering and organization coaching (Washington DC metro area)! https://www.simplebyemmy.com/workwithme

Send a textIn this episode, Kay Suthar sits down with Patrick Twitchett to break down why efficiency and optimisation should be at the core of every business. Patrick, founder of CASE MASTERMIND and widely known as “The Simplifier,” shares how entrepreneurs can increase income, reduce unnecessary costs, and simplify operations without sacrificing growth. They explore the power of masterminds, the principle that you are the average of the five people you spend the most time with, and why proximity can dramatically shift your results. Patrick also dives into the difference between to-do lists and calendars, how to properly calculate your professional rate, and why outsourcing is often the smartest financial move you can make. If you've ever felt overwhelmed, overworked, or stuck in complexity, this episode is your reminder that less really is more.What to expect in this episode: (00:00) – Why efficiency and optimisation drive business growth (04:10) – Lessons from Rich Dad Poor Dad and Think and Grow Rich (07:40) – Living by the principle “less is more” (11:20) – The real difference between to-do lists and calendars (15:00) – How to calculate your professional hourly rate (18:50) – Why outsourcing can actually make you more money (22:30) – The power of masterminds and proximity (26:40) – A mastermind member repurposing a marketing strategy in real timeAbout Patrick TwitchettPatrick Twitchett is the founder of CASE MASTERMIND. He helps entrepreneurs optimise costs and improve income through his consultancy service Simplies, combining the words simple and supplies. Known as “The Simplifier,” Patrick supports business owners in streamlining operations and building stronger financial foundations. He also speaks regularly on the CASE Broadcast alongside Melvyn Manning as MēL and PāT, discussing business growth and personal development.Connect with Patrick TwitchettWebsite: https://www.casemastermind.co.uk/Email: patrick.twitchett@simplies.co.ukFacebook Group: https://www.facebook.com/groups/CASEmastermind/Instagram: https://www.instagram.com/case_mastermind/YouTube: https://www.youtube.com/channel/UCW0rA_8xhXgFZZApcG4QXswTwitter: https://twitter.com/CASEmastermindLinkedIn: https://www.linkedin.com/company/casenetworking/FREE Gift from PatrickSign up as a Chrome member and receive the CASE Mastermind newsletter: https://casemastermind.co.uk/Connect with Kay SutharBusiness Website: https://makeyourmarkagency.com/Podcast Website: https://www.makeyourmarkpodcast.com/LinkedIn: https://www.linkedin.com/in/kay-suthar-make-your-mark/Facebook Group: https://www.facebook.com/groups/482037820744114Email: kay@makeyourmarkagency.comFREE Gifts from Kay Suthar:3 Ultimate Secrets to Getting Booked on Podcasts: https://getbookedonpodcast.com5 Simple Steps to Launch Your Podcast in 14 Days: https://14daystolaunch.com

If you are struggling with your child's eating habits, mealtime battles, picky eating, or concerns about weight, this episode is for you.In this episode of Family in Focus, I share 3 simple steps to transform your child's relationship with food by addressing the emotional patterns and nervous system dynamics happening at home.Because it is not just about the food. It is about the patterns.Your child's eating habits are shaped by stress, autonomy, family dynamics, and emotional regulation. When parents pause, get curious, and lead with connection, meaningful change becomes possible without shame, pressure, or power struggles.In this episode, we discuss:Why focusing only on food often backfiresThe difference between habits and patternsHow your nervous system impacts your child's eating behaviorWhy regulation and connection come before behavior changeHow to build a healthier relationship with food at homeIf you want to improve your child's eating habits without control or shame, this episode gives you a practical starting point.New episodes air every Wednesday.Join The Exhale, my newsletter for parents who want less stress around food, body image, and weight concerns and more confidence at the dinner table:https://www.wendyschofermd.com/the-exhaleLearn more about working together:https://www.wendyschofermd.comTo schedule a consult:https://wendyschofermdscheduling.as.me/consultFollow along and continue the conversation:Instagram: https://www.instagram.com/wendyschofermd/TikTok: https://www.tiktok.com/@wendyschofermdFacebook: https://www.facebook.com/wendyschofermd/LinkedIn: https://www.linkedin.com/in/wendy-schofer-md/While I am a doctor, I am not your doctor. This podcast is for education, not medical advice.

ResourcesEpisode 231. When Your Ex Starts Dating: How to Handle their New Partner and Protect Your KidsEpisode 170. Co-Parenting Pitfalls for Bio and Step Parents: How to Avoid "Milestone Mishaps"Episode 135. How to Set Appropriate Boundaries and Negotiate Well with Your Ex-SpouseEpisode 226. How Two Homes Raise Kids that Thrive:  A Co-Parenting Blueprint for Caring Parents [with Jay & Tammy Daughtry]Episode 112. 3 Dangerous Dynamics that Can Destroy Co-Parenting - and Hurt the KidsEpisode 212. 3 Negotiation Strategies to Increase Collaboration and Influence in Your Co-Parenting RelationshipEpisode 188. Basics for Blending:  How to Tolerate and Manage Discomfort and Distress (Part 2 of 2)Episode 20. 4 Big Myths About Parenting When an Ex Has Different RulesSuggest a Topic or Ask a Question  Would you like us to discuss something specific or answer your question on the show?  Let us know!We've made it easy.  Just click here:  https://www.blendedfamilybreakthrough.com/shareReady for some extra support?We all need some extra support along the blending journey — we're here to help.  You can connect with us for a free coaching call to see how we might help you experience more clarity, confidence and connection in your home.  Schedule your free call here:  https://www.blendedfamilybreakthrough.com/free-callSubscribe or Follow the Show Are you subscribed or following the podcast yet?  If not, we want to encourage you to do that today so you don't miss a single episode.  Click here to subscribe in Apple PodcastsClick here to follow on SpotifyLeave a Review in Apple PodcastsIf you're feeling extra helpful, we would be so grateful if you left us a review over on Apple Podcasts too. Your review will help others find our podcast — plus they're fun for us to read too! :-)  Just click here to Review, select “Ratings and Reviews” and then select “Write a Review” — let us know what your favorite part of the podcast is.  Thank you, we really appreciate your feedback!

Jeremy Keil explains the 5 RMD (Required Minimum Distribution) mistakes in Retirement and how to avoid them. A retiree recently called for help. It was their first year taking Required Minimum Distributions. They had delayed their first RMD until April of the following year — which meant taking two distributions in one tax year. That part was allowed. In some cases, it can even be strategic. But when they called their IRA custodian and asked, “How much should I withhold for taxes?” they were given the default answer: 10% federal withholding. They assumed that must be right. It wasn't. They ended up short on taxes by more than $10,000 — and owed penalties on top of that. That situation wasn't caused by breaking a rule. It was caused by following the rule without a plan. And that's where most RMD mistakes begin. I recently wrote an article for Kiplinger magazine titled “5 RMD Mistakes That Could Cost You Big-Time: Even Seasoned Retirees Slip Up” and for this week's episode of the “Retire Today” podcast I decided to talk through each of these mistakes in detail. Mistake #1: Waiting Until Age 73 to Create a Plan Turning 73 is not a strategy. If you wait until the government forces your first RMD to think about it, you've already missed years of opportunity. The window between retirement and RMD age is often the most flexible tax-planning period of your life. In those years, you may have: Lower earned income No required withdrawals yet Control over when and how you take distributions That's prime territory for intentional tax planning. Once RMDs begin, you've lost some flexibility. In the KEEP step of the Retirement Master Plan, tax timing matters. RMDs don't happen in isolation. They interact with Social Security, pensions, and brokerage income. Planning ahead—sometimes a decade ahead—can dramatically change the long-term outcome. Mistake #2: Failing to Make Use of Qualified Charitable Distributions (QCDs) This one surprises me every year. RMDs currently begin at age 73 (moving to 75 for those born in 1960 or later). But Qualified Charitable Distributions still start at 70½. That means you can send money directly from your IRA to a charity before RMDs even begin. Why does that matter? Because a QCD: Reduces your IRA balance (lowering future RMDs) Keeps the distribution out of your taxable income May help limit Social Security taxation May help reduce Medicare premium surcharges Many retirees continue writing checks to charities from their checking account, hoping for a deduction. With today's larger standard deduction, many people don't itemize at all. Going directly from IRA to charity is often more tax-efficient—and sometimes dramatically so. If charitable giving is already part of your plan, the tax strategy should be part of it too. Mistake #3: Doing the Wrong Tax Withholding When retirees call their custodian to take their RMD, they're often asked: “How much would you like withheld for taxes?” The default federal withholding is often 10% for IRAs and 20% for 401(k)s. Many people assume, “That must be right.” It often isn't. I recently saw a retiree who delayed their first RMD until April of the following year—which meant taking two distributions in one year. They defaulted to 10% withholding. They ended up underpaying taxes by more than $10,000 and owed penalties. The custodian can't provide tax planning. That's not their role. Before taking an RMD, you need to project: What tax bracket you'll land in Whether additional withholding is necessary How this affects your overall estimated payments Again, this falls under the KEEP step. Don't let the default settings dictate your tax bill. Mistake #4: Not Realizing How Your RMD Income Affects the Rest of Your Tax Return RMDs don't just increase taxable income. They can: Make more of your Social Security taxable Push capital gains from 0% into taxable territory Trigger Medicare IRMAA surcharges Many retirees focus only on their marginal bracket. But the real issue is tax cost, not tax bracket. An extra $20,000 RMD might not just be taxed at 22%. It could cascade into additional taxation elsewhere. That's why projections matter. You don't want to discover these ripple effects after the fact. Mistake #5: Forgetting That the M in RMD means ‘Minimum,' not ‘Maximum' The M in RMD stands for minimum. It does not mean that's the only amount you're allowed to withdraw. You can: Withdraw more than your RMD Complete Roth conversions after satisfying the RMD Send more than your RMD amount to charity (subject to QCD limits) Sometimes taking more than the minimum makes sense—especially if it smooths taxes over multiple years. RMDs are a rule. They are not a retirement strategy. The Bigger Lesson RMDs are not just a government requirement. They are a planning opportunity—or a planning hazard. They affect your income plan (MAKE), your spending plan (SPEND), your tax strategy (KEEP), and even what you ultimately LEAVE behind. The biggest mistake isn't misunderstanding a rule. It's treating RMDs as an isolated event instead of part of a coordinated retirement master plan. Because in retirement, small tax decisions compound just like investment returns may do. And when handled intentionally, RMDs don't have to derail anything at all. Don't forget to leave a rating for the “Retire Today” podcast if you've been enjoying these episodes! Subscribe to Retire Today to get new episodes every Wednesday. Apple Podcasts: https://podcasts.apple.com/us/podcast/retire-today/id1488769337  Spotify Podcasts: https://bit.ly/RetireTodaySpotify About the Author: Jeremy Keil, CFP®, CFA is a retirement financial advisor with Keil Financial Partners, author of Retire Today: Create Your Retirement Income Plan in 5 Simple Steps, and host of the Retirement Today blog and podcast, as well as the Mr. Retirement YouTube channel. Jeremy is a contributor to Kiplinger and is frequently cited in publications like the Wall Street Journal and New York Times. Additional Links: – Buy Jeremy's book – Retire Today: Create Your Retirement Master Plan in 5 Simple Steps – “5 RMD Mistakes That Could Cost You Big-Time: Even Seasoned Retirees Slip Up” by Jeremy Keil, Kiplinger Magazine – https://www.kiplinger.com/retirement/required-minimum-distributions-rmds/rmd-mistakes-that-even-seasoned-retirees-can-make – Create Your Retirement Master Plan in 5 Simple Steps – 5StepRetirementPlan.com  Connect With Jeremy Keil: Keil Financial Partners LinkedIn: Jeremy Keil Facebook: Jeremy Keil LinkedIn: Keil Financial Partners YouTube: Mr. Retirement Book an Intro Call with Jeremy's Team Media Disclosures: Disclosures This media is provided for informational and educational purposes only and does not consider the investment objectives, financial situation, or particular needs of any consumer. Nothing in this program should be construed as investment, legal, or tax advice, nor as a recommendation to buy, sell, or hold any security or to adopt any investment strategy. The views and opinions expressed are those of the host and any guest, current as of the date of recording, and may change without notice as market, political or economic conditions evolve. All investments involve risk, including the possible loss of principal. Past performance is no guarantee of future results. Legal & Tax Disclosure Consumers should consult their own qualified attorney, CPA, or other professional advisor regarding their specific legal and tax situations. Advisor Disclosures Alongside, LLC, doing business as Keil Financial Partners, is an SEC-registered investment adviser. Registration does not imply a certain level of skill or expertise. Advisory services are delivered through the Alongside, LLC platform. Keil Financial Partners is independent, not owned or operated by Alongside, LLC. Additional information about Alongside, LLC – including its services, fees and any material conflicts of interest – can be found at https://adviserinfo.sec.gov/firm/summary/333587 or by requesting Form ADV Part 2A. The content of this media should not be reproduced or redistributed without the firm’s written consent. Any trademarks or service marks mentioned belong to their respective owners and are used for identification purposes only. Additional Important Disclosures

When was the last time you truly forgave yourself? This episode of The Ripple Effect Podcast goes deep into the places we don't talk about often. And I want to thank our special guest, Shawn Mahshie, for showing up with such honesty and courage so we can all learn what real self-forgiveness looks like. Shawn Mahshie is a coach, author, and thought leader who helps people stop beating themselves up and finally feel safe inside themselves again. After decades of deep inner work and spiritual practice, Shawn discovered that the common thread running through nearly all our struggles is self-abandonment. Out of her own personal crash and rebuild came The Wheel of Self-Forgiveness™: three simple steps that end the inner war and restore unshakable inner safety. This episode is especially powerful if you've ever struggled with guilt, overthinking, or that constant sense that you're "doing it wrong." Shawn brings deep compassion, clarity, and a grounded framework that helps you move forward without blaming or shaming yourself. Shawn is also on the cusp of publishing her new book, The Wheel of Self-Forgiveness: 3 Simple Steps to Unconditional Self-Love, Self-Confidence, & Self-Advocacy. As a gift to our listeners, she's also offering a free Wheel of Self-Forgiveness Cheat Sheet, which gives you a practical way to start applying this work immediately. I truly believe this conversation can create a powerful Ripple in your life if you're willing to lean into it. Ripple with Shawn Mahshie Website: https://shawnmahshie.com/ Email: support@shawnmahshie.com LinkedIn: https://www.linkedin.com/in/shawnmahshie/ Facebook: https://www.facebook.com/ThriveThisTime Instagram: https://www.instagram.com/shawnmahshie/ YouTube: https://www.youtube.com/@shawnmahshie2/featured?sub_confirmation=1 TikTok: https://www.tiktok.com/@shawnmahshie Ripple with Steve Harper Instagram: http://instagram.com/rippleonFacebook: https://www.facebook.com/rippleon X: https://twitter.com/rippleon Website: http://www.ripplecentral.com

You are in this beautiful dance of seeing possibilities and distilling them into the present, into meaningful actions and ideas. In this episode of Someone Gets Me, Dianne A. Allen talks about how visionary leaders translate their vision and choose to create real impact that our hearts and souls are here to accomplish. She explores how we can use our neurodiversity to our advantage, strengthen the structure of our vision, and why trusting ourselves is vital. She invites us to allow ourselves dedicated rejuvenation time and a strategy to recharge our batteries, because our impact is necessary for humanity.   Watch the Someone Gets Me Podcast – Translating Neurodivergent Vision Into Impact   Did you enjoy this episode? Subscribe to the channel, tap the notification bell, and leave a comment!   You can also listen to the show on Spotify, Apple Podcasts, and Amazon Music.   How to Connect with Dianne A. Allen   Dianne A. Allen, MA is an intuitive mentor, speaker, author, ambassador, hope agent, life catalyst, and the CEO and Founder of Visions Applied. She has been involved in personal and professional development and mental health and addiction counseling. She inspires people in personal transformation through thought provoking services from speaking and podcasting to individual intuitive mentoring and more. She uses her years of experience coupled with years of formal education to blend powerful, practical, and effective strategies and tools for success and satisfaction. She has authored several books, which include How to Quit Anything in 5 Simple Steps - Break the Chains that Bind You, The Loneliness Cure, A Guide to Contentment, 7 Simple Steps to Get Back on track and Live the Life You Envision, Daily Meditations for Visionary Leaders, Hope Realized, and Where Do You Fit In?   Website: https://msdianneallen.com/ Instagram: https://www.instagram.com/dianne_a_allen/ Facebook: https://www.facebook.com/msdianneallen/ LinkedIn: https://www.linkedin.com/in/dianneallen/# Twitter: https://x.com/msdianneallen   Check out Dianne's new book, Care for the Neurodivergent Soul. https://a.co/d/cTBSxQv   Visit Dianne's Amazon author page. https://www.amazon.com/stores/author/B0F7N457KS   You have a vision inside to create something bigger than you. What you need is a community and a mentor. Personal mentoring will inspire you to grow, transform, and connect in new ways. The Someone Gets Me Experience could be that perfect solution to bringing your heart's desire into reality. You will grow, transform, and connect. https://msdianneallen.com/someone-gets-me-experience/   For a complimentary “Get to Know You” 30-minute call: https://visionsapplied.as.me/schedule.php?appointmentType=4017868   Join our Facebook: https://www.facebook.com/groups/someonegetsme   Follow Dianne's Facebook Page: https://www.facebook.com/msdianneallen   Email contact: dianne@visionsapplied.com   Dianne's Mentoring Services: https://msdianneallen.com/    

He read the entire New Testament in a weekend. Fasted for 40 days. Got a Bible college degree. Got ordained. Pastored a church.And after all of that — 10 years of trying — he still couldn't hear God's voice.Mark Virkler wasn't casual about his faith. He was desperate for it to work. But every method he tried led to the same result: silence. No one could explain what God's voice actually sounded like. One teacher called it "subterranean rumblings of the spiritual mind." Another said "you just know that you know." None of it helped.Then one morning, God woke him up with a voice he couldn't ignore and pointed him to Habakkuk 2:1-2 — where he found 4 simple steps that changed everything:Stillness — quiet yourself and get beyond your own thoughtsVision — fix the eyes of your heart on JesusFlow — tune to spontaneous, flowing thoughtsJournaling — write down what you receiveWhat surprised Mark most? He realized he'd been hearing God his whole life — he just didn't know what to listen for. Those "brilliant thoughts" that seemed to come out of nowhere? That creative solution? That nudge to call someone? That was God. He'd just been attributing it to his own mind.In this conversation, Mark shares the full story — the 10 years of frustration, the wrong definitions that kept him stuck, the moment it broke open, and how an 8-year-old granddaughter now uses these same steps every single day.If you've ever thought "Why can't I hear God?" — this might be the reason.

How To Get EXPONENTIALLY MORE Replies With Your Cold Email & Text Outreach As A Real Estate Agent...Watch the full video replay here: https://youtu.be/T7ilsSmvgIYJosh works with Susan, a founders club member, after she reached out to about 25 investor buyers using a three-step blueprint and received only one reply. He reviews her email and text and explains that small “paper cut” issues can kill response rates, starting with confusing jargon (e.g., “duplex” vs. “two unit”) and the need to define terms so messages are easily understood. He critiques the default subject line and recommends personalizing it with the recipient's name, “off market,” a clear property descriptor, and a specific area/zip code to increase inbox placement and open rates while leaving out overly specific details that reduce curiosity. He discusses carefully choosing words like “turnkey” (and clarifies it may not mean what some recipients assume), focusing on starting conversations rather than fully qualifying buyers, and limiting “I/my” language in favor of “we/our” so the message feels less self-centered and more team-based. He suggests tightening formatting for mobile readability, provides revised example scripts for email and text, and recommends testing the updated message on a small group (e.g., 10 cash buyers) before resending a revised version to the broader active landlord list and reporting back.See how many leads are available in your zip code (and take a FREE test drive) at: https://LeadDeck.AI

Send a textIn this episode, Kay Suthar sits down with Amy Atkinson to break down how to actually make sales from social media without turning it into a full time job or relying on copy paste AI content that sounds like everyone else. Amy shares her journey from building a digital marketing agency to losing her entire client base during Covid and then rebuilding through coaching and training. They talk about why social media was the obvious choice for her niche, how to pick the right platforms depending on your stage of business, the real content process that drives sales, and the biggest mistakes people make when trying to grow online.What to expect in this episode: (00:00) – Introducing Amy and what she helps service businesses do (00:55) – How Kay and Amy met and their running “I know your face” joke (03:18) – Amy's business journey and why it was a nightmare at times (04:21) – Being flown home from the Maldives and watching clients pause work (06:01) – Losing the entire agency and handling the pressure of a team to pay (07:19) – How the coaching and training side of the business was born (08:30) – Properly launching in early 2024 and going all in on social media (09:22) – Building a six figure business through strategy and mindset work (10:26) – The turning point and why Amy invested in a course she did not need (11:23) – Why mentorship mattered and giving herself permission to be seen (13:00) – Why Amy chose social media as her focus and why it is what people want (14:53) – Which platforms to use and why beginners should stick to one or two (16:21) – How to choose the right platform and why you should just ask your audience (19:34) – The truth about AI and why you cannot remove the human from content (21:14) – 100 reels in under a minute and what to do before posting AI output (22:39) – No magic trick but a sales process and four types of content that work (26:30) – Best way to schedule content and why third party tools can hurt reach (28:19) – Common mistakes people make on social media (30:55) – Where to connect with Amy and the £1 training offer (32:23) – What Amy would tell her younger selfAbout Amy Atkinson Amy Atkinson is an award winning serial entrepreneur, property investor, speaker, wife, and mum. She helps service based business owners make sales from social media by teaching the strategy and content process that guides people from awareness to purchase. With a background in digital marketing and years of delivering results for clients, Amy now focuses on helping business owners build real sales through social platforms without sounding generic or relying on copy paste AI content.Connect with Amy AtkinsonInstagram: https://www.instagram.com/thefemtrepreneur/Facebook Group: Make sales from social media with The Femtrepreneur Connect with Kay SutharBusiness Website: https://makeyourmarkagency.com/Podcast Website: https://www.makeyourmarkpodcast.com/LinkedIn: https://www.linkedin.com/in/kay-suthar-make-your-mark/Facebook Group: https://www.facebook.com/groups/482037820744114Email: kay@makeyourmarkagency.comFREE Gifts from Kay Suthar:3 Ultimate Secrets to Getting Booked on Podcasts: https://getbookedonpodcast.com5 Simple Steps to Launch Your Podcast in 14 Days: https://14daystolaunch.com

In this flavor-packed conversation, we dive deep into the vibrant world of peppers—from seed to harvest, kitchen to apothecary. Timed perfectly for late-winter seed starting, this episode walks you through everything you need to know to successfully grow thriving pepper plants, including seed-starting tips, heat and light requirements, transplanting, and maximizing yields in the garden.But the journey doesn't stop at the harvest. You'll explore how peppers transform in the kitchen—fresh, dried, fermented, or smoked—and how heat levels (thanks to capsaicin) influence both flavor and culinary creativity. We share our personal experiences crafting unique hot sauces and spice blends straight from the garden.Finally, discover the powerful medicinal side of peppers, including their role in circulation, digestion, and topical pain relief, along with simple ways to incorporate them into your home apothecary.Whether you love sweet bells or fiery super-hots, this episode is your complete guide to growing, using, and benefiting from one of the most versatile plants in the garden.

Most people think they're "new to government contracting." They're not. They're new to how the government does business—and that's a massive difference. In this episode, Colin Nchako breaks down how to help someone who wants to pivot (like a general contractor moving into the product game) without wasting months guessing what the Army buys. The play is simple: stop speaking in vague terms like "Army supplies" and start doing real research using USAspending and FPDS, then match yourself to the right NAICS code so you can target opportunities with precision. Colin also explains the bigger lesson behind pivoting: you don't need to reinvent yourself—you need to identify a skill you can deliver, build credibility around it, and then use that credibility to win again. He shares examples from his own business where he added a capability (like training or SOP writing), landed awards, and used those wins to expand into more contracts. The goal isn't to learn everything at once—it's to marry the skills you already have to a new client (the government) and move with confidence. If you want to learn more about the community and to join the webinars go to: https://federalhelpcenter.com/  Website: https://govcongiants.org/  Connect with Encore Funding: http://govcongiants.org/funding

Nate Miles joins Jeremy Keil to discuss how the Allspring retirement research reveals trends of concern among retirees and the options they have to address them. Mike and Susan did what many couples do. They saved diligently. They crossed the $1 million mark before retirement. They felt prepared. But when it came time to make actual retirement decisions—when to claim Social Security, how to withdraw from their accounts, how to manage taxes—they realized something uncomfortable: They had spent decades saving… but very little time learning how to retire. This example speaks directly to what this year's Allspring Retirement Study uncovered. As Nate Miles shared on the “Retire Today” podcast, this wasn't a small or struggling population. Participants were 50+ with at least $200,000 in investable assets. A third of retirees surveyed had $1 million or more. Yet only six out of ten retirees said they feel financially secure. That gap between assets and confidence tells us something important: retirement success isn't just about how much you've accumulated. It's about how well you transition into distribution. The Social Security Mistake One of the most striking findings involved Social Security. Nate explained: “One third of our respondents claimed Social Security at 62 years old… because they believed the value or the benefit of waiting was not worth it. Yet they underestimated the value of waiting by 50%.” Many respondents assumed the benefit grew at 4% per year when delayed. In reality, for most people, it grows closer to 8% annually between full retirement age and 70. That misunderstanding alone can permanently reduce lifetime income. In the MAKE step of the 5 Step Retirement Master Plan, Social Security is foundational. For many retirees, it represents 30–40% of their guaranteed income. Optimizing that decision isn't optional—it's essential. And yet, education around it is surprisingly thin. As Nate pointed out, there are “560-something permutations” of Social Security claiming strategies. It's ubiquitous, but complicated. And too often, people default to the earliest date simply because it feels tangible. The Tax Blind Spot The second major theme of the study? Taxes. Only about 20% of retirees reported using a tax-efficient withdrawal strategy. Think about that. After decades of saving in multiple account types—traditional IRAs, Roth IRAs, brokerage accounts—most retirees are simply withdrawing from wherever feels convenient. Nate put it plainly: “Taxes matter for everyone, not just the high net worth crowd.” In the KEEP step of retirement planning, how you withdraw can meaningfully impact how long your money lasts. Choosing between Roth and traditional dollars. Managing capital gains. Coordinating withdrawals with Social Security timing. These aren't abstract academic exercises. They are practical levers that affect real income. Yet as Nate observed, most people spent 40 years having taxes withheld automatically from paychecks. They paid taxes—but they never actively managed them. Retirement flips that script completely. Now you must choose. The Psychological Shift No One Talks About Nate shared that many retirees are comfortable spending above their retirement number—until their account dips below it. The moment it falls beneath that original balance, panic sets in. Even if the plan accounts for drawdown. Even if it's sustainable. Even if it's expected. That's what I call the “accumulation paradox.” Economists assume you'll build your assets and gradually spend them down toward zero. Real people assume the number should stay intact forever. But retirement isn't about preserving a scoreboard. It's about funding a life. This is where the SPEND step meets the INVEST step. You saved to use the money. And yes, at some point, your balance may begin to decline. That's not failure. That's function. Advice Still Matters One of Nate's most memorable lines was this: “Monte Carlo gets 10,000 cracks at retirement. You and I get one.” We don't get multiple trial runs. We get one real-life retirement. That's why quality advice matters. The study suggests people with pensions are more likely to use annuities. People with advice are more likely to use tax strategies. And people who understand their income sources are more confident. Retirement is no longer just accumulation. It's design. And design requires intention. If you're within five years of retirement—or already there—ask yourself: Have I optimized my Social Security? Am I intentionally managing taxes? Do I have a clear income floor? Am I emotionally prepared to draw down assets? Because as this year's research shows, even million-dollar portfolios can feel uncertain without a plan. Retirement isn't about guessing well. It's about designing well. Don't forget to leave a rating for the “Retire Today” podcast if you've been enjoying these episodes! Subscribe to Retire Today to get new episodes every Wednesday. Apple Podcasts: https://podcasts.apple.com/us/podcast/retire-today/id1488769337  Spotify Podcasts: https://bit.ly/RetireTodaySpotify About the Author: Jeremy Keil, CFP®, CFA is a retirement financial advisor with Keil Financial Partners, author of Retire Today: Create Your Retirement Income Plan in 5 Simple Steps, and host of the Retirement Today blog and podcast, as well as the Mr. Retirement YouTube channel. Jeremy is a contributor to Kiplinger and is frequently cited in publications like the Wall Street Journal and New York Times. Additional Links: Buy Jeremy's book – Retire Today: Create Your Retirement Master Plan in 5 Simple Steps Allspring 2026 Retirement Study: By Default or By Design? Nate Miles, Allspring Global Investments Connect With Jeremy Keil: Keil Financial Partners LinkedIn: Jeremy Keil Facebook: Jeremy Keil LinkedIn: Keil Financial Partners YouTube: Mr. Retirement Book an Intro Call with Jeremy's Team Media Disclosures: Disclosures This media is provided for informational and educational purposes only and does not consider the investment objectives, financial situation, or particular needs of any consumer. Nothing in this program should be construed as investment, legal, or tax advice, nor as a recommendation to buy, sell, or hold any security or to adopt any investment strategy. The views and opinions expressed are those of the host and any guest, current as of the date of recording, and may change without notice as market, political or economic conditions evolve. All investments involve risk, including the possible loss of principal. Past performance is no guarantee of future results. Legal & Tax Disclosure Consumers should consult their own qualified attorney, CPA, or other professional advisor regarding their specific legal and tax situations. Advisor Disclosures Alongside, LLC, doing business as Keil Financial Partners, is an SEC-registered investment adviser. Registration does not imply a certain level of skill or expertise. Advisory services are delivered through the Alongside, LLC platform. Keil Financial Partners is independent, not owned or operated by Alongside, LLC. Additional information about Alongside, LLC – including its services, fees and any material conflicts of interest – can be found at https://adviserinfo.sec.gov/firm/summary/333587 or by requesting Form ADV Part 2A. The content of this media should not be reproduced or redistributed without the firm’s written consent. Any trademarks or service marks mentioned belong to their respective owners and are used for identification purposes only. Additional Important Disclosures

Allow yourself to ride the waves of life and emotion, and receive the goodness that's coming. You are capable of success. In today's episode of Someone Gets Me, Dianne A. Allen explores what to do when life doesn't unfold the way we expected, especially for intensely sensitive and neurodivergent leaders. She speaks to the emotional waves that follow disappointment and how we can move through them without losing ourselves. Dianne unpacks the hard truth behind self-blame, why receiving support is part of healthy leadership, and how clinging to beliefs that no longer serve us quietly creates more suffering. Because when we soften, allow support, and release outdated narratives, we make space for growth, resilience, and real success.   Catch the full episode of  When Things Don't Happen the Way You Want on the Someone Gets Me Podcast!   Did you enjoy this episode? Subscribe to the channel, tap the notification bell, and leave a comment!   You can also listen to the show on Spotify, Apple Podcasts, and Amazon Music.   How to Connect with Dianne A. Allen   Dianne A. Allen, MA is an intuitive mentor, speaker, author, ambassador, hope agent, life catalyst, and the CEO and Founder of Visions Applied. She has been involved in personal and professional development and mental health and addiction counseling. She inspires people in personal transformation through thought provoking services from speaking and podcasting to individual intuitive mentoring and more. She uses her years of experience coupled with years of formal education to blend powerful, practical, and effective strategies and tools for success and satisfaction. She has authored several books, which include How to Quit Anything in 5 Simple Steps - Break the Chains that Bind You, The Loneliness Cure, A Guide to Contentment, 7 Simple Steps to Get Back on track and Live the Life You Envision, Daily Meditations for Visionary Leaders, Hope Realized, and Where Do You Fit In?   Website: https://msdianneallen.com/ Instagram: https://www.instagram.com/dianne_a_allen/ Facebook: https://www.facebook.com/msdianneallen/ LinkedIn: https://www.linkedin.com/in/dianneallen/# Twitter: https://x.com/msdianneallen   Check out Dianne's new book, Care for the Neurodivergent Soul. https://a.co/d/cTBSxQv   Visit Dianne's Amazon author page. https://www.amazon.com/stores/author/B0F7N457KS   You have a vision inside to create something bigger than you. What you need is a community and a mentor. Personal mentoring will inspire you to grow, transform, and connect in new ways. The Someone Gets Me Experience could be that perfect solution to bringing your heart's desire into reality. You will grow, transform, and connect. https://msdianneallen.com/someone-gets-me-experience/   For a complimentary “Get to Know You” 30-minute call: https://visionsapplied.as.me/schedule.php?appointmentType=4017868   Join our Facebook: https://www.facebook.com/groups/someonegetsme   Follow Dianne's Facebook Page: https://www.facebook.com/msdianneallen   Email contact: dianne@visionsapplied.com   Dianne's Mentoring Services: https://msdianneallen.com/    

The “3 No's” Outreach Strategy for Absentee Owners (Turn Cold Real Estate Leads Into HOT Clients & Listings!)Watch the FULL video replay at: https://youtu.be/iHAskZHqjyQJosh explains a real estate outreach framework for absentee owners and investor targets: intentionally go for “3 no's” to uncover at least one “yes.” He outlines two paths. For active buyers (landlords, cash buyers, flippers) he suggests leading with a simple deal “bait,” then clarifying whether they're not interested in the specific deal or not buying at all, then asking if they have any properties they'd consider selling, and finally offering a monthly market update. For seller-focused absentee outreach (tired landlords, out-of-state owners, stacked with indicators like tax default or liens), he shares short text/email scripts asking if they'd consider selling a specific property in the next 30–90 days, then follows up by asking about other properties they might sell, and then whether they're looking to add to their portfolio. He shares results from sending about 20 emails and getting four replies (all initial “no's”), emphasizing that a reply is the win and that it's difficult to get three straight no's. A detailed example with an owner named Terrance shows two no's turning into a buying conversation and a potential land-buyer lead; Josh plans to clarify the buyer's multifamily/geographic criteria and to reach out to vacant land buyers for the owner's Harvey's Lake parcel. The discussion also covers asking builders to commit to listing with you after they build, and includes a suggested variation involving trading up/1031 exchange and tailoring messaging using portfolio data from LeadDeck.Would like a copy of the doc shared? (OR our No BS Guide To Taking More Listings From Absentee Owners This Week?) Just shoot me an email at josh@growwithjosh.com See how many leads are available in your zip code (and take a FREE test drive) at: https://LeadDeck.AI

What happens when you finally stop asking permission to be yourself? If you’ve been wondering how to stop people-pleasing as a homeschool mom, this conversation will show you it’s possible. Homeschool mom and creative entrepreneur Latoya shares her journey from living for everyone else to discovering what she actually wants—and why that shift changed everything in her homeschool life. This month’s focus: Nurturing the Nurturer — because you can’t give what you don’t have, and your kids don’t need your perfection. They need your presence. Latoya hit 40 and realized she’d spent decades doing what everyone expected—but had never asked herself what SHE actually wanted. As a homeschool mom, restaurant management graduate, and someone who always made sure everyone else was okay, the idea of prioritizing herself felt selfish. Scary. Wrong. But when she finally gave herself permission to explore her creativity, build her crochet business, and trust her own voice? That was when things began to shift. Her homeschool days became more peaceful. Her kids became more autonomous. And she discovered that choosing herself wasn’t selfish—it was the best thing she could do for her family. How to Stop People-Pleasing as a Homeschool Mom: Latoya’s Journey from Self-Sacrifice to Self-Trust What You’ll Discover in This Episode The Permission You’ve Been Waiting For: Why serving yourself actually serves your family better How to distinguish between what you want and what others expect of you The power of silence and solitude in discovering your authentic voice Why “waiting for the answer” is part of the process From Rigid to Present: Redefining Homeschool Success What a “good day” used to look like (spoiler: checking all the boxes) vs. what it looks like now How to choose peace over productivity for a more meaningful family life Why your kids’ autonomy grows when you honour your own The truth about gaps, “behind,” and what kids actually need to thrive Caribbean Flow vs. Hustle Culture: The cultural pressure to always be “doing something” Why presence matters more than productivity How to give yourself permission to just BE with your people What happens when you stop measuring success externally Creative Work as Life Force (Not Luxury): Why Latoya’s crochet business isn’t “extra”—it’s essential How creative pursuits actually fuel better mothering Choosing fulfillment over financial gain (and being okay with that) Teaching your kids to honour their interests by modeling it yourself The Inner Work Nobody Talks About: Why inner work is gritty, messy, and nothing like social media portrays How to extend to yourself the same compassion you give others The first small decision where you stop explaining and start trusting yourself Why disappointing others is sometimes the most aligned choice “What is best for you, for me is what’s best for them because it trickles into everything else. So the happier I become, the more comfortable I become with myself, the better everything around me gets.”  — Latoya Why This Conversation Matters This isn’t just another interview about homeschooling. It’s about what happens when you finally permit yourself to ask: Who am I beyond the roles I play? If you’re struggling with how to stop people-pleasing as a homeschool mom, Latoya’s story is for you. She’s every mom who’s ever wondered if wanting something for herself makes her selfish. But here’s what Latoya discovered (and what you will too): When you choose yourself, your kids don’t suffer. They thrive. Because they get to see what it looks like to honor your own voice, trust your own knowing, and live from alignment instead of obligation. Your homeschool doesn’t need more curriculum. It needs more of YOU—the real you, the aligned you, the unapologetic you. Connect with Latoya YouTube: Toya in Stitches Instagram: @toya.in.stitches Latoya creates DIY crochet tutorials that go beyond simple instructions—she teaches you to understand your body, measurements, and personal style so you can create garments that actually fit YOU. Coming This Week on the Confident Homeschool Life YouTube Channel: “The Inner Critic Pattern So Many Homeschool Moms Don’t Realize They’re In” How you talk to yourself REALLY matters. So you’ll definitely want to catch those on YouTube. Join the Calm the Inner Critic Workshop Ready to go deeper and learn how to stop the inner critic as a homeschool mom?This month, I’m hosting a workshop to help you see what’s been driving you—and choose something different. Not to fix yourself. But to untangle the overwhelm and stop reacting from inherited survival mode. So you can lead your homeschool life from a place that actually feels like you—with presence, calm, and clarity. YES, I NEED THIS Want more support? Join the Confident Homeschool Mom community Read: Homeschool Mama Self-Care: Nurturing the Nurturer Listen: Previous episodes on setting boundaries Episodes You’ll Also Love: Unlearning People-Pleasing as a Homeschool Mom How to Stop the Inner Critic as a Homeschool Mom: The Charmed Life I Was Chasing (& the Pattern I Didn't Know I Was Living) Homeschool with Purpose: Honouring our Values & Priorities Stop Asking These 6 Homeschool Questions (That Sabotage Your Life) Finding Healing & Purpose When Life is Life-ing How to Stop Being a Hostage to Homeschool Pressure (& What to Do Instead) Deschooling and Life Purpose: Is there a connection? The Real Reason You’re Overwhelmed (It’s Not the Curriculum) How to Make Confident Homeschool Decisions (Without Seeking Permission) Awakened Homeschool Family: Living with Purpose, Learning from Heart Self-Compassion for Homeschool Mamas Course to Nurture You Share This Episode Know a homeschool mom who’s been living for everyone else and wondering when it’s her turn? Send her this episode. It might be exactly the permission she needs to finally ask herself: What do I actually want? Remember: Your kids don’t need your perfection. They need your presence. They need to see what it looks like when you honor yourself, trust yourself, and choose alignment over obligation. Because when you give yourself permission to stop people-pleasing? That’s when everything shifts. Press play and discover how to stop people-pleasing as a homeschool mom—and start leading from the inside out. Latest episodes you might also enjoy: How to Stop People-Pleasing as a Homeschool Mom (One Mom’s Story) February 17, 2026 How to Stop the Inner Critic as a Homeschool Mom: The Charmed Life I Was Chasing (& the Pattern I Didn’t Know I Was Living) February 10, 2026 The Most Important Way to Take Care of Yourself as an Overwhelmed Homeschool Mom February 2, 2026 How to Do Kindergarten in Your Homeschool: A Fun & Effective Guide January 29, 2026 The Real Reason You’re Overwhelmed (It’s Not the Curriculum) January 26, 2026 Unexpected Feelings When Your Homeschooler Gets Accepted to University January 22, 2026 How to Stop Being a Hostage to Homeschool Pressure (& What to Do Instead) January 19, 2026 The Truth About Finding Your Homeschool Rhythm January 13, 2026 The Confident Homeschool Mom Podcast: Introducing the 1% Pivot January 6, 2026 Purpose-Driven Homeschool Planning for 2026: How to Recalibrate the Year with Clarity December 23, 2025 1% Shift to a Calm Homeschool Life December 23, 2025 12 Things I've Learned About Homeschool Moms: Self-Care Tips for Overwhelmed Homeschool Moms December 10, 2025 12-Day Homeschool Mom Self-Care Challenge to Come Back to Yourself December 2, 2025 What is the Reimagine Your Homeschool Group Coaching? November 18, 2025 Not Just a Homeschool Mom — Why You’re Disappearing (And How to Come Back) November 11, 2025 Teaching World War to a Homeschooled Eight Year Old November 10, 2025 Reimagine Your Homeschool: Feel Free, Inspire Curiosity and Do What Works November 5, 2025 the role of imagination in a home education November 4, 2025 Helping Our Kids Live Their Lives on Purpose: A Practical Guide for Homeschool Moms October 28, 2025 How to Set Realistic High School Expectations? Learn Human Development October 20, 2025 How to Build Homeschool Routines that Support YOU October 14, 2025 Why Deschooling? To Feel Confident, Certain & Good Enough October 7, 2025 The Ultimate Guide to Building Boundaries and Healthy Relationships for Homeschool Moms September 23, 2025 Ultimate Homeschool Overwhelm Quiz That Reveals Your Hidden Stress Triggers in 5 Minutes September 15, 2025 Start Homeschooling in British Columbia: How to Decide September 9, 2025 How to Create an Effective Homeschool Routine that Works for You September 2, 2025 Interest-Led Homeschool for Confident Moms: An Enneagram 8 Mom's Story of Growth August 28, 2025 How Do I Unschool My Child? 5 Simple Steps to Spark Natural Learning August 19, 2025 9 Mistakes That Make Your 1st Homeschool Year Stressful (& How to Avoid Them) August 13, 2025 Top Tips for New Homeschool Moms in Season 3 August 11, 2025 5 Challenges Working Homeschool Moms Face—And How to Overcome Them August 5, 2025 How to Manage Overstimulation as a Homeschool Mom July 30, 2025 Reclaim You: Rediscover Life Beyond the Homeschool Mom Role July 22, 2025 A Summer Reset for Homeschool Moms: The Secret to a More Peaceful Year Ahead July 15, 2025 How to Help Reluctant Writers: Julie Bogart on Homeschool Writing July 7, 2025 7 Ways Brené Rescued Me from One of those Homeschool Days June 30, 2025 Morning Affirmations for Homeschool Mama: A Simple Practice for You to Parent with Intention June 24, 2025 5 Overlooked Mistakes That Are Stressing You Out as a Homeschool Mom (& How to Fix Them) June 18, 2025 The Soul School Way: Books as Mirrors, Windows, and Voices for Homeschool Families June 3, 2025 Sibling Bickering in Homeschool Families: What's Normal & How to Handle It May 27, 2025 Homeschool Mom Boundaries: 6 Truths That Will Set You Free May 20, 2025 How the Mother Wound Affects Homeschool Moms—and How to Break Free May 12, 2025 Homeschool Mom Boundary Issues? You’re Not Doing This… May 6, 2025 How to Deschool as a Homeschool Mom and Rediscover Your Identity April 30, 2025 How my story of deschooling brought more freedom & purpose April 22, 2025 How to Know if Deschooling is Right for You: 7 Signs you Need to Deschool April 13, 2025 Why Do You Want to Deschool? Understanding Why it Matters April 11, 2025 Is My Homeschooler Behind? The Truth About Learning at Their Own Pace April 1, 2025 A Homeschool Mom’s Guide to Purposeful Living March 25, 2025 10 Simple Steps to the Homeschool Life (& Live it on Purpose) March 17, 2025 Subscribe to the Homeschool Mama Self-Care podcast YouTube Apple Audible Spotify

Marco's 3-Day DealSprint Debrief: How to Handle Off-Market Real Estate Listings, 2-Step Offers & Buyer Outreach!Watch the FULL video replay at: https://youtu.be/hMeYpLKDPfAThis episode recaps results and coaching from the LeadDeck.ai 3-day DealSprint, now available on-demand, and mentions a new sprint starting February 23 focused on absentee owner listings. Josh shares an email from participant Marco, who made four offers (one from an older motivated seller lead and three from a new mail campaign) and has a seller who will accept if he nets the exact amount of the best SIO offer. The guidance emphasizes treating the opportunity as a process, not trying to win the deal in the first appointment, and using the initial visit to verify property details and collect extensive photos for a final offer submission through options like Zoodealio/ZoomCasa/QuickBuy rather than presenting a preliminary number as a concrete offer. Josh advises leveraging an off-market property as “bait” to add more options by reaching out to investors (portfolio buyers, multifamily investors, and active landlords) with specific details, re-contacting previously pulled buyer lists, and aiming for “three nos” to generate responses and referrals. Additional Q&A covers handling a tenant-occupied duplex with limited access by working to obtain photos without disturbing tenants and explaining why photos prevent repeated showings. The episode closes with tactics for institutional buyers: they will inspect and often renegotiate, so taking highly detailed photos and videos (including damage and defects, often 60–100+ images) helps secure better upfront offers, reduces bid gaps after inspection, and sets expectations with sellers about potential condition-related adjustments.See how many leads are available in your zip code (and take a FREE test drive) at: https://LeadDeck.AI

If you're a teacher who is sick of living paycheck to paycheck but really don't want to go and get that 2nd or 3rd job, this episode is for you! I have been coaching teachers to help them start side hustles inside of my signature program, Passion to Profit. I walk my clients through a 3 step process that helps them to not only come up with their side hustle idea and offer but also attract their first 1-3 clients. Clarity & Mindset ResetKnow Your PeopleOffer Made, Money Made3 KEY TAKEAWAYS:It's never too late to start something that creates opportunity for you rather than always feeling like opportunities pass you by.Market research is a HUGE part of having the ability to start a side hustle that makes a profit.Starting a side hustle doesn't always feel like work. It can be creative and fun for teachers.RESOURCES MENTIONED IN THIS EPISODE:Passion to Profit: A Side Hustle Blueprint for TeachersMORE FROM ADVA:Follow Adva on Instagram @coachforteachersFollow Adva on LinkedIn

How to Handle a Huge Cash Offer Gap on an Expired Listing (Institutional Buyers, Land Value & Transparency)Watch the full video replay: https://youtu.be/Kd0bVFlGODUJosh shares a real text exchange with Jonita about an expired listing where an institutional cash-buyer platform produced offers roughly $404K below the prior list price (example: last list price $759K vs best cash offer $379K) on a unique property with six acres. He emphasizes investigating mismatches by asking clarifying questions (like whether multiple parcels are involved), researching comps (including an active similar listing around $1M and a sold comp around $500K on smaller acreage), and being transparent with the seller about why offers may be off and when follow-up will happen. Josh recommends contacting Danielle at Zoom Casa for deeper due diligence and improved offers, potentially also reaching out to Quick Buy and simultaneously marketing the property via a “deal of the week” email using the Deal Sprint process (replay referenced at leaddeck.ai/sprints and replays at leaddeck.ai/cal). Doreen adds that land value may depend on zoning changes and highest-and-best-use possibilities, suggesting asking the seller about added value, calling the prior listing agent to substantiate pricing, contacting the zoning board about future votes, and exploring end-buyer uses such as horses, cattle, equestrian business, family compound, or subdivision. Josh reinforces that demonstrating a proactive plan for identifying the ideal buyer and uncovering highest and best use helps win listings on long-game, difficult properties.See how many leads are available in your zip code (and take a FREE test drive) at: https://LeadDeck.AI

How Wendy Turned Her Real Estate Networking into High-Yield Opportunities!Watch the full video replay: https://youtu.be/H5ac1-Ss2-AJoin us as we dive deep into Wendy's recent experiences and strategies in real estate networking that yielded surprising and impressive results. In this video, Wendy shares her journey from participating in our 3-day DealSprint challenge to using off-market deals and social media strategies to generate new business opportunities. Listen as she discusses her approach to working with For Sale By Owners, leveraging networking events, and using platforms like Facebook and Nextdoor for client acquisition. Whether you're a seasoned realtor or new to the game, Wendy's insights into creating and converting conversations into contracts are invaluable. Don't miss out on this compelling and informative session!See how many leads are available in your zip code (and take a FREE test drive) at: https://LeadDeck.AI

This week, I'm joined again by emotional eating expert Tricia Nelson. This time, we explore the intricate connection between emotional eating and romantic relationships. We talk about how emotional responsibility includes becoming aware of the ways food struggles can impact intimacy and communication in relationships.We also discuss how isolation can intensify emotional eating, why connection and honesty are essential to healing, and the underlying reasons food becomes a coping mechanism. Tricia shares practical ways she has helped people shift these deep-rooted patterns, including how processing, expressing, and communicating how we're feeling is essential to changing compulsive eating behaviors. It's an honest conversation about how long-term struggles with food can affect the people in our lives, with practical advice for how to feel and connect with others instead of numb and avoid with food. Show Notes | Resources | Mentions:Emotional Eating Free QuizBook: Heal Your Hunger: 7 Simple Steps to End Emotional Eating NowInstagram: @tricianelson_Website: healyourhunger.comTricia's Book: Heal Your Hunger: 7 Simple Steps to End Emotional Eating NowPodcast: Heal Your Hunger Show on Apple Podcasts If you liked this episode, try this one from the archive: Why We Eat Our Feelings (and What to Do Instead)—Tricia Nelson Explains

Transforming Real Estate Obstacles into Opportunities: A Lesson on Mindset For Top Producing Realtors!In this episode, we dive deep into the idea that 'obstacles are opportunities in disguise'. We explore how mindset and perception shape our responses to challenges and illustrate this with a practical example involving Stewart's experience with bounced emails in a business setting. We'll share strategies to turn these setbacks into success, including targeting the right audience, using enhanced skip tracing tools, and the power of direct mail. Join us as we uncover how to change our view on problems and leverage them as opportunities to grow and thrive.See how many leads are available in your zip code (and take a FREE test drive) at: https://LeadDeck.AI

In this episode of The Dept. Omar sits down with entrepreneur and personal brand powerhouse Jasmine Star for one of the most transparent and tactical conversations we've had on building an online business from scratch. Jasmine breaks down exactly what she would do if she had to start over today with no audience, no offer, and no marketing, just experience and a desire to serve. From “going crazy on social media” with consistency, to leveraging interest-based content, pinned posts, and DMs as the future of sales, she lays out a step-by-step blueprint for turning attention into trust and trust into revenue. If you've ever felt stuck, inconsistent, afraid to show up, or unsure what your “thing” is, this conversation will challenge you to stop overthinking and start executing.

Money stress can feel overwhelming, especially when you're already walking through a hard season in your marriage or personal life. In this episode of the Fight for Your Marriage Podcast, we're joined by Brandi Lobato from Cornerstone 360 Advisors for a practical conversation about taking back control of your finances.   Whether your financial situation feels strong, shaky, or downright discouraging, Brandi reminds us that where you start does not determine where you can go. You will learn how to begin building a realistic financial plan and budget, even when resources are limited. We cover practical next steps for paying off debt, investing wisely, planning for retirement, and making informed financial decisions that support long-term stability.   This episode is about shifting from fear to clarity, learning how to steward what you have, creating a plan to move forward, and replacing financial anxiety with confidence and hope. If you're ready to stop feeling stuck and start building a healthier financial future, this conversation will encourage and equip you to take that first step.   Cornerstone 360 Advisors   Follow on Instagram - @rejoicemarriageministries   Follow on Facebook - @rejoicemarriageministries   Every day, you can receive encouragement straight to your inbox through our Fight for Your Marriage Devotional and find free resources and prayers to pray over your marriage. To take advantage of these resources and others, visit https://rejoiceministries.org   We appreciate your feedback. If this episode touches you, please leave us a five-star rating and review, helping us reach new listeners with hope for their marriage. You can also subscribe to our show on YouTube, Spotify or iTunes.

Send a textIn this episode, Kay Suthar sits down with Charmian Johnson, a former global law firm partner who made a powerful career pivot into somatic trauma-informed coaching. After nearly three decades in high-pressure legal environments, Charmian opens up about living with self-doubt, perfectionism, and imposter syndrome, and how personal loss and family trauma became the catalyst for deep inner work. Together, they explore the neuroscience behind confidence, the mind-body connection, why anxiety is felt in the body rather than the mind, and how nervous system regulation can transform leadership, visibility, public speaking, and business growth.What to expect in this episode: (00:00) – From global law firm partner to somatic trauma-informed coach (02:30) – Living with self-doubt, perfectionism, and imposter syndrome in corporate life (03:00) – Grief, addiction, and family trauma during lockdown (05:00) – Discovering somatic trauma-informed coaching (06:00) – Why anxiety lives in the body, not the mind (07:30) – The brain-body connection and nervous system safety (09:00) – Grounding techniques and nervous system regulation (11:30) – Why healing is a journey, not a destination (12:00) – Common mistakes people make when trying to self-heal (14:30) – Leaving corporate and building a business with confidence (16:00) – Nervous system safety as a strategic advantage (17:00) – Practical somatic tools for confidence and visibility (19:00) – How to work with Charmian and access her free resourcesAbout Charmian Johnson Charmian Johnson is a former global law firm partner turned somatic trauma-informed coach and narcissistic abuse specialist. After nearly 30 years in the legal profession, she retrained in neuroscience-based, body-focused coaching to help high-achieving women move out of survival mode, reclaim confidence, and step fully into their leadership. Her work supports women in regulating their nervous systems, overcoming self-doubt, and showing up visibly and confidently in their careers and businesses.Connect with Charmian JohnsonFREE Gift: Five Nervous System Secrets to Help You Show Up Confidently for Speaking and Visibility Plus a free 30-minute consultation callWebsite: https://charmjohnson.thementalwellbeingcompany.comLinkedIn: https://www.linkedin.com/search/results/all/?keywords=Charmian%20JohnsonConnect with Kay SutharBusiness Website: https://makeyourmarkagency.com/Podcast Website: https://www.makeyourmarkpodcast.com/LinkedIn: https://www.linkedin.com/in/kay-suthar-make-your-mark/Facebook Group: https://www.facebook.com/groups/482037820744114Email: kay@makeyourmarkagency.comFREE Gifts from Kay Suthar:3 Ultimate Secrets to Getting Booked on Podcasts: https://getbookedonpodcast.com5 Simple Steps to Launch Your Podcast in 14 Days: https://14daystolaunch.com

#147 Are travel credit cards worth the hype?? In this episode of the Everyday Bucket List Podcast, we break down whether travel credit cards are truly worth it and how to maximize travel rewards without overspending. You'll learn how to: Use travel rewards credit cards to earn points and miles, including a comparison of cards with annual fees vs. no-fee travel credit cards Take advantage of flexible travel rewards programs that make trip planning easier Apply smart credit card strategies to balance costs, perks, and long-term value Be sure to take notes as you listen so you can choose the best travel credit card for your lifestyle and travel goals. Travel rewards expert Lee Huffman, Nerd Wallet contributor, founder of BaldThoughts.com and host of The We Travel There Podcast, shares actionable tips for earning more points and miles. He recommends starting with credit cards that offer sign-up bonuses and valuable travel benefits, while beginners should focus on managing just a few cards. Lee also highlights how cashback programs and online shopping portals can help you earn extra rewards on everyday purchases. CLICK THE LINKS BELOW OR CUT AND PASTE THEM INTO YOUR BROWSER: Read the blog post (show notes): KarenCordaway.com/best-card-for-travel/    Binge-listen to my Seasonal Bucket List playlist https://bit.ly/3SPiiVN  Binge-listen to my Episodes about Hobbies playlist  https://spoti.fi/46Q9p4o   Listen to these episodes next: Nashville, Tennessee: Things to Do w/ Lee Huffman (Ep 13) 2 Day Dublin Itinerary: What to Do in Dublin City Centre (Ep 104) Best Spots in Hawaii for Vacation (Ep 32) 9 Affordable Weekend Trips in the USA for Couples: Perfect for Feb & Mar  (Ep 116) Simple, Fun & Affordable Bucket List Ideas to Do in Everyday Life (Ep 89)   RESOURCES: Grab a copy of  The Everyday Bucket List Book https://amzn.to/3vwxz2K Monthly Bucket List Goals PDF  https://buymeacoffee.com/edbl/e/165156 How to Travel for Free Using Miles & Points: 5 Simple Steps to Start Travel Hacking Ebook   Connect with the guest: Websites: BaldThoughts.com & WeTravelThere.com Social: @BaldThoughts   Connect with me: Website: https://KarenCordaway.com Twitter (X): @KarenCordaway https://x.com/karencordaway Pinterest: @Everyday_Bucket_List https://www.pinterest.com/EverydayBucketList/ Tiktok: @Everyday_Bucket_List https://www.tiktok.com/@everyday_bucket_list   Disclaimer: Some of the outbound links financially benefit the podcast through affiliate programs. Using our links is a small way to support the show at no additional cost. I only endorse products, programs, and services I use and would recommend to close friends and family. Thank you for the support! Hello@KarenCordaway.com for brand partnerships and business inquiries.      

ResourcesEpisode 230.  Everyday Decisions, Big Tension: The Hurtful Patterns That Create Blended Family DivisionEpisode 203.  How to Make Better Decisions and Solve Problems as a United TeamEpisode 49. Should Your Highest Priority be Your Marriage…or Your Kids?Episode 103.  4 Revealing Myths About 1 on 1 Time Between Parent and Their Bio-Kids (Part 1 of 2) Episode 147. Do Sensitive Conversations End up Creating Conflict in Your Relationship?Suggest a Topic or Ask a Question  Would you like us to discuss something specific or answer your question on the show?  Let us know!We've made it easy.  Just click here:  https://www.blendedfamilybreakthrough.com/shareReady for some extra support?We all need some extra support along the blending journey — we're here to help.  You can connect with us for a free coaching call to see how we might help you experience more clarity, confidence, and connection in your home.  Schedule your free call here:  https://www.blendedfamilybreakthrough.com/free-callSubscribe or Follow the Show Are you subscribed or following the podcast yet?  If not, we want to encourage you to do that today so you don't miss a single episode.  Click here to subscribe in Apple PodcastsClick here to follow on SpotifyLeave a Review in Apple PodcastsIf you're feeling extra helpful, we would be so grateful if you left us a review over on Apple Podcasts too. Your review will help others find our podcast — plus they're fun for us to read too! :-)  Just click here to Review, select “Ratings and Reviews” and then select “Write a Review” — let us know what your favorite part of the podcast is.  Thank you, we really appreciate your feedback!

Jeremy Keil examines how tax law changes might affect Roth conversion strategies for retirees in 2026. A few years ago, Roth conversions felt like one of those rare financial strategies that was almost too obvious to ignore. Taxes were historically low. The Tax Cuts and Jobs Act had put a clear expiration date on those lower brackets. And for many retirees, the logic seemed airtight: pay taxes now at a lower rate so you don't pay more later. Fast forward to today, and that certainty just isn't the same. With new tax legislation making today's lower tax brackets permanent—at least for now—many retirees are asking a very different question: Are Roth conversions still worth it in 2026 and beyond? The short answer is yes. But not for the reasons many people think. The real problem isn't Roth conversions themselves. The problem is the assumptions people make about them. Roth conversions exploded in popularity when it appeared obvious that taxes were about to rise. The assumption was straightforward: convert while rates are low, avoid higher taxes later, and you'll come out ahead. But that assumption rested on two ideas that don't always hold up: That tax rates would definitely rise. That income in retirement would naturally fall. For some people, both are true. For many others, neither is. Markets have been strong. Retirement accounts are larger than expected. Capital gains, pensions, and Social Security stack on top of one another. And suddenly, retirement income isn't as “low tax” as it once looked on paper. The Difference Between Tax Bracket and Tax Cost One of the most common mistakes retirees make is focusing on their tax bracket instead of their tax cost. On a tax return, you might see yourself in the 12% or 22% bracket and assume Roth conversions are inexpensive. But once Social Security enters the picture, the math becomes more complicated. As additional income comes in, Social Security benefits that were once tax-free begin to become taxable—up to 85% of the benefit. In that phase-in range, every dollar withdrawn from a traditional IRA can cause more Social Security to be taxed. The result is an effective tax cost that can be significantly higher than the bracket suggests. This is where many well-intentioned Roth strategies quietly go off track. Medicare Premiums Change the Equation Taxes aren't the only cost that matters. Medicare income-related premium adjustments—often called IRMAA—are triggered when income crosses certain thresholds. These surcharges commonly appear in two situations: when required minimum distributions begin, and when one spouse passes away and income thresholds are suddenly cut in half. A Roth conversion that pushes income just over one of these lines can increase Medicare premiums for years. That added cost has to be weighed alongside any future tax savings the conversion might create. A Cautionary Roth Story This is where a real-world example brings the point home. I once worked with a woman to determine the right amount of Roth conversions to do. We carefully mapped out a plan to spread conversions over three tax years so she could stay within reasonable tax and Medicare thresholds. She was comfortable with the plan. The numbers made sense. We executed the first conversion near the end of the year and agreed to revisit the second one in January. But after our meeting, she decided to take matters into her own hands. Rather than following the plan, she converted everything at once. That single decision pushed her income from a moderate tax bracket into much higher ones, triggered additional Medicare premium costs, and permanently locked in taxes that were far higher than necessary. The intent was good. The outcome was not. The mistake wasn't believing in Roth conversions—it was assuming that “more” was always better. The Real Takeaway for 2026 and Beyond Roth conversions are not dead. But Roth assumptions are. Lower tax rates today don't automatically mean Roth conversions are cheap. A future tax increase isn't guaranteed. And a zero-tax retirement is not always worth the price paid to get there. Roth conversions should always be considered—but never assumed. When done thoughtfully, in the right amounts, and at the right times, they can improve retirement income and flexibility. When done without planning, they can quietly undermine both. And in retirement, the goal isn't to win a tax strategy.The goal is to create a better retirement. Don't forget to leave a rating for the “Retire Today” podcast if you've been enjoying these episodes! Subscribe to Retire Today to get new episodes every Wednesday. Apple Podcasts: https://podcasts.apple.com/us/podcast/retire-today/id1488769337  Spotify Podcasts: https://bit.ly/RetireTodaySpotify About the Author: Jeremy Keil, CFP®, CFA is a retirement financial advisor with Keil Financial Partners, author of Retire Today: Create Your Retirement Income Plan in 5 Simple Steps, and host of the Retirement Today blog and podcast, as well as the Mr. Retirement YouTube channel. Jeremy is a contributor to Kiplinger and is frequently cited in publications like the Wall Street Journal and New York Times. Additional Links: Buy Jeremy's book – Retire Today: Create Your Retirement Master Plan in 5 Simple Steps Are Roth Conversions for Retirees Dead in 2026 Because of the New Tax Law? By Jeremy Keil, Kiplinger.com  Connect With Jeremy Keil: Keil Financial Partners LinkedIn: Jeremy Keil Facebook: Jeremy Keil LinkedIn: Keil Financial Partners YouTube: Mr. Retirement Book an Intro Call with Jeremy's Team Media Disclosures: Disclosures This media is provided for informational and educational purposes only and does not consider the investment objectives, financial situation, or particular needs of any consumer. Nothing in this program should be construed as investment, legal, or tax advice, nor as a recommendation to buy, sell, or hold any security or to adopt any investment strategy. The views and opinions expressed are those of the host and any guest, current as of the date of recording, and may change without notice as market, political or economic conditions evolve. All investments involve risk, including the possible loss of principal. Past performance is no guarantee of future results. Legal & Tax Disclosure Consumers should consult their own qualified attorney, CPA, or other professional advisor regarding their specific legal and tax situations. Advisor Disclosures Alongside, LLC, doing business as Keil Financial Partners, is an SEC-registered investment adviser. Registration does not imply a certain level of skill or expertise. Advisory services are delivered through the Alongside, LLC platform. Keil Financial Partners is independent, not owned or operated by Alongside, LLC. Additional information about Alongside, LLC – including its services, fees and any material conflicts of interest – can be found at https://adviserinfo.sec.gov/firm/summary/333587 or by requesting Form ADV Part 2A. The content of this media should not be reproduced or redistributed without the firm’s written consent. Any trademarks or service marks mentioned belong to their respective owners and are used for identification purposes only. Additional Important Disclosures

Host:  Mindy McCulley, MS Extension Specialist for Instructional Support, University of Kentucky   Guest: David Weisenhorn, PhD Extension Specialist for Parenting and Child Development   Season 8, Episode 36 Talking FACS host Mindy McCulley and guest Dr. David Weisenhorn discuss what to teach children about getting lost, drawing on personal stories and research. They cover how early to start, the importance of kids knowing their full name and parents' names, and other identifying strategies. Key safety tips include staying put so an adult can find the child, yelling or making noise to attract help, seeking out other parents or uniformed staff, and using identifiable clothing or bright colors for the family in crowded places. The episode also shares practical examples and encouragement for parents to practice these skills with their children. For more information about this topic and other MoneyWi$e topics, visit: MoneyWi$e Newsletter MoneyWi$e Website Connect with FCS Extension through any of the links below for more information about any of the topics discussed on Talking FACS. Kentucky Extension Offices UK FCS Extension           Website           Facebook           Instagram           FCS Learning Channel

Everybody has a story. We're not better or less, just different by design. In this episode of Someone Gets Me, Dianne A. Allen reflects on how our lives are shaped by the stories we carry and the meaning we make from them. Each story matters because we influence one another simply by being who we are. Our experiences shape our trajectory, and our stories are meant to unfold with purpose, depth, and intention. So take a moment to look at your own story and ask yourself: How can you let your light meet the world?   Watch the Someone Gets Me Podcast – Your Life Is Your Story   Did you enjoy this episode? Subscribe to the podcast and leave a 5-star review.  You can also watch this show on YouTube.   How to Connect with Dianne A. Allen   Dianne A. Allen, MA is an intuitive mentor, speaker, author, ambassador, hope agent, life catalyst, and the CEO and Founder of Visions Applied. She has been involved in personal and professional development and mental health and addiction counseling. She inspires people in personal transformation through thought provoking services from speaking and podcasting to individual intuitive mentoring and more. She uses her years of experience coupled with years of formal education to blend powerful, practical, and effective strategies and tools for success and satisfaction. She has authored several books, which include How to Quit Anything in 5 Simple Steps - Break the Chains that Bind You, The Loneliness Cure, A Guide to Contentment, 7 Simple Steps to Get Back on track and Live the Life You Envision, Daily Meditations for Visionary Leaders, Hope Realized, and Where Do You Fit In?   Website: https://msdianneallen.com/ Instagram: https://www.instagram.com/dianne_a_allen/ Facebook: https://www.facebook.com/msdianneallen/ LinkedIn: https://www.linkedin.com/in/dianneallen/# Twitter: https://x.com/msdianneallen   Check out Dianne's new book, Care for the Neurodivergent Soul. https://a.co/d/cTBSxQv   Visit Dianne's Amazon author page. https://www.amazon.com/stores/author/B0F7N457KS   You have a vision inside to create something bigger than you. What you need is a community and a mentor. Personal mentoring will inspire you to grow, transform, and connect in new ways. The Someone Gets Me Experience could be that perfect solution to bringing your heart's desire into reality. You will grow, transform, and connect. https://msdianneallen.com/someone-gets-me-experience/   For a complimentary “Get to Know You” 30-minute call: https://visionsapplied.as.me/schedule.php?appointmentType=4017868   Join our Facebook: https://www.facebook.com/groups/someonegetsme   Follow Dianne's Facebook Page: https://www.facebook.com/msdianneallen   Email contact: dianne@visionsapplied.com   Dianne's Mentoring Services: https://msdianneallen.com/

When “Keep Going” Becomes Survival: How to Stop the Inner Critic as a Homeschool Mom If you’ve been wondering how to stop the inner critic as a homeschool mom, this episode will show you why that voice is so loud—and where it actually came from. This month’s focus: Nurturing the Nurturer — because the voice telling you you’re not enough didn’t start with homeschooling. It started long before. And it’s running your days more than you realize. I was eight months pregnant, in relentless pain, watching my support system shift beneath me—and I told myself to just keep going. Years later, on a chaotic Monday morning with four kids and cold coffee, I was still saying the same thing. What I didn’t know then was that I wasn’t being strong. I was surviving a pattern I’d learned as a child—one that many homeschool moms are still living without realizing it. In this episode, I’m sharing two personal stories that finally helped me see: the inner narratives I developed in childhood to survive chaos were now shaping how I showed up as a homeschool mom. And they were costing me connection—with myself, my kids, and the life I actually wanted. What You’ll Discover in This Episode The Inheritance You Didn’t Ask For: How childhood survival patterns show up in your homeschool life Why “keep going” isn’t strength—it’s often unprocessed survival The hidden cost of white-knuckling through motherhood What it means to lead from alignment instead of old scripts Two Stories, One Pattern: Being eight months pregnant: contractions, exhaustion, feeling abandoned—and the belief that stopping meant failing A Monday morning in slump month: foggy, irritable, yelling at the kids, and realizing the loud voice wasn’t just theirs—it was mine How these moments, years apart, were connected by the same inherited narrative The Inner Critic You Don’t Realize Is Running the Show: “If I stop, everything falls apart” “I should be able to do this” “Other moms handle this better” “If I rest, I’m letting everyone down” How to Stop the Inner Critic as a Homeschool Mom: Recognizing that mistakes are just mistakes—you can repair Understanding that your worth isn’t found in hustling or proving yourself Building a firmer inner connection so you can lead from intention, not pressure Moving from reaction to response—aligned from the inside out The Truth About the Inner Critic Learning how to stop the inner critic as a homeschool mom isn’t about positive thinking or trying harder. It’s about seeing the pattern clearly—and choosing something different. Your kids don’t need you to be perfect. They need you to show up as yourself—fully, imperfectly, and grounded. But when the inner critic is running the show, you’re not leading from presence. You’re reacting from an old story that was never yours to begin with. And that story? It didn’t come from homeschooling. It came from somewhere earlier. Somewhere deeper. Until you see it clearly, it’s going to keep driving your days. Coming This Week on the Confident Homeschool Life YouTube Channel: “The Inner Critic Pattern So Many Homeschool Moms Don’t Realize They’re In” “18 Things Homeschool Moms Say to Themselves (That They’d Never Say to a Friend)” How you talk to yourself REALLY matters. So you’ll definitely want to catch those on YouTube. Join the Calm the Inner Critic Workshop Ready to go deeper and learn how to stop the inner critic as a homeschool mom?This month, I’m hosting a workshop to help you see what’s been driving you—and choose something different. Not to fix yourself. But to untangle the overwhelm and stop reacting from inherited survival mode. So you can lead your homeschool life from a place that actually feels like you—with presence, calm, and clarity. Free Resource: Book Your Aligned Homeschool Reset Session If you’re ready to untangle the overwhelm and build a homeschool life that actually fits you, I have an opening on Friday for a free Aligned Homeschool Reset session. Want more support? Join the Confident Homeschool Mom community Read: Homeschool Mama Self-Care: Nurturing the Nurturer Listen: Previous episodes on setting boundaries Latest Episodes You Might Also Enjoy: 11 Powerful Affirmations Every Homeschool Mom Needs to Hear Stop Asking These 6 Homeschool Questions (That Sabotage Your Life) How to Stop Being a Hostage to Homeschool Pressure (& What to Do Instead) How to Homeschool During a Crisis with Lynda Puleio The Real Reason You're Overwhelmed (It's Not the Curriculum) 50 ways I nurture myself as a homeschool mama Awakened Homeschool Family: Living with Purpose, Learning from Heart Self-Compassion for Homeschool Mamas Course to Nurture You The Most Important Way to Take Care of Yourself as an Overwhelmed Homeschool Mom Share This Episode Know a homeschool mom struggling with the inner critic? Send her this episode. It might be exactly what she needs to hear today. Remember: You matter in your homeschool life. You have the capacity to lead your days with presence, calm, and clarity—not pressure, perfectionism, or old scripts that were never yours to begin with. Every tiny shift you make toward alignment ripples into your children, your home, and your sense of self. Press play and discover how to stop the inner critic as a homeschool mom—and start leading from the inside out. Latest episodes you might also enjoy: Facebook Instagram Pinterest Linkedin YouTube Latest episodes you might also enjoy: How to Stop People-Pleasing as a Homeschool Mom (One Mom’s Story) February 17, 2026 How to Stop the Inner Critic as a Homeschool Mom: The Charmed Life I Was Chasing (& the Pattern I Didn’t Know I Was Living) February 10, 2026 The Most Important Way to Take Care of Yourself as an Overwhelmed Homeschool Mom February 2, 2026 How to Do Kindergarten in Your Homeschool: A Fun & Effective Guide January 29, 2026 The Real Reason You’re Overwhelmed (It’s Not the Curriculum) January 26, 2026 Unexpected Feelings When Your Homeschooler Gets Accepted to University January 22, 2026 How to Stop Being a Hostage to Homeschool Pressure (& What to Do Instead) January 19, 2026 The Truth About Finding Your Homeschool Rhythm January 13, 2026 The Confident Homeschool Mom Podcast: Introducing the 1% Pivot January 6, 2026 Purpose-Driven Homeschool Planning for 2026: How to Recalibrate the Year with Clarity December 23, 2025 1% Shift to a Calm Homeschool Life December 23, 2025 12 Things I've Learned About Homeschool Moms: Self-Care Tips for Overwhelmed Homeschool Moms December 10, 2025 12-Day Homeschool Mom Self-Care Challenge to Come Back to Yourself December 2, 2025 What is the Reimagine Your Homeschool Group Coaching? November 18, 2025 Not Just a Homeschool Mom — Why You’re Disappearing (And How to Come Back) November 11, 2025 Teaching World War to a Homeschooled Eight Year Old November 10, 2025 Reimagine Your Homeschool: Feel Free, Inspire Curiosity and Do What Works November 5, 2025 the role of imagination in a home education November 4, 2025 Helping Our Kids Live Their Lives on Purpose: A Practical Guide for Homeschool Moms October 28, 2025 How to Set Realistic High School Expectations? Learn Human Development October 20, 2025 How to Build Homeschool Routines that Support YOU October 14, 2025 Why Deschooling? To Feel Confident, Certain & Good Enough October 7, 2025 The Ultimate Guide to Building Boundaries and Healthy Relationships for Homeschool Moms September 23, 2025 Ultimate Homeschool Overwhelm Quiz That Reveals Your Hidden Stress Triggers in 5 Minutes September 15, 2025 Start Homeschooling in British Columbia: How to Decide September 9, 2025 How to Create an Effective Homeschool Routine that Works for You September 2, 2025 Interest-Led Homeschool for Confident Moms: An Enneagram 8 Mom's Story of Growth August 28, 2025 How Do I Unschool My Child? 5 Simple Steps to Spark Natural Learning August 19, 2025 9 Mistakes That Make Your 1st Homeschool Year Stressful (& How to Avoid Them) August 13, 2025 Top Tips for New Homeschool Moms in Season 3 August 11, 2025 5 Challenges Working Homeschool Moms Face—And How to Overcome Them August 5, 2025 How to Manage Overstimulation as a Homeschool Mom July 30, 2025 Reclaim You: Rediscover Life Beyond the Homeschool Mom Role July 22, 2025 A Summer Reset for Homeschool Moms: The Secret to a More Peaceful Year Ahead July 15, 2025 How to Help Reluctant Writers: Julie Bogart on Homeschool Writing July 7, 2025 7 Ways Brené Rescued Me from One of those Homeschool Days June 30, 2025 Morning Affirmations for Homeschool Mama: A Simple Practice for You to Parent with Intention June 24, 2025 5 Overlooked Mistakes That Are Stressing You Out as a Homeschool Mom (& How to Fix Them) June 18, 2025 The Soul School Way: Books as Mirrors, Windows, and Voices for Homeschool Families June 3, 2025 Sibling Bickering in Homeschool Families: What's Normal & How to Handle It May 27, 2025 Homeschool Mom Boundaries: 6 Truths That Will Set You Free May 20, 2025 How the Mother Wound Affects Homeschool Moms—and How to Break Free May 12, 2025 Homeschool Mom Boundary Issues? You’re Not Doing This… May 6, 2025 How to Deschool as a Homeschool Mom and Rediscover Your Identity April 30, 2025 How my story of deschooling brought more freedom & purpose April 22, 2025 How to Know if Deschooling is Right for You: 7 Signs you Need to Deschool April 13, 2025 Why Do You Want to Deschool? Understanding Why it Matters April 11, 2025 Is My Homeschooler Behind? The Truth About Learning at Their Own Pace April 1, 2025 A Homeschool Mom’s Guide to Purposeful Living March 25, 2025 10 Simple Steps to the Homeschool Life (& Live it on Purpose) March 17, 2025 Subscribe to the Homeschool Mama Self-Care podcast YouTube Apple Audible Spotify

The conversation explores the theme of freedom in identity and the importance of receiving grace. It delves into the idea of the light revealing one's true self, the struggle of flawed men of faith, the process of losing and finding identity, choosing honesty over hiding, simple steps to freedom, and the concept of no condemnation in Christ.TakeawaysFreedom in identityReceiving graceChapters00:00 The Light Reveals You05:14 Simple Steps to Freedom

In this enlightening episode, Dr. Sanda Moldovan and Suraragh Kuli Bali explore the intricate connections between oral health, gut health, and skin health. Suraragh shares her personal journey from traditional dermatology to functional medicine, emphasizing the importance of understanding food triggers, hormonal changes, and lifestyle factors that impact skin conditions like eczema and acne. The conversation highlights practical steps for improving skin health through nutrition, hydration, sleep, and stress management, ultimately advocating for a holistic approach to wellness. Want to see more of The Holistic Dentistry Show? Watch our episodes on YouTube! Do you have a mouth- or body-related question for Dr. Sanda? Send her a message on Instagram! Remember, you're not healthy until your mouth is healthy. So take care of it in the most natural way.  Key Takeaways: (00:00) The Connection Between Oral, Gut, and Skin Health (03:21) Personal Journey to Understanding Skin Issues (06:11) The Role of Food in Skin Health (08:34) Foundations of Health: Lifestyle Changes (11:07) Understanding Food Sensitivities and Elimination (14:08) Skin as a Reflection of Internal Health (16:58) Building a Healthy Gut Terrain (18:48) Feeding the Microbiome vs. Ourselves (20:12) Gut-Skin Connection: Patterns and Impacts (22:47) Hormonal Influences on Skin and Mood (26:51) Unlocking Skin Improvement: The Missing Link (29:24) Simple Steps for Glowing Skin (31:28) Resources for Health and Wellness (34:26) Official Outro Holistic Dentistry (1).mp3 Guest Info Grab free Glow Smarter, Not Harder guide, it's a simple inside-out beauty roadmap for women 35+. You'll find it in the show notes. https://www.theholisticskincoach.com/clear-skin Connect With Us:  AskDrSanda | YouTube BeverlyHillsDentalHealth.com | Instagram  DrSandaMoldovan.com | Instagram  Orasana.com | Instagram  

Send us a textIn this episode, Kay Suthar sits down with Vinay Raman to explore what it really takes to move companies and cultures from reactive to responsive. Vinay challenges traditional leadership thinking, starting with why he doesn't even like the word employees. Instead, he sees people as experts  the ones closest to the work, standing on the mountains where real insight lives. They talk about what business leaders can learn from Olympians, why progress comes from asking better questions (not having all the answers), what humans bring to the table that AI never will, and why perspective matters more than raw intelligence when it comes to growth and decision-making.What to expect in this episode:(00:00) – Reactive vs responsive leadership (04:30) – Why Vinay doesn't call people “employees” (08:20) – What leaders can learn from Olympians (12:10) – Why the right questions matter more than answers (16:40) – What AI can't do that humans can (20:30) – Perspective over intelligence in leadership (24:10) – The Business Blind Spots podcastAbout Vinay RamanVinay Raman is the CEO of CAARMO, Inc. and host of the Business Blind Spots podcast. With over 20 years of senior leadership experience, Vinay has led companies ranked twice on Inc. Magazine's Fastest-Growing Companies list, sold a multi-million-dollar business, and won over $154 million in contracts. His work focuses on helping organisations align strategy, culture, and execution  without losing the human element along the way.Connect with Vinay RamanFREE Gift: Free 30-day KPI Analysis to find your company alignment https://www.caarmo.com/Podcast: Business Blind SpotsConnect with Kay SutharBusiness Website: https://makeyourmarkagency.com/Podcast Website: https://www.makeyourmarkpodcast.com/LinkedIn: https://www.linkedin.com/in/kay-suthar-make-your-mark/Facebook Group: https://www.facebook.com/groups/482037820744114Email: kay@makeyourmarkagency.comFREE Gifts from Kay Suthar:3 Ultimate Secrets to Getting Booked on Podcasts: https://getbookedonpodcast.com5 Simple Steps to Launch Your Podcast in 14 Days: https://14daystolaunch.com

Choosing a profitable podcast niche is one of the most important decisions you'll make if you want your show to actually lead to sales. Yet most people approach podcasting backwards — picking a topic they enjoy, creating nurturing content, and then wondering why their podcast never turns into real revenue.In this episode of Run Your Damn Business, we're talking about how to identify a profitable podcast niche using a simple, practical framework you can work through in about 15 minutes. This isn't about chasing trends or starting a podcast that looks good on paper. It's about building a profitable podcast that functions as a real business asset, supports your offers, and creates sustainable online visibility without burning you out.If you're serious about monetizing a podcast — or monetizing your podcast more intentionally — this episode will help you stop guessing and start making strategic decisions.I walk you through a four-lane framework that every profitable podcast niche must pass through. Miss one lane, and your show may attract listeners but fail to convert. Nail all four, and your podcast becomes a powerful tool for small business marketing, attracting the right audience, and helping you get more clients without relying on social media algorithms.In this episode, we cover:• Why most podcasts never lead to sales (and how to avoid that mistake) • Why a profitable podcast niche must connect directly to what you sell • How to identify a real, felt problem your audience already knows they have • The difference between attention and profit — and why buying behavior matters • How audience size impacts conversion rates when monetizing a podcast • Why depth of expertise matters more than passion when building a profitable podcast • How long-form content supports online visibility and trust better than constant short-form contentYou'll learn how to evaluate your niche through four essential lenses:What you sell — because if your podcast doesn't point toward an offer, it's content, not a business assetA real, felt problem — one your audience is already trying to solveProfit potential — proof that people already pay for help in this areaDepth and staying power — the expertise you can lead with for yearsThis episode is especially helpful if you want to use podcasting for business growth, increase online visibilReady to turn your podcast into a real business asset? If you already have a podcast that isn't making money — or you're thinking about starting one and want to do it right from day one — I'm hosting a FREE, live training that will show you exactly how to build a podcast that actually supports your revenue. Inside the Profitable Podcast Kickstarter, I'll walk you through how to: • connect your podcast to a real offer • stop creating content that goes nowhere • turn listeners into clients — without living on social media

A candid conversation with Eric Brotman on why retirement planning needs structure, flexibility, and fewer assumptions. One of the things I've learned after years of retirement planning conversations is that most people aren't short on opinions — they're short on clarity. They've heard plenty of rules.They've absorbed countless headlines.They've picked up advice from coworkers, friends, and financial media. But when you slow things down and ask a simple question — “Why are you doing it this way?” — the answer is often some version of, “That's just what I've always heard.” I recently sat down on the “Don't Retire… Graduate!” podcast with host Eric Brotman (author of “Don't Retire, Graduate” and previous guest of my podcast back in the “Retirement Revealed” days) to discuss why building a better retirement plan starts with asking better questions. Eric is the author of Don't Retire, Graduate, and his core message is relatable to everyone entering retirement: retirement isn't a finish line. It's a transition — and transitions deserve thoughtful planning, not assumptions. As Eric put it during our conversation, “Most people think retirement is a decision. It's not. It's a process.” Why One-Time Decisions Matter So Much to a Retirement Plan When you're working, mistakes are usually correctable. Save too little one year? You can increase contributions later. Invest poorly early on? Time often smooths things out. Retirement doesn't work that way. Retirement is full of one-way doors — decisions you can't easily undo. Social Security claiming. Pension elections. Medicare choices. Tax strategies.  Once those decisions are made, you often live with them for decades. This is where many retirement plans quietly fail. Not because the investments are bad, but because the planning skipped the hard questions upfront. The Quiet Problem of Underspending One of the most interesting threads in our conversation was something I see often with clients but rarely see addressed directly: underspending. People spend decades being disciplined savers. They're rewarded for delaying gratification. Then retirement arrives — and suddenly they're supposed to flip a switch and start spending confidently? That transition is harder than most people expect. Eric described it bluntly: “A lot of retirement plans are designed to avoid failure, not to support a great life.” When plans are built entirely around extremely high “success rates,” the tradeoff is often living smaller than necessary. Retirees follow conservative rules, spend cautiously, and end up with more money at the end of life than they started with — not because they needed it, but because no one ever gave them permission to use it. That's how an effort to preserve your money in retirement can turn into a missed opportunity. Why Rules of Thumb Aren't Enough Rules like the 4% withdrawal guideline exist for a reason — they're simple and memorable. But that simplicity comes at a cost. Rules of thumb can be useful starting points, they become problematic when people treat them as guarantees rather than guidelines that require context. Markets change. Taxes change. Spending changes. Life changes. A retirement plan that assumes constant spending and ignores flexibility is solving a math problem that doesn't exist in the real world. What works better is a framework that expects adjustment — not perfection. Retirement as a Graduation, Not an Ending The phrase “Don't retire, graduate” isn't about working forever. It's about intention. Some people want to fully step away from work. Others want to consult, volunteer, or stay mentally engaged. Neither approach is right or wrong — but drifting into retirement without deciding is where dissatisfaction often starts. What makes a difference for most retirees? Having a purpose to your life in retirement as a new chapter, not a conclusion to the entire book. When you treat retirement as a graduation into something new, the planning naturally becomes more thoughtful. Spending decisions align with values. Time gets treated as intentionally as money. And confidence replaces guesswork. The Real Goal of Retirement Planning At its core, this conversation wasn't about beating markets or optimizing spreadsheets. It was about aligning math with real life. A good retirement plan doesn't just aim to avoid running out of money. It aims to help you live well — without constant second-guessing. For many, effective retirement planning isn't about dying with the most money. It's about using the money you've earned to live well, without fear or constant second-guessing. That's a goal worth planning for. If you're approaching retirement — or already there — this episode will challenge some comfortable assumptions and help you think differently about what your plan is actually designed to do. Don't forget to leave a rating for the “Retire Today” podcast if you've been enjoying these episodes! Subscribe to Retire Today to get new episodes every Wednesday. Apple Podcasts: https://podcasts.apple.com/us/podcast/retire-today/id1488769337  Spotify Podcasts: https://bit.ly/RetireTodaySpotify About the Author: Jeremy Keil, CFP®, CFA is a retirement financial advisor with Keil Financial Partners, author of Retire Today: Create Your Retirement Income Plan in 5 Simple Steps, and host of the Retirement Today blog and podcast, as well as the Mr. Retirement YouTube channel. Jeremy is a contributor to Kiplinger and is frequently cited in publications like the Wall Street Journal and New York Times. Additional Links: Buy Jeremy's book – Retire Today: Create Your Retirement Master Plan in 5 Simple Steps Eric Brotman on LinkedIn “Don't Retire…Graduate!” podcast “Don't Retire…Graduate!” on Amazon BFG Financial Advisors BFG University on YouTube Build Your Retirement Master Plan in 5 Simple Steps Connect With Jeremy Keil: Keil Financial Partners LinkedIn: Jeremy Keil Facebook: Jeremy Keil LinkedIn: Keil Financial Partners YouTube: Mr. Retirement Book an Intro Call with Jeremy's Team Media Disclosures: Disclosures This media is provided for informational and educational purposes only and does not consider the investment objectives, financial situation, or particular needs of any consumer. Nothing in this program should be construed as investment, legal, or tax advice, nor as a recommendation to buy, sell, or hold any security or to adopt any investment strategy. The views and opinions expressed are those of the host and any guest, current as of the date of recording, and may change without notice as market, political or economic conditions evolve. All investments involve risk, including the possible loss of principal. Past performance is no guarantee of future results. Legal & Tax Disclosure Consumers should consult their own qualified attorney, CPA, or other professional advisor regarding their specific legal and tax situations. Advisor Disclosures Alongside, LLC, doing business as Keil Financial Partners, is an SEC-registered investment adviser. Registration does not imply a certain level of skill or expertise. Advisory services are delivered through the Alongside, LLC platform. Keil Financial Partners is independent, not owned or operated by Alongside, LLC. Additional information about Alongside, LLC – including its services, fees and any material conflicts of interest – can be found at https://adviserinfo.sec.gov/firm/summary/333587 or by requesting Form ADV Part 2A. The content of this media should not be reproduced or redistributed without the firm’s written consent. Any trademarks or service marks mentioned belong to their respective owners and are used for identification purposes only. Additional Important Disclosures

Your definition of normal may look different from someone else's, and that's exactly where your truth lives.   In this episode of Someone Gets Me, Dianne A. Allen sits down with Sandy Bean for an honest conversation about masking, its hidden costs, and how many gifted and neurodivergent people may already be paying the price without realizing it. Sandy also shares how growing up as a gifted child shaped her passion for advocating for gifted and twice-exceptional children beyond academic performance.   She also offers tips on navigating grief and overwhelm, explains how radical acceptance can transform the journey, and thoughtfully explores why masking can sometimes be necessary in social settings, even as we learn when and how to lay it down.   Watch the Someone Gets Me Podcast – The Hidden Cost of Masking   Did you enjoy this episode? Subscribe to the channel, tap the notification bell, and leave a comment!   You can also listen to the show on Spotify, Apple Podcasts, and Amazon Music.   Sandy Bean is a founder, belonging and neurodiversity strategist, educator, and speaker who helps leaders and organizations design cultures where people can think clearly, belong fully, and perform sustainably. Drawing on 20+ years in education and community-building, her work blends systems thinking, psychology, and deeply human insight. She has been featured in Forbes, TEDx, Under 30CEO, Grit Daily, and beyond, and writes a column focused on neurodiversity and belonging for Authority Magazine.   Facebook: https://www.facebook.com/sandrajsbean/  LinkedIn: https://www.linkedin.com/in/sandra-bean-m-ed/  Instagram: https://www.instagram.com/think_bean/ YouTube: youtube.com/@sandybean?si=hLg0gNPC6ZTtxTEB   Find out more and book her at www.sandybean.com, or reach out directly to hello@sandybean.com.    How to Connect with Dianne A. Allen   Dianne A. Allen, MA is an intuitive mentor, speaker, author, ambassador, hope agent, life catalyst, and the CEO and Founder of Visions Applied. She has been involved in personal and professional development and mental health and addiction counseling. She inspires people in personal transformation through thought provoking services from speaking and podcasting to individual intuitive mentoring and more. She uses her years of experience coupled with years of formal education to blend powerful, practical, and effective strategies and tools for success and satisfaction. She has authored several books, which include How to Quit Anything in 5 Simple Steps - Break the Chains that Bind You, The Loneliness Cure, A Guide to Contentment, 7 Simple Steps to Get Back on track and Live the Life You Envision, Daily Meditations for Visionary Leaders, Hope Realized, and Where Do You Fit In?   Website: https://msdianneallen.com/ Instagram: https://www.instagram.com/dianne_a_allen/ Facebook: https://www.facebook.com/msdianneallen/ LinkedIn: https://www.linkedin.com/in/dianneallen/# Twitter: https://x.com/msdianneallen   Check out Dianne's new book, Care for the Neurodivergent Soul. https://a.co/d/cTBSxQv   Visit Dianne's Amazon author page. https://www.amazon.com/stores/author/B0F7N457KS   You have a vision inside to create something bigger than you. What you need is a community and a mentor. Personal mentoring will inspire you to grow, transform, and connect in new ways. The Someone Gets Me Experience could be that perfect solution to bringing your heart's desire into reality. You will grow, transform, and connect. https://msdianneallen.com/someone-gets-me-experience/   For a complimentary “Get to Know You” 30-minute call: https://visionsapplied.as.me/schedule.php?appointmentType=4017868   Join our Facebook: https://www.facebook.com/groups/someonegetsme   Follow Dianne's Facebook Page: https://www.facebook.com/msdianneallen   Email contact: dianne@visionsapplied.com   Dianne's Mentoring Services: https://msdianneallen.com/  

How to Take Care of Yourself as an Overwhelmed Homeschool Mom: What Self-Care Actually Is This month’s 1% Pivot: Nurture Yourself to Nurture Them—because if you’ve been wondering how to take care of yourself as an overwhelmed homeschool mom and nurture the nurturer, this episode is for you. By year 15 of homeschooling, I had written nearly 600 blog posts—every Wednesday night at Starbucks, processing my journey through words. That writing became therapy, self-discovery, and emotional regulation. And in 2018, it became a book that would resonate with thousands of exhausted homeschool moms. This month’s 1% Pivot: Nurture Yourself to Nurture Them. Because homeschool moms give endlessly—but so often, we forget that we need nurturing too. And when we’re depleted, our kids feel it. What You’ll Discover in This Episode  What Self-Care Actually Is: Why self-care isn’t about bubble baths and manicures How to address your internal world How to recognize the invisible load of motherhood How you show up in relationship to yourself—and others The Invisible Load You’re Carrying: Managing everyone’s emotional state Holding the family culture Making a thousand micro-decisions a day Navigating sibling conflicts Keeping the household running And somehow also supposed to enjoy doing it all The Three Questions That Changed Everything:  When overwhelm rises, put your hand on your heart and ask: How do I feel? What am I thinking? Is that thought true? Not to convince yourself everything is fine—but to get clear and accurate about what’s actually happening inside you.  Self-care isn’t about the nail studio. It’s about caring for the part of you that you’ve been ignoring. The part of you that deserves to be known. Why This Matters for Your Kids:  Your kids don’t need you to have it all together. They need you to model what it looks like to come back to yourself when you’ve lost it. They need to see that emotions are okay to feel—and then you ask yourself what you need. Grab Your Free Resource  Download the Thought Care Checklist  Three simple questions you can tape to your mirror or place in your journal: How do I feel? What am I thinking? Is it true? Grab your Thought Care Checklist Coming This Week on the Confident Homeschool Life YouTube channel: “Self-Compassion for Homeschool Moms (When You’re the Hardest on Yourself)” “13 Ways to Prevent Seasonal Depression as a Homeschool Mom” Mentioned in This Episode Homeschool Mama Self-Care: Nurturing the Nurturer by Teresa Wiedrick (Published May 2020) Book your free Aligned Homeschool Reset session Want more support? Join the Confident Homeschool Mom community Read: Homeschool Mama Self-Care: Nurturing the Nurturer Listen: Previous episodes on managing emotions Connect with Teresa Instagram: @homeschoollifecoach Website: https://capturingthecharmedlife.com Email: teresawiedrick@outlook.com Ready to learn how to take care of yourself as a homeschool mom? Press play and discover how nurturing the nurturer transforms everything. Latest episodes you might also enjoy: Supporting the Overwhelmed Homeschool Mama on the Podcast Stop Asking These 6 Homeschool Questions (That Sabotage Your Life) 5 Simple Habit Stacking Ideas for Homeschool Moms to Reduce Stress and Gain Control A Homeschool Mom’s Guide to Purposeful Living Tackling Homeschool Mom Overwhelm in the Homeschool Mom Podcast Less Pressure, More Presence Big Emotions Journal for the Homeschool Mom Unlearning People-Pleasing as a Homeschool Mom Share This Episode Know a homeschool mom who’s forgotten to nurture herself? Send her this episode. Facebook Instagram Pinterest Linkedin YouTube Latest episodes you might also enjoy: The Most Important Way to Take Care of Yourself as an Overwhelmed Homeschool Mom February 2, 2026 How to Do Kindergarten in Your Homeschool: A Fun & Effective Guide January 29, 2026 The Real Reason You’re Overwhelmed (It’s Not the Curriculum) January 26, 2026 Unexpected Feelings When Your Homeschooler Gets Accepted to University January 22, 2026 How to Stop Being a Hostage to Homeschool Pressure (& What to Do Instead) January 19, 2026 The Truth About Finding Your Homeschool Rhythm January 13, 2026 The Confident Homeschool Mom Podcast: Introducing the 1% Pivot January 6, 2026 Purpose-Driven Homeschool Planning for 2026: How to Recalibrate the Year with Clarity December 23, 2025 1% Shift to a Calm Homeschool Life December 23, 2025 12 Things I've Learned About Homeschool Moms: Self-Care Tips for Overwhelmed Homeschool Moms December 10, 2025 12-Day Homeschool Mom Self-Care Challenge to Come Back to Yourself December 2, 2025 What is the Reimagine Your Homeschool Group Coaching? November 18, 2025 Not Just a Homeschool Mom — Why You’re Disappearing (And How to Come Back) November 11, 2025 Teaching World War to a Homeschooled Eight Year Old November 10, 2025 Reimagine Your Homeschool: Feel Free, Inspire Curiosity and Do What Works November 5, 2025 the role of imagination in a home education November 4, 2025 Helping Our Kids Live Their Lives on Purpose: A Practical Guide for Homeschool Moms October 28, 2025 How to Set Realistic High School Expectations? Learn Human Development October 20, 2025 How to Build Homeschool Routines that Support YOU October 14, 2025 Why Deschooling? To Feel Confident, Certain & Good Enough October 7, 2025 The Ultimate Guide to Building Boundaries and Healthy Relationships for Homeschool Moms September 23, 2025 Ultimate Homeschool Overwhelm Quiz That Reveals Your Hidden Stress Triggers in 5 Minutes September 15, 2025 Start Homeschooling in British Columbia: How to Decide September 9, 2025 How to Create an Effective Homeschool Routine that Works for You September 2, 2025 Interest-Led Homeschool for Confident Moms: An Enneagram 8 Mom's Story of Growth August 28, 2025 How Do I Unschool My Child? 5 Simple Steps to Spark Natural Learning August 19, 2025 9 Mistakes That Make Your 1st Homeschool Year Stressful (& How to Avoid Them) August 13, 2025 Top Tips for New Homeschool Moms in Season 3 August 11, 2025 5 Challenges Working Homeschool Moms Face—And How to Overcome Them August 5, 2025 How to Manage Overstimulation as a Homeschool Mom July 30, 2025 Reclaim You: Rediscover Life Beyond the Homeschool Mom Role July 22, 2025 A Summer Reset for Homeschool Moms: The Secret to a More Peaceful Year Ahead July 15, 2025 How to Help Reluctant Writers: Julie Bogart on Homeschool Writing July 7, 2025 7 Ways Brené Rescued Me from One of those Homeschool Days June 30, 2025 Morning Affirmations for Homeschool Mama: A Simple Practice for You to Parent with Intention June 24, 2025 5 Overlooked Mistakes That Are Stressing You Out as a Homeschool Mom (& How to Fix Them) June 18, 2025 The Soul School Way: Books as Mirrors, Windows, and Voices for Homeschool Families June 3, 2025 Sibling Bickering in Homeschool Families: What's Normal & How to Handle It May 27, 2025 Homeschool Mom Boundaries: 6 Truths That Will Set You Free May 20, 2025 How the Mother Wound Affects Homeschool Moms—and How to Break Free May 12, 2025 Homeschool Mom Boundary Issues? You’re Not Doing This… May 6, 2025 How to Deschool as a Homeschool Mom and Rediscover Your Identity April 30, 2025 How my story of deschooling brought more freedom & purpose April 22, 2025 How to Know if Deschooling is Right for You: 7 Signs you Need to Deschool April 13, 2025 Why Do You Want to Deschool? Understanding Why it Matters April 11, 2025 Is My Homeschooler Behind? The Truth About Learning at Their Own Pace April 1, 2025 A Homeschool Mom’s Guide to Purposeful Living March 25, 2025 10 Simple Steps to the Homeschool Life (& Live it on Purpose) March 17, 2025 The Three Lies Homeschool Moms Tell Themselves March 11, 2025 The Myth of the Perfect Homeschool: 3 Common Challenges March 5, 2025 Subscribe to the Homeschool Mama Self-Care podcast YouTube Apple Audible Spotify

Ready to grow your clientele & revenue? Download "The 20 Client Generators" PDF now and get instant access to strategies that will fill your calendar with potential clients. No complicated tech, no lengthy processes—just real strategies that work. https://info.patrigsby.com/20-client-generators Do you want to stop chasing leads and start attracting them instead? Get Instant Access To The Weekly Client Machine For Just $5.00! https://patrigsby.com/weeklyclientmachine Get Your FREE Copy of Pat's Fitness Entrepreneur Handbook! https://patrigsby.com/feh  --- 4 Simple Steps to Make Selling Easy in the Fitness Industry In this episode, Pat shares a practical four-step process to make selling easy and comfortable, especially for those in the fitness and sports performance industry. By shifting the mindset from selling as adversarial to a partnership, Pat outlines how to help clients acknowledge their need for change, visualize their goals, identify the necessary steps, and choose the right program options. This approach not only helps in overcoming the stigma associated with selling but also ensures a constructive and collaborative relationship with clients. 00:00 Introduction to Easy Selling 00:11 Overcoming Sales Stigmas 01:25 Step 1: Identifying the Need for Change 02:25 Step 2: Visualizing the Goal 03:24 Step 3: Demonstrating the Gap 05:01 Step 4: Presenting the Solution 07:33 Conclusion and Encouragement

Nap like a pro! The 4 simple steps. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this action-packed replay of Katelyn's most recent training, she teaches:   The 3 steps to getting things done so you can finally feel on top of things   How to create a flexible plan that will leave you feeling like you did more than enough each day.   How to sort your to-do list so your load feels manageable instead of overwhelming.   How to follow-through on your plan even when life gets busy and throws you curveballs.   This is a class on what's working for Katelyn and her clients who are all busy, working moms getting things done with the time they have.   This training also opens the doors to Katelyn's signature time training and coaching program, Beyond Balance!   Go from feeling constantly behind to having plenty of time.   Check it out and apply here!   https://themothernurture.com/beyond-balance

Rancho Mesa's Alyssa Burley sits down with Sam Clayton, Vice President of the Construction Group to talk about heavy equipment theft and ways companies can prevent it.Show Notes: ⁠⁠⁠⁠⁠⁠⁠Subscribe to Rancho Mesa's Newsletter⁠⁠⁠⁠⁠⁠Host: ⁠⁠⁠⁠⁠⁠Alyssa Burley⁠⁠⁠⁠⁠⁠Guest: ⁠⁠⁠⁠⁠⁠Sam Clayton⁠Editor: ⁠⁠Jadyn Brandt⁠⁠⁠⁠⁠⁠⁠⁠Music: "Home" by JHS Pedals, “Breaking News Intro” by nem0production© Copyright 2025. Rancho Mesa Insurance Services, Inc. All rights reserved.

Send us a textIn this episode, Kay Suthar sits down with Phil Fraser to talk about a side of entrepreneurship that isn't discussed enough  loneliness at the top. Phil shares his journey from being a “failed” accountant to building and eventually selling a multi-award-winning business in a multi-million-pound deal. Along the way, he learned why many entrepreneurs focus on what they like doing instead of what actually moves the business forward  and the cost of that avoidance. They explore why it's okay to discover your passion later than everyone else, the reality behind “accidental” businesses, and a simple but powerful way Phil works through business challenges when things feel stuck.What to expect in this episode:(00:00) – Why entrepreneurship can feel lonely at the top (04:20) – From failed accountant to advertising and business ownership (08:10) – Why it's normal to discover your passion later (12:30) – The making of an accidental business (16:40) – Phil's PITA Patter Technique (20:10) – Looking at your business from the outside inAbout Phil FraserPhil Fraser is a business owner and advisor who founded, scaled, and sold a multi-award-winning online business in a multi-million-pound sale to a PLC. With over 15 years in the advertising industry and nearly two decades building and leading a market-leading company, Phil brings real-world experience to entrepreneurs navigating growth, pressure, and decision-making. His work focuses on helping business owners improve both themselves and their businesses  with honesty, perspective, and practical strategy.Connect with Phil FraserFREE Gift: https://bit.ly/2SlfcMZConnect with Kay SutharBusiness Website: https://makeyourmarkagency.com/Podcast Website: https://www.makeyourmarkpodcast.com/LinkedIn: https://www.linkedin.com/in/kay-suthar-make-your-mark/Facebook Group: https://www.facebook.com/groups/482037820744114Email: kay@makeyourmarkagency.comFREE Gifts from Kay Suthar:3 Ultimate Secrets to Getting Booked on Podcasts: https://getbookedonpodcast.com5 Simple Steps to Launch Your Podcast in 14 Days: https://14daystolaunch.com

Ever wonder if type 2 diabetes can truly be reversed through lifestyle alone? Naturopathic doctor and former engineer, Dr. Beverly Yates, shares the practical, customizable steps she uses to help people improve blood sugar, lower A1C, and spot early warning signs long before diagnosis. You'll learn how meal timing, stress, sleep, strength training, and individualized nutrition can create real change without feeling deprived.   Concerned about the negative impacts of EMFs on your health? Save up to 50% on Harmoni Pendant here: https://thewellnessengineer.com/harmoni   In this episode, you'll learn: ⏰ 00:00 - Introduction ⏰ 02:29  - Mold illness and a new career path ⏰ 04:52 - Family diabetes wake up call ⏰ 07:32 - Why type 2 diabetes is super lifestyle sensitive ⏰ 08:48 - Five root causes of blood sugar problems ⏰ 12:40 - Restaurant owner's story with eight chronic conditions ⏰ 19:09 - Early warning signs of prediabetes ⏰ 24:15 - What to do if you notice symptoms ⏰ 28:24 - For those who struggle with cravings ⏰ 31:14 - Is frequent eating really necessary to keep up metabolism? ⏰ 39:53 - The ONE thing you can do to activate self-healing   Check out Dr. Beverly Yates's Bio: Dr. Beverly Yates is on a mission to help 3 Million people heal from type 2 diabetes and prediabetes. She has helped thousands of people reverse Type 2 Diabetes and Prediabetes. Dr. Yates is the author of a new book whose publication date is January 20, 2026. The title is: The Yates Protocol: 5 Simple Steps To Fix Your Blood Sugar & Reverse Type 2 Diabetes. The subtitle is:  Make Peace With Food and Never Feel Deprived Again. Her prior career as an MIT engineer helps her use health data and people's specific health goals to create practical, sustainable habits that help people heal from metabolic damage, and reverse type 2 diabetes and prediabetes. Pre-order your copy of "The Yates Protocol: 5 Simple Steps to Fix Your Blood Sugar and Reverse Type 2 Diabetes"

ResourcesEpisode 167. Achievable Strategies to Make Your Marriage the Foundation of Your Blended FamilyEpisode 206. Avoid These 5 Common Pitfalls to Ensure a Successful PartnershipEpisode 139. The Most Common, Challenging Pain Point Every Blended Couple Experiences (Trapped Teammate / Stranded Stranger dynamic)Episode 77. 3 Unique Differences That Make a Blended Family Marriage ChallengingEpisode 160.  A 4-Part Framework for Achievable Expectations and How to Live Them OutEpisode 130. How to Build Trust that Nurtures Bonds with Your Kids and StepkidsEpisode 214. Does Permissive Parenting Help or Hurt?  Discover How to Know and GrowEpisode 37. Why do kids struggle to accept their stepparent?Suggest a Topic or Ask a Question  Would you like us to discuss something specific or answer your question on the show?  Let us know!We've made it easy.  Just click here:  https://www.blendedfamilybreakthrough.com/shareReady for some extra support?We all need some extra support along the blending journey — we're here to help.  You can connect with us for a free coaching call to see how we might help you experience more clarity, confidence, and connection in your home.  Schedule your free call here:  https://www.blendedfamilybreakthrough.com/free-callSubscribe or Follow the Show Are you subscribed or following the podcast yet?  If not, we want to encourage you do that today so you don't miss a single episode.  Click here to subscribe in Apple PodcastsClick here to follow on SpotifyLeave a Review in Apple PodcastsIf you're feeling extra helpful, we would be so grateful if you left us a review over on Apple Podcasts too. Your review will help others find our podcast — plus they're fun for us to read too! :-)  Just click here to Review, select “Ratings and Reviews” and then select “Write a Review” — let us know what your favorite part of the podcast is.  Thank you, we really appreciate your feedback!

Retirement researcher Stefan Sharkansky explains why the 4% rule often leaves retirees underspending — and how a more flexible, math-driven approach can lead to a better retirement experience. For decades, the 4% rule has been treated as a gold standard for retirement spending. In fact, I made video about it on my YouTube channel. If you ask most retirees how much they can safely spend, the conversation quickly turns to probabilities, simulations, and avoiding failure. But what if the real risk isn't running out of money — it's not using it well? In this episode of Retire Today, I'm joined by Stefan Sharkansky, whose background in math and computer science led him to question how retirement spending strategies are actually designed — and what they optimize for. As Stefan put it plainly, “Under the average market scenario, following the safe withdrawal rate of 4% would leave you with more when you passed away than when you started.” In other words, many retirees are leaving too much money on the table in their retirement spending plan. The Problem With “Safe” Withdrawal Rates Most retirement spending research focuses on one outcome: not running out of money. Advisors often present plans as probabilities — a 90% or 95% chance of success — where “success” means the portfolio never hits zero. But this framing runs the risk of missing what retirees actually care about. After all, if you have a 90% probability of success, what that really means is that 89% of the time, you could have spent more. That insight flips traditional planning on its head. Instead of asking, “What's the safest amount I can withdraw?” the better question becomes, “What level of spending lets me live well — while staying adaptable if conditions change?” Why Retirement Spending Isn't Constant One major flaw in the 4% rule is the assumption that spending stays flat year after year. Real life doesn't work that way. Spending often starts higher in early retirement with travel and experiences, dips in later years, then rises again due to healthcare needs. Taxes also change as retirees shift between taxable accounts, IRAs, and Roth accounts. As Stefan noted, “This idea of constant spending never exists in the real world.” Any retirement spending plan that assumes otherwise is solving the wrong problem. A Salary-and-Bonus Approach to Retirement Stefan's research introduces a different framework — one that mirrors how people actually lived during their working years. He described a model where retirees create: A stable, inflation-protected income base using Social Security and a ladder of TIPS (Treasury Inflation-Protected Securities) A variable ‘bonus' income driven by long-term stock performance “You have your salary from Social Security and your TIPS,” Stefan explained, “and then you get a bonus based on how the stock market does.” In strong markets, spending can increase. In weaker years, spending adjusts — while working to help maintain long-term security. The key is that adjustment is assumed, not treated as failure. Rethinking Risk Tolerance Traditional risk tolerance focuses on portfolio volatility — how much account values swing up and down. Stefan argues retirees should think differently. “Risk tolerance should be about how much variability in income you're comfortable with,” he said, “not just what percentage of stocks and bonds you hold.” Some retirees prefer a higher guaranteed income floor with less variability. Others are comfortable with more income fluctuation in exchange for higher long-term spending. The right plan aligns income stability with personal preferences — not arbitrary rules. Why This Matters Many retirees say the 4% rule “doesn't work for them” — not because it's unsafe, but because it doesn't generate enough income to support the life they want. Stefan's research shows that when you plan for flexibility, rather than perfection, you can often spend more, not less — while still maintaining control. The goal isn't to maximize your ending balance. It's to maximize your retirement experience. Ultimately, you need to make your retirement spending plan in a way that not only is within your means, but meets your retirement goals.  Don't forget to leave a rating for the “Retire Today” podcast if you've been enjoying these episodes! Subscribe to Retire Today to get new episodes every Wednesday. Apple Podcasts: https://podcasts.apple.com/us/podcast/retire-today/id1488769337  Spotify Podcasts: https://bit.ly/RetireTodaySpotify About the Author: Jeremy Keil, CFP®, CFA is a retirement financial advisor with Keil Financial Partners, author of Retire Today: Create Your Retirement Income Plan in 5 Simple Steps, and host of the Retirement Today blog and podcast, as well as the Mr. Retirement YouTube channel. Jeremy is a contributor to Kiplinger and is frequently cited in publications like the Wall Street Journal and New York Times. Additional Links: Buy Jeremy's book – Retire Today: Create Your Retirement Master Plan in 5 Simple Steps Is the 4% Rule Outdated? New Research Reveals the TRUTH – Mr. Retirement YouTube Channel Stefan Sharkansky on LinkedIn TheBestThird.com  Connect With Jeremy Keil: Keil Financial Partners LinkedIn: Jeremy Keil Facebook: Jeremy Keil LinkedIn: Keil Financial Partners YouTube: Mr. Retirement Book an Intro Call with Jeremy's Team Media Disclosures: Disclosures This media is provided for informational and educational purposes only and does not consider the investment objectives, financial situation, or particular needs of any consumer. Nothing in this program should be construed as investment, legal, or tax advice, nor as a recommendation to buy, sell, or hold any security or to adopt any investment strategy. The views and opinions expressed are those of the host and any guest, current as of the date of recording, and may change without notice as market, political or economic conditions evolve. All investments involve risk, including the possible loss of principal. Past performance is no guarantee of future results. Legal & Tax Disclosure Consumers should consult their own qualified attorney, CPA, or other professional advisor regarding their specific legal and tax situations. Advisor Disclosures Alongside, LLC, doing business as Keil Financial Partners, is an SEC-registered investment adviser. Registration does not imply a certain level of skill or expertise. Advisory services are delivered through the Alongside, LLC platform. Keil Financial Partners is independent, not owned or operated by Alongside, LLC. Additional information about Alongside, LLC – including its services, fees and any material conflicts of interest – can be found at https://adviserinfo.sec.gov/firm/summary/333587 or by requesting Form ADV Part 2A. The content of this media should not be reproduced or redistributed without the firm’s written consent. Any trademarks or service marks mentioned belong to their respective owners and are used for identification purposes only. Additional Important Disclosures

Still dragging yesterday's to-do list into today? That habit might be the very thing keeping you stuck. In this episode, I'm breaking down why rolling over tasks from one day to the next is quietly sabotaging your productivity—and what to do instead. You'll learn how to plan with intention, adjust for real life, and stop letting your list run the show.   This is just a sneak peek of what I'll be teaching in Plan It, Do It, Done, my free class happening this Thursday, January 29 at 12pm ET. If you want to learn how to get out of catch-up mode for good (even when life throws curveballs), you won't want to miss it. Sign up at themothernurture.com/class.     ==========================  

Sign up for “Different by Design: A Retreat for Gifted, Sensitive & Neurodivergent Adults” happening January 30-31, 2026 https://retreatwithdianne.com/   The most important rule: always ask before doing something for someone.   In this episode of Someone Gets Me, Dianne A. Allen shares how neurodivergent and gifted people can be present and hold a truly safe space without absorbing other people's energy. She explains how to show up with dignity and kindness while still honoring your own limits.   Dianne unpacks how the body pays a physical price for absorbed energy, why doing things for someone can unintentionally lower their self-esteem, and how overstepping—even with good intentions—can cross important boundaries.   It's not noble to carry the weight of everyone else's pain. When you respect your inner boundaries and stand in your agency, you create healthier connections for yourself and for others.   Watch the Someone Gets Me Podcast – Holding Space: Supporting Others Without Absorbing Their Energy   Did you enjoy this episode? Subscribe to the channel, tap the notification bell, and leave a comment!   You can also listen to the show on Spotify, Apple Podcasts, and Amazon Music.   Dianne A. Allen, MA is an intuitive mentor, speaker, author, ambassador, hope agent, life catalyst, and the CEO and Founder of Visions Applied. She has been involved in personal and professional development and mental health and addiction counseling. She inspires people in personal transformation through thought provoking services from speaking and podcasting to individual intuitive mentoring and more. She uses her years of experience coupled with years of formal education to blend powerful, practical, and effective strategies and tools for success and satisfaction. She has authored several books, which include How to Quit Anything in 5 Simple Steps - Break the Chains that Bind You, The Loneliness Cure, A Guide to Contentment, 7 Simple Steps to Get Back on track and Live the Life You Envision, Daily Meditations for Visionary Leaders, Hope Realized, and Where Do You Fit In?   Website: https://msdianneallen.com/ Instagram: https://www.instagram.com/dianne_a_allen/ Facebook: https://www.facebook.com/msdianneallen/ LinkedIn: https://www.linkedin.com/in/dianneallen/# Twitter: https://x.com/msdianneallen   Check out Dianne's new book, Care for the Neurodivergent Soul. https://a.co/d/cTBSxQv   Visit Dianne's Amazon author page. https://www.amazon.com/stores/author/B0F7N457KS   You have a vision inside to create something bigger than you. What you need is a community and a mentor. Personal mentoring will inspire you to grow, transform, and connect in new ways. The Someone Gets Me Experience could be that perfect solution to bringing your heart's desire into reality. You will grow, transform, and connect. https://msdianneallen.com/someone-gets-me-experience/   For a complimentary “Get to Know You” 30-minute call: https://visionsapplied.as.me/schedule.php?appointmentType=4017868   Join our Facebook: https://www.facebook.com/groups/someonegetsme   Follow Dianne's Facebook Page: https://www.facebook.com/msdianneallen   Email contact: dianne@visionsapplied.com   Dianne's Mentoring Services: https://msdianneallen.com/  

How to balance your hormones naturally with The Women's Health RN!Moms are told that our rage, exhaustion, anxiety, painful periods, adult acne, or fertility struggles are just "part of our hormones". We need better answers!In this conversation with The Women's Health RN, we talk honestly about hormone balance, why so many women feel off in today's world, and what small, realistic steps can actually make a difference.This episode is especially for the mom who's been dismissed, brushed off, or handed another prescription without answers!!!!Here's what we're covering in this week's episode:What “hormone balance” really means for women and moms Whether rage, anxiety, exhaustion, and mood swings can actually be hormone-related Common signs your hormones may be out of balance hormone imbalance symptomsWhy so many women struggle hormonally today (especially mothers modern hormone issues, stress and hormones, motherhood and burnout!!)How to begin addressing hormonal imbalances in a realistic, sustainable wayWhat to know if you've dealt with adult acne, painful periods, infertility, or unexplained symptoms Small lifestyle shifts that can have a big impact on hormone health lifestyle changesNutrients and deficiencies commonly seen in moms that affect hormones Which daily habits matter most when trying to naturally support your hormonesMisconceptions around functional health and getting to the root cause of symptomsThe best first step to take if this conversation really hit home for you AND MORE!!----------------------------------------------------------------------------IMPORTANT LINKS•✨ Join our Mom Club on Patreon HERE ✨

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