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Two months in, $25 billion spent, more than a dozen Americans dead, gas at 4.30 a gallon — and now Pete Hegseth and Donald Trump want to change the subject from Iran to Cuba. This is the forever war machine in real time: shift the target, claim the win, drag allies along, and hope the country doesn't notice. The angry middle is noticing. And they don't feel safer. Pete Hegseth is on the ropes, and the political class is finally asking the questions that should have been asked two months and 25 billion dollars ago. In this solo briefing, Paul Rieckhoff breaks down why the Secretary of Defense keeps comparing Iran to Venezuela — because he wants you to think it was a win — and why the next target on the board is Cuba. The polling hasn't moved. Americans don't support this war. Wars don't get more popular over time, and the man running this one served in one that proved it. This is a no-BS look at how the forever war machine drives away our allies, threatens the bases in Germany and Italy that have kept America secure for generations, and leaves the homeland exposed to domestic terrorism while DHS sits shuttered. Paul lays out the math that actually matters in 2026: 27 percent Republican, 27 percent Democrat, 45 percent independent — and 60 percent of young people unaffiliated. The future is none of the above. From Graham Platner's open field against Susan Collins in Maine to gas at 4.30 a gallon, the angry middle is the battlefield, and this episode is the briefing on how to read it. -WATCH full video of this episode here. -Ditch your expensive carrier and support Independent Americans! Make the switch to Noble Mobile. -Join IVA and stand up to Trump's Forever Wars. -Learn more about Paul's work to elect a new generation of independent leaders with Independent Veterans of America. -Learn more about American Veterans for Ukraine here. -Remember Independent is an Attitude. -Learn more about The Headstrong Project for Veterans, Tragedy Assistance Program for Survivors (TAPS), and Department of Veterans Affairs resources in your area. Seeking support is not a sign of weakness. It's a show of strength. If you or a loved one are in immediate crisis, dial 988 and press 1, or text 838255. Connect with Independent Americans: Subscribe on YouTube, Spotify, Apple Podcasts, and all podcast platforms Read more at Substack Support ad-free episodes at Patreon  Connect: Instagram  • X/Twitter • BlueSky • Facebook  Follow on social: @PaulRieckhoff on X, Instagram, Threads, and Bluesky -Join the movement. Hook into our exclusive Patreon community of Independent Americans. Get extra content, connect with guests, meet other Independent Americans, attend events, get merch discounts, and support this show that speaks truth to power.  -And get cool IA and Righteous hats, t-shirts and other merch now in time for the new year.  Independent Americans is powered by veteran-owned and led Righteous Media.  And now part of the BLEAV network!  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Keith explores how real estate investors can use mortgage strategies to build long-term wealth.  Seasoned lending expert and repeat guest Caeli Ridge joins Keith to discuss why debt isn't something to avoid but to optimize, and how negotiating terms can matter more than price. They walk through practical approaches for new and experienced investors, from house hacking to scaling a rental portfolio. The conversation also tackles common myths about qualifying for investment property loans and what really matters to lenders.  Finally, they emphasize focusing on fundamentals—cash flow, risk management, and informed decision-making—rather than fixating on interest rate headlines. Episode Page: GetRichEducation.com/604 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Unlock truly passive real estate income—visit flockhomes.com/GRE today to see if your properties qualify for a 721 exchange with Flock Homes. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE I'm your host. Keith Weinhold Some mortgage guidance out there is costing you wealth today. I'm talking about how you can negotiate to get better terms. I'll tell you the exact questions to ask. Then a guest clears up mortgage myths and misconceptions and how you can borrow to win today on get rich education   Keith Weinhold  0:28   let me ask you something, if you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom family investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation and full disclosure. I'm an investor myself. What I like is that their team walks you through how it all works so you can decide if it aligns with your portfolio and income goals. Every investment carries risk and nothing is guaranteed, but with a track record of consistent on time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call or text family to 66 866, that's family to 6866   Speaker 1  1:32   you're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:48   Welcome to GRE from Albany, New York to Albany, Oregon and across 188 nations worldwide. You're listening to get rich Education. I'm your host. Keith Weinhold, as we know, debt isn't something to avoid. It's something to optimize. As a real estate investor, I would rather have lower mortgage rates than higher ones, and now you can call me Captain Obvious. Yet there are some reasons that higher mortgage rates benefit us as investors, though they're not as great as the lower rates are I'll discuss some of that today. This stuff obviously influences marketplace behavior. In fact, here we are now, years after rates made their historic surge and nearly tripled between 2022 and 2023 and yet still, 70% of mortgage borrowers have an astoundingly rock bottom rate below 5% today, lower than the ocean floor, and they won't sell those properties. That's just one contributor to the low supply hangover that still lingers. Are today's buyers still anchored to an unrealistic baseline. It certainly reframed how investors think about normal borrowing costs and what that word normal means. My first ever rental property, many years ago, was purchased at a 30 year fixed rate of six and three eighths percent. One year later, I got to refinance a full 1% lower at five and three eighths. I'm happy that I bought one I did because starting year earlier, got all my real estate benefits rolling that much sooner, the leverage and everything else, and when I did that, refinance many years ago, from six and three eighths down to five and three eighths, I was able to roll all of my loan refinance costs into the new mortgage balance, and that way I didn't have to pay anything out of pocket. So financing is negotiable. A lot of investors don't realize that buy down your rate if you want roll the loan costs into the loan amount, like I did. In fact, I would usually rather have a higher mortgage rate and then not have to come out of pocket at the table. I would rather do it that way. Sometimes I take a higher rate and even get cash back at the closing table. So I walk away from the closing table with a property and cash, but yet with a bigger mortgage. And what's the strategy there? Well, with more inevitable Inflation, I want to load up on the dollars that I get now and then make those paybacks over the long term with future cheaper, diluted dollars for 360 months, sometimes I don't have to ask the lender for any sort of favor to get that zero help from the lender at the closing table to get cash back. How do I do that? Well, I ask the seller to give me cash at the closing. Closing table in return for offering the seller full asking price, or sometimes even over the asking price. I have done it the strategy of offering full price or even a little more than the full list price. See, that's often easier than getting a price cut from the seller, and that works great, because getting the closing table, cash is going to benefit you more than the price cut would anyway, in almost every circumstance, and when it comes to your lender, ask them questions that cut through the noise. Now, lenders have to make their profits somewhere and stay in business, but I've asked the question, what's the break even point on this rate buy down. That's something you can ask today. That can be an even better question for you to ask of builders with all of the buy downs that they're doing for you now, most people know about a mortgage rate lock. That's when you're in contract to buy a property. At some point, you and your mortgage company, you lock in your rate for, say, 30 to 60 days, and that way, if the rate rises before the deal is completed, you are protected. You are locked in. But some lenders also offer float downs. That's for if you lock and then rates go lower before you get the deal closed. In that case, you get the lower rate, and now you successfully played both sides, but most borrowers don't know to ask about a float down for larger apartment buildings, sometimes you can negotiate away prepayment penalties or instead a shorter penalty window. The thing to keep in mind is that smallest borrowers negotiate price, but savvy investors negotiate structure. That's what we're talking about here, and that's why you often hear that terms are more important than price. So there's plenty of opportunity here, even if historically low rates is not where today's opportunity lies. Today, we're going to discuss some things about mortgages that most people believe but are just flat out wrong. Also, what separates the borrowers who build real estate portfolios from the ones who stay stuck on property one, let's have a conversation with this week's repeat guest, a real favorite here at GRE for her mortgage clarity.   Keith Weinhold  7:35   Hey, the president of ridge lending group, Chaley Ridge is back with us. We'll get into things like rates and loan strategy shortly, but first, let's discuss some fun. What would you do? Chili, what would you do if you're 35 and have 100k to invest in real estate? What's your first move? Ooh, good question.   Caeli Ridge  7:55   So let's think five years ago for me now I'm 35 what would I do if I had that was a joke for all you listeners, obviously, you know, I think that if I could go back and knowing what I know now, I would probably invest that into an owner occupied house hack using an FHA loan. Probably look for newer construction if I could find it, and I would probably target a four unit residential property. I'd probably put three and a half percent down lowest rates with that. FHA, I would leverage my money, and I would get three other tenants in units, two, three and four to pay my mortgage, and then I'd use the rest to go buy an investment property   Keith Weinhold  8:32   much like I started out with the owner occupied four Plex, live in one unit, rent out the other three. FHA, three and a half percent down. What if someone, however, lives in a market where the numbers just don't work and the law really tilts toward the tenant rather than the landlord.   Caeli Ridge  8:47   You know, that's a good point. There's a lot of factors, obviously, right? And there's exceptions to all rules, etc. So I don't want to generalize, but I would probably take the 100,000 and maybe look at some kind of a burr in that case, maybe pivot and do some math and see if buy rehab rent refi might be more applicable. To take that 100 grand and leverage it that dollar bill, as far as I could make it  go   Keith Weinhold  9:10   sometimes you have to get scrappy when you're starting out another what would you do now? Say you've got some more experience. You already own two rentals. How do you scale that to 10.   Caeli Ridge  9:21   You know, my biggest piece of advice for investors, especially newer ish investors, is to make sure that you've got your eye on some level of diversification. Scaling from two to 10 can sound pretty daunting to some people, but I think that diversification advice comes in handy when you're not singularly focused on, let's say, a core philosophy of single family, residence, cash flow only in one market instead, maybe layer in some appreciating markets where you can earn and count on longer burn appreciation that you can then leverage from to then purchase the next to the next to the next, right. Cash. Refinances borrowed funds are non taxable. I would probably say diversification is the core answer to that question. For me,    Keith Weinhold  10:07   yeah, if you've already got two properties, maybe if you've had those for a few years, yes, you can do a cash out refinance and basically use one of your first two properties to fund that third and fourth and so on, right exactly? How about if rates drop 1% tomorrow? What's the next thing you would do? Immediately?    Caeli Ridge  10:29   I would do the math. Is what I would do, Keith, and I know you love that answer. So if I had a portfolio of X number of properties and rates just dropped 1% tomorrow, I would take a hard look at what I had in the queue, and I would say, Okay, how much does a one percentage point rate save me in monthly payment, aka, earn me in cash flow, and what is it going to cost me? It is imperative that the investor is actually doing the math. 1% may sound amazing, but if it's only going to save you 5060, bucks a month, and maybe that's enough, but it might cost you five grand. Does that math work for you? So that's my answer. Do the math?   Keith Weinhold  11:08   Yeah, if rates drop 1% does that make you want to perform more purchases? Does that make you want to refi something that you already have and at the same time that you do that refinance? Okay? That may or may not save you a lot in payment. But another consideration is, okay, well, at the same time you do that refinance, oh, maybe you could take cash out and use it as a down payment for another property, or just use that money for something else,    Caeli Ridge  11:33   absolutely, and you know what we're talking about. That from a purchase perspective, if rates drop 1% tomorrow, from an investment perspective, what do we think is going to happen to the rest of the market? The homeowners are going to be coming out of the woodwork, right? The owner occupied the competition is going to get very, very stiff, steep. I would say that if you are banking on or waiting for rates to do X, Y and Z, you are missing massive opportunities today. So there's a lot of reasons not to hesitate and be waiting on some magic, massive rate drop.   Keith Weinhold  12:04   All right. Well, those were three interesting what would you do scenarios you mentioned the possibility, and it's surely only a possibility that mortgage rates will drop sometime in the near future. Let's expand on that. If someone is indeed waiting for rates to drop. What are they risking in the meantime?   Caeli Ridge  12:25   You know, this is such a good but complicated question. There's a lot of layers to this. If someone has a magic number in their head, again, I'm going to press back and say you have to be doing the math. All right. So a lot of people conveniently, maybe not so conveniently. But a lot of people forget that interest rates, by nature, always drop or reduce much slower than they're going to climb. Okay, historically, go back and do your own research here. Interest rates, when they go up, they tend to kind of go up quickly. When they come down, they really kind of trail, and it's a slow, progressive landing. It's not a quick thing when they come down. So if we know that that's true, or at least historically, that's been true an interest rate reduction of an eighth or a quarter or three, it's of a point. Maybe that takes us a month or two or six or a year. What does that really mean to that payment? You have to be doing the math so, largely dependent on the loan amount. Okay, if you think that interest rates are going to be reduced in a month from now by a quarter of a percentage point, what does that mean to the payment? Does it mean $12 a month? Does it mean $100 a month? And in that scenario, in that calculation, what are you giving up by waiting the month or two or six for a what if I think that you are diminishing your rates of return by waiting on a come that one may never happen, and two, the significance is probably far less relevant than you are giving it credit for.    Keith Weinhold  13:52   Now, I think generally real estate investors want low mortgage rates. Obviously, it gives us a better refinance opportunity. It gives us a better purchase opportunity, potentially, okay. In general, we want lower rates. However, there are some reasons a lot of people don't think about as to why lower mortgage rates are actually bad for a real estate investor. If you just look historically, when have we had extraordinary low mortgage rates here in these past 20 years? Well, they've been to get us out of huge economic problems, late to global financial crisis or the covid pandemic. So if you're wishing for really rock bottom rates, which again, is tempting to do, and is advantageous, in a sense, there is a downside as well. If there are super low rates, a lot of people might be out of work, including your tenants. So that's the reason that we want to be careful as to what we wish for, with rates being super low and artificially low, like they were a couple times in the past two decades. And you know, Caeli another reason why I'm not fully in love. With low mortgage rates, although I liked them, is the fact that I look back and notice as being a property investor for more than two decades now, is that I have had tenants leave when mortgage rates are too low and lending is too easy, especially leading up to the global financial crisis, it was so easy to get first time homebuyer loans at really attractive rates. So I had higher vacancy because mortgage rates were so low that my tenants left and became first time homeowners. So yes, we generally want lower mortgage rates, but there is a downside to that as well.    Caeli Ridge  15:35   And I think there's probably a sweet spot, I think such a good point that most people probably don't think about Keith, and I couldn't agree more, when rates have been at their lowest. To your point, all hell is breaking loose economically in so many other sectors. Yeah, be careful what you wish for.   Keith Weinhold  15:51   Any old time, real estate investor would find it really humorous and almost cute that people think mortgage rates between six and 7% are high. You and I know they're historically low. 7.7% is the long term owner occupied, 30 year fixed mortgage rate going back to 1971 per Freddie Mac the most reliable stat set that we have. But now that we have come up back into what's really a more normal range, just like we started to do in 2022 How should someone think overall in not a high but a higher mortgage rate environment? What are some things that actually matter more now than they did before back five plus years ago?    Caeli Ridge  16:32    I want to give you some statistics. So from 1990 to now, the average owner occupied rate was 6.08 now that's owner occupied, and more often than not, you can add about a point percentage point spread between that and non owner occupied in general. So we are right in line with the last 36 year swing of where interest rates have been. So please keep that in mind. Again, that psychology piece. But overall, I think that what we need to be paying attention to, even if, over the last five years, 10 years, interest rates are a little bit higher than we came to recognize them, the pandemic was an outlier. You guys. Okay, let that lie that's hopefully never to repeat itself. But what we want to be focusing on, and I know that I'm beating a dead horse here, is that you have to get rid of the mental block that you have about that number that we call an interest rate. You need to be looking at a property holistically that says, does it cash flow based on this tenant application? What about this tenant application? What is my exit strategy? Is my property management doing the job that it needs to be doing? Can I trust them to ensure that my vacancy is low? And if I have to evict somebody that they know what they're doing and they know all the rules in the different cities and counties, I think that those are going to be more prevalent to the successful real estate transaction that gives you the financial freedom that you want long term, stop fixating on the rate. That's my advice.    Keith Weinhold  17:53   Some of those operations that you talked about are controllable, and the mortgage rate is largely uncontrollable outside of maybe getting a better credit score to get a lower rate or something like that, focus more on what you can control. And Caeli, you touched on something interesting that I think a lot of people don't understand, and that is investor financing versus owner occupant financing. A lot of people just don't understand the differences as to why investor loans cost more, tell us about that.   Caeli Ridge  18:25   Yeah, good question. It happens to be about secondary markets, so I won't get too technical, but when we talk about mortgage backed securities right Wall Street, and this is an asset class that is bought and sold and traded, etc, etc, there are demands, obviously, and then you've got layers of risk. So the baseline thinking is that an owner occupant is less likely to default on the home that they live in, right? Something is going on financially with them. They've got some hardships, etc. They're going to cut loose the rental property before they're going to default on their primary so that's just kind of the overall basic. There's other variables in there, but that's the one that makes the biggest difference. Is default rates on an owner occupied versus a non owner occupied. Now I may argue, if I can just add to this. So this is a little bit of a history lesson for those that maybe remember or too young to remember this. 08, 09, housing and lending implode on each other in this country, the financial crisis, et cetera, et cetera. It was the Wild West before that. You could have a pulse and get a mortgage, even investors right, 0% down. They had some pretty risky things out there. We didn't do that kind of stuff, but they were out there, and I certainly contributed to what happened with the oh eight financial crisis. So fast forward, and I feel like when things like that, especially in this country, happen and devastate big, huge sectors of our economy, we knee jerk. And we knee jerk in a way that is almost the 180 of irresponsibility. Let me explain so when we talk about what it used to be like, fogging a mirror, right, having a pulse and getting a loan as an investor or anyone. For that matter. Now fast forward to post, 08,09, you've got Dodd Frank, all that sweeping legislation, etc, they raised the qualification bar. Okay, that's fine. Now I want to come into today's space, and I want to give you guys an idea of the qualification markers between an owner occupied let's just use an FHA and a non owner occupied purchase. So you can have 580 credit and put three and a half percent down and have slightly over a 50% debt to income ratio and get an FHA loan, a GSE government sponsored enterprise loan. All right, a non owner occupied you've got to walk on water. Man, I make that dumb joke, files of blood and DNA samples, you've got 20 25% down minimum. You've got to have x higher in credit score, all these extra reserves, etc, etc. So I would argue that secondary mentality, thinking the non owner occupied is, in my opinion, probably a more stable loan as it relates to default. So there's some disconnect. I think that the way that that is thought about in secondary market speak, but maybe a little TMI for the listeners. In any case, that's the reason that they're looked at differently. The ideal, or the idea is, is that the owner occupied is less likely to default than the non owner occupied. I would disagree with that premise,   Keith Weinhold  21:19   and I think you would agree that things are still pretty tight because lending requirements are still pretty rigid, still pretty strict. You have to have a good credit history and assets and income, unlike what we had to have 20 years ago, when I was a real estate investor myself, back when things were irresponsible and back when things were free flowing, and money was flying, and a lot of nefarious things were happening. Even though I had a good credit score all my life, I was the beneficiary of those High Flying Wild West times myself. I remember on the first four Plex I owned after I had moved out of it so I didn't even occupy it anymore, I got a generous appraisal for a 90% combined loan to value, cash out, refinance 90% that I would not get today, no way.   Caeli Ridge  22:10   Yeah, but that knee jerk is, I think, also part of the problem. They go the opposite way that pendulum shift is, I feel like there needs to be a little bit more reasonability in the mix and different markers to justify who should be getting or being able to take advantage.   Keith Weinhold  22:26   When we talk about investor loans versus owner occupied loans, that really begs the question. Now, when does it make sense to house hack versus go straight into investor loans? What are some of the trade offs there.   Caeli Ridge  22:41   I would argue that if you are in a position and you're willing to share your primary residence with you know, tenants house hack is always a great idea, because you've got these great loan terms, you've got this massive leverage, and almost always you've got other people making the entire mortgage payment for you, or the vast majority of that mortgage payment, I'm such a big fan of that is a strategy for real estate investing. You've got to do it right. You got to do it by the rules. But I can't think of a downside if you qualify and you're willing to do that, to live with other people right next door, etc, etc. Some families don't think that that works for them, whatever, but I just think it's a fantastic way to jumpstart someone's real estate investment journey and then continue it. If you do it right every 12 months, then you'll be able to continue to parlay into the next, the next, the next. One thing I would say about that that I don't get a lot of opportunity to talk about, but since we're talking about here, if you're going to house hack and you've got, you know, a duplex, triplex fourplex, and you want to manage it yourself, which I think everybody should be responsible to manage at least one rental property in their lifetime, maybe official, yeah, yeah. More often than not, people will tend to pay for that service down the road. But having the experience is valuable. Do not tell the other tenants that you are the home owner, do yourself a favor and just you're another tenant, but you're taking care of you know, you don't want to let them know that you actually own the property. There's lots of emotional and different things that you want to avoid giving that information away to the tenants.   Keith Weinhold  24:17   I have had two friends, and each friend owned a fourplex, and what they did is they would manage the other person's fourplex. That way, they were able to keep it more professional and less emotional, since it wasn't the owner directly dealing with the tenant, and that provided a buffer that really benefited them. I haven't done that myself, but I found that such an interesting way to approach it?    Caeli Ridge  24:42   Yeah, that's smart. If that ends up being your situation, definitely horse trade that way. Otherwise, you're just a tenant and you can be on call whatever, just avoid giving that information back to the other tenants that may be there.   Keith Weinhold  24:54   Well, there's an underwriting reality out there that chili can share with us versus. Some of the online advice that you get, and what some of the biggest myths are that borrowers believe. We'll talk about that next. You're listening to get rich education. Our guest is Ridge lending Group President chailey Ridge, more we come back. I'm your host. Keith Weinhold.    Keith Weinhold  25:12   Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio through a 721 exchange, deferring your capital gains tax and depreciation recapture. It's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721 the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash, slash GRE, that's F, l, O, C, K, homes.com/gre    Keith Weinhold  25:47   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Ted Sutton  26:22   Hey, it's corporate directs Ted Sutton, listen to get rich education with Keith Weinhold, and don't quit your Daydream.   Keith Weinhold  26:29    Welcome back to get Rich's case, we're talking with a familiar and recurrent guest Ridge lending group, President Caeli Ridge Kelly, talk to us about your underwriting reality there, versus some of the advice that one gets online sometimes, including what really gets a loan approved with some of those things like income and reserves and DTI.    Caeli Ridge  26:59   You know, this can be so confusing for the consumer, because there are so many different vehicles in which to get Mortgage Funding, and there's something in our industry called an overlay. Okay, an overlay is taking the purest form of a guideline and adding layers of risk to it. I'll give you an example. Let's say that we know, or most of us know that Fannie Mae and Freddie Mac allow for up to 10 finance properties per qualified individual, right? That is a straight Fannie Freddie guideline B of A, and this could be wrong, but a big boy bank may have an overlay and layers of risk that say we will only allow up to four, right? So all of this differing information, conflicting information, when the nice thing with ridges is that we go by the purest form of the guideline, we are not going to impose those overlays. So in working with us, you're always going to be sure that we know exactly what those guidelines are. We know them like our own faces, and that we're not going to impose some additional risk layering or overlay that might prohibit or preclude the qualification. It's pretty basic stuff. I mean, if you're going full doc, Fannie Freddie, and this can apply to our owner occupied and, of course, all of our non owner occupied income, debt to income, credit and assets, it's a pretty basic formula that we use. And then we've got all the other products that we have. Again, knowing those underwriting guidelines like the back of our hand, is very important to making sure that we can navigate the battleship in a creek. That's the analogy that I give that tends to be mortgage lending, or what feels like mortgage lending anyway. So it's pretty basic. We have to understand what the borrower's qualifications are out of the gate, and then we can provide them with a schematic of options that they can tell us which direction they want to go in    Keith Weinhold  28:42   for quite a long time now, one could get 10 conventional investor loans, single or 20 married. It wasn't always that way. I remember attending a real estate workshop in 2012 and you could only get four loans, or at least you could only easily get four investor loans before that expanded to 10. And we just shouldn't always assume that it's going to be this way forever.   Caeli Ridge  29:06   Yeah, so I kind of going back before 08,09, there was no limit to the number of finance properties Fannie and Freddie would secure per individual. After that crash, it shut off, and it got to four to your point. And then it stayed there for a while, until we kind of brought it back to that 10. You know, there's been rumors for years that they're going to up it to 12 or 15 or some random number. I don't even know where it's coming from. I always make a joke and say, Yeah, between now and my death, we'll see that. But it would be nice. It would be nice if they increase that number a few   Keith Weinhold  29:35   now, as someone is qualifying there, you probably run into a lot of borrowers that believe certain myths or have to have misconceptions corrected. Tell us about some of those    Caeli Ridge  29:45   the biggest myths, I'm going to say that it's probably one of three things they believe that they've got to make 10s of 1000s of dollars a month or hundreds of 1000s of dollars a year to qualify. Absolutely not true. It's so much less about the monthly. Income than it is the monthly income in relation to your minimum payments on your credit report. So just as an example, I could have a client that only shows $1,000 a month of income, but if they truly have no debt and some of the other qualifying criteria, they can qualify for a mortgage on an investment property, because the investment property has income to offset that mortgage payment. So it dispel the myth about having massive amounts of monthly income. That's not necessary. It's about the income and your monthly debt that we find on your credit report. That would be the first thing. The other thing, speaking of credit reports, I would say, is that a lot of times, people think that the overall debt that they're carrying matters. I mean, Mr. Jones could have $300,000 worth of debt, but his monthly payments are only 1500 All I care about is that monthly amount. I do not care what the total outstanding debt is. I hear that one a lot inquiries, credit inquiries. Every time you have your credit pulled, it drops the score, 20 points. Not the case. Now I can go down that rabbit hole, Keith, but it is a rabbit hole, so maybe I'll just leave it there. Your credit score does not drop X number every time you have your credit pulled. That's a misnomer.   Keith Weinhold  31:07   Well, actually, that brings up a thought. Then once prospective borrower initiates with you in there and gets the ball rolling in qualifying for a loan, what are some reasons that deals die late in the process? So what does it take to be sure to hold that together?   Caeli Ridge  31:23   You know, I think it all boils down to communication. And we tell our clients this on the front end, treat us like your attorney. You tell us everything, do not own anything, so that we can ensure that we're guiding you appropriately. So lack of information can derail things. Let's say, for example, they change jobs, and it's a completely new line of work, and it could prohibit or preclude the amount of income that we could have we were using now DTI gets changed, or they buy a new car in the middle, and they don't think it's going to come up. And now it's a DTI issue. It can be all kinds of things, but the point there is communication is key. Just keep us informed, and then we will give you the input or advice, and then you do what you want with that. But at least it's not once the bell is rung.   Keith Weinhold  32:05   Live pretty conservatively and safely until that loan closes. Yes, sir. Well, does that bring up any stories? Sometimes people learn better that way. Is there a deal? Perhaps that should have worked, but it didn't.   Caeli Ridge  32:20   That's a good question. You know, I think that the answer is no, and mostly because we have such a diverse menu of loan products, even if something did happen and even if it was outside of anyone's control, let's say we would normally just pivot to another loan product that would accommodate whatever that event ended up being. I cannot think of an example where a deal fell apart that could have gone differently, that we weren't able to just simply pivot into another path and close the loan for    Keith Weinhold  32:49   well, America is a place that promotes entrepreneurship, and it seems like side hustles as well are more popular than they've been before. So can you talk to us about how self employed borrowers get evaluated?    Caeli Ridge  33:04   Yeah, it is different. I mean, the simplest way to describe it is, we're going to take the adjusted gross income, but there are something called add backs. So depending on what their deductions are, there are certain things like Depreciation or Amortization or, I mean, there's a whole slew of things that we're able to take those numbers and add it back into the Adjusted Gross and then divide by 12 or 24 whatever it needs to be. That's typically what we're going to be looking at for a self employed person, versus the straight w2 is just the gross income divided by 12 months.   Keith Weinhold  33:35   Well, Caeli, this has been really good with some strategies and some actionable tactics. Before I ask how one can learn more about ridge? Is there any last thing that you'd like to share with us, whether that's to expand on anything we discussed, or any of the more nascent things that have happened, like banks holding less in capital reserves, or Fannie Mae, except in crypto back mortgages? Is there anything else we really ought to know?    Caeli Ridge  33:57   You know, I think my advice right now for anybody that is in real estate investing, thinking about getting into real estate investing, be informed. Listen to people like Keith, ideally, listen to people like me. I've been doing this for a very, very long time. I'm an educator at heart. Get your information from sources that you can trust, and try to avoid the analysis paralysis the best you can. I know that people get hung up on that, but now is the best time ever, and I would say that tomorrow and the next day and next year and the year after that, to invest in real estate.   Keith Weinhold  34:27   Yes, the only thing that could possibly make now better than ever is now is sooner than it's ever going to be again. Well, Caeli, if someone wants to get a hold of ridge so they can tell you their situation, and you can then help them find out how you can best help. What should they do?    Caeli Ridge  34:43   There's so many ways. Check out our website, ridgelinengroup.com you can email us info@ridgelinengroup.com you can call us toll free at 855, 74, Ridge. All of those ways get to us, and I look forward to speaking with each and every one of you   Keith Weinhold  34:58   that's been valuable. Always It's been great having you here.    Caeli Ridge  35:01   Thanks. Keith   Keith Weinhold  35:08   Caeli brought up a great point from the lender's view, when they make a loan, it might be safer for them to lend on an income property loan, actually, than it is for your own home, because on the income property, you have a substantially higher qualification bar to clear, and you have to make a higher down payment on it. I hadn't thought about it that way before. As far as Fannie Mae accepting crypto backed mortgage structures, that is still new as of this year. How it works with a crypto backed mortgage is that you're usually getting two loans. First you get a normal mortgage, and then for your down payment, it's a separate loan that's backed by your crypto. Your crypto stays locked up for years and you can't trade it while it's pledged as your home down payment. That's generally how it works. But notice the attraction. You would also get to keep your crypto while you're leveraging it. Also notice the risk there, and very few banks offer this, think Coinbase and not JPMorgan Chase. It's still new and niche, and it remains to be seen whether or not crypto backed loans will gain any real traction. It's only likely going to accept Bitcoin, Ethereum or stablecoins, not altcoins. Only about 1% of homebuyers use crypto in transactions. Most of what the current presidential administration has done focuses on making mortgages easier to get, not in making homes cheaper. Making mortgages easier to get means more bidders and higher prices. Washington can make it easier to get a mortgage, but they cannot make a $400,000 property cost $300,000 we talked about how to borrow to win today, and big thanks to our terrific guest. Until next week, I'm your host. Keith Weinhold, though you might quit your day job, don't quit your Daydream.   Speaker 2  37:17   Nothing on this show should be considered specific, personal or professional advice, please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively you   Keith Weinhold  37:45   The preceding program was brought to you by your home for wealth, building, get richeducation.com  

Trump says U.S. will guide stranded ships through Strait of Hormuz, why America's CEOs are getting older and the top states for retirees.

https://www.patreon.com/raykump Support the show + get bonus episodes every weekSpirit Airlines has officially shut down, gas is barreling toward $10 a gallon, and the American road trip is dead. Ray breaks down why the government and corporations want you trapped exactly where you are, and how to survive the new era of being "stranded". Plus, Ray pitches a new military strategy for Germany , explains why we're all just factory chickens now , and dives into the dystopian coping mechanisms of Pokémon scalpers and Disney Adults.

What does it really take to leave your W2 and build a life on your terms?In this episode, Brian sits down with Andrew Bennett to break down his journey from a stable corporate job to owning multiple businesses with his wife.Andrew shares why his first attempt at leaving his job failed, what changed the second time, and how a combination of pressure, vision, and environment finally pushed him to make the decision.They also walk through the deal that changed everything. A 12,000 sq ft building acquired with seller financing that is now being turned into a health and wellness center and café, something Andrew and his wife had talked about for years. This episode covers: Leaving your W2 and why timing is never perfect  Turning pressure and uncertainty into action  Why environment and proximity matter more than information  How Andrew structured his first major deal  The mindset shift from saving money to building wealth The biggest takeaway:Taking action changes everything.Curious as to how we've bought multiple businesses and built millions in equity? Give this video a watch for a full breakdown: https://www.youtube.com/watch?v=cviipnGtDWI&feature=youtu.beIf you are serious about building a life on your terms and want to surround yourself with people who are actually doing it, go to: https://actionacademy.com?el=action_academy_podcastIf you want to leave corporate America in the next 6-18 months - you should check out our Action Academy Community

Katherine Boyle speaks with Sarah Rogers, Under Secretary for Public Diplomacy, about the intersection of AI, free speech, and global information systems. They discuss how major technological shifts, from the printing press to the internet to AI, have reshaped communication and power, and why this moment may be even more consequential. Recorded at the a16z American Dynamism Summit, the conversation explores the role of public diplomacy in the digital age, the risks of censorship and overregulation, and how governments are approaching AI as both a national security priority and a platform for global influence. Rogers also highlights the importance of maintaining “AI with a Western soul,” and why preserving open systems and freedom of expression will shape the future of innovation.   Resources: Follow Sarah B. Rogers on X: https://x.com/UnderSecPD Stay Updated:Find a16z on YouTube: YouTubeFind a16z on XFind a16z on LinkedInListen to the a16z Show on SpotifyListen to the a16z Show on Apple PodcastsFollow our host: https://twitter.com/eriktorenberg Please note that the content here is for informational purposes only; should NOT be taken as legal, business, tax, or investment advice or be used to evaluate any investment or security; and is not directed at any investors or potential investors in any a16z fund. a16z and its affiliates may maintain investments in the companies discussed. For more details please see a16z.com/disclosures. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Sweeping changes are coming for the U.S. Forest Service, which manages roughly a third of America's public land. The agency announced a dramatic overhaul of cuts, closures and consolidation. That's on top of the Trump administration's latest budget request that seeks to slash billions of dollars. But some worry it could undermine the agency's mission. William Brangham reports. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

Donald Trump said that, starting Monday, America would “guide” the ships of neutral countries out of the Strait of Hormuz. Hosted on Acast. See acast.com/privacy for more information.

Big Sal from Peshtigo is screaming at the ceiling fan, and Pac Nation, this one is keeping him up at night. The Giants just fumbled the bag on DJ Reader, and Brian Gutekunst's phone should already be lighting up. In this fired-up rant, Sal lays out exactly why Green Bay's defensive line is missing its foundation:

Ryan resists the urge to "do stupid every day" and instead grinds through a loaded slate of NFL news, Packers updates, and a brutally honest deep dive into the free agent market. With 318 names floating in free agency, Ryan walks through why most of them can't help Green Bay — and where there's still one real itch the Packers haven't scratched. NFL News & Notes: The Disney/ESPN vs. Comcast standoff over NFL Network and RedZone, the Colts declining Anthony Richardson's fifth-year option, Calais Campbell signing with Baltimore at 40 years old, the Browns' Watson/Shedeur circus, and Russell Wilson retirement/TV chatter. Packers Updates: Minnesota favored to host the 2028 NFL Draft, Malik Muhammad's now-viral non-reaction to being drafted by the Bears, the Trey Smack trade-up details, five of six rookies signed (Brandon Sayer the holdout watch), and a hard reality check on the Chase Claypool tryout hype. Free Agency Deep Dive: Why Ryan keeps circling back to edge rusher as the one true need — Joey Bosa, Haason Reddick, Derek Barnett, Brandon Graham — and what kind of contract structure could actually make sense behind Van Ness and a returning Micah Parsons. Subscribe, rate, and share with a fellow Packers fan. Drop your free agent edge rusher take in the comments — and tomorrow we keep grinding the offseason. #GoPackGo #Packers #PackerNation #NFL #PackernetPodcast #PackDaddy #NFLFreeAgency #JoeyBosa #AnthonyRichardson #LucasVanNess #MicahParsons #JordanLove #NFLDraft #GreenBayPackers This episode is brought to you by PrizePicks! Use code PACKDADDY to get started with America's #1 fantasy sports app. https://prizepicks.onelink.me/LME0/PACKDADDY To advertise on this podcast please email: ad-sales@libsyn.com Or go to: https://advertising.libsyn.com/packernetpodcast Help keep the show growing and check out everything I'm building across the Packers and NFL world: Support: Patreon: www.patreon.com/pack_daddy Venmo: @Packernetpodcast CashApp: $packpod Website: https://nfldraftgrades.com/ My Board: https://nfldraftgrades.com/board/83a18c42-7a0b-4590-8d1b-453e49840d02

Watch every episode ad-free & uncensored on Patreon: https://patreon.com/dannyjones With news of Trump releasing UFO Files, Dan Farah explains the secret effort to block disclosure, and what would happen if UFO files were released today. Dan's new film "Age of Disclosure" is available now. SPONSORS https://shopify.com/dannyjones - Sign up for your one-dollar-per-month trial today. https://hexclad.com/dannyjones - Get 49% off during The Mother's Day Sale. https://cheershealth.com - Use code DANNY for 20% off your entire order. https://whiterabbitenergy.com/?ref=DJP - Use code DJP for 20% off. EPISODE LINKS Watch Age of Disclosure: https://www.amazon.com/gp/video/detail/B0FMF29BBJ FOLLOW DANNY JONES https://www.instagram.com/dannyjones https://twitter.com/jonesdanny OUTLINE 00:00 - Living in the age of disclosure 04:53 - Cover-up of non-human intelligent life 08:12 - The intelligence officials who spoke out 16:42 - The secret cold war happening since the 1940s 22:28 - Private industry's role in UAP technology 24:49 - America is losing the "UAP race" 30:58 - Who turned down Dan's film 34:27 - We're dealing with multiple forms of alien life 36:51 - Navy sightings of underwater crafts 42:33 - The legacy UFO program 48:16 - Where secret UFO programs get their money 51:01 - The free energy source that powers UAPs 56:44 - What Hal Puthoff said about alien technology 59:48 - UFO tech on the battlefield 01:07:49 - Indisputable video evidence of UAPs 01:14:50 - UAP sightings at nuclear facilities 01:17:51 - How the military lures in UAPs 01:29:26 - Trusting sources 01:33:53 - James Clapper 01:40:47 - Why a new energy source hasn't been discovered 01:45:03 - UAPs spotted during WW2 01:45:50 - Tic Tac UFOs 01:56:57 - Anti-gravity research that went dark 01:59:27 - Child's UFO encounter triggered remote viewing 02:06:35 - UFO event at Rendlesham Forest 02:10:38 - Ariel School UFO encounter 02:17:07 - James Fox's alien documentaries 02:23:14 - Aliens are watching government officials 02:27:51 - What Dan was told about aliens 02:36:23 - Toughest decisions when making Age of Disclosure 02:38:16 - Working with Spielberg 02:42:13 - Producing "Ready Player One" 02:49:20 - Alien secrets hidden in Hollywood films 02:52:04 - Ocean UFO sighting deleted from the film 02:57:20 - What past presidents said about aliens Learn more about your ad choices. Visit podcastchoices.com/adchoices

   Trump the pragmatist is our lead at KKHI as he's come up with yet another possible solution to a real problem.  It's called Project Freedom and it basically means we are going to safeguard ships for passage in the Strait of Hormuz.  Trump is a fixer, no doubt.  We revisit a column from over 8 years ago that first recognized how his presidency works.    The president was in Florida this weekend at the PGA Tour event at his course, Trump Doral.  The winner got a big thumbs up, the president had dinner with all the players and some unruly dude on the course got kicked out.  Just another Sunday in Trump World.   Southwest Airlines has the most beautiful American airplane you've ever seen.  A business owner writes a story on how to buy a brand new $108,000 SUV for $52,000 thanks to the Big, Beautiful Bill.    For the second weekend in a row, the Royals get a sweep... this time on the road in Seattle.  Now its 7 games at home against the first place Guardians and second place Tigers.   KU baseball is crazy good this year and they get another sweep and look to be a force in the NCAA College World Series tournament.  A pair of brothers finish one and two at the Kentucky Derby and there's an amazing photo of how close they are.    And in our Final Final, another company says bye bye to fountain drinks.

   Trump the pragmatist is our lead at KKHI as he's come up with yet another possible solution to a real problem.  It's called Project Freedom and it basically means we are going to safeguard ships for passage in the Strait of Hormuz.  Trump is a fixer, no doubt.  We revisit at column written over 8 years ago that recognized how his presidency works.    The prez was in Flroida this weekend at the PGA Tour event at his course, Trump Doral.   The winner got a big thumbs up, the president had dinner with all the players and some unruly dude on the course got booted.  Just another Sunday in Trump world.    Southwest Airlines has the most beautiful American airplance you've ever seen.  A business owner writes a story on how to buy a brand new $108,000 luxury SUV for $52,000 thanks to the Big, Beautiful Bill.   For the second weekend in a row, the Royals get a sweep... this time on the road in Seattle.  Now it's 7 games at home against the first place Guardians and second place Tigers.     KU baseball is crazy good this year and they get another sweep as they look to be a force in the NCAA College World Series Tournament.  A pair of brothers finish first and second in the Kentucky Derby and there's a wonderful picture of how much these brothers love each other.    And in our Final Final, another company waves goodbye to fountain drinks.

Original airdate: 4/28/25: In today's episode of Stand Up For The Truth, host Dave Wager welcomes Dr. Harry Elward, CEO and founder of Health Guardian. Dr. Elward is a naturopathic doctor, master herbalist, and certified nutritional counselor with a PhD in Health & Nutrition. Together, they explore the urgent need for restoring wellness in the church—not just spiritual health, but physical well-being rooted in biblical wisdom, natural remedies, and nutritional truth. Dave opens with 1 Corinthians 10:31, reminding listeners to glorify God even in the choices we make about food and drink. Dr. Elward shares alarming health stats and confronts the over-medication crisis in America, calling out the pharmaceutical industry’s profit-driven model and pointing believers back to God’s original design for healing and wholeness. As the conversation deepens, Dr. Elward introduces the breakthrough science behind nitric oxide and how a simple amino acid—L-arginine—can naturally restore cardiovascular health, reduce inflammation, and even reverse arterial damage. He discusses the power of lifestyle changes, the dangers of seed oils and processed foods, and why natural supplementation is essential in today's depleted food supply. Listeners also hear personal testimonies and practical tips, including daily recommendations to boost immunity and heart health. This is a powerful and challenging conversation about reclaiming responsibility for our health and honoring the Creator with our bodies. Learn more about Dr. Elward’s work and resources at HealthGuardian.com. Stand Up For The Truth Videos: https://rumble.com/user/CTRNOnline & https://www.youtube.com/channel/UCgQQSvKiMcglId7oGc5c46A

While the corporate media chased royal visits and partisan drama, they completely ignored one of the most important diplomatic developments in the Ukraine conflict in years.In this hard-hitting episode of The Right Side, Doug Billings delivers the behind-the-scenes conservative analysis you won't hear anywhere else.After a direct one-and-a-half-hour phone call, American leadership and Vladimir Putin reached a joint assessment that the Kiev regime under Zelenskyy has strong incentives to prolong the war as long as American taxpayers keep sending blank checks. The result? Russia has now declared a unilateral Victory Day ceasefire for May 8th and 9th — timed to the 81st anniversary of Russia's most important national holiday commemorating victory over Nazi Germany in World War II.Doug breaks down exactly what this means: the end of the blank-check era, the cracking of the old postwar order, and the return of clear-eyed America First diplomacy that puts American families, American security, and American interests first.You'll get the historical perspective on proxy wars, why the incentives in Kiev and Europe have been to keep the conflict going, and the hopeful reality that America is finally resetting the table on our terms — bringing lower costs, stronger security, and real possibility of peace.This is proud conservatism at its best: honest about the facts, unapologetic about putting America First, and optimistic about the future.If you want analysis the mainstream media refuses to give you, this is the episode for you.✅ Subscribe, rate, and review The Right Side on your favorite podcast app — it helps us reach more listeners.✅ Watch the full video version on YouTube @TheRightSideDougBillings✅ Follow Doug on X: @DougBillingsThe mainstream may try to bury these stories — but here on The Right Side we always dig them up and give you the truth.God bless America.The Right Side — unique conservative analysis you can't find anywhere else.#TrumpPutin #Ceasefire #VictoryDay #Ukraine #AmericaFirst #DougBillings #TheRightSide #Conservative #Podcast #BreakingNews #fypSupport the show

He changed everything...without a clue on what can of worms he was going to open. Steven Spurrier, the architect of the Judgement of Paris, checked in with Wine Talks to tell his and it's story. He passed only weeks after. Stephen Spurrier was never just a spectator in the world of wine—he was the host who re-sorted the guest list, rewrote the rules, and decanted a whole new future for California and beyond. In this episode of Wine Talks, you'll hear firsthand how one Englishman's curiosity and courage upended centuries of French dominance and invited America to the table. Spurrier's journey, as recounted to Paul K, is laced with wit and candor: from his early days as an "independent younger brother" joining the London wine scene, to his adventurous leap to Paris where he found not only love, but the seeds of a movement that would blossom into the historic Judgment of Paris. Each anecdote bubbles over with the energy of a man unafraid to say "why not?" and willing to challenge everything for the sheer joy of discovery. A glass in hand, you'll travel alongside Spurrier as he navigates the peculiarities and prejudices of Parisian wine culture, reinvents himself as a merchant and educator, and eventually pulls off a tasting so legendary that its aftershocks are still felt today. Revelations abound—not just about the logistics and emotions behind May 24, 1976, but about the characters, the stakes, and the unintended consequences for both the icons of Bordeaux and the upstart producers of Napa Valley. As the story unfolds, you'll hear how a spirit of risk, trust in communication, and a belief in honest storytelling led to a blind tasting that didn't just surprise critics, but also rebalanced the global map of wine quality and perception. But this episode uncorks far more than history—it invites you into the ongoing debate about wine's future. With Spurrier's trademark blend of reverence and irreverence, you'll learn why wine, at its best, is more about friendship, education, and shared narrative than points, packaging, or trends. Whether you're a cork purist, a screwcap convert, or an adventurer intrigued by ancient vineyards in Armenia, Spurrier reminds us that wine's deepest magic is—and will always be—in the stories we sip and share together. Here are five things you'll discover with a swirl of your glass:

On this Monday edition of Sid & Friends in the Morning, Sid covers the breaking news this morning of the passing of legendary Yankees play-by-play radio voice John Sterling, dead at the age of 87. In other news of the day, nine people were taken into custody Saturday night after an anti-ICE protest took place outside of the Wyckoff Heights Medical Center in the borough of Brooklyn, NYC Mayor Zohran Mamdani has confirmed he will not participate in the annual Celebrate Israel Parade on Fifth Avenue — an event traditionally led by the mayor and one of the largest pro-Israel gatherings in the world, and Golden Tempo claims Saturday's Kentucky Derby and made history - as trainer Cherie DeVaux became the first woman to ever prep the winner of America's most famous horse race. Cherie DeVaux, David Paterson, Jim Leyritz, John Catsimatidis & Rich Lowry join Sid on this Monday installment of Sid & Friends in the Morning. Learn more about your ad choices. Visit megaphone.fm/adchoices

Vivek Ramaswamy has recently been caught on camera making two critical political errors. The candidate for governor of Ohio recently announced that he did not think Ohio was the best state and also explained why Jesus was not the one true son of God. Pastor Michael Clary has written a thoughtful piece on why Ramaswamy cannot conserve an American tradition he does not believe in. We will also discuss the current state of Christianity in the political landscape.  Follow on: Apple: https://podcasts.apple.com/us/podcast/the-auron-macintyre-show/id1657770114 Spotify: https://open.spotify.com/show/3S6z4LBs8Fi7COupy7YYuM?si=4d9662cb34d148af Substack: https://auronmacintyre.substack.com/ Twitter: https://twitter.com/AuronMacintyre Gab: https://gab.com/AuronMacIntyre YouTube:https://www.youtube.com/c/AuronMacIntyre Rumble: https://rumble.com/c/c-390155 Odysee: https://odysee.com/@AuronMacIntyre:f Instagram: https://www.instagram.com/auronmacintyre/ Learn more about your ad choices. Visit megaphone.fm/adchoices

I wanted to share with you a new podcast that I've had a hand in supporting. Houston at Large is a show produced by Rice University Master of Global Affairs students Luisa Tolda and Dante Garcia. The podcast aims to analyze Houston's role in international matters such as immigration, energy, and trade. The first episode of this series, presented today, features Dr. Tony Payan, Director of the Claudio X. González Center for the U.S. and Mexico at the Baker Institute at Rice University. In this episode, Dr. Payan discusses a range of issues, including how immigration impacts Houston and how current events, such as the Iran conflict, have affected Houston, a major energy hub. Congratulations to these students for bringing this podcast to life! Now here are Luisa Tolda and Dante Garicia.         

Built the Movement. Did It Build Power? | ft. Deric GilliardDid the Civil Rights Movement actually redistribute power in America — or just expand access without changing who holds it?In this episode of We Vote Too, we sit down with author, historian, and former federal advisor Deric Gilliard to break down the real impact of the Civil Rights Movement and what it means for democracy today.From the Freedom Riders to federal policy, this conversation connects history to the present — exploring how movements shape institutions, and whether those institutions truly serve the people.

"If a drone were hovering over your backyard right now, do you know who you'd actually call to stop it?" — Brett Velicovich Fox News contributor, U.S. Army veteran and author of Drone Warrior: An Elite Soldier's Inside Account of the Hunt for America's Most Dangerous Enemies, Brett dives into the terrifying evolution of drone warfare. He discusses the lack of FAA regulation in the U.S. and the vulnerabilities of airborne attacks on American soil. Bring on the Stupid: High fashion meets high absurdity with Chanel's newest shoes only covering the heel.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Even FOX News is saying it now: The Democrat Party and the Chinese Communist Party are "fusing" as the Democrats undergo a full, Marxist revolution. Here's the evidence. Where will that leave America. (Please subscribe & share.) Sources: https://www.breitbart.com/politics/2026/05/01/report-democratic-party-planning-may-day-events-with-communist-groups/ https://www.breitbart.com/politics/2026/05/02/report-pro-china-billionaire-funded-nycs-may-day-events-where-zohran-mamdani-pushed-taxing-the-rich/ https://www.foxnews.com/world/somali-pirate-houthi-alliance-targets-1t-oil-trade-route-revived-hijack-tactic.amp https://www.foxnews.com/politics/600-groups-2b-revenue-mobilize-3000-may-day-protests-red-blue-alliance-probe-finds

Hancock & Kelley tell us about their new feature on America's 250th birthday, and we meet Bernie Miklasz's cat!- h2 full 2136 Mon, 04 May 2026 19:59:39 +0000 PXjUeMa8vwrCH7vpTSMtVtYKLtaXDXR3 comedy,religion & spirituality,society & culture,news,government The Dave Glover Show comedy,religion & spirituality,society & culture,news,government Hancock & Kelley tell us about their new feature on America's 250th birthday, and we meet Bernie Miklasz's cat!- h2 The Dave Glover Show has been driving St. Louis home for over 20 years. Unafraid to discuss virtually any topic, you'll hear Dave and crew's unique perspective on current events, news and politics, and anything and everything in between. © 2025 Audacy, Inc. Comedy Religion & Spirituality Society & Culture News Government False

This week we explore the incredible life and mysterious death of Dorothy Kilgallen. Once the most powerful female voice in America, with 20 million daily readers, her legacy has been strangely buried by history. We trace her journey from a "scrappy" reporter at age 20 to the only journalist to privately interview Jack Ruby.  Was her death in 1965 an accidental overdose, or was it the ultimate price for getting too close to the truth behind the JFK assassination? 01:46 – Who was Dorothy Kilgallen? (The most powerful female voice in America). 04:06 – Scooping the Warren Commission and interviewing Jack Ruby. 05:16 – Discovery of the body and the "suspicious" bedroom scene. 18:41 – The Frank Sinatra feud and the "tombstone" threat. 24:10 – Conflicting accounts: Who actually found her? 33:07 – The New Orleans trip and the missing JFK research file. 42:51 – Toxicology breakdown: The "mega-dose" mystery.

Big Tech is pouring hundreds of billions into AI, but with rising signs of an industry bubble and some real-world fallout, this week's episode digs into who actually wins, who stands to lose, and whether Apple's patient strategy may outsmart the hype. Big Tech firms beat earnings expectations amid AI spending questions RIP the $599 Mac Mini, you were too beautiful for this world Microsoft lifts 2026 AI spend by $25 billion to cover component price rises Microsoft speeds up in Big Tech's data center spend-off Crosswording the Situation Meta's historic loss in court could cost a lot more than $375 million Utah first state to hold websites liable for users who mask their location with VPNs — law goes into effect, designed to prevent bypassing age checks Australia unveils a 2.25% levy on Meta, Google, and TikTok Meta found in breach of EU law for failing to keep children off Facebook and Instagram Meta inks deal for solar power at night, beamed from space Musk v. Altman week 1: Elon Musk says he was duped, warns AI could kill us all, and admits that xAI distills OpenAI's models OpenAI-backed 1X opens California factory targeting 10,000 home humanoid robots in year one Sam Altman asked GPT-5.5 to plan its own launch party. Its requests were 'beautiful' but 'strange.' Sam Altman says Elon Musk can come to his GPT 5.5 party: 'World needs more love' The US Senate unanimously passed a rule barring senators from trading on prediction markets like Kalshi and Polymarket, amid rising concern over insider trading 'We Know You Live Right Here': No Secrets in America's New Surveillance Dragnet California to begin ticketing driverless cars that violate traffic laws China Suspends New Autonomous Driving Permits After Baidu Outage China has decided that firing a worker because an AI can do their job is illegal. No Western country has done the same. Maryland Is First to Ban A.I.-Driven Price Increases in Grocery Stores The most severe Linux threat to surface in years catches the world flat-footed Hackers are actively exploiting a bug in cPanel, used by millions of websites The Hottest Anti-AI Gadget Is a Cyberdeck Jack Dorsey-backed Vine reboot Divine launches to the public GameStop eyes eBay takeover in audacious $46 billion bet on Ryan Cohen's e-commerce vision AI-generated actors and scripts are now ineligible for Oscars Ukraine says it's training drone pilots in 'Grand Theft Auto V' This free website is like Wikipedia meets the CIA Light Phone III Is a Delightfully Minimalist Smartphone Alternative Valve Steam Controller is here, it's a gamepad in search of a console Bluetooth Connected - The Voices Behind the Connection Spirit Airlines shuts down after Trump's war on Iran doubled jet fuel prices Ask.com has shut down, marking the official farewell to the Internet's favorite butler Pioneering geneticist and decoder of the human genome J. Craig Venter dies at age 79 Host: Leo Laporte Guests: Nicholas De Leon, Devindra Hardawar, and Mikah Sargent Download or subscribe to This Week in Tech at https://twit.tv/shows/this-week-in-tech Join Club TWiT for Ad-Free Podcasts! Support what you love and get ad-free audio and video feeds, a members-only Discord, and exclusive content. Join today: https://twit.tv/clubtwit Sponsors: helixsleep.com/twit canary.tools/twit - use code: TWIT Melissa.com/twit expressvpn.com/twit box.com/AI

Sixty days. $25 billion. No open Strait of Hormuz, no enriched uranium recovered, no regime change, and gas prices up 42% since late February. That's the scoreboard on Iran, and it's the backdrop for Pete Hegseth's first real hearing — where combat veterans Seth Moulton and Pat Ryan finally put the Secretary of Defense through the wringer. Paul Rieckhoff joins the conversation to break down what oversight looks like when it actually shows up, why JD Vance and Dan Driscoll are watching, and why this war is metastasizing into something bigger than Iran. From Marco Rubio floating strikes on Cuba to Trump leaning on Putin as a peacemaker, this is forever war logic dressed up in new packaging — all gas, no brakes, no congressional authorization, and no plus-up for the VA to care for the next generation of veterans it'll create. Paul also unpacks the Comey indictment, the chilling effect on Jimmy Kimmel and the free press, and why the King of England sounded more like Reagan on alliances than the current administration. If you're in the angry middle and tired of the rigged two-party system handing you half-cooked wars and culture-war theater, this is your no-BS briefing. -WATCH full video of this episode here. -Ditch your expensive carrier and support Independent Americans! Make the switch to Noble Mobile. -Join IVA and stand up to Trump's Forever Wars. -Learn more about Paul's work to elect a new generation of independent leaders with Independent Veterans of America. -Learn more about American Veterans for Ukraine here. -Remember Independent is an Attitude. -Learn more about The Headstrong Project for Veterans, Tragedy Assistance Program for Survivors (TAPS), and Department of Veterans Affairs resources in your area. Seeking support is not a sign of weakness. It's a show of strength. If you or a loved one are in immediate crisis, dial 988 and press 1, or text 838255. Connect with Independent Americans: Subscribe on YouTube, Spotify, Apple Podcasts, and all podcast platforms Read more at Substack Support ad-free episodes at Patreon  Connect: Instagram  • X/Twitter • BlueSky • Facebook  Follow on social: @PaulRieckhoff on X, Instagram, Threads, and Bluesky -Join the movement. Hook into our exclusive Patreon community of Independent Americans. Get extra content, connect with guests, meet other Independent Americans, attend events, get merch discounts, and support this show that speaks truth to power.  -And get cool IA and Righteous hats, t-shirts and other merch now in time for the new year.  Independent Americans is powered by veteran-owned and led Righteous Media.  And now part of the BLEAV network!  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Pentagon announced that it would remove 5,000 troops from Germany after a spat between Mr Trump and Friedrich Merz Hosted on Acast. See acast.com/privacy for more information.

Sit down, Pack Nation. Pull off the road. Tell the wife to hold dinner. Big Sal's got a Sal Story Time so dark it kept him up at night and had him staring at the bird feeder for two hours before he could even eat his sandwich. Every team in the NFL has skeletons — but the Green Bay Packers hold a record nobody wants and nobody talks about: we are the ONLY franchise in league history to draft a confirmed serial killer. In this episode, Sal breaks down: Pick 428 of the 1974 NFL Draft — a Portland State wide receiver named Randall Woodfield, whose juvenile arrests were buried by his high school coaches and whose warning lights were flashing like the dashboard of a thirty-year-old pickup How Dan Devine cut him in camp because the indecent exposure didn't stop in a Packers uniform — but Woodfield stuck around Wisconsin, played semi-pro for the Manitowoc Chiefs, and worked at Oshkosh Truck before going home to Oregon The I-5 Killer spree that followed his 1979 parole — one confirmed murder, at least eighteen linked by DNA and ballistics, up to forty-four suspected — and the victims whose names don't get said enough Hit subscribe, leave a review, and tell two of your jabroni friends to listen. And next time some bozo on talk radio tells you Tony Mandarich was the worst pick in Packers history — you politely correct that knucklehead. #Packers #PackerNation #LetMeTellYouSomething #BigSalFromPeshtigo #SalStoryTime #PackernetPodcast #GoPackGo #NFLDraftHistory #TrueCrime #IFiveKiller #LambeauField #PackersHistory This episode is brought to you by PrizePicks! Use code PACKDADDY to get started with America's #1 fantasy sports app. https://prizepicks.onelink.me/LME0/PACKDADDY To advertise on this podcast please email: ad-sales@libsyn.com Or go to: https://advertising.libsyn.com/packernetpodcast Help keep the show growing and check out everything I'm building across the Packers and NFL world: Support: Patreon: www.patreon.com/pack_daddy Venmo: @Packernetpodcast CashApp: $packpod Website: https://nfldraftgrades.com/ My Board: https://nfldraftgrades.com/board/83a18c42-7a0b-4590-8d1b-453e49840d02

Brick Lombardi cracks open the vault for a four-track journey that starts in the trenches against Cleveland and somehow ends up in a Lambeau trap house. Thirty years in radio and he's still finding new neighborhoods inside this frozen cathedral. Pull up a stool, the signal's strong tonight. Inside this episode of Tundra FM: Dog Pound Showdown — A cold-war anthem revisiting that defensive slugfest with the Browns, where the only thing that traveled to Lambeau was the green-and-gold armor. Nerds in Lambeau — The spreadsheet samurai finally get their theme song. EPA per drop back, CPOE, success rate — basement mic statisticians, this one's for you. The Lambo Beast / When the Stars Align — Cinematic mythology stitching together the Reggie-and-Favre era, the Rodgers-Woodson-Matthews awakening, and the question every cold Sunday in Wisconsin keeps asking: does Jordan Love wake the beast next? Pond D, Frozen Tundra — Packers trap music. It shouldn't work on paper. It works. If something hit you right tonight, share it, drop a review, and tell that one cousin who still won't admit football's a religion up here. You were never alone out there. Go Pack Go. #Packers #GoPackGo #TundraFM #PackerNet #Lambeau #BrickLombardi #PackDaddy #NFL #GreenBayPackers #JordanLove #FrozenTundra #LamboBeast This episode is brought to you by PrizePicks! Use code PACKDADDY to get started with America's #1 fantasy sports app. https://prizepicks.onelink.me/LME0/PACKDADDY To advertise on this podcast please email: ad-sales@libsyn.com Or go to: https://advertising.libsyn.com/packernetpodcast Help keep the show growing and check out everything I'm building across the Packers and NFL world: Support: Patreon: www.patreon.com/pack_daddy Venmo: @Packernetpodcast CashApp: $packpod Website: https://nfldraftgrades.com/ My Board: https://nfldraftgrades.com/board/83a18c42-7a0b-4590-8d1b-453e49840d02

The Institute in Basic Life Principles distributed fifty-four Wisdom Booklets as the core curriculum of its Advanced Training Institute homeschool program. Thousands of families enrolled. The Duggar family was among the most prominent. The booklets were taught to children as young as five and covered subjects from science to history to health — all filtered through a doctrinal framework authored by Bill Gothard, who was later accused of sexual harassment by more than thirty women and removed from the organization in 2014.Wisdom Booklet 36, as documented by the watchdog organization Recovering Grace and confirmed by former students, taught that a woman who does not cry out during an attack shares guilt with her attacker. Booklet 15 included material on "eye traps" in women's clothing, framing female bodies as spiritual hazards responsible for provoking male behavior. Earlier booklets taught that adopted children inherited sin from their biological parents, that mental illness was not a medical condition but a spiritual failure, and that rock music was more addictive than crack cocaine. Official IBLP publications also attributed difficult childbirth to Cabbage Patch dolls.IBLP's medical arm — the Medical Training Institute of America — issued health guidance to families without a single licensed physician on staff. Its publications, called Basic Care Bulletins, prioritized spiritual instruction over medical science and effectively replaced professional healthcare with obedience doctrine.The cumulative effect of this curriculum, when examined as a system rather than as individual teachings, reveals an architecture designed to eliminate external authority and internalize blame. If mental illness is spiritual failure, professional treatment is unnecessary. If a girl's body is a spiritual hazard, she bears responsibility for the behavior of others. If a victim's silence implies consent, reporting becomes self-incrimination. Each teaching removed an avenue of recourse. Each teaching pointed inward.Gothard authored the curriculum, led the organization for decades, and operated within a system that structurally discouraged the women and girls inside it from reporting misconduct or seeking outside help. The Duggar family promoted this system to a national audience. The children raised inside it received this material as their primary education — and the framework it installed shaped how they understood their bodies, their rights, and their responsibility when harm occurred.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1Instagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#IBLP #WisdomBooklets #BillGothard #TrueCrimeToday #DuggarFamily #HiddenKillers #TrueCrime #ATI #VictimBlaming #RecoveringGrace

This week, Lectures in History is taking a break— So we're bringing you Booknotes+. Hosted by Brian Lamb, this episode features  Bob Crawford—of The Avett Brothers—on his book America's Founding Son. Bob Crawford plays upright bass, bass guitar, and violin with the Grammy nominated Americana band, the Avett Brothers. He's been with the band for 25 years. Since 2016, Mr. Crawford has had his own podcast called The Road to Now, along with Ben Sawyer. Their focus is about history. Six years ago, during his band's tour, Mr. Crawford received his master's degree online from Arizona State University. The focus again was history. Now comes his first serious book titled "America's Founding Son: John Quincy Adams, from President to Political Maverick." Bob Crawford spends a significant amount of time discussing the 17 years Adams spent in the House of Representatives, after he was president, trying to stop the spread of slavery in the United States Learn more about your ad choices. Visit megaphone.fm/adchoices

David Sacks has played a key role in shaping AI policy for the Trump administration. He was formerly the White House AI and crypto czar. Now, he's the co-chair of the President's Co-Chair of the President's Council of Advisors on Science and Technology.  Sacks approaches the issue with a “let them cook” philosophy. Meaning, he thinks the way for the United States to win the global AI race is to move fast with minimally disruptive regulation. But with that comes a lot of questions about AI disruption to the workforce, who should be held responsible for harm caused by AI platforms, and the fear and division within America over the future of the technology.  Sacks joins Dasha Burns in a wide-ranging interview to discuss it all.

The Medical Training Institute of America was IBLP's health authority. It issued guidance to families across the country on everything from childbirth to mental health. It operated without a single licensed doctor. Its publications replaced medicine with spiritual obedience — teaching that mental illness did not exist, that psychological suffering was a failure of faith, and that the body's problems were solved through submission to authority, not treatment by professionals.This was not fringe material circulated on the margins. This was the curriculum used by the Duggar family and thousands of others enrolled in IBLP's Advanced Training Institute. The Wisdom Booklets taught that Cabbage Patch dolls caused difficult childbirth. That rock music was more addictive than crack cocaine. That adopted children carried inherited sin from their biological parents — and that families who adopted needed to identify those sins in advance so they could manage them. All of it printed. All of it taught to children. All of it treated as fact inside a system that positioned itself as God's design for family life.But the pseudoscience was only the foundation. The real architecture was built on control — specifically, control over women and girls. Wisdom Booklet 15 quizzed children on "eye traps" in women's clothing, teaching girls that their bodies were responsible for the thoughts and actions of the men around them. Booklet 36 taught that a woman who does not cry out during an attack shares guilt with her attacker. That teaching was not hidden. It was printed in curriculum that children as young as five studied at kitchen tables across the country for decades.Bill Gothard wrote it all. He was accused of sexual harassment by more than thirty women. He built a system that told girls their bodies caused sin, told them their silence was compliance, told them the authority above them could not be challenged — and then operated inside that system for decades before being removed. The modesty doctrine, the victim-blaming framework, and the fabricated medicine were not separate failures. They were one machine, designed to produce silence before it was ever needed.The Duggar family brought this system to national television. The children raised inside it are still living with what it taught them.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1Instagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#IBLP #WisdomBooklets #BillGothard #DuggarFamily #HiddenKillers #TrueCrime #Pseudoscience #MentalHealthAwareness #ATI #MTIA

Derek Champagne talks with former British Military Officer, Jimmy Burroughes. Jimmy's story is one of resilience, reinvention, and purpose. He began his career as a British Military Officer, leading soldiers across Europe and the Middle East. It was there he learned, sometimes in life-or-death situations, the true meaning of intentional leadership: how to inspire trust, keep people motivated under extreme pressure, and build unity in uncertain environments.When Jimmy transitioned out of the military, he faced his own challenges, struggling to find his place in the corporate world and experiencing first-hand the burnout and disconnection that so many leaders face. This difficult period became the catalyst for his mission to redefine leadership in a way that sustains both people and performance.Through his journey from the battlefield to the boardroom, Jimmy developed his “Simplify to Amplify” methodology, a framework born out of necessity that is now transforming how global organisations lead their people. His story resonates deeply because it is not just about success; it is about overcoming adversity, finding clarity, and choosing a path that creates lasting impact.Jimmy shares this journey with honesty and humility, weaving in the hard lessons from both military service and corporate leadership. Audiences often walk away not only inspired but equipped with the belief that they too can lead with more intention, reclaim time, and create meaningful results without burning out.Jimmy made the leap from British military officer to Fortune 500 leadership expert and now leads the charge in transforming overwhelmed managers into high-performing leaders. His bestselling books, “Beat Burnout - Ignite Performance” and “Escape the Multitasking Trap,” deliver action you can feel. His signature “Simplify to Amplify” methodology gets leaders performing at an average of 47% higher in just 90 days—no fluff, just results.Across Samsung, Bank of America, Lego, Fonterra, and 40+ countries, Jimmy has guided more than 3,000 leaders from burnout to breakthrough. The secret? He applies hard-won lessons from command and operations to cut through clutter and create measurable improvements. These same principles have driven up productivity by 156% and slashed overwhelm by 89% in teams worldwide.Learn more at: https://www.jimmyburroughes.com/Business Leadership Series Intro and Outro music provided by Just Off Turner: https://music.apple.com/za/album/the-long-walk-back/268386576

Sam speaks with Omer Aziz, journalist, lawyer, and former foreign policy advisor. His latest book (published April 28) is Shadows of the Republic: The Rebirth of Fascism in America and How to Defeat It for Good. Stephen King wrote, "Omer Aziz has written a book that should be an alarm bell announcing that the American house is on fire." Aziz is also the author of Brown Boy, and he has held residencies at MacDowell and Yaddo. Follow his work at omeraziz.com.The World is Counting On Us - read and share this statement from Refuse FascismText REFUSE to 855-755-1314 or ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠sign up online⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, follow @RefuseFascism on social media (@RefuseFashizm on TikTok) and our YouTube channel: @Refuse_Fascism.Support:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe to Refuse Fascism on Substack⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠patreon.com/refusefascism⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠donate.refusefascism.org⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Venmo: Refuse-Fascism⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Buy merch (Big Cartel)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Buy merch (Fourth Wall)⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Music for this episode: Penny the Snitch by Ikebe Shakedown

In this episode, debunking mainstream media narratives surrounding the alleged White House press corps dinner assailant. Also, the naval standoff in the Strait of Hormuz. Plus, Biden administration figures admitting to the genocide in Gaza. All that and more!My livestreams are on Mon and Fri at 3pm ET/Noon PT and Wednesday at 8pm ET/5pm PT. I am one of the most censored comedians in America. Thanks for the support!

The Republican chairmen of the US congressional armed services committees have said they're very concerned about the Pentagon's decision to withdraw five thousand troops from Germany. Senator Roger Wicker and Representative Mike Rogers warned that prematurely reducing America's forward presence in Europe risked undermining deterrence and sending the wrong signal to Vladimir Putin. NATO says it's seeking clarification from Washington about the plan.Also in the programme: FIFA will allow a team of Afghan women refugees to represent their country in international tournaments; and we look back on the life of a former racing driver and Paralympian.(Photo: A soldier pilots a drone during the 'Combined Resolve' exercise at 7th Army Training Command's Joint Multinational Readiness Center in Hohenfels. More than 3,800 personnel participate in the exercise series, which is a reoccurring U.S. Army Europe and Africa exercise held several times throughout the year for its rotationally deployed troops. US-led army exercise 'Combined Resolve' - media day, Hohenfels, Germany - 30 Apr 2026. CREDIT: ANNA SZILAGYI/EPA/Shutterstock)

The Green Bay Packers exercised the fifth year option on Lucas Van Ness — and somehow ESPN thinks that's the dumbest move of the offseason. Ryan breaks down the tape, the cap math, and the logic (or lack thereof) behind the wave of criticism coming from multiple ESPN Milwaukee and Madison personalities who seem convinced the Packers just made a catastrophic mistake. The $14 million myth: Ryan methodically dismantles the idea that Van Ness' fifth year option is some massive, reckless investment — when the top pass rusher in the NFL is making $50 million a year, this is literally bottom-third money for a legitimate contributor The sack obsession: ESPN's analysts lean entirely on Van Ness' three sack total while ignoring his 15% pressure rate, 76 PFF overall grade, and the fact he played only 300 snaps — Ryan does the math they refused to do The Rashawn Gary false equivalence: One ESPN host tries to draw a parallel between Gary's contract situation and Van Ness' option — Ryan explains why that comparison falls apart completely when you look at actual dollar figures adjusted for the salary cap The "stuck with him" problem: Multiple analysts framed the decision as the Packers being "stuck" with Van Ness — Ryan makes the case that losing him would be far more damaging than any cap concerns at this price point What's actually coming next: Why this fifth year option is just the setup for a contract extension that will make more sense structurally, and why Gutekunst was always going to do this Subscribe, leave a review, and join the conversation — and catch Packernet After Dark tonight for the call-in reaction! #Packers #LucasVanNess #GoPackGo #NFLAnalysis #GreenBayPackers #PackNation #NFLSalaryCap This episode is brought to you by PrizePicks! Use code PACKDADDY to get started with America's #1 fantasy sports app. https://prizepicks.onelink.me/LME0/PACKDADDY To advertise on this podcast please email: ad-sales@libsyn.com Or go to: https://advertising.libsyn.com/packernetpodcast Help keep the show growing and check out everything I'm building across the Packers and NFL world: Support: Patreon: www.patreon.com/pack_daddy Venmo: @Packernetpodcast CashApp: $packpod Website: https://nfldraftgrades.com/ My Board: https://nfldraftgrades.com/board/83a18c42-7a0b-4590-8d1b-453e49840d02

Pack Nation, we tried to stay on the rails. We really did. But when Uncle Rico calls three times in one night and Bear Mace Plus has a flashbang mode, all bets are off. Packernet After Dark went full chaos tonight, and honestly? Wouldn't have it any other way. Sports Illustrated & the Van Ness Fifth Year Option — Ryan fires back at the haters dunking on the Lukas Van Ness fifth-year option, breaking down why it's smart business at a premium position and why the so-called "experts" don't know what they're talking about UDFA Wave Two & Roster Depth — Drew from Green Bay and Ryan dig into whether signing anyone in the second UDFA wave actually makes sense right now, or if waiting for mid-season need is the smarter play Gutekunst Radio Interview Breakdown — Batman calls in from his coffee truck outside a BTS concert (only on this show) with key takeaways from Gutey's Sirius XM interview: Smack is in, McManus is out, and Sean Ryan is your starting center Uncle Rico's Skydiving Saga, AI Paranoia, and Salary Cap Truthers — Nico goes deep on internet salary cap hysteria, Uncle Rico nearly loses his cookies at 5,000 feet, and the gang debates whether anyone actually trusts anything online anymore Tundra FM Update — Ryan shares that the AI music videos are crushing it on YouTube (one approaching 17K views!) and teases future genre-themed episodes including more Rammstein Call in and join the madness — new callers go directly to the front of the line!

Gary Dorrien is spending six weeks teaching the history of Christian social ethics in America — and this week Aaron and I turned the lens on Gary himself, which he immediately identified as the worst session of the class. What followed was an hour of Gary tracing his own formation from a kid on Union Road in Midland who couldn't stop staring at the crucifix, through graduate school, liberation theology, democratic socialism, and fifty years of theological labor held together by Rauschenbusch's conviction that capitalism has overdeveloped our selfish instincts and shrunk our capacity for public ends. The crucifix, a seven-year-old on railroad tracks, and why the moral influence theory was second nature before Gary knew it was a theory Going to mass every morning at Union Seminary while reading Barth, Tillich, and Niebuhr — and the Jesuit friends who told him he was obviously a Protestant Gustavo Gutiérrez reading Rauschenbusch for the first time and asking why Americans don't talk about this treasure James Loder, a thousand-page manuscript, and the line "maybe you can find the book in here" His love Brenda — and why Gary can say almost nothing else except that his is a story of being saved by love and grace Why Hegel still grips him fifty years later — and why most people only know the wrong Hegel The six interpretive traditions of Hegel and why the theological-metaphysical one is the one most seminaries quietly abandoned William Temple, Whitehead, and why Gary became an Anglican almost entirely on the strength of one book Capitalism is bad for us and a catastrophe for the planet — a blunt response to a pastor whose congregation looks like a list of what capitalism does wherever it lands Purity politics, DSA, AOC, and why ridicule works but isn't good for us The flickering Galilean vision — and why it keeps flickering not despite being wrong but because it's right Previous Episodes with Gary or Aaron the Niebuhr You Thought You Knew What Would a New Abolition Be? Gary Dorrien on the Black Social Gospel, Ida B. Wells & Reverdy Ransom Social Ethics for This Moment What God Do They Worship In There? The Black Social Gospel and the Crisis of American Christianity Theological Ethics & Liberal Protestantism James Cone and the Emergence of Black Theology The Future of Faith & Justice  Theology for Action The Sacred, The Political, and Why We're All Vulnerable Come keep thinking with us — ⁠Theology Beer Camp 2026⁠ This is exactly what we will be sitting with at ⁠Theology Beer Camp this October 8–10 in Kansas City⁠. Our theme this year is the God-podcalypse. Cornell West is coming. So are a lot of your favorite theologians and podcasters and six hundred of your soon-to-be-favorite people. We are going to think together about what it means to be a people of faith in catastrophic times — without deodorizing the catastrophe, and without giving despair the last word. Don't wait. → ⁠TheologyBeer.Camp JOIN ⁠⁠THE CLASS - Theology for Troublemakers: Christian Social Ethics from the Margins⁠⁠⁠⁠⁠⁠⁠⁠ This 6-week online course, led by Dr. Gary Dorrien and Dr. Aaron Stauffer, recovers the radical tradition of Christian social ethics — from Reverdy Ransom and Reinhold Niebuhr to James Cone and the Welfare Rights Movement — and asks what faithfulness demands of us right now. Weekly lectures, live Q&A conversations, guest lecturers, and an online community included.

WWE SmackDown #202 - Mr America was HULK HOGAN ALL ALONG!! Also, Zack Gowan battles for his wrestling life, teaming with Stephanie McMahon to battle Big Show in the main event.Maffew from Botchamania joins Tom Campbell to watch every WWE SmackDown episode from the start.WATCH THE VIDEO VERSION at Patreon.com/cultaholic Hosted on Acast. See acast.com/privacy for more information.

The National Security Hour with Major Fred Galvin – From the attempted assassinations of President Trump in 2024… to the growing number of violent threats against elected officials… to coordinated acts of intimidation and destruction across the country—America is seeing the effects of a nation pushed toward the edge. What responsibility do leaders carry—not just for what they say—but for how it is heard?

Tim Conway Jr Show Hour 3 (5.1)

The Katherine Massey Book Club @ The C.O.W.S. hosts the second study session on Michelle Alexander's The New Jim Crow: Mass Incarceration In the Age of Colorblindness. Alexander is a non-white female with one White parent and one non-white parent. Despite 15 years of institutional celebration, Gus T. anticipates this being one of the 5 Worst Books Ever. Racists generally do not promote literature that provides an accurate understanding of the System of White Supremacy. Deception by Omission: Any book that claims to seriously explore prisons and Racism, yet fails to include COINTELPRO, Chicago's Jon Burge, or the profitability of caging black dudes is deliberately lying to readers. Last week's review included: 1. Alexander told readers that "most people in America" no longer believe in racial discrimination. No footnotes, no citations, no evidence to support such a lie. 2. Alexander flagrantly lies to readers by suggesting that White people were considering ending prisons in the 1970s. She deliberately omits the 1971 Attica prison rebellion as well as the 1978 case of 15-year-old Willie Bosket - where New York Governor Hugh Carey changed laws to allow children to be tried as adults. 3. Alexander mentions the resilience of her White mom, but redacts her racial classification. She brags about being a proud African American woman, but conceals that half her genetic material comes from a Suspected Race Soldier. 4. Alexander briefly discusses the "conspiracy theory" of some people thinking the CIA deliberately sold drugs to black people to decimate the population. She "emphasizes" that there's no evidence to support this conclusion while not mentioning Gary Webb's work in the body of the text. She doesn't even cite his book in the footnotes. #COINTELPRO # #TheCOWS17Years INVEST in The COWS – [http://paypal.me/TheCOWS](http://paypal.me/TheCOWS) Cash App: [https://cash.app/$TheCOWS](https://cash.app/$TheCOWS) CALL IN NUMBER: 720.716.7300 CODE 564943#

Send us Fan MailThis program was previously aired on 12/13/2025GUEST: PASTOR DARRELL HARRISON, Co-Host, Just Thinking PodcastFive times each day the Muslim call to prayer sounds from mosques in Minneapolis. One might expect this in an Islamic country like Saudi Arabia or Iran, but in the United States, a nation that was founded and operated on distinctly Christian principles? The founders likely made the assumption that our nation would be and remain Christian, as early immigrants came from Christian European nations. They probably thought future Americans wouldn't be so foolish as to welcome hundreds of thousands of Muslims.But those with an unbiblical worldview of secular and religious humanism have taken power and hold to the spirit of Babel—that uniting all religions and peoples together will make us good and united. That will not work with Islam and its mission to dominate the world. Europe has puts its very existence at risk in bringing millions of Muslims into its nations and towns and now America is doing the same in Minneapolis, Dearborn, MI, New York City, and elsewhere.Darrell Harrison, shepherding and teaching pastor at Redeemer Bible Church (Gilbert, AZ) and the co-host of the popular Just Thinking Podcast, joins us to explain how Islam is less a religion but rather a political ideology of domination and how Christians should respond.Program Notes:Just Thinking PodcastRedeemer Bible Church (Gilbert, AZ)

Two managers dropped this week, but four teams haven't fired a manager in-season since the last century. Which were they, and is there even a point? Then we travel back to 1887, the ill-fated marriage between a Hall of Famer and an actress, her personal gift to baseball, and the birth of a character type whose time has come again (no matter what anyone says). The Infinite Inning is a journey to the past to understand the present using baseball as our time machine. America's brighter mirror, baseball reflects, anticipates, and even mocks the stories we tell ourselves about our world today. Baseball Prospectus's Steven Goldman shares his obsessions: history from inside and outside of the game, politics, stats, and Casey Stengel quotations. Along the way, we'll try to solve the puzzle that is the Infinite Inning: How do you find the joy in life when you can't get anybody out?