Podcasts about Act

This episode was sponsored by Cardiff & ProWest Roofing and Restoration   LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/ Today's Dropping Bombs episode delivers a raw redemption story with Bob Schober — a man who was sleeping in a Volkswagen, selling food stamps for half price, and chasing Grateful Dead tours before he found sobriety at 28 years old and never looked back.   Twenty-eight years clean and a nine-figure roofing exit later, he's here to talk about what he built — and what he's doing with it now.   Bob breaks down the private equity deal that changed everything, why he walked away from the operator seat, and the program he's running inside prisons — training inmates on sales and roofing before they ever hit the street. Plus, how giving away cash every week turned into 400 million views in under 90 days.   A man who once couldn't feed himself is now feeding entire communities.    

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Howard Hewett Interview (Part 2) Legendary R&B and soul singer Howard Hewett returned for Part 2 of his interview on Money Making Conversations Masterclass to continue discussing his iconic multi‑decade career, his transition from Shalamar to a solo artist, new collaborations, performing for multi‑generational audiences, the evolution of R&B, and his philosophy on life, legacy, work ethic, and spiritual grounding. This segment is rich with personal stories—from unexpected collaborations to the behind‑the‑scenes decision-making that shaped his career. Hewett also reflects on aging gracefully, staying relevant, maintaining integrity, and building a strong foundation that supports longevity in both life and music.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Howard Hewett Interview (Part 2) Legendary R&B and soul singer Howard Hewett returned for Part 2 of his interview on Money Making Conversations Masterclass to continue discussing his iconic multi‑decade career, his transition from Shalamar to a solo artist, new collaborations, performing for multi‑generational audiences, the evolution of R&B, and his philosophy on life, legacy, work ethic, and spiritual grounding. This segment is rich with personal stories—from unexpected collaborations to the behind‑the‑scenes decision-making that shaped his career. Hewett also reflects on aging gracefully, staying relevant, maintaining integrity, and building a strong foundation that supports longevity in both life and music.

This episode was sponsored by Cardiff & Replace Your University   LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/ Today's Dropping Bombs episode features Michael Lush, the founder who spent nearly two decades in the mortgage industry before realizing the system was designed to keep Americans in debt — and decided to do something about it.   Michael breaks down why your 30-year mortgage is costing you hundreds of thousands in unnecessary interest, how most homeowners can pay off their home in 5 to 7 years using a strategy banks quietly use themselves, and why nobody in the industry ever told you this existed.   If you own a home or plan to buy one, this is the most important financial conversation you'll hear all year.    

This episode was sponsored by Cardiff    LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/ Today's Dropping Bombs episode features Todd Pultz, a former cop who grew up in a trailer park, hit rock bottom, and rebuilt himself into a nine-figure entrepreneur with over 1,000 rental units and 15+ companies across real estate, healthcare, and beyond.   Todd reveals the Medicaid-backed real estate model almost nobody is talking about, housing adults with disabilities through government-funded care programs, eliminating vacancy risk, and building 30% net margins while actually doing good. He also breaks down creative financing, why most landlords leave serious money on the table, and how anyone can plug into this model with little to no experience.   If you're serious about building wealth, don't skip this one.   

It's 3 AM and your brain won't shut off. About 1 in 10 adults meets the clinical definition of chronic insomnia, and most never get treated. Instead, they scroll through an endless aisle of magnesium gummies, melatonin, and $300 trackers that don't address the real problem. We brought in a neurologist and a psychologist who never spoke to each other and landed on almost the exact same conclusions. In this episode, you'll learn: How the brain's glymphatic cleaning system works during sleep and why chronic insomnia is a brain health problem Why melatonin is a darkness signal, not a sleeping pill, and how nocturnal animals prove the point A sleep neurologist's honest 1-to-10 ratings of every sleep aid you've heard of: magnesium (2/10), CBT-I (10/10), alcohol (-10/10), and 12 more What orthosomnia is and why your sleep tracker might be making your insomnia worse Why perimenopause and menopause create what one expert calls "a perfect storm" for sleep disruption, and why doctors keep missing sleep apnea in women How CBT-I works: sleep restriction, stimulus control, and why your therapist will tell you to spend less time in bed, not more The data showing CBT-I may outperform hormone therapy for menopausal insomnia ACT therapy for insomnia: a different approach for people who get more anxious from CBT-I Blue light, naps, the 8-hour rule, catching up on weekends: what holds up and what doesn't Five steps to start tonight, and why you should pick just two Dr. Sujay Kansagra is a pediatric neurologist and sleep medicine specialist at Duke University, director of Duke's Pediatric Neurology Sleep Medicine Program, and author of "My Child Won't Sleep." Follow Dr. Kansagra: @thatsleepdoc Dr. Shelby Harris is a clinical psychologist and behavioral sleep medicine specialist. She treats insomnia in women during perimenopause and menopause and is the author of "The Women's Guide to Overcoming Insomnia." Website: drshelbyharris.com Follow Dr. Harris: @SleepDocShelby Hosted by Drs. Ayesha & Dean Sherzai Subscribe to The Synapse (free weekly newsletter): thebraindocs.com/newsletter Follow @TheBrainDocs on Instagram

This episode was sponsored by Cardiff & Damon Friedman of SOF Missions   LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/ Today's Dropping Bombs episode delivers battlefield-forged leadership wisdom with Dr. Damon Friedman — retired Air Force Special Operations Lt. Colonel, three-time Bronze Star recipient, and founder of SOF Missions, a nonprofit fighting the veteran suicide epidemic killing 20+ Americans a day.   From juvenile delinquent in South LA to elite special warfare officer with four combat deployments, Dr. Friedman breaks down why comfort is a disease, the one character trait that kills more companies than bad strategy, and the leadership lessons most CEOs will never learn unless they've operated where failure means death — not a bad quarter.   Twenty veterans will take their lives today. Dr. Friedman has made it his mission to stop that — and this conversation is part of how. Buy the book, share the episode, support the mission.     

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley Christopher. Interview Summary: Ashley Christopher on Money Making Conversations Masterclass Guest: Ashley ChristopherHost: Rushion McDonaldPlatform: Money Making Conversations MasterclassFocus: HBCU access, scholarships, STEM pipeline, purpose-driven leadership Overall Summary Ashley Christopher shares the origin, growth, and impact of the HBCU Week Foundation, which she founded in 2017 to increase enrollment at Historically Black Colleges and Universities (HBCUs), remove financial barriers, and create direct pathways from high school to college and corporate America. What began as a local Wilmington, Delaware initiative evolved into a national movement that has facilitated over 10,000 on-the-spot HBCU acceptances and nearly $100 million in scholarships, including a landmark $40 million STEM scholarship partnership. The conversation blends entrepreneurship, education equity, resilience, faith, and purpose, highlighting how lived experience and authentic mission can scale social impact. Purpose of the Interview To spotlight the HBCU Week Foundation and its measurable outcomes (acceptances, scholarships, STEM investment). To educate families and students about on-the-spot college acceptance and scholarship opportunities. To inspire purpose-driven leadership, particularly among Black entrepreneurs and community leaders. To demonstrate how local solutions can scale nationally when rooted in authenticity and impact. To share a personal story of resilience, including surviving a stroke at age 29 and redefining purpose. Key Takeaways 1. Access Changes Outcomes HBCU Week’s on-the-spot acceptance model allows eligible students to receive immediate college decisions and scholarship offers at a live college fair. This removes prolonged uncertainty and barriers that often discourage first-generation and underserved students. Students bring their transcript, SAT/ACT scores, meet with an HBCU counselor, and can be accepted immediately. 2. HBCUs Are a Pipeline to Opportunity Ashley emphasizes that HBCUs are not just cultural institutions, but talent pipelines into corporate America, particularly for STEM fields. Enrollment growth and scholarship funding are as critical as brand awareness. 3. The Power of Strategic Partnerships A relationship that began with seven $40,000 STEM scholarships grew into a $40 million partnership with the American Chemistry Council. The goal: addressing a projected STEM workforce deficit while increasing diversity in the field. The partnership now supports 1,000 students committed to STEM majors at HBCUs, with nearly 600 awards already distributed. 4. Purpose Can Be Born From Crisis Ashley shares her experience of having a stroke at age 29, caused by birth control use, which required her to relearn how to write and regain physical mobility. The experience intensified her sense of urgency, discipline, and purpose. Surviving the stroke shifted her mindset from ambition to intentional impact. 5. Authentic Passion Fuels Scalable Impact Ashley never intended HBCU Week to become national—it was designed to serve students in her hometown. Growth occurred organically because the mission was authentic, focused, and student-centered. “When you love what you do and have a real passion behind the impact, it catches on.” Notable Quotes On Mission & Growth “The goal was to take care of the students in my hometown… I had no idea it would become national.” On On-the-Spot Acceptance “If you have the requisite GPA and SAT or ACT score, you can be admitted right there.” On HBCUs & STEM “If everybody around the table looks the same, we’re in trouble.” On Faith & Opportunity “I can’t take credit for it… but for my relationship with God, this wouldn’t be a thing.” On Purpose After Adversity “It created a different sense of drive and purpose in me.” On Impact “If I can’t help tier-one students, who can?” Conclusion The interview positions Ashley Christopher as a systems builder, not just a nonprofit founder. Her work demonstrates how education access, strategic partnerships, and lived experience can intersect to change thousands of lives. The conversation reinforces that scalable impact often starts with a local problem, clear values, and relentless execution. #BEST #STRAW #SHMSSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley Christopher. Interview Summary: Ashley Christopher on Money Making Conversations Masterclass Guest: Ashley ChristopherHost: Rushion McDonaldPlatform: Money Making Conversations MasterclassFocus: HBCU access, scholarships, STEM pipeline, purpose-driven leadership Overall Summary Ashley Christopher shares the origin, growth, and impact of the HBCU Week Foundation, which she founded in 2017 to increase enrollment at Historically Black Colleges and Universities (HBCUs), remove financial barriers, and create direct pathways from high school to college and corporate America. What began as a local Wilmington, Delaware initiative evolved into a national movement that has facilitated over 10,000 on-the-spot HBCU acceptances and nearly $100 million in scholarships, including a landmark $40 million STEM scholarship partnership. The conversation blends entrepreneurship, education equity, resilience, faith, and purpose, highlighting how lived experience and authentic mission can scale social impact. Purpose of the Interview To spotlight the HBCU Week Foundation and its measurable outcomes (acceptances, scholarships, STEM investment). To educate families and students about on-the-spot college acceptance and scholarship opportunities. To inspire purpose-driven leadership, particularly among Black entrepreneurs and community leaders. To demonstrate how local solutions can scale nationally when rooted in authenticity and impact. To share a personal story of resilience, including surviving a stroke at age 29 and redefining purpose. Key Takeaways 1. Access Changes Outcomes HBCU Week’s on-the-spot acceptance model allows eligible students to receive immediate college decisions and scholarship offers at a live college fair. This removes prolonged uncertainty and barriers that often discourage first-generation and underserved students. Students bring their transcript, SAT/ACT scores, meet with an HBCU counselor, and can be accepted immediately. 2. HBCUs Are a Pipeline to Opportunity Ashley emphasizes that HBCUs are not just cultural institutions, but talent pipelines into corporate America, particularly for STEM fields. Enrollment growth and scholarship funding are as critical as brand awareness. 3. The Power of Strategic Partnerships A relationship that began with seven $40,000 STEM scholarships grew into a $40 million partnership with the American Chemistry Council. The goal: addressing a projected STEM workforce deficit while increasing diversity in the field. The partnership now supports 1,000 students committed to STEM majors at HBCUs, with nearly 600 awards already distributed. 4. Purpose Can Be Born From Crisis Ashley shares her experience of having a stroke at age 29, caused by birth control use, which required her to relearn how to write and regain physical mobility. The experience intensified her sense of urgency, discipline, and purpose. Surviving the stroke shifted her mindset from ambition to intentional impact. 5. Authentic Passion Fuels Scalable Impact Ashley never intended HBCU Week to become national—it was designed to serve students in her hometown. Growth occurred organically because the mission was authentic, focused, and student-centered. “When you love what you do and have a real passion behind the impact, it catches on.” Notable Quotes On Mission & Growth “The goal was to take care of the students in my hometown… I had no idea it would become national.” On On-the-Spot Acceptance “If you have the requisite GPA and SAT or ACT score, you can be admitted right there.” On HBCUs & STEM “If everybody around the table looks the same, we’re in trouble.” On Faith & Opportunity “I can’t take credit for it… but for my relationship with God, this wouldn’t be a thing.” On Purpose After Adversity “It created a different sense of drive and purpose in me.” On Impact “If I can’t help tier-one students, who can?” Conclusion The interview positions Ashley Christopher as a systems builder, not just a nonprofit founder. Her work demonstrates how education access, strategic partnerships, and lived experience can intersect to change thousands of lives. The conversation reinforces that scalable impact often starts with a local problem, clear values, and relentless execution. #BEST #STRAW #SHMSSee omnystudio.com/listener for privacy information.

This week we talk about the Merchant Marine Act, trade routes, and incentives.We also discuss Wesley Jones, foreign competition, and artificial monopolies.Recommended Book: The Quantum Thief by Hannu RajaniemiTranscriptIn 1920, the then-Senator for the state of Washington, Wesley Jones, who was also the chairman of the Senate Commerce Committee, introduced the Merchant Marine Act as a method by which the American merchant marine could be sustained and remain competitive in the face of external competition, and in the wake of the destruction of a bunch of ship during WWI.The US Merchant Marine is all the commercial water-going vessels that are US flagged, and the crews of these vessels. During peacetime, these boats and ships conduct trade and other services along the United States' coasts and throughout its internal waterways, its rivers and lakes. During wartime, these vessels and their crews are tapped to help move troops and weapons and supplies for offensive or defensive military efforts.The theory of this proposed Act, then, was to ensure that the US Merchant Marine would remain well-funded and well-taken-care-of, because lacking some kind of government support, there was a good chance it would either slowly degrade, not having enough business to pay for itself, or—and this has been a persistent concern for similar pseudo-fleets of merchant vessels around the world for the past few hundred years—it would fall into disrepair because it would be outcompeted by vessels and crew coming in from elsewhere that would charge lower prices, creating unsustainable economics for the locals and thus slowly degrading this economic and military asset.When this Act was proposed, in 1920, the preservation of this asset was on the mind of many US politicians, as the world had just emerged from World War I, and in that and previous conflicts, the US Merchant Marine had been pretty vital to ensuring the US eventually came out on the right side of things. It was also fundamental to the rebuilding of the US economy following difficult conflicts, because the moving of cargo from city to city along coastlines, and throughout long expanses of rivers—getting food from place to place, getting building supplies where they need to go—has always been important, especially following periods in which there isn't a lot of building going on, and when supplies chains are reoriented toward other purposes, like fighting.So in addition to all the language the helps regulate trade within US waters and between US ports, and which says how the crew of such vessels have to be treated, this Act was also meant to provide protected status to US Merchant Marine vessels and crew, giving them a pseudo-monopoly on certain types of trade activities in the US.It was also—and this is important context—meant to give Senator Jones' state of Washington a de facto monopoly on trade with Alaska. But it was sold to the rest of Congress and the country as a means of bolstering the funds flowing into the US Merchant Marine. Section 27 of this act, often called the Jones Act, requires that all goods transported between US ports be carried by US vessels built in the US, flying the US flag, owned by US citizens and with majority US citizen and permanent US resident crews.What I'd like to talk about today are the other consequences of the Merchant Marine Act of 1920, and in particular the Jones Act component of it, and why there's been renewed opposition to the Jones Act in recent months.—The logic of the Jones Act, at least on the surface, is pretty straightforward.If you're worried about foreign competition coming in and taking all the shipping jobs, swooping in from areas where crews aren't paid as much, and where ships can be built cheaper, so they can charge less than US-made and -manned ships, all you have to do is require all the ships and people on the ships are of US-origin, and you're good to go. Those foreign competitors aren't allowed to take the jobs, and that sets the standards in a different place, allowing US vessels and their crew and owners to charge whatever they need to charge to sustain themselves.This, in theory at least, should also stimulate the US ship-building industry, as that monopoly means anyone who builds new ships stands a pretty good chance of making their money back. After all, there's no dramatically cheaper competition out there, so you've got relatively little downward price pressure and seemingly plenty of customers, because there's a lot of US coast, and a lot of internal waterways that have traditionally be used for trading purposes.In practice, though—and this isn't uncommon with protectionist measures; things that seem like they should work for the intended purpose actually leading to other, less ideal outcomes—the Jones Act is often blamed for increasing prices on pretty much everything, and for increasing prices dramatically in places like Hawaii, Alaska, Puerto Rico, and other US territories, like American Samoa and Guam, that are reliant on imports to survive.If open competition isn't allowed, prices don't tend to go down, and in fact they can instead go up, especially if the number of entities providing these services drops over time.That means places without other options, without the ability to ship food and electrical equipment and other such fundamentals using highways or regularly flying, large cargo planes, they are forced to pay increasingly high cargo ship prices, instead. And there's no chance that a competitor will emerge, because there just aren't enough ships available to haul all the stuff these places need at a regular, sustaining, cost-effective cadence.These higher prices are kind of built into the monopoly model, but they're made even worse by the state of the US shipbuilding industry, which for a while, from about the mid-1800s until the mid-20th century, was top of the line, producing more ships than any other country during WWII, and before that churning out some of the best and fastest ships in the world for trade purposes.But after the two world wars, and a surge in shipbuilding infrastructure that was rapidly deployed in the first half of the 20th century, US government subsidies for the industry began to dry up, many of the ships built during the war were sold to foreign countries and private owners for a quick buck, and most of that infrastructure was mothballed, the more efficient processes it developed decommissioned in favor of less-efficient, more expensive approaches.During WWI, the US churned out more then 5,000 ships at the over 100 shipyards it had operating at the time, and was able to produce more naval tonnage in three years than it had produced in the entire history of the nation's existence, up till that point.Post-WWI, though, the US was already less efficient than foreign competitors, especially European competition, and post-WWII, the emergence of overland infrastructure in the US, like the burgeoning national highway system, made shipping via trucks increasingly competitive with the previously dominant approach of shipping via internal waterways.Airline shipping became a competitor, too, around that same time. So the technological developments and new overland infrastructure of the post-World War era meant that in the US, although coastal shipping in particular remained a solid option for many types of shipping, using trucks on the nation's growing highway system usually ended up being cheaper and easier, and in some cases much faster, too, and eventually air cargo became even more competitive for some types of jobs and clientele.The oil crises of the 1970s amplified this trend, collapsing the market for oil tanker ships and seriously damaging the overall shipbuilding industry, including in the US. Even with new US government subsidies meant to support the flailing industry, building ships in the US usually just didn't make much economic sense, the cost of building on US soil costing nearly twice as much as it did in some foreign ports.During the Reagan administration, even those 1930s-era subsidies were dropped, and that led to further collapse in the US shipbuilding industry. Before the end of these subsidies, the US was producing about 20 commercial ships per year, already a catastrophic drop from the World Wars era, but after the end of the subsidies, it produced five commercial vessels in the next eight years, combined.Some new subsidies were introduced in the 90s, when the Cold War ended, but the industry was in such bad shape at that point, orders from the US military and from commercial traders often went unfulfilled, or went wildly over budget. Some ships were finished, but riddled with so many flaws that they were unusable.US shipbuilders blamed foreign government subsidies, claiming they were really bad at their jobs because other countries were giving their shipbuilding entities more money to exist, and President Bill Clinton was able to secure an agreement with many of the US's trading partners to temper these subsidies a bit, in response to those complaints. Though when US shipbuilders realized this agreement would also mean they would lose some of their subsidies, in the tradeoff, they switched to campaigning against it, and the US ultimately wasn't involved in that agreement.The US's shipbuilding efforts improved a bit in the late-90s and early 2000s, but efforts elsewhere were better, and while the US produced about 3% of all commercial shipping tonnage, of all trade-related naval vessels, basically, in the early 1970s, by 1999, that was down to 0.25% of global tonnage.At this point, following that aforementioned agreement to reduce subsidies and others like it, much of the world's shipbuilding industries are on pretty solid footing without government support, while the US's is protected by the Jones Act, and very much not in solid shape; it's completely uncompetitive and wildly unproductive, and this has led to many secondary, knock-on issues, like increased prices, especially in places like Alaska, Hawaii, and Puerto Rico, but this actually reportedly costs the US economy something like 0.1 to 0.4% of its total GDP, so about $31.8 billion to $127.4 billion each year. And it's also hobbled our efforts to invest in things like offshore wind farms and other such infrastructure, because we simply don't have enough ships in operation to do that sort of thing. These ships also just cost so much to use, even when they're available, that the price of shipping and deploying things is overwhelming, especially compared to doing the same in other countries.In mid-March of 2026, the second Trump administration issued a Jones Act waiver for some types of product, including energy products, fertilizer, and related inputs, like ammonia. That means on an emergency basis, foreign-flagged, built, and staffed ships can operate in US waters, bringing these types of trade goods from US port to US port, without penalty.Within just two months of the waiver going into effect, dozens of foreign vessels entered the US trade market, reinforcing slumping trade routes and even creating new ones. The Gulf Cost to West Coast route has proved to be especially popular, seeing four times the trade activity from the Gulf to California in just those two months as we previously saw over the whole of 2025, combined, and a an entirely new route emerged, too, shipping naphtha from California to Texas.More shipping also arose between the US mainland and Puerto Rico, bringing propane to Puerto Rico in a usable volume for the first time because there are no liquified petroleum gas tankers in the Jones Act fleet; this meant that despite the large amounts of LPG produced in the US, Puerto Rico usually has to import their LPG from Chile and other foreign sources; this waiver allowed them to get it from the US mainland, instead.In April of this year, the Trump administration announced a 90-day extension of the Jones Act waiver. This waiver is intended to help moderate surging prices on all sorts of good, especially energy products, at a moment in which the closure of the Strait of Hormuz has created shortages of such products on global markets. That shortage has stoked inflation, all over the place, but especially in the US, hence this effort to temper that inflation; it is an election year in the US, after all.The waiver seems to be helping, in some limited regards at least, and it's providing all sorts of data for groups that oppose it, illuminating what seems to be latent demand for such trade routes, that demand typically unmet because of the limitations of the Jones Act on waterway and coastal trade in the US; there just aren't enough US-made and created and flagged ships performing this kind of trade because of that artificial monopoly.The American Maritime Partnership, however, which is a lobbying group put together by the US domestic maritime industry, recently launched an ad campaign aimed at ending the waiver, saying, basically, that the Jones Act protects the US maritime industry from unfair foreign competition, and that it protects the US from foreign threats that might otherwise infiltrate and negatively impact US markets; the implication being that terrorists or some such might come to the US with trade vessels, and then wreak havoc by doing terrorist things via these vessels, or maybe use them to bring more drugs into the country.Given the power such lobbying groups have in the US, there's a solid possibility that when an agreement is eventually reached with Iran over the Strait of Hormuz, and if global trade then returns to something like its previous default, this waiver will go away. That would be the politically expedient move by the Trump administration, because most people don't know enough about the Jones Act to care, but the maritime industry very much does, as without this artificial monopoly, they would probably be required to fundamentally change if they wanted to stay alive.There's evidence that getting rid of the Jones Act permanently might be beneficial on multiple fronts, especially in terms of inflation and overall economics, but also in terms of forcing the US maritime industry to make those costly, foundational changes. Despite the many possible benefits of doing away with this act, though, the ‘protect our borders from foreign invaders' aspect of the Jones Act might be enough to sway this administration toward fully reinstating it as soon as the conflict in Iran and inflation allows.Show Noteshttps://apnews.com/article/jones-act-trump-trade-abcac596db839bff3679b3117d2e81b2https://www.cato.org/blog/jones-act-waiver-data-reveals-universe-blocked-american-tradehttps://www.oecd.org/content/dam/oecd/en/publications/reports/2019/04/local-content-requirements-and-their-economic-effect-on-shipbuilding_f81e0027/90316781-en.pdfhttps://www.cato.org/blog/jones-act-contributes-offshore-wind-growing-painshttps://www.engine.online/news/us-maritime-group-urges-end-to-jones-act-waiver-7c1bhttps://gcaptain.com/chinese-cosco-tanker-delivers-asphalt-to-connecticut-under-jones-act-waiver/https://gcaptain.com/jones-act-waiver-reshapes-u-s-oil-trade-as-foreign-tankers-flood-domestic-routes/https://www.investopedia.com/terms/j/jonesact.asphttps://www.winston.com/en/legal-glossary/what-is-the-jones-acthttps://www.cato.org/publications/policy-analysis/jones-act-burden-america-can-no-longer-bearhttps://www.atlasnetwork.org/articles/the-jones-act-is-costly-harmful-and-dangeroushttps://www.maritime.dot.gov/ports/domestic-shipping/domestic-shippinghttps://en.wikipedia.org/wiki/Merchant_Marine_Act_of_1920https://en.wikipedia.org/wiki/United_States_Merchant_Marinehttps://www.cato.org/blog/jones-act-contributes-offshore-wind-growing-pains This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit letsknowthings.substack.com/subscribe

Have you started expecting therapy to do too much? In this episode, I sit down with therapist and writer Megan Cornish to talk about the pressure we place on therapy to solve problems that may actually stem from isolation, lack of community, and modern life itself. Megan shares that many of the struggles we now label as “mental health problems” were once held by friends, neighbors, faith communities, and everyday human relationships. She also breaks down ACT therapy exercises that can help you hold painful thoughts more lightly and reconnect to your values instead of chasing constant happiness. Get ready to rethink therapy, connection, and what makes a meaningful life. Check out our sponsors: Shopify - Sign up for a $1 per month trial, just go to shopify.com/anxiousachiever Chime - Head to chime.com/achiever to sign up Monarch - Use code ACHIEVER at monarch.com to get 50% off your first year Physician's Choice - Use code PCPODCAST10 at physicianschoice.com to get 10% off your entire order Whatnot - Get free shipping on your first order. Just search W-H-A-T-N-O-T in the app store and start scoring amazing deals In this Episode, You Will Learn 00:00 How capitalism and work culture affect mental health. 04:15 Megan's viral experiment with AI, LinkedIn, and gender bias. 10:00 Can therapy really work in the workplace? 14:30 How therapists became substitutes for friendship and community. 21:00 How therapy evolved beyond treating severe mental illness. 25:00 Did people cope better emotionally before therapy existed? 29:15 How AI relationships remove friction from connection. 33:30 The ACT therapy exercise that changed how Megan approaches friendship. 36:30 Why discomfort doesn't always mean something is wrong. 45:30 Why non-attachment to suffering exists across many traditions. 47:45 Do we actually need life to make perfect sense? 49:00 The “80-year-old self” exercise for perspective and gratitude. Resources + Links Get a copy of my book - The Anxious Achiever Watch the podcast on YouTube  Find more resources on our website morraam.com Follow Follow me: on LinkedIn @morraaronsmele + Instagram @morraam Follow Megan Cornish on LinkedIn: @megan-cornish

*EZ's new "DEFECTOR" hoodie available hereNote: "Act 2" is a separate published audio podcast.*Check out EZ's morning radio show "The InZane Asylum Q100 Michigan with Eric Zane" Click here*Get a FREE 7 day trial to Patreon to "try it out."*Watch the show live, daily at 8AM EST on Twitch! Please click here to follow the page.Email the show on the Shoreliners Striping inbox: eric@ericzaneshow.comTopics:*EZ trying to whip himself into shape.*Runner Girl Amy's reaction to qualifying for the Boston Marathon.*The Black Crowes were booed when Chris Robinson attacked the audience for chanting, "USA, USA, USA!"*MAGA Black Crowes fans leave in droves after Chris Robinson insult.*Nerd dismantles hard fact that aliens land, then take off near volcano.*One of the missing scientists was found dead.*Quick check-in with Pooh Bear.*Great moment in college baseball playoffs as West Virginia fans sing John Denver.*John Denver was a shitty, drunk pilot who's head flew off when he crashed his shit-box plane.*Pooh Bear went black and actually went back!*Dumb and Dumber John Denver / Rocky Mountains clip.*Asshole fraudster busted stealing millions of our tax dollars*Follow up to NFK disaster.*Asshole of the DaySponsors: Lexie Marie Photography, Jenison Pool and Spa Depot, Zalenski Outdoor Services, Impact Power Sports, Kuiper Tree Care, Frank Fuss / My Policy Shop Insurance, Kings Room Barbershop, Shoreliners Striping, Ervines Auto Repair Grand Rapids Hybrid & EV,Interested in advertising? Email eric@ericzaneshow.com and let me design a marketing plan for you.Contact: Shoreliners Striping inbox eric@ericzaneshow.comDiscord LinkEZSP TikTokSubscribe to my YouTube channelHire me on Cameo!Tshirts available herePlease subscribe, rate & write a review on Apple Podcastspatreon.com/ericzaneInstagram: ericzaneshowTwitterAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

*EZ's new "DEFECTOR" hoodie available hereNote: "Act 1" is a separate published audio podcast.*Check out EZ's morning radio show "The InZane Asylum Q100 Michigan with Eric Zane" Click here*Get a FREE 7 day trial to Patreon to "try it out."*Watch the show live, daily at 8AM EST on Twitch! Please click here to follow the page.Email the show on the Shoreliners Striping inbox: eric@ericzaneshow.comTopics:*Asshole of the DaySponsors: Lexie Marie Photography, Jenison Pool and Spa Depot, Zalenski Outdoor Services, Impact Power Sports, Kuiper Tree Care, Frank Fuss / My Policy Shop Insurance, Kings Room Barbershop, Shoreliners Striping, Ervines Auto Repair Grand Rapids Hybrid & EV,Interested in advertising? Email eric@ericzaneshow.com and let me design a marketing plan for you.Contact: Shoreliners Striping inbox eric@ericzaneshow.comDiscord LinkEZSP TikTokSubscribe to my YouTube channelHire me on Cameo!Tshirts available herePlease subscribe, rate & write a review on Apple Podcastspatreon.com/ericzaneInstagram: ericzaneshowTwitterAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley Christopher. Interview Summary: Ashley Christopher on Money Making Conversations Masterclass Guest: Ashley ChristopherHost: Rushion McDonaldPlatform: Money Making Conversations MasterclassFocus: HBCU access, scholarships, STEM pipeline, purpose-driven leadership Overall Summary Ashley Christopher shares the origin, growth, and impact of the HBCU Week Foundation, which she founded in 2017 to increase enrollment at Historically Black Colleges and Universities (HBCUs), remove financial barriers, and create direct pathways from high school to college and corporate America. What began as a local Wilmington, Delaware initiative evolved into a national movement that has facilitated over 10,000 on-the-spot HBCU acceptances and nearly $100 million in scholarships, including a landmark $40 million STEM scholarship partnership. The conversation blends entrepreneurship, education equity, resilience, faith, and purpose, highlighting how lived experience and authentic mission can scale social impact. Purpose of the Interview To spotlight the HBCU Week Foundation and its measurable outcomes (acceptances, scholarships, STEM investment). To educate families and students about on-the-spot college acceptance and scholarship opportunities. To inspire purpose-driven leadership, particularly among Black entrepreneurs and community leaders. To demonstrate how local solutions can scale nationally when rooted in authenticity and impact. To share a personal story of resilience, including surviving a stroke at age 29 and redefining purpose. Key Takeaways 1. Access Changes Outcomes HBCU Week’s on-the-spot acceptance model allows eligible students to receive immediate college decisions and scholarship offers at a live college fair. This removes prolonged uncertainty and barriers that often discourage first-generation and underserved students. Students bring their transcript, SAT/ACT scores, meet with an HBCU counselor, and can be accepted immediately. 2. HBCUs Are a Pipeline to Opportunity Ashley emphasizes that HBCUs are not just cultural institutions, but talent pipelines into corporate America, particularly for STEM fields. Enrollment growth and scholarship funding are as critical as brand awareness. 3. The Power of Strategic Partnerships A relationship that began with seven $40,000 STEM scholarships grew into a $40 million partnership with the American Chemistry Council. The goal: addressing a projected STEM workforce deficit while increasing diversity in the field. The partnership now supports 1,000 students committed to STEM majors at HBCUs, with nearly 600 awards already distributed. 4. Purpose Can Be Born From Crisis Ashley shares her experience of having a stroke at age 29, caused by birth control use, which required her to relearn how to write and regain physical mobility. The experience intensified her sense of urgency, discipline, and purpose. Surviving the stroke shifted her mindset from ambition to intentional impact. 5. Authentic Passion Fuels Scalable Impact Ashley never intended HBCU Week to become national—it was designed to serve students in her hometown. Growth occurred organically because the mission was authentic, focused, and student-centered. “When you love what you do and have a real passion behind the impact, it catches on.” Notable Quotes On Mission & Growth “The goal was to take care of the students in my hometown… I had no idea it would become national.” On On-the-Spot Acceptance “If you have the requisite GPA and SAT or ACT score, you can be admitted right there.” On HBCUs & STEM “If everybody around the table looks the same, we’re in trouble.” On Faith & Opportunity “I can’t take credit for it… but for my relationship with God, this wouldn’t be a thing.” On Purpose After Adversity “It created a different sense of drive and purpose in me.” On Impact “If I can’t help tier-one students, who can?” Conclusion The interview positions Ashley Christopher as a systems builder, not just a nonprofit founder. Her work demonstrates how education access, strategic partnerships, and lived experience can intersect to change thousands of lives. The conversation reinforces that scalable impact often starts with a local problem, clear values, and relentless execution. #BEST #STRAW #SHMSSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Assessing your team's culture is an important step for your culture's future development. Jason discusses best practices for assessing the culture and leading real change. View Full Show Notes Here: https://www.jasonvbarger.com/podcast/assessing-your-team-culture/ Jason breaks down the critical architecture of a comprehensive cultural audit, explaining how elite teams can move beyond superficial surveys to actively calibrate their organizational environments. Please rate and review the podcast to help amplify these messages to others! Summary: Why do so many organizations excel at collecting workplace data yet consistently fail when translating those metrics into meaningful execution? In this episode of The Thermostat, Jason V. Barger breaks down the structural gap between simply "taking the temperature" of a workforce and actively "setting the temperature" for future growth. He explores why standard digitized employee engagement surveys often fail when deployed in isolation, and details a holistic methodology designed to map pain points and optimize organizational workflows. Moving past automated human resources checklists, Jason defines a robust, three-angled strategy for a comprehensive cultural audit. This framework blends organization-wide quantitative surveys with deeper cross-functional interviews and executive vantage point discovery sessions. By constructing a participatory assessment process rooted in active listening and clear forward plans, leaders can avoid employee cynicism, secure long-term buy-in, and successfully position corporate culture as a non-negotiable strategy. Essential listening for C-Suite executives, operations directors, and culture transformation advocates committed to leadership in teams, this episode offers a practical blueprint for turning baseline diagnostics into an active, high-performance roadmap. Episode Notes & Timestamps: [00:00] Intro: Jason introduces the essential requirement of evaluating your current corporate state before designing a future trajectory. [00:01] Calibrating the Thermostat: A milestone reflection on 335+ episodes and the ongoing commitment to breathing good oxygen into global workforces. [00:02] Authentic Algorithms: Why genuine human feedback is critical in the age of automated bots, and how listeners can help amplify positive leadership messages. [00:03] The 6 A's Framework: An overview of change management theory and the circular roadmap of Assess, Align, Aspire, Articulate, Act, and Anchor. [00:05] The Survey Trap: Examining why many companies get stuck in a passive loop of "taking the temperature" without ever building a real operational strategy. [00:08] The Cultural Audit Blueprint: How to design a holistic evaluation process using quantitative surveys to isolate trends across all departments. [00:09] Cross-Functional Layers: The power of structured qualitative interviews with multi-tiered representatives to extract deeper frontline insights. [00:10] Senior Leadership Vantage Points: Leading discovery sessions with the executive tier to target pain points and align baseline data with macro visions. [00:11] Core Values as Tools: Parallels between precise, actionable cultural language and utilizing assessment data as a living mechanism rather than a decorative poster. [00:13] Pillar 1 - Participatory Inclusion: Ensuring every employee feels their voice is an essential building block of upcoming operational pivots. [00:14] Pillar 2 - Active Listening Posture: Overcoming survey fatigue by transparently synthesizing, contextualizing, and sharing assessment results back with the workforce. [00:15] Pillar 3 - Decisive Action Plans: Activating the remaining 6A phases to turn qualitative benchmarks into sustainable corporate habits. [00:16] Strategic Inquiries: Jason outlines strategic closing questions to ponder for leaders preparing to gauge their team's current landscape. Key Takeaways for Leaders: Move Beyond Metrics: Avoid institutional cynicism by ensuring that every culture or engagement survey is instantly paired with a visible strategy for operational action. Holistic Diagnostics: Build a multi-angled cultural audit that checks automated survey data against deep cross-functional focus groups and executive roundtables. Foster Active Ownership: Build a highly participatory assessment process where frontline teams realize they are active co-creators of the target organizational temperature. Listen to the full episode and access show notes at: Bio: Jason Barger is a husband, father, speaker, and author who is passionate about business leadership and corporate culture. He believes that corporate culture is the "thermostat" of an organization, and that it can be used to drive performance, innovation, and engagement. The show features interviews with business leaders from a variety of industries, as well as solo episodes where Barger shares his own insights and advice. Connect: Subscribe to our channel: Make Your 2026 Effective!  Book Jason with your team at https://www.jasonvbarger.com Like or Follow Jason

Episode 87, ACT 2: Idris Goodwin- The Tinkering Storyteller by Teaching Artistry with Courtney J. Boddie

Want to make a real, meaningful impact in the world? Not sure what's holding you back? Need to better define your goals and create a #roadmaptosuccess?Want to know how to #stayoncourse when life throws curveballs?Listen now to this interview with Dr. Paul Rivera, co-founder of BeActChange, to understand how you can #unleashyourpotential to #transformyourworld and beyond. Dr. Paul reveals:-- The powerful "Be.Act.Change." formula to #changeyourlife and #changetheworld  -- How to let go of “Safe” to follow your purpose and #followyourdreams -- The huge difference between maintaining positivity and building true resilience!-- How to Take #SmallSteps to Create Massive Change--  The real tools that help us #riseagain after life knocks us down-- And so much more!Connect with Dr. Paul now at: https://beactchange.com/#FearOfFailure #AbundanceMindset #ScarcityMindset #PersonalGrowth #SpiritualAwakening #EmotionalHealing #Resilience #MindsetShift #SelfDiscovery #PurposeDrivenLife #HumanConnection #HealingJourney #InnerHealing #CollectiveHealing #AuthenticLiving #SelfAwareness #MentalHealthAwareness #ImmigrantStories #ConsciousLiving #Breathwork #SettingBoundaries #SelfLoveJourney #Empowerment #Transformation #liveyourbestlife  #followyourpassion #followyourbliss #followyourvision #followyourcalling  #smallstepsmatter #smallstepsbigchange #smallstepsbigimpact #smallstepsbigchanges #smallstepsbigwins #riseup  #unleashyourstrength #transformyourlife  _____________________________________ABOUT SAMIA:Samia Bano is the #HappinessExpert, author, speaker, podcaster & coach for coaches and healers. Samia is most known for her book, 'Make Change Fun and Easy' and her #podcast of the same name. With the help of her signature Follow Your Heart Process™, a unique combination of #PositivePsychology and the #spiritual wisdom of our most effective #ChangeMakers, Samia helps you overcome #LimitingBeliefs, your chains of fear, to develop a #PositiveMindset and create the impact and income you desire with fun and ease…Samia's advanced signature programs include the Happiness 101 Class and the Transformative Action Training.Samia is also a Certified #ReikiHealer and Crisis Counselor working to promote #MentalHealthAwareness.  Samia models #HeartCenteredLeadership and business that is both #SociallyResponsible and #EnvironmentallyFriendly.Samia is a practicing #Muslim with an inter-spiritual approach. As someone who has a love and appreciation for diversity, she is a #BridgeBuilder between people of different faiths and cultures. Although Samia currently lives in California, USA, she has lived in 3 other countries and speaks Hindi, Urdu, and English fluently.  Want to learn even more about Samia? Visit www.academyofthriving.com :)To Book your Free HAPPINESS 101 EXPLORATION CALL with Samia, click: https://my.timetrade.com/book/JX9XJ

Want to make a real, meaningful impact in the world? Not sure what's holding you back? Need to better define your goals and create a #roadmaptosuccess?Want to know how to #stayoncourse when life throws curveballs?Listen now to this interview with Dr. Paul Rivera, co-founder of BeActChange, to understand how you can #unleashyourpotential to #transformyourworld and beyond. Dr. Paul reveals:-- The powerful "Be.Act.Change." formula to #changeyourlife and #changetheworld  -- How to let go of “Safe” to follow your purpose and #followyourdreams -- The huge difference between maintaining positivity and building true resilience!-- How to Take #SmallSteps to Create Massive Change--  The real tools that help us #riseagain after life knocks us down-- And so much more!Connect with Dr. Paul now at: https://beactchange.com/#FearOfFailure #AbundanceMindset #ScarcityMindset #PersonalGrowth #SpiritualAwakening #EmotionalHealing #Resilience #MindsetShift #SelfDiscovery #PurposeDrivenLife #HumanConnection #HealingJourney #InnerHealing #CollectiveHealing #AuthenticLiving #SelfAwareness #MentalHealthAwareness #ImmigrantStories #ConsciousLiving #Breathwork #SettingBoundaries #SelfLoveJourney #Empowerment #Transformation #liveyourbestlife  #followyourpassion #followyourbliss #followyourvision #followyourcalling  #smallstepsmatter #smallstepsbigchange #smallstepsbigimpact #smallstepsbigchanges #smallstepsbigwins #riseup  #unleashyourstrength #transformyourlife  _____________________________________ABOUT SAMIA:Samia Bano is the #HappinessExpert, author, speaker, podcaster & coach for coaches and healers. Samia is most known for her book, 'Make Change Fun and Easy' and her #podcast of the same name. With the help of her signature Follow Your Heart Process™, a unique combination of #PositivePsychology and the #spiritual wisdom of our most effective #ChangeMakers, Samia helps you overcome #LimitingBeliefs, your chains of fear, to develop a #PositiveMindset and create the impact and income you desire with fun and ease…Samia's advanced signature programs include the Happiness 101 Class and the Transformative Action Training.Samia is also a Certified #ReikiHealer and Crisis Counselor working to promote #MentalHealthAwareness.  Samia models #HeartCenteredLeadership and business that is both #SociallyResponsible and #EnvironmentallyFriendly.Samia is a practicing #Muslim with an inter-spiritual approach. As someone who has a love and appreciation for diversity, she is a #BridgeBuilder between people of different faiths and cultures. Although Samia currently lives in California, USA, she has lived in 3 other countries and speaks Hindi, Urdu, and English fluently.  Want to learn even more about Samia? Visit www.academyofthriving.com :)To Book your Free HAPPINESS 101 EXPLORATION CALL with Samia, click: https://my.timetrade.com/book/JX9XJ

Diving into the working ways of some of the world's greatest artists. -----SourcesDaily Rituals - Mason Currey-----Time Stamps:3:49 - Benjamin Franklin: The two questions and the "air bath."6:05 - Scott F. Fitzgerald: Work like a lion9:04 - Paul Erdos: Drugs and stimulants12:20 - William Gass: Work angry14:07 - Anne Rice: Flexibility, ease, and uninterrupted time16:42 - David Lynch: Find a thinking place17:40 - Umberto Eco: Thinking in the cracks 19:05 - Henri de Toulouse-Lautrec: Is it sustainable?20:50 - Twyla Tharp: Building a bridge22:20 - Graham Greece: Burn your youth, sustain as you age23:50 - Marcel Proust and Philip Roth: Go monk mode26:25 - Carl Jung: Make it boring28:15 - Thomas Mann: Setting Boundaries30:05 - Gustav Mahler, Twyla Tharp: Preparing to  be creative32:47 - Nicholson Baker, Thomas Wolfe, Fredreich Schiller, Woody Allen - Get creative, find your way37:20 - Pyotr Ilich Tchaikovsky: Do the unpleasant first40:25 - Bernard Malamud: The only thing that matters42:03 - Anthony Trollope - Advice on starting a craft44:52 - Gustave Flaubert: the ups and downs of the creative process46:38 - Ernest Hemingway: Keep some juice in the tank47:30 - James Boswell: The morning reminder49:55 - Gertrude Stein, Martin Amis, Joyce Carol Oates - Genius in endurance in disguise 52:22 - Ideas on making time, finding effortless work, and inspiration54:20 - Karl Marx: The right regrets56:00 - William James: The Solomon Paradox58:26 - Rene Descartes - Don't compromise your working way-----Check out my books below:Daily Greatness: Short Stories and Essays on the Act of Becoming Chasing Greatness 2nd Edition - Timeless Stories on the Pursuit of ExcellenceStay connected and check out more on our website:

Welcome to Navigating Bitcoin's Noise, the show where we cut through the clutter and bring you the clearest insights on Bitcoin. I'm your host, Kane McGukin, and today I'm joined by Nik Bhatia, author of Layered Money and visiting fellow at the Bitcoin Policy Institute.  In this conversation, we break down Nik's landmark paper on stablecoins and statecraft and why the GENIUS Act may be one of the most strategically important pieces of legislation in decades.  We get into how the Eurodollar system quietly exported dollar governance offshore, how stablecoins are designed to bring it back, and why the end of China's deflationary unsystem is forcing America's hand. We ask the question that matters: are stablecoins just a fintech product, or are they America's most powerful tool for our next money layer?  If you're tired of hype and want a first-principles breakdown of how dollar dominance actually works, and what the U.S. is building to protect it, this episode is for you. So sit back, relax, and let's get started.  Kane McGukinX: https://twitter.com/kanemcgukinSubstack: kanemcgukin.substack.com Nik Bhatia X: https://x.com/timevalueofbtcThe Bitcoin Layer: https://thebitcoinlayer.com/Bitcoin Policy Institute: https://www.btcpolicy.org/authors/nik-bhatiaPaper: https://www.btcpolicy.org/articles/stablecoins-as-statecraft-reclaiming-us-financial-sovereignty-in-the-eurodollar-market

Note: "Act 2" is a separate audio podcast*Check out EZ's morning radio show "The InZane Asylum Q100 Michigan with Eric Zane" Click here*Get a FREE 7 day trial to Patreon to "try it out."*Watch the show live, daily at 8AM EST on Twitch! Please click here to follow the page.Email the show on the Shoreliners Striping inbox: eric@ericzaneshow.comTopics:*EZ had a rough weekend with "The NFK."*Jacked 60 year-old dude married to 26 year-old wife.*Paraplegic FAFO*Asshole of the DaySponsors:Lexi Marie Photography, West Michigan Whitecaps, Zalenski Outdoor Services, Impact Powersports, Kuiper Tree Care, Frank Fuss / My Policy Shop Insurance, Kings Room Barbershop, Shoreliners,  Ervines Auto Repair Grand Rapids Hybrid & EV, TC PaintballInterested in advertising? Email eric@ericzaneshow.com and let me design a marketing plan for you.Contact: Shoreliners Striping inbox eric@ericzaneshow.comDiscord LinkEZSP TikTokSubscribe to my YouTube channelHire me on Cameo!Tshirts available herePlease subscribe, rate & write a review on Apple Podcastspatreon.com/ericzaneInstagram: ericzaneshowTwitterAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Note: "Act 1" was a separate published audio podcast.*Check out EZ's morning radio show "The InZane Asylum Q100 Michigan with Eric Zane" Click here*Get a FREE 7 day trial to Patreon to "try it out."*Watch the show live, daily at 8AM EST on Twitch! Please click here to follow the page.Email the show on the Shoreliners Striping inbox: eric@ericzaneshow.comTopics*A bunch of shitty artists have backed out of the "America 250" concert.*Trump calls artists "losers" and will now be the "headliner" with special opening acts, Milli, from Milli Vanilli and Vanilla Ice.*J6ers are trying to get there hands on 1,776 Billion in money Trump has set aside for them to take.*Maine Senate Democratic candidate is a total piece of shit. *Asshole of the DaySponsors:Please follow Indian Paintbrush Farm Sanctuary on Facebook and InstagramLexi Marie Photography, West Michigan Whitecaps, Zalenski Outdoor Services, Impact Powersports, Kuiper Tree Care, Frank Fuss / My Policy Shop Insurance, Kings Room Barbershop, Shoreliners,  Ervines Auto Repair Grand Rapids Hybrid & EV, TC PaintballInterested in advertising? Email eric@ericzaneshow.com and let me design a marketing plan for you.Contact: Shoreliners Striping inbox eric@ericzaneshow.comDiscord LinkEZSP TikTokSubscribe to my YouTube channelHire me on Cameo!Tshirts available herePlease subscribe, rate & write a review on Apple Podcastspatreon.com/ericzaneInstagram: ericzaneshowTwitterAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

This conversation explores Acceptance and Commitment Therapy (ACT) for people with brain injuries. The discussion covers the philosophical and theoretical grounding of ACT, its six core therapeutic processes, examples of cognitive defusion, metaphors to use with patients, cultural considerations, the transdiagnostic nature of ACT, how to use ACT with patients and their families, and much more. Show notes are available at www.NavNeuro.com/192 _________________ If you'd like to support the show, here are a few easy ways: 1) Get CE credits for listening to select episodes: www.NavNeuro.com/INS (for step-by-step guidance, go to: www.NavNeuro.com/CEguide) 2) Subscribe (free) and leave an Apple Podcasts rating/review: www.NavNeuro.com/itunes 3) Check out our book Becoming a Neuropsychologist, and leave it an Amazon rating   Thanks for listening, and join us next time as we continue to navigate the brain and behavior! [Note: This podcast and all linked content is intended for general educational purposes only and does not constitute the practice of psychology or any other professional healthcare advice and services. No professional relationship is formed between hosts and listeners. All content is to be used at listeners' own risk. Users should always seek appropriate medical and psychological care from their licensed healthcare provider.]

This episode takes a unique approach to ag finance: “Think like a lender. Act like an investor. Farm like an operator.” Jake explains how sophisticated lenders and institutional investors evaluate farming operations differently than producers often evaluate themselves. The discussion challenges farmers to step back and ask an important question: “If your farm walked into your office asking for a loan… would you approve it?” We break down: What lenders actually look at first when evaluating an operation What separates a “bankable” farm from a risky one Why consistency and decision-making discipline matter more than acres alone How lenders think in terms of risk while farmers often think in bushels The conversation introduces a practical framework for understanding farm financial health through three key buckets: Liquidity — Can you survive? Working capital Cash flow flexibility Burn rate management Equity — Can you withstand shocks? Land values Leverage ratios Collateral strength Efficiency — Can you win long-term? Cost structure ROI on assets Decision quality Jake also explains why institutional investors continue to value farmland as an asset class, what they see in agricultural real estate, and whether current farmland prices are sustainable. Additional topics include: Whether farmland is overpriced, fairly valued, or still undervalued What could actually cause land values to decline Why farmland may remain strong while farm cash flow weakens Long-term land financing versus operating lines Flexible financing structures and matching debt to asset life How growth-oriented operations approach lending differently What top-tier operators are doing differently in today's economy Conversations successful operators are having with lenders right now The episode also explores how data, performance analysis, and decision-making tools used in athletics and business could transform financial management in agriculture. Want Farm4Profit Merch? Custom order your favorite items today!https://farmfocused.com/farm-4profit/ Don't forget to like the podcast on all platforms and leave a review where ever you listen! Website: www.Farm4Profit.comShareable episode link: https://intro-to-farm4profit.simplecast.comEmail address: Farm4profitllc@gmail.comCall/Text: 515.207.9640Subscribe to YouTube: https://www.youtube.com/channel/UCSR8c1BrCjNDDI_Acku5XqwFollow us on TikTok: https://www.tiktok.com/@farm4profitllc Connect with us on Facebook: https://www.facebook.com/Farm4ProfitLLC/Farm4Profit Media is not a financial, legal, or tax advisor. Content is provided for informational purposes only, and we serve solely as a platform for third-party opinions. Any actions taken based on this content are at your own risk. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

  About this episode:  In Shakespeare's Macbeth, Act 5, Scene 5, the title character states that, “Life's but a walking shadow, a poor player, that struts and frets his hour upon the stage and then is heard no more.” That line resonates well with many during the opening months of the American Civil War. With war as their stage, many believed the struggle provided opportunity for personal acclaim and glory. Some were successful. Some were not—there at the beginning but not the end. And when politics, poor performances and toxic personalities reduced some to historical footnotes, there were some who had been waiting in the wings, took center stage and found lasting fame. For those who sought or were cast into roles as this nation was plunged into civil war, this is their story. A story—full of sound and fury—of those who were Early Players for the Union and Confederacy.            ----more---- Some Characters Mentioned In This Episode: Simon Cameron Irvin McDowell Robert Patterson John C. Frémont Henry Halleck Leroy Pope Walker   Subscribe to the Threads from the National Tapestry YouTube Channel here   Thank you to our sponsor, Celebrity Word Scramble. In collaboration with Fred Kiger, they have published a Civil War edition of the Celebrity Word Scramble series. Included in the book is 16 pages of Civil War facts, stories, and insights written by Fred Kiger. Get your copy of the book here   Thank you to our sponsor, The Badge Maker - proudly carrying affordable Civil War Corps Badges and other hand-made historical reproductions for reenactors, living history interpreters, and lovers of history. Check out The Badge Maker and place your orders here   Thank you to our sponsor Bob Graesser, Raleigh Civil War Round Table's editor of The Knapsack newsletter and the Round Table's webmaster at http://www.raleighcwrt.org   Thank you to our sponsor John Bailey.   Producer: Dan Irving

Ranked #1 for “USA Games” in search results, this landmark 10‑part narrative series from Special Chronicles follows the journey to, through, and beyond the 2026 USA Games in Minneapolis–St. Paul. Through immersive storytelling, on‑site sound, and firsthand voices from athletes, families, coaches, organizers, and Unified partners, the series brings listeners into the heart of the movement. Three Acts  • Act 1: The Road to the Games — Why the Games matter and how athletes prepare. • Act 2: Live from the Games — Daily on‑site audio, reactions, and behind‑the‑scenes access. • Act 3: Beyond the Games — Reflections, impact, and the legacy of inclusion. More than event coverage, this is a storytelling series elevating the voices of athletes with intellectual and developmental disabilities. Follow for all‑new weekly episodes June–July 2026. Listen or watch at SpecialChronicles.com/2026USAGames Episode ShowNotes & Links

This episode was sponsored by Cardiff & Profit With Kam    LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/ Today's Dropping Bombs episode features Kam Dasani, a former Silicon Valley sales executive who walked away from a six-figure corporate career to pursue full-time financial freedom through options swing trading.   Kam breaks down exactly how his system works and why swing trading is the smarter play for anyone with a busy life. He gets into the 85–90% win rate his team maintains, how members copy trades without any prior experience, and what it actually takes to start generating real side income from the market.   If you've ever wondered whether there's a simpler way to make your money work for you, this episode is worth your time.  

College is expensive, and I think we're all wondering if we're saving enough and what's the “right” amount to save? We are influenced by what our parents did, what we feel we can afford, and a slew of other factors. Ultimately, we need to make a decision, have a plan, and start saving. We break down the actual costs of higher education and our individual perspectives on what is enough and how much we've each saved for our kids. And we remind you all that you have more flexibility than you think, especially with the recent SECURE 2.0 Act. Get the full show notes, show references, and more information here: https://www.insideoutmoney.org/165-the-529-dilemma-how-much-do-you-actually-need-to-save-for-college/

Central Theme Praise and worship are not limited to church; they are a daily lifestyle that shifts one's spiritual atmosphere. Focus should be on what God is doing, not on negative or opposing forces. Power of Praise and Perspective Worship can be expressed through music, gratitude, and daily acknowledgment of God. Shifting focus from problems to God's work brings hope and encouragement. God is תמיד active and able to do new things regardless of age or circumstance. Main Scripture: Parable of the Sower (Luke 8) The “seed” represents the Word of God. The “soil” represents different heart conditions. There are four types of hearts: Hard heart: rejects the Word. Shallow heart: receives quickly but falls away under pressure. Crowded heart: distracted and choked by life's cares, riches, and pleasures. Good (fruitful) heart: receives, retains, and produces lasting fruit. Key Teaching: The Importance of Process God's will is not instant; it unfolds through a process. Spiritual growth requires patience and perseverance. Analogy: Like assembling furniture, skipping steps leads to problems. The Role of the Heart Spiritual outcomes depend on heart condition, not just hearing the Word. People respond differently to the same message بسبب their القلب. Faith does not automatically come; it depends on personal response. The Crowded Heart Distractions include: Worries (mental division and anxiety). Pursuit of wealth. Pleasures and comforts. These are not inherently wrong but become harmful when they overshadow God. Example: Solomon had everything yet found it unfulfilling. The Fruitful (Good) Heart Characteristics of a receptive heart: Receives and values the Word. Seeks understanding intentionally. Remains focused despite distractions. Produces results over time (30, 60, 100-fold). How to Cultivate a Receptive Heart Listen attentively: Be intentional and focused when hearing God's Word. Retain the Word: Reflect, meditate, and internalize it. Act on the Word: Apply it عمليًا to life. Stay persistent: Growth and results require patience. Warnings and Insights Information without application does not lead to transformation. Modern life creates “information overload,” reducing spiritual focus. Desire determines priority; people make time for what matters most. Final Encouragement Stay committed to the process. Keep trusting and applying God's Word. A fruitful life comes through perseverance and faithful response.

Wesley Wright Lighthouse Bible Church Sunday, May 31, 2026 2 Corinthians 8:1-5 Title: Philanthropy from the poor Notice the following: they gave freely they gave above their means and they understood the value of service to the brethren. The Macedonians were impoverished. They gave freely anyway for the sake of other saints, and Paul praised them for doing so. Paul was familiar with the people of Macedonia: Act 16:4-11, Act 19:13-22 What's the application for us? We should also give freely. There's no fixed amount to giving, and no NT commandment that believers tithe. Here's a reminder about where tithing was mandated for the... for full notes: http://www.lbible.org/index.php?proc=msg&sf=vw&tid=1792

Send us Fan MailA single sentence can change a family's future: “You've got one good ear, that's enough.” We sit down with Melissa Tumblin, founder of EarCommunity.org, to unpack why that belief harms kids and adults with microtia, aural atresia, and unilateral hearing loss, and what happens when families are left without clear answers, referrals, or coverage for the technology that can actually help.We follow Melissa's story from a corporate career to building one of the largest support networks for microtia and atresia families worldwide. She explains what these congenital ear conditions are, why the missing outer ear and ear canal can create a very specific type of hearing loss, and how early intervention, audiology, ENT care, and speech therapy become essential when a child is learning language. We also talk about the “seeing is believing” moment many parents experience when a bone conduction hearing device is turned on and their child hears clearly for the first time.Then we dig into the hardest part: insurance coverage. Melissa breaks down how denials happen, why “one good ear” is not a medical standard, and how those decisions ripple into safety, school, social confidence, and long-term opportunity. Finally, she shares the latest on Ally's Act, a bipartisan federal bill aimed at closing coverage loopholes for bone-anchored hearing systems and cochlear implants, plus the fittings, programming, surgical care, and therapies that make the technology work.If you care about hearing health care equity, microtia resources, and real access to medically necessary hearing devices, listen now, share this with someone who needs it, and leave us a review so more families can find the support they deserve.Visit our website and take our quick online hearing screener. And if you're ready to take the next step, our online hearing care provider locator can help you find a trusted hearing care professional near you. Taking that first step can make a meaningful difference, helping you stay connecting to the people and moments that matter most.  Omega AI hearing aids don't just keep up. They redefine what it means to be modern and discreet yet durable and comfortable for all-day wear.They're waterproof, everyday-proof, and designed to go the distance of your day and then some. All while tailored to your unique hearing needs. Connect with the Hearing Matters Podcast TeamEmail: hearingmatterspodcast@gmail.com Instagram: @hearing_matters_podcast Facebook: Hearing Matters Podcast

This episode was sponsored by Cardiff & Evergreen Distributors    LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/ Today's Dropping Bombs episode features Richard Ratcliff and Abhay Khattar, co-founders of Evergreen Distributors, a multi-million dollar hemp empire built from the ground up in under two years.   They break down the legal gray area that makes THCA hemp virtually identical to marijuana. Then they get into why going farm-to-store direct is the biggest untapped opportunity in a $50 billion industry, and what a looming government deadline means for every hemp business in America.   Four founders from different parts of the world who built something most people can't even dream up. If you're a smoker, an entrepreneur, or just someone who hates being told what to do, this one's for you.  

The former First Lady reveals that when Joe Biden melted down during his 2024 debate with Donald Trump, she worried it might be a stroke. Yet she also insists that she saw no signs of cognitive decline. Plus, hundreds of professors at the University of California call for a return to standardized testing with the SAT or ACT. Learn more about your ad choices. Visit megaphone.fm/adchoices

*Buy a EZ "DEFECTOR" hoodieNote: "Act 2" will be a separate published audio podcast.*Check out EZ's morning radio show "The InZane Asylum Q100 Michigan with Eric Zane" Click here*Get a FREE 7 day trial to Patreon to "try it out."*Watch the show live, daily at 8AM EST on Twitch! Please click here to follow the page.Email the show on the Shoreliners Striping inbox: eric@ericzaneshow.comTopics*Nick the Electrician's epic "Pro Data Center Rant."*Pooh Bear on the WARPATH over pool not being opened. *Kyle Busch is dead because he was a stubborn idiot.*10 years since "Ass in the jackpot."*Terry and Tommy reunite for "Ass in the Jackpot day"*Dog shoots woman with shotgun.*Story that seems fake about lady walking around holding her intestines.*Claude Lemieux passes away from suicide.*Darren McCarty beats up Claude Lemieux*Darren McCarty / Claude rematch*Vernon V Osgood*Asshole of the daySponsors:Please follow Indian Paintbrush Farm Sanctuary on Facebook and InstagramWest Michigan Whitecaps, Berlin Raceway, Indian Paintbrush Farm Sanctuary, Impact Powersports, Kuiper Tree Care, Frank Fuss / My Policy Shop Insurance, Kings Room Barbershop, Shoreliners,  Ervines Auto Repair Grand Rapids Hybrid & EV,Interested in advertising? Email eric@ericzaneshow.com and let me design a marketing plan for you.Contact: Shoreliners Striping inbox eric@ericzaneshow.comDiscord LinkEZSP TikTokSubscribe to my YouTube channelHire me on Cameo!Tshirts available herePlease subscribe, rate & write a review on Apple Podcastspatreon.com/ericzaneInstagram: ericzaneshowTwitterAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

*Buy a EZ "DEFECTOR" hoodieNote: "Act 1" was a separate published audio podcast.*Check out EZ's morning radio show "The InZane Asylum Q100 Michigan with Eric Zane" Click here*Get a FREE 7 day trial to Patreon to "try it out."*Watch the show live, daily at 8AM EST on Twitch! Please click here to follow the page.Email the show on the Shoreliners Striping inbox: eric@ericzaneshow.comTopics*Nick the Electrician's epic "Pro Data Center Rant."*Pooh Bear on the WARPATH over pool not being opened. *Kyle Busch is dead because he was a stubborn idiot.*10 years since "Ass in the jackpot."*Terry and Tommy reunite for "Ass in the Jackpot day"*Dog shoots woman with shotgun.*Story that seems fake about lady walking around holding her intestines.*Claude Lemieux passes away from suicide.*Darren McCarty beats up Claude Lemieux*Darren McCarty / Claude rematch*Vernon V Osgood*Asshole of the daySponsors:Please follow Indian Paintbrush Farm Sanctuary on Facebook and InstagramWest Michigan Whitecaps, Berlin Raceway, Indian Paintbrush Farm Sanctuary, Impact Powersports, Kuiper Tree Care, Frank Fuss / My Policy Shop Insurance, Kings Room Barbershop, Shoreliners,  Ervines Auto Repair Grand Rapids Hybrid & EV,Interested in advertising? Email eric@ericzaneshow.com and let me design a marketing plan for you.Contact: Shoreliners Striping inbox eric@ericzaneshow.comDiscord LinkEZSP TikTokSubscribe to my YouTube channelHire me on Cameo!Tshirts available herePlease subscribe, rate & write a review on Apple Podcastspatreon.com/ericzaneInstagram: ericzaneshowTwitterAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Enough of the fraudsters. Throw them all in jail or deport them. Cease fire extended. Maybe. The SAT and the ACT are back. Rokita doesn't like marijuana. Just say no to DiegoSee omnystudio.com/listener for privacy information.

Enough of the fraudsters. Throw them all in jail or deport them. Cease fire extended. Maybe. The SAT and the ACT are back. Rokita doesn't like marijuana. Just say no to Diego Indianapolis City County Council proposes to raise car registration rates. Keystone Group Plans for Major Renovations at Sheraton Hotel. Today’s Popcorn Moment: Bessent applauding US economy. Treasury Sec should not ignore the struggles of Main Street America. Why do Democrats hate men so much? Today on the Marketplace: Blood Bag Drink Pouches. Spencer Pratt surging in LA because of the "Honesty Taboo"See omnystudio.com/listener for privacy information.

Today, John discusses a push from hundreds of University of California professors calling for the return of SAT and ACT math requirements and Assemblymember James Gallagher joins the show to talk about his run for Congress in California's 1st District.

[powerpresss] My co-host Ken Suzan and I are welcoming you to episode 175 of our podcast IP Fridays! Today's interview guest is Bruce Dearling, patent attorney and partner at Hepworth Browne in the UK, and we talk about how non-technical features must be considered when assessing inventive step of patents at least according to recent decisions of the UK supreme court and the Unified Patent Court. Profile of Bruce Dearling UK Supreme Court Emotional Perception AI Limited UPC Abbot vs Sinocare But before we jump into this interesting interview, I have news for you: On May 20, 2026, the Swiss Federal Council adopted the fully revised Patent Ordinance, which will enter into force on January 1, 2027, together with the revised Patent Act. In the future, the Swiss Federal Institute of Intellectual Property will prepare a mandatory search report for each application; applicants can choose between a partially examined version and a full examination that assesses novelty and inventive step. The full examination costs an additional 300 Swiss francs, and renewal fees will increase by a total of eight percent over the 20-year term. On May 19, 2026, Asus entered into a licensing agreement with the Wi-Fi multimode patent pool managed by Sisvel, thereby ending all ongoing infringement proceedings. Sisvel bundles standard-essential patents in the pool from, among others, Atlantia, ETRI, and Mitsubishi Electric. On May 18, 2026, the UPC Local Chamber in Düsseldorf rejected Align Technology's application for a preliminary injunction against its Chinese competitor Angelalign. Angelalign may continue to sell its clear aligners within the UPC jurisdiction. Our partners Dirk Schulz, Ulrich Storz, and Wanze Zhang, together with Arnold Ruess, successfully represented Angelalign. The U.S. Patent and Trademark Office (USPTO) announced midweek that, since October of last year, it has invalidated or is seeking to invalidate approximately 10,500 trademark applications and registrations in eleven administrative orders. Reasons include forged attorney signatures and the fabrication of non-existent filing requirements. This stems from ongoing abuse of the U.S. trademark system, primarily by non-U.S. applicants, which can lead to conflicts with validly registered trademarks for legitimate businesses. On May 12, 2026, the British Court of Appeal overturned a lower court decision that would have required Nokia to grant interim licenses for video coding patents. The court found that Nokia's license offer to the Taiwanese manufacturers Acer and Asus had already been made on RAND terms. In May, the U.S. Department of Justice (DOJ) filed a brief in the ongoing Corteva v. Inari litigation, expressing antitrust concerns regarding certain patent practices in the field of plant breeding. This marks the first time the agency has actively intervened in a biopharmaceutical patent dispute with implications for seed innovations. Episode 175 of the IP Fridays podcast was a conversation I will not forget quickly. My guest Bruce Dearling, partner at Hepworth Brown in the UK and a patent attorney for 36 years, took a case through every level of the British court system up to the Supreme Court and, in doing so, fundamentally changed patent law for AI inventions in the UK. The case is called Emotional Perception, and its effects reach well beyond British borders. Below I summarize the key points from our conversation. The full episode is available at IP Fridays. A. What Is the Emotional Perception Case About? The underlying invention concerns artificial neural networks. Specifically, it relates to a method of closing what is called the semantic gap at the output of a neural network. That sounds abstract, but the idea is straightforward: a neural network always produces an output that does not fully correspond to what a human would actually expect or feel. Closing that gap brings the system closer to human perception and human expectations. Bruce Dearling drafted this application himself and filed it at the UK Intellectual Property Office (UKIPO). The Office rejected it as excluded subject matter, characterizing it as essentially a computer program as such. The legal basis for that rejection was the Aerotel decision from 2006. The case then went to the High Court, which found in favor of the applicant. The Court of Appeal reversed that decision. Then the UK Supreme Court stepped in and changed everything. B. The Aerotel Test and Its Flaws Since 2006, the Aerotel test had been the standard British method for assessing whether an invention falls within the excluded categories under patent law. It was a four-step approach: construe the claim, identify the actual contribution the invention makes to human knowledge, ask whether that contribution falls solely within excluded subject matter, and finally check whether the contribution is technical in nature. The problem Dearling described in our conversation is that Aerotel reverses the logical order of the analysis. You start with the contribution and only then ask about the exclusions under Article 52 EPC. The UK Supreme Court described Aerotel in its judgment as “unsound law” and overturned it. The EPO’s Technical Boards of Appeal had previously called Aerotel “disingenuous,” which at the time led to a public dispute between the British courts and the Boards. With the Emotional Perception ruling, that conflict has now been resolved in favor of harmonization with the EPO. C. What the UK Supreme Court Decided The Supreme Court made two central findings. First, the exclusion of computer programs “as such” is overcome as soon as a claim includes any piece of hardware. It does not matter whether that is a processor, a memory module, or any other component. The threshold is deliberately low. Dearling described this as the “any hardware” approach, which aligns fully with the EPO’s position following G1/19. Second, and in Dearling’s assessment the more important finding: when assessing inventive step, the invention must be considered as a whole. The Court introduced what it called an “intermediate step,” an analytical stage in which the interactions between all features of a claim are examined before the question of inventive step is addressed. Non-technical features cannot simply be struck out if they contribute to the overall technical effect of the invention. D. Inventive Step: The Intermediate Step This is the heart of the judgment. In EPO practice, Dearling said, it happens regularly that examiners strike through features they consider non-technical and thereby fail to assess the invention’s inventive step correctly. A recent Technical Board of Appeal decision, T 1249/22, already criticized this approach: a claim directed at a technical solution to a problem can be patentable even if the underlying problem is non-technical in nature. Dearling recalled a remark made by a Board of Appeal member at a hearing he attended years ago: “We understand that examining divisions can operate with a degree of mental laziness and that it’s too easy to throw too many things out of the basket when considering the issues of inventive step.” That quote stayed with him because it names a structural problem that the intermediate step now addresses directly. The British method for assessing inventive step is the Pozzoli test, which differs from the EPO’s problem-solution approach. The Supreme Court explicitly retained Pozzoli because the problem-solution approach, in its view, is structurally infected with hindsight reasoning: you already know the invention, you work backwards to formulate an objective technical problem, and then you ask whether it would have been obvious for the skilled person to arrive at precisely that solution. Dearling sees this as a source of unfairness toward genuine inventions. E. Alignment with the Unified Patent Court In April 2025, the Court of Appeal of the Unified Patent Court issued a decision in Abbott v. Sinocare (APP_000000901/2025, judgment of 17 April 2025). Dearling pointed out that this decision uses language and reasoning strikingly similar to the UK Supreme Court’s Emotional Perception ruling of February 2025. That is significant because the UPC is bound neither by UK courts nor by the EPO. The overlap suggests voluntary convergence. Dearling reported a conversation with a person close to the EPO, whom he did not name, who used the word “permissive” to describe the UK Supreme Court’s approach and indicated that the EPO might move toward it. Whether and how quickly that happens remains to be seen. What is clear is that the UPC, as the new European patent court, is setting its own standards, and the question of how to handle non-technical features in inventive step assessment is now being asked at multiple levels simultaneously. F. Implications for the EPO and Practice The EPO is not directly bound by the ruling. It is an administrative body, not a court. Dearling is nonetheless optimistic that change is coming. On one hand, external pressure is building: when the UK Supreme Court and the UPC articulate similar principles, convergence becomes hard to resist. On the other hand, Article 27.1 TRIPS requires all contracting states to make patents available in all fields of technology. Examiners routinely striking non-technical features from AI claims and rejecting them on that basis sits uncomfortably with that obligation. For the underlying application in the Emotional Perception case, the ruling has a pointed consequence. The Supreme Court did not grant the patent itself; it referred the matter back to the UKIPO for reconsideration under the intermediate step. The Office’s subsequent response was, in Dearling’s words, unconvincing. He suspects the Office is attempting to reintroduce the Aerotel test through the back door. As a last resort, he has not excluded a judicial review, a procedure that does not simply challenge the substantive decision but holds the Comptroller General of Patents to account for whether the Office is deliberately circumventing the Supreme Court’s direction on the intermediate step. That is, as Dearling put it, “a nuclear option,” but one he would not rule out if the evidence in the file already suggests the Office is in contempt of court. There is also an international dimension. Singapore’s Intellectual Property Office launched a public consultation shortly after the ruling, asking whether Singapore should adopt the Emotional Perception approach into national law. That is British soft power operating in real time within the Commonwealth. G. Three Takeaways for Patent Practitioners At the end of our conversation I asked Bruce Dearling to distill the most important practical points. His first takeaway: make sure the claim contains hardware. This applies not only to UK and European applications but is simply good drafting hygiene. Without hardware in the claim, the application remains exposed. The second takeaway concerns the description. Anyone filing an AI invention needs to explain clearly which function is achieved by which piece of hardware, circuit, or software. Not as boilerplate, but as a complete technical account that describes the real-world effects. Dearling’s experience is that practitioners who write the claim first and fill in the description afterward run into trouble. The third takeaway emerged from the conversation itself: how the EPO assesses inventive step for AI inventions is not a settled question. It is worth following the development of UPC case law and any shifts in EPO practice closely. Anyone advising on AI patent applications today needs to know these arguments. H. Conclusion The UK Supreme Court’s Emotional Perception ruling is not a British footnote. It has declared the Aerotel test dead, introduced the intermediate step that brings non-technical features back into the inventive step analysis, and set off a convergence movement that is already visible at the UPC and still pending at the EPO. For everyone working in AI patent practice, whether in prosecution, examination, or counseling, this ruling is required reading. Rolf Claessen: Our interview guest on IP Fridays podcast is Bruce Dearling. He has been in the IP field and a patent attorney for 36 years and is partner at Hepworth Brown in the UK. Thank you very much for being on the podcast. Bruce Dearling: My pleasure, Rolf. Thank you for inviting me. Rolf Claessen: All right. We just met at the INTA annual meeting in London. And you talked about the UK Supreme Court case where you were involved. And the core questions were whether non-technical features would be considered when assessing inventive step of patents. Can you briefly summarize this case? Bruce Dearling: It’s a bit more than that. It started — I actually wrote the case. And I prosecuted it through the patent office. The patent office rejected the case for being excluded subject matter. So pretty much the excluded subject matter provisions in the UK are nearly identical. They’re as near as practical to the language of the EPC, so those of the European Patent Office — Article 52.2. But again, they apply as such. The actual technology relates to artificial neural networks. And the invention related to a very clever way of what is termed closing the semantic gap at the output of the neural network. So that means that in a neural network, there is always a discrepancy between the output of the neural network in terms of what it’s telling you you should be thinking essentially, and what reality is. So if you can close the semantic gap, then you align the neural network or the artificial intelligence system to better reflect human knowledge or human reactions and human expectations. So that’s really what the invention is about. There’s no point in going into too much detail with it — that’s the way it is. It’s very clever. So the UKIPO rejected this because they said it was essentially a computer program excluded from patentability as such. And they used a decision which is called Aerotel, which has been around since 2006. And that decision has caused considerable consternation and tension between the EPO Technical Boards of Appeal and the UK courts. Aerotel was described as being essentially disingenuous by the EPO Technical Board of Appeal. And the UK courts pushed back and said, you don’t know what you’re talking about. So that’s where it fell apart. So that’s where they rejected it for essentially being a computer program as such, possibly with a bit of business methods thrown in as well. But let’s leave that for the time being. So the case then went to the High Court and at the High Court, we won. The judge said, actually, it’s not a computer program. Neural networks aren’t computers. They’re not programs themselves. There’s more to them than that. And the invention as claimed is not excluded from patentability as such. The UKIPO obviously weren’t very happy about that because they liked their Aerotel case and so they appealed it. And they appealed it on several grounds, including a new one, which was that it was a mathematical method. The Court of Appeal decided that the UKIPO was right and that we were wrong, so we lost the case. So we then went to the Supreme Court. Well, actually, they denied us an ability to go to the Supreme Court. The court said no appeal. We went — actually, no, I think there is a bigger issue here — because we realized, or I realized at that point, that the work that we were doing was much broader than this. It requires real consideration of what an invention is at a fundamental level. So not only exclusions, but how inventive step is applied. And these issues were built into the case from the very beginning. And they sort of — I wouldn’t say crept up on the court as we went through — but they became more and more prominent to the extent that ultimately, when we made an application to the Supreme Court, the Supreme Court went, yeah, we’ve got some issues here. We want to hear the full arguments on why this is not excluded from patentability, why Aerotel is potentially bad and how we more or less try to align ourselves with the European Patent Office. So that’s essentially what happened. And the Supreme Court hearing was last July. It took them the thick end of eight months to come out with a decision, which was issued in early February, at which point the entire legal landscape in the UK changed because they said we were right. The Patent Office doesn’t know what they’re talking about. Aerotel is bad. It’s unsound. That’s what they described it as — unsound law. It needs to be removed and we’re going to harmonize with the European Patent Office. So before I — I’m just going on a bit of a rant here, standing on my soapbox telling you what you already know. But the Aerotel test essentially was — it was a four-step test, past tense. So you firstly had to construe the claim. That’s pretty straightforward. Then you actually had to identify the actual contribution. This is what they said — identify the contribution. Really in this aspect, you’re asking what, as a matter of substance rather than form, the inventor has added to human knowledge. So that’s what they said the contribution was. And then they said, the next step in Aerotel was to ask, well, does that contribution fall solely within the excluded subject matter field or realm? And then they said, well, if you get through that question, then you check the actual contribution or the alleged contribution to see whether it’s technical in nature. So that’s the Aerotel test as it was. And what the Supreme Court in their unanimous final decision said was that Aerotel at best jumbles up the order. It reverses the logical order of the analysis by starting with the contributions and then addressing the Article 52 exclusions. And then finally it goes back to what the technical nature of the invention is about. So they really went, no, we don’t like any of this stuff. It’s bad, it’s stupid, it puts the cart before the horse. So, in the intervening period between finding the case and actually seeing it progress all the way to the Supreme Court, we obviously had the G1/19 decision from the EPO Enlarged Board. And they basically said that they are going to validate any hardware as the approach. And that’s essentially what the UK also went with. The UK Supreme Court said we’re going to say that the threshold of patentability — or the exclusion to patentability — is simply overcome by the inclusion in a claim of any piece of hardware, whether it’s a processor or a piece of memory or whatever. It doesn’t matter. Any hardware makes the invention a technical invention. So it’s a really low threshold to consider. And they then went, well, actually, if we now align and harmonize with the European Patent Office sensibly, then we need to look at how we assess inventive step, which is the other thing that we raised with the Supreme Court. In fact, we probably raised it at other times and in all the other instances as well, but it came to a head at the Supreme Court. So the Supreme Court then also went a bit further and said, well, actually, whilst we do like the global approach to assessing inventive step for all fields of technology — whether it’s chemistry or biotech or electronics or software or AI — we use a test called Pozzoli. So that isn’t problem-solution. We don’t like problem-solution. We think it’s not codified in the European Patent Office. It’s just a mechanism that the EPO has come up with to try to objectively assess inventive step. We don’t particularly think that’s appropriate. We like our approach called Pozzoli. That’s it. So we’re going to say with Pozzoli, however, in order to actually understand — particularly in the context of mixed inventions having technical and non-technical features — it’s necessary for the examiner to undertake the so-called intermediate step, where you have to look at the interactions between features within a claim. The invention is defined by the claim. That’s what the act says. That’s what everyone understands. It’s the invention defined by the claim. So you look at the claim features and then you have to understand the interactions that take place. And even if they are between technical and non-technical features, if they bring about an overall technical effect when you consider the invention as a whole, then your claim should be good and you can assess it for classical inventive step. So that’s really where we’re at. There’s a lot to unpack there already. It’s probably a podcast in its own right, but that’s the positive history of where we’re at. And I can keep going if you wish me to for a second and talk about why I think this is — we’ll just contrast it quickly with the problem-solution approach at the EPO and COMVIK. So for inventions in the computer-implemented field, they use COMVIK and the problem-solution approach. The Supreme Court said, as I said, they don’t like problem-solution. I think the problem-solution issue is that it is also inherently pre-baked with hindsight because you have to look at the invention and then step back and exclude those features which are common. And then you formulate a problem based on the function that the claim achieves. And then you’re asking whether or not it would be obvious for a skilled person to arrive at the claimed invention, having been given that hindsight-developed problem. So COMVIK is not great by any means. And we know from a practical perspective that examiners are only too willing to look at a claim and simply line through features which they believe are non-technical, whereas they don’t actually look at the interaction of those features in the context of the claim as a whole. There is also a decision — very recent one actually, about a year ago — T 1249/22, where the Technical Board of Appeal told the examiners and the examining division, you cannot do this. It’s okay to have a claim directed towards an invention in a non-technical field, as long as the invention is directed to a technical solution of that problem. I think it’s paragraphs 11 and 12 or 10 of that decision that are worth looking at. But they’re saying that in all fields of technology, it doesn’t matter as long as the technical solution is about technology — therefore, you should be able to obtain a patent as long as there is a realistic and appropriate technical effect. Be careful actually, Bruce — I don’t mean technical contribution, I mean technical effect. There’s a reason for that distinction. Rolf Claessen: The non-technical features are nevertheless used to assess inventive step in the UK now after this decision, right? Bruce Dearling: Yes, that is the intermediate step. The decision says you must look at the invention as a whole. It’s the important thing. There are a couple of issues that arise out of this. The first one is that you have to provide context for the invention. The Supreme Court never provided any specific guidance about how we deal with the intermediate step or what the exact test is, which is in some respects fine. It seems to be fairly clear that you just have to engage your gray matter — your neurons — to work out what is going on in the real world. And once you work out what’s going on in the real world, what the benefits are, then you look at whether or not the actual implementation of the invention fundamentally has a technical flavor to it, which is not just coding, not just simple coding, but it does something smarter. There’s a real technical impetus. There’s a technical effect. Now that actually brings me onto something I’ve postulated or said. I think the intermediate step will follow something like what I’ve termed the holistic character test, which essentially is: work out what’s going on in the real world. Then once you’ve worked out what’s actually being achieved, what the benefits are, what the invention’s concerned with, then you ask the question, how am I achieving it technically? And how is there a technical effect? How does the technical effect arise? That brings out a couple of issues. The first one is that it’s actually about the word “contribution” because it depends on how the word is used. So if you look at head note one in COMVIK, it uses the word “contribute” — how the non-technical feature contributes to the invention. So that’s an additive inclusive concept. The UK IPO historically, and arguably at the moment today whilst they’re trying to retrain their 400 examiners — which this has caused them to have to do — their idea of contribution is this backward-looking concept. So technical contribution and technical effect, I think — although we mix them up and interchange them — are distinct. Technical contribution: you’re looking backwards. Technical effect is what you look at when you look forward into what’s going on. So this is subtle — it’s really subtle, but it’s important. And once you realize that you are actually looking for the technical effects, then you’re on much safer ground. It’s much more objective in terms of the assessment. This might be somewhat contentious, because it’s the way I’m looking at this, but I’ve been working on this a long, long time and thinking about it for probably decades, worryingly so. So technical contribution and technical effects are probably not the same, where they are interchangeably used to mean the same thing within existing decisions. Rolf Claessen: And in the beginning you said, now that Aerotel is dead basically, it’s more harmonized with the EPO’s approach. But what I take from the discussion now is that maybe — especially in view of the problem-solution approach — it’s not fully harmonized with the EPO’s approach at the moment, right? Or did the UK Supreme Court get something wrong, or was that a desired outcome from your point of view that this is not so completely harmonized with the EPO? Bruce Dearling: Well, the EPO — the any-hardware solution is fully harmonized, no doubt. So it’s now a question of inventive step under Article 56 or Section 3 of the Act. The EPC nowhere mandates the use of problem-solution. And we know that there are many different ways of actually assessing inventive step, including the concrete elaboration test from last year and problem-of-invention approaches. So there are numerous ways of assessing inventive step. So the UK says, “Pozzoli — we like Pozzoli.” Interestingly, I had a discussion with someone I probably can’t mention. They’re saying that the UK approach may actually be more permissive now. It might even influence how the EPO operates. So they may move away from COMVIK towards more of a Pozzoli approach, which basically says this: You identify the notion of the skilled person — step one. You identify the common general knowledge of that skilled person — step one B. You identify the inventive concept of the claim in question, where you construe it if you can’t work out what it is. You then identify what the differences are. And then you ask the question, is it obvious to the skilled person, given knowledge of the common general knowledge? This is entirely not artificial because, as I said beforehand, when you look at problem-solution, you are formulating a problem by backtracking from what the claimed invention is to a situation where you say, well, these are the common features and I’m going to project a problem to try and solve. Now that is already tainted with hindsight reasoning. It’s not safe, it’s not thoroughly objective. There is an inherent problem with this which sees good inventions cast by the wayside. Although it’s a preferred mechanism, it’s not fully baked. There are situations where examiners are inherently lazy, or they just simply use something like the requirements specification argument, which is just factual. It just demonstrates that they can’t be bothered to actually argue it properly or think about what the invention is. Sorry to any examiners listening to this, but this is just my personal view, that sometimes there are problems. I’m reminded of a quote from an EPI hearing I was at a long time ago, where the Legal Board of Appeal member said: “We understand that examining divisions can operate with a degree of mental laziness and that it’s too easy to throw too many things out of the basket when considering the issues of inventive step.” Now that one has stayed with me because you think — did someone just say that? And the answer is yes, they did. But it just goes to show that there is some tension between the TBA and the examining divisions, and they don’t always get it right. Rolf Claessen: So there might be a small difference now between the UKIPO’s future approach of assessing inventive step and the EPO? Bruce Dearling: Yeah, it might do. But the other interesting thing here — and thank you for pointing this out, I hadn’t entirely caught up with it, I’ve been traveling beforehand and I missed some of the UPC case law. So the UPC case law — in, was it — yeah, we talked about that. Rolf Claessen: Yeah. There was a decision in April, Abbott versus Sinocare. Bruce Dearling: Yeah, 901 of 2025. So a Court of Appeal decision from the UPC. It was APP_000000901, I believe, 2025. Decision 17th of April, hearing 27th of March. The UPC is not bound by — it’s a court. The European Patent Office is not a court, it’s an agency that administers and looks after the administrative rule of law. So the fact that this decision came out from the UK Supreme Court in February, and you see almost identical language used in the UPC decision, suggests that there is some alignment here, or some convergence in thought. Now, whilst the UPC decision also references G1/19 and uses problem-solution, there is enough — you’ve got to bear in mind that high-level courts do look at each other’s decisions. And this is really a question of influence and the desire to converge. So the fact that they’ve done this at this time is quite interesting. Again, I can’t quote someone directly from the EPO, although I would love to. They were saying — at a very high level — and they used the words “converge UPC practice towards UK Supreme Court practice on interpretation of the law.” So this may actually be happening in real time. Again, it would be wrong to actually refer to anyone by name, but it’s an observation that when I looked at the case, I can see why this is going ahead. And I can see why the judiciaries — they want to maintain independent judicial controls. They won’t reference the UK Supreme Court decision, not least because we’re not in the UPC. But if you look at the arguments in sections 106 and 107 of the UK Supreme Court’s Emotional Perception decision and head note one, you go — wow, this is very close. Rolf Claessen: Very close and nearly identical wording. Yeah. And the UPC also now uses non-technical features for assessing inventive step. Is that a problem for the EPO that has historically been aggressive in throwing out non-technical features for inventive step analysis? Bruce Dearling: Well, I think they really need to get to the situation — I don’t know — this holistic character test that I’m sort of proposing, where you really have to think about what the invention is achieving, and then look at how it’s technically being achieved. And then if you look at that again in the context of that other decision I mentioned — T 1249/22 — it says something like, in the case of an invention that amounts to a technical implementation of a non-technical method, provided the non-technical method does not contribute to the technical character of the invention. The board validated the approach of identifying the non-technical method and then goes through and says it’s patentable. There are decisions like this which suggest that examining divisions have to give it a bit more thought, because the Technical Board will realize that to satisfy the WTO requirements — which pretty much everyone is bound by — Article 27.1 TRIPS, which requires that you protect all fields of technology. And that means whether it’s data processing or business methods, because business methods can be patentable so long as they are implemented on a technical basis. That essentially seems to be what T 1249/22 is saying, although it doesn’t explicitly say “allowing business methods.” The exclusion is only “as such.” So does this decision, in combination with the Supreme Court case and the movement of the UPC, say: well, actually, let’s look at this properly? It requires objective assessments, not just superficial “let’s strike through that feature because I don’t like it, it looks non-technical.” Rolf Claessen: So are you hopeful that the EPO is adjusting and will reshape their case law in view of the UPC decision and the UK Supreme Court decision? Bruce Dearling: It’s a bit unfortunate that the corresponding UK case at the EPO was dropped by the applicants, because it was heading towards an examination hearing at the examining division. It would have gone to the TBA, and I’m sure it would then have gone from the TBA to the Enlarged Board. I’m pretty sure that’s the case. There is another case from the same client which will probably argue the same thing because the specs are almost identical. It’s just lagged in time. So is it going to change? I hope so, because I think the EPO have got it wrong — more often than not in this field. Well, maybe not more often than not — they get it wrong more times than they should do. Would I like to see it changed? Yes, I would, because I want the examiners to actually think about the technology as opposed to just — oh, it’s not — I don’t want to engage the gray matter. That serves no one. That doesn’t serve technology. That doesn’t serve industry. These patent rights are there for a reason. They are property rights. I’m referring to the award of the 2025 Nobel Prize for Economics — they are a core driver for society’s development. So the 2025 Nobel Prize was for something called creative destruction — the replacement of old technology with new — and it’s based on the patent paradigm. So all this stuff is coming to a head now. It’s just a question of how quickly the EPO actually catch up, and maybe they have something to catch up on. It’s just understanding that the examiners have to start to think. As I said, we’ve got the issues at the UKIPO where they’re going to have to retrain 400 examiners. Rolf Claessen: Yeah, right. Bruce Dearling: The Emotional Perception case wasn’t granted by the Supreme Court. They referred it back to the patent office for consideration under the intermediate step. So the patent office produced a response that I would describe as — I’d say arguably — not well reasoned, which I’ve filed the response to, which basically says you don’t really know what you’re talking about. What really worries me a bit is that I think they’re trying to introduce the Aerotel case through the back door. It’s backsliding. It’s a mechanism for trying to apply it in a different way or a different context, which would be wrong. I think they believe that the applicant will appeal this if they get a bad decision — they will appeal it back to the courts again via the High Court, Court of Appeal, Supreme Court route. I say maybe not. I say maybe the client will file what they call a judicial review, which is a nuclear option. That’s when you actually hold the Comptroller General of Patents to account and get full discovery of whether or not there’s internal documentation showing that they are deliberately circumventing the direction of the Supreme Court on the intermediate step. This is basically holding them to account and saying: if you’re not applying the intermediate step appropriately, you are in contempt of the law. So judicial review is a really serious thing to do, but it’s certainly something I would not exclude from consideration. We’ll see what happens. It’s not saying we’re just going to go through the courts and make them decide on this. We’re going to say you’re wrong. And there’s already enough evidence in the files to suggest that they are probably in contempt of court and they’re not applying the intermediate step appropriately. They may not know any better at the moment — they need to be guided — but the consequences for them are potentially severe. Rolf Claessen: I have another question for you. You were the instructing attorney — do you think the decision was perfect? What argument that you made was the most underappreciated by the court? And where do you think the judgment got it wrong, or was it all perfect? Bruce Dearling: No, it got 90% or 95% correct. The intermediate step is right. That’s the most important thing in the decision — it’s the intermediate step. The any-hardware thing — that’s logical, that makes some sense — but if people say “if the any-hardware rule is the important bit,” no it isn’t. It’s the intermediate step. That’s the important thing. Where do they go wrong? I think they went wrong because — and you’ve got to bear in mind that unlike German courts, I’ve got to be careful about how I express this — generally, as I understand it, and correct me if I’m wrong, but the judiciary in Germany on patent cases are generally more technically able. They’re normally technically qualified. I look at the Supreme Court justices and the Court of Appeal justices — we had one who was a humanities undergrad, one was a chemist. Good luck with trying to argue complex artificial neural network technologies, which are difficult even for me to understand. And I’ve been working in the field. They’re hard to understand. They require real understanding, real appreciation. They could say, well, actually we don’t need to look at the technology — but frankly, if you’re looking at the statutes and exclusions to patentability and asking what a computer program is, then you need to understand what these technical terms really are. And if you can’t, then the judgment is potentially flawed. Their finding that the neural network is a computer program is, I think, technically obtuse. You know that the Singaporean government — the Intellectual Property Office of Singapore — released about six weeks ago a consultation note to the Singaporean profession and population, asking: is the Emotional Perception case right, and do we need to adopt it into Singaporean national law? So this is direct soft power from the UK Supreme Court changing Commonwealth legislation and statutes. We’ll see what happens. But from what I’ve seen of a draft response from the attorneys, they’re saying essentially: we agree any hardware is right, the intermediate step is right. The assessment of the neural network as a computer program is wrong, or it just doesn’t make any sense. And I’ve made the same comments before in SIPA, in the relevant round in March. There’s a disconnect. I mean, it’s like they equate a computer program with being able to be run on an analog computer. Now, an analog computer has no central processing unit. An analog computer just has resistors and transistors and capacitors. So if they’re saying that an analog computer can run a program — that’s essentially what they’re saying in part of the judgment. Where is the program in an analog computer? And if they’re saying it’s in the values of the resistors and the capacitors, then that has implications for any circuit we’ve got — it’s potentially a computer program — which is just madness, because it doesn’t sit well with the legislation and decisions we’ve looked at over the last 50 years. This is a real problem. It may be a storm in a teacup because you can overcome the objections by having any hardware, but it’s an argument they shouldn’t have been making. It seems to be abstract legal argumentation which has little credibility in my personal view, although it’s now law. It may be that someone can take that, have an argument with the Supreme Court, get them to fix this. The other thing is the EPO looks at a neural network as a mathematical method, and the UK now says it’s a computer program. Neither is right. The EPO is wrong as well. If you look at the actual decision which they regularly quote — the Vicom case — if you actually read the claim and look at the case, you see that it doesn’t make a huge amount of sense. A neural network has applied mathematics in it. It can be based on a computer program because it’s required to set up the learning objectives and the loss function. Mathematical processes — it tweaks the weighting factors of neurons over the course of the training epochs. But at the end of the day, if the function performed by the neural network is new and it’s directed towards a technical implementation which is technically relevant, then it shouldn’t fail for being a mathematical method. And I think the EPO guidelines actually say that. Even recommendations — the UK court said that a recommendation is not technical. Well, actually it is, because it’s data processing, and you’ve got to work out how does the data processing work to provide an improved recommendation? Again, it goes back to the T 1249/22 decision. There’s a whole raft of these things which are left not entirely resolved. There’s enough here to keep someone busy for a few more years. Rolf Claessen: Right. So I have a question for you now that we’ve talked about the decision of the UK Supreme Court and the UPC — the Unified Patent Court — with very, very similar wording. What do you say are the three most important takeaways for patent practitioners in the US, in Europe, in the UK, before the EPO? Are there any things that you really want patent practitioners to take away from our discussion here? Bruce Dearling: Yeah, okay. So first: make sure the claim has some structure in it. You need to have any hardware. That’s number one — in terms of claim drafting. In terms of the description, you really have to understand what the invention is about. And you’ve got to make sure that you explain what function is achieved by what piece of hardware, kit or software. And if you do that — don’t nickel-and-dime this by writing the claim first — I would suggest that you run into problems. You need to understand what the invention is about. And you need to make sure that the description is complete and full to describe the functionality and the effects that are achieved in the real world. And if you can do that, then you’re on a much sounder basis — much, much stronger. There’s a much stronger foundation for this. So that’s two things. Is there a third one? That’s me being a bit cheeky, but I suppose I know what’s going on. Rolf Claessen: Yeah, but maybe the third takeaway is that maybe the EPO will rethink the way — at least how AI inventions are assessed for inventive step. Bruce Dearling: Well, as I said to you before, it could be that that’s the case. I don’t want to repeat myself again. The word “permissive” was used in a conversation I had with respect to the UK Supreme Court approach. COMVIK fundamentally still breaks with me and has done for years, because the way it’s set up and the way it’s applied distorts fundamentally what the invention is about. And until such time as that distortion is removed, there is a problem of objectivity versus subjectivity. And I think that’s really what the EPO has to grapple with. It’s not an easy thing to deal with, but maybe there are things going on. Bruce Dearling: It’s not an easy thing to deal with. I don’t know who’s going to argue it. It would have been useful for me to still have the original case up and running at the EPO because these arguments would have been fleshed out. I’m pretty sure they would have been referred to the Enlarged Board. We would have got it resolved. So it’s whether or not I can now work this into the existing case to try and get the examining division to — well, they will refuse, I suspect. And then it’ll go to the TBA. And then the TBA will have to look at this, hopefully with the referrals to the Enlarged Board. And then that fixes the problem on a national and international basis. Rolf Claessen: Yeah. Let’s see. [Laughs] Bruce Dearling: No, we don’t know. I mean, you might have a different view. What do you think? Do you think COMVIK is fundamentally right or fundamentally wrong? Rolf Claessen: Well, I’m not so much into AI inventions. I’m a chemist and I usually deal with chemistry inventions. But from the discussion that we had, I think that the EPO might rethink their position. I don’t know. Let’s see. Let’s hope so. Bruce Dearling: Well, they liked it. They liked problem-solution. It’s been with us for 25 years. It suggests that it’s a compromise. It’s not mandated by the European Patent Convention — that’s the point. It’s something they think works. And these things only work until such time as someone comes along and says, actually, you’re wrong, and this is the reason. Rolf Claessen: Let’s see if they choose a different route at least for AI inventions. So Bruce, thank you very much for your insight and for talking about the case that you were involved in with the UK Supreme Court. Where could people reach you if they have more questions about this field — basically patents, AI protection in the UK and Europe — and if they want to ask you more questions about this case? Bruce Dearling: Sure. Through the Hepworth Brown website or my LinkedIn profile, I suppose. The Hepworth Brown website has an email link. I’m trying to post things on it as well to try and provide a bit more context. But if people have fundamental questions on this stuff, then I’m happy to try and answer them. I suppose that I can be considered to be quite knowledgeable in the area. Rolf Claessen: Right. Certainly more than I am. [Laughing] Bruce Dearling: So I was fortunate. As a consequence of the work I’m doing, I was appointed last year to the WIPO Standing Committee on Patents and Privacy. That was discussed for the issues of where WIPO goes and what the direction of the problems are that we have in high-tech areas. So there seems to be some degree of understanding that I might know what I’m talking about. I think I probably do. Rolf Claessen: Thank you, Bruce. Thank you very much for being on IP Fridays. Bruce Dearling: My pleasure. Thank you very much, Rolf.

What if your PDFs could grade and track themselves? with educator Jam Mirzakhalov, Vinny Madera, and Aaron Golumbfskie What are five things you will learn in this episode? What is the story behind StudySpaces? How does StudySpaces work? What is the story behind Assessiv? How did the StudySpaces and Assessiv collaboration come together? How is this combination a net benefit for everyone in test prep? ABOUT STUDYSPACES AND ASSESSIV StudySpaces is the home of modern tutoring, the one platform test prep and tutoring companies use to run their curriculum, assessments, and student experience in one place, all branded as their own. StudySpaces has now merged with Assessiv, the hand-curated SAT content library built by veteran test prep experts Aaron Golumbfskie of PrepMatters and Vinny Madera of TestPrepWizards. It brings the best tutoring platform and best-in-class content under one roof. Every plan includes a free SAT library: 5 adaptive mock exams and 175+ worksheets, 2,500+ questions in all, ready to assign on day one. Inside the platform, tutors organize and tag their content their own way, then assign quizzes, drills, and full-length mock exams to one student or a whole cohort in a single click. Everything is auto-graded on submit, with scoring, pacing, and weak-area analytics flowing straight back to the tutor, and branded parent reports going out automatically. Because the platform is fully white-label, students and parents experience it as the tutoring company's own product, never StudySpaces. StudySpaces doesn't compete with tutors, it powers them. As a strategic ACT partner, StudySpaces also delivers official ACT practice tests, and it works whether students test digitally or on paper. Paper-based programs still get every test scored, with the same analytics and parent reporting as digital. SSAT, ISEE, and more are rolling out alongside, plus the option to bring in custom content for any exam (AP, GRE, MCAT, and beyond). To learn more, reach out to Jam at jam@studyspaces.com or book a call at studyspaces.com. ABOUT THIS PODCAST Tests and the Rest is THE college admissions industry podcast. Explore all of our episodes on the show page. ABOUT YOUR HOSTS Mike Bergin is the president of Chariot Learning and founder of TestBright, Roots2Words, and College Eagle. Amy Seeley is the president of Seeley Test Pros and LEAP. If you're interested in working with Mike and/or Amy for test preparation, training, or consulting, get in touch through our contact page.  

Reps. Ro Khanna (D-Calif.) and Thomas Massie (R-Ky.), the bipartisan sponsors of the Epstein Files Transparency Act, have formally asked a federal judge to appoint a special master or independent monitor to oversee the Justice Department's release of files related to Jeffrey Epstein. Their request comes after the DOJ missed the law's December 19, 2025 deadline to make the documents public and has released only a small fraction of what it says is a multi-million document trove. In a letter to U.S. District Judge Paul Engelmayer, Khanna and Massie argue that the DOJ's slow pace, extensive redactions, and failure to submit legally required reports to Congress undermine compliance with the statute and could further traumatize survivors. They want a neutral third party empowered to assess whether the department is fully complying with the law and identify any improper redactions or other questionable conduct.The lawmakers have emphasized their lack of confidence in the DOJ's ability to self-police this process and contend that without court-appointed oversight, full disclosure is unlikely. In their filing, they highlight inconsistencies in the DOJ's reported figures on released versus remaining documents, and they stress that the department “cannot be trusted with making mandatory disclosures under the Act.” Massie has also threatened contempt proceedings against Attorney General Pam Bondi for ongoing noncompliance. By urging judicial intervention through a special master, Khanna and Massie aim to ensure the transparency envisioned by their law and compel the release of the full set of Epstein-related records despite departmental resistance.to contact me:bobbycapucci@protonmail.comsource:US congressmen ask judge to appoint official to force release of all Epstein files | Jeffrey Epstein | The GuardianBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Just before Americans fired up for their Memorial Day weekend, USCIS dropped a policy memo that sent the immigration world into a panic. With lawyers, investors, and visa holders alike scrambling to analyse their message. So, what does it actually mean? And more importantly, should EB-5 investors be worried?In this episode of Global Investment Voice, Mona Shah is joined by immigration attorney Abdul Arif and paralegal Doris Chakra to cut through the chaos and deliver what really matters. Whilst the law hasn't changed, the posture has. Discretion has always existed in adjustment of status decisions, and this memo is less of a revolution and more a reminder of what officers could already do.Crucially for EB-5 investors, the Reform and Integrity Act of 2022 has your back. The right to concurrent filing under Section 245N is baked into statute. No policy memo can override an Act of Congress.But that doesn't mean you should be complacent. The trio dig into what this means for applicants from higher-scrutiny countries, what "extraordinary circumstances" actually means (spoiler: nobody knows yet), and why a well-prepared file with strong counsel is your best defence right now.If you're navigating EB-5, adjustment of status, or US investment immigration, this is the episode you need to hear before your next filing.For those in EB-5 or the adjustment of status process, this is the episode for you

This episode was sponsored by Cardiff & Carroll Media Corp    LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/ Today's Dropping Bombs episode features DJ Carroll, a serial entrepreneur who turned $300 and a push mower into a multimillion dollar business, sold it, and went on to build a global marketing agency and a $4.5M real estate portfolio from the ground up.   DJ makes the case that within the next 36 months, AI will make entrepreneurship less of a choice and more of a necessity. He shares how he used AI to finally publish his bestselling book after a decade of writing as a dyslexic author, and reveals the 10-80-10 prompting framework every business owner needs to know right now.   The playbook for building wealth in the AI era is in this episode. The only question is whether you'll use it.    

*Buy an EZ "DEFECTOR" hoodieNote: "Act 1" was a separate published audio podcast.*Check out EZ's morning radio show "The InZane Asylum Q100 Michigan with Eric Zane" Click here*Get a FREE 7 day trial to Patreon to "try it out."*Watch the show live, daily at 8AM EST on Twitch! Please click here to follow the page.Email the show on the Shoreliners Striping inbox: eric@ericzaneshow.comTopics:*22 yellow cards in the soccer game EZ was doing PA for.*Who Are These Free Beers? preview*Packers' running back, Josh Jacobs arrested for domestic abuse.*Jeff Pearlman Pressbox Chronicles on Ray Rice.*Asshole school-aged wrestler learns about FAFO*Update lady amputee v dickhead cop.*Dickhead "made of glass" baseball player gets bat dog fired.*Monkey the superstar dog video.*Hilarious football player replaces commas with the word, "shit."*Little Rascals Wildlife Rescue*EZ's "aircheck" from 1985*2025 Northern Michigan Ice Storm docu*Asshole of the DaySponsorsTie Dye Festival, Zalenski Outdoor Services, Impact Power Sports, Kuiper Tree Care, Frank Fuss / My Policy Shop Insurance, Shoreliners Striping,Interested in advertising? Email eric@ericzaneshow.com and let me design a marketing plan for you.Contact: Shoreliners Striping inbox eric@ericzaneshow.comDiscord LinkEZSP TikTokSubscribe to my YouTube channelHire me on Cameo!Tshirts available herePlease subscribe, rate & write a review on Apple Podcastspatreon.com/ericzaneInstagram: ericzaneshowTwitterAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Note: "Act 1" was a separate published audio podcast.Get an EZ "DEFECTOR" hoodie!*Check out EZ's morning radio show "The InZane Asylum Q100 Michigan with Eric Zane" Click here*Get a FREE 7 day trial to Patreon to "try it out."*Watch the show live, daily at 8AM EST on Twitch! Please click here to follow the page.Email the show on the Shoreliners Striping inbox: eric@ericzaneshow.comTopics:*22 yellow cards in the soccer game EZ was doing PA for.*Who Are These Free Beers? preview*Packers' running back, Josh Jacobs arrested for domestic abuse.*Jeff Pearlman Pressbox Chronicles on Ray Rice.*Asshole school-aged wrestler learns about FAFO*Update lady amputee v dickhead cop.*Dickhead "made of glass" baseball player gets bat dog fired.*Monkey the superstar dog video.*Hilarious football player replaces commas with the word, "shit."*Little Rascals Wildlife Rescue*EZ's "aircheck" from 1985*2025 Northern Michigan Ice Storm docu*Asshole of the DaySponsorsTie Dye Festival, Zalenski Outdoor Services, Impact Power Sports, Kuiper Tree Care, Frank Fuss / My Policy Shop Insurance, Shoreliners Striping,Interested in advertising? Email eric@ericzaneshow.com and let me design a marketing plan for you.Contact: Shoreliners Striping inbox eric@ericzaneshow.comDiscord LinkEZSP TikTokSubscribe to my YouTube channelHire me on Cameo!Tshirts available herePlease subscribe, rate & write a review on Apple Podcastspatreon.com/ericzaneInstagram: ericzaneshowTwitterAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

May 28, 2026: Anthropic releases Claude Opus 4.8, sharper reasoning, better agentic coding, and a fast mode that runs 2.5x faster at a third the cost, with Mythos-class models coming in weeks. A new EY-Parthenon survey of 1,200 CEOs shows 99% expect AI to reshape their workforce strategy but only 42% are doing anything about it and why the 57-point gap between awareness and action is the real story. And a deep look at grade inflation in American colleges: the average GPA is now above 3.5, yet 43% of students meet none of ACT's college readiness benchmarks, 12th-grade math and reading scores are at all-time lows, and recent college graduate unemployment sits at 5.7% with a job-finding rate now matching high school graduates. What's behind it, what it costs, and what it means for the future workforce.

This episode was sponsored by Cardiff    LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/ Today's Dropping Bombs episode delivers blue-collar brilliance with Ben Jordan — a former trades worker who started with a two-man plumbing operation and scaled it into a $75M multi-state empire, and lost 204 pounds while doing it.   Ben exposes why 90% of home service businesses stay stuck under $2 million, why a salesman outperforms a plumber every time, and how getting his body right unlocked a completely different business. He also breaks down the subscription model, his five-day-a-week training system, and why he's turning down private equity to build the largest trades training organization in America.   The trades are the most underestimated wealth vehicle in America — and this man built the blueprint. Grab a pen.     

Note: "Act 1" was a separate published audio podcast.Get an EZ "DEFECTOR" hoodie!*Check out EZ's morning radio show "The InZane Asylum Q100 Michigan with Eric Zane" Click here*Get a FREE 7 day trial to Patreon to "try it out."*Watch the show live, daily at 8AM EST on Twitch! Please click here to follow the page.Email the show on the Shoreliners Striping inbox: eric@ericzaneshow.comTopics:*Trailer for "The Crash" on Netflix*Anal pro beach volleyball?*Super Human elbow drop!*Blackbelt Nick the PA Announcing legend.*Local psycho blows up his own house in attempted murder/ suicide; only succeeds in suicide.*Will Levis' Mother promotes her son's sex tape.*Asshole of the DaySponsors:West Michigan Whitecaps, Zalenski Outdoor Services, Impact Powersports, Kuiper Tree Care, Frank Fuss / My Policy Shop Insurance, Kings Room Barbershop, Shoreliners,  Ervines Auto Repair Grand Rapids Hybrid & EV, TC PaintballInterested in advertising? Email eric@ericzaneshow.com and let me design a marketing plan for you.Contact: Shoreliners Striping inbox eric@ericzaneshow.comDiscord LinkEZSP TikTokSubscribe to my YouTube channelHire me on Cameo!Tshirts available herePlease subscribe, rate & write a review on Apple Podcastspatreon.com/ericzaneInstagram: ericzaneshowTwitterAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Note: "Act 1" was a separate published audio podcast.Get an EZ "DEFECTOR" hoodie!*Check out EZ's morning radio show "The InZane Asylum Q100 Michigan with Eric Zane" Click here*Get a FREE 7 day trial to Patreon to "try it out."*Watch the show live, daily at 8AM EST on Twitch! Please click here to follow the page.Email the show on the Shoreliners Striping inbox: eric@ericzaneshow.comTopics:*Trailer for "The Crash" on Netflix*Anal pro beach volleyball?*Super Human elbow drop!*Blackbelt Nick the PA Announcing legend.*Local psycho blows up his own house in attempted murder/ suicide; only succeeds in suicide.*Will Levis' Mother promotes her son's sex tape.*Asshole of the DaySponsors:West Michigan Whitecaps, Zalenski Outdoor Services, Impact Powersports, Kuiper Tree Care, Frank Fuss / My Policy Shop Insurance, Kings Room Barbershop, Shoreliners,  Ervines Auto Repair Grand Rapids Hybrid & EV, TC PaintballInterested in advertising? Email eric@ericzaneshow.com and let me design a marketing plan for you.Contact: Shoreliners Striping inbox eric@ericzaneshow.comDiscord LinkEZSP TikTokSubscribe to my YouTube channelHire me on Cameo!Tshirts available herePlease subscribe, rate & write a review on Apple Podcastspatreon.com/ericzaneInstagram: ericzaneshowTwitterAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

This episode was sponsored by Cardiff     LightSpeed VT: https://www.lightspeedvt.com/ Dropping Bombs Podcast: https://www.droppingbombs.com/ Today's Dropping Bombs episode delivers unfiltered conviction with Kimberly Brown — daughter of NFL Hall of Famer and civil rights legend Jim Brown, actress, entrepreneur, and founder of the Daughters of Legends women's empowerment movement.   Kimberly breaks down why the Holy Spirit is God's wife and what God personally told her at a concert in 2015. She makes the case for why attending church puts you closer to the enemy, and why Trump is a king descended from the tribe of Judah. Plus, why a father in the home remains the single greatest predictor of a daughter's success.   This conversation challenges your theology, your politics, and your entire framework of who's really in charge. Walk in with an open mind. You won't walk out with the same one…