Podcasts about stabilized

Grab a beer and join us tonight for another installment of Necro Overtime! Tonight we're wrapping up our dead scientists series by going through the rest of the list. We'll also get into the latest disclosure news, and the star-shaped UAP filmed by Ukrainian military drone footage that looks a whole lot like something the Pentagon already had in its files from 2013. Here's everything we talked about it the episode: war.gov/UFO: This is the actual government site. All 162 files from the first release are here, and they're adding more on a rolling basis. https://www.war.gov/ufo/ All 28 PURSUE videos in one place https://www.youtube.com/watch?v=3bepozDGheY The Chandelier UAP: The eight-pointed star from 2013. One minute and forty-six seconds of IR footage from the Middle East. Still unresolved after thirteen years. This is the government's own upload. https://www.dvidshub.net/video/1006088/dow-uap-pr38-unresolved-uap-report-middle-east-2013 Full PURSUE file archive on GitHub: Someone mirrored the whole 3.7 gig release and set up a scraper to catch new batches automatically. https://github.com/richgel999/ufo_data The Ukrainian star-shaped UAP: Original Reddit post with the Beskrestnov video. https://www.reddit.com/r/UFOs/comments/1tadb9l/the_video_from_telegram_was_posted_by_ukrainian/ Stabilized version: 100% and 200% zoom. This is the one that blew up. https://www.reddit.com/r/UFOs/comments/1tarxmm/ukrainian_telegram_flash_video_stabilized/ Geolocation: Someone found the exact coordinates using the lake visible in the thermal footage. Satellite comparison included. The lake was on the front line in May 2025. https://www.reddit.com/r/UFOs/comments/1td60n8/exact_location_of_the_ufo_sighting_in_ukraine/ Beskrestnov's 2023 video: The earlier sighting. Different drone, different object. This is the one where the crew says "maybe ram it." https://www.reddit.com/r/UFOs/comments/1taew8h/a_ukrainian_military_drone_reportedly_recorded_a/ The Ezekiel comparison: Side-by-side of the Ukrainian footage and ophanim artwork. https://www.reddit.com/r/UFOs/comments/1tarxmm/i_mean_im_just_saying/ Luna's letter to Hegseth: The March 31 letter requesting 46 UAP videos. Official House Oversight page. https://oversight.house.gov/release/luna-continues-transparency-investigation-into-uaps/ Luna and Avi Loeb, Sol Foundation: From May 15, 2026. https://www.youtube.com/watch?v=c2rFSlorsSI Metabunk thread on the Ukrainian footage: If you want to see where the technical analysis is at. https://www.metabunk.org/threads/ukrainian-drone-footage-of-6-pointed-star.14880/ Ukrainian news coverage: Original article about the Armed Forces' UAP document. It's in Ukrainian. https://ua.korrespondent.net/ukraine/4877809-u-zsu-ye-spetsialnyi-dokument-schodo-nlo-flesh Learn more about your ad choices. Visit megaphone.fm/adchoices

10/16: Evan Ellis analyzes Argentina's recovery, highlighting a 5% increase in industrial output. President Javier Milei's fiscal policies have stabilized the currency, though global factors keep inflation high. Despite economic progress, Milei's inner circle faces ongoing corruption investigations that could impact his political momentum.1900 VERA CRUZ

May no longer speaks only in the language of response beginning. It speaks in the language of response becoming visible.The Nine Themes:Theme 1. Response Becomes Visible — The Field Shows What Has Already Begun MovingHarmonic Function Arc: Visible Correspondence InitiationIndividual Field: Movement becomes beneficially trackable in lived reality.External Field: Shows clearer response through timing, communication, support, contact, and environment.Translation: April's subtle movement may now appear through clearer timing, practical openings, or support.Theme 2. Staying in Soul Tone While Movement Increases — Coherence Holds During Outer ChangeHarmonic Function Arc: Movement Without Tone DepartureIndividual Field: Remains in stabilized Soul Tone as external movement increases.External Field: Interacts with the stabilized signal through response, discernment, or choice.Translation: May asks you to stay in Soul Tone instead of managing or securing what is forming.Theme 3. Support Takes More Tangible Form — Receiving Becomes PracticalHarmonic Function Arc: Embodied Support CorrespondenceIndividual Field: Allows support to land without obligation, pressure, or debt.External Field: Presents practical support, resources, openings, timing, or steadiness.Translation: Support becomes usable & grounded w/o requiring self-betrayal or over-functioning.Theme 4. Relational Accuracy Becomes Harder to Ignore — Contact Reveals True FitHarmonic Function Arc: Revealed Contact AccuracyIndividual Field: Feels what can meet the stabilized signal & what requires adaptation.External Field: Reveals alignment through behavior, timing, tone, consistency, and capacity.Translation: Fit becomes clearer. What can meet your Soul Tone feels more structurally compatible.Theme 5. Timing Begins Reorganizing — Delays, Openings, and Pace Become More CoherentHarmonic Function Arc: Temporal RealignmentIndividual Field: Releases timing anxiety and moves with structural correspondence.External Field: Shifts openings, pauses, delays, and accelerations into clearer alignment.Translation: Timing becomes one way the field reorganizes around stabilized coherence.Theme 6. Old Loops Lose Their Reinforcement — Distortion Has Less to Attach ToHarmonic Function Arc: Dissolution of Residual Non-Beneficial Echo StructuresIndividual Field: Withdraws authority from old loops, readiness postures, and adaptive habits.External Field: Reinforces outdated dynamics less as the stabilized signal no longer feeds them.Translation: A familiar pattern may try to repeat, but it may not gain the same traction.Theme 7. Practical Decisions Begin Aligning With Soul Signal — Form Responds to Inner StructureHarmonic Function Arc: Soul Signal Into Practical FormIndividual Field: Chooses from inner architecture rather than urgency, fear, or obligation.External Field: Presents decisions, options, invitations, or pathways that reveal what can take shape.Translation: May becomes practical. Choices may need to be made, form begins responding to Soul Signal.Theme 8. The Body Learns Ease Without Suspicion — Safety With Things Becoming Less HardHarmonic Function Arc: Somatic Permission for EaseIndividual Field: Allows ease, support, and response without mistrusting them or preparing for loss.External Field: Offers cleaner, simpler, less effortful experiences.Translation: Ease is not always a trap. May helps nervous system update its relationship to support.Theme 9. Visible Reorganization Begins — Reality Takes Shape Around the Stabilized SignalHarmonic Function Arc: First Structural FormingIndividual Field: Resides in the stabilized signal while reality begins forming without over-control.External Field: Shows first signs of reorganization through placement, support, relationship, timing, and form.Translation: May closes with the first visible layer of reorganization. This is the beginning of form.Join https://www.patreon.com/c/inspiringyoucommunity/membership

Shimon Shkury, President and Founder of Ariel Property Advisors; Victor Sozio, Founding Partner; and Matthew Dzbanek, Senior Director in the Capital Services Group, take a deep dive into New York City's multifamily market on this episode of Coffee & Cap Rates. They discuss key trends from Ariel Property Advisors' Q1 2026 Multifamily Quarter in Review New York City, and what to expect for the remainder of the year.Highlights from the podcast include:The NYC multifamily market recorded approximately $2.4 billion in transaction volume in Q1 2026, up 7% year-over-year, reflecting sustained investor activity despite a bifurcated market.Free market assets continued to drive momentum, supported by rising rents and strong investor demand, while rent-stabilized properties faced ongoing pressure from expenses, regulatory constraints, and NOI erosion.The rent-stabilized segment saw notable activity, including distressed transactions, as owners and lenders increasingly worked toward restructurings and pragmatic solutions.Affordable housing remained steady, with private capital increasingly stepping into existing structures and sophisticated investors targeting long-term value opportunities.Lending activity remained active for well-located free market assets, while capital availability for stabilized assets remained more selective, with lenders focused on collections, violations, and overall asset quality.Construction and development financing continued to attract strong interest, supported by favorable supply-demand dynamics and growing appetite for new rental and condo projects. Overall, liquidity and investor engagement are expected to remain strong as both buyers and lenders continue to meet the market in 2026.Access the full report here: https://arielpa.com/report/report-MFQIR-Q1-2026#overview

This episode is a wide-ranging conversation between Jacob and Swyx (Shawn Wang), an AI engineer, podcaster, and now operator at Cognition, who sits at a uniquely informed intersection of builder, investor, and community organizer in the AI world. The two cover the current state of the AI engineering zeitgeist: from the stabilization of agent infrastructure and the surprising stickiness of Claude Code, to the competitive dynamics of the AI coding wars, the rise of open models, the threat to traditional SaaS, and the frontier questions around world models, memory, and what it actually means for AI to "understand" something. The episode is grounded in practitioner-level candor, with Swyx offering real takes from running AIE conferences, working inside Cognition, and thinking deeply about what the next wave of AI-native software development looks like.   (0:00) Intro (1:17) What the Top AI Engineers Are Thinking About (2:13) Has AI Infra Finally Stabilized? (6:39) When Does Doing RL In-House Make Sense? (11:26) Why Selling Dev Tools to Agents is Different (17:18) AI Coding Wars (29:04) Consumer AI Plateau (30:22) Codex vs Claude Code (44:52) Future of Open Models   With your co-hosts:  @jacobeffron  - Partner at Redpoint, Former PM Flatiron Health  @patrickachase  - Partner at Redpoint, Former ML Engineer LinkedIn  @ericabrescia  - Former COO Github, Founder Bitnami (acq'd by VMWare)  @jordan_segall  - Partner at Redpoint

This is the noon All Local for Thursday, April 23, 2026

The 1970s and 80s brought a flurry of activity, including early teal seasons, stabilized regulations, foundational analyses of compensatory vs. additive mortality, new views on harvest management, and the most important development for waterfowl management in at least 50 years – the North American Waterfowl Management Plan. Repeat guests Ken Babcock and Dale Humburg rejoin the DU Podcast to continue a discussion about the history of waterfowl harvest management.SPONSORS:Purina Pro Plan: The official performance dog food of Ducks UnlimitedWhether you're a seasoned hunter or just getting started, this episode is packed with valuable insights into the world of waterfowl hunting and conservation.Bird Dog Whiskey and Cocktails:Whether you're winding down with your best friend, or celebrating with your favorite crew, Bird Dog brings award-winning flavor to every moment. Enjoy responsibly.

Question and Response #76 You asked… so we answered. What do carbon chains have to do with Greek words? How do MRIs make “3D pixels”? Is that pool smell actually chlorine? And wait… are birds blue, or is that just a trick of the light? This episode is a rapid-fire round of your questions, and the chemistry behind them. Support this podcast on Patreon Buy Podcast Merch and Apparel Check out our website at chemforyourlife.com Watch our episodes on YouTube Find us on Instagram, Twitter, and Facebook @ChemForYourLife Timestamps 0:00 – Intro + “Ask a Chemist” episode setup 1:20 – Listener shoutout + why we love your questions 2:20 – Why a 20-carbon chain is called “icosane” (Greek roots) 6:00 – MRI “3D pixels” explained (and the Minecraft analogy) 9:20 – What is a particle accelerator actually doing? 12:40 – Can we really taste CO₂? (and Pop Rocks teaser) 13:40 – Why birds look blue (without blue pigment) 16:20 – “Isn't this physics?” + bird stories from listeners 21:30 – Pool chemistry questions: chlorine, salt, and safety 22:20 – What that “pool smell” actually is 23:30 – Why pool chemistry feels different from “real” chemistry 27:00 – Stabilized chlorine + lingering pool mysteries 28:50 – Wrap-up + how to send in your questions Support this podcast on Patreon Buy Podcast Merch and Apparel Check out our website at chemforyourlife.com Watch our episodes on YouTube Find us on Instagram, Twitter, and Facebook @ChemForYourLife References from the Episode: Thanks to our monthly supporters Bri Summer Alden Amanda Raymond Kyle McCray Justine Ash Vince W Julie S. Heather Ragusa Autoclave Dorien VD Scott Beyer Jessie Reder J0HNTR0Y Jeannette Napoleon Cullyn R Erica Bee Elizabeth P Rachel Reina Letila Katrina Barnum-Huckins Suzanne Phillips Venus Rebholz Jacob Taber Brian Kimball Kristina Gotfredsen Timothy Parker Steven Boyles Chris Skupien Chelsea B Avishai Barnoy Hunter Reardon Support this podcast on Patreon Buy Podcast Merch and Apparel Check out our website at chemforyourlife.com Watch our episodes on YouTube Find us on Instagram, Twitter, and Facebook @ChemForYourLife Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

On "The Lead" - a big lawsuit decision involving tech... Savannah Guthrie does an interview... and a female Archbishop of Canterbury. Then Jason goes "In Depth" with Marnie Werner for the Center for Rural Policy and Development who issued a report on greater MN's population and how it's stabilized.

While there's still a lot of money chasing most quality real estate assets, great opportunities exist for those willing to take more risk with heavier value-add assets. One of the best examples is office buildings in rebounding markets that are selling at 10 to 20 cents on the dollar. Another example is well-located indoor malls that have rebounded and thriving since the pandemic. Travis King is Founder and CEO of REALM, an exclusive investment collective consisting of 100+ ultra-high-net-worth individuals, family offices, and foundations. REALM is dedicated to direct real estate investing including multifamily, Mobile Home Parks, office and malls. 

Most Colorado investors have never seriously considered industrial real estate. At first, it feels like a different world — big buildings, commercial tenants, unfamiliar terminology. But once you understand how the asset class actually works, it starts to look a lot like the multifamily investing you already know, just with fewer headaches. To start, industrial real estate covers a wide range. On one end you have a 2,000 square foot bay rented to an HVAC company. On the other end, million square foot distribution centers broken into 20,000-50,000 square foot bays. For individual investors, though, the sweet spot is the middle — small-bay multi-tenant buildings in the $1-4 million range where spaces run 1,500 to 5,000 square feet. These attract the same kinds of small businesses that keep renewing: trade contractors, lumber companies, light manufacturers. Tenants that need space and don’t want to move. And in a triple net lease, those tenants pay your taxes, your insurance, and your maintenance costs. You collect the check. That’s where Drew Williams comes in. Drew is an industrial and retail broker at North Peak Commercial Brokers in Denver. Over the last four years he’s focused on exactly this segment of the market — multi-tenant industrial along the Front Range — and in this episode he walks through the asset class from the ground up. Deal types, tenant profiles, how to read a cap rate, what flex industrial actually means, and how to think about risk when you’re underwriting a business instead of a household. From there, the conversation turns to where the 2026 Denver industrial real estate market stands right now. Prices have pulled back. The ask-to-close gap has averaged 15% over the last 12 months. Meanwhile, rents have held flat at $12-13 per square foot triple net while expenses have climbed. On top of that, lenders now want 35-40% down and a 1.3 DSCR. It sounds like a tough market — and in some ways it is. Still, Drew explains why these conditions are also creating real opportunities for buyers who know how to find them. In This Episode We Cover: What industrial real estate actually is — deal types, tenant profiles, and the difference between small bay, flex, and single tenant The three buyer profiles — passive investor, owner-user, and syndication group — with real Denver deal examples How triple net leases work and why tenants pay taxes, insurance, and maintenance Where the 2026 Denver industrial real estate market stands — cap rates, rents, price per square foot, and the 15% ask-to-close gap The value-add playbook — converting gross leases to triple net and recovering expenses landlords have been absorbing for years The three physical features that make a Denver industrial building significantly easier to lease and sell The zoning trap that turns a promising purchase into an expensive mistake If industrial real estate has ever been on your radar but felt too unfamiliar to pursue, this episode is the place to start — and if you’re already looking at the 2026 Denver industrial real estate market, Drew gives you the ground-level data to move with confidence. Watch the YouTube Video https://youtu.be/YNNetKjReDg Timestamps 00:00 – Welcome & Introductions  01:30 – Drew’s Background – Tech consulting to leading North Peak’s industrial team  02:44– What Is Industrial Real Estate? – 2,000 sq ft to million sq ft complexes  03:50 – 3 Buyer Profiles – Passive investors, owner-users, and syndications 05:44 – Stabilized vs. Value-Add – Two main investment strategies  06:58 – What Is Flex Industrial? – Office-to-warehouse ratios explained ' 08:50– Underwriting a Stabilized Deal – 7% cap, 35-40% down, 1.3 DSCR 15:06– How Long Should You Hold? – 5-7 year holds and lease value decay 22:52 – What’s Driving the Price Pullback? – 15% ask-to-close gap, flat rents at $12-13/sq ft  24:22– Value-Add Playbook – Gross to triple net conversions and deferred maintenance  26:56– Lease-Up Timelines – Why deals now take 4-8 months to fill  29:35– Where the Opportunities Are – Yard space, clear heights, and access 35:55 Policy & Market Uncertainty – Why most investors are still holding  40:38– Energize Denver – 30,000 sq ft threshold and compliance fines  41:58– Multifamily Investors Moving to Industrial – Why triple net is winning 43:06 – Advice for Transitioning Investors – Start small-bay multi-tenant, know your zoning  48:15 Risk Tolerance – Matching your investment profile to the right deal 52:20 Zoning Pitfalls – How a change of use can kill a deal  55:42 – How to Reach Drew – 303-917-5232 | drew@northpeakcre.com Connect with our Guests Drew Williams: drew@northpeakcre.com 303-917-5232 Links in Podcast NorthPeakCRE Drew referenced two active North Peak listings during the conversation — both available now in the Denver metro: 3600 S Huron St, Englewood CO 80110 — $1,750,000 8,000 SF brick flex building near the Santa Fe and 285/Hampden junction. Includes a 4,500 SF fenced yard, two drive-in doors, and a new 5-year NNN lease in place. Strong 1031 exchange candidate with long-term redevelopment upside. 2610 S Raritan Circle, Englewood CO 80110 — $9.90/SF 10,200 SF industrial available for lease. 18-foot clears, two drive-in doors, two dock doors, I-2 zoning. Works for an owner-user or investor with a tenant ready to move in. Energize Denver — Check If Your Building Is Covered

Preview for later today. Ahmad Sharawi and Bill Roggio analyze Syria facing two paths: becoming a stabilized regional power or descending into worse conflict than the civil war, as current US strategies are questioned by regional observers.1914 SYRIA CAFE

February 2026 Energy Forecast: Light Format Maturity — Living From the Core of What Has Stabilized

Learn more at TheCityLife.org

CISA's acting director assures Congress the agency has “stabilized”. Google and Cisco patch critical vulnerabilities. Fortinet firewalls are being hit by automated attacks that create rogue accounts. A global spam campaign leverages unsecured Zendesk support systems. LastPass warns of attempted account takeovers. Greek authorities make arrests in a sophisticated fake cell tower scam. Executives at Davos express concerns over AI. Pwn2Own Automotive proves profitable. Our guest is Kaushik Devireddy, AI data scientist at Fable Security, with insights on a fake ChatGPT installer. New password, same as the old password.  Remember to leave us a 5-star rating and review in your favorite podcast app. Miss an episode? Sign-up for our daily intelligence roundup, Daily Briefing, and you'll never miss a beat. And be sure to follow CyberWire Daily on LinkedIn. CyberWire Guest Today we are joined by Kaushik Devireddy, AI data scientist at Fable Security, discussing their work on "How a fake ChatGPT installer tried to steal my password". Selected Reading CISA Is 'Trying to Get Back on Its Mission' After Trump Cuts (CISA) Google Patches High-Severity V8 Race Condition in Chrome 144 published: today (Beyond Machines) Cisco Patches Actively Exploited Flaw in Unified Communications Products (Beyond Machines) Hackers breach Fortinet FortiGate devices, steal firewall configs (Bleeping Computer) Zendesk ticket systems hijacked in massive global spam wave (Bleeping Computer) LastPass Warns of Phishing Campaign Attempting to Steal Master Passwords (Infosecurity Magazine) Greek Police Arrest Scammers in Athens Using Fake Cell Tower for SMS Phishing Operation (TechNadu) Execs at Davos say AI's biggest problem isn't hype — it's security (Business Insider) Hackers exploit 29 zero-days on second day of Pwn2Own Automotive (Bleeping Computer) Analysis of 6 Billion Passwords Shows Stagnant User Behavior (SecurityWeek) Share your feedback. What do you think about CyberWire Daily? Please take a few minutes to share your thoughts with us by completing our brief listener survey. Thank you for helping us continue to improve our show. Want to hear your company in the show? N2K CyberWire helps you reach the industry's most influential leaders and operators, while building visibility, authority, and connectivity across the cybersecurity community. Learn more at sponsor.thecyberwire.com. The CyberWire is a production of N2K Networks, your source for strategic workforce intelligence. © N2K Networks, Inc. Learn more about your ad choices. Visit megaphone.fm/adchoices

ITALY STABILIZES PENSION COSTS AND CELEBRATES PASTA TARIFF CUTS Colleague Lorenzo Fiori. Lorenzo Fiori reports that despite high pension costs, Italy's economic reforms under Prime Minister Meloni have stabilized the system by increasing employment. Fiori notes that Italy's deficit and inflation have dropped significantly, and he celebrates the US decision to slash tariffs on Italian pasta imports. NUMBER 61945 VJ DAY

David Brand, housing reporter for WNYC and Gothamist, talks about the latest legal turn in the controversial sale of 5,000 rent-stabilized apartments owned by Pinnacle, the current bankrupt landlord, to another company that has a sketchy record of maintaining apartments.

Max talks with Mark Waddell of the Cirrus Owner and Pilots Association (COPA) about how Cirrus pilots can reduce accidents by focusing on the places where the accident chain most often begins: unstable approaches, indecisive go-arounds, and delayed choices during power-loss events. They discuss what pilots are doing in the cockpit that turns routine flights into incidents, and what specific habits and training standards reduce that risk. Mark explains that 2025 included eight fatal Cirrus accidents and twelve CAPS saves. Mark argues that the big safety wins come from addressing repeatable patterns: how pilots manage energy on final, how quickly they reject a bad approach, and how early they commit to the safest outcome when the engine isn't reliable. A major theme is decisiveness in abnormal situations, especially anything involving power. Mark walks through how power-loss or engine-roughness events can seduce pilots into flying a normal pattern and hoping things stabilize. That often burns altitude and distance in exchange for false comfort. The operational hazard is simple: the moment a pilot realizes the runway is no longer assured, they're already low, already out of options, and now forced into rushed decisions. Mark emphasizes that when the engine is uncertain, "normal" is the enemy. The airplane doesn't care that the pattern looked tidy; it only cares whether you end up with a survivable outcome. This ties directly into CAPS decision-making. Mark's message is not "CAPS solves everything," but rather that pilots need an explicit decision framework that prevents them from negotiating with themselves while altitude evaporates. He discusses the idea of a CAPS hard deck—an altitude by which, if a pilot is not certain of a safe landing outcome, they commit to pulling the handle. The point of a hard deck isn't to remove judgment; it's to remove hesitation. If you wait until you're low, you've converted a controlled, survivable deployment into a desperate last-second attempt. In that sense, the hard deck is less about the parachute and more about training the pilot's brain to act early enough for any option to work. From emergency decisions, the discussion moves to the most universal risk zone: landing and go-around. Mark notes that a large share of reportable events occur during landing or during an attempted go-around. That makes this phase-of-flight a high-leverage target for training, standards, and self-discipline. The trap is that approaches feel "fixable" until they suddenly aren't. Pilots often rationalize small deviations—slightly fast, slightly high, slightly untrimmed—because they believe they can correct it in the last few hundred feet. But each late correction is an energy trade, and those trades frequently end with excessive speed over the threshold, a flat touchdown, a bounce, or a rushed go-around. They get specific about the "flat landing" pattern. Mark challenges a common cultural habit: equating "smooth" with "good." In many airplanes—and especially in a fast, slick airplane—chasing smoothness can encourage a flatter attitude and higher speed, which increases the chances of touching down on the nose gear or loading it too early. That can lead to nose-gear abuse, shimmy events, prop strikes, and expensive engine tear-downs. Max reinforces the technique side: trimming matters. If pilots are muscling the airplane through configuration changes and final approach, they're behind the airplane before the flare even begins. A well-trimmed airplane is easier to slow, easier to pitch correctly, and easier to land in the right attitude without forcing it onto the runway. Go-arounds get treated as a primary skill, not a backup plan. Mark describes why late go-arounds are especially dangerous: if a pilot waits until a bounce or a deep, unstable touchdown attempt, the airplane is close to the ground, slow, and in a configuration that can punish abrupt changes. The go-around itself is not complicated, but it requires coordinated execution: power comes in, right rudder counters yaw, pitch is managed to prevent an excessive nose-up attitude, and configuration changes are timed rather than rushed. A common failure mode is trying to do everything at once—adding power, retracting flaps too aggressively, and pitching up—creating a stall-prone situation at the worst possible altitude. Mark's guidance pushes pilots toward objective gates: if the approach isn't stable by a defined point, you go around—period. The pilots who get into trouble tend to have elastic standards. They keep moving the goalposts because they want the landing to work. Mark argues that consistency is the cure: standardized stabilized-approach criteria, practiced go-arounds that feel routine, and an acceptance that a go-around is not a failure, it's good judgment. They also address proficiency and recency, emphasizing that safe performance is less about total hours and more about how frequently a pilot is flying and practicing the right skills. Mark points out that annual hours correlate strongly with landing outcomes; low annual utilization can create a false sense of competence because the pilot has experience, but not recent repetition. The solution isn't heroic flying—it's structured practice: recurring instruction, intentional go-around reps, and consistent standards that prevent "drift" back into sloppy technique. To make those standards stick, Mark advocates data-driven debriefing. Instead of relying on subjective feel—"that was fine"—pilots can use post-flight tools, such as FlySto and ForeFlight's Cloud Ahoy, to evaluate approach stability, speed control, glidepath consistency, and touchdown energy. The goal isn't chasing a score; it's finding patterns that predict future mistakes. If your data repeatedly shows fast thresholds, unstable vertical paths, or late corrections, you now have something specific to train. Mark's point is blunt: most pilots don't need more aviation wisdom; they need feedback that's objective enough to change behavior. The episode's bottom line is that Cirrus safety is not about secret techniques. It's about earlier decisions, tighter standards, and repeated practice in the phases of flight where accidents are born. Nail stabilized approaches, normalize early go-arounds, commit sooner in power-loss scenarios, and use honest debriefing to identify risk trends before they turn into an NTSB report. If you're getting value from this show, please support the show via PayPal, Venmo, Zelle or Patreon. Support the Show by buying a Lightspeed ANR Headsets Max has been using only Lightspeed headsets for nearly 25 years! I love their tradeup program that let's you trade in an older Lightspeed headset for a newer model. Start with one of the links below, and Lightspeed will pay a referral fee to support Aviation News Talk. Lightspeed Delta Zulu Headset $1199 HOLIDAY SPECIALNEW – Lightspeed Zulu 4 Headset $1099 Lightspeed Zulu 3 Headset $849 HOLIDAY SPECIALLightspeed Sierra Headset $749 My Review on the Lightspeed Delta Zulu Send us your feedback or comments via email If you have a question you'd like answered on the show, let listeners hear you ask the question, by recording your listener question using your phone. Mentioned on the ShowCirrus Owner Pilots Association (COPA) COPA YouTube Channel Video: Garmin Green Donut Explained Buy Max Trescott's G3000 Book Call 800-247-6553 a Aviation News Talk Network podcasts NTSB News Talk podcast UAV News Talk podcast Rotary Wing Show podcast Free Index to the first 282 episodes of Aviation New Talk So You Want To Learn to Fly or Buy a Cirrus seminars Online Version of the Seminar Coming Soon – Register for Notification Check out our recommended ADS-B receivers, and order one for yourself. Yes, we'll make a couple of dollars if you do. Get the Free Aviation News Talk app for iOS or Android. Check out Max's Online Courses: G1000 VFR, G1000 IFR, and Flying WAAS & GPS Approaches. Find them all at: https://www.pilotlearning.com/ Social Media Like Aviation News Talk podcast on Facebook Follow Max on Instagram Follow Max on Twitter Listen to all Aviation News Talk podcasts on YouTube or YouTube Premium "Go Around" song used by permission of Ken Dravis; you can buy his music at kendravis.com If you purchase a product through a link on our site, we may receive compensation.

In this episode of the Real Estate Pros podcast, Micah Johnson interviews Mark Lucido, who shares his unique journey into commercial real estate. Mark discusses his focus on stabilizing older commercial properties, the challenges he faced in the market, and his strategies for success. He emphasizes the importance of building relationships with brokers, understanding tenant dynamics, and navigating zoning regulations. Mark also highlights the significance of evaluating properties based on their cash flow potential and the impact of market conditions on investment decisions.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Professor Toby Wilkinson. The Ptolemies practiced sibling marriage, creating complex family rivalries. Powerful queens like Cleopatra I and III emerged as capable rulers who navigated civil wars and stabilized the kingdom. Cleopatra III, in particular, was a formidable strategist who managed conflicting dynastic ambitions through force of personality. 1845

Just because Ike, Spike, and Fritz are out doesn't mean Tuesdays with Eliot is going anywhere. Eliot Shorr-Parks joins Brodes for the hour as they continue celebrating Jalen Hurts on Jalen Hurts Appreciation Day.

ARGENTINA'S CREDIT RATING RISES AS BRAZIL FACES POLITICAL POLARIZATION Colleague Professor Evan Ellis. S&P upgraded Argentina's credit rating following Javier Milei's austerity measures, which have stabilized the currency and reduced inflation despite social costs. In Brazil, the reduction of Jair Bolsonaro's prison sentence and his son Flavio's candidacy signal a continued, polarized struggle against Lula da Silva's agenda for the 2026 election. NUMBER 8 1930

A career in tech was once seen as a safe bet — the jobs were plentiful, the pay was ample. But this year the tech sector had another “meh” year for hiring according to the job site Indeed. Tech jobs have been declining now for several years, but this year, the losses at least seemed to stabilize, according to Indeed's latest Jobs & Hiring Trends Report. Still, job postings in the industry remain well below their pre-pandemic baseline. Marketplace's Meghan McCarty Carino spoke with Indeed senior economist Cory Stahle for a look at how this year turned out for the tech job market.

A career in tech was once seen as a safe bet — the jobs were plentiful, the pay was ample. But this year the tech sector had another “meh” year for hiring according to the job site Indeed. Tech jobs have been declining now for several years, but this year, the losses at least seemed to stabilize, according to Indeed's latest Jobs & Hiring Trends Report. Still, job postings in the industry remain well below their pre-pandemic baseline. Marketplace's Meghan McCarty Carino spoke with Indeed senior economist Cory Stahle for a look at how this year turned out for the tech job market.

Sale on hunts with Mindful Hunter Outfitting. Get up to $750 off per person. Email https://www.mindful-reviews.com/ and get automatically entered to win a Sig Oscar 6 Image-Stabilising Spotting Scope!   In this deep dive, we put the Kite Optics APC 60 through a rigorous field test to see if it lives up to the hype. With built-in image stabilization, compact form factor, and claims of premium optics, this scope targets serious backcountry hunters and wildlife spotters looking for performance without the bulk. But does it deliver? We break down real-world performance across vibration control, handheld use, optical clarity, and mirage resistance—plus we've got TWO gear giveaways including a Swaro ATX and the Sig Sauer Zulu 10 15x binoculars!

In this episode we have Colby Kroff from Swarovski Optik with us to introduce the latest products from Swarovski, stabilized spotting scopes. Listen to this podcast to get all the details on the new AT/ST Balance spotting scopes, available now on our website.

Brody and Chris discuss the all-new Swarovski AT/ST Balance spotting scopes and their application, industry implications, field use, ergonomics, and more. Chris's in-field review video: https://youtu.be/N20GjdthwFA Check it out at Outdoorsmans.com: https://outdoorsmans.com/collections/swarovski-stabilized-spotting-scopes If you enjoy the podcast, give us a rating, a thumbs up, or a review on whatever platform you listen on! Got a topic you'd like us to cover or a guest you'd like us to feature? Send an email to Brody@westernhunter.net. Thank you for listening, and please bookmark, subscribe, or save the Western Hunter Podcast to be notified of future episodes!

November 2025 marks a harmonic stillpoint—a field in which the Soul's encoded frequency no longer needs to prove itself through performance. The scaffolding has formed. The Light has anchored. This is the arc where form gently receives signal. You are not meant to push forward now. You are meant to format your field through stillness, coherence, and quiet precision.

This is the halfway mark. You may feel the heaviness of responsibility. Can you name the loss without being consumed by it? The trine keeps the door open for empowerment if you act consciously.

Shimon Shkury, President and Founder of Ariel Property Advisors, Victor Sozio, Founding Partner, and Ben Schlegel, Director in the Capital Services Group, discuss New York City's multifamily market and the findings of Ariel Property Advisors' Q3 2025 Multifamily Quarter in Review New York City.Highlights include:New York City's multifamily market gained momentum in the third quarter, rising to $2.55 billion in sales, up 14% quarter-over-quarter and 17% year-over-year.Free-market assets are attracting significant investor interest due to strong fundamentals like growing rents and less regulation compared to rent-stabilized buildings.Nearly half of the dollar volume in the third quarter was in Manhattan where sales were dominated by well-capitalized investors targeting high-value free-market multifamily assets.There has been a significant increase in liquidity in the market over the last 6 to 12 months, with more banks, private lenders and debt funds entering the New York market. Lenders are keenly interested in Manhattan, especially for office-to-residential conversions, due to low vacancy rates and strong demand dynamics.The team is expecting a strong close to the year with a flurry of transactions, primarily driven by free-market multifamily properties, supported by softening interest rates

Kenny Burgos, CEO of the New York Apartment Association and former State Assembly member from the Bronx, joined the show to discuss the challenges in rent-stabilized housing, the perspective of landlords and building managers, the prospects of a Mayor Mamdani and the candidate's promise to freeze stabilized rents for four years, and much more about housing policy. (Ep 538)

This is your morning All Local update for October 1, 2025.

Natalie Gould shares her journey from severe Long Covid to full recovery, revealing how nervous system regulation transformed not only her Long Covid symptoms but also pre-existing chronic conditions like psoriatic arthritis and migraines.• Life before illness included working as a CFO and living on a small farm• Initial Covid infection in July 2021 was mild but led to severe post-viral symptoms• Main symptoms included PoTS, tachycardia, severe insomnia, cognitive impairment and sound sensitivity• Within six months, she was essentially bedbound but continued working remotely• Stabilized symptoms through extreme pacing but remained severely ill for over a year• Found hope after hearing recovery stories and trying the ANS Rewire program• Leaving her stressful job was a turning point in her recovery journey• Used play and creativity as powerful tools for nervous system regulation• Created characters to personify stress patterns and developed dialogues with them• Recovery process led to healing of multiple pre-existing conditions• Now enjoys swing dancing and a fuller life than before illness• Continues nervous system regulation practices not out of necessity but enjoymentCheck out "Farm Stories" for more insights on recovery techniques & nervous system regulation.Links:https://www.sparrowcrowfarm.com/ https://sparrowcrowfarm.substack.com/ - Farm Storieshttps://www.youtube.com/watch?v=M2pSH8og5Ho&t=1981s - self recorded recovery videoMessage the podcast! - questions will be answered on my youtube channel :) For more information about Long Covid Breathing courses & workshops, please check out LongCovidBreathing.com (music credit - Brock Hewitt, Rule of Life) Support the show~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~The Long Covid Podcast is self-produced & self funded. If you enjoy what you hear and are able to, please Buy me a coffee or purchase a mug to help cover costsTranscripts available on individual episodes herePodcast, website & blog: www.LongCovidPodcast.comFacebook @LongCovidPodcastInstagram Twitter @LongCovidPodFacebook Creativity GroupSubscribe to mailing listPlease get in touch with feedback, suggestions or how you're doing - I love to hear from you, via socials or LongCovidPodcast@gmail.com**Disclaimer - you should not rely on any medical information contained in this Podcast and related materials in making medical, health-related or other decisions. Please consult a doctor or other health professional**

Episode Highlights With CarolynWhy symptoms are messengers and gifts and how to listen to themCommon reasons people go to doctors: fatigue, sleep issues, etc., and what they indicateHow these ions support our 45 miles of nerves and hundreds of musclesWhat stabilized ions of minerals are and how they trigger healing enzymesWe all know minerals are important, but not how to optimally support balance Linus Pauling: Mineral deficiencies are the basis of chronic disease Vitamin D needs magnesium to activateResources MentionedReMyte Mineral Solution use code wellnessmama for a discountAll Completement Formulas from RnA ReSet - use code wellnessmama for a discountDr. Carolyn Dean's websiteDr. Carolyn's books

Host Justin Tuminowski sits down with Texas investors Lance & Jessie Riggen to unpack their full creative-finance playbook on a 42-pad mobile home/RV park in Midland, TX. They found the deal on a listing site, negotiated $1.4M seller financing at 7.5% with 10% down and 18 months interest-only, then battled deferred maintenance, septic surprises, vacancies, and weak management. Perfect for anyone learning creative finance, JV structuring, and mobile home park repositioning—with real numbers, real problems, and real solutions. If you've got a Sunbelt deal or want in on their “deal room,” connect with Lance on IG: https://www.instagram.com/lanceriggen/ ➡️ Learn the Multifamily Investing hack from Pace LIVE: https://subto.sjv.io/JKNB7E  ➡️ Meet Pace on the Creative Nation Tour: https://bit.ly/GetCreativeNationTour ➡️ Get the CRM that will take you further: https://www.gohighlevel.com/pace ➡️ Use Creative Listing for FREE to buy and sell creatively: https://bit.ly/CreativeListing ➡️ Join the SubTo Community: https://subto.sjv.io/RG6EDb ➡️ Become a Top Tier Transaction Coordinator: https://toptiertc.pxf.io/yqmoxW ➡️ Discover the Gator Method: https://gator.sjv.io/Z6qOyX ➡️ Get to the SquadUp Summit Conference: https://bit.ly/GetToSquadUpSummit COMMUNITY MEMBERS! ➡️ Get Featured on the Get Creative Podcast: https://bit.ly/GetCreativeGuestForm Refer a Friend to SubTo: refer.nre.ai/subto Refer a Friend to TTTC: refer.nre.ai/tttc Refer a Friend to Gator: refer.nre.ai/gator PLUG IN & SUBSCRIBE Creative Real Estate Facebook Group: https://www.facebook.com/groups/creativefinancewithpacemorby Instagram: https://www.instagram.com/pacemorby/  YouTube: https://www.youtube.com/@PaceMorby TikTok: https://www.tiktok.com/@pacemorby  X: https://x.com/PaceJordanMorby The Pace Morby Show: https://www.youtube.com/@thepacemorbyshow

A proposal for a casino and entertainment complex near Citi Field in Queens is moving forward. Plus, New Yorkers living in rent-stabilized apartments will start paying more beginning October 1st. Also, Schools Chancellor Melissa Aviles-Ramos made the annual “state of our schools” address this week after Mayor Eric Adams announced he's dropping out of the race. And finally, the MTA board approved a fare hike on Tuesday, raising the fare from $2.90 to $3.

New York City Rent stabilized apartments are getting a price hike. Starting tomorrow, renters will have a 3% increase on one-year leases and a 4.5% rise on two-year leases. This applies to about 1 million apartments across the city. New York City is looking to secure millions of dollars in a settlement from Purdue Pharma, the makers of Oxycontin, to tackle the ongoing opioid crisis. WFUV's Xenia Gonikberg tells us more about what it means for the city. As New York state opens the door to full-scale casinos in the five boroughs, millionaires, celebrities, and political insiders are staking their bets in what's seen as a high stakes gamble for the city's future. Host/Producer: Lainey Nguyen Editor: Tess Novotny Reporter: Xenia Gonikberg Reporter: Joseph Vizza Theme Music: Joe Bergsieker

New York City is now offering $50,000 to landlords who opt to renovate vacant rent-stabilized apartments and return them to the market. Plus, 11 more public library branches will offer seven-day service starting this weekend. And finally, state court officials will decide whether more than a dozen judges who are 70 or older can keep serving.

In this episode, Shimon Shkury, President and Founder of Ariel Property Advisors, reviews the latest trends in New York City's multifamily market with Victor Sozio, Ariel Founding Partner, and Matthew Dzbanek, Senior Director in Capital Services. They discuss financing options and highlight findings from Ariel's Q2 2025 Multifamily Quarter in Review New York City.Key takeaways include: Dollar volume rose to $2.3 billion in Q2 2025, up 11% from Q1 2025, while transactions fell 3% over the period to 293.Over 70% of the dollar volume and over 50% of the transactions were concentrated in affordable and rent stabilized assets.Related Companies sold a 36-building rent stabilized portfolio in the Bronx to PH Realty Capital LLC for $189 million, discounted from the $253 million Related paid for the same properties in 2014.Ariel arranged the sale of Ocean Park Apartments, a 602-unit affordable housing building in Far Rockaway to Tredway for $88 million.The bid/ask spread is tightening for rent stabilized assets because seller motivation has increased in recent quarters.Free market properties have started to increase in value but are still below peak.Financing for multifamily is getting more attractive.

Harry Siegel joins to break down the chaotic New York mayoral race, where Zohran Mamdani looks like the presumptive next mayor but hasn't been fully tested. Siegel warns that old tweets, rent-stabilized housing, and city-run grocery promises could become liabilities once federal pressure mounts. Plus, Trump's trade war bets on an eight-to-eleven-year payoff, a timeline that outlasts his legal term limit and raises questions about intent. Produced by Corey Wara Production Coordinator Ashley Khan Email us at ⁠⁠⁠⁠thegist@mikepesca.com⁠⁠⁠⁠ To advertise on the show, contact ⁠⁠⁠⁠ad-sales@libsyn.com⁠⁠⁠⁠ or visit ⁠⁠⁠⁠https://advertising.libsyn.com/TheGist⁠⁠⁠⁠ Subscribe to The Gist: ⁠⁠⁠⁠https://subscribe.mikepesca.com/⁠⁠⁠⁠ Subscribe to The Gist Youtube Page: ⁠⁠⁠⁠https://www.youtube.com/channel/UC4_bh0wHgk2YfpKf4rg40_g⁠⁠⁠⁠ Subscribe to The Gist Instagram Page: ⁠⁠⁠⁠GIST INSTAGRAM⁠⁠⁠⁠ Follow The Gist List at: ⁠⁠⁠⁠Pesca⁠⁠⁠⁠ ⁠⁠⁠⁠Profundities | Mike Pesca | Substack⁠⁠⁠⁠  

SEASON 4 EPISODE 5: COUNTDOWN WITH KEITH OLBERMANN A-Block (1:45) SPECIAL COMMENT: THE DISASTA IN ALASKA The Disasta in Alaska - starring the cheeseburger-eating surrender monkey. We have, to quote Churchill, suffered a defeat, without a war. Because we forget we don’t MERELY have an evil, deranged president, we have an evil, deranged president who is also a moron. Now, Trump - Putin’s butt boy, his errand carrier - will deliver Putin’s message to Zelensky in Washington. He will be accompanied by EU President von der Leyen, NATO Secretary General Rutte, Presidents Macron of France and Stubb of Finland, Prime Ministers Starmer of the U-K and Meloni of Italy, and Chancellor Merz of Germany. Trump will be accompanied by a large selection of mirrors. I suspect Trump will parrot what he remembers of Putin's message (whatever Trump's staff didn't leave on the printer of the business center at the Hotel Captain Cook in Anchorage) and tell Zelensky that the way to achieve an end to the war in Ukraine is: to lose. The best thing Zelensky and the Europeans could say in response would be to state that they are withdrawing their recognition of the government of the United States of America because it is just too effing stupid. From the Disasta in Alaska to the Occupied territory of Washington, D.C. And don’t forget what Trump today DOUBLING the number of National Guard in DC with new recruits from Ohio, West Virginia, and South Carolina (all of them, far more violent than DC) means: It means he’s read his cratering polls number and declared war on the United States of America. Also: we rejoin the Trumpstein Cover-up Scandal, already in progress. B-Block (30:02) THE WORST PERSONS IN THE WORLD: International Fop Piers Morgan FINALLY does a journalism - posts a meme of Trump on his way to meet Putin and Trump is wearing kneepads - and then DELETES the first journalism of his life? Pam Bondi proudly admits The Deep State has defeated her fascist DOJ with nothing more than a Sweet Onion Chicken Teriyaki Sub. And the battle of the most overrated people in their field: neither CNBC's Andrew Ross Sorkin nor House Democratic mis-Leader Hakeem Jeffries repeat Andrew Cuomo's canard that Democratic NYC mayor nominee Zohran Mamdani lives in a rent-CONTROLLED apartment when he, like HALF of all NYC renters (myself included) lives in a rent-STABILIZED apartment. Sorkin repeats this FOUR times, Jeffries doesn't correct him, and Jeffries who is theoretically a congressman from New York STILL refuses to endorse his own party's nominee, chosen by its MEMBERS, for mayor OF New York. Sorkin should be fired and Jeffries should resign. C-Block (43:00) THINGS I PROMISED NOT TO TELL: Somebody wrote last week that Aaron Sorkin's HBO "Newsroom" version of some of what happened to Countdown on MSNBC was the worst fictionalization of journalism in the English language. I think that's an exaggeration. It wasn't nearly that good.See omnystudio.com/listener for privacy information.

The New York City mayor's race continued to heat up this week with a rent-stabilized apartment showdown between Zohran Mamdani and Andrew Cuomo; former Governor David Paterson throwing his support behind Mayor Eric Adams; and Mamdani hitting all five boroughs on an anti-Trump tour. NY1 investigative reporter Courtney Gross, political reporter Bobby Cuza and statehouse reporter Bernadette Hogan discuss a scorcher of a week in the dog days of summer.   After that, the focus shifts to Albany, where Gov. Kathy Hochul's approval numbers are ticking upward in a new Siena University poll, even as her lead over likely challenger Elise Stefanik narrows. The “Off Topic” team breaks down what the numbers could mean for Hochul's reelection strategy more than a year out from the vote.

The EPA is terminating contracts with its union. Also, a plan to shift some NYPD responsibilities to a new agency is drawing both praise and skepticism. Plus, New York state is marking Harlem Week with new laws honoring the neighborhood's legacy. And finally, former Gov. and mayoral candidate Andrew Cuomo is going viral for a series of social media posts attacking his rival Zohran Mamdani over housing policy.

Ephesians 4:1-16 Gracious Unity (vv. 1-6) A worthy walk Loneliness Gentleness Patience Endurance A unified work One body One Spirit One hope One Lord One faith One baptism One God Gifted Diversity (vv. 7-16) Gifted people Apostles Prophets Evangelists Pastors/teachers Gifting purpose Unified knowledge Stabilized maturity Integrated growth More To Consider All of Pauls letters contain a beautiful balance between doctrine and duty, and Ephesians is the perfect example. The first three chapters deal with doctrine, our riches in Christ, while the last three chapters explain duty, our responsibilities in Christ. The key word in this last half of the book is walk (Eph. 4:1, 17; 5:2, 8, 15), while the key idea in the first half is wealth. In these last three chapters, Paul admonishes us to walk in unity (Eph. 4:116), purity (Eph. 4:175:17), harmony (Eph. 5:186:9), and victory (Eph. 6:1024). Wiersbe, W. W. (1996). The Bible exposition commentary (Vol. 2, p. 34). Victor Books. Attitudes of humility, gentleness, and patience foster unity among Christians. Having stated these three virtues, Paul then stated the manner in which they are to be carried out in ones conduct: bearing with one another in love and making every effort (the Gr. has a, making every diligent effort) to keep the unity of the Spirit through the bond of peace. Christians are not to make unity but to keep or guard what God made in creating the one new man (Eph. 2:1516). They are to keep this unity through the bond which consists of peace. Concern for peace will mean that Christians will lovingly tolerate each other, even when they have differences. Hoehner, H. W. (1985). Ephesians. In J. F. Walvoord R. B. Zuck (Eds.), The Bible Knowledge Commentary: An Exposition of the Scriptures (Vol. 2, p. 633). Victor Books. "The society into which the Christian is called is not a collective but a Body. It is in fact that Body of which the family unit is an image on the natural level. "If anyone came to it with the misconception that the Church was a massing together of persons as if they were pennies or chips, he would be corrected at the threshold by the discovery that the Head of this Body is utterly unlike its inferior members -- they share no divinity with Him except by analogy. "We are summoned at the outset to combine as creatures with our Creator, as mortals with immortal, as redeemed sinners with sinless Redeemer. "His presence, the interaction between Him and us, must always be the overwhelmingly dominant factor in the life we are to lead within the body; and any conception of Christian fellowship which does not mean primarily fellowship with Him is out of order." From Transposition and Other Addresses; used by permission of William Collins Sons and Co., Ltd., in Daily Walk, May 18, 1992.

For Lip-Bu Tan's first full quarter as Intel (INTC) CEO, Olivier Blanchard says he didn't do a bad job. He says investors should show patience as Tan works on the turnaround plan for Intel. He talks about where the company stands in the greater A.I. race, particularly in the CPU and GPU space.======== Schwab Network ========Empowering every investor and trader, every market day.Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – / schwabnetwork Follow us on Facebook – / schwabnetwork Follow us on LinkedIn - / schwab-network About Schwab Network - https://schwabnetwork.com/about

Navigating Multifamily CRE in a Volatile Environment Insights from Paul Fiorilla, Director of U.S. Research at Yardi Matrix   Paul Fiorilla offers a data-driven view of today's commercial real estate (CRE) landscape using the vast resources he has at his disposal at Yardi.   While market sentiment may be growing more optimistic, Fiorilla acknowledges investors should separate short-term mood from long-term fundamentals. His perspective, rooted in close analysis of multifamily data and macro conditions, is both pragmatic and cautionary: yes, there's capital on the sidelines and deals are getting done but many investors may be misreading the durability of recent tailwinds and underestimating latent risks.   Short-Term Confidence, Long-Term Industry   Real estate is an inherently long-term, illiquid asset class yet, much of the current market behavior appears to be anchored in short-term confidence (and short term memories). That dissonance should give investors pause. While macroeconomic shocks like tariffs, interest rate hikes, and political uncertainty do not immediately register in quarterly CRE data, their effects compound over time.   Investor sentiment, meanwhile, remains buoyant. Debt markets have resumed activity, stock indices are back near prior highs, and many assume the worst is behind us. But the lagging nature of real estate data means we're still months away from fully seeing the impacts of recent fiscal and geopolitical developments.   Multifamily Fundamentals: A Shifting Landscape   Fiorilla addresses the fundamentals of the multifamily sector, noting that demand has remained strong in recent years, but the distribution of that demand is shifting. Rent growth is no longer universal. Over the past 15 months, metros in the Midwest and Northeast, markets like Chicago and New York, have consistently posted moderate, steady rent growth. In contrast, high-growth Sunbelt cities such as Austin, Atlanta, Nashville, and Salt Lake City are experiencing flat to negative rent trends.   What's driving this bifurcation is primarily supply. In oversupplied markets, absorption hasn't kept pace with new deliveries. Despite a sharp national decline in starts, down approximately 40% year-over-year, the existing pipeline remains heavy. Nationally, over 1.2 million units are either in lease-up or under construction. In high-growth markets, deliveries will continue at elevated levels for the next several years. Some cities may see 12–15% added to their multifamily inventory by 2027.   Fiorilla underscores that while national numbers suggest a tapering of supply, the local realities are more complex. Markets that arguably need more housing, Los Angeles, New York, and Chicago for example, are seeing similar slowdowns in new development as oversaturated markets. The result is a continued misalignment between where capital is building and where it's most needed.   The Waning Tailwinds of Demand   Fiorilla also points to softening demand drivers that may soon undermine current assumptions. Over the past several years, demand has been supported by several powerful tailwinds: robust job growth, high immigration, and pandemic-era trends such as household formation and suburban relocation. But these are now tapering.   Net immigration, while still meaningful, is slowing. Job growth has begun to decelerate. Moreover, federal employment cuts and delays in private-sector hiring – driven by political and fiscal uncertainty – are contributing to a weakening outlook for household formation. These are not necessarily signs of imminent distress, but they do suggest that the extraordinary absorption rates of 2021–2022 will be difficult to sustain.   As Fiorilla puts it, “the risks are to the downside.” He's not forecasting a collapse but cautions against overreliance on recent performance when underwriting future deals, particularly in light of ongoing supply pressure.   Policy Risk and the Fragility of Subsidized Housing   Among the more underappreciated risks in the market, Fiorilla emphasizes policy risk, especially in affordable and subsidized housing. He notes that while programs like LIHTC and Opportunity Zones appear safe, others such as Section 8 are under pressure.   Of particular concern are proposals to convert these programs into state-administered block grants. While this may seem like a technocratic shift, it would represent a material change for property owners. Federal guarantees would be replaced by varying state-level funding regimes, increasing payment risk and reducing the predictability that underpins underwriting in the subsidized housing sector. For owners reliant on these programs, even modest payment disruptions could be “catastrophic,” he notes.   Interest Rate Volatility: The Real Pain Point   Turning to capital markets, Fiorilla distinguishes between the level of interest rates and the pace at which they change. Today's rates, he argues, are not historically high. Pre-GFC, rates were often at similar levels. What's destabilizing is the speed of change. A sharp increase from near-zero to 4–5% within a single year has impaired refinancing feasibility and upended underwriting assumptions.   This volatility, not the rates themselves, has created most of the current distress. Borrowers facing refinancing at double or triple the prior coupon are under strain. And yet, transaction activity persists, with many deals still pricing at thin or even negative leverage. Why? Because the #1 driver of compressed cap rates is investor confidence in future cash flows. The belief that rents will continue to rise justifies aggressive pricing – until it doesn't.   This mindset echoes pre-GFC sentiment, where rent growth was taken as a given. Fiorilla is quick to clarify that today's market is not nearly as reckless. Still, elevated pricing in an environment of cooling fundamentals could leave investors dangerously exposed to even mild shocks.   Quiet Distress and the Maturity Wall   Another issue masked by short-term optimism is the growing volume of loan maturities. These include both regularly scheduled maturities and loans previously extended during 2021–2023 that are now reaching their end.   Fiorilla notes that many of these are being addressed quietly. Lenders, reluctant to force asset sales, are working with borrowers on a case-by-case basis. The result: distress is real, but it's largely invisible. There's little evidence of forced portfolio liquidations or widespread delinquencies – yet.   The availability of capital, particularly for multifamily, is helping to buffer these pressures. There's no shortage of dry powder. But absent a sharp rate reversal or improved clarity from policymakers, the sector could see a slow bleed of marginal deals rather than a systemic reset.   Underappreciated Geopolitical Risk   One of the most thought-provoking parts of the conversation concerns CRE's growing sensitivity to global and political dynamics. This is a structural change. The U.S. has long benefited from its role as a stable, rule-of-law jurisdiction. But shifts in foreign policy, trade restrictions, and political dysfunction are beginning to weigh on foreign investment.   Declining Canadian cross-border investment and tighter restrictions on visa travel are, in part, evidence of this shift. These aren't headline stories but they are meaningful. If the U.S. loses its perception as a reliable haven for capital, CRE pricing could face downward pressure from shrinking foreign demand. This is a long-term trend worth monitoring closely, not a transitory blip.   What He's Watching   When asked what indicators he watches most closely, Fiorilla points to three primary metrics: Occupancy Rates – Particularly in high-supply markets. Stabilized occupancy below 94% would be an early warning sign. Absorption Trends – A sustained drop in household formation or leasing activity could signal weakening demand. Employment Data – Job losses, especially if broad-based, would ripple into rent growth and occupancy. He also monitors transaction volume as a proxy for investor confidence. If deal flow freezes again, that would signal a recalibration of forward expectations.   Final Reflection   While Fiorilla resists giving investment advice, his closing thoughts reflect a conservative posture. He's not sitting on the sidelines entirely but he's not rushing in either. Caution, portfolio balance, and realistic expectations are the guiding principles.   For CRE professionals, this conversation is a reminder to look past sentiment and dig into the data and the fundamentals: local supply pipelines, policy shifts, interest rate trends, and the fragility of assumptions underpinning future rent growth. The macro backdrop is far from stable and the margin for error, even in multifamily, may be thinner than it appears.   *** In this series, I cut through the noise to examine how shifting macroeconomic forces and rising geopolitical risk are reshaping real estate investing.   With insights from economists, academics, and seasoned professionals, this show helps investors respond to market uncertainty with clarity, discipline, and a focus on downside protection.    Subscribe to my free newsletter for timely updates, insights, and tools to help you navigate today's volatile real estate landscape. You'll get: Straight talk on what happens when confidence meets correction - no hype, no spin, no fluff. Real implications of macro trends for investors and sponsors with actionable guidance. Insights from real estate professionals who've been through it all before. Visit GowerCrowd.com/subscribe Email: adam@gowercrowd.com Call: 213-761-1000

We beat last year's profit numbers with a more peaceful, more streamlined business model, and I want to share with you exactly what I've done to make it happen.I don't often pull back the curtain like this, but it's been an absolute game changer to stabilize this area of my life while so many other parts are chaotic.Listen in and give yourself permission to try out some of these ideas so your business serves YOU...and don't forget to join us in Toronto in May for our next event!---

On this episode of the Best Ever CRE Show, Pascal Wagner interviews The Real Estate God, a private equity investor with $30–40 million in assets under management. Known for his sharp insights and anonymous presence online, Michael shares how LPs can think like GPs by breaking down deal evaluation, spotting hidden risks, and understanding the importance of stabilized yield versus market cap rates. He dives deep into evaluating market rents, verifying assumptions, and managing debt risk—especially the dangers of bridge loans. Michael also emphasizes how understanding GP incentives and being diligent about due diligence are critical for LPs to reduce risk and maximize returns. The Real Estate God Real Estate Private Equity Firm Founder Based in: South Carolina Say hi to them at calendly.com/realestategod/introcall youtube.com/@therealestategod vikingcapllc.com Capital Gains Tax Solutions Join the Best Ever Community  The Best Ever Community is live and growing - and we want serious commercial real estate investors like you inside. It's free to join, but you must apply and meet the criteria.  Connect with top operators, LPs, GPs, and more, get real insights, and be part of a curated network built to help you grow. Apply now at www.bestevercommunity.com Learn more about your ad choices. Visit megaphone.fm/adchoices