42nd Vice President of the United States
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Send us a textFrank Lavin served under Presidents Reagan, George H.W. Bush, and George W. Bush in positions as varied as personnel, national security, international trade negotiations, Ambassador to Singapore, among others. In this conversation, we discuss his 8+ years in the Reagan White House from 1981-1989 - which is chronicled in his recent book Inside the Reagan White House. In the Reagan White House, he wore several different hats, was in hundreds of meetings with President Reagan, worked alongside some of the most influential administration officials - culminating in his stint as White House Political Director during the 1988 elections.IN THIS EPISODEFrank grows up in small-town Ohio in a tensely political time...Frank talks the establishment vs. conservative sparring in the GOP of the 1970s...Frank's early campaign activities in the late 70s and working for an IE backing Reagan as a college student in 1980...An important political lesson Frank learned from James Baker in Baker's 1978 race for Texas Attorney General...Memories of how Jim Baker ran the Reagan White House as Chief of Staff...How Reagan borrowed from FDR to become a powerful political communicator...How Reagan led the White House in meetings behind closer doors...Frank's first White House job of letting unsuccessful job applicants down easy...How the White House was a tug-of-war between "true believers" and "pragmatists"...Memories of his time at the Office of Public Liasion and how the President would "freeze" the first 10 minutes of a meeting...The 1984 Democratic challenger the White House was most worried about and how Reagan bounced back from a bad '82 midterm to win an '84 landslide...The difference in "desk truth" and "street truth"...How Reagan staffer Mike Deaver fundamentally changed the way a White House handles presidential travel...Frank's time as a White House national security staffer negotiating with the Soviets and spending time with President Reagan and Margaret Thatcher at Camp David...Frank demystifies his role as White House Political Director during the 1988 elections...The origin of the famous Reagan "11th Commandment" maxim...How Reagan initially won - and successfully held - the voters who came to be known as "Reagan Democrats"...Frank's memories of being around President George H.W. Bush...The low point of Frank's time in the Reagan White House...Quick memories from Frank of prominent figures including Karl Rove, Colin Powell, Richard Nixon, Henry Kissinger, Roger Stone, and Pat Buchanan...AND Al Haig Disease, Lee Atwater, Jimmy Carter, George Christopher, Bill Clinton, creative tension, Peter DelGiorno, Terry Dolan, Tony Dolan, Frank Donatelli, Mike Dukakis, exotic tendencies, the FEC, fireside chats, forced marriages, force multipliers, Gerald Ford, John Glenn, Barry Goldwater, Mikhail Gorbachev, Bob Haldeman, Warren Harding, Kamala Harris, Gary Hart, hatchet men, horizontal management, LBJ, jelly beans, Dick Lyng, Paul Manafort, Eugene McCarthy, George McGovern, Ed Meese, Walter Mondale, Brian Mulroney, Daniel Murphy, Ed Muskie, NCPAC, neutral recapitulations, the New Left, non sequiturs, Oliver North, John Poindexter, the Reykjavik Summit, Stu Spencer, Robert Taft, Donald Trump, Bob Weed, George Wortley...& more!
We're reviewing five years of Minneapolis politics since George Floyd's murder with guest D.A. Bullock. We pick apart the records of two very different police chiefs - Medaria Arradondo and Brian O'Hara. We talk about the backlash to the backlash: fear politics is bigger than ever in 2025. Minneapolis has two PACs aligned with Mayor Frey using crime as a wedge to get us to vote for candidates who reject the idea of any renter and worker protections. John tells the story of how this political agitation led to the most Minneapolis thing he's ever witnessed: seeing Walter Mondale's son get shoved by a rich dick at the Ward 7 DFL Convention. We get D.A.'s thoughts on why we need a new mayor; what he thinks of candidates DeWayne Davis and Omar Fateh; we discuss how remarkable it is that Emily Koski was tagged with being too DSA before being run out of the race; and we find out what bothers D.A. about local news coverage. Most importantly, we learn what D.A. is an acronym for.Unfortunately this episode was recorded before Chief Brian O'Hara made comments about the ‘bourgeois liberal mentality' in Minneapolis. Imagine the fun we could've had with that.Watch: https://youtube.com/wedgeliveJoin the conversation: https://bsky.app/profile/wedge.liveSupport the show: https://patreon.com/wedgeliveWedge LIVE theme song by Anthony Kasper x LaFontsee
Send us a textWe ran out of time in our last episode but felt that both of these segments were worthy of being chronicled in our series looking back at the 1992 election. The first is the full press conference of Ross Perot as he withdrew from the 1992 election. It was a move that to this day makes no sense to me as to why he did it. He had been in first place and while he had slipped in the polls he was still in a stronger position than he would ever see again prior to this early withdrawal from the race. You will listen in at his reasoning at the time in his Press conference announcing his withdrawal. Then we will return to the convention hall on that final day and during a break in the action on the convention floor we will listen to a panel discussion that will feature every unsuccessful Democratic nominee over the past 22 years up to that point. It is a fascinating discussion featuring reporters and commentators Robert McNeil, Jim Lehrer, Mark Shields, David Gergen and former Democratic Presidential nominees, Senator George McGovern from 1972, Former Vice President Walter Mondale who was on the national ticket as VP in 1976, 1980- and the nominee in 1984, and Massachusetts former Governor and 1988 Nominee Michael Dukakis. It is a must listen to panel discussion from a set of true history makers. Questions or comments at , Randalrgw1@aol.com , https://twitter.com/randal_wallace , and http://www.randalwallace.com/Please Leave us a review at wherever you get your podcastsThanks for listening!!
Sonia Johnson ran for President of the United States in 1984 against Ronald Reagan & Walter Mondale. Did she expect to win? Dr Chris Talbot discusses Sonia's presidential run, her attempt to lead the National Organization for Women, her failed marriage, and her possible attempts at anarchy. Check out our conversation... https://youtu.be/U4lxIoTPqek Don't miss our other episodes with Dr Chris talbot! https://gospeltangents.com/people/chris-talbot/ Copyright © 2025 Gospel Tangents All Rights Reserved Except for book reviews, no content may be reproduced without written permission. transcript to follow Copyright © 2025 Gospel Tangents All Rights Reserved Except for book reviews, no content may be reproduced without written permission.
Tune in here to this Thursday's edition of the Brett Winterble Show! Brett kicks off the program by talking about a critical listener who sent him a hate message late at night about his political discussions, noting how people write with strong opinions without knowing him personally. and reflects on the recent funeral of President Jimmy Carter, remarking on the speeches given, particularly criticizing a particular speaker while praising others. Later in the show Brett comments on the direction of the U.S. government, suggesting that a new, more resilient foundation needs to be built rather than relying on a fragile, ineffective system. He expresses optimism for future change but also criticizes the lack of strong legislative leadership. Beth Troutman from Good Morning BT is also here for this Thursday's episode of Crossing the Streams. Brett and Beth talk about Beth's plans for preparing for a snowstorm such as stocking up on essentials like milk, eggs, also the Duo reflects on the recent funeral of former President Jimmy Carter, noting the emotional eulogies given by the grandchildren of Walter Mondale and Gerald Ford. . Beth also shares what She and Bo have coming up Friday on Good Morning BT! Listen here for all of this and more on The Brett Winterble Show! For more from Brett Winterble check out his YouTube channel.See omnystudio.com/listener for privacy information.
Despite his death in 2021, Walter Mondale was part of today's funeral for President Jimmy Carter. Mondale's son Ted read a eulogy written in 2015 by the late vice president and Minnesota U.S. senator.Ans a DFL state senator won't vote remotely while on trial in Becker County on a criminal matter.Those stories and more in today's evening update. Hosted by Emily Reese. Music by Gary Meister.
Mourners gathered to pay respects to former President Jimmy Carter at his funeral in Washington D.C. Thursday morning. We hear from Walter Mondale's son, Ted Mondale, who delivered his father's posthumous eulogy at the service.Volunteers from the Minnesota Red Cross are rushing to California as deadly wildfires rage across Los Angeles and the surrounding region. We learn about the efforts to help bring relief to people who have been displaced.Plus, retiring GOP Minnesota Rep. Pat Garofalo reflects on his career at the Capitol and the odds of this year's Legislature legalizing sports betting.And are the Minnesota Vikings cursed? A former Vikings great weighs in.
Minnesotans are remembering former President Jimmy Carter, who died yesterday at 100 years old. Carter picked Minnesota U.S. Senator Walter Mondale as his vice president. And Gov. Tim Walz has called a special election to fill the Senate seat of former Senate Majority Leader Kari Dziedzic, who died last week.Those stories and more in today's evening update from MPR News. Hosted by Jacob Aloi. Music by Gary Meister.
Jimmy Carter, the 39th president of the United States, died Sunday, December 29 at the age of 100. The Carter Center announced he died in his hometown of Plains, Georgia.Carter was president from 1977 to 1981, but he was perhaps more famous for the life he led after leaving office. Carter was one of the biggest advocates for peace, democracy and international human rights.This special, Jimmy Carter: A Life, features Joe Donahue's archival interviews with President Carter, Walter Mondale, historians Kai Bird and Jonathan Alter, and more.
Flags are at half-staff in Minnesota and across the country to honor President Carter, who died Sunday at 100 years old. President Joe Biden announced a national day of mourning for the funeral of the former president to be held Jan. 9.Carter is being remembered as an advocate for human rights and international peace. He is also remembered as changing the relationship between president and vice president. His VP was Minnesota's own Walter Mondale.Another Minnesotan who had a special relationship to Carter is Josie Johnson, who is known as the state's first lady of civil rights. In 1980, she served as deputy campaign manager for Carter in Tennessee. She joined MPR News host Nina Moini to talk about Carter's legacy and share a letter she wrote to him in 2015.
00:00 Introductions 00:30 Joe Biden 03:30 Kamala Harris 13:27 Russian TV 15:16 Viewer Comments 17:17 Proud Voter 20:10 Final Election Thoughts 23:40 Alopecia 29:55 Airline Hijinx —Sure, Kamala lost in a blowout. Apparently it would have been worse with Biden. Internal polling showed Trump getting 400 Electoral College votes, had Joe Biden been on the ballot in November. This according to former Obama aide Jon Favreau, on the Pod Saves America podcast. Take that, Walter Mondale! —Kamala Harris had a $1 Billion Dollar War Chest. How did she spend that money? Poorly. She spent a million dollars building a set for the “Call Me Daddy” podcast, followed the Hillary Clinton (losing) method of hitting only major cities, therefore ignoring rural voters… Kamala's campaign threw money around without a care in the world, and it bit her in the butt. It's funny how the instant something ends, the people who were screaming into pillows at night let their voices be heard. Even Nancy Pelosi is now blaming Biden for (a) not retiring like he promised, and (b) handing the keys to Harris without a primary to see if the people were interested in such a move. Long story short, though, Kamala should have gone on Joe Rogan's podcast. Avoiding that was easily the dumbest thing she did throughout the entire campaign. —Vladimir Putin controls all media in Russia, which means this happened not only with permission, but probably orders. While celebrating Trump's victory, news anchors in Russia were surrounded by old images of Melania, nude. Sure, they blurred the naughty bits, but they still made it a point to show how the world's best paid escort obtained her current gig. And that's just funny. Also: the battery on nathan's phone starts to die, so he runs off to grab a charger. —Why didn't Trump want a second debate? Lol, because he was embarrassed. He lost that first debate by a mile. It's funny (sad) that it didn't change any voter minds; an incoherent idiot showed the world he was unfit to lead a trip to the grocery store, much less the free world, and yet the dumbest of the dumb in America voted for him anyway.Also: undecided voters are anything but undecided. —Wearing political attire while voting is illegal. You have to take off your hat, or in this case, shirt. A proud, obese, elderly woman wanted to wear her “I'm with stupid” shirt while voting. When told she couldn't, she took it off and voted in her bra. And that's just funny. Also: Jake discusses jogging in New York City. —Low Democrat turnout, DNC shenanigans, and other thoughts on the 2024 presidential election. Will they get it wrong again in the future?Probably. It's what Democrats do. —A bride who has bizarre thoughts about God says her Alopecia-stricken cousin cannot wear a headscarf, or a wig, at her wedding. Why? Because Alopecia is punishment from God. The real question is: why does the cousin even want to be at the wedding in the first place? The bride is obviously a horrible human being, so blow her off. —Over the past year or two, crazy folk have been deciding that opening a plane's emergency door during flight would be a good idea. Well, on a flight in Panama, this very thing happened… …and passengers beat the unholy crap out of the guy. Which is what should happen EVERY TIME. And then, as Jake and nathan discuss, they should be ejected from the plane, mid-flight. Seriously, the world would be a much better place without these losers breathing our air. Idiots on Parade: we mock the news, so you don't have to. Tune in and get your giggle on. Find Jake at @jakevevera Find nathan at nathantimmel.com #news #podcast #comedy #funny #currentaffairs #laugh
Even your most optimistic Mar-a-Lago member didn't see Donald Trump winning the popular vote and taking all seven swing states. He even came within five points of taking the Democratic stronghold of New Jersey! So, what on earth does the Democratic Party do next? They can stay the course and resist. It's what they did the last time Trump won. In the aftermath of Trump's 2016 victory, America was stunned. Every time he opened his mouth, Trump exploded political norms, and the Democratic Party responded in kind. Being a mere opposition party—at least at that moment for the Democrats—was not strong enough for this situation they believed. Instead they needed to become a resistance. And while Democrats won in 2020, the resistance ultimately did not work. Democrats spent a decade telling Americans that Trump was an existential threat, yet Americans didn't care. The Democrats' goal was to scrub Trump from future history. Instead, he now controls it. Democrats need to look inward if they want to have a shot at winning in 2028. They need to act like an opposition, not a resistance. Today, Ei Lake explains why this will require a different approach, but one for which there is already a template. He tells the story of how a few centrist renegades saved the Democrats from oblivion 40 years ago. In 1984, after Ronald Reagan's 525–13 Electoral College landslide over Walter Mondale, the Democrats were not just in disarray—they were on life support. And yet, eight years later, they found their savior: a young governor from Arkansas named Bill Clinton. And they remade their party. If you liked what you heard from Honestly, the best way to support us is to go to TheFP.com and become a Free Press subscriber today. Learn more about your ad choices. Visit megaphone.fm/adchoices
Dr. Ravi Chaudhary, Assistant Secretary of the Air Force for Energy Installations and Environment, is a leader who has taught his team to, "Eat no for breakfast." He lives by a value he learned from his mother at an early age: "If you do your full duty, the rest will take care of itself." SUMMARY In this edition of Long Blue Leadership, Dr. Chaudhary discusses his role in modernizing and reoptimizing Air Force installations to withstand kinetic, cyber, economic, and extreme weather threats. He emphasizes the importance of ruggedizing installations for the Great Power Competition. Dr. Chaudhary shares his background, including his upbringing in Minneapolis and his parents' immigrant journey, and highlights the values instilled in him. He also discusses his work on the implementation of microgrids and microreactors to enhance energy resilience at critical installations like Eielson Air Force Base. 5 QUOTES "If you do your full duty, the rest will take care of itself." - This quote from Dr. Chaudhary's mother reflects the importance of dedication and doing one's job well. "We eat no for breakfast." - This quote highlights Dr. Chaudhary's team's determination to not accept limitations and push boundaries. "Love what you do. Love our nation." - Dr. Chaudhary emphasizes the importance of passion and patriotism in leadership. "America is not about what goes on entirely in Washington. It's about neighbors. It's about what you do for your neighbors." - This quote reflects Dr. Chaudhary's belief in the power of community and service. "Get out of the way and let them in." - Dr. Chaudhary's advice on enabling the next generation of leaders to excel. SHARE THIS EPISODE LINKEDIN | TWITTER | FACEBOOK CHAPTERS 00:00 Introduction to Dr. Ravi Chaudhary and His Role 03:07 The Importance of Air Force Installations 06:08 Dr. Chaudhary's Early Life and Family Background 09:03 Lessons from Family: Service and Community 11:52 Reflections on the Air Force Academy Experience 14:54 Leadership Lessons from Cadet Days 18:01 The Role of Innovation in the Air Force 20:48 Strategic Imperatives for Future Operations 23:59 Optimism for the Future of the Air Force Academy 25:07 A Lifelong Dream: Becoming a Pilot 27:31 Launching Innovations: The GPS Program 28:36 Inspiring the Next Generation of Pilots 30:14 Adapting to Modern Challenges in Aviation 32:40 Navigating Change: The Evolution of Standards 34:57 Learning from Failure: A Personal Journey 35:42 The Role of the Assistant Secretary 38:55 Preparing for Great Power Competition 41:09 Innovative Energy Solutions for the Future 44:58 Leadership Lessons and Final Thoughts 5 KEYS TO LEADERSHIP Embrace failures as opportunities for growth. Dr. Chaudhary shared how his failures, like failing a check ride, ultimately helped him grow as a leader. Keep moving forward, even in the face of adversity. Dr. Chaudhary emphasized the importance of keeping your "legs moving" and not giving up when faced with challenges. Leverage the bonds formed with your team. Dr. Chaudhary highlighted how the bonds he formed with his classmates at the Academy carried over into his missions, demonstrating the power of camaraderie. Empower and enable the next generation. Dr. Chaudhary expressed optimism about the capabilities of the current cadets and emphasized the need to get out of their way and let them excel. Maintain a service-oriented, patriotic mindset. Dr. Chaudhary's passion for serving his country and community was evident throughout the interview, underscoring the importance of this mindset in effective leadership. ABOUT DR. CHAUDHARY '93 BIO Dr. Ravi I. Chaudhary is the Assistant Secretary of the Air Force for Energy, Installations, and Environment, Department of the Air Force, the Pentagon, Arlington, Virginia. Dr. Chaudhary is responsible for the formulation, review and execution of plans, policies, programs, and budgets to meet Air Force energy, installations, environment, safety, and occupational health objectives. Dr. Chaudhary most recently served as the acting Deputy Assistant Secretary of the Navy for Energy. Prior to this role, he served as the Director of Advanced Programs and Innovation, Office of Commercial Space Transportation, at the Federal Aviation Administration. He provided technical leadership and oversight for the commercial space industry, to include research and development activities to support Department of Transportation and White House National Space Council initiatives. Prior to this role, he served as Executive Director, Regions and Center Operations, at the FAA. In this role, he was responsible for leadership, integration and execution of aviation operations in nine regions nationwide. Dr. Chaudhary served as second in command to the Deputy Assistant Administrator and was responsible for providing Department of Transportation and FAA-wide services in the areas of operations, safety, policy, congressional outreach and emergency readiness for the National Aerospace System. Dr. Chaudhary commissioned in the Air Force in 1993 upon graduation from the United States Air Force Academy. He completed 21 years of service in a variety of command, flying, engineering and senior staff assignments in the Air Force. As a C-17 pilot, he conducted global flight operations, including numerous combat missions in Afghanistan and Iraq, as well as a ground deployment as Director of the Personnel Recovery Center, Multi-National Corps, Iraq. As a flight test engineer, he was responsible for flight certification of military avionics and hardware for Air Force modernization programs supporting flight safety and mishap prevention. Earlier in his career, he supported space launch operations for the Global Positioning System and led third stage and flight safety activities to ensure full-operational capability of the first GPS constellation. As a systems engineer, he supported NASA's International Space Station protection activities to ensure the safety of NASA Astronauts. Dr. Chaudhary is a DoD Level III Acquisition Officer and has published numerous articles in future strategy, aircraft design, business transformation and space operations. - Bio Copy Credit to AF.MIL CONNECT WITH DR. CHAUDHARY LINKEDIN | INSTAGRAM | TWITTER ABOUT LONG BLUE LEADERSHIP Long Blue Leadership drops every two weeks on Tuesdays and is available on Apple Podcasts, TuneIn + Alexa, Spotify and all your favorite podcast platforms. Search @AirForceGrads on your favorite social channels for Long Blue Leadership news and updates! FULL TRANSCRIPT OUR SPEAKERS Guest, The Honorable Dr. Ravi I. Chaudhary '93 | Host, Lt. Col. (Ret.) Naviere Walkewicz '99 Naviere Walkewicz 00:00 My guest today is the assistant secretary of the Air Force for energy installations and environment, the Honorable Dr. Ravi Chaudhary USAFA, Class of '93. Against the backdrop of Great Power Competition, Dr. Chaudhry leads the modernization and reoptimization of the Air Force to ruggedize our installations across the globe against what he describes as kinetic threats, as well as non-kinetic cyber, economic and extreme weather threats. He has served as acting deputy assistant secretary of the Navy for energy; the director of advanced programs and innovation, Office of Commercial Space Transportation at the Federal Aviation Administration; and he has led in the commercial space industry research and development in the support of the Department of Transportation and the White House, National Space Council. We'll talk with Dr. Chaudhry about his life before, during and after the Academy. We'll discuss his role, modernizing and re-optimizing initiatives and strategies for the Air Force. We'll touch on leading through new and changing threats and making decisions with climate in mind, and we'll discuss Dr. Chaudhary's work with the secretary of the Air Force and leadership at the base, command and warfighter levels. Finally, we'll ask Dr. Chaudhary to share advice for developing and advanced leaders. Dr. Chaudhary, welcome to Long Blue Leadership. We're so glad to have you. Dr. Chaudhary 01:18 Navier, thank you so much. Thank you for that way too kind of an introduction, and I only have one regret. On this weekend, did you have to mention that I was in the Navy for a little while? You just about blew me away. I know you've got some white clear liquid here. I'm just about ready to find out what the clear liquid is. Naviere Walkewicz Cheers. Dr. Chaudhary 01:40 Off we go, and we'll let our audience speculate, and depending on how it goes, we'll critique ourselves. Just an honor to be here, and congrats to you on your career of service in the Air Force. Naviere Walkewicz Thank you so much. This is truly a pleasure. And I think what we love about Long Blue Leadership is it's really about our listeners getting to know you. And we have so many different listeners that are really excited. So let's start with the hat. I've noticed we've got a hat on right here. “Air Force Installations: Best in the World.” Let's talk about it. Dr. Chaudhary Yeah, let's talk about that. Because we do have the best installations in the world. Our installations are power projection platforms. Every Air Force installation has a mission that begins and terminates with it. If you go all the way back in our history, Gen. Hap Arnold had this to say about our installations: “Air bases are the determining factor in air operations.” Think about that. Think about why we need to make sure that our installations are ready to go, and why we invest in them as an Air Force. It's because you can't get the jets out of town unless they have a good runway that works, unless they are hardened and ready to absorb the types of blows that have come to us in the past. And I'm telling you right now that we've got to be ready for this future, in a decade of consequence in Great Power Competition. We've got to focus on ruggedizing and ensuring that our installations are as survivable as they ever have been. Naviere Walkewicz Absolutely. Well, I can say that that is certainly true, having been at bases where we've seen some challenges, it does halt and sometimes stop operations. So yeah, you're right. Yeah. So it's incredible the work you're doing, and we're going to talk about that today. But before we get there, can we rewind the clock a little bit? Dr. Chaudhary Please don't rewind it too far, but I have a feeling you will. Naviere Walkewicz Just a little bit. Just enough to kind of get to know who Ravi was as a young boy. What were you like growing up? Tell us about your family and where you grew up. Dr. Chaudhary That's cool. So, I was born and raised in Minneapolis, Minnesota. I grew up there all my life. My parents came from India in 1960s and they always dreamed to do the unusual, it was the American Dream that brought them to this country. And they had kids, you know, and growing up as a South Asian American, you know, people in community would be like, “Hey, you know, why are you going to join the military? Why are you going to, you know, once you just be a doctor or engineer or lawyer or something like that?” Kind of fit the stereotype. But I always thought about it this way: If my parents would give up everything they wanted in their life, their language, their culture, everything to pursue their dreams, wouldn't they want that for their children as well? And so off I went to the Air Force Academy, and the values that my parents instilled in me rang true just about every single day. In fact, when I grow up, my mom would always tell me this. She'd say, “You know, if you do your full duty, the rest will take care of itself.” Naviere Walkewicz That sounds very familiar to me. Dr. Chaudhary And she would say, in the Sanskrit word for that — and my faith tradition is Hinduism — the Sanskrit word for that is “dharm.” If you follow your dharm, everything will take care of itself. And lo and behold, I'm getting choked up a little bit, because when I showed up and opened that Contrails and saw that quote, I knew that Mom and Dad had prepared me, had prepared me for the challenges that would come, not just the Academy, but everything from 9/11 to deploying to Iraq to raising a family and making sure they have everything they need to prosper. So, all that brought me to an institution that honestly brought out the flavor and gave me in the same opportunity that this country gave my father. So, it's just been a pinch-me career, and it's just an honor to be here with you today and with the entire AOG team talking about this. Naviere Walkewicz 05:36 That's amazing. I mean, I, thinking about what you just said, that your parents came and they pursued a dream. What was that like in your household? What did that look like? Dr. Chaudhary 05:45 Here's what it looked like. My dad — he actually came to this country with about $165, $80 of which went to his tuition. He was at University of Missouri, and then he eventually went to University of Minnesota. The rest he used to get a house and fill the fridge. And so, when he was looking for an opportunity to serve, he wanted to be in the U.S. Department of Agriculture and serve as a fed and so he didn't get that chance. So, what he did, he literally drove, put me and my brother and my mom in a car and drove to Washington. When he drove to Washington, he dropped us off at the Lincoln Memorial and walked up the stairs of the Capitol. Two senators from Minnesota, one was walking out, Sen. Walter Mondale. He said hello to him. He didn't know him from Adam. And then he went to the office of Hubert Humphrey and he sat down with him, and he told his story to Hubert Humphrey and Hubert Humphrey said, “This is what America is all about.” And he was kind enough to give my dad a shot in Minneapolis. And he spent his entire career, 25 years, as a federal inspector in the U.S. Department of Agriculture. Naviere Walkewicz My goodness. Dr. Chaudhary It's an incredible story. But you know what? It all came together about a year and a half ago when I was confirmed and during my swearing, and it was honored to have Sec. Kendall swear me in, but to have my dad walk up the front steps of the Pentagon with my mom and I. We go up the stairs, and I said, “Dad, would you turn around for a second?” And he turned around. I said, “You know, you can see the Lincoln Memorial and you can see the Capitol.” And I said, “Look what you've done in one generation.” That is the embodiment of the American dream. And as he was kind of — I'm getting choked up — he wiped the tears from his eyes. He realized that that that what this country has given to us is something that we've got to always think about giving back and giving back, and that's really what my career has always been about, giving back to the country that has given my family everything. Naviere Walkewicz 07:59 That is amazing. Wow. I mean, I'm almost without words, because I can see what your dad has instilled in you, made possible, but instilled in you as a servant leader as well. I'm just… that's pretty impressive. So, tell me about your mom, because it sounds like she also instilled some pretty incredible traits in you and some beliefs in how to treat people. What did that look like in, her leadership in your life? Dr. Chaudhary 08:26 What can I say about my mom? She's a pillar of the community back in Minneapolis. She runs a nonprofit called Seva. In Hindi, seva means service, to serve, serve your fellow citizens, serve your nation. And again, I told you about her, her enduring quote, “If you do your full duty, the rest will take care of itself.” So, in that nonprofit, she is actually bringing cultural-specific services, health services, to the Asian American community. One thing she did during Covid was incredible. She pulled together a meal team, and she served somewhere around 20,000 seniors. And it wasn't just Asian Americans, anybody in the Minneapolis community that was struggling, that couldn't get food, that was having a tough time. And then, as you know, after the George Floyd tragedy occurred, the town, the city went through a tough time, and there was an area right around one of the police stations where the riots were going on and everybody was fleeing when. When the community was fleeing, she was mobilizing her team to go in. They were going in and they were rescuing people from shelters to get them to a safe place. And two days later, she brought a team into the community that was still smoldering and set up meal stations to just give people sandwiches, bread, whatever — to just make everybody feel good and move forward, and that's what America is about. Sometimes we get so wrapped up in the times and differences, but we realize that America is more than just Washington. America is about neighbors and neighbors caring for each other. So, where did I learn that? I learned that from my mom, but the Air Force Academy brought it out, and I applied that every single day, whether it was a mission launching GPSs, doing engineering — tough engineering problems, or flying missions into the CENTCOM AOR, where we had to bring crews to bear to execute incredible missions. And so, reflecting on that — boy, you're really tearing me up today… Naviere Walkewicz No, not at all… Dr. Chaudhary …because you're bringing this all out of my heart, and it's just an honor to be here and humbling to tell the story. But I know that there are thousands and thousands of grads out there that have just as inspiring stories, and that's why I love to come to AOG. That's why I like to spend time with our cadets today, which was just as incredible. I went down to Jacks Valley and got to see the assault course as well. Luckily, I didn't have too many flashbacks. Naviere Walkewicz I was going to say, did you have your rubber ducky with you? Dr. Chaudhary Yeah, I did not. They didn't push me through it, but the demo was incredible. And I know our secretary was equally impressed with the cadets and the caliber of students that are here, the caliber of our cadets, and how I'm so optimistic for the future of our Air Force and Space Force. Naviere Walkewicz 11:33 Absolutely. And I can share, based off of what you shared about your mom and dad, there's no reason why you're [not] able to take on a job that almost seems impossible with the scope and breadth of what you're responsible for. So, I can't wait to get into that as well. Can we go to when you're at the Academy? I want to know more about you as a cadet, because as interesting as you are as an adult, what were you like as a cadet? Dr. Chaudhary 11:54 There's a lot that I really shouldn't disclose. Okay, so we've got to be really, really careful. So, me and my classmates, we have this thing called “mutually assured destruction.” You know stories about me, I know stories about you. Just leave it there. But let me tell you, the Academy was just the honor of a lifetime. But you know what — going through it with your classmates is something. I was just having lunch with our cadets today. I was a grad of Delta Tau Deuce, and to spend time with them and tell them stories, and hear about their stories, about what Deuce is like these days, was absolutely just, I was just blown away with it. But yep, I was primarily in Deuce. I had the just pleasure of beaing a squadron commander and having peers that really care for each other, peers that I keep in touch with. To this very day, I have them up on text. Naviere Walkewicz Oh, wow. Dr. Chaudhary And we share with each other. We have challenges. We go through it together, but I will tell you one story about why your cadet story matters, and you don't realize it until the balloon goes up. When I graduated from pilot training, I graduated essentially the day after 9/11 and I was actually in the planning room when 9/11 happened, and within a few weeks — I did my check ride that day — within a few weeks, I was at Charleston Air Force Base, and my squadron commander had me look out the window and said, “We don't have time to mission qual you. We don't have enough pilots. We're going to marry you up with a crew to go down range.” And you know what he did? He married me up with two people, one who was my classmate from the Class of 1993, Naviere Walkewicz Really? Dr. Chaudhary Two was a member of my squadron from Deuce, and he was a new aircraft commander. We had an experienced first pilot, and I didn't know nothing from nothing. I was a brand-new co-pilot. And so, getting ready for that, for those missions, a new environment for me, required something that our squadron commander knew that if I put three Academy graduates together, the bond that they've had in their years was going to carry them through toughest conditions, in unknown conditions. And sure enough, we clicked and did well. But to anybody who's a current cadet and listening in and wondering, “Hey, is this bonding — is what's going on now, the time that we have together here in the Academy going to amount to anything?” I'm here to tell you, it does and through my own life experiences, and quite honestly, in a number of missions, we fly working it together as a team. The bonds we create as cadets carry over for decades. Naviere Walkewicz 14:54 So maybe you can share some of those bonding moments at the Academy. You said you were a squadron commander. What were some of the lessons you learned from a leadership aspect, in leading your peers, but also while still trying to bond with them? Dr. Chaudhary 15:08 Yeah, when you look back, sometimes you're separated by age and rank, right? You got age and you got rank and your peer groups kind of set you that way. At the Academy, it's completely different because your peers, as a senior, you're all peers and colleagues, and to take on a leadership role is what I would say is the toughest challenge of all. To lead a team of peers and colleagues can be challenging. And there's challenges that really kind of come with everything like that, but to me, you can't do it without collaboration, without consulting folks and being inclusive in how you give people a voice. Now the jury is out — I'm not going to judge whether I was successful or not. Probably not, you know? But I will say we did one thing: It was gonna be we were gonna be the athletic squadron of the year. We were a beast. In fact, we decided that we were gonna go for one thing: We were the athletic squadron. And so, we did. Naviere Walkewicz That's impressive! Dr. Chaudhary We kicked some serious buttt. So, back in the day, you do what was called a sweep. So, if you swept all your sports and intramurals that day, you would, the next day, you would get Mitch's Mountains. And so, the lore of Mitch's Mountains was incredible. And today, interestingly enough, we had what I would call Mitch's Mountain version 2.0 — probably half the calories and twice the caffeine. I don't know what it is. But I actually whipped out a picture of an old Mitch's Mountain. And I show them, they're like, it was really funny, because to see the look in their eyes and to see an original Mitch's Mountain, it was like, oh, you know they looked at and they're like, “That's what a Mitch's…” And they're like, “There's an Oreo cookie on top!” I'm like, for us, “Ok, this is a nice 2.0” and everything, like you gotta go back to… Naviere Walkewicz 17:05 So, how many of those did you get? If you were actually the athletic squadron, you must have swept multiple days. Dr. Chaudhary 17:12 You see the love handles on me right now? That was the one challenge. Because, you know, [you‘ve] got to stay in shape. But we kicked some serious butt; we would sweep all the time. I was actually on the water polo team… Naviere Walkewicz 17:25 …we share that. I did not enjoy it. It sounds like you might. Dr. Chaudhary 17:30 I don't know. So, I'm a decent swimmer. I'm pretty good. Grew up in Minnesota, tons of lakes. I could say I'm a decent swimmer, but I can tell you I am not a water polo player. So, what they used me for in water polo… Naviere Walkewicz Were you the buouy? Dr. Chaudhary I was the anti-buoy, because whoever was the good player, they'd say, “Go and put your arms over that one and get them underwater,” so that our fellow water polo teammate could go in and score. And so, probably one of my most beloved plaques in my life is my water polo plaque because we were Wing champs. Naviere Walkewicz Oh, my goodness! Dr. Chaudhary We ran the tables and were Wing champs, and that plaque still sits on my desk. It's one of my most beloved things. You know, my wife, she's getting ready to toss it. I'm like, “No, no, not that!” Naviere Walkewicz Not the water polo plaque! Dr. Chaudhary She's like, “Oh, what about this graduation plaque from the Academy?” You can get rid of that, but don't get rid of my water polo plaque. That is beloved. So anyways, I was asking cadets today, “What's Deuce like?” I'm like, “So are you guys a training squadron?” Naviere Walkewicz What are they like? Dr. Chaudhary They're like, “We're the standards squadron.” And I'm like, “Wow, that's impressive.” I'm like, “What about Mach One? Are they the training?” So, they're like, “Mach One. Nah, not really.” They're like, “We're No. 1 in SAMIs. We're No. 1 is…? I'm like, “Oh, wow, they still have SAMIs and stuff like that.” Have fun. Yeah, that was a haze for me. Triple threats were always a haze, yes, so I never liked that, because well… Naviere Walkewicz 18:49 Maybe the Deuce team does now. Dr. Chaudhary 18:53 Mach One, they loved it. I've got friends from Mach One. They're gonna kill me, but yeah, they love it. They're all into it. Cleaning their rooms and Deuce would be on the corner going, “Would Mach One please go to bed?” So anyway, sorry. But yeah, it was an interesting time, you know, talking with some of our cadets. Naviere Walkewicz 19:26 I love these stories. So, were you this happy as a cadet? Dr. Chaudhary 19:31 No, I was not a happy cadet. I was a surviving kid. I was trying to get through the next day. And honestly, to me, it was always a wonder to be there, and I was always grateful for being there to serve. I was in a tough major, aero major, and honestly, it didn't come right away to me. And so I was not one of those sterling cadets that just rocks the house and everything. I was on the Comm List for a good portion of the time, but the academics took some time for me. I spent a lot of time in the aero lab. And, you know, the cool thing is, … I did projects and drag reduction, and we we tested these winglets on the tips of wings, and we did flow visualization. I had this professor. His name was Tom Yechout, and I was talking to some aero majors today. They're like, “You know, Tom Yechout?” And I'm like… Naviere Walkewicz He's still there. Dr. Chaudhary “He teaches controls here” I go, “Well, he taught me flight controls as well.” But he supervised me, and one time, I think, maybe at the last reunion, he brought me to the cabinet, and he opened up the cabinet and he showed me the hardware that we used for our project. Naviere Walkewicz 20:39 From your class? Dr. Chaudhary 20:43 Yeah. Naviere Walkewicz That's amazing! Dr. Chaudhary And here's why I'm telling you that: When in my interview with Sec. Kendall, he sat me down and he was talking about, “Hey, in your in your team, we're doing some drag reduction activities.” And he's like, “What do you know about blended wing body aircraft?” And it turns out, not only had I done some research on that, I had done a project at Staff College and to me, you know, my message to cadets out there who are working on a project who are wondering, “Hey, is this going to amount to anything? Does this matter?” I'm here to tell you that it does, because the type of work that goes on at this Academy is literally out of this world. We got folks who are working with SpaceX. I went down and that we're actually doing a project called the blended wing aircraft, which is like a big flying manta ray. It's going to reduce fuel consumption by roughly 30% to reduce fuel for fuel consumption across our Air Force and extend our range. Naviere Walkewicz How are we going to do that? Dr. Chaudhary Well, we're going to build a prototype in 2027. One of my sections is operational energy, and we have a team dedicated to reducing drag on aircraft, finding efficiencies. Why is this important? Well, it's because in Great Power Competition, we know that our adversaries are going to come after our logistics and fuel — our resources. And as a logistician, you know that. Our adversaries are targeting our installations, they're going to target our fuel resources. So, what's the best thing we can do? We can be as efficient as we can with our fuel and flying C-17s, is one thing you get to know real quick that if you land at an austere location, you're going to drain that fuel bladder almost instantly. And what does that mean? That means less sorties. That's less fire missions if you're flying Apache's out of there. That means less fuel for generators if you lose power. That means less ability to get your CAPs in the air, and we've got to embody that as a department and be ready for what that challenge holds for us. So getting efficient with our field, to me, isn't something that we're going to do because we're nice. We're going to do it because it's going to be an imperative. It's going to be a strategic imperative, and we've got to be ready for that. And so, we've been working hard at those things. The blended wing body aircraft is a long-term thing that it's been out there for a long time, but we've got to proof it. And so, it's really cool… Naviere Walkewicz It's almost full-circle for you. Dr. Chaudhary Yeah, it's incredible. And we just were at this, at the plant for Jet Zero. We did a visit there to spend some time with them and look at look at their production facility. And what do I see when I walk in the conference room? Five cadets sitting on the end of the table, learning, taking notes, interacting with the top systems engineers. And interestingly enough, one of those cadets had come and visited me and spent the summer — actually, three of them. She was part of a team of three that came and visited my organization and worked on the impacts of strategic temperature changes and how it will affect payloads for tanker aircraft. And so, they did this research, presented me this paper, and now here I am seeing them at industry being on the leading edge. And to me — let me tell you that filled me with so much optimism and excitement for the future, and most importantly, what we're producing here at the Air Force Academy, a top-notch engineering school that is regarded across the industry. So, a little turn to academics there, but big shout out to what we're doing across our academic programs. I just think we're on the right track, and we need to keep up the momentum. Naviere Walkewicz 24:30 No, that's huge. I was actually going to ask you, how are you leveraging some of our cadets in some of the things you're doing? But it sounds like they're already doing it. Dr. Chaudhary 24:40 Check! Done. They're rocking the house. Just, just leading the way. It's awesome. Naviere Walkewicz 24:43 That's amazing. Yeah. So, let's talk about — and I'm really curious — so, after you graduate the Academy, did you know you always wanted to be a pilot, by the way? Did you know you wanted to fly? Dr. Chaudhary 24:50 I can't remember a day where I wasn't drawing airplanes. And you're asking me about when I was younger. You know, “What kind of kid were you?” I was a kid who was drawing airplanes. OK, I was the kid with the airplane books. I was a kid who was checking out every single airplane book and library and learning about them and trying to understand them and wanting to know more. And so naturally, it was just — I can't think of a day where I didn't want to be an aerospace engineer, be a pilot. And you know, sometimes the ebb and flow of demand for the Air Force —there was a time of reduction in pilots for the for the Academy, and I didn't get that opportunity then and it was a bummer. But you know, if you do your full duty, the rest will take care of itself. And so, I landed at Los Angeles Air Force Base where we launched this program. I got to launch rocket programs. And you may have heard of this particular payload: It's called GPS. Naviere Walkewicz 25:44 I might have heard of that one, yes… Dr. Chaudhary 25:47 …and it was the first time we were doing it. And we're young lieutenants, and we're at Los Angeles Air Force Base, and I was getting the responsibility for third-stage engines and ordnance systems and some of the avionics, and my boss said, “We don't have time. We're launching rockets every single month. I need you to go out to this corporation called Thiokol, and I want you to buy that rocket.” And by the way, he said it in a way that was like, “Don't screw this up,” right? Naviere Walkewicz The undertone was there. Dr. Chaudhary Yeah, we've had that don't-screw-it-up moment. And so that was one of them. And so, the one thing that I remember is that our Academy demands a lot, and it demands a lot for a reason. Because leaders will be demanding a lot of brand new officers. Now the jury's out as to how well I did, but we had three we had three successful missions, and we delivered full operational capabilities for our department. And to me, I look back on that. I, believe it or not, still keep in touch with the captain who welcomed me, who brought me on the team and, in 2018, I got the incredible opportunity to let the last Delta II rocket go. And I brought my wife and my daughter with me, and that kind of brought the whole band back together. And it was cool to have kind of the old space cowboys and in the room again going, “Well, let's, let's let this rocket go for one last time.” Naviere Walkewicz That is really cool. Dr. Chaudhary And the best part of it was, after that rocket went and you felt the rumble — the rumble of a rocket, there's nothing like it in the world. When you feel the rumble go into your stomach — I leaned over my daughter. I go, “What do you think?” She said, “I am doing that.” Naviere Walkewicz 27:34 I was just going to ask you, did it bleed over into your daughter? Dr. Chaudhary 27:38 Now, she's a cadet at Georgia Tech. She just finished field training, and of course, like every good Academy graduate should do, buck the system. So, she bucked the system with her dad and said, “I'm gonna do ROTC and go to Georgia Tech. So, good luck this weekend against Navy. I'll kind of vote for you, but just want to let you know the Academy is a lot easier than Georgia Tech.” So, she and I jaw back and forth, but watching her grow has been really cool. And I got a chance to take her up and fly and get her ready for her career. She wants to be a pilot. And let me tell you, we got nothing on this next generation. They are ready for technology. They are ready for the leading edge, and we've just got to enable them. Honestly, we've got to get the hell out of the way and let them in. There's one situation, we had new avionics on the aircraft. I won't bore you with the details, but it allows you to deconflict from traffic. It's a GPS-based instrument, and I was kind of flying with her one time a few years ago, and I said, “All right, well, this is what is so, you know that little piece, you know 2,000 below you, positive means 2,000 above you. It's closing it…” She's like, “Dad, Dad, Dad, stop, stop!” Naviere Walkewicz 28:58 She knew… Dr. Chaudhary 29:00 She knew how to interact with that technology, and honestly, I didn't. I was learning how to interact with that technology. So, we've got to really make sure that we're blazing a path for our next generation, but at the same time, make sure that that we're not getting in their way. And I think sometimes we do that as grads. We're like, “I was like this when I was there…” You know? I was at Mitchell Hall today, and I saw the 0-96 up there and it's memorialized. And I walked by that thing… Naviere Walkewicz 29:32 Did you scan the QR code to fill one out? Dr. Chaudhary 29:33 Yeah, I did not do the QR code. I was like, that's too much for me. But when you look at it, you know, I thought, I'm like, that's probably where that thing ought to be right now. It's a great remembrance of why it's important, why standards are important, and then the example of how it paid off in combat conditions and saved a life was pretty important. But I'll be honest with you, we find other ways today with this next generation. I can remember flying one mission and we lost SATCOMMS with a particular field, and we were roughly maybe six hours out for Iraq in the combat zone, and we didn't know the status of the field. And one of the things you need to do is make sure the field's not under attack. So, before we did that, we're like, “Hey, how do we get our 30-minute… You know, it just wasn't happening. But you know what we're doing. We had brevity codes. And all along the line, all the C-17s that were lined up miles after miles going all the way back to Azerbaijan at 30,000 feet. We're all on. We're communicating. … We're using brevity code, so, we're not giving anything away. We're using our brevity code, and we're saying this is the status of the field. And we're relaying, we're literally relaying a half world away. That's a testament to our pilot corps, testament to duty. And so it's really in the spirit of that 0-96 there that we've adopted. So, when people say, “Oh, that tradition is going to ruin us, you know, we're going to lose standards.” I could tell you that, even though we got rid of that thing, that we're still an effective force. And I think we have to understand that a little more and as we kind of move through a period of change at USAFA — I was talking to our cadets about, “Hey, what do you think about the changes?” and, “Yeah, well, restrictions, but I understand on the importance.” I'm going to hearken back to 1991 or so, when the first Gulf War kicked off, and we were cadets when that thing kicked off, and almost instantly we moved into BDUs. We started wearing those every day. We started creating the warfighter mindset. We sealed off to make sure that we had good security. We canceled a lot of passes, and you know what we did? We moved from a fourth-class system to a four-class system. Sound familiar? Sound familiar? That was after the war kicked off. Think about that. After the war kicked off. Our superintendent is trying to do it before the war kicks off, to make sure that we're ready, ready to fight the fight and get into it. So, I have a lot of respect for our superintendent and taking this step. I do agree that we've got to get execution right. Sometimes you get some growing pains with those things, but I think we've got to step back in the grad community and digest a little bit and get behind some of the changes that have been going on. And I was talking to some cadets last night, I go, “What do you think of this?” And they're like, “We understand it. It hurts a little bit.” Because the expectations … the environment that we're in has now changed. And you know, honestly, I'll shoot straight from the hip and say that sometimes it feels like the goal post is being moved on you, because you meet one standard, and then they move again. Yeah, you know, things get tough, but we're a resilient institution, and when you get down to the brass tacks of who we are as grads, the core of what we do and execute our mission will never go away. And we've just got to blaze a path for our next generation to be successful. Naviere Walkewicz 33:24 Absolutely. Well, speaking of blaze a path — and I think some of our listeners want to hear sometimes, you know they have times when they fail at things in leadership. How do you grow from that? Can you share a time when you experience failure and what it looked like, to help inspire them through that. Dr. Chaudhary 33:42 Yep. Well, worst day of my life was when I failed a check-ride. I failed a simulator check-ride in the C-17. And it hurt. It hurt bad. I had aspirations in my career. I was like, “What's this gonna mean for me?” But you know some really smart folks, and that's when you turn to people who you really go to for advice, and it's like, you know, “Ravi, there are those who have and those who will.” So honestly, I just needed a smack in the head. They're like, “Get over it, man. You know, whatever you failed check-ride. Go out there, clean that thing up and those ups and downs in a flying career occur.” I'm being 100% honest with you, my failures are stacked up right next to my successes. And so, I think, to me, the failures were the things that helped me grow, grow through things and sometimes you think, “OK, well, that failure was unfair. I got, you know, I got a raw deal out of that.” Maybe I did, maybe I didn't, but you keep moving forward. Keep taking one step after another. Now I'm not a football guy. I love football. Watch about I never played football, but I do know what running back coaches say. I think, I'm not sure, they say, “Above all, always keep your legs moving. Don't ever up when you're running. Keep your legs moving.” And so, to me, I've always taken that advice. I've given that advice to other people too, especially when they come to me with challenges. Naviere Walkewicz 35:09 That's great advice. So maybe we can talk about your role now a little bit. And so, can you actually explain what you do? It might actually be shorter to say what you don't do, because when I look at the description, it's quite a bit. We have listeners that are parents and that maybe don't have a lot of military background and really understand. So, I think it's wonderful to share with the full community. Dr. Chaudhary 35:31 Yeah, let me talk about the position. So, the job is one of those long titles. It's the assistant secretary for energy, installations and the environment. First thing first. I'm not a military member. I am a presidential appointee, so my job is as an appointee, a Senate-confirmed appointee. That means that you go through a hearing like you see in TV, and you get voted on, right? You get the vote. I was lucky enough to have after a period of being held, I had a bipartisan vote. And so that was pretty neat to have that. But my role specifically is to ensure that our installations are ready for the fight, for the future fight, and for current conditions. Things that I lose sleep over: Right now we're in a decade of consequence that our secretary and chief regularly say that decade of consequence includes great power competition in which China and Russia seek to shape the world order in ways that that work to their advantage, in autocratic manner, and so we've got to be ready for that, and that includes establishing an important deterrence. So, my job is to make sure installations are strong and present an approach of deterrence, and when deterrence failed, be ready to win. So, what does that mean for us? That means ensuring that our installations have power capabilities, that have strong runways, that have strong hangars, strong facilities, and included in which — families live on installations as well — to ensure we have top-notch housing. So, you'll see me reaching across all those areas, but importantly enough, making sure that those installations have the right power is critical. Our adversaries have declared their intent and have the capacity to go after our critical infrastructure, and that's the one thing that keeps me up at night: making sure that we have critical redundancies and opportunities to if somebody comes after our infrastructure tries to cut our power, we have redundant capabilities, that our control systems are cyber hardened. And you mentioned earlier, both kinetic and cyber threats. So roughly in the past two decades, as China has modernized our CENTCOM theater has really shaped an environment in which CONUS installations are under threat a little bit, but not entirely. We could be relatively confident that Grand Forks would be generally safe from ISIS from a major attack. In Great Power Competition, all of that goes out the window. Our adversaries, to include Russia and China, know how to go after critical infrastructure. They know how to employ cyber capabilities, and that's why we've got to make sure that we are pursuing cyber hardened energy control systems that protect you from those threats, and the ability to island from the local grid when we need to. So, here's one thing we're doing. I'm on a march over the next five years to bring 20 or so micro grids across our most critical installations. A micro grid — it's kind of like a power bar. You plug it in the wall and you can plug in renewable energy, you plug in wind, geo, you know, all kinds of things into that — solar — to build critical redundancies. So ultimately, building those redundancies allows you to harden your capabilities at the installation and micro-reactors give you the ability to manage and distribute power where you need it. Now we can also put in battery storage. So, battery storage allows you to — when the balloon goes up, boom, put in a firewall with the local community and get the jets out of town. Keep your employed in-place mission moving and build critical redundancies. Then once the jets are out of town, plug back in and share that power with a local community, because we know that our adversaries are going to be driving civil disruption to affect the efficiency of our installations as well, too. So that dynamic is really complex. Naviere Walkewicz Wow, and the time is compressed. Dr. Chaudhary And the time is compressed, so we won't have time to react as quickly. So, we've got to prepare for an all-new environment in our installations. And it goes right back to the Hap Arnold quote. We've got to make sure that they're ready to ensure our operations are effective. And I was recently at Eielson Air Force Base, and what we're doing at Eielson is really novel. We're going to put in a small, modular micro-reactor, a small baby nuclear reactor. Naviere Walkewicz Is there a small version of that? Dr. Chaudhary Yeah, there is a small version, but it hadn't been developed yet, and we decided that we're going to push on with this new capability and bring it to Eielson Air Force Base. The key is to now — back in the day, we used to do something, proof it military-wise, and then see if it's viable in the in the commercial market, right? Not anymore. We're going to do it all concurrently. So, we're going to pursue a Nuclear Regulatory Commission license. We've been engaging the local community. They love it, including tribal nations, who know that power advantages are going to be important for sharing in the community. And so that will be the first micronuclear reactor in any installation. We're looking to award in the spring or sooner, and then get this thing up and running in 2027. Why is this important at Eielson? And you're like, “Whoa, it's way up in Alaska.” Eielson is a critical entry point for the INDOPACOM theater. Naviere Walkewicz I was gonna say, where it's located… Dr. Chaudhary It's where the one of the highest concentrations of our 5th-gen fighter force is at. It's where we do air defense, and it's where our mobility forces will be moving from Fort Wainwright all the way down range. So that's a critical node, and there's a few more of those that we've got to really, really stay focused on. So, energy and, by the way, a happy Energy Action Month as well. This month is Energy Action Month where we're looking at how we can improve power consumption across our Air Force and be more efficient. And bringing these micro-grids online is going to be a crucial, crucial aspect of that. Naviere Walkewicz 42:07 Well, something I've learned about you is that you're not afraid to push the envelope, push the speed, but do it, like you said, concurrently and to find some solutions. And I don't know that there's anyone else that could do it just like are you're doing it. Dr. Chaudhary 42:19 It's not me, it's my team. I have an incredible team of folks that refuse to accept anything [less] than excellence in our department. In fact, we have a saying in our organization that, “We eat no for breakfast.” So, I dare you to tell us no and that we can't do something. One of our coolest announcements recently that we were told “no” to for roughly three years, was a new apartment complex at Edwards Air Force Base. So, some folks may not know this, but Edwards Air Force Space is very isolated, and it's located in the desert, and so it takes roughly 45 minutes to get to the base once you get through the gate. And so, isolation of our military members, especially our junior enlisted, has been around for roughly four decades or more. And when we said, “Hey, let's do a venture-backed business model that allows us to bring state of the art departments not in MILCOM timeline like right now, timeline…” And so, we just announced an all-new venture commercial apartment complex that we just broke ground on, and we're going to start building, hopefully done by 2026 and these are timelines that allow us to move the Air Force forward aggressively. Another thing that we're doing is, I just announced a $1.1 billion investment in our dormitories and CDCs. As you know, quality of life is so critical. Back to this: If we're going to be, say that we're the number, have the number one installations in the world, we've got to live up to it, and that means our families need that too, as well. So, you've heard a lot about the GAO reports, everything from mold to decrepit housing. We're going to fix that, we're going to get ahead of it, and we're going to stay ahead of it. And so that's why our secretary, in our most recent president's budget, announced this. All we need is a budget now, yeah, and so, so our secretary is pressing hard for that, and we know that once that budget is approved, we can get working on these things and start changing quality of life and start upping our game in our installations. Naviere Walkewicz 44:23 Well, I'm gonna take one of those leadership nuggets as “just eat no for breakfast,” but we're gonna learn more about your final takeaway lessons. Before we do that with you. Dr Chaudhary, I wanna thank you for listening to Long Blue Leadership. The podcast publishes Tuesdays in both video and audio, and it's available on all your favorite podcast platforms, watch or listen to all episodes of Long Blue Leadership at longblueleadership.org. Dr Chaudhary, this has been incredible. If you might leave our listeners with one thing, what would you like to share with them when it comes to leadership, or maybe just some lessons or anything about you that you'd like to share? Dr. Chaudhary 44:57 Love what you do. Love our nation. I love my country because it's given me and my family everything. And I want everybody to believe that, you know, sometimes we get in these periods where we feel divided right across the spectrum, and it doesn't matter what your affiliation is, sometimes you just feel that. But I want folks to remember that America is not about what goes on entirely in Washington. It's about neighbors. It's about what you do for your neighbors. And to me, that's our biggest strength as a nation. You know, many years ago, our forefathers felt that the values of equality, fair treatment and self-determination would be enough to topple an empire, and it is. We should believe that too, and I want everybody to know that. So, it's an honor to be here. But before I go, I want to say thank you for just an intriguing hour. It's an honor to be here, and I want to give you my personal challenge coin… Naviere Walkewicz Oh my goodness… Dr. Chaudhary …and say thank you so much. It embodies a lot of what we do, military family housing, airfields, of course our beautiful 5th-gen fighter aircraft and our wind power and capabilities as a symbol of what we've got to do for installation school. Naviere Walkewicz 46:16 That is an honor, sir. Thank you. Thank you so much. Oh my goodness, thank you. Dr. Chaudhary 46:20 It was a great hour, and just a pleasure to spend time with… Naviere Walkewicz 46:26 It was my pleasure. There's so much I wanted ask you and I know we're limited on time … Is there anything we can do for you? Dr. Chaudhary 46:36 Just keep doing what you do. Keep making sure that our grads out there have a voice, have a say, and can contribute to all this institution has to offer our nation. And so, you're doing it, and I can't thank you enough for it. Naviere Walkewicz 46:49 Thank you very much. KEYWORDS Air Force, Dr. Ravi Chaudhary, leadership, installations, energy, community service, innovation, military, great power competition, sustainability, Air Force Academy, leadership, aviation, innovation, energy solutions, GPS, pilot training, military standards, personal growth, resilience MORE FROM DR. CHAUDHARY ON THE FOR THE ZOOMIES PODCAST with C1C ANDREW CORMIER '25 The Long Blue Line Podcast Network is presented by the U.S. Air Force Academy Association and Foundation
With Election Day right around the corner, It Happened One Year finally gets around this season to discussing the biggest news story of 1984 - the Presidential election between Ronald Reagan and Walter Mondale! Sarah & Joe being the political nerds they are go deep into the Democratic primaries, discussing Ted Kennedy's reluctance, Gary Hart's late surge, Jesse Jackson's implosion, and Mondale's emergence, which leads directly into his desperation choice of a running mate - the first woman to feature on a major party ticket, Geraldine Ferraro! Campaign ads, other potential veeps, the debates, and the stunning outcome all factor in, as the hosts desperately try to avoid talking about the onrushing 2024 election.
The first presidential ticket to feature a woman was formed in 1984, when Walter Mondale selected Geraldine Ferraro as his running mate, and history was made! In 2024, with another historic Election Day bearing down, It Happened One Year transports you to the great beyond, as a coalition of female political figures gathers in hopes of aiding a current candidate to gain the title of Commander in Chief! Written by Sarah & Joe, Ferraro! is the fifth scripted episode in the show's history, and features dozens of performers from that illustrious group - the Mighty IHOY Players! Listen to the trailer now, and tune back in for full epic tale!
Kamala Harris did not show up for the Al Smith dinner. Molly Shannon, and Harris cut a video that went over like a lead balloon. Walter Mondale was the last Democrat who missed the dinner. He lost 49 states to Reagan.
In the 8 AM Hour: Larry O'Connor and Patrice Onwuka discussed: WMAL GUEST: 8:05 AM - INTERVIEW - ELI LAKE - Columnist for The Free Press, Host of the Re-Education podcast, Contributing editor at Commentary - Discussed IDF killing Hamas leader Yahya Sinwar, who masterminded the October 7 terrorist attack that killed 1,200 people in Israel SOCIAL MEDIA: https://x.com/EliLake Hamas leader, Oct. 7 mastermind Yahya Sinwar killed by IDF in Gaza, Israel official confirms TRUMP'S COMEDY SET AT AL SMITH DINNER... FULL VIDEO... TRUMP: "It is a true pleasure to be with you this evening... and these days, it's really a pleasure ANYWHERE in New York without a subpoena for my appearance." (VIDEO) TRUMP: "My opponent feels like she does not have to be here, which is deeply disrespectful to the event and in particular to our great Catholic community -- The last Democrat not to attend this important event was Walter Mondale and it did not go very well for him." (VIDEO) TRUMP: "All polls are indicating I'm leading big with the Catholic vote, as I should be, but I don't think Kamala has given up yet. Instead of attending tonight, she's in Michigan receiving communion from Gretchen Whitmer." (VIDEO) TRUMP: "Joe has almost disappeared from view. The only way he could be seen less is if he had a show on CNN." (VIDEO) TRUMP: "Chuck Schumer is here looking very glum -- But look on the bright side, Chuck, considering how woke your party has become, if Kamala loses, you still have a chance to become the first woman president." (VIDEO) TRUMP: "There's a group called “White Dudes for Harris”... but I'm not worried about them at all, because their wives and their wives' lovers are all voting for me." (VIDEO) TRUMP: "A major issue in this race is childcare, and Kamala has put forward a concept of a plan... The only piece of advice I would have for her in the event she wins would be not to let husband Doug anywhere near the nannies." (VIDEO) TRUMP: "I guess I just don't see the point of taking shots at myself when other people have been shooting at me for a hell of a long time..." (VIDEO) TRUMP: "I'd like to thank our M.C. this evening, Jim Gaffigan. Most recently, Jim has been playing Tim Walz on Saturday Night Live. That'll be a very short gig, Jim, but it was fun while it lasted!... Unfortunately, Governor Walz isn't here himself. But don't worry, he'll say that he was." (VIDEO) TRUMP: "I used to think Democrats were crazy for saying that men have periods. But then I met Tim Walz." Where to find more about WMAL's morning show: Follow the Show Podcasts on Apple podcasts, Audible and Spotify. Follow WMAL's "O'Connor and Company" on X: @WMALDC, @LarryOConnor, @Jgunlock, @patricepinkfile, and @heatherhunterdc. Facebook: WMALDC and Larry O'Connor Instagram: WMALDC Show Website: https://www.wmal.com/oconnor-company/ How to listen live weekdays from 5 to 9 AM: https://www.wmal.com/listenlive/ Episode: Friday, October 18, 2024 / 8 AM Hour O'Connor and Company is proudly presented by Veritas AcademySee omnystudio.com/listener for privacy information.
In the 6 AM Hour: Larry O'Connor and Patrice Onwuka discussed: TRUMP'S COMEDY SET AT AL SMITH DINNER... FULL VIDEO... TRUMP: "It is a true pleasure to be with you this evening... and these days, it's really a pleasure ANYWHERE in New York without a subpoena for my appearance." (VIDEO) TRUMP: "My opponent feels like she does not have to be here, which is deeply disrespectful to the event and in particular to our great Catholic community -- The last Democrat not to attend this important event was Walter Mondale and it did not go very well for him." (VIDEO) TRUMP: "All polls are indicating I'm leading big with the Catholic vote, as I should be, but I don't think Kamala has given up yet. Instead of attending tonight, she's in Michigan receiving communion from Gretchen Whitmer." (VIDEO) TRUMP: "Joe has almost disappeared from view. The only way he could be seen less is if he had a show on CNN." (VIDEO) TRUMP: "Chuck Schumer is here looking very glum -- But look on the bright side, Chuck, considering how woke your party has become, if Kamala loses, you still have a chance to become the first woman president." (VIDEO) TRUMP: "There's a group called “White Dudes for Harris”... but I'm not worried about them at all, because their wives and their wives' lovers are all voting for me." (VIDEO) TRUMP: "A major issue in this race is childcare, and Kamala has put forward a concept of a plan... The only piece of advice I would have for her in the event she wins would be not to let husband Doug anywhere near the nannies." (VIDEO) TRUMP: "I guess I just don't see the point of taking shots at myself when other people have been shooting at me for a hell of a long time..." (VIDEO) TRUMP: "I'd like to thank our M.C. this evening, Jim Gaffigan. Most recently, Jim has been playing Tim Walz on Saturday Night Live. That'll be a very short gig, Jim, but it was fun while it lasted!... Unfortunately, Governor Walz isn't here himself. But don't worry, he'll say that he was." (VIDEO) TRUMP: "I used to think Democrats were crazy for saying that men have periods. But then I met Tim Walz." WMAL GUEST: 6:35 AM - INTERVIEW - RON HALBER - CEO of the Jewish Community Relations Council of Greater Washington – discussed the confirmed death of Hamas leader Yahya Sinwar, who masterminded the October 7 terrorist attack that killed 1,200 people in Israel WEBSITE: https://www.jcouncil.org/staff SOCIAL MEDIA: https://x.com/rhalber Hamas leader, Oct. 7 mastermind Yahya Sinwar killed by IDF in Gaza, Israel official confirms Mark Cuban aka Rachel Maddow's Clone Stumps for Kamala Where to find more about WMAL's morning show: Follow the Show Podcasts on Apple podcasts, Audible and Spotify. Follow WMAL's "O'Connor and Company" on X: @WMALDC, @LarryOConnor, @Jgunlock, @patricepinkfile, and @heatherhunterdc. Facebook: WMALDC and Larry O'Connor Instagram: WMALDC Show Website: https://www.wmal.com/oconnor-company/ How to listen live weekdays from 5 to 9 AM: https://www.wmal.com/listenlive/ Episode: Friday, October 18, 2024 / 6 AM Hour O'Connor and Company is proudly presented by Veritas AcademySee omnystudio.com/listener for privacy information.
Mike Ferguson in the Morning 10-18-24 (6:05am) Financial planner Paul Curtman talks about the death of Palestinian militant leader Yahya Sinwar, the mastermind of the October 7 attack, who was killed by Israeli soldiers on Wednesday. We also discuss the latest round of student loan bailouts. (https://www.paulcurtman.com) (@paulcurtman) (6:20am) Will utility rates go up again? Ameren Missouri is asking for a double-digit rate increase. Story here: https://www.missourinet.com/2024/10/17/ameren-missouri-wants-to-increase-residential-electric-rate-by-15/ Mike had a chance to interview former Missouri Sen. Jack Danforth yesterday. It was a long-form interview (20 minutes or so) for his weekend show American Viewpoints. Danforth had a lot of critiques regarding the current direction of the GOP and MAGA. So we're wondering if we should air it on the morning show. Let us know what you think. (6:35am) President Trump had some pretty good zingers at the annual Al Smith Dinner last night in NYC. Vice President Harris...did not. Because she wasn't there. The last Democratic candidate to skip the fundraising event? Walter Mondale in 1984. And that didn't go too well for him, losing 49 of 50 states in the '84 election vs. Reagan. (6:50am) MORNING NEWS DUMP The Biden administration cancelled the student loan debt of another 60,000 people this week using a program called the Public Service Loan Forgiveness Program. An independent panel says that the US Secret Service needs "fundamental reform." President Trump got some good jokes into his comments at the annual Al Smith Dinner in NYC last night. So did some other folks! Story here: https://redstate.com/bobhoge/2024/10/18/comedian-jim-gaffigan-kills-it-at-al-smith-dinner-smokes-kamala-for-being-mia-n2180742 Also story here: https://redstate.com/joesquire/2024/10/17/harris-snubs-trump-headlines-new-yorks-al-smith-dinner-for-catholic-charities-n2180740 And a potpourri of Trump zingers here: https://redstate.com/jenniferoo/2024/10/18/hot-takes-al-smith-dinner-featured-trump-at-his-funniest-and-the-elephant-not-in-the-room-n2180741 Blues beat the NY Islanders 1-0 in overtime at the Enterprise Center. Up next: they'll host the Carolina Hurricanes on Saturday at 6pm. NewsTalkSTL website: https://newstalkstl.com/ Rumble: https://rumble.com/c/NewsTalkSTL Twitter/X: https://twitter.com/NewstalkSTL Facebook: https://www.facebook.com/NewsTalkSTL Livestream 24/7: bit.ly/NEWSTALKSTLSTREAMSSee omnystudio.com/listener for privacy information.
Vice presidential candidates Tim Walz and JD Vance face off in New York on a national stage for the first time — and probably the last time. We heard the latest from our politics team at the scene ahead of Tuesday night's debate. Minnesotans have had a while to get to know Tim Walz, but in Ohio, JD Vance's political career is relatively new. We heard from a reporter in his home state about Vance's political reputation there.48 years ago another Minnesotan VP candidate was taking the stage for his very first debate, some of which was quite memorable. We travelled back in time to Walter Mondale's 1976 debate.Did you know Minnesota is home to one of the largest jigsaw puzzle competitions in the world? A puzzler fresh off a world championship joined the show to give the insider details.
48 years ago in October, a the first vice presidential candidate from Minnesota took the national stage for a debate. That was Walter Mondale, a 48-year-old U.S. senator from Minnesota, running alongside newcomer Jimmy Carter, the former governor of Georgia.Mondale's 1976 debate against Republican VP nominee Bob Dole was the first time two vice presidential candidates met up for a live, televised debate. It was a fiery political moment. President Richard Nixon had resigned just two years earlier over the Watergate scandal. And Americans were disillusioned by the war in Vietnam. Part of Mondale and Dole's exchange left a mark on the rest of Bob Dole's career: Mondale called him a “hatchet man” and the name stuck.Mondale and running mate Jimmy Carter went on to defeat incumbent Gerald Ford in the presidential election that November.
Our Friday show opens as we usually do, with a nod to Tara Bull's Top 10 news items the State-run media either didn't tell you about this week, or didn't give you the full story if they did. It's a great way to run through several news stories in rapid-fire succession. We then move to an interesting exchange between Inspector General Michael Horowitz and Senator Thomas Massie (R-KY). While he was trying to be coy because the report on J6 is not yet ready for publication, Horowitz all but confirmed there were agents/CHS's in the J6 crowd and that they also went into Capitol. While we are looking at trends, why would Mark Zuckerberg announce he's become a Libertarian? And why did he hire a Republican consultant to help repair relationships with people he previously censored and mocked? Is it the same reason that President Volodomyr Zelenskyy met with Donald Trump today at Trump Tower? Do they sense Trump is going to win and they need to hedge their bets with that happening? Much of the Legacy/mainstream media is openly mocking the solo interview Kamala Harris gave to MSNBC's Stephanie Rhule. Much of what we are hearing is identical to what I pointed out on yesterday's show. Sky News Australia realizes the Harris campaign is full of deception, liars, actors and spreaders of disinformation. The latest example is a supposed testimonial from a Pennsylvania farming couple who said they were Trump supporters in 2016 and are now endorsing Harris. Turns out, they are actors and it's all fake. US Navy Seal Shawn Ryan was on Joe Rogan's Show and discussed the open border policy of the Harris-Biden regime in nearly identical phrases as I have been saying for years. He also recognizes the terrible shortsightedness of it and how it will lead to more American deaths. On a positive note, a NY Appeals court seems to be siding with Trump on the massive fine levied against him by Judge Engoron and argued by AG Letitia James. It would be great to see that entire case overturned and then let Trump sue James for wrongful prosecution. Finally, Cardinal Dolan commented on Kamala Harris saying she will miss the Al Smith dinner. This hasn't happened in 40 years. In fact, Dolan pointed out the last time it was skipped was by Walter Mondale and he lost 49 of the 50 states to Ronald Reagan. Take a moment to rate and review the show and then share the episode on social media. You can find me on Facebook, X, Instagram, GETTR and TRUTH Social by searching for The Alan Sanders Show. You can also support the show by visiting my Patreon page!
Kamala Harris continues to dodge even the friendly media and becomes the first candidate to skip the Al Smith Dinner since Walter Mondale, plus, Reagan Reese of The Daily Caller joins the show to discuss the border, the economy, and the upcoming elections. Visit the Howie Carr Radio Network website to access columns, podcasts, and other exclusive content.
Kicking off another brand new hour of the Steve Gruber show--from the heart of America in Studio G-- I'm here telling you the truth and fighting every day from the Foxhole of Freedom-- Here are the 3 Big things you need to know this hour— Number One— New York Cardinal Dolan is wagging his finger at Kamala for skipping the Al Smith dinner this year—and pointed out the last guy to do that was Walter Mondale—and he lost 49 states in 1984—just saying— Number Two— There is a big surge in early mail-in voting and you may be surprised to learn—it is favoring Republicans in a big way—seems the Covid enthusiasm—well its gone— Number Three— I want to keep digging into Kamala for a bit—and I want to make sure I start with this;
SPECIAL GUEST JOE DOYLE President of the Catholic Action League Walter Mondale in 1984 and the subsequent election did not go well for him. Established in 1945. The dinner benefitting Catholic Charities traditionally has been used to promote collegiality and good humor, with presidential candidates from both parties appearing on the same night and trading barbs. ‘We're not used to this. We don't know how to handle it. This hasn't happened in 40 years, since Walter Mondale turned down the invitation. And remember, he lost 49 out of 50 states. I don't want to say there's a direct connection there, but … we're not giving up,' Dolan said. It raises millions of dollars for Catholic charities and has traditionally shown that those vying to lead the nation can get along, or pretend to, for one night. HEADLINE: Archbishop of New York City Cardinal Timothy Dolan slams Kamala Harris' shock move and warns the last presidential candidate who did it 'lost 49 out of 50 states' by Stephen M Lepore First decline in 40 years by Kamala Harris. She would have to appear w/ Donald Trump where he would be humanized and not demonized. We have had bigots in our history before but she is right up there. 2019 she questioned 3 Trump Judicial nominees, she has no love for Catholics. She also implied Judge Kavanaugh was a gang rapist in front of his family. In Trumps Truth Social post, Trump said Harris 'certainly hasn't been very nice' to Catholics, saying that Catholic voters who support her 'should have their head examined.' Proposition 4 in Florida - Pressure works w/ politicians. In 2024 Trump has been galloping away from us and we need to correct his course. We need to pushback and he will make the right choices. He knows we are his base. According to polls 3% of Republicans find abortion to be the most important issue. Pressure him into not walking away from his pro-life base. Catholics, pro-lifers and social conservatives are helping him by pushing back on him. My advise is to put pressure on him and all the establishment pro-life groups.
The NYPD interim Police commissioner's house was raided for an alleged crime that happened over 30 years ago Mark interviews Radio / TV host Rob Astorino: Mark and Rob talked about Kamala going to the southern border. Kamala will not do an interview with a legitimate journalist, but if Oprah calls, she is right there. The Democrat voters seem to believe everything Kamala Harris says. Is Trump hated enough to lose to Harris?
Francis Ford Coppola latest film 'Megalopolis' is bad! He spent over 100 million dollars of his own money to make it. The last candidate who didn't attend the Al Smith dinner was Walter Mondale..
12 - Why isn't the news media picking up this local story that Dom finds fascinating? 1205 - We play audio of Tucker Carlson calling out Josh Shapiro for signing a missile that will kill civilians in a war we're not even a part of. What would his 10 year old son say? Dom follows up by calling out Zelenskyy for crawling back up and asking for more money this week. 1210 - Filmmaker Ken Burns likens Trump to Aaron Burr. 1215 - Side Question: What is a word with more than one pronunciation? 1220 - Continuing with Ken Burns comments on the election. Your calls. 1230 - Why are the Phillies benching starters when there's something to play for? Brett Favre announces his diagnosis. 1240 - The Inquirer has more info on “Project X”, the illegal car meet that caused chaos over the weekend. 1250 - More of your side question calls. 1 - Jim Worthington, Owner of the Newtown Athletic Club, joins the program. He discusses the amount of credit card declines at his gym reflects the state of the economy. Despite the bad blood with the economy, people are still in good spirits to get Trump elected. As someone who has been around JD Vance a lot, how does he feel he will do in the debate? 115 - Cardinal Dolan spoke out on how Kamala Harris is skipping the Al Smith Dinner. No candidate has skipped since Walter Mondale, and he did it because he got crushed! 120 - Does Trump have a problem with women? The Harris campaign is sure to do their best to make sure he does. Do his comments we play here reassure women? 140 - Should you be heartened or depressed on where voting stands? Dom says you should be encouraged by the work of friends of the program in securing the vote, despite the best effort of Democrats. 150 - Dan Time! 2 - Evan Bocchetto Ambassador of the Philly Young Republicans and Matt Lamorgese Chairman of the Philly Young Republicans join Dom in studio to discuss their background, their efforts in Philadelphia, how the DNC went, the upcoming events the program is putting on, converting moderate Democrats to vote Red this cycle, a story involving a local leader's controversy. What needs to happen in Philadelphia in order to preserve voter integrity here in Philadelphia? 220 - The Teamsters Union is trying to tell people to not believe their eyes. Dom revists the message given by Matt and Evan. 225 - Dom's Money Melody 235 - Winner? 250 - Lightning Round!
1 - Jim Worthington, Owner of the Newtown Athletic Club, joins the program. He discusses the amount of credit card declines at his gym reflects the state of the economy. Despite the bad blood with the economy, people are still in good spirits to get Trump elected. As someone who has been around JD Vance a lot, how does he feel he will do in the debate? 115 - Cardinal Dolan spoke out on how Kamala Harris is skipping the Al Smith Dinner. No candidate has skipped since Walter Mondale, and he did it because he got crushed! 120 - Does Trump have a problem with women? The Harris campaign is sure to do their best to make sure he does. Do his comments we play here reassure women? 140 - Should you be heartened or depressed on where voting stands? Dom says you should be encouraged by the work of friends of the program in securing the vote, despite the best effort of Democrats. 150 - Dan Time!
Gearing up for the Vice-Presidential debate – Tim Walz versus JD Vance? Then you might want to remember the first time running mates debated in a formal, nationally televised setting: Good evening, I'm James Hoge, editor of the Chicago Sun Times, and moderator of this third of the historic debates of the 1976 campaign. Tonight we have the vice-presidential candidates: for the Democrats, Senator Walter Mondale of Minnesota; for the Republicans, Senator Robert Dole of Kansas. Thank you, Senator Mondale, and thank you, Senator Dole, for being with us this evening. This debate is taking place before an audience in the Alley Theater in Houston, Texas. It is also being broadcast by radio and television to an audience estimated at some eighty-five million persons in this nation and overseas. That's how the debate opened on October 15, 1976 … Walter Mondale versus Bob Dole … Two Senators …On October 1st, 2024, it will be Tim Walz versus JD Vance -- and the 12th time running mates have debated over nearly half a century. What were the top, most famous, most newsworthy, most notable, funniest, legendary, and otherwise best-of moments, phrases, and zingers from the first 11 Vice Presidential debates? Learn more about your ad choices. Visit megaphone.fm/adchoices
It is Debate Night at last, the first showdown of the presidential campaign between Kamala Harris and Donald Trump. We'll bring you the ABC News Presidential Debate Simulcast live right here on KCBS Radio starting at 6:00 tonight. For more on this, KCBS Radio Insider Doug Sovern was joined by Martin Kaplan, an expert in political communications who is a professor at the USC Annenberg School for Communication and Journalism, where he directs the Norman Lear Center. He was chief speechwriter to Vice President Walter Mondale and deputy campaign manager of Mondale's 1984 presidential campaign
Ok a little quiz…when I say August 1984 and Ronald Reagan, what comes to mind? His acceptance of the presidential nomination, of course. It's important to remember that the President regarded the 1984 election as pivotal. Why? Because he believed the gains he had made during his first four years were in jeopardy. He wanted to preserve what he had accomplished and there were still things he wanted to do. What were those two things? Cutting the deficit and balancing the budget. Although an economic expansion was underway, he thought he could do more to stimulate the economy by making our tax system fairer and simpler. Our optimistic 40th president believed he could persuade Congress to cut more waste out of the budget and continue making our government smaller and less intrusive. So for this week's podcast, we'll walk down memory lane with the President to hear his remarks when accepting the nomination in 1984 in Dallas, Texas, what his objectives were, and his thoughts on his opponent, Walter Mondale. You'll hear the President refer to San Francisco because that's where the Democrats held their convention in July of 1984.
Catching up this week with return guest David Nir, who for over a decade has been an influential election analyst and the creator of Daily Kos Elections. Within the past week, David has moved his analysis to an independent site - now called The Downballot. In this conversation, David provides an update on his transition: what is happening, why now, and David's long-term goals for The Downballot. Then, stay for my original conversation with David - originally released over three years ago in early 2021. David has a fascinating career arc that charts the rise of the online grassroots from a ramshackle group of political junkies in the early 00s to now being one of the pillars of the political universe.IN THIS EPISODE…Why David is launching The Downballot as a new independent, site?Living through the downturn of the online ad economy...Long-term goals David has the for The Downballot...Elected officials who rabid political junkies...What was David's first introduction to feminism?How being the child of a Holocaust survivor has informed who David is…Why David seeing a Geraldine Ferraro rally in 1984 was an ill omen for the ticket's chances…David's early memories of Rudy Giuliani in NYC politics…The candidate who taught David to avoid getting too attached to any individual politician…How David fell in love with down-ballot races…How David made the decision to forego a legal career to plunge full-time into politics…How unlikely candidates in Kentucky and South Dakota kicked off the rise of the Democratic netroots…How an "extra penny" let campaigns know the arrival of the progressive netroots…Lavishing praise upon the DKE Daily News Digest and Elections Data…David's tips for candidates and campaigns who want to connect with the Daily Kos community…The story of Daily Kos and the rise of Jon Ossoff… David helps topple the “turncoat” IDC legislative coalition in New York…What one requirement would have to be part of David's online dating profile… AND….Brendan Boyle, Ben Chandler, Wes Clark, Howard Dean, David Dinkins, John Edwards, Marc Elias, Geraldine Ferraro, Rudy Giuliani, Kaili Joy Gray, Paul Hackett, Karen Handel, Stephanie Herseth, John Kerry, Jeff Klein, John Lewis, Rachel Maddow, Walter Mondale, Markos Moulitsas, Wiley Nickel, Jean Schmidt, Jeff Singer, Elliot Spitzer, Tim Tagaris, Trent Thompson, Elizabeth Warren, Stephen Wolf, AND MORE!
There's a parallel between the Democratic National Conventions of 2024 and 1984. Forty years ago a Minnesota Democrat was at the top of a history-making presidential ticket. Former Minnesota Senator and U.S. Vice President Walter Mondale was running for president alongside Geraldine Ferraro, a U.S. representative from New York — and the first woman nominated by a major party for VP. Hillary Clinton remembered that moment Monday night in a speech at this year's DNC.Clinton drew a line from former U.S. representative Shirley Chisholm's 1972 run for president to Ferraro‘s bid for VP to her own historic race in 2016 against former President Donald Trump. And she expressed hope that Vice President Kamala Harris can become the first woman president. In Minnesota, a Harris win would also mean Lieutenant Governor Peggy Flanagan would become the first Native American woman governor in the U.S. — and the first woman governor of Minnesota, period. Every lieutenant governor since 1983 has been a woman, across Republican, Democrat, and Independent administrations, but none have held the top job. Ember Reichgott Junge has spent her life involved in Minnesota politics. And she was also at the 1984 DNC as a young, Democratic state senator and a delegate for Minnesota. She joined MPR News host Cathy Wurzer to reflect on her time then — and the DNC now.
This is the (lightly comedic) history podcast where we talk about the losers of presidential races. In this one, we're discussing ALL your favorite losers of the 6th period of American history (1968-2004), including: Hubert HUMPHREY! George WALLACE! Robert F. KENNEDY! Eugene MCCARTHY! Nelson ROCKEFELLER! Charlene MITCHELL! George MCGOVERN! Shirley CHISHOLM! John SCHMITZ! Patsy MINK! Ed MUSKIE! Gerald FORD! Jerry BROWN! Jimmy CARTER! Teddy KENNEDY! John ANDERSON! Walter MONDALE! Gary HART! Jesse JACKSON! Michael DUKAKIS! George H.W. BUSH! Ross PEROT! Pat BUCHANAN! Bob DOLE! Al GORE! and Ralph NADER!!
Some have likened Kamala's VP choice, Tim Walz, to a return to the days of Walter Mondale. Indeed there is a Mondale-like quality to him. But will Walz strike a chord in a midwest that appears to be turning more red? Also today...you can't make this up: Israel is considering pre-empting the expected Iranian retaliation for a previous strike...with another strike!
In 1984, the economy was in an upswing. Oil prices were low, interest rates were high, and the lurking problem of the mounting federal deficit caused little public concern. Our popular President Reagan was earning the label "the Teflon president" for his ability to escape unscathed from setbacks. So, the challenging task of running against Ronald Reagan fell to former Vice President Walter Mondale who made two bold choices in his campaign, both of which backfired. First, he selected a woman, New York Representative Geraldine Ferraro, as his running mate. Media scrutiny of her husband's finances put Ferraro on the defensive. Second, Mondale announced in his acceptance speech that he would raise taxes to fight the deficit. Seizing on such a position, President Reagan succeeded in tagging Mondale as a typical free-spending Democrat and won the most lopsided electoral victory since 1936: 49 out of 50 states.
Elaine Kamarck is a longtime member of the DNC's rules committee, a scholar at Brookings, a former advisor to top Democrats such as Bill Clinton, Al Gore, and Walter Mondale; and author of “Primary Politics: Everything You Need to Know about How America Nominates Its Presidential Candidates.” On this episode of Playbook Deep Dive, Playbook co-author Eugene Daniels asks Kamarck all of your questions about how the Democratic Party would choose a new nominee should Joe Biden step aside. Topics include: How and when Joe Biden would go about dropping out; if his delegates can rebel against him if he doesn't; whether or not he can choose a successor; how exactly an open convention would unfold in Chicago; and what she thinks the public's reaction will be if the Democratic nominee for president is chosen by a handful of party insiders in smoke-filled back rooms. Eugene Daniels is a Playbook co-author for POLITICO. Elaine Kamarck is a scholar at Brookings Kara Tabor is a producer for POLITICO audio. Alex Keeney is a senior producer for POLITICO audio.
Before writer-director Philip Kaufman brought Tom Wolfe's best-selling book to the big screen in 1983, astronauts in movies were often just alien hunters or asteroid chasers. But under Kaufman's direction, spaceflight became a deeply human endeavor, focusing on inner strength rather than external threats. This 80s flick, which runs for over three hours and features an unconventional structure, tells the story of test pilots like Chuck Yeager and Gordon Cooper as they break the sound barrier and America ventures into the “Space Race” with Russia. Kaufman himself described it as “the longest movie ever made without a plot.” So get ready to take flight and orbit Earth as Tim Williams and guest co-hosts Jeff Atkins, Ben Carpenter, and Darby Mirocha discuss “The Right Stuff” from 1983 on this episode of the 80s Flick Flashback Podcast. Here are some additional behind-the-scenes trivia we were unable to cover on this episode: Some were concerned that when this film was released it would help propel John Glenn, then a U.S. Senator from Ohio, into the Presidency. Newsweek Magazine had a cover story about it. Although Glenn ran for President in 1984, he lost the Democratic nomination to Walter Mondale. Sources: Wikipedia, IMDB, Rotten Tomatoes, Box Office Mojo https://www.wired.com/2014/11/oral-history-of-right-stuff/ We'd love to hear your thoughts on our podcast! You can share your feedback with us via email or social media. Your opinions are incredibly valuable to us, and we'd be so grateful to know what you enjoyed about our show. If we missed anything or if you have any suggestions for 80s movies, we'd love to hear them too! If you're feeling extra supportive, you can even become a subscription member through "Buy Me A Coffee". For more details and other fun extensions of our podcast, check out this link. Thank you for your support! https://linktr.ee/80sFlickFlashback
"This is bad, this is really, really bad" With the presidential season beginning a bit early this year, Coach shares how he would have addressed the Trump Biden debate of June 2024 in class. He shares the lies that were presented, the example of Ronald Reagan with similar concerns to President Biden in his 1st debate with Walter Mondale in 1984, and why he is calling it the Cincinnati debate when it took place in Atlanta (it has nothing to do with the actual debate). 1st Presidential Debate Reagan v Mondale 1984 Wall Street Journal: Behind Closed Doors, Biden Slipping Axios: Top Aides Shield Biden --- Send in a voice message: https://podcasters.spotify.com/pod/show/ptcpodcast/message
Pt. 02 will be a full presentation on TW premium, coming to my Substack this weekend. ”What if some false conspiracy theories are put out into the public mind in order to intentionally distract from the real conspiracy, or even to help it along?” - DW”It is very common for disinformation to be found within the conspiracy literature. I believe this is partly because intelligence services feed fake information to discredit both conspiracy theories in general (thereby exploiting the human tendency to associate all “conspiracies” with these planted farcical falsehoods) and to discredit specific political opponents.Very few people have the time or ability to properly verify sources, so as a result just like any other field, it is extremely easy for claims that have no actual evidence supporting them to be widely viewed as claims that are well supported by evidence.”- A Midwestern DoctorMARXIST TACTICS FOR REVOLUTIONBezmenov said that Marxist overthrow begins by undermining the values of the targeted society. “Ideological subversion is the process, which is legitimate, overt, and open; you can see it with your own eyes. All you have to do, all American mass media has to do, is to unplug their bananas from their ears, open up their eyes, and they can see it. There is no mystery.” When it came to KGB efforts, Bezmenov said: Only about 15% of the time, money, and manpower [are] spent on espionage as such. The other 85% is a slow process, which we call either ‘ideological subversion,' or ‘active measures'—in the language of the KGB—or ‘psychological warfare.' What it basically means is, to change the perception of reality, of every American, to such an extent that despite of the abundance of information, no one is able to come to sensible conclusions in the interests of defending themselves, their families, their community and their country. The ex-KGB agent said the “great brainwashing process” begins with a “demoralization” process that takes “15-20 years . . . the minimum number of years which [is required] to educate one generation of students in the country of your enemy, exposed to the ideology of the enemy.”From there, “it takes only from two to five years to destabilize a nation—what matters [are] essentials: economy, foreign relations, defense systems.” Next, “It may take only up to six weeks to bring a country to the verge of crisis.” Finally, “with a violent change of power, structure, and economy, you have a period of normalization. It may last indefinitely.” At that point, Marxism reigns unimpeded.SUBVERSION OF AMERICA WELL UNDERWAYBezmenov said the demoralization stage was already “over-fulfilled” by the 1980s. “Most of it is done by Americans to Americans, thanks to a lack of moral standards,” he said. He had no hope for those educated in the increasingly Marxist universities of the West who were now in positions of power and influence across America. “You cannot change their mind, even if you expose them to authentic information. Even if you prove that white is white and black is black, you still cannot change the basic perception and the logic of behavior…. the process of demoralization is complete and irreversible.”Bezmenov claimed Soviet pressure led to his dismissal from the Canadian Broadcasting Corporation in the 1970s. This almost certainly contributed to his view of the United States as “the last country of freedom and possibility” in the world, but for how long?“The time bomb is ticking: with every second, the disaster is coming closer and closer. Unlike [me], you will have nowhere to defect to,” he said. Yet, Bezmenov was far from complacent and claimed that the “United States is in a state of war: undeclared, total war against the basic principles and foundations of this system;” perpetrated, not by the head of the USSR but by “the world Communist system.”In his 1984 book, “Love Letter to America,” Bezmenov explained,We rarely use guns to kill people and take their country. The cleanest way is to blackmail, pervert, bribe, lie and intimidate the POLITICIANS and the MEDIA, and they will destabilize and disunify their own country for us. Then all we have left to do is to arm the procommunist or simply criminal factions and we have a coup and another “liberated” country. As neat as that.Bezmenov told Griffin, “This is what will happen in [the] United States if you allow all these schmucks to bring the country to crisis, to promise people all kind[s] of goodies and the paradise on earth, to destabilize your economy, to eliminate the principle of free market competition, and to put [a] Big Brother government in Washington, D.C. with benevolent dictators like Walter Mondale,” said Bezmenov regarding the Democratic candidate for president in 1984. Source This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit dwtruthwarrior.substack.com/subscribe
September 17-23, 1994 FALL PREVIEW This week, kicking off Ken's Birthday month with an EXTRA special episode, Ken welcomes writer, actor and Whitest Kid U Know Sam Brown to the show. Ken and Sam discuss West Coast East Coast confusion, growing up in Sandwich, the cops, being an hour from everything, going to school in NYC, meeting Trevor Moore, UCB, improv, the origin of MUNG, lingo, avoiding new people on the train, leaving home, Something Wilder, ER, Chicago Hope, Fall Preview roads not traveled, the other Anthony Edwards, basketball, Dudley Moore, Cosby Mysteries, Clariton, Capri cigarettes, My So-Called Life, MTV, how much of a failure Friends will be, Let's Go Bang, JLH, Nate Blackist on Twitch, Mid-Hunting, Dabney Coleman, things that look good on paper, working with Ivan Reitman, rebooting Stripes, John Candy's German insistence, taking studio notes, rewrites, refusing to play ball, Exit 57, Summer Series with Nepo Babies, E! doing original programming, Q&E, Walter Mondale's daughter, Trailer Boys, Jones Computer Network, Sega Channel, not knowing what Hackers are, Andrew Dice Clay's sitcom experience, boy bands, the Roseanne and Tom made for TV movies, Stephen King throwaways, Citizen X, Cast a Deadly Spell, Marlon Waynes as Robin, Ken's audition for The Good Son, Christian Slater hosting sex special on MTV, Late Nite with Elmo, John Stewart Show, when the Bermuda Triangle disappeared, when society wasn't nice to women, daytime TV, The Tick, Sweet Valley High, discovering your manhood, Schunckums and Meat, sambrownuniversity.com, Sam's Sketch Comedy Classes, streaming on Shout Factory and self editing. June 5th at Piano's in NYC see Sam do stand up and June 6th at the Tribeca Film Festival it's the premier of the Whitest Kids U Know animated film "Mars".
Episode 1 of Anders' new podcast. Special thanks to Jules Taylor for producing, Jose Carneiro for the logo and Don Lee for recording the intro and quotes from Walter Mondale. Subscribe to The Vanquished: https://open.spotify.com/show/0MaaYMTaw1z5mpNy35RbDv
Kent Hance served 6 years in the House from West Texas, was Chair of the Texas Railroad Commission, and had an 8-year tenure as Chancellor of the Texas Tech University System - but his most famous political accomplishment is as the only person to ever defeat George W. Bush in a political campaign. He also hosts his own podcast, The Best Storyteller in Texas, where he mines his favorite political stories and weighs in on the news of the day. In this conversation, Chancellor Kent Hance talks about his famous 1978 win over George W. Bush in an open-seat congressional...his preceding time in the Texas State Senate, his time in the House carrying landmark legislation for President Reagan, running statewide, helming a major public university system, memories of iconic political figures, and some of his best stories from 6+ decades in politics.IN THIS EPISODE...Growing up in rural West Texas...How the books his mother chose to read to him as a child led to a lifelong interest politics...A Kent Hance best-practice for avoiding troublemakers at town hall meetings...How he took on a West Texas political machine to beat a sitting State Senator in 1974...Chancellor Hance shares his memories of iconic Texas political figures John Connally, Lloyd Bentsen, and Ann Richards...Going in-depth about his good friend and former colleague, Congresswoman Charlie Wilson...How Kent Hance beat George W. Bush for Congress in an open seat race in 1978...The 1978 Hance campaign tactic that stuck with George W. Bush for 30+ years...Memories of sponsoring President Reagan's historic, controversial tax cut in the early 1980s.Highlighting a major difference in the leadership style of Presidents Reagan and Trump...Coming up short running for Senate in 1984...Demystifying what it's like serving on the Texas Railroad Commission...What led to becoming Chancellor of the Texas Tech University System...The curveball of the Texas Tech football coach he helped hire becoming now-US Senator Tommy Tuberville...AND $1.2 Billion, AT&T, Jodey Arrington, Coalter Baker, Jim Baker, bank charters, Choc Blanchard, Doc Blanchard, Laura Bush, The Committee for the Survival of a Free Congress, Barber Conable, dealmakers, Bob Dole, Ken Duberstein, Phil Gramm, hardcore Navy guys, Tommy Joe Harrison, hating Communists, Chic Hecht, Vic Henry, Bill Hobby, Lee Iacocca, Jack Kemp, LBJ, Little Britches, George Mahon, mail carriers, Wilbur Mills, Walter Mondale, the New England Journal of Medicine, Don Pease, Sam Rayburn, Walter Rogers, Dan Rostenkowski, Preston Smith, talking heads, trial lawyers, Donald Trump, Paul Weyrich, whipping the Russians, Clayton Williams, windfall profits tax...& more!
The Rich Zeoli Show- Full Episode: 3:05pm- On Tuesday, Republican presidential candidate Nikki Haley teased a “major” speech. Many media outlets believed Haley was announcing the suspension of her campaign ahead of Saturday's South Carolina primary, her home state, where she is projected to lose by 25-points, according to Real Clear Politics polling averages. However, she vowed to continue with her long-shot campaign. 3:10pm- In his Silver Bulletin newsletter, statistician Nate Silver wrote: “If you'd asked me a year ago, I would have told you that Joe Biden was a reasonably clear favorite in the event of a rematch against Donald Trump. Not an overwhelming favorite, mind you. But perhaps a 65:35 favorite…Since then, Biden's situation has become considerably worse…Personally, I crossed the Rubicon in November, concluding that Biden should stand down if he wasn't going to be able to run a normal reelection campaign—meaning, things like conduct a Super Bowl interview. Yes, it's a huge risk and, yes, Biden can still win. But he's losing now and there's no plan to fix the problems other than hoping that the polls are wrong or that voters look at the race differently when they have more time to focus on it.” You can read more here: https://www.natesilver.net/p/its-time-for-the-white-house-to-put 3:15pm- During an interview with Jonathan Karl on ABC's This Week, radio personality Charlamagne tha God referred to President Joe Biden as an “uninspiring candidate” and did not endorse him in the 2024 presidential election. 3:30pm- Flashback: During a debate with Democrat presidential candidate Walter Mondale in 1984, President Ronald Reagan was asked about his advanced age. He joked: “I will not make age an issue of this campaign. I am not going to exploit, for political purposes, my opponent's youth and inexperience." 3:40pm- Dan McLaughlin—Senior Writer at National Review Online and Fellow at National Review Institute—joins The Rich Zeoli Show to discuss his recent article, “There's No Defending Woodrow Wilson.” Was Woodrow Wilson the worst president in American history? Wilson was responsible for “subverting” the U.S. Constitution and greatly expanding the power and size of the executive branch. McLaughlin jokes that it's part of our patriotic duty to dislike Wilson and notes he's also responsible for daylight saving time! 4:05pm- On Tuesday, Republican presidential candidate Nikki Haley teased a “major” speech. Many media outlets believed Haley was announcing the suspension of her campaign ahead of Saturday's South Carolina primary, her home state, where she is projected to lose by 25-points, according to Real Clear Politics polling averages. However, she vowed to continue with her long-shot campaign. 4:10pm- While speaking with Jen Psaki on MSNBC, Congresswoman Nancy Pelosi baselessly claimed that Russian President Vladimir Putin and the Kremlin could successfully bribe Republican presidential candidate Donald Trump if he were ever to return to office. 4:15pm- While appearing on CNN, businessman Kevin O'Leary warned that Judge Arthur F. Engoron's decision to fine Donald Trump $354 million for inflating the value of assets controlled by the Trump Organization in past financial statements could lead to businesses fleeing the state of New York—resulting in severe economic damages. O'Leary also noted how strange the civil suit was considering there were no victims. 4:30pm- George Washington University Law School professor Jonathan Turley told a Fox News panel that he would not be surprised to see Donald Trump appeal his $354 million fine all the way to the U.S. Supreme Court. 4:50pm- During a conversation with Bari Weiss of The Free Press, Harvard University economics professor Roland Fryer revealed that “all hell broke loose” following the publication of a 2017 study he conducted on police shootings and the use of force based on race. Fryer writes: “On non-lethal uses of force, blacks and Hispanics are more than fifty percent more likely to experience some form of force in interactions with police. Adding controls that account for important context and civilian behavior reduces, but cannot fully explain, these disparities. On the most extreme use of force—officer-involved shootings—we find no racial differences in either the raw data or when contextual factors are taken into account.” Because Fryer's research concluded that there is no racial bias in police shootings, there was immediate backlash from members of academia. You can read the full study here: https://scholar.harvard.edu/files/fryer/files/empirical_analysis_tables_figures.pdf 5:05pm- Dr. Wilfred Reilly—Professor of Political Science at Kentucky State University & Author of “Lies My Liberal Teacher Told Me”—joins The Rich Zeoli Show to discuss the way Harvard economist Roland Fryer was treated by academia after he published a research study indicating no racial bias in police shootings. You can pre-order Dr. Reilly's upcoming book here: https://www.amazon.com/Lies-My-Liberal-Teacher-Told/dp/0063265974. 5:35pm- While speaking with former Obama speechwriter Jon Favreau on Pod Save America, Senator Elizabeth Warren awkwardly revealed which celebrity she would like to “hypothetically” smoke weed with—Dwayne “The Rock” Johnson! 5:40pm- New York Governor Kathy Hochul awkwardly joked about attacking Canada during an event last week. How will Canadian Prime Minister—and definitely NOT the son of Cuban dictator Fidel Castro—Justin Trudeau react? 6:05pm- In perhaps the most disturbing story you'll read all day, Hank Berrien of The Daily Wire writes: “A British trust that supervises numerous hospitals issued a letter claiming that milk produced by biological men (with the aid of ingested hormones) is as good for babies as breast milk from their mothers. Dr. Rachael James, the medical director of the University of Sussex Hospitals NHS Trust (USHT) trust—which was the first British trust to use terms such as ‘chestfeeding' and ‘birthing parent'¸ wrote a letter last August to an organization called Children of Transitioners in which she claimed that ‘the term human milk (which she called the ‘ideal food for infants') is meant to be neutral and is not gender-biased.'” You can read the full article here: https://www.dailywire.com/news/this-is-sick-british-hospitals-say-milk-from-trans-men-equal-to-mothers-breast-milk-for-babies 6:30pm- On Tuesday, Republican presidential candidate Nikki Haley teased a “major” speech. Many media outlets believed Haley was announcing the suspension of her campaign ahead of Saturday's South Carolina primary, her home state, where she is projected to lose by 25-points, according to Real Clear Politics polling averages. However, she vowed to continue with her long-shot campaign 6:40pm- Mairead Elordi of The Daily Wire reports: “The Biden administration's Justice Department filed a lawsuit Thursday against Tennessee's aggravated prostitution law for people with HIV. The law, which imposes tougher penalties for engaging in prostitution while knowingly infected with HIV, violates the Americans with Disabilities Act, the Justice Department claims in its lawsuit.” You can read the full report here: https://www.dailywire.com/news/bidens-justice-department-sues-over-tennessees-hiv-prostitution-law 6:50pm- In his Silver Bulletin newsletter, statistician Nate Silver wrote: “If you'd asked me a year ago, I would have told you that Joe Biden was a reasonably clear favorite in the event of a rematch against Donald Trump. Not an overwhelming favorite, mind you. But perhaps a 65:35 favorite…Since then, Biden's situation has become considerably worse…Personally, I crossed the Rubicon in November, concluding that Biden should stand down if he wasn't going to be able to run a normal reelection campaign—meaning, things like conduct a Super Bowl interview. Yes, it's a huge risk and, yes, Biden can still win. But he's losing now and there's no plan to fix the problems other than hoping that the polls are wrong or that voters look at the race differently when they have more time to focus on it.” You can read more here: https://www.natesilver.net/p/its-time-for-the-white-house-to-put
We are nearing the end of John Swartzwelder's time writing for the show, and he's turned in a quality script as the show gets political again in 2003. Krusty is a celebrity running for public office (can you believe it) and has the support of The Simpsons and Republicans. But is it possible to make a difference without Walter Mondale's help? We explain that, references to Joe Millionaire, Ronald Reagan, and more in this week's podcast! Support this podcast and get over 150 bonus episodes by visiting Patreon.com/TalkingSimpsons and becoming a patron! And please follow the official Twitter, @TalkSimpsonsPod!
The Rich Zeoli Show- Hour 1: On Tuesday, Republican presidential candidate Nikki Haley teased a “major” speech. Many media outlets believed Haley was announcing the suspension of her campaign ahead of Saturday's South Carolina primary, her home state, where she is projected to lose by 25-points, according to Real Clear Politics polling averages. However, she vowed to continue with her long-shot campaign. In his Silver Bulletin newsletter, statistician Nate Silver wrote: “If you'd asked me a year ago, I would have told you that Joe Biden was a reasonably clear favorite in the event of a rematch against Donald Trump. Not an overwhelming favorite, mind you. But perhaps a 65:35 favorite…Since then, Biden's situation has become considerably worse…Personally, I crossed the Rubicon in November, concluding that Biden should stand down if he wasn't going to be able to run a normal reelection campaign—meaning, things like conduct a Super Bowl interview. Yes, it's a huge risk and, yes, Biden can still win. But he's losing now and there's no plan to fix the problems other than hoping that the polls are wrong or that voters look at the race differently when they have more time to focus on it.” You can read more here: https://www.natesilver.net/p/its-time-for-the-white-house-to-put During an interview with Jonathan Karl on ABC's This Week, radio personality Charlamagne tha God referred to President Joe Biden as an “uninspiring candidate” and did not endorse him in the 2024 presidential election. Flashback: During a debate with Democrat presidential candidate Walter Mondale in 1984, President Ronald Reagan was asked about his advanced age. He joked: “I will not make age an issue of this campaign. I am not going to exploit, for political purposes, my opponent's youth and inexperience." Dan McLaughlin—Senior Writer at National Review Online and Fellow at National Review Institute—joins The Rich Zeoli Show to discuss his recent article, “There's No Defending Woodrow Wilson.” Was Woodrow Wilson the worst president in American history? Wilson was responsible for “subverting” the U.S. Constitution and greatly expanding the power and size of the executive branch. McLaughlin jokes that it's part of our patriotic duty to dislike Wilson and notes he's also responsible for daylight saving time!
You'll get an exact mortgage rate prediction from the President of the lending company that's provided investors with more financial freedom than anyone in the nation. Learn how to best access your equity, yet keep your low mortgage rate first loan untouched. In this Get Rich Education podcast episode, host Keith Weinhold and guest Caeli Ridge, President of Ridge Lending Group, delve into the direction of mortgage rates. They highlight the importance of understanding today's environment and discuss refinancing opportunities in the current market. Caeli outlines various loan products available to investors and predicts over 50% of appraisals now come in high, indicating strong future valuations. She also forecasts higher mortgage rates to persist, with a possible Fed Funds Rate reduction by June and a 6.125% rate for 30-year fixed mortgages, non-OO, with 25% down, by the end of 2024. The episode emphasizes education and strategic planning in real estate investment. I get my own loans at Ridge. You can too at RidgeLendingGroup.com Timestamps: The impact of inflation on real estate investing (00:00:00) Discusses leveraging properties to increase wealth, the relationship between mortgage rates and real estate, and the impact of inflation on property values. Understanding the importance of mortgage rates (00:03:52) Explores the neutral relationship real estate investors have with mortgage rates, the impact of mortgage rates on home affordability, and the significance of current mortgage rates. Historical perspective on home price affordability (00:06:18) Provides insights into the historical trends in home affordability, comparing past and current median home prices and the impact of inflation on home values. The power of leverage in borrowing (00:10:14) Illustrates the impact of inflation on loan principal balances and monthly mortgage payments, emphasizing the benefits of optimizing borrowing. Mortgage rate prediction and refinancing trends (00:16:57) Discusses the future direction of mortgage rates, refinancing trends, and the importance of considering interest rates in the context of overall investment strategies. Explanation of high points charged on investment property loans (00:23:12) Provides an explanation for the high points charged on investment property loans, related to the servicing of mortgage-backed securities and the absence of prepayment penalties. Accessing Equity with HELOC and HE Loan (00:24:21) Discussion on accessing equity using keylock and HE loan, including LTV ratios and interest rate comparisons. Trade-offs Between HELOC and HE Loan (00:25:27) Comparison of trade-offs between keylock and HE loan, including flexibility and interest payment structures. Considerations for Second Mortgages (00:26:36) Exploration of the benefits of having a second mortgage as an option and the potential drawbacks related to minimum draw requirements. Blended Mortgage Rates (00:27:56) Explanation of how to calculate blended mortgage rates based on the balances and interest rates of first and second mortgages. Appetite for Adjustable Rate Mortgages (00:28:44) Assessment of the current environment for adjustable rate mortgages and comparison with fixed-rate mortgages. Obstacles for New and Repeat Investors (00:29:45) Common obstacles faced by new and repeat real estate investors, including understanding investment goals and managing debt-to-income ratios. Forecast for Mortgage Rates (00:33:45) Prediction for future mortgage rates based on inflation indicators and the potential impact of the Fed's decisions. Loan Types Offered by Ridge Lending Group (00:35:54) Overview of the various loan types offered by Ridge Lending Group, including Fannie and Freddie loans, non-QM loans, and commercial loans. Resources and Tools for Investors (00:38:03) Information about free resources and tools available on the Ridge Lending Group website, including simulators and educational content. Conclusion and Recommendation (00:39:38) Summary of the discussion with Caeli Ridge and a recommendation to explore the services offered by Ridge Lending Group for real estate financing needs. Resources mentioned: Show Page: GetRichEducation.com/489 Ridge Lending Group: RidgeLendingGroup.com Call 855-74-RIDGE For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” Top Properties & Providers: GREmarketplace.com GRE Free Investment Coaching: GREmarketplace.com/Coach Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Keith's personal Instagram: @keithweinhold Complete episode transcript: Keith Weinhold (00:00:00) - Welcome to GRE. I'm your host, Keith Weinhold. A new take on how to profit from inflation. The best strategies for accessing equity from your property while leaving your low rate loan in place. A surprising trend with real estate appraisals. Then the president of one of the most prominent national mortgage companies joins me to give a firm mortgage rate prediction today on get rich education. If you like the Get Rich Education podcast, you're going to love our Don't Quit Your Daydream newsletter. No, a eye here I write every word of the letter myself. It wires your mind for wealth. It helps you make money in your sleep and updates you on vital real estate investing trends. It's free sign up egg get rich education.com/letter. It's real content that makes a real difference in your life. Spice with a dash of humor rather than living below your means, learn how to grow your means right now. You can also easily get the letter by texting GRE to 66866. Text GRE to 66866. Speaker 2 (00:01:11) - You're listening to the show that has created more financial freedom than nearly any show in the world. Speaker 2 (00:01:18) - This is Get Rich Education. Keith Weinhold (00:01:27) - Welcome to Gary from Oak Park Heights, Minneapolis, to Crown Heights, Brooklyn in New York City and across 188 nations worldwide. I'm Keith Weinhold, and this is Get Rich education. When you have that epiphany, that leverage creates wealth, it can be enough to make you want to be the town iconoclast. Walk around, beat your chest, and boldly proclaim that financially free beats debt free. You might remember that I helped drive that point home a few weeks ago when I talked about the old fourplex owner, Patrick, who owned his fourplex next to mine years ago. He wanted to pay his down and I wanted to leverage mine up. I told you then that rushing to pay off one property by making extra payments on the principal is like drilling a deep hole into one property. And the deeper you drill, the more likely that hole is to cave in. Your return goes down and now you've got more of your prosperity tied up in just one property, just one neighborhood and just one market. Keith Weinhold (00:02:34) - The most sure fire way to wealth, and exactly what wealthy people do, is optimize and almost maximize the number of properties that you own. And as long as you buy right as they inevitably inflate, just keep borrowing against them. And that way you never have to pay capital gains tax either. And that goes beyond just real estate. That's assets of many types. You'll want to own more assets. The way to do that is with more loans. And paradoxically, that is why the richest people have the most debt. As you watch your debt column grow, watch your column grow even faster. And as we're talking about mortgages and the direction of interest rates today, us as real estate investors, you and I, we have a somewhat neutral relationship with mortgage rates. Yeah, it's often a neutral relationship. Now, prospective homebuyers, they often want mortgage rates to be low. Sellers often want rates to be low two so that they'll have more home bidders, legacy landlords, ones that own a bunch of property and they're not buying anymore. Keith Weinhold (00:03:52) - They often want mortgage rates to be high because it hurts first time homebuyer affordability, and then it keeps the rents high and it keeps the occupancy high. And then you and I see we both own real estate. We also look to opportunistically put more in our portfolio. Well then we want rates to be high in a sense and low in a sense too. So you might have relative neutrality, feeling aloof about it all because you're thinking about it from both sides. But in any case, we can always predict the future. But the one thing that you know for sure is what you have now. A lot of people don't optimize their potential for what they have now. Instead, they speculate about the future. Now, one thing a lot of people have now is so many Americans are still loving their 3% and 4% mortgage rates they locked in 2 or 3 years ago, and they're refusing to give it up. However, over the past two years, when the number of real estate listings were at historic lows, a lot of life changing events have occurred in the past two years 7 million newborn babies with a need for a larger sized home and a desire to get out of the starter home. Keith Weinhold (00:05:11) - Also in the last two years, 3 million marriages, including some of those marriages, are among older couples who now need to sell a home that can help solve the market. And then, of course, most home sellers. They also become home buyers. Next, they need another place to live. So home sellers, they often don't add a net one to the supply. We had a million and a half divorces, 7 million Americans turning 65 years old that might want to trade down during the retirement years and also during the last two years. Consider that there were 4 million deaths and 50 million job changes, some of those inconsequential, while others with fundamentally changed commuting patterns. So the point here is that life moves on. For some, though still a minority, but a growing minority, it is time to give up the three and 4% mortgage rate. Still not enough of them, but for better or worse, that is what it's going to take to move this market and put some available supply out there. Keith Weinhold (00:06:18) - Now, today we have apparently finally just come off this period where home price of. Affordability had hit 40 year lows for 40 years for decades. Again, with low affordability, you dislike that if you're a home buyer or seller, you might feel neutral about low affordability as a landlord or a real estate investor because it makes your new purchases less affordable. But it keeps your renters as renters when you buy that income property. From an affordability standpoint, the very best time to buy was 2013. Yep, 2013 is when prices hadn't fully recovered from the GFC and mortgage rates had fallen dramatically. Now, to open up that range in years, from an affordability standpoint, it was just a sensational time to buy a home or property from 2009 to 2021, just historically extraordinary, that sensational affordability level during that decade or so, 2009 to 2021, that added to the exceptional rise in home values over end since that time. But yeah, a few months ago, affordability reached its worst level in 40 years and it has since improved. Keith Weinhold (00:07:43) - I mean, 40 year lows in affordability reach then in 1984 and what happened in 1984, that is when Ronald Reagan defeated Walter Mondale for his second presidential term. Steve Jobs launched the Macintosh personal computer. John Schnatter opened the first Papa John's store in Indiana. LeBron James was born in 1984, and on television running were The Cosby Show and The Dukes of Hazzard. Hey, if you were alive then and you watch those shows, um, I know you wouldn't confess to watching Charles in Charge back then, and you'll never get back those socially redeeming hours that you spent watching Punky Brewster, and you would not admit to doing that either. What is this show, the Jeffersons still on TV in 1984? Look into that. Yeah. You know, that was kind of a real estate ish show. The deluxe apartment in the sky. Yes. It was on then. Yeah. Sherman Hemsley, Isabel Sanford Q that up. Speaker UU (00:08:55) - Where we're moving on now? All up to this island, to a deluxe apartment in the sky. Keith Weinhold (00:09:06) - Yeah, they even had the episode where the landlord came over and threatened not to renew their lease. I'll tell you. Has there ever been a television show in history where the landlord was depicted as a good guy? I mean, a landlord in television, they're always cast is a money hungry bad guy that won't fix anything, or is just trying to unscrupulously kick out the tenant, a slack jawed slumlord, every single time. I never really understood that show's theme music, either Beans or Burden on the grill or something. Let's get back to mortgage loans. Understand this. It might be in a way that, okay, you've never thought about it before. It's the power of leverage in borrowing. Now, you probably won't hold any 30 year fixed rate loan all 30 years in reality, but they'll make this effect clear. Let's just act like you have done this on a property. Now the median home price is near 400 K today. But what was it not 40 years ago, but in this case 30 years ago? All right. Keith Weinhold (00:10:14) - So 1994, per the Fred numbers, which are sourced from the census and HUD, it was 130 K. Yes, a 130 K median priced home in 1994. So then if you put a 20% down payment on that property, you'd have a loan principal balance of 104 K. Now imagine it was an interest only loan somehow, and you still just owed a 104 K balance on that home today, whose median price is up to 400 K. Well, that 104 K. That just seems like a little math that you could almost swat away. I mean, this is how inflation makes the numbers of yesteryear feel tiny. But now if you're 104 K loan were an amortizing loan and the principal were being paid down to hopefully all principal pay down made by the tenant. During all those years, mortgage rates were 9% back then. So if you were making the final payment today on what's now still a median priced home, today your mortgage payment would just be 837 bucks a month. It feels like nothing. Inflation benefited you both ways on the total principal balance and the monthly payment. Keith Weinhold (00:11:35) - Just feeling lighter and lighter and lighter in inflation adjusted terms now. And if your mortgage rate were 6% on that property, your payment would only be 623 bucks. You might have refinanced to something like that. I mean, 623 bucks. That is lower than the average new car payment today of 726. But if you had not gotten that loan back in 1994 and instead would have paid all cash for the 130 K property, were you 130 K all cash that was put into the property back then? Well, that would have had the purchasing power of today's approximately 400 K reflected in the price of today's median priced home. But to take it back ten years further to 1984, the George Jefferson year, the median home price was 80 K and your loan would be 60 4k. I mean, these numbers feel like little toys or almost lunch money or something. So this is the power of optimizing your borrowing and perhaps but not quite maximizing your borrowing power because that does risk over leverage. That is the inflation profiting benefit that you're feeling right there. Keith Weinhold (00:12:59) - Coming up in just a few minutes, the president of one of the most prominent national mortgage companies for investor loans will be here with me. We're going to talk about mortgage rates some more, the overall temperature of the mortgage market. And I expect that she'll give a firm mortgage rate prediction for where we're going to be at year end, because she's done that with us before. They see so many investor loans in there at their lending companies. They've really got a great pulse on the market. We have set up the makeshift gray studio again for yet another week. Here is this week I'm in Nevada, where I will be the best man at my brother's wedding. I have been on the road a lot lately. That's what a geography guy like me does. Gotta get out and see the world. Life is meant to be lived, not postpone. Before we discuss both general and some intermediate Murray's concepts shortly. If you happen to be new to real estate investing. And you just like to listen to that one episode that tells you, step by step, how to get started and how to build your credit score and make an offer on a property, and best navigate the inspection process and the property appraisal inside the management agreement and more. Keith Weinhold (00:14:15) - You can find that on get Rich Education podcast episode 368. It's simply called How to Buy Your First Rental Property. More next. I'm Keith Reinhold, you're listening to get Rich education. You know, I'll just tell you, for the most passive part of my real estate investing, personally, I put my own dollars with Freedom Family Investments because their funds pay me a stream of regular cash flow in returns are better than a bank savings account up to 12%. Their minimums are as low as 25 K. You don't even need to be accredited for some of them. It's all backed by real estate and that kind of love. How the tax benefit of doing this can offset capital gains and your W-2 jobs income. And they've always given me exactly their stated return paid on time. So it's steady income, no surprises while I'm sleeping or just doing the things I love. For a little insider tip, I've invested in their power fund to get going on that text family to 66866. Oh, and this isn't a solicitation. Keith Weinhold (00:15:24) - If you want to invest where I do, just go ahead and text family to six, 686, six. Role under the specific expert with income property, you need Ridge Lending Group and MLS for 256. In gray history, from beginners to veterans, they provided our listeners with more mortgages than anyone. It's where I get my own loans for single family rentals up to four plex's. Start your pre-qualification and chat with President Charlie Ridge. Personally, though, even customized plan tailored to you for growing your portfolio. Start at Ridge Lending group.com. Ridge lending group.com. Speaker 3 (00:16:12) - Hi, this is Tom Hopkins, and I can't tell you how smart you are to be with get rich education and make these ideas you. Keith Weinhold (00:16:32) - What is the future direction of mortgage rates? How do you qualify for more mortgage loans at the best terms with the lowest interest rates, and Americans have at near record equity levels in their properties? So what's the best way to access that equity yet? Keep your low rate mortgage in place. We're answering all of that today with a company president that's created more financial freedom through real estate than any other lender in the entire nation. Keith Weinhold (00:16:57) - That is, the top tier and eponymous ridge lending group is time for a big welcome back to Charlie Ridge. Keith, you flatter me. Thank you very much. Caeli Ridge (00:17:07) - I'm very happy to be here, sir. Good to see you. Keith Weinhold (00:17:09) - Well, you help us here because debt and loan are our favored four letter words around here at gray. Can you help us efficiently optimize them both, Charlie? Interest rates have just been on so many people's minds. Shortly after, they had their all time low in January of 2021, and they since rose and then have settled down. Charlie, I've been trying to think through myself why people seem to put this over emphasis on the interest rate now. It's surely important. It is your cost of money. But the way I've thought that people overemphasize the rate is because maybe people love to discuss the direction of interest rates, even more so than real estate prices in rents is because prices and rents nearly always go up in interest rates can go up and down. So therefore it's maybe more interesting for people to talk about. Keith Weinhold (00:17:57) - I also think about how rates sort of tap into that human fear of loss by paying interest, trumping the triumph of gain through cash flow or appreciation. And then maybe as well, it's because higher mortgage rates, they mean higher rates of all types which permeate into all of one's life's debt. So these are my thoughts about why people maybe put an over emphasis on mortgage interest rates. What are your thoughts? Caeli Ridge (00:18:23) - I'm sure there's probably something to that. And you're right, Keith. Interest rates are always the hot topic. Everybody wants to talk about interest rates. I think that overall though, it is a lack of education and there's a psychology to it. You and I have talked about interest rates at nauseam over the years, and I do understand, but I think you and I agree, because we live in this space and we're constantly looking at the math. They are probably third or fourth on the list of priorities. When you're deciding on if this investment is valid. For fitting into my goal box, I think it's more about getting information out there and informing the masses about interest rates, and doing that math to make sure that they're not just pigeonholing themselves into keeping a 3% interest rate, or not expanding their portfolio because they're afraid of giving up what they have and not really realizing the power of the equity, the tax deduction, the rent increases. Caeli Ridge (00:19:15) - All of those variables are often ignored when people start talking about interest rates, until you start to have that reasonable, rational conversation that helps them identify what the math is. Because the math won't lie, right? The math will not lie. Keith Weinhold (00:19:29) - Yeah, that's right. Things more important than interest rate with an investment property might be the price you're paying for that property, or the level of rent that's there, or even maybe knowing you already have a good property manager that you trust in that market where that property is. But of course, rates matter somewhat. Now we're going to get a future looking prediction from you later. But your last mortgage rate prediction, Charlie, you may not remember the details of it. It was made here on the show in November of 2022. That's when rates were 7%. Back at that time, you said that rates should keep climbing but at a slower pace, and that happened. And you predicted the peak by spring of 2023 of 7.625%. What happened is in October of 2023, they hit 7.8% per Freddie Mac. Keith Weinhold (00:20:17) - So you almost completely nailed it because most everyone believes that that was the peak for this cycle. And if so, you're within a few months in just 2/10 of 1% of identifying the peak. Caeli Ridge (00:20:32) - Thank you Keith. I appreciate that acknowledgement. I get it right a lot. My crystal ball has been broken several times over, especially the last couple of years, so I'll want to acknowledge that too. I pay attention to the fed and as a good friend of mine is always saying, don't fight the fed if you are listening to what they're saying, actually listening to the words that are coming out of their mouths, it's not too terribly hard to kind of predict where we're going to be in certain milestones of any given year. So I do have a good prediction for this year. We'll share later. As you said, rates are not completely irrelevant. I just want to impress upon your listeners that they really should be looking at the investment holistically, and not just laser focused on that interest rate. There's more to it. Keith Weinhold (00:21:15) - That was excellent. You have more audacity than me when it comes to predicting interest rates. It's a business I typically stay out of, so I'm going to outsource that to you later. I'll predict things like real estate prices, but I think rates are notoriously difficult. And what's happened with rates now that they have come off their peak substantially from back in October of 2023. What's happened with the refinance business, is that something that's picked up again there? Caeli Ridge (00:21:39) - Yeah, we're starting to see a bit more. I would say that last year refi numbers were down right for obvious reasons. But we are seeing some more business in the refinance department. I think depending on the individual and largely the strategy of the investment, the long term versus the mid-term versus the short term, we're seeing a little bit more on the refi side for the short term rentals than we are in the long term. But overall, yes, I would agree that they're starting to pick up. I may mention to Keith it might be useful for the listeners. Caeli Ridge (00:22:06) - So while I agree, we've seen that interest rates started on their descent, which was great news, everybody was excited to see that. We're still finding that the points that are being secured or paid on, especially investment property loans, are still on the high end of the spectrum. And for those that aren't aware of the why behind that, how might be important. Just to mention that when we talk about mortgage backed securities, the overall servicing of these mortgage backed securities that are bought and sold and traded on on the secondary markets, they're pretty smart in forecasting when rates are high, what happens to those mortgages? When they come back down, they start to refinance, right? They start to pay off. And the servicing rights of these loans take 2 to 3 years before they're even profitable. So the servicers and the secondary markets know that they have to charge those extra points to hedge their losses, because when the loans that they're paying for and servicing today are going to pay off in six months or 12 months, they're going to be at a loss. Caeli Ridge (00:23:01) - If it takes them 24 to 36 months to be profitable. That's why investors are seeing especially investors are seeing extra points being charged on the loans that they're securing today. Keith Weinhold (00:23:12) - Oh, that's a great explanation. And really, this is because there's no prepayment penalty associated with residential mortgage loans in the United States typically. So therefore, the person that's on the back end of these loans, the investor there needs to be sure that they're compensated somehow when one goes ahead and maybe refinances out of their loan at a presumably lower interest rate, maybe in as little as 12 months or so. Caeli Ridge (00:23:39) - Yes, sir. Exactly right. Yeah. And prepayment penalties on conventional. There are no prepayment penalties on conventional. Just to clarify on a non QM product which of course we have to, you know, debt service coverage ratio products etc. on non-owner occupied those typically will have prepayment penalties. But the Fannie Freddie stuff, the GSE stuff no prepay ever. Keith Weinhold (00:23:57) - Now the rates have come down presumably off their peak in this cycle. You know, I think a lot of people wonder about all right now, what's a prudent way for me to harvest my equity since we have near-record equity levels in property and yet keep my low rate mortgage in place? I think a lot of people don't even understand that you can do that and take a second mortgage to access some of that dead equity. Keith Weinhold (00:24:20) - What are your thoughts? Caeli Ridge (00:24:21) - I love a keylock in general. We do now have one of our newer product lines is a second lien lock. We have two options there. Both of them cap at 70% LTV. That's combined loan to value. So all you need to do to figure out what you're going to have access to is take the value that you think the property would appraise for times 70% from that number, subtract the first lien balance, and that will give you what your line on a key lock. Secondly, and position you lock would be. And I love it. Keith Weinhold (00:24:49) - All right. So therefore if one has 50% equity in a property they could access 20% more up to that 70% CLTV. That combined loan to value ratio between your first mortgage and your second mortgage, which might take the form of a keylock a home equity line of credit. Caeli Ridge (00:25:07) - Perfectly said. We also have second lien he loans worth mention. He loan is really exactly the same thing as your first lien mortgage. It's a fixed rate. Caeli Ridge (00:25:15) - Second it's just in second lean position 30 year fixed. Those go to 85% CLTV. So you get quite a bit more leverage. But the rates are going to be on the 1,213% range. Keith Weinhold (00:25:27) - That's interesting. Tell us about some more of the trade offs between the key lock, where we typically have a fixed rate period in a floating period afterwards, and the he loan some more of those trade offs as we devise our strategy. Caeli Ridge (00:25:41) - Yeah. The key lock is variable right. The interest rate can change. As you said. The reason I prefer the He lock, if the numbers made sense, is that you're only paying interest on monies that you're using at that point in time. So if you had $100,000 key lock and you're only using 20,000 of it for whatever investment purposes or whatever, then you're paying interest just on the 20 that he loan is exactly as you would expect. You're getting all of that money at once, and you will be paying interest on all of it, whether or not you're using it. Caeli Ridge (00:26:10) - There's less flexibility on a key loan. While it does provide extra leverage, I do generally prefer that he lock. Keith Weinhold (00:26:18) - Now, sometimes a question that I've asked myself in the past, Charlie, when I was new as an investor, is sort of why wouldn't I take a second mortgage? He lock or he loan? Because I don't necessarily have to draw against it, but it might be good for me to have it as an option just to be sure that it's there. Caeli Ridge (00:26:36) - Absolutely. Especially the key lock, because like I said, I will not pay interest on anything you're not using. And to have it when the time comes, right. If you want to be prepared, which I think is huge. We both agree there. The one thing I would mention about that though, is oftentimes on the helocs there will be a minimum draw at closing. You can put it right back after closing, but chances are there's going to be a 50,000 or 100,000 minimum draw, depending on what the line limit is. Caeli Ridge (00:27:01) - Maybe 75% of the entire limit is what the minimum draw would be. But again, you can put it right back after closing. So maybe you pay 30 days of interest on that before you're able to to stick it back in the lock. Otherwise, it's one of my favorite strategies for investors and having access to those funds when the time comes. Keith Weinhold (00:27:20) - That's an interesting piece there. So you as an investor is you're devising your strategy as you're looking at the equity position in your own home as well as your rental properties. Maybe you're looking at a low rate of, say, you have a 4% mortgage loan, but you've had a bloated equity position, and you go ahead and you take out a second mortgage in any of the forms of Charlie is talking about. And that second mortgage has, say, a 10% interest rate. Well, you don't simply take the 4% on your first loan and your 10% on the second and average it and say, well, now I'm paying 7%. Of course, you have to wait those averages. Keith Weinhold (00:27:56) - It's pretty likely that you have a higher mortgage balance on your first loan than your second loan. So depending on their balances, therefore, if your first mortgage has a 4% interest rate and your second mortgage has a 10% interest rate, you're blended rate might be something like five and a half. Caeli Ridge (00:28:10) - Exactly right. And there's all kinds of tools and calculators online. If somebody wanted to check that out you can find them very easily. Just the weighted average of mortgage rates. And you can plug in your numbers. It'll tell you exactly if you're using this amount or this amount or whatever it is, what your weighted average would be. Keith Weinhold (00:28:27) - Yeah, definitely important for you as an investor checking your arbitrage and your cash flow. Certainly, Charlie, I wonder now that we are in an environment finally where rates have actually fallen, how is the appetite for arms adjustable rate mortgages looked in there? Caeli Ridge (00:28:44) - We're still on what's called an inverted yield from the 0809 housing and lending kind of debacle, we found ourselves in a place where adjustable rate mortgage or arm's actually priced in interest rate higher than a 30 year fixed, creating that inverted yield. Caeli Ridge (00:28:58) - We have yet to see the correction of that. So we're still kind of in that place where depending on the characteristics of the transaction, the arm might be a higher interest rate. Maybe it's about the same as the 30 year fixed. If there is a scenario where the arm is lower, it might be an eighth or a quarter of a percentage point. So it's unlikely that we would recommend an arm over a fixed. There'd be have to be some very specific circumstances. If it's only a quarter point improvement to rate for a five year arm versus a 30 year fixed. Keith Weinhold (00:29:26) - Charlie, you deal with so many investors in there, both newer investors and veteran real estate investors. So when we talk first about the new investors, are there any just sort of common obstacles to overcome that you see in there for people that are looking to get their first investment property? Caeli Ridge (00:29:45) - I think they're why a lot of times we'll have investors come to us and really not even understand more than they just don't want their money in the stock market anymore, and they want to find another venue or another vehicle in which to create their investment freedom, their financial freedom through. Caeli Ridge (00:29:59) - So I would say for brand new investors, really start to ask that question, what is your why? What is it that you want to get out of this? Do you want total replacement income of your ordinary income today? Do you love what you do for work and you just want supplemental income? How much does that income need to be? Does it need to be what you're making today? Can it be a little bit less? Does it need to be more based on what you expect your lifestyle to be? So lots of different questions to be asking yourself. So I would say that commonly just really understanding at least a baseline. And then we can start connecting some dots together and planting seeds that I talk about a baseline of, of what it is that you're hoping to accomplish through real estate. Keith Weinhold (00:30:37) - So that's what you often see with the beginning investor. How about that repeat investor. Their obstacles to overcome that are common in there on expanding one's portfolio. Maybe that's a debt to income ratio threshold that one reaches and you need to strategize with them there. Caeli Ridge (00:30:54) - Yeah, the debt to income ratio problem ultimately when you get there is probably a good problem to have, right when you're having to have conversations that way. I think that the obstacles to overcome is making sure that you have a good support team, and I think that would start with your lender, someone that has a multitude of loan products that aren't just one size fits all. I would say that we check that box very well, but strategizing. One of my favorite conversations with my clients is having those strategy one on one calls about their debt to income ratio and figuring out from a scheduling perspective, how can we maximize their deductions, because that's one of the beautiful things about real estate investing, right? Is that schedule E so maximizing over there without it taking you over certain thresholds to continue to qualify, there can be a weighted scale there as well. And those are the conversations that we have with our clients usually earlier in the year. But we're always looking at our client's draft tax returns. That's important. Caeli Ridge (00:31:47) - Before you ring that bell, get us copies of your draft tax returns so that we can run the math, and we'll even show them how the pluses and minuses work. It's pretty interesting to most people. And then come up with a solution that says, okay, if you want to do this for 2024, here are our recommendations X, Y, or Z. And then they can make the informed decision that fits what their goals are for the year. Keith Weinhold (00:32:08) - Yeah, these are the scenarios that a mortgage loan company that specializes in income property loans can help you with your future planning. How can you set yourself up considering your personal situation, your tax deductions, how much income do you want to show, and all those sorts of things to give you more runway to add income properties to your portfolio. And you do see so many scenarios in there and so many investors. Sometimes when you're here, I like to ask you to get a temperature of the appraisal market. What percent of appraisals are you seeing coming high on and what percent are coming in low? Approximately. Caeli Ridge (00:32:43) - We're probably over 50% on the high, but not by any large margin. I'll see 10,015 thousand regularly over what we had expected in the actual value. Pretty commonly, just right on the money, right on the mark. I think it's real market specific, to be sure. I don't see that the short values come in all that much. If it is, generally it's probably because the investor is brand new, didn't unfortunately talk to us in advance. They were doing the BR method and they didn't get the right comps or have the right advice about what that RV might end up being. So they got trapped in a situation where they learned the hard way. Keith Weinhold (00:33:21) - Interesting. I don't know that I remember that from the past, where more than 50% of appraisals have come in high. That pretends well for future valuations, at least here in the near term. All right, Charlie, well, we talked about your record with mortgage rate predictions here and how good that track record was. Why don't you let us know where you think mortgage rates are going to be by the end of 2024. Caeli Ridge (00:33:45) - I do think that the rates are going to be higher for longer. Don't fight the fed, remember? Listen to what they have to say. I would preface this by saying that all of the indicators for inflation, except for one of them, have been hot to the side. That does not help us with interest rates. The employment jobs report, you've got the CPI, all these different metrics have come in hot where they're higher than what we would want to see them for that inflationary measure, where the feds have been extremely clear that they want to hit that 2% mark, where that number came from, I don't know. That's another conversation. There's only been one metric that actually worked to the rate environment to get it lowered, which is the PCE, the personal consumption expenditure. For those that aren't familiar with that acronym, I think they're going to be higher for longer. There's been a lot of headlines out there saying that I'm getting to a rate. I promise. I'm just going to to preface this first, that March might be the first reduction in the fed funds rate, which, by the way, remember, is not the same as a long term 30 year fixed mortgage rate. Caeli Ridge (00:34:42) - There are links to them, but they are different. I don't think that's going to happen. I think that if we're going to see rates come down, the first fed funds rate reduction, probably sometime in June, is where I may put my predictions. And then by the end of the year, the interest rate, I'm going to put at 6.125 for 30 year fixed mortgages and non-owner occupied purchase with 25% down. That's my prediction. Keith Weinhold (00:35:09) - You are on the record though, and it's so interesting, at least with what the fed does with rates generally. It's like an entire world where good news is bad news, right? If you've got great job growth and great GDP, well, that's bad news because they're probably going to keep rates high since those things tend to keep inflation high. It's like, what if you want the lowest mortgage rate, everyone in the world would be unemployed except you. You know, it's just so funny. I'm glad you said that. Yeah. Caeli Ridge (00:35:36) - The worse the economy is, the better the rates are. Keith Weinhold (00:35:38) - Yeah. That's right. You offer so many products in there, mostly to investors, but you have other ones that it's not just for buy and hold type of investors. It's for those that are doing better strategies like you mentioned in other strategies. Well, you tell us about all the loan types that you offer in there. Caeli Ridge (00:35:54) - Yeah, we do have quite a few. Thank you for asking. So we start with the Fannie Freddie's. We call these the golden tickets. Everybody. Highest leverage, lowest interest rate. A lot of times the newer investors will start by exhausting those. There are ten per qualified individual. If you're a married couple, you can have up to 20, as you and I have talked about in the past, Keith. Beyond that, we've got something called Non-cumulative. QM stands for Qualified Mortgage. Fannie Mae and Freddie Mac are the definition of what a qualified mortgage is. So everything outside of that box of underwriting is now non QM. And non QM in and of itself is extremely diverse, not just for investors, for anybody, but within that subset of product you've got debt service coverage ratio where there is no personal income documentation. Caeli Ridge (00:36:33) - It's all about the properties rents divided by the payment. We have bank statement loans in there. We've got asset depletion. So if you've got $1 million in an exchange, a stock exchange account, there's a formula that we can use to utilize that as income. Beyond that, we have short term bridge loans for those that are fixed and flipping or fixed and holding where you need cash for the purchase and the renovation or rehab. So we have second lien helocs. Those are newer to our product line. So I'm pretty excited about those. We touched on that. We have commercial loans for commercial property, commercial loans for residential if it were applicable. And then of course the all in one, which is a first lien Helocs still my favorite, but we've spent lots of time talking about that. So that's probably a good overview or at least abbreviated checklist of products we have. Keith Weinhold (00:37:16) - And I've got investor loans in there myself or new purchases I've done investor loans in there myself or Refinancings. I mean, you're who I go to for my own loans and you're in nearly all 50 states, right? And these are the states where the property is not where the investor resides. Caeli Ridge (00:37:34) - Yes, sir. Exactly right. We are in 48 states. We are not in New York or North Dakota. Otherwise we're going to be funding everywhere that they're looking to purchase, refi, sell, etc.. Keith Weinhold (00:37:45) - We'll let our audience know where they can learn more, because I know you offer a lot of good free tools, like something we didn't get a chance to talk about a first lien helocs all in one loan. Like for example, you have a simulator there when an investor can just go ahead and run through that. So we're one find all of those resources. Caeli Ridge (00:38:03) - So check out our website. There's a lot of good information on there. Lots of video content free education. The simulator link will be on there. If you wanted to check out the comparison between what you have now, your 3% interest rate, or your 2.5% interest rate compared to this all in one. I'll tell you guys that I've run that scenario all the time, and people are very surprised when they see that this adjustable rate first line is beating the pants off of a 2.25% rate. Caeli Ridge (00:38:26) - So check that out. Our community is in the website we meet every other Tuesday. It's called live with Charlie. That's Ridge Lending group. Com. Email us info at Ridge Lending Group. Com and then you can call us of course toll free at (855) 747-4343. The easy way to remember is 85574 Ridge. Keith Weinhold (00:38:45) - Charlie Ridge. Informative as always. And brazen. With the mortgage rate predictions. You can learn more about how they can help you at Ridge Lending group.com. It's been great having you back on the show Charlie. Caeli Ridge (00:38:58) - Thank you Keith. Keith Weinhold (00:39:06) - Oh, yeah, there's such experienced pros in there. And as you can see, they offer nearly every loan type. In fact, there were so many that I almost asked her, do you even loan lunch money to elementary school kids? Uh, because, uh, because they've seemingly got a loan type for most every real estate investment scenario that there is primary residence loans as well. Helpful people over there at Ridge. In fact, I even visited their headquarters office and I was hosted by Charlie there one day. Keith Weinhold (00:39:38) - See what they can do for you in there. They are real strategists in helping you grow your real estate portfolio, going beyond just what a typical retail mortgage company does. It helps people with primary residences. You can join their free community events too, and they've really expanded their educational offerings to a giant degree the past couple of years. Financially free beats debt free, and she helps bring it to life and make it real. So big thanks to Charlie Ridge at Ridge Lending Group. Until next week, I'm your host, Keith Wangled. Don't quit your day dream. Speaker 5 (00:40:17) - Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get Rich education LLC exclusively. Speaker 6 (00:40:45) - The preceding program was brought to you by your home for wealth building. Get rich education.com.
Jim Margolis, partner at GMMB media, is a pioneering Democratic media consultant who is featured in the new documentary, The Bigger Hammer, by filmmaker Keith Gaby that focuses on the message war behind the Obama vs. McCain 2008 race (now available on Amazon). In this conversation, Jim talks his path to politics through student activism in Kalamazoo, managing House campaigns, and working on the Hill before partnering with Frank Greer to start GMMB. He also goes in depth on his work for the Obama Presidential campaigns and shares some of his favorite stories and spots from a career atop the world of political media.IN THIS EPISODEJim's early entry into politics as a high schooler in Kalamazoo, MI...Why a narrow loss in one of the first races he worked was "the best thing that ever happened" to him...Jim talks the important role Congressman Howard Wolpe played in his development...Lessons learned from his early days as a campaign manager and Hill Chief...A one-of-a-kind story from Kent Conrad's upset 1986 Senate win in North Dakota...How his partnership with Frank Greer started and Jim's early days as an ad-maker...A deep dive into Jim's role spearheading media on the Obama '08 presidential campaign...Why Jim had the '08 Democratic Convention stage dramatically changed at the last minute...Jim's 101 on producing political conventions...Jim on working for two of his most prominent Senate clients, Barbara Boxer and Harry Reid...What got Jim in Harry Reid's doghouse for a couple of weeks...Jim talks the evolution of his firm GMMB over the years...Jim breaks down the art of political ad-buying...Jim's advice to the next generation of political media consultants...AND 3/10/83, Brock Adams, Africanists, Mark Andrews, David Axelrod, blue suits, Quentin Burdick, the Chicago Tribune, Cinderella years, Bill Clinton, Hillary Clinton, crazy hats, Fred Davis, disease implications, Byron Dorgan, ending apartheid, extra chips, fancy Florida hotels, Dianne Feinstein, Fort Defiance, Wyche Fowler, game show sets, good ears, Larry Grisolano, herculean tasks, Anita Hill, Paris Hilton, Invesco Stadium, John Kerry, Jim Messina, Michigan State University, Walter Mondale, Robby Mook, mosquito nets, Navajo reservations, David Plouffe, punch cards, Bernie Sanders, tax commissioners, Western Michigan University...& more!
We are in a new political era. Changes to mail-in balloting and ballot harvesting during COVID have changed the dynamics of elections, so much so that historical norms did not apply to the midterms. So, what does this all mean moving forward? And with the FBI and the DOJ interfering with previous presidential elections, can a Republican win the presidency again? We turn to Newt Gingrich, former Speaker of the House and New York Times Bestselling author, for his insight. He is also out with a new book: “March to the Majority: The Real Story of the Republican Revolution,” where he explains how the Contract With America changed the country and the Republican Party.Follow Clay & Buck on YouTube: https://www.youtube.com/c/clayandbuckSee omnystudio.com/listener for privacy information.