Podcasts about DNA

This week, in Kellogg, Idaho, when a family is murdered in their home, it leads detectives on a frantic hunt for two more victims, in an attempt to save them from a vicious serial killer. The hunt lasts almost 2 months, as the hope of finding them alive, begins to fade. Will they be found alive? The killer turns out to have killed before, and even defends his depravity through a series of blogs that will make your head spin!!Along the way, we find out that silver mining seems pretty dangerous, that sometimes you can tell exactly what someone is going to turn out like, and that once you've been caught being one of the worst human beings, ever, you should maybe not blog about it, from prison!!New episodes every Thursday!Donate at: patreon.com/crimeinsports or go to paypal.com and use our email: crimeinsports@gmail.comGo to shutupandgivememurder.com for all things Small Town Murder & Crime In Sports!Follow us on...twitter.com/@murdersmallfacebook.com/smalltownpodinstagram.com/smalltownmurderAlso, check out James & Jimmie's other show, Crime In Sports! On Apple Podcasts, Spotify, Amazon Music, Wondery, Wondery+, Stitcher, or wherever you listen to podcasts!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

During the 1970s and '80s, thousands of Chilean babies were illegally kidnapped, trafficked and adopted. The practice was widespread during the rule of General Augusto Pinochet, who encouraged overseas adoptions to reduce poverty. A network of adoption brokers, hospital staff, social workers, judges, priests and nuns facilitated this trafficking. Today many of Chile's ‘stolen children' are trying to trace their birth families and their mothers are also looking for them. A small Santiago-based NGO called Nos Buscamos has helped hundreds of them reunite with their families using DNA testing kits, and a range of other techniques and technologies. We meet Constanza del Rio, the founder of the project and hear from the families they have helped to bring back together.

The Outsider is the book where King's current obsession, Holly Gibney, takes a full step to the forefront as she helps investigate a particularly interesting case where a man arrested for the brutal killing of a child has proof that he wasn't anywhere near the scene of the crime despite a mountain of eye-witness, surveillance, and DNA evidence to the contrary. Is there something deeper at play here? Perhaps something supernatural? 

GRAMMY winner Suzanne Vega talks "Luka," "Tom's Diner," her first studio album in more than a decade, and much more! PART ONEPaul and Scott talk about the pop culture museum in Seattle, as well as Nirvana, Soundgarden, the diner in Seinfeld, canned green beans, and other important stuff. PART TWOScott's in-depth conversation with Suzanne VegaABOUT SUZANNE VEGAGRAMMY winner Suzanne Vega is best known for “Luka,” which was a top 5 pop hit in 1987. In 1990 DNA reworked and remixed her song “Tom's Diner,” giving her another top 5 pop hit. In total, Vega has released ten studio albums, four acoustic collections, and eight live albums, earning five GRAMMY nominations in the process. A wide-ranging songwriter, Suzanne has earned accolades for “Book of Dreams,” “Blood Makes Noise,” and “Caramel,” three sonically distinct compositions that reflect the breadth of the musical ground she covers. In 2004 she won a Peabody award for entertainment. Suzanne's most recent album, Flying with Angels, is her first new studio record in over a decade. 

SummaryIn this episode, Gina Smith, CHRO of LVMH, discusses the importance of high-performance teams and creative environments. She emphasizes the role of coaching and development initiatives in fostering talent, the significance of creativity in the luxury sector, and the need for effective leadership in a complex business landscape. Additionally, she highlights the importance of diversity, equity, and inclusion as a core business strategy. Takeaways- Coaching and development are fundamental to employee growth.- Internal mobility is crucial for retaining talent.- Creativity is embedded in the DNA of LVMH.- Leaders must adapt to the changing expectations of employees.- Rest and recovery are essential for high performance.- Diversity, equity, and inclusion are key business strategies.- A decentralized structure fosters creativity and autonomy.- Talent marketplaces enhance visibility of career opportunities.- Leadership programs must address the pressures leaders face.- Mental health and well-being are vital for a thriving workplace.Chapters00:00 Introduction to High-Performance Teams05:04 Coaching and Development Initiatives10:05 Fostering Creativity in Business14:57 Leadership in a Complex Environment20:11 Diversity, Equity, and Inclusion as a Business Strategy  

This week, we Eamonn's story continues, as he keeps boxing, becoming one of the biggest up and comers in Northern Ireland. He is also shot twice. Once by the Brits, and once by his own people. He almost loses his life, when his throat is slashed with a broken bottle, and he even beats someone senseless, at an NYC McDonalds! He also misses the Olympics, out of spite. A wild ride!!Be shot by soldiers, while trying to light a molotov cocktail, beat an American senseless for improper McDonalds drive thru etiquette, and nearly have your jugular severed because you didn't have an extra cigarette with Eamonn "The Terminator" Magee - Part 2!!Check us out, every Tuesday!We will continue to bring you the biggest idiots in sports history!! Hosted by James Pietragallo & Jimmie Whisman Donate at... patreon.com/crimeinsports or with paypal.com using our email: crimeinsports@gmail.com Get all the CIS & STM merch at crimeinsports.threadless.com Go to shutupandgivememurder.com for all things CIS & STM!! Contact us on... twitter.com/crimeinsports crimeinsports@gmail.com facebook.com/Crimeinsports instagram.com/smalltownmurderSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Join Opie and Ron for a wild ride in this episode as they celebrate Opie’s birthday with oceanfront dreams of barbecues, bikinis, and rock music during Memorial Day weekend. The duo dives into city frustrations—dog poison scares, brutal traffic, and overpriced Knicks playoff tickets favoring celebrities like Lenny Kravitz over hardcore fans. They break down NBA playoff predictions (OKC vs. Pacers), dissect a bizarre Mexican naval ship crash into the Brooklyn Bridge, and revisit Andy Kaufman’s epic trolling. Things get cosmic as Ron spins theories on alien DNA, Atlanteans creating minotaurs, and the one-electron universe, while Opie grounds the convo with skepticism and a nod to his dad’s pig valve transplant. From YouTube’s touchy medical rules to rants about one-hit-wonder Seal, this episode is a chaotic blend of personal anecdotes, hot takes, and mind-bending tangents. Don’t miss Opie’s emotional plan to witness a seal release and their nostalgic nod to satellite radio’s free-speech days!See omnystudio.com/listener for privacy information.

Danielle Leukam is a survivor of a horrifying home invasion. While she and her three-year-old son slept, a masked and armed intruder broke in during the night. For the next five hours, Danielle was zip-tied and brutally assaulted before the attacker finally fled. For months, his identity remained a mystery—until DNA from another assault, committed hours away, matched her rape kit. That's when Danielle discovered the unthinkable: her attacker was someone from her past who had been stalking her. He had never been to her home, never had her address—yet somehow, he found her. Today, Danielle bravely shares her story in her memoir, Four Pounds of Pressure: A Memoir of Rape, Survival, and Taking Back My Power.**The following episode of Strictly Stalking contains graphics depictions of physical violence, abduction, torture, and sexual assualt. Please listen with caution.**HAVE YOU EXPERIENCED STALKING? LET US KNOW:strictlystalkingpod@gmail.comPLEASE VISIT OUR SPONSORS!Delete MeToday get 20% off your DeleteMe plan when you go to JoinDeleteMe.com/STALKING and use promo code STALKING at checkout. QuinceGo to https://www.quince.com/strictly for free shipping on your order and 365-day returns. Progressive InsurancePress play on comparing auto rates. Get your auto quote at Progressive.com to join the over 28 million drivers who trust Progressive.Clues with Morgan Absher & Kaelyn Moore!Just search for Clues wherever you get your podcasts. New episodes drop everyWednesday.GUEST LINKSDanielle Leukumwww.danielleleukam.com https://www.instagram.com/danielleleukam/​​https://www.facebook.com/DanielleLouiseLeukam/OTHER LINKSlovelustfear + lovelustfridays | with Jake DeptulaApple Podcasts | https://podcasts.apple.com/us/podcast/lovelustfear/id1735876283?uo=4Spotify | https://open.spotify.com/show/0e3ndcf5u8lZ5lhN1lvWecAmazon Music | https://music.amazon.com/podcasts/b06d0ea8-cb29-4c3a-98e6-0249d84df748Instagram | https://www.instagram.com/lovelustfearpod/Submissions | https://lovelustfear.aidaform.com/lovelustfearThe Last Trip - Podcast - hosted by Jaimie BeebeListen & Subscribe to The Last Trip - https://audioboom.com/channels/5119581-the-last-tripFollow The Last Trip on Instagram - https://www.instagram.com/thelasttripcrimepod/And Subscribe for all the updates on Patreon - https://www.patreon.com/TheLastTripPodcastInstagram:@strictlystalkingpod@feathergirl77@jaked3000See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

2 DNA experts from Bode testify about the tai light area DNA as well as the hair found on the carShanon Burgess from Aperture testifies about the timing of the 3 point turn event and the backing up event on Karen's SUV compared to John's iPhone. He made adjustments to the clock discrepancies to get the accurate time for these eventsDonate: (Thank you for your support! Couldn't do what I love without all y'all) PayPal - paypal.com/paypalme/prettyliesandalibisVenmo - @prettyliesalibisBuy Me A Coffee - https://www.buymeacoffee.com/prettyliesrCash App- PrettyliesandalibisAll links: https://linktr.ee/prettyliesandalibisMerch: prettyliesandalibis.myshopify.comPatreon: https://www.patreon.com/PrettyLiesAndAlibis(Weekly lives and private message board)Become a supporter of this podcast: https://www.spreaker.com/podcast/pretty-lies-and-alibis--4447192/support.

Karen Read Trial Day 18 Recap - Undeniable DNA & Time Match Proves She Hit John O'Keefe In the dramatic trial of Karen Read, charged with the fatal hit-and-run death of Boston Police Officer John O'Keefe, prosecutors have delivered powerful forensic evidence that leaves little room for doubt. Two key expert testimonies have profoundly impacted the courtroom and could decisively influence the jury's verdict. First, forensic DNA analyst Nicholas Bradford presented stunningly clear evidence. DNA samples from a shattered taillight on Karen Read's Lexus SUV were conclusively linked to the victim, John O'Keefe. This critical forensic match places O'Keefe undeniably at the point of impact, directly connecting him to Read's vehicle. Bradford detailed how the DNA profile—a definitive scientific signature—makes it virtually impossible for anyone else's DNA to explain these findings. The prosecution's presentation was meticulous, leaving jurors with the unmistakable conclusion that O'Keefe's injuries resulted directly from contact with Read's car. Adding even greater weight to the prosecution's argument, digital forensics expert Shanon Burgess provided irrefutable timeline evidence. By aligning data from Karen Read's SUV with John O'Keefe's smartphone records, Burgess pinpointed the precise moment the fatal incident occurred. His analysis demonstrated with remarkable precision that Read's vehicle performed a backing-up maneuver at exactly the second O'Keefe's phone was manually locked for the very last time—an undeniable digital footprint marking the moment of tragedy. This timeline evidence is pivotal, effectively eliminating alternative scenarios or alibis. It's a forensic fact that not only places Karen Read at the scene but precisely timestamps her actions at the moment of impact. Despite defense attempts to undermine the expert's credibility, the strength and clarity of this digital and DNA evidence remain overwhelmingly persuasive. The prosecution's expert witnesses have provided jurors—and the public—with a clear, scientifically-backed roadmap pointing directly toward Karen Read's guilt. Watch as we break down the undeniable forensic truths from this explosive trial. Are these definitive facts enough to ensure justice for Officer John O'Keefe? #KarenRead #JohnOKeefe #TrueCrime #ForensicEvidence #DNAevidence #DigitalForensics #CourtroomDrama #MurderTrial #JusticeForJohn #CriminalTrial Want to comment and watch this podcast as a video?  Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

Karen Read Trial Day 18 Recap - Undeniable DNA & Time Match Proves She Hit John O'Keefe In the dramatic trial of Karen Read, charged with the fatal hit-and-run death of Boston Police Officer John O'Keefe, prosecutors have delivered powerful forensic evidence that leaves little room for doubt. Two key expert testimonies have profoundly impacted the courtroom and could decisively influence the jury's verdict. First, forensic DNA analyst Nicholas Bradford presented stunningly clear evidence. DNA samples from a shattered taillight on Karen Read's Lexus SUV were conclusively linked to the victim, John O'Keefe. This critical forensic match places O'Keefe undeniably at the point of impact, directly connecting him to Read's vehicle. Bradford detailed how the DNA profile—a definitive scientific signature—makes it virtually impossible for anyone else's DNA to explain these findings. The prosecution's presentation was meticulous, leaving jurors with the unmistakable conclusion that O'Keefe's injuries resulted directly from contact with Read's car. Adding even greater weight to the prosecution's argument, digital forensics expert Shanon Burgess provided irrefutable timeline evidence. By aligning data from Karen Read's SUV with John O'Keefe's smartphone records, Burgess pinpointed the precise moment the fatal incident occurred. His analysis demonstrated with remarkable precision that Read's vehicle performed a backing-up maneuver at exactly the second O'Keefe's phone was manually locked for the very last time—an undeniable digital footprint marking the moment of tragedy. This timeline evidence is pivotal, effectively eliminating alternative scenarios or alibis. It's a forensic fact that not only places Karen Read at the scene but precisely timestamps her actions at the moment of impact. Despite defense attempts to undermine the expert's credibility, the strength and clarity of this digital and DNA evidence remain overwhelmingly persuasive. The prosecution's expert witnesses have provided jurors—and the public—with a clear, scientifically-backed roadmap pointing directly toward Karen Read's guilt. Watch as we break down the undeniable forensic truths from this explosive trial. Are these definitive facts enough to ensure justice for Officer John O'Keefe? #KarenRead #JohnOKeefe #TrueCrime #ForensicEvidence #DNAevidence #DigitalForensics #CourtroomDrama #MurderTrial #JusticeForJohn #CriminalTrial Want to comment and watch this podcast as a video?  Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

Hindsight is 20/20. After experiencing a DNA surprise, it's easy to look back at moments throughout our childhoods and realize that the truth was there all along.  Growing up in Indiana, Brittany always felt like an outsider. Her parents were divorced, and when she asked her dad if she could go live with him, he revealed that he wasn't her biological father, which her mother denied.Years later, Brittany took DNA test, which revealed that her lifelong father was not her biological father. In this episode, Brittany shares how the revelation rocked her sense of identity and her lifelong relationships. She also discusses how she's connected with her newfound family and found a sense of belonging.Thank you for sharing your story, Brittany.Support the show.

In a dramatic pretrial maneuver, Bryan Kohberger's defense team has introduced an "alternate perpetrator" theory in the 2022 University of Idaho student murders case. During a recent court hearing, Judge Steven Hippler acknowledged the defense's proposal but emphasized the need for concrete evidence to support such a claim. The defense has been given until May 23 to present admissible evidence identifying the alleged alternate suspect. Currently, the details of this theory remain sealed pending the judge's decision on its admissibility .Legal experts view this strategy as a high-risk attempt to introduce reasonable doubt, especially given the substantial evidence against Kohberger, including DNA found on a knife sheath at the crime scene and surveillance footage of his vehicle near the victims' residence. A hearing to assess the validity of the alternate suspect theory is scheduled for June 18, with the trial set to commence on August 11, 2025 .to contact me:bobbycapucci@protonmail.comsource:Idaho murders BOMBSHELL as Bryan Kohberger names another suspect | Daily Mail Online

News with Sean 5-20-2025 ...How much is your DNA worth?

In this episode of The Dirt on the Past podcast, we sit down with archaeologist and author Doug MacDonald to discuss his fascinating new book, Land of Beginnings: The Archaeology of Montana's First Peoples. Doug takes us on a journey through Montana's deep past, discussing where the first Montanans came from, migration routes, the Lindsey Mammoth site, the Anzick site, DNA research, and so much more. We delve into the evolving methods of studying ancient sites, and the cultural significance of this history to modern Indigenous communities. Join us for an engaging conversation that sheds new light on the deep human story rooted in the land we now call Montana.

A round-up of the main headlines in Sweden on May 20th, 2025. You can hear more reports on our homepage www.radiosweden.se, or in the app Sveriges Radio Play. Presenter/producer: Sujay Dutt

Chris Benton from the UK (Birmingham) was fostered until 2 years of age prior to adoption. He listens to OUATIA podcast while doing landscaping work for his business. He recently transitioned from tree surgery to grounds maintenance (landscaping).He has an adoptive older brother (troubled) and in contact with bio brother who is 4 years younger (also adopted out) who lives in the US (Michigan). Chris has spoken with foster father (foster mother has dementia) and in contact with bio mom (psych issues). He is in contact with a bio paternal uncle and unaware if his bio dad is alive. Chris subsequently submitted DNA through Ancestry. Within his home there was no talking about adoption; “if parents don't, then I won't”.Music by Corey Quinn

DESCRIPTION:Dr. Anne Stone joins Emilia and Rori for an in-person conversation, sharing her journey into the world of ancient DNA and human evolution. Dr. Anne, a Regents Professor at Arizona State University, shares how her childhood curiosity led to a career studying ancient DNA and human evolution. Dr. Stone reflects on her early life, time studying in Germany, and education at Penn State. She talks about her research on ancient diseases like tuberculosis, her work in forensic genetics, and the challenges she faced along the way.EPISODE CHAPTERS:02:10 – Early life and family05:57 – Academic path and early interests09:40 – Grad school and first research projects17:05 – Starting her career18:18 – Research ideas and teamwork19:40 – Challenges with ancient DNA20:21 – Becoming a professor23:08 – Studying tuberculosis29:14 – Forensic genetics work33:20 – Final thoughts and future plansCREDITS: This episode is produced and edited by Maribel Quezada Smith. Sound Engineering, Keagan Stromberg. Production Coordinator, Marissa Alcantar. The hosts of Science Wise are Emilia Huerta-Sanchez and Rori Rohlfs. This is a Diferente Creative production.

BUFFALO, NY — May 20, 2025 — A new #research paper was #published in Aging (Aging-US) Volume 17, Issue 4, on April 17, 2025, titled “Dietary associations with reduced epigenetic age: a secondary data analysis of the methylation diet and lifestyle study.” In this study, researchers led by first author Jamie L. Villanueva from the University of Washington and the National University of Natural Medicine, along with corresponding author Ryan Bradley from the National University of Natural Medicine and University of California, investigated how diet influences epigenetic aging. They found that certain plant-based foods containing natural compounds called methyl adaptogens were associated with a decrease in epigenetic age. This effect was measured using DNA methylation, a marker that reflects how the body ages at the cellular level. The findings suggest that targeted food choices may help slow the aging process. Epigenetic age refers to how old a person's cells appear biologically, rather than their actual age in years. DNA methylation patterns, which are chemical tags on DNA, can indicate whether someone is aging faster or slower than expected. For this study, researchers used Horvath's epigenetic clock, a widely accepted tool, to measure changes in epigenetic age. The analysis included healthy men aged 50 to 72 who had previously completed an eight-week program featuring a plant-based, nutrient-rich diet, along with guidance on exercise, sleep, and stress management. Researchers focused on individual dietary differences to understand why some participants experienced greater improvements in epigenetic age than others. The study found that those who ate higher amounts of methyl adaptogen foods—including turmeric, rosemary, garlic, berries, green tea, and oolong tea—experienced greater reductions in epigenetic age. These benefits remained significant even after accounting for weight changes and participants' starting epigenetic age, suggesting that the foods themselves had a direct impact on aging markers. “In hierarchical linear regression, foods investigated as polyphenolic modulators of DNA methylation (green tea, oolong tea, turmeric, rosemary, garlic, berries) categorized in the original study as methyl adaptogens showed significant linear associations with epigenetic age change (B = -1.21, CI = [-2.80, -0.08]), after controlling for baseline epigenetic age acceleration and weight changes.” The natural compounds in methyl adaptogen foods are known to influence how genes behave by affecting DNA methylation. Previous studies have shown that these compounds may support healthy aging and help lower the risk of conditions such as heart disease and cognitive decline. While this study involved a relatively small group of middle-aged men, it adds knowledge to growing global research showing that diets rich in polyphenols—found in vegetables, fruits, and teas—are associated with slower aging. These findings support earlier results from studies on Mediterranean and traditional Japanese diets, both known for their health benefits. Future research should include larger and more diverse populations and use updated epigenetic aging tools to confirm these results. Based on current evidence, this study highlights a practical, food-based strategy that may help reduce epigenetic aging and support long-term health. DOI - https://doi.org/10.18632/aging.206240 Corresponding author - Ryan Bradley - rbradley@nunm.edu To learn more about the journal, connect with us on social media at: Facebook - https://www.facebook.com/AgingUS/ X - https://twitter.com/AgingJrnl Instagram - https://www.instagram.com/agingjrnl/ YouTube - https://www.youtube.com/@AgingJournal LinkedIn - https://www.linkedin.com/company/aging/ Bluesky - https://bsky.app/profile/aging-us.bsky.social Pinterest - https://www.pinterest.com/AgingUS/ Spotify - https://open.spotify.com/show/1X4HQQgegjReaf6Mozn6Mc MEDIA@IMPACTJOURNALS.COM

Episode Highlights With BetsyThe microbiome you might not have even known you have! How the gut and brain microbiome connection comes into playUnderstanding the vaginal microbiomeThe feedback loop to the vagus nerve. If vaginal microbiome is off this can affect fertility and libido as wellHow the vaginal microbiome is connected to birth and the baby's healthThe direct fertility connection and how understanding this can help women improve fertility A connection between microbiome and obesity and how this can help women reach a healthy weightThe microbiome/inflammation/obesity connectionBacteria have DNA for human genes and can impact human behaviors What to know about vaginal microbiome testing and the different tests available A healthy vagina has a pH of 3.5-4.5 and should be acidic How boric acid can be helpful Her take on vaginal laser therapies and red light therapiesWays vaginal bacteria is connected to STDs, inflammation, and even virusesThe majority of things we think are yeast infections actually aren't and why boric acid worksResources MentionedGet 10% off at the Pelvic Floor Store Boric acid suppositoriesHer Facebook, Instagram, X, Pinterest, YouTube, and TikTok

This week on Brown Ambition, Mandi sits down with the incredible Monique Rodriguez, founder of the powerhouse haircare brand Mielle Organics and author of the new book, The Glory in Your Story: Activating a Fearless Faith to Change Your Life, Your Career, and the World. From her kitchen table to a billion-dollar acquisition by P&G, Monique's journey is a masterclass in faith, resilience, and entrepreneurial spirit. This episode is for anyone who's ever faced adversity and dared to dream bigger, for the aspiring entrepreneur needing that push, and for every Black woman who knows the power of her own story and is navigating partnership in all its forms. Tune in to hear Monique's transparent take on:* The P&G acquisition: What *really* changed (and what absolutely didn't!), her non-negotiables in the deal, and her message to the community.* Staying true to her vision: How she remains CEO and the driving force behind Mielle's DNA.* The "Tariff Tea": How global trade impacts Black-owned businesses and what it could mean for your beauty budget.* Paying it Forward: How Monique and her husband, Melvin, are now angel investing in other Black-owned businesses.* Building a Brand Beyond Social Media: The power of community, networking (and a little "healthy stalking"!).* **Partnership, Femininity & Faith:** Monique shares her perspective on embracing feminine energy in leadership and dives into the often-triggering word "submission" within her marriage – what it means to her and what it absolutely doesn't.* Her new book, "The Glory in Your Story": Why she penned this powerful guide and how owning your narrative can change your life.* The complexities of sisterhood in the business world.* Balancing a billion-dollar brand, marriage (to her business partner!), and motherhood. ### Guest Spotlight:**Monique Rodriguez** is the founder and CEO of Mielle Organics, a global beauty brand she launched in 2014. A former registered nurse, Monique built Mielle from the ground up, fueled by her passion for healthy hair and her deep faith. Her brand was acquired by Procter & Gamble in 2023, with Monique remaining at the helm. She is also the author of "The Glory in Your Story: Activating a Fearless Faith to Change Your Life, Your Career, and the World." ### Key Discussion Points:* **[01:41] The P&G Acquisition Unpacked:** Monique addresses the critics, shares what it's *really* like working with a conglomerate, and why it was crucial for her to remain CEO and protect Mielle's formulas.* **[05:25] A Call for Community Support:** Monique discusses the impact of criticism on Black brands seeking investment and acquisition.* **[08:17] Leading Lady:** Monique clarifies her role – she works for Mielle and her customers, not P&G.* **[10:43] Tariffs & Your Wallet:** How international trade policies can affect the price of your favorite products.* **[13:27] From Mentee to Mentor:** The story of Richelieu Dennis's early investment and how Monique is now supporting other Black founders.* **[16:04] Faith as a Foundation:** How Monique's faith guided her through profound grief and inspired the creation of Mielle.* **[19:46] Beyond Analysis Paralysis:** Actionable advice on networking and getting your product into the right hands.* **[21:46] "The Glory in Your Story":** Monique shares the inspiration behind her new book and its message of hope and empowerment.* **[26:06] Social Media Sanity:** Monique's evolved relationship with social media and tips for maintaining balance.* **[30:19] Building Community Offline:** The importance of in-person engagement for brand growth.* **[32:00] Navigating Sisterhood & Business:** Monique's honest take on support (and lack thereof) from other women.* **[36:27] Partnership in Business & Life:** Monique shares gems on navigating business and marriage with her husband, Melvin, emphasizing grace, shared mission, complementing strengths, and respecting boundaries.* **[42:00] Feminine Energy & Redefining Submission:** Monique delves into the power of embracing her femininity in business and personal life. She offers her perspective on the biblical concept of submission in marriage, clarifying it as trusting her husband's earned leadership while retaining her voice and strength, rather than shrinking herself. Memorable Quotes:* "No one knows what goes on in that negotiating room... It's in my contract that I wanted to still be CEO and still make the decisions for the brand." - Monique Rodriguez* "When someone received the abundance of what we're complaining that we don't have, we tear them down for that... It causes investors...to now take a pause and say, 'Do we want to acquire black brands?'" - Monique Rodriguez* "I felt that God was using one of our darkest painful moments to birth purpose." - Monique Rodriguez* "Stop wandering and just go. Start going out there, meeting people...stop trying to worry or figure out how it's gonna get done because it can cause what you call analysis paralysis." - Monique Rodriguez* "No one can make fun of you for your own story if you have owned it and told it yourself." - Monique Rodriguez* "I never felt that I had to lose my softness to run a company... When you combine femininity, your power and your purpose, that is a great dynamic duo together." - Monique Rodriguez* "When women think submissive, it thinks like, I have to shrink who I am. I can't speak up... To me, it doesn't mean that I have to shrink who I am. It doesn't mean that I don't have a voice... It means that I can fully embrace being a woman and letting you lead because I trust you to lead." - Monique Rodriguez Follow Monique: https://www.instagram.com/exquisitemo/ Don't forget to subscribe to Brown Ambition for more inspiring conversations! Let us know what you thought of this episode by leaving a review on Apple Podcasts.See omnystudio.com/listener for privacy information.

Keith discusses the mortgage landscape, emphasizing the benefits of cash-out refinances with Ridge Lending Group President, Caeli Ridge. They unpack the Trump administration's plan to privatize Fannie Mae and Freddie Mac, which could impact the mortgage market. Investors are discovering powerful strategies to leverage property equity and optimize their financial portfolios. By understanding innovative borrowing techniques, savvy real estate investors can access tax-efficient capital and create sustainable wealth-building opportunities. Consider working with a lender that specializes in investor-focused loan products and provides comprehensive education on the options available.  Resources: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Show Notes: GetRichEducation.com/554 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host. Keith Weinhold, we're talking about the mortgage loan landscape in this era. Is title insurance a rip off today? Is it worth it for you to pay discount points at the closing table to get a lower interest rate? Learn about how a cash out refinance. Is your ability to borrow tax free, much like a billionaire does, and what are the dramatic changes that the current administration could take to alter the mortgage environment for years, all today on get rich education.    Speaker 1  0:34   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, who delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Corey Coates  1:20   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:36   Welcome to GRE from Liverpool, England to Livermore, California and across 188 nations worldwide. I'm Keith Weinhold, and you are listening to get rich education, the voice of real estate. Since 2014 it's been estimated that there are about 800 billionaires in USA, and hey, you might be one of them, but there's a pretty good chance that you aren't well. When it comes to lending and mortgages, you can actually take a page out of a billionaires playbook and do something very much like what they do whenever you perform a cash out refinance if you've got dead equity in a property, and you can borrow against your own home to a greater extent than you can against your rental properties, even either one of those is a tax free event, you've now got tax free cash, and you can use that money on anything from investing it in the stock market To using your proceeds for a down payment on more real estate or buying a boat or going to Disneyland, and you didn't have to relinquish your asset at all. You continue to hold on to the asset. Now, the mechanics are somewhat different, sure, but when you do a cash out refinance like this, it's a bit like billionaires borrowing against their stock. Instead, you're borrowing against the value of your real estate. In fact, listening to this short clip, it's Trevor Noah talking about how billionaires do exactly this, and you'll notice that the crowd laughs because it actually sounds funny that you can really do this,    Speaker 2  3:22   the shares that they hold in a company, because it is an unrealized gain, right? So they go like, yeah, you're worth 300 billion, but we can't tax you on those stocks because you haven't sold the shares, so you don't, like, have the money. And I understand the argument. They go like, No, you don't have it. It's just what it's worth, because it will also crash, and then you have nothing, so we can't tax you on it. Then I'm like, Okay, I understand that. Then Elon Musk offers to buy Twitter, all right? He offers to buy it. And then he says in his offer, he goes, I'm putting up my Tesla stock as collateral. Then I'm like, so you do have it? Then he's like, no, no, no, no, I don't have it. I don't have it. I'm just gonna say so then they accept the offer. He now buys Twitter. Now that they've accepted his offer, he now goes to private equity and banks and like other rich people and whatever. He goes like, can you guys borrow me the money to buy Twitter? And then he's like, I'm I want to buy Twitter because I don't want to sell any of my Tesla shares, so I want to use your money to buy Twitter. And then it's like, but then they're like, What are we loaning it against? And he's like, Well, my Tesla shares. Then I'm going, like, Wait, so, so you, you can, you can buy a thing based on what you have, yes, but when we want to tax you, you can say, I don't have it. Do you hear what I'm saying here?   Keith Weinhold  4:46   Yeah, you can borrow against your real estate if you have substantial equity in it. We'll talk about just how much now billionaires borrow against their stock holdings using financial products like portfolio lines of credit or. For securities based loans. These are the names for how they do it, essentially taking out loans and using their stock as collateral. And this allows them to access cash without selling their assets and without incurring capital gains taxes, much like you can so you can say that you don't want to sell your property in you don't have to go through some capital raising round either, like a billionaire might have to when they're borrowing against their stock. You can just have a more standard mortgage application for your cash out refinance, and you don't even have to have a huge portfolio. I mean, even if you just own one 500k property with 50% equity in it, you can do this so it's available to most any credit worthy person, again, tax free. But of course, this doesn't mean that you always should take this windfall, because it often creates a higher monthly payment. You've got to be the one that makes that decision in controlling your cash flows, that is key. I'll talk about that some more with today's terrific guests. Also the Trump administration's desire to privatize Fannie Mae and Freddie Mac we're going to talk about that and what that would do to the mortgage landscape. I am in the USA today, next week, I'll be bringing you the show from London, England for the first time, the following week, from Edinburgh, Scotland. Yes, the mobile GRE Studio will be in effect. I typically set it up myself, and I usually don't need the help of the hotel staff for an appropriate Sound Studio either. And then shortly after that, I will be in Anchorage, Alaska, where I'm competing in these fantastic mountain running races. And then by next month, that's where I hope to meet up with you in person for nine days of learning and fun, as I'll be in Miami as part of the faculty for the terrific real estate guys invest or summon at sea, where we're all going to disembark from Miami and go to St Thomas, St Martin and the Bahamas, and then after that great event, it is a long flight from Miami back to Anchorage again. And that's got to be one of the longer domestic flights, not just in the nation, but in the world, Miami to Anchorage, and then shortly after that, I will be in the Great Northeast early this summer, New York and Pennsylvania, including for my high school reunion. So I'll really be putting the miles on these next couple months. One interesting thing that I've noticed for next week's show, where I'll be joining you from London, is how much I'm paying per night at both my hotel in England and then later my hotel in Scotland. That's obviously a short term real estate transaction. These are some of the more expensive places in the world, really. So next week and then the week after, I just think you'll find it interesting. I'll tell you how much I'm spending per night in both London and then Edinburgh. And they're both prime locations, where the hotels are the center of London and then right on Edinburgh's Royal Mile. That is in future weeks as for today, let's talk about the mortgage landscape with this week's familiar and terrific guest.   I'd like to welcome in one of the more recurrent guests in our history, so she needs little introduction. She's the longtime president of the mortgage company that's created more financial freedom for real estate investors than any lender in the nation because they specialize in income property loans. It's where I get my own loans for my own rental properties. Ridge lending group. Hey, welcome back to GRE Caeli ridge.    Caeli Ridge  8:57   Thank you, Keith. You know I love being here with you and your listeners. I appreciate you having me.   Keith Weinhold  9:01   You've helped us for so long. For example, who can forget way back in episode 56 Yeah, that's a deep scroll back when Chaley broke down each line of a good faith estimate for us, that's basically a closing statement sheet. She told us exactly what we pay for at the closing table, line by line like origination fee, recording costs and title insurance so helpful. It's just the sort of transparency that you get over there. Buyers pay for title insurance at the closing table. It is title insurance a rip off. A few years ago, a lot of people speculated that title insurance would fade away because the property's ownership could be transparent and accessible to everybody on the blockchain, but we don't really see that happening. So tell us about title insurance, and really, are we getting value in what we pay for there at the closing table?   Caeli Ridge  9:54   Well, I think the first thing I would say is that it really isn't going to be an option as far as I. Know, as long as the individual is going to source institutional funding leverage use of other people's money, they're going to require the lender, aka Ridge lending, or whoever you're working with, they're going to require that title insurance that ensures their first lien position. Doing that title search, first and foremost, is going to make it clear that there isn't some cloud on title, that there isn't some mechanic lien that had been sitting out there for however many years it may have just been around. And those types of things never go away. So for a lending perspective, it's going to be real important that that title insurance is paid for and in place to protect their interests, things like judgments, tax liens, like I said, a mechanic's lien, those will automatically take a first lien position in front of a mortgage. So obviously we're not going to risk that and find ourselves in second lien position in the event of default and somebody else is getting paid before we are. So not really an option. Is it a rip off? I don't know enough about how often it's paid out, and not to speak to that, but I will tell you that it isn't a choice.   Keith Weinhold  11:07   Title Insurance, like Shaylee was talking about. It protects against fraud related to the property's ownership, someone else claiming rights to the property, and this title search that an insurer does it also, yeah, it looks for those liens and encumbrances, including unpaid taxes, maybe unpaid HOA dues, but yeah, mortgage lenders typically require title insurance, and if you the borrower, you might think that's annoying. Well, it does make sense, because the bank needs to protect their collateral. If a bank ever has to foreclose, they need to have access to you, the borrower, to be able to do that without any liens or ownership claims from somebody else. Caeli, how often do title insurance companies mess up or have to pay out a claim? Does that ever happen?   Caeli Ridge  11:50   I mean, if I have been involved in a circumstances where that was the case, it's been so many years ago, they're pretty fastidious. I don't know that I could recall a circumstance where something had happened and the title insurance was liable. They go through the paces, man, they've got to make sure that, and they're doing deep dives and searches across nationwide to make sure that there isn't any unnecessary issue that's been placed on title Not that I'm aware of. No.    Keith Weinhold  11:50   Are there any of those other items that we tend to see on a good faith estimate that have had any interesting trends or changes to them in the past few years?    Caeli Ridge  12:27   Yeah, I've got a good one, and this is actually timely credit reports. So over the last couple of years, something has been happening with credit reports where, you know, maybe three, four years ago, a credit report, let's say a joint credit report, a husband and wife went and applied that credit report might cost 25 bucks. Well, now it's in excess of 100 plus. Some of what we're going to be talking about today, it kind of gets into the wish list of Jim neighbors, who is the president of the mortgage brokers Association. He's been talking to the administration about some of his wishes, and credit report fees is actually one of the things that they're wanting to attack and bringing those costs down for the consumer. So when we look at a standard Closing Disclosure today, credit report costs have increased significantly. I don't have the percentages, but by a large margin over the last couple of years,    Keith Weinhold  13:21   typically not one of your bigger costs, but a little noteworthy. There one thing that people might opt and choose to have on their good faith estimates, so that borrower therefore would actually pay more out of pocket with today's higher mortgage rates. And I'm sure not to say high, because historically, they are not high. Do we see more people opting to pay discount points at the closing table to get a lower rate and talk to us about the trade offs there   Caeli Ridge  13:46   right now, first and foremost, that there isn't a lot of option for investment property transactions, whether it be a purchase or refinance. There's not going to be that option where the consumer gets to choose to say, Okay, I want to pay points for a lower rate or not pay points for a higher rate the not paying points is the key here. There isn't going to be a zero point option for investment property transactions. And this gets a little bit convoluted, and then I'll circle back and answer the question of, when does it make sense to pay the points, more points versus less points? We have been in a higher rate environment that I think a lot of people have become accustomed to as a result secondary markets, where mortgage backed securities are bought and sold, they keep very close tabs on the trends and where they think things are headed. Well, something called YSP, that stands for yield, spread, premium, under normal market circumstances, a consumer can say, okay, Caeli, I don't want to pay any points. Okay, I'll take this higher interest rate, and I don't want to pay any points, because that higher interest rate is going to have YSP, yield, spread, premium to pay compensation to a lender, and you know, the other third parties that may be involved in that mortgage backed security. But. Sold and traded, etc, okay? They have that choice under normal market circumstances. Not the case right now, because when this loan sells the servicing rights, whoever is going to pick up the servicing rights, so when Mr. Jones goes to make his mortgage payment, he's going to cut a check to Mr. Cooper. That's a big one, right? Or Rocket Mortgage, or Wells Fargo, whoever the servicer is, the servicing rights are purchased at a cost. They have to pay for the servicing rights, and let's say that's 1% of this bundle of mortgage backed securities that they're purchasing. Well, they know the math is, is that that servicer is going to take about 36 months before that upfront cost is now in the black or profitable. This all will land together. Everybody, I promise you stick with me, so knowing that we've got about a 36 month window before a servicer that picked up the rights to service this mortgage is going to be profitable in a higher rate environment, as interest rates start coming down, what happens to the mortgage that they paid for the rights to service 12 months ago, 18 months ago, that thing is probably going to refinance right prior to the 36 month anniversary of profitability. So that YSP seesaw there is not going to be available for especially a non owner occupied transaction. So said another way, zero point rates are not going to be valid on a non owner occupied transaction in a higher rate environment when secondary markets understand that the loans that are secured today will very likely be refinanced prior to profitability on the servicing side of that mortgage backed security that is a risk to the lender, yes. So we know that right now you're not going to find a zero point option. Now that may be kind of a blanket statement. If you were getting a 30% loan to value owner occupied mortgage with 800 credit scores, you know that's going to be a different animal. And of course, you're going to have the option to not pay points. The risk for that is nothing. Okay, y SP is going to be available for you, the consumer, to be able to choose points at a lower rate, no points higher rate. When does it make sense to pay additional points? Let's say to reduce an interest rate, the break even math. And you know, I'm always talking about the math, the break even math is actually the formula is very simple. All you need to do is figure out the cost of the points. Dollar amount of the points, let's say it's $1,000 and that's what it's going to cost you to, say, get an eighth or a quarter or whatever the denomination is, in the interest rate reduction. But you aren't worried about the interest rate necessarily. You're looking at the monthly payment difference. So it's going to cost you $1,000 in extra points, but it's only going to save you $30 a month in payment when you divide those two numbers, what's that going to take you 33 months? 30 well, okay, and does that make sense? Am I going to refinance in 33 months? If the answer is no, then sure pay the extra 1000 bucks. But that's the math, the cost versus the monthly payment difference divide that that gives you the number of months it takes to recapture cost versus cash flow or savings, and then you be the determining factor on when that makes sense.    Keith Weinhold  18:10   It's pretty simple math. Of course, you can also factor in some inflation over time, and if you would invest that $1,000 in a different vehicle, what pace would that grow at as well? So we've been talking about the pros and cons of buying down your mortgage rate with discount points before we get into the administration changes. Cheley talk about that math in is it worth it to refinance or not? It's a difficult decision for some people to refinance today with higher mortgage rates than we had just a few years ago, and at the same time, we've got a lot of dead equity that's locked up.   Caeli Ridge  18:40   I would start first by saying, Are we looking to harvest equity? Are we pulling cash out, or are we simply doing a rate and term refinance where we're replacing one loan with another loan, if it's for rate and term, if we're simply replacing the loan that we have today with a new loan, that math is going to be pretty simple. Why would you replace 6% interest rate with a 7% interest rate? If all other things were equal, you wouldn't unless there was a balloon feature, or maybe an adjustable rate mortgage or something of that nature involved there that you have to make the refinance. So taking that aside, focusing on a cash out refinance, and when does it make sense? So there's a little extra layered math here. The cash that you're harvesting, the equity that you're harvesting, first of all, borrowed funds are non taxable. What are we going to do with that pile of cash? Are we going to redeploy it for investing more often than not talking to investors? The answer is yes. What is that return going to look like? So you've got to factor that in as well, and then we'll get to the tax benefit in a moment. But generally speaking, I like to as long as the cash flow is still there, okay, you've got to have someone else covering that payment. Normally, there's exceptions to every rule. I don't normally advise going negative on a cash out refi. There are exceptions. Okay, please hear me. But otherwise, as long as the existing rents are covering and that thing is still being paid for by somebody else, then what you want to do is look at that monthly payment. Difference again, versus what you're getting out of it. And then you divide those two numbers pretty simply, and it'll take you how long. And then you've got a layer in the cash flow that you're going to get from the new acquisitions, and whether that be real estate or some other type of investment, whatever the return is, you're going to be using that to offset. And then finally, I would say, make sure that you're doing adding in the tax benefit. These are rental properties guys, right? So closing costs can be deducted now that may end up hurting debt to income ratio down the road. So don't forget, Ridge lending is going to be looking at your draft tax returns. Very, very important to ensure that we're setting you up for success and optimizing things like debt to income ratio on an annual basis.   Keith Weinhold  20:40   Now, some investors, or even primary residence owners might look at their first and only mortgage on a property, see that it's 4% and really not want to touch that. What is the environment and the appetite like today for having a refinance in the form of a second mortgage? That way you can keep your first mortgage in place and, say, 4% get a second mortgage at 7% or more. How does that look for both owner occupied and non owner occupied properties today?   Caeli Ridge  21:07   you're going to be looking at prime, plus, in many cases, if you don't want to mess with a first lien, a second lien mortgage is typically going to be tied to an index called prime. Those of you that are familiar with this have probably heard of that. Indicee. There's lots of them. The fed fund rate, by the way, is an index. There's lots of them. The Treasury is also another index. Prime is sitting, I think, at seven and a half percent. So you're probably going to be looking at rate wise, depending on occupancy and credit score and all of those llpas that we always talk about, loan level, price adjustment. You know, it could be prime plus zero, it could be prime plus four. So interest rates could range between, say, seven and a half, on average, up to 11 even 12% depending on those other variables. More often than not, those are going to be interest only. So make sure that you're doing that simple math there. And I would prefer if I'm giving advice the second liens, the he loan, which is closed ended, very much like your first mortgage, it's just in second lien position. It's amortized over a certain period of time, closed ended. Not as big a fan of that. If you can find the second liens, especially for non owner occupied, I would encourage it to be that open ended HELOC type.    Keith Weinhold  22:15   What are we looking at for combined loan to value ratios with second mortgages    Caeli Ridge  22:19   on an owner occupied I think you'd be happy to get 90. I think I've heard that in some cases, they can go up to 95% in my opinion, that would go as high as they'll let you go right on a non owner occupied, I think you'd be real lucky to find 80, and probably closer to 70.    Keith Weinhold  22:34   That really helps a lot with our planning. Well, the administration that came in this year has made some changes that can create some upheaval, some things to pay attention to in the mortgage market. We're going to talk about that when we come back. You're listening to get rich education. Our guest is Ridge lending Group President, Caeli Ridge I'm your host, Keith Weinhold.    The same place where I get my own mortgage loans is where you can get yours. Ridge lending group  NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Chaeli Ridge personally while it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com.    You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns, and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing. Check it out. Text family to 66866, to learn about freedom. Family investments, liquidity fund again. Text family to 66866   Hal Elrod  24:38   this is Hal Elrod, author of The Miracle Morning and listen to get rich education with Keith Weinhold, and don't put your Daydream.   Keith Weinhold  24:55   Welcome back to get rich education. We're talking about mortgages again, because this is one. Where leverage comes from. I'm your host. Keith Weinhold, we're sitting down with the president of ridge lending group, Caeli Ridge, and I know that she has some knowledge and some updates on new administration leadership and some potential changes for the market there. What can you tell us? Caeli   Caeli Ridge  25:16   I'm pretty excited about this one, and I'm watching very diligently to see how it unfolds. So the new director of the FHFA Federal Housing Finance Agency, all is Bill Pulte. This is the grandson of Pulte Homes. Okay, smart guy. I'm excited to see what he's going to come in and do. Well. He had recently, I think in the last couple of weeks, he put out in the news wires asking for feedback from the powers that be, related to Fannie and Freddie, what improvements they would like to see. So first up was Jim neighbors. He is the president of the mortgage brokers Association. He had a few very specific wish list items, if you will. And the first one on his list was the elimination of LLP, as for non owner occupied and second home. So let me just kind of paint a picture here, because there's some backstory I think is important. So an LLPA, for those of you that have never heard that term before, stands for a loan level price adjustment. And a loan level price adjustment is a positive number or a negative number that associates with the individual loan characteristics. So things like loan to value or loan size, occupancy is a big ll PA, the difference between an owner occupied where you live and one that you're going to use as a rental property, that's a big one. Credit score, property type, is it a single family? Is it a two to four? Is this a purchase? Is it a refi? Anyway, all of those different characteristics are ll pas. Well, if we take a step back in time, gosh, about three years ago now, Mark Calabria, at the time, was the director of the FHFA, and he had imposed increases, specific increases. This was middle of 22 I want to say specific increases to the LL pas for non owner occupied property. So if anybody kind of remembers that time, we started to really see points and interest rates take that jump sometime in 2022 more than just the traditional interest rate market and the fluctuations. This was very material to investment property and second home, but we'll focus on the investment property. So Mr. Jim neighbors came in and said, first and foremost, I'd like to see those removed, and I want to read something to the listeners here, because I thought it was very interesting. This is something I've been kind of preaching from the the rooftops, if you will, for many, many years. Yeah, we've got neighbors sticking up for investors here. He really is. And I Yeah, well, yes, he is. And more often than not, they're focused on the owner occupied so I'm just going to kind of read. I've got my cheat sheet here. I want to make sure I get it all right for everybody. So removal of the loan level price adjustments on investment properties and second homes, he noted that these risk based fees charged by Fannie and Freddie discourage responsible buyers from purchasing second homes and investment properties, with that insignificant increase to cost. And here's the important part, originally introduced to account for additional credit risk, many of the pandemic era llpa increases were not based on updated risk metric. In fact, data has shown that loans secured by investment properties often have strong credit profiles and lower than expected default rates. I mean, anybody that has been around long enough to see what we've come from, like, 08,09, and when we had the calamity of right, the barrier for entry for us to get any conventional financing as investors has been harsh. I mean, I make that stupid joke of vials of blend DNA samples. But aside from it being an icebreaker, it kind of feels true. We really get the short end of the stick. And I feel like as investors especially, post 08,09, our credit profiles, our qualifications, the bar is so high for us, the default risk there has largely been removed. We've got so much skin in the game. With 20 25% down, credit score is much higher, debt to income ratios more scrutinized, etc, etc. So I think that this is, if it passes muster. I think this is going to be a real big win for the non owner occupied side of agency, Fannie, Mae, Freddie, Mac lending.   Keith Weinhold  29:13    The conventional wisdom is, is that if you the borrower, get into financial trouble, you're more likely to walk away from your rental properties than you are your own home and neighbors, sort of like a good neighbor here sticking up for us and stating that, hey, us, the investors, we're actually highly credit worthy people.   Caeli Ridge  29:29   Yeah, absolutely. So fingers crossed. Everybody say your prayers to the llpa and mortgage investor rates gods.   Keith Weinhold  29:37   we'll be attentive to that. What other sorts of changes do we have with the administration? For example, I know that Trump and some others in the administration have talked about privatizing the GSEs, those government sponsored enterprises, Fannie, Mae, Freddie Mac and what kind of disruption that would create for the industry. Is it really any credence to that?   Caeli Ridge  29:58   They've been talking about it for. For quite a while. I mean, as long as Trump has been kind of on the scene, that's been maybe a wish list for him. I don't see that happening over the next years. That is an absolute behemoth to unpack and make a reality. Speaking of Mark Calabria, he was really hot and heavy on the trails of doing that. So what this is, you guys so fatty Freddy, are in conservatorship that happened back post 08,09, and privatizing them and making them where it is not funded, or conservatorship within the United States government. Now it still has those guarantees against default. It's a very complicated, complex, nuanced dynamic of mortgage backed securities, but if we were to privatize them at some point now, am I saying that that's a bad thing? No, not necessarily, but I think it has to be very carefully executed, and because there are so many moving parts, I do not think that just one term of presidency is going to make that happen. If we do it, it's going to be years down the road from now. Is my crystal ball. I don't think we're going to see that anytime soon.    Keith Weinhold  30:58   That's interesting to know. Are there any other industry changes that are important, especially for investors, whether that has to do with the change in administration or anything else?   Caeli Ridge  31:08    Well, specific to that wish list from Mr. Neighbors, one of the other things that he had asked, and there were quite a few, for owner occupied changes as well, he wants to reduce the seasoning for cash out refinances of investment properties, which would be huge good. Yeah, right now it's 12 months on a cash out refinance given very specific acquisition details. Okay, I won't go down that rabbit hole, but currently, if you haven't met exactly these certain benchmarks, you may have to wait 12 months to pull cash out of a property from the day that you acquire it, he's asking that that be pulled back to about six months, which would be nice   Keith Weinhold  31:46   reducing the seasoning period from 12 months to six months, meaning that an investor a borrower, would only need to own that property for that shorter duration of time prior to performing a refinance.   Caeli Ridge  31:58    Cash out refinance, no seasoning required on a rate and term. This is specific for cash out. But again, for cash out, but exactly right   Keith Weinhold  32:04   now, one trend that I think about sometimes, especially when I think back to 2008 2009 days since I was an investor through that time, is, are there any signs in the reduction of the appetite or the propensity to lend, to make loans. So how freely is credit flowing?    Caeli Ridge  32:25   I think pretty freely. I'm not seeing that they're tightening the purse strings. That's not the lens that I'm looking at it from, and I try to keep that brush stroke broad. There have been, I think that on the post, close side, there's been a little extra from Fannie Freddie, and I think that has to do with profitability markers. But overall, I'm not seeing that products are disappearing necessarily, or that guidelines are really becoming even more cumbersome. If anything, I would say it's maybe the reverse of that, and I do believe that probably is part and parcel to this administration and the real estate background that comes with it.   Keith Weinhold  32:59   One other thing I pay attention to, but it just really hasn't been much of a story lately. Are delinquencies in foreclosures. It seems like they've ticked up a little bit, but they're still both really historically low and basically a delinquency being defined as when a borrower makes one late payment, and foreclosures being the more severe thing, typically a 120 days late or more. Any trends there? I'm not   Caeli Ridge  33:24   seeing any now. And in fact, I would tell you that, because we focus so much on investor needs, first payment default is I can count on less than one hand, if I had to, how many times I've seen that happen with our clients over 25 years. So nothing noteworthy there for me.    Keith Weinhold  33:40   Yes. I mean, today's borrowers are just flush with equity. Nationally, there's a loan to value ratio of 47% which is healthy, in a sense. On average, borrowers have a 53% equity position. Of course, the next thing, I think, is like, I don't really know if that's a smart strategy. They're not really getting that much leverage out there. But I think a lot of people just have the old mentality of get it paid off.    Caeli Ridge  34:06   And I think that depending on where you are in your journey, I mean, if you're in phase three, right, where you're just really looking at these investments, these nest eggs to carry you into your retirement and or for legacy reasons, fine, but otherwise, I may argue the point in that I don't care that you have a 3% interest rate on an investment property, or whatever it may be, if it's sitting there idle and as long as it can cash flow, the true chances of those individuals of keeping that mortgage that they got in 2020, 2021, etc, at those ridiculously low interest rates and stroking 360 payments later to pay it to zero is a fraction of a percent right now, whether they're on the sidelines for something else, I don't know, but that debt, equity, I think, is hurting them more than a 3% interest rate is helping them.   Keith Weinhold  34:52    And a lot of times, the mindset of someone is, if they don't need to build wealth anymore, and they're older and they already built wealth, they don't care if they're loaned to value. Was down to zero, and they have it paid off, whereas someone that's in the wealth building phase probably wants to get more leverage. Yeah, Chaley at risk lending group, there you see so many applications come in, and especially since you're an investor centric lender, I like to ask you what trends you're seeing. What are people buying? What are people doing? Are they refinancing? Are they paying loans off? Are they trying to take out more credit? Are there any overall trends with investors that you see in there    Caeli Ridge  35:29   right now? I think the all in one is a clear winner there. The all in one, that first lien, HELOC, that you and I talked about, we broke my little corner of the internet with that one, that one is a front runner for sure, on the refinance side, specifically, we are seeing quite a bit more on the refi side of things, that equity is kind of just sitting there. So even though, if the on one isn't a good fit for them, I'm seeing investors that are willing to tap into that equity instead of just sitting around and waiting for them to potentially lose some equity if the housing market does start to take some decline. And then I would say, on the purchase transaction side, something that's kind of piqued my interest is the pad split. I'm looking at that more often where, for those that are not familiar, you can probably speak more to this, Keith, they're buying single family resident properties, even two to four unit properties, and a per bedroom basis, turning those into rental properties. And they're looking to be quite profitable. So I've got my eyes on that too.   Keith Weinhold  36:23   before we ask how we can learn more about you and what you do in there at Ridge Kayle. Is there any last thing that you'd like to share? Maybe a question I did not think about asking you, but should have.    Caeli Ridge  36:35   I would like to share with your listeners that if they are not working with a lender that focuses on their education and has that diversity of loan product that we have, that they're probably in the wrong support group. You need to be working with a lender that has a nationwide footprint and that has diversity of loan product to cover whatever methodology of real estate investing that you're looking for, and really puts a fine touch on the education of your qualifications and your goals as they relate to underwriters guidelines   Keith Weinhold  37:10   what we're talking about, and I know this through my own experience in dealing with Ridge, since I use them for my own loans myself, is sometimes Ridge might inform You that, hey, you can go and do this and make this deal now, but that's going to mess up this bigger thing 12 months down the road, whereas if you talk with an everyday sort of owner occupant mortgage company, oh, they're just not going to talk like that, because owner occupants, they might only buy every seven years, or something like that. And investors are different, and you need to have that foresight and look ahead. Caeli, this has been great, a really informative conversation about the pulse of the market. Tell us what products that you offer in there.   Caeli Ridge  37:50   Our menu is very, very diverse. I would say what. It's probably easier to describe what we don't offer. We do not have bear lot loans or land loans. We're not offering those right now. We do not have second lien HELOCs currently. We suspended that two years ago. But otherwise, guys, we're going to have everything that you're going to need. So just very quickly, I'll rattle off Fannie Freddie, okay, those golden tickets that we talk about, we've got DSCR loans, bank statement loans, asset depletion loans, ground up construction, short term bridge loans for fix and flip or fix and hold. We have our All In One that's my favorite first lien. HELOC, we have commercial loan products for commercial property and residential on a cross collateralization basis. So very, very robust in the loan product space.   Keith Weinhold  38:33   Caeli Ridge, it's been valuable as always. And then Ridge lending group.com, or your phone number   Caeli Ridge  38:39   855-747-4343, 855-74-RIDGE, , and then to reach us an email, if that's your better mechanism to contact us info@ridgelendinggroup.com   Keith Weinhold  38:50   that's been valuable as always. Thanks so much for coming back onto the show.    Caeli Ridge  38:53   Appreciate it. Keith,   Keith Weinhold  39:00   Yeah, terrific information from Chaley. As always, if you're enamored of borrowing tax free, like a billionaire, against your real estate, they sure can help you out with that and determine whether that's right. It doesn't mean that you always should, but if you have investment ideas for debt equity, and you're attentive to cash flows, run the numbers with them and see if it's worthwhile. As far as new purchases, we all know that soured affordability has made it especially tough for first time homebuyers, and there's more data out there that shows that tenant durations are historically long, longer than they usually are. Tenants are staying in places longer because they have to. Investor purchases have stayed strong, though investors have been buying about the same proportion of single family homes and making them rentals that they have historically and Redfin tells us that. The value of properties that investors have purchased is up more than 6% year over year, so investors are still buying and that makes sense. We're in this era where there's more uncertainty than usual, there's higher stock volatility than usual, and more people are sort of asking themselves, where would I get a better return than on income property, and where would my return be more stable today than in income property as well? If you work with Ridge lending group for a time, you're probably going to understand why I personally use them for my own loans. You'll notice that they really understand what investors need. Thanks to Caeli Ridge today and thank you for being here too. But as always, you weren't here for me. You were here for you until next week. I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 3  40:56   Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  41:20   You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access, and it's got paywalls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter, you also get my one hour fast real estate video. Course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text. GRE to 66866, while it's on your mind, take a moment to do it right now. Text GRE to 66866   The preceding program was brought to you by your home for wealth, building, get rich education.com.    

Episode 147 Doe ID: 'Dumpster Jane Doe' Laurie Potter   On October 5th, 2003, a maintenance worker at at the Country Hills Apartment complex in Rancho San Diego, made a horrific discovery in a dumpster when he found a set of severed legs. It was just the beginning of a shocking and perplexing mystery. The legs were found to have come from an adult woman who was deemed to be a homicide victim. Although police did not find any more of her remains, they did find an important clue; the military-style bag that had held her legs was also recovered, and years later, it would lead to the woman's killer. When police ran out of clues early on, and could not match the legs to any missing person in the area, they buried the remains, but not before collecting DNA from them. Years later, investigators employed investigative genetic genealogy and were able to learn that 'Dumpster Jane Doe' was actually Laurie Potter. She had gone missing from Temecula CA not long before her legs were found in the dumpster. Most troubling to detectives, was that her husband Jack Potter had never reported her missing. They began an investigation of him that revealed surprising details, and a 'concerned neighbor' helped them fill in some blanks. When Jack Potter's DNA was found on the bag which had contained his wife's legs, that combined with his neighbor's story, was enough to arrest him. He pled guilty to her murder, and was sentenced to 15 years to life in prison. 'Dumpster Jane Doe' now has her name back, it's Laurie Potter, and this is her story.  To listen to every episode of DNA: ID ad-free and get other benefits, simply  visit our channel page on Apple Podcasts to get started with an AbJack Insider subscription. Of course, you can also support DNA: ID with a Patreon subscription. For all things DNA: ID, visit the show's homepage Visit this link to buy DNA ID Merch

Social-Media Hoax Frames Innocent Man, Sean Bailey for Indiana Murder; Real Suspect Caught After DNA Break Imagine getting hauled off to jail for a murder you didn't commit—because someone made up fake Facebook accounts and sent videos of a dead body… pretending to be you. That's exactly what happened to Shawn Bailey, a 33-year-old man from Louisville who spent nearly 10 days locked up for a brutal killing in Indiana that he had nothing to do with. According to investigators, Bailey was set up in one of the most twisted, tech-savvy frame jobs we've seen in a while. It started on April 15, when deputies in Hanover, Indiana—just across the river from Louisville—were called to check on 35-year-old Wilma Gayle Robertson. What they found was horrific: Robertson was dead inside her home on Hickory Drive, stabbed in the back. Hours later, Bailey was arrested for her murder. On the surface, it looked like an open-and-shut case. There was allegedly a confession. There was video evidence—a clip sent through Facebook showing Robertson's lifeless body on the floor, with Chris Brown's “Stutter” playing in the background. One message attached to it taunted: “Tell her baby daddy he doesn't have to worry about her anymore… I did him a solid favor.” Chilling stuff. And the Facebook account? It had Shawn Bailey's name on it. Slam dunk, right? Wrong. As detectives kept digging, the cracks in the story widened. The DNA from the crime scene didn't match Bailey. Not even close. And the digital trail? It didn't point to him at all. Instead, the fake accounts, the video, the entire setup led back to Nigel Thomas, a 34-year-old aspiring rapper from Oxford, Ohio, who goes by the stage name “Nati Bang.” According to Jefferson County prosecutors, Thomas not only stabbed Wilma Robertson but then orchestrated an elaborate scheme to make it look like Bailey did it—going so far as to create multiple bogus Facebook profiles, fabricate a confession, and even send out the murder video under Bailey's name. Prosecutor David Sutter didn't mince words. He said Thomas “engaged in an elaborate plan to frame Shawn Bailey,” and praised law enforcement from Indiana, Kentucky, and Ohio for tearing that web of lies apart. On Friday, Thomas was arrested in Ohio. Bailey's charges were dropped, and he was finally released. No word yet on why Thomas targeted Robertson, or what his connection to her even was—but prosecutors say those details are coming. Meanwhile, Wilma Robertson—remembered for her kind heart and uplifting social media presence—leaves behind two children. She worked as a certified nursing assistant. Her life was real. Her death was senseless. And the attempt to twist it into a clout-chasing stunt for someone else's gain? Unforgivable. The justice system got it right—eventually. But you have to ask: how many other “airtight cases” are really just one fake profile away from falling apart? Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

Michael Butterfield, author of "The Zodiac Killer: The Story of America's Most Elusive Murderer," joins "Mind Over Murder" cohosts Bill Thomas and Kristin Dilley to discuss his new book, his longtime research into the still unsolved Zodiac case, and his website, ZodiacKillerFacts.com. Will Zodiac ever be identified?  Will the remaining Zodiac ciphers be solved?  Are there really similarities between the Zodiac case and the Colonial Parkway Murders? This is Part 2 of 2 parts on the Zodiac with Michael Butterfield.Amazon:  The Zodiac Killer: The Story of America's Most Elusive Murdererhttps://www.amazon.com/Zodiac-Killer-Americas-Elusive-Murderer/dp/1398851779?author-follow=B0F4RS214FZodiacKillerFacts.com website:https://zodiackillerfacts.com/about/Washingtonian: A Murder on the Rappahannock River:https://www.washingtonian.com/2019/06/27/murder-on-the-rappahannock-river-emerson-stevens-mary-harding-innocence-project/WTKR News 3: One year after development in Colonial Parkway Murders, where do things stand?https://www.wtkr.com/news/in-the-community/historic-triangle/one-year-after-development-in-colonial-parkway-murders-where-do-things-standWon't you help the Mind Over Murder podcast increase our visibility and shine the spotlight on the "Colonial Parkway Murders" and other unsolved cases? Contribute any amount you can here:https://www.gofundme.com/f/mind-over-murder-podcast-expenses?utm_campaign=p_lico+share-sheet&utm_medium=copy_link&utm_source=customerWTVR CBS News:  Colonial Parkway murders victims' families keep hope cases will be solved:https://www.wtvr.com/news/local-news/colonial-parkway-murders-update-april-19-2024WAVY TV 10 News:  New questions raised in Colonial Parkway murders:https://www.wavy.com/news/local-news/new-questions-raised-in-colonial-parkway-murders/Alan Wade Wilmer, Sr. has been named as the killer of Robin Edwards and David Knobling in the Colonial Parkway Murders in September 1987, as well as the murderer of Teresa Howell in June 1989. He has also been linked to the April 1988 disappearance and likely murder of Keith Call and Cassandra Hailey, another pair in the Colonial Parkway Murders.13News Now investigates: A serial killer's DNA will not be entered into CODIS database:https://www.13newsnow.com/video/news/local/13news-now-investigates/291-e82a9e0b-38e3-4f95-982a-40e960a71e49WAVY TV 10 on the Colonial Parkway Murders Announcement with photos:https://www.wavy.com/news/crime/deceased-man-identified-as-suspect-in-decades-old-homicides/WTKR News 3https://www.wtkr.com/news/is-man-linked-to-one-of-the-colonial-parkway-murders-connected-to-the-other-casesVirginian Pilot: Who was Alan Wade Wilmer Sr.? Man suspected in two ‘Colonial Parkway' murders died alone in 2017https://www.pilotonline.com/2024/01/14/who-was-alan-wade-wilmer-sr-man-suspected-in-colonial-parkway-murders-died-alone-in-2017/Colonial Parkway Murders Facebook page with more than 18,000 followers: https://www.facebook.com/ColonialParkwayCaseYou can also participate in an in-depth discussion of the Colonial Parkway Murders here:https://earonsgsk.proboards.com/board/50/colonial-parkway-murdersMind Over Murder is proud to be a Spreaker Prime Podcaster:https://www.spreaker.comJoin the discussion on our Mind Over MurderColonial Parkway Murders website: https://colonialparkwaymurders.com Mind Over Murder Podcast website: https://mindovermurderpodcast.comPlease subscribe and rate us at your favorite podcast sites. Ratings and reviews are very important. Please share and tell your friends!We launch a new episode of "Mind Over Murder" every Monday morning, and a bonus episode every Thursday morning.Sponsors: Othram and DNAsolves.comContribute Your DNA to help solve cases: https://dnasolves.com/user/registerFollow "Mind Over Murder" on Twitter: https://twitter.com/MurderOverFollow Bill Thomas on Twitter: https://twitter.com/BillThomas56Follow "Colonial Parkway Murders" on Facebook: https://www.facebook.com/ColonialParkwayCase/Follow us on InstaGram:: https://www.instagram.com/colonialparkwaymurders/Check out the entire Crawlspace Media network at http://crawlspace-media.com/All rights reserved. Mind Over Murder, Copyright Bill Thomas and Kristin Dilley, Another Dog Productions/Absolute Zero ProductionsBecome a supporter of this podcast: https://www.spreaker.com/podcast/mind-over-murder--4847179/support.

Social-Media Hoax Frames Innocent Man, Sean Bailey for Indiana Murder; Real Suspect Caught After DNA Break Imagine getting hauled off to jail for a murder you didn't commit—because someone made up fake Facebook accounts and sent videos of a dead body… pretending to be you. That's exactly what happened to Shawn Bailey, a 33-year-old man from Louisville who spent nearly 10 days locked up for a brutal killing in Indiana that he had nothing to do with. According to investigators, Bailey was set up in one of the most twisted, tech-savvy frame jobs we've seen in a while. It started on April 15, when deputies in Hanover, Indiana—just across the river from Louisville—were called to check on 35-year-old Wilma Gayle Robertson. What they found was horrific: Robertson was dead inside her home on Hickory Drive, stabbed in the back. Hours later, Bailey was arrested for her murder. On the surface, it looked like an open-and-shut case. There was allegedly a confession. There was video evidence—a clip sent through Facebook showing Robertson's lifeless body on the floor, with Chris Brown's “Stutter” playing in the background. One message attached to it taunted: “Tell her baby daddy he doesn't have to worry about her anymore… I did him a solid favor.” Chilling stuff. And the Facebook account? It had Shawn Bailey's name on it. Slam dunk, right? Wrong. As detectives kept digging, the cracks in the story widened. The DNA from the crime scene didn't match Bailey. Not even close. And the digital trail? It didn't point to him at all. Instead, the fake accounts, the video, the entire setup led back to Nigel Thomas, a 34-year-old aspiring rapper from Oxford, Ohio, who goes by the stage name “Nati Bang.” According to Jefferson County prosecutors, Thomas not only stabbed Wilma Robertson but then orchestrated an elaborate scheme to make it look like Bailey did it—going so far as to create multiple bogus Facebook profiles, fabricate a confession, and even send out the murder video under Bailey's name. Prosecutor David Sutter didn't mince words. He said Thomas “engaged in an elaborate plan to frame Shawn Bailey,” and praised law enforcement from Indiana, Kentucky, and Ohio for tearing that web of lies apart. On Friday, Thomas was arrested in Ohio. Bailey's charges were dropped, and he was finally released. No word yet on why Thomas targeted Robertson, or what his connection to her even was—but prosecutors say those details are coming. Meanwhile, Wilma Robertson—remembered for her kind heart and uplifting social media presence—leaves behind two children. She worked as a certified nursing assistant. Her life was real. Her death was senseless. And the attempt to twist it into a clout-chasing stunt for someone else's gain? Unforgivable. The justice system got it right—eventually. But you have to ask: how many other “airtight cases” are really just one fake profile away from falling apart? Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

This podcast episode of "Research Like a Pro" focuses on the common ancestors of Joseph Knight Sr. and Jemima Griggs. Nicole shares how Joseph Knight Sr., who aided Joseph Smith Jr., is her half third cousin eight times removed, connected through her paternal grandmother's fourth-great-grandmother, Jemima Griggs. They both descended from John Knight. Nicole explains how she uses the Relative Finder application on FamilySearch to find genealogical connections. Diana and Nicole talk about the multiple common ancestors they discovered between Nicole's son and Joseph Knight Sr. They trace John Knight's ancestry, including his five marriages and connections to the Massachusetts Bay Colony. The episode continues with a discussion about Joseph Knight Sr.'s life, his involvement with Joseph Smith Jr., and his contributions to the early Church of Jesus Christ of Latter-day Saints. Nicole then shares information about Jemima Griggs, her marriage, and her children, noting that more research is needed on her life. Diana and Nicole also discuss the future research steps needed to verify records and dates for both Joseph Knight Sr. and Jemima Griggs. This summary was generated by Google Gemini. Links Jemima Griggs and Joseph Knight Sr. - https://familylocket.com/jemima-griggs-and-joseph-knight-sr/ Sponsor – Newspapers.com For listeners of this podcast, Newspapers.com is offering new subscribers 20% off a Publisher Extra subscription so you can start exploring today. Just use the code “FamilyLocket” at checkout.  Research Like a Pro Resources Airtable Universe - Nicole's Airtable Templates - https://www.airtable.com/universe/creator/usrsBSDhwHyLNnP4O/nicole-dyer Airtable Research Logs Quick Reference - by Nicole Dyer - https://familylocket.com/product-tag/airtable/ Research Like a Pro: A Genealogist's Guide book by Diana Elder with Nicole Dyer on Amazon.com - https://amzn.to/2x0ku3d 14-Day Research Like a Pro Challenge Workbook - digital - https://familylocket.com/product/14-day-research-like-a-pro-challenge-workbook-digital-only/ and spiral bound - https://familylocket.com/product/14-day-research-like-a-pro-challenge-workbook-spiral-bound/ Research Like a Pro Webinar Series - monthly case study webinars including documentary evidence and many with DNA evidence - https://familylocket.com/product-category/webinars/ Research Like a Pro eCourse - independent study course -  https://familylocket.com/product/research-like-a-pro-e-course/ RLP Study Group - upcoming group and email notification list - https://familylocket.com/services/research-like-a-pro-study-group/ Research Like a Pro with DNA Resources Research Like a Pro with DNA: A Genealogist's Guide to Finding and Confirming Ancestors with DNA Evidence book by Diana Elder, Nicole Dyer, and Robin Wirthlin - https://amzn.to/3gn0hKx Research Like a Pro with DNA eCourse - independent study course -  https://familylocket.com/product/research-like-a-pro-with-dna-ecourse/ RLP with DNA Study Group - upcoming group and email notification list - https://familylocket.com/services/research-like-a-pro-with-dna-study-group/ Thank you Thanks for listening! We hope that you will share your thoughts about our podcast and help us out by doing the following: Write a review on iTunes or Apple Podcasts. If you leave a review, we will read it on the podcast and answer any questions that you bring up in your review. Thank you! Leave a comment in the comment or question in the comment section below. Share the episode on Twitter, Facebook, or Pinterest. Subscribe on iTunes or your favorite podcast app. Sign up for our newsletter to receive notifications of new episodes - https://familylocket.com/sign-up/ Check out this list of genealogy podcasts from Feedspot: Best Genealogy Podcasts - https://blog.feedspot.com/genealogy_podcasts/

Ryan, Brant, and Jaime Pina answer some Unanswered Questions! . . . YOU DON'T KNOW MOJACK is a podcast dedicated to exploring the entire SST catalogue, in order, from start to finish. During the podcast we will discuss all the releases that are part of our core DNA, as well as many lesser-known releases that deserve a second chance, or releases that we are discovering for the very first time (we actually don't know Mojack!). First and foremost we are fans, and acknowledge that we are not perfect and don't know everything – sometimes the discussion is more about a time, place, feeling, personal experience or random tangents, and less about the facts (but we will try to get to the facts too). Facebook: www.facebook.com/mojackpod/ Twitter: @mojackpod Instagram: www.instagram.com/mojackpod/ Blog: www.mojackpod.com/ Tumblr: www.tumblr.com/blog/mojackpod Theme Song: Shockflesh

Send us a textWhat happens behind the scenes before a book reaches your hands? John Warren pulls back the curtain on modern publishing in this fascinating conversation that travels from his unexpected entry into the industry to where books are headed in our AI-driven future.Warren's publishing journey began in 1992 when a Mexican publisher hired him to research the US market for Spanish-language books. Three decades later, he's directing the Graduate Program in Publishing at George Washington University, preparing the next generation of publishing professionals with practical, hands-on skills across all aspects of the industry. His approach challenges the traditional "siloed" nature of publishing expertise, producing well-rounded graduates equipped to navigate an evolving landscape.The conversation takes an illuminating turn when Warren describes metadata as "the DNA of publishing." This largely invisible aspect determines whether readers ever discover your book among millions of others. Warren explains how metadata extends far beyond basic information like title and author to include elements that significantly impact discoverability and sales. For authors and publishers alike, understanding this digital lifeblood has become essential.Looking toward the future, Warren shares thought-provoking predictions about how AI might transform books themselves—creating dynamic reading experiences where information, images, and even audio narration can be generated on demand. These possibilities exist alongside the vital role of small and medium presses, which Warren celebrates for their risk-taking on diverse voices and translated works.The discussion also explores how print-on-demand technology and international publishing partnerships are reshaping distribution, breaking down geographical barriers while supporting environmental sustainability. Warren's perspective as both a publishing veteran and classical guitarist offers a uniquely human view of an industry undergoing technological revolution.Want to understand the invisible forces shaping what you read? This episode provides essential insights for authors, publishers, and curious book lovers alike. Subscribe to The Bookshop Podcast for more conversations with the people who bring books to life.John W. WarrenAndy Hughes on The Bookshop PodcastLove in the Time of Self-Publishing: How Romance Writers Changed the Rules of Writing and Success, Christine M. LarsonPedro Páramo, Juan RulfoThe Bookmakers, Ze'ev ChafetsLandscape MagazineFretboard Journal11guitarmagSupport the showThe Bookshop PodcastMandy Jackson-BeverlySocial Media Links

State police have launched a new rapid DNA analysis program. State officials are denouncing private equity in healthcare following the recent closures of Crozer Health hospitals. A recall has been issued for a popular snack mix. And an extraordinary procedure was conducted for the first-time ever at a hospital in Philadelphia.

Episode Summary:In this enlightening episode of The Elemental Evan Show, host Evan tackles a long-standing misconception: that infertility is primarily a women's issue. Backed by research and expert insight, Evan reveals that infertility is equally a male and female issue, with one-third of cases linked to male factors. This episode not only shifts the narrative around male fertility but also dives deep into lifestyle choices, environmental factors, and cutting-edge technologies that influence reproductive health.Listeners will learn how stress, aging, poor sleep, diet, microplastic exposure, and EMFs can affect sperm quality—and how men can take proactive steps to preserve and protect their fertility.Whether you're thinking about family planning or simply optimizing your health, this episode offers practical strategies to support male fertility, disrupts outdated gender biases, and encourages a more informed and proactive approach to reproductive wellness.Supplements & Savings:

“I'm not here to save the world. I'm here to help people remember that they can save themselves.”  Here is the link to our FULLY ALIVE Retreat In this episode, Mathew and Jeanette discuss the work she is doing at the Radiant Soul Center in Tempe, Arizona, and Jeanette takes one of her clients, Kate, through a healing session. We get to hear how they tap into and explore core false beliefs that are blocking the flow of energy, and how they are able to call in a source frequency to hold space for Kate's inner child to step forward.  Jeanette St.Germain has been a healer her whole life and has been working in the space professionally for over 14 years. She helps her clients unravel things deep in their DNA, access the wisdom of their ancestors, and she teaches us there is no healing without relationships.  In this episode, you'll hear:  Ways to identify obstacles and tools to get around them The benefit of understanding the why How to know when you're in your head vs when you're in your heart Follow the podcast:  Listen on Apple Podcasts (link: https://apple.co/3s1YH7h)  Listen on iHeart (link: https://ihr.fm/3MEY7FM)  Listen on Spotify (Link: https://spoti.fi/3yMmQCE)  Connect with the guest: Jeanettestgermain.com  Jeanette St.Germain on Instagram  Jeanette St.Germain on Facebook Resources:  HeartMath Institute Ram Dass Love Serve Remember Foundation  Learn from People Who Lived It, Episode 9 Connect with Mathew Blades:  Instagram - instagram.com/MathewBladesmedia/  Facebook - facebook.com/mathewbladesmedia/  Website - learnfrompeoplewholivedit.com/

What does building a business with climate responsibility at its core look like, not as an add-on but as a starting point? In this episode of Innovation Storytellers Show, we're heading to the Nordics to meet two young leaders who are challenging the status quo around what it means to be a sustainable business. This is part of our special "Nordic Visionaries" series, where we hear directly from the next generation of change-makers reshaping how we think about innovation, impact, and industry. Synne Sauar, CEO and co-founder of Litech, and Anna Bjerre Johansen, climate activist for the Green Youth Movement in Denmark, are joining me in this discussion. Synne is building a cleantech company tackling one of the least glamorous but most critical environmental challenges: fires in waste facilities caused by improperly sorted batteries and hazardous metals. With AI-powered sensors and a fresh take on circularity, her startup finds opportunity in overlooked infrastructure. Anna brings a very different angle. She's part of a youth-led climate movement demanding more from the business world, starting with a clearer definition of what is truly sustainable. Drawing on her book For Future Businesses, she outlines why half-measures won't cut it and why profit must be the tool, not the goal. For Anna, real sustainability isn't about polishing the edges. It's about redesigning the system from the inside out. Together, we unpack what it means to grow like a tree—finding strength, expanding purpose, and building trust over time. We talk about donut economics, rethinking business models, and how transparency and trust are the backbone of Nordic innovation. Synne and Anna also share who inspires them, what they want American listeners to reflect on, and why the next five years are a tipping point for regenerative thinking. If you've ever wondered what it takes to move beyond marketing slogans and put climate into the DNA of your business, this conversation is for you.  

Một em bé sinh ra mắc căn bệnh di truyền hiếm gặp, có khả năng đe dọa tính mạng hiện đang phát triển khỏe mạnh sau khi được điều trị bằng phương pháp chỉnh sửa gen thử nghiệm. Bé trai là một trong những người đầu tiên được điều trị thành công bằng liệu pháp chuyên biệt nhắm vào một lỗi nhỏ nhưng chết người trong DNA của bé.

Jeffrey Gibb Kennett AC (born 2 March 1948) is an Australian former politician who served as the 43rd Premier of Victoria between 1992 and 1999, Leader of the Victorian Liberal Party from 1982 to 1989 and from 1991 to 1999, and the Member for Burwood from 1976 to 1999. He is currently a media commentator. He was previously the president of the Hawthorn Football Club, from 2005 to 2011 and again from 2017 to 2022. He is the founding Chairman of beyondblue, a national mental health advocacy organisation. Early life The son of Kenneth Munro Gibb Kennett (1921–2007), and Wendy Anne Kennett (1925–2006; née Fanning), he was born in Melbourne on 2 March 1948. He attended Scotch College; and, although an unexceptional student academically, he did well in the school's Cadet Corps Unit. He also played football (on the wing) for the school.  His failure to rise above the middle band academically almost led him to quit school in Fourth Form (Year 10 – 1963), but he was persuaded to stay on. His Fifth and Sixth Forms were an improvement, but he was still described in school reports as "[a] confident and at times helpful boy. Sometimes irritates. Sometimes works hard" (1964), and "[a] keen, pleasant, though sometimes erratic boy" (1965). After leaving school, Kennett was persuaded by his father Ken to attend the Australian National University in Canberra, but lost interest and left after one year of an economics degree. He returned to Melbourne and found work in the advertising department of the retail giant Myer – kindling an interest for advertising that would one day earn him his living. Kennett's life in the regular workforce was cut short when, in 1968, he was conscripted into the Australian Army.[9] Kennett was selected for officer training and graduated third in his class from the Officer Training Unit, Scheyville (OTU), near Windsor, New South Wales, outside Sydney. He was posted to Malaysia and Singapore as Second Lieutenant, commander of 1st Platoon, A Company, 1st Battalion, Royal Australian Regiment (1RAR). This military career (and his earlier experience in the Scotch College Cadet Corps) has been noted by many biographers as an essential formative influence on the adult Kennett's character. His sense and regard for hierarchical loyalty, punctuality, and general intolerance of dissent or disobedience may be traced to this period. Kennett returned to civilian life in 1970, reentering a divided Australian society, split by the Vietnam War, of which Kennett was a firm supporter. Having returned to Myer, Kennett became impatient with his work, and so with Ian Fegan and Eran Nicols, he formed his own advertising company (KNF) in June 1971. Thereafter, in December 1972, Kennett married Felicity Kellar, an old friend whom he had first met on a Number 69 tram on the long trips to school. Their first son was born in 1974, followed by a daughter and two more sons. Political career Kennett was elected as a Liberal Member of the Victorian Legislative Assembly (MLA) for Burwood in 1976, having had an interest in local politics since the early 1970s.[14] His preselection for the seat reportedly irritated then Premier Dick Hamer, who disliked Kennett's campaigning style, and had endorsed the sitting member, Haddon Storey. However, by 1981, Kennett was promoted to Cabinet as Minister for Housing and Minister of Immigration and Ethnic Affairs. He was one of several younger MPs whom Hamer promoted to Cabinet in a bid to renew his government. Kennett retained his post when Hamer was replaced as Liberal leader and Premier by Lindsay Thompson in June of that year. Following the defeat of the longstanding Liberal government in 1982, Kennett was the leading candidate to replace Thompson despite being the youngest member of the outgoing government. On 26 October, he was elected leader of the Liberal Party and hence Leader of the Opposition. He took an aggressive posture against the Cain government, and was often criticised for his "bull-in-a-china-shop" style and his anti-government rhetoric. Under his leadership, the Liberals were heavily defeated by Labor in 1985. Afterwards he faced a challenge to his leadership of the party from Ian Smith. Kennett survived easily, but increasingly, he was seen as an erratic and unapproachable leader. He faced two more challenges to his leadership in 1986 and 1987. In 1987, in one notable incident Kennett referred to the Federal Liberal leader John Howard as a 'cunt' in a mobile telephone conversation with Howard rival Andrew Peacock. The car-phone conversation damaged both Howard and Kennett politically, but aided Peacock in his push to return as Federal Liberal leader (1989). Toward the end of its second term the Cain government had lost support and the Liberals were expected to win the 1988 election. The Liberal vote indeed rebounded strongly – they won a majority of the two-party vote – however much of this margin was wasted on landslide majorities in their heartland. As a result, the Liberals took only one seat from Labor in the capital, and were left four seats short of a majority. Failing to become premier, Kennett was again criticised within his own party, and in 1989 he was deposed in favour of a little-known rural MLA, Alan Brown. Kennett's performance during his first stint as Liberal leader is a matter of debate. Economou sees his 1985 and 1988 election campaigns as weak, while Parkinson believes he was a significant asset in pushing the Labor government of John Cain in several key seats. First term as premier Kennett publicly pledged never to attempt a return to the Liberal leadership. However, when Brown proved unable to challenge the government effectively, he allowed his supporters to call a spill in 1991. Brown realised he didn't have enough support to keep his post and resigned, allowing Kennett to retake the leadership unopposed. With Victoria facing billions of dollars of debt, Kennett was seen as "Premier-in-waiting" from the moment he retook the leadership. Cain had resigned a year earlier in favour of Deputy Premier Joan Kirner, who was unable to regain the upper hand despite being personally more popular than Kennett. The Liberals' advantage was strengthened by an important decision taken during Brown's brief tenure as leader—negotiating a Coalition agreement with the National Party. The Liberals and Nationals have historically had a strained relationship in Victoria; they had sat separately for most of the second half of the 20th century. It had been believed that Kennett had been denied victory in 1988 due to a large number of three-cornered contests in rural seats. The Coalition went into the October 1992 state election as unbackable favourites, having been ahead in opinion polling by large margins for almost two years. They stoked the voters' anger with a series of "Guilty Party" ads, targeting many Labor ministers and highlighting concerns in their portfolios. In the second-largest defeat that a sitting government has ever suffered in Victoria, the Coalition scored a 19-seat swing, attaining a 16-seat majority in the Legislative Assembly. The Liberals won 52 seats, enough for a majority in their own right. Nevertheless, Kennett supported his coalition partner, retaining the Nationals in his cabinet. State school closures In the first three years of office, funding for public schools and the Department of Education was substantially reduced. 350 government schools were closed, including every Technical High School ("Tech") in Victoria, and 7,000 teaching jobs eliminated. The Tech School closures had a widespread, delayed effect two decades later when a skilled labour shortage in the state was declared by the government, attributable largely to the generation of children who were denied a trade-focused high school education, significantly reducing the number of school leavers commencing trade apprenticeships. The few who did so were insufficient to counterbalance the number of retiring tradespeople in the coming years. This directly resulted in the number of Skilled Migrant (subclass 190) visas being made available each year increasing to 190,000 from 2012 and an active campaign to entice migrants with trade qualifications to Victoria. Public transport Other controversial moves included the sacking of 16,000 public transport workers in a major technological upgrade of the system, and the initiation of a major scheme for privatisation of state-owned services, including the electricity (SECV) and gas (Gas and Fuel Corporation of Victoria) utilities, the ambulance service, as well as several prisons and other minor services. The sale of the Totalisator Agency Board raised $609 million. Between 1995 and 1998, $29 billion of state assets in gas and electricity alone were sold to private enterprise (for statistics, see Parkinson, Jeff, 1999) In the wake of these changes, investment and population growth slowly resumed, though unemployment was to remain above the national average for the duration of Kennett's premiership. While the benefits to the State budget figures were indisputable in the short term, the social and longer-term economic cost of the Kennett reforms have been questioned by many commentators, academics and those who suffered economically through the period of reform. This campaign of privatisations and cutbacks led to governmental acts of privatisation by splitting up Melbourne's rail (Hillside, Bayside, V/Line and West Coast Rail) and tramways (Yarra and Swanston) or budget-cutting becoming popularly known as being "Jeffed". He also cut back many regional rail services including The Vinelander (ran to Mildura, services later restored to Maryborough as a regular V/Line service in 2011) and services to Leongatha, Bairnsdale (returned in 2003), Dimboola (services later returned to Ararat in 2004). The largest public protest in Melbourne since the Vietnam War Moratorium occurred on 10 November 1992, with an estimated 100,000 people marching in opposition to the retrenchment of many workers and the large State budget cutbacks. Kennett was undeterred by this protest, and famously commented that though there were 100,000 outside his office at Parliament that day, there were 4.5 million who stayed at home or at work. High-profile capital works projects This section does not cite any sources. Please help improve this section by adding citations to reliable sources. Unsourced material may be challenged and removed. (April 2025) (Learn how and when to remove this message) The Kennett government also embarked on a series of high-profile capital works projects, such as the restoration of Parliament House, construction of a new $250 million Melbourne Museum and IMAX theatre, and a new $130 million Melbourne Convention and Exhibition Centre. Other projects included a $160 million expansion of the National Gallery of Victoria; $100 million for refurbishment of the State Library of Victoria; $65 million for a new Melbourne Sports and Aquatic Centre (MSAC); and $130 million for the construction of a new civic square on the site of the old Gas and Fuel Buildings, to be known as Federation Square. The relocation of the Formula 1 Grand Prix from Adelaide in 1993 was a particular coup for Kennett, who had worked hard with his friend Ron Walker, the Chairman of the Melbourne Major Events Company, helped deliver Melbourne the hosting rights for the event from Adelaide in 1993. The most controversial project of the Kennett era was the $1.85 billion Crown Casino and Entertainment Complex, a gambling and entertainment centre on Melbourne's Southbank. Initial plans for a casino had been made under the Labor government, however the tendering process and construction occurred under Kennett. A$2 billion project to redevelop Melbourne's derelict Docklands area to include a new football stadium was also undertaken, in addition to the large CityLink project, a project resurrected from the 1969 Melbourne Transportation Plan, aimed at linking Melbourne's freeways, easing traffic problems in the inner city, and reducing commuting times from the outer suburbs to the CBD. Macedonian name dispute Kennett speaking at a event In the mid-1990s, Premier Kennett backed the Greek position over the Macedonian question in his attempts to shore up local electoral support. Kennett's stance gained him supporters from the Melburnian Greek community, whereas he was referred to as "Kennettopoulos" by the Macedonian community. At Kennett's insistence, his state government in 1994 issued its own directive that all its departments refer to the language as "Macedonian (Slavonic)" and to Macedonians as "Slav Macedonians". Reasons given for the decision were "to avoid confusion", be consistent with federal naming protocols toward Macedonians and repair relations between Macedonian and Greek communities. It was accepted that it would not impact the way Macedonians self identified themselves. The decision upset Macedonians, as they had to use the terms in deliberations with the government or its institutions related to education and public broadcasting. The Macedonian Community challenged the decision on the basis of the Race Discrimination Act. After years of litigation at the Australian Human Rights and Equal Opportunity Commission (HREOC), the Federal Court and High Court, previous judicial rulings were upheld that found Kennett's directive unlawful as it caused discrimination based on ethnic background and was struck down from usage in 2000. Second term as premier Kennett's personal popularity was mostly average to high through his first term, though that of the government as a whole went through peaks and troughs. Without a by-election in the previous four years, the 1996 state election shaped up as the first test of the 'Kennett Revolution' with the electorate. The Coalition was expected to win a second term at the 30 March election, albeit with a somewhat reduced majority. At the federal election held four weeks earlier, while Labor was heavily defeated, it actually picked up a swing in Victoria. However, to the surprise of most commentators, the Coalition only suffered a two-seat swing, allowing it to retain a comfortable 14-seat majority. The Coalition actually picked up modest swings in Melbourne's outer suburbs, which have traditionally decided most state elections. Several negative trends (for the Liberals) were obscured somewhat by the euphoria of victory. The government's sharp cuts to government services were particularly resented in country Victoria, where the Liberals and Nationals held almost all the seats. The loss of the Mildura seat to independent Russell Savage was an indication of this disaffection, and when in February 1997 independent Susan Davies was elected to the seat of Gippsland West, this trend seemed set to continue. However, the verdict of many was that the 'Kennett Revolution' was far from over – indeed it was seemingly set in stone with the opening of the Crown Casino in May 1997. Kennett's profile continued to grow as he became a major commentator on national issues, including urging the new government of John Howard to introduce tax reform, and actively opposing the rise of the One Nation Party of Pauline Hanson. In this last case, Kennett did not shy away from criticising the media, but also the decision of the Howard government to not actively oppose Hanson's agenda. Kennett was influential in Melbourne bidding for the 2006 Commonwealth Games. Three cities initially expressed interest in hosting the event; Melbourne, Wellington and Singapore. Singapore dropped out before its bid was officially selected by the Commonwealth Games Federation, leaving only two candidate cities. In the weeks prior to the announcement of the 2006 host, Wellington withdrew its bid, citing the costs involved with matching the bid plan presented by Melbourne, which became the default host without members of the Federation going to vote. The government lost ground over the next few years, with high-profile disagreements with the Director of Public Prosecutions Bernard Bongiorno, and Auditor-General Ches Baragwanath fuelling criticism of Kennett's governmental style. Kennett's perceived antipathy to Baragwanath led to 1997 legislation to restructure the office of the Auditor-General and set up Audit Victoria. While Kennett promised the independence of the office would be maintained, many saw his government's actions as an attempt to curb the Auditor-General's power to criticise government policy. Widespread community debate and substantial public dissent from Liberal MPs and Party members ensued, with MLA Roger Pescott resigning from Parliament at the height of the debate; citing his disagreement with this Bill and Kennett's style in general. The Liberal Party lost the by-election in Mitcham. Further scandals involving the handling of contracts for the state emergency services response system damaged the credibility of Kennett in 1997–1998, while rural dissent continued to grow. Personal difficulties also began to affect Kennett and his family. The strains of public life led to a trial separation between Felicity and Jeff in early 1998 (patched up by the end of the year), while earlier in Kennett's first term, public scrutiny had led to the forced sale of the KNF Advertising Company, despite all Kennett's involvement having been transferred to his wife's name. There were rumours in 1998 that Kennett might retire from politics; these were mostly centred around Phil Gude, his party deputy. These eventually came to nothing. In July 1998, Liberal MP Peter McLellan, Member for Frankston East, resigned from the party in protest over alleged corrupt Liberal Party Senate preselection, changes to WorkCover and the auditor-general's office. Again, Kennett failed to pick up the warning signs of declining support for his style of leadership. Labor leader John Brumby took care to capitalise on each of Kennett's mistakes over this period, though his absences in rural electorates were misunderstood by many Labor MPs, and led to his replacement by Steve Bracks in early 1999. Bracks, who came from Ballarat, was popular in rural areas and was seen as a fresh alternative to Brumby, who nevertheless remained a key figure in the shadow Cabinet. 1999 election loss Despite Bracks' appeal, Kennett entered the 1999 election campaign with a seemingly unassailable lead, and most commentators and opinion polls agreed that the Coalition would win a third term. However, in a shock result, the Coalition suffered a 13-seat swing to Labor. While there was only a modest swing in eastern Melbourne, which has historically decided elections in Victoria, the Coalition suffered significant losses in regional centres such as Ballarat and Bendigo. ABC elections analyst Antony Green later said that when he first saw the results coming in, it looked so unusual that he thought "something was wrong with the computer." Initial counting showed Labor on 41 seats and the Coalition on 43; a supplementary election had to be held in Frankston East following the death of sitting independent Peter McLellan. The balance of power rested with three independents-Russell Savage, Susan Davies and newly elected Craig Ingram. Negotiations began between the Coalition and the three independents. While Kennett acceded to all but two of their demands, his perceived poor treatment of Savage and Davies in the previous parliament meant that they would not even consider supporting a Coalition minority government headed by Kennett. On 18 October, two days after Labor won the supplementary election in Frankston East, the independents announced they would support a Labor minority government. The agreement entailed Labor signing a Charter of Good Government, pledging to restore services to rural areas, and promising parliamentary reforms. Kennett's supporters urged the Coalition to force a vote of 'no confidence' on the floor of the parliament in a last-ditch effort to force Savage, Davies and Ingram to support Kennett. However, with the Liberals divided on Kennett's future role, Kennett retired from all of his offices, saying he wished to have no further involvement in politics. Labor won the ensuing by-election in Burwood. Rumoured returns to politics Following the Liberals' second successive defeat in the 2002 election, rumours began that Kennett was planning a comeback to politics. The issue came to a head in May 2006 after the sudden resignation of Kennett's successor, Robert Doyle, when Kennett announced he would contemplate standing in a by-election for Doyle's old seat of Malvern and offering himself as party leader. His stance was supported by Prime Minister John Howard, who rated him as the party's best hope to win the November 2006 state election. But within 24 hours Kennett announced he would not return to Parliament rather than running against Ted Baillieu, whom Kennett had been grooming for the top post since 1999. John Howard was reported to have been "embarrassed" by having publicly supported Kennett before his decision not to re-enter politics. In 2008, it was rumoured that Kennett was planning to stand for Lord Mayor of Melbourne. Despite endorsing future Lord Mayor John So in the 2001 mayoral elections, Kennett was quoted as saying "I think the city is ready for a change". Kennett claimed he had been approached by "a range of interests" to run for the position, but in the end did not do so. Former Liberal leader Robert Doyle ultimately won the election. 2020: Indigenous voice to government On 15 January 2020, it was announced that Kennett would be one of the members of the National Co-design Group of the Indigenous voice to government. Life after politics Kennett at the 2018 VFL Grand Final In 2000, Kennett became the inaugural chairman of beyondblue (the National Depression Initiative), a body that was largely formed by the efforts of the Victorian State Government. On 24 June 2008, he announced that he would be stepping down from his role at beyondblue at the end of 2010. This did not happen. After 17 years as the chair of beyondblue, he stood down in 2017, handing the reins to former PM Julia Gillard. He stated "beyondblue is part of my DNA, outside my family, it has been my most important role. Kennett has previously served on the boards of Australian Seniors Finance, a reverse mortgage company, and SelecTV, which was a satellite television group. Kennett has said in an interview that he rarely thinks about the media or "bloody history", though he regrets the "disastrous" introduction of the Metcard ticketing system for trains and trams. Kennett angered gay rights groups in July 2008 when he supported the Bonnie Doon Football Club in their sacking of trainer Ken Campagnolo for being bisexual; and compared homosexuality to pedophilia. Anti-discrimination campaigner Gary Burns pursued an action in the NSW Administrative Decisions Tribunal against Kennett for making the following statement: "The club felt that once this had been pointed out and you had this gentleman there who was obviously close to young men – massaging young men – it ran an unnecessary risk, and that's why it decided it was best that he not perform those duties again. So the club was trying to do the right thing," The case was dropped due to Gary Burns' lack of funds to pursue the case. Hawthorn FC presidency On 14 December 2005, Kennett was made president of Hawthorn Football Club, taking over from Ian Dicker. Following the exit of the St Kilda Football Club from the Tasmanian AFL market in 2006, Kennett was president when the Hawthorn Football Club negotiated a five-year sponsorship deal with the Tasmanian state government. The sponsorship deal was worth an estimated $12 million for which the Tasmanian government bought naming rights to the club's guernsey, and the HFC committed to playing an agreed number of pre-season and four regular season "home games" at York Park.[56] Kennett was instrumental in Hawthorn's 2007 5-year business plan titled "five2fifty", the core idea being that in the next five years the club will target to win 2 premierships and have fifty thousand members. As part of the plan, the football club wants to be seen as the most professional club in the AFL, and places great emphasis on the welfare of the people associated with the club. Following Hawthorn's 2008 AFL Grand Final victory over Geelong, Kennett claimed that the Cats "lacked the mentality to defeat Hawthorn", this being in reference to the Cats' inability to counter-attack the running game of the Hawks in the aforementioned Grand Final. Kennett's comments led to the subsequent eleven-match losing streak for Hawthorn against Geelong becoming known as the "Kennett curse". He stepped down at the end of his second three-year term in 2011, he also changed the club's constitution so that presidents could only serve two 3-year terms. Second stint Kennett at an AFL Women's match in 2023 In what Fox Footy described as a "stunning return",[59] Kennett was announced as the president of the Hawthorn Football Club on 4 October 2017 following the sudden resignation of the incumbent president Richard Garvey. Garvey had taken criticism on the hiring and later sacking of club CEO Tracey Gaudry. Kennett subsequently appointed Justin Reeves as the club's new CEO. On 4 October 2017 he announced that he would serve the position for a full 3-year term. Soon after his re-appointment, Kennett and the club released a vision statement outlining the future of the club up to 2050. The first five-year strategic plan titled 'Dare to be Different' will drive the club's priorities from 2018 to 2022. Kennett said: "Hawthorn we aren't ones to sit back and wait, we work hard to achieve and deliver exciting results, on and off the field. Our vision for our strategic plan, "Dare to be Different", encapsulates this as we continue to strive for excellence. "We have set ourselves some ambitious targets but all are within our grasp if we continue to innovate, grow and forge new frontiers within the AFL industry." On 6 July 2021, Kennett and the Hawthorn board announced that they would not be renewing head coach Alastair Clarkson's contract following its expiry at the conclusion of the 2022 AFL Premiership season. It was announced that Box Hill Hawks and Hawthorn development coach, former player Sam Mitchell had been chosen by Kennett and the board to become the Hawthorn coach at the end of Clarkson's reign. Chairman of The Original Juice Company On 12 December 2022, The Original Juice Company announced that it would appoint Kennett as Chairman and Non-Executive Director. Honours In the Australia Day Honours of 2005, Kennett received Australia's then highest civilian honour, when he was made a Companion of the Order of Australia (AC). The honour was for "service to the Victorian Parliament and the introduction of initiatives for economic and social benefit, to business and commerce, and to the community in the development of the arts, sport and mental health awareness strategies." In May 2000, he was also awarded an honorary doctorate – DBus (Honoris Causa) – by the University of Ballarat. Media work For a brief period during 2002, Kennett was a radio presenter for Melbourne station 3AK, continuing an interest in mass communication which was also a feature of his premiership. Since 2010, Kennett has been a regular contributor to Neil Mitchell's 3AW radio program every Thursday, as a social commentator. On 28 March 2013 it was announced that Kennett had joined the Seven television network as national political commentator which will involve him appearing on breakfast show Sunrise every Tuesday and on Seven news as required. On 12 February 2017 Jeff Kennett engaged ex-Seven West Media employee on Twitter over leaked documents potentially breaching the company's own gag order on Amber Harrison.  

BUFFALO, NY – May 19, 2025 – A new #research paper was #published in Volume 16 of Oncotarget on May 9, 2025, titled “Analytical validation of a circulating tumor DNA assay using PhasED-Seq technology for detecting residual disease in B-cell malignancies.” In this study, a team from Foresight Diagnostics led by first author Nina Klimova and corresponding author Laura Hyland validated a new DNA-based blood test designed to detect minimal residual disease (MRD) in patients with B-cell cancers. This assay uses a highly sensitive method called Phased Variant Enrichment and Detection Sequencing (PhasED-Seq) to find tiny fragments of tumor DNA in the blood. Its ultra-sensitive detection capabilities offer a powerful tool for early cancer detection, monitoring treatment response, and predicting cancer reappearance. B-cell lymphomas, such as diffuse large B-cell lymphoma (DLBCL), are among the most prevalent blood cancers. Although many patients respond to initial treatment, up to 40% relapse. Standard monitoring methods such as imaging scans often miss low levels of cancer cells, creating a need for more precise tools. This study introduces a non-invasive blood test that improves the detection of MRD, a critical factor in guiding follow-up care and early intervention. The test works by tracking unique groups of mutations known as phased variants in tumor DNA. These mutations are more specific to cancer and allow for highly accurate identification of tumor fragments in the bloodstream. The PhasED-Seq-based MRD assay was tested on three types of samples. First, blood plasma from healthy individuals was used to confirm the test does not give false positives. Second, researchers created controlled samples by mixing tumor DNA from lymphoma patients with healthy DNA to measure how sensitive and precise the test is. Finally, blood samples from patients with B-cell lymphoma were used to compare the new test to an existing method. Across all sample types, the PhasED-Seq-based MRD assay demonstrated exceptional performance—capable of detecting fewer than one cancer DNA molecule per million normal DNA fragments. It also demonstrated a very low false positive rate and over 96% reproducibility across different laboratory conditions. Compared to an existing method, the new PhasED-Seq assay showed more than 90% agreement in positive results and nearly 78% agreement in negative results. In cases where the tests disagreed, the new method aligned more closely with actual clinical outcomes, including whether patients relapsed or stayed in remission. “The background error rate of the PhasED-Seq-based MRD assay was 1.95E-08, or 1.95 mutant molecules in 100 million informative molecules.” The findings support the use of PhasED-Seq-based MRD assays in routine clinical practice. It could be especially useful for identifying patients who need additional treatment even when imaging results appear normal. This aligns with updated clinical guidelines that encourage the use of blood-based DNA tests to supplement traditional scans in lymphoma care. This study offers strong evidence that the PhasED-Seq-based MRD assay is a precise, reliable, and clinically relevant tool. By detecting signs of cancer earlier and more accurately, it may help clinicians tailor treatments to individual patients and improve long-term outcomes in B-cell malignancies. DOI - https://doi.org/10.18632/oncotarget.28719 Correspondence to - Laura Hyland - laura.hyland@foresight-dx.com Video short - https://www.youtube.com/watch?v=8hdh3G5zvlc Facebook - https://www.facebook.com/Oncotarget/ X - https://twitter.com/oncotarget Instagram - https://www.instagram.com/oncotargetjrnl/ YouTube - https://www.youtube.com/@OncotargetJournal LinkedIn - https://www.linkedin.com/company/oncotarget Pinterest - https://www.pinterest.com/oncotarget/ Reddit - https://www.reddit.com/user/Oncotarget/ Spotify - https://open.spotify.com/show/0gRwT6BqYWJzxzmjPJwtVh MEDIA@IMPACTJOURNALS.COM

Trump: Ryssland och Ukraina ska omedelbart inleda samtal om vapenvila. De första lastbilarna med mat framme i Gaza. Släktforskning med DNA polisens nya verktyg i jakten på mördare. Lyssna på alla avsnitt i Sveriges Radio Play.

Oscar Franklin Smith is a Tennessee death row inmate convicted of the 1989 murders of his estranged wife, Judith Smith, and her two teenage sons, Chad and Jason Burnett, in Nashville. He was sentenced to death in 1990 and is currently the oldest inmate on Tennessee's death row, aged 74.Smith has consistently maintained his innocence. His legal team argues that new DNA evidence—specifically, an unknown male's DNA found on one of the murder weapons—casts doubt on his conviction. Additionally, they claim juror misconduct and misinformation during his trial violated his fair trial rights.Smith's execution has been delayed multiple times. In April 2022, Governor Bill Lee halted his scheduled execution due to an oversight in lethal injection preparations. A subsequent review revealed that none of the lethal injection drugs used since 2018 had been fully tested, leading to a pause in executions. In response, Tennessee introduced a new execution protocol using pentobarbital as a single drug, though concerns about its potential to cause unconstitutional pain persist.Despite ongoing legal challenges, including a lawsuit questioning the constitutionality of the new execution protocol, Smith's execution is currently scheduled for May 22, 2025.https://linktr.ee/UnforbiddentruthBecome a supporter of this podcast: https://www.spreaker.com/podcast/unforbidden-truth--4724561/support.

一名出生便患有罕见致命遗传病的婴儿，在接受一种实验性基因编辑疗法后，如今已逐渐恢复健康。这名婴儿是全球首批通过“量身定制”基因疗法，成功修复DNA中细微但致命缺陷的患者之一。主治医生希望，这项技术未来能造福全球约3.5亿名罕见病患者。点击音频，收听完整报道。

UFO Expert and Exopolitics pioneer, Dr Michael Salla, is interviewed to discuss the current era of disclosure regarding extraterrestrial contact, the profound implications of face-to-face interactions with non-human intelligences, and the hidden technologies that could revolutionize humanity.He shares his personal journey from academia to exploring the depths of exopolitics, revealing the intricate connections between consciousness, DNA, and contactee experiences. The discussion also delves into the geopolitical landscape shaped by extraterrestrial technology, the secret space programs of various nations, and the mysterious activities occurring in Antarctica. Finally, Dr. Salla introduces the concept of space arks, ancient vessels designed to preserve humanity during cataclysmic events. In this conversation, Dr. Michael Salla discusses the historical and contemporary implications of extraterrestrial influences on Earth, particularly focusing on the Anunnaki and their genetic experiments. He explores the future of Mars colonization, the role of the German space program, and the potential for advanced technologies to revolutionize space travel.Dr.Michael E. Salla, is a pioneer in the development of ‘Exopolitics', the political study of the key actors, institutions and processes associated with extraterrestrial life. His interest in exopolitics evolved out of his investigation of the sources of international conflict and its relationship to an extraterrestrial presence that is not acknowledged to the general public, elected officials or even senior military officials. Dr Salla's groundbreaking Exopolitics: Political Implications of the Extraterrestrial Presence (2004) was the first published book on exopolitics and explained the political implications of extraterrestrial life.___________________PODCAST CHAPTERS00:00 - Michael Salla Intro02:19 - What Needs to Be Let Loose?02:55 - Face-to-Face ET Contact & Hidden Truths05:36 - Taking the Red Pill on Disclosure08:50 - The Hidden World of Black Budget Programs10:14 - Suppressed Technologies & Government Secrets13:14 - 6,500 Classified Patents & Breakthrough Tech15:45 - Non-Human Influence on Inventions16:26 - DNA, Consciousness & ET Technology20:37 - Global Competition for Extraterrestrial Tech21:20 - The US Leads in Reverse Engineering27:24 - Secret Space Programs & Their Influence34:40 - Antarctica's Hidden Bases & Secrets40:51 - Where Do Governments Meet with ETs?43:43 - Space Arks & Humanity's Evolution49:20 - Were the Sumerians Influenced by ETs?52:26 - What Will Elon Musk's Mars Mission Reveal?56:08 - The Germans' Secret Colonization of Mars1:00:01 - Hidden in Plain Sight: Truth in Hollywood1:07:25 - The Galactic Federation's Role in Space Expansion1:08:13 - How Close Are We to an Interplanetary Civilization?1:14:43 - Space Exploration & Healing Technologies1:18:42 - Transhumanism & What We Must Protect1:19:29 - AI vs. The Human Soul1:24:12 - The Heart's Connection to the Soul1:28:36 - How Political Science Prepared Dr. Salla for Exopolitics1:30:13 - What Leads to a Smooth Disclosure Timeline?1:31:23 - Time Capsule Question___________________Guest: Dr Michael Salla✦ Website | https://exopolitics.org/✦ X | https://x.com/michaelsalla ✦ Shop Dr Salla's Books | https://exopolitics.org/books/✦ YouTube | ‪@MichaelSalla‬ Host: Emilio Ortiz✦ IG |   / iamemilioortiz  ✦ Subscribe to Channel |    / emilioortiz  ✦ Watch Emilio's latest series on 4biddenknowledge TV l https://bit.ly/AwakenThe6thSense___________________© 2025 Emilio Ortiz. All rights reserved. Content from Just Tap In Podcast is protected under copyright law.Legal Disclaimer: The views, thoughts, and opinions expressed by guests on Just Tap In are solely those of the guest and do not necessarily reflect the views or opinions of Emilio Ortiz or the Just Tap In Podcast. All content is for informational purposes only and should not be considered professional advice.

Watch the full coverage of the live stream on The Emily D Baker YouTube channel: https://youtube.com/live/P_Lo2vXvHyMDay 17 of the Karen Read Retrial happened on May 16, 2025. The court addressed juror conduct issues, with a jurors making facial expressions and muttering. A stipulation was read regarding State Police troopers present at the autopsy, specifically noting Troopers Keefe and Watson were present, not Former Trooper Michael Proctor.Andre Porto, the Forensic Scientist, testimony revolved around DNA evidence found on a piece of glass and the tail light, with John O'Keefe's DNA and DNA from two unknown individuals being present. The defense strategy focused on questioning the thoroughness of the investigation and emphasizing that unknown DNA samples were not tested against other individuals of interest like Brian Higgins. Legal arguments arose regarding the chain of custody of evidence and delays in its submission. The judge ruled on objections and addressed issues related to rebuttal witnesses and ARCA expert testimony. There were discussions about new information and reports from experts causing potential time shifts and debates over whether this information was truly new or if it was previously disclosed.The day ended with testimony from Ash Vallier, a Forensic Scientist who pieced together the tail light, with discussions about which pieces fit and which did not. Some items from evidence bags were not fitting together mechanically and other items from different bags were fitting together. Defense Attorney, David Yannetti, crossed Vallier, highlighting potential issues with the chain of custody and who had access to evidence, particularly with Trooper Proctor. Trooper Michael Proctor was identified as submitting clothing evidence to the lab six weeks after the incident and the person who brought in the all of the pieces in the dash 7 series that fit together. Judge Cannone addressed concerns about new expert reports from Aperture, ruling that they were not grounds for undue surprise or prejudice but were ample ground for cross-examination by the defense. The Judge also addressed the ARCCA expert issue, allowing limited rebuttal testimony of Aperture only as to the new opinions by ARCCA from their May 7th report. The Judge stated the defense could recall witnesses under certain circumstances and addressed the long weekend break, stating it would give the defense the time they had requested. RESOURCESCalling a Witness Back? https://youtu.be/Wzt0SgXLa7k&t=564sFormer Trooper Proctor Did Not Attend The Autopsy - https://youtu.be/etzXdZ2T3D4&t=128s What You Need to Know About the Retrial - https://youtu.be/89Jpa8vz1RQ Karen Read Retrial Playlist - https://www.youtube.com/playlist?list=PLsbUyvZas7gKOJlfL__9F027hlETVU-vo Karen Read Trial - 2024 - https://www.youtube.com/playlist?list=PLsbUyvZas7gKUeCUzApgsEuQRXu5IXeTSThis podcast uses the following third-party services for analysis: Spotify Ad Analytics - https://www.spotify.com/us/legal/ad-analytics-privacy-policy/Podscribe - https://podscribe.com/privacy

This week, in Belle Fourche, South Dakota, a trip to a friend's house to buy some meth, turns into a horrifying three day session of brutality, when a man is duct taped, and seeming driven all over town, in the trunk of car. He's also stuffed into a tool box, among other atrocities. Several people witness this, and no one does anything to help. Eventually, everyone involved thinks it's "no body, no crime", but they are very much mistaken! Will anyone lead police to the body??Along the way, we find out that Seth Bullock & Wild Bill Hickok didn't even know each other, that owing someone $250 for meth can be a life threatening situation, and that being on meth for 4 straight days can skew your remembering of times & dates!!New episodes every Thursday!Donate at: patreon.com/crimeinsports or go to paypal.com and use our email: crimeinsports@gmail.comGo to shutupandgivememurder.com for all things Small Town Murder & Crime In Sports!Follow us on...twitter.com/@murdersmallfacebook.com/smalltownpodinstagram.com/smalltownmurderAlso, check out James & Jimmie's other show, Crime In Sports! On Apple Podcasts, Spotify, Amazon Music, Wondery, Wondery+, Stitcher, or wherever you listen to podcasts!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

For centuries, there have been stories of a dinosaur-like cryptid roaming the waters of the Loch Ness in Scotland. To this day, sightings continue to lure in tourists as scientists work to identify or debunk the beast once and for all. But even with modern technology and DNA analysis – her existence can't be ruled out completely. For a full list of sources, please visit: sosupernaturalpodcast.com/legend-loch-ness-monsterSo Supernatural is an audiochuck and Crime House production. Find us on social!Instagram: @sosupernatualpodTwitter: @_sosupernaturalFacebook: /sosupernaturalpod

Alan's Soaps https://www.AlansArtisanSoaps.comUse coupon code TODD to save an additional 10% off the bundle price.Bioptimizers https://Bioptimizers.com/toddEnter promo code TODD to get 10% off your order of MassZymes today.Bizable https://GoBizable.comUntie your business exposure from your personal exposure with BiZABLE.  Schedule your FREE consultation at GoBizAble.com today.  Bonefrog https://BonefrogCoffee.com/toddThe new GOLDEN AGE is here!  Use code TODD at checkout to receive 10% off your first purchase and 15% on subscriptions.Bulwark Capital Bulwark Capital Management (bulwarkcapitalmgmt.com)Do you know how tariffs can affect your retirement? Join Zach Abraham's FREE Webinar “Tariff Edition” Thursday May 22 at 3:30 Pacific. Sign up at KnowYourRiskRadio.com today.Renue Healthcare https://Renue.Healthcare/ToddYour journey to a better life starts at Renue Healthcare. Visit https://Renue.Healthcare/ToddLISTEN and SUBSCRIBE at:The Todd Herman Show - Podcast - Apple PodcastsThe Todd Herman Show | Podcast on SpotifyWATCH and SUBSCRIBE at: Todd Herman - The Todd Herman Show - YouTubeExamining Jim Comey's Twisted Cowardice. // The Deep Sadness of Being Jake Tapper. // Racism is Sinful; “Culturalism” Is Godly.Episode Links:James Comey is a leaker, a liar, and a fraud. Hey Comey, tell us more about spraying gasoline on a fire.Holy smokes. RFK Jr. is going off on Democrat members of Congress:  “You say that you've worked for 20 years on getting food dye out..” “I got it out in 100 days. Let's work together and do something we all believe in, which is having healthy kids.”Later, Kennedy clashed with Rep. DeLauro once more. This time, he let loose. “Look at our children, they're the sickest children in the world,” he said passionately. Kennedy delivered a direct blow to DeLauro, noting he succeeded where she failed.Under the Biden administration, the Federal Government became the biggest facilitator of child abuse in our country. My predecessor prioritized speed over safety. In stark contrast, this administration is putting a halt to the child trafficking problem. We are fingerprinting every sponsor, DNA testing, income testing and valid ID testing. Nobody gets a kid until they prove they are a family member.Biden's former NSA Jake Sullivan says he didn't know about Biden's mental decline: “What happened in that debate was a shock to me.”Today, CNN's Jake Tapper lambasted the Biden White House for falsely labeling videos showing Biden's cognitive issues “cheap fakes.”What do I mean by “Culturalism?”NEW: Mother accused of helping her son plan a potential mass attack on a San Antonio, TX, middle school 33-year-old Ashley Pardo is accused of supplying him with the ammunition, tactical gear, and "various army clothing." Authorities said the teen had "a fascination with past mass sh**ters."What Does God's Word Say?1 Peter 1:14-1614 As obedient children, do not conform to the evil desires you had when you lived in ignorance. 15 But just as he who called you is holy, so be holy in all you do; 16 for it is written: “Be holy, because I am holy.”

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Witness: Andre Porto - Forensic scientist - DNA results      2. Witness- Ashley Vallier - Mass. State Crime Lacb - reconstructed broken taillight piecesDonate: (Thank you for your support! Couldn't do what I love without all y'all) PayPal - paypal.com/paypalme/prettyliesandalibisVenmo - @prettyliesalibisBuy Me A Coffee - https://www.buymeacoffee.com/prettyliesrCash App- PrettyliesandalibisAll links: https://linktr.ee/prettyliesandalibisMerch: prettyliesandalibis.myshopify.comPatreon: https://www.patreon.com/PrettyLiesAndAlibis(Weekly lives and private message board)Become a supporter of this podcast: https://www.spreaker.com/podcast/pretty-lies-and-alibis--4447192/support.

This week, in Quincy, Illinois, when a "perfect couple" begin divorce proceedings, things are anything but perfect. They go back & forth with accusations & demands. This continues, until one of them is found, brutally murdered, in their own home. Could an off the cuff remark, on the gameshow "Family Feud" be a key to the whole thing, or is there more of a mystery? As the evidence piles up, with incriminating internet searches, the real killer comes in to focus!Along the way, we find out that you can't escape Bret Michaels, no matter where you go, that when Steve Harvey asks you a question, keep your mouth shut, and that not everyone keeps stacks of plastic grocery store bags in their house!!New episodes every Thursday!Donate at: patreon.com/crimeinsports or go to paypal.com and use our email: crimeinsports@gmail.comGo to shutupandgivememurder.com for all things Small Town Murder & Crime In Sports!Follow us on...twitter.com/@murdersmallfacebook.com/smalltownpodinstagram.com/smalltownmurderAlso, check out James & Jimmie's other show, Crime In Sports! On Apple Podcasts, Spotify, Amazon Music, Wondery, Wondery+, Stitcher, or wherever you listen to podcasts!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

There was no DNA on the shank...Kid Fury | Crissle  Thisistheread.com Patreon: patreon.com/theread Merch: shoptheread.com/ IG: @thisistheread