Podcasts about time bank

We're often told that time is money. And in our economy, we value some people's time more than others. Try paying an attorney or pro athlete the same as a teacher or artist.But in the New River Valley of Virginia, there's a nonprofit that values everyone's time equally, regardless of their skills or education or expertise, as a way of building community and fostering human connection. The hour it takes John Smith to chop up a tree can earn him a hour of social media training from Julia Thomas ... or an hour-long bourbon tasting from Jack Wilson.How – and why – does this all work? On today's show, Buzz4Good creator Michael Hemphill shares some time with Lisa Garcia of the New River Valley Time Bank.Michael also shares stories from the newest BUZZ television episode starring Salem Area Ecumenical Ministries and promotes the nonprofit fundraiser Shamrock Hill Run. Are you a nonprofit with an event that we could help promote? Or a marketing problem we could help fix? Contact us and we'll share on an upcoming episode.- - - - - - - - - - - - - - - - FOLLOW US:F A C E B O O K ➜ http://facebook.com/buzz4good​​I N S T A G R A M ➜ http://instagram.com/buzz4good​​L I N K E D I N ➜ https://www.linkedin.com/company/buzz4goodY O U T U B E ➜ http://youtube.com/c/buzz4goodW E B S I T E ➜ http://buzz4good.com​​- - - - - - - - - - - - - - - - The United States has more than 1.5 million nonprofits — from homeless shelters, food banks and rescue squads to children's choirs, science museums and animal refuges — that employ one out of every 10 Americans. Like any company, nonprofits have salaries and bills to pay, a budget to balance. They require money. And if enough people don't know about them, don't believe in them, don't support them — in short, if they lack BUZZ — they suffer and die.

On this week's Sustainability Now!, your host, Justin Mog, pulls up a chair at the potluck table with two friends from the Louisville TimeBank, Linda Erzinger & Thomas Edison. Linda is the current Chair of the TimeBank, and Thomas joined just a couple years ago. With over 600 members and over 28,000 hours exchanged, the Louisville TimeBank seeks to create a network of individuals and organizations that support and empower each other, which builds a social safety net that moves us towards being a more interdependent and resilient community. It is a place where everyone's work is of equal value and we can all support each other in community. Learn more and get involved at http://LouisvilleTimeBank.org The Louisville TimeBank will be hosting its annual HOLIDAY PARTY and potluck this Sunday, December 3rd, 2023 from 5:00 to 8:00 p.m. at KFTC (Kentuckians for the Commonwealth), 735 Lampton St. in Smoketown. In addition to great food and community, expect some fun games and music. If you'd like to take part in the White Elephant gift exchange then bring a wrapped (old or new) gift valued at $20 or less. Bring extra food if possible to share with those who don't have as much. Also bring friends so they can learn about the timebank. Please enter through the back fence area. Bring a dish to share, a reusable plate and utensils if you have them (we are trying to reduce waste). Anyone attending the pot luck will get 1 timedollar for a dish, 1 to set up and 1 to clean up. So the potential to earn 3 timedollars for having a fun connected evening. There will also be a Give-Away table, so bring anything you want to offer up to others. In order to foster inclusion the Timebank is now FREE to all members, with no background checks. As always, our feature is followed by your community action calendar for the week, so get your calendars out and get ready to take action for sustainability NOW! Sustainability Now! is hosted by Dr. Justin Mog and airs on Forward Radio, 106.5fm, WFMP-LP Louisville, every Monday at 6pm and repeats Tuesdays at 12am and 10am. Find us at http://forwardradio.org The music in this podcast is courtesy of the local band Appalatin and is used by permission. Explore their delightful music at http://appalatin.com

Should This TIME BANK Strategy Be ALLOWED Only Friends Podcast Ep 364 S4Y by Solve For Why

CD 1581 "Taking Time Thoughtfully"Sunday August 27, 2023 P.M.Have you checked your bank account this week, to see how money and month are doing? Have you taken a look in your freezer or your kitchen cabinets to see how much food and supplies you have in storage? Have you checked your watch to see if you're on time? Speaking of “TIME”:*Genesis 1:14 (KJV) And God said, Let there be lights in the firmament of the heaven to divide the day from the night; and let them be for signs, and for seasons, and for days, and years:From Genesis we learn that the Lord God created “TIME” just as He created you and me! So the truth is we are His stewards for the Lord God owns all!  Tonight we are going to look at another bank that a lot of people never consider, your “TIME BANK”! That is the average lifespan of males and females combined in the United States today: 27,375 days. Every day, whether or not you want to, you make a withdrawal of 1 day.  When the last day has been used up we return (2 Cor. 5:8) to the Lord and He is our judge! *Job 7:6 (KJV) My days are swifter than a weaver's shuttle, and are spent without hope.*Job 7:6 (CEV) and my days are running out quicker than the thread of a fast-moving needle. (Takes me back as a little boy watching the needle and thread in my mom's Singer sewing machine going up and down. And Granny Shirley's when Donna and I started dating!)Right now take your age and multiply it by 365, now, subtract it from 27,375 days.  For example, when I do the math for me I have  6935 days to live! (DON'T TAKE ME WRONG, I KNOW WE ARE NOT PROMISED TOMORROW, WE ONLY HAVE THIS MOMENT GOD'S PRESENT TO US!) If you are 50 and average, you have 9,125 days left to live.  If you are 65, you have 3,650 days left to live. In other words, know this all will die or be changed at the coming of the Lord.  Make sure your life means something not to the world's standard but to the standard of the Lord!We spend about 20 years sleeping, over 3 years eating, and about 14 years on our personal pleasure! Add them up with the time to grow up and then the limitations of growing old and we only have about 25 years of true productivity for the Lord!*Psalms 90:1-12 (KJV) Lord, thou hast been our dwelling place in all generations. 2 Before the mountains were brought forth, or ever thou hadst formed the earth and the world, even from everlasting to everlasting, thou art God. 3 Thou turnest man to destruction; and sayest, Return, ye children of men. 4 For a thousand years in thy sight are but as yesterday when it is past, and as a watch in the night. 5 Thou carriest them away as with a flood; they are as a sleep: in the morning they are like grass which groweth up. 6 In the morning it flourisheth, and groweth up; in the evening it is cut down, and withereth. 7 For we are consumed by thine anger, and by thy wrath are we troubled. 8 Thou hast set our iniquities before thee, our secret sins in the light of thy countenance. 9 For all our days are passed away in thy wrath: we spend our years as a tale that is told. 10 The days of our years are threescore years and ten; and if by reason of strength they be fourscore years, yet is their strength labour and sorrow; for it is soon cut off, and we fly away. 11 Who knoweth the power of thine anger? even according to thy fear, so is thy wrath. 12 So teach us to number our days, that we may apply our hearts unto wisdom.#1 TIME is Given*Reread Psalms 90:10-12 (KJV)  The days of our years are threescore years and ten; and if by reason of strength they be fourscore years, yet is their strength labour and sorrow; for it is soon cut off, and we fly away. 11 Who knoweth the power of thine anger? even

Deirdre Kent is a long-time environmental activist with a background in teaching, campaigning, and lobbying and is also a prolific author, having written six books. Deirdre has been involved in numerous research and political campaigning efforts and has established various organisations such as Transition Town Ōtaki, the Ōtaki Timebank and The New Economics Party.Being involved in green economics for many years, Deirdre has most recently co-founded Degrowth Aotearoa New Zealand and talks extensively about various economic concepts, currency design, money and the environment on her website. Not only that, Deirdre is an ardent supporter of a whole food plant-based diet for the associated environmental and health benefits and speaks passionately on this subject.In this episode, we discuss:Deirdre's diverse backgroundSpearheading Transition Town Ōtaki and The Ōtaki TimebankThe Degrowth movement in New Zealand and establishing Degrowth AotearoaChampioning change towards degrowth economic principlesTradable energy quotas vs Emission trading schemesPotential benefits of Tradable Energy QuotasThe importance of considering dietary choices as an environmentalistThe dairy industry in New ZealandTips for effective lobbying and the importance of visual mediumsTo view all the links to the websites and documents, visit the show notes on our website. Don't forget to subscribe to this podcast, leave us a review and share this episode with your friends and family.Please support our work and enable us to deliver more content by buying us a coffee.Follow us on Instagram, Facebook, and LinkedIn.

This show is made possible by you!  To become a sustaining member go to LauraFlanders.org/donate  Thank you for your continued support!What if there was a way to trade time and share skills with your neighbors in a way that met a range of needs without involving cash?In this episode, we have an in-depth conversation with Mike Strode, the Founding Coordinator behind an innovative solution that offers just that: The Kola Nut Collaborative. This Chicago-based initiative, operating since 2017, stands as a beacon of the solidarity economy, promoting timebanking as a means of social and economic transformation. Timebanking, distinct from traditional bartering, targets relationship-building over wealth accumulation, providing an alternative to profit-driven capitalist systems. Part of a growing new economy coalition, The Kola Nut Collaborative forges reciprocal networks of support and encourages a sharing economy.In a timebank, time is treated as a currency, fostering fairness and enhancing community cooperation. Timebanking reshapes the conventional economic narrative and exposes participants to new economic thinking.This enlightening conversation reminds us that there are multiple, co-existing economies within our society which transcend the confines of capitalism.Tune in for more on timebanking, and how it just might work in your community.  “The notion of the lone entrepreneur funneling out on the boat is impossible. We get together by community. So starting a time bank involves you actually being in community.” - Mike Strode“Solidarity economy is a post-capitalist framework. Ultimately we are still in capitalism . . . so until we rest ourselves from capitalism, we will continue to be very far from the solidarity economy.” - Mike StrodeGuest:  Mike Strode, Founding Coordinator, Kola Nut Collaborative Timebank Full Episode Notes are located HERE.  They include related episodes, articles, and more to dive deeper.Music In the Middle:  “Fill My Cup” by POSY (pronounced Pose -ee) and Markell Holmes courtesy of Bastard Jazz Records. FOLLOW The Laura Flanders ShowTwitter: twitter.com/thelfshow Facebook: facebook.com/theLFshow Instagram: instagram.com/thelfshow/YouTube:  youtube.com/@thelfshow ACCESSIBILITY - This episode is available with closed captioned by clicking here for our YouTube Channel 

This was a peppy, energetic class full of fundamental postures. Lots of vinyasa. Finally figured out the recording levels and noise reduction settings for the new studio. Would love to hear any feedback you have on the sound quality, i'm sure there will still be some tweaking.

①Aero sports become new tourist attraction in China's Hainan ②China's AG600 amphibious aircraft expected to enter market in 2025 ③Marathon race walk mixed relay unveiled as new event for Paris 2024 ④"Time Bank" lends elderly care help in Hainan ⑤Italian coffee giant Illy eyeing Chinese market ⑥UNESCO calls for prompt implementation of AI ethics recommendations ⑦Study explores links between staple food preference, obesity ⑧Marathon race walk mixed relay unveiled as new event for Paris 2024

Henssler Money Talks – April 22, 2023Season 37, Episode 16This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, Senior Associate Michael Griffin, CFP®, and Senior Financial Planner Giuliana Barbagelata, CFP® discuss March's Retail Sales, Industrial Production, and earnings season. The financial experts team up to discuss an investor whose deposits have well-exceeded the FDIC insurance limit at his bank. They offer solutions to protect his liquid assets. The hosts finish the show answering a listener's question on Bank of America and UBS Group. Timestamps and Chapters00:00 Market Roundup: Covering April 17 – April 21, 202323:27Case Study: Pay Attention to FDIC Limits34:34 Q&A Time: Bank of America and UBS Group Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Today, the Portobello Timebank marks its 10th Anniversary with a fund-raising event this afternoon in the Baptist Church Hall. They do hold regular such sessions there – but this one is just a little special – as David Calder found out from some of the members:https://www.portobellotimebank.co.uk/ 

①China to launch two FY-3 series meteorological satellites in 2023 ②"Time Bank" lends elderly care help in Hainan ③iQiyi posts its first profitability of 2022, with increased content investment ④Sunday car ban to combat smog – 'Good for Romans and tourists' ⑤Creative tea offerings accentuate China's traditional tea culture ⑥Int'l Salsa Music Festival returns to Cuba after three-year hiatus

This coming Thursday, the Portobello Timebank has arranged a talk at Bellfield to mark to 100th anniversary of the public broadcasting in the UK, which took place at the end of last year. They've enlisted the help of Tom Stevenson, a retired professor of Microelectronic Technology at Edinburgh University. His talk - The Story of Early Radio – tells the history of radio from the birth of an idea in the mid-19th century to the creation of the BBC and on to its impact in, for example, the Second World War. Scotland has its place in this story – and its development in its earliest years. David Calder caught up with him to find out more.Entry by ticket from Eventbrite. Click here to book: https://tinyurl.com/2p8t5fm3Royalty free music from SmartSoundClassical Suite 5, Chopin - Grande Valse Brilliante

Become a member! We are forward thinking, ad free, independent media thanks to you, our members! Become a member  at Patreon.com/theLFShowDescription: What if there was a way to trade time and share skills with your neighbors in a way that met a range of needs without involving cash? Since 2017, the Kola Nut Collaborative has operated Chicago's only open platform, time and skills exchange, otherwise known as a timebank. Part mutual aid and community organizing, members come together to hear each other's needs and share what they have to offer. Founding coordinator Mike Strode speaks with Laura about the changes he has seen in his community, how people are showing up for others, and what it takes to build a *solidarity economy. Tune in for more on timebanking, and how it just might work in your community.“The notion of the lone entrepreneur funneling out on the boat is impossible. We get together by community. So starting a time bank involves you actually being in community.”“Solidarity economy is a post-capitalist framework. Ultimately we are still in capitalism . . .  so until we rest ourselves from capitalism, we will continue to be very far from the solidarity economy.”Guest:Mike Strode: Founding Coordinator, Kola Nut Collaborative Timebank;  Program Manager at the Open Collective Foundation *The U.S. Solidarity Economy Network defines a “solidarity economy” as an alternative framework for economic development grounded in practice of principles such as: solidarity and cooperation; multi-dimensional (or intersectional) equity; social and economic democracy; sustainability; pluralism; and people-planet first.

­US markets fell for the fifth straight session with recession fears weighing heavily. It was a choppy session, with multiple swings either way, as the Dow Jones closed up two points. At best it was up 178 points, and at worst it was down 93 points. The NASDAQ fell another 0.51% and the S&P 500 finished 0.19% lower. In Europe, STOXX 50 -0.5%, FTSE -0.4%, CAC -0.4%, DAX -0.6%. SPI Futures are down 16 points (-0.22%).Wall St ends lower after choppy trading from rising recession worries'We're going to be free': Chinese cheer as COVID curbs are loosenedPutin says Russia could be fighting in Ukraine for a long timeBank of Canada makes big rate hike, hints it may the last oneU.S. third-quarter productivity raised; labor costs still running highWestern officials in talks with Turkey over oil tanker delaysBrazil's Vale forecasts flat iron ore output, shares dive 4.4%Oil gives up the year's gains, closing at 2022 lowU.S. crude stocks drop; fuel stocks post large buildsTune in to Henry Jennings' Pre-Market Podcast to get in the know for the day ahead.Why not sign up for a free trial? Get access to expert insights and research and become a better investor.

A bank that doesn't take money but time instead! It's called a "Time Bank". Can it help fulfill the growing needs of senior care in a country? / Gone are the days of digital cameras… / Pokémon card craze in a pandemic. On the show: Heyang, Huang Shan & Joshua Cotterill

Join art critic Ben Davis and artists Julieta Aranda and Naeem Mohaiemen for a conversation about the role of art in a world on fire. It is a scary and disorienting time for art, as it is a scary and disorienting time in general. Aesthetic experience is both overshadowed by the spectacle of current events and pressed into new connection with them. The self-image of art as a social good is collapsing under the weight of capitalism's dysfunction. In his new book Art in the After-Culture, critic Ben Davis makes sense of our extreme present as an emerging "after-culture"—a culture whose forms and functions are being radically reshaped by cataclysmic events. In the face of catastrophe, he holds out hope that reckoning with the new realities of art, technology, activism, and the media, can help us weather the super-storms of the future. ”Here's to art criticism with an axe to grind.”—Boots Riley “This kaleidoscopic collection will help you see and comprehend the world anew—which is, in my book, what good art should do.”—Astra Taylor “Following in the footsteps of theorists like John Berger, Stuart Hall, and Lucy Lippard, Ben Davis is an essential guide to the politics of culture in the 21st Century.”—Trevor Paglen --------------------------------------------------------------------- Ben Davis is the author of 9.5 Theses on Art and Class, which ARTnews named one of the best art books of the decade in 2019. He has been Artnet News's National Art Critic since 2016. His writings have also been featured in The New York Times, New York Magazine, The Baffler, Jacobin, Slate, Salvage, e-Flux Journal, Frieze, and many other venues. In 2019, Harvard's Nieman Journalism Lab reported that he was one of the five most influential art critics in the United States. He lives in Brooklyn. Naeem Mohaiemen is Associate Professor of Visual Arts and Concentration Head of Photography at Columbia University, New York. His work combines photography, films, and essays to parse the many forms of utopia-dystopia (families, borders, architecture, and uprisings) in the postcolonial Muslim world(s). He is co-editor with Eszter Szakacs of the forthcoming Solidarity Must be Defended (Tranzit: Hungary, 2022). Julieta Aranda is an artist born in Mexico City, who currently lives and works between Berlin and New York. Central to Aranda's multidimensional practice are her involvement with circulation mechanisms; her interest in science-fiction, space travel, zones of friction; and her interest in the possibilities for the production of political subjectivities by way of all of the above. As a co-director of e-flux together with Anton Vidokle, Julieta Aranda has developed the projects Time/Bank, Pawnshop, and e-flux video rental, all of which started in the e-flux storefront in New York, and have traveled to many venues worldwide. Since 2008, Julieta Aranda has been the editor of e-flux journal, together with Anton Vidokle and Brian Kwan Wood. Watch the live event recording: https://youtu.be/SbwtXqwhfBc Buy books from Haymarket: www.haymarketbooks.org Follow us on Soundcloud: soundcloud.com/haymarketbooks

A bank that doesn't take money but time instead! It's called a "Time Bank". Can it help fulfill the growing needs of senior care in a country? / Gone are the days of digital cameras… / Pokémon card craze in a pandemic.

Antonio Thornton 's Timebank GPS is a revolutionary business growth and profit system that helps take the “employeeship” out of Entrepreneurship. In other words, Timebank puts you back in the driver's seat and helps you make more money in less time, with less effort. https://successklue.com/antonio-thornton-timebank-gps (https://successklue.com/antonio-thornton-timebank-gps)

 Discover why being busy and productive isn't always the answer for your business Find out what are RGAs and why you should focus on doing them Learn more on how you can organize your time to maximize your productivity Resources/Links: Wanting to Know How You Can Be Productive Without Being Too Busy? Learn more on How You Can Maximize Your Time as an Entrepreneur: gettimebank.com/MTI Summary Have you been finding yourself feeling exhausted and tired most of the time because of your business? Do you feel like all of your productiveness is going nowhere and you're stuck at an income or growth plateau? Are you ready to find out how you can maximize your time to bring fulfilling progress, promising income, and great business growth? Antonio Thornton, the Profit Engineer, is a trusted advisor and coach to top entrepreneurs to double profits and double their time off. In this episode, Antonio talks about why being busy doesn't always mean productive, and why productive doesn't always mean profitable. He also shares how we can organize, monetize, and maximize our time every day to bring the best in your business and yourself! Check out these episode highlights: 01:56 - Antonio's ideal client: “My ideal client, what I like to call the "cast entrepreneurs", C-A-S-T. They're the coaches, authors, speakers, and service providers. So professional service providers, anyone who trades their time for money.” 02:16 - Problem Antonio helps solve: “Well, simply put, I like to say I take the employee' ship out of entrepreneurship. Most entrepreneurs go into business with the idea of having all this time and freedom, but they find out it's the exact opposite.” 02:48 - Typical symptoms that clients do before reaching out to Antonio: “Well, typically, it's going to be pretty straightforward. You're working a lot, and you're making a little, right? So, you're putting in a lot of hours, and you're just not seeing that return on investment. Your income is either plateaued.” 03:59 - Common mistakes that people make before they find Antonio's solution: “Well, yeah, the real issue, which creates more than an issue, is that most entrepreneurs tried to be more productive. They try to get more done in less time, etc.” 05:38 - Antonio's Valuable Free Action (VFA): “I'll actually give you three actually. When we think about the process of what helps take a company and an organization from overworked, busy, frustrated to having more time freedom and making more money than they had in the past is really a three-step process.” 07:38 - Antonio's Valuable Free Resource (VFR): Check out Antonio's Website: gettimebank.com/MTI 08:14 - Q: How's life? A: You know, and that's one of the questions that I'll leave and turn over to your audience. Timebank is designed to design the life you want and then build a business around it. Tweetable Takeaways from this Episode: “Busy does not mean productive.” -Antonio ThorntonClick To Tweet Transcript (Note, this was transcribed using a transcription software and may not reflect the exact words used in the podcast) Tom Poland 00:09 Greetings, everyone, and a very warm welcome to another edition, which I am personally excited about, of Marketing the Invisible, joined today by Antonio Thornton. Antonio, good day. Sir, welcome to the show! Where are you hanging out? Antonio Thornton 00:21 Man, I'm glad to be here, Tom. I am in Atlanta, Georgia right now and ready to get out and do some more traveling after this. Tom Poland 00:27 Aren't we all? We're going to be like a can of soda. They got dropped once too often and you rip the tab off and I assume, everyone's going to be traveling. So, for those of you listening to this in the future sometime, we're still just experiencing this Delta wave of COVID which is not a lot of fun...

 Discover why being busy and productive isn't always the answer for your business Find out what are RGAs and why you should focus on doing them Learn more on how you can organize your time to maximize your productivity Resources/Links: Wanting to Know How You Can Be Productive Without Being Too Busy? Learn more on How You Can Maximize Your Time as an Entrepreneur: gettimebank.com/MTI Summary Have you been finding yourself feeling exhausted and tired most of the time because of your business? Do you feel like all of your productiveness is going nowhere and you're stuck at an income or growth plateau? Are you ready to find out how you can maximize your time to bring fulfilling progress, promising income, and great business growth? Antonio Thornton, the Profit Engineer, is a trusted advisor and coach to top entrepreneurs to double profits and double their time off. In this episode, Antonio talks about why being busy doesn't always mean productive, and why productive doesn't always mean profitable. He also shares how we can organize, monetize, and maximize our time every day to bring the best in your business and yourself! Check out these episode highlights: 01:56 - Antonio's ideal client: “My ideal client, what I like to call the "cast entrepreneurs", C-A-S-T. They're the coaches, authors, speakers, and service providers. So professional service providers, anyone who trades their time for money.” 02:16 - Problem Antonio helps solve: “Well, simply put, I like to say I take the employee' ship out of entrepreneurship. Most entrepreneurs go into business with the idea of having all this time and freedom, but they find out it's the exact opposite.” 02:48 - Typical symptoms that clients do before reaching out to Antonio: “Well, typically, it's going to be pretty straightforward. You're working a lot, and you're making a little, right? So, you're putting in a lot of hours, and you're just not seeing that return on investment. Your income is either plateaued.” 03:59 - Common mistakes that people make before they find Antonio's solution: “Well, yeah, the real issue, which creates more than an issue, is that most entrepreneurs tried to be more productive. They try to get more done in less time, etc.” 05:38 - Antonio's Valuable Free Action (VFA): “I'll actually give you three actually. When we think about the process of what helps take a company and an organization from overworked, busy, frustrated to having more time freedom and making more money than they had in the past is really a three-step process.” 07:38 - Antonio's Valuable Free Resource (VFR): Check out Antonio's Website: gettimebank.com/MTI 08:14 - Q: How's life? A: You know, and that's one of the questions that I'll leave and turn over to your audience. Timebank is designed to design the life you want and then build a business around it. Tweetable Takeaways from this Episode: “Busy does not mean productive.” -Antonio ThorntonClick To Tweet Transcript (Note, this was transcribed using a transcription software and may not reflect the exact words used in the podcast) Tom Poland 00:09 Greetings, everyone, and a very warm welcome to another edition, which I am personally excited about, of Marketing the Invisible, joined today by Antonio Thornton. Antonio, good day. Sir, welcome to the show! Where are you hanging out? Antonio Thornton 00:21 Man, I'm glad to be here,

In today's podcast I talk about: My morning threshold intervals. 5 elements meditation. Working on Air element meditation. Time trial reviews. Tummo breathing to increase heat in the body. Time Bank for yourself.

Purijagannadh

·       UK unemployment drops, retail sales boom·       Bank of Canada cuts pace of weekly bond purchases·       Q1 earnings-season update·       Markets react to potential increase in U.S. capital gains taxIMPORTANT DISCLOSURE:Interviews were filmed as of the date mentioned in the video, these views are subject to change at any time without notice based upon market or other conditions and are current as of that date. It is made available on an "as is" basis. Russell Investments and Russell Investments Canada Limited does not make any warranty or representation regarding the information. While all material is deemed to be reliable, accuracy and completeness cannot be guaranteed.This is not an offer, solicitation or recommendation to purchase any security or the services of any organization.Investing in capital markets involves risk, principal loss is possible. There is no guarantee the stated outcomes in the presentation will be met. The video may contain forecasting or other forward-looking information, this information is inherently uncertain and may be incorrect.This is a presentation of Russell Investments and Russell Investments Canada Limited. Nothing in this presentation is intended to constitute legal, tax, securities, or investment advice, nor an opinion regarding the appropriateness of any investment, nor a solicitation of any type. The contents of this presentation are intended for general information purposes only and should not be acted upon without obtaining specific legal, tax, and investment advice from a licensed professional concerning your own situation and any specific investment questions you may have.This material is proprietary and may not be reproduced, transferred, or distributed in any form without prior written permission from Russell Investments.Russell Investments is the operating name of a group of companies under common management, including Russell Investments Canada Limited.Russell Investments' ownership is composed of a majority stake held by funds managed by TA Associates with minority stakes held by funds managed by Reverence Capital Partners, Russell Investments' management, and Hamilton Lane Incorporated.Frank Russell Company is the owner of the Russell trademarks contained in this material and all trademark rights related to the Russell trademarks, which the members of the Russell Investments group of companies are permitted to use under license from Frank Russell Company. The members of the Russell Investments group of companies are not affiliated in any manner with Frank Russell Company or any entity operating under the “FTSE RUSSELL” brand.CORP-11850 Date of first use April, 2021

Graeme Körnerfrom Körner Perspective chose ​African Rainbow Capital Investments as his stock pick of the day and Gerbrand Smit from N-e-F-G Fund Managers chose Standard Bank. Körner said: "African Rainbow Capital released its results today obviously they did a rights issue a while ago and a lot of people are critical of the valuations of Rain and Time Bank. Time Bank now has 2.7 million customers Rain is doing well so with a 50% discount to NAV I really like that financial services portfolio. For me, I don't think you are going to loose money on this one on a five year view" Smit said: "I'm picking Standard Bank, they're actually paying a little bit of a dividend and I think they're still sitting at about a 30% discount to what they should be on the middle case scenario."

Hello Stratford!This is the final week of Stratford Wellbeing Month. I hope you have found it interesting and helpful. I know I have!This week I speak to Fleur and Stacey from The Recovery and Wellbeing Academy about anxiety and how we can manage it. Fleur will be running a live session tomorrow (Tuesday 26th Jan) at 7.30pm on Zoom to tell us more and give us some simple tips and techniques to help us manage our anxiety during this difficult time.  This session is open to all. To book a space email me at stratfordcalling@gmail.com with your name and postcode and I will send you all the details. In this episode I also speak to Barbara and Virginia from Stratford Samaritans. We speak about how important it is to talk about how we are feeling and how we can all become better listeners. I want to say a huge thank you to everyone who has been involved with Stratford Wellbeing Month - Sarah at Stratford Time Bank, Jane the Time Bank member who taught us mindfulness, Tracey from Purple Hat Coaching, Miranda from PixieFit and Fleur and co from the Recovery and Wellbeing Academy - and everyone who has been on the podcast too. Don't forget you can catch all the sessions so far on the Stratford Calling YouTube channel too, so don't worry if you missed them!And also a big thank you to all of you for listening and taking part. It's great to hear your feedback and if you have any ideas of of theme's you would me to focus on, or if you have a business, charity or story you want to let people know about, do get in touch, I love to hear from you. Email me at stratfordcalling@gmail.com or message me on social media. Next month I am launching Stratford For Families - a month of podcasts, events and videos for families of all ages. Keep updated on social media and the YouTube channel to find out what's happening, when. Hope you're all keeping safe, well and sane! If you are struggling, do reach out. Someone is always there to listen. Take care everyone.

Hello Stratford!Happy New Year! I hope you have all been able to make the most of this festive period, in spite of everything that has been happening. It is such a very strange time still with lots going on and so much uncertainty.Which is why I have teamed up with Stratford Time Bank to bring you Stratford Wellbeing Month this January. We will be bringing you a series of podcasts and live (all be it, online!) events, to support you and your mental health during this difficult time. This week is all about mindfulness. In today's podcast, I speak to Sarah Coxall, Manager of Stratford Time Bank, about how important looking after our mental health is, and to Jane Grafton, a retired Corporate Mindfulness Trainer, about mindfulness and the first of our live events, where she will tell us more about mindfulness and give us some techniques we can use to help with our mental health going forward.If, after listening, you want to take part in the live Zoom session on Wednesday 6th January at 7.30pm, please email me at stratfordcalling@gmail.com with your name and postcode and I will send you all the details.If you want to find out more about the session, you can do so on the Stratford Calling Facebook page, @stratfordcalling, or email me for more details. There will be more interviews and events throughout January about a range of topics such as stress, physical fitness and anxiety, which you can find out more about on the Facebook page, or email me for a full programme. I hope you find Stratford Wellbeing Month helpful and hope to see some of you at the live sessions over the coming weeks.Keep going Stratford. And look after yourselves.Thanks for listening.

The past few months have been very difficult for so many people. For long weeks and months, it was particularly hard for those who had to “shield” from possible infection. The “Stay Home” advice was everywhere which, in effect, meant isolation from the rest of the community. It was fine for those of us who had a garden and perhaps a view out over the sea or a park. It was much more difficult if you were stuck in a flat. Members of Portobello Timebank recognised there was a problem and decided to help.https://www.portobellotimebank.co.uk/https://www.facebook.com/Portobello-Timebank-453472731528750

MUSINGS

Listen carefully so that we too can have this concept for our country too and for the rest of the world.

Saying, let’s take it to the highest aspiration of the human level - where we do not see any differences - other than we are human beings living on a planet. Therefore, what is it that we have in common with each other? When we have more in commonality than we have differences. Roy’s been living in NZ for 45 years, is the owner manager of the radio station RushFM.co.nz and will be launching a renewed website in December - saying it’s imperative that we in NZ realise that we have huge amounts of possibility and potential, if we only realise our sacred connection with a greater reality. I open up by mentioning last week’s interview of Billy Te Kahika as it’s the fastest growing political party in NZ and is getting much traction over Facebook and also our own YouTube, OurPlanet.org, and the GreenplanetFM.com web site. Roy then says that we want to express our high divinity and ideals, but we are forced to work at the coal face struggling for fairness - struggling for awareness and sharing - our what we are and what we are facing - but he says that as a single human being and spokesperson for a growing movement - it is a daunting task for Billy as a newcomer of lifting the consciousness of the people out of the differences and into the similarities and the unity - that is actually already here. Roy says that we do not have to form a movement ‘because the human race is the movement’  - and we are all part of it. Saying it is a matter of understanding of what we are going through and who we are - and looking at - what is our contribution - he says that we come into this world with nothing and we leave with nothing - so what is of value is what we contribute. So our contribution is going to be relative to our perspective of life - and the current perspective of life that is being propagated - is the perspective of selfishness - Consumerism, and having ‘things’ etc. That we are constantly being forced into the survival concept = nobody else has enough money, nobody has enough time - no one has enough friends, nobody has enough … of anything.  This feeling of having a restrictive standard of living - when the earth is abundant (by God’s Grace) - and where there is plenty for everyone - but it has been stolen by the few at the Top - to leave us with the concept ‘I have to look out for number one’ (An emergency siren goes off in the background of Roy’s house and neighbourhood - How synchronistic?)  As opposed to ‘what can I contribute to everyone else?’ If you want to hear some words of ‘tough love’ - have a listen - there are heaps of insights and learning in this interview.  But, we are in a society that’s teaching us selfishness. That we have been conditioned and programmed to become selfish because we lack a deep connection to ‘self’ and to warm caring family values, as well as a spiritual knowingness. He says we can look at the whole situation that is happening on our planet, geologically etc, our financial system -  we can look at a host of different things plaguing society - or under inspection by society - or altering right in front of society - but, all of these are temporary issues. Listen - because he talks about what is developing in your consciousness?  Are you getting above you or are you constantly worrying about your survival? Are you actually endeavouring to help others reach their divinity and become better beings? Are you supporting people with truth and acknowledgment and encouragement?  ONLY?  Or are you guilty of passing on information that is not knowledge? (think gossip and trivia). He goes into the fact that there is a very small group at the top of the global heap and they are rewarding themselves at our expense as they are farming us. We are being played …and this will continue and become more constricting - unless we break out of our self imposed - dream spell.  Have a listen and become active … Then we have ‘us’ …and our attitude is of co-operative compassion  … However - this cooperative compassion is being discredited, it has been abused, it’s been neglected, its been marginalised - at every turn - by those who control the food, the money, the gas, the communications (media) the information … So it’s leaving people going - I don’t get it, because in their heart they see that they are being constantly on the back foot…. Have a listen  … Because an awakening is happening … There are 50 or so different issues - that are all part of the same issue … it is imperative if you want to be freed up to connect the dots … He goes on to ask - are we going to be divine selfless beings and care and share and help …. or are we going to fight and struggle and hassle over what we perceive to be as differences … He says at present humanity's consciousness is changing … we are in the birth canal to ‘a great awakening’ - and Roy believes this …. and changing for the better … But, huge segments of society will have to give up on what they have been trained to respond to or to do and let go - surrender … and accept what they knowingly and intuitively feel to be right. That we cannot break up the family unit,  as our education is teaching us to obey and not to be curious and to question … they are trying to inoculate us with poisons - now working hours per day have been extended for many - including half of Saturday - pushing rubbish and ignorance on TV - causing more people to become dysfunctional and the community more fragmented - pushing contamination of the food and the water and the air  - ‘they’  are doing everything contrary to healthy human life … and this is the Awakening that has to take place … this is the awakening that we can all agree on. We do not have to fight the system - we just have to abandon it …and start a new one. We have the capabilities and resources to reconstitute society on a natural sustainable platform - but we are being told by officialdom - no you can’t - you have to follow our system … Because by following the system that is presently in place - leads to our demise Roy says that when we are young enough we need to know that … we are spiritual beings having an earth experience … But, the system we now have, has lobotomised this statement out of our vernacular - and the Churches have totally failed in this … He also mentions that people have such poor memories they can’t tell you what and where they were a year ago - we have entered a time of forgetfulness - because in so many ways we are filling our minds with empty chatter and confounding trash. Roy says that this is the goal of ‘the system’ - to keep us all in irrelevance - with junk TV - macabre images of death and slaughter - and then we go to sleep and have all these images eat away at our psyche - and have a bad nights sleep - because we have programmed ourselves to let in dark images - hence the depression and with the youth - suicides it doesn’t need a ‘wheelbarrow engineer’ to figure this out. This is not an accident - this is a deliberate program to stultify you and turn you against yourself. The system has a plan that is anti-human development and as we realise the air we breathe is contaminated, we’re drinking sanitised water with fluoride added, there is all sorts of chemical sprays on vegetables and fruit being factory and industrial food that we shop for in the supermarket, there is glyphosate now in the Auckland harbour. 5G wireless being enforced on us - and the list goes on - that 1080 is being broadcast over huge areas of NZ, that injections into our bloodstream are planned for all NZers and once we tie all this in and do the research - but not via Google we come to the inescapable conclusion that we are under assault by an anti human system! The last 70 years has been an upping of the programming of us to not think - that is if we see an actor on TV wearing a white coat telling us to microwave our food and eat white sugar - this person is not a doctor - it’s an actor - we are being brain rinsed to believe everything on TV - now they are selling soft medications for headaches and the like - because we are not eating, fresh, vital organic food that has ‘life force’ and we are drinking chlorinated water and very possibly fluoride and we wonder why children are suffering from everything from immune deficiency syndrome to allergies and comorbidity of numerous sickness cascading over each other. Because our bodies cannot cope with a multitude of toxins flooding the system.  So we either shake ourselves out of our slumber and do something ‘mindfully health wise’ or wait until our health becomes so serious that we are weakened by habits and our unknownness, to allow ourselves  - to snuff out our inner candle and pass away ... Other Subjects Covered In NZ we have been miss-educating our children for two or three generations now hence more parents homeschooling their children as well as the increase in private schools most being Christian based. Normalising Our Daily Life. We are being homogenising society through media and education. Think this  - and everyone thinks ‘this’ - then think that and their attention goes to ‘that.’ Buy ‘these’ and people reach for their plastic card. Whereas Socrates in ancient Greece - use the Socratic method that up until recently in the Western world was to question everything. Today we are educated and schooled instead, to ‘obey.’ So that people think the way we live in suburbia and go home and watch the 6 o’clock news, microwave our processed food etc - that it's normal - they think it’s natural - because ‘so many people’ are now doing it ‘that consensus reality’ believes TOTALLY in the program. Americans will go to the doctor with a sniffle and have been taking antibiotics for generations and now their immunity systems have deteriorated to such a degree - that they are on multiple medications - keeping Big Pharma bloated with financial earnings - because sleepwalking to a burger of pizza parlour for a coke and fries is the programmed thing to do. But what is it that makes me feel good inside? This is what Roy asks. How much Joy can I experience? When was the last time I loved life? Saying - this is the most momentous time in history for us to come together. Showing respect for mother nature - by going and immersing yourself in the beauty of what nature offers … This is when the healing takes place. Being bathed in grandeur and splendour. Breathing it all in. However we did dip into the waters … The NZ Government, right at this moment is doing its best to control all water across NZ and taking it away from all Councils - why? Agenda21 - Agenda2030. He says we are being deceived by the way the Government is dealing with water in all its manifestations here in NZ. They are not addressing the NZ Public - there are no town hall meetings to address this important resource and its allocation. Roy says that we in NZ do not have leaders that are protecting us and our resources. We just don’t have them - they have been programmed to obey don’t rock the boat - as well as to essentially hide and blend … Saying Billy Te Kahika has a huge job on his hands to get ordinary NZers mobilised - because they have been disempowered by years of TV programming drawn-out political processes and on the physical level - eating lifeless dead food and drinking municipal water devoid of life force … Listen Roy discusses talkback radio, as it unravels across the airwaves yet easily becomes contaminated with no heart fulfilling conclusion  … and especially the addiction of anticipation - that talkback is going to share some important knowledge and they draw it out and extend it - you go to the advertisements and come back and they change the subject and you end up being drawn out into a dead-end situation - so what people are addicted to is the anticipation, but you do not actually really get any knowledge … and resolution.  A lot of it could be perceived as basically a bitching session. It’s like hanging out for a hit of heroin - and the system sucks and sucks and nothing comes that fills your being with hope, joy … or knowledge. You May get a little information - but you don’t get any knowledge that will change your heart - change your awareness - change your values - give you support.  Saying it is a type of hypnotism … That after 20 or 30 years now - people have little understanding of knowledge these days - yet, they are awash in unknowingness - having zero connection to history … TV Radio and Written Media Shortland St , Coronation St, Neighbours, Close to Home SOAPS - are mind control TV programming basically based on betrayal and revenge - it is a program to strangle the minds of viewers to become lost in a lost world - yet pay the advertisers handsomely for being the suckers that watchers are. There is no continuous stories of virtues, values and love or on open one's awareness of a greater reality.- just a cycle of wash, rinse - spin-dry and repeat of so many various crooked dark attributes peppered with titillation and clever camera angles. We are programmed towards lower desires and base thoughts and feelings. To those who are aware - the human species is sliding down the chakras away from the heart and higher mind. The riddle of the Sphinx on the Giza Plateau In Egypt, is mentioned.  It’s an animal body with a human head. Signifying that the ancient pre Pharaonic civilisation, in a time that goes back probably 10,000 years plus - left a reminder for humans - that we have to evolve from the lower animal mind to that of the human higher mind. We also talked about ‘Out of the Body and Near Death’ experiences - to realise that we are not our body … that we have another spiritual quality that is eternal - like the soul. That people have to research this - because it is life-changing for the better. All is God and Nature - that the human race in many instances have become disconnected from … Being warm and supportive with each other … and this connection helps us to awaken … That the Bible has been rewritten so many times that it has lost its meaning at some levels - and that it has been sanitised. Tim speaks of an early St James Bible that his friend has that says in (Matt. 2:1) And three Astrologers came from the East.    Then it changed to And three Magi came from the East to now it is … And three wisemen came from the East Will the next re-write be And three coca cola salesmen came from the East? The Redline BIBLE  https://en.wikipedia.org/wiki/Red_letter_edition       - This bible supposedly has words that are written in ‘red’ as being spoken by Christ. Though the context in which it is written is somewhat removed. The Scofield Bible http://churcheclipse.com/home/christian-church-takeover/dispensationalism/scofield-bible-fraud/  https://www.wrmea.org/015-october/the-scofield-bible-the-book-that-made-zionists-of-americas-evangelical-christians.html  The interview continues about the great deception that has been happening in banking + all religions - so that many movements globally have now been infiltrated … ‘Infiltration instead of Invasion’ - through all institutions especially in America and the English speaking world - ’sleepers’ have been put in place be it Justice, Education, Health, Agriculture, etc etc   They are not here to lift us up to be inquisitive, curious and to ask questions. Do your own research. What To Do Walk away from the system … start your own. Communicate with your friends and neighbours. Farmers markets are good places to go to ‘get a feel’ for working and cooperating with good people. Don’t buy fizzy drinks - Cola etc.( haven’t bought any for myself since 1977) Source good fresh spring water. Don’t buy fast foods. (I have not eaten at McDonalds or Burger King in my life) - so it’s possible. Grow as much of your own organic food as possible. Consider Homeschooling your children.  Join a TimeBank, Green Dollars or a Savings Pool.  https://livingeconomies.nz/  Find reputable local products to buy. Clothing - I buy quality second hand but occasionally from a new retail source (Farmers) - but no major labels. Yes, we will still have to purchase petrol and all fuel stations are the same. This is a loss/loss situation Buying computers and phones - just buy the best and most robust. We cannot win here. Apple is relatively reliable. Furnishings - there are superb 2nd hand deals. Purchase a good used car - Japanese are usually the most reliable.   Housing and land - it’s challenging. Build in mud brick and alternative local products.  Work within their system to build an independent system …  this is where we need to start talking with our friends whanau and family … Remember that there is a greater intelligence embedded through the universe, that a higher being exists and we have been programmed to forgo and forget our connection to Source to the Creator or as Roy openly states - to God. Roy’s Radio Station Website www.RushFM.co.nz - with a new website in December 2020. Quote: American Chris Hedges, Pulitzer Prize Winning Author.  “We now live in a nation where doctors destroy health, lawyers destroy justice, universities destroy knowledge, governments destroy freedom, the press destroys information, religion destroys morals, and our banks destroy the economy.” Once we understand this is a Western World Phenomenon - we can start connecting the dots.   Next Week  Paul Riddell - Radio, Wireless and Electrical Frequencies  … What you can do to isolate yourself from increasing wireless intrusion. Healthy living in today’s electro-smog?

Are we also going to be a cashless society only, using digital currency that will all be tracked from all integrated banks to every person throughout NZ/Globally? Phil opens up saying that had ‘we’ had the courage we would have had a reset back in 2008 when New York’s Wall St and City of London ‘Ponzi schemes’  started to fall apart - but the Federal Reserve cleverly manifested trillions of dollars to bail out the bankers instead of the ordinary people who needed it. Like 14 trillion dollars of liquidity kept them afloat. Which Phil states was the absolute wrong thing to do - we needed to have let them fail - clean up their messes and then given them strict new rules in which to operate under and to state that ‘you cannot continue to hang out pieces of paper and expect other people to buy them. That was the first mistake. The 2nd mistake was thinking that the problem was solved. Because with all this financial liquidity injected into the market - a lot of Governments and central Banks thought ok -  that is a good job done and everyone went back to business as usual. However, it basically sent all the ‘problem gamblers back into the casino - with a new bankroll. Now Phil says, we have got the same set of problems - overvalued asset markets - and too many promises to pay - on debts that can never be repaid. Which essentially has set up so many economies around the world to basically fall over at the slightest whiff on any headwind - and now we are in this headwind. COVID. Like building up climate-related problems, COVID, plus countries in unrest and civil disorder in so many other countries that the financial system was not ready for this because it was already ‘running pretty much on fumes.’  So we are up against the same sort of reckoning of 2008 - but this time we do not have the luxury of having to pump limitless amounts of credit into these markets to get them to inflate again. So what are we going to do? Phil says that there are a good number of players who are saying let’s get back to work and open up our economies etc   - get the money machines flowing and just leverage more things - sell more things and pretend this never happened (sounds familiar?)  All Phil can say to this - is good luck with that. Because the reality is that people especially now during COVID are reflecting on the present situation and recognise that this is totally unsustainable and realise that we can not just keep on plundering resources and use the oceans and atmosphere for sinks for all of our waste products and not expect it to catch up with us. That there is now no going back - there is now a growing number of people who know that what we have been doing has to change - that we have passed through a one-way gate. Does this reset mean we go cashless? Cashless Digital Countries - who are going to go first? Sweden, Australia, Norway or Denmark?  Phil says that NZ is very close as we are a small country with a very well integrated banking system and that we have been practicing for some while having the first EFTpos card system on the planet - back in the 1990s we put this in place, and it was not that costly and it did not take very long to have it all mesh together with all banks using one EFTPOS machine all connected. So NZ was the global guinea pig (like so many other technical test trials). Phil states that NZ is seen as being successful having a nationwide system that can essentially do away with cash using credit and Eftpos cards. Phil then mentions that the New Zealand Reserve Bank a year ago sent out a survey form to ask what New Zealanders thought about cash. With these questions: Do you use cash? How often do you use it? Do you wish you used it more or less? He says they asked a number of good questions. And what the NZ Reserve Bank concluded was that getting rid of cash would be a bad idea. But, if the big boys overseas said DO IT. The Reserve Bank would do as they are told?  Listen around 10 minutes in: Phil says that though we may have in many ways a cashless society - and though the Reserve Bank is wanting it - they will watch the situation and see how it all unfolds. Phil says that cash is the only form of money in our broader economy that is not created as private bank interest bearing debt. This is a larger thing that people tend to leave out of the conversation. That right now 98 and a half percent of the money that is circulating and changing hands and is in transactions every day in NZ was originally created out of thin air by a commercial trading bank as an interest’s bearing debt. He says that the cash is kind of interesting because it is the only money that does not have that pedigree. It is the only money that did not come into existence through that original sin … of a mortgage or some other sort of bank loan. The reason this is important is because right now NZ’s private debt to GDP ratio is getting close to 200% - which means that the amount of money that is owed to banks and financial institutions is about double the turnover of our entire economy in a single year. Phil says most of NZ’s money comes into existence when people take out mortgages. (Note:  I did not want to interrupt Phil - but this Labour Government and the previous National Government have been accepting around 80,000 new immigrants into NZ per year, and I wanted to ask - is this allowing the NZ Government to ride high on the influx of the many millions of dollars flowing into the country as a result of these new residents, bringing all their cash into our economy?   Phil talks about the housing bubble as this is where most New Zealanders invest their money, and he asks - what will be the trigger when it pops? Because, he says - it’s on its way … Hear about the stated policy of NZ’s Reserve Bank via ‘quantitative easing.’ They are able to print money ‘by offering it to trading banks’ as a backstop for all the lending that they want to do. The banks are very happy to do this - for by giving out loans this is how they make a profit - the interest on loans is the banks' income source (Note the 4 overseas major banks in NZ made over $10 billion in profits in 2018/19)   So naturally, the top strata of the NZ Banks (Australian owned) want to keep this game going as long as they can. Also mentioned in this interview Learn that the Govt is acting as a hand brake on the NZ Economy. Why do we not learn who the overseas Bankers are, that gives the NZ Govt loans?  What bank? What are the terms? That the further you follow the money it has to go higher up the pyramid. Who are the people at the top?  There have to be families that benefit from all this money ‘going uphill.’ Who are they? Why the muteness? That NZ debt is continuing to increase. Why the silence from ordinary MPs about this? Because each Party will not allow an MP to break ranks and ask that type of question. The Parties control (muzzle) their members - this is why Parties and NZ politics are increasingly seen to be opaque, stagnant, and moribund.  That the NZ Government also does not invest its money where it would do the most good. Not at the grassroots. Listen to what he says - our government is not consciously putting its money into areas where the community most needs it. Digital exploitation is now rife on a planet that has already been exploited for its natural resources.   Phil says that we have gone into overshoot in terms of what we are doing to the environment - especially freshwater and topsoil, and pollution in general. That now the only frontiers able to be exploited are the ‘virtual ones’ by taking advantage of this digital space - the virtual world. This is where we also have to be alert. If you are not savvy with the latest technologies and monetary systems, get ‘professional’ advice.    Crypto Currencies and BlockChain technology  - a lot are virtual ponzi schemes and pump and dump scams are in this realm. BlockChain is a very useful tech - we just have clean out the abuses - so it can be used for the benefit of society  Can we prepare Locally and throughout NZ for a perturbation in the currency and cash realm?   If the Western world went suddenly cashless - would NZ follow? Steve says keep some cash handy all the same - enough to get you by for a number of days just in case a bank did go down. He says we are still in the Neoliberal lens and that there are bubbles that could collapse and affect us. New Zealanders invest and own houses as their investment portfolio - not in new business and enterprises - where overseas that are more entrepreneurial. Becoming Self-reliant and resilient.   It is very important for us to grow our own food where possible, especially organic because we know exactly what we are putting into our bodies. Plus, it is fresh and therefore our health is optimised and thus no visits to doctors Tools to sustain us in case of breakdown or emergencies.How do we keep money or ‘currencies’ working when cash becomes unavailable? Steve describes how a ‘Time Bank’ works to show how good and easy it is to implement. That a time bank is a ‘chit’  that has a number on it - that has a value of ‘one hour’ and you can trade these within your community if someone can mow lawns and another can cut someone's hair or paint a house and trades with repairing a machine or furniture - these chits can be traded. You can have a small computer run the whole local community and it can have up to a few thousand ‘locals’ engaged to work this way.  That you can download from the web programs like  ‘Community Weaver’ a dedicated  program - or Community Forge - or CES Community Exchange Solutions A very good example of a community that is working with a Time Banks is Project Lyttelton in the South Island of NZ. https://www.ourplanet.org/greenplanetfm/margaret-jefferies-project-lyttleton-sustainable-community-building-christchurch  To obtain more information on making your neighbourhood and local community more self-reliant and resilient go to: https://livingeconomies.nz/  Links of interest: Sweden is the most cashless society today. https://www.usatoday.com/story/news/factcheck/2020/07/27/fact-check-cashless-society-isnt-imminent-wouldnt-eliminate-cash/5415027002/  https://www.youtube.com/watch?v=q81d3cRK8SQ     4.12 into this short video of 12 minutes. https://popularresistance.org/the-wall-street-crash-and-the-great-depression/  Could there be against all expectations a ‘Global Debt Jubilee’ - where all sovereign debt is forgiven? I had that in my question list,  but did not get around to asking for comment on this :(.   Next Week’s Interview: To be announced. Once it is recorded and edited and readied we will advise. Thanking you, Tim

Jitka Zgola appeared before Victoria County Council on behalf of the St. Ann's Bay Time Bank. The time bank allows residents to post a job they need help with such as stacking wood and another community member can lend a helping hand and earn time bank points. Zgola is looking for some funding to keep the time bank going. She joined Mainstreet to explain more.

Hello! Stratford Calling!This week I talk to Jack from Warwickshire ebikes about how an electric bicycle might be just what you need to get around town (and more!), and to Sarah from Stratford Time Bank where she tells me just how magical the people of Stratford really are. I also talk to my 6 year old son about how he has been helping during lockdown.If you want to get involved with the podcast, I would love to hear from you. If you have a business or charity you want to promote, or have an interesting story about Stratford, or want to do a shout out for someone who has gone above and beyond, please do email or message me. You can email stratfordcalling@gmail.com or message me on Facebook @stratfordcalling. Happy listening!

Damita Brown is joined by… Jalateefa Joe-Meyers from Sankofa Educational Leadership United to talk about how they are repairing education disparities for black, brown and disenfranchised in Madison Lorrie Hurckes Dwyer from Dane County Time Bank to talk about the Time Bank and their rejuvenated Garden Project with Rooted and FEED to GO, teaching the […] The post Jalateefa Joe-Meyers and Lorrie Hurckes Dwyer appeared first on WORT 89.9 FM.

This brief video discusses what a time bank is and some of the philosophy behind the idea, including the ideas of its founder Edgar Cahn. I became interested in the idea after reading Walter Brueggemann's Another Kingdom. Time banks already exist in a lot of cities and towns. The URL below will take you to TimeBanks.org, which has everything you need to find out if you have one nearby or to start one up if you don't. Time banks are one way that we can cooperate with each other without relying on the money economy. https://timebanks.org/ … More What’s a Time Bank (Audio)

Time Bank Account | stop wasting your time | motivational and inspirational story | English. Motivational stories in English --- Send in a voice message: https://anchor.fm/aadhish-ramanMotivation/message Support this podcast: https://anchor.fm/aadhish-ramanMotivation/support

Why we all love credit cards: they’re speedy, convenient, and transparent. Why we all dislike credit cards: they’re expensive. What if you could make a bank account transaction at the speed, convenience, and transparency of a credit card transaction, but without the fees? That’s the basic premise behind Hamed Arbibi’s newest venture, VoPay. In this episode, 3-time Founder and CEO, Hamed Arbibi talks about how VoPay is creating a new financial landscape in Canada, enabling rapid bank-to-bank transactions, without overbearing credit card interchange fees. What we talked about: Hamed saw the banking industry was ready for real-time payment processing 80% of business transactions go thru banks (& they’re invisible) How VoPay is creating speed & visibility thru bank-to-bank processing  The similarities between EFT in Canada & ACH in the US 1 more differentiator: VoPay’s product is built on customer feedback Real-time bank-to-bank processing Bank account payment transactions To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, or Spotify, or here.  Until next time!

Welcome to the new version of BPE! We kick things off with local leader Kelly Clark, Owner of Kelly’s Working Well Farm and the Founder of Chagrin Valley School. Listen now to expand your knowledge of permaculture practices in farming and in society, find out what actually happens on the piece of land off South Franklin Street in Chagrin Falls, and hear Kelly’s journey from science teacher to the growth of a program that would nurture kids curiosity and drive to learn.  Learn more about Kelly’s Working Well Farm and Chagrin Valley School by visiting chagrinvalleyschool.org, where you can catch up on the issues they are having with Bainbridge Township zoning and fire departments on the Support page of the website. You can also follow Kelly’s Working Well Farm and Chagrin Valley School on Facebook to stay informed. Do you have ideas for new show names, or thoughts to share on the new direction of the show? Send us an email at bestpodcastever1[at]gmail.com. SHOW NOTES Welcome to the new BPE; Introducing Kelly Clark; Comments on food, alcohol, and new habits What is Kelly’s Working Well Farm and what is Permaculture  Social Permaculture, Chagrin Valley School, and a theory of development Welcome to the new BPE; Introducing Kelly Clark; Comments on food, alcohol, and new habits What is Kelly’s Working Well Farm and what is Permaculture  Social Permaculture, Chagrin Valley School, and a theory of development What’s on the Farm; Kelly’s Working Well in the community  An innate wish for chickens; A science teacher finds a farm  A cultural shift toward nature; Our relationship with food  Growth and evolution of the organization Timebank and building community; The value of time A positive impact on students; Nature versus screens The vision for the future  Kelly tests out our brand-new lightning round questions ALSO MENTIONED IN THE SHOW Watch episodes of Molly’s show Countertop Time at apieceofmollysmind.com/countertop-time. Rust Belt Riders is working to divert food waste from landfills. Visit rustbeltriders.com to learn more.  Free to Learn: Why Unleashing the Instinct to Play Will Make Our Children Happier, More Self-Reliant, and Better Students for Life by Peter Gray (book) Omnivore’s Dilemma: A Natural History of Four Meals by Michael Pollan (book) Gamechangers on Netflix Fantastic Fungi documentary The Dark is Rising by Susan Cooper (book series) John D looked up whether anyone ever walked into a boxing ring to Tom Waits. His findings: “A quick search says no. Although Goin' Out West was used in Fight Club.”

This is the 44th episode in a weekly series of 50 timebanking stories with reflections by TimeBanks USA founder Edgar Cahn. Go to www.timebanks.org/tdiblog to see the series.

Freddie has another first on the podcast! Reinette Senum is one of the most progressive mayors in California and provides a first-hand glimpse of how local governments can help foster a safer and healthier community. First, a bit about Reinette. In 1994 Reinette Senum would become the first woman to cross Alaska alone. It would be during this isolated winter solo trek, filmed by Reinette for National Geographic, that she would learn, of all things, the power of community. Ultimately, lessons learned along the trail would become the catalyst for Reinette's community work later in life.For the last dozen years, Reinette's focus has been on building her hometown, Nevada City, California, as a more resilient community through creative and unconventional means. Through risk assessment, public outreach, and a daily hands-on approach, Reinette has been at the forefront of curating Nevada City towards a more sustainable and connected future. Whether as a city council member, mayor, or community activist, her community-changing projects such as the city-sanctioned sustainable vision, the organic Nevada City Farmers Market, construction of 40 portable micro-houses for the homeless, launching a county-wide TimeBank, or fostering a test-pilot for a town square, Reinette has changed the conversation while reweaving community for a more challenging and unpredictable future.In this conversation, Reinette and Freddie go deep into the history of the wireless industry, the negative impact of monopolies on the lives and health of communities, and ask throughout - what are the solutions to these issues? Enjoy this engaging and insightful conversation from a leader at the forefront of these issues.HIGHLIGHTS OF OUR CONVERSATION1:43 - Why is Nevada City a special place? 2:58 - The extraordinary history of Nevada City7:32 - How the wildfires have set Nevada City into the Stone Age12:44 - The impact and rationale for cutting off the power to fight the wildfires14:24 - A few solutions to the California wildfire and power crises15:43 - How the FCC forces 5G on the U.S.20:41 - The dangers of smart meters and other "smart" tools22:43 - How the government gave away all our rights to minimize our exposure to signals24:00 - How wireless companies are wargaming the public27:03 - Solution-based actions for the wireless crisis29:52 - What does it mean to be beautifully broken?30:18 - Reinette's call to activateCONNECT WITH REINETTEVisit Foghorn Express - https://www.thefoghornexpress.com/CONNECT WITH FREDDIECheck out my website - https://freddiesetgo.com/ Instagram - https://www.instagram.com/freddiesetgo/Read my Favs - https://freddiesetgo.com/freddies-favorites/ Sing For Your Seniors - https://http://singforyourseniors.org Amp Coil - https://www.ampcoil.com ABOUT FREDDIEI'm Freddie Kimmel, a Functional Health Coach, Reiki Healer, Certified Personal Trainer, Gut Health Specialist, and proud cancer survivor. I help men and women eliminate brain fog, bloat and belly fat through gut health. I've been featured in The Wall Street Journal, the Full Plate Podcast, An Excellent Example of Being Human, State of the Arts on LA talk radio and Dance Magazine. I have a Bachelor of Fine Arts from SUNY Brockport, attended SUNY Fredonia, and graduated from the Institute of Functional Health Coaching. I can be found in NYC living each day to its fullest and focused on creating more value then what I capture. Please stand back from the awesomeness that's about to unfold.  CREDITSInterview: Reinette SenumPodcast edited and mixed by 51 features. Connect with Andrew at andrew {at} 51features {dot} com.

Have you ever heard of a time bank? It's a group of people dedicated to logging time spent helping each other with no money involved.

The Open Palm // Where does the time go? This is a question I hear asked so often. Where does your time go my friend? Are you using your time wisely? Whatever time we do not use does not return. We don't get a receipt for life that we can cash. How would spend your time if you valued it like money? Join the new Facebook group!

The Banter Boys reach into the future and talk about borrowing time from the Time Bank and paying it back later. A short discussion about Toy Soldiers ensues before things seem to fall off the rails. Join us for another dose of three Chuckle Friends getting lost in conversation.

This is the nineteenth episode in a weekly series of 50 timebanking stories with reflections by TimeBanks USA founder Edgar Cahn. Go to www.timebanks.org/tdiblog to see the series.

What is a time bank?? Julianna Beauvais explains more and how you can get involved, or, encourage others to do so! For more information, contact Julianna at 610.327.4606 or julianna.beauvais@kencrest.org. Connect with TriCounty Area Chamber of Commerce... email: podcast@tricountyareachamber.com | www.tricountyareachamber.com | Facebook | LinkedIn | Twitter | Instagram | 610.326.2900 

A mere three weeks after being released from federal prison, two-time bank robber, Dan Grote, climbs aboard the bus to tell his tale. A bit of a departure from the show format, but a compelling story nonetheless. You won't want to miss his story of personal despair to personal redemption. A very special Commute!

She has dedicated a Facebook page called ‘Survival Movement NZ’ and invites everyone to come and participate. This below is what Lisa leads with:   The world is in a dire state. Climate change is lapping at our doors. It is estimated that one fifth of the world’s population will become climate migrants, if they survive at all. Global food security will be severely impacted. With food shortages, food prices spike. There will be more floods, droughts, and forest fires. Sea level rise will affect many places around the country and houses will become uninhabitable. The world economy is unstable. At any time your local ATM could be shut and you could be unable to withdraw money. For how long you don’t know. World trade could collapse as money markets fail. If we don’t stop the widespread use of insecticides and herbicides the world will see an insect collapse in 100 years, which will cause the biosphere to collapse.. However our food supply will basically be destroyed at only a 75% loss. How will we survive the next few decades if no changes are made to our lifestyles? Lisa is asking us to get real and look at our uncertain future, and then do something about it. What if? Last year Lisa had no power for 4 days after a large storm hit Auckland and so experienced living with no electricity for that time. So she had to buy a BBQ, which she was able to drive and buy - so she was ok with cooking for those 4 days. She also had ready access to food and a generator to keep the freezer working. But, what if a crisis was for a longer period? That it was city wide, provincial, or national? Fortunately Auckland has a gravity fed water reticulation system, from large storage facilities (with diesel generators as backup) - so water in most situations will get to everyone’s homes, as long as the economy is functioning. If food in supermarkets runs out? It is no good saying that you will be ok because you are off the grid or growing all your own food. If there’s a major crisis there is the possibility of armed and desperate people coming in and taking all your vegetables from your garden and food from your house.  We need to have in place staple food and essentials in localised storage facilities that is readily accessible for the supermarkets in the city? Lisa states that if NZ put in place a well thought out strategy and plan to deal what nature or the global financial system issues occur - then NZ is well placed to weather it out. The proviso being - that the political process is involved. So what does one do to make us resilient and more self reliant?  We have to look at electricity, transport and food, especially food, and find efficient ways to get these items to people everywhere in the city and regions in the case of a major emergency or long term crisis . Planning from both Central and Local Government. This has to be planned for at both Local Government level and at Governmental levels. Lisa said contact both Local and Central Government and ask them what contingencies they have for this?  Local Governments are easier to contact and have influence as well as contacts in Central Government. Electricity Needs In 2017 - 82% of NZ electrical needs were from renewables In 2007 Helen Clark when PM set a national target of 90% renewables by 2025. With wind energy to make up most of this increase. Which is exceptionally and good for our country. Making it exceptionally high by world standards. Lisa mentioned if a category 5 storm hit Auckland we could be without power for several weeks as a huge number of lines would be down. However she says the key to this is preparation and in Pittsburgh in Pennsylvania in the USA - they are factoring in their cities future to be more green and aware. http://pittsburghpa.gov/dcp/sustainability-resilience Auckland Council’s website is a page where you can leave suggestions for consideration  …. so she wants us all to support innovative ways to make Auckland (and New Zealand) resilient. However, there are some things that have to be done through Central Government as well. https://www.aucklandcouncil.govt.nz/environment/educationsustainability/Pages/sustainability-education-programmes.aspx Creating Money within New Zealand Lisa wants the Reserve Bank of NZ to create money, not private banking, as in the NZ Social Credit Party’s financial policy. As a small country we might be able to get away with it, and not have the overseas bankers turn the screws on us. But, she said that if there was a crisis - all the major countries would be crisis too. https://socialcredit.nz  Supporting local banks and co-operatives is also essential So we need to be aware and prepare. Oil Needs Tim - NZ has the capacity to extract both oil and gas. We need to have enough to keep every truck and bus running on NZ roads and Lisa mentioned back in the 1970's, with the oil problems, that we in NZ had carless days. We have 3 months of stored fuel in the country as an emergency measure, but Lisa mentions no food is currently stored. Most NZ wheat is now is grown in Australia and processed there too. As Dr Janice Priest mentioned a few weeks ago in a GreenplanetFM interview Australian wheat is a strain that is heavy in gluten, whereas NZ’s previous wheat had far less gluten. All of our rice is grown overseas - and Lisa says it's a big Achilles heel, that needs to be seriously addressed. Many other staples have to be imported rather than being grown here. She mentions a TV series in Britain many years ago where a virus caused mass deaths and what few survivors there were had to scavenge and eventually fight for food and she says hungry people will fight till the death - that it was a very dark story - so why not prepare for the future especially as climate change may have unparalleled effects. Transition Towns Tim mentions 'Transition Towns' is operating in a number of places in NZ. http://www.transitiontowns.org.nz - Originally it was set up in response arising from climate change, resource depletion and an economy based on growth. Lisa says they at one level are fantastic but asks if they have solutions for a crisis in a large city. Farmers Markets Tim mentions that in the meantime farmers markets are a way forward and you can network from there and build relationships and have also sales of items other than food.   https://www.ourplanet.org/greenplanetfm/mark-spelding-thames-coromandel-localised-nz-communities-which-connect-and-prosper https://www.ourplanet.org/greenplanetfm/jeff-griggs-transition-towns-mens-sheds-localised-food Community Gardens across the Nation? We hear that the Manukau Health Board are involved with 75 community gardens in their area and there are a further 25 community gardens happening in the Auckland City area. This too is a good start to enable community to come together and meet and cooperate and collaborate. There are many different ethnic groups as wells cultures involved, being a great melting pot. http://www.dpt.org.nz Living Economies - Is Very important https://livingeconomies.nz Tim mentions Living Economies - a NZ web site that can help anyone anywhere develop a system for your local community -  especially setting up a Time Bank as well as Financial Pools and creating Green dollars and they have all the connections for you - just go up to LivingEconomies.nz and you can download computer programs to set up a Time Bank for example. Learn about Local money (also known as local currencies or complementary currencies) which is an approach to trading using voluntary vouchers (like “green dollars”) or tokens (print or electronic) instead of legal tender (such as New Zealand Dollars). Project Lyttelton have over 700 people with their time bank for example. Project Lyttelton a very good role model   We also learn that Project Lyttelton was very prepared for the devastating Earthquake that struck Christchurch in 2011 and they were pivotal in saving lives, because they had a telephone tree and so many people knew each other and being experienced in cooperation that the Civil Defence HQ recommend that all communities follow the way Project Lyttelton has gone about pulling the strings of community together. Project Lyttelton received letters of thank you from the NZ Police, St Johns Ambulance, the Fire Brigade, the NZ Navy and especially Civil Defence, due to the fact they were able to mobilise rapidly and work tirelessly for the benefit of the community. https://www.ourplanet.org/greenplanetfm/margaret-jefferies-project-lyttleton-sustainable-community-building-christchurch Neighbourly - Lisa says this is important for us to either be aware of and or join. https://www.neighbourly.co.nz/?gclid=EAIaIQobChMI8ZaZwPXP4QIVSyQrCh1j7wMjEAAYASAAEgKJ_fD_BwE Get Through - is a New Zealand Government sponsored website giving pointers to prepare ourselves for emergencies and other contingencies with at least 3 days of water, 3 days with of food and other preparations, like First Aid kits, batteries for radios, etc . This is good preparation for storms or earthquakes. http://getthru.govt.nz We Need a Champion It would be good to have a New Zealander of sufficient mana to champion the need for a secure long term future to both Local and Central Government. Please assist us in finding this champion. Lisa also mentions what other future challenges there are. Insect collapse - If we carry on the same agricultural and chemical practices scientists state that 100 years out we will be in a dire situation, so we need to stop using pesticides and herbicides. The drop in numbers of bees and Monarch butterflies is showing us we are taking down our future. Note that there are no insects on your car windscreen or moths at night or when you do not draw the curtains or close the blinds. Why? Get off insecticides Neonicotinoids is the number one culprit for the decline of bees. https://www.beyondpesticides.org/programs/bee-protective-pollinators-and-pesticides/chemicals-implicated Go organic but first transition via Biological and Regenerative agriculture. Do a search in GreenplanetFM.com Now that France has finally banned glyphosate and now Monsanto products. Can NZ follow? Lisa mentions Auckland Council contractors are using glyphosate which is very problematic, but so are home owners and farmers. Glyphosate / Roundup is a disaster. It is contaminating our food and killing grasses and weeds where insect lavae live and birds feed, and is now found in our bodies owing to its prevalent use. Sikkim in India goes organic. The state of Sikkim gets a jump on NZ agriculture. Why can’t NZ follow? https://www.indiatoday.in/education-today/gk-current-affairs/story/sikkim-becomes-world-s-first-organic-state-wins-oscar-for-best-policies-by-un-1369158-2018-10-16 Lisa also mentions possible economic collapse. Some people are keen to go self sufficient but how do old people and retirement villages survive such challenges. Not everyone is young enough or fit enough to grow their own food. What are the contingency plans for those who can’t do their own gardening, and if there is flood, fire or drought, growing our own food wouldn’t be much help anyway. Tim mentions that all the parks and golf courses in cities can be dug up and put into gardens - realising that the golf course greens would be very chemically toxic. But, this could be doable in a prolonged emergency. There were many other interesting subjects mentioned in this interview. Lisa talks about strong visionary leadership that can direct what needs to be done to manage the future. She says we must prepare now and not wait until it is too late. She says a government Think Tank, or similar, is needed to study where this country is insecure. New Zealand must be self sufficient in food, go local, and be prepared to cope not only with our own climate migrants, but with those from overseas. Climate change will transform more than 143 million people into “climate migrants” escaping crop failure, water scarcity, and sea-level rise, a new World Bank report concludes. See here - https://news.nationalgeographic.com/2018/03/climate-migrants-report-world-bank-spd/ On Facebook - Survival Movement NZ - Lisa invites people to participate. https://www.facebook.com/groups/470181836848018/

EN - An interview with Christina Papadopoulou of the Time Bank of Athens and Syntagma Square, discussing the time bank, the types of services that are exchanged, how it was founded, and what their future goals are. In English. Aired May 1-2, 2014.

GR - An interview with Christina Papadopoulou of the Time Bank of Athens and Syntagma Square, discussing the time bank, the types of services that are exchanged, how it was founded, and what their future goals are. In Greek. Aired April 26-May 1, 2014.

Cecile Green, co-founder of Round Sky Solutions, and Communications Wizard, Rebecca Fisher-McGinty discuss how the implementation of a collaborative organizational process can impact an organization. Cecile Green, co-founder of Round Sky Solutions, is a visionary, entrepreneur, experiential philosopher, and farmer with a passion for assisting mission driven organizations achieve their visions. As an integral scholar practitioner and life-long learner, she holds a B.S. in Community Supported Agricultural Systems and has over two decades of experience in entrepreneurial environments. She has participated in nearly a dozen organizational launches and built from the ground up four successful businesses. As the innovator of a cutting edge, rapid culture change tool kit, Collab, which effectively converts all kinds of organizational challenges into fuel for the organization, she has been researching and experimenting with questions of power, systems of decision-making, and efficient operations for over 20 years in both academic and experiential arenas. Cecile is the author of the book "Collaboration that Works: A Ruthlessly Practical Handbook for a Generative World," a training manual which summarizes her research and introduces these tools for practical application in organizations. Rebecca Fisher-McGinty, the Communications Wizard, entered the cooperative movement to manifest and better understand her vision for economic justice. She's always had a sense that our current economy and direction is dehumanizing for us all. She completed her bachelors of science in environmental policy at University of California, Berkeley in 2013 and jumped into non-profit work. However, that work simply didn't satisfy the desire to analyze and work toward systemic change. Thus, she is committed to building up, participating in, and depending on "new economy" structures starting with her dedication to her own worker cooperative. She recently began deepening her study and understanding of cooperatives through St. Mary's University Masters of Cooperative Management. She's currently rooted in New Orleans, Louisiana, where she spends her time community organizing for racial justice, participating in cooperative structures (Time Bank & Participatory Budgeting), playing volleyball, and dancing Argentine Tango. Round Sky Solutions works with leaders, aspiring leaders, and organizations that value and want to improve their democratic and collaborative processes in their teams and hone in on their leadership potential. Round Sky is a cooperative that helps teams work more efficiently and inclusively together so they can do the work of their missions. Throughout its learning process, leaders are supported through the intensive and remote Collaborative Leadership Certification Program, coaching, and team based trainings, grounded in the collaborative operating system and processes which are called Collab

The "Money Talks" experts address listeners’ questions on banks KeyCorp and Signature Bank, fixing errors in your credit report, and the speculation and unprecedented growth in cannabis stocks.

“We thought we were just giving our produce to the people of Hull, but what we saw was it seeded friendships. It inspires people to get talking to each other.” Kate Macdonald, manager at Timebank Hull and East Riding, has been involved with FEASTival from its beginnings, helping to co-ordinate all the voluntary activity which makes Freedom FEASTival a truly community event. This #freedomFEASTival series of portrait/podcasts has been commissioned by Freedom Festival Arts Trust, in partnership with Timebank Hull & ER, and Artlink. More about Freedom Festival FEASTival here: https://www.freedomfestival.co.uk/projects/freedom-feastival/

It’s about individuals coming together to localise, in creating business around farmers markets, food growing, timebanks and cooperating at numerous innovative tiers and levels.      Many more NZer’s today are talking among themselves that there has to be a far better way for us to live, especially for our collective planetary future. Up and down and across New Zealand, many 'kiwis' are slowly but methodically going about integrating with their local community - wishing to share at a deeper level, values that are expressed from the heart and from a place of honesty and courage. From little villages, districts, towns, to suburbs in cities, farmers markets seem to be a key ‘nodal point’ where people can congregate and cross pollinate news and views of how community can come together - so as to become self reliant, and resilient as well as creatively taking innovation to a new art form. Are you one of these cultural creatives? Who enjoys meeting people to talk deeply about how we can address the urgent needs within the biosphere of today. I trust that you are as the following interview I feel, will fill you with optimism and dear I say it, joy, which as you inherently know - we need to experience far more of - especially if we are aware of current world news. Juliet Adams became a volunteer in Lyttelton (just beyond Christchurch) in the South Island, just after the earthquake that affected so many people’s lives. This came about because Project Lyttelton had a ‘Time Bank.’ A Time Bank - is a system that helps people to help each other, without money changing hands. To join a local time bank - there needs to be a basic program on a small  computer system so as to record what exchanges are being made. When you join you list the ‘skills’ you can offer towards the community and any other ways of helping people in the community to do things. Plus, you will also ‘have some needs' as well where you would like some help. For example if you spent one hour minding a friends children, they will credit you ‘one hour’ on the time bank records. Then you can use that credited ‘one hour’ on your account to pay someone to do something for you. Like fixing the broken fence or mowing the lawns. etc. So it’s a matter of people exchanging their abilities and their time to help one another - without money changing hands. What ‘time banks’ do is bring people and connection much more closer together. Where as money can be over convenient as in the human equation it may not play a ‘closer quality’ in reaching out to people and their inner needs. i.e good relationships that are far more healthy … where you spend time talking and making sure that everyone is warmly satisfied with the ’transaction’. In Lyttelton there is over 750 members in their time bank - so if these 750 people congregated all togther in a hall - there is huge potential and possibility with the collective skills that are there. Thus a time bank like this has 'vast social capital' that can be unleashed and put to good purpose. Community Treasure Chest. The ‘community treasure chest’ - is where people who belong to a time bank, donate and credit their ‘one hour’ to the community treasure chest - which allows other people who are going through a tough spell and need a hand up, can avail themselves of accumulated gifted ‘one hour' credits from the Community Chest. So that people who are not even time bank members can receive community assistance. This is the difference between a system that is built around people - rather than money. Project Lyttelton is based on many projects. Having many community gardens - you give some work time and you can walk away with some of the fresh produce. Garage Sales - about 4 or 5 a week - are all organised through Project Lyttelton - having a well organised, publicised outreach. Saturday Farmers Market - which is a huge success - and this is where town and country meet and much sharing and networking takes place. Helen Dew of Carterton and and Living Economies, North of Wellington and Margaret Jeffries of Lyttelton went to ITHACA in New York in the US many years ago and learnt about ‘time banks’ and brought the concept back to NZ.  http://livingeconomies.nz Today more and more Councils and Central Government are actively supporting communities to assist them to become more cohesive and healthy to improve the lives of their citizens. Healthy, happy people, as a result are not dependent on health services and do not draw down on the community or economy.   Locally there are Time Banks in Christchurch, Sumner and New Brighton areas. Minimisation of Waste Saturday markets - you can borrow a cup - take it away full of a hot drink or soup and carry it with you, refill it and later on in the day drop it back at the market and one of the staff will happily wash it at the end of the day. Same for plates, knives and forks - you can enjoy food and have no concern about disposing anything in the rubbish - food scraps go for compost etc.  A very clean thought out action plan to minimise waste. The idea of washing up is easily achieved and you have no concerns either. Festivals Many festivals are run in the town that bring people together. Group Truck Bertie the truck, can be hired off Project Lyttelton PL for localised use. Fruit and veggie crates of fresh food are available every week. They have a Library where many leading edge books on community building, finance and success stories of what is happening around our planet are available. This is where Juliet volunteers her time. As volunteering is a large part of PL. Volunteering is the glue to keeping the community cohesive and flowing. They also have shares in a health food shop that is owned as a coop called ‘Harbour Coop -, Selling healthy and organic food  see - harbourcoop.co.nz Project Lyttelton is a wonderful fulfilling experiment of people working and playing together.    It is also emotionally healthy as well as providing physical health for ones body. It in many ways is the microcosm of the NZ macrocosm - where ideals and warm hearted values coalesce into unfolding a better tomorrow. https://www.lyttelton.net.nz

The "Money Talks" experts tackle several listeners’ questions, including questions on JP Morgan Chase, the top points to consider when planning retirement goals, and how to title an automobile that has been gifted to a college student.

We talk to the wonderful Shannon Friday from the Wellington Timebank and hear about things are changing up at your favourite local alternative economy!

The Portobello Timebank has been operating for a number of years. Its aim - to help people share their skills with others in the community. So if you need help, for instance, in the garden, then, if you are member of the Timebank, you can find someone to take on the tasks you can't. Here's how it works.

Drew gets an office that’s juuuust close enough to the street for a passing ambulance to be featured as this week’s special guest. Joe and Drew share their new time banks, talk time-tracking, and distraction. Flow (http://www.amazon.com/dp/0061339202/?tag=whimsthatwork-20) Bookworm (https://bookworm.fm) Joe’s Time Bank (https://uploads.fireside.fm/images/7/7ff9401c-9486-4a50-aa2e-e8b8101ea80d/UCl8PT0r.jpeg) A Tactical List of How to Plan Your Days, Weeks, & Projects (http://mattragland.com/planning) Life Cycle (https://itunes.apple.com/us/app/life-cycle-track-your-time/id1064955217?mt=8&uo=4&at=1010l7cc&ct=wtw) RescueTime (https://www.rescuetime.com/ref/415899) Drew’s Time Bank (https://uploads.fireside.fm/images/7/7ff9401c-9486-4a50-aa2e-e8b8101ea80d/jxDlZ-4x.jpeg) Collected Goodness (https://collectedgoodness.com) Morning Pages (http://juliacameronlive.com/basic-tools/morning-pages/) “I turned my phone off for 4 days. It was awesome. #offline” (https://twitter.com/zekesmith11/status/960869025596112896)

Time & Money are vital resources! Resources that all to often whether we are speaking in a personal sense, an entrepreneurial sense of being a start-up, or being a corporate executive all too often we have plenty of time but not enough money, or the exact opposite, lots of money but no time. So what does it take to have both time and money in abundance?Stay tuned because you are about to find out...Our guest on this episode is Dr Sharon Spano, she has a PhD in Human and Organizational Systems.She’s an author, corporate business strategist, work force expert, professional speaker and former radio host of WorkSmart Live.Sharon empowers business leaders and entrepreneurs to maximize performance, improve employee engagement, and increase bottom-line results.She is also a Certified Professional Integral Coach dedicated to helping others adopt new paradigms about time and money so that they can step into radical abundance in every area of their lives.Her new book is endorsed by many outstanding individuals including the great Nido Qubein, it’s titled: The Pursuit of Time and Money: Step Into Radical Abundance and Discover the Secret to a Meaningful Prosperous Life are grounded in research in adult human development. Get the book here: http://amzn.to/2EEzRkaFind out more about Dr. Sharon Sharon here: http://SharonSpano.comTo find out more about hiring the host Dov Baron: Dov Baron: http://fullmontyleadership.com/consulting or http://fullmontyleadership.com/speaking See acast.com/privacy for privacy and opt-out information.

“We have what we need, if we use what we have.” - Dr. Edgar Cahn.I first read about Time Banking, an alternate currency based on reciprocity, ten years ago in Time Magazine. I joined the Echo Park Time Bank and not only met my neighbors but had doors opened and tried many new things from acupuncture to drum lessons, vegan cooking and even square dancing. In return I helped with social media, philanthropy, and music biz advice in the Time Bank. Inspired - I once attended a conference to hear Dr. Edgar Cahn speak and recently got the magical opportunity to do a fireside chat with him in my living room. Ying is taking the Time Banking concept to a new level and I got to dig deeper with one of my modern day heroes.

Katharine and Laura chat with Chris from Wellington Timebank about what time bank is, some new treats on-offer, and some of the more fun and unusual trades that he's seen!

Timebank coordinator trick of the month collaborate and create unity between small businesses and your timebanking community that will grant you abundance.

Earn time helping others doing what you love. Redeem time with others for what you need. Join the Sentient Future Timebank on the TimeKeeper Bank app. Free coaching on intentional living.

When the Christchurch Earthquakes struck 6 years ago - Project Lyttelton was already in operation and they were in many ways pivotal in assisting in and around Lyttelton during and after this disaster. Project Lyttelton in the South Island could be deemed one of the more unique communities in NZ - as enterprising people are doing effectual things as they build warm community relationships that support each other in their daily life. Situated on the other side of the Port Hills only a few kilometres from Christchurch  http://www.lyttelton.net.nz - Why does a community come together? Because these people enjoy warm hearted company that belongs to a creative and caring organisation. One that has the component of Time Banking being integral and is within the umbrella of Project Lyttelton - it is in many ways the glue that along with mindfulness and love - hold this little community together. When the Christchurch Earthquakes struck 6 years ago - Project Lyttelton was already in operation and they were in many ways pivotal in assisting in many areas of this disaster. That as a community it is very open to ideas - if someone comes to them with a concept they will first - run it past their ‘vision’ - and if it fits and if there is a champion of this vision - they will take it on and support that idea. The important component, is having a champion to run it - as often ideas do come up, but if they have no champion it fails because no one is ‘eating  breathing and being it.’ When they take on an activity or enterprise, Project Lyttelton also puts an advisory group around it, as it can be quite lonely, and this advisory group can then offer ‘group wisdom’ to support and assist it in steering this idea or concept into fruition. Mind Maps & Time Banks Are Important So they draw up a Mind Map to get a spatial plan of what ideas come up - many of them innovative and what Margaret has found that time and again, that a Time Bank is integral in nearly every mind map that they draw up - because a Time Back has the names of people who have the skills and the know-how and connections to make projects happen. Time Banks, Margaret says, are the blood supply or the nervous system of the whole area - that as a singular person championing their own project where you have to be your own lawyer, accountant, marketeer, artist, salesperson, go-for - when you are part of a team - you draw from the collective skills of your Time Bank. This is the gift and magic of organising a time bank in your localised area. You are resource rich! In NZ Time Banking is based around people’s secondary skills - that are not their main form of income - as they are taxed if they are following their primary financial means of earning a living.  For example - if you are a builder who can do hedge cutting by swapping an hour with a florist who is prepared to paint your garage - one hour of each doing what they are ‘2nd best at’ - is how time banks are structured here in NZ. In the USA and the UK - time banks are exempt from tax - so NZ is very behind with the times on this issue. Where in future there may be an opportunity in NZ when more Time Banks become ubiquitous across the country - there may then be legislation passed that allows an accountant to swap an hour of their accountancy time to have one hour of lawn mowing done, by a full time lawn mower - in return. A Large Membership for Their Area. The localised Lyttelton Township has a population of 2,500 and around the broader basin it’s naturally a lot larger - yet their Time Bank has around 780 members - which offers up a very broad area of skills that can be drawn on. They also have Savings Pools where people save collectively and yet lending to each other interest free - and the trust that is around this unique way of pooling money is very abiding. Huge Amounts of Trust. Margaret says that one of our biggest blocks is around how we think and that we need to have a totally new look at how we bank, because we have in some ways a large collective block on how we see banks these days - from the large ubiquitous commercial banks and our unknowing-ness around Savings Pools, Cooperative Banks - Trust Banks  Time Banks and Green dollars. Strong Values Base Project Lyttelton is strongly values based - which they don’t actually name - but have a postcard with pictures of these values on - which ‘hint’ as to what these values might be. Margaret talks a lot about love and also generosity and kindness and the practice of generosity does amazing things and to offer things to people - not expecting anything in return - allow marvellous things to happen. Rebecca Solnit’s book: A Paradise Built in Hell - Extraordinary Communities that Arise from Disaster - http://www.onthecommons.org/paradise-built-hell#sthash.R8lu4JYo.dpbs Where in disasters people do come together - Whereas Hollywood may show mayhem and everyone running amuck but in reality - people all pull together - they sense a deeper connection - Margaret says that when a disaster happens, everyone ‘drops their stuff’ and only think about helping their neighbour - that before the authorities finally show up - that little window before - is like paradise (group mind connects) - because everyone is working together - and now today, with that disaster behind them - many people go back to how they were prior to the Earthquake and forget what once was - and Margaret understands that - because our world is run on a financial model - that earning money and getting money to buy things is the central thing - and this brings about disconnection again. Listen to Margaret talk about how the Time Bank came to be of huge assistance in the Earthquake that also affected Lyttelton - big time. Associate Professor Lucy Ozanne  has written a document on Time Banking - http://timebanks.nz/resources - That during the time of a disaster, was actually documenting the Lyttelton Time Bank before that disaster struck and was able to follow through giving major insights to its efficacy - as there is very little research on a group being monitored prior to and during a disaster. This document has gone world wide showing that a Time Bank can be pivotal when disaster strikes. Challenges The NZ Authorities acknowledged and appreciated what Project Lyttelton accomplished during and after the Earthquake with no financial support. However Margaret says that Time Banks need to be acknowledged in such a way as to pay the administrators, because they cannot live on just credits alone etc - as there is rent to pay and all the other costs in living are many. She says this needs to be changed (because at another level they can act as an auxiliary Civil Defence) and it’s too hard for Time Banks to just exist without greater support from the established order. As Time Banks can run far more efficiently if there is someone working in a paid role. This way the community would become far more cohesive, mindful and caring. Funding for local initiatives like Project Lyttelton is becoming more difficult to obtain too - for reasons unknown - community initiatives of closer knit neighbourhoods is very difficult to enable Government officials to comprehend - so she and the Project Lyttelton team are looking at social enterprises to enable them to support themselves. Social Enterprises Their farmers market falls into this category - on good Saturdays they have 50 plus stalls at their market - which all pay a fee that pays the Farmers Market manager as well as supporting the community garden. That Garage Sales* are another social enterprise - and this is continuing from strength to strength. (Listen to this interview) People will give stuff and earn ’time credits’. Plus Project Lyttelton have rented an earthquake deserted (but safe) building where people also bring all their items* that they want to sell. Community Group Involvement If you are a community group you can come and run that Garage Sale with that group officiating and at the end of the day they can receive the ‘profits of the take' etc and that is the way community groups can piggyback on outreach of Project Lyttelton's goodwill.  For example $500 profit was taken on one particular Saturday. And they can have 4 Garage Sales a week. They have two part time employees - so they are providing work. People who are in real need - they don’t have to pay … Margaret, says she loves this model and it feeds people at multiple levels - and the people who run it get to know who needs what in the community.   (listening is best) Time Banks Again - there is not a model that suits everyone - as all situations are different - however the general principles apply - transplanting one model to another area though good in theory - always needs to be revised and changed for that other area or region. Living and Thriving in the Community Margaret gets her weekly shopping from the Farmers’ Market - due to it being organic and fresh - not from the supermarket where a lot of produce is packaged cartoned and tinned. A Local Co-Operative Project Lyttelton has a ‘friendship’ partnership in a Co-op in Lyttelton which has whole foods and it is owned by 200 people in Lyttelton - this is where Margaret obtains her whole foods, etc - so she shops at the Farmers’ Market and the Co-op. That the Co-op also acts as a conduit for all the localised farmers and producers that can sell their products into it and whatever organic produce that they only grow in a very short season - they can bring it to the Co-op. Social Interaction They do a lot around food - and shared events - Farmers Market on Saturdays are the best social bumping space to meet people.  Project Lyttelton has a board meeting once a months and they eat and discuss things - paid staff and volunteers meet every week and there is always food there - the savings pools meet every month over a shared meal too. Another fun event is called grow your own - and a dinner of your own growing - (Listen) The important Essence or Ingredient of Community is: Openness - being open with all your accounts - let everyone know where you are getting your money from. Being Truthful   Love Being Values based And Appreciative Enquiry  - looking at what is going well and seeing why it is going well - and transferring why it’s going well, to other things and projects - and while it is going well including values, like looking at clear communication and acting kindly towards each other. Including understanding conflict resolution - not that they have had real conflict but to embrace the skill of negotiating through goodwill. Gaining skills to work between and with each other.  The Significance of Appreciative Enquiry Put up an idea and the very next question is, where’s the money? - Project Lyttelton very seldom gets that question now - listen to how they manifest their money  - note it is very inventive and novel …. Margaret says if they have a dream -  put it out there - drop all attachment to it - and then it starts happening … and all sorts of possibilities come into being … keep talking to people - because they may have skills and they may be the answer. What NZ needs to involve themselves with, is that each NZer is encouraged to find what finds them joy and what they feel drawn to and follow this notion. As this is an Election Year we need to be more involved at a national level and raising questions as to what we would like NZ to become …  and raising questions.  Be involved in letter writing, submissions - attending meetings even marches and rallies  Margaret said she is not drawn to such things, but when times require it she has done it from time to time. Thinking Global and Acting Local - is where her passion resides. Present Focus Project Lyttelton are in the process of running a repair cafe … and remoulding plastics … looking at their waste stream - educating people into the finite nature of our resources - using things wisely and effectively - plus recycling, reusing and reducing items.  She mentions Doughnut Economics  - Kate Raworth https://www.kateraworth.com/ As we are taking and extracting  far more from our planet’s resources - some say we are taking far more than our planet actually can replace. Becoming aware of our ecological well being - our mental well being and our spiritual well being. Deepening our connection with life. The Global Commons - recognising that the global commons belongs to no one except the biota of our planet - The Global Commons is the opposite to a corporate raid. Connection at a Higher Level Margaret wants to see a method where ‘groups’ can be in contact and develop the skills in linking organisations together so that we can share - be more cohesive and connected with each other - especially spokespeople. By building the capacity to communicate nationwide across the sectors - grassroots groups - organising for a common purpose. So that we network our vision to more and more New Zealanders across the country, pulling the threads of community closer together. Such as ‘Not for Profit's’ in Christchurch need to form a Time Bank and all work together - and start linking up with expertise and material things like a shared truck or digger as an example. In a Future Scenario Margaret would like to get rid of party politics - as it locks down initiative - and that we are now caught up in the games that are being played between various parties  - as there is no real discussion - (which she admits is a sweeping generalisation) but we understand what she is saying.  That the issues have to be debated in a far more open forum. Instant Localised Internet Voting She would also like to see ‘instant localised voting’ on a ’safe, non-hackable’ system that allowed people to vote on initiatives at a very localised level - that are binding - in that smaller regions could have more control over their affairs - and possibly voting on Daily Issues even - they would come up on your computer at specific times - maybe every day and this would involve us in ‘Participative Democracy’ and we could vote on the issues. (Listen to the interview) She also wants a group of people within the localised community to become ‘the voice of the community’ - so that instead of having one person speaking on behalf of the community that these ‘elected people’ - from youth to elders -  can then speak - knowing that at heart they have the communities blessing - Margaret says there is a lot of wisdom embedded in her community so why her? And when you get this group together - you can pay them in time credits This is a very thought provoking and empowering interview of bringing ‘conscious’ care to you localised area and community. http://www.lyttelton.net.nz

I really want to share this interview with you as it was a heartfelt eye opener for me as it showed that there are many people in our towns, villages and rural regions across NZ, diligently focussing on pulling the threads of community together - in many ways under the radar - at a grass roots level. As a ‘systems thinker’ Anneleise Hall’s insights are invaluable to all people who are wanting NZ as a whole - to prepare itself to become far more robust, sustainable and resilient. With a fast coming future descending on us - we need to really commit to ‘conscious action!’ Not only for our biosphere and all biota, but especially for the sake of our children and grandchildren too. Many years ago, Anneleise was working for a local newspaper in a small region on NZ’s West Coast where she basically had full control of the content of that newspaper and as she was there for many years she got an overview of the makeup of this small town and she noticed that after the extractive industry of logging was closed down and the subsequent good pay-out by the NZ government - it interested her how this small town responded to losing major income streams – and how they innovated. So in putting together the newspaper she grew an awareness of other ways of entrepreneurship such as the West Coast wild foods event, which went on to a film festival then tourism and art  - resulting in boosting their own income and the local economy. She ended up teaching young teens skills how to get a job and build up their self-worth that lead her into community work – then it was noticed that a lot of kids had fallen through the cracks – that if there was no sport, there was not so many options – so she started up a trust to get music into schools and the smoke free rock quest. https://en.wikipedia.org/wiki/Smokefreerockquest Because of the lack of interest in some of the challenges of the youth and the teachers of the schools unable to have the time etc, that she noticed another small town nearby that had a ‘green dollar’ group and they were having markets in the weekend and it was quite active. It was here that she enjoyed getting fresh organic produce that were traded – and use the ‘various credits’ for other things and people were building tiny houses and rebuilding buses as a sustainable community was growing up on her periphery . Yet on the other hand, Anneleise still in her newspaper role, was harvesting stories from around the world of other small towns that were doing very exciting and innovative things to mitigate the so called perfect storm of global circumstances. With globalism creating massive change even if it was not necessarily in everyone’s awareness at that time – she said that she was just led there without really being conscious of how it would unfold.   As she was in an industry where she was able to get all the news-feeds from around the world via news-wire and in doing so, receiving torrents of information that she could choose from. She was in a microcosmic situation of a little NZ town – looking out towards all the other towns globally in the greater planetary macrocosm – and how these towns were changing to meet the ever changing global circumstances. One thing she became aware of just how creative people are and what is the potential when you start to think outside the square by creating real long lasting positive change – and this empowered her – in realising that these small towns and regions could really progress. That when one town creates an innovative model – it gives other towns a blueprint and an ompetus as to how they too, can reinvent themselves. Then Anneleise talks to the fact that she is a system – of breathing heart, lungs and this is her immediate ecology – and then in her family unit that’s another ecology and then her community - it is an even larger one – and all the parts interlink and interweave and if we are healthy, that little local microcosm is too. That there is a correlation that if our wellbeing as individuals is healthy, there is a very good chance our community will become one too. Uncertainty and faster change affects us all She noticed that the more uncertainty and faster pace of the world affected our levels of stress, depression and anxiety - plus fear of the future increased. As a result of the changing global dynamics, she is also seeing more fragmentation and mistrust – as we haved moved away from our innate humanity and the ability to cooperate, when we as a species are really social creatures, and have been basically interrelating since the beginning of time. Whereas the current program that we are being inundated with is having the best, the brightest  always winning, “we have gotta have this” mentality  … and it’s turned into such a competitive mind-set that it’s now a case of the haves and the have nots. The winner and the losers and that can be seen nearly everywhere especially in the 2nd decade of the 21st century. Yet in our hearts: Yet in our hearts there is another thing happening, people are moving back to really basic ways of being, that she finds very exciting. That all this has been seeded over the last 30 to 40 years – that was quite fringe back then – is now becoming more and more mainstream as people look at a ‘time bank’ or green dollars and a community garden, a local food growing project, an energy project like a car pooling project  - all being ways to counterbalance the status quo. Especially as the resources on the ground cannot keep up. (i.e - be sustainable). So when the Christchurch earthquake happened, over the hill in Lyttleton the ‘time bank’ that was set up was able to quickly jump into action and able to be utilised by the emergency services because they had their own telephone tree and were already embedded and known  throughout that community. This is where PLAN B comes into it. Project Lyttleton http://lyttelton.net.nz - cherry picked all the other pilot initiatives that were happening anywhere in the world, to see how they may be integrated into their localised situation This is where Anneleise then noticed that the mainstream newspapers were not interested in printing any articles on ‘time banking’ – that Project Lyttleton Initiator, Margaret Jefferies could not interest these local corporate newspapers into covering this innovative method of enabling the community to become more resilient and self reliant.  She noticed there are little pockets in areas where inspired people inhabit and come together – however how do you communicate with these people when the mainstream local newspapers do not wish to help you? (hint, they are not here to bring community together ‘they’ are here just to make money and keep the status quo – Tim)  It took a while to build up the time bank – because the whole concept of throwing ‘money’ out the window and instead trading on ‘time’ was so new! “That one person’s time was exactly that same as another person’s time – so that every bodies time - is equal.” That everyone has something intrinsic to offer and everyone’s time is equal. Dr Edgar Cahn – Time bank guru:    https://en.wikipedia.org/wiki/Edgar_S._Cahn It was a way to not use our national currency the NZ dollar, especially if we were short of cash and instead at a community level get things done with just a giving of one’s time.   Anneleise says that from a systems thinking process, it is a rich ecology where there is a much greater choice when the community engages in a community wide ‘time banking’ system. This is because there is an amazing range and depth of talents and skills plus expertise that when you connect into and access this community you have this goldmine of real knowledge and wisdom.   That time banking is really a facility to go beyond our instinctive ‘modern’ mistrust of each other and start to rebuild both networks of community that Anneleise says, were once far more prevalent back in the past. So the key here is to have some clear, accurate and balanced communication forms going on. In the UK the Time Bank system expressed itself differently as the Government allied them to health centres – in giving assistance to old people in their homes and by helping out the elderly in their house, it meant that they could stay and live in their home longer instead of having to move to a retirement village for example. Also in Britain’s Prisons – (listen to hear the story) The Non Market Economy The ‘non market economy’ can be seen as up to 40% of the economy – like child care, care for the elderly, civic participation – volunteerism – all of this work is not contributing to GDP and it is not measured – yet it is the glue that holds our communities together. So these activities are the foundation of our healthy human existence  - yet under our current economic measuring - they are completely ignored. Love comes into it !!!       What is that worth? Sustainability is a whole system – of many interlinking components that is inclusive of ‘closing the loop.’ Even the garage sale and car boot sale are parts to this whole. Where you are reusing and recycling things they are all integral to your community functioning at a social and at an economic level. Having connection in your community is critical Having a network of friends and kin is imperative!  (listen) Healing was another imperative ! Transition Towns Malicious propaganda via mainstream media like  sensationalism of war, terrorism, crime etc – we must not let it undermine our sense of community, undermine our sense of connection, undermine our humanity and our caring for other people  - and to where this leads us … Systems thinking and healthy children growing up with healthy boundaries, that have healthy connections  to each other and our world – this requires a lot of modelling. Modelling what the adults are doing in the community. So if adults are heart centred and aligned with a very balanced intent – positive change can ripple throughout the community. She mentions Bruce Lipton’s understanding of ‘conscious evolution.’  See www.brucelipton.com Finding that laughter and connection is in community. Finding that little quiet place in nature or meditation – this is so essential to us in bringing us back to our basic humanity. Letting go of stress, letting go of the negative media programming. As a ‘serial researcher’ :)  … these are other things covered by Anneleise: We do not know what will eventuate until we go out into the community and involve ourselves. We need to commit to make things happen There is a richness of people who have skills talents and gifts to share. We need to get together – share ideas and rebuild trust  as well as rebuild a collective energy – where we work together in a cooperative movement and collaborate - as against competition There is a document on http://lyttelton.net.nz – called ‘our story’ – which is like a blueprint or template, of what you can do. Anneleise would also like to see a reduction of poverty and incarcerations, better health care, swimmable rivers – even a universal basic income … plus curtailing foreign land investments and what we need to do in regard to the election cycle. Time banking and other community financial methods can be found on: www.le.org.nz    An extremely vivid overview of someone who has thought deeply of how community comes together - 5 Stars. A must listen for NZers wishing for a greater cohesive community connection. anneleise(at)gmail.com

A group of volunteers recently started the Muncie TimeBank, and this month, we’ll learn about the concept of a Time Bank and hear about the local group’s efforts in Delaware County. Time Banks operate by having members offer their services to other members, thereby earning Time Credits for themselves.  Each hour doing something for others earns one hour of Time Credit.  That credit can then be traded for any other service offered in the Time Bank network.

Gardening and keeping your home warm are the topics of this podcast because there are a couple of events coming up which will give loads of advice. The first, tomorrow – Sunday, is a ‘Gardeners’ Question Time’ at the Wash House run by Portobello Timebank (www.portobellotimebank.co.uk). A panel including George Anderson of Beechgrove Garden will there to answer your questions. And later in the month, there will be an event run by Home Energy Scotland aimed at people who live in some of the older houses in the area. Its objective will be helping you stay warm and save money. It’s free but booking is advised at http://bit.ly/oldhomeportobello

People are using their skills and trading their time to help others. They're part of the #Settle Timebank, which received funding from the council for a two-year pilot project. Jo Rhodes has been telling Stray FM how much of a difference it's making in the town.

Time Banks, Green Dollars, Savings Pools    The interview initially starts with latest topics of Universal basic income, Bitcoin and crypto currencies and that people are awakening to the fact that central bankers don’t have a clue as to solve this ongoing and deteriorating crisis. In NZ the situation today looks pretty good to the casual observer - listen to MSM and government sources and we are in a stable and robust moderately growing economy - everything is quite good, some of our major trading partners are experiencing some head winds but … ‘she’ll be right.’   If you rule out the dairy shock of the last 14 months and take out the Auckland property bubble but don’t worry about those little wobbles, we as a country are doing just fine! What this means that we in NZ are going to be following most of the rest of the world into 'debt deflation' which over the coming years is going to take hold with a greater severity. We have been a lucky country and managed to come through the recent (GFC) Global Financial Crash of 2008 along with Australia and NZ being almost alone in the world because we had many trade ties to China and we did not get hammered like other countries  - Australian minerals and NZ dairy were doing very well. China being the last big bubble to implode and it looks like it is going to do so now as well - this is big news, for if China starts to deflate, the rest of the world has nowhere to go … who is going to prop up all the bubbles and asset prices?  It appears that there is soon going to be a rush to get out of all the equities markets. As this has all been built on debt finance and short sighted policies.  Most small cities in NZ can do a certain amount of business locally, so that what is produced locally and the money that changes hands, gets recycled through the commercial areas of that town and district. however when it comes to big ticket items, money and goods or materials they may come from a larger more distant source, the money that goes around in a smaller isolated town or city, has a tendency to quickly go back out of town, sometimes very rapidly, hence keeping the area less financial and liquid. If you have a local currency, like time banks this can cycle through the localised area continuously supporting local community and business, however if you have a national currency it comes and then leaves and if there is a head office overseas, the money actually leaves the country. For example the near on $5 billion in profit from the large Australian trading banks, and the 4.7 million NZ population, gives one cause to realise how much money leaves NZ for other countries. At present local and regional government are becoming interested in embracing forms of alternative currencies (listen to the interview for more) Covering the immediacy of putting in a Time Bank, you get the community engaged, working, and creating value and worth.   Time Banks are able to work in very well with voluntary agencies and there are a number of them in NZ and growing from strength to strength. Project Lyttlelton http://www.lyttelton.net.nz as a time bank example, has become the glue of the community that as they had been established prior to the Christchurch earthquake it was through their tightly associated team and connectivity, that they were able to mobilise within minutes of the earthquake, have people on the ground and assisting hugely with civil defence, police, ambulances and the fire department and council.  Phil also gives a narrative as to how a time bank can be set up. Once you set up with freely available software and you have your team of early adopters you can branch out. Plus, get some of your charitable and non profit organisations onboard early because you can also assist these NGO’s donating ‘numbers of hours’ to them, which means that you can assist them with additional help, because of ‘serial volunteers' - people who like to work and donate their time and effort to the community. These people love to work for community and they are just living their values. This way Time Banks can put their ‘accumulative time’ into a ‘community chest’ which can be called upon and used by various charities etc. But also in a simple situation of a hairdresser swapping hours for their lawns to be mowed or gardening for house painting. Tuition for baby sitting etc. That Christchurch City at present is looking at the possibility of a council backed regional currency - which is a very interesting concept. Margaret Jeffries is even talking about a UBI Universal Basic Income being included in this discussion. Software used is called Community Weaver by Time Banks USA   http://timebanks.org/get-started/community-weaver/ Also, Community Forge - Hamlets            http://communityforge.net/en/software Note that the whole of NSW in Australia are on a Community Forge system. Madison in Dane County is a time bank in Wisconsin USA and has over 2000 members  at http://danecountytimebank.org The founder of Time banks was Edgar S Cahn who was an invalid, yet he could still think and do simple tasks and he set out to create a time bank, because he did not like being seen as in-valid! https://www.bostonfed.org/commdev/c&b/2005/fall/nonmonetary.pdf   We also cover Professor Thomas Greco who is presently in Greece to educate and assist in creating alternative currencies as Greece’s economy has floundered. That the imposed austerity exacerbates the problem that it is claiming to fix, because the people at the lower socio economic spectrum are the ones who suffer the most because all their money is spent keeping themselves from going under. So austerity starves the economy of liquidity thus you restrict economic activity.  Time banks and ‘Green drachma’s’ can really pull the strings of community together and get an economy up and running very quickly and bring more stability and peace to the community.    thgreco@mindspring.com for more information. Phil says that it’s a good idea to have a back up and have a connection to a time banks or some other localised currency system - because you never know when you may need one.   http://www.le.org.nz   A very interesting interview, with one or two seconds of scratchy recording due to a chronic limitation in the use of copper wires in NZ’s telecom system.

Hannah and Eryn joined us to talk about the amazing community connections built by Wellington Timebank. You can learn more at www.wellingtontimebank.org.nz or sign-up yourself by emailing wgtn.timebank@gmail.com You'll also hear about the Alpha Art Gallery and their Fringe show! Check it out here: www.alphagallery.org.nz/fringe

Locutores de HOLA Bloomington Luz Maria Lopez y Carlos Bakota platican con Israel Ruz y Sandy Lopez para la serie “Entrevistas con familias de Bloomington”. Además, los locutores hablan con Andrea Avena sobre Timebank. Platican sobre que es Timebank y como funciona en Bloomington. Hola Bloomington hosts Luz Maria Lopez and Carlos Bakota interview Israel …

This month on Senior Beat we discuss voting rights issues with representatives from the League of Women Voters of Wisconsin and learn about the Dane County Time Bank.

This month on Senior Beat we discuss voting rights issues with representatives from the League of Women Voters of Wisconsin and learn about the Dane County Time Bank.

Why are alternative and complimentary currencies on this GreenplanetFM program being constantly emphasized?  The reason is very clear, the global economic system is out of control, with bankers out of New York and London calling the shots (assisted by acquiescing politicians), and are printing money at will, leveraging bonds, hedge funds, derivatives, promissory notes and every sneaky, cunning ploy of chicanery being fostered on the unknowing public.These snake oil banksters and hucksters are out to CON everyone who is unknowing, implying that everything is REALLY OK, that it is all under control, nothing to worry about - just keep buying.  It's called keeping the status quo alive in an unsustainable consumptive and dishonest economy.And you will never hear a squeak out of the Government, or any Government. Mums the word!  (Shakespeare's Henry VI, Part 2, Act 1, Scene 2:' Seal up your lips and give no words but mum.'?However, if things do slide and quickly and funds become scarce and money is in short supply, we have PLAN B, another method that is grass roots in intent and can be easily put in place. This simple 'Living Economies Educational Trust' could save communities across the country a lot of angst, frustration and even despair, enabling them to communicate with each other and at least put food on the table and also into the soil and assist in pulling the strings of community together towards an outcome of peace. This erudite interview covers the problems, (being endemic and global) the challenges - (power structures) and the solutions - possibilities and empowerment at a localised community level.That we need to learn what is going on and move quickly to solutions.That growth for its own sake is the ideology of the cancer cell.Phil deconstructs growth ideology on a finite planet, to the degree that we extract and take more and more resources especially from the environment, at the same time pollute and contaminate more and more until we run out of everything except our pollution that basically poisons and contaminates us - in our own waste.That we have found ourselves in a debt economy that is really a pyramid scheme that has been running for a few hundred years and that it needs constant growth (and a growing population) to exist, if not it will implode, which it is having to face as of this very moment.The problems of environmental degradation, resource over use, of pollution of inequality of social injustice, poverty, despair, wars all stem from a monetary system that requires continued growth to keep the momentum exponentially growing to keep paying the interest.Which basically is an eternal ponzi scheme, with the central banks all acting in concert to keep propping up this house of cards with huge injections of capital - printed money!The present high tech web related system slushes funds at light speed around the global casino and in the process syphoning more and more money off the 99% into the hands of the 1%.SOLUTIONS:Smart approach is the holistic one, the grass roots one with the community utilizing these parallel systems of localized currencies as well as the current traditional monetary system. Bringing together a strengthened neighborhood, more resilient economies and localized involvement that respects nature as being integral to the process of community livelihood.The www.le.org.nz system, allows for the extension of credit and issues IOUs and assist you in finding needs or wants - and sell what you wish, and a buyer can also be found, all without using NZ dollars - where you can also purchase software to run your localized green dollar system and time bank.Time Banks value everybody's time equally. One hour of an accountant is equals to one hour of mowing lawns = very egalitarian.  A lot of tie-in with voluntary organizations that good deeds and work can be accounted for and be rewarded.  Time Banks can act as a central coordinating location for all exchanges to take place. The community when allied to voluntary organizations end up assisting and looking after one another.So successful was Lyttleton's Time Bank in the Christchurch earthquakes that NZ Civil Defense calls it a great model for connecting community that they are encouraging time banks across the nation via the Civil Defense organization.   http://www.lyttelton.net.nz/about-project-lyttelton/earthquake/lyttelton-timebankSavings Pools. Based on trust, are both very simple and interesting, because they can trump the banks by not having you pay any interest. Working in localized groups you pay into a common pool and over time build up a substantial kitty and by utilizing the 'reciprocity indicator' it uniquely calculates the divvying up of the cash that is in the collective pool, and is then ready for loaning out.Necessities:Urgent need to form a new grass roots economy across the nation, because due to escalating interest rates the NZ current account is in a more dire predicament than the Minister of Finance and the Prime Minister will ever let on as they do not want to spook both 'their' voters or the market! Meanwhile, the Labour Party still continues to slumber and sleep at the wheel. Once the interest we pay overseas entities leaves NZ it never comes back! The big one for NZ is our growing private debt.A very informative and empowering interview that Phil in his closing statement calls for a powerful renaissance within NZ communities to extend into more 'conscious connection' to acknowledge the 'commons' and the choices we make.  That we actively commit to understanding and participating in alternative and complimentary currencies, as our future may very well depend on it!http://www.le.org.nzhttp://www.le.org.nz/index.php/support-us/37.html

Chris Dyer joins me via skype from Montreal Quebec. We talk Dreads, Art Basel Miami, Skinner, Culture Shock, Soccer, Memory, Visionary Art, Titles, Burma, Time Bank, The Moment, Civil Unrest, Marshal Law, and Being the Change

Ali Saidi, a student at University College London set up a Tennis club at his old school through Junction49, a project run by TimeBank for 16-25 year olds. His aim was to encourage younger people to get involved with sports after school to improve their fitness, well being and participation. Ali Saidi talks about Junction49 www.junction49.co.uk