Podcasts about childcare

In this episode of For The Dads with Former NFL Linebacker Will Compton, Goon Beret Matt Malone steps in for Deke (who's on his HONEYMOON!), Sherm cracks a cold one to his first solo weekend with Jill, and Will cracks a cold one to the most important fall leaf of all time — all while keeping the episode fun, fresh and of course, under an hour. The episode kicks off with the boys recapping the Tennessee tailgate, including Chef's first-ever PT6 photo request and his questionable navigation skills, before getting into topics like; - Tearing apart Frozen like it's The Godfather trilogy - A LIVE REP when Jill calls in the middle of the show - A Dad Hack for when your kids won't eat what's on their plate

If you have kids, you probably know the struggle of finding good, affordable child care nowadays. And it feels like it's only getting harder. So what can be done to make things better for Utah's families? This weekend, KSL NewsRadio will air a special presentation called "Utah's Childcare Crisis: Navigating the lack of availability and affordability in a costly world." Ahead of that special, we want to talk more about the issues of childcare. For more on that, Greg and Holly are joined by the producer and host of this special, KSL NewsRadio's Heather Peterson.

Georgie Dent's National Press Club address recently went viral after laying bare the compounding pressures on modern families. Between soaring costs of living, rigid workplace expectations and an eye-watering gap between school days and work hours, is the current system setting parents up to fail? Reged Ahmad speaks with CEO of advocacy group The Parenthood, Georgie Dent, to unpack why raising children has become an impossible mathematical equation and how policy reform can fix it

HEADLINES: Electric car sales have more than doubled as Aussies look to dodge soaring fuel costs The largest coal mine expansion in NSW history has been approved UK Prime Minister Andy Burnham says Britain should consider rejoining the EU Six babies have died after contracting syphilis in the womb A tiny Chihuahua has joined Mexico's National Guard Plus, dual-working families need to find 814 hours a year to cover the gap between school hours, school holidays and work. UNSW gender equality hub co-director Rosalind Dixon explains why the system no longer fits, and the bold ideas that could fix it. GET IN TOUCHGot a story idea, news tip or feedback?Send us a voice note or email us at thequicky@mamamia.com.au HELPFUL LINKS: Become a Mamamia subscriber and get an all-access pass to everything we make, including exclusive podcasts and early listening, subscriber-only articles, monthly giveaways and our home workout app, MOVE. Get access to Very Peri, Mamamia's exclusive perimenopause series, for just $59. 25 world-leading experts, over 20 on-demand sessions, available now. We’ve sorted through the noise so you don't have to. Go to veryperi.com.au today. You hot? Same. CREDITSHosts: Charlotte Mortlock and Tamsin RoseAudio Producer: Scott StronachProducer: Ella Maitland Head of Show: Tamsin RoseBecome a Mamamia subscriber: https://www.mamamia.com.au/subscribeSee omnystudio.com/listener for privacy information.

The locations of seven proposed new early learning and childcare projects were announced today by Minister Norma Foley.Across the seven proposed locations there is potential to provide around 600 places to support the Department of Children, Disability and Equality's policy of improving access to high-quality, affordable early learning and childcare.Joining Shane to discuss is Minister for Children, Disability and Equality, Norma Foley…

Sign up to Revolut Business https://www.revolut.com/business/james/pod/sept2/ at before 31st December 2026 and add money to your account to receive a £200 welcome bonus. Fees, Promotion terms and Business T&Cs apply.Find out more from Lullaby lane childcare here: https://lullabylne.co.uk/Try Entrepreneurs University 14 Day FREE Trial Here ►https://jamessinclair.net/entrepreneurs-university-free-trial/Sign up to my weekly newsletter 'The James Sinclair Letter' here:https://www.jamessinclair.net/the-letterFind out your Entrepreneurial DNA, take the '8 Traits of the Greats' quiz here ► https://jamessinclair.scoreapp.comGet your tickets to our next event here ► https://www.jamessinclair.net/

You can have a leadership team, directors, job descriptions, titles, and processes. And somehow the school still works because you're the one underneath it all, noticing, anticipating, remembering, and asking the next question.From the outside, it looks like you've built something that runs. From the inside, you're the invisible operating system.In this episode, I sit down with Kris Saburn, an executive director who has spent 35 years in childcare. Kris has a center director, an administrative specialist, and a teacher mentor on her leadership team. On paper, she has plenty of help. And for years, she was still running in survival mode.What You'll LearnWhy a full leadership team doesn't automatically mean a school that runs without youThe open door policy myth that keeps directors working 60-hour weeksWhy so many women in leadership give to everyone except themselves, and what it takes to receive careThe difference between being lonely at the top and drowning in plain sightWhy questions build more leadership capacity than answers ever willHow constant updates can be a form of soothing your own anxietyWhy trust is built through evidence your body experiences, not through pep talksThe skills Kris built that help her face licensing citations and hard conversations without losing sleepWhat happens when you only seek support in a crisisConnect With UsChanie's book, This Can't Be Normal: https://thiscantbenormal.comJoin Schools of Excellence on Substack: https://chaniewilschanski.substack.com/

VIDEO GUEST - STATE REP TRAVIS COUTURE. Childcare providers conspired with parents to scam taxpayers, documents show. Union urges lawmakers to curb influencers amid daycare fraud coverage // Seattle gets a new light rail station, and then a long wait. John drops a nuclear bomb on the Pinehurst station announcement // LETTERS

What happens when the path you planned for your child care business keeps hitting roadblocks? Sometimes the answer isn't to keep forcing the original plan. It's to stay open, get creative, and find a completely different way forward. In this episode of the Child Care Genius Podcast, Brian and Carol Duprey sit down with Anthony and Jennifer Thomason to share how their willingness to pivot helped them build a unique and growing child care business.   Listen in as  Anthony and Jennifer take us back to how they unexpectedly entered the child care industry and eventually grew from one in-home program to multiple locations and commercial centers. Their journey hasn't followed a straight line. They've faced closed doors, real estate challenges, financial uncertainty, and plenty of moments when they simply had to figure out the next move. Along the way, they discovered opportunities they never would have found if they had been too attached to one vision of what growth was supposed to look like. Tune in to hear how coaching and mentorship challenged Jennifer and Anthony to rethink the way they were running their business, especially when it came to systems, delegation, and trusting their team. They share what changed when they stopped relying on "I'll remember," began putting stronger systems in place, and gave capable team members more responsibility. They also open up about an important realization: building a successful business shouldn't come at the expense of actually enjoying the life you're working so hard to create. Join Brian and Carol for a candid, funny, and inspiring conversation about taking chances, learning as you go, letting go of control, and continuing to dream bigger. Jennifer and Anthony's story is still unfolding, with plans for more automation, expansion, and new ways to help other child care owners along the way. If you've ever wondered whether there might be another way to grow your child care business and your life, this is an episode you'll want to hear. To Contact Anthony and Jennifer Thomason:  thomasonchildcaresolutions@gmail.com  Mentioned in this episode: Need help with your child care marketing? Reach out! At Child Care Genius Marketing we offer website development, hosting, and security, Google Ads creation and management, done for you social media ads management. For social media content we have the Genius Box, which is a monthly subscription chock full of social media & blog content, as well as a new monthly lead magnet every month! Learn more at Child Care Genius Marketing. https://childcaregenius.com/marketing-solutions/  Schedule a no obligation call to learn more about how we can partner together to ignite your marketing efforts.   If you need help in your child care business, consider joining our coaching programs at Child Care Genius University. Learn More Here. https://childcaregenius.com/university     Connect with us:  Child Care Genius Website Like us on Facebook Join our Owners Only Private Mastermind Group on Facebook    Join our Child Care Mindset Facebook Group Follow Us on Instagram Connect with us on LinkedIn Subscribe to our YouTube Channel Buy our Books Check out our Free Resources

----- Worship Times Sunday – 8:00 & 10:45 a.m. Monday – 6:30 p.m. https://trinitysheboygan.org https://facebook.com/trinitysheboygan We are a congregation of the Lutheran Church—Missouri Synod. Join us as we proclaim Christ crucified and risen for the forgiveness of sins. --- Trinity Lutheran Church, School and Child Care have been "Making Known the Love of Christ" in Sheboygan, Wisconsin and throughout the world since 1853 as a congregation gathering around God's Word and Sacraments to receive forgiveness and life everlasting. Trinity is located in downtown Sheboygan, only one block from the Mead Public Library and the Weill Center for the Performing Arts. We invite you to visit us in person! Trinity Lutheran Sheboygan is a proud member of The Lutheran Church—Missouri Synod. Visit their website: https://www.lcms.org/​​​​ Music for this production was obtained through a licensing agreement with One License, LLC. The copyright permission to reprint, podcast, and record hymns and songs is acquired through ID Number: 730195-A #LCMS #Lutheran #DivineService

----- Worship Times Sunday – 8:00 & 10:45 a.m. Monday – 6:30 p.m. https://trinitysheboygan.org https://facebook.com/trinitysheboygan We are a congregation of the Lutheran Church—Missouri Synod. Join us as we proclaim Christ crucified and risen for the forgiveness of sins. --- Trinity Lutheran Church, School and Child Care have been "Making Known the Love of Christ" in Sheboygan, Wisconsin and throughout the world since 1853 as a congregation gathering around God's Word and Sacraments to receive forgiveness and life everlasting. Trinity is located in downtown Sheboygan, only one block from the Mead Public Library and the Weill Center for the Performing Arts. We invite you to visit us in person! Trinity Lutheran Sheboygan is a proud member of The Lutheran Church—Missouri Synod. Visit their website: https://www.lcms.org/​​​​ Music for this production was obtained through a licensing agreement with One License, LLC. The copyright permission to reprint, podcast, and record hymns and songs is acquired through ID Number: 730195-A #LCMS #Lutheran #DivineService

Send us Fan MailWhat if the stress and overwhelm you're carrying isn't just stress but unresolved grief? Grief recovery specialist Vickie Hagedorn joins Kate for a powerful conversation about how grief can show up far beyond death or divorce, especially during major life transitions like retirement, menopause, moving, job loss, empty nesting, and children starting school.Vickie shares practical tools for grief recovery, emotional healing, leadership, parenting, and relationships, and explains why simply “pushing through” or compartmentalizing doesn't always work. For early childhood educators, childcare leaders, parents, caregivers, and anyone navigating change, this episode offers a fresh perspective on grief and why becoming emotionally complete may be the key to moving forward.Check out this episode's sponsor:  tryplayground.com/partnerships/childcareconversationsThanks for Listening

Child Care, Health Care, AI- Democrats will put smart people in place to fight corruption at every level- if they can get a majority. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Today's Poll Question at Smerconish.com: Should stay-at-home parents get the same federal child care aid as parents who use daycare? Michael examines a proposal that could expand federal child care assistance to families in which one parent works while the other stays home with the kids. He traces the idea to a 2021 Wall Street Journal essay co-authored by J.D. Vance and explores the arguments over daycare, parental choice, child development, and whether public policy should financially support at-home caregiving. With the proposal now drawing attention—and disagreement—among CONSERVATIVES, Michael asks whether federal child care dollars should follow families regardless of how they choose to care for their children. Listen here, then rate and review and share this podcast, and be sure to vote at smerconish.com. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

Cynthia and Alison are circling back to an episode from years ago in the How Preschool Teachers Do It podcast - gender and pretend play. Join us for a discussion about what has changed...or not...Check out our website:  https://www.howpreschoolteachersdoit.com/Be sure to like our Facebook page:  https://www.facebook.com/howpreschoolteachersdoitLearn more about Cynthia's work, including professional development, family education, and consulting opportunities:  https://hihello.com/hi/cindyterebush-RXMBKASubscribe to Cynthia's SubStack for free to receive articles and more in your email:  https://substack.com/@cynthiaterebush

In this episode of Inside Voices, Georgia reflects on two recent events focusing on reshaping how we think about economic opportunity for Connecticut families and childcare businesses. From the Connecticut Economic Opportunity Summit in Hartford (September 9) to The Care Economy in Connecticut roundtable featuring the Federal Reserve Bank of Boston President and CEO Susan M. Collins (September 22), we dig into the crucial reality that families and providers don't experience house, childcare, transportation, work and savings as separate issues. The real measure of affordability is whether they can meet their needs today and still have room to build tomorrow.

It's day one of the school holidays, and many parents will be struggling with balancing work and childcare. It's a constant juggle for working parents dealing with a mismatch of annual leave and 12 weeks of school holidays a year. The issue was raised by advocacy group The Parenthood, in Australia last week. Its CEO Georgia Dent spoke to Ingrid Hipkiss.

Three of our favorite segments from the week, in case you missed them.30 Issues in 30 Days: Child Care in NYS (First) | Mayor Mamdani's 'Broken Windows' Promise (Starts at 30:19) | The Professionals Cleaning AI Slop (Starts at 56:07)If you don't subscribe to the Brian Lehrer Show on iTunes, you can do that here. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

WNYC's senior political correspondent Brigid Bergin, host of "Who's Running This Place," and Shoshana Hershkowitz, campaign manager, Empire State Campaign for Child Care, discuss the landscape of child care in New York State, and the policy proposals on the issue that each of the gubernatorial candidates, Governor Kathy Hochul and Nassau County Executive Bruce Blakeman, have put forth.Photo: Gov. Kathy Hochul speaks during a press conference on Universal Childcare at the Sugar Hill Children's Museum of Art & Storytelling on March 03, 2026 in New York City. (Michael M. Santiago via Getty Images) Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Is your child care center full (or close to full), but the profit still isn't showing up the way it should? In this episode of the Child Care Genius Friday Training Podcast, host Faith Yocum shares where money may be quietly slipping through the cracks and what owners should be paying closer attention to before automatically raising tuition.   Listen in as Faith explores staffing, enrollment, expenses, collections, and other areas where small inefficiencies can add up to a much bigger impact on your bottom line. Tune in to learn how to find more profit within the business you already have.      Mentioned in this episode:   Need help with your child care marketing? Reach out! At Child Care Genius Marketing we offer website development, hosting, and security, Google Ads creation and management, done for you social media ads management. For social media content we have the Genius Box, which is a monthly subscription chock full of social media & blog content, as well as a new monthly lead magnet every month! Learn more at Child Care Genius Marketing. https://childcaregenius.com/marketing-solutions/  Schedule a no obligation call to learn more about how we can partner together to ignite your marketing efforts.   If you need help in your child care business, consider joining our coaching programs at Child Care Genius University. Learn More Here. https://childcaregenius.com/university   Connect with us:  Child Care Genius Website Like us on Facebook Join our Owners Only Private Mastermind Group on Facebook    Join our Child Care Mindset Facebook Group Follow Us on Instagram Connect with us on LinkedIn Subscribe to our YouTube Channel Buy our Books Check out our Free Resources

The Trump administration is considering a $9,000 child care benefit for married families with a stay-at-home parent to encourage one parent to stay home with the children. How does this affect your family and mediation in the case of a divorce?Matthew Brickman answers your most frequently asked questions about divorce as he goes over several key points:Assume nothing.Know who you are before you get married. Know who you're getting married to. Know the laws and statutes in the state you live in.Don't take advice from anyone who isn't a legal professional in the state in which you're getting married and living in.If you have a matter, disagreement, or dispute you need professional help with then visit iMediate.com - Email mbrickman@ichatmediation or Call (877) 822-1479Matthew Brickman is a Florida Supreme Court certified family and appellate mediator who has worked in the 15th and 19th Judicial Circuit Courts since 2009 and 2006 respectively. But what makes him qualified to speak on the subject of conflict resolution is his own personal experience with divorce.Download Matthew's book on iTunes for FREE:You're Not the Only One - The Agony of Divorce: The Joy of Peaceful ResolutionMatthew Brickman President iMediate Inc. Mediator 20836CFAiMediateInc.comSCHEDULE YOUR MEDIATION: https://ichatmediation.com/calendar/OFFICIAL BLOG: https://ichatmediation.com/podcastOFFICIAL YOUTUBE: http://www.youtube.com/ichatmediationOFFICIAL LINKEDIN: https://www.linkedin.com/company/ichat-mediation/ABOUT MATTHEW BRICKMAN:Matthew Brickman is a Supreme Court of Florida certified county civil family mediator who has worked in the 15th and 19th Judicial Circuit Courts since 2009 and 2006 respectively. He is also an appellate certified mediator who mediates a variety of small claims, civil, and family cases. Mr. Brickman recently graduated both the Harvard Business School Negotiation Mastery Program and the Negotiation Master Class at Harvard Law School. 

----- Worship Times Sunday – 8:00 & 10:45 a.m. Monday – 6:30 p.m. https://trinitysheboygan.org https://facebook.com/trinitysheboygan We are a congregation of the Lutheran Church—Missouri Synod. Join us as we proclaim Christ crucified and risen for the forgiveness of sins. --- Trinity Lutheran Church, School and Child Care have been "Making Known the Love of Christ" in Sheboygan, Wisconsin and throughout the world since 1853 as a congregation gathering around God's Word and Sacraments to receive forgiveness and life everlasting. Trinity is located in downtown Sheboygan, only one block from the Mead Public Library and the Weill Center for the Performing Arts. We invite you to visit us in person! Trinity Lutheran Sheboygan is a proud member of The Lutheran Church—Missouri Synod. Visit their website: https://www.lcms.org/​​​​ Music for this production was obtained through a licensing agreement with One License, LLC. The copyright permission to reprint, podcast, and record hymns and songs is acquired through ID Number: 730195-A #LCMS #Lutheran #DivineService

Utah's been experiencing a child care crisis -- it's not new, but it's gotten worse, with higher prices and few options for child care leading many families to wonder what to do. With schools back in session, it helps with a form of child care during the day. But most parents work several hours after school gets out, so it doesn't solve all the problems. Executive director of the Utah Afterschool Network, Ben Trentelman, joins the conversation.

Alex Mayyasi of NPR's Planet Money joins me to explore some of the stranger forces shaping the economy. Why did the federal government create a legally mandated raisin cartel? Why are so many American corporations technically from Delaware? Should companies exist solely to make money? And are there times when price controls actually work? We also dig into Baumol's cost disease—the counterintuitive reason that as society gets richer, childcare, healthcare, restaurants, haircuts, teachers, and live performances can become increasingly expensive. Plus: how rising labor costs might be contributing to the loneliness epidemic, and how Lucille Ball and Desi Arnaz helped invent the modern television business. His book: "Planet Money: A Guide to the Economic Forces That Shape Your Life"

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Allied health workforce shortages—from surgical techs to respiratory therapists—carry real operational weight, yet they rarely get the attention they deserve. In this episode of Elevate Care, host Enderson Miranda speaks with Dr. Hussein Tahan, Chief Nursing Officer and System Vice President at MedStar Health, about how his team built an internal talent pipeline that has fundamentally changed how the organization approaches workforce strategy. Dr. Tahan traces the origin of the MedStar Academy from a single idea in the operating room to a multi-discipline program that has trained more than 400 associates, explaining how MedStar identifies priority roles, partners with community colleges to accelerate training, and provides wraparound support—childcare assistance, transportation help, and consistent check-ins—to keep learners on track.The conversation also explores how MedStar builds business cases with finance partners from day one, why wraparound support like childcare assistance and transportation help keeps learners on track, and how the calculus between contract labor, overtime, and internal training has shifted since the pandemic. For healthcare leaders working to make a similar case internally, this episode offers a clear, practical framework for pairing workforce investment with measurable outcomes.Key Takeaways· Allied health deserves equal attention to nursing in workforce strategy. Unlike nursing, allied health professions have historically not had access to contract labor as a bridge solution, making shortages in roles like surgical tech, sterile processing, and cardiovascular tech harder to absorb.· Internal talent development can outperform external recruitment. MedStar's academy started with 30 surgical tech trainees three years ago and has since expanded to sterile processing, cardiovascular tech, and CNA-to-patient care tech upskilling, training more than 400 associates in that pathway alone.· A strong business case requires precision, not estimates. MedStar builds ROI models directly with finance partners, using accurate wage comparisons instead of averages, to ensure committed cost reductions hold up during budget reviews.· Wraparound support drives program completion. Childcare assistance, transportation support, and frequent check-ins address the real-life barriers that keep working learners from finishing their training.· Contract labor strategy is not static. As wage dynamics shift, the calculation between agency labor, overtime, and internal staffing needs to be revisited regularly rather than treated as a one-time decision.· Retention starts with opportunity. Associates who move from entry-level roles into clinical career pathways show notable loyalty and engagement, translating workforce investment directly into retention outcomes.Chapters· 00:00 – Introduction to Allied Health Workforce Challenges· 01:47 – Dr. Tahan's Journey from Beirut to MedStar Health Leadership· 04:14 – Why Allied Health Needs More Attention Post-Pandemic· 06:38 – The Origin Story of the MedStar Academy· 08:16 – Expanding from Surgical Tech to Multiple Allied Health Roles· 11:08 – Building the Business Case with Finance Partners· 20:05 – Lessons Learned: Where to Start a Workforce Pipeline Program· 24:28 – Measuring ROI and Cost Savings Over Time· 28:12 – Partnering with Finance to Build Trust in the Numbers· 34:32 – Supporting Learners with Wraparound Services· 38:53 – Final Thoughts on Communication and Program VisibilityMeet Dr. Hussein TahanDr. Hussein Tahan, PhD, RN, FAAN, FACHE, serves as Chief Nursing Officer and System Vice President for Nursing Professional Development, Workforce Management, and Academic Affairs at MedStar Health. His career began in Beirut, Lebanon, before he moved to the United States to work as an emergency room nurse, eventually building a leadership path through academic medical centers in New York and into system-level roles.At MedStar Health, a nine-billion-dollar health system serving Maryland, Washington, DC, and Northern Virginia, Dr. Tahan oversees workforce strategy for more than 35,000 associates, including over 10,500 clinical nurses and approximately 4,000 care associates. Under his leadership, MedStar developed the MedStar Academy, an internal training pipeline that has produced hundreds of newly credentialed allied health professionals while reducing reliance on contract labor. Access the 2026 Healthcare Workforce Outlook SurveyDownload the full report to explore what these findings mean for retention, staffing, care quality, and workforce strategy.Explore Solutions for Smarter Workforce ManagementWe're proudly sponsored by AMN Healthcare, the leader in healthcare staffing and workforce solutions. Explore their services at AMN Healthcare.Learn how AMN Healthcare's workforce flexibility technology helps health systems cut costs and improve efficiency. Click here to explore the case study and discover smarter ways to manage your resources!Discover how WorkWise is redefining workforce management for healthcare. Visit workwise.amnhealthcare.com to learn more.About The Show: Elevate Care delves into the latest trends, thinking, and best practices shaping the landscape of healthcare. From total talent management to solutions and strategies to expand the reach of care, we discuss methods to enable high quality, flexible workforce and care delivery. We will discuss the latest advancements in technology, the impact of emerging models and settings, physical and virtual, and address strategies to identify and obtain an optimal workforce mix. Tune in to gain valuable insights from thought leaders focused on improving healthcare quality, workforce well-being, and patient outcomes. Learn more about the show here. Find Us On:WebsiteYouTubeSpotifyAppleInstagramLinkedInXFacebook Powered by AMN Healthcare Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What happens when your child care business grows, but everything still depends on you? Building multiple locations can create incredible opportunities, but if you're still solving every problem, answering every call, and holding all the pieces together yourself, growth can quickly become overwhelming.   In this episode of the Child Care Genius Podcast, Brian and Carol Duprey sit down with multi-center child care owner Jessica Lloyd to talk about what she's learned while growing Creative Learning Academy in Utah. Listen in as Jessica shares why defining the experience she wanted for children, families, and staff became the foundation for her business, and how she learned that quality can't live only inside the owner's head. They also discuss developing strong leaders, creating systems that can be repeated across locations, and building a culture where problems are communicated before they become emergencies.   Jessica also opens up about building a business while raising young children and the important shift from always being needed to becoming a more effective leader. She shares how setting boundaries gave other leaders room to step up, why owners need to stop being the person who rescues the business every day, and what she would do differently if she were starting over today.   Whether you're thinking about opening another location, working to strengthen the one you have, or simply trying to become a stronger leader in your business, there's a lot to take away from Jessica's experience. Join Brian, Carol, and Jessica for an honest conversation about growth, leadership, and learning to see your business from a different perspective. Tune in now!   To Contact the Creative Learning Academy: https://clautah.net Mentioned in this episode:   Need help with your child care marketing? Reach out! At Child Care Genius Marketing we offer website development, hosting, and security, Google Ads creation and management, done for you social media ads management. For social media content we have the Genius Box, which is a monthly subscription chock full of social media & blog content, as well as a new monthly lead magnet every month! Learn more at Child Care Genius Marketing. https://childcaregenius.com/marketing-solutions/  Schedule a no obligation call to learn more about how we can partner together to ignite your marketing efforts.   If you need help in your child care business, consider joining our coaching programs at Child Care Genius University. Learn More Here. https://childcaregenius.com   Connect with us:  Child Care Genius Website Like us on Facebook Join our Owners Only Private Mastermind Group on Facebook    Join our Child Care Mindset Facebook Group Follow Us on Instagram Connect with us on LinkedIn Subscribe to our YouTube Channel Buy our Books Check out our Free Resources

We often talk about helping children who are sad and upset to calm down. What about the children who are so excited and joyful that they are struggling? Cynthia and Alison talk today about helping to teach self-regulation for ALL extreme emotions.Check out our website:  https://www.howpreschoolteachersdoit.com/Be sure to like our Facebook page:  https://www.facebook.com/howpreschoolteachersdoitLearn more about Cynthia's work, including professional development, family education, and consulting opportunities:  https://hihello.com/hi/cindyterebush-RXMBKASubscribe to Cynthia's SubStack for free to receive articles and more in your email:  https://substack.com/@cynthiaterebush

----- Worship Times Sunday – 8:00 & 10:45 a.m. Monday – 6:30 p.m. https://trinitysheboygan.org https://facebook.com/trinitysheboygan We are a congregation of the Lutheran Church—Missouri Synod. Join us as we proclaim Christ crucified and risen for the forgiveness of sins. --- Trinity Lutheran Church, School and Child Care have been "Making Known the Love of Christ" in Sheboygan, Wisconsin and throughout the world since 1853 as a congregation gathering around God's Word and Sacraments to receive forgiveness and life everlasting. Trinity is located in downtown Sheboygan, only one block from the Mead Public Library and the Weill Center for the Performing Arts. We invite you to visit us in person! Trinity Lutheran Sheboygan is a proud member of The Lutheran Church—Missouri Synod. Visit their website: https://www.lcms.org/​​​​ Music for this production was obtained through a licensing agreement with One License, LLC. The copyright permission to reprint, podcast, and record hymns and songs is acquired through ID Number: 730195-A #LCMS #Lutheran #DivineService

----- Worship Times Sunday – 8:00 & 10:45 a.m. Monday – 6:30 p.m. https://trinitysheboygan.org https://facebook.com/trinitysheboygan We are a congregation of the Lutheran Church—Missouri Synod. Join us as we proclaim Christ crucified and risen for the forgiveness of sins. --- Trinity Lutheran Church, School and Child Care have been "Making Known the Love of Christ" in Sheboygan, Wisconsin and throughout the world since 1853 as a congregation gathering around God's Word and Sacraments to receive forgiveness and life everlasting. Trinity is located in downtown Sheboygan, only one block from the Mead Public Library and the Weill Center for the Performing Arts. We invite you to visit us in person! Trinity Lutheran Sheboygan is a proud member of The Lutheran Church—Missouri Synod. Visit their website: https://www.lcms.org/​​​​ Music for this production was obtained through a licensing agreement with One License, LLC. The copyright permission to reprint, podcast, and record hymns and songs is acquired through ID Number: 730195-A #LCMS #Lutheran #DivineService

Libbie Sonnier joins Tommy to talk about Louisiana parents who are eligible for childcare assistance are facing long waits to actually get it. Why?

Libbie Sonnier joins Tommy to talk about childcare services in Louisiana.

Home-based child care offers a small, family style setting for young children. This guide looks at what makes it different from larger centers, and why more families are choosing it today. Go to https://risingstarseducationplainsboro.com/ for more information. RisingStars Childcare City: Plainsboro Township Address: 35 Knox Ct Website: https://risingstarseducationplainsboro.com/

----- Worship Times Sunday – 8:00 & 10:45 a.m. Monday – 6:30 p.m. https://trinitysheboygan.org https://facebook.com/trinitysheboygan We are a congregation of the Lutheran Church—Missouri Synod. Join us as we proclaim Christ crucified and risen for the forgiveness of sins. --- Trinity Lutheran Church, School and Child Care have been "Making Known the Love of Christ" in Sheboygan, Wisconsin and throughout the world since 1853 as a congregation gathering around God's Word and Sacraments to receive forgiveness and life everlasting. Trinity is located in downtown Sheboygan, only one block from the Mead Public Library and the Weill Center for the Performing Arts. We invite you to visit us in person! Trinity Lutheran Sheboygan is a proud member of The Lutheran Church—Missouri Synod. Visit their website: https://www.lcms.org/​​​​ Music for this production was obtained through a licensing agreement with One License, LLC. The copyright permission to reprint, podcast, and record hymns and songs is acquired through ID Number: 730195-A #LCMS #Lutheran #DivineService

**Special note to our listeners** Love the show? Help us keep the conversation going! Become a paid subscriber through our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Substack⁠⁠⁠⁠⁠⁠.⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Your contributions help us continue to make content on issues related to the Asian-American, immigrant, modern parent experience. THANK YOU to our super awesome listeners who have already signed up! --------------------------------------If you could be the chief policy maker for your country right now, what would you change to make having children more attractive to women? Longer parental leaves? Childcare subsidies? Making corporate life entry/ exit/ part time jobs easier? Artificial wombs? Kidding (maybe not entirely)In this final episode of our series, we grapple with what things we wish were true at a macro level to make it easier to raise kids and also to make the choice to have kids more attractive. We also speculate as to why even countries with very generous support for parents (e.g., France) still have low and declining birth rates.

In this episode, Jennifer sits down with Matthew Booher, Co-Founder and Partnerships lead at Clad, to talk about something every childcare owner cares about, whether they enjoy talking about it or not: getting paid! You can have strong enrollment, healthy tuition numbers, and even profit on paper, but if parent payments or subsidy dollars are arriving late, it can still feel like you are constantly wondering where the cash went.   With nearly 30 years in the PreK-12 world, Matthew brings a big-picture view of the financial challenges child care businesses are facing right now and some surprisingly creative ways to solve them. Jennifer and Matthew talk about creating more consistent cash flow, taking the uncomfortable job of chasing payments off an owner's plate, finding capital for things like payroll or a new playground, and even using financial tools to support enrollment growth. Most importantly, this conversation is about giving owners more stability and more time to get back to the reason they opened their doors in the first place: serving children and families.   Key Takeaways: [5:18] Matthew shares how nearly 30 years in the PreK-12 industry eventually led him to join Clad and its mission of helping schools and child care centers. [7:02] Consistent cash flow can take a major financial and mental burden off owners so they can spend more time focused on children and families. [8:10] Late parent payments and inconsistent subsidy dollars are challenges showing up across the industry, so owners struggling with them are definitely not alone. [9:30] Matthew says one of the most consistent financial trends right now is actually inconsistency, which makes predictability even more valuable. [11:14] Matthew shares how access to short-term capital helped one center cover payroll during a difficult summer and another invest in a new playground. [11:45] Clad's model includes three main areas: consistent weekly cash flow, tools to support enrollment growth, and access to capital for investing back into the business. [12:57] Rather than treating every center the same, Matthew starts by understanding the owner's story, community, and specific financial needs. [14:40] Clad began with a former school owner who was tired of spending his time chasing tuition payments instead of doing the work he loved. [18:17] Centers can use Clad without replacing all of their existing software, making it more of an activation than a full technology overhaul. [19:21] Parent payments and subsidy funds can both be included so owners have a more predictable picture of what is actually reaching their bank account. [20:41] Consistent cash flow can give owners the working capital they need to make improvements that help their center stand out and grow. [24:18] Matthew encourages owners to take an honest look at whether money is really arriving on time, because a few late payments here and there add up. [25:00] Owners should also watch subsidy payments closely and connect with other providers when payment problems may be affecting an entire community. [26:16] Jennifer points out that big-hearted child care owners can easily become lenient about tuition without realizing how much those delays impact the business. [28:35] The goal of better financial systems is not to give owners one more thing to manage, but to get business tasks out of the way so they can return to their why. [30:18] Matthew understands why the model can sound too good to be true and encourages owners to do their homework and talk directly with centers already using it. [31:42] Even an owner who thinks cash flow is perfectly fine may discover another opportunity, from funding growth to opening an additional location.   Quotes:  "The one consistency we're seeing in the trends is that things are inconsistent." — Matthew [9:30]   "We'll cover your payroll for a few months. And it saved her business, and it literally saved her." — Matthew [11:14]   "He spent most of his time as a school owner chasing payments and getting parents to pay on time, and so he was not able to do what his passion was, which is to teach." — Matthew [14:40]   "Clad is not an implementation; it's an activation." — Matthew [18:17]   Sponsored By: Procare Solutions — Visit Procare Solutions and find out what running your center feels like when you finally have the right tools.   Mentioned in This Episode: Kris Murray @iamkrismurray Jennifer Conner The Child Care Success Company The Child Care Success Academy The Child Care Success Summit Grow Your Center Childcare Education Institute: Use code CDARenewal22 to get $100 off your renewal Clad: LinkedIn | Facebook | Instagram

Childcare is expensive and who wouldn't want to spend more time with their kids? Giving parents money to stay home, on its face, would seem to make sense. But a proposal from the Trump administration isn't enough to help most stay-at-home parents—and it comes with some glaring downsides.Guests:Dr. Jessica Calarco, Professor of Sociology at the University of Wisconsin-Madison and author of four books including Holding It Together: How Women Became America's Safety Net.Lauren Brody, founder of The Fifth Trimester movement, advocate with Chamber of Mothers, and author of The Fifth Trimester: The Working Mom's Guide to Style, Sanity and Big Success After Baby.Want more What Next? Subscribe to Slate Plus to access ad-free listening to the whole What Next family and across all your favorite Slate podcasts. Subscribe today on Apple Podcasts by clicking “Try Free” at the top of our show page. Sign up now at slate.com/whatnextplus to get access wherever you listen.Podcast production by Evan Campbell, Madeline Thames-Ducharme and Patrick Fort.Paige Osburn is the senior supervising producer of What Next and What Next TBD. Hosted on Acast. See acast.com/privacy for more information.

Join Federalist Editor-In-Chief Mollie Hemingway and Washington Examiner Senior Writer David Harsanyi as they discuss the left's latest meltdown over the Kennedy Center, jump back into the American citizenship and immigration debate in light of Texas Railroad Commissioner candidate Bo French's viral post about demographic changes in his state, and dissect the Trump administration's federal childcare subsidy eligibility modifications. David also shares his culture reviews, and Mollie reflects on her recent trip to Italy. Order and review Mollie's book Alito: The Justice Who Reshaped the Supreme Court and Restored the Constitution here.The FDRLST Media Foundation is a nonprofit, and we depend entirely on our listeners and readers — not corporations. If you value fearless, independent journalism, please consider a tax-deductible gift today at TheFederalist.com/donate. Your support keeps us going.

Childcare is expensive and who wouldn't want to spend more time with their kids? Giving parents money to stay home, on its face, would seem to make sense. But a proposal from the Trump administration isn't enough to help most stay-at-home parents—and it comes with some glaring downsides.Guests:Dr. Jessica Calarco, Professor of Sociology at the University of Wisconsin-Madison and author of four books including Holding It Together: How Women Became America's Safety Net.Lauren Brody, founder of The Fifth Trimester movement, advocate with Chamber of Mothers, and author of The Fifth Trimester: The Working Mom's Guide to Style, Sanity and Big Success After Baby.Want more What Next? Subscribe to Slate Plus to access ad-free listening to the whole What Next family and across all your favorite Slate podcasts. Subscribe today on Apple Podcasts by clicking “Try Free” at the top of our show page. Sign up now at slate.com/whatnextplus to get access wherever you listen.Podcast production by Evan Campbell, Madeline Thames-Ducharme and Patrick Fort.Paige Osburn is the senior supervising producer of What Next and What Next TBD. Hosted on Acast. See acast.com/privacy for more information.

Childcare is expensive and who wouldn't want to spend more time with their kids? Giving parents money to stay home, on its face, would seem to make sense. But a proposal from the Trump administration isn't enough to help most stay-at-home parents—and it comes with some glaring downsides.Guests:Dr. Jessica Calarco, Professor of Sociology at the University of Wisconsin-Madison and author of four books including Holding It Together: How Women Became America's Safety Net.Lauren Brody, founder of The Fifth Trimester movement, advocate with Chamber of Mothers, and author of The Fifth Trimester: The Working Mom's Guide to Style, Sanity and Big Success After Baby.Want more What Next? Subscribe to Slate Plus to access ad-free listening to the whole What Next family and across all your favorite Slate podcasts. Subscribe today on Apple Podcasts by clicking “Try Free” at the top of our show page. Sign up now at slate.com/whatnextplus to get access wherever you listen.Podcast production by Evan Campbell, Madeline Thames-Ducharme and Patrick Fort.Paige Osburn is the senior supervising producer of What Next and What Next TBD. Hosted on Acast. See acast.com/privacy for more information.

Join Federalist Editor-In-Chief Mollie Hemingway and Washington Examiner Senior Writer David Harsanyi as they discuss the left's latest meltdown over the Kennedy Center, jump back into the American citizenship and immigration debate in light of Texas Railroad Commissioner candidate Bo French's viral post about demographic changes in his state, and dissect the Trump administration's federal childcare subsidy eligibility modifications. David also shares his culture reviews, and Mollie reflects on her recent trip to Italy. Order and review Mollie's book Alito: The Justice Who Reshaped the Supreme Court and Restored the Constitution here.The FDRLST Media Foundation is a nonprofit, and we depend entirely on our listeners and readers — not corporations. If you value fearless, independent journalism, please consider a tax-deductible gift today at TheFederalist.com/donate. Your support keeps us going.

OP is annoyed that her sister is asking her parents to take care of her children and she confronted her about it. Now not only is the sister annoyed at OP, but their parents are, too!Is OP the asshat for asking her sister to stop asking their parents for free child care?See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

While it is important to collect data on children's progress, this focus may have led to an intense focus on achieving milestones. During this episode, Cynthia and Alison consider the impact and where our attention should be as children learn and grow.Check out our website:  https://www.howpreschoolteachersdoit.com/Be sure to like our Facebook page:  https://www.facebook.com/howpreschoolteachersdoitLearn more about Cynthia's work, including professional development, family education, and consulting opportunities:  https://hihello.com/hi/cindyterebush-RXMBKASubscribe to Cynthia's SubStack for free to receive articles and more in your email:  https://substack.com/@cynthiaterebush

1849 CLAUDE MONETCONTENTS FOR THE JOHN BATCHELOR SHOW, 9-10-2026Russian Election Strategy And European SecurityAnatol Lieven notes the Kremlin closely monitors legislative elections, banning opposition parties to preempt anti-war sentiment while relying on well-paid volunteers rather than unpopular mass conscription. Meanwhile, CIA Director John Ratcliffe visited Moscow, signaling possible shifts in diplomatic representation to explore war termination talks with Russian leadership. Discussions encompass discreet Russian assistance to Iran, hybrid warfare tactics in Europe, and mutual restraint among major global powers to avoid escalating into nuclear conflict. Concurrently, Great Britain faces severe military budget constraints, leaving its reserve forces underfunded and reducing its active fleet to just five operational warships. Political opposition across Europe further threatens long-term financial backing for Ukraine. (1)SpaceX Environmental Waivers For Louisiana PortDoug Messier reports SpaceX has proposed constructing Starbase Louisiana, a massive spaceport covering 125,000 acres along a vulnerable Gulf Coast ecosystem. The proposed facility plans to feature ten launchpads arranged in five clusters, natural gas extraction operations, employee housing, and a deepwater port facility to support thousands of annual Starship Super Heavy launches. To expedite development, the Department of Transportation proposed waiving twelve federal environmental protection laws, including the Clean Water Act and Endangered Species Act. While government officials argue these exemptions remove bureaucratic obstacles to supercharge commercial space exploration, conservation advocates warn that waiving regulatory oversight threatens fragile coastal habitats and likely violates statutory protections. (2)Analyzing Family Subsidies And National DebtVeronique de Rugy analyzes Vice President JD Vance's policy proposal to extend federal Child Care and Development Fund subsidies to stay-at-home parents. De Rugy contends that low-income single mothers cannot afford to leave the workforce, meaning the subsidies would primarily benefit higher-income households or families who had already chosen stay-at-home care. International examples in France, Norway, and Finland demonstrate that similar stay-at-home subsidies failed to reverse declining national fertility rates, benefiting higher-educated mothers instead. Furthermore, de Rugy criticizes proposals offering direct 5,000-dollar payments to citizens, warning that funding such initiatives through tariffs is financially unviable and would expand the national debt by over 1.35 trillion dollars. (3)Political Assets Intelligence Networks Financial TiesCraig Unger, author of American Kompromat, House of Trump, House of Putin, House of Bush, House of Saud, and Den of Spies, discusses intelligence allegations surrounding Donald Trump, evaluating claims by former Kazakh security official Alnur Mussayev that Trump served as a Russian intelligence asset. Unger distinguishes between formal intelligence agents and political assets, who may act as useful contacts or unknowing participants, while pointing out procedural irregularities regarding specific KGB directorates. He questions sending real estate representatives or political appointees rather than seasoned diplomats to negotiate complex conflicts in Moscow and Gaza. Unger also details historical Saudi political connections, noting how members of the Bin Laden family were flown out of American airspace immediately following the 9/11 attacks through private financial partnerships involving the Bush family and the Carlyle Group. (4)rones Target Russian Space Program InfrastructureAnatoly Zak and David Livingston: Zak reports on recent Ukrainian drone strikes against vital Russian space infrastructure, including the Progress aircraft company in Samara and the Plesetsk launch site. These targeted attacks aim to impede the manufacture of Soyuz rockets and delay the deployment of Russia's Rassvet satellite constellation, intended as a military equivalent to Starlink. While Soyuz and Angara rocket systems carry essential surveillance payloads for the Russian military, early Rassvet satellites have encountered operational difficulties, failing to reach intended orbits and risking atmospheric re-entry. Additionally, economic strain from wartime spending and budget deficits threatens Roscosmos, impacting future space station development following the retirement of the International Space Station. (5)Literary Evolution Of Novelist George SandFiona Sampson, author of Becoming George, explores the life and literary legacy of Amantine Lucile Aurore Dupin, who became the pioneering nineteenth-century French author George Sand. Sampson traces Sand's upbringing at Nohant, marked by childhood grief, an aristocratic paternal lineage blended with working-class maternal roots, and a formative convent education in Paris. After escaping a brief, unhappy marriage to Casimir Dudevant, Sand established independence in Paris, initially collaborating with Jules Sandeau before achieving immediate solo acclaim with her debut novels Indiana and Lélia. Her writings broke ground by depicting female interiority, challenging traditional marriage institutions, and infusing progressive political idealism into intimate social narratives amidst turbulent French political eras. (6)SecurityDynamics Across Latin American NationsEvan Ellis details US Secretary of State Marco Rubio's diplomatic tour across Colombia, Ecuador, and Peru to strengthen regional security partnerships. In Colombia, President de la Espriella has renewed security alignment with Washington, exited China's Belt and Road Initiative, and sought aid against Venezuelan transnational crime networks. Ecuador's President Noboa secured US anti-gang assistance and maritime vessels to counter expanding narco-trafficking violence. Meanwhile, Peru balances US counter-narcotics cooperation against deep-seated Chinese investments in mining, telecommunications, and the Chancay port. Ellis further examines judicial corruption in Brazil ahead of presidential elections, severe power grid collapses in Cuba and Venezuela, and potential tech investments in Argentinaunder President Milei. (7)R

1849 DEUTSCHLANDAnalyzing Family Subsidies And National DebtVeronique de Rugy analyzes Vice President JD Vance's policy proposal to extend federal Child Care and Development Fund subsidies to stay-at-home parents. De Rugy contends that low-income single mothers cannot afford to leave the workforce, meaning the subsidies would primarily benefit higher-income households or families who had already chosen stay-at-home care. International examples in France, Norway, and Finland demonstrate that similar stay-at-home subsidies failed to reverse declining national fertility rates, benefiting higher-educated mothers instead. Furthermore, de Rugy criticizes proposals offering direct 5,000-dollar payments to citizens, warning that funding such initiatives through tariffs is financially unviable and would expand the national debt by over 1.35 trillion dollars. (3)

Heather Berger of the U.S. Economics Team hosts Wealth Management Senior Economist and Strategist Sarah Wolfe to discuss what it takes to define the middle class in America today. They break down how factors like rising essential costs and the development of AI are reshaping consumer balance sheets and financial security.Sarah Wolfe is a member of Morgan Stanley's Wealth Management Division and is not a member of Morgan Stanley's Research Department. Unless otherwise indicated, her views are her own and may differ from the views of the Morgan Stanley Research Department and from the views of others within Morgan Stanley.Read more insights from Morgan Stanley.----- Transcript -----Heather Berger: Welcome to Thoughts on the Market. I'm Heather Berger from Morgan Stanley's U.S. Economics Team.Sarah Wolfe: And I'm Sarah Wolfe, Senior Economist and Strategist on Morgan Stanley's Thematic and Macro Investing team in the Global Investment Office.Heather Berger: Today, the K-shaped economy, the middle class, and how AI could reshape both.It's Friday, September 11th, at 10a.m. in New York.The K-shaped economy has been a major theme this year. At its core, it describes an economy where households are experiencing very different circumstances. Those with more assets have benefited from rising wealth, while those with less wealth remain more dependent on income and more exposed to increases in essential costs. But that top versus bottom framing can miss an important part of the story: the middle class. Sarah, you recently wrote about what it takes to make it to the middle class in America. How would you define the middle class today, and how does that differ from the way that households define it themselves?Sarah Wolfe: I think the important thing here is that economists and households define the middle class very differently from each other, and, and I'll get into why that's the case.So if you're an economist, the middle class is roughly defined as two-thirds to twice the median household income, which today means if you're making around fifty-five thousand dollars a year to a hundred and sixty-eight thousand dollars a year, depending on where you live in the country, that is roughly the middle class. And that's where about half of Americans sit today.We've actually seen that number decline, so sixty-one percent of Americans in the 1970s were in that middle class definition by economist terms. Now it's about fifty percent, so we have seen it shrunk. But even though it's shrunk, fewer and fewer households feel like they're in the middle class, and they don't define it by necessarily income or a specific number, but they really define it by milestones, I would say.So do you own a home? Have you been able to build a family, and can you pay for childcare? Have you saved enough for retirement? Do you have an emergency fund? Are you constantly stressed about your bills? That feeling is really what the middle class is about today, and I would say that less than fifty percent of Americans actually feel like they're in the middle class once you start to put that definition around it.Heather Berger: What are the key factors that actually make a household feel financially secure?Sarah Wolfe: I think there's four things that determine household security and stability. The first, of course, is income, stable income. Do you have a job, and do you think you're going to continue to have a job six months from now? We love the University of Michigan Consumer Sentiment survey that asks consumers this.Do you have affordable fixed costs, like housing, childcare, healthcare, and transportation? Do you own assets? This is critically important because if we look at where gains have come from from the last five years, it hasn't really been that much through the labor income channel. It's been through the asset channel, like home equity, retirement savings, are you invested in the stock market, et cetera.And then the last one is this emergency fund and a manageable debt. What is your debt load? Is it fixed rate, or is it revolving? The more of these pillars that a household has, the more financially fulfilled and comfortable they are, and the more likely they are to feel like they've made it to the middle class, but the reality is, is that fewer and fewer households are meeting these four boxes that define the middle class by historical terms.Heather Berger: And what has made that security harder to achieve? Which of those costs that you mentioned have moved the furthest out of reach?Sarah Wolfe: I think these numbers are going to maybe surprise our listeners, but in some ways feel very real to them as well. So if we look at how much inflation has risen since the 1970s, shelter, the cost of housing, has risen 6.6 times more than the overall inflation basket. Childcare costs have risen by 14 times more than the overall inflation basket, and healthcare costs have risen 10 times more.And if we dig more into childcare, we now like to call it the second mortgage. And we're not being sarcastic or anything. The reality is that to send two children to childcare in America costs more than a mortgage in 45 states, and costs more than rent in 49 states.So it's really, this reality has gotten a lot more expensive, and these baskets, these individual things like childcare, healthcare, shelter, that define the middle class, have risen more than the overall inflation basket, and certainly have risen more than income growth over this period as well.Heather Berger: Right. So the overall inflation measure can kind of understate the increases in some of these essential costs. And when people talk about a K-shaped economy, the middle class itself isn't necessarily moving as one group. You mentioned homeownership a lot. How much do homeownership, age, and geography determine who is moving up and who is getting squeezed?Sarah Wolfe: Homeownership is always incredibly important, right? Because it's this large asset that is more equally distributed across the income distribution, as opposed to if we think about equities, and you've done a lot of great work on this. That is the most highly concentrated asset across the income distribution, right? Where the top 20% is sitting on 70%, at least, of equities. So homeownership remains the best channel towards wealth accumulation. Obviously, though, timing of homeownership matters a lot. If we were all so lucky to have bought a home in 2019 and 2020, we got a low fixed-rate mortgage, and we would've benefited from the tremendous run-up in home prices over the last five years, right, over 50% home price appreciation over this entire period. So that's been really important. Also, geography, where you bought a home, did that benefit from the COVID home price appreciation? And then the geography also matters because someone living in New York versus someone living in the Midwest is living with really different fixed costs, realities of fixed costs, and that's also gonna help define do they feel financially secure, and do they feel like they're in the middle class?The other component I don't wanna leave out, though, equities is really important. And we did some work looking at the Fed's distributional financial accounts, and if you look seven years ago, Gen X was doing way better than Gen Y or the millennials were at that same age 15 years ago. But then, because the millennials were sitting on so much equity wealth because they've built up their 401Ks, they really couldn't get as successfully into homeownership, so they had more stored away in equities. They have now surpassed Gen X at this age, two and a half times. It is a tremendous reversal in wealth and in who's doing well, and it's because of what's happened in the stock market. And it's not because they were better savers. It was just a lot of timing and luck. So I would say that our fate is not prewritten, as we also think about Gen Z entering the workforce and becoming wealth builders.I want to dig in, though, to a really important part of the K-shaped economy, though, and that's AI. We can't talk about anything without talking about AI, for better or for worse. And that the common view is that white collar, high-income workers are the most exposed to displacement, and we're seeing that in some of the job numbers recently, right, where tech and financial services are shedding jobs. But your work, I think, is really unique, and it's the only thing I've seen on this that argues that that's only part of the story. So what are we missing about how AI is going to affect high-income households in the K-shaped economy?Heather Berger: Yes. Yeah, I think it's hard to talk about the economic outlook, the consumer outlook these days without thinking about AI. And as you mentioned, I think really the main focus so far has been potential white collar job loss, and this, of course, is an important channel. Labor income is really the main driver of consumer spending. But there are also several other transmission channels through which AI will affect consumer balance sheets.And so ultimately, you were just talking about equity wealth, AI will also affect asset markets, which we've already started to see. It will affect consumer prices and policy decisions, and each of these will flow through to consumer spending and consumer credit performance. And so since different subgroups of consumers differ in the types of goods and services they buy and the composition of their balance sheets, the effects will not be uniform across the spectrum.As we've seen with past innovation waves, AI has the ability to potentially widen income and wealth inequality, or it could help to close the gaps.Sarah Wolfe: Can you dig a little bit more into some of these other channels outside of the labor market? So what is the wealth channel, and how does it filter through to high-income households? And then what also is the inflation channel that we should be looking at?Heather Berger: Sure. So the wealth channel is really important for high income consumers because they have equity wealth that is very elevated relative to their labor income. So for that top twenty percent cohort, their equity wealth is around six times their annual labor income. Whereas for the lower income groups, they're about in line with each other.And so even if the marginal propensity to consume out of income is higher than that out of wealth, for this high income group, asset markets are still a really important driver of spending. Now, for lower income groups and really across the spectrum, of course, inflation will be important as well and will really help determine purchasing power.When we think about the price channel, we're really thinking in two phases. The first is that in the near term, AI could potentially create price pressures. So if we look at areas like electricity and software, we've already started to see that the demand from AI has led to increases in these prices. But over the longer term, we are expecting that eventually AI will lead to productivity gains, and therefore could lead to disinflation.Sarah Wolfe: In which categories are we expected to see disinflation, and who does that benefit?Heather Berger: So we're really first expecting to see it in the industries that have higher adoption rates. And so far those have been industries like financial services, tech. And so if we think about these services categories of spending, they really make up larger shares for the high income group, the older group. And so we do think they will benefit first from that disinflation channel.Sarah Wolfe: I think if I sum up some of the key takeaways, it seems that the balance sheet is more important than income, and it's going to continue to be so. If you look at the top 1% wealth percentile, they're holding 70 times more wealth than the median wealth group, and that used to be 33 times in 1963, right? So that gap between those in the middle versus those at the top has widened, and this dynamic with AI is only probably going to continue to widen that gap, making people feel less and less secure about their finances, making it feel harder to be in the middle class, and in particular, making it feel unattainable to reach the next class, right, because that gap is so large. And so we'll be watching as a lot of these dynamics play out.Heather Berger: Right. So asset markets will be just as important as labor markets in figuring out how the K-shape economy will evolve.Sarah, thanks for taking the time to talk.Sarah Wolfe: Great speaking with you, Heather.Heather Berger: And thanks for listening. If you enjoy "Thoughts on the Market," please leave us a review wherever you listen and share the podcast with a friend or colleague today.

New Mexico now offers subsidized child care to all families, regardless of income. The Washington Post’s Annie Gowen reports on how the first year of the program has gone. President Trump escalated his trade war with Canada, moving beyond tariffs to ban some Canadian goods. The Associated Press’s Rob Gillies explains where the dispute stands. A federal appeals court in Louisiana is considering a case that could restrict access to abortion drugs nationwide. Politico’s Alice Miranda Ollstein breaks down the arguments. Plus, Trump made his midterms pitch at a Republican convention in Dallas, a researcher resigned from Anthropic over concerns about AI safety, and how NFL teams are tackling a jet-lag problem as they prepare to play the league’s first game in Australia. Today’s episode was hosted by Gideon Resnick. Correction: A previous version of today's episode said that the Republican party's midterm convention is the first of its kind. Democrats previously held midterm conventions from 1974 to 1982.

Vice President JD Vance and a few other folks on the right beat the drum this weekend for a new bill to pay married families with one stay-at-home spouse based on the number of kids they have. Some people on the right defend the bill as “pro-family.” Others on the right lambaste it for being “pro-welfare state.” Some claim it merely redirects funds already in circulation. Others claim it represents a new entitlement altogether and that the bill is a classic case of “right-wing dressing” on top of a “left-wing salad.” In today's Capital Record, David calls a spade a spade – which is to say, he takes this awful anti-family, pro-welfare, statist idea to the woodshed. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Paying for housing and childcare can eat up more than half of the median U.S. family's income, a new report finds. The least affordable metro areas in the country for working families with kids are Los Angeles and New York City, where the median cost of childcare plus the notoriously high cost of housing devour 95% or more of the median income. We have more. Plus, who's funding the Republican midterm convention in Dallas?Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace Morning Report is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.Stories featured in this episode:Who's paying for the GOP midterm convention in Dallas?In these cities, housing and childcare eat up the vast majority of household income