Country in Northwest Europe, part of the United Kingdom
POPULARITY
Categories
Join hosts J.D. Barker, Christine Daigle, Jena Brown, and Kevin Tumlinson as they discuss the week's entertainment news, including stories about ethical concerns with AI, libraries, and an AI prompt left in a fantasy novel. Then, stick around for a chat with Hazel McBride!My name is Hazel McBride and I grew up in a very small village in Scotland. Being surrounded by forests, mountains, ocean, and incredible wildlife - is it any surprise that I grew up to want to write about magical and mythical creatures? I signed with Ciara Finan at the Curtis Brown agency in London in October 2023 and my debut Fantasy Romance; 'A Fate Forged in Fire' was bought by Renegade Books UK and Dell US and will be published May 27th 2025!A Fate Forged in Fire is heavily inspired by Scottish mythology and features a sizzling enemies-to-lovers romance that burns hot as dragon fire! Make sure to subscribe to my newsletter for all the latest information below.I now live in the Netherlands with my Dutch husband and our border collie Whiskey, but the dream is to one day live on a farm in the Scottish Highlands (yes even in winter!).
In this episode of the Passive House Podcast Mary James and Jay Fox chat with Sarah Lewis, Research and Policy Director at the Passive House Trust. They explore Scotland's groundbreaking push toward mandatory Passive House standards for new buildings. Sarah dives into the motivations behind the proposed legislation, lessons from Germany and Brussels, and the vital role of embodied carbon. She also explores the practical implications—from fuel poverty and ventilation standards to supply chain readiness and the challenge of scaling EnerPHit retrofits. With clarity and passion, Sarah unpacks how policy can drive meaningful change in the built environment.https://www.passivhaustrust.org.uk/
Das Beste am Schreiben? Die Vorortrecherche! Carin war gerade 10 Tage in Schottland und würde am liebsten sofort wieder zurückreisen.
Burke and Hare were two of the maddest lads you'll ever hear of. Two Irish fellas who moved to bonnie Scotland, they were real bastards. At first selling the body of a man who died for some sweet moola, then the moola was so good, why not make a few dead bodies of their own? Research by Benj Button Send your scary stories to: mikeohhello@gmail.com Instagram: https://www.instagram.com/thatchapterpodcast Business enquiries : thatchapter@night.co Learn more about your ad choices. Visit megaphone.fm/adchoices
June 4, 1941. Reinhard Heydrich transmits a message to all regional governors in the Third Reich: prepare for “action against occult teachings.” Heydrich is carrying out the orders of Adolf Hitler, who is furious at his Deputy Führer, Rudolf Hess. Inspired by a horoscope reading, Hess decided to fly a secret mission to Great Britain and sue for peace. But Hess crash-lands in Scotland—the plan doesn't pan out—and his failure becomes an international embarrassment. So in retaliation, Hitler cracks down on mysticism throughout Germany. Magicians, spiritualists, and faith healers are arrested, their homes get searched, and their books are confiscated. And yet, the “Hess Action” only lasts a few weeks. Because Hitler and many of the top Nazi leaders are also obsessed with the occult, the supernatural, and the fringes of science. How does Nazi Germany embrace the metaphyiscal, mysticism, and mythology? And how do they use these ideas to strengthen their fascist regime? This episode features a conversation with Eric Kurlander, William R. Kenan Jr. Professor of History at Stetson University and author of Hitler's Monsters: A Supernatural History of the Third Reich. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Matt Baxter returns to join Karen and Blake in a discussion of allegedly haunted “bothies” in the remote hiking regions of the UK. This episode contains some discussion of guns, suicide, and cannibalism.Links to further reading/listening:What is a “bothy?”Mountain Bothy AssociationBBC's Uncanny episodes we mention:Don't Sleep in this House – December 2021Return to Luibeilt Christmas Special 2024Become a supporter of this podcast: https://www.spreaker.com/podcast/monstertalk--6267523/support.
One year after making his Prologues debut during My United States Exit Interview, Matthew is back to follow up on how the first year in the UK went for both of us. Did reality meet our expectations?
A major new 100-page report provides the most detailed analysis yet of what a lynx reintroduction project in Scotland would need to do to ensure lynx and people could coexist. Lynx image credited to scotlandbigpicture.com It outlines conclusions and recommendations agreed by a nine-month national discussion involving a diverse, cross-sector range of 53 stakeholders including farmer and landowner organisations, gamekeepers, foresters, tourism operators and conservationists. Why lynx and people could coexist in Scotland The National Lynx Discussion, held between May and November last year and organised by the Lynx to Scotland partnership, was independently facilitated by an expert from the International Union for the Conservation of Nature (IUCN) Conservation Planning Specialist Group. Steve Micklewright, chief executive of Trees for Life and member of the stakeholder group, said: "We met 12 times for over 50 hours in total. Deep and extensive discussions allowed us to learn lessons from lynx reintroductions in Europe, assess possible impacts if lynx are returned to Scotland, and recommend key actions to avoid or manage potential problems. "While not everyone who took part supports the return of lynx, we now have a clear understanding of what needs to be put in place if a reintroduction is to happen. The Lynx to Scotland partnership must now work out if and how the recommendations can be delivered, and take that out to local consultation when we have clear proposals." Together the group worked through barriers and concerns identified in a previous social feasibility study into lynx reintroduction, including around sheep farming, as well as concerns about possible impacts on forestry operations and lowland deer. Conclusions were agreed by consensus, without committing to support for a reintroduction. The stakeholders concluded there is plenty of suitable woodland and natural prey for a viable population of lynx to be established in the Highlands. They identified positive economic benefits, mainly through eco-tourism, and agreed that some endangered wildlife might benefit due to lynx taking smaller predators, especially foxes. They concluded lynx would take sheep in Scotland, could take game birds such as pheasants, and might affect forestry operations due to lynx having protected species status. The most likely and challenging impacts could be to sheep farming, and this was a major topic of discussion throughout the process. Lynx should not be thought of as a 'silver bullet' to provide natural deer control, but could complement other methods of managing deer numbers. Upland red deer stalking interests should be little affected. Reintroduction could offer wellbeing benefits by returning a sense of wildness to the landscape, and hope for tackling the nature and climate emergencies. Stakeholder group member Andrew Bauer, who has experience of species reintroduction policy in Scotland, said: "Our recommendations aim to address the fact that we agreed there could be negative impacts on some rural livelihoods if lynx were reintroduced without proper checks and balances to prevent problems or manage them." The group agreed it would be crucial to collaborate with all stakeholders throughout any reintroduction project, especially local communities. Recommendations on sheep predation include payments for losses and coexistence, and a funded rapid response system so that any farmers experiencing sheep predation could be assisted to prevent it from recurring if possible. Game birds are unlikely to be the preferred food of lynx, but there could be possible localised impacts, the group concluded. Any project should have the funding and resources to assist gamekeepers in deterring lynx from taking game birds if it occurred. Jamie Copsey of the IUCN Conservation Planning Specialist Group, who facilitated the National Lynx Discussion, said: "I carry out these sorts of discussions throughout the world, and we make progress by focusing on facts ...
From Treasure Island Oldies.com, this is the Rock & Roll News for the Week of June 1, 2025. This weekly Podcast covers events that took place this week in Rock & Roll History; who was in the studio recording what would become a big hit, and spotlight artists that are celebrating birthdays this week.Join me for the entire weekly four hour radio show, Treasure Island Oldies, The Home of Lost Treasures at www.treasureislandoldies.com.On the air every week since 1997, TreasureIslandOldies.com is one of the longest continuously-running radio shows on the Internet; and this year we are celebrating our 28th Anniversary! The show is hosted by veteran record label executive and broadcaster, Michael Godin. During his career at A&M Records, he became Vice-President of A&R and discovered and signed Bryan Adams to the label, along with multi award-winning songwriter and recording artist, Paul Janz. Michael also signed The Payolas whose Eyes Of A Stranger has become a classic. He returned to his radio roots in 1997 when Treasure Island Oldies began and continues to this day.The Treasure Island Oldies Broadcast Partners Network is always interested in welcoming new stations to its ever-growing network of stations around the world, including Canada, USA, England, Scotland, New Zealand, Sweden, and Ireland. If you'd like to air Treasure Island Oldies or the Rock & Roll News Podcast on your station, contact michael@treasureislandoldies.com.Keep up to date with late breaking news by coming to the Treasure Island Oldies Blog.And follow Michael Godin on Facebook.
Our reading this evening is issued with a rare "Heartbreak Warning" It tells the story of how one young man's obsession influenced the governing of his country, and gave unchecked power to the courts who worked in partnership with the church in order to ruin the lives of countless innocent people, primarily women, by first accusing them of witchcraft, then capturing and torturing them- and then ultimately murdering them. The story is true and the victims deserve our attention, our respect, and an effort to prevent this and similar actions from ever happening again. The story contains the brutal facts about the torture that was inflicted upon those who suffered. May they rest in peace. *SHOW NOTES CREDIT & THANKS TO “ThatGlasgowWitch” *LINK TO THE REEL SHARED https://www.instagram.com/reel/DJmuMaXTUQ4/?igsh=MWZ4azE0czY1YmQyZA== * ALSO - the creators of The Witches of Scotland Taran creators: Claire Campbell, Claire Mitchell, and Zoe Venditozzi & their organization The Witches of Scotland: https://www.witchesofscotland.com/ * Ms. Terry Stewart & The History and Heritage Guide. Historic UK - The History and Heritage Guide www.historic-uk.com
Drift into magical slumber with 5 hours of continuous, uninterrupted storytelling in the Castle Sleep Escapes Collection. This unique series of bedtime stories transports you to enchanting castles through all the seasons, from the frosty depths of winter to the vibrant warmth of summer.Narrated by a soothing female voice, these immersive tales are designed to help you relax, unwind, and gently fall asleep. Perfect for grown-ups who may take longer to find peaceful rest, you're never too old for a bedtime story.Journey through diverse castle realms: from the sparkling beauty of The Ice Castle and the elegant charm of a Spring Ball at the Castle, to the mysterious allure of Castle in the Mist, and the breathtaking wonder of Castle in the Sky. Explore ancient history with Castle Dreams in Scotland, and finally, bask in the cozy elegance of a Winter Soiree at the Castle.Accompanied by soothing sleep meditation music and ambient sounds, this collection is your perfect escape for a night of deep, restorative sleep. Feel free to visit different chapters, or simply listen from the beginning and let the magic unfold.It's time to dream away.Original Script, Narration, Calm Music & Production by Michelle Hotaling, Dreamaway Visions LLC 2025 All Rights ReservedYOUTUBE: https://www.youtube.com/michellessanctuary/INSTAGRAM: https://instagram.com/michellessanctuary/FACEBOOK:https://www.facebook.com/michellessanctuary/TIKTOK: http://www.tiktok.com/@michellessanctuary/TWITTER: http://twitter.com/michsanctuary/Email Michelle: michellessanctuary@gmail.comIf you would like to support this channel:https://www.buymeacoffee.com/michsanctuaryhttps://www.paypal.me/michellessanctuaryhttps://www.venmo.com/michellehotalingCheck out my new podcast, Meditation Tides, for guided meditations and let the tides of your breath bring the tranquility you deserve. https://podcasters.spotify.com/pod/show/meditationtides/Michelle's Sanctuary is a place where you may enjoy high quality relaxing stories for sleep and guided sleep meditations completely FREE with a focus on mental vacations, sleep hypnosis, manifestations, and using your imagination to enjoy relaxing adventures before bedtime. Grown-ups deserve bedtime stories too!Having firsthand experience with anxiety, insomnia, and a strong desire to connect with my higher self and live my best life, I have tailored these recordings in ways that I have personally found helpful. This channel is not a replacement for consultations with a doctor or medical professional but can help you find more balance and a healing night's sleep. I always welcome comments, feedback & suggestions.
Kirsty Lang referees a contest between Scotland and The South of England.
Show Notes: Intro - Knit Knit Knit - ~FO #10 ~ Noah's 2025 Birthday Socks - Socks by ME! on US1.5 (2.5mm), Blue Ridge Yarns Kaleidoscope in the Custom Colors 000 colourwayl ~Secret Friend Socks - Socks by ME! on US1.5 (2.5mm), Rusty Ferret Doll in the Chimera colourway ~Secret Friend Barley Hat - Barley by TinCanKnits on US2 (2.75mm) & US4 (3.5mm), Knit Picks Felici in the Sanderson colourway ~Preemie Blanket #3 on US6 (4mm), Red Heart Super Saver Jumbo in the Gold colourway & Red Heart Super Saver in the Café Latte colourway Flosstube - Begins at timestamp 8:20 ~Edinburgh Castle by Terra Luna Stitchery 25ct Easy Grid Lugana Called for DMC ~Move Forward in Love by Modern Folk Embroidery Fortnight Fabrics 16 ct Aida - Hue Called for DMC floss & Threadworx Bradley's Balloons ~Winter in Stars Hollow by Katie Landis / The Black Needle Society 18ct White Aida Called for DMC & colour conversion by Forbidden Fiber Co. ~Jack's Stamp Collection by Katie Landis/The Black Needle Society Judesign 18 ct Zweigart Aida - Witchy Pink Called for DMC Yummies (our current favourite things) - ~New Glasses from Zenni Optical (referral link http://rwrd.io/2vk4vds?c) ~The Black Needle Society Stitching Together Box I'm so excited to be a rep for The Black Needle Society Join TBNS Waitlist to be notified when you can subscribe. Save 5% on everything in The Black Needle Society Vault with the code JAVAPURL5 ~Doctor Who Season 2 finale SPOILERS!!!!!!!! Misc. - ~Support the Podcast, Become A Patron ~Support the Podcast, Join us on YouTube ~Want another way to help support our podcast? Throughout our website, links to books, tv shows, movies, etc. are Amazon Affiliate Links. We receive a portion of what you spend when you click through our website to shop on Amazon. What we receive helps us with the costs associated with producing this podcast as well as with prizes & shipping for giveaways. Thanks in advance for your support! If you are in the UK, please click this link, Amazon.co.uk, or the banner below to shop: If you are in Canada, please click this link, Amazon.ca or the banner below to shop: ~For any and all giveaways, prizes, competitions, ALs, etc. that we host, the winner(s) have 30 days from the date of announcement (the date the podcast episode in which the winner was announced goes live) to contact us to claim their prize or it will be forfeited. If this occurs, the prize will be used for another giveaway at our discretion. Thanks for understanding! Find Us Online - C.C. - (they/them) ~ on Instagram as CC_JavaPurl Dami - (they/them) ~ on Instagram as DamiMunroe Pink Purl (she/her) & Pumpkin Pom-Pom (she/her)- ~on Instagram as Pink.and.Pumpkin JavaPurl Designs ~ JavaPurl Designs website GGKCS - ~ our Facebook page ~ email us: ggkcspodcast@gmail.com ~ on Apple Podcasts ~ on YouTube ~ Support the Podcast, Become a Patron Until next time,
Is anything holding you back from fully embracing Christ?Today's message from Jerry Leachman closes with this prayer, interceding for all istening:"Dear God, there's no catch today. We don't have anything for anybody to join. We don't want anybody's money. We don't want anybody's anything. We're a band of brothers in here this morning. Lord, if there are men here that go, 'You know, I've believed in Christ, but I think the chaplain's right. I've been chasing idols. That's what's been holding me back.'Lord, I pray we just crash and break all the idols, like in the book of Acts. Paul went in and shared Christ with a town, and it says they begin to destroy all their idols. Idols either break our heart, leave us frustrated, or punish us all our days. There may be guys here who go, 'You know, I've never connected with Christ.' They may be looking over the ledge of that crater. I pray they would jump in the arms of Jesus. Now.I pray we all would jump into the crater in the arms of Christ. Lord... when my faith gets really thin, and it does from time to time. I think, 'I can't see you Lord, but You can see me.' Thank God Almighty.Thank you for Eric Liddell's example. He knew You made him fast. These men are so gifted, so talented. I pray they would get a chance to use their gifts, their talents; and when they do, they'd feel Your pleasure. But I pray they'd cease trying to validate themselves, stop wasting their life, covering up, trying to convince everybody else they're somebody they're not. Let them walk out of here free men today, I love the words of William Wallace about to go into impossible battle. He said: 'Men, the moment's going to come for all of us when we die. By God's help, let's just at least die free men.'Lord, I don't want to go to my grave a slave. I don't want to live another day a slave. Free us today, Lord. We're asking You for a miracle here today. In Christ's name, amen. Amen." - Jerry LeachmanJerry Leachman of Leachman Ministries is a favorite speaker at The Center's events. Along with being an associate Chaplain in The NFL for many years, Jerry has done ministry in Guatemala, Scotland, Russia, Europe and Africa as well as all over the U.S. He and his wife Holly have been on Young Life Staff and continue to be involved with Young Life here and also internationally.
mike@niddrie.org (Niddrie Community Church)no
Marrying in haste is easy, but divorces can be oh so much trickier. Two complicated marriages finally dissolve in the courtroom.October 1933, Mae Murray is on her third attempt to divorce Prince David Mdivani. Amidst their divorce proceedings, she has several other cases related to an unpaid debt and a personal injury claim. Meanwhile Hope Diamond owner Evalyn Walsh McLean requests an insanity hearing for her wayward spouse Edward “Ned” McLean. In other news, more details on potential Lindbergh baby kidnapping suspects pop up. Other people and subjects include:Koran Mdivani, Mary McCormick, Prince Serge Mdivani, Pola Negri, Valentino, Joan Crawford, Clark Gable, Samuel Insull, Gaston Means, Cartier, Elizabeth “Betsy” Stack, Robert Stack, Charles Lindbergh, Anne Morrow Lindbergh, John “Jafsie” Condon, Cemetery John, Rose Douras Davies, Marion Davies, William Randolph Hearst, Dr. Ross Chapman, Dr. Arthur Patrell, Edgar Allen Poe, Reverend Francis Hurney, John Gorch, Otto Hawk – Arthur Young, bridal party, loans, usury, lunacy petition, mental cruelty, controlling behaviors, erratic jealousy, alimony, community property, child support, child custody, trust, financial settlement, freedom, personal injury, leg insurance, extradited, pottery fraud, real estate embezzlement, ransom money, wrestler, racketeer, ex-convict, detective, Hope Diamond curse, morphine addiction, prostitutes, aging actress, flailing career, 1925 Merry Widow, Washington Post headquarters, Pacific Shore Oil Company, Hill, Morgan & Bledsoe, Bricklayers', Masons' and Plasters' International Union, Metropolitan National Bank, Shepard and Enoch Pratt Hospital, L.A. Superior Court, Brooklyn Fox Theatre, Playa del Rey, Los Angeles, Boston, New York, Athens, Greece, Washington, D.C., Baltimore, Maryland, Hopewell, NJ, Youngstown, Ohio, Texas, Florida, Colorado, Scotland, Paris, Mexico, Latvia, Zelda Fitzgerald, spending sprees, alcoholism, women, dance classes, elope, European honeymoon, trained seal, trained bear, May Dixon Thacker, Teapot Dome Scandal, Elk Hills, naval oil leases, oil tycoons, President Warren Harding, U.S. Secretary of Interior Albert Fall, U.S. Attorney Harry Daugherty, Harry Sinclair, Edward Doheny, Strange Death of President Harding, Liberty Magazine, falsities, inaccuracies, retraction, revenge, Lochinvar, Walter Scott, poem, knight, Helen, laggard, Mdivani-Hutton jade necklace, Duke of Windsor brooch, Victoria & Albert South Kensington, Cartier exhibit, connections, synchronicity, frequency illusion, Baader-Meinhof, coinciding lawsuits, Unsolved Mysteries, America's Most Wanted, History Channel, documentaries, new Mdivani book & Instagram account, scandal, overlaps, large fortunes, Elon Musk, Jeff Bezos, Lauren Sanchez,…--Extra Notes / Call to Action:Cartier Exhibit at Victoria & Albert South Kensington, London May 27th – November 16th, 2025https://www.vam.ac.uk/exhibitions/cartierSearching for the Mikinaak is available via Tubi, Amazon, and YouTubehttps://www.youtube.com/watch?v=4x-9C9EWur4Share, like, subscribe --Archival Music provided by Past Perfect Vintage Music, www.pastperfect.com.Opening Music: My Heart Belongs to Daddy by Billy Cotton, Album The Great British Dance BandsSection 1 Music: Lullaby by Coleman Hawkins, Album Nightfall – Sophisticated Jazz ClassicsSection 2 Music: Just A Mood by Benny Carter & His Orchestra, Album Nightfall – Sophisticated Jazz ClassicsSection 3 Music: These Foolish Things by Benny Carter, Album Perfect BluesEnd Music: My Heart Belongs to Daddy by Billy Cotton, Album The Great British Dance Bands--https://asthemoneyburns.com/X / TW / IG – @asthemoneyburnsX / Twitter – https://x.com/asthemoneyburnsInstagram – https://www.instagram.com/asthemoneyburns/Facebook – https://www.facebook.com/asthemoneyburns/
In everything from the social sciences and technology to art and architecture, 18th-century Scotland saw a flowering of ideas and innovation. But what made the Enlightenment in Scotland different to the rest of Europe? Who were some of its key thinkers? And why were so few women involved? Historian Craig Smith, from the University of Glasgow, runs Ellie Cawthorne through the key inventions and individuals of the Scottish Enlightenment. The HistoryExtra podcast is produced by the team behind BBC History Magazine. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Dendrochronology is a niche field of study, used to work out the age of trees, forests and wooden objects. However, it is not only useful for looking at the past, but also for considering how to manage wooded areas in the future. Mark met with expert dendrochronologist Dr Coralie Mills, and Borders Forest Trust Project Officer, Catriona Patience, to find out more about more about these scientific methods, and how they have informed forest management.Drones can have a lot of potential for wildlife researchers, and one person who has found them incredibly useful is Claire Stainfield, a PhD student at Scotland's Rural College. She is using drones to monitor the numbers and behaviour of seal colonies on Newburgh Seal Beach, and Rachel met with her to find out what her research is all about.In the week that The Salt Path film is released, we dig into our archive to hear an interview with Raynor Winn, who shares her incredible story which the film is based on.Climate change and environmental pollution has a significant impact all over the globe, something that Professor Alice Ma, an Environmental Studies lecturer at the University of Glasgow, knows very acutely. When visiting her ancestral village in China in 2018, she was struck not only by the issues of pollution, but also the ways in which regional traditions and folklore interact and are disrupted by the climate crisis. Rachel met her in Glasgow to here more about these revelations, and the book they have since inspired her to write.Tucked away along the River Ness is the UK's most northerly botanic gardens, in Inverness. As well as caring for colourful tropical plants in their glasshouses, the garden is also taking part in a project to distribute thousands of hanging baskets to various towns and villages across the Highlands. Phil Sime met with garden manager Ewan Mackintosh to find out moreAmy Dakin Harris is a professional dancer turned flower and herb farmer. She combines her two passions on her hilltop farm near Dunlop in East Ayrshire, offering specialist movement classes, alongside her flower arranging and foraging courses. Rachel joined her on site to hear more about her background, and how natural it feels for her to unite dance and nature.The government have announced this week that they have rejected the proposal to establish a national park in Galloway. Kevin Keane joins us live on the programme to tell us more about where this decision has come from, and what it means for the future of Scotland's national parks.
The Environment Agency says the north west of England is in drought. One farmer tells us this year's crops are already ruined because of a lack of water.Two proposed reservoirs have been given 'nationally significant' status by the government to speed up the planning process. Decisions on the Lincolnshire Reservoir which is planned for an area near Sleaford and the Fens Reservoir near March in Cambridgeshire will now be accelerated. Ministers say the law will also be changed so that in the future all projects which are, as they put it, 'fundamental to national water resilience' will automatically be designated as 'nationally significant'. Farming communities are concerned about the impact on productive farmland, and one farmer says the Lincolnshire scheme will wipe out her home and her business.All week we're talking about the nation's national parks. The Scottish Government's decided not to go ahead with plans for a new national park in Galloway. After a long legal battle supreme court judges ruled that wild camping is allowed on Dartmoor, we speak to the park's chief executive. In Wales we report on a nature recovery project in Pembrokeshire which works with farmers to enhance farmland by the coast. In The Broads Norfolk farmers and environmentalists are trying to tackle the damage being caused by deer. Golden Eagles have been extinct in England since 2015 when a solitary bird died in the Lake District. But could that be about to change? A conservation project in the south of Scotland which began in 2018 has seen a huge increase in the eagle population there, and some of those birds have begun exploring places like the Northumberland National Park where one was spotted just a few weeks agoPresenter = Charlotte Smith Producer = Rebecca Rooney
Soly and TC are back with another Scotland golf travel pod as we call upon Ru Macdonald to help guide us through the East Lothian region as we talk Muirfield, North Berwick, Dunbar and more. Join us in our support of the Evans Scholars Foundation: https://nolayingup.com/esf Support our sponsors: Rhoback FanDuel.com/nlu USGA Handicap System Subscribe to the No Laying Up Newsletter here: https://newsletter.nolayingup.com/ Subscribe to the No Laying Up Podcast channel here: https://www.youtube.com/@NoLayingUpPodcast If you enjoyed this episode, consider joining The Nest: No Laying Up's community of avid golfers. Nest members help us maintain our light commercial interruptions (3 minutes of ads per 90 minutes of content) and receive access to exclusive content, discounts in the pro shop, and an annual member gift. It's a $90 annual membership, and you can sign up or learn more at nolayingup.com/join Learn more about your ad choices. Visit megaphone.fm/adchoices
If there's one thing that gets people's blood pumpin', it's sports. All over the world on any given day, you can find people getting into passionate arguments about whose team has a better chance of making the playoffs, or the finals, or the World Cup or whatever. Sometimes there are fisticuffs involved! There are pubs in Scotland where you're not allowed to wear your football team colors, for fear of a brawl breaking out. In my hometown, when our college team won a big basketball game, people would celebrate by turning over cars and setting stuff on fire. Parents often treat their elementary school kids' Little League games like the fate of the free world is at stake. My point is, people get INTENSE about this stuff. And things can get real, real weird. This week, we bring you two stories that exemplify that weirdness.Case 1: The Wild Lies of Kevin Hart. Case 2: The Cleveland Ten-Cent Beer Night Riot.Join Katie and Whitney, plus the hosts of Last Podcast on the Left, Sinisterhood, and Scared to Death, on the very first CRIMEWAVE true crime cruise! Get your fan code now--tickets go on sale February 7: CrimeWaveatSea.com/CAMPFIRESources:https://www.espn.com/espn/eticket/story?page=kevinhart&redirected=true https://www.espn.com/college-sports/recruiting/football/story/_/id/7525340/kevin-hart-recruit-lied-california-golden-bears-sign-missouri-western-stateCleveland Magazine Archives: https://clevelandmagazine.com/in-the-cle/terminal/articles/1974-cheap-beers-cause-mayhemCleveland Magazine: https://clevelandmagazine.com/in-the-cle/sports/articles/10-cent-beer-night-an-oral-history-of-cleveland-baseball's-most-infamous-nightNew York Times: https://www.nytimes.com/athletic/5528679/2024/06/03/cleveland-10-cent-beer-night-50-anniversary/YouTube Channel Kristian Crow, "The Absolute Chaos of Ten Cent Beer Night" https://www.youtube.com/watch?v=D2ZTGtMFVT8Follow us, campers!Patreon (join to get all episodes ad-free, at least a day early, an extra episode a month, and a free sticker!): https://patreon.com/TrueCrimeCampfirehttps://www.truecrimecampfirepod.com/Facebook: True Crime CampfireInstagram: https://www.instagram.com/truecrimecampfire/?hl=enTwitter: @TCCampfire https://twitter.com/TCCampfireEmail: truecrimecampfirepod@gmail.comMERCH! https://true-crime-campfire.myspreadshop.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/true-crime-campfire--4251960/support.
Why did Scots in the nineteenth and twentieth centuries know so little about their past and even less about those who controlled their history? Is the historical narrative the only legitimate medium through which the past can be made known? Are novelists and historians as far apart as convention has it? In an age when history grounds any claims to national status, these are important questions and they have implications for how Scottish history has evolved, and how Scottish identity has been understood up to the present day. Scottish history is not simply the distillation of Scotland's past: authors shape what we know and how we judge our forebears. The Caledoniad: The Making of Scottish History (John Donald, 2024) by Dr. Catriona MacDonald investigates who decided which Scottish voices of the past would be heard in history's pages and which would ultimately be silenced. It sketches a picture of a narrow and privileged cultural elite that responded belatedly to a more democratic age and only slowly embraced women writers and the interests of ‘average' Scots. Integrating historical fiction and popular histories in its appreciation of the Scottish historical imaginary, it most importantly tells the story of why, despite the interests of politicians and others, a truly British history has never emerged. This interview was conducted by Dr. Miranda Melcher whose book focuses on post-conflict military integration, understanding treaty negotiation and implementation in civil war contexts, with qualitative analysis of the Angolan and Mozambican civil wars. You can find Miranda's interviews on New Books with Miranda Melcher, wherever you get your podcasts. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network
This week, we start a series on the English Civil War and focus on the fighting between King Charles I and the Parliamentarians.
We talk to Hannaj Bang Bendz - Actress, Writer, Martial Arts Fighter & Tattoo Artist. Working and living as a creative artist in todays world takes many strings to your bow and is something Hannaj Bang Bendz is well aware of. Whilst a challenge to split your time between artwork, writing and then taking time away in the far regions of Scotland to shoot a new action movie, combining both her acting and martial arts skills, its something she wouldn't have any other way. Special thanks to Affinity Photo - The hottest photo editing software on iPad, Mac & PChttps://affinity.serif.com/photoIntro Music by Johnny Monacohttps://www.johnnymonaco.com Incidental Music by Night Fires Please visit The 80s Video Shop Patreon Page to find out how you can help grow our very own 80s Video Shop. https://www.patreon.com/80sVideoShop
In December 1900, three lighthouse keepers vanished without a trace from the remote Flannan Isles, a cluster of windswept rocks off the western coast of Scotland. The relief vessel arrived to find a chilling scene: a meal uneaten, a clock stopped, and no sign of life. What happened to the men of the Flannan Isle Lighthouse?In this episode, we explore the historical facts, the strange details of the discovery, and the enduring theories—from violent storms and rogue waves to madness, murder, and the supernatural. Was it simply a tragic accident, or is there something more haunting at work on Flannan Isle?
Hello and welcome to Episode 63. This episode we travel to the very north of mainland Scotland where one man's solitude is interrupted by two mysterious castaways, in ‘The Man from Archangel' from 1885. You can read the story here: https://www.arthur-conan-doyle.com/index.php/The_Man_from_Archangel Or listen to a Librivox reading here: https://www.youtube.com/watch?v=Ts2yXxclU-c The episode will be uploaded to our YouTube channel soon, where you can listen with closed captions. In the meantime, you can subscribe to our YouTube channel here: https://www.youtube.com/@doingsofdoyle And follow us on BlueSky (https://bsky.app/profile/doingsofdoyle.com). We don't do Twitter no more. Synopsis Having come into an unexpected inheritance, the morose and misanthropic John McVittie is able to give up his unrewarding legal practice in the English Midlands and retire to a remote coastal estate in Caithness in eastern Scotland. Here he pursues his esoteric scientific and philosophic interests, with only his aged housekeeper for company. But his quiet existence is disrupted when a Russian schooner is wrecked in a storm and McVittie rescues a young woman from the doomed ship. Apparently, however, she is not the only survivor as shortly afterwards McVittie discovers that his lonely house is under observation from a mysterious bearded stranger… Next time on Doings of Doyle… We discuss ACD's unconventional ghost story, ‘The Story of the Brown Hand' (1898), from his Round the Fire Stories. Acknowledgements Thanks to our sponsor, Belanger Books (www.belangerbooks.com), and our supporters on Patreon and Paypal. Image credits: Thanks to Alexis Barquin at The Arthur Conan Doyle Encyclopaedia for permission to reproduce these images. Please support the encyclopaedia at www.arthur-conan-doyle.com. Music credit: Sneaky Snitch Kevin MacLeod (incompetech.com). Licensed under Creative Commons: By Attribution 3.0 License. http://creativecommons.org/licenses/by/3.0/ YouTube video created by @headlinerapp.
From the website of AmazonWatch.org The WilPhoenix sits in Cromarty Firth, near Invergordon, Scotland. The 1982-built rig is equipped for drilling in water depths up to 1,200 ft. On today's show, an update from Paul Paz y Mino, deputy executive director with Amazon Watch on anti-Chevron day and an environmental justice delegation visiting from Equador, and the looming possibility of Santa Barbara offshore drilling with the Center for Biological Diversity's Brady Bradshaw, senior oceans campaigner. The post Amazon Watch & Center for Biological Diversity appeared first on KPFA.
In CI News this week: The Church of Scotland votes to reaffirm its opposition to assisted suicide, London Mayor Sadiq Khan pushes the Government to decriminalise cannabis, and a US court rules that a Christian businesswoman cannot be forced to photograph same sex weddings. You can download the video via this link. Featured stories Kirk maintains opposition to assisted suicide Sadiq Khan backs latest call to decriminalise ‘harmful' cannabis Betting firm to exit UK after £3.3 million fine as football clubs warned to take note US Christian cannot be forced to photograph same-sex weddings
In the news this week is Breaking the Link (again) this time in the Mirror - as Scotland considers Ecocide and Dale makes the case. Tesla sales dive as the market booms - Carma? China sets another record - this time as an Electrostate. And competing offshore wind farmers fire up their models and their lawyers over wind theft - or is it queue jumping. A new report shines the light on Cameron's hideous school dinner law - and we reflect on his relationship with that pig's head. Our listeners chip in with some great questions and our X rated friends don't let us down. Oh and the Right wing nut of the week is from Reform, but secretly one of us we think.
We're back with the final race of the 'no-overtaking triple header', but we've got some new regulations to contend with - so let's see how that influences our predictions for this weekend's Spanish Grand Prix!Tickets for 'The Delusion Tour' are now on sale for Patreon subscribers! Join us at shows across the U.S, Canada, England, Ireland, Scotland and the Netherlands later this year by signing up now and getting your early access tickets: http://patreon.com/mattp1tommyYou can listen to an extended version of every Race Review podcast over on our Patreon! Sign up to also get every P1 episode ad-free, early access to 'The Delusion Tour' tickets and merch, and access to our Discord server where you can chat with us and other F1 fans! Click here to sign up now!Follow us on socials! You can find us on Twitter, Instagram, Twitch, YouTube and TikTok. Hosted on Acast. See acast.com/privacy for more information.
What do you do to make Monday morning more fun? Listen to the Irish & Celtic Music Podcast #711. Subscribe now! Olivia Barrett, Banda Gaites Camín de Fierro, Old Blind Dogs, Jocelyn Pettit & Ellen Gira, Crikwater, Hanneke Cassel, The AML Trio, Celia Farran, Willowgreen, Ghost Of A Banshee, Highlander Celtic Rock Band Australia, Journey North, Phoenyx, Kinnfolk GET CELTIC MUSIC NEWS IN YOUR INBOX The Celtic Music Magazine is a quick and easy way to plug yourself into more great Celtic culture. Enjoy seven weekly news items for Celtic music and culture online. Subscribe now and get 34 Celtic MP3s for Free. VOTE IN THE CELTIC TOP 20 FOR 2025 This is our way of finding the best songs and artists each year. You can vote for as many songs and tunes that inspire you in each episode. Your vote helps me create this year's Best Celtic music of 2025 episode. You have just three weeks to vote this year. Vote Now! You can follow our playlist on YouTube to listen to those top voted tracks as they are added every 2 - 3 weeks. THIS WEEK IN CELTIC MUSIC 0:06 - Olivia Barrett "The Whistle Buoy/The Bell Buoy" from Elsewhere 3:49 - WELCOME 5:21 - Banda Gaites Camín de Fierro "Al Pasar por el puertu M" from Rock & Fierro 11:32 - Old Blind Dogs "Scotland Yet" from Wherever Yet May Be 14:56 - Jocelyn Pettit & Ellen Gira "Midnight" from Here to Stay 18:50 - Crikwater "A Pint of Plain (Live)" from Live in Buffalo 21:49 - FEEDBACK 25:19 - Hanneke Cassel "Pieces of Us / Marc et Laura" from Some Melodious Sonnet 29:50 - The AML Trio "Pride of Pimlico" from Sons Of Erin's Isle 32:10 - Celia Farran "Gnomes" from Irish Song Compilation by Celia Farran 35:54 - Willowgreen "The Monday Morning Reel / Star of the County Down" from Sheila's Brush 40:40 - THANKS 43:36 - Ghost Of A Banshee "Celtic Cannon (Reel)" from Along The Rural Trail 46:04 - Highlander Celtic Rock Band Australia "Old Man at the Pub" from North of the Wall 49:52 - Journey North "Catherine's tune" from Journey North (Revisited) 53:35 - Phoenyx "Marley O'Reilly" from Keepers of the Flame 1:01:52 - CLOSING 1:02:38 - Kinnfolk "The Parting Glass" from Star Above The Mountain 1:05:00 - CREDITS The Irish & Celtic Music Podcast was produced by Marc Gunn, The Celtfather and our Patrons on Patreon. The show was edited by Mitchell Petersen with Graphics by Miranda Nelson Designs. Visit our website to follow the show. You'll find links to all of the artists played in this episode. Todd Wiley is the editor of the Celtic Music Magazine. Subscribe to get 34 Celtic MP3s for Free. Plus, you'll get 7 weekly news items about what's happening with Celtic music and culture online. Best of all, you will connect with your Celtic heritage. Please tell one friend about this podcast. Word of mouth is the absolute best way to support any creative endeavor. Finally, remember—our planet's future is in our hands. The overwhelming evidence shows that human activity is driving climate change, from record - breaking heat waves to rising sea levels. But the good news? We have the power to fix it. Every choice we make—reducing waste, conserving energy, supporting clean energy, and lobbying our political leaders—moves us toward a more stable climate. Start a conversation today. The facts are out there, and the future is ours to shape. Promote Celtic culture through music at http://celticmusicpodcast.com/. WELCOME THE IRISH & CELTIC MUSIC PODCAST * Helping you celebrate Celtic culture through music. I am Marc Gunn. I'm a Celtic musician and also host of Folk Songs & Stories. This podcast is for fans of Celtic music. We are here to build a diverse Celtic community and help the incredible artists who so generously share their music with you. If you hear music you love, please email artists to let them know you heard them on the Irish and Celtic Music Podcast. Musicians depend on your generosity to release new music. So please find a way to support them. Buy a CD, Album Pin, Shirt, Digital Download, or join their community on Patreon. You can find a link to all of the artists in the shownotes, along with show times, when you visit our website at celticmusicpodcast.com. Email follow@bestcelticmusic to learn how to subscribe to the podcast and you will get a free music - only episode. You'll also learn how to get your band played on the podcast. Bands don't need to send in music, and You will get a free eBook called Celtic Musicians Guide to Digital Music. It's 100% free. Again email follow@bestcelticmusic Remember to VOTE for your Favorite Track in Highlight Reel #4.1. It's still open for a couple more days. The Poll ends on May 30. WHAT IS AN ALBUM PIN? An album pin is a lapel pin with artwork inspired by a specific album or song from an album. It could be the actual album artwork or it could be inspired by a specific track on the album. The best album pins stand out on their own. They appeal to more than just your fans. It is simple, bold, and visually engaging. However, what truly makes it an “album pin” is that the purchaser also gets a digital album with their pin. I have an entire blog on my website with details including templates for you to make your own album pin jacket. THANK YOU PATRONS OF THE PODCAST! Because of generous patrons like you, the Irish & Celtic Music Podcast releases new episodes nearly every single week. Your support doesn't just fund the show—it fuels a movement. It helps us share the magic of Celtic music with thousands of new listeners and grow a global community of music lovers. Your contributions pay for everything behind the scenes: audio engineering, stunning graphics, weekly issues of the Celtic Music Magazine, show promotion, and—most importantly—buying the music we feature from indie Celtic artists. And if you're not yet a patron? You're missing out! Patrons get: Early access to episodes Music - only editions Free MP3 downloads Exclusive stories and artist interviews A vote in the Celtic Top 20 Join us today and help keep the music alive, vibrant, and independent.
Dissatisfaction with the established political parties is driving a ‘tartan bounce' in Scotland for Nigel Farage's Reform UK. Far from being an English phenomenon, Reform is polling favourably with Scottish voters. There will be a by-election next week for the Scottish Parliament seat of Hamilton, in what will be Reform's first big test inside the politics of devolved government.For councillor Thomas Kerr, who defected from the Scottish Conservatives to Reform earlier this year, Reform's appeal in Scotland is no surprise. He joins Lucy Dunn to explain why he thinks the ‘sky is the limit' for Reform, why Farage is an asset to the party in Scotland and to explain Reform's current views around devolution powers.Produced by Patrick Gibbons. Hosted on Acast. See acast.com/privacy for more information.
China is aiming to join the small club of nations who have successfully returned scientific samples of asteroids for analysis on earth, teaching us more about how our and potentially other solar systems formed. Tianwen-2 launched successfully this week, bound for an asteroid known as Kamo‘oalewa, which sits in a very strange orbit of both the earth and the sun, making it a “quasi-satellite”. Last year, scientists including Patrick Michel of the Côte d'Azur Observatory in France, published an intriguing suggestion that Kamo‘oalewa might in fact not be a conventional asteroid, but instead be a small piece of our moon that was ejected when the Giordano Bruno crater formed. In a little over a year from now, we might find out if that is right.Do you have to hold text at arm's length to read properly? Qiang Zhang, professor of physics at the University of Science and Technology of China, whose team recently published their demonstration of using a technique from radio astronomy but using optical light. Active Optical Interferometry involves using laser beams to achieve resolutions at distances far in excess of conventional imaging with lenses. As his team showed, and as Miles Paggett of Glasgow University admires, they managed to read newsprint sized letters at a distance of over 1.3km.Finally, how did the Inca Empire write things down, and who did the writing? It has been thought that ornate threads of strings and baubles known as khipu are how records were made for business and administration, probably by a decimal code of knots in strings. But the exact purpose, nature and any meaning encoded therein, has eluded scholars for decades. Sabine Hyland, an anthropologist at the University of St Andrews, Scotland, has been studying them for years, and recently was granted access to the records of a village, only the fourth known, to have continued a form of the khipu tradition after the Spanish conquest to this day. She believes that they could even provide us in the modern world with valuable climate data. Presenter: Roland Pease Producer: Alex Mansfield Production co-ordinator: Jazz George(A Long March-3B Y110 carrier rocket carrying China's Tianwen-2 probe blasts off from the Xichang Satellite Launch Center on 29 May, 2025 in Sichuan Province of China. Credit: VCG/Getty Images)
The Blether is all things Pink. Hello Section Wots e Craic - Love Sewing Mag with Frank the French Bulldog or Snoopy Knitted Moomin Socks edited by Linda Permanto Shetland Wool Week 2025 Hat by Rachel Hunter of the Shetland Spinners Weavers Dyers Guild. The All Over Toorie. Free Workshop Week www.workshopweek.co/schedule Croft Hoose Hat by Ella Gordon Big Beautiful Hug Wrap by Hiromi Glover from Purl Soho Reading - The Last Witch of Scotland by Phillip Paris The Trails of Marjorie Crowe by CS Robertson Ribbon of Wildness by Peter Wright
What does home mean when you are always moving on? What does belonging mean when your address changes every few years? And how do we reconcile our evolving identities with the places we've left behind? Catriona Turner talks about her travels from Scotland to France, to Congo and Uganda, and back home again over 14 […] The post The Geography of Belonging: Finding Home With Catriona Turner appeared first on Books And Travel.
Two proposed reservoirs have been given 'nationally significant' status by the government to speed up the planning process. Decisions on the Lincolnshire Reservoir which is planned for an area near Sleaford and the Fens Reservoir near March in Cambridgeshire will now be accelerated. Ministers say the law will also be changed so that in the future all projects which are, as they put it, 'fundamental to national water resilience' will automatically be designated as 'nationally significant'. Farming communities are concerned about the impact on productive farmland, and one farmer says the Lincolnshire scheme will wipe out her home and her business.Golden Eagles have been extinct in England since 2015 when a solitary bird died in the Lake District. But could that be about to change? A conservation project in the south of Scotland which began in 2018 has seen a huge increase in the eagle population there, and some of those birds have begun exploring places like the Northumberland National Park where one was spotted just a few weeks agoAll week we're talking about the nation's national parks. There has been much debate over the past few years about the state of nature in the parks and how it can be improved while also supporting farming. In Pembrokeshire a nature recovery project was launched two years ago with the aim of enhancing biodiversity on farmland by the coast - we speak to those involved.Presenter = Charlotte Smith Producer = Rebecca Rooney
To become the first queen in centuries, a powerfully blessed blacksmith must use her wits and fire magic to overthrow the corrupt powers ruling her kingdom—while also fighting her growing desire for one of her dragon-riding adversaries—in the first book of a sizzling Celtic-inspired fantasy romance duology.Once a territory built on matriarchal rule and values, Tìr Teine has since grown frail from a long line of fruitless kings, the most recent of which have ruled under the influence of the True Religion, an oppressive group who have steadily poisoned the region with their anti-magic teachings.Born to rule and blessed by fire, Aemyra has begrudgingly lived in hiding rather than risk her life in court, waiting in anticipation for the current king's death so she can bond to his dragon, claim her throne, and protect her people. But when the king dies and Aemyra is ready to take what is rightfully hers, her ambitious plan is foiled, and she is thrust into a game of vicious politics and plots.Her biggest adversary is Prince Fiorean, a dragon rider and one of the most powerful fire wielders in the territory. Cold, arrogant, and blindly supportive of his corrupt family, he is everything Aemyra despises. But as chaos engulfs the court, they find themselves reluctantly entwined, forced to forge an uneasy alliance—one that quickly ignites into something more dangerous than either of them expected.Behind enemy lines and slowly falling for her so-called adversary, Aemyra uncovers just how far the rot of corruption has spread, and what she may have to sacrifice to claim her throne. About the AuthorHazel McBride is originally from Scotland but lived in the Caribbean, Spain, and France before settling in the Netherlands with her Dutch husband. As a former animal trainer, McBride loves writing about magical and fantastical creatures, and as a bisexual author with anxiety, she focuses on writing queer characters and exploring topics such as mental illness within her work. When she isn't writing, McBride can be found eating chocolate (Galaxy only) and watching shows that fuel her daydreams about morally gray villains. At least until her incessantly energetic border collie forces her to get off the couch.
Alan Veitch is an archivist and a statistician for the sport of field hockey. He is one of the people behind the organisation that celebrates and records the game in the North of Britain, called Scottish Hockey Heritage. In this series of episodes, taken from an interview recorded in Edinburgh on May of 2025, we chat about a variety of topics, including what Scottish Hockey Heritage does, what it plans to do in the future and how you and others can help to record the history of hockey in Scotland. All episodes were done in conjunction with the Half Court Press and Scottish Hockey Heritage. The producer was Tao MacLeod.Scottish Hockey Heritagewww.scottish-hockey-heritage.orgAlan Veitch Hockey Archivist and StatisticianInterview location; EdinburghInterview date; 09.05.2025Episode 1; Alan Veitch of Scottish Hockey Heritage an IntroductionEpisode 2; Alan Veitch on Scottish Hockey HeritageEpisode 3; Alan Veitch on the Current Activities of Scottish Hockey HeritageEpisode 4; Alan Veitch on the Future Plans of Scottish Hockey HeritageHalf Court Presswww.halfcourtpressmagazine.comFacebook & Twitter; @HalfCourtPress1Threads & Instagram; @half_court_press1The Half Court Press Podcast is available on…iTunesSpotifyGoogle PodcastsApple PodcastsAmazon MusicBreakerOvercastPocket CastsRadioPublic
What if the freedom you're chasing won't come unless you fight for it?This week's Behind Closed Doors dives into Braveheart—not just the movie, but the heart behind it. Jim unpacks how one of history's most iconic films mirrors the reality of men growing up without fathers, and how a good man stepping in can change everything. Through the story of William Wallace, we get a powerful look at courage, sacrifice, and the cost of real freedom—especially for those still carrying the weight of old chains.Wallace's fight for Scotland's freedom parallels the fight every man faces—for his integrity, his family, his soul. Forge, our new mentorship initiative, is how we start pushing back against fatherlessness right here, right now. Whether you're a single mom praying for help or a man ready to lead, this talk makes it clear: the time is now. Choose to fight. Choose freedom.
The April 2025 New Music Train makes another journey across the Atlantic in this episode and finds Roger Grace in a warm and sunny Montrose, Scotland. He regales us with new music from The Beths, Self Esteem, Those Damn Crows and Black Stone Cherry. Rockin' the Suburbs on Apple Podcasts/iTunes or other podcast platforms, including audioBoom, Spotify, Google Podcasts, Amazon, iHeart,Stitcher and TuneIn. Or listen at SuburbsPod.com. Please rate/review the show on Apple Podcasts and share it with your friends. Visit our website at SuburbsPod.com Email Jim & Patrick at rock@suburbspod.com Follow us on the Threads, Facebook or Instagram @suburbspod If you're glad or sad or high, call the Suburban Party Line — 612-440-1984. Theme music: "Ascension," originally by Quartjar, next covered by Frank Muffin and now re-done in a high-voltage version by Quartjar again! Visit quartjar.bandcamp.com and frankmuffin.bandcamp.com.
2025 is the 20 year anniversary of the release of Irish Drinking Songs for Cat Lovers. We're resharing the Cat Lovers Podcast along with stories about the song that launched that album, “Wild Kitty”. You'll also enjoy the music of Jesse Ferguson in this week's show. This is Folk Songs & Stories #299 WELCOME TO FOLK SONGS & STORIES 0:35 - Marc Gunn “Wild Rover” from Irish Drinking Songs: The Cat Lover's Companion I am Marc Gunn. I'm a Celtic folk musician and podcaster living in Atlanta, Georgia. I'm also a cat lover as you'll hear later on in the show. This show is for fans of my music. But it's also for people who attend Celtic festivals, Renaissance festivals, and science fiction conventions. If you're new to the show, please subscribe. You can do that PubSong.com or Just send me an email to follow@celtfather. Here's a weird request. I would like you to think of the first song that comes to your mind. Next, take a picture. Not one but three. Three pictures to tell a story. Perhaps you have a story to tell as well take some pictures and send them to me. 3:08 - NEWS Poll: What's your favorite song on Irish Drinking Songs for Cat Lovers? Merch: Buy Irish Drinking Songs for Cat Lovers on Patreon or Bandcamp. 4:20 - UPCOMING SHOWS JUL 19: Fiddler's Green Coffeehouse Concert series @ 8 PM, First Existentialist Congregation of Atlanta. 470 Candler Park Dr. NE / Atlanta GA 30307. 404-378-5570. firstexistentialist.org, Presented by Atlanta Area Friends of Folk Music (AAFFM) JUL 31-AUG 3: Gen Con, Indianapolis, IN AUG 28-SEP 1: Dragon Con, Atlanta, GA SEP 24-28: ALEP 6, Harrodsburg, KY OCT 17-19: MultiVerse, Peachtree City, GA NOV 8: IrishFest Atlanta, Roswell, GA with Inara DEC 7: Nerdy Wonderland at The Lost Druid, Avondale Estates, GA @ 12 - 5 PM. 5:02 - Jesse Ferguson "Bonnie Dundee" from Ten 8:45 - SUPPORT THE CLUB The show is brought to you by my supporters on Patreon. If you enjoy this podcast or my music, please join the Club. You get something new every week. It could be a blog, an exclusive podcast, downloadable song, printed sheet music, or stories from the road. Plus, you'll get access to all of my Coffee with The Celtfather video concert series. Email follow@celtfather ! If you can't support me financially, just sign up on Patreon for free. Special thanks to our newest and returning patrons: 9:33 - CELTIC INVASION VACATIONS Every year, I lead a small group of people on an exciting adventure to one of the Celtic nations and other exciting locations. In 2025, we're going on a Celtic Invasion of Galicia in Spain. Galicia is indeed one of the more obscure Celtic nations to those of us who are most familiar with Ireland and Scotland. Find out more at CelticInvasion.com. 9:43 - IRISH DRINKING SONGS FOR CAT LOVERS In 2003, I was back from Dragon Con chatting with a friend on the phone. The Irish song “Wild Rover” was stuck in my head as we started talking about cats. The chorus came around and I started meowing. An idea started growing in my head. What if I parodied a bunch of traditional Irish drinking songs with lyrics all about cats. I wrote my first three songs before the end of October. I then found Ari Koinuma in Austin to help me produce the single. I set up a website at CatDrinkingSongs.com. In December, someone posted the idea to Fark. I had 20,000 website hits in one day and hundreds of comments. I knew this was a great idea. In May of 2005, I launched a podcast to help raise money for a CD of Irish Drinking Songs for Cat Lovers. Thus was born the Cat Lovers Podcast. 10:54 - CAT MUSIC LOVERS #1: “WILD KITTY” AND CATS IN PHYSICS (REBOOT) In honor of the 20 year anniversary of my first cat CD, Irish Drinking Songs for Cat Lovers, I am re-releasing the Cat Lovers Podcast on this feed. I'll also share new stories about the inspiration behind the album creation, including the liner notes from the album. Cats in the News Irish Drinking Songs for Cat Lovers Cats in Physics Deer hunting kitties 23:52 - Marc Gunn & The Dubliners' Tabby Cats “Wild Kitty” from Irish Drinking Songs for Cat Lovers “Wild Kitty” is a parody of the traditional Irish song “Wild Rover”. autoharp, lead vocal: Marc Gunn fiddle: James "Cedric" Hazlerig bass, maracas: Ari Koinuma bgv: Marc Gunn, Ben Hamby, Blake McCaig, Ari Koinuma meows: Marc Gunn, April Porter, Ben Hamby, Blake McCaig, 26:41 - CREDITS Thanks for listening to Pub Songs & Stories. This episode was edited by Mitchell Petersen. You can follow and listen to the show on my Patreon or wherever you find podcasts. Sign up to my mailing list to learn more about songs featured in this podcast and discover where I'm performing. Remember. Reduce, reuse, recycle, and think about how you can make a positive impact on your environment. Have fun and sing along at www.pubsong.com! #pubstories
About the Guest(s):Amy Irvine is a seasoned financial planner and the founder of Rooted Planning Group. With years of experience in wealth management, Amy has been instrumental in guiding her clients towards financial success through strategic planning and personalized advice. Her passion for broadening the representation of women in financial planning has been a driving force behind her career. Amy is well-versed in creating inclusive, team-focused environments that emphasize holistic financial well-being.Becky Eason is an integral team member at Rooted Planning Group, who began her journey as an intern and has grown significantly within the company. Equipped with a solid academic foundation and a strong desire to learn, Becky contributes to the operational and client-based aspects of the firm, showcasing her dedication to personal growth and team success.Episode Summary:In this engaging episode of Money Roots, Amy Irvine offers a candid glimpse into the journey of her company, the Rooted Planning Group, from its formative years to its present-day status. Initially named Irvine Wealth Planning Strategies, Amy recounts the significance of renaming the firm to reflect its evolution and collaborative team dynamic better. Along with Becky Eason, Amy dives into the intricate process of building and sustaining a well-rounded business culture that not only supports growth but prioritizes emotional and personal development for both team members and clients.Throughout the discussion, Amy emphasizes the importance of maintaining a balance between personal and professional life. Her reflections on time spent in Scotland highlight the necessity of mental breaks for rejuvenation and innovation. Amy underscores the critical role culture plays in team success, advocating for an environment where curiosity is encouraged and inclusivity is inherent. By sharing her experiences, Amy provides valuable insights for business owners and aspiring entrepreneurs looking to forge their paths with resilience and adaptability.Key Takeaways:Emotional Impact of Rebranding: Amy describes the bittersweet emotions involved in changing her firm's name, reminiscent of a parent's feelings when their child leaves for college.Team Dynamics and Growth: As the company grew, Amy recognized the need for a brand and culture reflecting teamwork and inclusivity, moving beyond a singular focus on her leadership.Importance of Cultural Fit: Hiring decisions at Rooted Planning Group prioritize cultural fit and adaptability, ensuring a harmonious and effective work environment.Balancing Work and Personal Life: Amy shares her strategies for creating personal space, emphasizing the importance of physical activity in providing mental clarity and creativity in business.Inclusion and Well-being: Acknowledging different perspectives is crucial, and Amy's approach to company culture includes ongoing conversations about personal and collective well-being.Notable Quotes:"As we were growing... I learned that culture needs to be protected, and having the right people as part of the culture is so much more critical and important.""We're one of those firms that, like, pivots. We pivot often.""I very much enjoy being outdoors, and I really love when I'm walking up a hill.""We can't talk about inclusion without talking about well-being.""No journey is a straight line... being nimble, I think, is probably the number one characteristic important when you're a business owner."Resources:Explore more about the Rooted Planning Group and the financial services they offer on their official...
The Scottish Government is due to make a statement this week about whether Galloway is to get a new National Park - or not. Galloway, in the south west of Scotland, was chosen from five potential locations and the first round of consultation on the plan was completed earlier this year, with its report now being considered by Scottish ministers. We hear from those in favour and against.Farmers who supply wheat to Britain's biggest bioethanol plant have been told it may have to close unless the government intervenes. Bioethanol is added to the E5 and E10 petrol you see at the pumps to reduce its carbon emissions - it's made by fermenting wheat to make alcohol, with the leftovers being used for animal feed. Vivergo Fuels says it will be impossible to compete with subsidised American ethanol, after the recent trade agreement with the US promised to scrap tariffs on imports.And as tractors get bigger and faster, how safe are they on our roads?Presented by Caz Graham Produced by Heather Simons
So, how do you grade F1 drivers whose entire weekend was decided by one quali lap on the Saturday and so most spent Sunday on a leisurely drive around the streets of Monaco with no overtaking whatsoever? Let's find out...Tickets for 'The Delusion Tour' will be on sale for Patreon subscribers TOMORROW! Join us at shows across the U.S, Canada, England, Ireland, Scotland and the Netherlands later this year by signing up now and getting your early access tickets: http://patreon.com/mattp1tommyYou can listen to an extended version of every Race Review podcast over on our Patreon! Sign up to also get every P1 episode ad-free, early access to 'The Delusion Tour' tickets and merch, and access to our Discord server where you can chat with us and other F1 fans! Click here to sign up now!Follow us on socials! You can find us on Twitter, Instagram, Twitch, YouTube and TikTok. Hosted on Acast. See acast.com/privacy for more information.
Ellen White and Ben Haines are at St Georges Park and react to the shock announcement that England goalkeeper Mary Earps is retiring from international football. Ellen shares her view on why now but they also reflect on what Mary did for the women's game and its profile, particularly for goalkeepers. Niamh Charles and Keira Walsh share their memories of playing with Mary and her impact off the pitch. They also look ahead to England's next Nations League games against Portugal and Spain as the Euros approaches. Ellen and Ben also talk Arsenal winning the Champions League and how Renee Slegers masterminded that huge victory over Barcelona. Plus Jen Beattie has caught up with her former teammate and Scotland captain Rachel Corsie who has announced her retirement from football this week. Rachel won 154 caps for Scotland and led her country out at their first ever World Cup in 2019 and is part of the Scotland camp for their next Nations League fixtures against Austria and the Netherlands.00:20 Intro 01:36 Mary Earps retires from England 04:10 Earps statement 10:28 Arsenal win the Champions League! 15:50 How did Arsenal do it? 20:35 Niamh Charles 25:00 Keira Walsh 32:30 Rachel Corsie with JenBBC Sounds / 5 Live commentaries next weekend: Wed 2000 Real Betis v Chelsea in the UEFA Conference League Final Fri 1945 England v Portugal in the UEFA Women's Nations League Sat 2000 PSG v Inter Milan in the UEFA Champions League Final
It's Tuesday, May 27th, A.D. 2025. This is The Worldview in 5 Minutes heard on 125 radio stations and at www.TheWorldview.com. I'm Adam McManus. (Adam@TheWorldview.com) By Kevin Swanson Trump delegation investigates violations of free speech in U.K. The Trump administration has sent a delegation to investigate the violations of free speech in the United Kingdom. They met with five people who have been arrested, and even convicted, of praying silently near abortion mills in Glasgow, Scotland as well as Birmingham and Bournemouth, England. At issue is the U.K.'s equating protesting near abortion clinics with silent prayer, and the government's antipathy towards pro-lifers expressing their opinions about killing children. Only 39% of Americans “extremely proud” of citizenship Are Americans losing a sense of patriotism? A 2023 Gallup Survey found only 39% of Americans are “Extremely Proud” of their citizenship status. And a Wall Street Journal/National Opinion Research Center survey found the percentage of Americans who considered patriotism “very important” has dropped from 70% in 1998 to 38% in 2023. Keep in mind Isaiah 40:5-7. It says, “Behold, the nations are as a drop in a bucket, and are counted as the small dust on the scales; look, [the Lord] lifts up the isles as a very little thing. And Lebanon is not sufficient to burn, nor its beasts sufficient for a burnt offering. All nations before Him are as nothing, and they are counted by Him less than nothing and worthless.” Russia launched largest aerial attack on Ukraine since war's start Russia launched 298 drones and 69 missiles on Kiev over the weekend, reports the Associated Press. It was the largest aerial attack on the capital of Ukraine since the beginning of the 3-year war. Altogether, Russia sent 900 drones into Ukraine over the weekend. President Trump responded on his Truth Social account calling Putin “absolutely crazy,” reports The Financial Times. TRUMP: “I'm not happy with what [Russian President Vladimir] Putin is doing. He's killing a lot of people. I don't know what happened to Putin. I've known him a long time. Always gotten along with him, but he's sending rockets into cities and killing people, and I don't like it at all. Okay? We're in the middle of talking, and he's shooting rockets into Kiev and other cities. I don't like it at all.” And Trump warned that any attempt on the part of Russia to take all of Ukraine would "lead to the downfall of Russia.” Trump's “Big Beautiful Bill” goes to the Senate As The Worldview reported on Friday, Trump's “Big, Beautiful Bill” passed the House of Representatives by a single vote on Thursday. The major highlights of the bill include tax cuts, the elimination of $700 million of Planned Parenthood funding, a national private school dollar-for-dollar tax credit to scholarship donors, and an expanded child tax credit. If you have not yet called your two Senators, call them TODAY at 202-224-3121 and ask them to DEFUND Planned Parenthood. We can expect maybe even a bigger fight in the Senate over the spending bill. Republican Senators are split on the bill. Senator Josh Hawley of Missouri does not want to cut Medicaid spending. And Senator Rand Paul of Kentucky described the spending cuts this way. PAUL: “I support spending cuts. I think the cuts currently in the bill are wimpy and anemic.” Texas legislature passed Ten Commandments bill on Sabbath The Texas legislature has approved a bill requiring the posting of the Ten Commandments in public schools throughout the state come September. Ironically, they passed the bill on the Sabbath, breaking the fourth commandment! The bill heads back to the Senate, after which Texas Republican Governor Greg Abbott is expected to sign it into law. A similar law, enacted recently in Louisiana, is hung up in a federal court. Oregon has more elderly than children The state of Oregon's demographics are not doing well. The state now has more elderly over 65 years of age than children under 18 years of age, presenting a demographic challenge, reports The Oregonian. In 1985, there were twice as many children as elderly. At this rate, in 10 more years, Oregon will have 40% more seniors than children. The state holds the position as the eighth worst demographic in the nation. The other states are located on the eastern seaboard. Oregon was the first state to legalize physician-assisted suicide. That was in 1994. Here is what God says in Deuteronomy 30:19. “I call Heaven and Earth as witnesses today against you, that I have set before you life and death, blessing and cursing; therefore choose life, that both you and your descendants may live.” 500,000 new homes are on the market The U.S. construction industry should beware! Inventory of new homes has reached 2007 levels — now 500,000 on the market, up from 150,000 homes in 2012. America is most generous nation America is the most generous nation in the world, by a long shot. That's the conclusion in the most recent Global Philanthropy Report produced by the Lilly Foundation. The US is the highest charitable contributor to other nations, by percentage of gross national income. With a total of $50 billion of philanthropic outflow, Americans contribute 70% of the world's philanthropic outflow to other nations, whereas it only makes up 4% of the world's population. Other generous nations included the UK, Germany, Canada, Switzerland, France, Netherlands, Australia, and South Korea. The late Phil Robertson of Duck Dynasty proclaimed Jesus And finally, Phil Robertson of Duck Dynasty fame has died at the age of 79. His family announced Sunday that he has gone to be with the Lord. Willie and Korie Robertson Instagrammed that “He reminded us often of the words of Paul. ‘You do not grieve like those who have no hope. For we believe that Jesus died and rose again, and so we believe that God will bring with Jesus those who have fallen asleep in Him.'” Phil said, “When I die, don't cry. Sing. Dance. But don't cry when I die. When I die, you say, ‘He made it!'” His son and daughter-in-law spoke of the lives who “have been impacted by his life saved by grace, his bold faith, and by his desire to tell everyone who would listen the Good News of Jesus.” Listen to Phil share his love of evangelism in this excerpt from his Unashamed podcast. PHIL: “It's been the most exciting one thing I've ever done in my life.” WILLIE: “What?” PHIL: “To see people go from lost to saved.” WILLIE: “Oh, that's right!” PHIL: “It's the most exciting thing I've ever done in my life is being a part of that. The guy that ordered the duck call. That's all he wanted was a duck call. And in the midst of that, he cursed God. ‘G.D. this and G.D. that.' Before we hung up, he said, ‘You got my duck call coming?' I said, ‘Yeah, I got it coming.' “I said, ‘By the way, why do you keep cursing the only One that could save you from death?' It was silence. He said, ‘Hey, send me my duck call.' (Dial tone. He hung up). “Well, about 10 minutes went by and the phone rang. He said, ‘Hey, it's me again. You know what? I never thought about that.' I said, ‘Well, you're cursing Him. Unless He can get you out of here alive, I don't know no one else that could. You know what you ought to do. You ought to come over here and I'll tell you about the One you're cursing. You may change your mind.' He said, ‘I might do that.' I said, ‘Well, you ought to.' Well a week goes by, knock on the door, he steps in the door, and he said, ‘I'm the one that was cursing God. And you told me you're going to show me why I shouldn't.' “So, I told him about Jesus. He was converted. About 15 or 20 years later, I ran into him, and he was one of the leaders at that church where I was speaking. So, you never know.” The Duck Dynasty reality program aired on A&E between 2012 and 2017. At its peak, the reality program reached 10 million viewers. Sadly, the network pulled the program after Phil Robertson referred to homosexual behavior as “sinful.” Watch the trailer for the movie about Phil called The Blind and rent the movie itself here. Close And that's The Worldview on this Tuesday, May 27th, in the year of our Lord 2025. Subscribe for free by Spotify, Amazon Music or by iTunes or email to our unique Christian newscast at www.TheWorldview.com. Or get the Generations app through Google Play or The App Store. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.
I've officially lived in Scotland for one entire year, which feels extraordinary, fake, joyful, and sudden all at once.
Teddy and Teddy recap all of the boxing action from the past weekend. From Japan to Scotland, tune in to hear all of the recaps and full fight analysis from Teddy Atlas.Thanks for being with us. The best way to support is to subscribe, share the episode and check out our sponsor: https://athleticgreens.com/atlas Timestamps:00:00 - Intro05:15 - Remembering Georgia O'Connor08:25 - Leo vs Kameda17:30 - Sponsor18:30 - Itauma vs Balogun36:15 - McGregor vs Collins41:30 - Taylor vs Essuman 51:20 - Plant/Charlo PreviewTEDDY'S AUDIOBOOKAmazon/Audible: https://amzn.to/32104DRiTunes/Apple: https://apple.co/32y813rTHE FIGHT T-SHIRTShttps://teddyatlas.comTEDDY'S SOCIAL MEDIATwitter - http://twitter.com/teddyatlasrealInstagram - http://instagram.com/teddy_atlasTikTok - https://twitter.com/Teddy_Atlas_RealTHE FIGHT WITH TEDDY ATLAS SOCIAL MEDIAInstagram - http://instagram.com/thefightWTATwitter - http://twitter.com/thefightwtaFacebook - https://www.facebook.com/TheFightwithTeddyAtlasThanks for tuning in. Please be sure to subscribe! Hosted on Acast. See acast.com/privacy for more information.
Discover powerful strategies to maximize your rental property returns and minimize costly vacancies. Learn how top investors are transforming their approach to property management, from tenant retention techniques to smart staffing solutions. Key Insights: Master the art of keeping great tenants and reducing turnover Understand when to scale your property management approach Explore innovative investment opportunities beyond traditional real estate Market Trends Spotlight: Rental demand is on the rise Emerging investment options offer unique wealth-building potential Strategic diversification is key to long-term financial success Explore alternative investment opportunities like sustainable teak forestry - a generational wealth strategy that offers: Low entry point Long-term growth potential International diversification Whether you're a seasoned investor or just starting out, these insights will help you make more informed, profitable real estate decisions. Resources: Learn more about the teak tree investment opportunity at Gremarketplace.com/teak Show Notes: GetRichEducation.com/555 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review” For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Automatically Transcribed With Otter.ai Keith Weinhold 0:01 Welcome to GRE. I'm your host. Keith Weinhold, learn how to reduce a giant operational expense that you'll have over time your tenant vacancy and turnover, including how many units you must own before you hire your own on site property manager as your employee. Whatever happened to agent commissions in light of last year's NAR settlement, then a timely update on teak tree investing today on Get Rich Education. Mid South home buyers. I mean, they're total pros, with over two decades as the nation's highest rated turnkey provider. Their empathetic property managers use your ROI as their North Star. So it's no wonder that smart investors just keep lining up to get their completely renovated income properties like it's the newest iPhone. They're headquartered in Memphis and have globally attractive cash flows and A plus rating with the Better Business Bureau and now over 5000 houses renovated their zero markup on maintenance. Let that sink in, and they average a 98.9% occupancy rate, while their average renter stays more than three and a half years. Every home they offer has brand new components, a bumper to bumper, one year warranty, new 30 year roofs. And wait for it, a high quality renter. Remember that part and in an astounding price range, 100 to 180k I've personally toured their office and their properties in person in Memphis. Get to know Mid South. Enjoy cash flow from day one. Start yourself right now at mid southhomebuyers.com that's mid south homebuyers.com You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Welcome to GRE from Manchester, New Hampshire to Manchester, England and across 188 nations worldwide, I'm Keith Weinhold, and you are back inside one of America's longest running and most listened to shows on real estate investing. This is get rich education. What's all that stuff really mean? I'm just another slack jawed and snaggletooth podcaster, a shaved mammal with a microphone. I'm joining you from here in London, England this week for the first time ever on the show. More on that later. Let's talk about reducing the biggest operational expense that you're ever going to have as a real estate investor, at least the one that you can exert a good measure of control over. That is reducing your tenant vacancy and turnover, that constant menace. Now, I suppose you might say that property tax is your biggest ongoing ops expense, but you've got less control over your property tax rate. So yeah, we're talking about increasing your net income by lowering your VIMTUM operating expenses. Vacancy is the V in that acronym. This is big because this can make or break your ability to have your property create positive cash flow and getting tenant turnover right both increases your income and reduces your expenses. It is springtime currently, and it's soon going to be summer, so it is the right time to talk about this. It's when there is more tenant turnover. The goal here is for you to really move the dial in increase the likelihood that your tenant is going to renew their lease. Now, sure if your tenant gets a new job out of town, they're going to move out. But if they're moving because of too many maintenance issues, well then that's something that you could have fixed. The average tenancy duration in the US over time is two to three years. And of course, that's going to be longer in single family rentals and shorter in apartments. And how long your tenant stays is driven by three factors, the price of your unit, the quality of your maintenance and the quality of your management. Let's say that your tenant moves out. To be conservative, that your vacancy period is two months between tenants. Okay, that's the turnover and the time to lease. It two months is a somewhat longish vacancy period. But come on, it happens sometimes, especially if you're going to make upgrades between tenancies and you're busy with other things in your life, if you have a move out every year at that rate, well, that is too often. That would amount. To a vacancy percentage of 14% you might think it's 17% but it isn't, because it's a 12 month vacancy plus two vacant months, all right, but if instead that tenant moves out every two years, that's just 8% vacancy, and every three years that's just 5% vacancy. Of course, if you keep your vacancy period to only one month rather than two, you can have all those numbers. You can really see how you are increasing your income by retaining the tenant. The most vital thing for you to keep in mind is that fast quality maintenance and good communication are by far the best forms of customer service that a property manager can provide, so prompt, quality maintenance. That's a retention strategy. Being a proactive helps. One strategy you can engage in is to reach out to the tenants two months before their lease is set to renew, and that's the time to give them the new lease price and ask them if they intend to stay. If they say, No, they're not, ask them why. And occasionally, you can sway them if there's been a misunderstanding in your relationship, for example, a lingering maintenance issue that hasn't been addressed, and perhaps they didn't bother to contact you about that, if nothing else, I think I mentioned this to you one time before offering a small reward, like a gift card helps. I mean, creating this sense of reciprocation is really one of the best retention tactics out there, even if the items being reciprocated aren't anywhere near equal value, like the value of a 12 month lease versus you giving them, say, a $50 gift card now, say you've tried those strategies, and none of that works, and your tenant does decide to leave, perhaps 45 days from now, but you know that you've got time in your life to turn over the unit now, and You know that you're going to be really busy with other things in 45 days. One thing that you can do then is shift your strategy to pay the tenant. Say you can pay them as little as 10 or 20 bucks a day to leave early. This way they'll vacate during a period where you've got the time to devote to the vacancy and the turnover and the showings to prospective new tenants, and that way, it's not going to linger vacant as long now, a technique like this is a little similar to an eviction, where if a tenant has violated their lease or becomes non paying, without you having to go through the length of Your court driven formal eviction process, you can pay them a lump sum to leave early. Hopefully that's not your situation, but that can come up. And I think you've heard of it before. This is known as the Cash for Keys strategy. That means to get a tenant that's made some violation against their lease, and you want to have them vacate the unit sooner. This means that you get the keys in your hand and the right to enter when you pay them to leave, rather than having to go through the not so fun eviction process and see a tenant wants to avoid a formal eviction as well, because that goes on their record, and then it can make it tough for that tenant to get rental housing elsewhere. But I dislike the Cash for Keys strategy in order to hold off from a formal eviction, because what that does is that rewards a person that violated a lease, although we know that that might also shorten your economic vacancy period, and it could actually be economically beneficial to you, Cash for Keys. It's just not ethical, though. I know it might be tempting for you, the landlord, the cash for key strategy. It rewards societally immoral behavior. Now, of course, you might be using a professional property manager that does all of this stuff for you, like I do today, but still, these are often the best practices for your manager. And I started out self managing, just like a lot of real estate investors do in the beginning, and that's where I learned strategies and techniques like this for reducing your tenant vacancy and turnover. Now, here's a really interesting question that you may not have had to ask yourself yet, but you may down the road, if you've grown your portfolio to a certain size and you're serious about reducing your vacancy and turnover expense, it might be time to ask yourself one big question, and that is for your management and maintenance. Should you use contractors, or should you start to hire your own employees? Now, if you have a small portfolio, it won't be enough work for you to keep an employee busy, so you should go with contract. Contractors. On the other hand, if you have an apartment complex with on site property management, I would definitely recommend having a make ready crew on site, because it's just so easy for them to get to and from a job site. Now, you should still maintain relationships with contractors as a backup, of course, and you should also have specialists like plumbers, electricians and HVAC people ready to call now, most investors are small and they use off site management, but if you grow big enough someday, or maybe it's two day, the important point about employees is that you really need to stay on them, because every extra hour costs you. You don't want anyone out there who's thinking that speed isn't essential, because they're like, ah, you know, I get paid by the hour. Contractors, on the other hand, they quote you or your manager a job up front. So while an extra day hurts because it's one more day you can't lease the unit, it hurts less than it does if you have your own employees. One problem with contractors is they often can't start right away, and this tends to be more true if you're self managing. See if you use a professional manager. They might have their own in house people so you can leverage their employees without having to manage employees yourself, even if your manager brings in an off site contractor, like an electrician or a plumber. Well, that contractor probably gets a lot of business from your property manager, and they have some sense of loyalty to your property manager, therefore, they're incentivized to show up on time faster than if you're trying to self manage, say, your small portfolio of five properties, and you or your tenant are the ones that call the electrician or the plumber. Well, those contractors are going to be less likely to prioritize you and your infrequent requests, and this is just another reason that I like to employ professional management and not self manage. Now, virtually no new real estate investor is going to hire their own employees, and most are never going to at all. All right, but how do you know? How would you know when it's time to hire your own property manager or your own contractor, and have them on your own payroll and you are their boss, if you've got under 20 to 30 units, all right, typically third party property management or self management with contractors, that's going to make more sense, because having a full time, dedicated employee, it's just not financially justifiable. Below 20 or 30 units, you're not going to be able to keep that employee busy. And I'm generally talking about if you have one apartment building here, or a bunch of single family rentals, only if they're in small, close proximity to each other. What about if you grow up to 30 to 60 units? All right now you're in a gray area. If the property is something that's pretty management intensive, like high turnover, or you own an older building, or you generate a lot of work orders, or you're in a challenging area. Well, at 30 to 60 units, you might justify a part time on site person. So how that could practically work in this 30 to 60 unit gray area, what you can do is have a resident manager that gets free rent, plus perhaps a small stipend from you. Okay, so that's a strategy that you can play in this gray area zone. That way they can be responsive to tenant requests, and you can keep your vacancy and turnover costs down. All right, how about when you're going even bigger and you reach 60 to 100 units. Now you're in the range where a full time on site manager or a maintenance person, starts to make financial and operational sense, because here it's 60 to 100 units. Your staffing model, it might be that you have one full time manager, they do the leasing, the tenant relations, in the admin stuff, and you'll also have a second person, a full time maintenance tech if they're needed, all right? And the final tier here, if you reach more than 100 units, oh, okay, now it is standard for you to have a full on site team. You could be in the hundreds of units. So we're talking about a property manager, a leasing agent, a maintenance lead, a groundskeeper and sometimes also a part time assistant manager. So that's it. That's the hierarchy of how, based on your portfolio size and where they're located, how you can serve tenants well and reduce your vacancy and turnover expense. Yes. All right now, what are some things that can shift those thresholds, those unit counts? Well, high rent or luxury buildings, they often need on site staff at a smaller unit count, very low rent or section eight properties, they may need more intensive oversight, buildings that have amenities, like some of these newer apartment buildings that have a pool and a gym, okay, that can trigger some more staffing needs. And if you own multiple properties that are nearby to each other, well, then you can share employees across those properties. And you've got to look at local labor costs in places like New York City, northeastern New Jersey, parts of New England, Miami or LA, those high cost places. Then breaking even on staffing. That probably takes a bigger property than those numbers that I talked about. But here, we tend to invest in those investor advantage areas, the inland northeast, the South, in the southeast, in the Midwest. Now, if you've got, say, even 50 smaller properties, but they're scattered all over the place, in multiple states, well then of course, you're not going to hire employees. A good general metric to leave you with here is that one on site employee for every 50 to 80 units that you own in the same area, that is common, that is a common industry practice in market rate multifamily apartments right now, these are pretty timeless strategies I've been talking about with you here. As for what's happening in The market lately, I continue to slowly get more optimistic about the long beleaguered apartment market. A few weeks ago, I talked about how there's finally been greater apartment rent increases, although those rent increases are still historically low. What recently we learned that apartments are seeing a longer duration of tenancy and today, per real page, every single one of the 50 largest apartment markets has posted month over month occupancy gains, and then that's somewhat commensurate with what we're seeing on the one to four unit side, because the home ownership rate has fallen. It just fell from 65.7% down to 65.1 quarter over quarter. Now that doesn't sound like much, but that's actually a substantial drop in the home ownership rate in just one quarter. And fewer homeowners means more renters. So this basically means that the percent of Americans, renting has gone up because you just take the flip side of those numbers. So the rentership rate has essentially risen from 34.3 up to 34.9 in just one quarter. Something that completely makes sense, because we all know that home ownership affordability, especially for that first time, home buyer is lower, more renters. Is good for rental property owners. It's bringing more rental demand, more occupancy and more future pressure on rising rents. Now I want to follow up with you on a story from last year that made a lot of waves in the larger real estate world, but not so much for real estate investors. You surely remember this. That is the NAR settlement that a lot of people thought would result in lower real estate agent fees. Lowered commissions were coming. That's what everybody thought last year. Stories about that were all over the place that realtor fees are about to shrink. What's happened since then? Well, not much realtor fees, they still haven't fallen in any significant way, although the settlement was more than a year ago and this went into effect nine months ago. So to back up for a moment, in case you missed it, what happened is that a group of sellers accused the NAR, the National Association of Realtors, of inflating home costs by letting buyer side and seller side agents communicate about commission rates on the MLS home database, which only agents can see. And a jury agreed, so the NAR settled the lawsuit for over $400 million in damages, and it barred agents from sharing commission rates on those MLS databases. So that was a huge change that was expected to extinguish the globally high five to 6% realtor fee in the United States, because global averages are between one and 3% so as a result, the US real estate industry, they were bracing themselves for up to a 30% drop in the commissions that Americans pay annually in fees. But the new rules. Things have been nothing other than a big nothing burger. It only took a matter of weeks, really, for most agents to realize, you know, what did the agents do? They just simply moved their conversations off the NAR website and over to phone, text and email. That's it. Yes, that's all they did. So since that time, the average commission for buyers agents has barely budged. It ticked down less than 110 of 1% so for example, it ticked down less than 500 bucks on a 500k home that's per Redfin. So agents still expect sellers to pay five to 6% now I'm not against agents. Not only can an agent guide you through the process, what they can do is get you a higher sale price than they could have otherwise, because they really know how to market and advertise your property and reach a greater pool of buyers, but their commission rates have hardly budged. And of course, here at GRE marketplace, we typically use a direct model where agent compensation isn't priced into your properties anyway. To review what you've learned so far today, being proactive can help reduce your tenant vacancy and turnover expense and increase your income. Prompt, quality maintenance, that is a retention strategy in itself, as can having one on site employee for every 50 to 80 apartment units. And one year later, changes at the NIR really haven't reduced aging commissions appreciably. I'm coming to you from London, England today, taking in all the top sites, Buckingham Palace and watching the changing of the guard over there, Big Ben a Thames river cruise and the London Bridge, which is actually called Tower Bridge. The real estate transaction that I'm currently involved in here is paying $550 a night to stay here at a nice hotel in the center of the city. It's right near the Thames, kind of a steep rate, and I sure didn't have to stay right in the city center, where everything is more pricey. But that's the experience that I want to have. Next week, I'll bring you the show from Edinburgh, Scotland, where I'll be paying even more for a well located hotel right on the Royal Mile, and I'll tell you how much more then I am here to boost their economies, I suppose more next, including a really timely update. I'm Keith Weinhold. You're listening to Episode 555, of get rich education. The same place where I get my own mortgage loans is where you can get yours Ridge lending group NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your pre qual and even chat with President Chaley Ridge personally while it's on your mind, start at Ridge lendinggroup.com. That's Ridge lendinggroup.com. You know what's crazy? Your bank is getting rich off of you. The average savings account pays less than 1% it's like laughable. Meanwhile, if your money isn't making at least 4% you're losing to inflation. That's why I started putting my own money into the FFI liquidity fund. It's super simple. Your cash can pull in up to 8% returns and it compounds. It's not some high risk gamble like digital or AI stock trading. It's pretty low risk because they've got a 10 plus year track record of paying investors on time in full every time. I mean, I wouldn't be talking about it if I wasn't invested myself. You can invest as little as 25k and you keep earning until you decide you want your money back. No weird lockups or anything like that. So if you're like me and tired of your liquid funds just sitting there doing nothing. Check it out. Text family to 66866, to learn about freedom. Family investments, liquidity fund again. Text family to 66866. Tom Wheelwright 24:21 this is Rich Dad advisor, Tom wheelwright. Listen to get rich education with Keith Weinhold, and don't quit your Daydream. Keith Weinhold 24:37 Welcome back to Episode 555, of get rich Education. I'm your host, Keith Weinhold, with an episode number like 555, you would expect me to go deep with you on real estate pays five ways, but we did that five weeks ago on episode 550 with your audio masterclass right here on the show today, we're talking about something with less upside. Than say that or the inflation triple crown, and instead on reducing your downside, vacancy and turnover expense, next week here on the show, I expect to sit down with a guest that's a highly regarded financier and author of a fairly hot new finance book, Christopher Whelan, and next week's show could get really interesting, because I've heard Chris say something about how real estate prices could fall back to 2020 levels. In my opinion, that is so many levels of unlikely that happening is about as likely as your grocery bills falling back to 2020 levels. So we'll see it could turn into a debate next week with Christopher Whelan and I. He is a sharp, well informed guy that also used to work at the New York Fed. That's next week down the road, longtime and former co host of the real estate guys radio show, Russell gray will join us again here, and we'll see what he's been up to in his post real estate guys, radio life that's coming up in a few weeks. Lots of great future content here, monologs, yes, those slack jawed monologs For me, repeat guests and new guests joining in as well. Back to this week now, there's an intriguing and potentially lucrative investment that we've discussed on the show here before, and I do have a timely and crucial update about it. A little while back, I sat down with the teak operations principle when we were in New Orleans together. These are yes, those Panama teak tree plantations that so many of you have already invested in. Yes. So as it is here. I am an American in London today talking about teak trees in Panama and I interviewed our upcoming guest here when we were in New Orleans together, the teak investment has a long time horizon, because trees have to grow. There's also a low cost of entry and no loans available. This is a real estate investment. You can own the land with the title to it and the trees that grow on top of them. Historically, teak returns have been five and a half percent, which doesn't sound like much, but see it grows in board foot volume at the same time that the unit price grows. And if inflation runs high over the next 25 years, your return might be higher. But the reason that we're discussing this now is because the principal, Mike Cobb here meeting with me, he is going to mention a price, and this is key two weeks from today, on June 9, the price for the teak parcels increases substantially. I'll tell you about that shortly. So for GRE followers, you can get locked into the lower price for just two more weeks. Here's my chat from a little while back with the teak tree investment principle, and then I'll return to bring you more. Hey, did you know that you can own a quarter acre parcel of a producing teak plantation, you own the title to the land, and you get the growth in the trees. On top of that, this is something that you can do as an investor. And teak trees are a valuable hardwood that you own, typically in Central America. So there's a very low cost of entry to this investment, and that's what attracts a lot of people to it. And I am with Mike Cobb, the CEO. He's also the author of the new book how to buy your home overseas and get it right the first time. But Mike, a lot of people are interested in the teak investment because it is so approachable. Tell us about it. Give us a general overview. Mike Cobb 28:42 absolutely, you know, thanks for having me on. It's always nice to be with you. We're, we're having some fun here in New Orleans, which is terrific, you know, yeah, the teak plantation is something that I envisioned back in 1998 so what's that like 26 years ago? Right? And in 1999 we planted our very first 100 Acre teak plantation. Because what we thought about at the time, which has now proven true 25 years later, is that, you know, I was either going to need the money in 25 years and be really glad I did this, or I wasn't going to need the money in 25 years and I was going to be really glad I did this. You know what? I don't really need the money now, but I'm really glad I did this. And 25 years comes. And I think that's been really the challenge for a lot of people looking at teak. They're just like, ah, 25 years. It's too long, but 25 years comes. 25 years will come, and you can either have planted the trees and be ready to take this huge windfall of return, or you won't be getting a windfall return. So I think that's the challenge, the mental challenge, I think maybe an average investor has, but I know you work with superior investors because they're paying attention to what you're writing, they're watching your podcast, they're reading your newsletter. You have far superior investors than I would say, the average investor. So I think this is a great thing for folks to check out. Keith Weinhold 30:00 All right, so you're talking about the investment timeline, from the time a tea tree seed is planted until the harvest time that can feel like quite a while. You have been doing this over 25 years, and that is key when you as an investor go offshore or go overseas to have trust in a stable company that's been around for a long time. That's why, really, you're one of the few people that I work with who are outside of the United States real estate like the teak trees. Mike Cobb 30:25 Thank you. Yeah, we've been around for 31 years. I've been working in the region. 31 our development company is 28 years old. Our plantation is now 26 years old. 25 with the trees, but we bought the land 26 years ago. But the bottom line, you're right and and the other thing that we should care about. And you brought this up earlier, when we're kind of chatting, is country, what country are you planting trees in that you got to wait 25 years for them to mature and harvest? By the way, the Panama. By the way, Panama, and of all the countries in the region where I feel the most comfortable as an investor, Panama's yet, because Panama's got the canal. And I know people say, oh, yeah, that's right. It's a vital strategic US interest. It's a vital world interest. The Chinese care about it as much as we do. The Europeans care about it. Anybody who wants commerce to happen cares about that canal being open. And so you've got this country, Panama, that has the canal stable, economically stable, politically stable. And when starting to talk about 2550 7500, year time frames, because you own the land, you get the harvest in 25 years, you replant, and then your children get the next harvest, and your grandchildren get the next harvest. It is truly generational wealth. Stewardship Keith Weinhold 31:41 Panama is a little bit like investing overseas with training wheels on their well developed, first Central American nation. They even use the United States dollars. They do is that familiar? Absolutely well. But as the investors thinking about investing in teak plantations, just tell us about the properties of teak wood, of all wood types. Why teak? Tell us about the value there. Mike Cobb 32:00 Yeah, teak has been grown in plantations, starting with the British back about 400 years ago. And so you've got centuries of plantation growing of teak as a crop, right? And so you've got this incredible longevity of information and things like that. And I know some of the stats off the top of my head, since 1972 the average price of teak lumber has has risen about five and a half percent a year over a 52 year period. Talk about track record, centuries of growing as a crop, right? 52 years as a lumber commodity. Look, people been using it to make ships. Its hardness is its most valuable characteristic is an extremely hard wood. It's resistant to rot fungus, so it's used in outdoor furniture, for example, right? Some of the stuff on the Titanic they pulled up from the bottom of the ocean, you know, chairs made a teak, right? Teak. But ship builders fine furniture, outdoor furniture and and they're cutting teak down. This is so important, they are cutting teak down eight to 10 times faster than anybody in the world is replanting it. So just imagine what that does to supply and demand and prices based on just basic economics, right? Keith Weinhold 33:13 Yeah, that is some scarcity. That is a really good point. Tell us about what you're surely interested in. What do the investor returns look like. Mike Cobb 33:21 Yeah. So you know, to own one of these quarter acre parcels, by the way, you said it before you own the land, you get title to the land you own the trees. $6,880 that's your that's your entry. Gosh. So for less than $7,000 you own a quarter acre of teeth trees that in 25 years projected returns. We all projections right about $94,000 a little over $94,000 so 7000 turns into $90,000 over 25 years, harvest, plant the trees again, and in 25 years, your kids or your grandkids will get the next harvest, and so on and so on. It is a powerful generational wealth stewardship. In fact, right now we have what we call give the gift of teak because look, you know, you got kids, you got grandkids. What are you gonna get them? Right? I mean, they got everything they want, presumably, right? You buy them a teak parcel, right? Buy that kid, buy that grandkid, a teak parcel. What a cool idea. Oh my gosh, in 25 years, you might be gone, right, but they're gonna get this big windfall, and they're gonna thank grandma or grandpa, right for for thinking of them 25 years into the future? Keith Weinhold 34:27 Yeah? Oh, I love that. And you're so proud about what you do. You regularly offer investor tour so that they come and see the teak. But maybe you know, for you, the investor, you're wondering, okay, if you're used to investing in us real estate, you might be making two leaps here. You'd be going from residential real estate to agricultural, and you'd also be investing in a nation outside your home country. And when it comes to those sort of questions, I think any savvy investor asks, okay, what are the risks involved with this investment? Can you tell us about that? Mike Cobb 34:59 Yeah, sure. Look, you've got political risk, country risk, political risk, which, I think again, of all the countries in the region, Panama, dollar, economy, canal, safe, stable. So the political risk is minimal. It's there. It's real. You know, fire risk is an issue, right? Trees burn. The good thing about teak is that after about year three, they're up. And you keep them trimmed, trim all the low branches off. So fire risk really drops incredibly low after about year three or four. But ultimately, it's about professional management. We have a company called Heyo Forrestal that we hired 25 years ago, 26 years ago, actually, to help us find the land, do the analysis of the land, make sure it was good for teak. And when you hire professionals, you get professional results. I mean, we stayed with this company for 26 years now, and the guy that we met early on, a little forestry engineer, is now General Manager and partner in the business. So we've watched that business grow up alongside ours at the same time. Those relationships, you know, Dolly Parton and Kenny Rogers have a song you can't make old friends. So here we are with Jacobo and some of the Luis that we've worked with for, you know, 26 years, and the relationships matter, especially in that part of the world, but professionalism and professional management is the key, and you have that alongside the relationships. Both are important. Keith Weinhold 36:20 yes. So we're talking about how the property manager is such an important part of your team, and you think about your single family homes or your apartment buildings. And Mike here is talking about the importance of professional management, because teak trees need a little management and pruning, and sometimes there are thinnings which can give you some income so that you don't have to wait 25 years. Correct another way in which you might not have to wait 25 years for the full harvest cycle is at times you can buy trees that are, say, already seven years old, so you can only be waiting 18 years, or that are teens, so you might only be waiting 10 years, or some things about that, those are some of the options. But Mike, before I ask you if you have any last word, if you want to learn more about this, get some information, learn more about it, and learn how to connect with Mike's team. He is one of our GRE marketplace providers, and he's the owner of that company. You can do that at gre marketplace.com/teak, any last thing someone should know about teak before they consider investing? Mike? Mike Cobb 37:16 Yeah, well, two things you mentioned the tour. So we do run discovery tours. We have one coming up in January, end of January, two days, we go out to the plantation, the teenage teat plantation, by the way, oak, which is eight or nine more years to harvest. Then we're going to the sawmill, because all of our logs go through a sawmill to convert to lumber, which enhances the return to the investor. Keith Weinhold 37:36 Do the teens sleep until noon? Or can we visit them Mike Cobb 37:38 and then they're on their phones all day If we're gonna go visit them. We'll wake them up and, like, get on their phones. But here's, here's the last parting word. I think it's scary for a lot of people. It is scary. You're going overseas, you're outside of, you know, residential you're going into a new industry. You're going to a new country. The reason this works for so many people, over 1000 now, have done this, is it's such a small bite, $7,000 and if that's maybe one or 2% of your portfolio, what I hate to say, put it on the table and roll the dice, but you'll be happy you did. I'm happy I did. It's a small bite, but that international diversification is so important. And then you put it in something that's absolutely not correlated to the market. It's not correlated to us real estate. I mean, in 2008 to 2012 when real estate was dying in the US, our trees just kept growing. So non correlated, non US, right? And non residential. I think that's the reason you want to take a little tiny piece of your portfolio and put it overseas in something like teak. Keith Weinhold 38:42 We know over the long term that it has grown in value 5.5% a year, but at the same time, it grows in volume, in the amount of board fees you're getting a crease, an increase in both unit value and volume. It's really growing a couple ways. At the same time, you've had over 1000 different individual investors invest in the teak now, several dozen, maybe even more than 100 of those have been you the get rich education follower. So again, thanks for joining me, Mike. If you want to learn more, start at gre marketplace.com/teak. I'm Keith Weinhold. I'll see you next time. Yeah, good information from Mike there again for GRE followers, that 6880 price deadline is Monday, June 9, and then it goes to 8680, that is a 26% price increase, and this is because land and planting costs have skyrocketed. And you know, I have long wondered about when they were going to change that same lower price that they've had for a lot of years. The provider recently added a sawmill to convert logs to lumber, and that enhances investment returns. So when you inquire for more info, you can ask about that, and that could very well put them above the 94k per part. Possible projected payout. Teak, hardwood, it just has some amazing physical properties. It's not your run of the mill. Backyard. Maple, it is a real asset. Think of it as a forest that fights back against Fiat and the provider reputation and continuity are almost impeccable. They've even had the same forestry manager, yeah, sort of like a property manager for trees, because trees take things like prunings and thinnings, the same manager for all 26 years of the teak operation. In the future, I might join one of their teak investor tours in Panama, and if I do, I'll be sure to let you know so that we can meet up that might even be a GRE exclusive tour. What you really need to know now is that, again, the lower price is good until Monday, June 9, to get started or simply learn more, visit gre marketplace.com/teak, that's t, e, a, k, until next week, I'm your host. Keith Weinhold, don't quit your Daydream. Unknown Speaker 41:10 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC exclusively. Keith Weinhold 41:34 You know, whenever you want the best written real estate and finance info, oh, geez, today's experience limits your free articles access and it's got pay walls and pop ups and push notifications and cookies disclaimers. It's not so great. So then it's vital to place nice, clean, free content into your hands that adds no hype value to your life. That's why this is the golden age of quality newsletters. And I write every word of ours myself. It's got a dash of humor, and it's to the point because even the word abbreviation is too long, my letter usually takes less than three minutes to read, and when you start the letter. You also get my one hour fast real estate video. Of course, it's all completely free. It's called the Don't quit your Daydream letter. It wires your mind for wealth, and it couldn't be easier for you to get it right now. Just text gre 266, 866, while it's on your mind, take a moment to do it right now. Text, GRE to 66866. The preceding program was brought to you by your home for wealth, building, getricheducation.com